Miracle-dz/UniFAR-FTUs huggingface dataset:
PENGARUH CAR, NPL, ROA DAN LDR TERHADAP PENYALURAN KREDIT PADA PERBANKAN (Studi Pada Perusahaan Perbankan yang Listed di Bursa Efek Indonesia Periode 2011-2015)

ABSTRACT Banking is an important part that plays a role in the economic development of a country. Banking also serves as an intermediary institution whose task is to collect funds from the community and channel it again to the community in the form of credit. In channeling the credit, there are internal factors that must be considered, namely from capital side proxied with CAR, the level of koliektibilitas proxied with the NPL, profitability proxied with ROA, and from the side of bank liquidity proxied with LDR. This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Return On Assets (ROA), and Loan to Deposit Ratio (LDR) to Distribution of bank credits listed on the Indonesia Stock Exchange. The object of this study is a banking company listed on the IDX period 2011-2015. The sample used in this study amounted to 19 banking companies. The analysis used is multiple linear regression. Based on the analysis that has been done, obtained the result that partially the ratio of CAR and ROA have a significant positive effect on the banking credit distribution. The NPL ratio had a significant negative effect on the banking credit distribution. While the LDR ratio has no significant effect on the banking credit distribution. Keywords : Credit, CAR, NPL, ROA, LDR Correspondence to : yuamolekwp@gmail.com, alien_akmalia@umy.ac. id ABSTRAK Perbankan merupakan bagian yang penting yang berperan dalam pembangunan ekonomi suatu negara. Perbankan juga berfungsi sebagai lembaga intermediasi yang tugasnya menghimpun dana dari masyarakat dan menyalurkannya lagi kepada masyarakat dalam bentuk kredit. Dalam menyalurkan kreditnya, ada faktor internal yang harus diperhatikan, yaitu dari sisi permodalan yang diproksikan dengan CAR, tingkat koliektibilitas yang diproksikan dengan NPL, profitabilitas diproksikan dengan ROA, dan dari sisi likuiditas perbankan yang diproksikan dengan LDR. Penelitian ini bertujuan untuk menganalisis pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Return On Assets (ROA), dan Loan to Deposit Ratio (LDR) terhadap Penyaluran kredit perbankan yang terdaftar di Bursa Efek Indonesia. Objek penelitian ini adalah perusahaan perbankan yang terdaftar di BEI periode 2011-2015. Sampel yang digunakan dalam penelitian ini berjumlah 19 perusahaan perbankan. Analisis yang digunakan yaitu regresi linier berganda. Berdasarkan analisis yang telah dilakukan, diperoleh hasil bahwa secara parsial rasio CAR dan ROA berpengaruh positif signifikan terhadap penyaluran kredit perbankan. Rasio NPL berpengaruh negatif signifikan terhadap penyaluran kredit perbankan. Sedangkan rasio LDR tidak berpengaruh signifikan terhadap penyaluran kredit perbankan. Kata kunci : Kredit, CAR, NPL, ROA, LDR Korespondensi : yuamolekwp@gmail.com , alien_akmalia@umy.ac. id
In vitro efficacy of fosfomycin-containing regimens against methicillin-resistant Staphylococcus aureus in biofilms.

