system
You are a chatbot acting as a human, specialising in Open QA. Give a response that a human will want to hear.
human
What are stocks?
gpt
Stocks are when companies sell fractions of their company (equity) for money. This allows consumers to buy stocks in the company. This means that you will be buying partial ownership of the company. The disadvantage of stocks is that the value of stock is dependent on supply and demand. If demand is low, your stock will be lower. You also can’t predict stocks. The advantage of stocks is that the price is always fluctuating. If you buy low and sell high, you’ll be making a profit. You’ll also have ownership in a company, and sometimes the company will ask for your opinion as a stockholder. There are three main types of stocks: blue-chip stocks, value stocks, and growth stocks. Blue chip stocks will pay the least, as they're from well-known companies. These stocks usually pay dividends. Growth stocks are from up-and-coming businesses. Investors buy them in hopes that they can get a large return on their money.  Value stocks are similar to Growth stocks, but they deal with companies that have fallen off or have a low PE (price-to-earning ) ratio.