Patent ID: 8589294
Filing Date: 2013-11-19
Classification: G06Q

Abstract:
1. A method comprising: determining, by a computer based system for transferring funds, that a first line of credit transaction account is within a first predetermined threshold and a second line of credit transaction account is within a second predetermined threshold; debiting, by the computer based system, the first line of credit transaction account a first portion of funds; debiting, by the computer based system, the second line of credit transaction account a second portion of funds; and generating, by the computer based system, a transaction based upon a first transaction request for a transfer of the first portion of the funds and based upon a second transaction request for the transfer of the second portion of the funds, wherein a rule allows the second transaction request in response to the second portion being within the second predetermined threshold of the second line of credit transaction account, wherein the rule rejects the second transaction request in response to the second portion exceeding the second predetermined threshold, and wherein the second portion corresponds to an amount of the funds which exceeds a first line of credit limit for a first line of credit transaction account.