Miracle-dz/UniFAR-FTUs huggingface dataset:
Impact of Bank Competition on Bank Liquidity Creation: Empirical Evidence from GCC and ASEAN Region

This study evaluates the effect of bank competition on liquidity creation by banks. The aim of this study is to examine, what are the major determinants of bank liquidity creation and how bank competition impacts bank’s liquidity creation. The contextual setting of the study is provided by GCC AND ASEAN countries. This study uses GMM estimation on international banking data across 16 countries from GCC and ASEAN region. The panel data of 733 banks was accessed through Orbis bank database for the year 2011-2016. Findings suggest that enhanced competition reduces liquidity creation, a finding observed under different specifications, including alternative measures of liquidity creation. We explain this finding in terms of the impact of increased bank competition on the financial fragility of banks, which leads banks to reduce their lending and deposit activities. The evidence suggests that pro-competitive policies in the banking industry can reduce liquidity provision by banks. This study evaluates the effect of bank competition on liquidity creation by banks. Thus, it contributes to the literature on both bank competition and the determinants of liquidity creation by banks. The findings of the study validate the prophecy of competition fragility theory in the context of GCC and ASEAN region.
Arbuscular Mycorrhizal Fungi and Nitrogen Fixing Bacteria as Growth Promoters and as Biological Control Agents Against Nematodes in Tissue-Cultured Banana var. Lakatan

Banana is one of the most important food items in the Philippines, ranked fourth among food crops after rice, wheat and maize and being first among fruits. High yield of banana plantations requires enormous amount of chemical fertilizers and pesticides.This study was conducted to determine the potential of arbuscular mycorrhizal fungi (AMF) and nitrogen fixing bacteria (NFB) biofertilizers as growth promoters and biological control agents against nematodes in tissue-cultured banana var. Lakatan under screen house conditions. Meriplants were inoculated with AMF (MykovamTM) and NFB (Bio-NTM) during planting in individual plastic bags filled with sterile soil sand mixture. Plant parasitic nematodes, Radopholus similis and Meloidogyne incognita suspension were poured into the soil, two months after inoculation with biofertilizers at concentrations of 1,000 and 5,000 larvae or eggs per seedling, respectively. Plant height, pseudostem diameter and leaf area were taken every 2 weeks. At fourth month, the plants were harvested and extent of damage due to nematodes and the number of colony forming units of NFB were determined. Results show that AMF and AMF+NFB inoculated seedlings grew better than the control plants. AMF treated plants were taller, had bigger pseudostem diameter, larger leaf area, highest fine, coarse root and total plant dry weights than the control and the other treatments. Growth of plants infectedwith R. similis alone was comparable with M. incognita and the control. M. incognita-infected plants had numerous root galls. Root necrosis were observed only in R. similis-infected plants. AMF reduced root galls by 33% relative to those inoculated with M. incognita. Percent mycorrhizal colonization was not affected by either NFB or the nematodes. The roots of AMF+NFB gave the highest bacterial colony count (8 1.02 x 104) which was reduced by AMF+NFB+ R. similis (5 0.80 x 103) and the lowest was with AMF+NFB+ M. incognita (5 0.50 x 103). This implies that M. incognita and R. similis reduced the NFB bacterial colonies.
Analysis of Some Statistical Properties of Neural Networks

This thesis provides a theoretical study of the statistical properties of some neural network models by means of random matrix theory and model selection tools. We discuss the concentration inequalities approach, established in Louart, Liao and Couillet [1] in 2018 to study the performance of extreme learning machines. Some limiting spectral results of certain matrices, presented in Pennington and Worah [2] in 2017 and Benigni y Péché [3] in 2019, are studied, as well as two novel applications of a model selection approach to select a hyperparameter in extreme learning machines. Moreover, some original and applicable results about new and useful activation functions are presented, as well as conjectures related to the speed of the training of deep neural networks.
VIREO @ TRECVID 2017: Video-to-Text, Ad-hoc Video Search, and Video hyperlinking

In this paper, we describe the systems developed for Video-to-Text (VTT), Ad-hoc Video Search (AVS) and Video Hyper-linking (LNK) tasks at TRECVID 2017 [1] and the achieved results. Video-to-Text Description (VTT) : We participate in the TRECVID 2017 pilot Task of Video-to-Text Description, which consist of two subtasks, . i.e , Matching and Ranking, and Description Generation. Matching and Ranking task : To compare the eﬀectiveness of spatial and temporal attentions, we experiment:
A Critical Analysis of the Clinical Use of Incretin-Based Therapies

