Skill: samledger67-dotcom/investor-memo-generator (version 98.0.1)

--- name: investor-memo-generator description: > Generate investor-ready memos, executive summaries, and pitch narrative documents from raw financial data, cap tables, and startup metrics. Produces one-pagers, term sheet summaries, SAFE/note summaries, board update memos, and LP update letters. Structures narrative around traction, financials, and use of funds. Use when a founder or CFO needs to turn a financial model or data dump into a polished investor document. NOT for: building the underlying financial model (use startup-financial-model), cap table math (use cap-table-manager), legal document drafting (requires attorney), or generating pitch decks with slides (output is text/markdown, not slide formats). version: 1.0.0 author: PrecisionLedger tags: - finance - investors - startups - memos - fundraising - narrative --- # Investor Memo Generator Skill Transform raw financial data, metrics, and context into polished investor-ready documents. This skill guides Sam Ledger through structured memo creation — from one-pagers to board updates — with narrative framing that communicates traction, financials, and opportunity clearly. --- ## When to Use This Skill **Trigger phrases:** - "Write an investor memo for…" - "Draft a board update / LP letter" - "Summarize our financials for investors" - "Turn this model into an investor narrative" - "Prepare a one-pager for [company]" - "Write a use-of-funds summary" - "Draft a SAFE / term sheet summary" **Use when:** - Founder has financial model data and needs investor narrative - Board meeting is coming and CEO needs a written update - LP update letter is due (fund managers) - Post-close SAFE/note summary needed for investor records - Executive summary needed for data room **Do NOT use when:** - The underlying financial model doesn't exist yet → use `startup-financial-model` first - Cap table needs to be built → use `cap-table-manager` first - Legal binding term sheet needed → requires attorney review - Slide deck / PowerPoint format needed → output is markdown/text only - Public company investor relations → different regulatory requirements (10-K, 8-K, etc.) --- ## Document Types Supported ### 1. Investor One-Pager Single-page executive summary: company overview, problem/solution, traction, team, ask, use of funds. ### 2. Board Update Memo Structured monthly/quarterly update: KPIs vs plan, financial snapshot, key wins, risks, decisions needed. ### 3. LP Update Letter For fund managers: portfolio performance, notable developments, capital calls/distributions, outlook. ### 4. SAFE / Convertible Note Summary Plain-English summary of deal terms: valuation cap, discount, MFN, pro-rata rights, maturity. ### 5. Use-of-Funds Narrative Breakdown of how raised capital will be deployed: headcount, product, sales/marketing, infrastructure, runway math. ### 6. Data Room Executive Summary Multi-page document for serious investors: company background, market, product, financials, team, risks. --- ## Inputs Required ### Minimum (One-Pager or Board Update) ``` Company name & stage (pre-seed, seed, Series A…) Monthly revenue (current + 3-month trend) Burn rate / runway in months Headcount Key metric (MAU, ARR, units sold, etc.) Fundraising ask (if applicable) ``` ### Full (Data Room / Executive Summary) ``` All minimum inputs above, PLUS: - Market size (TAM/SAM/SOM) - Unit economics (CAC, LTV, payback period) - Historical P&L (last 12 months) - Forward projections (18-24 months) - Cap table summary (post-round if applicable) - Founder bios (2-3 sentences each) - Competitive landscape - Use of funds breakdown ``` --- ## Output Formats **Markdown** (default) — ready to paste into Notion, Google Docs, or any CMS **Plain text** — for email body or simple documents **Structured JSON** — for downstream automation or CRM entry --- ## Memo Templates ### One-Pager Template ```markdown # [Company Name] — Investor Summary *[Month Year] | [Stage] | Raising $[Amount]* --- ## The Opportunity [2-3 sentences: problem + why now + market size signal] ## What We Do [1-2 sentences: product/service in plain English] ## Traction - **Revenue:** $[X]/mo (↑[%] MoM) - **Customers:** [N] ([segment]) - **Key Metric:** [metric] = [value] - **Runway:** [N] months at current burn ## Business Model [1 sentence: how you make money] ## The Ask **Raising:** $[Amount] | **Instrument:** [SAFE / Priced Round] **Valuation Cap / Pre-money:** $[X]M **Use of Funds:** [3-4 bullet breakdown] ## Team - **[Name]**, CEO — [2-line bio] - **[Name]**, CTO — [2-line bio] ## Contact [Name] | [Email] | [Website] ``` --- ### Board Update Memo Template ```markdown # [Company Name] — Board Update [Month Year] **Prepared by:** [CEO Name] **Date:** [Date] **Attendees:** [List] --- ## Executive Summary [3-4 sentences: overall state of the business, tone-setting] ## KPIs vs Plan | Metric | Plan | Actual | Δ | |--------|------|--------|---| | MRR | $X | $X | +/-% | | Burn | $X | $X | +/-% | | Headcount | N | N | +/- | | [Key Metric] | X | X | +/-% | ## Financial Snapshot - **Cash on Hand:** $[X] (as of [date]) - **Runway:** [N] months - **Net Burn:** $[X]/mo - **Revenue:** $[X] MRR / $[X] ARR ## Key Wins This Period 1. [Win 1] 2. [Win 2] 3. [Win 3] ## Risks & Concerns 1. [Risk 1] — Mitigation: [action] 2. [Risk 2] — Mitigation: [action] ## Decisions Needed 1. [Decision 