Miracle-dz/UniFAR-FTUs huggingface dataset:
How Does the Market View Bank Regulatory Capital Forbearance Policies?∗

At the height of the 2007-2009 subprime crisis, the Federal Deposit Insurance Corporation (FDIC) has shown, once again, latitude and laxity in resolving and closing insolvent institutions. Rather than automatically close insolvent systemically important financial institutions (SIFI), the FDIC revived them by infusing funds into them. Ronn and Verma (1986) call the tolerance level below which a bank closure is triggered the regulatory policy parameter. We derive a model in which we make this policy parameter stochastic and bank-specific to infer the stock market view of the regulatory capital forbearance value. Our two-factor structural model, in which the regulatory policy parameter is modeled as an exponential of a negative Cox-Ingersoll-Ross (CIR) process, yields a closed-form solution for banks’ equity. For over 700 U.S. listed banks from 1990 to 2012, we link the model-derived forbearance fraction in equity capital to bank specific risk variables and business cycles. This forbearance fraction in capital represents 17%, on average, of the market valuation of bank equity and can go as high as 100%. We find that the market, naturally, expects banks to receive more capital forbearance in recessions. The market expectations of bank regulatory forbearance are also congruent with banks’ intrinsic owner-contributed capital, idiosyncratic risk, systemic risk, and charter value.
Big Data Technology for Smart Talent Management System

Big data is currently a hot topic in HRM and academic research. It is undeniable fact that now a days as more and more data is being accumulated and stored, therefore analyzing and using data is becoming more and more reasonable. Big data technology use in Talent management is very under researched topic and the discussion mostly spins around the usefulness of Dig data in TM field like talent management. In this paper, we have focused on the operational side of TM and how to implement big data for Smart E-HRM in Talent management. In this paper we have proposed a model for Smart TM system and also reviewed that how Big data may be implemented for a Smart TM system and how this system can benefit Talent management in terms of recruitment, promotions and assessment of the employees. In this paper we have proposed a Smart TM system in a telecom organization that will consists of several offices belonging to the same organization and will be linked through a common server and by using big data technology all the employees progress will be analyzed, and by using this data changes will be done immediately in order to solve the crucial issues of talent management. We also performed quantitative analysis about this system with the help of unstructured interviews from employees working in a telecom organization.
Coupling BM3D with directional wavelet packets for image denoising

The paper presents an image denoising algorithm by combining a method that is based on directional quasi-analytic wavelet packets (qWPs) with the popular BM3D algorithm. The qWPs and its corresponding transforms are designed in [1]. The denoising algorithm qWP (qWPdn) applies an adaptive localized soft thresholding to the transform coefficients using the Bivariate Shrinkage methodology. The combined method consists of several iterations of qWPdn and BM3D algorithms, where the output from one algorithm updates the input to the other (cross-boosting). The qWPdn and BM3D methods complement each other. The qWPdn capabilities to capture edges and fine texture patterns are coupled with utilizing the sparsity in real images and self-similarity of patches in the image that is inherent in the BM3D. The obtained results are quite competitive with the best state-of-the-art algorithms. We compare the performance of the combined methodology with the performances of cptTP-CTF6, DAS-2 algorithms, which use directional frames, and the BM3D algorithm. In the overwhelming majority of the experiments, the combined algorithm outperformed the above methods.
Overview of Oxy-Combustion Technology for Utility Coal-Fired Boilers

