Simplistic Denouement

Rating: 7/10 (13 July 2019)

Yes, it this movie is fast paced, fascinating characters well acted and it made a difficult subject understandable.
However the overwhelming point of view of the film makers permeated the movie. Bankers, Mortgage lenders, investment firms, and all of Wall Street are not only greedy, avaricious but really stupid to boot!
There was no balance in the film outlining other causes such as the government's role in this debacle. Starting with Bill Clinton, his administration pushed for more minority home ownership by encouraging not enforcing usual lending practices such as down payments and income to debt ratios. Next, through congressional legislation, banking businesses were encouraged to weaken or toss out normal lending practice standards and norms. In addition, most of the loans were made by private businesses and they were not subject to government regulation. Since normal practices were not used, indeed it was a bomb waiting to go off.
A statement repeated several times at the last 10 minutes of the movie that was that in the aftermath, now the usual suspects--" the poor and the immigrants" were going to be and were blamed."
I really think that is a complete overstatement. There are many causes of this devastating event and many people had a part in it spanning a long period of time. This film doesn't deal with the complexity of causes at all, just states some cliche bromides and leaves it at that.
It was enthralling, moved at a good pace, had interesting characters but overall I am disappointed in the simplistic approach.