Below is an instruction that describes a task. Write a response that appropriately completes the request in Swahili. Please answer in Swahili.

### Instruction:
 Paka ya Tom inahitaji upasuaji ghali. Amekuwa na bima ya wanyama kwa miezi 24 ambayo inagharimu $20 kwa mwezi. Gharama ya upasuaji ni $5000 lakini bima inafidia kila kitu isipokuwa 20% ya gharama hii. Amepata akiba kiasi gani kwa kuwa na bima?


### Response:
 Bima inagharimu $20 x 24 = $<<20*24=480>>480.
Na kwa bima anapata gharama ya upasuaji ya $5000 x 0.20 = $<<5000*.2=1000>>1000.
Hivyo, amelipa $1000 + $480 = $<<1000+480=1480>>1480.
Hivyo, amepata akiba ya $5000 - $1480 = $<<5000-1480=3520>>3520.