Miracle-dz/UniFAR-FTUs huggingface dataset:
Analisis Pengaruh Customer Trust Terhadap Keputusan Menggunakan Mobile Banking Melalui Perceived Risk dan Perceived Usefulness Sebagai Variabel Intervening

Tujuan penelitian ini adalah untuk mengetahui pengaruh customer trust terhadap keputusan menggunakan mobile banking melalui perceived risk dan perceived usefulness sebagai variabel intervening pada pengguna aplikasi mobile banking Bank BRI di Kantor Cabang Kebumen. Populasi pada penelitian ini adalah seluruh nasabah pengguna rekening debet pada Bank BRI Kantor Cabang Kebumen yang menggunakan aplikasi mobile banking BRI. Penelitian ini menggunakan metode purposive sampling dengan sampel sebanyak 100 responden. Berdasarkan metode statistika dilakukan uji validitas, uji reliabilitas, uji asumsi klasik (uji multikolonieritas, uji heteroskedastisitas, dan uji normalitas), uji parsial, uji koefisien determinasi, dan analisis jalur. Hasil penelitian ini menunjukkan bahwa berdasarkan uji validitas dan reliabilitas semua variabel dinyatakan valid dan reliabel. Berdasarkan hasil uji t sub struktur I variabel customer trust berpengaruh positif dan signifikan terhadap perceived risk. Hasil uji t sub struktur II variabel customer trust berpengaruh positif dan signifikan terhadap perceived usefulness, perceived risk tidak berpengaruh signifikan terhadap perceived usefulness. Kemudian untuk sub struktur III variabel customer trust berpengaruh positif dan signifikan terhadap keputusan menggunakan, perceived risk tidak berpengaruh signifikan terhadap keputusan menggunakan, perceived usefulness berpengaruh positif dan signifikan terhadap keputusan menggunakan.
Does Trade Openness Affect Bank Risk-Taking Behavior? Evidence From BRICS Countries

In this paper, we examine the impact of trade openness on bank risk-taking behavior employing a panel dataset of 899 banks from the BRICS (i.e., Brazil, Russia, India, China, and South Africa) countries over the period 2000–2017. We find that higher trade openness lowers bank risk-taking. Our results are robust when we use alternative proxies of trade openness and bank risk-taking, estimate country-wise regressions, or use alternative estimation methods such as system Generalized Methods of Moments (GMM), fixed effects, pooled Ordinary Least Square (OLS), and Vector Error Correction Model (VECM) models. We also observe higher trade openness decreases bank risk-taking in both the short and long run. Moreover, banks in more open countries perform relatively better during the crisis period further signifying the diversification benefits of openness. Together, our findings imply the beneficial impact of trade openness for financial sector stability.
Relative influence of spatial over environmental and historical processes on the taxonomic and phylogenetic beta diversity of Neotropical phyllostomid bat assemblages

Environmental, spatial and historical dynamics are widely recognized as fundamental factors underlying community assembly along geographical gradients. We addressed the relative roles of these three processes on the taxonomic (TBD) and phylogenetic beta diversity (PBD) among 108 phyllostomid bat assemblages. Considering the bats’ dispersal abilities, niche requirements and tropical origin, we hypothesized that the current environmental parameters would explain most of the taxonomic and phylogenetic variation among these communities.
How accurate is a machine learning-based wind speed extrapolation under a round-robin approach?

