# INDOSUEZ FUNDS
## Other information (unaudited information)

### Other information (unaudited information)
TOTAL EXPENSE RATIO (TER)
As at 31 December 2020, the TER calculated for each active class of shares is as follows:
| Sub-funds | TER | Performance fee ratio | Synthetic TER |
| --- | --- | --- | --- |
| INDOSUEZ FUNDS - America Opportunities |  |  |  |
| Classe F | 0,66 | - | - |
| Classe G | 1,41 | - | - |
| Classe GX | 1,41 | - | - |
| Classe M | 1,43 | - | - |
| Classe MX | 1,45 | - | - |
| Classe ME | 1,43 | - | - |
| Classe MEX | 1,44 | - | - |
| Classe P | 2,12 | - | - |
| Classe PX | 2,13 | - | - |
| Classe PE | 2,08 | - | - |
| Classe W | -* |  |  |
| INDOSUEZ FUNDS - America Small & Mid Caps |  |  |  |
| Classe F | 0,69 | 2,77 | - |
| Classe G | 1,44 | 2,45 | - |
| Classe GX | 1,44 | 1,58 | - |
| Classe M | 1,51 | 2,16 | - |
| Classe MX | 1,53 | 2,13 | - |
| Classe ME | n/a | - | - |
| Classe P | 2,21 | 2,08 | - |
| Classe PX | 2,21 | 2,06 | - |
| Classe PE | 2,14 | 1,02 | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS -  Asia Bonds (formerly |  |  |  |
| INDOSUEZ FUNDS - Asia Income) |  |  |  |
| Classe F | -* | - | - |
| Classe G | 0,70 | - | - |
| Classe GX | 0,75 | - | - |
| Classe M | 0,93 | - | - |
| Classe MX | 0,94 | - | - |
| Classe P | 1,38 | - | - |
| Classe PX | 1,40 | - | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS - Asia Opportunities |  |  |  |
| Classe F | 0,69 | 3,13 | - |
| Classe G | 1,45 | 2,86 | - |
| Classe GX | 1,44 | 2,93 | - |
| Classe GE | 1,43 | 3,11 | - |
| Classe M | 1,47 | 2,96 | - |
| Classe MX | 1,46 | 2,86 | - |
| Classe ME | 1,45 | 3,06 | - |
| Classe MEX | 1,24 | 2,22 | - |
| Classe P | 2,13 | 2,84 | - |
| Classe PX | 2,19 | 2,88 | - |
| Classe PE | 2,10 | 2,75 | - |
| Classe W | -* | - |  |

| Sub-funds | TER | Performance fee ratio | Synthetic TER |
| --- | --- | --- | --- |
| INDOSUEZ FUNDS - Balanced EUR |  |  |  |
| Classe M | 1,22 | - | 1,42 |
| Classe MX | n/a | - | n/a |
| Classe P | 1,78 | 0,01 | 1,98 |
| Classe PX | 1,80 | 0,02 | 2,00 |
| INDOSUEZ FUNDS - Defensive EUR |  |  |  |
| Classe M | 1,14 | - | 1,41 |
| Classe MX | n/a | - | n/a |
| Classe P | 1,55 | - | 1,82 |
| Classe PX | 1,56 | - | 1,83 |
| INDOSUEZ FUNDS - Defensive USD |  |  |  |
| Classe M | 1,11 | - | 1,38 |
| Classe P | 1,51 | - | 1,78 |
| Classe PX | 1,51 | - | 1,78 |
| INDOSUEZ FUNDS -  Euro Bonds (formerly |  |  |  |
| INDOSUEZ FUNDS - Corporate Bonds Euro) |  |  | - |
| Classe F | 0,34 | - | - |
| Classe G | 0,49 | - | - |
| Classe GX | 0,49 | - | - |
| Classe M | 0,68 | - | - |
| Classe MX | 0,68 | - | - |
| Classe P | 1,03 | - | - |
| Classe PX | 1,03 | - | - |
| INDOSUEZ FUNDS - Europe Growth |  |  |  |
| Classe F | 0,66 | - | - |
| Classe G | 1,41 | - | - |
| Classe GX | 1,36 | - | - |
| Classe M | n/a | - | - |
| Classe P | 2,14 | - | - |
| INDOSUEZ FUNDS - Europe Opportunities |  |  |  |
| Classe F | 0,65 | - | - |
| Classe G | 1,40 | - | - |
| Classe GX | 1,40 | - | - |
| Classe M | 1,48 | 0,06 | - |
| Classe MX | 1,45 | - | - |
| Classe P | 2,18 | - | - |
| Classe PX | 2,19 | - | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS - Europe Value |  |  |  |
| Classe F | 0,70 | 0,96 | - |
| Classe G | 1,42 | 0,15 | - |
| Classe GX | 1,44 | 0,03 | - |
| Classe M | 1,58 | 0,21 | - |
| Classe MX | 1,54 | - | - |
| Classe P | 2,24 | - | - |
| Classe PX | 2,22 | 0,14 | - |

