Miracle-dz/UniFAR-FTUs huggingface dataset:
An Empirical Assessment of Mediating Role of Financial Self Efficacy on Financial Literacy and Financial Inclusion in Pakistan

Financial inclusion refers to having an account in a recognized financial organization that enables people to formally save, borrow cash, and have insurance and use payment services. The study revealed that financial account ownership is just a nominal form of financial inclusion as people own the financial accounts just to keep their money safe (as in lockers) and to withdraw their salaries in the financial accounts. While the real financial inclusion is a much deeper concept that depends upon the users’ actual ease of access to the financial institution, the active utilization of various financial products (like saving accounts, loans and credits, insurance and remittances services, etc.) of the financial system and the user’s acquired satisfaction level by using the financial products and services. The study used this approach and measured the financial inclusion of individuals based on their real experiences in terms of access, usage and satisfaction level derived from financial institutions using their financial products and services. The target population of the study is the adult population aged above 20 years, having a financial account in district Sahiwal. The study used the self-administered questionnaire-based survey and collected the responses on individuals’ socio-demographic characteristics, financial inclusion, financial literacy and financial self-efficacy. Further, a study linked financial inclusion with the individual’s financial literacy and financial self-efficacy levels. Estimated results prove that financial literacy has a positive and significant impact on financial inclusion. Besides, it is also proved that an individual’s financial self-efficacy level serves as a mediator and further strengthens the individual ability to acquire, use more confidently and get economic benefits from financial accounts.
Semiotic Facet of Reconciliation: Politics of the Representation of Indo-Pak Relations in Google Ad

Visual representations regulate reform, construct, and subvert ideologies that affect lives, cultural images, credibility, and international relations, etc. The study diverts attention to the soft power of visual discourse in challenging stereotypes through nuanced semiotic representations of Pak-India relations, identities of Pakistani and Indian people, their willingness to reconcile, and the impact of reconciliation. The study points out that discourse has played role in promoting misconceptions, hostility, and divergence, and discourse can subvert the ideologies and promote reconciliation, stability, and convergence. Using the triadic model of sign consisting of icon, indexical, and symbol, suggested by Peirce (1931-58), combined with the Noldus software to study facial expressions, the study highlights the ‘politics of the representation’ (Hutcheon, 1989, 1991) of reconciliation and Indo-Pak relations in the Google advertisement of reunion (2013). While there is a paucity of the visual discourse of reconciliation between Pakistan and India, the Google ad semiotically represents the themes of memory, reconciliation, post-partition trauma and the wistfulness to stay together authentically, however, this representation has its politics because it conceals the bloodshed, struggle, loss, and violation of human rights spanning over 70 years in India, Pakistan, and especially Kashmir. Results of the NOLDUS Software are indicative of the national traumatic history of India and Pakistan that chronicles the debilitating past since partition. More constructive but authentic portrayals may help build bilateral relations.
Grasping the world from a cockpit: perspectives on embodied neural mechanisms underlying human performance and ergonomics in aviation context

ABSTRACT A great challenge for cognitive neuroscience is studying human behavior in its complexity as it manifests in the real world. The field of aviation provides a unique opportunity to investigate how perception, action and cognition interact in complex yet controlled ecologically valid environments. We suggest a novel cross-domain approach that combines insights from ecological psychology and embodied cognition with a neurophysiological framework to explain patterns of human performance across a variety of aviation contexts. Specifically, we argue that studying the interaction between an agent and the environment, as manifest in the Mirror Neuron system as a neural correlate, is key to understanding complex behavior. We can describe the experience and skills involved with task-relevant actions – like flying an airplane – using brain mechanisms of motor simulation of the observed action. With this direct coupling between perception and action, the automatic implicit nature of the Mirror Neuron system can be harnessed to improve human factor and ergonomics. This analysis offers three areas for future study and application: (1) enhancing flight training by isolating specific agent-environment relations; (2) tracking training progression based on brain signatures of flight expertise; and (3) neuroscientific-inspired ecological design of next-generation human–machine interfaces in flight decks.
PENGARUH TEMAN SEBAYA DAN MINAT BELAJAR TERHADAP HASIL BELAJAR SISWA KELAS VII PADA MATA PELAJARAN IPS DI SMP NEGERI 6 KOTA JAMBI

Abstract The purpose of this research is to know the description and influence of peers and interest in learning on the learning outcomes in IPS subjects of class VII students in SMP Negeri 6 Kota Jambi. The sample in the study amounted to 186 students using proportional random sampling technique from a population of 324 students. Based on the results of research, it can be concluded that the presence of friends who have the same age will cause confidence and the emergence of desire or interest in improving student learning outcomes. Keyword : Peers, Interest in Learning, Learning Outcomes
An Earthquake Early Warning System for Northern Chile Based on ElarmS-3

