Miracle-dz/UniFAR-FTUs huggingface dataset:
The CROWDFUNDING AND ISLAMIC SECURITIES: THE ROLE OF FINANCIAL LITERACY

This study aims to investigate the effect of Islamic Financial Literacy on the intentions of prospective Muslim investors to invest through the Islamic securities crowdfunding FinTech (I-SCF FinTech) platform. With employed Partial Least Square – Structural Equation Modeling, this study used 100 valid samples from the total 125 questionnaires filled in. The sample technique was Simple random sampling with convenience technique. Data were obtained through filling out online questionnaires using a google form containing questions adopted from relevant research. We also employed the Technology Acceptance Model (TAM) combined with the Theory of Planned Behavior (TPB) which also integrated with Islamic Financial Literacy (IFL) focused on investment. The main finding in this study is that IFL switch is the identity as well as the risks inherent in Islamic financial products is found to have a significant effect on behavioral intention. The results of this study are expected to add to the scientific treasures on the side of investors' intentions to adopt I-SCF FinTech which is still very rarely done. Practically, the research has implications for the need to strengthen product and contract literacy followed by supervision and implementation of contracts that are in line with sharia principles through synergy between the Financial Service Authority (OJK) and the crowdfunding FinTech associations as well as relevant stakeholders.
Evaluation Using Polar Coordinate of the Representation of Movement in the Drawings of Children Aged 5 to 8 Years

The progressive complexity of mental representation is the basis for changes in human cognitive development. Evaluation of its external manifestations as graphic representation in drawings could be an instrument to understand changes in cognitive development and representational complexity. The aim of this study is to evaluate the appearance and role of the indicators used by children to represent moving figures in their drawings. This allows us to know the continuum from its non-manifestation to full expression through the vectorial interrelationships of the graphic indicators in each of the ages studied. Participants were n = 240 children from 5 to 8 years old; their drawings of two moving figures were analyzed, applying the polar coordinate technique. Results show a map of interrelations among the graphical movement indicators and changes in the drawing elements in an increasing continuum of complexity and the roles conferred to figures sketched. The conclusion is that changes evaluated in drawings can interactively reflect mental representation, and they could promote its transformation. The applied transfer of the results to education is discussed, in order to optimize the representational complexity and cognitive development.
A Multi-Objective Task Offloading Optimization for Vehicular Fog Computing

Internet of Vehicle (IoV) is one of the most basic branches of the Internet of Things (IoT), which provides many advantages for drivers and passengers to ensure safety and traffic efficiency. Most IoV applications are delay-sensitive and require resources for data storage and computation that cannot be afforded by vehicles. Thus, such tasks are always offloaded to more powerful nodes, like cloud or fog. Vehicular Fog Computing (VFC), which extends cloud computing and brings resources closer to the edge of the network, has the potential to reduce both traffic congestion and load on the cloud. Resources management and allocation process is very critical for satisfying both user and provider needs. However, the strategy of task offloading to fog node in constraints of energy and latency is still an open issue. Several research works have tackled the resource scheduling problem in the field of VFC; however, the recent studies have not carefully addressed the transmission path to the destination node, nor has it considered the energy consumption of vehicles. This paper aims to optimize the task offloading process in the VFC system in terms of latency and energy objectives while taking the deadline constraint into considerations by adopting a Multi-Objective Evolutionary Algorithm (MOEA). Four different execution/transmission models are proposed where vehicle resources are utilized for tasks execution and transmission, and the well-known Dijkstra's algorithm is adopted to find the minimum path between each two nodes. The simulation results show that the models which involve the vehicles in the transmission process have reduced the latency and the total energy for the VFC system significantly in comparison with other models and the current state of the art methods.
MANAGING ORGANIZATIONAL CHANGE IN COMMUNAL PUBLIC ENTERPRISES: – A LITERATURE REVIEW

that focus on the organizational change in public sector. The influence of different fa participation and commitment, the change context, the management and leadership support, timing, communication and strategic change process) over the change process was examined. Some models for implementation the change pr important one when speaking about the change in public sector. The lack of research regarding the organizational change in communal public enterprises is noted and suggestions for further research are given.
CFTR, Cell Junctions and the Cytoskeleton

