MurphyA/hacker-news huggingface dataset:
by sarchertech | 2025-06-07 13:10:06+00:00
>treat the asset securing the loan as having the pre-gains price

That’s no different than if the asset had no unrealized gain at all.

>they’ll be more subtle

It only takes a small rise in interest rates before it’s cheaper to pay the tax—assuming the tax isn’t outrageous.

Unsecured are much riskier because of the way unsecured creditors are treated in bankruptcy, so they already have higher interest rates.

It would be very easy to tweak bankruptcy laws to make unsecured loans over a certain amount a bit riskier to increase the delta even more.

We also already have regulations governing how banks assess creditworthiness, and the percent of their capital they can lend unsecured based on risk. As well as the amount of unsecured loans they can make to signal individual. If necessary tweak those values.

Another easy way is to add a surcharge to large unsecured loans where the loan amount exceeds the taxpayer’s assets based on acquisition price by some large margin.

None of those impact implicitly agreeing to the valuation and they are all pretty easy to do.
by mtlmtlmtlmtl | 2025-06-07 13:11:01+00:00
For me, who's daily driven FreeBSD in the past, and switched back to it again recently. FreeBSD serves as a refuge from systemd, and the only BSD that is a fairly drop in replacement for linux in terms of software compatibility, as well as the only game in BSD town in terms of support for modern hardware.(though it does significantly lag Linux in this regard still, so YMMV).

As to why I use it over the various systemd free linux distros? Well, there's a couple things. First lot of those distros, like Artix linux say, actually have smaller communities than FreeBSD(I'm guesstimating based on the activity level in their irc channels). The Linux community might be much, much larger than the FreeBSD community, but it's also extremely fragmented.

triggerwarning, hyperbole incoming. Don't bother correcting me, it's a polemic, not a scientific paper

Secondly, for someone like me, who's been using various unix like OSes for two decades, FreeBSD is just a nice, batteries included, well integrated system. Things like jails, Dtrace, ZFS, Bhyve, pf etc. All being in the base install means they're just better integrated with the kernel, and eachother. Most of those things exist for linux, or have equivalents, but they're not all part of the same project. Obviously Dtrace and ZFS originated in Solaris, but they've been made first-class citizens. There's a harmony to FreeBSD that Linux distros lack. Documentation is also very good, all accessible via manpages(no GNU INFO...). And, as I mentioned briefly before. It doesn't have a lot of the cruft that's been added to linux distros over the years(though some of it is available in ports if you want it). In FreeBSD, my experience is actually useful. Things I remember how to do from 5 years ago, 10 years ago, 15 years ago, still work. If I'm on some modern, plug and play linux distro, I have no idea what's going on under the hood any more. All I know is it's not what was going on 5 years ago, which isn't what was going on 10 years ago, which isn't what was going on 15 years ago. The amount of pointless churn going on in the linux space is ridiculous. When I started using linux, what I loved about it was that it was transparent. I could change anything. The system was easy to understand. Yes, it was janky, but it was understandable jank, whereas Windows was janky in an opaque way. 20 years later, Linux is still janky, but nothing is understandable, at least not to my greybeard brain. Systemd takes over a new daemon every distro upgrade. DNS resolving now involves 4 different daemons with 15 different configuration files, there's two display protocols, both broken in different ways, /etc is full of long files written in strange, alien languages, and every file has its own bespoke language. There seems to be 54 different ways to make any change to your system, and all of them are somehow unsatisfactory in a unique way. I just can't, anymore. Enough already.
by _heimdall | 2025-06-07 13:11:08+00:00
> He would do nothing because his supporters believe misinformation and worship him.

Interesting, that hasn't been my experience.

I live in a very red part of the country and most people I know are Trump supporters, including some family members have been very MAGA since 2016.