| Sub-funds | TER | Performance fee ratio | Synthetic TER |
| --- | --- | --- | --- |
| INDOSUEZ FUNDS - FII Euro Equity Opportunities |  |  |  |
| Classe G | 1,70 | - | - |
| INDOSUEZ FUNDS - FII Flexible Euro |  |  |  |
| Classe G | 0,85 | - | - |
| Classe P | 1,53** | - | - |
| INDOSUEZ FUNDS - Fixed Income - Euro |  |  |  |
| Classe F | 0,36 | - | - |
| Classe G | 0,60 | - | - |
| Classe GX | 0,60 | - | - |
| Classe M | 0,90 | - | - |
| Classe MX | 0,90 | - | - |
| Classe P | 1,21 | - | - |
| Classe PX | 1,21 | - | - |
| INDOSUEZ FUNDS -  Global Bonds EUR 2025 (launched on 27 October |  |  |  |
| 2020) |  |  |  |
| Classe G | -* | - | - |
| Classe GX | -* | - | - |
| Classe M | -* | - | - |
| Classe MX | -* | - | - |
| Classe P | -* | - | - |
| Classe PX | -* | - | - |
| INDOSUEZ FUNDS - Global Bonds USD 2023 |  |  |  |
| Classe M | 0,45 | - | - |
| Classe MX | 0,45 | - | - |
| Classe P | 0,85 | - | - |
| Classe PX | 0,85 | - | - |
| INDOSUEZ FUNDS -  Global Bonds USD 2025 (launched on 16 November |  |  |  |
| 2020) |  |  |  |
| Classe G | -* | - | - |
| Classe M | -* | - | - |
| Classe MX | -* | - | - |
| Classe P | -* | - | - |
| Classe PX | -* | - | - |
| INDOSUEZ FUNDS - Global Trends |  |  |  |
| Classe F | 0,66 | - | - |
| Classe G | 1,40 |  | - |
| Classe GX | 1,43 |  | - |
| Classe GE | 1,41 |  | - |
| Classe M | 1,40 |  | - |
| Classe MX | 1,43 |  | - |
| Classe ME | 1,46 |  | - |
| Classe MEX | 1,42 |  | - |
| Classe P | 2,16 |  | - |
| Classe PX | 2,15 |  | - |
| Classe PE | 2,16 |  | - |
| Classe PEX | 2,19 |  | - |
| Classe W | -* |  |  |

TOTAL EXPENSE RATIO (continued)
| Sub-funds | TER | Performance fee ratio | Synthetic TER |
| --- | --- | --- | --- |
| INDOSUEZ FUNDS -  Latin America Bonds (formerly |  |  |  |
| INDOSUEZ FUNDS - Fixed Income - Latin America) |  |  |  |
| Classe F | 0,52 | - | - |
| Classe G | 0,82 | - | - |
| Classe GX | 0,82 | - | - |
| Classe M | 1,08 | - | - |
| Classe P | 1,55 | - | - |
| Classe PX | 1,54 | - | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS - Navigator |  |  | - |
| Classe F | 0,65 | - | - |
| Classe G | 0,90 | 0,02 | - |
| Classe GX | 0,90 | 0,01 | - |
| Classe GHU | 0,90 | 0,05 | - |
| Classe M | 1,49 | 0,01 | - |
| Classe MX | 1,50 | 0,01 | - |
| Classe MHU | 1,48 | 0,06 | - |
| Classe MHS | 1,48 | - | - |
| Classe P | 2,20 | 0,03 | - |
| Classe PX | 2,19 | - | - |
| Classe PHU | 2,26 | - | - |
| Classe PHS | 2,28 | - | - |
| Classe PHUX | 2,19 | - | - |
| Classe W | 0,69 | 0,35 | - |
| Classe WX | 0,69 | - | - |
| INDOSUEZ FUNDS -  RMB Bonds (formerly INDOSUEZ |  |  |  |
| FUNDS - Fixed Income RMB) |  |  |  |
| Classe F | 0,56 | - | - |
| Classe G | 0,62 | - | - |
| Classe GX | 0,61 | - | - |
| Classe M | 0,85 | - | - |
| Classe MX | 0,85 | - | - |
| Classe MC | 0,90** | 0,01 | - |
| Classe P | 1,65 | - | - |
| Classe PX | 1,64 | - | - |
| Classe PC | 1,68** | - | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS - Short Term Euro |  |  |  |
| Classe F | 0,17 | - | - |
| Classe G | 0,22 | - | - |
| Classe GX | 0,23 | - | - |
| Classe M | 0,30 | - | - |
| Classe MX | 0,30 | - | - |
| Classe P | 0,39 | - | - |
| Classe PX | 0,39 | - | - |