During 2020, the National Seismological Center (CSN) implemented an earthquake early warning system (EEWS) for northern Chile. From a seismological point of view, this area is considered to be one of the largest seismic gaps in Chile, where an Mw∼9.0 earthquake is expected in a region with a population of more than 1.4 million people. From an economical perspective, this region holds 90% of the copper mining companies in Chile, with more than 15% of the Gross National Product coming from the mining industry. Antofagasta Minerals funded an EEWS prototype for this region with the purpose of keeping both the population and the mining industry safe; 25 new seismic stations have been added to the CSN permanent network to develop an EEWS capable of issuing strong shaking alerts, which could potentially save lives and support critical mining operations in the region. During a 20 month period, we successfully detected, located, and calculated the magnitude of 1774 earthquakes (0–300 km depth) using ElarmS-3, an earthquake early warning algorithm from the University of California, Berkeley. The alert time, or the time between when an earthquake alert is issued and the S-wave arrival at the location, is on average ∼24 s, and 96% of shallow and intermediate depth earthquakes (0–150 km) with M ≥5.0 were alerted. We obtained errors of 0.52 ± 0.43 in magnitude, 30.4 ± 42.72 km in location, 43.5 ± 50.0 km in depth, and 6.6 ± 10.6 s in origin time.
Recurrent Glioblastoma Treatment: State of the Art and Future Perspectives in the Precision Medicine Era

Current treatment guidelines for the management of recurrent glioblastoma (rGBM) are far from definitive, and the prognosis remains dismal. Despite recent advancements in the pharmacological and surgical fields, numerous doubts persist concerning the optimal strategy that clinicians should adopt for patients who fail the first lines of treatment and present signs of progressive disease. With most recurrences being located within the margins of the previously resected lesion, a comprehensive molecular and genetic profiling of rGBM revealed substantial differences compared with newly diagnosed disease. In the present comprehensive review, we sought to examine the current treatment guidelines and the new perspectives that polarize the field of neuro-oncology, strictly focusing on progressive disease. For this purpose, updated PRISMA guidelines were followed to search for pivotal studies and clinical trials published in the last five years. A total of 125 articles discussing locoregional management, radiotherapy, chemotherapy, and immunotherapy strategies were included in our analysis, and salient findings were critically summarized. In addition, an in-depth description of the molecular profile of rGBM and its distinctive characteristics is provided. Finally, we integrate the above-mentioned evidence with the current guidelines published by international societies, including AANS/CNS, EANO, AIOM, and NCCN.
How do students deal with forced digitalisation in teaching and learning? Implications for quality assurance

Purpose This paper aims to investigate student subgroups’ responses to the coercive digitalisation of teaching and learning processes during the pandemic. Respective variance is discussed in terms of digital inequality and is interpreted as a need to individualise teaching and learning and quality assurance practices. Design/methodology/approach This study uses data from surveys (N = 955) on student perceptions of the introduction of emergency digitalisation – an important aspect of higher education. The authors perform latent class analyses to identify student subgroups. The students were asked to rate digital learning processes and their overall learning experiences. Findings The identified student subgroups are proponents, pragmatics and sceptics of digitalised teaching and learning processes. These subgroups have different preferences with regard to teaching and learning modes of delivery, which implies the relevance of individualised educational services and respective quality assurance practices to reflections on improvement needs. Research limitations/implications The data are from a single, typical German university; therefore, the scope of the results may be limited. However, this study enriches future research on the traits of student subgroups and students’ coping strategies in an ever-changing learning environment. Practical implications The findings may help individualise universities’ counselling services to enhance overall teaching performance and quality assurance practices in a digitalised environment. Originality/value The findings provide insights into students’ responses to the COVID-19 pandemic and its impact on teaching and learning. This paper enriches the research on student heterogeneity and relates this to development needs of quality assurance practice.
Gene Expression Changes Induced by Exposure of RAW 264.7 Macrophages to Particulate Matter of Air Pollution: The Role of Endotoxins

Despite the variable chemical and physical characteristics of particulate air pollutants, inflammation and oxidative stress have been identified as common mechanisms for cell damage and negative health influences. These effects are produced by organic components, especially by endotoxins. This study analyzed the gene expression profile after exposure of RAW 264.7 cells to the standard particulate matter (PM) material, NIST1648a, and PM with a reduced organic matter content, LAp120, in comparison to the effects of lipopolysaccharide (LPS). The selected parameters of cell viability, cell cycle progression, and metabolic and inflammatory activity were also investigated. Both forms of PM negatively influenced the parameters of cell activity. These results were generally reflected in the gene expression profile. Only NIST1648a, excluding LAp120, contained endotoxins and showed small but statistically significant pro-inflammatory activity. However, the gene expression profiling revealed strong pro-inflammatory cell activation induced by NIST1648a that was close to the effects of LPS. Changes in gene expression triggered by LAp120 were relatively small. The observed differences in the effects of NIST1648a and LAp120 were related to the content of organic matter in which bacterial endotoxins play an important role. However, other organic compounds and their interactions with other PM components also appear to be of significant importance.
Understanding the digital impact of World Hypertension Day: key takeaways