OBJECTIVES To compare the in vitro antibacterial efficacy of antistaphylococcal antibiotics in combination with fosfomycin or rifampicin, using a biofilm model. METHODS The antibacterial activities of fusidic acid, linezolid, vancomycin, teicoplanin, rifampicin, minocycline, fosfomycin and tigecycline, individually and in fosfomycin or rifampicin combinations, were measured against planktonic or biofilm-embedded methicillin-resistant Staphylococcus aureus (MRSA) with susceptible and resistant breakpoint concentrations (SBCs and RBCs, respectively), using the MTT-staining method and by counting the number of cfu in the biofilms. RESULTS Linezolid alone at its SBC, and fosfomycin, linezolid, minocycline and tigecycline at their RBCs, exhibited killing effects on biofilm-embedded MRSA (P < 0.0001). Of the eight fosfomycin combinations studied, fosfomycin combined with linezolid, minocycline, vancomycin or teicoplanin at their respective SBCs, exhibited enhanced antibacterial activities (P < 0.0001) when compared with the control group, and outperformed rifampicin combinations (P < 0.01). The killing effects of fosfomycin combinations at their respective RBCs were better than those at their respective SBCs (P < 0.05). Significantly enhanced killing effects were observed with fosfomycin in combination with vancomycin or teicoplanin, compared with vancomycin or teicoplanin alone. For 10 randomly selected MRSA isolates, the results of colony counting in biofilms were comparable with those of the MTT-staining method. CONCLUSIONS Fosfomycin enhanced the activities of linezolid, minocycline, vancomycin and teicoplanin. These combinatorial treatments were even better than rifampicin combination regimens, and may provide therapeutic advantages in catheter-related or prosthetic joint infections.
Maternal urine hyperglycosylated hCG in pregnancies with Down syndrome

Stored maternal urine samples were used to determine the distribution of hyperglycosylated human chorionic gonadotrophin (H‐hCG) levels in pregnancies with Down syndrome. A total of 349 samples from singleton pregnancies, including 45 with Down syndrome, were tested at 10–19 weeks' gestation. Urinary concentration was allowed for by expressing H‐hCG in ng per mmol creatinine. The median level in Down syndrome was 3.63 multiples of the gestation‐specific median in unaffected pregnancies (p<0.0001, Wilcoxon rank–sum test, two‐tail). However, creatinine levels were relatively low in cases and creatinine did not fully correct for concentration. When this bias was allowed for, the median level was 3.34 multiples of the normal median (MoM). The H‐hCG elevation in affected pregnancies was more marked at 14 weeks' gestation or later: a median of 4.64 MoM and allowing for creatinine bias 4.46 MoM. Copyright © 1999 John Wiley & Sons, Ltd.
Prognostic value of normal technetium-99m-sestamibi cardiac imaging.

UNLABELLED The purpose of this study was to describe the clinical outcome of patients with a normal 99mTc-sestamibi cardiac imaging study. METHODS One-day gated rest-stress planar dipyridamole (n = 112) and symptom-limited exercise (n = 122) 99mTc-sestamibi protocols were used. All patients (n = 234, mean age 55 +/- 12 yr, 127 males and 107 females) had normal perfusion and wall motion on qualitative analysis. Patients were followed for 6-16 mo (mean 10 +/- 2 mo). Cardiac events were defined as cardiac death or nonfatal myocardial infarction. RESULTS ST-segment depression or chest pain occurred in 8 (7%) and 29 (26%) patients in the dipyridamole group, respectively, and 20 (16%) and 28 (22%) patients in the exercise group. Cardiac events occurred in only one patient. The annualized event rate was 0.5% per year. In addition, only two patients underwent coronary revascularization during the follow-up period. CONCLUSIONS Our data confirm the benign outcome of patients with normal 99mTc-sestamibi cardiac imaging, at least over an intermediate follow-up period.
Applications of a New Carbonated Calcium Phosphate Bone Cement: Early Experience in Pediatric and Adult Craniofacial Reconstruction

&NA; Hydroxyapatite cements have recently been employed as bone substitutes in craniofacial reconstruction. They are easily applied, nonresorbable, available in unlimited quantity, and eliminate donor‐site morbidity. Norian CRS (craniofacial repair system) is a new carbonated calcium phosphate paste that is unique in that it more closely resembles bone than do traditional hydroxyapatite pastes. Norian is a low‐order crystalline apatite soluble at a low pH, facilitating its resorption and replacement by host bone. The cement was first used for craniofacial surgery in North America at the Children's Hospital of Philadelphia. This report presents the authors' experience with this bone substitute in both pediatric and adult craniofacial reconstruction. Sixteen adult and pediatric patients underwent craniofacial reconstruction involving the use of carbonated calcium phosphate paste for correction of defects that required from 5 to 110 g of carbonated calcium phosphate paste (mean, 28.5 g). The patients were all followed for a minimum of 14 months. Minor complications included one case of infection and two cases involving cement microfragmentation. In the authors' experience, carbonated calcium phosphate paste has proved to be an excellent alloplastic material for osseous augmentation and reconstruction in the craniofacial skeleton. Few problems were encountered using this material; no significant morbidity was encountered. Although this material seems to be promising as a bone substitute, further follow‐up will be necessary to evaluate its potential role in craniofacial surgery. (Plast. Reconstr. Surg. 109: 1789, 2002.)
Abnormal Brain Areas Common to the Focal Epilepsies: Multivariate Pattern Analysis of fMRI

