Patent ID: 7974861
Filing Date: 2011-07-05
Classification: G06Q

Abstract:
1. A digital file insurance method, comprising: using a non-transitory computer-readable medium having computer-readable instructions stored thereon for execution by a number of processors in a number of computing devices for: generating a list of a plurality of digital files stored on a user computing device of a user; providing the list of the digital files to the user; receiving instructions from the user regarding digital file insurance for the digital files; receiving information by an insuring institution from a user of a digital file, a retailer of the digital file, or a user computing device used to store the digital file; providing an insurance policy to the user comprising insurance for the selection of the at least one of the digital files, wherein the insurance of the at least one of digital files comprises a selection by the insuring institution or the user between a monetary reimbursement of the digital file, a replacement of the digital file by a retailer, and a backup of the digital file without a monetary reimbursement or replacement by the retailer of the user computing device used to store the digital data; monitoring the user computing device for additions or changes to the digital files; revising the list of digital files; providing a revised list of digital files to the user; receiving instructions from the user regarding digital file insurance for at least one of the digital files on the revised list; and providing insurance for the at least one of the digital files on the revised list in accordance with the instructions from the user.