Patent ID: 8503993
Filing Date: 2013-08-06
Classification: G06Q,H04L,H04M,H04W

Abstract:
1. A method for processing payment through a mobile device, comprising: receiving a command; using an upper layer application program on the mobile device to generate a payment request based on the command and send the payment request to localhost address of the mobile device via a predetermined port, wherein the payment request is sent via a transmission control protocol (TCP) or a user datagram protocol (UDP), and the localhost address of the mobile device is a loopback Internet Protocol (IP) address, and wherein the payment request is a Java 2 Micro Edition (J2ME) request and includes a password; using a lower layer payment program on the mobile device to monitor the payment request sent from the localhost address of the mobile device via the predetermined port; in response to the payment request: using the lower layer payment program to connect with a payment server and pass the payment information over a network to the payment server; and using the lower layer payment program to transfer a payment processing result received from the payment server, to the upper layer application program.