Financial Freedom [electronic resource] : A Guide to Achieving Lifelong Wealth and Security /
Advani, Reuben.author.
If you're one of the millions of Americans who is buried in credit card debt, or maybe you're having trouble deciphering the fine print on your 401(K)—that is, if you even have a 401(K)!—don't dismay. You can start taking steps toward closing your financial illiteracy gap right away with the sound, practical personal finance advice offered up in Reuben Advani's Financial Freedom. Designed for young adult professionals but filled with crucial information that will financially empower readers of all ages, Financial Freedom is more than just your standard personal finance book, which offers up plenty of encouragement but very little actionable advice. Instead, this user-friendly guide stands alone thanks to the clear approach it takes to the topic of personal finance. So, no matter whether you are in the market for a new car, are looking to become a first-time homeowner, want to save up for your child's college education, or have decided to try your hand at investing, you'll find engaging, nonjudgmental answers to your most pressing financial questions in this invaluable resource. Jam-packed with financial guidance yet presented in a gentle, humorous manner, Financial Freedom will teach you:   The ins and outs of the world of finance, including targeted advice on how to use its tools to create a better financial future for yourself; The difference between good debt and bad debt—as well as tips and hints for avoiding the latter of the two; The low-down on mortgages, auto loans, student loans, and credit cards; Strategies and techniques for investing in stocks, bonds, and real estate; And much more. When it comes to securing your financial future, building a strong foundation of financial knowledge and skills is the smartest thing you can do. Put yourself on the path to long-term financial literacy, independence, and success with Financial Freedom, which provides all the information you need to make sound financial decisions for a lifetime.
Contents; About the Author; Acknowledgments; Introduction; Chapter 1 Assets; What Are Assets?; Listing and Valuing Assets; Cash; Securities; Home; Furniture; Artwork; Car; Appreciable Assets; Depreciable Assets; It's Assets That Make the World Go 'Round; Chapter Lessons; Chapter 2 Liabilities; The Pros and Cons of Liabilities; Why Liabilities Are Good; Why Liabilities Are Bad; Good Debt vs. Bad Debt; Common Liabilities; Home Mortgages; Auto Loans; Credit Card Balances; To Borrow or Not to Borrow; Compounding Interest; Chapter Lessons; Chapter 3 Equity; Why Is Net Worth So Important?
Become a Profit Center, Not a Cost CenterChapter Lessons; Chapter 6 Budgeting and Saving-Oh, No!; Steps to Building a Budget; What Should Be Included; Living; Borrowing; Insurance; Investing; Other; Total Expenditures; Maximizing Your Budget; Living; Saving for a Sunny Day; Reasons to Save; Seizing Opportunity through Saving; What Saving Can Do for You; Being a Smart Saver; Chapter Lessons; Chapter 7 Shopping-Oh, Yes!; Dumb Shopping; Smart Shopping; Determine What Is Important; Needs; Wants; Needed Wants; Becoming a Smart Shopper; What to Buy on Discount; What to Buy Online
What Not to Buy OnlineBig-Ticket Items; Computers; Small-Ticket Items; Chapter Lessons; Chapter 8 Credits and Debits; Credit Card Components; Annual Fee; Late Fee; Overlimit Fee; Cash Advance Fee; Balance Transfer Fee; Credit Limit; Interest Rates; Advantages of Credit Cards; Disadvantages of Credit Cards; To Charge or Not to Charge, That Is the Question; Getting the most out of your credit card; Fee-Based Credit Cards; Debit Cards; Debit Card Advantages; Debit Card Disadvantages; Credit Score 101; Anatomy of a FICO Score; Payment History; Balances and Amounts Owed; Length of Credit History
Overdraft Loans
Includes index.
"Get your finances off on the right foot, because the sooner you start, the stronger your financial future will be"--Cover.
If you're one of the millions of Americans who is buried in credit card debt, or maybe you're having trouble deciphering the fine print on your 401(K)—that is, if you even have a 401(K)!—don't dismay. You can start taking steps toward closing your financial illiteracy gap right away with the sound, practical personal finance advice offered up in Reuben Advani's Financial Freedom. Designed for young adult professionals but filled with crucial information that will financially empower readers of all ages, Financial Freedom is more than just your standard personal finance book, which offers up plenty of encouragement but very little actionable advice. Instead, this user-friendly guide stands alone thanks to the clear approach it takes to the topic of personal finance. So, no matter whether you are in the market for a new car, are looking to become a first-time homeowner, want to save up for your child's college education, or have decided to try your hand at investing, you'll find engaging, nonjudgmental answers to your most pressing financial questions in this invaluable resource. Jam-packed with financial guidance yet presented in a gentle, humorous manner, Financial Freedom will teach you:   The ins and outs of the world of finance, including targeted advice on how to use its tools to create a better financial future for yourself; The difference between good debt and bad debt—as well as tips and hints for avoiding the latter of the two; The low-down on mortgages, auto loans, student loans, and credit cards; Strategies and techniques for investing in stocks, bonds, and real estate; And much more. When it comes to securing your financial future, building a strong foundation of financial knowledge and skills is the smartest thing you can do. Put yourself on the path to long-term financial literacy, independence, and success with Financial Freedom, which provides all the information you need to make sound financial decisions for a lifetime.
Business.
Management science.
Business and Management, general.