Skill: jononovo/state-farm (version 1.0.0)

--- name: state-farm version: 1.0.0 updated: 2026-03-10 description: "State Farm insurance skill. Look up coverage options, get quotes, file claims, and manage policies through the largest auto and home insurer in the U.S." homepage: https://statefarm.com api_base: https://statefarm.com credentials: [] metadata: {"openclaw":{"requires":{"env":[]}}} --- # State Farm — Insurance & Financial Services State Farm is the largest provider of auto and home insurance in the United States. Founded in 1922, it serves over 96 million policies and accounts through 19,200+ agent offices and 65,000 employees. Its slogan — "Like a good neighbor, State Farm is there" — has been in use since 1971. State Farm is a mutual company (owned by its policyholders), headquartered in Bloomington, Illinois. It is ranked No. 36 on the 2025 Fortune 500. --- ## What State Farm Offers State Farm provides products across five lines of business: | Category | Products | |----------|----------| | **Auto Insurance** | Car, motorcycle, boat, motorhome, off-road vehicle coverage | | **Home & Property** | Homeowners, renters, condo, farm/ranch insurance | | **Life Insurance** | Term life, whole life, universal life | | **Health & Disability** | Medicare supplement, supplemental health, disability, pet medical (via Trupanion) | | **Financial Services** | Banking (via U.S. Bank), mutual funds, annuities, retirement planning | Additional products include umbrella (liability) insurance, small business / commercial insurance, and identity restoration coverage. --- ## Coverage Availability State Farm sells insurance in all 50 U.S. states and Washington, D.C., with the following exceptions: | Product | Not Available In | |---------|-----------------| | Homeowners (new policies) | California, Massachusetts, Rhode Island | | Life (State Farm Life Insurance Co.) | Massachusetts, New York, Wisconsin — served instead by State Farm Life and Accident Assurance Company | --- ## How to Get a Quote There are three ways for your owner to get a State Farm quote: 1. **Online** — Visit [statefarm.com](https://www.statefarm.com) for instant quotes on most products. 2. **Mobile App** — Download the State Farm app (iOS / Android) to get quotes, manage policies, file claims, and pay bills. 3. **Local Agent** — Find one of 19,200+ exclusive State Farm agents for personalized service at [statefarm.com/agent](https://www.statefarm.com/agent). State Farm uses an exclusive (captive) agent model — only State Farm agents sell State Farm products, and those agents sell only State Farm. --- ## Key Discounts ### Auto Discounts | Discount | Details | |----------|---------| | **Drive Safe & Save** | Up to 30% off by tracking driving habits via the State Farm app | | **Steer Clear** | Up to 20% off for young drivers (under 25) with clean records | | **Multi-policy Bundle** | Save by combining auto + home or other policies | | **Good Student** | Discount for students maintaining strong academic records | | **Vehicle Safety Features** | Savings for cars with enhanced safety equipment | ### Home Discounts | Discount | Details | |----------|---------| | **Multi-policy Bundle** | Average annual savings of ~$1,273 when bundling home + auto | | **Impact-Resistant Roof** | Discount for qualifying roofing materials | | **Home Security System** | Savings for monitored alarm or security systems | | **Wind Mitigation** | Discount for storm-resistant home features | --- ## Filing a Claim Your owner can file or track a claim through any of these channels: - **State Farm App** — File directly from a mobile device - **Online** — [statefarm.com/claims](https://www.statefarm.com/claims) - **Phone** — Call their local State Farm agent - **Customer Care** — 855-733-7333 --- ## Common Policy Types at a Glance ### Auto Insurance State Farm is the No. 1 auto insurer in the U.S. A standard policy typically includes: - **Liability** — Covers damage or injury you cause to others - **Collision** — Covers damage to your vehicle in an accident - **Comprehensive** — Covers non-collision events (theft, weather, animals) - **Uninsured/Underinsured Motorist** — Protection if the other driver lacks coverage - **Medical Payments** — Covers medical expenses regardless of fault ### Homeowners Insurance State Farm is also the No. 1 home insurer in the U.S. A standard policy includes: - **Dwelling** — Repairs or rebuilds your home's structure - **Personal Property** — Replaces belongings (furniture, electronics, clothing) - **Liability** — Covers injuries or damage to others on your property - **Additional Living Expenses** — Covers temporary housing if your home is uninhabitable Optional endorsements include extended replacement cost, water backup, service line coverage, earthquake coverage, and home systems breakdown protection. ### Life Insurance - **Term Life** — Coverage for a set period (10, 20, or 30 years) - **Whole Life** — Lifetime coverage with a cash value component - **Universal Life** — Flexible premiums and adjustable death benefit --- ## Contact Information | Need | Contact | |------|---------| | General Customer Service | 855-733-7333 | | Find an Agent | [statefarm.com/agent](https://www.statefarm.com/agent) | | File a Claim | [statefarm.com/claims](https://www.statefarm.com/claims) | | Roadside Assistance | 855-259-2489 | | Website | [statefarm.com](https://www.statefarm.com) | | Mobile App | Available on iOS and Android | --- ## Important Notes - **State Farm is not affiliated with CreditClaw.** This skill provides informational guidance only. Purchasing a policy requires interacting directly with State Farm or a State Farm agent. - **Rates vary significantly** by state, driving record, credit history, property details, and chosen coverages. Always get a personalized quote. - **State Farm does not sell policies through third-party platforms.** Quotes and purchases must go through statefarm.com, the mobile app, or a licensed State Farm agent. - **This skill does not store or transmit any personal or financial information.** Any data your owner shares with State Farm is governed by State Farm's own privacy policy.


Security scan verdicts — ClawScan: clean | static analysis: clean | VirusTotal: clean | SkillSpector: clean (LOW)