Miracle-dz/UniFAR-FTUs huggingface dataset:
DETERMINANTES HIERÁRQUICOS DA INADIMPLÊNCIA DE FINANCIAMENTO IMOBILIÁRIO DE PESSOA FÍSICA

Objetivos: Os objetivos do artigo são: (i) identificar os fatores determinantes da inadimplência (default) de financiamento imobiliário e (ii) verificar a existência de influência do contexto do indivíduo (agência bancária) na inadimplência. Método: O artigo estudou 5.113 contratos de financiamento imobiliário de pessoas físicas pertencentes a 1.448 agências de uma instituição financeira de abrangência nacional vigentes em 30 de setembro de 2019. Devido ao caráter multinível da amostra (nível 1: indivíduo e nível 2: agência) e considerando que as distintas agências apresentam diferentes níveis de performance (em diversos indicadores, inclusive no percentual de contratos de financiamento imobiliário inadimplentes), fez-se uso do modelo logístico multinível em detrimento ao modelo logístico tradicional. Resultados: O modelo logístico multinível se mostrou superior ao modelo logístico tradicional (18,8% da variabilidade da probabilidade de inadimplência se refere ao nível agência). As características do indivíduo negativamente significantes são: idade, tempo de relacionamento, ser proventista e grau de instrução superior e as características positivamente significantes são: grau de instrução até o ensino fundamental e a relação financiamento/renda. As variáveis sexo e estado civil não se mostraram significativas. Contribuições: As inovações do artigo são: (a) a abrangência nacional da amostra sobre inadimplência de pessoa física, (b) a utilização de duas variáveis inéditas e (c) o emprego do modelo logístico multinível. A identificação de que indivíduos com as mesmas características, porém, provenientes de agências diferentes, têm diferentes probabilidades de inadimplir, leva ao conhecimento dos acadêmicos e dos profissionais da área a recomendação da modelagem hierárquica para análise de crédito imobiliário.
Transcriptome analysis and identification of sex pheromone biosynthesis and transport related genes in Atrijuglans hetaohei (Lepidoptera: Gelechioidea)

Atrijuglans hetaohei Yang (Lepidoptera: Gelechioidea) is one of the major pests that can seriously damage the walnut tree, leading to harvest loss. Sex pheromones regulate mating communication and reproduction in insects and provide targets for developing a novel pest control strategy. In this study, by transcriptomic sequencing and analysis of the female pheromone gland (PG) and male genitalia of A. hetaohei, we identified 92 putative genes, of which 7 desaturases (Dess), 8 fatty acyl reductases (FARs), 4 fatty acid synthetases (FASs), 2 aldehyde oxidases (AOXs), 4 acetyltransferases (ACTs), 1 chemosensory protein (CSP), and 2 odorant‐binding proteins (OBPs) were predominantly expressed in the female PG, while 5 Dess, 11 FARs, 7 FASs, 6 AOXs, 1 ACT, and 1 CSP showed more robust expression in the male genitalia. Moreover, phylogenetic analysis revealed that 7 Dess and 1 FAR were grouped with genes involved in pheromone synthesis in other Lepidoptera species. Thus, we proposed that these candidate genes are possibly involved in the sex pheromone biosynthetic pathway in A. hetaohei. Our findings will provide a solid genetic basis for further exploring the function of the tissue‐biased genes and may be useful to screen potential targets for interfering chemical communication in A. hetaohei.
Topology optimization of energy-absorbing structures

Abstract This paper presents a method for and examples of topology optimization of energy absorption structures. The topology optimization problem is solved by using the elements as design variables. The sensitivity number of an element is derived from using an adjoint method to address two principal design parameters, namely absorbed energy per unit volume, e 1, and absorbed energy ratio, e 2. Filter techniques are employed to smooth sensitivities in the design space and to eliminate unnecessary structural details below a certain length-scale. The bi-directional evolutionary optimization (BESO) technique is used to search for the optimal design in the whole design domain by gradually removing and adding material. Several examples are presented to demonstrate the capability and effectiveness of the proposed method.
Specific Movement Power Related to Athletic Performance in Weight Lifting

