Miracle-dz/UniFAR-FTUs huggingface dataset:
A COMPARISON OF PROPERTY/CASUALTY INSURANCE FINANCIAL PRICING MODELS

A number of property/casualty insurance pricing models that attempt to integrate underwriting and investment performance considerations have been proposed, developed, and/or applied. Generally, empirical tests of these models have involved examining how well the models fit historical data at an industry level. This paper demonstrates how to apply a variety of property/casualty insurance financial pricing techniques to a single hypothetical, but representative, company. Both company and economic parameters are varied in order to examine the sensitivity of indicated underwriting profit margins from these techniques to different company situations and economic environments, and to highlight the differences between the techniques at a practical level. This paper
Nutritional Properties, Antioxidant and Enzyme Inhibitory Activities of Bread Sweetened with Date Fruit

The study investigated the potentials of date fruit as sweetening agent in bread and determined micronutrient composition, antioxidant properties and inhibition of diabetic related enzymes such as the alpha amylase and glucosidase. The fibre and ash contents of the samples increased with the addition of date fruit. The phosphorous, calcium, potassium, iron and magnesium contents of the bread sweetened with date fruit pulp were higher when compared to the bread samples that contained granulated sugar. Bread samples that contained date fruit exhibited greater DPPH radical scavenging activities, metal chelating activities, FRAP and possessed higher inhibition against α-amylase and glucosidase when compared with bead that contained granulated sugar. The results also showed greater antioxidant and enzyme inhibitory activities in the bread sweetened with dry date fruits that the wet date fruits. The sensory results showed that bread sweetened with granulated sugar and the date fruits were not significantly different from one another. The overall results showed date fruit has dual potentials in bread, as sweetener and as ingredient in enhancing nutritional qualities of bread.
The Gum Arabic

Gum arabic (GA) of the Marocco is a branched-chain, complex polysaccharide, either neutral or slightly acidic, found as a mixed calcium, magnesium and potassium salt of a polysaccharide acid. The backbone is composed of 1,3-linked β Dgalactopyranosyl units. The side chains are composed of two to five 1,3linked bDgalactopyranosyl units, joined to the main chain by 1, 6linkages. Gum acacia (GA) is used in pharmaceutical, cosmetic and food industries as an emulsifier and stabilizer, and in some countries in the traditional treatment of patients with chronic kidney disease (CKD). Different brands of GA are commercially available, but their comparative efficacy against adenine-induced CKD is unknown. The purpose of this study is to determine the écologic characteristics who assured the Acacia gum in the area of Morocco, its development and reproduction in an arid environment, as in our area.
The effects of probiotics on the performance, egg quality and blood parameters of laying hens: A meta-analysis

1 University of Brawijaya, Faculty of Animal Science, Department of Nutrition and Feed Technology, Malang 65145, Indonesia IPB University, Faculty of Animal Science, 2 Animal Feed and Nutrition Modelling (AFENUE) Research Group, 3 Department of Nutrition and Feed Technology, Graduate School, 4 Department of Nutrition and Feed Technology, Bogor, West Java, 16680, Indonesia 5 Sebelas Maret University, Surakarta 57126, Indonesia
Leadership Styles in Health Crisis among NonGovernmental Hospital in Gaza Strip a Case Study: Al-Quds Hospital in Palestinian Red Crescent Society

