Skill: ivangdavila/stellar (version 1.0.0)

--- name: Stellar description: Assist with Stellar XLM transactions, anchors, memo requirements, and cross-border payments. metadata: {"clawdbot":{"emoji":"🚀","os":["linux","darwin","win32"]}} --- ## Memo Field (Critical) - Exchanges require memo for deposits — sending without memo loses funds - Memo can be text, ID, or hash — use exactly what exchange provides - Memo is NOT optional for exchanges — different from self-custody wallets - Personal wallets don't need memo — only centralized services - Verify memo type matches — text memo vs ID memo are different ## Account Requirements - Minimum balance: 1 XLM base reserve — required to activate account - Each trustline adds 0.5 XLM reserve — locked, not spendable - Sending to new account must include 1+ XLM — creates the account - Merging account recovers reserve — must remove all trustlines first ## XLM Token - Native asset of Stellar network — used for fees and reserves - Extremely low fees — 0.00001 XLM per operation (~$0.000001) - Fast finality — 3-5 seconds - No mining — Stellar Consensus Protocol (SCP) ## Trustlines - Must trust an issuer before receiving their tokens — explicit opt-in - Trustline costs 0.5 XLM reserve — locked until removed - Remove trustlines to recover reserve — must have zero balance first - Scam tokens can't be forced on you — trustlines required ## Anchors and Assets - Anchors issue fiat-backed tokens — USDC, yXLM (yield), various fiats - Stellar has native USDC — issued by Circle directly - Verify anchor reputation — not all are trustworthy - Path payments convert automatically — send USD, receive EUR ## Addresses - Public keys start with "G" — 56 characters - Secret keys start with "S" — never share - Federated addresses: user*domain.com — human-readable, resolves to G address - Muxed addresses encode account + memo — M prefix, newer format ## Transaction Features - Multiple operations per transaction — batch actions - Sequence number like Ethereum nonce — must be sequential - Time bounds optional — transactions can expire - Fee bumping available — increase fee on pending transaction ## DEX and Trading - Built-in decentralized exchange — native to protocol - Order book model — limit orders, not AMM - Path payments find best route — automatic conversion - Swap aggregators exist — StellarX, Lobstr markets ## Wallets - Lobstr — most popular, mobile and web - StellarTerm — web-based trading - Solar Wallet — Keybase team, desktop - Ledger support — hardware wallet via compatible apps - Freighter — browser extension for dApps ## Common Issues - "Destination account does not exist" — account not created, needs 1+ XLM - "Missing memo" — exchange requires memo, transaction may be lost - "Insufficient balance" — must keep minimum reserve - "Trustline not established" — must add trustline before receiving token - Transaction stuck — rare on Stellar, usually instant ## Cross-Border Payments - Designed for remittances — fast and cheap - Anchor network for fiat on/off ramps — varies by country - MoneyGram partnership — cash pickup locations - USDC corridors — stablecoin transfers between countries ## Soroban (Smart Contracts) - Smart contract platform on Stellar — newer addition - Different from traditional Stellar operations — Rust-based contracts - Expanding Stellar capabilities — DeFi, NFTs becoming possible - Still maturing — ecosystem growing ## Security - Seed phrase standard — 24 words - Multisig available — require multiple signatures - Sep-10 authentication — standard for web auth - Verify transaction details — XDR can be decoded before signing


Security scan verdicts — ClawScan: clean | static analysis: clean | VirusTotal: clean | SkillSpector: clean (LOW)