As the size of commercial wind turbines keeps increasing, having accurate ways to vertically extrapolate wind speed is essential to obtain a precise characterization of the wind resource for wind energy production. Recently, machine learning has been proposed and applied to extrapolate wind speed to hub heights. However, previous studies trained and tested the machine learning methods at the same site, giving them an unfair advantage over the conventional extrapolation techniques, which are instead more universal. Here, we use data from four sites in Oklahoma to test a round-robin validation approach for machine learning, under which we train a random forest at a site, and test it at a different site, where the model has no prior knowledge of the wind resource. We quantify how the accuracy of this technique varies with distance from the training site, and we find that it outperforms conventional techniques for wind extrapolation at all the considered spatial separations. We then assess how the accuracy of the machine-learning based approach varies when it is used to predict wind speed in a wind farm far wake. Finally, we explore as case study the performance of the random forest in extrapolating winds during a low-level jet event.
Effects of Highly Crystalized Nano C-S-H Particles on Performances of Portland Cement Paste and Its Mechanism

In order to improve the early age strength of ordinary Portland cement-based materials, many early strength agents were applied in different conditions. Different from previous research, the nano calcium silicate hydrate (C-S-H) particles used in this study were synthesized through the chemical reaction of CaO, SiO2, and H2O under 120 °C using the hydrothermal method, and the prepared nano C-S-H particles were highly crystalized. The influences of different amounts of nano C-S-H particles (0%, 0.5%, 1%, 2% and 3% by weight of cement) on the setting time, compressive strength, and hydration heat of cement paste were studied. The hydration products and microstructure of the cement paste with different additions of nano C-S-H particles were investigated through thermogravimetry-differential thermal analysis (TG-DTA), X-ray powder diffraction (XRD), and scanning electron microscope (SEM) tests. The results show that the nano C-S-H particles could be used as an early strength agent, and the early strength of cement paste can be increased by up to 43% through accelerating the hydration of tricalcium silicate (C3S). However, the addition of more than 2% nano C-S-H particles was unfavorable to the later strength development due to more space being left during the initial accelerated hydration process. It is suggested that the suitable content of the nano C-S-H particles is 0.5%−1% by weight of cement.
A live community growing together: Communal occupation of a senior center welcoming Spanish-speaking elders

ABSTRACT The percentage of Latinx immigrants over the age of 65 in the United States is expected to more than double within the next 30 years. These elders face particular health and occupational disparities emerging from a transaction of individual and sociocultural factors that warrants attention by both service providers and researchers. This study employed an ethnographic approach including interviews, observations, document review, and group mapping activities. It sought to explore a county senior center as it evolves toward greater inclusion of Spanish-speaking members who are increasingly agentic in their community occupations despite facing initial constraints. John Dewey’s philosophy is employed alongside critical theoretical perspectives to illuminate the juxtaposition of individual vulnerability and agency interwoven with structural elements. The communal growth experienced by the senior center and the Spanish-speaking elders is characterized by social relationships that transform, and are transformed by, shared occupation. For occupational scientists, the results offer an expanded understanding of communal occupation and its influence on community change, in this case focused on a marginalized population integrating into dominant cultural spaces and practices.
Why Pacific Islanders Stopped Worrying about the Apocalypse and Started Fighting Climate Change

This article questions the hierarchical assumptions of theories of “traveling models” by examining how politicians and environmental activists from the three major regions of the Paciﬁc have contributed to global climate change policy regimes. The Marshall Islands successfully lobbied the international climate change community to ensure that the signatories to the Paris Agreement are committed to keeping the global temperature rise during the current century to “well below” 2°C, while “pursuing efforts” to limit the average temperature increase to 1.5°C above preindustrial levels. In its role as the host of the twenty-third annual Conference of the Parties to the 1992 UN Framework Convention on Climate Change, Fiji drew on the self-scaling Paciﬁc speech genre of talanoa to facilitate dialogue and cooperation between the signatories of the Paris Agreement. The successful institution of Talanoa Dialogues at UN climate change meetings was not just a branding exercise, but an ideological project of encompassment. Although the Solomon Islands has a lower international proﬁle, its responses to climate change suggest new ways of thinking about the relationship between local environmental knowledge and scientiﬁc models, and provides valuable feedback on new forms of aid focused on adaptation. [ climate change, traveling theory, talanoa, Paciﬁc Islands, United Nations ]
The Cultural Evolution of Oaths, Ordeals, and Lie Detectors

