Miracle-dz/UniFAR-FTUs huggingface dataset:
CREDIT RISK MODEL: THE CONCEPTUAL FRAMEWORK OF SME FINANCING

Forecasting of small and medium enterprise (SME) loan default is very crucial and widely studied as it gives a significant impact on SME „s finance in decision-making process. This study proposes to define and construct SME‟s credit risk model in SME financing process by financial provider (FP) in Malaysia. The first part of this paper discussed about financial tools used to measure SME‟s financial performance. The measurement is considered from different aspect in order to give more accurate result. The extent of existing literature about the framework of the model using both financial and non-financial factors (FNF) are explained in the second part of this paper. The used of these factors will give a huge picture on evaluation SME‟s performance for effective risk management initiative. The last section analyzing the important of prudent credit risk model by FP in assisting them to operate with low cost and low non-performing loan (NPL).
Exposed scar with overlapping trophoblast ( T ) defining high-risk group

s P lacenta accreta (PA) is a life-threatening obstetrical condition that occurs when a defect of the decidua basalis enables the direct apposition of chorionic villi to the myometrium. As a result, at least part of the placenta cannot separate after delivery and this may lead to severe obstetric hemorrhage. It has become the principal indication for postpartum hysterectomy as well as for related surgical injuries. The incience of PA has increased 4-fold from 994 through 2002, following the increase in cesarean delivery rates over the same period of time. Most PA present as placenta previa in the third trimester
Double incision laparoscopic cholecystectomy ( DILC ) with routinary intraoperative cholangiography ( IOC ) Less trauma , same safety . Report on 30 consecutive non-selected cases

Laparoscopic approach for cholecystectomy is, actually, the gold standard for gallbladder surgical benign diseases. Single transumbilical incision can further reduce abdominal wall trauma. Two main related issues are still to be enlighten: difficulty in obtaining a clear exposure of the Calot’s triangle and routinely use of intra-operative cholangiography (IOC). A standardized technique of double incision laparoscopic cholecystectomy (DILC) with routine IOC is described. Between January and May 2012, 30 consecutive patients scheduled for elective cholecystectomy underwent DILC with IOC. Exclusion criteria were: clinical and/or radiological suspect of gallbladder malignancy/acute cholecystitis (AC)/common duct stones; ASA [ 3; previous extensive abdominal surgery. Followup was performed at 7, 30 and 60 days postoperatively. Three 5-mm trocars through the umbilicus and one 3-mm subcostally on the right are used, along with a 30 laparoscopic camera. IOC is performed through the 3-mm channel. Median age was 49.5 years (range 24–78); female/male was 21/9. Median BMI was 27.4 (range 16.2–38.9). AC was encountered in five cases (17 %). Synchronous AC and choledocolithiasis occurred in one case (3 %), requiring conversion to laparoscopic choledocolithotomy. Additional ports were required in these latter five patients (17 %). IOC was routinely attempted in all patients, succeeding in 26 (86 %). Median operative ‘skin to skin’ time was 47.8 min (range 25–75). In the subgroup not receiving IOC, median operative time was 35 min (range 25–45); 51.5 min as median time (range 25–75) was reported for the subgroup undergone the entire planned procedure. No intraoperative complications occurred. Median length of stay was 1.51 days (range 1–5). Postoperative minor complications occurred in three patients (10 %) and wound umbilical infection occurred in one (3.4 %). DILC with the routine use of IOC seems to be repeatable and safe. Even if DILC seems more easily learnt, further studies are needed to address this issue.
ON THE DEVELOPMENT OF VISUALISATION CONCEPTS AS TOOLS IN PRODUCT DESIGN