ملخص: في العقد الماضي ، عانى سكان قطاع غزة والقطاع الصحي بشكل خاص من سنوات صعبة ، حيث يواجهون العديد من الأزمات ، حيث أنهكت أزمة تلو الأخرى قطاع غزة. هذه الأزمات تقلق القطاع الصحي وتهدد بلا شك نظام الخدمات الصحية. لذلك ، من الضروري الاستعداد جيدا للتعامل معهم ويجب أن يكون هناك قادة جيدون في المستشفيات. يمكن للقادة الفعالين إدارة الأزمة الصحية والاستجابة الجيدة لأي أزمة تحيط بهم واستخلاص الدروس من الأزمة السابقة. هدف الدراسة: الهدف من هذه الدراسة هو فهم الأساليب القيادية في إدارة الأزمات الصحية بين مقدمي الرعاية الصحية في مستشفى القدس في قطاع غزة. المنهجية: تم تطبيق التصميم الوصفي التحليلي المقطعي. كان المنهج الكمي مناسبا لهذه الدراسة واستخدم الباحث عينة تعداد شملت جميع مقدمي الرعاية الصحية. اعتمدت الباحثة الاستبانة كأداة في هذه الدراسة. يتكون مجتمع الدراسة من جميع مقدمي الرعاية الصحية العاملين في المناطق الحرجة (قسم الطوارئ ، غرفة العمليات ، ووحدة العناية المركزة) ويستوفون معايير الأهلية في مستشفى القدس. بلغ إجمالي عدد مقدمي الرعاية الصحية 87 ، استجاب 82 منهم. اختارت الباحثة 30 من المشاركين من المجموعة المستهدفة للدراسة لإجراء الدراسة التجريبية. النتيجة: توجد فروق ذات دلالة إحصائية بين أسلوب القيادة الكاريزمية والتوصيف الوظيفي لصالح الممرضات ، وفروق ذات دلالة إحصائية في القيادة التحويلية لقسم الطوارئ مقارنة بوحدة العناية المركزة ووحدة العناية المركزة مقارنة بغرفة العمليات ، والقيادة الكاريزمية بالنتائج. بينت أن هناك فرقا معنويا بين درجة الدبلومة والبكالوريوس. ووجدت الباحثة أن أساليب القيادة الجذابة والتحويلية تكون فعالة خلال الأزمة الصحية في المستشفيات. وفقا لتصورات المشاركين وفقا لإجاباتهم حول المجالات الإجمالية ؛ أظهرت النتائج أن المتوسط ​​المرجح لجميع المجالات كان 73.73٪ ، وهذا يعني أن المشاركين يقبلون الدرجة الكلية للحقل وكانت ذات دلالة إحصائية في جميع المجالات. أظهرت نتيجة الدراسة أن المجال الأعلى هو "القيادة الكاريزمية" ، تليها "القيادة المعاملاتية". خلاف ذلك ، فإن أدنى مستوى هو القيادة التحويلية. توصية: يجب التعاون بين وزارة الصحة والمستشفيات غير الحكومية أثناء الأزمة. يجب على مديري المستشفيات التعاون مع المنظمات غير الحكومية للقيام
Organic Field‐Effect Transistors: A 3D Kinetic Monte Carlo Simulation of the Current Characteristics in Micrometer‐Sized Devices

The electrical properties of organic field‐effect transistors (OFETs) are usually characterized by applying models initially developed for inorganic‐based devices, which often implies the use of approximations that might be inappropriate for organic semiconductors. These approximations have brought limitations to the understanding of the device physics associated with organic materials. A strategy to overcome this issue is to establish straightforward connections between the macroscopic current characteristics and microscopic charge transport in OFETs. Here, a 3D kinetic Monte Carlo model is developed that goes beyond both the conventional assumption of zero channel thickness and the gradual channel approximation to simulate carrier transport and current. Using parallel computing and a new algorithm that significantly improves the evaluation of electric potential within the device, this methodology allows the simulation of micrometer‐sized OFETs. The current characteristics of representative OFET devices are well reproduced, which provides insight into the validity of the gradual channel approximation in the case of OFETs, the impact of the channel thickness, and the nature of microscopic charge transport.
Parents’ Social Uses of Mobile Phones in Public Places: The Case of Eateries in Two National Contexts

Given the growing salience of mobile phones that impact various aspects of family life, this study examines how parents use mobile phones in public places and whether the typology of structural and relational media uses applies to these circumstances. This topic is explored through the case of eateries, selected for their popularity among families with young children. Adopting an ethnographic approach, we conducted unobtrusive observations of 125 families with young children 2 to 6 years of age in two national contexts: the United States and Israel. Our findings demonstrate that mobile phones were used by parents above and beyond their basic communicative functions. We identified six such uses: Structural uses include the digital “playpen,” “bottle,” and “pacifier”; whereas relational uses include the digital “bubble,” “bond,” and “stage. ” In contrast to the earlier typology, however, we found that, given the unique affordances of the mobile phone, the distinction between structural and relational uses is more blurred.
Effect of Market Share and Firm Size on Efficiency and its Implications to Profitability of Sharia Insurance in Indonesia