Individuals with focal epilepsy have heterogeneous sites of seizure origin. However, there may be brain regions that are common to most cases of intractable focal epilepsy. In this study, we aim to identify these using multivariate analysis of task-free functional MRI. Fourteen subjects with extratemporal focal epilepsy and 14 healthy controls were included in the study. Task-free functional MRI data were used to calculate voxel-wise regional connectivity with regional homogeneity (ReHo) and weighted degree centrality (DCw), in addition to regional activity using fraction of amplitude of low-frequency fluctuations (fALFF). Multivariate pattern analysis was applied to each of these metrics to discriminate brain areas that differed between focal epilepsy subjects and healthy controls. ReHo and DCw classified focal epilepsy subjects from healthy controls with high accuracy (89.3% and 75%, respectively). However, fALFF did not significantly classify patients from controls. Increased regional network activity in epilepsy subjects was seen in the ipsilateral piriform cortex, insula, and thalamus, in addition to the dorsal anterior cingulate cortex and lateral frontal cortices. Decreased regional connectivity was observed in the ventromedial prefrontal cortex, as well as lateral temporal cortices. Patients with extratemporal focal epilepsy have common areas of abnormality (ReHo and DCw measures), including the ipsilateral piriform cortex, temporal neocortex, and ventromedial prefrontal cortex. ReHo shows additional increase in the "salience network" that includes anterior insula and anterior cingulate cortex. DCw showed additional effects in the ipsilateral thalamus and striatum. These brain areas may represent key regional network properties underlying focal epilepsy.
Explorative study on management model of tourism business zone at Kuta, Bali

Business activities through asset management of indigenous village of Kuta provide an opportunity for the community to participate in improving their welfare. This study aims to analyze the management model of Kuta’s tourism business zone, the involvement of stakeholders in the management of Kuta’s tourism business zone in indigenous village of Kuta and the implications of each business tourism zone in indigenous village of Kuta in the level of community welfare in each zone. Data collection was done by observation, interview, questionnaire, and documentation. The main instrument of this study is the researchers themselves assisted with interview guideline. The results showed that the management model has been arranged in 5 tourism business zones in indigenous village of Kuta. The involvement of all stakeholders in the management of the tourism business zone follows the procedure of execution of duties and provides security, comfort and certainty of doing business activities at each zone. The implications of the tourism business in the level of community welfare in each zone in indigenous village of Kuta have been able to bring happiness in business and all community are satisfied with the income they earned from work in each business zone.
Posterior Reversible Encephalopathy Syndrome, Part 2: Controversies Surrounding Pathophysiology of Vasogenic Edema

SUMMARY: Posterior reversible encephalopathy syndrome (PRES) is a neurotoxic state accompanied by a unique brain imaging pattern typically associated with a number of complex clinical conditions including: preeclampsia/eclampsia, allogeneic bone marrow transplantation, solid organ transplantation, autoimmune diseases and high dose cancer chemotherapy. The mechanism behind the developing vasogenic edema and CT or MR imaging appearance of PRES is not known. Two theories have historically been proposed: 1) Severe hypertension leads to failed auto-regulation, subsequent hyperperfusion, with endothelial injury/vasogenic edema and; 2) vasoconstriction and hypoperfusion leads to brain ischemia and subsequent vasogenic edema. The strengths/weaknesses of these hypotheses are reviewed in a translational fashion including supporting evidence and current available imaging/clinical data related to the conditions that develop PRES. While the hypertension/hyperperfusion theory has been most popular, the conditions associated with PRES have a similar immune challenge present and develop a similar state of T-cell/endothelial cell activation that may be the basis of leukocyte trafficking and systemic/cerebral vasoconstriction. These systemic features along with current vascular and perfusion imaging features in PRES appear to render strong support for the older theory of vasoconstriction coupled with hypoperfusion as the mechanism.
SECONDARY ECLIPSE PHOTOMETRY OF WASP-4b WITH WARM SPITZER

