Below is an instruction that describes a task. Write a response that appropriately completes the request in English. Please answer in English.

### Instruction:
Tom broke his leg and needed to go to the doctor.  The visit cost $300 and the cast cost $200.  If insurance covered 60% how much was Tom's out-of-pocket cost?

### Response:
The cost was 300+200=$<<300+200=500>>500
So insurance covers 500*.6=$<<500*.6=300>>300
So he owed 500-300=$<<500-300=200>>200
#### 200