Abstract Aim To understand the global digital impact of World Hypertension Day and identify areas for further improvement to steer future policy development. Methods and results We used three social media assessment tools (Sprout Social, SocioViz, and Symplur) and Google Trends to obtain data about the total tweets and global impressions from countries worldwide about World Hypertension Day. Social network analysis of top influencers, associated hashtags, and keywords was performed to understand the context of the posts. With over 60 000 tweets reaching more than 250 million impressions, World Hypertension Day was a highly impactful event. A large spike of over 800% yearly increase was seen in 2021 that has greatly facilitated wider dissemination. However, there was limited collaboration among the top influencers and negligible participation from several African and non-English-speaking European countries. Conclusion With support from several governmental bodies, organizations and media outlets, World Hypertension Day is a highly impactful healthcare awareness day and presents a global case study of effectively utilizing digital resources for creating awareness among the global audience. Prioritizing equitable involvement from underrepresented and underprivileged communities must be focused. Future policy development of other awareness events shall extract the constructive feedback from these findings to promote global and public health.
Multiscale study of the intermittency of plastic deformation by acoustic emission method

Recent studies of plastic deformation using high-resolution experimental techniques testify that deformation processes are often characterized by collective effects that emerge on a mesoscopic scale, intermediate between the scale of individual crystal defects and that of the macroscopic sample. In particular, the acoustic emission (AE) method reveals intermittency of plastic deformation in various experimental conditions, which is manifested by the property of scale invariance, a characteristic feature of self-organized phenomena. The objective of the dissertation was to study the inherent structure of AE for different mechanisms of plastic deformation, to examine its dependence on the strain rate and strain hardening of the material, and to understand the relationships between short time scales related to organization of defects and those relevant to the continuous approach of plasticity. The study was performed on AlMg and Mg-based alloys, the plastic deformation of which is accompanied by a strong acoustic activity and controlled by different physical mechanisms: the Portevin-Le Chatelier (PLC) effect in the first case and a combination of twinning and dislocation glide in the second case. Application of a technique of continuous AE recording ("data streaming") allowed proving that the apparent behavior, discrete or continuous, of AE accompanying the PLC effect depends on the time scale of observation and the physical parameters surveyed. However, unlike the traditional view, it appears that AE has an intermittent character during both stress serrations and macroscopically smooth flow. Using methods of the theory of nonlinear dynamical systems, such as the multifractal analysis, a tendency to a transition between the scale-invariant dynamics and the behaviors characterized by intrinsic scales was detected during work hardening. Finally, we proved that the power-law statistical distributions persist in wide ranges of variation of parameters conventionally used to individualize acoustic events. This result is of general importance because it applies to all avalanche-like processes emerging in dynamical systems
Molecular phylogenetics and tribal classification of Japanese Pyraustinae and Spilomelinae (Lepidoptera: Crambidae)

Two of the largest subfamilies of Crambidae, Pyraustinae and Spilomelinae, have 341 species recorded in Japan, but their natural relationships are poorly understood. We reconstructed a molecular phylogeny based on one mitochondrial (COI) and three nuclear genes (CAD, EF1-α, RpS5) for 129 species in 69 genera of Spilomelinae and 62 species in 27 genera of Pyraustinae from Japan. The concatenated data was analyzed by maximum likelihood and Bayesian inference methods. Our results recovered most tribes recognized in a previous study, but Pyraustini is paraphyletic as it includes Portentomorphini, and the paraphyletic Nomophilini comprise Trichaeini. The species-rich Spilomelinae genera Patania, Nacoleia, Glyphodes, and Syllepte are polyphyletic and need thorough revision. In Pyraustinae, a “Monocotyledon-clade” and Anania sensu lato were recognized for the first time. Based on phylogenetic results and morphological investigations, we propose six taxonomic changes, including the transfer of Acropentias from Spilomelinae to Lathrotelinae and Mabra from Spilomelinae to Pyraustinae. Fourteen unplaced genera of Spilomelinae and two of Pyraustinae are newly assigned to tribes.
Diagnosing Torsades De Pointes Based on Correlation to QT Interval: A Systematic Review