Since Indonesia as a developing country which consists of 87.2% of Muslim citizens, sharia insurance plays an important role. However, this presence of sharia insurance does not show significant growth compared to Malaysia. This study aims to determine whether efficiency may serve as an intermediary variable in linking market share and company size to the profitability of Islamic insurance in Indonesia. It employs secondary data to collect data by involving 11 sharia insurance companies with four years ranging from the year 2014 to 2017. The collected data were analyzed through Path analysis and Sobel test with the DEA VRS as an indicator of efficiency. In analyzing the collected data, the Path equation has passed the classic assumption test. The findings reveal that the market share and company size have respectively significant positive and negative influences on efficiency. It indicates that market share is a variable that shows a significant positive effect on profitability compared to the other two variables, whereas the results of Sobel tests show that efficiency cannot serve as an intermediary in this research model.
Spanish politicians in Twitter: A linguistic analysis of their written discourse

In Spain, politics is often seen as a profession rather than a service, and thus political discourse should be considered a specialized genre subjected to specific rules and convention. In the 2010s, a new tendency to campaign in politics was the use of social networks, allowing the publication of messages in a virtual environment and the possibility of interacting with other users, Twitter being a popular network. The purpose of this research is to analyze a corpus of 630 tweets published by four Spanish political leaders in their personal Twitter accounts, and consequently to describe their communication style in this social network with the hypothesis that their political views and interests influence their messages. In order to achieve our aim, this research focused on the analysis of written text, emoji, multimedia affordances, and hashtags, and how these elements influenced the politicians’ communication style when dealing with some relevant topics at the time this study was carried out.
Fertility status of soils under selected land use types in Orlu, Imo State, Southeastern Nigeria

The study evaluated the fertility status of some land use types in Orlu area of Imo State using elemental ratio. Soil samples were collected from three land use types namely; plantain plantation, oil palm plantation and cassava. A total of 18 samples were collected. Six soil samples were randomly collected from each land use at depths of 0 - 15 cm and 15 - 30 cm. Routine analyses were conducted and Ca/Mg and K/Mg were used to determine the fertility status of the soils. The result of physical properties indicated that mean sand content of the soils ranged from 820.1 - 910.1 g/kg. The mean silt content of the soils ranged from 13.3 – 56.7 g/kg while the clay content ranged from 76.5 – 136.5 mg/kg. Bulk density was highest under oil palm (1.43 g/cm3) and lowest under cassava (1.10 g/cm3). The results of the chemical properties showed that mean pH varied from 5.0 – 5.7. Soil organic carbon was highest under plantain (16.9 g/kg) and lowest under oil palm (9.3 g/kg). Ca/Mg ratio was highest under plantain (1.78) and lowest under cassava (1.20). The K/Mg was highest under oil palm (0.14) and lowest under plantain (0.02). Ca/Mg ratio of the soils indicates possible Ca deficiency and phosphorus inhibition. The K/Mg ratio of the soils shows non inhibition of the uptake of magnesium Ca/Mg ratio varied highly under plantain and cassava but had medium variation under palm oil. There was significant negative relationship between K/Mg and Mg, ECEC, Ca, base saturation (BS) and available phosphorus (-0.85, -0.85, - 0.86, -0.77, and -0.47) respectively. Key words; Elemental ratio, soil fertility, land use, Imo state, southeastern Nigeria
Effect of growth regulators on yield of oyster mushroom (Pleurotus sajor-caju)

In the present investigation attempts were made to study the effect of various growth regulators to find out most effective dose of the growth regulator for increasing the yield, mycelial growth and biomass production of oyster mushroom (Pleurotus sajor-caju). The investigation was undertaken during JulyOctober, 2019 at the Plant Pathology Section of College of Agriculture, Kolhapur. Results of the investigation overtly indicated that the growth regulators tried at different concentrations in the present investigation, aiming at promoting yield of oyster mushroom (Pleurotus sajor-caju), exhibited significantly varied response to yield of mushroom and biological efficiency. However, amongst the various growth regulators used in the present investigation, spraying of gibberellic acid (GA) 10 ppm significantly demonstrated its efficacy over other treatments increasing total yield of mushrooms (856.81 g) and biological efficiency (85.68%).
PROFILE OF SUCCESSFUL XXI CENTURY LEADERS – A QUALITATIVE APPROACH

