Patent ID: 8671055
Filing Date: 2014-03-11
Classification: G06K,G06Q

Abstract:
1. A method of handling card data, the method comprising: receiving, by a computing device, card data in an encrypted format, the card data comprising secure card data and non-secure card data; transmitting, from the computing device to a universal card, the card data in the encrypted format, wherein the universal card comprises a secure element which is configured to decrypt the card data to obtain decrypted secure card data and decrypted non-secure card data, and wherein the universal card is configured to store the decrypted secure card data in the secure element; receiving, by the computing device from the universal card, the decrypted non-secure card data; storing, in the computing device, the decrypted non-secure card data, wherein the computing device comprises an e-wallet application, the e-wallet application permitting a user selection of a card based on an identification of at least a portion of the decrypted non-secure card data; sending, from the computing device to the universal card, an indication of the selected card, wherein the universal card is configured to configure a dynamic data communication mechanism of the universal card; and emulating a static data communication mechanism of the selected card using at least a portion of the decrypted secure card data stored in the secure element of the universal card.