How I hate being made a fool off

Rating: 5/10 (17 July 2014)

(Disclaimer this is a RANT about how movies treat you as an idiot aka sudden bad writing)
just for the sake of "excitement"
stupidity don't make excitement for me, just irritation.
The movie was a 7 until the scene that got to me. MANY films in this genre does it as well. Makes the people look like pure idiots. The woman who had been figuring it out had so far been rather intelligent.
But to the scene that got me to write this rant, and make this movie a 5 for me.
She jumps on top of her, knocking her out. TAKING her gun = she is harmless if you just sit there (Police is on the way, she called them HERSELF) She can just SIT and POINT the loaded gun at her if she was to wake up, and of course come after her.
Does she do this rational thing, that would have been IN character for her, she was not a dumb person up to this point.
No... She is stupid just to have more stupid "excitement"
I don't like things treating me like I'm some sort of idiot. And this one especially got to me, since she was actually acting pretty smart so far, so I was thinking. "Finally someone acting accordingly to what you would do in this situation" But then this scene happened.
Just dumb.
If you got so far, I hope you enjoyed my rant.
Movie up to that point = 7. Afterwards = 5
2 grades taken for just being stupid. Oh some movies, why you gotta do this?