# Key facts about LO Funds – TerreNeuve
| Legal structure | SICAV – UCITS (Luxembourg) 1 |
| --- | --- |
| Investment objective and policy | The Sub-Fund aims to generate long-term capital growth. It invests in equity and equity related securities globally. The Investment Manager invests in companies that it believes to be undervalued and by using derivative instruments to seek negative exposure to companies that it believes to be overvalued. Securities are selected based on proprietary responsible criteria which includes environmental, social, ethical and/or corporate governance factors. Derivatives may be used to achieve the investment objective and to reduce risk or manage the Sub-Fund more efficiently. The Sub-Fund may not be appropriate for investors who plan to withdraw their money within 5 years. |
| Custodian bank/administration | CACEIS Bank, Luxembourg Branch |
| Fund launch | 4 September 2018 |
| Liquidity | Weekly (Friday) |
| Subscription/redemption details | 3 p.m. on T-3 days |
| Registered countries | Registered for distribution to retail investors in: Austria (AT) , Germany (DE), Finland (FI), France (FR), Italy (IT) , Liechtenstein (LI), Luxembourg (LU), Netherlands (NL), Norway (NO), Spain (ES), Sweden (SE), United Kingdom (GB). Switzerland (CH): Registered for distribution to Swiss non-qualified investors with the FINMA. Belgium (BE): Not appropriate for Belgian retail investors unless the investment subscription is more than EUR 250,000. US: Not appropriate to U.S. persons. |
| Reference currency | USD |
| Management fee | 1.60% |
| Performance fee | 20% above High Water mark. |
| Conversion fee | Up to 0.50% (of the total amount switched). |
| Taxation in the EU | Tax treatments depends on the individual circumstances of each client and may be subject to change in the future. Please consult your tax advisor for more details. |

| Share class | ISIN | SRRI | Entry charge 3 | Ongoing charge 2 | Distribution fee | Min. investment (EUR) | Countries of registration |
| --- | --- | --- | --- | --- | --- | --- | --- |
| TerreNeuve, Syst. NAV Hdg, (EUR) P A | LU1858042598 | 6 | Up to 5% | 2.35% | 2.00% | 3,000 | AT, BE, 4  CH, DE, ES, FI, FR, GB, IT, LI, LU, NL, NO, SE |
| TerreNeuve, Syst. NAV Hdg, (EUR) R A | LU1858042754 | 6 | Up to 5% | 2.95% | 2.00% | 1,000 | AT, BE, 4  CH, DE, ES, FR, GB, IT, LI, LU, NL |
| The above Share Classes are for illustrative purposes only. Other Share Classes may be available in your country. The prospectus, the Key Investor Information Documents (KIIDs), the articles of incorporation as well as the semi-annual and annual reports are available on www.loim.com and can be requested free of charge at the registered office of the Sub-Fund. /  2  As of 1 November 2018. Fees may vary periodically. /  3  The entry and exit charges (0%) may be increased by a dealing charge of maximum 3.00% in favor of the Sub-Fund, in order to reduce the effect of portfolio transaction costs. /  4 Not appropriate for Belgian retail investors unless the investment subscription is more than EUR 250,000. |

1 
Lombard Odier Funds (“LO Funds”) is a variable capital investment company (SICAV) incorporated in Luxembourg as an Undertaking for Collective Investments in Transferable Securities (UCITS) subject to Luxembourg laws. TerreNeuve is a Sub-Fund of LO Funds.
This marketing document is for retail investors located in the countries listed on Section – Key Facts.
It is not appropriate for Belgian retail investors unless the investment subscription is more than EUR 250.000.

