Bankin Musulunci na Qatar

An kafa Bankin Musulunci na Qatar (QPSC) a 1982 a matsayin cibiyar hada-hadar kudi ta Musulunci ta farko a Qatar. Kwamitin Shari'a ne ke kula da samfuransa da ayyukansa, wanda ke tabbatar da cewa bankin yana bin ka'idodin banki da na kudi na Islama. Shi ne mafi girma a kasar Shari'a-mai bin bashi. Ya zuwa 2019 QIB ita ce babbar bankin Islama a Qatar, tare da kashi 43% na bangaren Islama da kashi 11% na kasuwar banki gaba ɗaya. Yana da abokan ciniki sama da 170,000 da abokan ciniki na kamfanoni sama da 3,000. Yana gudanar da kasuwancinsa na cikin gida ta hanyar rassa 31 da suka bazu a duk faɗin ƙasar, ban da cibiyoyin masu zaman kansu don mata da wuraren da aka keɓe don abokan ciniki masu arziki, wanda aka haɓaka ta hanyar shigarwar ATM sama da 175. Tarihi da saye A shekara ta 1982 an kafa QIB tare da biyan kuɗi na QR miliyan 25. Ya buɗe reshen farko ga abokan ciniki a watan Yulin 1983. A cikin 1989 an kafa Al Jazeera Finance, tare da mallakar 30% ta QIB. A shekara ta 1996, kuɗin da aka biya na QIB ya karu zuwa QR miliyan 200, kuma a cikin 1998, an jera shi a Kasuwancin Kasuwancin Qatar. 2000 ya ga kafa Aqar, 49% mallakar QIB. Gidan Kudi na Larabawa, 37% mallakar QIB, an kafa shi ne a Beirut a shekara ta 2003. A shekara ta 2005, adadin rassan QIB ya kai takwas, kuma babban birnin da aka biya ya karu zuwa QR miliyan 663. 2005 kuma ya ga kafa Bankin Kudi na Asiya (41.67% mallakar QIB), kuma a shekara mai zuwa QIB ta biya ta karu zuwa QR biliyan 1.19 . An kafa QInvest a cikin 2007 (50.13% mallakar QIB), an kafa QIB-UK a cikin 2008 (wani cikakken mallakar), kuma a cikin 2009, an kafa BEEMA, tare da 25% mallakar Q IB. A watan Fabrairun 2018 QIB ta sayar da cikakken kashi 60% na hannun jari a Bankin Kudi na Asiya (AFB) ga Malaysian Building Society Bhd (MBSB). A watan Maris na shekara ta 2019 QIB ya samu nasarar farashi na dala miliyan 750 na Sukuk na shekaru 5 tare da riba na 3.982% (daidai da yaduwar bashi na 150bps a kan US $ Mid-Swaps). Sukuk ya sadu da buƙatun masu saka hannun jari mai ƙarfi, kamar yadda babban littafin umarni ya tabbatar, wanda ya rufe a dala biliyan 3.1, wanda ke wakiltar yawan biyan kuɗi na sau 4.1. Dangane da yanayin ƙasa, an ba da kashi 46% na Sukuk ga masu saka hannun jari na Asiya, sannan kuma asusun Gabas ta Tsakiya (23%), Turai (21%), da Amurka / Sauran (10%). Gabaɗaya, waɗanda ba masu saka hannun jari na Gabas ta Tsakiya ba an ba su kashi 77% na Sukuk, wanda shine sakamako mai ban mamaki kuma ɗayan mafi girman rabon ƙasa da ƙasa da kowane banki daga yankin ya samu. Kashi 60% na masu saka hannun jari sun kasance manajojin kuɗi, kashi 26% bankunan ne da bankunan masu zaman kansu, kuma kashi 14% kamfanonin inshora ne da hukumomi. Fiye da masu saka hannun jari 140 daga kasashe 28 da suka hada da Turai, Asiya, Amurka, da Gabas ta Tsakiya sun shiga cikin Sukuk. Manazarta