Patent ID: 7702529
Filing Date: 2010-04-20
Classification: G06Q

Abstract:
1. A method, comprising: associating, in a memory of a computer system, one or more numerical factor shifts with one or more values of a speed factor, wherein the value of the speed factor is based on a comparison between a specified speed of a reacting vehicle with a speed for avoiding, wherein the specified speed is an actual speed, a safe speed, or a speed limit for an accident, wherein the speed for avoiding is an approximate speed that allows a reacting vehicle to avoid an accident; storing claim data for one or more claims relating to a vehicle accident under consideration in a claims reporting database in a first data memory, wherein the claims reporting database is associated with claims reporting software; copying the claim data from the claims reporting database in the first data memory associated with claims reporting software to a liability estimation database in a second data memory associated with a system for estimating liability in a vehicle accident, the second data memory being located on a computer system for estimating liability; accessing the claim data on the liability estimation database associated with the system for estimating liability in a vehicle accident; assessing an opportunity to avoid the vehicle accident under consideration, wherein assessing the opportunity to avoid the vehicle accident under consideration comprises: estimating liability for at least one party in the vehicle accident under consideration using the accessed claim data, wherein estimating liability comprises the computer system applying, to a base liability for the party, at least one of the one or more numerical factor shifts in the memory, wherein the applied at one factor shift is associated with a value of the speed factor that matches the value determined for the speed factor for the vehicle accident under consideration.