With nearly half of the world’s electricity generation fueled by coal and an increasing focus on limiting carbon dioxide emissions, several technologies are being evaluated and developed to capture and prevent such emissions while continuing to use this primary fossil energy resource. One method aimed at facilitating the capture and processing of the resulting carbon dioxide product is oxy-combustion. With appropriate adjustments to the process, the approach is applicable to both new and existing power plants. In oxy-combustion, rather than introducing ambient air to the system for burning the fuel, oxygen is separated from the nitrogen and used alone. Without the nitrogen from the air to dilute the flue gas, the flue gas volume leaving the system is significantly reduced and consists primarily of carbon dioxide and water vapor. Once the water vapor is reduced by condensation, the purification and compression processes otherwise required for carbon dioxide transport and sequestration are significantly reduced. As an introduction to and overview of this technology, the paper summarizes the basic concepts and system variations, for both new boiler and retrofit applications, and also serves as an organized review of subsystem issues identified in recent literature and publications. Topics such as the air separation units, flue gas recirculation, burners and combustion, furnace performance, emissions, air infiltration issues, and materials issues are introduced.
Discount Expertise Metrics for Augmenting Community Interaction

Community members would benefit by finding others who can answer questions or provide assistance. We want to find new ways to help find people who have expertise by creating metrics that can easily estimate expertise. In this paper, we explore discount expertise metrics that are easy to obtain and use. We present one such discount expertise metric that uses people’s browsing history to estimate technical expertise. In a study of 26 users, we show that this metric can distinguish experts and novices from others. We also validate this measure by comparing it to the ground truth about our users. We also discuss the possibilities in using measures like this, based on digital traces, to augment interaction within online communities, for example, gauging newcomers in a community of practice or evaluating people in a learning community.
Study of Entrepreneur Performance in Small and Medium-Sized Enterprises

This study aims to describe the influence of work culture and integrity on the performance of employers by making decisions as mediation. The population is Indonesian micro, small and medium entrepreneurs with a sample taken by 200 entrepreneurs. Data were analysed using Structural Equation Models (SEM). The results showed a positive and significant fact of work culture and the integration of decision making. They are associated positively and significantly with work culture and integration of employers' performance. The findings of this study suggest the importance of cultural influences on entrepreneurs through more significant decision making, compared to supporting employers through decision making. Future research hopes to further examine the mediating variables of decision making by taking into account other variables in other industrial sectors.
Numerical analysis of bushing of car stabilizer

The goal of this work is to create numerical model, which will be used for design and optimization of a rubber bushing of stabilizer bar. Thanks this model we are able to predict the mechanical behavior of the bushing. To get material constants for the model, the material of bushing (rubber) was tested in special deformations modes. A hyperelastic material model was set and it was implemented into the numerical model of the bushing. Critical points in the construction of bushing were reveled by the analysis of the numerical model. Keywords— bushing, hyperelasticity, numerical model, stabilizer bar.
Spelling Correction in Context

Spelling checkers, frequently used nowadays, do not allow to correct real-word errors. Thus, the erroneous replacement of dessert by desert is not detected. We propose in this article an algorithm based on the examination of the context of words to correct this kind of spelling errors. This algorithm uses a training on a raw corpus.
Optimization of PLB induction conditions for Oncidium

The main factors of protocorm-like body(PLB) induction of Onc.Sweet Sugarr were studied by using new shoots in different growth periods of the plant.The results showed that the terminal and the lateral buds of the semi-developed new shoots were better explants than others.The suitable method for the explant surface sterilization was to apply 0.1% HgCl2 for 9 minutes.After the explant became a primary plantlet,it was time to peel the shoot-tips for PLB induction.The explant survival rate could thus be significantly improved,and the PLBs could be induced in the shortest time possible.The formula of the optimal culture medium for PLB induction was the Gailang1 medium +6-BA 2.0 mg·L-1+NAA 0.2 mg·L-1.
Studies on tobacco rhizosphere microbes

