Patent ID: 8463650
Filing Date: 2013-06-11
Classification: G06Q

Abstract:
1. A method for initiating an electronic payment at a store of a merchant using a wireless payment system in communication with a point of sale terminal and a portable electronic device associated with a purchaser, wherein the wireless payment system is in communication with at least the portable electronic device via a wireless network provided by the merchant at the store, and wherein the portable device is configured to automatically connect to the wireless network when the purchaser with the portable electronic device enters the store of the merchant or is within an operating range of the wireless network at the store of the merchant, the method comprising: receiving, at the wireless payment system, a purchase message from the point of sale terminal, the purchase message being associated with an order for goods or services provided by the merchant; decoding, at the wireless payment system, the purchase message; generating, at the wireless payment system, a payment request message for the order based on the decoded purchase message; broadcasting, via the wireless payment system, the payment request message to the wireless network at the merchant, wherein the broadcasted payment request message is configured to be received by the portable electronic device, via the wireless network, to initiate the electronic payment for the order using the portable electronic device; receiving, at the wireless payment system, a payment instruction message, via the wireless network, comprising information to electronically pay for the order, wherein the payment instruction message is configured to be received from the portable electronic device, via the wireless network, to facilitate the electronic payment of the order using the portable electronic device; and providing, via the wireless payment system, the information associated with the payment instruction message to the point of sale terminal, wherein the point of sale terminal is configured to settle the electronic payment for the order using the information.