The constant change in the business environment imposes redefinition of organizational roles, restructuring of organizational models, changes in the way the organizations function, and different perspectives for leadership. The various leadership theories, considered over time, clearly show how leadership focus has shifted: from narrowly described processes and imposition of sanctions for discrepancies between set and fulfilled, to the perception of the leader as a mentor and a role model who helps employees to develop and succeed. Leadership, as a social phenomenon, unites people around a common goal. The leader empowers and motivate the followers to create added value for the company. Comments about leadership decline are increasingly common nowadays. This is probably one of the reasons the interest in the topic has increased. Leadership has different dimensions and could be discussed from multiple research perspectives. Leadership could be considered through the prism of the leader's functions; the factors on which it depends; the results of leadership, etc. New technologies, IoT, digital transformation and transition to industry 4.0 inevitably affect the way leaders behave. Scholars and practitioners continue to improve the models that would facilitate leaders in their efforts to be effective. There has been a growing interest in qualitative methodology for leadership research. Qualitative approaches allow for more in-depth discussion, conscious understanding of the interviewee's answers, discovering new ideas and phenomena. Based on qualitative survey a model for the effective leader in the XXI century has been elaborated. The center of the model has been built by trust. Trust is found to be essential for leadership. The respondents shared various leadership competences that relates to trust (peace of mind and charisma; strategic orientation; personal commitment; environment of trust; empowerment; delegation of tasks; acts as a mediator, etc.). The other answers were grouped in four broad categories. The first one represents the team spirit. The key competences include communicativeness, ability to listen actively, motivational skills, etc. Business results are in the focus of the next group of competences. The third group is composed of competencies that describe the ability of the leader to support ideas and initiatives. The fourth group of competences is about personal example, which includes behavioral characteristics based on values. The results could serve as a reference point in elaboration of strategies for human resources development, in supporting programs aimed at building specific management skills, as well as in defining corporate models for entrepreneurship.
TWO NOVEL CLUSTERS OF NOCARDIOPSIS RECOVERED FROM HALOALKALINE ENVIRONMENT: POTENTIAL RESOURCE OF MULTI-ADVANTAGEOUS LIPASES

Wadi El Natrun district in the northwest of Cairo, Egypt, represents a highly stable unique ecology containing dual stress of salinity and alkalinity. Bioprospecting lipase producers in such an environment helps in finding enzymes of novel properties. Seven Nocardiopsis strains were recovered from Wadi El Natrun region, and their distribution within the phylogeny of the genus showed a particular pattern of two clusters descending from two evolutionary lineages. All strains produced highly alkaline lipase (optimum pH: 9- 11) in different amounts. The principal features of lipases from all strains, not only from the most potent one, were realized in a comparative profile to prospect more of their possible advantages in industrial biocatalysis. Most of the lipases were thermophilic; the optimum temperature was 50-55°C in lipases from five isolates. Activation energy of all lipases varied considerably between 5.52 and 13.58 Kcal/mole. WN4L lipase exhibited the highest thermal stability (half-life time=99 min at 70°C). Interestingly, different lipases exhibited good stabilities in water-immiscible organic solvents which highlighted their suitability in the two-partitioning system applications. A general prospect about characteristic features of Wadi El Natrun lipases was realized; they share the multi-advantages of high alkalophilicity, tendency to be thermophilic, and readiness to work in acetone and water-immiscible solvents. Considering the extensive variation, each lipase appeared of a unique profile that enables to choose the most compatible one according to the specific circumstances of the interested industrial process. Moreover, a cocktail enzyme preparation of such lipases could be used as a multi-task lipase formula.
The Possibility of Selective Skin Lesion Classification in Convolutional Neural Networks

Selective classification of skin lesion images and uncertainty estimation is examined to increase the adoption of convolutional neural networks(CNNs) in automated skin cancer diagnostic systems. Research on the application of deep learning models to skin cancer diagnosis has shown success as models outperform medical experts [1]. However, concerns on uncertainty in classifiers and difficulty in approximating uncertainty has caused limited adoption of CNNs in Computer-aided diagnostic systems (CADs) in health care. This research propose selective classification to increase confidence in CNN models for skin cancer diagnosis. The methodology is based on SoftMax response(SR), MC dropout and risk-coverage performance evaluation metric. Risk-coverage curves gives physicians and dermatologist information about the expected rate of misclassification by a model. This enable them to measure the reliability of the classifier’s predictions and inform their decision during skin cancer diagnosis. MC dropout uncertainty estimate was shown to increase accuracy for Melanoma detection by 1.48%. The proposed selective classifier achieved increase melanoma detection. The sensitivity of melanoma increased by 9.91% and 9.73% after selective classification at a coverage of 0.7. This study showed that selective classification and uncertainty estimation can be combined to promote adoption of CNNs in CADs for skin lesions classification.
Determinants of Regional Economic Growth in Kenya

