Miracle-dz/UniFAR-FTUs huggingface dataset:
Centralization of Authority, Market Orientation, and Customer Relationship Management in the Banking Sector: A Study in India

Buyer-seller exchange relationship in the personal selling context is a topic of great interest in the financial services sector. In today’s highly competitive scenario where market offers are largely homogenous, an organization’s relationship orientation is found to have a significant impact on the extent to which relationships are developed between salespeople and the customers. Customer oriented selling approach benefits both the salesperson and the organization since it has got positive associations with customer relationships. The strength of the relationship between market orientation and salesperson’s customer orientation can, however, be affected by the organization’s decision to regulate authority. This paper attempts to understand the influence organization’s regulation of authority on orientation at an individual and organizational level in the financial services industry.
Preimplantation Genetic Testing Effective : May 1 , 2018

PLEASE NOTE: Contracts exclude from coverage, among other things, services or procedures that are considered investigational or cosmetic. Providers may bill members for services or procedures that are considered investigational or cosmetic. Providers are encouraged to inform members before rendering such services that the members are likely to be financially responsible for the cost of these services.
Millennials' Online Apparel Purchase Decisions through Social Interactions

The purpose of this research is to explore how Millennials mitigate perceived risks that occur during online apparel purchasing decisions through social interactions based on social learning theory. Also, this research investigates concerns generated from interactions with others when consuming apparel online. An exploratory investigation was undertaken with 78 undergraduate students using an online survey that included open and closed questions. Qualitative data revealed positive relationships between consumers’ social interactions and purchases of apparel products online. Specifically, information searches through social interactions with trusted individuals utilizing online channels were found to validate purchasing decisions and alleviate perceived risks with purchasing apparel products online. However, consumers were also concerned with certain interactions due to the lack of credibility regarding reviewers, channels, and conflicting information. These findings provide an insight into millennial consumers’ learning processes through consumer-to-consumer interactions in social media environments for apparel purchases. As online and mobile shopping along with consumers’ social media usage for interacting continue to increase, these research findings guide retailers how to turn their attention to investing and utilizing these channels to enhance millennial consumers’ positive purchasing experiences online.
Ribosome-independent Regulation of Translocon Composition and Sec61α Conformation*

In this study, the contributions of membrane-bound ribosomes to the regulation of endoplasmic reticulum translocon composition and Sec61α conformation were examined. Following solubilization of rough microsomes (RM) with digitonin, ribosomes co-sedimented in complexes containing the translocon proteins Sec61α, ribophorin I, and TRAPα, and endoplasmic reticulum phospholipids. Complexes of similar composition were identified in digitonin extracts of ribosome-free membranes, indicating that the ribosome does not define the composition of the digitonin-soluble translocon. Whereas in digitonin solution a highly electrostatic ribosome-translocon junction is observed, no stable interactions between ribosomes and Sec61α, ribophorin I, or TRAPα were observed following solubilization of RM with lipid-derived detergents at physiological salt concentrations. Sec61α was found to exist in at least two conformational states, as defined by mild proteolysis. A protease-resistant form was observed in RM and detergent-solubilized RM. Removal of peripheral proteins and ribosomes markedly enhanced the sensitivity of Sec61α to proteolysis, yet the readdition of inactive ribosomes to salt-washed membranes yielded only modest reductions in protease sensitivity. Addition of sublytic concentrations of detergents to salt-washed RM markedly decreased the protease sensitivity of Sec61α, indicating that a protease-resistant conformation of Sec61α can be conferred in a ribosome-independent manner.
Humoral immunity and haemoglobin F (HbF) status in steady state adult Nigerian sickle cell disease patients with asymptomatic malaria

Results: The levels of Ig classes were statistically similar in all the groups. CRP was significantly increased in HbSS –MP compared with HbAA +MP or HbAA –MP. The levels of TRF and HPT were significantly reduced in HbSS –MP or HbSS +MP compared with HbAA –MP. Also TRF and HPT were significantly reduced in HbSS +MP compared with HbSS –MP. Conclusion: These observations may be related to RBC haemolysis especially in HbSS +MP.
CHEMICAL AND ISOTOPIC EVOLUTION OF THE ANORTHOSITIC PLUTONS OF THE LARAMIE ANORTHOSITE COMPLEX: EXPLANATIONS FOR VARIATIONS IN SILICA ACTIVITY AND OXYGEN FUGACITY OF MASSIF ANORTHOSITES

