by jillesvangurp | 2026-02-11 18:01:24+00:00
It's not universal if only selected individuals get it. And you can't live on 325 euros in a place like Ireland. So it's not even basic income. But it's a nice temporary subsidy.

Proper basic income has never really been tried. It would have to be universal (for the entire population) and be enough to live on.

Most countries have non universal basic income in the form of benefits, state pensions, food stamps, and various social security insurance programs. One way or another people that can't or won't work still get enough to survive. Mostly, countries don't let their citizens starve. They mostly don't put them out on the streets. And if people get sick, generally hospitals/doctors will help. You won't necessarily get a very nice version of all that in most countries.

If you think of basic income like that, UBI is actually not that much of a departure from that status quo. It just establishes that as a bare minimum that everybody gets one way or another. The reason that the idea gets a lot of push back is that people have a lot of morals about having to earn stuff which then results in complex rules to qualify for things only if you are unable to earn a living. Which then turns into a lot of complex schemes to establish non universal income that comes into a variety of forms and shapes. But it adds up to the same result: everybody is taken care off.

A proper UBI would have to award it to anyone. That's what universal means. It would be a simplification of what we have now. If you are employed, you would get a chunk of income from UBI and the rest from your employer. Basically, you work to add income on top of your UBI and it's between you and your employer to sort out how much you work and how much you earn. If you get unemployed, you fall back to UBI. UBI would be untaxed. But if you work or earn income you pay taxes. Company earnings are taxed as well. And you pay VAT when you buy stuff. Those revenue streams are what already fund things today.

People think of UBI as extra cost but it could actually be a cost saving if done properly. There's a lot of bureaucracy that's no longer needed. You could still layer insurances and benefits on top of course. But that would be more optional. And you could incentivize people to work that are currently actively incentivized to not work (e.g. to not lose benefits or get penalized on their pensions).

People forget that the status quo is not free either and that it requires an enormous, convoluted bureaucracy that also costs money. UBI could end up being simpler and cheaper.

The hard part with UBI is balancing fairness and financial viability and implementing it in a way that isn't massively disruptive and complicated. You'd need to incentivize most people to still want to work while making the system generous enough that people can opt not to. That's not a solved problem and the key show stopper. Many people that work object against anyone getting anything for free. But if you consider the status quo, we already have a lot of people not working anyway. And we all pay for that already. That is actually a rather large percentage of people that are allowed to vote in many countries.

Mostly the moral arguments against UBI are what perpetuates the very inefficient and costly status quo. We just keep on making that harsher, more complicated, and more expensive. Effectively if you work, you are paying extra for all that inefficiency. Worse, you can work your ass off your whole life and still have to worry about having enough to retire, the affordability of housing, or being able to afford essential health care.