CELEX: 62004CJ0077
Brussels Convention
Request for interpretation of Article 6(2) and the provisions of Section 3, Title II
Jurisdiction in matters relating to insurance
Third-party proceedings between insurers
Multiple insurance situation

1       This reference for a preliminary ruling concerns the interpretation of Article 6(2) and the provisions of Section 3 of Title
II of the Convention of 27 September 1968 on Jurisdiction and the Enforcement of Judgments in Civil and Commercial Matters
(OJ 1978 L 304, p. 36), as amended by the Convention of 9 October 1978 on the accession of the Kingdom of Denmark, Ireland
and the United Kingdom of Great Britain and Northern Ireland (OJ 1978 L 304, p. 1, and – amended text – p. 77), by the Convention
of 25 October 1982 on the accession of the Hellenic Republic (OJ 1982 L 388, p. 1), by the Convention of 26 May 1989 on the
accession of the Kingdom of Spain and the Portuguese Republic (OJ 1989 L 285, p. 1) and by the Convention of 29 November 1996
on the accession of the Republic of Austria, the Republic of Finland and the Kingdom of Sweden (OJ 1997 C 15, p. 1) (‘the
Convention’).
2       The reference was made in respect of proceedings in which the insurers of Société pyrénéenne de transit d’automobiles (‘Soptrans’)
sought to join Zurich Seguros, now Zurich España (‘Zurich’), as a third party for the purpose of apportionment between those
insurance companies of indemnification payable by Soptrans to General Motors España (‘GME’).

Legal background
3       The first paragraph of Article 2 of the Convention provides:
‘Subject to the provisions of this convention, persons domiciled in a Contracting State shall, whatever their nationality,
be sued in the courts of that State.’
4       Article 6(2), which appears in Section 2 of Title II of the Convention, entitled ‘Special jurisdiction’, is worded as follows:
‘A person domiciled in a Contracting State may also be sued:
…
2.      as a third party in an action on a warranty or guarantee or in any other third party proceedings, in the court seised of the
original proceedings, unless these were instituted solely with the object of removing him from the jurisdiction of the court
which would be competent in his case;
…’.
5       Articles 7 to 12a make up Section 3, ‘Jurisdiction in matters relating to insurance’, of Title II of the Convention.
6       Article 7 of the Convention states:
‘In matters relating to insurance, jurisdiction shall be determined by this Section, without prejudice to the provisions of
Articles 4 and 5 point 5’.
7       Under Article 11 of the Convention:
‘Without prejudice to the provisions of the third paragraph of Article 10, an insurer may bring proceedings only in the courts
of the Contracting State in which the defendant is domiciled irrespective of whether he is the policy-holder, the insured
or a beneficiary. ...’