In order to evaluate how mechanical power relates to athletic performance in weight lifting, specific movement power (SMP) was investigated using a newly developed dynamometer. Four simulated pull movements in weight lifting were measured: weight lifting pull (WL), second pull, back strength pull, and shoulder shrug pull. Subjects included 12 elite (EL) and 14 district (DI) level Japanese weight lifters. Athletic performance was defined as the highest total combined weight (snatch plus clean and jerk) lifted during competition. The highest SMP was observed in the WL. Force, velocity, and power relations were derived from the WL, showing higher velocity and power values in EL than DI at an identical force level. SMP in WL was found to be significantly correlated to athletic performance. SMP measured as a simulated pull movement in weight lifting employing the present dynamometer appears useful in evaluating athletic performance. Furthermore, this dynamometer provides force-velocity relationships during mul.
Broadband Fan Interaction Noise using Synthetic Inhomogeneous Non-stationary Turbulence

implementations of the method are discussed. Simulation results are presented for an isolated at plate interacting with inhomogeneous non-stationary turbulence. The sensitivity of noise levels to the upstream turbulence is investigated by considering trains of Gaussian wakes with dierent widths and separations. Far-eld noise levels are validated against Amiet’s analytical solution modied to include the eects of the wakes.
Framing dementia experiences in a positive light: Conversational practices in one couple living with dementia

The general approach to a life with dementia is negatively charged, and alternative views are rarely found in research or in media coverage. This case-study explores conversational practices for framing dementia in a more positive light, employed by a husband of a wife with dementia. Framing regards the structured experiences of dementia, drawing on Goffman’s ‘Frame Analysis’. Benefitting from conversation analysis, this article presents principal results of four conversational practices used by the spouse without dementia: mitigating trouble, normalising trouble, justifying trouble, and praising. The conclusions drawn are that the practices contribute to the challenging of the dominant negative framework of the dementia experience, as they facilitate talk which emphasises the wife with dementia’s positive progression and skills in managing the household chores. Despite a positive framing of dementia, this couple still embed their talk in the overall negative framework of loss and decreased cognitive competence. The visualisation of a positive framing could add to a broadened view of dementia, which in turn could contribute to greater well-being for those affected. However, the results may also imply a risk of one spouse’s conversational practices of normalising and mitigating trouble being dominant in interaction and thereby neglecting the other spouse’s experience of the situation.
Personality Traits as Predictors of Self-Esteem and Death Anxiety among Drug Addicts

1 Assistant Professor, Department of Psychology, Institute of southern Punjab, Multan, Pakistan 2 Assistant Professor, Department of Applied Psychology, University of Sahiwal, Pakistan 3 Research Scholar, Department of Psychology, Institute of southern Punjab, Multan, Pakistan PAPER INFO ABSTRACT Received: August 24, 2021 Accepted: December 12, 2021 Online: December 15, 2021 This study seeks to investigate whether personality traits predict self-esteem and death anxiety among drug addicts. The sample consisted of 100 drug addicts taken from the two hospitals in Multan city. Only men between the ages of 20 and 65 were included in the study. Data was collected through reliable and valid questionnaires. Results revealed positive relationship between conscientiousness, openness to experience and self-esteem. Moreover, findings showed positive relationship between extraversion and death anxiety, and negative correlation between neuroticism and death anxiety. Findings also showed that self-esteem and death anxiety are significantly and negatively correlated. Additionally, findings revealed that conscientiousness positively predicted self-esteem and neuroticism negatively predicted death anxiety. Furthermore, significant differences were observed in self-esteem, and death anxiety based on age. Significant differences were also found in extraversion, agreeableness, openness to experience, and death anxiety based on location. Understanding how personality traits affect behavior can help drug addicts get the support they need to live a better life and reduce their risk of death anxiety and premature death.
A Study On the Characteristics of Refuse in Ibadan, Nigeria

