Miracle-dz/UniFAR-FTUs huggingface dataset:
Acceptance of Electronic Banking among University Students in Pakistan: An Application of Technology Acceptance Model (TAM)

Electronic banking has become an essential element for the banking sector's success around the globe and attained the attention of recent studies and regulators. Thus, the present study examines the impact of technology adoption elements such as perceived ease to use, perceived usefulness, security, and privacy and perceived behavioral control on the intention to use of electronic banking among university students in Pakistan. This study also examines the mediating role of government support among the perceived ease to use, perceived usefulness, security and privacy, perceived behavioral control and intention to use of electronic banking among university students in Pakistan. The data have been gathered with the help of questionnaires from private university students in Punjab, Pakistan. The present study has adopted the smart-PLS to analyze the nexus among the constructs. The results have revealed that perceived ease to use, perceived usefulness, and perceived behavioral control have significant and positive relationships with the intention to use of electronic banking in Pakistan. The findings also indicated that government support significantly and positively mediates among the relations of perceived ease to use, perceived usefulness, security and privacy, perceived behavioral control and intention to use of electronic banking among university students in Pakistan. These outcomes provide the guidelines to the banking regulatory authorities while developing the policies related to the use of electronic banking.
Evidence for hydrogen-related defects during NBTl stress in p-MOSFETs

This work gives an insight into the degradation mechanisms during a negative bias instability stress on ultrathin oxides (t/sub ox/=20 /spl Aring/). The generation of interface traps and oxide defects is shown to impact parameters such as the threshold voltage. Their generation is linked to the release of hydrogen species at the interface according to the hydrogen release model. Only hot holes can be trapped by the anode hole injection phenomenon.
Analyzing metallurgical interaction during arc surfacing of barrier layers on titanium to prevent the formation of intermetallics in titanium-steel compounds

This paper considers a possibility to obtain high-quality butt junctions of bimetallic sheets from steel clad with a layer of titanium, with the use of barrier layers. The task that was tackled related to preventing the formation of Ti-Fe intermetallic phases (IMPs) between the steel and titanium layer. The barrier layers (height ~0.5 mm) of vanadium and copper alloys were surfaced by arc techniques while minimizing the level of thermal influence on the base metal. To this end, plasma surfacing with a current-driving wire and pulsed MAG surfacing were used. The obtained samples were examined by methods of metallography, X-ray spectral microanalysis, durometric analysis. It has been established that when a layer of vanadium is plated on the surface of titanium, a defect-free structure of variable composition (53.87–65.67) wt % Ti with (33.93–45.54) wt % V is formed without IMPs. The subsequent surfacing of steel on a layer of vanadium leads to the formation of eutectics (hardness up to 5,523 MPa) in the fusion zone, as well as to the evolution of cracks. To prevent the formation of IMPs, a layer of bronze CuBe2 was deposited on the surface of vanadium. The formed layer contributed to the formation of a grid of hot cracks. In the titanium-vanadium-copper transition zones (0.1–0.2 mm wide), a fragile phase was observed. To eliminate this drawback, the bronze CuBe2 was replaced with bronze CuSi3Mn1; a defect-free junction was obtained. When using a barrier layer with CuSi3Mn1, a defect-free junction was obtained (10–30 % Ti; 18–50 % Fe; 5–25 % Cu). The study reported here makes it possible to recommend CuSi3Mn1 as a barrier layer for welding bimetallic sheets "steel-titanium". One of the applications of the research results could be welding of longitudinally welded pipes of main oil and gas pipelines formed from bimetallic sheets of steel clad with titanium.
Validity and Asymmetry of Okun’s Law: Evidence from Asian Economies

This study investigates the validity and asymmetry of output-unemployment relationship for three groups: high income, upper middle income and lower middle income Asian Economies over the period of 1980-2018. This study investigates whether the behavior of labor markets is rigid or flexible in these economies over the sample period. By using the Hodrick and Prescott filter, the study finds a statistically significant relationship between cyclical output and cyclical unemployment; hence provides the evidence of the existence of Okun’s Law with more sensitive results for the lower middle economies as compared to other groups of countries. The study also discovers the evidence of asymmetric relationship of output-unemployment during the recessionary and expansionary period of economic growth. Although the value of coefficient varies due to asymmetry but the variation is found to be small across the three groups of the countries. The study concludes that sample economies have rigid labor markets indicating the persistence of structural unemployment.
Financial loss due to foot and mouth disease outbreak in cattle in some affected areas of Bangladesh

