MurphyA/hacker-news huggingface dataset:
by aleph_minus_one | 2025-12-12 01:29:59+00:00
There exist both types of health insurances in Germany:

"Krankenversicherung nach Art der Lebensversicherung" (health insurance in the form of life insurance) and "Krankenversicherung nach Art der Schadenversicherung" (health insurance in the form of indemnity insurance).

The first one is basically an alternative to the state-mandated health insurance, while the latter one is mostly intended for more specialized health services like for example dental replacement.

There is a regulation that once you are in a "Krankenversicherung nach Art der Lebensversicherung", the health insurance company is not allowed to cancel the contract with you, but on the other hand for this restriction the health insurance company is allowed to "adjust" premiums (nearly always that means "increase premiums") if the medical costs for the agreed treatments rise (which they commonly do).

Thus having a (near-certain) cashflow over the lifetime of the whole insured person (who can only under very special circumstances get out of the insurance treaty) is quite attractive for the insurance company.

> otherwise you would probably see short-term insurers outcompeting long-term insurers since they wouldn't have to do old-age reserves and could therefore charge lower premiums

You must not compare the current premiums, but the amount of premiums that you will pay over the whole lifetime. Here, the situation is completely different.

I think considering the huge amount of money (for premiums and medical costs) that is involved here, it can only be explained with stupidity to just compare current premiums in the young age: it is very well-known that the whole actuarial reserve that the insurance company built up from the premiums of a huge part of your lifetime will be spent for medical costs in just the last few years of your life.

It is thus a really macabre truth that if we would just let patients with cancer or another expensive disease die instead of giving them expensive treatments for just few additional years it would save an insane amount of money in the health system.
by johannesrexx | 2025-12-12 01:30:03+00:00
Your Calibri font is Microsoft proprietary and is not open source. It exists so that MS Office documents won't look right on non-Microsoft systems. It's a dirty aspect of Microsoft's Embrace-Extend-Extinguish stategy meant to further its monopoly. It's disgusting that you cite all of these wonder benefits of Calibri without admitting the true underlying reason it exists.
by 01HNNWZ0MV43FF | 2025-12-12 01:30:07+00:00
> kilometers-long anti-drone tunnels along key logistical routes, meant mostly for stopping rotary FPV drones that are trying to intercept logistics

Where they put nets over the road for camoflage or physically catching the drones, right?

I couldn't find a good picture and for a second I thought you meant an earthen tunnel.
Show HN: TabHere – AI autocomplete for almost any editable field on the web
by scarletkc | 2025-12-12 01:30:52+00:00
Hi HN, I built TabHere, a Chrome extension that brings AI autocomplete / continuation to almost any editable area on web pages (inputs, textareas, contenteditable, etc.).

Chrome Web Store: https://chromewebstore.google.com/detail/oeokpncnejjfjdbpnch...

It’s open source (MIT). I’d love feedback on UX (when autocomplete feels wrong), site compatibility issues, and edge cases around contenteditable or cursor handling.
by lcuff | 2025-12-12 01:31:09+00:00
I agree that "the right thing" depends on point of view and narrative at hand (the context). And when I quote Drucker and point to character, I see it as the bedrock on which a good manager will stand. But people of good character still need a whole array of other tools to turn them into good managers: Being skillful politicians to navigate the organizational polity, being people who can see the big picture. Having _lots_ of people skills. Having a good grasp of the field of endeavor. An ability to laugh at themselves ...
by exasperaited | 2025-12-12 01:32:35+00:00
Maybe you should do some research on that quote.

Because there is literally no evidence he ever said it. It's a widespread but false attribution, as I outlined in another comment.

https://news.ycombinator.com/item?id=46239664

This attribution leads to a truly fundamentally broken reduction of what Mussolini actually thought fascism was (though his own definition of it was largely pseudointellectual drivel).

But even then, "corporatism" doesn't mean "capitalism" at all.
by ipython | 2025-12-12 01:33:14+00:00
The company may not care, but the gov definitely does. And if you don’t report then you could be in serious legal jeopardy. If any fragments of that image are still present on your machine, whether it came from the company or not, you could be held accountable for possessing csam.