I've been hearing more and more complaints over missed promises: no Epstein files, raising budgets, RFK is starting to water down his promises, no end to the Ukraine or Gaza wars, etc.
by cowboylowrez | 2025-06-07 13:12:06+00:00
yeah lets create new language for the average computer user already fatigued by the garbage being produced by the entire computer industry, this will be the only thing that works!!!! haha u guyz

reminds me of talking with libertarians (I forget whether big L or little l but whatever), before you can even engage then in discussions you have to learn their terminology, "taxes" is not a word, its "theft". being a regular citizen is "enslavement."

One mental strategy I like when debating an issue is to see how my argument looks using normal terms. Heck if I have spare time and am bored, I'll even reframe arguments in my debate partners terms if they're one of "those" but thats just something done for amusement, like trying to rewrite linux in brainfuck, in theory its possible but its not how you normally want to do things.
by Spooky23 | 2025-06-07 13:12:06+00:00
Absolutely. I saw this with aging loved ones. The most “durable” ones fared better as they aged and had health issues.

As you age, each acute medical event has a real impact and recovery is slow and limited. You have to be at an high baseline to crawl back up.

My dad had a stroke that really affected him badly, but he recovered a lot and worked hard. It was all set back by a cold and a uti that resulted in a hospitalization. That basically did him in. Everything you can do to make sure that you can stand up and get around as long as possible means that you’ll be able to live a longer fulfilling life.
by mousethatroared | 2025-06-07 13:13:09+00:00
And they smell like urine, are generally filthy and they are the most likely place a middle class person is to be trapped in a small environment with a mentally ill person.

If:

- America solved its mental health crisis

- Americans became cleaner

- Americans became better behaved in public

Then Americans who can afford not to take the bus would reconsider it.
by 34679 | 2025-06-07 13:13:13+00:00
>crap shoot

Funny you say that:

"It is a major constituent of bile and can be found in the large intestine. It is named after Latin taurus (cognate to Ancient Greek ταῦρος, taûros) meaning bull or ox, as it was first isolated from ox bile in 1827 by German scientists Friedrich Tiedemann and Leopold Gmelin."

https://en.wikipedia.org/wiki/Taurine
by const_cast | 2025-06-07 13:13:55+00:00
> So here we sit, decades later, waiting for a debt bomb to 'splode.

Social Security has literally never missed a payment. It's arguably the most successful government program ever.

The reality is that all you armchair "ahhh deficit!!1" people have no answers to anything. We don't want granny dying in the street. I don't want that, you don't want that. Okay, so we need some social... security. It's not rocket science.

If you're not proposing real alternatives that actually at least have a chance of working, then you're just arguing in bad faith and nobody cares about you. And, to jump the gun here, no - private choice insurance IS NOT a replacement. That is explicitly not security and we run right back into "granny dying in street" problem.
by kj4211cash | 2025-06-07 13:14:38+00:00
I worked on the earlier iteration of this at Uber. I was curious why more people didn't call it out at the time. Yes, using cell phones and Uber's market share to make demand responsive microtransit is an interesting idea. Yes, it can work relatively well in areas where there isn't enough demand for fixed route bus service but there is sufficient demand for this type of service. On the other hand, every public transit nerd will tell you that microtransit has serious limitation and is often used to negative effect in areas that would be better served by fixed route bus service. The sad thing for me was that almost no one at Uber knew anything about public transit or transportation in general. The claim that it's just a bunch of tech bros reinventing the bus (again) sadly rings very true to me. As someone that was there.
by mrbluecoat | 2025-06-07 13:14:58+00:00
> we don’t have any problem with Nix itself. But there is a problem with how we were using it.

A good example of 'use the right tool for the right job'. Nix is great for some use cases and awful for others. The problem is the Nix learning curve is so high that by the time you've grasped it enough to make a decision you feel you've invested too much time to back out now and pivot to something else so you try to shoehorn it to solve the original need.
by mrweasel | 2025-06-07 13:16:45+00:00
> “But it’s more like they’re reinventing a worse bus.”

Okay, but if their customers where not taking the bus before, it's still better. What I think Uber gets right is that these are probably smaller than your regular busses, which makes them more appealing, bring a bigger sense of safety to some users.

