Patent ID: 6836765
Filing Date: 2004-12-28
Classification: G06Q

Abstract:
In an electronic commerce transaction involving at least one commerce document defining the transaction and at least one commerce instrument defining a payment for the transactions comprising a computing device for:a) encrypting the commerce document and the commerce instrument at an originating participant; b) sending the encrypted commerce document and the encrypted commerce instrument from the originating participant to a recipient participant over an electronic commerce network; c) enabling the recipient participant to decrypt one of the commerce document or the commerce instrument; d) preventing the recipient participant from decrypting the other of the commerce document or the commerce instrument; e) accessing said electronic commerce network by a first participant at a first called network access number by means of a first computing device; f) accessing said electronic commerce network by said first participant from a first calling network access number by means of said first computing device; g) accessing said electronic commerce network by a second participant at a second called network access number by means of a second computing device; h) accessing said electronic commerce network by said second participant from a second calling network access number by means of said second computing device; i) providing network access authentication means by a third participant for said first participant and said second participant by means of a third computing device comprising the steps of: i.) connecting to said first called network access number from said first calling network access number by said first participant; ii.) validating said first participant's name, said first called network access number and said first calling network access number by said third participant; iii.) encrypting said first network access authentication information in a first authentication document by said third participant; iv.) sending said first authentication document to said first participant by said third participant over said electronic commerce network; v.) connecting to said second called network access number from said second calling network access number by said second participant; vi.) validating said second called network access number and said second calling network access number by said third participant; vii.) encrypting said second network access authentication information in a second authentication document by said third participant; and viii.) sending said second authentication document to said second participant by said third participant over said electronic commerce network.