So screw the company, report it yourself and make sure to cite the company and their lack of a response. There’s a Grand Canyon sized chasm between “offensive content” and csam.
by calmbonsai | 2025-12-12 01:33:27+00:00
- Uv for Python

- Nix

- Performant Virtualization

- Ghostty

- DuckDB and, in general, performant OLAP

Don't get me wrong as I do feel the core of your thesis is correct. Emacs is my editor and I just finished writing a nicely recursive set of gMake for cloud a pipeline. Most of my core software tools haven't changed appreciably since the mid 2000s--right around the time git came out.

edit: I had no idea Nix was so old. I guess it just feels very "new" in my zeitgeist.
by sshine | 2025-12-12 01:33:31+00:00
> what technology in the past 5 years do you use [...]

I don't use any software made in the past 5 years.

I think software has improved in the last 20 years.

- Linux container runtimes - Linux hardware support - NixOS (19.5 years old!)

My terminal has more colors. My browser got slower.

My vi became vim became neovim. The keybindings are almost the same, but they adapt to newer virtual terminals.

As a programmer, my ability to express myself has got more nuanced. Programming languages have got better.

But the software itself doesn't seem to be better. Everything still depends on C, and the older programs live the longest.
by genuser | 2025-12-12 01:33:56+00:00
Las Vegas during Formula 1 weekend presents the ultimate photographic challenge: neon-drenched darkness, rapid motion, and unpredictable weather. To determine which flagship camera phone truly leads the pack, I tested the Samsung Galaxy S25 Ultra, Google Pixel 10 Pro XL, and Apple iPhone 17 Pro across the most demanding visual environments Sin City could offer. While race access restrictions altered my original plan, the resulting comparison reveals how each device handles real-world extremes that separate exceptional mobile photography from mere marketing claims.
by austin-cheney | 2025-12-12 01:34:12+00:00
What I want is something like the UI of the web platform but for desktop development exclusively. The differences between this and the current web platform are:

* no certificates

* direct access to a shell, network stack, and file system from api available directly within the viewport

* a permission system allowing custom roles and security policies

* a better mark up format that imposes accessibility criteria by default like type safety in rust

* a buffer based data serialization so that I don’t have to parse/stringify on every transaction
by Supermancho | 2025-12-12 01:35:00+00:00
How do you discriminate between 2 different things that ostensibly have similar features, but do it in different ways without getting very large names? What if you modify software or just part of it to make it something distinctively new, should it keep the name or add to it? What if I revert that non-trivial feature and add a different non-trivial one. Now what is it?

I would hope the author realizes the core counterpoint when re-reading "We’re using Viper for configuration management, which feeds into Cobra for the CLI, and then Melody handles our WebSocket connections, Casbin manages permissions, all through Asynq for our job queue" - because the real names, are the roles the tools play. The implementation name is incidental and amorphous, since you can make wild changes to software, rendering the name without much utility beyond a project label. Project labels are necessarily opaque, for the same good reasons software is. The ideals are more important than the details. They are a conflux of interests and plans, not a market label. If market labels were fixed to functionality, the world would be worse off for obvious reasons of practicality and marketability. Ironically, Stallman is completely comfortable with PostgreSQL which is semantic context adjacent, charitably. It describes a small element of the project (a synthetic SQL syntax), not the project itself.
by aleph_minus_one | 2025-12-12 01:36:36+00:00
> There’s probably some reserve, but I’d guess it’s thin because withdrawals should be fairly predictable for large insurers.

At least in the EU, by Solvency II, insurance companies are obliged to fulfill prescribed solvency ratios (i.e. have sufficient capital resources available). I would strongly assume that there exist similar regulations in the USA.
by andsoitis | 2025-12-12 01:36:43+00:00
> Tire pollution is worse than tailpipe emissions and the full effects aren't known. You're dismissive of other people's and the environment's health and you're wrong.

Tire pollution is now as large or larger than tailpipe particulate pollution, but it’s not a complete apples-to-apples comparison.

Tail pipe pollution includes CO₂, NOx, SO₂, CO, and fine particulates (PM2.5 + PM10) and is strongly linked to asthma, heart disease, climate change.