The rhizosphere soils were obtained by five point sampling method from brown tobacco soils with different fertilities in Yishui County of Shandong Province. The tobacco variety was k368. Rhizosphere bacteria, fungi and actinomyces in samples from fertile, medial fertile, and infertile soils were isolated and cultivated by the plate cultivation method with selective media. Specifically, azotobacter, phosphobacteria and potassium-bacteria were isolated and identified by their morphology, growth, and physiochemical characteristics, and by sequence analysis of their 16S rDNAs. The main results were as follows: the quantities of total rhizosphere bacteria, azotobacter, phosphobacteria and potassium-bacteria were the largest in fertile soils and were the lowest in infertile soils. In soils of the same fertility, the quantity of potassium-bacteria was the largest, that of phosphobacteria the second, and that of azotobacter the least. The quantities of rhizosphere fungi in infertile soils were significantly more than those in medial fertile or fertile soils, and the quantity of actinomyces showed a declining trend along with the decrease in soil fertility. Azotobacter, phosphobacteria and potassium-bacteria isolated from all three types of soils consisted of mainly Gram-negative bacilli, belonging to ten genera. The azotobacter fell into four genera: Bacillus, Azotobacter, Beijerinckia and Azomonas. The phosphobacteria were from genera Bacillus, Azotobacter, Mycobacterium, Micrococcus and Pseudomonas. The potassium-bacteria were from genera Bacillus, Erwinia, Sinorhizobium, Pseudomonas, Proteus Hauser and Micrococcus. The diversity index and evenness index of potassium-bacteria in fertile soils and in medial fertile soils were the largest; the diversity index of azotobacter in all three types of soils was the lowest. These results were consistent with tobacco plants' high demand for potassium. The diversity index and richness index of azotobacter decreased along with the decrease in soil fertility, accompanied by an increase in the domination index. The diversity index and evenness index of phosphobacteria decreased as soil fertility decreased. The diversity index and the evenness index of potassium-bacteria were greater in medial fertile soils than in the other types.
Do Firm Size and Value Affect Shareholder Returns in Malaysia?

Hundreds of empirical studies have documented the presence of stock market anomalies that allow investors to possibly take advantage of the inefficiency of the stock. The most common anomalies pointed out by the previous studies are the presence of size and value anomalies. Using Fama and French’s three-factor asset pricing model, we make an initial attempt to investigate the presence of these anomalies for firms listed on Bursa Malaysia. Our sample consists of 500 public listed stocks from July 2005 to December 2015. We employ multiple regression, which has resulted in three major findings. Firstly, our results provide stronger support for Fama and French’s three-factor model as compared to the single factor. Secondly, small firms generate extra returns as compensation for the size risk premium, and, finally, high value firms yield a better return, which is contributed by the additional value risk premium as a result of increased distress.
Use of reciprocity in a double plane wave Kirchhoff depth migration

Slant stacking of typical marine and end-on land shot gathers generally produces high quality traces for positive ray-parameters while those for the negative rayparameters are often noisy due to limited aperture. Use of such data in migration results in images with limited or missing negative dips. In this paper we employ the wellknown reciprocity principle in an efficient manner such that a split-spread gather can be formed from existing one-sided offset data. This can be achieved by physically re-gathering the common shot gather data into common receiver gathers and collecting the data for a fixed surface reference position into the equivalent of a split spread gather. This approach encounters problems for irregular shot and receiver geometries. It can also cause processing difficulties since large volumes of intermediate data may need to be stored for purposes of collection into the common surface reference gathers. Thus, the intermediate volume of data to be used for pre stack depth imaging are significantly increased. We show that for plane wave pre stack imaging, reciprocity can be taken into account as the original (one sided offset) gathers are used in the construction of the plane wave transform. We demonstrate using a coupled rayparameter Kirchhoff migration that the plane wave migrated data that include reciprocity are better imaged than the data that do not include reciprocity. Introduction We consider double plane wave Kirchhoff depth migration as developed by Stoffa et al. (2005) for ps – pr (absolute reference case) and ps – po (relative reference case) plane wave domains. Here we report on imaging results using both nonreciprocal and reciprocal input data and provide a comparison and analysis of the results. Then we show how the original one sided shot gathers can be transformed to both plane wave domains without regathering the original data by using a simple additional phase shift in the plane wave transformations. In Stoffa et al. (2005) we started with multi-coverage data, , recorded at the surface, where s is the source location and r is the receiver location. In the frequency domain we may generate source and receiver plane waves separately using the following forward slantstacking formulas ( , , ) P s r t ω ω ω = + ∫ ( , , ) ( , , )exp( ) s s P p r P s r i p s ds , (1) ω ω ω = + ∫ ( , , ) ( , , )exp( ) r r P s p P s r i p r dr , (2) or simultaneously using the formula ( , , ) ( , , )exp( [ ) , ] r s r s P p p P s r i p s p r dsdr ω ω ω = + + ∫∫ (3) where ω is angular frequency, ω ( , , ) P s r are the original data transformed into the frequency domain. All these transformations are reversible and the original data may be recovered from its plane wave components using the inverse slant-stacking formulas ω ω ω ω = − ∫ 2 ( , , ) ( , , )exp( ) s P s r P p r i p s dp s s
Characterising of chromatography gels for purification of erythropoietin

