Patent ID: 9165321
Filing Date: 2015-10-20
Classification: G06Q,H04L

Abstract:
1. A computer-implemented method for completing an electronic transaction, comprising: receiving, by a computer, a payment information request from a merchant server requesting identification of a payment instrument to pay for a transaction between a merchant associated with the merchant server and a user, the payment information request comprising at least a merchant identifier of the merchant and a user identifier of the user; determining, by the computer, that the payment information request does not comprise online shopping cart information comprising at least a product identification for each product in the online shopping cart information and a price for each product in the online shopping cart information; and in response to determining that the payment information request does not comprise online shopping cart information comprising at least a product identification and a price for each product in the online shopping cart information, requesting, by the computer, the online shopping cart information from the merchant server; receiving, by the computer, online shopping cart information comprising at least a product identification and price for each product in the online shopping cart information from the merchant server; generating, by the computer, an electronic record of the transaction comprising the online shopping cart information; and in response to generating the electronic record of the transaction comprising the online shopping cart information: