The Business of Banking [electronic resource] : Models, Risk and Regulation /
Chesini, Giusy.editor.
Giaretta, Elisa.editor.
Paltrinieri, Andrea.editor.
This book offers new insights on banking business models, risks and regulation proposals in the aftermath of the European financial crisis. It investigates the main issues affecting the business of banking nowadays, such as low interest rates and non-performing loans. The combined effect of low to negative interest rates and weak economic growth has encouraged banks to shift their business towards new areas less associated with interest rates, which financial markets and institutional investors are currently evaluating. Contributions also shed new light on topics not yet fully investigated by current literature, such as banks’ short selling bans after Brexit, the European Deposit Guarantee Scheme and banks’ risk appetite framework. This book will be of interest to researchers, scholars and practitioners.
Includes bibliographical references at the end of each chapters and index.
Chapter 1: Introduction -- Chapter 2: Determinants of bank’s interest margins in the aftermath of the crisis: the effect of interest rates and the yield curve slope -- Chapter 3: The Swedish Mortgage Market – Funding and Bank Margins -- Chapter 4: Non-performing loans and bank specific determinants: a different testing of the “bad management” hypothesis -- Chapter 5: Why do banks react differently to short selling bans?-  Chapter 6: Post-crisis perspectives on reputational risk in banking -- Chapter 7: Banks’ Management Challenges on Introducing the Risk Appetite Framework -- Chapter 8: How does financial market evaluate business models? Evidence from European banks. Chapter 9: European Deposit Guarantee Scheme – what changes for Italy?-  Chapter 10: On European Deposit Protection Scheme(s).
This book offers new insights on banking business models, risks and regulation proposals in the aftermath of the European financial crisis. It investigates the main issues affecting the business of banking nowadays, such as low interest rates and non-performing loans. The combined effect of low to negative interest rates and weak economic growth has encouraged banks to shift their business towards new areas less associated with interest rates, which financial markets and institutional investors are currently evaluating. Contributions also shed new light on topics not yet fully investigated by current literature, such as banks’ short selling bans after Brexit, the European Deposit Guarantee Scheme and banks’ risk appetite framework. This book will be of interest to researchers, scholars and practitioners.
Banks and banking.
Risk management.
Banking.
Risk Management.