Erythropoietin is a human natural hormone which task is to regulate the amount of red blood cells in the body. At Centro de Inmunología Molecular, situated in Havana, erythropoietin is produced by recombinant DNA-technique. The protein is purified through several chromatography steps. Among other things, Centro de Inmunología Molecular uses affinity chromatography and ion exchange chromatography. To both of these chromatographic methods, gel is used as stationary phase. The aim of this study was to investigate and determine parameters for characterising of two gels, this because Centro de Inmunología Molecular have to exchange the gels. The reason for the gel exchange is that the currently used gels will not be manufactured any more. The gel used in the affinity chromatography is Chelating Sepharose Fast Flow and the gel used in the ion exchange chromatography is Q Sepharose Fast Flow. For both of this gels kinetic parameters and isotherm parameters were determined by experiments. The isotherm parameters qmax and Kd were calculated from an adsorption isotherm. To be able to calculate qmax and Kd for both Q Sepharose Fast Flow gel and Chelating Sepharose Fast Flow gel different experiments were made. A kinetic adsorption and an isotherm adsorption were made on each gel. The kinetic adsorption was made in due to find out how long the two different processes were supposed to run and to understand which part of the mass transfer that is controlling the rate. There is no use to let the process to be in progress any longer than until the adsorption ceases. For the Q Sepharose Fast Flow gel this was after 200 seconds. The adsorption with the Chelating Sepharose Fast Flow gel never ceased completely, but after 1000 seconds the adsorption was so slow that it would be no use to continue the process. If the processes continue after the calculated times only money, hours and recourses will be wasted. The data that were achieved was plotted in two different isotherm adsorption models both the Freundlichand the Langmuir model, this to determine which model that had the best fit. One could see that the Q Sepharose Fast Flow gel was following the model of Langmuir better and because of this the Langmuir equation was used to calculate qmax and Kd. The qmax for the Q Sepharose Fast Flow gel agreed a lot with the value that Centro de Inmunología Molecular had assumed. When it came to the Chelating Sepharose Fast Flow gel, the same kind of plotting was made. But one could see that this time the data was following the model of Freundlich much better. Therefore a calculation of the desired qmax was impossible. Only the value of Kd was calculated. Because the company Centro de Inmunología Molecular still needed the value of qmax an assumption that the gel was following the model of Langmuir was made. qmax was calculated but without any satisfied results. The programs Excel, Statgraphic and Matlab have been used in all calculations.
Usefulness of Social Networking Sites towards Malaysian Tertiary Education’s Student Life of Learning and Social

In this current generation, there is great popularity of student in using internet as well as the web 2.0 for different purposes in their daily life, for instance, the primary uses found are for the email, communication and academic-related work. Nonetheless, according to the past research, there determined there is loose relationship between the technology (such as the Facebook as the Web 2.0 technology)) used by the students for their learning purposes. Also, such studies are usually conducted in the Western countries rather than in the Asian countries such as Malaysia. Thus, the research aim is to determine the usefulness of the social networking sites toward Malaysia tertiary education’s student life of social and learning and to investigate whether Facebook could be a preferred SNS choice by the students in aiding their learning and social life. Self-administered questionnaires would be distributed to 200 students who studying at Malaysia tertiary education institution located across Klang Valley. As a result, this study has determined there is positive relationship between the usefulness of the social networking sites toward Malaysia student life of social and learning
Riqueza e composição de Arctiinae (Lepidoptera, Erebidae) em cinco Unidades de Conservação do Cerrado