We present photometry of the giant extrasolar planet WASP-4b at 3.6 and 4.5 μm taken with the Infrared Array Camera on board the Spitzer Space Telescope as part of Spitzer's extended warm mission. We find secondary eclipse depths of 0.319% ± 0.031% and 0.343% ± 0.027% for the 3.6 and 4.5 μm bands, respectively, and show model emission spectra and pressure–temperature profiles for the planetary atmosphere. These eclipse depths are well fit by model emission spectra with water and other molecules in absorption, similar to those used for TrES-3 and HD 189733b. Depending on our choice of model, these results indicate that this planet has either a weak dayside temperature inversion or no inversion at all. The absence of a strong thermal inversion on this highly irradiated planet is contrary to the idea that highly irradiated planets are expected to have inversions, perhaps due the presence of an unknown absorber in the upper atmosphere. This result might be explained by the modestly enhanced activity level of WASP-4b's G7V host star, which could increase the amount of UV flux received by the planet, therefore reducing the abundance of the unknown stratospheric absorber in the planetary atmosphere as suggested in Knutson et al. We also find no evidence for an offset in the timing of the secondary eclipse and place a 2σ upper limit on |ecos ω| of 0.0024, which constrains the range of tidal heating models that could explain this planet's inflated radius.
Audit quality, Audit Committee effectiveness and Audit evaluation: A critical Literature Review

There have been growing academic research and literature on audit quality in corporate organisations but increase in financial and accounting scandals has brought the integrity of financial reporting and audit quality in disrepute. Questions have arisen on the independence of the auditor and quality of audits conducted for public interest organisations. Audit quality is critical in the financial reporting chain and investors and other audit stakeholders require assurance on the quality of the audit reports, financial reporting disclosures and information on the performance of firms. This paper seeks to review literature on audit quality to establish how audit quality is affected by audit committee effectiveness and audit evaluation. The study involves critical review of academic literature and research on audit quality, audit committee effectiveness and audit evaluation including related theories and empirical studies which investigates the relationship among audit quality, audit committee effectiveness, and audit evaluation. Review findings reveal that there is no agreeable audit quality framework, definition of audit quality and information on how audit committee effectiveness affects audit quality. Independence of the AC, qualification of members reflected on the knowledge and expertise possessed and size of the committee are believed to improve financial reporting quality resulting in high audit quality. AC’s frequency of meetings, contributions reflected in committee minutes, informal relationships between the committee and stakeholders such as internal and external auditors; and senior management improves audit quality in organizations.
EVALUASI PELAKSANAAN PROGRAM INDONESIA PINTAR (PIP)