Foot and mouth disease (FMD) is a severe and highly contagious disease that causes immense financial losses due to mortality, reduced milk production, treatment cost of affected cattle, weight loss of fattening cattle and manpower loss for taking care of affected cattle, which occurs in Bangladesh almost every year. Outbreak of this disease causes financial loss to the farmers as well as the national economy of Bangladesh. Therefore, an attempt was made to assess the morbidity and mortality by FMD and to estimate financial loss incurred therein. For this study, data were collected from 850 affected households of Dhaka, Rajshahi, Rangpur, Khulna and Chattogram divisions of Bangladesh during July 2017 to June 2018 using a pre-tested interview schedule responding to the study objectives. In total, there were 4857 crossbred and 2138 native cattle in the affected household. The study revealed that the overall morbidity and mortality rates were 55.43% and 5.15%, respectively in crossbred cattle and 77.83% and 12.39%, respectively in native cattle and it differed significantly (p<0.01) with areas and category of cattle. Infection period for an FMD affected crossbred cattle were an average of 18.46±0.27 days and for native cattle were an average of 19.56±0.40 days. The total financial loss due to the FMD outbreak was calculated as Taka 53172067 (Tk. 53.17 million or US$ 0.63 million) for 850 affected households. The percentage of loss incurred was the highest for the death of affected cattle (63.47%) followed by veterinary cost (10.71%), weight loss of fattening cattle (10.68%), reduction in milk yield (9.17%) and manpower loss for taking care of affected cattle (5.98%). Based on this calculation the projected financial loss due to the FMD outbreak would be Taka 18856.96 crore (Tk. 188.57 billion or US$ 2.22 billion) per year in Bangladesh. Bang. J. Livs. Res. Vol. 27 (1&2), 2020: P. 82-94
Evolution of Public Debt in Albania during 1990-2017 and its impact on the Economic Growth

Public debt is one of the most important macroeconomic indicators due to its impact on the economy of each country. Literature suggests that the effect varies in each country depending on the level of economic development and situation. Public debt will have a direct impact on a country's economic growth, but there are contrasting opinions amongst economists regarding the use of public debt, particularly in situations of distress and in developing countries. Albania is a country that would be in need of a decrease of the debt/GDP ratio. This can be done through a stimulation of the economy rather than a decrease of the public debt. The empirical analysis shows that the increase on real public debt can negatively influence the GDP, yet, we do not observe a specific level above which the effects worsened. Instead, we notie that whenever the public debt was increasing, the cost of debt would sometimes decrease because the governments substitutes the debt borrowed from second tier banks with debt borrowed from the IMF.
ICT Education and Requirements for ICT Graduates in the Czech Republic 1

This paper provides an analysis of university graduates at ICT specialist market in the Czech Republic. It focuses on universities effective in the ICT education area and compares their study programs (203 programs) with requirements of businesses (1002 businesses). It describes typical “product” of Czech education process in the area of ICT skills. General conclusions show that majority of graduate bachelors (at about 85%) in the Czech Republic do not have knowledge profile to enter business as qualified employees without expensive additional training. At master level the same applies for at about 40% of graduates.
Getting the best GRIP on blood pressure control: Investigating a cost-effective isometric handgrip alternative

Objectives The World Health Organization emphasises the need for cost-effective alternative methods to lower blood pressure (BP). Endorsed nationally in HTN guidelines, isometric handgrip (IHG) training is an alternative method of BP control. The purpose of this study was to compare the BP, heart rate (HR) and rates of perceived exertion (RPE) responses between a bout of IHG training performed using the traditional computerized device and a more affordable, inflatable stress ball. Methods Twenty healthy adults performed one bout (4, 2-min isometric contractions, with 1-min rests between each contraction at 30% maximal voluntary contraction) of IHG training using the traditional computerized device, and one bout with the inflatable stress ball. BP, HR, and RPE were recorded. Results No statistically significant differences between devices were observed with HR, BP, and RPE (p < 0.05). However, average RPE for both devices ranged between 5 and 6 indicating that participants were rating 30% of their MVC, consistent with previous work. Discussion The similar cardiovascular and psychophysical responses provide support for the potential use of this low individual- and provider-burden, cost-efficient IHG device, and lay the foundation for a future training study to test the hypothesis of benefit.
PENGARUH PRODUCT ATTRIBUTES, BRAND NAME, PRODUCT PRICE, DAN SOCIAL INFLUENCE TERHADAP PURCHASE INTENTION ANDROID SMARTPHONE DI SURABAYA.

