Patent ID: 8430298
Filing Date: 2013-04-30
Classification: G06Q

Abstract:
1. A presentation instrument package comprising: a carrier having a package identifier, the package identifier comprising a barcode, and the barcode comprising an account identifier, a SKU number, a service fee charged at the point of purchase, and an activation amount representing a value attributable to an account associated with the account identifier, wherein the barcode is readable by a point of sale device to permit the account identifier, the SKU number and the activation amount to be transmitted, at the time of purchase of the presentation instrument at the point of sale device, along with confirmation of payment for the presentation instrument, to a host computer to place the account associated with the account identifier in a sold status; and a presentation instrument comprising a presentation instrument body and a human readable presentation instrument identifier and an access code on the body, wherein the presentation instrument further includes a peel-off sticker removably coupled to the presentation instrument body, wherein the peel-off sticker includes instructions for activating the account associated with the account identifier by providing the presentation instrument identifier and the access code to the host computer, wherein the account associated with the account identifier is activated upon providing the presentation instrument identifier and access code to the host computer only if the account has been earlier placed in the sold status, and wherein the presentation instrument further includes a machine readable medium on the card body which includes the presentation instrument identifier; wherein the presentation instrument is coupled to the carrier so as to hide the presentation instrument identifier from human view; and wherein the presentation instrument is usable to make purchases by reading the presentation instrument identifier from the machine readable medium on the card body after the account has been both placed into the sold status and activated at the host computer using the presentation instrument identifier and the access code.