### Other information (unaudited information) (continued)
TOTAL EXPENSE RATIO (continued)
| Sub-funds | TER | Performance fee ratio | Synthetic TER |
| --- | --- | --- | --- |
| INDOSUEZ FUNDS - Short Term Dollar |  |  |  |
| Classe F | 0,21 | 0,05 | - |
| Classe G | 0,27 | 0,04 | - |
| Classe GX | 0,24 | 0,04 | - |
| Classe M | 0,38 | 0,01 | - |
| Classe MX | 0,36 | 0,01 | - |
| Classe P | 0,45 | - | - |
| Classe PX | 0,46 | - | - |
| INDOSUEZ FUNDS - Total Return Bonds ( formerly |  |  |  |
| INDOSUEZ FUNDS - Fixed Income - US Dollar) |  |  |  |
| Classe F | 0,35 | - | - |
| Classe G | 0,60 | - | - |
| Classe GX | n/a | - | - |
| Classe M | 0,91 | - | - |
| Classe MX | 0,92 | - | - |
| Classe P | 1,22 | - | - |
| Classe PX | 1,22 | - | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS - Us Dollar Bonds ( formerly  INDOSUEZ |  |  |  |
| FUNDS - Corporate Bonds US Dollar) |  |  |  |
| Classe F | 0,36 | - | - |
| Classe G | 0,51 | - | - |
| Classe GX | 0,51 | - | - |
| Classe M | 0,70 | - | - |
| Classe MX | 0,71** | 0,25 | - |
| Classe P | 1,04 | - | - |
| Classe PX | 1,05** | 0,29 | - |
| Classe W | -* | - | - |

* refers to stocks with an activity of less than 3 months and/or whose assets are too small to be significant.
**The TERs of the classes that have been launched during the year have been annualised. n/a : The TERs will not be disclosed if the fees are less than EUR 1,000.00.
The TER is calculated in accordance with the Guidelines on the calculation and disclosure of the TER. issued on 16 May 2008 by the Swiss Funds & Asset Management Association (SFAMA). When an undertaking for collective investment invests more than 10.00% of its net assets in other UCIs (target funds) publishing a TER. it should publish a compound TER (synthetic).
SECURITIES FINANCING TRANSACTIONS AND OF REUSE REGULATION 
(«SFTR»)
The Fund does not use instruments covered by the SFTR.
GLOBAL RISK EXPOSURE CALCULATION METHOD
- Commitment approachThe Board of the Directors has decided the application of the commitment approach in order to monitor and measure the global exposure for the following sub-funds:
- INDOSUEZ FUNDS - America Opportunities	- INDOSUEZ FUNDS - Fixed Income - Euro
- INDOSUEZ FUNDS - America Small & Mid Caps	- INDOSUEZ FUNDS - Global Bonds EUR 2025(launched on 27 October 2020)
- INDOSUEZ FUNDS - Asia Bonds (formerly INDOSUEZ FUNDS - Asia Income)
- INDOSUEZ FUNDS - Global Bonds USD 2023
- INDOSUEZ FUNDS - Asia Opportunities	- INDOSUEZ FUNDS - Global Bonds USD 2025
	- (launched on 16 November 2020)

- INDOSUEZ FUNDS - Balanced EUR	- INDOSUEZ FUNDS - Global Trends
- INDOSUEZ FUNDS - Defensive EUR	- INDOSUEZ FUNDS - Latin America Bonds (formerly INDOSUEZFUNDS - Fixed Income - Latin America)
- INDOSUEZ FUNDS - Defensive USD	- INDOSUEZ FUNDS - RMB Bonds(formerly INDOSUEZ FUNDS - Fixed Income RMB)
- INDOSUEZ FUNDS - Euro Bonds (formerly INDOSUEZ FUNDS - Corporate Bonds Euro)
- INDOSUEZ FUNDS - Short Term Euro
- INDOSUEZ FUNDS - Europe Growth	- INDOSUEZ FUNDS - Short Term Dollar
- INDOSUEZ FUNDS - Europe Opportunities	- INDOSUEZ FUNDS - 
- Total Return Bonds
	- (
	- formerly 
	- INDOSUEZ FUNDS - Fixed Income - US Dollar)

- INDOSUEZ FUNDS - Europe Value	- INDOSUEZ FUNDS - 
- Us Dollar Bonds (
- formerly 
- INDOSUEZFUNDS - Corporate Bonds US Dollar)
- INDOSUEZ FUNDS - FII Euro Equity Opportunities	-
- INDOSUEZ FUNDS - FII Flexible Euro	-
- Absolute VaR (Value at Risk)The global exposure for the following sub-funds is controlled and measured using an absolute VaR. The gross leverage effect is calculated according to the notional approach amount.

|  | INDOSUEZ FUNDS - Navigator | INDOSUEZ FUNDS - Total Return Bonds ( formerly   INDOSUEZ  FUNDS  -  Fixed Income - US Dollar) |
| --- | --- | --- |
| Maximal Limit | 20% | 20% |
| Lowest VaR | 1,79% | 8,48% |
| Highest VaR | 19,15% | 9,15% |
| Average VaR | 7,07% | 8,82% |
| Model used | Simulation historique | Simulation historique |
| Confidence level | 99% | 99% |
| Holding period | 20 jours | 20 jours |
| Length of data history | 750 jours ouvrés* | 250 jours ouvrés |
| Level of leverage for the year ending 31/12/2020 | 8,77% | 8,97% |

