Patent ID: 7848734
Filing Date: 2010-12-07
Classification: G06Q,H04M,H04W

Abstract:
1. A method of user payment in a telecommunication system, comprising: receiving from a device, a message specifying one of a plurality of data repositories, wherein the specified data repository is separate from any home location register in the telecommunication system; receiving from the device, a request to establish a call or data session with the device on the telecommunication system, the request comprising a device identifier; obtaining account information associated with the device from the specified data repository using the device identifier to identify the associated account information, wherein the specified data repository is remote from the device such that the account information is not transmitted by the device; sending to a fund guardian the device identifier, the account information and a payment amount needed to use the device; receiving from the fund guardian, an authorization indicating the payment amount is available; based on the authorization from the fund guardian, allowing use of the device on the telecommunication system; and storing a highest-acceptable rate in the data repository, wherein the highest-acceptable rate indicates a highest rate that a customer associated with the device is willing to pay for use of the telecommunication system by the device without a requirement for explicit authorization.