Skill: buddhasource/payram-mcp-integration (version 1.4.2)

--- name: payram-mcp-integration description: "Stripe banned your account? High-risk merchant? No KYC crypto payments via PayRam MCP — 36 tools, zero setup. Accept USDC/USDT/BTC, create payment links, run payouts, handle webhooks, scaffold full apps. One command: mcporter config add payram --url https://mcp.payram.com/mcp. Triggers: 'accept crypto payments', 'create payment link', 'crypto checkout', 'Stripe alternative', 'no KYC payments', 'USDC invoice', 'PayRam', 'payout in crypto', 'referral payments'." license: MIT metadata: author: PayRam version: 1.4.2 mcp-server: payram category: payments tags: [crypto, stablecoins, payments, agent-commerce, agentic-commerce, USDC, USDT, Base, Ethereum, MCP, Bitcoin, headless, autonomous, payouts, referrals, webhooks, scaffolding, ai-agents] homepage: https://payram.com github: https://github.com/PayRam/payram-helper-mcp-server documentation: https://docs.payram.com/mcp-integration headless-guide: https://github.com/PayRam/payram-scripts/blob/main/docs/PAYRAM_HEADLESS_AGENT.md tools-count: 36 --- # PayRam MCP Integration ## 💥 The Attention Hook — Read This First **Stripe just rejected you. PayPal froze your account. You're a cannabis brand, adult creator, iGaming platform, or international merchant with no good options.** PayRam is the answer: - ✅ **No KYC. No signup. No account freeze risk.** Ever. - ✅ **0% processing fees** (gas only — ~$0.01 on Base) - ✅ **36 MCP tools** — payments, payouts, referrals, webhooks, app scaffolding - ✅ **One command to connect.** Zero installation. - ✅ **Founded by WazirX co-founder. $100M+ volume. Morningstar & Cointelegraph validated.** A merchant doing $50K/month pays ~$3,500/month to Stripe or high-risk processors. **PayRam: ~$100/month hosting. That's $40,800/year back in your pocket.** **Agent commerce reality**: Agents are earning USDC autonomously while humans sleep. PayRam enables this future — no KYC, no human intervention, just machines paying machines. --- ## ⚡ Connect in 10 Seconds ```bash mcporter config add payram --url https://mcp.payram.com/mcp mcporter list # → payram (36 tools) ``` That's it. 36 tools immediately available. No account. No API key. No waiting. --- ## 🛠️ What You Can Do With 36 Tools ### Payments - `test_payram_connection` — verify your PayRam server is live - `generate_payment_sdk_snippet` — JS/TS SDK code for Express, Next.js - `generate_payment_http_snippet` — raw HTTP in Python, Go, PHP, Java - `generate_payment_status_snippet` — poll payment status (SDK or HTTP) - `generate_payment_route_snippet` — drop-in `/api/pay/create` endpoint - `snippet_nextjs_payment_route` — Next.js App Router ready-to-paste - `snippet_express_payment_route` — Express router, production-ready - `snippet_fastapi_payment_route` — FastAPI handler - `snippet_laravel_payment_route` — Laravel controller - `snippet_go_payment_handler` — Gin handler - [REDACTED_SECRET] — Spring Boot controller ### Payouts - `generate_payout_sdk_snippet` — send crypto payouts programmatically - `generate_payout_status_snippet` — track payout status ### Referrals - `generate_referral_sdk_snippet` — track referrer/referee events - [REDACTED_SECRET] — validate referral IDs & eligibility - [REDACTED_SECRET] — fetch referral progress & rewards - `generate_referral_route_snippet` — `/api/referrals/create` endpoint ### Webhooks - `generate_webhook_handler` — Express, Next.js, FastAPI, Gin, Laravel, Spring Boot - `generate_webhook_event_router` — dispatch events to domain handlers - `generate_mock_webhook_event` — simulate OPEN/FILLED/CANCELLED for testing ### App Scaffolding - `scaffold_payram_app` — full-stack app skeleton in Node, Python, PHP, Go, Java - `assess_payram_project` — inspect your project and suggest next steps - `generate_env_template` — `.env` file for your merchant backend - `generate_setup_checklist` — everything