The Laramie anorthosite complex includes three anorthositic plutons: the Poe Mountain, Chugwater, and Snow Creek intrusions. The Poe Mountain and Chugwater bodies exhibit mappable magmatic stratigraphy that records fractionation processes in a magma chamber at or near the present level of exposure followed by doming and expulsion of residual liquid. The Snow Creek pluton is more poorly exposed, although layering is locally observed, and there is geochemical evidence for removal of interstitial liquid in the eastern portion of the body. The three plutons were emplaced in close succession. The U–Pb zircon and baddeleyite geochronology of anorthosite from the Chugwater and Snow Creek plutons, and a monzodiorite dike, indicates that the Chugwater is the oldest of the bodies, with a weighted average 207 Pb/ 206 Pb age of five samples of 1435.5 ± 0.3 Ma. The Snow Creek anorthosite intrudes the previously dated 1434 Ma Poe Mountain anorthosite and is, in turn, cut by the 1432.8 ± 2.4 Ma monzodiorite dike. The LAC and associated granites of the Sherman batholith suite were emplaced over a period no greater than 12 million years, and possibly in as little as three million years. Despite their similar ages, each of the LAC anorthosite plutons displays a distinctive assemblage of minerals. The Poe Mountain anorthosite is characterized by olivine, augite, low Ca-pyroxene, ilmenite and magnetite, and plagioclase in the range An 43–53 . The Chugwater anorthosite generally contains no olivine but is composed of augite, low Ca-pyroxene, ilmenite and magnetite, and iridescent plagioclase in the range An 50–56 . The Snow Creek anorthosite is characterized by a lack of olivine and magnetite and the presence of iridescent plagioclase of composition An 47 to An 56 ; it is commonly quartz-bearing. These assemblages record a range of silica activities and oxygen fugacities. Higher activities of silica and fugacities of oxygen are correlated with greater amounts of crustal assimilation, as indicated by Nd and Sr isotopic compositions and the presence of inherited components in zircon. We demonstrate that crustal assimilation can produce a range of mineral assemblages and Sr–Nd isotopic compositions in LAC anorthosites crystallized from common mantle-derived parental magmas, and that assimilation of crust is likely an important control on the compositional variations documented in other Proterozoic massif anorthosites.
Seismic hazard assessment for a characteristic earthquake scenario: an integrated probabilistic deterministic method

Probabilistic seismic hazard analysis (psha) is classically performed through the Cornell approach by using a uniform earthquake distribution over the source area and a given magnitude range. This study aims at extending the psha approach to the case of a characteristic earthquake scenario associated with an active fault. The approach integrates psha with a high-frequency deterministic technique for the prediction of peak and spectral ground motion parameters in a characteristic earthquake. The method is based on the site-dependent evaluation of the probability of exceedance for the chosen strong-motion parameter. The latter is obtained from the statistical analysis of the synthetic waveform database produced for a large number of possible rupture histories occurring on the characteristic earthquake fault. The method has been applied to a hazard evaluation in the Umbria region, where the threat is represented by a fault having the same geometry and mechanism as the 26 September 1997, Colfiorito earthquake (central Italy; moment magnitude, M w 6).
Predicting consumer attitude to use on-line shopping: context of Malaysia

