Patent ID: 8374963
Filing Date: 2013-02-12
Classification: G06Q

Abstract:
1. A method comprising: using a computer system to store transaction data associated with transactions indicated by a set of register entries associated with a user having an account with a financial institution, at least some of the transactions being electronic funds transfers, at least one register entry being associated with presenting a graphical representation of an electronic check by the financial institution to the user via a graphical interface system, the graphical representation of the electronic check including a set of fields defining the respective transaction data for a transaction associated with the electronic check; calculating, using a computer system, a transaction time for each of the set of register entries being a time at which the transaction associated with the respective register entry is predicted to affect the user's account with the financial institution; determining an alert triggered by at least one of the set of register entries indicating that effectuating the associated transaction at the calculated transaction time will cause a balance of the user's account with the financial institution to cross a predetermined account threshold; generating a graphical representation of an electronic register for display to the user via the graphical interface system, the graphical representation of the electronic register being generated to display at least a portion of the set of register entries and to display a graphical indication of the alert in association with the at least one of the set of entries that triggered the alert; and displaying the graphical representation of the electronic register to the user via the graphical interface system.