Are the GLP-1 therapies safe? There is no question that incretin-based glucose-lowering medications have proven to be effective glucose-lowering agents. Glucagon-like peptide 1 (GLP-1) receptor agonists demonstrate an efficacy comparable to insulin treatment and appear to do so with significant effects to promote weight loss with minimal hypoglycemia. In addition, there are significant data with dipeptidyl peptidase 4 (DPP-4) inhibitors showing efficacy comparable to sulfonylureas but with weight neutral effects and reduced risk for hypoglycemia. However, over the recent past there have been concerns reported regarding the long-term consequences of using such therapies, and the issues raised are in regard to the potential of both classes to promote acute pancreatitis, to initiate histological changes suggesting chronic pancreatitis including associated preneoplastic lesions, and potentially, in the long run, pancreatic cancer. Other issues relate to a potential risk for the increase in thyroid cancer. There are clearly conflicting data that have been presented in preclinical studies and in epidemiologic studies. To provide an understanding of both sides of the argument, weprovideadiscussionofthistopicaspartofthistwo-partpoint-counterpointnarrative. In the point narrative below, Dr. Butler and colleagues provide their opinion and review of the data to date and that we needto reconsiderthe use of incretin-based therapies becauseofthegrowing concern of potential risk and based on a clearer understanding of the mechanism of action. In the counterpoint narrative following the contribution by Dr. Butler and colleagues, Dr. Nauck provides a defense of incretin-based therapies and that the benefits clearly outweigh any concern of risk.
Success of fishmeal replacement through poultry by‐product meal in aquaculture feed formulations: a meta‐analysis

Poultry by-product meal (PBM) is a popular animal-based protein source tested in aquaculture feed formulations for replacing fishmeal (FM), mainly due to its high protein content, relatively cheap price and broad availability. However, due to the well-documented variability in success of PBM inclusions, a meta-analysis approach was utilized to summarize the efficacy and success of PBM inclusion in aquaculture diet formulations substituting FM. Hedges’g effect sizes were calculated by quantitatively comparing final weight and feed conversion ratio (FCR) between animals fed control (100% FM) and PBM-supplemented FM diets using data from 47 published articles targeting 33 different species (141 and 96 effect size calculations for final weight and FCR, respectively). In addition, several analyses were performed to determine the effect of different moderators as well as variation across species. Meta-regression was conducted to evaluate the effect of varying PBM proportions of the diet on the response variables. Overall, a non-significant final weight but a significant higher FCR was detected with aquaculture species fed PBM diets. Similar trends in final weight were observed for subgroups. However, FCR for crustaceans and marine fish fed PBM diets was not significantly different than those fed control diets. In both freshwater and marine fish, ‘species’ was a significant moderator effect on responses, while the ‘level of FM replacement’ was significant only in marine fish. Higher between-study heterogeneity was detected for fish, which may be due to the influence of certain factors, such as variability in nutritional quality and palatability and digestibility of PBM or due to variability on the fish meal used. In contrast, low between-study variation was observed in crustaceans indicating consistent success in PBM-supplemented diets for shrimp compared with fish.
Implementación de las TIC en República Dominicana. Acercamiento a la percepción de los docentes = Implementation of ICT in the Dominican Republic. Approach to teachers perception

The main objective of this research is to look into teachers’ perception of the EDPJA program in the Dominican Republic, as well as their opinion on ICT training. Likewise, it analyzes the possibilities of information and communications technology. In addition, it develops an analysis of the role of ICT in the workrooms, and the way in which they influence the teaching-learning processes and the possible technical difficulties that may appear. We present a quantitative study with a non-experimental-transverse exploratory type design, with a probabilistic sample of 100 teachers who completed a survey. The results reveal data that need special attention, given the nature of the context in which the study is developed. In this sense, a high percentage of teachers recognize ICT as a fundamental instrument of educational innovation that facilitates learning; however, they admit that they do not have the basic training for the implementation of this technology.
The Mediating Role of Disciple-Making Process in the Relationship of Church Ministry Programs and Church Membership Retention

