Patent ID: 8417630
Filing Date: 2013-04-09
Classification: G06Q

Abstract:
1. A method, comprising: receiving, by a financial system comprising one or more computers, deposit information associated with a plurality of deposits for a deposit account of a financial institution customer, wherein the deposit information includes a plurality of deposit amounts, and a respective date associated with each of the plurality of deposit amounts; identifying, by the financial system, based upon the received deposit information, one or more deposit patterns for the deposit account of the financial institution customer by applying one or more predefined template patterns to the deposit information and determining that one or more of the applied predefined template patterns match at least a portion of the deposit information; generating, by the financial system, an indication of the identified one or more deposit patterns; and providing or offering, by the financial system and based at least in part on the indication of the identified one or more deposit patterns, one or more services associated with the financial institution customer.