Miracle-dz/UniFAR-FTUs huggingface dataset:
Intención emprendedora: ¿es influenciada por factores de personalidad y género? (Entrepreneurial Drive: Is it Influenced by Personality and Gender Factors?)

<b>Spanish Abstract:</b> El estudio del empresarismo es de suma importancia dentro del desarrollo económico global. A través de la historia autores le han dedicado demasiada atención únicamente a los factores externos que fomentan el empresarismo y poca ha sido la atención provista a factores psicológicos que estudian las intenciones emprendedoras del individuo. El siguiente estudio examina el efecto de los cinco grandes factores de personalidad y género dentro de las intenciones emprendedoras. La muestra estuvo compuesta por 200 estudiantes universitarios. Los resultados indican que no existe diferencia significativa entre hombres y mujeres con relación a la intención emprendedora. Además, el estudio encontró que los rasgos de personalidad de extroversión y aperturas a experiencias tienden a tener relación con la intención emprendedora; contrario al neuroticismo, amabilidad y responsabilidad, los cuales no presentaron evidencia significativa. <br><br><b>English Abstract:</b> Studying entrepreneurship is important for global economic development. Throughout history, research has been conducted on the external factors that promote entrepreneurship and little attention has been given to the psychological factors that influence entrepreneurial drive in people. The following study examines the effect of gender and the five major personality traits encompassed in entrepreneurial drive. The sample consisted of 200 university students. The results indicate that there is no significant difference between men and women in relation with entrepreneurial drive. In addition, the study found that the personality traits such as extroversion and openness to new experiences tend to be related with entrepreneurial drive. Contrary to neuroticism, agreeableness and conscientiousness, which did not represent a significant effect on entrepreneurial drive.
Tác động của bầu không khí trong siêu thị đến hành vi của khách hàng: trường hợp siêu thị Coopmart (The Effect of Supermarket Atmosphere on Customers’ Impulse Buying Behavior at the Coopmart in HCMC)

<b>Vietnamese Abstract:</b> Nghiên cứu kiểm định mức độ ảnh hưởng của các thành phần bầu không khí trong siêu thị đến hành vi mua ngẫu hứng của khách hàng trong siêu thị Coopmart ở TPHCM, bằng việc khảo sát 259 khách hàng. Phương pháp phân tích Cronbach’s Alpha, phân tích EFA cùng với phân tích hồi quy bội được sử dụng với phương tiện SPSS. <br><br>Kết quả cho thấy mức độ ảnh hưởng của các yếu tố- theo tầm quan trọng giảm dần: Giác quan, Bố trí trong siêu thị, Thiết kế trưng bày và trang trí, Nhân viên. Nghiên cứu đề ra một số kiến nghị cho các nhà quản lý siêu thị coopmart chú trọng hơn đến các yếu tố bầu không khí trong siêu thị nhằm tăng cường hành vi mua ngẫu hứng của khách hàng. <br><br><b>English Abstract:</b> The research investigates how the factors of supermarket atmosphere affect to customers’ impulse buying behavior at the Coopmart in HCMC, by interviewing 259 customers. The method of Cronbach’s Alpha analysis, EFA analysis and multiple regression analysis were used with the SPSS program. <br><br>The result shows that the effects of the factors of supermarket atmosphere to customers’ impulse buying behavior at the Coopmart in HCMC, by decreasing the importance: Senses, Layout and Design, Decoration Display, Human Stimulus. The research also suggests some solutions to the Coopmart management to pay more attention to the supermarket atmosphere to enhance customers’ impulse buying behavior.
KO-KRISTAL DI BIDANG FARMASI : REVIEW JURNAL

Active Pharmaceutical Ingredients (APIs) are developing rapidly, one of the recent development is cocrystal. Cocrystal is a crystalline structure composed of multicomponent, such as atom, ion, or molecule, that are bonded by non-covalent bond. Cocrystal is solid at ambient temperature in its pure form. Cocrystals are made by combining active ingredients with its coformer using variety of method, like solubilisation as well as grinding. Cocrystalization has proven to alter physicochemical properties of drugs, including solubility, dissolution, stability, compressibility, which also alter its bioavailability without the change on its pharmacological effects.
Perception of the Service Experience: An Explorating of Public Sector in PDAM Tirta Khatulistiwa Pontianak West Kalimantan Using Repertory Grid Technique

Objective – The purpose of this study is developing a conceptual model for service experience in the public sector. Methodology/Technique – The technique analysis in this study is Repertory Grid Technique. Findings – The results of this study show that the model concept of service experience is develop by five dimensions are: 1. process or procedure, 2. employee service, 3. core service, 3. physical facility, and 5. other customers experience. Novelty – Service experience is not the same as service quality, studies on the service experience is still much to do, especially in the public sector. Therefore in this study emphasized the importance of exploration customer of service experience because very important for service providers to deliver an excellent service experience to customers due to create value-in-use for customers although as a monopolist. Type of Paper – Conceptual
Share Repurchases, Undervaluation, and Corporate Social Responsibility