A study has been undertaken on the quantity and characteristics of refuse generated among families in high, middle and low socio-economic groups in Ibadan City, Nigeria. These three groups generate, respectively, 0·428, 0·289 and 0·132 kg refuse per capita. A major portion of the refuse is generated in high and middle socio-economic groups and contained 66-71% of putrescible organic matter represented by garbage. The refuse also contained 1·1-2·6% total Kjeldahl nitrogen and 1·6-3·3% total phosphorus. The presence of leaves which contribute to volume are attributed to the traditional food habits of the people.
Governmental Strategies to Control COVID-19 in Pakistan and India: A Comparative Study

The current study has focused on the governance issues faced to policy implication and practical implications of the decided immediate precautionary measures. It was a qualitative comparative study of developing countries i.e. Pakistan and India as both countries have almost similar health facilities. The study has tested the managerial theory under the sociological theory of corporate governance. It was found that the government precautionary and recovery measures enhanced stress levels among the people. The people were less cooperative to follow the SOPs and favor following the restrictions during the lockdown. Both countries being developing also faced the travel ban to the other countries even after the same normality as in various western countries. The study concluded that the government could not fight and win the people's rigid belief about the uncertainty of the COVID-19 virus and its spread. So, following the government policies was antagonistic to the people's perception and normality acceptance over the borderline. The study opens the platform for further studies to check the governance issues in other developing countries and compare firsthand data. The study will be helpful for the policymaker and law enforcement agencies to understand the flaws of implementing the rules over the laymen.
Combining Active Learning Strategies: Performances and Experiences of Grade School Filipino Students

This study combined computer simulation and predict-observe-explain as a new strategy known as Computer Simulation Supported Predict-Observe-Explain (CSSPOE) to explore other ways to facilitate the teaching and learning in physics. This strategy was tested in determining the conceptual understanding and scientific reasoning among grade school Filipino students. A quasi-experimental method was used to gather quantitative data from 38 participants then a case study was used to acquire information from the students. After the CSSPOE intervention, post-test results showed that students had positive conceptual changes, and this increase was significant. The interview data showed that participants pointed out the affordances of CSSPOE, such as visualization, autonomy, recognition of alternative conceptions, and consequently accommodating the scientific notions, and noticing the departure of the strategy from the usual lecture method. The recommendation is to adapt CSSPOE in the K to 12 science curriculum or even in college Physics classes. Physics teachers should strive to utilize constructivist and active learning approaches like CSSPOE.
INVESTIGATING THE RELATIONSHIP BETWEEN KEY ACCOUNT MANAGEMENT PERFORMANCE AND REPEAT ORDERS: DOES THE LENGTH OF THE RELATIONSHIP MATTER?

While a significant amount of research has examined the effectiveness of key account management, there is a surprising lack of studies that examine the dyadic outcome of key account management performance. The present research aims to examine the influence of key account management performance on the key account repeat orders outcome. The study empirically tests hypotheses with the data collected through a self-administered survey from 112 garment companies with a 100% export-oriented business. The results indicate that key account management performance significantly influences the buyer’s repeat order behaviour. We failed to prove the moderating effect of the length of the relationship on the relationship between key account management performance and repeat orders. We provide the theoretical, methodological and managerial implications as well as the limitations and directions for future research.
A Study on Parents' Willingness to Pay for Online Learning of Middle School Students Based on Perceived Value

The purpose of this study is to conduct a mixed research from the perspective of customers perceived value and objective situational factors. The online learning platform for middle school students has a special situation of users (students) using and customers (parents) paying. When it studies the influencing factors of customers (parents) willingness to pay, it puts aside the interference of users’ using influencing factors and conducts a separate study. Firstly, the exploratory research based on the grounded theory carries out category extraction and model construction. Secondly, through empirical research to identify the specific relationship between the variables, we finally get the specific influencing factors of perceived value that affect customers’ willingness to pay. In objective situations, social influence directly affects customers’ willingness to pay. Online comments play a positive moderating role in the impact of perceived value on willingness to pay.
From de-risking to diversification: Making structural change work for climate adaptation

