by notepad0x90 | 2026-01-14 17:16:15+00:00
the payment isn't the problem so much as the payment processing. They wouldn't support crypto, even if they did, getting crypto without KYC hassle is a PITA, not worth it for paying one company $1. Not associating your real identity with a github repo is very important to most github users.

Payment could solve lots of problems, but there is no real and meaningful cash-equivalent payment system or method. This isn't a tech problem either, governments allow cash payments, but if it is digital, they won't allow any means that preserves privacy. Money laundering is their concern. You can't solve this without laws changing. Even if I don't mind buying crypto with a credit card, I still have to go through proving my identity with my id card, as if my credit-card company didn't do that already.

payment is a huge barrier to commerce these days, people think LLMs will change the world, but payment tech/laws will have a bigger effect in my opinion.

Let's say HN mods go a little crazy one day and want to let us tip each other for good posts and comments, imagine if all they had to do is add an html tag in the right place and that's it. All we had to do is click a button and it just works, and there is no exposure of private information by any involved party, and you could fund that payment by buying something (a card?) at a convenience store in person, just as easily as you could with a crypto payment, moneygram or wire transfer.

I __want__ to pay so many news sites, blogs,etc... I don't mind tipping a few bucks to some guy who wrote a good blog, or who put together a decent project on github that saved me lots of time and work.

It isn't merely the change in economics or people getting a buck here and there, but the explosion in economic activity you have to look at. The generation of wealth, not the mere zero-sum transferring of currency. This is the type of stuff that changes society drastically, like freeways being invented, women being able to ride bicycles, airplanes allowing fast transport, telegrams allowing instant messaging,etc..

Everyone being able to easily pay anyone at all, including funding private as well as commercial projects would be more disruptive than democracy itself, if I could dare make that claim. There is freedom of movement, there is freedom of communication and last there is freedom of trade. these are the ultimate barriers to human progress. Imagine if everyone from texas to beijing could fund research and projects, trade stocks in companies (all companies in the world). You won't need governments to fund climate change work, I think eventually taxation itself will have to suffer, because people would be able to direct exactly where their funds went. Not just what department in the government gets a budget, but exactly what projects they spend it on. being able to not just talk or meet each other instantly (and even those have a long way to go) but to also collectively or as individuals found each other, governments and companies, that'd be the biggest thing that could happen this century.

This could be done, but again, we don't need better tech as much as we need a change in attitude. For people to actually believe this would result in a better world for them.