Patent ID: 6629080
Filing Date: 2003-09-30
Classification: G06Q,G07F

Abstract:
A transaction processing method for fulfilling an electronic commerce transaction by way of an electronic commerce terminal system, said transaction having an associated transaction data and type, comprising the steps of:a) capturing a plurality of said transaction data; b) determining said transaction type based on said transaction data; c) evaluating a validity of said transaction type; d) communicating said transaction data to a universal server; e) determining if a dynamic identification interchange is required; f) processing said transaction data based on said dynamic identification interchange as determined in step e); g) determining whether a period of non-use of said electronic commerce terminal has occurred; h) determining if said period of non-use exceeds a predetermined time period; i) generating an error message based on said determination of step g); j) determining if at least one of a system limit and an authorization limit of a user is at least one of reached and exceeded; k) reauthorizing the user based on said determination step j); and l) reprocessing said transaction data based on said reauthorization.