In a great variety of cultures oaths, ordeals, or lie detectors are used to adjudicate in trials, even though they do not reliably discern liars from truth tellers. I suggest that these practices owe their cultural success to the triggering of cognitive mechanisms that make them more culturally attractive. Informal oaths would trigger mechanisms related to commitment in communication. Oaths used in judicial contexts, by invoking supernatural punishments, would trigger intuitions of immanent justice, linking misfortunes following an oath with perjury. These intuitions would justify the infliction of costs on oath takers in a way that appears morally justified. Ordeals reflect the same logic. Intuitions about immanent justice link a worse outcome following the ordeal with a guilty verdict. This link justifies the application of the ordeal, and the fixed costs involved (burning, poisoning). Lie detectors also rely on the creation of a link between a specified outcome and a guilty verdict. However, they do not rely on intuitions about immanent justice, but on a variety of intuitions ranging from the plausibly universal to the culturally idiosyncratic. As a result, lie detectors involve lower fixed costs than ordeals, and are less cross-culturally successful than oaths or ordeals.
Floral Biology and Bat Pollination in Pilosocereus catingicola (Cactaceae) in Northeastern Brazil

Summary: Within the Cactaceae, various genera have been reported as being bat-pollinated, including Pilosocereus, however actual observations have not been reported from Brazil. In this work we investigate the floral biology and pollination of Pilosocereus catingicola (Gürke) Byles & Rowley subsp. salvadorensis (Werderm.) Zappi, a species endemic to North-eastern Brazil, where its common name is ‘facheiro’. Observations of the pollination biology of this species were made in the coastal sand-dunes of Paraíba. The flowers of P. catingicola have various characteristics associated with bat-pollination; widely opening tubular corolla greenish white in colour, foul odour, high and continuous production of nectar and nocturnal anthesis. The flowers open after 6 p.m. , the stamens disposed around the interior of the corolla-tube, the style lying along the lower edge of the tube, the stigma exserted and receptive during the night, from the beginning of anthesis until the flower closes around 7 a.m. the following morning. The production of nectar is copious and continuous from the beginning of anthesis, averaging 440 µl, and is stored in the nectar-chamber. The average concentration of sugar in the nectar was 23%. Visits of a phylostomid bat, Glossophaga soricina, at regular intervals of approx. 10–40 min. were observed, which suggested trap-lining behaviour, favouring cross-pollination. Occasional visits of hawkmoths were also observed, which may also function as effective pollinators. P. catingicola is a self-incompatible species, whose seed production depends on crosspollination through the presence of a pollen vector.
How We Can Enhance Spectator Attendance for the Sustainable Development of Sport in the Era of Uncertainty: A Re-Examination of Competitive Balance

This study seeks to find factors that determine the mobilization of spectators in games of the Korean professional baseball league for sustainable development. In particular, it re-examines the uncertainty-of-outcome hypothesis by looking at the effect of competitive balance (CB) on seat occupancy in stadiums. Data for 2160 games over three years (2015–2017) from the archives of the Korea Baseball Organization (KBO) were analyzed. The results show that the CB of the home team, with the entire teams, affects seat occupancy rate (SOR). It is also shown that there exists an inverted U-shaped curvilinear relationship between CB and SOR. However, the winning percentage of the home team in the entire league had a significant impact on the SOR. This implies that the overall athletic performance of the home team in the league competing with all other teams is much more important than the home team’s competitive balance in the season played before the game, for attracting fans to the stadium.
Pythons, parasites, and pests: anthropogenic impacts on Sarcocystis (Sarcocystidae) transmission in a multi‐host system

