definiens: means the Credit Agreement, dated as of September 28, 2015, among [COMPANY] Funding Inc., each of the ForeignSubsidiary Borrowers from time to time party thereto, Citibank, N.A., as administrative agent and collateral agent for the Lenders, Citibank, N.A., Barclays Bank PLC, Goldman Sachs Bank USA, Merrill Lynch, Pierce, Fenner & Smith Incorporated, J.P. Morgan Securities LLC andPNC Capital Markets LLC, as joint lead arrangers, Barclays Bank PLC and Goldman Sachs Bank USA, as co - syndication agents, MizuhoBank, Wells Fargo Bank, National Association and BBVA Compass, as co - documentation agents, Sumitomo Mitsui Banking Corporation, assenior managing agent, and TD Bank, N.A., as managing agent means the service that provides for electronic direct registration of securities in a record holder’sname on the Company ’s transfer books and allows shares to be transferred between record holders electronically