The church needs to grow to accomplish its mission. In the past 14 years, the churches at East Indonesia Union Conference (EIUC) have added 56,984 members. However, 23,106 members have dropped out or have been missing in that duration of time. It appears that there is a need to determine the factors that contribute in the retention of members at EIUC. To approach the issue of church retention, a theory emerges indicating that church ministry program (CMP) with the mediation of disciple-making process (DMP), can explain church membership retention (CMR). This research employs step-wise regression and correlation method with Structural Equation Modeling (SEM). In the predictive model, the study has found that among the dimensions of CMP explain 33.7% of the variance in. Furthermore, DMP explains 35.8% of the total variance of CMR. Lastly, a structural model is developed to determine the final path diagram of CMR model. The indirect effect of CMP to CMR through DMP has a total effect value of standardized coefficient at . 285. CMR increases as CMP is mediated by DMP. Hence, the role of DMP is to enhance the relationship between CMP and CMR.
On Designing Deep Learning Approaches for Classification of Football Jersey Images in the Wild

On Designing Deep Learning Approaches for Classification of Football Jersey Images in the Wild Rohitha Reddy Matta Internet shopping has spread wide and into social networking. Someone may want to buy a shirt, accessories, etc., in a random picture or a streaming video. In this thesis, the problem of automatic classification was taken upon, constraining the target to jerseys in the wild, assuming the object is detected. A dataset of 7,840 jersey images, namely the JerseyXIV is created, containing images of 14 categories of various football jersey types (Home and Alternate) belonging to 10 teams of 2015 Big 12 Conference football season. The quality of images varies in terms of pose, standoff distance, level of occlusion and illumination. Due to copyright restrictions on certain images, unaltered original images with appropriate credits can be provided upon request. While various conventional and deep learning based classification approaches were empirically designed, optimized and tested, a solution that resulted in the highest accuracy in terms of classification was achieved by a train-time fused Convolutional Neural Network (CNN) architecture, namely CNN-F, with 92.61% accuracy. The final solution combines three different CNNs through score level average fusion achieving 96.90% test accuracy. To test these trained CNN models on a larger, application oriented scale, a video dataset is created, which may present an addition of higher rate of occlusion and elements of transmission noise. It consists of 14 videos, one for each class, totaling to 3,584 frames, with 2,188 frames containing the object of interest. With manual detection, the score level average fusion has achieved the highest classification accuracy of 81.31%. In addition, three Image Quality Assessment techniques were tested to assess the drop in accuracy of the average-fusion method on the video dataset. The Natural Image Quality Evaluator (NIQE) index by Bovik et al. with a threshold of 0.40 on input images improved the test accuracy of the average fusion model on the video dataset to 86.36% by removing the low quality input images before it reaches the CNN. The thesis concludes that the recommended solution for the classification is composed of data augmentation and fusion of networks, while for application of trained models on videos, an image quality metric would aid in performance increase with a trade-off in loss of input data. I dedicate my thesis to my family
TARGET-SITUATION-BASED ENGLISH COURSE DESIGN: DIRECT TRANSFER FROM CLASSROOM TO ACCOUNTING WORKPLACE

Due to an increasing demand for Thai accountants with English language communicative abilities, this paper proposes a framework for designing an English for Specific Purposes (ESP) course within a tertiary level accounting curriculum. It is primarily aimed at facilitating the teaching-learning process in discipline-specific English courses in the hope of preparing Thai accounting students to become linguistically competent accounting professionals in their future workplaces. To achieve this goal, the primary intention of this paper is to present an “English for Accounting Workplace” course design in order to highlight the theoretical and practical aspects of conducting a target situation analysis (TSA) under the umbrella of a needs analysis. This highlights the initial stages of devising a target-situation-based course with workplace genres (i.e. spoken and written genres) gathered from real-world target situations; these will be considered the major components of the course design. Overall, it is envisaged that the insightful input presented in this paper will allow accounting curriculum administrators and ESP practitioners to improve the theoretical aspects and comprehensive views relating to procedures, pedagogical issues and course development in devising a target-situations-based English for the accounting workplace course.
Systematic Treatment Selection: Toward Targeted Therapeutic Interventions

Give us 5 minutes and we will show you the best book to read today. This is it, the systemic treatment selection toward targeted therapeutic interventions that will be your best choice for better reading book. Your five times will not spend wasted by reading this website. You can take the book as a source to make better concept. Referring the books that can be situated with your needs is sometime difficult. But here, this is so easy. You can find the best thing of book that you can read.
Intersection of Religion and Subjective Well-Being

This chapter reviews the body of research investigating the effect of religion and religiosity on subjective well-being (SWB). First, we provide a broad overview of the relation between religiosity and SWB, with specific attention to cultural factors and circumstances that moderate this effect. Then, we review the research on four specific process variables that have been considered in the past as mediating the relation between religiosity and well-being. Meaning in life, coping, social support, and emotion regulation are considered in examining whether these variables can account for, and explain away, the effect of religiosity on SWB.
Prevalence of epilepsy in Hawler city; a household survey