Parasites are essential components of ecosystems and can be instrumental in maintaining host diversity and populations; however, their role in trophic interactions has often been overlooked. Three apicomplexan parasite species of Sarcocystis (S. singaporensis, S. zamani, and S. villivillosi) use the reticulated python as their definitive hosts and several species within the Rattus genus as intermediate hosts, and they form a system useful for studying interactions between host–parasite and predator–prey relationships, as well as anthropogenic impacts on parasite transmission. Based on predictions from a 1998 survey, which detected an inverse relationship between urban development and Sarcocystis infection in Rattus, we tested the hypothesis that Sarcocystis transmission in Singapore will decrease over time due to anthropogenic activities. Despite a large proportion of the reticulated python diet consisting of Rattus species at all sizes of pythons, Sarcocystis infection rates decreased from 1998 to 2010. Pythons found in industrial areas had lower Sarcocystis infection rates, particularly in the western industrial area of Singapore Island. Average python size also decreased, with implications that we predict may disrupt host–parasite relationships. Anthropogenic activities such as habitat modification, fragmentation, and systematic removal and translocation of pythons have negative impacts on Sarcocystis transmission in Singapore, which in turn may augment pest rat populations. Trends observed may ultimately have negative impacts on human health and biodiversity in the region.
An adaptation of the super-Gaussian wake model for yawed wind turbines

The wake of a yawed wind turbine tends to be deflected and does not follow the incoming wind direction. This phenomenon, often referred to as “wake deflection”, has recently received a lot of attention from the wind energy research community: it is possible to dynamically optimize a wind farm power production by yawing some turbines to deflect their wakes, thus minimizing wake losses over the whole wind farm. In the present work, an analytical model for estimating the deflection of a yawed wind turbine wake is proposed. This new model is based on a super-Gaussian shape assumption for the velocity profile, enabling the estimation of the wake deflection in both near and far wake regions. First, the super-Gaussian model will be briefly introduced. Then, the new wake deflection model will be presented, as well as an updated version of the well known Jimenez model. This revised model allows a proper comparison with the proposed super-Gaussian model, since it is based on a similar definition of the wake width. Finally, results will be compared with experimental data from the literature.
Estimates of Stress Between the Hamstring Muscles

Background. The cause of muscle damage and injury is often attributed to large strains. Studies have suggested that strain is the principal cause of muscle damage rather than force. Results . In this paper we show that force is the principal cause of muscle damage whereas strain is a means of increasing force. The subtle difference has important implications, as many studies use strain as an indicator for injury risk. In addition, we show that the data better supports a theory of stress as the principal cause of injury, rather than force alone, and aligns with both the myofibril and observational data. Conclusions. The implications of a stress-based model of injury is discussed within the paper.
Potential of Carica papaya peels as effective biocatalyst in the optimized parametric transesterification of used vegetable oil

This study investigates the effectiveness of a base heterogenous catalyst derived from waste Carica papaya peels in the transesterification of used vegetable oil (UVO). The calcined Carica papaya peels (CCPP) were characterised using scanning electron microscope-energy dispersive X-ray (SEM-EDX), X-ray diffraction (XRD) and Fourier transform infrared spectroscopy (FT-IR). The EDX result indicated that the ash contains various minerals with potassium (K) as the main active element in remove for the charge of the high catalytic activity. Response surface methodology (RSM) based on the Box Behnken design (BBD) was used to optimise and investigate the effect of the critical process parameters which include: the reaction time (50 – 70 min), catalyst loading (2.5 – 4.5 wt%) and methanol-to-oil molar ratio (9:1 – 15:1). The optimal reaction condition for the transesterification process was found to be catalyst loading of 3.5 wt%, methanol/oil molar ratio of 12:1, process reaction time of 60 min at constant reaction temperature of 65 C which resulted in the maximum biodiesel yield of 97.5 wt%. The quality of the produced biodiesel was in agreement with ASTM standards. The catalyst was reused up to three times with minimal decrease in the catalytic activity in the biodiesel conversion. The study demonstrates the potential of waste biomass feedstocks in the production of sustainable biodiesel fuel.
Estimation of genetic parameters for milk yield using a random regression test-day model in first parity dairy cows under pasture-based systems of Los Ríos region in Chile