Translation (ENFR, 2021-11-30):
# Données clés sur LO Funds – TerreNeuve
| Structure juridique | SICAV – UCITS (Luxembourg) 1 |
| --- | --- |
| Objectif d’investissement | Le compartiment investit dans des actions ou dérivés actions à l’échelle mondiale. Le gérant investit dans des entreprises qu’il pense sous-évaluées et dans des instruments dérivés pour s’exposer négativement aux entreprises qu’il considère surévaluées. La sélection de titres se fonde sur des critères d’investissement responsable propres incluant des facteurs environnementaux, sociaux, éthiques ou de gouvernance. Des dérivés peuvent être utilisés pour atteindre l’objectif, réduire le risque ou améliorer l’efficacité de gestion. |
| Dépositaire/administrateur | CACEIS Bank Luxembourg |
| Lancement du fonds | 4 septembre 2018 |
| Liquidité | Hebdomadaire (vendredi) |
| Souscriptions/rachats | 3 p.m. au jour J-3 |
| Enregistré dans les pays suivants | Enregistré pour la distribution aux investisseurs particuliers en: Autriche, Belgique, Espagne, Finlande, France, LI, Luxembourg, Norvège, Pays-Bas, Royaume-Uni, Suède, Suisse |
| Type d’investisseurs | Belgique (BE): Inapproprié aux investisseurs particuliers belges sauf si la souscription dépasse les 250,000 EUR. Singapour: Inapproprié aux investisseurs particuliers (restricted schemes). US: Inapproprié aux « U.S. persons ». |
| Devise de référence | USD |
| Frais de gestion | 1.60% |
| Frais de performance | 20% pour la partie excédant le « high water mark ». |
| Frais de conversion | Jusqu’à 0.50% (du montant total échangé). |
| Fiscalité dans l’UE | La fiscalité est fonction de la situation personnelle de chaque client et peut varier à l’avenir. Merci de consulter votre conseiller fiscal pour plus de détails. |

| Type de part | ISIN | SRRI | Frais entrée | Frais courants 2 | Frais de distribution | Investissement minimal (EUR) | Pays d’enregistrement |
| --- | --- | --- | --- | --- | --- | --- | --- |
| TerreNeuve, (USD) M A | LU1858041194 | 6 | Up to 5% | 1,95% | 0,00% | 3,000 | AT, BE, CH, ES, FI, FR, GB, LI, LU, NL, NO, SE |
| TerreNeuve, (USD) M D | LU1858041350 | 6 | Up to 5% | 1,95% | 0,00% | 3,000 | AT, BE, CH, FI, FR, GB, LI, LU, NL, NO, SE |
| TerreNeuve, Syst. NAV Hdg, (CHF) M A | LU1858043216 | 6 | Up to 5% | 1,95% | 0,00% | 3,000 | AT, BE, CH, FI, FR, GB, LI, LU, NL, NO, SE |
| TerreNeuve, Syst. NAV Hdg, (CHF) M D | LU1858043307 | 6 | Up to 5% | 1,95% | 0,00% | 3,000 | AT, BE, CH, FI, FR, GB, LI, LU, NL, NO, SE |
| TerreNeuve, Syst. NAV Hdg, (EUR) M A | LU1858042085 | 6 | Up to 5% | 1,95% | 0,00% | 3,000 | AT, BE, CH, ES, FI, FR, GB, LI, LU, NL, NO, SE |
| TerreNeuve, Syst. NAV Hdg, (EUR) M D | LU1858042168 | 6 | Up to 5% | 1,95% | 0,00% | 3,000 | AT, BE, CH, ES, FI, FR, GB, LI, LU, NL, NO, SE |
| TerreNeuve, Syst. NAV Hdg, (EUR) P A | LU1858042598 | 6 | Up to 5% | 2,35% | 0,00% | 3,000 | AT, BE, CH, DE, ES, FI, FR, GB, IT, LI, LU, NL, NO, SE |
| TerreNeuve, Syst. NAV Hdg, (EUR) R A | LU1858042754 | 6 | Up to 5% | 2,95% | 2,00% | 1,000 | AT, BE, CH, DE, ES, FR, GB, IT, LI, LU, NL |
| Le prospectus, le document d’informations clés pour l’investisseur (DICI), les statuts et les rapports annuels et semi-annuels sont disponibles sur www.loim.com et peuvent être obtenus gratuitement au bureau d’enregistrement du compartiment. /  2  Au 1er novembre 2018.Les frais peuvent varier. |

1 
Lombard Odier Funds (« LO Funds ») est une société d’investissement à capital variable (SICAV) constituée au Luxembourg comme Undertaking for Collective Investments in Transferable Securities (UCITS) et sujette aux lois luxembourgeoises. TerreNeuve est un compartiment de LO Funds.
Ce document commercial est destiné aux investisseurs particuliers situés dans les pays dont la liste figure à la section Données clés. Il ne convient pas aux investisseurs particuliers belges, sauf si la souscription est supérieure à 250 000 EUR et n’est pas non plus destiné aux investisseurs particuliers de Singapour.