Miracle-dz/UniFAR-FTUs huggingface dataset:
Islamic Financial Literacy Amongst Muslim Students in Indonesia: A Multidimensional Approach

Although Indonesia is the largest Muslim country in the world, the level of Islamic financial literacy in Indonesia is still very low. The Islamic financial literacy index in Indonesia is at 8.93%, much lower than the conventional financial literacy index which reached 37.72% in 2019. Therefore, this study aims to analyze the determinants of Islamic financial literacy in Indonesia amongst university students which is a group prioritized by government policies in improving Islamic financial literacy. To achieve this goal, this study develops a multidimensional Islamic financial literacy instrument that includes aspects of knowledge, attitudes and behavior and measures the multidimensional Islamic financial literacy amongst university students. The study collected primary data from 439 students from University of Indonesia and analyzed them using logistic regression method with Islamic financial literacy scores as the dependent variable and socio-demographic factors as the independent variables. The results of this study found that the majority of students (50.1%) had moderate levels of Islamic financial literacy, while 43.5% and 6.4% had high and low levels of Islamic financial literacy respectively. In addition, this study found a positive influence on the field of study, income, and Islamic bank account ownership on the level of Islamic financial literacy. In particular, students who come from the faculty of economics and business, have higher incomes, and have Islamic bank accounts tend to have higher Islamic financial literacy than other students. Based on these findings, relevant stakeholders in Indonesia are expected to continue improving Islamic financial literacy through various strategies and massive educational programs, especially for the groups which have low and moderate Islamic financial literacy. The results of this study are also expected to enrich the literature on Islamic financial literacy in Muslim countries.
Impact of ventilation system type on indoor thermal environment and human thermal comfort in a ceiling cooling room

A ceiling cooling (CC) system integrated with a mechanical ventilation system is an advanced HVAC system for the modern office building with glass curtain wall. In this paper, considering the influence of heat transfer of external envelope, the indoor thermal environment and human thermal comfort were objectively measured and subjectively evaluated in a ceiling cooling room with mixing ventilation (MV) or underfloor air distribution (UFAD). Indoor physical parameters and human skin temperatures were measured as the chilled ceiling surface temperature and supply air temperature were 17.1? C-17.6? C and 22.2? C - 22.6? C. Simultaneously, 16 subjects (8 males and 8 females) were selected to subjectively evaluate the thermal environment. The results showed that the difference between mean radiant temperature and air temperature in the occupied zone was 0.8? C with CC+MV and 1.2? C with CC+UFAD, and the indoor air velocity was 0.17m/s with CC+MV and 0.13m/s with CC+UFAD. In addition, the calculated and measured thermal sensation votes with CC+MV were all slightly less than those with CC+UFAD. Therefore, ventilation system type had a slight impact on the indoor thermal environment and human thermal comfort in the ceiling cooling room.
Rethinking Human Development Based on Ar Ra’d Verse 11: How Can Preferences Influence Human Development?

As human is the centre of development process, it is important to consider preferences of human behavior whether they prefer to change themselves or not. This explanation is inspired by Qur’an surah Ar Ra’d verse 11 that can be interpreted as the set of preferences which might influence someone’s state of condition. However, human development index which is widely used indicator for development study do not consider preference as the main factor of development. Therefore aim of this study is to examine interpretation of that surah whether set of preferences that consist of trust, altruism, patience, risk taking, and negative reciprocity, can influence the state of human development. This research Uses Linear Probability Model (LPM) which is estimated by OLS with 76 countries as observation. The result shows that altruism, patience and risk taking can influence human development significantly, whereas trust and negative reciprocity are not significant. Trust is not significant because there might be a condition of distrust economic activities, rather than trust, that signaled by complete contractual arrangement, whereas non significant of negative reciprocity might because the costly punishment opportunity to punish someone as the form of negative reciprocity, therefore people that think rationally will not take the revenge to others.
All It Takes for a Teacher Is to Know the Children? An Empirical Study on Increasing Child Development in Vietnamese Preschools

ABSTRACT Process-oriented child monitoring (POM) deals with systematic monitoring of the observed learning needs of children in early childhood education by teachers. Between 2017 and 2021, a teacher professional development trajectory was implemented using POM in ethnically diverse preschools in Central Vietnam. These preschools typically consist of disadvantaged children at risk of barriers to classroom activity engagement. This study evaluates the effectiveness of POM using a pre- and posttest research design with a treatment and control group. Participants (N = 339) in the study were assigned to the treatment or control group using a clustered-randomized sampling approach. Whereas Kinh children rarely occur in the school population, the analysis focuses on ethnic minorities only in both treatment and control groups. Results indicate that POM is promising in increasing holistic child development. Five-year-old girls show most progression in cognitive functioning and socio-emotional development, while boys at this age indicate advances in socio-emotional development and health behaviors. Further evidence indicates that changes in teaching children from poor households play out much faster for child development, as opposed to what is observed among wealthier households.
Teaching self-efficacy and its effects on quality of bedside teaching: Findings from a multi-center survey