Visualisations as tools for product design are very useful in supporting engineers in their tasks. Product design is a complex task and features interdisciplinarity and communication across departments. Visualisations can help to increase product design performance under these challenges. The integrated PKT-approach for developing modular product families, Radikal Forenkling via Design or Complexity Management by DSMs and Node-Link-Graphs are just a few examples of methods for product design that utilize visualisations as important tools for design support. Much research has been done in order to develop such visualisation concepts and on how these can be used in engineering design. In this paper however the focus lies on how design researchers proceed when developing a visualisation concept meant as a tool for engineering design, what problems they encountered and what need for support they have for the development of the visualisations. Fourteen cases of PhD projects at three universities have been analysed by document study and interviews. The results build a foundation for a future support that can help to develop effective visualisation concepts as tools in product design.
Means ( SDs ) of Age , Cold Pressor Latency , Perceived Pain Scale Score , Resting

1274 Abstract: Previously we showed that swearing produces a pain lessening (hypoalgesic) effect for many people. This paper assesses whether habituation to swearing occurs such that people who swear more frequently in daily life show a lesser pain tolerance effect of swearing, compared with people who swear less frequently. Pain outcomes were assessed in participants asked to repeat a swear word versus a nonswear word. Additionally, sex differences and the roles of pain catastrophizing, fear of pain, and daily swearing frequency were explored. Swearing increased pain tolerance and heart rate compared with not swearing. Moreover, the higher the daily swearing frequency, the less was the benefit for pain tolerance when swearing, compared with when not swearing. This paper shows apparent habituation related to daily swearing frequency, consistent with our theory that the underlying mechanism by which swearing increases pain tolerance is the provocation of an emotional response. Perspective: This article presents further evidence that, for many people, swearing (cursing) provides readily available and effective relief from pain. However, overuse of swearing in everyday situations lessens its effectiveness as a short-term intervention to reduce pain.
Porcine Genomic Sequencing Initiative

Rationale and Objectives. Completion of the human genome sequence provides the starting point for understanding the genetic complexity of humans and how genetic variation contributes to diverse phenotypes and disease. It is clear that model organisms have played an invaluable role in the synthesis of this understanding. It is also noted that additional species must be sequenced to resolve the genetic complexity of human evolution and to effectively extrapolate genetic information from comparative (veterinary) medicine to human medicine. Certainly the pig has been a valuable biomedical model organism and its role will expand in the future. The pig also represents an evolutionary clade distinct from primates or rodents, and thus, provides considerable power in the analysis of human genomic sequences. The pig, a domesticated eutherian mammal, has co-evolved with humans and represents a taxa with diverse selected phenotypes [Rothschild and Ruvinsky, 1998]. The pig has a central position in the scientific and veterinary medical communities that supports the utility of securing genome sequence information. Thus, this "white paper" provides scientific justification for sequencing the porcine genome (6X coverage) to identify new genes and novel regulatory elements in the pig and in humans, mice and rats. The porcine genome will serve as a reference non-primate, non-rodent, eutherian genome. The recent ability to genetically modify the porcine genome, genetically manipulate embryonic fibroblasts, and �clone� genetically modified somatic cells through nuclear transfer attests to how the pig can provide relevant genetic models (of appropriate phenotypes). This further demonstrates the unique role the pig will play in biomedical research, hence warranting the value for genomic sequencing. The porcine genome is uniquely positioned for genomic sequencing because of the advanced stage of the necessary reagents. A porcine BAC map with 20X coverage, constructed via an international consortium, will be fingerprinted and all fingerprinted clones end-sequenced by June, 2003. This resource will permit selection of the minimum tilling path of BAC clones to be sequenced and complement a whole-genome shotgun sequencing approach. This approach was selected since its affords increased efficiency, saving time and money, and yields a better product since the BAC map will be completed prior to initiation of genomic sequencing. Linking the sequence to the BAC clone map allows for subsequent targeted closure of the genomic sequence in regions of particular interest. This strategy is justified through the outcomes associated with the human, mouse, and rat sequencing efforts that were done in parallel with the BAC map development.
SENTIMENT ANALYSIS OF FREE/OPEN SOURCE DEVELOPERS: PRELIMINARY FINDINGS FROM A CASE STUDY

