Patent ID: 7512566
Filing Date: 2009-03-31
Classification: G06Q

Abstract:
1. A stored value system, comprising: a stored value account on a computer readable medium, the stored value account comprising a general stored value account and at least one stored value subaccount, the stored value subaccount representing a category and storing category specific stored value; the general stored value account containing stored value, comprising funds, accessible by the stored value accountholder for redemption wherever the stored value account is accepted for redemption; the stored value subaccount having stored value, comprising funds, being accessible for the stored value accountholder for redemption when a stored value transaction corresponds to the category of the subaccount; the stored value account on the computer readable medium providing for the stored value accountholder to access funds associated with multiple stored value accounts comprising at least the general stored value account and the stored value subaccount; the stored value account permitting an individual bearing a stored value account access mechanism to access each of the general stored value account and the category-specific stored value subaccount, and both the general stored value account and the stored value subaccount being associated with the same issuer; an account access interface; and an access mechanism for allowing access to the stored value account through the use of the account access interface.