definiens: shall mean the following exceptions and encumbrances to title insurancecoverage relating to the Owned Real Property : ( a ) all exceptions to title insurance coverage that customarily orof necessity are not or can not be removed ( such as rights or instruments that are recorded against the OwnedReal Property or any part thereof ) ; ( b ) general and special real property taxes and assessments for the currentfiscal year which are not yet due and payable ; ( c ) all exceptions to title insurance coverage that Klee agrees inwriting to accept ; ( d ) matters that are the obligations of tenants, subtenants or other occupants of any portionof the Owned Real Property under any lease, sublease, license or other occupancy agreement ; ( e ) all titleexceptions caused or created ( whether directly or indirectly ) by Klee or Representatives of Klee ; and ( f ) allEncumbrances and other imperfections of title that individually or in the aggregate do not materially affect theuse and continued operation of the assets to which they relate