*before 01.07.2020, 250 working days. From 01.07.2020, 750 working days.
REMUNERATION DISCLOSURE
CA Indosuez Wealth (Asset Management) (the “Management Company”) has drawn up a remuneration policy.
A report providing relevant information on the application of the remuneration policy is available, on request and free of charge at the head office of the management company.
For the year from 1 January 2020 to 31 December 2020 (The “Year”), the tables below set out:
- the portion of total remuneration paid or payable to the employees of the Management Company, split into fixed remuneration 2) and variable remuneration 3)
- the portion of total remuneration paid or payable 2) 3) to identified staff 1)which are relevant to the Company based upon a pro-rata allocation of total remuneration paid to employees of the Management Company / remuneration paid to identified staff. 4)For the avoidance of doubt, the data mentioned below relates to the remuneration paid to employees / identified staff of the Management Company only. The data does not include the remuneration of employees of entities to which the Management Company has delegated portfolio management functions.

| Average number of employees of the Management Company (including Identified Staff) | Fixed Remuneration 2) EUR | Variable Remuneration 3) EUR |
| --- | --- | --- |
| 30 | 2,912,730.56 | 265,000.00 |

| Identified Staff 1) | Fixed 2) and Variable Remuneration 3) EUR |
| --- | --- |
| 4 | 729,261.97 |

-
1)	Identified staff means senior management and members of staff of the Management Company whose actions have a material impact on the risk profile of the Fund
2)	Fixed remuneration means the total of fixed salary and other fixed benefits such as restaurant vouchers and pension contributions.
3)	Variable remuneration means performance related bonuses for the prior year (accrued in Management Company’s annual accounts as of 31 December 2020)
4)	by reference to the average NAV of the Fund when compared to the average net assets of all AIFs and UCITS managed by the Management Company.
Remuneration of the management company delegates linked to investment management activities are detailed below:
| CA Indosuez (Switzerland) S.A. | All staff of the delegate |
| --- | --- |
| Number of staff | 861 |
| Fixed Remuneration EUR | 130,652,297 |
| Variable Remuneration EUR | 19,289,226 |

| CA Indosuez Wealth (Europe) | All staff of the delegate |
| --- | --- |
| Number of staff | 633 |
| Fixed Remuneration EUR | 64,623,777 |
| Variable Remuneration EUR | 12,705,300 |

| CA Indosuez Gestion | All staff of the delegate |
| --- | --- |
| Number of staff | 45 |
| Fixed Remuneration EUR | 3,354,000 |
| Variable Remuneration EUR | 961,000 |

| CFM Indosuez Wealth | All staff of the delegate |
| --- | --- |
| Number of staff | 10 |
| Fixed Remuneration EUR | 1,228,701 |
| Variable Remuneration EUR | 346,508 |

| CA Indosuez Finanziaria S.A. | All staff of the delegate |
| --- | --- |
| Number of staff | 28 |
| Fixed Remuneration EUR | 4,656,970 |
| Variable Remuneration EUR | 403,098 |

| Gavekal Capital Limited | All staff of the delegate |
| --- | --- |
| Number of staff | 25 |
| Fixed Remuneration EUR | 2,339,000 |
| Variable Remuneration EUR | 2,255,207 |

| Amundi Asset Management | All staff of the delegate |
| --- | --- |
| Number of staff | 156 |
| Fixed Remuneration EUR | 20,838,829 |
| Variable Remuneration EUR | 16,631,448 |

| BFT Investment Managers | All staff of the delegate Charges sociales comprises | All staff of the delegate Social security charges not included |
| --- | --- | --- |
| Effectif | 47 | 47 |
| Rémunération Fixe EUR | 6,930.69 | 4,257.97 |
| Rémunération Variable EUR | 2,238.04 | 1,346.72 |

| Credit Agricole Corporate and InvestmentBank, Succursale de Miami - CA Indosuez Wealth (Miami) | All staff of the delegate |
| --- | --- |
| Number of staff | 77 |
| Fixed Remuneration EUR | 8,876,202 |
| Variable Remuneration EUR | 2,693,144 |

CA Indosuez Wealth (Asset Management)
31-33, Avenue Pasteur - L-2311 Luxembourg, Grand-Duché de Luxembourg, Tél. : +352 26 86 69 1 | www.ca-indosuez-am.com
R.C.S Luxembourg B183481 .