Penelitian ini bertujuan untuk menguji pengaruh product attributes, brand name, product price, dan social influence terhadap purchase intention Android smartphone di Surabaya. Penelitian ini menggunakan pendekatan kuantitatif dengan menggunakan metode Structural Equation Modeling (SEM) dengan software LISREL 8.7, Sampel dari penelitian ini dipilih menggunakan teknik non probability sampling, dan convenience sampling, karakteristik populasi yang dituju adalah pria dan wanita yang berdomisili di Surabaya dengan pendidikan minimal SMA, yang membeli dan menggunakan Android smartphone minimal dalam 3 bulan terakhir. Jumlah sampel yang digunakan dalam penelitian ini sebanyak 125 sampel. Hasil penelitian ini menunjukkan bahwa (1) product attributes berpengaruh positif signifikan terhadap purchase intention Android smartphone di Surabaya. (2) Brand name berpengaruh positif signifikan terhadap purchase intention Android smartphone di Surabaya. (3) Product price tidak berpengaruh terhadap purchase intention Android smartphone di Surabaya. (4) Social influence berpengaruh positif signifikan terhadap purchase intention Android smartphone di Surabaya.
Microwave filters with improved spurious performance based on sandwiched conductor dielectric resonators

Microwave filters based on a novel resonator comprised of a sandwiched conductor dielectric resonator (SCDR) loaded in a cylindrical cavity are analyzed. The SCDR is a compact resonator which exhibits good spurious performance. The resonant frequencies of the various modes are analyzed, and mode charts, unloaded Q and slot coupling graphs are presented. S-parameters are computed using the FDTD method for a 4-pole elliptic function SCDR filter and compared with measured results. The measured results on spurious performance of the 4-pole filter shows a large improvement over conventional DR filters. The measured results agree closely with predicted values obtained using FDTD.
PENGARUH SENIORITAS DAN LOYALITAS TERHADAP PROMOSI JABATAN (Studi pada Karyawan Departemen Kebijakan Ekonomi dan Moneter Bank Indonesia Jakarta)

This research motivated by seniority and loyalty towards job promotion. The aim of this research to explain the simultaneous and partial between variables seniority employees, variables loyalty employee, and variables job promotion as for the need to establish a better quality. This kind of research used a quantitative approach to the source of the data that is primary and secondary data. The total sample used as many as 65 employees in the Department of Ekonomic and Monetary Policy of Bank Indonesian Jakarta by applying technique the sample using saturated sample. The hypothesis based on the results there is influence of simultaneous between variables seniority employee and loyalty employee towards job promotion with value F count > F table (11,093 > 4,98) and probability (0,000) t table (2,836 > 1,998) and probability (0,006) t table (2,203 > 1,998) and probability (0,031) F tabel (11,093 > 4,98) dan probabilitas (0,000) t tabel (2,836 > 1,998) dan probabilitas (0,006) t tabel (2,203 > 1,998) dan probabilitas (0,031) < level of significance (a­­=5%). Kata kunci : senioritas, senioritas karyawan, loyalitas, loyalitas karyawan, promosi jabatan.
Web Accessibility of the Top Research-Intensive Universities in the UK

Although the web accessibility of universities around the world is well documented, much remains unknown about this aspect of higher education institutions in the UK. Using three automated web accessibility tools (TAW, WAVE and EIII Page Checker), this study explores the accessibility of the homepages of 66 research-intensive universities with respect to the WCAG 2.0 checkpoints. The results show that the most common checkpoint violations involve the provision of text alternatives for non-text content, contrast errors and the need to increase the computability of webpages with future technologies and tools. The results show that there are variations between UK universities, and there is some evidence of consistent compliance amongst the university homepages. However, when evaluated against results from similar studies of web accessibility in other countries, these web pages perform well. Overall, this study adds to the body of knowledge on web accessibility in higher education in the UK.
Changes in snowmelt runoff timing in the contiguous United States

Changes in timing of snowmelt‐fed streamflow have great importance for water supply, flood management, and ecological processes, as well as being a common indicator of climate change. In this study, snowmelt runoff timing change in the contiguous United States between 1957 and 2016 was investigated by analysing data from 97 streamflow gages. The annual snowmelt runoff timing shift was identified using ‘Center Time (CT)’ and ‘Spring Pulse Onset (SPO)’ methods, jointly with the monthly fractional streamflow (MFS) analysis, conducted between January and June. Since snowmelt‐derived streamflow timing change is mainly induced by regional meteorological factors, such as air temperature and precipitation, their trends and relationship with CT were also examined. Shifts toward earlier snowmelt runoff timing were found by both methods, CT (8.3 days on average) and SPO (8.5 days on average). Although the results of the CT change are stronger than the SPO change, both outcomes are mostly correlated, particularly in the central and northwestern parts of the country. MFS trends support the outcomes of CT and SPO. In January, February, and especially March, a higher number of the stations indicated increasing trends in MFS. In April, May, and June, their number decreased and the number of gages with diminishing trends rose sharply. The timing difference is highly related to temperature change. Annual average temperature and temperature in the melting period increase considerably. The annual average temperature is significantly negatively correlated with CT in the vast majority of the regions. Although precipitation is not as effective as the temperature, its trends have impacts on snowmelt runoff timing change depending on the region and elevation. These results demonstrate the importance of the impacts of snowmelt runoff timing changes due to global warming on the regional and large‐scale hydrology in the contiguous United States.
Voltage transformer frequency response. Measuring harmonics in Norwegian 300 kV and 132 kV power systems