Introduction: Evidence suggests that the performance of medical students is affected by the quality of teaching of clinical teachers, and the higher teachers’ teaching quality leads to better students’ clinical performance. Hence, the present research aimed to investigate the association between teaching self-efficacy and quality of bedside teaching among medical teachers. Methods: This is a cross-sectional study. To this end, 242 medical teachers and 830 medical students from 6 universities in different cities were selected using convenience sampling. The medical teachers filled out Physician Teaching Self-Efficacy Questionnaire (α=0.93), and medical students completed the quality of bedside teaching questionnaire (BST) (α=0.91). Confirmatory factor analysis (CFA), Pearson correlation coefficient, and multiple regression were used to analyze the collected data through SPSS 23 and Smart-PLS3 software. Results: The results of confirmatory factor analysis (CFA) demonstrated that all items and measurement models had adequate reliability and validity to enter the final analysis (α>0.7, CR>0.7 AND AVE>0.50). Furthermore, the results showed teaching self-efficacy (r=0.27, p<0.001) and its components including self-regulation (r=0.24, p<0.001), dyadic regulation (r=0.22, p<0.001), and triadic regulation (r=0.33, p<0.001) had a positive and significant relationship with quality of bedside teaching. Also, the results of multiple regression revealed that among the predictor variables, only the triadic regulation variable could predict the quality of bedside teaching of medical teachers (β=0.326, p<0.001). Conclusion: According to the findings, as the medical teachers’ teaching self-efficacy improves, they can provide high-quality teaching to students, which in turn will lead to better learning and, therefore better performance for medical students.
Research_9805932 1..13

Department of Mechanical Engineering, Northwestern University, Evanston, IL 60208, USA Department of Materials Science and Engineering, Northwestern University, Evanston, IL 60208, USA Querrey Simpson Institute for Bioelectronics, Northwestern University, Evanston, IL 60208, USA Dipartimento di Ingegneria ed Architettura, Università di Parma, Italy Department of Biomedical Engineering, Northwestern University, Evanston, IL 60208, USA Department of Electrical and Computer Engineering, Northwestern University, Evanston, IL 60208, USA Department of Chemistry, Northwestern University, Evanston, IL 60208, USA Department of Neurological Surgery, Northwestern University, Feinberg School of Medicine, Chicago, IL 60611, USA Department of Civil and Environmental Engineering, Northwestern University, Evanston, IL 60208, USA
Testing the Lintner’s Dividend Model in an Emerging Market: A Dynamic Panel Fixed Effects Analysis of Listed Deposit Money Banks, Food and Beverages Companies in Nigeria

1 Department of Accounting and Finance, McPherson University, KM 96, Lagos-Ibadan Express Way, Ibadan, Nigeria. Abstract: Motivated by the conflicting results found by previous studies, this study empirically tests the Lintner’s dividend model and investigating the factors that determine a firm’s payout policy in Nigeria using the dynamic fixed effects method. The study is based on unbalanced panel data obtained at yearly frequency from 18 listed deposit money banks and food and beverages firms in Nigeria, covering from 2013 and 2019. The results show that firm size, profitability and future earnings prospect are the key determinants of dividend per share, while future earnings prospect is the only factor affecting the optimal payout ratio. Contrary to Lintner’s argument, there is evidence that past dividends and current dividends are not significantly related. Also, corporate governance has no significant impact on dividend policy. The implications of these results are discussed in the paper.
Polycyclic Aromatic Hydrocarbons Concentrations in Soils from Power Plant Stations in Universities in Port Harcourt, Rivers State, Niger Delta, Nigeria

Soil contamination as a result of human interferences with nature is a common occurrence all over the world. Soil samples were collected from three universities (Ignatius Ajuru University of Education (IAUE), University of Port Harcourt (UNIPORT) and the Rivers State University (RSU) in Port Harcourt, Rivers State. The soils were taken at the points where the different institutions generate electricity with diesel powered generators. The soil samples were collected from the surface to a dept of 30 cm and were put into tightly closed glass containers. They were transported to the laboratory and prepared by standard methods of extraction and purification. The extracts were analyzed with a gas chromatography – mass spectrophotometry instrument to obtain the various fractions of PAHs present in the samples. It was observed that all the 16 priorities PAHs were present in all the samples from the station. The total concentrations of PAHs showed that IAUE>UNIPORT>RSU with respective values of 18.18, 16.64 and 16.53 mg/Kg. Benz(a)anthracene was observed to be the most abundant PAH in all the stations with a value of 2.11±0.14, 2.01±0.51 and 2.10±0.57 mg/Kg for IAUE<UNIPORT and RSU respectively. Fingerprinting and source diagnosis identified only one source of PAHs being pyrogenic sources of PAHs in the three stations. Ring size analysis showed the order 2-3>4>5>6 rings. The concentrations of carcinogenic and non-carcinogenic PAHs were almost in equal proportions in the soils examined. Therefore, the workers involved directly with the electrical generation on these campuses should adequately protected and informed on the consequences of contact with the soil and the gases that come out of the exhaust. Keywords: polycyclic aromatic hydrocarbons, soil, fingerprinting, power generating stations, pollution, human influence
Paying For Health Gains