Translation (ENFR, 2020-12-31):
# INDOSUEZ FUNDS
## Autres informations (informations non auditées)

### Autres informations (informations non auditées)
TOTAL EXPENSE RATIO (TER)
Au 31 décembre 2020, le TER calculé pour chaque classe d’actions active est le suivant :
| Compartiments | TER | Ratio de Commission de performance | TER Synthétique |
| --- | --- | --- | --- |
| INDOSUEZ FUNDS - America Opportunities |  |  |  |
| Classe F | 0,66 | - | - |
| Classe G | 1,41 | - | - |
| Classe GX | 1,41 | - | - |
| Classe M | 1,43 | - | - |
| Classe MX | 1,45 | - | - |
| Classe ME | 1,43 | - | - |
| Classe MEX | 1,44 | - | - |
| Classe P | 2,12 | - | - |
| Classe PX | 2,13 | - | - |
| Classe PE | 2,08 | - | - |
| Classe W | -* |  |  |
| INDOSUEZ FUNDS - America Small & Mid Caps |  |  |  |
| Classe F | 0,69 | 2,77 | - |
| Classe G | 1,44 | 2,45 | - |
| Classe GX | 1,44 | 1,58 | - |
| Classe M | 1,51 | 2,16 | - |
| Classe MX | 1,53 | 2,13 | - |
| Classe ME | n/a | - | - |
| Classe P | 2,21 | 2,08 | - |
| Classe PX | 2,21 | 2,06 | - |
| Classe PE | 2,14 | 1,02 | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS -  Asia Bonds (anciennement |  |  |  |
| INDOSUEZ FUNDS - Asia Income) |  |  |  |
| Classe F | -* | - | - |
| Classe G | 0,70 | - | - |
| Classe GX | 0,75 | - | - |
| Classe M | 0,93 | - | - |
| Classe MX | 0,94 | - | - |
| Classe P | 1,38 | - | - |
| Classe PX | 1,40 | - | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS - Asia Opportunities |  |  |  |
| Classe F | 0,69 | 3,13 | - |
| Classe G | 1,45 | 2,86 | - |
| Classe GX | 1,44 | 2,93 | - |
| Classe GE | 1,43 | 3,11 | - |
| Classe M | 1,47 | 2,96 | - |
| Classe MX | 1,46 | 2,86 | - |
| Classe ME | 1,45 | 3,06 | - |
| Classe MEX | 1,24 | 2,22 | - |
| Classe P | 2,13 | 2,84 | - |
| Classe PX | 2,19 | 2,88 | - |
| Classe PE | 2,10 | 2,75 | - |
| Classe W | -* | - |  |

TOTAL EXPENSE RATIO (TER) (suite)
| Compartiments | TER | Ratio de Commission de performance | TER Synthétique |
| --- | --- | --- | --- |
| INDOSUEZ FUNDS - Balanced EUR |  |  |  |
| Classe M | 1,22 | - | 1,42 |
| Classe MX | n/a | - | n/a |
| Classe P | 1,78 | 0,01 | 1,98 |
| Classe PX | 1,80 | 0,02 | 2,00 |
| INDOSUEZ FUNDS - Defensive EUR |  |  |  |
| Classe M | 1,14 | - | 1,41 |
| Classe MX | n/a | - | n/a |
| Classe P | 1,55 | - | 1,82 |
| Classe PX | 1,56 | - | 1,83 |
| INDOSUEZ FUNDS - Defensive USD |  |  |  |
| Classe M | 1,11 | - | 1,38 |
| Classe P | 1,51 | - | 1,78 |
| Classe PX | 1,51 | - | 1,78 |
| INDOSUEZ FUNDS -  Euro Bonds (anciennement |  |  |  |
| INDOSUEZ FUNDS - Corporate Bonds Euro) |  |  | - |
| Classe F | 0,34 | - | - |
| Classe G | 0,49 | - | - |
| Classe GX | 0,49 | - | - |
| Classe M | 0,68 | - | - |
| Classe MX | 0,68 | - | - |
| Classe P | 1,03 | - | - |
| Classe PX | 1,03 | - | - |
| INDOSUEZ FUNDS - Europe Growth |  |  |  |
| Classe F | 0,66 | - | - |
| Classe G | 1,41 | - | - |
| Classe GX | 1,36 | - | - |
| Classe M | n/a | - | - |
| Classe P | 2,14 | - | - |
| INDOSUEZ FUNDS - Europe Opportunities |  |  |  |
| Classe F | 0,65 | - | - |
| Classe G | 1,40 | - | - |
| Classe GX | 1,40 | - | - |
| Classe M | 1,48 | 0,06 | - |
| Classe MX | 1,45 | - | - |
| Classe P | 2,18 | - | - |
| Classe PX | 2,19 | - | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS - Europe Value |  |  |  |
| Classe F | 0,70 | 0,96 | - |
| Classe G | 1,42 | 0,15 | - |
| Classe GX | 1,44 | 0,03 | - |
| Classe M | 1,58 | 0,21 | - |
| Classe MX | 1,54 | - | - |
| Classe P | 2,24 | - | - |
| Classe PX | 2,22 | 0,14 | - |

