Patent ID: 7636696
Filing Date: 2009-12-22
Classification: G06Q

Abstract:
1. A computer implemented method of purchasing a product from a seller that maintains anonymity of a buyer and a payment method used in a transaction between said buyer and said seller, comprising the steps of: assigning, by said buyer using a computerized buyer device or by a computerized trusted third party system, an anonymous identifier to each of a plurality of different payment methods; for each of said plurality of different payment methods, populating, by said computerized trusted third party system, a digital repository with data that is associated with said buyer, said data including a buyer identification indicator, the indicator corresponding to the respective payment method, and the anonymous identifier assigned to the respective payment method; selecting, by said buyer using said computerized buyer device and the anonymous identifiers, one of said plurality of different payment methods for purchasing said product from said seller in said transaction between said buyer and said seller, said product having a total sale price; receiving, by said computerized trusted third party system from said computerized buyer device, the anonymous identifier assigned to the selected payment method, the anonymous identifier being received as an anonymous payment method for said product that said buyer is purchasing; transmitting, by said computerized trusted third party system to a computerized seller device, transactional data for purchasing said product that maintains anonymity of said buyer and the selected payment method, said transactional data including a transaction identifier identifying said transaction between said buyer and said seller; receiving, by said computerized trusted third party system from said computerized seller device, a transaction processing request including said transaction identifier and said total sale price for payment approval of said product that said buyer is purchasing; identifying, by said computerized trusted third party system, said transaction between said buyer and said seller using said transaction identifier; in a querying step, querying, by said computerized trusted third party system using the received anonymous identifier, said digital repository to determine the selected payment method; requesting, by said computerized trusted third party system, payment approval from a payment partner processor by providing said payment partner processor a description of the selected payment method determined in said querying step and said total sale price; and providing, by said computerized trusted third party system, said payment approval to said computerized seller device.