definiens: means all applicable Laws concerning the privacy or security of Personal Information, and all regulationspromulgated and guidance issued by any Governmental Authority ( including staff reports ) thereunder, including but not limited to, the Health InsurancePortability and Accountability Act, the Gramm - Leach - Bliley Act, the Federal Information Security Management Act, the Fair Credit Reporting Act, the Fairand Accurate Credit Transaction Act, the Federal Trade Commission Act, the Privacy Act of 1974, the CAN - SPAM Act, the Telephone ConsumerProtection Act, the Telemarketing and Consumer Fraud and Abuse Prevention Act, Children ’s Online Privacy Protection Act, state data security Laws, state social security number protection Laws, state data breach notification Laws, and Laws concerning requirements for website and mobile applicationprivacy policies and practices, call or electronic monitoring or recording or any outbound communications ( including outbound calling and text messaging, telemarketing, and e - mail marketing ) and all equivalent Laws of any other jurisdiction including, but not limited to, the EU Data Protection Directive(Directive 95/46 / EC ) and the related national implementing laws of the EU Member States