Background and objectives: Epilepsy is a common neurological disorder and in spite of that, its prevalence was not studied in Hawler city before. The objective of this study is to know the prevalence of epilepsy in Hawler city. Methods: A house hold survey was carried out in Hawler city, Iraq 4623 persons selected as clustered random sample of the city population during period of April 2007 to June 2008. Results: Out of the 4623 persons studied, only 45 patients (23 female and 22 male) were found to be epileptic, with a life time prevalence of 9.7/1000 population. The commonest age group affected was childhood age (1st and 2nd decade). This study showed that partial epilepsy was more common than generalized epilepsy. There is no marked difference between genders in the disease pattern (51.1% were females, 48.9% were males). Conclusion: Epilepsy is a common disorder in Hawler city. There was no significant difference between genders in the disease pattern. In our locality children were more affected with epilepsy than other age groups.
Comparison of groundwater quality chemograph between observation and production wells in Zarghan plain, south of Iran

Chemograph is one of the most tools for evaluating the variation of water or ground-water quality such as electrical conductivity (Ec) and cholera (Cl) in water resources studies. Fars province is located in the southern part of Iran, and Zarghan plain is located 25 km north of Shiraz (central portion of Fars province) with semiarid climate. This plain is discharged by many wells mostly for agricultural use. The quality and quantitative changes of Zargan’s aquifer is monitored by measuring the fluctuation of water level in observation wells and taking water sample from production wells. The chemical water sampling network is unreliable because taking sample from production wells is not so easy to done and annually there are lack of data in chemograph analysing. Therefore, in this research the possibility of using observation wells network instead of using production wells network was don by measuring the values of Ec and Cl from February 2006 to January 2007 in six production wells and six observation wells. The results indicated that the difference between Ec and Cl in production and observation wells were equal to 12.7 and 13.7 percent, respectively. Therefore, the production wells can be replaced with observation wells in Zarghan plain. Key-Words: Chemograph, Electrical conductivity, Cholera, Production well, Observation well, Zarghan
Consumer satisfaction on quantity and quality of water supply: a study in Matara, Southern Sri Lanka

The aim of every water supply scheme (WSS) is to meet the demand qualitatively and quantitatively. Although quality can be maintained with appropriate operation and maintenance strategies, supplying increasing demand in terms of quantity is a problem, because large-scale investments are sought for water supply utilities. However, satisfaction of consumer cannot be neglected under these circumstances. Hence the objective of the current study is to examine the influence of the level of service supplied, water quality variations and the geographical location of consumers on their perceptions on service delivery, satisfaction and risk perception. The study was limited to Matara WSS, Southern Sri Lanka. Results of the logistic regression analysis show that the area of residence is the most influential parameter on the taste satisfaction and risk perception. Satisfaction on safety, odour and clarity is more than 95% of the respondents. However, satisfaction on the service delivery is poor and perceived pressure has a major impact on the satisfaction on service delivery and consumption, hence indicating that perceived pressure has a close relationship with the discharge. Further, the study confirms that socio-economic parameters are influential on the risk perception and satisfaction of the consumers. It can be concluded that proper management of available water quantity will increase the level of satisfaction in terms of service delivery.
Serum NAD(P)H fluorescence vs. serum proteome calorimetry for IgM multiple myeloma discrimination

Correspondence: Sashka Krumova Institute of Biophysics and Biomedical Engineering, Bulgarian Academy of Sciences, Acad. G. Bonchev Str. , bl. 21, 1113 Sofia, Bulgaria. Tel: +3592 979 26 08, Fax: +359 2 8723787 e-mail: sakrumo@gmail.com ABSTRACT Multiple myeloma (MM) is hematological disease with increasing incidence. Due to the development of novel tools for diagnosis and monitoring of the effect of treatment there is a significant improvement in patients’ survival but there is still no cure and the nature of the disease remains elusive. Our previous works have demonstrated the potential of differential scanning calorimetry (DSC) to classify the different MM types into specific calorimetric groups and to distinguish them from healthy controls. Here we elaborate on another biophysical technique based on the fluorescent properties of NAD(P)H claimed to be useful for metabolism dysfunction detection in cancer sera. A group of patients diagnosed with MM with secretion of immunoglobulin M (IgM) paraprotein that are well characterized on basic clinical criteria was studied. Our data reveal that about half of the studied population could be distinguished on the basis of NAD(P)H fluorescence and demonstrate that the ability of NAD(P)H fluorescence approach to detect the malignant state is far lower than that of DSC.