The multi-organ disease cystic fibrosis (CF) is caused by mutations in the gene encoding the CF transmembrane conductance regulator (CFTR) protein, a cAMP regulated chloride (Cl−) and bicarbonate (HCO3−) ion channel expressed at the apical plasma membrane (PM) of epithelial cells. Reduced CFTR protein results in decreased Cl− secretion and excessive sodium reabsorption in epithelial cells, which consequently leads to epithelial dehydration and the accumulation of thick mucus within the affected organs, such as the lungs, pancreas, gastrointestinal (GI) tract, reproductive system and sweat glands. However, CFTR has been implicated in other functions besides transporting ions across epithelia. The rising number of references concerning its association to actin cytoskeleton organization, epithelial cell junctions and extracellular matrix (ECM) proteins suggests a role in the formation and maintenance of epithelial apical basolateral polarity. This review will focus on recent literature (the last 10 years) substantiating the role of CFTR in cell junction formation and actin cytoskeleton organization with its connection to the ECM.
Comparative Analysis and Phylogenetic Relationships of Ceriops Species (Rhizophoraceae) and Avicennia lanata (Acanthaceae): Insight into the Chloroplast Genome Evolution between Middle and Seaward Zones of Mangrove Forests

Simple Summary We sequenced the complete chloroplast genomes of three Ceriops species (C. decandra, C. zippeliana, and C. tagal) and Avicennia lanata and performed comparative analyses among them. All chloroplast genomes have a circular quadripartite structure containing LSC, SSC, and two IR regions. The rpl32 gene was lost in C. zippeliana, and the infA gene was present in only A. lanata. Comparative genome analysis showed that the IR contraction or expansion events resulted in the differentiation of three genes and pseudogenes. Additionally, repeats and SSRs were identified and compared among them and other relative mangrove species. The phylogenetic analysis strongly supports that C. decandra is evolutionarily closer to C. zippeliana and A. lanata is closer to A. marina. In addition, two primer pairs were developed for species identification unique to the three Ceriops species. Abstract Ceriops and Avicennia are true mangroves in the middle and seaward zones of mangrove forests, respectively. The chloroplast genomes of Ceriops decandra, Ceriops zippeliana, and Ceriops tagal were assembled into lengths of 166,650, 166,083 and 164,432 bp, respectively, whereas Avicennia lanata was 148,264 bp in length. The gene content and gene order are highly conserved among these species. The chloroplast genome contains 125 genes in A. lanata and 129 genes in Ceriops species. Three duplicate genes (rpl2, rpl23, and trnM-CAU) were found in the IR regions of the three Ceriops species, resulting in expansion of the IR regions. The rpl32 gene was lost in C. zippeliana, whereas the infA gene was present in A. lanata. Short repeats (<40 bp) and a lower number of SSRs were found in A. lanata but not in Ceriops species. The phylogenetic analysis supports that all Ceriops species are clustered in Rhizophoraceae and A. lanata is in Acanthaceae. In a search for genes under selective pressures of coastal environments, the rps7 gene was under positive selection compared with non-mangrove species. Finally, two specific primer sets were developed for species identification of the three Ceriops species. Thus, this finding provides insightful genetic information for evolutionary relationships and molecular markers in Ceriops and Avicennia species.
Limnoterrestrial ‘Typhloplanidae’ (Rhabdocoela, Platyhelminthes), with the description of four new species and a new genus

Four new species of limnoterrestrial rhabdocoels (‘Typhloplanidae’ Graff, 1905) are described. One of these – Faunulus nielsi Houben, Proesmans & Artois gen. et sp. nov. – could not be unambiguously placed within an existing genus. Faunulus nielsi most closely resembles species of the genus Adenocerca Reisinger, 1924 but can be clearly distinguished by the position of the testes. The three other new species described are Bryoplana belgica Houben, Proesmans & Artois sp. nov., Hoplopera isis Houben, Proesmans & Artois sp. nov., and Protoplanella leiae Houben, Proesmans & Artois sp. nov. All three belong to the subfamily ‘Protoplanellinae’ Reisinger, 1924 and are distinguished based on a detailed description of the reproductive system. Finally, new data are provided for nine other, known typhloplanids: Adenocerca minima Kolasa, 1981; Chorizogynopora italica Kolasa, 1981; Hoplopera opaca Reisinger, 1924; K. subterranea Reisinger, 1933; Krumbachia virginiana (Kepner & Carter, 1931) Ruebush, 1938; Olisthanellinella rotundula Reisinger, 1924; Prorhynchella minuta Ruebush, 1939; Protoplanella simplex Reisinger, 1924; and Ventrociliella romanae Kolasa, 1977. A detailed comparison of our material of V. romanae to what is described for Bockia deses Reisinger, 1924, leads us to consider the latter a nomen dubium.
Health Service Utilization Pattern and Costs Incurred by People Living with HIV/AIDS at the Nkambe District Hospital, Cameroon

