Patent ID: 7487127
Filing Date: 2009-02-03
Classification: G06Q

Abstract:
1. A computer-implemented method for facilitating the sale of goods or services, the method comprising: receiving, at an ordering system, payment information relating to a payment instrument being used to provide payment over the Internet for purchase of a good or a service; transmitting from the ordering system a message to a merchant that includes information on the good or service being purchased to permit the merchant to provide the good or service; collecting funds from an account associated with the payment instrument; and transmitting a money transfer request from the ordering system to a money transfer computer system operable to process requests to transfer monetary values to designated recipients independently of a banking account of the recipients, the money transfer request including information usable by the money transfer computer system to provide a cash payment to the merchant for the Internet purchase, so that a cash payment is made rather than a deposit to a bank account of the merchant.