TOTAL EXPENSE RATIO (TER) (suite)
| Compartiments | TER | Ratio de Commission de performance | TER Synthétique |
| --- | --- | --- | --- |
| INDOSUEZ FUNDS - FII Euro Equity |  |  |  |
| Opportunities |  |  |  |
| Classe G | 1,70 | - | - |
| INDOSUEZ FUNDS - FII Flexible Euro |  |  |  |
| Classe G | 0,85 | - | - |
| Classe P | 1,53** | - | - |
| INDOSUEZ FUNDS - Fixed Income - Euro |  |  |  |
| Classe F | 0,36 | - | - |
| Classe G | 0,60 | - | - |
| Classe GX | 0,60 | - | - |
| Classe M | 0,90 | - | - |
| Classe MX | 0,90 | - | - |
| Classe P | 1,21 | - | - |
| Classe PX | 1,21 | - | - |
| INDOSUEZ FUNDS -  Global Bonds EUR 2025 |  |  |  |
| (lancé le 27 octobre 2020) |  |  |  |
| Classe G | -* | - | - |
| Classe GX | -* | - | - |
| Classe M | -* | - | - |
| Classe MX | -* | - | - |
| Classe P | -* | - | - |
| Classe PX | -* | - | - |
| INDOSUEZ FUNDS - Global Bonds USD 2023 |  |  |  |
| Classe M | 0,45 | - | - |
| Classe MX | 0,45 | - | - |
| Classe P | 0,85 | - | - |
| Classe PX | 0,85 | - | - |
| INDOSUEZ FUNDS -  Global Bonds USD 2025 |  |  |  |
| (lancé le 16 novembre 2020) |  |  |  |
| Classe G | -* | - | - |
| Classe M | -* | - | - |
| Classe MX | -* | - | - |
| Classe P | -* | - | - |
| Classe PX | -* | - | - |
| INDOSUEZ FUNDS - Global Trends |  |  |  |
| Classe F | 0,66 | - | - |
| Classe G | 1,40 |  | - |
| Classe GX | 1,43 |  | - |
| Classe GE | 1,41 |  | - |
| Classe M | 1,40 |  | - |
| Classe MX | 1,43 |  | - |
| Classe ME | 1,46 |  | - |
| Classe MEX | 1,42 |  | - |
| Classe P | 2,16 |  | - |
| Classe PX | 2,15 |  | - |
| Classe PE | 2,16 |  | - |
| Classe PEX | 2,19 |  | - |
| Classe W | -* |  |  |

TOTAL EXPENSE RATIO (TER) (suite)
| Compartiments | TER | Ratio de Commission de performance | TER Synthétique |
| --- | --- | --- | --- |
| INDOSUEZ FUNDS -  Latin America Bonds |  |  |  |
| (anciennement INDOSUEZ FUNDS - Fixed Income - |  |  |  |
| Latin America) |  |  |  |
| Classe F | 0,52 | - | - |
| Classe G | 0,82 | - | - |
| Classe GX | 0,82 | - | - |
| Classe M | 1,08 | - | - |
| Classe P | 1,55 | - | - |
| Classe PX | 1,54 | - | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS - Navigator |  |  | - |
| Classe F | 0,65 | - | - |
| Classe G | 0,90 | 0,02 | - |
| Classe GX | 0,90 | 0,01 | - |
| Classe GHU | 0,90 | 0,05 | - |
| Classe M | 1,49 | 0,01 | - |
| Classe MX | 1,50 | 0,01 | - |
| Classe MHU | 1,48 | 0,06 | - |
| Classe MHS | 1,48 | - | - |
| Classe P | 2,20 | 0,03 | - |
| Classe PX | 2,19 | - | - |
| Classe PHU | 2,26 | - | - |
| Classe PHS | 2,28 | - | - |
| Classe PHUX | 2,19 | - | - |
| Classe W | 0,69 | 0,35 | - |
| Classe WX | 0,69 | - | - |
| INDOSUEZ FUNDS -  RMB Bonds (anciennement |  |  |  |
| INDOSUEZ FUNDS - Fixed Income RMB) |  |  |  |
| Classe F | 0,56 | - | - |
| Classe G | 0,62 | - | - |
| Classe GX | 0,61 | - | - |
| Classe M | 0,85 | - | - |
| Classe MX | 0,85 | - | - |
| Classe MC | 0,90** | 0,01 | - |
| Classe P | 1,65 | - | - |
| Classe PX | 1,64 | - | - |
| Classe PC | 1,68** | - | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS - Short Term Euro |  |  |  |
| Classe F | 0,17 | - | - |
| Classe G | 0,22 | - | - |
| Classe GX | 0,23 | - | - |
| Classe M | 0,30 | - | - |
| Classe MX | 0,30 | - | - |
| Classe P | 0,39 | - | - |
| Classe PX | 0,39 | - | - |

