Women's Entrepreneurship and Microfinance [electronic resource] /
Neogi, Chiranjib.editor.
Bhandari, Amit Kumar.editor.
Ghosh, Sudipto.editor.
This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.
Includes bibliographical references.
Chapter 1: Introduction -- SECTION I: Women Empowerment -- Chapter 2: Women Empowerment in India (by Chaiti Sharma Biswas) -- Chapter 3: Measuring Women Empowerment in the Household Sector: A Generalised Index and an Application to Indian Households (by Subhendu Chaktabarti) -- Chapter 4: Traditional Institutions and Female Beneficiaries of Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) in West Bengal (by Arghya Kusum Mukherjee & Amit Kundu) -- Chapter 5: Empowerment of Women through Public Programmes in Rural West Bengal: A Study on National Rural Livelihood Mission in a block of Purulia (by Tithi Bose and Archita Ghosh) -- Chapter 6: Non-farm Employment among Rural Women: Trends and determinants (by Aparajita Dhara & Biswajit Chatterjee) -- SECTION II: Microfinance in India -- Chapter 7: Efficiency and Mission Drift – Debate Revisited (by Chandralekha Ghosh & Samapti Guha) -- Chapter 8: Microfinance and Human Development: A cross generation study (by Sharmishtha Banerjee & Arijita Dutta) -- Chapter 9: Microfinance for Women Owned Small Business in India: Challenges and Opportunities (by Avijit Brahmachary) -- SECTION III: Microfinance and Women Entrepreneurship -- Chapter 10: Role of Microfinance in Empowering Rural Women Entrepreneurs in Nadia District of West Bengal (by Bhajan Chandra Barman) -- Chapter 11: Going Through the New Avenue of Life: A Study on Factors Working Behind Entrepreneurship Development through Self Help Group (by Kallol Das) -- Chapter 12: Effectiveness of Women Entrepreneurs: A case based analysis (by Sanchita Ghatak & Mahima Sharma) -- Chapter 13: Access to Finance, Entrepreneurship and Empowerment: A Case Study (by Chirajib Neogi and Sudipto Ghosh) -- Chapter 14: Discrimination against Women Entrepreneurs in Access to Credit: An Empirical Analysis (by Rabin Majumdar & Amit Bhandari). .
This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.
Macroeconomics.
Finance, Public.
Entrepreneurship.
Industrial sociology.
Women.
Macroeconomics/Monetary Economics//Financial Economics.
Public Finance.
Entrepreneurship.
Sociology of Work.
Women's Studies.