Tire pollution on the other hand is microplastics, synthetic rubber particles, zinc, and volatile organic compounds. Toxic to aquatic life; long-term human health effects still being studied.
by Hizonner | 2025-12-12 01:37:15+00:00
Does anybody have a sense of whether this is best seen as "a proposal by the UK House of Lords", or "a proposal by three fringe whackjobs in the UK House of Lords"? I honestly don't have any idea. How influential are the proposers? Who else has made noise about such things?

The amendment from the same three people about requiring all phones to "have installed tamper-proof system software which is highly effective at preventing the recording, transmitting (by any means, including livestreaming) and viewing of CSAM using that device" strikes me as in the fringe whackjob range.
by saghm | 2025-12-12 01:38:18+00:00
I still think I'm missing something. My understanding of how telecoms would abuse identifying traffic to violate net neutrality would be that they need to identify the traffic they want to prioritize, not deprioritize. Is your understanding different, or does this somehow give the ability to make your traffic indistinguishable to traffic that they favor (and therefore would either control directly or would be able to provide instructions to the controller to be able to make identifiable in some way)? What you're describing to me sounds like you're saying my traffic isn't possible to distinguish from other random traffic, but my argument is that they're never going to be prioritizing random traffic; they'll be prioritizing traffic that they can identify, which will likely not act in the way you describe precisely because it would make it impossible to prioritize. My traffic being anonymous doesn't somehow stop them from throwing it in to the lower priority lanes with everyone else because they don't recognize it; if anything, it seems like it's likely to guarantee it as well, because anything not recognizably a VIP doesn't get to go in the VIP lane.
by samplatt | 2025-12-12 01:38:31+00:00
I... think you might be proving my point for me? The ability to have a single cable that can do video AND a bunch of audio channels at once is amazing for the average joe.

Don't get me wrong, I use optical in my setup at home & I'd love to have more studio & scientific gear just for the hell of it, but I'm the minority.

I'm not trying to defend the HDMI forum or the greedy arsehole giants behind them. The DRM inbuilt to HDMI and the prohibitive licensing of the filters (like atmos) is a dick move and means everything is way more expensive than it needs to be. Was just pointing out that parent's comment was reductive.
by arscan | 2025-12-12 01:38:47+00:00
Yeah, I would do a lot with plain objects, and using closures and iifes to do encapsulation and what-not. It was ugly and a bit of a pain, but once you learned how it all worked it made sense and was doable. I felt that classes were a bit of a bolt-on that violated my own internal understanding of how JavaScript worked, but by that point I was moving on to other stuff so never really got used to it.
by jgalt212 | 2025-12-12 01:39:35+00:00
I remember some podcast interview with Miško Hevery talking about how Qwik was very emphatic about what code ran on the server and what ran on the client. Seems self-evident and prescient. It was a great interview as Miško Hevery is extremely articulate about the problems at hand. If I find it, I'll post.
by McGlockenshire | 2025-12-12 01:41:38+00:00
> And we're all just supposed to act like this isn't absolutely insane.

This is insane to you only if you didn't experience the emergence of this technique 20-25 years ago. Almost all server-side templates were already partials of some sort in almost all the server-side environments, so why not just send the filled in partial?

Business logic belongs on the server, not the client. Never the client. The instant you start having to make the client smart enough to think about business logic, you are doomed.
by eszed | 2025-12-12 01:41:39+00:00
Interesting. I kinda skipped that era of cars. Went from a mid-nineties Miata - which I still have, mostly maintain myself, and will never sell - to a 2015 CX-5, which I like, and seems well-made, but isn't exactly friendly to DIY. It's barely had any problems, though, through 150k miles, so that's not exactly a complaint.

No question, though, my next utility-car will be electric, and (though you'll have to pry it from my cold dead fingers) I expect my Miata to be the last ICE car I'll ever own.
by WCSTombs | 2025-12-12 01:42:23+00:00
> It's easy to put this on the parents, but that's not the answer. Otherwise, it would be solved already.

I would argue it must be part of the answer, if it isn't literally the answer. You even kind of hit the nail on the head later in that paragraph:

> Parents on HN are hyper-aware of this sort of thing, but that's definitely the minority.