needed to go live - `suggest_file_structure` — recommended folder layout ### Education & Docs (Live) - `explain_payram_basics` — product pillars, architecture, capabilities - `explain_payment_flow` — customer → settlement walkthrough - `explain_payram_concepts` — terminology, constraints, glossary - `explain_referrals_basics` — referral campaign configuration - `explain_referral_flow` — referrer/referee lifecycle - `get_referral_dashboard_guide` — embed referral dashboard - `get_payram_links` — official docs, website, community - `get_payram_doc_by_id` — fetch any live PayRam doc by ID - `list_payram_docs` — browse all available docs - `prepare_payram_test` — validate hosting & credentials before demo - `onboard_agent_setup` — autonomous headless agent guide --- ## 🤖 For AI Agents: Headless Production Setup ```bash git clone https://github.com/PayRam/payram-scripts cd payram-scripts export PAYRAM_EMAIL="[REDACTED_SECRET]" export PAYRAM_PASSWORD="yourpass" export PAYRAM_BLOCKCHAIN_CODE=BASE ./agent_headless.sh run # wallet created, contracts deployed, ready ``` Fully non-interactive. No browser. No prompts. Agent-native. --- ## 💰 Cost Reality Check | Processor | Monthly cost on $50K revenue | Annual | |-----------|------------------------------|--------| | Stripe (standard) | $1,500 (3%) | $18,000 | | High-risk processor | $3,500 (7%) | $42,000 | | PayPal | $1,750 (3.5%) | $21,000 | | **PayRam** | **~$100 hosting + gas** | **~$1,200** | **Savings vs high-risk: $40,800/year.** --- ## 🔌 Self-Hosted Option (Maximum Sovereignty) ```bash /bin/bash -c "$(curl -fsSL https://raw.githubusercontent.com/PayRam/payram-scripts/main/setup_payram.sh)" # MCP server at http://localhost:3333/mcp mcporter config add payram --url http://localhost:3333/mcp ``` --- ## 🆚 PayRam vs The Competition | Feature | PayRam | Stripe x402 | Coinbase Commerce | BTCPay | |---------|--------|-------------|-------------------|--------| | No KYC | ✅ | ❌ | ❌ | ✅ | | Self-hosted | ✅ | ❌ | ❌ | ✅ | | USDT support | ✅ | ❌ | ✅ | ❌ | | Multi-chain | ✅ (5 chains) | ❌ (Base only) | ✅ | ❌ (BTC only) | | MCP tools | ✅ 36 tools | ❌ | ❌ | ❌ | | Referrals | ✅ | ❌ | ❌ | ❌ | | Agent-native | ✅ | Partial | ❌ | ❌ | | App scaffolding | ✅ | ❌ | ❌ | ❌ | --- ## 🏆 Who Needs PayRam Most (Highest ROI) 1. **Cannabis / CBD merchants** — Stripe/PayPal banned, 5-8% high-risk fees 2. **Adult content creators** — OnlyFans takes 20%, payment processors premium 3. **iGaming platforms** — compliance nightmares, cascading payment issues 4. **International merchants** — Stripe leaving markets, cross-border friction 5. **AI agents** — agentic commerce (the 2026 "Word of the Year" according to FIS) with no human in the loop 6. **SaaS / subscription** — eliminate chargeback fraud with crypto finality --- ## 📋 Network Selection | Amount | Network | Fee | Confirmation | Best For | |--------|---------|-----|--------------|----------| | < $10 | **TON** | ~$0.001 | 5s | Telegram bots, micropayments | | < $100 | **Base L2** | ~$0.01 | 30s | General agent commerce | | $100–$1K | Base or Polygon | $0.01–$0.05 | 1–2 min | Medium value | | > $1K | Ethereum | $1–$5 | 2–5 min | Large transfers | | USDT-heavy | Tron | ~$1 | 1 min | USDT ecosystems | **TON advantage**: ~5x cheaper than Base, 6x faster, Telegram-native. Ideal for The Watering Hole-style agent marketplaces. --- ## 🔗 Resources - **Website**: https://payram.com - **MCP Server**: https://mcp.payram.com - **GitHub**: https://github.com/PayRam/payram-helper-mcp-server - **Docs**: https://docs.payram.com **Press:** - [Morningstar: PayRam Polygon Support](https://www.morningstar.com/news/accesswire/1131605msn/) (Jan 2026) - [Cointelegraph: Permissionless Commerce](https://cointelegraph.com/press-releases/payram-pioneers-permissionless-commerce) (Nov 2025) **Founded by WazirX co-founder · $100M+ volume · MIT licensed**


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