Patent ID: 9195988
Filing Date: 2015-11-24
Classification: G06Q

Abstract:
1. A method, comprising: selecting, by a computer-based system configured for determining interest merchants, a seed merchant relevant to a topic interest to generate a seeded merchant list, identifying, by the computer-based system, consumers that have completed a transaction with the at least one seed merchant to generate a list of identified consumers; determining, by the computer-based system, merchants that have initiated a transaction with a transaction account associated with the identified consumers that do not correspond to the merchants of the seeded merchant list, scoring, by the computer-based system, the merchants based on at least one of network connectivity, activity, or merchant over index, wherein the scoring generates a list of scored merchants, wherein the scoring the merchants comprises individually calculating a preliminary merchant score and calculating a merchant interest network score (MINS) for each merchant, wherein the wherein the preliminary merchant score is based on a merchant network connectivity (MNC) and a merchant network activity (MNA), and wherein the MINS is based on a percentage of interest consumers with at least one transaction at the merchant relative to a percentage of all consumers with at least one transaction at the merchant; updating, by the computer-based system, the seeded merchant list in response to a comparison of the list of scored merchants relative to a scoring threshold, scoring, by the computer-based system, the list of identified consumers based on at least one of a number of distinct merchants in transaction or merchant over-indexing; receiving, by the computer-based system and via a real time system, a request for a recommendation for a consumer via a mobile device of the consumer; creating, by the computer-based system and via the real time system, a list of recommended merchants based on the seed merchant list and in response to receiving the request; determining, by the computer-based system, a location of the consumer based on the request from the mobile device, wherein the request includes global positioning system data from the mobile device; adjusting, by the computer-based system and via the real time system, the seed merchant list in real time based on the location; and presenting, by the computer-based system, via the real time system and to the mobile device, the seed merchant list in response to adjusting the seed merchant list based on the location.