Nowadays, the Internet has become an essential part of our lives. It has entered all sectors of our daily activities: business, communication, Shopping, and personal life. This study, based on the diffusion of innovations (DOI) theory investigates factors that influence adoption and usage of e-shopping, especially, in Malaysia. Factors were empirically tested against data collected from 375 participants using survey questionnaires. Perceived Relative advantage was found to be the most significantly related factor affecting e-shopping adoption in Malaysia, followed in turn by Privacy and Compatibility. Security of the Internet had a notable effect on e-shopping and adoption in Malaysia. However there is no significant in consumers’ attitude towards online shopping based on complexity. The results show that if students worry about whether their information due to the process of online shopping will be used for other purposes, it will reduce their purchase attitude. In other words, students will evaluate online shopping based on such perceptions as whether the purchase through online will bring additional advantages, and, at the same time, be compatible with their current life style. Customers shop online to save time and effort.
Fluorescence properties of particles obtained by digitonin fragmentation of spinach chloroplasts.

automatically divided by the excitation signal to provide a true record of the fluorescence signal. This referenced output was applied to a potentiometric recorder synchronized either to the excitation monochromator wavelength drive at a fixed fluorescence wavelength to produce an excitation spectrum, or to the fluorescence monochromator wavelength drive to produce an emission spectrum at a fixed excitation wavelength. Excitation from 600 to 720 my was outside the calibrated correction range, and excitation spectra in this range were partly uncorrected and hence of reduced accuracy. Fluorescence measurements at low temperature were carried out in 60% glycerol in a cylindrical glass cell, cooled to the temperature of liquid nitrogen by a cold finger. Fluorescence quantum efficiency (0) was determined by an extension of the relative method. ' Fluorescein in 0.1 N NaOH at 10-6 M was taken as a convenient standard, with an absolute value of quantum efficiency of 0.92 at 200C.6 Absorption spectra at 770K were recorded in 60% glycerol with a Cary model 14R spectro-photometer, as described elsewhere.7
Decreased Delta Event-Related Synchronization in Patients with Early Vascular Dementia

Electroencephalogram (EEG) activity, recorded while performing an “odd ball” detection task, was compared between patients with early vascular dementia (VD), healthy young controls and healthy elderly controls performing the same task. The data were analyzed using the event-related synchronization/desynchronization (ERS/ERD) method. VD patients, compared with controls, showed decreased ERS effects in the delta frequency band (0.5–3.5Hz) of EEG after the target stimulus appeared in frontal, central and parietal regions. Similarly, elderly controls also showed a decreased ERS compared with young controls only in central and parietal regions. As part of this analysis, we introduce a novel quantitative index, the Event-related Energy Change Progression (EECP), which provides a reliable measure that distinguishes these groups and thereby provides a promising marker for early diagnosis of VD.
Determinants of central nervous system adult neurogenesis are sex, hormones, mouse strain, age, and brain region

Multiple sclerosis is a sexually dimorphic (SD) disease that causes oligodendrocyte death, but SD of glial cells is poorly studied. Here, we analyze SD of neural progenitors in 6–8 weeks and 6–8 months normal C57BL/6, SJL/J, and BALB/c mice in the subventricular zone (SVZ), dorsolateral horn (DLC), corpus callosum (CC), and parenchyma. With a short 2‐h bromodeoxyuridine (BrdU) pulse, no gender and strain differences are present at 6–8 weeks. At 6–8 months, the number of BrdU+ cells decreases twofold in each sex, strain, and region, indicating that a common aging mechanism regulates BrdU incorporation. Strikingly, 2× more BrdU+ cells are found in all brain regions in 6–8 months C57BL/6 females versus males, no gender differences in 6–8 months SJL/J, and fewer BrdU+ cells in females versus males in BALB/cs. The number of BrdU+ cells modestly fluctuates throughout the estrous cycle in C57BL/6 and SJLs. Castration causes a dramatic increase in BrdU+ cells in SVZ and DLC. These findings indicate that testosterone is a major regulator of adult neural proliferation. At 6–8 months, the ratio of PDGFRα+ cells in the CC to BrdU+ cells in the DLC of both strains, sexes, estrous cycle, and castrated mice was essentially the same, suggesting that BrdU+ cells in the DLC differentiate into CC oligodendrocytes. The ratio of TUNEL+ to BrdU+ cells does not match proliferation, indicating that these events are differentially regulated. Differential regulation of these two processes leads to the variation in glial numbers between gender and strain. Explanations of neural proliferation based upon data from one sex or strain may be very misleading. © 2012 Wiley Periodicals, Inc.
Linking Work Environment, Team and Co-worker Relationship and Organization Well-being in Increasing Employee Engagement