1] 2. [Decision 2] ## Next 30-Day Priorities 1. [Priority 1] 2. [Priority 2] 3. [Priority 3] ``` --- ### Use-of-Funds Template ```markdown ## Use of Funds — $[Total Raise] | Category | Amount | % | Purpose | |----------|--------|---|---------| | Engineering / Product | $X | X% | [Hire N engineers, build Y feature] | | Sales & Marketing | $X | X% | [CAC payback, channel expansion] | | Operations | $X | X% | [Infrastructure, tooling] | | G&A / Reserve | $X | X% | [Legal, accounting, buffer] | | **Total** | **$X** | **100%** | | **Runway Impact:** This raise extends runway from [current N months] to [projected N months], through [date], at which point we project [milestone: profitability / Series A readiness / etc.] **Key Milestone Unlocked:** [What reaching the end of this runway proves to the next round investor] ``` --- ### SAFE Summary Template ```markdown ## SAFE Terms Summary — [Company Name] **Date Signed:** [Date] **Investor:** [Name / Entity] **Investment Amount:** $[X] **Key Terms:** - **Instrument:** Post-Money SAFE (YC Standard) - **Valuation Cap:** $[X]M - **Discount Rate:** [X]% (or None) - **MFN:** Yes / No - **Pro-Rata Rights:** Yes / No (threshold: $[X] investment) **Conversion Trigger:** Equity Financing ≥ $[X]M **Dissolution Priority:** Returns investor principal before common in dissolution event **Notes:** [Any custom provisions, side letters, or non-standard terms] *This is a plain-English summary for record-keeping. The executed SAFE document governs all legal terms.* ``` --- ## Narrative Framing Principles ### The Investor Memo Spine Every strong investor memo hits these beats in order: 1. **Why now** — timing signal that makes this the right moment 2. **Why us** — team + unfair advantage 3. **Proof** — traction that de-risks the bet 4. **Math** — the numbers hold up under scrutiny 5. **Ask** — specific, sized, with clear use ### Common Mistakes to Flag - Projections without assumptions → always show the assumptions - "Conservative" projections that still assume 10x growth → call out the tension - Vague use-of-funds ("growth") → force specific allocation - Missing unit economics → CAC/LTV must appear for B2B/SaaS - Round-numbered runway → calculate actual months from burn + cash ### Language Guidance - Replace "disrupt" with specific market dynamics - Replace "unique" with the actual differentiation - Replace "traction" with the number - Use "we" sparingly — the memo speaks, not just the founder - Quantify everything that can be quantified --- ## Workflow ### Step 1: Gather Inputs Collect the inputs listed above. If any critical inputs are missing, ask for them before drafting. Don't fabricate metrics. ### Step 2: Choose Document Type Match the user's need to the document type. Confirm if ambiguous. ### Step 3: Draft with Template Use the appropriate template as scaffold. Fill with actual data. Flag any gaps with `[NEED: ...]` placeholders. ### Step 4: Narrative Layer Apply the Investor Memo Spine framework. Ensure the document tells a coherent story, not just a data dump. ### Step 5: Quality Check - [ ] All numbers sourced from actual data (no estimates unless labeled) - [ ] Projections show assumptions - [ ] Unit economics present (if B2B/SaaS) - [ ] Use-of-funds sums to raise amount - [ ] Runway math is correct - [ ] No legal claims (no "guaranteed returns", no securities language) - [ ] Legal disclaimer if needed: "This is not an offer to sell securities." ### Step 6: Format & Deliver Default output: Markdown. Ask user if they want plain text or JSON. --- ## Integration Points | Upstream Skill | What It Provides | |----------------|------------------| | `startup-financial-model` | P&L, cash flow, runway math, projections | | `cap-table-manager` | Cap table snapshot, dilution, round sizing | | `kpi-alert-system` | Live KPI data for board updates | | `budget-vs-actual` | Actuals vs plan for board update KPI table | --- ## Legal Disclaimer Boilerplate For any memo that could be construed as a securities offering: > *This document is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any offering of securities will be made only pursuant to definitive subscription documents. This summary is not a complete description of all material terms of any investment.* Include this when: the document includes fundraising terms, investor ask, or projected returns. --- ## Examples ### Example 1: Quick One-Pager Request **Input:** "Sam, write a one-pager for Apex AI. We're raising $1.5M SAFE at $8M cap. $42K MRR, growing 18% MoM. 3 months runway. B2B SaaS for construction PM teams." **Action:** Use One-Pager template. Fill all known fields. Flag missing: team bios, TAM, CAC/LTV. Output markdown. ### Example 2: Board Update **Input:** "Monthly board update for March. MRR hit $180K (plan was $165K). Burn $95K (was $88K due to new hire). Cash $1.1M. Big win: closed Acme Corp ($18K ACV)." **Action:** Use Board Update template. Calculate runway (1.1M / 95K = 11.6 months). Flag: what decisions needed? What are Q2 priorities? ### Example 3: SAFE Post-Close Summary **Input:** "Angel signed a $50K SAFE, $6M cap, 20% discount, MFN, no pro-rata." **Action:** Use SAFE Summary template. Fill all terms. Add legal disclaimer boilerplate. --- *PrecisionLedger — Precision. Integrity. Results.*


Security scan verdicts — ClawScan: clean | static analysis: clean | VirusTotal: clean | SkillSpector: clean (LOW)