Patent ID: 8214291
Filing Date: 2012-07-03
Classification: G06F,G06Q,H04L

Abstract:
1. A computer-implemented method, comprising: registering one time, at a server associated with a financial entity, information comprising an identity uniquely associated with an individual having a financial account held by the financial entity, wherein the registering includes receiving, from a user input device associated with the individual, a user permission authorizing the financial entity to share a selected portion of the information with a plurality of selected requesting parties; receiving a request at the server associated with the financial entity from a requesting party to authenticate a customer purporting to be the individual, responsive to a transaction request being provided by the customer to the requesting party; authenticating, by the server associated with the financial entity, the customer as the individual by matching a token presented by the customer to the identity uniquely associated with the individual; and responsive solely to the authenticating, providing from the server associated with the financial entity to the requesting party only the selected portion of the information previously authorized by the individual to be shared with the plurality of selected requesting parties.