In dairy cattle, genetic selection for milk yield was generally based on 305 days lactation records that were calculated from available monthly test-day milk yield records. A test-day milk yield record, multiplied by the number of days between the current and following test-day, was the monthly milk yield and summed to all other monthly milk yields represented a 305 days lactation yield. Cows that for any reason did not complete their lactation got a 305 days yield via correction factors assuming a common lactation curve. Random regression models allow individual deviation from a common curve. The objective of this study was to estimate genetic parameters for daily milk yield using a random regression model (RRM) in Chilean dairy cows. A data set containing 97,683 monthly test-day records of 10,528 cows from 15 commercial dairy herds of Los Rios Region in southern Chile was used. Days in milk (DIM) were modelled using the fourth-order Legendre polynomials and the model also included, as fixed effects, contemporary group and cow age at test-day as a covariate. The average daily milk yield was 17.83 ± 5.25 kg. Average estimated heritability and repeatability from five to 305 DIM was 0.26 ± 0.02 and 0.61 ± 0.04, respectively. The heritability estimate varied from 0.23 to 0.31. Both parameters did not vary dramatically except after 270 DIM when repeatability increased while heritability decreased. Although the estimated genetic parameters did not seriously depart from the most recent results available in the Chilean literature, they are mathematically more precise for estimating the true parameters than those calculated using adjustment factors, suggesting that the model used could be the starting point to develop a genetic evaluation system for dairy cattle in Chile.
Animal Damage Predation on Domestic Livestock by Large Carnivores

Predation on domestic livestock by large carnivores is an ancient conflict. It was until recently regarded as an aberrant form of behaviour. It is essential to distinguish between an indidual 'cattle lifter', engaged almost exclusively in predation in livestock and feeding on cattle to some extent by the carnivore population throughout its range. In past carnivores responsible for predation on cattle were proscribed for destruction. Today most large carnivores are endangered, and legal provisions to deal with cattle killing carnivores have changed. Wildlife managers are paying more attention to the reasons for such behaviour and measures are being adopted to mitigate the problem Predation on cattle can no longer be considered abnormal since cattle population is distributed widely in large number, grazing mainly in fotested habitats. The protected area have high carnivore support potential but the surrounding buffers and often heavily used multiple area have sub-optional to poor habitat and prey conditions, as such a clear predation differential in terms of cattle killing is observed. Under prevailing conditions cattle killing connot be eliminated but may be reduced through certain precautions. Awarding compensation is one approach to make good the losses of cattle owners. The paper considers several field situations and discusses mitigation approach.
Catering dividend: Dividend premium and free cash flow on dividend policy

Abstract This study aims to analyze how the effect of catering dividend as measured by dividend premium and free cash flow on dividend policy. This study uses quantitative data types and secondary data sources to measure the variables studied. The population in this study is manufacturing companies listed on the Indonesia Stock Exchange (IDX) for the 2015–2018 period with 186 observations. This study was tested using multiple linear regression analysis with SPSS 20 software. This study found that catering dividends as measured by dividend premium showed a positive effect on dividend policy and free cash flow which also had a positive influence on dividend policy. These results indicate that the higher the dividend premium and free cash flow of the company, the better the company’s dividend policy.
Can commodity futures risk factors predict economic growth?

This paper examines whether commodity futures risk factors can predict future economic growth. We test risk factors capturing various spot or term premia and find that, after controlling for traditional predictors, only three factors capturing term premia on the basis-momentum, basis, and change in slope remain significant predictors for future economic growth, especially for long horizons. Moreover, the change in slope factor appears to be the strongest and most robust predictor among them. Our findings highlight the importance of the term premia, rather than the spot premia on which the literature has mainly focused. JEL classification: G10; G11; G12