Patent ID: 9189788
Filing Date: 2015-11-17
Classification: G06Q

Abstract:
1. A method for conducting an online transaction with the assistance of an identity verification score, the method comprising: receiving, via a remote biometric input device operably connected to a network enabling access to a virtual environment, a first sample of biometric data proffered by a presenter seeking to conduct a transaction via the virtual environment; comparing, via a computing device, said first sample of said biometric data with a second sample of biometric data stored in a system record; determining, via said computing device, whether said first sample of said biometric data matches said second sample of said biometric data; in response to said received first sample of said biometric data matching said second sample of said biometric data, determining an identity verification score associated with said system record, the identity verification score at least including a third party testament variable via a third party mobile device; playing, by said computing device, a tone of said third party mobile device; receiving, by said computing device, the tone from a device of said presenter; determining, by said computing device, a physical proximity between said presenter device and said third party mobile device, using the received tone; determining, by said computing device, an identity verification score using the determined physical proximity; and authorizing, by said computing device, the transaction using the identity verification score.