Share repurchases have experienced growing popularity in recent years. The wealth transfer between shareholders associated with share repurchases has however been widely neglected in the literature, yet. Since managers are free to time repurchases so that ongoing shareholders profit at the expense of selling shareholders or vice versa, we investigate how the wealth transfer from share repurchases relates to a firm’s priorities regarding its stakeholder orienta-tion. Based on the idea that firms with higher corporate social responsibility (CSR) engage-ment take the interests of all stakeholders into more equal consideration, we posit that their managers are less inclined to take advantage of the wealth transfer from selling to ongoing shareholders, which occurs if the firm is undervalued. Consistent with this notion, our results show that firms with higher CSR engagement announce their repurchases in periods of ceteris paribus lower undervaluation. We find the same effect when using other proxies of a firm’s stakeholder orientation than CSR engagement. Overall, our results contribute to the under-standing of how stakeholder orientation and CSR engagement affect financial decision mak-ing and provide insights into the motives behind share repurchases.
Employment Prediction Using Logistic Regression Algorithm

Prediction is a forecast of an event which may happen in future. Predictions are not necessary based upon the prior knowledge or experience for an event of interest. Every person does predictions but the quality of the predictions differs from person to person and that classifies them as a successful or unsuccessful person. In order to make quality predictions it is necessary to automate the making prediction process. Machine Learning is a field where in computer machines are trained to make accurate predictions. Some of the applications of machine learning predictions are weather forecasting, disease detection, traffic prediction, email and malware detection, fraud detection. Prediction of employability for a candidate in a recruitment process is been calculated by using machine learning. Organizations are now investing in machine learning based automated systems for identifying a right skilled candidate. This research introduces a model buildout to predict the employability of a candidate by using Logistic Regression. A group of aspirants were tested in the suggested model and outcome are analyzed in this research paper.
Estimations and Inferences of Dynamic Stochastic General Equilibrium Models Using Raw Data

Estimators of Dynamic Stochastic General Equilibrium (DSGE) Model parameters, as well as impulse response functions, can be wildly inaccurate when data used in the estimation process are de-trended; even if the data are de-trended in the same manner, the model is de-trended. However, little is known about inferences of DSGE parameters and impulse response functions when raw data are used. This may be attributable to difficulties in applying the law of large numbers and the central limit theorem on sample means or functions of sample means when data are not derived from stationary processes. The good news for DSGE models is that the equilibrium conditions, represented by the first-order conditions of agent problems used to build the impulse response functions, are usually written as a non-linear combination of stationary variables at the true value of the parameters. In this study, we exploited that property to suggest the conditions under which the generalized method of moments (GMM), the indirect inference (II) estimators, and the minimum chi-square estimators are consistent and asymptotically Gaussian distributions. We also suggested procedures and conditions under which the GMM bootstrap, the indirect inference bootstrap, and the minimum chi-square bootstrap for DSGE model parameters are valid. For empirical application, we used U.S. data to assess the impulse response functions -- due respectively to money supply shock, government spending shock, and productivity shock -- in a DSGE framework in which the Federal Reserve Bank set the policy rate that controlled the raw value of the nominal gross domestic product. This empirical analysis would have been very difficult without our theoretical results. <br>
Socio-economic Factors of Tax Compliance: An Empirical Study of Individual Taxpayers in the Dhaka Zones, Bangladesh

Tax compliance can be affected by many factors such as magnitude of compliance cost, the extent of penalty, perceived fairness of the tax system, awareness level of taxpayers and perceptions of government spending. The purpose of the study is identifying factors that affect compliance of individual income taxpayers in Bangladesh. The target population of the study is individual income taxpayers of the fifteen zones of Dhaka. The sample size is determined to 385 self-assessment assesse and 376 general procedure return submitted income taxpayers to which the questionnaire was distributed during the period of 1st December 2019 to 15th February, 2020. The results of the ordered logistic regression model reveal that the fairness, tax penalty and relationship with regard to taxpayer’s perception of government spending have positive and significant relationships with compliance. It also examines the effects of compliance decisions of referrals on others compliance decisions. The findings show a negative but insignificant relationship between them which implies that individual income taxpayer’s make their compliance decisions independent of others' decisions. Finally, the study having evaluated the effect of cost of complying with the tax law on tax compliance and concluded that there is a negative relationship between them implying that higher cost of compliance will lead to lower levels of compliance. Therefore, this paper suggests that maintaining tax fairness, optimum levels of penalty, spending the tax revenue on public development projects, keeping tax rates to the minimum as much as possible and keeping compliance costs to the minimum can enhance the compliance of taxpayers.
Bank Service Quality on Customer Satisfaction, Loyalty: A Study Based on Islamic Banks in Pakistan