Uber and Lyft are still weird, wasn't the whole point of ride sharing that you'd jump in a car with someone going in the same direction as you? Not that people would operate their own cars as a taxi.
by Balinares | 2025-06-07 13:17:01+00:00
> And why wasn't a German company like SAP or T-Systems able to do it?

Getting to the level of capability and provable mandate compliance of a hyperscaler like GCP takes decades of engineering investment. Renting a chunk of air-gapped GCP infra is much cheaper and faster.

I wish there were European companies committed to this level of engineering investment. I don't know that there are.
by mark_l_watson | 2025-06-07 13:17:14+00:00
Yes, intermittent fasting seems to have good effects. I used to restrict eating to the period 11am to about 5pm, and I felt better. Now all I do is to avoid eating any food within three hours of going to bed. I don't know how reliable my Apple Watch really is, but my deep sleep ratings are much better when I stop eating after a light early dinner, and this makes some sense: if you are actively digesting food your heart rate is probably increased and generally your body can settle down. As you know, digesting food is a major activity.
by pessimizer | 2025-06-07 13:17:53+00:00
I suspect, without knowing anything, that WPEngine's lawsuit will put wordpress in a position where they can't do anything to suppress alternative implementations of their infrastructure.

I'm suspicious of the Linux Foundation, and am pretty much on the side of wordpress in the big dispute, but I'd switch to a distributed solution in a second if it worked 75% as well. The difference in management risk between a) dealing with a single CEO of a single organization who behaves that way in public, and b) a distributed Linux Foundation sponsored apt-style plugin repository, is huge.

If a lot of people are like me, that means wordpress is doomed. People don't want to fork because they don't want to pay for wordpress development. Taking away revenue from wordpress is going to stagnate it (even more, and it's a dinosaur anyway.) The parasites will have killed the host.
by xoa | 2025-06-07 13:18:07+00:00
>A private space industry exists despite their plans not because of them.

No, this is completely opposite to reality. The current US private space industry was absolutely the result in large part of a rare modern spell of good policy decisions and sustained support (and absolutely yes, a certain amount of luck, but it's important to create conditions where luck can snowball). Support that has paid off in spades and now is self-sustaining sure, but that's a good thing and doesn't change the vital nature of the bootstrapping period. Commercial Cargo and Commercial Crew were critical, as was opening up national security launches then actually embracing it. Multiple providers is now an explicit goal of the DOD and they have repeatedly acted to support it, from awarding NSSL launch contracts with an eye towards which player really needed them to stay in business to being willing to take on more risk for less critical payloads. It hasn't been a short road or one without bumps and conflicting interests, and it's almost a miracle it happened at all given Congress' general shortsightedness and desire to use space almost purely as a vehicle for pork regardless of efficiency, but happen it did (ironically thanks in significant part to Boeing [0]). The contrast with the slow, anemic and visionless efforts of the EU during the same time period is striking.

----

0: https://arstechnica.com/science/2022/05/actually-boeing-is-p...
by hellishcopper | 2025-06-07 13:18:19+00:00
Yeah, we do plan on getting rid of crypto and adding the usual payment systems soon, crypto is just the simplest thing to set up right now.

The main difference compared to Hetzner is the Ryzen 9 9950, which is much more powerful than the CPUs on Hetzner's CPX nodes (Ryzen scores 3500 on Geekbench 6, while Hetzner's EPYC 7002 only hit 1200, and even the EPYC 9654 Genoas on the CCX tiers only hit 1900)
by em-bee | 2025-06-07 13:19:18+00:00
so what does work then?

isn't the problem here that the answer is very individual. for me for example some of the above things do work, and some don't. some of the time. it's like it depends and there is no clear answer even just for myself. knowing whether i had ADHD would not make any difference. i'd still not know what works.

for example i have seen tasks lists recommended as one way to deal with ADHD. because the lists help focus. isn't breaking things down into small steps the same thing? others here with ADHD also claim that specific suggestions work for them. so this isn't clear cut, and it doesn't make sense to just dismiss the suggestions.

you are right, there is more than just getting started. boredom and distractions are a problem too. but they are also a problem for "normal" people.

seems to me that the only thing we can do is to list a number of possible approaches, and let everyone pick what works best for them.

so back to the original question: what does work for people with ADHD?
by NomDePlum | 2025-06-07 13:19:37+00:00
The distance between those 2 points is approximately 11 miles.