TOTAL EXPENSE RATIO (TER) (suite)
| Compartiments | TER | Ratio de Commission de performance | TER Synthétique |
| --- | --- | --- | --- |
| INDOSUEZ FUNDS - Short Term Dollar |  |  |  |
| Classe F | 0,21 | 0,05 | - |
| Classe G | 0,27 | 0,04 | - |
| Classe GX | 0,24 | 0,04 | - |
| Classe M | 0,38 | 0,01 | - |
| Classe MX | 0,36 | 0,01 | - |
| Classe P | 0,45 | - | - |
| Classe PX | 0,46 | - | - |
| INDOSUEZ FUNDS - Total Return Bonds |  |  |  |
| (anciennement INDOSUEZ FUNDS - Fixed Income |  |  |  |
| - US Dollar) |  |  |  |
| Classe F | 0,35 | - | - |
| Classe G | 0,60 | - | - |
| Classe GX | n/a | - | - |
| Classe M | 0,91 | - | - |
| Classe MX | 0,92 | - | - |
| Classe P | 1,22 | - | - |
| Classe PX | 1,22 | - | - |
| Classe W | -* | - | - |
| INDOSUEZ FUNDS - Us Dollar Bonds |  |  |  |
| (anciennement INDOSUEZ FUNDS - Corporate |  |  |  |
| Bonds US Dollar) |  |  |  |
| Classe F | 0,36 | - | - |
| Classe G | 0,51 | - | - |
| Classe GX | 0,51 | - | - |
| Classe M | 0,70 | - | - |
| Classe MX | 0,71** | 0,25 | - |
| Classe P | 1,04 | - | - |
| Classe PX | 1,05** | 0,29 | - |
| Classe W | -* | - | - |

* Les classes d’actions ayant une activité de moins de 3 mois et/ou dont les actifs sont trop minimes pour pouvoir être significatifs ne sont pas présentées.
** Les TER des classes qui ont été lancées durant l'année ont été annualisés.
n/a : Les TER ne seront pas présentés si les frais sont inférieurs à 1.000,00 EUR.
Le TER est calculé en respect de la Directive sur le calcul et la publication du TER, émise le 16 mai 2008 par l’Association Suisse des Fonds de Placement ("Swiss Funds & Asset Management Association" (SFAMA)), Lorsqu'un organisme de placement collectif investit plus de 10,00% de son actif net dans d'autres organismes de placement collectif (fonds cibles) publiant un TER, il convient de publier un TER composé (synthétique).
SECURITIES FINANCING TRANSACTIONS AND OF REUSE REGULATION 
(«SFTR»)
La société n’utilise pas d’instruments concernés par le règlement SFTR.
METHODE DE DETERMINATION DU RISQUE GLOBAL
-  Approche par les engagementsLe Conseil d'Administration de la Société a décidé l'application de l’approche par les engagements afin de contrôler et mesurer le risque global pour les compartiments suivants:
- INDOSUEZ FUNDS - America Opportunities	- INDOSUEZ FUNDS - Fixed Income - Euro
- INDOSUEZ FUNDS - America Small & Mid Caps	- INDOSUEZ FUNDS - Global Bonds EUR 2025- (lancé le 27 octobre 2020)
- INDOSUEZ FUNDS - Asia Bonds (anciennement INDOSUEZ FUNDS - Asia Income)
- INDOSUEZ FUNDS - Global Bonds USD 2023
- INDOSUEZ FUNDS - Asia Opportunities	- INDOSUEZ FUNDS - Global Bonds USD 2025
	- (lancé le 16 novembre 2020)

- INDOSUEZ FUNDS - Balanced EUR	- INDOSUEZ FUNDS - Global Trends
- INDOSUEZ FUNDS - Defensive EUR	- INDOSUEZ	FUNDS	-	Latin	America	Bonds	(anciennementINDOSUEZ FUNDS - Fixed Income - Latin America)
- INDOSUEZ FUNDS - Defensive USD	- INDOSUEZ FUNDS - RMB Bonds(anciennement INDOSUEZ FUNDS - Fixed Income RMB)
- INDOSUEZ FUNDS - Euro Bonds (anciennement INDOSUEZ FUNDS - Corporate Bonds Euro)
- INDOSUEZ FUNDS - Short Term Euro
- INDOSUEZ FUNDS - Europe Growth	- INDOSUEZ FUNDS - Short Term Dollar
- INDOSUEZ FUNDS - Europe Opportunities	- INDOSUEZ FUNDS - 
- Total Return Bonds
	- (anciennement INDOSUEZ FUNDS - Fixed Income - US Dollar)

- INDOSUEZ FUNDS - Europe Value	- INDOSUEZ FUNDS - 
- Us Dollar Bonds (anciennement INDOSUEZFUNDS - Corporate Bonds US Dollar)
- INDOSUEZ FUNDS - FII Euro Equity Opportunities	-
- INDOSUEZ FUNDS - FII Flexible Euro	-
- VaR absolueL’exposition globale pour les compartiments suivants est contrôlée et mesurée au moyen d’une VaR absolue.

|  | INDOSUEZ FUNDS - Navigator | INDOSUEZ FUNDS - Total Return Bonds (anciennement INDOSUEZ FUNDS - Fixed Income - US Dollar) |
| --- | --- | --- |
| Limite maximale | 20% | 20% |
| VaR minimale | 1,79% | 8,48% |
| VaR maximale | 19,15% | 9,15% |
| VaR moyenne | 7,07% | 8,82% |
| Modèle utilisé | Méthode Historique | Méthode Historique |
| Intervalle de confiance | 99% | 99% |
| Période de détention | 20 jours | 20 jours |
| Période d’observation | 750 jours ouvrés* | 250 jours ouvrés |
| Niveau de levier pour l’exercice clos au 31/12/2020 | 8,77% | 8,97% |