The dispute in the main proceedings and the questions referred for a preliminary ruling
8       The dispute in the main proceedings arises from damage sustained on 13 August 1990 in the car park on which Soptrans, a company
established in France, stores new cars.
9       Soptrans is insured, in respect of the damage caused to those vehicles, by GIE Réunion européenne, Axa, successor in law to
Union des assurances de Paris, Winterthur, successor in law to La Neuchâteloise, Le Continent and Assurances Mutuelles de
France (‘the insurers’), all of whom have their head office or a branch in France.
10     A number of damaged vehicles belonged to GME and were insured by Zurich, which is established in Spain. Following a settlement
in the course of proceedings before a court in Saragossa (Spain) Soptrans undertook to pay ESP 120 000 000 as compensation
to GME for damage sustained by the vehicles it owned.
11     In parallel with those proceedings, Soptrans sued the insurers before the Tribunal de grande instance de Perpignan (Regional
Court, Perpignan) (France) seeking an order that they indemnify it in respect of the consequences of the action brought against
it in the Spanish court.
12     The insurers, in turn, sought to join Zurich as a third party before the Tribunal de grande instance, on the basis of Article
L. 121-4 of the French Insurance Code, which provides that, in cases of multiple insurance, the amount of indemnification
to be paid to the insured is to be divided proportionately between the various insurers. Zurich contested the jurisdiction
of the French court, claiming that the courts in Barcelona (Spain), where it has its head office, had jurisdiction.
13     By judgment of 2 February 1999, the Tribunal de grande instance de Perpignan held that the French courts had jurisdiction
on the basis of Article 6(2) of the Convention. Zurich appealed against that decision to the Cour d’appel de Montpellier (Court
of Appeal, Montpellier) which took the view that in this case only the provisions of Section 3 of Title II of the Convention
were applicable and declared that the French courts did not have jurisdiction to hear the third-party proceedings between
the insurers and Zurich.
14     The insurers then appealed to the Cour de Cassation (French Court of Cassation), on the grounds that third-party proceedings
based on multiple insurance were not within the scope of Article 11 of the Convention and that the existence of a connection
between the original proceedings and the third-party proceedings was not one of the conditions for the application of Article
6(2) of the Convention.
15     Taking the view that, in those circumstances, the resolution of the dispute required an interpretation of the Convention,
the Cour de Cassation decided to stay proceedings and to refer the following two questions to the Court for a preliminary
ruling:
‘1.      Are third-party proceedings between insurers, based on alleged multiple insurance or co-insurance rather than on a re-insurance
agreement, covered as matters relating to insurance by the provisions of Section 3 of Title II of the Brussels Convention
...?
2.      Is Article 6(2) applicable when determining jurisdiction in the event of third-party proceedings between insurers and, if
so, is such application contingent on there being a connection between the various claims within the meaning of Article 22
of the Convention or, at the very least, on evidence that there is sufficient connection between such claims to demonstrate
that the choice of forum does not amount to an abuse?’

The questions referred for a preliminary ruling

The first question
16     Section 3 of Title II of the Convention concerns the rules of special jurisdiction in matters relating to insurance.
17     According to settled case-law, it is apparent from a consideration of the provisions of Section 3 in the light of the documents
leading to their enactment that, in affording the insured a wider range of jurisdiction than that available to the insurer
and in excluding any possibility of a clause conferring jurisdiction for the benefit of the insurer, they reflect an underlying
concern to protect the insured, who in most cases is faced with a predetermined contract the clauses of which are no longer
negotiable and is the weaker party economically (Case 201/82
Gerling and Others
v
Amministrazione del Tesoro dello Stato
[1983] ECR 2503, paragraph 17 and Case C-412/98
Group Josi
[2000] ECR I-5925, paragraph 64).
18     That role of protecting the party deemed to be economically weaker and less experienced in legal matters implies, however,
that the application of the rules of special jurisdiction laid down to that end by the Convention should not be extended to
persons for whom such protection is not justified (
Group Josi
, paragraph 65).
19     In this case, as is clear from the file submitted to the Court, the insurers sought to bring Zurich before the Tribunal de
grande instance de Perpignan on the basis of Article L. 121-4 of the French Insurance Code, which permits an insurer who is
a defendant in proceedings brought by an insured to join any other insurers as third parties where there is a situation of
multiple insurance, in order to obtain their contribution to indemnifying the insured party.
20     In those circumstances no special protection is justified since the parties concerned are professionals in the insurance sector,
none of whom may be presumed to be in a weaker position than the others.
21     As the Advocate General rightly pointed out in paragraph 17 of his Opinion, support can be found for that view in particular
in Articles 8, 10 and 12 of the Convention, which clearly contemplate proceedings brought by a policy-holder, insured or injured
party, and in Article 11, which refers to proceedings brought against a policy-holder, insured, or beneficiary.
22     The authors of the Convention took as their premiss that the provisions of Section 3 of Title II were applicable only to relations
characterised by an imbalance between the parties and established for that reason a body of rules on special jurisdiction
which favours the party regarded as economically weaker and less experienced in legal matters. Moreover, Article 12(5) of
the Convention excludes from that protective body of rules insurance contracts in which the insured enjoys considerable economic
power.
23     It is therefore consistent with the letter, spirit and purpose of the provisions in question to hold that they are not applicable
to relations between insurers in the context of third-party proceedings.
24     The answer to the first question is therefore that third-party proceedings between insurers based on multiple insurance are
not subject to the provisions of Section 3 of Title II of the Convention.