Given that I'd hazard a guess that the 3.3 miles relate to the portion entering Bristol and likely require many 100's of title deeds be updated.

Having worked on land registry software it's unclear how paperwork relating to people's property could be avoided. Even just taking the land from them would still require the deeds etc updated.
by Avicebron | 2025-06-07 13:20:23+00:00
I'm strongly convinced that economic precarity, homelessness and the stressor that brings, is more likely to manifest itself as "mentally ill" than just, "well for some reason we have a lot of crazy people now", it's not too hard to maintain minimum hygiene if you have a roof over your head, three squares, and a bit of positive socialization from work/school/church/library/whatever
by dinosaurdynasty | 2025-06-07 13:20:26+00:00
DeepSeek has a lot of competing providers that at least state they don't train on API data, OpenRouter lists a bunch of them: https://openrouter.ai/deepseek/deepseek-chat-v3-0324/provide...

(This is a big advantage of open weight models; even if they're too big to host yourself, if it's worth anything there's a lot of competition for inference)
by simonw | 2025-06-07 13:20:33+00:00
You seem to be using "hallucinate" to mean "makes mistakes".

That's not how I use it. I see hallucination as a very specific kind of mistake: one where the LLM outputs something that is entirely fabricated, like a class method that doesn't exist.

The agent compiler/linter loop can entirely eradicate those. That doesn't mean the LLM won't make plenty of other mistakes that don't qualify as hallucinations by the definition I use!

It's newts and salamanders. Every newt is a salamander, not every salamander is a newt. Every hallucination is a mistake, not every mistake is a hallucination.

https://simonwillison.net/2025/Mar/2/hallucinations-in-code/
by lazide | 2025-06-07 13:20:36+00:00
And certainly there is no competitive or evolutionary advantage for one person (or geneset) to convince a naive group of individuals that is what is going on while they pull the strings in the background.

Or a person or set of individuals to pretend to be going along with said program (if said program is honest) while actually abusing/manipulating the program to benefit them eh? [https://www.irishtimes.com/life-and-style/health-family/late...] among dozens (hundreds?) of others.

Ignore the incentives of reality at your peril.
by nickledave | 2025-06-07 13:20:43+00:00
I was part of a small R&D company that had a promising product (can't say more, NDA) and we had to shut down because of this. Thankfully the founders were able to get us acqui-hired or I'd be in a much worse position. But that IP is just lost to history AFAIK, in spite of significant investment of US research $.
by zbentley | 2025-06-07 13:21:46+00:00
It’s not forgotten—it’s not even gone!

Copied from my adjacent comment (https://news.ycombinator.com/item?id=44208596):

The example they set, and the systems and processes they put in place, are still alive.

In peril? Sure, frequently.

But the USDS, and the work they started, goes on, even today.
by saghm | 2025-06-07 13:22:24+00:00
I wouldn't be surprised if the final zero is actually intentional; it would allow incrementing it if you need to publish more than one version on the same date. It's not likely to be needed, but if something is on fire and you absolutely need to push out a quick fix, having to figure out what version to call it is probably the last thing you want to have to worry about.
by Propelloni | 2025-06-07 13:23:10+00:00
You are mistaken, just read the whole science service report and not only the chapter on subsidies (which leads with a definition of subsidies that includes all furtherances). However Mr. Mosdorf is not wrong, even if his data foundation remains unclear. There were, respectively are, no direct subsidies, just tax exemptions, indemnifications, and cost absorptions, esp. with regards to long-running waste disposal costs.

