Patent ID: 8341029
Filing Date: 2012-12-25
Classification: G06Q,H04L,H04M,H04W

Abstract:
1. A computing device comprising: one or more processors; and a memory coupled to the one or more processors, the memory comprising: a plurality of user profiles each associated with a respective user identifier and a respective mobile device; a plurality of merchant profiles, each associated with a one or more geolocations; and a transaction module configured to facilitate a transaction at the geolocation of a merchant between a user of a mobile device and the merchant when a geolocation of the mobile device is within a threshold distance of the geolocation of the merchant and a user profile of the user indicates that the merchant is a trusted merchant for the user, wherein trusted merchants are authorized to implement a default transaction with the user, the default transaction comprises purchasing a good or service by providing payment information associated with the user profile of the user to the merchant, wherein the payment information is specified in advance by the user.