As discussed in the previous chapter, growth prospects in many developing countries are already under threat from climate shocks, with worse to come. Adapting to these shocks is a major policy challenge. The favoured approach has so far emphasised “de-risking” development through a variety of market-based coping measures and relying on the public sector as a benevolent insurer of existing assets. While these may help address some of the immediate consequences of climate shocks, in particular for vulnerable populations, the only lasting solution is to reduce the dependence of developing countries on a small number of climate sensitive activities through a process of structural transformation that can establish more resilient economies.
MORTALITY OF VERMICULITE MINERS EXPOSED TO TREMOLITE

Abstract Closely similar cohort mortality studies were conducted independently and in parallel by groups from NIOSH and McGill University among past and present employees of a Montana mine and mill where the vermiculite ore is contaminated by amphibole fibres, mainly of the tremolite-actinolite series. The NIOSH cohort consisted of 569 men hired before 1970, while the McGill cohort consisted of 406 men hired before 1963, and men in both cohorts were employed at least 1 year. Exposures were estimated for each man in fibre-years (f-y) from work histories and all available samples of airborne dust tested by governmental agencies or the company since 1956. A man-years analysis against U.S. white male mortality showed increased SMR's from lung cancer and non-malignant respiratory disease (NIOSH:2.15 and 2.46; McGill: 2.45 and 2.55). In relation to exposure, the SMR for lung cancer was estimated to increase 0.6% by NIOSH and 1.1% by McGill with each unit increase in f-y. Mortality from mesothelioma was reported as the underlying cause of death in 2 cases in the NIOSH cohort, and as the underlying or contributing cause of death in 4 cases in the McGill cohort.
Acute Achilles tendon ruptures: Surgical versus non-surgical treatment using early functional rehabilitation: A randomized controlled study

Patients were randomized to surgical or non-surgical treatment for acute Achilles tendon rupture. All patients in both the groups underwent functional [bracing] treatment that includes early weight bearing and early range of motion exercises. The primary outcomes included calf circumference, range of motion, calf muscle strength and functional evaluation by Achilles tendon total rupture [ATRS] score at 6 and 12 months after injury. The secondary outcome is re-rupture rates and other complications. Results: A total of 30 patients [15 patients treated operatively and 15 patients treated non-operatively] were randomized. There were 19 men and 11 women. Mean age 49.5 ± 11.5 years. Re-ruptures occurred in 1 patient [7%] in the surgical group and 2 patients [13%] in the non-surgical group [P=0.368]. The mean ATRS Score at 6 months and 12 months was 74 and 86 in the surgical group and 69 and 84 in the non-surgical group respectively. There was no statistically significant difference between 2 groups with regard to calf circumference ROM, Plantar flexion strength and ATRS Score [p=0.713, p=0.412]. More complications occurred in the operative group, mainly related to wound and soft tissues, compared to non-operative group [15 vs 8]. Conclusion: The results of this study demonstrates no significant differences between operative and non-operative functional treatment with regard to re-rupture rates and functional results. Early weight bearing and early ROM exercises are beneficial whether treated by surgical or non-surgical treatment. Addition of functional [Brace] rehabilitation to non-operative treatment avoids wound complications associated with surgery and is a valid alternative to surgical treatment.
An investigation of cooperative dispatching for minimising mean flowtime in a finite-buffer-capacity dynamic flowshop

Scheduling in a dynamic flowshop that receives jobs at random and unforeseen points in time has traditionally been done by using dispatching rules. This study compares the performances of leading dispatching rules with a cooperative dispatching approach, for the objective of minimising mean flowtime in a flowshop, in which the buffers that hold in-process jobs between machines have finite capacities. Cooperative dispatching employs a consultative and consensus-seeking methodology for deciding which job to dispatch next on a machine. Computational experiments using randomly generated test problems for three different utilisation (congestion) levels are carried out for 5- and 10-machine flowshops, under a wide range of buffer capacities. The results highlight the sensitivity of some of the popular dispatching rules to buffer size. In contrast, cooperative dispatching emerges as a robust method that performs consistently well across the range of buffer sizes and machine utilisations tested. The reductions in mean flowtime obtained by cooperative dispatching, in comparison to the other dispatching rules, are particularly large in flowshops that operate with very tight buffer capacities and elevated levels of congestion
Level of awareness, knowledge, and attitudes toward epilepsy among students at king Khalid university, Saudi Arabia

