# Extra-Financial Report
| TOP 10 BEST ISSUERS | Weigh | ESG Rating Distributio |
| --- | --- | --- |
| INTESA SANPAOLO SPA | 3.6 | 92.6 |
| ENI SPA | 1.1 | 88.2 |
| SNAM SPA | 3.2 | 84.3 |
| UNICREDIT SPA | 3.7 | 83.6 |
| ENEL FINANCE INTERNATIONAL NV | 4.6 | 83.2 |
| VEOLIA ENVIRONNEMENT SA | 1.6 | 82.9 |
| ALLIANZ SE | 2.1 | 82.5 |
| ING GROEP NV | 0.4 | 82.1 |
| AQUARIUS & INVESTMENTS PLC FOR ZURICH | 4.2 | 81.2 |
| LINDE PLC | 0.7 | 80.6 |
| In % of AuM (source Sustainalytics) |
| Weigh	ESG WORST ISSUERS	Rating Distributio |
| BERKSHIRE HATHAWAY INC | 1.0 | 45.4 |
| KUTXABANK SA | 2.8 | 57.2 |
| VOLKSWAGEN FINANCIAL SERVICES AG | 1.4 | 59.1 |
| RCI BANQUE SA | 1.7 | 59.5 |
| WELLS FARGO & CO | 3.3 | 60.7 |
| EUROFINS SCIENTIFIC SE | 0.8 | 62.0 |
| AMERICAN TOWER CORP | 1.7 | 64.1 |
| AUTOROUTES DU SUD DE LA FRANCE SA | 0.8 | 65.2 |
| KONINKLIJKE AHOLD DELHAIZE NV | 3.2 | 65.9 |
| NESTLE FINANCE INTERNATIONAL LTD | 1.7 | 68.6 |


##### Rating ESG	
Environmental, Social, and Governance (ESG) Rating, Sustainalytics' ratings for credit issuers. This is a rating from 0 to 100, the highest rating being 100.
In addition, within each sector, issuers are divided into five quintiles:
« Leader », « Outperformer », « Average Performer », « Underperformer » and « Laggard ». We typically use this rating for the sectoral aspect that serves our management process.

###### INSURANCE CO
| ESG RATING BY CREDIT) | ESG Portfolio Rating | ESG Rating Index |
| --- | --- | --- |
| Environment | 78.3 | 76.3 |
| Social | 76.0 | 73.5 |
| Governance | 74.5 | 74.6 |
| Global score | 75.1 | 73.9 |
| Coverage rate | 100% | 99% |

In % of AuM (source Sustainalytics) Issuers underperformer or laggard

##### PILLAR (ON THE
- Holdings weighted rebased rate	
- 
- Benchmark Sustainalytics scale from "best" to at least "good" : Leader, Outperformer, Average Performer,Underperformer, Laggard


## Ostrum Euro Crédit
PORTFOLIO ANALYSIS AS OF 31/08/2022

Translation (ENDE, 2022-08-31):
# Extrafinanzielle Berichterstattung
#### Rating ESG	
ESG-Rating: Erläuterungen von Sustainalytics für Kreditemittenten.
Das ESG-Rating ist ein Rating von 0 bis 100, wobei 100 die beste Note ist.
INTESA SANPAOLO SPA	3,6	92,6
ENI SPA	1,1	88,2
SNAM SPA	3,2	84,3
UNICREDIT SPA	3,7	83,6
ENEL FINANCE INTERNATIONAL NV	4,6	83,2
VEOLIA ENVIRONNEMENT SA	1,6	82,9
ALLIANZ SE	2,1	82,5
ING GROEP NV	0,4	82,1
Die Emittenten sind ferner innerhalb der einzelnen Sektoren in fünf Quintile eingeteilt :
« Leader », « Outperformer », « Average Performer », « Underperformer » und « Laggard ».
Dieser sektorale Aspekt, der unserem Managementprozess dient, ist gewöhnlich der Grund für unseren Einsatz dieses Kreditratings.
AQUARIUS & INVESTMENTS PLC FOR ZURICH INSURANCE CO
4,2	81,2
LINDE PLC	0,7	80,6

##### in % des Nettovermögens (source Sustainalytics)
| 10 LETZTE SENDER | Gewic | ESG- Rating- |
| --- | --- | --- |
|  |  | Verteilung |
| BERKSHIRE HATHAWAY INC | 1,0 | 45,4 |
| KUTXABANK SA | 2,8 | 57,2 |
| VOLKSWAGEN FINANCIAL SERVICES AG | 1,4 | 59,1 |
| RCI BANQUE SA | 1,7 | 59,5 |
| WELLS FARGO & CO | 3,3 | 60,7 |
| EUROFINS SCIENTIFIC SE | 0,8 | 62,0 |
| AMERICAN TOWER CORP | 1,7 | 64,1 |
| AUTOROUTES DU SUD DE LA FRANCE SA | 0,8 | 65,2 |
| KONINKLIJKE AHOLD DELHAIZE NV | 3,2 | 65,9 |
| NESTLE FINANCE INTERNATIONAL LTD | 1,7 | 68,6 |

| ANMERKUNG ESG NACH SÄULEN (AUF | ESG-Rating für das | ESG Note des Index |
| --- | --- | --- |
| Umwelt | 78,3 | 76,3 |
| Sozial | 76,0 | 73,5 |
| Governance | 74,5 | 74,6 |
| Gesamtbewertung | 75,1 | 73,9 |
| Deckungsquote | 100% | 99% |


##### in % des Nettovermögens (source Sustainalytics) Sender underperformer oder laggard
- Anteil Zinssegment, umbasiert	
- 
- IndexSustainalytics-Skala von "am besten" bis mindestens "gut" : Leader, Outperformer, AveragePerformer, Underperformer, Laggard


#### DEN KREDIT)
Portfolio

## Ostrum Euro Crédit
PORTFOLIOSTRUKTUR ZUM 31/08/2022