Payments to healthcare providers are often based on the number of patients they treat according to their particular health condition with well-known limitations. Payment based on health outcomes, a form of pay-for-performance, has long been advocated as a possible solution. This study adopts a contract theory approach and illustrates how it can inform practical implementation of pay-for-performance schemes that reward health outcomes. We first provide a simple but general model on the design of an incentive scheme that rewards providers for improved health, as a function of key parameters related to patient health benefits and provider costs. We then calibrate the model using data from two elective procedures, hip and knee replacement, using patient reported outcome measures. The pricing rule suggests that the bonus should be set to reflect the difference between the provider’s marginal cost of a health improvement before the policy intervention and the provider’s marginal cost evaluated at the target health set by the purchaser. We provide estimates of the optimal bonus for hip and knee replacement under a range of assumptions about provider cost functions and the value of health improvements. JEL: I11, I14, L13
The Effectiveness of Augmented Reality in Improving Students Motivation: An Experimental Study

Augmented reality (AR) has become a potential technology tool to improve the skills of students with learning disabilities. The effects of AR technology approach on students with learning disabilities motivation levels is considered as the research motivation. This study examined the effect of the AR on Jordanian 6th grade students’ motivation levels. A quantitative quasi-experimental study is preceded with the pretest-posttest control group design model, where 24 students who identified to have learning disabilities were participated in this study and were randomly divided into two groups. Two groups, control group 12 students were taught conventionally, and 12 students were designated as the experimental group, they used the AR technology for four weeks. The results show significant results for the AR technology in enhancing student motivation. The results concluded the effectiveness of AR technology in enhancing students’ motivation. Keywords: augmented reality, learning disabilities, motivation, science.
J an 2 01 1 Quantum Field Theory on Curved Noncommutative Spacetimes

We summarize our recently proposed approach to quantum field th ory on noncommutative curved spacetimes. We make use of the Drinfel’d twist deform ed differential geometry of Julius Wess and his group in order to define an action functional for a real scalar field on a twistdeformed time-oriented, connected and globally hyperboli c Lorentzian manifold. The corresponding deformed wave operator admits unique deformed ret ard d and advanced Green’s operators, provided we pose a support condition on the deforma tion. The solution space of the deformed wave equation is constructed explicitly and can be canonically equipped with a (weak) symplectic structure. The quantization of the solution spa ce of the deformed wave equation is performed using∗-algebras over the ring C[[λ ]]. As a new result we add a proof that there exist symplectic isomorphisms between the deformed and the undef orm d symplecticR[[λ ]]-modules. This immediately leads to∗-algebra isomorphisms between the deformed and the formal p ower series extension of the undeformed quantum field theory. The consequences of these isomorphisms are discussed.
Effects of conservation agriculture on bean and maize yield, soil properties and water productivity in Bugesera District, Rwanda

Land degradation is a major threat to food security and natural resources management in Rwanda as well as in SSA. The major objective of this study was to evaluate the effects of tillage methods, residue management and fertilizer application on bean and maize yield, soil properties and water productivity in Bugesera District, Rwanda. Experiment was established in Bugesera district located in Eastern province of Rwanda. The experimental design was Split Plot with 4 replications. The main plots were conventional tillage (CT) and no tillage (NT), while sub plots were control, Residues applied (RA), RA with inorganic fertilizers and sole inorganic fertilizers (IF). Experiment was carried out for two seasons; A2014 and B 2014.Soil properties assessed were Organic carbon, total Nitrogen, CEC, available P and soil pH. Calibrated parameterized and validated APSIM model was used for scenario analysis to assess the long term effect of Residues application on maize yield, water productivity and organic carbon with a scenario of 10% reduced rainfall. Data were subjected to analysis of variance (ANOVA) using Genstat Dicovery Edition 3. Residues application with inorganic fertilizers had 103% higher bean grain yield than the control, conventional tillage had 23% higher bean grain yield than no tillage. Residues application increased maize grain and biomass yield by 68% in conventional tillage while in no tillage, inorganic fertilizers treatment had higher maize grain and biomass. Residues application resulted in increase of organic carbon Available P was significantly increased in RA and in residues applied with inorganic fertilizers. The increase in soil pH was observed in inorganic fertilizers treatment and in, respectively, for conventional and no tillage. Residues applied with inorganic fertilizers had 103% higher bean water productivity and 78% higher maize water productivity than the control. Conventional tillage had 23% higher beans water productivity compared to no tillage. Long term simulation of the effect of residues and fertilizer shows no significant effect of reduced rainfall on maize productivity. However residues applied with inorganic fertilizers had higher grain yield, higher maize water productivity and 10.6% higher organic carbon than the control. The study concluded that the combination of Residue application and inorganic fertilizers should be considered as the engine for the success of conservation agriculture implementation in Rwanda.
Industrial and geographical mobility of workers exiting the Swedish and West German shipbuilding industry 1970-2000