Software development is a human intensive activity. And as such, how developers face their tasks is of major importance. In an environment such as the one that is common in FOSS (free/open source software) projects where professionals (i.e., paid developers) share the development effort with volunteers, the morale of the development and user community is of major importance. In this paper, we present a preliminary analysis using sentiment analysis techniques to a FOSS project. We therefore mine the mailing list of a project and apply these techniques to the most relevant participants. Although the application is at this time limited, we hope that this experience can be of benefit in the future to determine situations that may affect the developers or the project, such as low productivity, developer abandonment, project forking, etc.
VECTORING THROUGH ANOZZLE WITH MULTIPLE OUTLETS

(51) Int. Cl. B63H 25/46 (2006.01) FO2K L/00 (2006.01) FO2K9/82 (2006.01) FO2K9/28 (2006.01) E02F 3/92 (2006.01) F5D I/08 (2006.01) (52) U.S. Cl. CPC . B63H 25/46 (2013.01); E02F 3/9206 (2013.01); F02K I/002 (2013.01); F02K I/008 (2013.01); F02K9/28 (2013.01); F02K9/82 (2013.01); F15D I/08 (2013.01) (58) Field of Classification Search CPC . B63H 25/46; F15D 1708; FO2K 1/002: F02K1/008; F02K 1/28: F02K9/82 USPC . 60/230, 231, 202, 203.1; 239/265.17 See application file for complete search history. (56) References Cited
INVESTIGATION OF ANALGESIC AND ANTIOXIDANT ACTIVITY OF ETHANOLIC EXTRAC T OF STREBLUS ASPER LOUR . ( MORACEAE ) LEAF AND BARK

The ethanol extract of the leaf and bark of Streblus asper Lour. (Moraceae) was investigated for its possible analgesic effects in animal models and its antioxidant activities. It exhibited statistically signific ant writhing inhibition in acetic acid induced writhing inhibition in mice. The crude extract of leaf of 500 mg/kg & 250 mg/kg body weight produced 65.46% & 27.79% inhibition of writhing. On the other hand bark of 500mg/kg & 250mg/kg body weight produced 5 8.70 % & 20.26% inhibition of writhing respectively; while the standard drug Diclofenac inhibition was found to 64.94 % at a dose of 25 mg/kg body weight. The antioxidant property of ethanolic extract of leaf & bark of Streblus asper Lour. was assessed by DPPH (1, 1 - diphenyl - 2 - picryl hydrazyl) free radical scavenging activity. In DPPH scavenging assay the IC 50 value of leaf & bark was found to be 1 µg/ml & 10 µg/ml which were comparable to the standard ascorbic acid.
Online Art Auctions à la Française and à l'Américaine

This study extends previous research into online auctions by introducing a comparative cross-cultural dimension and focusing on heterogeneous goods. Samples of artwork auctions taken from two independent eBay sites—eBay USA and eBay France—are analyzed to detect culturally specific patterns of seller and bidder behavior. The analysis of these two samples reveals systematic differences in the art auctioned, winning bids, starting prices, and price dynamics, as well as bidders' “flocking” behavior and sellers' reliance on reserve auctions and other risk-management strategies. American sellers tend to offer more valuable items and to garner much better closing prices than French sellers. French auctions, by contrast, are dominated by domestic sellers; further, the number of bidders is more highly correlated with the final sale price in French than in American auctions. Finally, the data regarding art auctions disclose contrasting orientations to eBay's reputation system in that French bidders tend to be more attentive to negative feedback than Americans.
Case 3 : pain associated with Herpez Zoster Problem : chest pain with shingles

Little is known about the broad application of acupuncture as adjuvant treatment for in-patient pediatric populations. We review a series of cases involving acupuncture for conditions ranging from insomnia to cyclic vomiting. The details of the protocol for each are included. This case series illustrates the benefits of an in-patient acupuncture treatment service, as well as the subtleties of an acupuncture protocol when treating children and adolescents.
obstructive pulmonary disease : two randomized , double-blind clinical trials Effects of a combination of umeclidinium / vilanterol on exercise endurance in patients with chronic

