Patent ID: 8942677
Filing Date: 2015-01-27
Classification: G06Q,G07B

Abstract:
1. A computer-implemented method, comprising: receiving, at a transit system from a mobile device, an account management request that includes information identifying the mobile device and a particular account management command; associating, by the transit system, the mobile device with a transit user account based on the information identifying the mobile device; determining, by the transit system, whether funding is required to implement the particular account management command; sending, by the transit system to a funding source associated with a user of the mobile device, a request for transfer of funds to a product associated with the transit user account when funding is required to implement the particular account management command; and sending, by the transit system to the mobile device, an account management response that includes an indication of completed transfer of funds to the product associated with the transit user account when the transfer of funds is complete, and an indication of incompleted transfer of funds to the product associated with the transit user account when the transfer of funds is incomplete.