purpose: Epilepsy is a major public health problem worldwide. The aim of this study was to explore the level of awareness, knowledge regarding epilepsy and attitudes prevalent toward epilepsy among king Khalid university students. Methods: The descriptive and cross-sectional study was conducted with the voluntary participation of 227 participants from students at King Khalid University. The mean age of participating was (20.10 ± 1.3). Theoretical and practical colleges used questionnaires to assess students' knowledge about epilepsy and their attitudes towards it. Results: A total of 227 respondents completed the survey; the results showed almost all had heard about epilepsy. Only 83.7% have never had any information on how to treat a patient with epilepsy. 80.6% think non-medical treatment is beneficial for epilepsy %13.2% do not know how to do first aid to deal with epileptic seizures. Almost 32.6% did not know the cause of epilepsy, 59% believed that it was a hereditary disorder 44.1% believed epilepsy is a form of mental illness, 57.3% believed that epilepsy patients die because of epileptic seizures. 59% believed that it was a hereditary disorder 44.1% believed epilepsy is a form of mental illness, 11% of participants thought that epilepsy is caused by evil spirits, 57.3% believed that epilepsy patients die because of epileptic seizures. There were also many students who held negative attitudes towards patients with epilepsy in regard to major life milestones such as marriage and having children. 16.7% indicated that it presents an impediment in participation in sports, approximately 6.2% objected to marrying someone with epilepsy, Moreover 11.5% thought they should not have children and, the study showed 46,3% would not allow their child to play with a child with epilepsy. Moreover 14.5 afraid to live with someone with epilepsy. the study showed 6,6 % objected accept working with a patient with epilepsy. Conclusions: The level of awareness, knowledge, and attitudes of students at King Khalid toward epilepsy were acceptable regarding this study. However, the negative attitudes and misconceptions still exist. Further studies are needed to determine methods of overcoming these negative attitudes and misconceptions toward epilepsy.
Compression enhanced ejector refrigeration cycle for low-grade heat utilization

The adaptation of conventional and improved ejector (vapor compressor) refrigeration cycles for low-grade or waste heat utilization is discussed. The improved ejector cycle is achieved by compression enhancement of the inlet to the ejector. Thus, a proper combination of mechanical and thermal energies provides a wide range of design alternatives which should yield a competitive refrigeration system when a heat source is available. An overview of the systems is provided, covering its principle of operation, expected performance, design, optimization, and control. Special attention is given to modification of conventional system components. Experimentation with the system demonstrated its trouble-free operation with the expected performance. <<ETX>>
Economic return of potassium fertilization of alfalfa pasture in a tropical soil

The objective of this study was to evaluate the effect of doses and frequency of application of potassium fertilizer on the alfalfa dry matter yield and economic return to dairy cattle production. The experiment was carried out on a Typic Hapludox and was designed in randomized blocks in 4 X 4 factorial with 3 replications. The treatments were 4 levels of potassium in topdressing fertilization (0, 600, 1200 and 1800 kg/ha/year of K2O) and 4 frequency of application (12 = after each cutting, 6 = after two cuttings, 4 = after three cuttings; and 2 = two applications per year). The use of 1420 kg/ha/year of K 2O applied after two cuttings (6 applications per year) increased alfalfa dry matter yield until 30,500 kg/ha. Profit functions were adjusted considering four scenarios for milk and potassium fertilizer prices. Estimated profit functions were a useful aid in economic decisions for alfalfa fertilization than just the dry matter yield curves. Since the maximum profit for K 2O doses was 1,212 kg/ha for the lower price of fertilizers and 1,045 kg/ha for the higher price of fertilizers.