Patent ID: 8751295
Filing Date: 2014-06-10
Classification: G06Q

Abstract:
1. A method comprising: receiving, by a computer based system for managing offers, offer information from a sponsoring entity, wherein the offer information defines a geographic region of an offer, a currency of a transaction, and parameters to define a population that is eligible for the offer, and wherein the currency of the transaction is a first monetary currency and the population that is eligible for the offer is associated with a second monetary currency; generating, by the computer based system, the offer based on the offer information; identifying, by the computer based system, a transaction account that is eligible for the offer, wherein the transaction account is associated with a member of the population, wherein the transaction account is associated with the second monetary currency, and wherein the transaction account is eligible based on at least one of current location information associated with the member, location information associated with a travel itinerary of a member, spend data associated with a current location of a member, an action in a digital channel associating the current location of the member with the geographic region of the offer, and an action in a digital channel associating the future location of the member with the geographic region of the offer; transmitting, by the computer based system, the offer to the member of the population through the digital channel; linking, by the computer based system, an acceptance of the offer with the transaction account, wherein the acceptance is received through the digital channel; receiving, by the computer based system, transaction information associated with the transaction account, wherein the transaction information includes spend data in the first monetary currency; determining, by the computer based system, an amount of a reward in the first monetary currency in response to the transaction information at least partially matching the offer information; converting, by the computer based system, the amount of the reward in the first monetary currency to an amount of the reward in the second monetary currency; and crediting, by the computer based system, the reward to the transaction account.