on tue oct NUMBER NUMBER at NUMBER NUMBER NUMBERam NUMBER elias wrote so given the apparent commonality of these occurances companies appear to be losing a large amount of money by mailing these tiny checks out why can t they simply credit the account in question on the next bill granted if an account has been closed there is no such option i ve been waiting for hettinga to regale us with one of his well tuned micro cash bearer settlement geodesic finance rants bob you are so disappointing me njl 