Objective Exercise intolerance is a hallmark of chronic obstructive pulmonary disease (COPD). Methods: Patients with COPD were randomized in two multicentre, double-blind, incomplete block crossover studies. Patients received two of six treatments in sequence (12 weeks each): placebo, umeclidinium (UMEC)/vilanterol (VI) (125/25 mcg or 62.5/25 mcg), VI (25 mcg) or UMEC (62.5 mcg or 125 mcg). Exercise endurance time (EET) and trough forced expiratory volume in 1 second (FEV1) (Week 12) were co-primary endpoints. Safety was monitored throughout. Results: Both studies showed similar 3-hour post-dose EET improvements from baseline for UMEC/VI (Week 12). Significant EET improvements were observed with both UMEC/VI doses versus placebo at Week 12 in Study 418 (UMEC/VI 125/25 mcg: 65.8 s; p = 0.005; UMEC/VI 62.5/25 mcg: 69.4 s; p = 0.003), but not in Study 417, where a placebo effect was evident. Post hoc integrated data analysis showed significant but smaller EET improvements for both UMEC/VI doses versus placebo at Week 12 (UMEC/VI 125/25 mcg: 47.5 s; p = 0.002; UMEC/VI 62.5/25 mcg: 43.7 s; p = 0.001). Both studies showed trough FEV1 improvements at Week 12 for both UMEC/VI doses. The incidence of adverse events was similar between treatment groups within each study. Conclusions: UMEC/VI improved lung function and EET.
Tomographic evidence for hydrated oceanic crust of the Pacific slab beneath northeastern Japan: Implications for water transportation in subduction zones

We estimate detailed seismic‐velocity structure around the Pacific slab beneath northeastern Japan by double‐difference tomography. A remarkable low‐velocity zone with a thickness of ∼10 km, which corresponds to much hydrated oceanic crust, is imaged coherently along the arc at the uppermost part of the slab. The zone gradually disappears at depths of 70–90 km, suggesting the occurrence of intensive dehydration reactions there. The concentration of intraslab earthquakes at these depths supports dehydration‐embrittlement hypothesis as a mechanism for generating intraslab earthquakes. A low‐velocity zone imaged immediately above the slab at depths >70 km probably reflects a hydrous layer that absorbs water expelled from the slab and carries it to deeper depths along the slab. Our observations suggest that an along‐arc variation in arc volcanism might be related to that in the development of the hydrous layer above the slab.
SEVERE HYPOGLYCEMIA AMONG PATIENTS WITH TYPE 2 DIABETES REQUIRING EMERGENCY HOSPITAL ADMISSION : THE HIPOS-ER STUDY

Aims: In this study we analysed the prevalence of severe hypoglycaemia in patients with type 2 diabetes treated with antihyperglycemic agents (AHA) and requiring emergency room (ER) assistance. This analysis was also done by AHA therapy. Materials and methods: The HIPOS-ER study was a cross-sectional, observational, multicenter, nationwide, study with specific hypoglycemia source data collection. Results: Within the study period, a total of 425,706 admissions were recorded at the ER of participating hospitals. The prevalence of severe hypoglycemic episodes with T2DM was 0.074%. 238 patients were included, more than half of them were on insulin-based therapy (55.0%) and a third (31.5%) on oral secretagogue-based therapy. In 61.2% primary care was the main diabetes This article is protected by copyright. All rights reserved. This article has been accepted for publication and undergone full peer review but has not been through the copyediting, typesetting, pagination and proofreading process, which may lead to differences between this version and the Version of Record. Please cite this article as doi: 10.1111/dom.13030 A cc ep te d A rti cl e care setting. Median age was 77.5 years and mean duration of diabetes 19 years. Missing a meal or low carbohydrate meal content was the most frequent triggering cause of hypoglycemia (55.9%) and the most frequent triggers for seeking emergency assistance were pre-syncope (19.2%) and transient loss of consciousness (17.4%). 44.1% of patients were hospitalized for a median of 5.1 days. Patients on the secretagogue group were more often admitted than patients in the insulin group (70.7% vs 29.0%; p<0.001). Nine patients died. Conclusions: These findings confirm that severe hypoglycemia in T2DM patients requiring ER assistance occurs mainly on insulin and secretagogue-based therapies and is associated with a significant medical burden. Antidiabetic therapy should be individualized to minimize the risk of severe iatrogenic hypoglycemia, and any intervention to this end, should always involve primary care stakeholders.
Running Head : P 2 Y 4 regulates formation of cardiac adipose tissue Mouse P 2 Y 4 nucleotide receptor is a negative regulator of cardiac adipose-derived stem cell differentiation and cardiac fat formation

