Patent ID: 7930340
Filing Date: 2011-04-19
Classification: G06Q,H04L

Abstract:
1. A real-time on-line two-way transaction system, the system comprising: a first server comprising memory and a processor; a context manager executing on the first server supporting a first web page on the World Wide Web, the context manager allowing access by a user from a multi-media device through a Web application to a plurality of possible Web transactions from a plurality of Web merchants; a user transaction manager in the Web application allowing the user to enter into a first transaction using a second web page; an account settling manager in the Web application allowing the user to communicate with a payment program running on a second server remote from the first server, wherein the user can settle an account relating to the first transaction; a switching component in the Web application that temporarily switches the user from the first server to the second server to allow settling of the account, wherein the user directly communicates with the payment program on the second server via an object router, the object router allowing the user to perform a real-time transaction from the Web application with at least one of the Web merchants while providing interaction and management between the first and second servers.