definiens: means each of Penn and its trustees, officers, fa culty, students, employees, contractors, and agents . For clarity, [COMPANY] is not a Penn Indem nified Party . The term means all damages, awards, deficiencies, settlement amounts, defaults, assessments, fines, dues, penalties, costs, fees, liabilities, obligations, taxes, liens, losses, lost profits and expenses ( including, but not limited to, court cos ts, interest and reasonable fees of attorneys, accountants and other experts ) that are incurred by a Penn Indemnified P arty or awarded or otherwise required to be paid to Third P arties by a Penn Indemnified Party . The term means any Claim against one or more Penn Indemnif ied Parties arising out of or resulting from : [ * * * ] . The term in this Article 12 means any charges, complaints, actions, suits, proceedings, hearings, investigations, claims or de mands