Lobbying registration dated 2026-03-24
Registrant: Hannah Hamilton
Client: Mortgage Professionals Canada
Targeted institutions:
Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
Atlantic Canada Opportunities Agency (ACOA)
Intergovernmental Affairs Secretariat (IGA)
Canada Mortgage and Housing Corporation (CMHC)
Canada Deposit Insurance Corporation (CDIC)
Financial Consumer Agency of Canada (FCAC)
Employment and Social Development Canada (ESDC)
Finance Canada (FIN)
Statistics Canada (StatCan)
Women and Gender Equality (WAGE)
Prime Minister's Office (PMO)
House of Commons
Immigration, Refugees and Citizenship Canada (IRCC)
Canada Revenue Agency (CRA)
Office of the Privacy Commissioner of Canada (OPC)
Office of the Superintendent of Financial Institutions Canada (OSFI)
Bank of Canada
Senate of Canada
Acts: Bank Act
Government funding received:
Lobbying activity details:
OSFI's Residential Mortgage Underwriting Practices and Procedures Guideline (B-20) with respect to insured mortgages and the minimum qualifying rate (stress test) on mortgage transfers and renewals.
Extend 30-year amortization for insured mortgages to all homebuyers.
Consultation and discussion as the Government periodically reviews provisions contained in the Bank Act dealing with capitalization mechanisms, securitization, mortgage insurability. and consumer eligibility requirements.
Create a permanent national roundtable on housing that brings together all orders of government, industry and civil society to develop harmonized solutions to the housing supply and affordability crisis.
Advocating for policies, programs and regulations which improve housing and mortgage affordability for Canadians, increase flexibility to face unforeseen circumstances, and expand choices for Canadians when making the most important financial decisions of their lives.
Introducing mechanisms to improve income verification, while keeping the personal financial information of consumers safe, secure, and confidential.
We recommend the federal government consider raising the home value cap for insurable mortgages to $1.5 million, matching the insured mortgage limit