Purpose: Even though ART services in Cameroon are highly subsidized, people living with HIV/AIDS still incur a non-ART drug cost. This piece of paper is aimed at investigating the health service utilization pattern and the outpatient and inpatient costs incurred by people living with HIV/AIDS in the Nkambe District Hospital. Methodology: A single facility-based cross-sectional survey was conducted between February and June 2018 at Nkambe District Hospital. A micro-costing analysis was used to determine the direct and indirect cost of treatment and access. Data were collected using an administered questionnaire and secondary data from patients’ files, analyzed using a one-way analysis of variance (ANOVA). A convenient and purposive sample of 346 participants were enrolled (281 outpatients and 65 inpatients). Results: Result shows that, majority of participants (97.5%) were in their follow up visit. 83.3% had been on ART for more than 1year, while more than half (59.5%) visited the hospital every after 3months for ART refilled. 80% of admitted cases were admitted for the first time. An average direct cost of treatment access was 2108.89FCFA ($3.47) for outpatient and 30414.31FCFA ($54.12) for inpatient, giving an annual average cost of 8435.56FCFA ($15) and 121657.24 FCFA ($216.5), respectively. Conclusion: This work concluded that the of ART services is not sufficient to eliminate the economic burden of treatment on HIV patients. Recommendations: Implementing effective community dispensation of ARVs and other differentiated care models like multi-month scripting and home dispensations well as creating more HIV treatment centers is vital. Also, implementation of a user fee policy for other HIV services. Finally, accelerating the process of universal health coverage in Cameroon will go a long way to help HIV patients and their households.
Psychometric description of the Life Orientation Test-Revised in a South African sample: A pilot study

Dispositional optimism is usually understood as a personality characteristic and conceptualised as a general tendency to expect positive outcomes (Carver & Scheier, 2014; Carver, Scheier, & Segerstrom, 2010). The relevance of the construct of optimism in health psychology has been convincingly demonstrated in numerous studies. Optimism has been associated with differences in mental and physical health, quality of life, adaptive coping styles, life satisfaction, recovery after severe illness and mortality (cf. Hinz et al., 2017, p. 162, for a summary), and has been linked to a range of biological markers and pain responses (cf. Schou-Bredala et al., 2017, p. 217, for a summary). Pertinent to the context of this article, its association with markers of mental health and psychological well-being (e.g. depression, anxiety, fatigue, self-efficacy, perceived stress) has been established in various cross-continental contexts (Yew, Lim, Haw, & Gan, 2015; Zenger et al., 2013; also cf. Schou-Bredala et al., 2017, p. 217, for a summary).
Socio-economic Analysis among the Farmers Engaged in Sericulture Practices in Jorhat District of Assam, India

Sericulture is profitable and a labour intensive industry with very low input that gives employment generations and regular income to the farmers. Socio-economic factors play an important role in determining the knowledge and adoption levels of sericulture practices for production of eri, muga and mulberry Silk. An investigation has been conducted to know the socio-economic condition of seri farmers in Jorhat and Majuli (undivided) district of Assam. The study revealed that majority of the sericulture farmers of the study are belonged to middle age group (60.00%), high school passed (34.17%), other backward class (OBC) caste (30.84%), small size family (60.83%) and exclusively of farming category (45.83%) as their main occupation. Majority of the respondents are marginal farmers (61.67%) having operational land holding of below 1 hector, annual income (37.50%) were in the range of Rs.35001 to Rs.75000/-. About 50% of the respondents involved in eri culture, muga culture (25%) and in mulberry culture. (25%), have medium level of source of extension contact (67.50%), medium level of risk bearing ability (78.33%) and medium level of decision making ability (79.17%) and 42.50 % of the farmers got training exposure to sericulture practices. The study indicates that Sericulture can come out as the most vital opening, in generating income among the farmers in rural areas. Most of the farmers involved in sericultural activities have minimum educational qualification, so government and state sericulture department can organize effective training and development activities along with the line departments to uplift socio-economic status of the seri farmers in rural areas.
Graft Failure Due to Nonadherence among 150 Prospectively-Followed Kidney Transplant Recipients at 18 Years Post-transplant: Our Results and Review of the Literature

Background: We previously reported that graft failure due to nonadherence (GFNA) was a major cause of graft loss in kidney transplantation. Here, among 150 prospectively-followed kidney transplant recipients at 18 years post-transplant, we provide: updated (longer-term) estimates of cause-specific graft loss probabilities, risk factors for developing GFNA, and detailed characterizations of patients’ overt nonadherent (NA) behavior, including timing, extent, and clinical consequences. Methods: Determination of the patient becoming NA in taking his/her immunosuppressive medications, and the underlying cause of graft loss, were determined prospectively by the attending physicians. For never-functioning-graft, GFNA, GF due to causes other than NA (Other GF), and death with a functioning graft (DWFG), cumulative incidence functions were used to estimate the cumulative probabilities of cause-specific graft loss. Cox stepwise regression was used to determine significant multivariable predictors for the hazard rate of developing GFNA. Results: GFNA was a major cause of graft loss (22/150 patients), particularly among African-American and Hispanic recipients <50 years of age-at-transplant (20/56 experienced GFNA), with estimated percentages of such patients ever developing GFNA ranging between 36.9 and 41.5%. These patients were also at a higher risk of developing Other GF. For the remaining patients (2/94 experienced GFNA), estimated percentages of ever-developing GFNA were much lower (range: 0.0–6.7%). The major cause of graft loss among recipients ≥50 years of age was DWFG; GFNA rarely occurred among older recipients. In 21/22 GFNA patients, NA behavior lasted continuously from the time of developing NA until GFNA. In total, 28/150 patients became NA, and 67.9% (19/28) occurred beyond 36 months post-transplant. A total of 25 of 28 NA patients (89.3%) developed biopsy-proven acute rejection and/or chronic rejection that was directly attributed to the NA behavior. Lastly, 25/28 admitted to NA behavior, with financial and psychological components documented in 71.4% (20/28) and 96.4% (27/28) of NA cases, respectively. Conclusions: These results highlight the importance of performing serial monitoring of patients for overt NA behavior throughout their post-transplant follow-up. Financial and psychological components to NA behavior need to be simultaneously addressed with the goal of achieving complete avoidance/elimination of NA behavior among higher risk patients.
Hepatitis C: Standard of Treatment and What to Do for Global Elimination

