Patent ID: 9213966
Filing Date: 2015-12-15
Classification: G06Q

Abstract:
1. A method to access financial data, comprising: redirecting, by a computer processor and based on an input of a user, the user to a website of a financial institution (FI); obtaining, by the computer processor and from the FI website, a token based on redirecting the user to the website of the FI, the token identifying a request to access the financial data via the website, wherein the token comprises information regarding a geographic location of the FI, a regulatory restriction on accessing the financial data from outside of the geographical location, and a reference pointer to a financial data structure in a remote repository; detecting, by the computer processor and based on the token, that the regulatory restriction applies to the request; identifying, by the computer processor and in response to detecting, the financial data structure in the remote repository based on the token, wherein the financial data structure comprises a financial data record downloaded from the FI in response to the request; retrieving, by the computer processor and without user intervention, the financial data record from the financial data structure; and preparing, by the computer processor, a financial management report based on the retrieved financial data record from the financial data structure.