This research is about the effect of service quality dimension on customer satisfaction and loyalty. In this paper a sample of 250 respondents were collected from the Islamic Banking customers in Karachi, Pakistan. SERVPERF model were used to measure the service quality in banking sector. The analysis includes Regression analysis, factor analysis, reliability analysis and T-Tests were used to calculate the results. Finding shows that tangibility’s reliability, responsiveness and empathy has a significant effect on customer satisfaction and loyalty whereas the assurance has no significant effect on customer satisfaction and loyalty. The researcher recommends that the bank should focus on the tangibility dimension because it affects the most in the research.
No Beer No Friends: Quantifying the Effect of the Beer Boycott

We study the impact of the boycott on Japanese products, initiated in July 2019, in the Korean beer market. First, we find that sales of Japanese beer decreased by 75 percent on average during the 14-month boycott period in the data. Second, the decrease in Japanese beer sales during the boycott period mostly reflected an increase in domestic beer sales, while demand for outside alternatives has been relatively stable. Third, the post-boycott demand curve of Japanese beer seems to be less elastic than the pre-boycott demand curve. Lastly, the intensity of the boycott effect has remained strong and stable despite a substantial decrease in traditional media coverage since the outbreak of the boycott movement. Our analysis addresses both price endogeneity, as firms may respond to the boycott by adjusting prices, and consumers' substitution to non-Japanese beers from Japanese beers by simulating the post-boycott beer sales had the boycott not occurred. The approach may provide more complete delineation of the effects of a boycott in the market, compared to previous studies that focused only on the boycotted products. Our empirical findings suggest that political tensions can severely distort market outcomes and disturb international trade in an extended period, and that the magnitude and persistence of the boycott may depend on consumer preferences and market conditions such as the existence of close substitutes along with social and political factors.
Can Managers Plan Assortments? An Experimental Study

Problem definition: We investigate the performance of human decision makers doing assortment planning, that is, selecting a subset of products to offer in a retail environment. This task requires understanding of product interaction effects, such as cannibalization and inventory pooling benefits, and involves solving a complex mathematical problem with stochastic and combinatorial components. <br><br>Academic and Practical Relevance: Despite its practical importance, assortment planning is often performed by managers without any decision support system. In the academic literature, there have been no systematic studies of assortment planners’ behavior. <br><br>Methodology: We develop a computer simulation of a market environment and conduct a behavioral experiment, where subjects act as assortment planners. We analyze subjects’ decision and clicks in different treatments where we vary the decision support systems provided to the subjects, which we imitate by providing intermediate calculations to simplify their task. <br><br>Results: We find that subjects make intelligent decisions, and a substantial number of them figure out the optimal solution even when it is not intuitive. At the same time, we observe certain systematic patterns in the subjects’ choices such as that the assortment planners’ choices may be affected by the total number of possible products to offer. We also find that subjects who receive additional information do not always exhibit better performance, and in some treatments their performance is actually worse compared to the subjects who receive no decision support. <br><br>Managerial Implications: Assortment planners should be made aware that they have a bias towards offering more products when more products are presented for their consideration. Also, managers should exhibit caution when implementing assortment planning decision support systems and verify that they indeed add value to the decision process.
Investor Mood and the Disposition Effect

Evidence from psychology literature confirms the long-held intuition that mood affects judgment. Specifically, individuals who are in a negative mood are more likely to think critically and avoid investment mistakes. This paper uses two proxies for mood, weather and media pessimism, to show that the magnitude of the disposition effect is lessened when investors are feeling sad. This decrease in the disposition effect leads to better selling decisions. A one-unit increase in cloudiness leads to 1.4% 3-factor alpha improvement in sales at a 12-month time horizon. I thank David Hirshleifer for helpful comments and for providing access to the individual investor trading data.
Finance Financing Finance: Does Financial Innovation Crowd out Credit Creation by Diverting Consumers and Business Loans Back to the Financial Sector, and How This Affects the Banks’ Performance through Investment, and Lending?