Cerca de 50% da diversidade de mariposas Arctiinae do Brasil esta no Cerrado. Contudo, a fauna desses insetos e extremamente subamostrada na regiao norte do bioma, onde localizam-se as areas de vegetacao mais preservadas. Diante disso, este trabalho teve como objetivos descrever a riqueza, abundância, composicao e diversidade beta de Arctiinae em diferentes fitofisionomias de cinco Unidades de Conservacao localizadas no nordeste do Cerrado. Foram amostradas 83 especies, das quais quase 78% ocorreram em apenas uma Unidade de Conservacao. As localidades com menor grau de preservacao apresentaram maior riqueza de especies, o que pode ser explicado como uma resposta a disturbios intermediarios na paisagem destes locais. As fitofisionomias florestais foram mais ricas em especies, corroborando a hipotese da heterogeneidade ambiental. De maneira geral, a similaridade da fauna foi baixa tanto entre as Unidades de Conservacao quanto entre as fitofisionomias. Inventarios mais completos precisam ser feitos a fim de avaliarmos que fatores estao influenciando os padroes de riqueza e composicao de Arctiinae nestas localidades de Cerrado e, assim, subsidiar futuras acoes de conservacao.
Safety and Immunogenicity of a candidate MERS-CoV Viral Vectored Vaccine: a phase I, open- labelled, first-in-human, dose-escalation trial

Pedro M. Folegatti, Mustapha Bittaye, Amy Flaxman, Fernando Ramos Lopez, Duncan Bellamy, Alexandra Kupke, Catherine Mair, Rebecca Makinson, Jonathan Sheridan, Cornelius Rohde, Sandro Halwe, Yuji Jeong, Young-Shin Park, Jae-Ouk Kim, Manki Song, Amy Boyd, Nguyen Tran, Daniel Silman, Ian Poulton, Mehreen Datoo, Julia Marshal, Yrene Themistocleous, Alison Lawrie, Rachel Roberts, Eleanor Berrie, Stephan Becker, Teresa Lambe, Adrian Hill, Katie Ewer and Sarah Gilbert
Influence of Corporate Governance on Company Value with Stock Return and Financial Performance as a Mediator Variable

This research aimed to test the influence of corporate governance on company value through the variable of stock return and financial performance. Data were collected from 50 stocks of companies registered in the Stock Exchange of Thailand (SET50 Index) in 2019. These stocks have good and secure business bases, high trading liquidity, large market capitalisation and regular dividend payouts along with good-excellent governance scores from the Corporate Governance Report 2019 of Thailand. Based on the findings of this examination, it was concluded that corporate governance has negative direct effects on company value and corporate governance has a negative indirect influence through stock returns. However, company value is directly and positively influenced by financial performance. Oddly, this study did not find a direct or reverse correlation between stock return and financial performance in stocks.
Exploration bacteria trash of Rawasari and Bantar Gebang Indonesia as a superior candidat of compost bacterial agent

To obtain a superior compost bacterial agent carried out by exploration of bacteria that already exist in its place. This research is aimed at exploration bacteria trash from Rawasari and Bantar Gebang Indonesia. This descriptive research was exploration of bacteria in molecular level. The identification technique used consisted of observation on morphology and mineral analysis content of soil samples, molecular identification of 16sRNA genotype analysis using PCR and sequencing as well as kinship test bacteria using a program of Mega tree. The isolates multiplied using cloning techniques and analyzed its growth. Keywords-superior compost bacterial agent, Rawasari, Bantar Gebang, 16sRNA genotype identification.