*avant le 01.07.2020, 250 jours ouvrés. Depuis le 01.07.2020, 750 jours ouvrés.
REMUNERATION
CA Indosuez Wealth (Asset Management) (la « Société de Gestion ») a élaboré une politique de rémunération. Un rapport fournissant des informations pertinentes sur l'application de la politique de rémunération est disponible, sur demande et gratuitement au siège social de la société de gestion.
Pour l'année allant du 1 janvier 2020 au 31 décembre 2020 (l '«Année»), les tableaux ci-dessous renseignent les informations suivantes :
- la part de la rémunération totale payée ou payable aux employés de la Société de Gestion, divisée entre la rémunération fixe 2) et la rémunération variable 3) ;
- la part de la rémunération totale payée ou payable 2) 3) au personnel identifié 1) ;qui sont nécessaires à la Société sur la base d’une affectation au prorata de la rémunération totale payée aux employés de la Société de Gestion / de la rémunération payée au personnel identifié 4).

Pour éviter toute confusion, les données mentionnées ci-dessous se rapportent aux rémunérations payées aux employés / employés identifiés de la société de gestion uniquement. Les données n'incluent pas la rémunération des employés d'entités auxquelles la société de gestion a délégué des fonctions de gestion de portefeuille.
| Nombre moyen d’employés de la Société de Gestion (personnel identifié compris) | Rémunération Fixe 2) EUR | Rémunération Variable3) EUR |
| --- | --- | --- |
| 30 | 2.912.730,56 | 265.000,00 |
|  |
| Personnel Identifié 1) | Rémunération Fixe 2) et Rémunération Variable 3) EUR |  |
| 4 | 729.261,97 |

1)	Le personnel identifié représente la haute direction et les membres du personnel de la Société de Gestion dont les actes ont une incidence notoire sur le profil de risque de la Société
2)	La rémunération fixe représente le total du salaire fixe et d’autres avantages fixes tels que les tickets restaurant et les prestations de retraite.
3)	La rémunération variable représente les bonus liés à la performance de l’année précédente (comptabilisée dans les comptes annuels de la Société de Gestion au 31 décembre 2020)
4)	En se référant à la VNI moyenne de la Société par rapport aux actifs nets moyens de tous les FIA et OPCVM contrôlés par la Société de Gestion.
Rémunération des délégués de la société de gestion liés aux activités de gestion des investissements sont détaillés ci- dessous :
| CA Indosuez (Switzerland) S.A. | Effectif total de Délégués |
| --- | --- |
| Effectif | 861 |
| Rémunération Fixe EUR | 130.652.297 |
| Rémunération Variable EUR | 19.289.226 |

| CA Indosuez Wealth (Europe) | Effectif total de Délégués |
| --- | --- |
| Effectif | 633 |
| Rémunération Fixe EUR | 64.623.777 |
| Rémunération Variable EUR | 12.705.300 |

| CA Indosuez Gestion | Effectif total de Délégués |
| --- | --- |
| Effectif | 45 |
| Rémunération Fixe EUR | 3.354.000 |
| Rémunération Variable EUR | 961.000 |

| CFM Indosuez Wealth | Effectif total de Délégués |
| --- | --- |
| Effectif | 10 |
| Rémunération Fixe EUR | 1.228.701 |
| Rémunération Variable EUR | 346.508 |

| CA Indosuez Finanziaria S.A. | Effectif total de Délégués |
| --- | --- |
| Effectif | 28 |
| Rémunération Fixe EUR | 4.656.970 |
| Rémunération Variable EUR | 403.098 |

| Gavekal Capital Limited | Effectif total de Délégués |
| --- | --- |
| Effectif | 25 |
| Rémunération Fixe EUR | 2.339.000 |
| Rémunération Variable EUR | 2.255.207 |

| Amundi (UK) Limited | Effectif total de Délégués |
| --- | --- |
| Effectif | 156 |
| Rémunération Fixe EUR | 20.838.829 |
| Rémunération Variable EUR | 16.631.448 |

| BFT Investment Managers | Effectif total de Délégués Charges sociales comprises | Effectif total de Délégués Charges sociales non comprises |
| --- | --- | --- |
| Effectif | 47 | 47 |
| Rémunération Fixe EUR | 6.930,69 | 4.257,97 |
| Rémunération Variable EUR | 2.238,04 | 1.346,72 |

| Credit Agricole Corporate and InvestmentBank, Succursale de Miami - CA Indosuez Wealth (Miami) | Effectif total de Délégués |
| --- | --- |
| Effectif | 77 |
| Rémunération Fixe EUR | 8.876.202 |
| Rémunération Variable EUR | 2.693.144 |

CA Indosuez Wealth (Asset Management)
31-33, Avenue Pasteur - L-2311 Luxembourg, Grand-Duché de Luxembourg, Tél. : +352 26 86 69 1 | www.ca-indosuez-am.com
R.C.S Luxembourg B183481 .