Health Care Reform Simplified [electronic resource] : Guide Your Family and Your Business through Health Care Reform /
Parks, David.author.
Health Care Reform Simplified describes the Patient Protection and Affordable Care Act of 2010. It translates the law's complex language into terms that are easy to understand, explaining what the new law does, when its provisions take effect, and how to plan for individual, family, and business health coverage. This book outlines the financial impact of the law and how it affects businesses, insurers, hospitals, and doctors. Most important, this book gives consumers and employers the critical information for making informed choices about new options for private and public health insurance coverage. It also describes how the law interacts with Medicare and Medicaid. Finally, it looks at the potential roadblocks-political and judicial, as well as economic-that may derail some of the provisions. But with nearly half the Act's provisions in force already, there is no time to lose in understanding how this legislation affects U.S. health care providers and consumers today. Explains health reform in easy-to-understand terms Provides guidance on options for anyone buying health insurance, whether for family or employees Details the impact on businesses, medical professionals, and insurers  Charts the potential impact of political opposition to the act Explains who will pay for reform and where the cost savings lie-under both best and worst scenarios.
Description based upon print version of record.
Title Page; Copyright Page; Dedication Page; Table of Contents; About the Author; About the Technical Reviewer; Acknowledgments; Introduction; CHAPTER 1 Overview Health Care Reform Past and Future; Quick History of Health Care Insurance; World War II Spurs Insurance Growth; Assassination Turns Nation to Medicare; America's Breathtaking Rise of Medical Care Costs; Political Primer on Health Care Reform; Health Care Enters the 2008 Presidential Campaign; Washington Battles over Health Care Reform; Obama Targets Insurers Despite Their Support; Health Care Reform Summary, Schedule
Individual Mandate, Tax Penalties Scheduled for 2014Businesses Face New Rules for Covering Workers; Medicaid Beneficiaries to Expand by 16 Million; Private Insurance to Expand by 16 Million Policyholders; Push for More Preventive Care and Better Quality; Twenty-three Million Americans Expected to Remain Uninsured; Coming Next; CHAPTER 2 Early Changes Health Care Reform's First Ups, Downs; Temporary Exchanges for People with High-Risk Conditions; Expanded Plan Options in 2011 for High-Risk Exchanges; New Insurance Guarantees for Children with Health Issues
Young Adults Get Extension to Age 26 on Parents' PoliciesInsurance Rate Reviews Start;  Some States Toughen Oversight; Insurers Banned from Cutting and Capping Coverage; Slowly Filling Medicare's Prescription Drug "Donut Hole"; Health Care Reform Puts a "Sin Tax" on Tanning Services; Big Tax Break for Small Businesses That Provide Insurance; Coming Next; CHAPTER 3 New Choices Individual, Family Insurance Options; Some Policies May Be "Grandfathered" Under New Law; Insurance Exchanges Are Critical to Health Care Reform; Wisconsin Prototype Offers Example of Insurance Exchange
Massachusetts Insurance Exchange Offers Real-Life ExampleCriticism of Health Care Reform inMassachusetts; Individual Mandate Requirements and Penalties; Premiums No Longer Tied to Pre-Existing Medical Conditions; Rights to Appeal, Choose Doctor, and Preventive Care; A Quick Definition of Health Care Reform's Tax Credit; Health Care Reform Brings Changes to Income Tax System; Government Rethinking Long-Term Care Provision; Coming Next; CHAPTER 4 Business Trends Tackling Taxes, Mandates, Incentives; Keeping Existing Plan Requires Complex Calculations
Law Offers Small Businesses Relief from Big Insurance CostsTax Credits Encourage Small Businesses to Offer Insurance; Be Careful Counting If You Are Counting on a Tax Credit; Requirement for Coverage and Penalties for Not Doing So; Small Businesses May Shop at Insurance Exchanges; Devil May Be in the Details for SHOP Insurance Plans; Early Retiree Reinsurance Program Accepts First Applicants; Exchanges Expected to Provide Relief to Early Retirees; New Law Creates Incentives for Employee Wellness Programs; Coming Next; CHAPTER 5 Insurance Shift Law Changes Market Rules, Regulations
Insurers' Medical Loss Ratio Proves Difficult to Pin Down
Includes bibliographical references and index.
Health Care Reform Simplified describes the Patient Protection and Affordable Care Act of 2010. It translates the law's complex language into terms that are easy to understand, explaining what the new law does, when its provisions take effect, and how to plan for individual, family, and business health coverage. This book outlines the financial impact of the law and how it affects businesses, insurers, hospitals, and doctors. Most important, this book gives consumers and employers the critical information for making informed choices about new options for private and public health insurance coverage. It also describes how the law interacts with Medicare and Medicaid. Finally, it looks at the potential roadblocks-political and judicial, as well as economic-that may derail some of the provisions. But with nearly half the Act's provisions in force already, there is no time to lose in understanding how this legislation affects U.S. health care providers and consumers today. Explains health reform in easy-to-understand terms Provides guidance on options for anyone buying health insurance, whether for family or employees Details the impact on businesses, medical professionals, and insurers  Charts the potential impact of political opposition to the act Explains who will pay for reform and where the cost savings lie-under both best and worst scenarios.
United States.
Business.
Management science.
Business and Management, general.