by Imustaskforhelp | 2026-01-30 22:12:13+00:00
I knew that Silver prices were going all time high but I had still assumed that Silver (and to that extent Gold) were stable.

Looks like atleast for Silver, that gets completely thrown out of the window now for some time.

I also thought Gold was a safe haven but I checked and it seems that it lost (10%?)-ish as well.

I have some complex thoughts and reasonings but I really liked Gold as an idea but looks like it is vulnerable to volatility at times too.

I used to think that maybe banks can have gold itself and gold usually does or ~ equal to inflation itself rise and I mean theoretically net I think even this year it does definitely beat Inflation (I mean it grew double I guess in 1 year) but for banking concerns especially supposing someone got money this time and let's hypothetically assume they get into this gold bank, then its still volatile & they could've lost 10% and then tried to withdraw money and more short squeeze so the idea has a major flaw after this incident.

I wonder how swiss franc is doing. I looked at it and it looks like its doing fine (1% down but I do feel like that's really okay) given how Swiss franc (seeing another cnbc article or yahoo finance ig) grew what 13-14%

Although the problem with people holding swiss franc is that when I searched swiss franc I found this article (from CNBC itself) which actually shows how a strong swiss franc might be/is bad for swiss economy

https://www.cnbc.com/2026/01/28/swiss-franc-us-dollar-price-...

I do wonder, then what's the ideal solution of "safety"

I am scratching a lot of options now & I am either thinking US inflation protected assets or World Equity are the only two stable/(really valuable) because the whole essense of value behind gold/silver was its stability which especially for silver feels broken but gold isn't that far behind either.

Although atleast in my original context of banking, I later came to know about the concept of narrow banking and how there was a bank which actually wanted to invest in TIPS itself but that was blocked off by the feds for many reason.

I do feel like TIPS might protect inflation protection but they don't really protect the erosion of wealth because I feel like (I am not sure I can be wrong I usually am) but the pricing of houses and other assets are rising higher than inflation rises & inflation itself can vary depending (so housing rent inflation might be higher) & depending on your lifestyle. Maybe TIPS really wouldn't be able to help you to say.. save to get house or really have you give the ability for money to do what it actually does. To me the idea of inflation includes buying houses too so if say someone with some salary was able to buy a house 20 years ago then imo when I consider inflation protection or investing or anything in general, I expect that my wealth could be able to buy me things ~generally at a good amount & that's the point of good investing to get good returns at understandable/ your own risk profile.

I guess now I am personally more inclined towards world index funds in general I guess as a form of real stability where value gains are still backed by real gains (Something which I feel is core philosophy of the bogle philosphy & the reason why people should invest in first place)

I may have gotten a bit off topic here but coming on the point again here about Silver.

Would this be considered as (expected?) or is it a black swan event especially considering the 30% fall off.

From the headline, it feels like a black swan event (especially when they compare it to 1980's) but I am curious to know what others think too. I do feel like these black swan events really shift how we think tho & we can have it in our better judgement for future ig imo.