by rule2025 | 2025-11-17 14:23:44+00:00
A seasoned investor’s honest reflection: from losing tens of thousands to eventually making over 100,000 — and the one thing I finally did right.

A few years ago, I couldn’t imagine my brokerage account showing six-figure assets. This isn’t a story of sudden wealth. No insider tips or “limit-up secrets.” It’s a story of losses, confusion, learning, and slow redemption.

If you’ve ever doubted yourself after painful losses, maybe my experience will feel familiar.

1. Entering the “casino”

In 2016 I bought my first stock simply because it “had been rising.” A tiny gain quickly turned into losses. Panic → adding positions → cutting losses. I thought I just “lacked skills,” so I learned every indicator: MACD, RSI, candlesticks… The more I learned, the more confused I became. My trading still looked like gambling.

2. Discovering value investing

Right before quitting the market entirely, I stumbled upon “value investing.” That moment changed everything.

I read the classics:

The Intelligent Investor — stocks = businesses

Security Analysis — intrinsic value matters

Buffett’s letters — buy understandable companies with moats

One Up On Wall Street — growth also matters

The Most Important Thing — risk and second-level thinking

These books rewired my thinking: I wasn’t investing; I was betting on noise.

3. Building a real system

I studied macroeconomics, business models, and financial statements. I shifted from watching daily candles to examining revenue, margins, cash flow, competitive advantages. Short-term prices are unpredictable; long-term fundamentals aren’t.

4. The real test: U.S. market volatility

When I applied value principles to U.S. stocks starting in 2019, my portfolio grew — until the real psychological test arrived.

The pandemic crash, rate hikes, inflation spikes, tech sell-offs, rotation from growth to value… volatility in U.S. markets came in waves. Friends told me to “sell before it’s too late.” I was anxious too — but I had done deep research. I knew the businesses I held: their fundamentals hadn’t changed.

So when fear peaked, I added to my positions instead of running. Markets eventually stabilized, and the recovery validated the analysis. My account went from deep red → break-even → steady profit → eventually passing +100k.

This wasn’t luck. It was discipline meeting patience.

5. A decade of learning distilled into a tool

Value investing works — but it requires time: reading filings, analyzing statements, building valuation models. Most people simply can’t spend dozens of hours per company.

After writing thousands of pages of notes, I wondered:

Can I turn my entire investment workflow into a tool?

A tool that:

screens for quality companies

auto-analyzes financial statements

evaluates fundamentals & valuation

removes 90% of repetitive work

I’m a zero-code beginner, but with AI’s help, I spent half a year building it.

The result: https://aistock.tools

It’s not a trading cheat code. It doesn’t predict next week. It simply generates one-click stock analysis reports based on the value-investing methods I’ve refined for nearly a decade.

Enter a ticker → get fundamentals, profitability, growth, valuation, risks — all structured and readable.

I built it for myself first. Now I’m sharing it in case it helps others shortcut years of trial and error.

If this tool becomes even a small accelerator on your investing journey, then the work was worth it.