T h is p ap er h as b ee n p ee rre v ie w ed a n d a cc ep te d f o r p u b li ca ti o n , b u t h as y et t o u n d er g o c o p y ed it in g a n d p ro o f co rr ec ti o n . T h e fi n al p u b li sh ed v er si o n m ay d if fe r fr o m t h is p ro o f. Running Head: P2Y4 regulates formation of cardiac adipose tissue Mouse P2Y4 nucleotide receptor is a negative regulator of cardiac adipose-derived stem cell differentiation and cardiac fat formation Anne Lemaire 1* , Marion Vanorlé 1* , Michael Horckmans 1 , Larissa di Pietrantonio 1 , Sophie Clouet 1 , Bernard Robaye 2 , Jean-Marie Boeynaems 1,3 , Didier Communi 1
normal first wave of spermatogenesis in mice 1 2

Title: Rhox13 is required for a quantitatively normal first wave of spermatogenesis in mice 1 2 Jonathan T. Busada 1,5 , Ellen K. Velte 1 , Nicholas Serra 1 , Kenneth Cook 1 , Bryan A. Niedenberger 1 , 3 William D. Willis 2 , Eugenia H. Goulding 2 , Edward M. Eddy 2 , and Christopher B. Geyer 1,3,4 4 5 6 1 Department of Anatomy and Cell Biology; 2 Gamete Biology Group, Reproductive and 7 Developmental Biology Laboratory, National Institute of Environmental Health Sciences, 8 National Institutes of Health, Research Triangle Park, NC 27709; 3 East Carolina Diabetes and 9 Obesity Institute East Carolina University, Greenville, NC, USA. 10 11 4 Corresponding author: Christopher B. Geyer, Brody School of Medicine at East Carolina 12 University, Greenville, NC 27858-4353. Email: geyerc@ecu.edu 13 14 5 Current address: Molecular Endocrinology Group in the Signal Transduction Laboratory, 15 National Institute of Environmental Health Sciences, Research Triangle Park, NC 27709. 16 17 18 Running title: RHOX13 required for normal first wave 19 20 21 22
Characterization of Springtime Coliform Populations at the End Creek Wetland Restoration (Union Co., Oregon, USA): A Three-Year Study

In 2005, a 550-acre tract of agricultural land containing two small streams near La Grande, Oregon was registered in the U.S. Federal Wetlands Reserve Program. This designation was part of a plan to reclaim and restore the wetland to its natural state. Initial efforts at the End Creek Restoration Project restored both End Creek and South Fork Willow Creek to a natural course through rechanneling, and several plantings had restored some of the native flora. Since its establishment, the End Creek streams and floodplain have become a reserve for summer steelhead (Oncorhynchus mykiss), a threatened anadromous salmonid, and many migratory birds. The threatened Columbia Spotted Frog has also established itself in some of the ponds. As part of an effort to establish a baseline for water quality, we monitored total springtime coliform and fecal coliform bacteria in three of the End Creek ponds for three years. The results of this study indicate that, throughout any given spring, the numbers of both coliform and fecal coliform bacteria can fluctuate markedly among ponds on any given day, and that in any particular pond the numbers fluctuate from week to week. In addition, our analysis suggests that in early spring, the numbers of these organisms also fluctuate from year to year. The causes of these fluctuations are not well understood, but are expected to reflect both springtime flooding and the migrations of source animals such as waterfowl and cervids. Information gathered from this study will help inform future management activities on the wetland.