definiens: shall mean and include all fields of diagnosing, predicting and monitoring of cardiac risk utilizing systems measuring skin Sterol and, for the purposes of this Agreement : 1.22.1 · · Consumer Field " shall mean the field of diagnosing, predicting and monitoring of cardiac risk utilizing systems that are approved by the applicable governmental regulatory authorities for use by individuals without supervision by a licensed medical practitioner and that are directly marketed to public consumers ; 1.22.2 44 - Insurance Laboratory Field " shall mean the field of diagnosing, predicting and monitoring of cardiac risk utilizing systems that are approved by the applicable governmental regulatory authorities for use under the supervision of trained medical personnel and/or trained hea1thcare workers and that are operated by a service provider ( which may include, but not be limited to an outpatient clinic, medical laboratory, patient collection center associated with a laboratory . hospital laboratory or in a similar venue providing laboratory services ), provided that such field shall be solely related to the analysis of the cardiac health of an insurance applicant ; 1.22.3 shall mean the field of diagnosing, predicting and monitoring of cardiac risk utilizing systems that are approved by the applicable governmental regulatory authorities for use under the supervision of a licensed medical practitioner, and is other than the Insurance Laboratory Field as described above