Patent ID: 8484134
Filing Date: 2013-07-09
Classification: G06Q

Abstract:
1. A system comprising: a merchant computer processor for receiving online card present transactions, a tangible, non-transitory memory configured to communicate with the processor, said tangible, non-transitory memory having instructions stored thereon that, in response to execution by said processor, cause said processor to perform operations comprising: detecting, by said merchant computer processor, a presence of a smart card reader communicating with a client computer; presenting, by said merchant computer processor, said client computer with a payment option for using a smart card for payment in response to said detection of said smart card reader; receiving, by said merchant computer processor, a selection of said payment option; redirecting, by said merchant computer processor, said client computer to a website of a host computer in response to said selection; receiving, by said merchant computer processor, account information from said host computer over an authenticated communication channel; and facilitating, by said merchant computer processor, a transaction using said account information.