I would start there. Spreading awareness and social pressure is a tractable problem.
by eloisius | 2025-12-12 01:42:33+00:00
It's not about what non-0.001% people invest in, but what they spend on. More evenly distributed wealth would mean more money for people to spend on education, food security, and housing, which in turn would spur increased production of those goods. Below a certain wealth threshold, people aren't putting every additional dollar into "investments" in the financial sense of the word. There's more ROI by sending your kids to college or moving to a better neighborhood.
by ginush | 2025-12-12 01:42:37+00:00
An analyst who is tasked with investigating, say, terrorist threats, is not going to be remotely interested in the browsing habits of random people who pose no threat whatsoever.

It's just pure paranoia. Yes, we know bulk interception is being done by intelligence agencies. No, they're not watching you. They have more important things to be getting on with.
by nateglims | 2025-12-12 01:43:07+00:00
I'm sympathetic to snowden and think he should just be pardoned, but in retrospect was this actually huge news? Other than reaffirming that telcos were a weak link and that we should encrypt everything, what was a major revelation?

I don't think americans broadly care if we are spying on any of the countries listed in part 1 or 2 of this. Mexico, Brazil, Venezuela, Bolivia and China?
by gnabgib | 2025-12-12 01:44:09+00:00
Botched patch to React2Shell - CVE-2025-55183/2025-55184 (198 points, 98 comments) https://news.ycombinator.com/item?id=46236924

And CVE-2025-55182 (626 points, 8 days ago, 267 comments) https://news.ycombinator.com/item?id=46136026

.. important you update again, but not really new
by pdntspa | 2025-12-12 01:44:14+00:00
I feel this too. And it seems like the very worst code always seems to come from the people that seem the smartest, otherwise. I've worked for a couple of people that are either ACM alum and/or have their own wikipedia page, multiple patents to their name and leaders in business, and beyond anyone else that I have ever worked with, their code has been the worst.

Which is part of what I find so motivating with AI. It is much better at making sense of that muck, and with some guidance it can churn out code very quickly with a high degree of readability.
by avidiax | 2025-12-12 01:45:17+00:00
I looked at adding USB-PD as a replacement for a 12V barrel-plug power supply in a recent project.

One big issue that came up (and killed the idea) is that if you are not battery powered, then putting a USB-C power input on your device that will only work if you can negotiate 12V+ with adequate current will just cause confusion. In my case, I don't think I could even boot to an error message on 5V.

Phones and the like don't have this issue, since they are still usable (charging slowly) on 5V, but can make use of higher voltages and currents to charge faster.

So I guess my question for the implementer is how booting & negotiating on 5V and then accepting higher voltage is likely to work in practice.
by jacquesm | 2025-12-12 01:46:48+00:00
It's not really the quality of the diagramming that I am concerned with, it is the complete lack of understanding of electronics parts and their usual function. The diagramming is atrocious but I could live with it if the circuit were at least borderline correct. Extrapolating from this: if we use the electronics schematic as a proxy for the kind of world model these systems have then that world model has upside down lanterns and anti-gravity as commonplace elements. Three legged dogs mate with zebras and produce viable offspring and short circuiting transistors brings about entirely new physics.
by Gormo | 2025-12-12 01:47:02+00:00
The presumption that it's not a matter of the parents' prerogative whether to decide whether the child's access should be restricted or not -- and treating the parents as accountable to someone else's standards of what is or is not appropriate for their own children -- is itself objectionable.

What content is appropriate for children is properly up to their parents themselves, not to the government or to some nebulous concept of "society". If parent's choose not to set such a flag on their children's devices, then that means that they're choosing to allow their children to access content without restriction, and that's what defines what is OK for their children to access.
by godelski | 2025-12-12 01:47:15+00:00
>> Not happen automatically? > Yes

I got you fam

# /etc/systemd/system/pacman_auto_update.timer [Unit] Description=Update automatically because ain't nobody got time for that Documentation=man:pacman(8) [Timer] OnCalendar=weekly Persistent=true # Optionally wake system up to upgrade #WakeSystem=true [Install] WantedBy=timers.target After=network-online.target # /etc/systemd/system/pacman_auto_update.service [Unit] Description=Update automatically because ain't nobody got time for that Documentation=man:pacman(8) [Service] Type=simple ExecStart=/usr/bin/pacman -Syu --noconfirm

Joking aside, I do use a version of this except I just run -Sy and I do it daily. I find it does help speed things up.

