Patent ID: 7840423
Filing Date: 2010-11-23
Classification: G06Q

Abstract:
1. A computer system for setting insurance premium rates of travel accident insurance comprising: an input unit for a purchaser to input a location and time range of travel to be covered by the travel accident insurance; a memory unit for storing information relating to moonrise and moonset times at a plurality of locations; and a basic insurance premium rate; and a central processing unit connected to the input unit and the memory unit; wherein the central processing unit is programmed: to determine when an inputted time range of traveling on a journey to be covered by travel accident insurance falls within plus and minus 3 hours of the moonrise or moonset time at the inputted location and, in response, set a moon influence coefficient of the journey reflecting an increase in an earthquake occurrence rate; and to compute an applicable insurance premium rate by multiplying together said set moon influence coefficient and the basis insurance premium rate.