Hepatitis C virus infection has a substantial effect on morbidity and mortality worldwide because it is a cause of cirrhosis, hepatocellular carcinoma, liver transplantation, and liver-related death. Direct acting antiviral drugs available today have high efficacy and excellent safety and can be used in all patients with clinically evident chronic liver disease and in groups that demonstrate risk behaviors to reduce the spread of infection. The Global Health Strategy of WHO to eliminate hepatitis infection by 2030 assumes “a 90% reduction in new cases of chronic hepatitis C, a 65% reduction in hepatitis C deaths, and treatment of 80% of eligible people with HCV infections”. In this review effective models and strategies for achieving the global elimination of HCV infection are analyzed. The screening strategies must be simple and equally effective in high-risk groups and in the general population; fast and effective models for appropriate diagnosis of liver disease are needed; strategies for direct acting antiviral drug selection must be cost-effective; linkage to care models in populations at risk and in marginalized social classes must be specifically designed and applied; strategies for obtaining an effective vaccine against HCV infection have yet to be developed.
Decoding the Genetic Alteration in Genes of PARP Family and the Possible Association with HNSCC

Introduction: Genetic alterations have long been associated with the transformation of normal cells into malignant cells. Several genes are related to exhibiting the phenotype. The PARP gene family is mainly involved in maintaining genome stability. They play an important role in DNA repair and the programmed cell death process. Aim: To analyse the genetic alteration in PARP family and to determine its association with HNSCC. Materials and Methods: Cbioportal was used as the primary database for identifying the mutations and variations. The data generated in the form of oncoprint was further assessed for frequency of occurrence, type and novelty. Results and Discussion: It can be observed that greater amplification was found in the TIPARP gene which is 14% among all the 17 genes of the family. Also to add on, PARP 14 and PARP 15 show amplification patterns in similar groups of patients. Several types of mutations such as truncated, splicing deep deletion were found in most of the genes. The TIPARP gene was up-regulated in HNSCC patients. The Caucasians experiencing low/medium expression of TIPARP showed greater rates of survival than highly expressed African Americans. Similarly, males presenting with low or medium expression of TIPARP showed a greater rate of survival than the highly expressed females. Conclusion: TIPARP could be a promising prognostic marker for screening populations vulnerable to acquiring HNSCC.
A systems perspective on army health and discipline

Healthy and Disciplined Soldiers provide a unique competitive advantage to the United States Army that cannot be replaced by the acquisition of technological weapons systems. The United States Army system for managing health and discipline has historically been robust; however, the prolonged conflicts in Iraq and Afghanistan have highlighted the need to reexamine the system of health and discipline policies, its architecture, and the dynamic effects on junior leader behavior. This thesis provides an analysis of this system by exploring the dynamic relationship between leader development, health and discipline, and an emphasis on warfighting mission capabilities. The author demonstrates the tradeoffs between mission capabilities, and leader development of Soldier health and discipline through a mixed methods approach that combines quantitative analysis of the published Army literature and qualitative field interviews. This thesis analyzes the architecture of the Army Health Promotion system, highlighting risks to capability development if the system architecture is not consistently managed across installations. The author applies the object-process method to describing architectural models of policy systems and system dynamics causal loop diagrams to explain the evolution of the system during the post 9-11 war period. The author also uses quantitative article subject search to validate qualitative descriptions of the system behaviors. The author suggests that there is some risk in the Army failing to more effectively manage Soldier health and discipline due to failing to properly describe the intended architecture of the Army Health Promotion system, resulting in architectural differences between installations. The author also recommends several potential system changes to affect the dynamics of the leader development. Thesis Supervisor: Jayakanth Srinivasan Title: Research Scientist, Sloan School of Management