The traditional innovation-growth view posits that financial innovations help facilitate risk sharing, complete the market, and ultimately improve allocative efficiency. However, financial innovations are often attributed as the root cause of the Global Financial Crisis, by engineering securities perceived to be safe but exposed to neglected risks. Financial engineering often is done by banks and investment houses led to the creation of structured products that often compete with conventional lending in the placement of the depositors’ money. Moreover, as there seems to have a lower risk (on paper) due to the use of innovative derivatives, they are often preferred over risky consumer and corporate financing. In this study, we tend to test this hypothesis and explore whether financial innovation crowd out consumer and corporate credit creation and would this affect the long-term returns and growth of banks in Pakistan. For this, we presented a model showing financial innovation (measured by off-balance sheet items as a percentage of total assets), affect bank growth (increase in deposits &amp; net income) as well as profitability (ROE &amp; ROA) indirectly through the mediation of investment, lending, and advance ratio to deposit (ADR). For this purpose, data of 25 banks operating in Pakistan were taken from the year 2010 to 2019, collected from annual reports. Data were analyzed using Structured Equation modeling. The results showed that financial innovation seems to have a negative and significant impact on ADR, however a positive impact on lending. This suggested that consumer and corporate finances might increase with financial innovations but compared to deposits, they are decreasing. This clearly showed that financial innovation crowds out credit creation. At the same time, its effect on investment seems to be significant. Moreover, among the three mediators, the only investment seems to have a positive effect on profitability but a negative effect on growth. The effect of credit creation on growth does not seem to be substantiated. The study showed that financial innovation does not seem to affect either profitability or growth in the above-mentioned mediation framework. Hence, the findings suggested that there are some downsides of financial innovation as it crowds out the credit creation process that could be a crucial engine of economic growth.
Does the Readability of Target Firm’ Annual Reports Matter to Bidders?

This study investigates value-relevant implications of target-firm annual report readability for acquiring firms. We document robust evidence that readability has a positive association with bidder market reaction. This finding is more pronounced among firms with higher levels of opacity, lower analyst following; bidders with lower managerial ability; and less reputed M&amp;A advisors. Further, in terms of other M&amp;A outcomes, readability has a positive association with the bid premium and long-term bidder performance, and a negative association with the time to complete the M&amp;A. Overall, these findings indicate that markets do value the readability of target 10-K filings – readability does matter to bidding firms.
Making the Switch From Joint to Individual Taxation in Luxembourg. Cost, Behavioural Response and Welfare Effects

We study the effect of a move from joint to individual taxation system using 2,276 couple household living in Luxembourg. We estimate simultaneously labour supply and social assistance (RMG) participation, exploiting a discrete choice model. We focus on the distributional, work (extensive and intensive margin) incentive, and the social welfare effect of introducing a mandatory individual taxation system in Luxembourg. The work incentive of married women increases by 2.27% in intensive margin and 2.58% in extensive margin after the reform. The incentive of married men is almost zero. Equivalised disposable income, after the behavioural adjustment, decreases on average 2.1 per cent. After adjustments to direct and indirect taxes, the net revenue-neutral result is a budget surplus for the central government of around €10 million.
The Impact of Employees’ Motivation On Employees’ Productivity

In this report we will be studying the case of Al Shams restaurant from a human resource point of view. We have conducted an interview with the manager of the restaurant and collected information for the subjected study. This paper studies the Impact of employees’ motivation on employees’ productivity. First we started with a theoretical study concerning the subject we are studying, information was gathered from several respected resources. After that we continued with the information gathered from the interview, we discussed the case of Al Shams looking for HR issues and concerns, what is the human resource policy used by the given organization and what are the positive and negative aspects in their human resource management. We highlighted some of the strength points and the weak points of the human resource management of the organization. We discussed their weaknesses and issues and came out with some conclusions and recommendations regarding their HR issues. The goals we have for us as a team from this project is to emphasize on some of the problems we face as human resource managers and to try to add value from our study to the human resource as an academic science, we hope that our goals are met and that our respected readers find our study useful for them as future human resource managers, this study has taken a huge amount of effort and work and we will appreciate sincere questions and criticism.
When Homemakers Are Compensated: The Effect of Homemaking Provisions on Spousal Time Allocation

Many argue that the liberalization of divorce laws reduced the commitment value of marriage and thus discouraged the division of labor in a household. I examine how homemaking provisions in marital property law that recognize the contribution of homemakers in the division of marital properties at divorce affects spousal time allocation. Conceivably, such laws could increase the gendered division of labor in a household. I develop a noncooperative household model to analyze the effects of such provisions on spousal time allocation. The empirical findings provide support for the noncooperative household model, particularly under unilateral divorce regimes in which it is difficult for partners to make long-term commitments to each other. The results show that a unilateral divorce regime with a homemaking provision is associated with wives increasing their housework and reducing their market labor. Married women should be legally protected when they fulfill the worthy role of homemaker and mother so that their financial dependency does not lead them to disaster. Laws should be enacted which give the wife an equal interest in the marital property. (Maxwell 1976, p. 15) Married women should be legally protected when they fulfill the worthy role of homemaker and mother so that their financial dependency does not lead them to disaster. Laws should be enacted which give the wife an equal interest in the marital property. (Maxwell 1976, p. 15)