This research empirically explores the determinants of Kenya’s regional economic growth in the 47 counties over the period 2014 to 2017. Though economic policies aimed at enhancing regional growth were implemented, the economic performance has not been satisfactory hence the study seeks to find out what determines economic performance at the sub-national level. This research is based on the reduced Solow-Swan growth theoretical framework. The analysis techniques that were used in this study were descriptive and inferential statistics. All target variables except economic growth and electricity infrastructure were found to be stationary when LLC test for panel unit root was applied. Once cointegration was established using Kao test, the long-run and error correction estimates of the ARDL regression were attained after subjecting the model to diagnostic tests. This study has identified public investment, government consumption, electricity infrastructure, quality of governance, and institutions as the main determinants of regional growth in the long-run. On the other hand, the outcome from the short-run regression equation has identified human capital and budget utilization as the key sources of growth. This implies in order to effectively boost economic growth in counties, policies and resources should be directed at looking into the key factors which influence public investment, electricity infrastructure, and government consumption. This accelerates overall regional growth performance in the short-term and expands capital buildup in the long-run. Key words: Regional economic growth, growth determinants, counties, Kenya.
A High Expression of AZIN1 but not AZIN2 is involved in the progression of Breast Cancer

Dormancy of breast cancer after removing the primary tumor is unpredictable, and depends on both the features of the malignant epithelial cells and on the immunological response of the host. In this study we investigated the role of antizyme inhibitors AZIN1 and AZIN2, important regulators of ornithine decarboxylase, in the biological behaviour of breast cancer. Ornithine decarboxylase is the rate-limiting enzyme to produce polyamines from ornithine, crucial for cell proliferation and tumor induction and spread. In the tumor stroma polyamines attenuate the immunological response of the micro environment towards malignant cells. We used 137 paraffin fixed samples of primary breast cancer and their corresponding recurrent lesions to evaluate the expression of AZIN1 and AZIN2 at protein level. AZIN1 was expressed at a significantly higher level in recurrences than in the corresponding primary tumors. Moreover, we found a high expression of AZIN1 in tumor cells and in the epithelium of benign glands in the samples of primary tumors to predict an early progression of breast cancer. A high expression of AZIN1 in primary tumors correlated with HER2 gene amplification and progesteron receptor positivity. AZIN2, likely to be involved in cell secretion, did not correlate with the biological behaviour of the tumor.
The effect of the GDPR on EU imports of data-intensive goods

This paper studies the effect of the General Data Protection Regulation on imports of dataintensive goods by the European Union. We measure the data intensity of products by their direct and indirect exposure to the GDPR. We use monthly data on nearly all products imported into the EU and the US, between January 2014 and December 2020. We perform a differencein-difference and a triple difference analysis, while controlling for world demand. This design eliminates almost all possible confounders. We argue that our results can only be affected by shocks that influenced data-intensive relative to non-data-intensive imports by the EU and the US differently. We perform our analysis on the aggregate level and per exporter group. We typically do not find a significant change in the difference between data-intensive and non-dataintensive imports in the EU compared to the US. This indicates that the GDPR does not serve as a non-tariff import barrier.
Prediction of success of induction of labour: Bishop’s score versus transvaginal sonographic parameters

Induction of labour is a process by which vaginal delivery is anticipated by artificial means so as to mimic the normal labour events before the woman goes in to spontaneous onset of labour. It is necessary in 20% of pregnancies for termination of pregnancy at appropriate time to save life of mother or fetus and at times both. The success of induction of labour depends mainly on the status of cervix at the time of labour induction. It is essential to predict the success of vaginal delivery before contemplating on induction so as to counsel women regarding the progress and the failure or success of vaginal delivery.