Torsades de Pointes (TdP) is a rare form of tachyarrhythmia which can potentially be fatal due to its tendency to degenerate into ventricular fibrillation. It is described as a polymorphic ventricular tachycardia characterized by twisting of the QRS complexes around the electrocardiogram (ECG) baseline in patients with a prolonged QT interval. Prolonged QT interval is known as long QT syndrome. Torsades de Poccurs most commonly in patients with an extended QT interval duration, and even though monitoring an ECG can assist in its prevention, there is no defined duration of a QT interval that can lead to an increased risk of Torsades de Pointes. So, it is hard to determine what QT interval constitutes enough risk for Torsades de Pointes to require intervention. The QT interval duration also depends on other factors, namely heart rate (HR) and other factors such as drugs, congenital diseases, and a combination of both. In this study, we considered various causes of QT prolongation but mainly focused on congenital diseases, drugs, or perioperative risk of QT prolongation and the correlation with the risk of impending TdP. By following the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) guidelines and researching studies on various databases, namely PubMed, Science Direct, Medline, and CiNii we were able to find various systematic reviews and articles showing the association between prolonged QT interval and its degeneration into TdP. This review encourages further research into this topic to understand the implications of QT prolongation and how it can help save the lives of patients with known long QT syndrome, or those on QT prolonging drugs with simple ECG monitoring and treatment for the respective cause.
Cocycle Knot Invariants, Quandle Extensions, and Alexander Matrices (Low-Dimensional Topology of Tomorrow)

The theory of quandle (co)homology and cocycle knot invariants is rapidly being developed. We begin with a summary of these recent advances. One such advance is the notion of a dynamical cocycle. We show how dynamical cocycles can be used to color knotted surfaces that are obtained from classical knots by twist-spinning. We also demonstrate relations between cocycle invariants and Alexander matrices.
Major Delay Factors for Construction Projects in Ghana

A literature research was conducted and identified ten studies reporting major delay factors for construction projects in Ghana. All these studies are based on self-administered questionnaire survey of views and perception of project participants. Over forty construction delay factors were reported in the literature, and have identified as one of the major construction delay factors by one out of the ten studies on Ghana. A thorough review of these ten studies was undertaken to identify major delay factors for construction projects in Ghana. With respect to the major construction delay factors identified, remedial measures to improve the schedule performance of construction projects in Ghana are presented.
Pengembangan Model Corporate Social Responsibility (CSR) Agincourt Resources dalam Pemberdayaan Masyarakat Miskin di Kabupaten Tapanuli Selatan Propinsi Sumatera Utara

Penelitian tahun kedua ini difokuskan kepada implementasi model baru corporate social responsibility (CSR) atau tanggung jawab sosial perusahaan PT Agincourt Resources (AR), perusahaan pertambangan emas yang berlokasi di Kecamatan Batangtoru, Kabupaten Tapanuli Selatan, Propinsi Sumatera Utara. Penelitian ini dilatarbelakangi bahwa upaya pemberdayaan masyarakat miskin yang dilakukan PT AR di Kabupaten Tapanuli Selatan melalui kegiatan CSR di berbagai bidang ternyata belum maksimal. Angka kemiskinan masih tinggi, yakni 12,7 %. Merujuk hasil penelitian tahun pertama, maka model pelaksanaan CSR PT AR perlu diubah dengan penerapan model baru CSR yang terbagi ke dalam 4 aspek, yakni aspek pengelola, lokasi/kantor, wilayah cakupan, dan jenis kegiatan. Penelitian ini sangat urgen dilakukan agar hasil kekayaan alam bisa dinikmati masyarakat lokal melalui pemanfaatan dana CSR. Luaran penelitian ini salah satunya adalah tulisan dalam bentuk jurnal ilmiah yang bisa dimanfaatkan pihak lainnya untuk membantu pemerintah dalam pengentasan kemiskinan. Metode penelitian dilakukan melalui pendekatan kuantitaif dan kualitatif. Sampel diambil dari keluarga yang menjadi sasaran kegiatan CSR dan beberapa informan dari unsur pemerintah, lembaga masyarakat, dan pihak PT AR yang membidangi kegiatan CSR. Alat pengumpulan data dengan kuisioner untuk pendekatan kuantitatif, sedangkan observasi dan wawancara untuk pendekatan kualitatif. Analisis data dengan tabel tunggal dan analisis kualitatif dengan cara menyusun informasi dan data menurut tipe dan dikategorisasikan serta selanjutnya dianalisis. Hasil penelitian ini menunjukkan bahwa PT AR sudah melakukan kegiatan CSR di 4 bidang utama, yakni bidang kesehatan, bidang pendidikan dan pelatihan, bidang infrastruktur, dan bidang pengembangan usaha lokal. Anggaran dana CSR untuk masing-masing bidang setiap tahunnya mengalami peningkatan. Jenis program di masing-masing bidang juga semakin beragam. Keterlibatan masyarakat dan pemerintah dalam setiap kegiatan CSR juga semakin tinggi.