Purpose:&The purpose of this paper is to propose a conceptual framework on the key determinant of employee engagement. This paper is designed to study the three determinants that will impact on employee engagement. Three key determinants will be used as independent variables which are work environment, team and co-worker relationship, and organization well-being. Employee engagement acts as a dependent variable.Methodology:&This is a causal study that has used qualitative exploratory methodology to draw propositions about the phenomenon under study.Findings:&The findings of the study that supported by The Social Exchange Theory (SET) and The Leader-Member Exchange (LMX) were expected to produce significant relationship between work environment, team and co-worker relationship and organization well-being on employee engagement.Practical implication:&A deep focus should be given to the factors that can enhance work environment, team and co-worker relationship as well as providing supportive organizational well-being to ensure the employees in their organization is fully engaged.Social implication:&The determinant of employee engagement will promote a healthy and positive working environment that can contribute to positive and healthy life in social community.
Whatever Happened to the Excellent Marketers? A Study of Financial Performance and Excellent Marketing

Marketing as a function or activity associated with selling is ancient [I], [2] but since Drucker [3], marketing has been increasingly prescribed as a general management philosophy that should guide and co-ordinate all activities within the firm , and its relationships with other business organizations. Peter Drucker stated, 'Marketing is the distinguishing, the unique function ofbusiness. ; . It is the whole business seen from the point of view of its fin~l result, that is, from the customer' s point of view. Concern and responsibility for marketing must therefore permeate all areas of the enterprise'.
Policies, Regulations and Procedures and their Effects on Mobile Money Systems in Uganda

The introduction of mobile money systems in emerging economies has enabled the would‐be unbanked population to gain access to financial services. The number of mobile money users and value of transactions is on the increase. This rapid growth of mobile money services and value transactions in emerging economies is attributed to the light‐touch regulatory framework which allows minimal limitations on who should operate mobile money system and few restrictions on who can function as an agent. These increases both in services and transactions indicate that mobile money systems hold a lot of valuable customer financial information that needs to be jealously protected against information breaches and abuse by the various stakeholders in the mobile money ecosystem.
Pension Fund Evictions: Lessons for Housing and Labor

How does access to this work benefit you? Let us know! Follow this and additional works at: https://academicworks.cuny. edu/gc_etds Part of the American Politics Commons, Civic and Community Engagement Commons, Human Geography Commons, Place and Environment Commons, Politics and Social Change Commons, Race and Ethnicity Commons, Regional Sociology Commons, and the Urban Studies and Planning Commons
Ergoregion instability in rotating gravastars

The ergoregion instability is known to affect very compact objects that rotate very rapidly and do not possess a horizon. We present here a detailed analysis on the relevance of the ergoregion instability for the viability of gravastars. Expanding on some recent results, we show that not all rotating gravastars are unstable. Rather, stable models can be constructed also with J/M{sup 2}{approx}1, where J and M are the angular momentum and mass of the gravastar, respectively. The genesis of gravastars is still highly speculative and fundamentally unclear if not dubious. Yet, their existence cannot be ruled out by invoking the ergoregion instability. For the same reason, not all ultracompact astrophysical objects rotating with J/M{sup 2} < or approx. 1 are to be considered necessarily black holes.
Dynamics of false-vacuum bubbles.

The possibility of localized inflation is investigated by calculating the dynamics of a spherically symmetric region of false vacuum which is separated by a domain wall from an infinite region of true vacuum. For a range of initial conditions, the false-vacuum region will undergo inflation. An observer in the exterior true-vacuum region will describe the system as a black hole, while an observer in the interior will describe a closed universe which completely disconnects from the original spacetime. We suggest that this mechanism is likely to lead to an instability of Minkowski space: a region of space might undergo a quantum fluctuation into the false-vacuum state, evolving into an isolated closed universe; the black hole which remains in the original space would disappear by quantum evaporation. The formation of these isolated closed universes may also be relevant to the question of information loss in black-hole formation.
Performance evaluation of adaptive and static routing algorithms and contention resolution techniques in LEO satellite constellations