Measuring harmonics in high voltage power systems with inductive and in particular capacitive voltage transformers, CVTs, may cause large errors. Test carried out by The Norwegian National Grid Company (Statnett), Bergenshalvoens Kommunale Kraftselskap (BKK) and The Norwegian Electric Power Research Institute (now SINTEF Energy Research) revealed errors from 80% to +1200% (0,2-12 pu) of correct values. Inductive voltage transformers did have a relatively small error up to 29/sup th/ harmonic (1450 Hz) while capacitive voltage transformers had large errors at a few hundred Hz. Carrying out calibration tests on voltage transformers and capacitive voltage transformers in particular may correct most of the errors. Still inductive voltage transformers should be preferred for harmonic measurements where possible.
Anatomy of the Italian populist breakthrough: a ‘demarcationist’ fuel driving Lega and Five-star Movement electoral success?

ABSTRACT At the 2018 general election, Italy’s two main populist parties, the Five-star Movement (M5s) and the League (Lega), achieved unprecedented success. They secured an absolute majority of votes and seats and eventually gave birth to the first government in Western Europe to be composed entirely of populist parties. Although the two parties are today located on opposite sides of the political spectrum, their experience of governing together raises relevant questions about the compatibility of their electorates. Using individual-level survey data, in this article we analyse the predictors of electoral support for the two parties. Empirical results show that the parties’ voters occupy opposing positions on the left-right dimension and do not share all populist traits but share a ‘demarcationist’ profile, as not only the Lega but also the M5s is influenced by anti-EU and anti-immigration attitudes.
Global Neurological Involvement in Covid-19 Presenting as Guillain Barre Syndrome

COVID 19 most commonly presents with flu like symptoms but neurological involvement is not unknown. Cases with neurological involvement in association with COVID 19 are being rapidly reported from around the globe. The spectrum of neurological involvement is wide and the exact mechanism is still not understood. We hereby report a case of a young male with extensive neurological who presenting as Guillain barre syndrome in association with COVID 19.
Climatic niche breadths of the Atlantic Forest snakes do not increase with increasing latitude

Abstract The climatic niche is a central concept for understanding species distribution, with current and past climate interpreted as strong drivers of present and historical-geographical ranges. Our aim is to understand whether Atlantic Forest snakes follow the general geographical pattern of increasing species climatic niche breadths with increasing latitude. We also tested if there is a tradeoff between temperature and precipitation niche breadths of species in order to understand if species with larger breadths of one niche dimension have stronger dispersal constraints by the other due to narrower niche breadths. Niche breadths were calculated by the subtraction of maximal and minimal values of temperature and precipitation across species ranges. We implemented Phylogenetic Generalized Least Squares to measure the relationship between temperature and precipitation niche breadths and latitude. We also tested phylogenetic signals by Lambda statistics to analyze the degree of phylogenetic niche conservatism to both niche dimensions. Temperature niche breadths were not related to latitude. Precipitation niche breadths decreased with increasing latitude and presented a high phylogenetic signal, that is, significant phylogenetic niche conservatism. We rejected the tradeoff hypotheses of temperature and precipitation niche breadths. Our results also indicate that precipitation should be an important ecological constraint affecting the geographical distribution of snake lineages across the South American Atlantic Forest. We then provide a general view of how phylogenetic niche conservatism could impact the patterns of latitudinal variation of climatic niches across this biodiversity hotspot.
ISO 9001: 2000 For Small Businesses

PART 1: Background to ISO 9000: Interoperability of standards The demand for standardisation of Quality Management Systems The background to the ISO 9000 set of standards ISO 9001: 2000 Certification Assistance (in the UK) for obtaining a Quality Management System. PART 2:The structure of ISO 9001:2000 PART 3: The importance of Quality Control and Quality Assurance Specifications Quality assurance during a product's life cycle Benefits and costs of quality assurance Costs of quality failure. PART 4: Quality Management System QMS principles QMS approach QMS reliability Quality Manual Processes Quality Procedures Work Instructions Quality Plan Quality records. PART 5: Quality organisational structure Management Quality assurance personnel. PART 6 Example Quality Management System Part 1 - Quality Manual Part 2 - Quality Processes Part 3 - Quality Procedures Part 4 - Work Instructions. PART 7: Self-assessment How ISO 9000 can be used to check an organisation's QMS Internal audit External audit The surveillance or quality audit visit ISO 9001:2000 checklist Annex 7A - ISO 9001:2000 headings Annex 7B - ISO 9001:2000 - explanations and likely documentation Annex 7C - Example audit checklists Annex 7D - Index for ISO 9001:2000. APPENDICES: References, Abbreviations and Acronyms, Glossary, Useful addresses. INDEX.