Abstrak Penelitian ini bertujuan untuk mengetahui bagaimana pelaksanaan Program Indonesia Pintar (PIP) di SMK Negeri 3 Wonosari yang meliputi: (1) kesiapan sekolah, (2) proses pelaksanaan, (3) pemanfaatan dana, (4) faktor yang mempengaruhi PIP. Penelitian ini termasuk evaluasi program model Stake dengan metode pendekatan deskriptif kuantitatif kualitatif . Sampel penelitian 29 siswa kelas XI penerima PIP tahun 2015. Metode pengumpulan data menggunakan angket, wawancara dan dokumentasi. Uji validitas instrumen menggunakan korelasi product moment . Reliabilitas instrumen dianalisis menggunakan split-half method . Hasil penelitian evaluasi pelaksanaan PIP di SMK Negeri 3 Wonosari dikategorikan baik dengan spesifikasi: (1) kesiapan sekolah berkategori sangat baik (78,30%), (2) proses pelaksanaan PIP berkategori baik (76,21%), (3) pemanfaatan dana PIP berkategori baik (73,37%), (4) (a) faktor pendukung meliputi adanya pendataan kepemilikan Kartu Indoneisa Pintar/Kartu Keluarga Sejahtera, tim pelaksana berpengalaman, monitoring berkelanjutan, siswa proaktif; (b) faktor penghambat meliputi kurangnya sosialisasi program, penetapan waktu tidak konsisten dari pemerintah, waktu pencairan dana kurang tepat. Kata Kunci: Evaluasi, PIP, SMK Abstract This study aims to find out how implementation of Smart Indonesian Program (SIP) at Wonosari State 3 Vocational High School covering: (1) school readiness, (2) implementation process, (3) utilization of funds, (4) factors affecting SIP. This study included an evaluation of the Stake model program with a qua litative quantitative descriptive approach. Sample of 29 students class XI SIP holders of 2015. Methods of data collection used questionnaires, interviews and documentation. Instrument validity test used product moment correlation. Instrument reliability was analyzed used split-half method. The results of the evaluation of the implementation of SIP at Wonosari State 3 Vocational High School were categorized as good with the specifications: (1) readiness of school is very good category (78.30%), (2) SIP implementation process was categorized good (76.21%), (3) SIP categorized good (73.37%), (4) (a) supporting factors includes data of Smart Indonesian Card / Prosperous Family Card ownership, experienced executive team, continuing monitoring, proactive students;(b) inhibiting factors includes lack of socialization programs, government policy timing inconsistency, timing of disbursement was not appropriate. Keywords: Evaluation, SIP, Vocational High School
Sam68 Enhances the Cytoplasmic Utilization of Intron-Containing RNA and Is Functionally Regulated by the Nuclear Kinase Sik/BRK

ABSTRACT Cells normally restrict the nuclear export and expression of intron-containing mRNA. In many cell lines, this restriction can be overcome by inclusion of cis-acting elements, such as the Mason-Pfizer monkey virus constitutive transport element (CTE), in the RNA. In contrast, we observed that CTE-mediated expression from human immunodeficiency virus Gag-Pol reporters was very inefficient in 293 and 293T cells. However, addition of Sam68 led to a dramatic increase in the amount of Gag-Pol proteins produced in these cells. Enhancement of CTE function was not seen when a Sam68 point mutant (G178E) that is defective for RNA binding was used. Additionally, the effect of Sam68 was inhibited in a dose-dependent manner by coexpression of an activated form of the nuclear kinase Sik/BRK that hyperphosphorylated Sam68. RNA analysis showed that cytoplasmic Gag-Pol-CTE RNA levels were only slightly enhanced by the addition of Sam68, compared to a 60- to 70-fold increase in the levels of Gag-Pol protein expression. Thus, in this system, Sam68 functioned to enhance the cytoplasmic utilization of RNA containing the CTE. These results suggest that Sam68 may interact with specific RNAs in the nucleus to provide a “mark” that affects their cytoplasmic fate. They also provide further evidence of links between signal transduction and RNA utilization.
Structural damage detection of steel bridge girder using artificial neural networks and finite element models

Damage in structures often leads to failure. Thus it is very important to monitor structures for the occurrence of damage. When damage happens in a structure the consequence is a change in its modal parameters such as natural frequencies and mode shapes. Artificial Neural Networks (ANNs) are inspired by human biological neurons and have been applied for damage identification with varied success. Natural frequencies of a structure have a strong effect on damage and are applied as effective input parameters used to train the ANN in this study. The applicability of ANNs as a powerful tool for predicting the severity of damage in a model steel girder bridge is examined in this study. The data required for the ANNs which are in the form of natural frequencies were obtained from numerical modal analysis. By incorporating the training data, ANNs are capable of producing outputs in terms of damage severity using the first five natural frequencies. It has been demonstrated that an ANN trained only with natural frequency data can determine the severity of damage with a 6.8 error. The results shows that ANNs trained with numerically obtained samples have a strong potential for structural damage identification. Copyright Â© 2013 Techno Press.