The second question
25     Under Article 6(2) of the Convention, in the case of third-party proceedings, a person may be joined as a third party in the
court seised of the original proceedings, unless these were instituted solely with the object of removing him from the jurisdiction
of the court which would be competent in his case.
26     In the case before the national court, the insurers sought to join Zurich as a third party before the court in which Soptrans
was seeking an order that the insurers indemnify it for all the consequences of the action brought against it by GMS.
27     The claims brought by Soptrans and by the insurers before the Tribunal de grande instance de Perpignan must therefore be regarded
respectively as original proceedings and third-party proceedings within the meaning of Article 6(2) of the Convention.
28     That classification is borne out by the Jenard Report on the Convention on Jurisdiction and the Enforcement of Judgments in
Civil and Commercial Matters (OJ 1979 C 59, p. 27), according to which an action within the meaning of Article 6(2) is defined
as ‘brought against a third party by the defendant in an action for the purpose of being indemnified against the consequences
of that action’.
29     The applicability, in this case, of Article 6(2) of the Convention remains however subject to compliance with the condition
requiring that the third-party proceedings should not have been instituted with the sole object of removing the party sued
from the jurisdiction of the court which would be competent in the case.
30     As both the Commission and the Advocate General, in paragraphs 32 and 33 of his Opinion, have emphasised, the existence of
a connection between the two sets of proceedings before the French courts is inherent in the very concept of third-party proceedings.
31     There is an inherent relation between an action brought against an insurer seeking indemnification for the consequences of
an insured event and proceedings whereby that insurer seeks contribution from another insurer considered to have provided
cover for the same event.
32     It is for the national court seised of the original claim to verify the existence of such a connection, in the sense that
it must satisfy itself that the third-party proceedings do not seek to remove the defendant from the jurisdiction of the court
which would be competent in the case.
33     It follows that Article 6(2) of the Convention does not require the existence of any connection other than that which is sufficient
to establish that the choice of forum does not amount to an abuse.
34     It should be added in that respect that, with regard to third party proceedings, Article 6(2) merely determines which court
has jurisdiction and is not concerned with conditions for admissibility properly so-called. As regards procedural rules, reference
must be made to the national rules applicable by the national court (Case C-365/88
Hagen
[1990] ECR I-1845, paragraphs 18 and 19).
35     However, the application of national procedural rules may not impair the effectiveness of the Convention. A court may not
apply conditions of admissibility laid down by national law which would have the effect of restricting the application of
the rules of jurisdiction laid down in the Convention (
Hagen
, paragraph 20).
36     In the light of the foregoing considerations, the answer to the second question must be that Article 6(2) of the Convention
is applicable to third-party proceedings between insurers based on multiple insurance, in so far as there is a sufficient
connection between the original proceedings and the third-party proceedings to support the conclusion that the choice of forum
does not amount to an abuse.

Costs
37     Since these proceedings are, for the parties to the main proceedings, a step in the action pending before the national court,
the decision on costs is a matter for that court. Costs incurred in submitting observations to the Court, other than the costs
of those parties, are not recoverable.
On those grounds, the Court (First Chamber) hereby rules:
1.
Third-party proceedings between insurers based on multiple insurance are not subject to the provisions of Section 3 of Title
II of the Convention of 27 September 1968 on Jurisdiction and the Enforcement of Judgments in Civil and Commercial Matters,
as amended by the Convention of 9 October 1978 on the accession of the Kingdom of Denmark, Ireland and the United Kingdom
of Great Britain and Northern Ireland, by the Convention of 25 October 1982 on the accession of the Hellenic Republic, by
the Convention of 26 May 1989 on the accession of the Kingdom of Spain and the Portuguese Republic and by the Convention of
29 November 1996 on the accession of the Republic of Austria, the Republic of Finland and the Kingdom of Sweden.
2.
Article 6(2) of the Convention is applicable to third-party proceedings between insurers based on multiple insurance, in so
far as there is a sufficient connection between the original proceedings and the third-party proceedings to support the conclusion
that the choice of forum does not amount to an abuse.
[Signatures]
*
* Language of the case: French.