> Gimme binaries

Definitely not going to happen on Arch and this runs completely counter to what you claimed to like about CachyOS. Distributing binaries is not going to result in a very optimal system... Which is what caused those red flags to be raised in the first place

>>> After every -Syu follows an immediate -Scc

Btw, I don't suggest doing this. If an update breaks your system then you don't have the versions cached to roll back to. I mean you can download again but your cache gives you a good hint at what did in fact work.
by deaux | 2025-12-12 01:47:39+00:00
> 5 and 5.1 both felt overfit and would break down and be stubborn when you got them outside their lane. As opposed to Opus 4.5 which is lovely at self correcting.

This is simply the "openness vs directive-following" spectrum, which as a side-effect results in the sycophancy spectrum, which still none of them have found an answer to.

Recent GPT models follow directives more closely than Claude models, and are less sycophantic. Even Claude 4.5 models are still somewhat prone to "You're absolutely right!". GPT 5+ (API) models never do this. The byproduct is that the former are willing to self-correct, and the latter is more stubborn.
by ipnon | 2025-12-12 01:47:51+00:00
Personally I prefer simple software without bugs! This security vulnerability highlights a serious issue with React. It’s a SPA framework, a server side framework, and a functional component library all at the same time. And it’s apparently getting so complex that it’s introducing source code exposures.

I’m not interested in flame wars per se, but I can tell you there are better alternatives, and that the closer you stay towards targeting the browser itself the better, because browser APIs are at least an order of magnitude more secure and performant than equivalent JS operations.
by neckardt | 2025-12-12 01:48:12+00:00
I thought the industry solved this by bundling breaking changes in major version updates.

V 1.0 - foo introduced

V 1.1 - foo deprecated, recommend bar

V 2.0 - foo removed, only bar

Users can stay on 1.x indefinitely, even if it never receives updates. Development continues on 2.x, eventually 3.x and so on. Users only experience breaking changes when they manually do a major version upgrade.
by tstrimple | 2025-12-12 01:48:16+00:00
At some point we have to look at reality. One political party in the US is explicitly toying with fascism.

> Fascism is a far-right, authoritarian political ideology emphasizing extreme nationalism, a strong central government led by a dictator, suppression of opposition, militarism, and the subordination of individual rights to the state's perceived needs, often with state control of the economy and a belief in national rebirth and strength.

MAGA is fascist or at the very least fascist adjacent. If they don’t like the accuracy of the label, they should stop being authoritarian assholes.
by sho_hn | 2025-12-12 01:49:01+00:00
> Any issue or complaint mentioning it is shot down with "you're holding it wrong."

I don't think this is true. Speaking as an upstream dev, we've never been very happy with Activities, either.

https://invent.kde.org/plasma/plasma-workspace/-/issues/35

Clearly you've had some interaction that upset you and I apologize for that, but I've never come across any Plasma dev who felt we nailed that one (and I wrote large parts of the panels, the menu, the icon desktop, etc.) I was genuinely surprised by your comment.
by huevosabio | 2025-12-12 01:49:12+00:00
The Olmo team is AFAIK the only SOTA-ish model that has fully open source code and data. Their report is fantastic: https://www.datocms-assets.com/64837/1763662397-1763646865-o...

It should give you an idea of how hard it is to do a SOTA model from scratch!

If you relax the SOTA aspect, Karpathy's nanochat has you covered: https://github.com/karpathy/nanochat
by seigel | 2025-12-12 01:49:15+00:00
Got it....you beat me to it. I had just figured that part out!! I didn't understand that part. ALSO, and this might be helpful for others, in the releases section, if you expand the little blue link at the bottom that says something like "see the other 35 assets", then the VFS extension will be downloadable from there!

Thanks for humouring me! :D