definiens: shall mean and include all fields of diagnosing, predicting and monitoring of cardiac risk utilizing systems measuring skin Sterol and, for the purposes of this Agreement : 1.22.1 shall mean the field of diagnosing, predicting an d monitoring of cardiac risk utilizing systems that are approved by the applicab le governmental regulatory authorities for use by individuals without supervision by a licensed medic al practitioner and that are directly marketed to p ublic consumers ; 1.22.2 shall mean the field of diagnosing, predicting an d monitoring of cardiac risk utilizing systems that are approved by the applicable governmental regulatory authorities for use under the supervision of trained medical person nel and/or trained healthcare workers and that 5 are operated by a service provider ( which may inc lude, but not be limited to an outpatient clinic, m edical laboratory, patient collection center associated wi th a laboratory, hospital laboratory or in a simila r venue providing laboratory services ), provided that such field shall be solely related to the analysis of th e cardiac health of an insur ance applicant ; 1.22.3 shall mean the field of diagnosing, predicting an d monitoring of cardiac risk utilizing systems that are approved by the applicab le governmental regulatory authorities for use unde r the supervision of a licensed medical practitioner, and is other than the Insurance Laboratory Field as described above