This paper follows the industry employment histories of all individuals at some point affiliated with the declining German and dismantling Swedish shipbuilding industries 1970-2000. We analyse the situation of the individual workers leaving shipbuilding through investigating to what extent they were employed at all, tended to move to related sectors inside or outside the region, and whether such moves were beneficial for the individuals. Drawing on recent research in especially Evolutionary Economic Geography and the impact of inter-industry relatedness on the prospects of regional economic change, we find remarkably similar results for the West German and Swedish case. Our findings indicate a notable impact of both geographical and industrial frictions of movement, and of the regional industry structure on the labor market outcomes for the workers leaving shipbuilding. These findings are discussed within the context of a mature industry in developed economies.
Echocardiographic evaluation of the left ventricular function after acute myocardial infarction in male patients

Background: The study was undertaken to evaluate LV functions (systolic and diastolic) and potential complications by M-mode echocardiography in patients of acute myocardial infarction (AMI). Aim and Objective: The aim of the study was to observe determinants of the left ventricular functions using echocardiography in female AMI cases. Materials and Methods: The present research was done after taking permission from Institutional Ethics Committee and consent was taken from all subjects. A case–control study was conducted with age, sex, and body mass index (BMI) matched 40 normal female healthy controls and 75 cases of AMI were subjected for general examination/history taking and demographic profile assessment. Echocardiographically detailed left ventricular functional indices were evaluated over mitral annulus. The data were analyzed using Microsoft Excel 2010. Results: The major sites of myocardial infarction (MI) were anteroseptal (54.6%), inferior wall (40%), and posterior/lateral wall (4%) in the cases. The baseline and functional parameters were compared and analyzed. Both the study groups were having BMI in overweight area. Hemodynamic parameters were showing statistically significant difference and the AMI cases having lower values. Hemodynamic parameters heart rates (P = 0.002) were significant, systolic blood pressure, diastolic blood pressure and mean arterial pressure were highly significant (P < 0.001). Further, (P < 0.001) statically significant difference was present in stroke volume, cardiac output, and CI with lower values in MI cases as compared to healthy subjects. The reduced ejection fraction and reduced FFS were observed in the cases which were statistically significant (P < 0.001). Further, there was elevation in ESS and EISS which was statistically significant (P < 0.001) in AMI cases. There was decrease in E (P < 0.001), elevation in A (P <0.001) and reduction in E/A ratio (P < 0.001) which was statistically significant, in AMI patients as compared to healthy subjects in this study. Conclusion: In AMI patients, the LV function is affected and was reduced. Echocardiographic assessment of patients of AMI gives us prognosis of cases which allows us to reduce risks and start treatment to decrease morbidity and mortality. Although researches are to be done to observe the nature of LV, it is treated with stress in physiology and pharmacology.
Thrombolytic Administration for Acute Ischemic Stroke: What Processes can be Optimized?

This work is licensed under a Creative Commons BY-NC-SA 4.0 International License. AB S T R AC T Background: The therapeutic benefit of tissue plasminogen activator (tPA) for acute ischemic stroke is proven but extremely timedependent. Currently, guidelines recommend a < 60 minute door-toneedle time. We identify here factors affecting door-to-needle time of tPA administration for acute ischemic stroke. Methods: We conducted a retrospective chart review of an emergency department from 2010 to 2013. Inclusion criteria were discharge diagnosis of acute ischemic stroke and tPA administration within 4.5 hours of onset. Exclusion criteria were non-ischemic strokes (transient ischemic attacks, subarachnoid hemorrhage, intracerebral hemorrhage) or those given tPA > 4.5 hours. We used a linear regression model to quantify factor influence and compared tPA administration benchmark times to target benchmark times (median + quartiles). Results: Among the 71 ischemic stroke patients included, 38 (54%) received tPAwithin ≤ 60minutes. Female sexwas associatedwith a doorto-needle time delay of 13.97minutes (95% CI 3.412 to 27.111). Median benchmark times did not show evidence of delay in any benchmark in comparison with target benchmark times. Conclusion: Female sex was associated with increased door-toneedle time. Further investigation of these areas may enable optimized workflow, decreased door-to-needle times, and improved patient outcomes.