This paper evaluates static, adaptive, and semiadaptive routing algorithms and packet contention resolution techniques in a low earth orbit (LEO) satellite constellation in terms of throughput and fairness for both uniform and bursty traffic models. In order to make such an evaluation, It is crucial to find out how throughput and packet drop ratio is affected by various parameters, i.e. implementation of buffers at each satellite, number of transmitters per satellite, instantaneous network traffic load, type of the traffic (bursty vs uniform), and the burst size for non-uniform traffic. Simulations are made to Investigate the effects of these parameters. Moreover, simulation results are plotted to better illustrate these effects on throughput and fairness of packet contention resolutions schemes and routing algorithms. The contention resolution schemes employed during simulations are Shortest Hop Win (SHW), Oldest Packet Win (OPW)and Random Packet Win (RPW). The routing algorithms used are static routing and adaptive routing and semi-adaptive routing developed during the simulations.
Microwave-assisted hydrolysis of corn cob for xylose production in formic acid

The objective of this study is to optimize the conditions for the hydrolysis of corn cob in formic acid. The effects of the formic acid concentration, reaction temperature and reaction time were investigated. The results indicated that 96.3% of xylose yield could be obtained at 100°C for 120 min in 60% (w/w) formic acid under the microwave-assisted conditions. However, under traditional oil-bath heating condition, the corresponding xylose yield was only 75.1%. On the other hand, under the microwave-assisted conditions when the corn cob was treated in 60% (w/w) formic acid at 100°C for 150 min, 71.7% of delignification yield could reached while only 31.9% of lignin was removed in oil-bath heating condition. It can be inferred that the combination of formic acid and microwave was an effective method for corn cob pretreatment.
Identical twins with macrophagic myofasciitis: genetic susceptibility and triggering by aluminic vaccine adjuvants?

Introduction Macrophagic myofasciitis (MMF) is an inflammatory myopathy, recently described (1,2). Clinical symptoms include myalgias, arthralgias, muscle weakness, asthenia, and fever. Diagnosis is based on deltoid muscle biopsy that usually shows specific histologic abnormalities including infiltration of connective tissue structures by densely packed large and grossly rounded CD68 histiocytes. These cells are characterized by central, round, and often nucleolated nuclei, and clear, slightly basophilic cytoplasms with fine PAS-positive granules (1). Aluminic vaccine adjuvants (3) as well as Tropheryma whippelii infection (4,5) have been recently suggested as possible etiopathogenic agents of MMF. We report 2 cases of MMF observed after hepatitis B vaccination in twin sisters. This observation illustrates the importance of the genetic background in MMF, and its possible triggering by aluminic vaccines.
Fraudsters, Churches, Economy, and the Expectations Gap: Applying Trends of Occupational Fraud to an Assurance Engagement Team Plan and Fraud-Prevention Client Proposal

The purpose of this thesis is to present an overview of fraud, including concepts, trends, and controls to in turn, develop an effective assurance work plan as well as a fraud-prevention proposal to a potential client. When KPMG collected data from 348 of their company fraud investigations in 2011, an average of 87 percent were male (3). Around thirty-two percent of fraudsters usually worked in a finance role which gave them access to assets and financial statements. According to Donald Cressy’s research, it takes all three elements to be considered fraud: a triangle of motivation, opportunity, and rationalization. However, in the 2004 CPA Journal, David T. Wolfe and Dana R. Hermanson discussed the addition of another element from their research to create a fraud diamond, which also includes the individual’s capacity. Compared to public companies, fraud occurs more frequently in privately owned companies. Nearly 40 percent of victim organizations in the Association of Certified Fraud Examiners’ 2012 study were privately owned while 28 percent were publicly traded. Furthermore, fraud is more likely to be detected by individuals in the internal or external audit setting or an anonymous tipline. These concepts are explained further in sections of the assurance engagement team plan and fraud-prevention proposal to a small business owner.