Below is an instruction that describes a task. Write a response that appropriately completes the request in Swahili. Please answer in Swahili.

### Instruction:
 Carl alisababisha ajali ya gari ambayo ilisababisha uharibifu wa mali wenye thamani ya $40,000 na bili za matibabu zenye thamani ya $70,000. Ikiwa kampuni ya bima ya Carl italipa 80% ya gharama, na kumwacha Carl kulipa 20% iliyobaki, Carl anadaiwa kiasi gani binafsi?


### Response:
 Kwanza tafuta gharama jumla ya ajali: $40,000 + $70,000 = $<<40000+70000=110000>>110,000
Kisha zidisha gharama jumla na asilimia ambayo Carl anapaswa kulipa ili kupata gharama yake binafsi: $110,000 * .2 = $22,000