Anyway, nuclear power probably is not economical, but it also is not an existential threat, like climate change. So there are better hills to die on than this topic.
by cowboylowrez | 2025-06-07 13:23:20+00:00
the courts, legislature and executive could be a nice check on the imperfections of our elected officials, but unfortunately, they don't provide any check on the voters which is obviously unavoidable in any sort of elected democracy. In the US for instance, a full one third of the population are on board with crime sprees, and one third is enough when voter participation gets low.
by SG- | 2025-06-07 13:23:35+00:00
why even try to compare it a PC or console? this is a much smaller mobile device without any fans.

for comparing to a dirt cheap Android phone again why? it has high quality modular controllers, a much bigger and better 120Hz screen a long with honestly better performance too.

finally, before Macs and iPhones had amazing performance with Apple Silicon and A series SOC, people didn't buy them for their performance, they bought them for their ecosystem/platform/etc and for Nintendo that's it's exclusive games along with various other developers.
by zrobotics | 2025-06-07 13:24:49+00:00
But there are tons of small businesses that use IT MSPs. That's how it used to be done for companies that aren't large enough for a full-time IT staff member.

Take for example my friend who works in a ~15 person office in a specialty finance field. Most of their software is SaaS, but they still need someone to manage that software. Plus, the eternal struggle of setting up, managing and supporting employee machines means they need IT services, they just use a local firm. Before SaaS, they would likely have a small on-prem server, but they would be hiring the same MSP firm and probably paying roughly the same amount. SaaS software is normally way more expensive, and that cost increase isn't often offset by a greatly reduced consulting fee for many small businesses.

I have a friend that works at an MSP, they have customers who need help setting up and managing a Square POS system. While that is easier to configure that a locally hosted windows based one from 20 years ago, it's still more than many people opening a restaurant are comfortable with. And is the monthly fee cheaper that a one-time purchase and setup fee plus occasional paid upgrades? I'd genuinely be curious to see an accounting breakdown for a restaurant's software & hardware costs now vs 20 years ago. Hardware is certainly cheaper, but I'm not that convinced that it's really much cheaper overall. Square POS is 69/mo + 50/mo/device for the minimum anything beyond a popup or food truck would need [0], and $828/year minimum isn't exactly free, damn near doubled to $1428 if you have a second register. Especially if you also need to hire the same MSP, just at a potentially reduced number of hours per year.

[0] https://squareup.com/us/en/point-of-sale/restaurants/pricing
by hyperman1 | 2025-06-07 13:25:12+00:00
'Done right' quickly becomes one of those no true scotsman arguments. Nothing in this world is fully done right.

Just from the top of my head: Telemetry means extra code, hence extra bugs and maintenance overhead. It costs you in extra ram/cpu/storage/network. The networking means NSA and friends have a beacon declaring a windows computer exists, and they probably can derive other facts from the message statistics. After Snowden, we should assume they have a backdoor and get the unencrypted data if they want.

All this assumes Microsoft has only the good of you as end user in mind, are not hackable, and can't be coerced by governements. All of this now and in the future.

'Done right' is not a good yardstick. There are tradeoffs needed, Microsoft decides which ones, and they decided the user has almost no voice in these tradeoffs, and doesn't even get to see te choices made. These tradeoffs are the interesting discussion.
by 34679 | 2025-06-07 13:26:47+00:00
>What is your experience so far?

I cancelled my Cursor subscription and haven't used it since. I experimented with Aider for a bit, it's also pretty great. Their architect mode seems to be the way of the future. It allows you to use a pricier model for its reasoning abilities, and it directs a cheaper model to make the code changes.

That said, I keep going back to Void because Aider's system prompts have a tendency to introduce problems. If Void had Aider's architect mode, it would be perfect.
by const_cast | 2025-06-07 13:30:08+00:00
> There is redeeming value: it is fun and harmless for most of the population.

The only way for this to be the case is if they don't do it very much. So if you're a new player and you get out pretty quick, or hop on once a month or whatever.

Which is not how gambling companies make their money. They make their money off the subset of their customers who have severe addictions - that makes up almost all their profit.

Right, like the Tobacco company isn't making money off a dumb 16 year old who bummed a cig under the bleachers.