Bancassurance in Europe [electronic resource] : Past, Present and Future /
Ricci, Ornella.author.
Fiordelisi, F.editor.
This book offers a comprehensive view on bancassurance from its origin to future challenges and opportunities, considering the relevant changes currently interesting the financial services industry. It also provides a detailed review of theoretical and empirical literature dealing with financial conglomeration.
Description based upon print version of record.
Cover; Contents; List of Tables; List of Figures; List of Boxes; Notes on Contributors; Introduction; 1 The Development of Bancassurance in Europe; 1.1 Introduction; 1.2 The main determinants of bancassurance; 1.3 The development of bancassurance in Europe; 1.4 Conclusions; 2 Bancassurance Products; 2.1 Introduction; 2.2 Financial needs and bancassurance products; 2.3 Bancassurance products satisfying investment and pension needs; 2.4 The recent development of bancassurance; 2.5 Conclusions; 3 The Bancassurance Market in Europe; 3.1 Introduction; 3.2 An overview of the insurance industry
3.3 Bancassurance in practice3.4 The traditional channels; 3.5 Bancassurance models; 3.6 Conclusion; 4 The Regulatory Framework; 4.1 Introduction; 4.2 The financial conglomerates; 4.3 The supplementary supervision; 4.4 Drivers of regulatory framework; 4.5 Conclusions; 5 Insurance Financial Statements; 5.1 Introduction; 5.2 The financial statements of insurance companies: some general remarks; 5.3 The reform project of IFRS 4; 5.4 First comments on relevant aspects in the Exposure Draft; 5.5 Conclusions; 6 Studying the Bancassurance Phenomenon: A Literature Review; 6.1 Introduction
6.2 Testing the diversification hypothesis: how the shift towards non-traditional lending activities affects the risk/return profile of banks6.3 Testing the scope economies hypothesis: potential efficiency gains of bank diversification in non-lending activities; 6.4 The market reaction to the announcement of regulatory changes removing barriers among different sectors of the financial services industry; 6.5 The market reaction to the announcement of actual bancassurance M&As; 6.6 Other studies dealing with the bancassurance phenomenon; 6.7 Conclusions
7 Studying the Bancassurance Phenomenon: An Empirical Exploratory Analysis on a European Sample7.1 Introduction; 7.2 Methodology; 7.3 Data and variables; 7.4 Results; 7.5 Conclusions; 8 Studying the Bancassurance Phenomenon: A Two-Sided Analysis on the Relevant Case of Italy; 8.1 Introduction; 8.2 Data and variables; 8.3 Results; 8.4 Conclusions; Conclusions; Index
Includes bibliographical references and index.
This book offers a comprehensive view on bancassurance from its origin to future challenges and opportunities, considering the relevant changes currently interesting the financial services industry. It also provides a detailed review of theoretical and empirical literature dealing with financial conglomeration.
Insurance.
Banks and banking.
Accounting.
Bookkeeping .
Business enterprises—Finance.
International economics.
Insurance.
Banking.
Accounting/Auditing.
Business Finance.
International Economics.