Patent ID: 8655777
Filing Date: 2014-02-18
Classification: G06Q

Abstract:
1. A method comprising: deriving via a processor for a business account holder (A/H): identifying each merchant to whom the A/H owes a corresponding said A/P but does not accept the corresponding said A/P upon the account; deriving a weighting factor for each said identified merchant using: deriving for each said identified merchant, using the corresponding weighting factor, a benefit to the A/H in paying the corresponding said A/P to the identified merchant on the account; identifying a set of preferred said identified merchants via determining whether for each said identified merchant, the benefit exceeds a predetermined threshold; receiving a selection of one or more said merchants from among the set of preferred said identified merchants; and transmitting to each said selected merchant information about the corresponding said A/P owed by the A/H, wherein said information is sufficient to receive payment on the account for the corresponding said A/P.