Patent ID: 6505176
Filing Date: 2003-01-07
Classification: G06Q

Abstract:
A method for dynamically managing workflow for an automated credit application system in response to functions executed by a user or by the automated credit application system, comprising the steps of:configuring a workflow for a credit application, comprising the steps of: defining a plurality of workflow process steps, each said workflow process steps having an associated status, wherein said status can be complete or incomplete; associating one or more tests with each of said workflow process steps; relating one or more database elements with each of said tests; and linking one or more functions with each of said database elements; and processing a workflow for the credit application, comprising the steps of: identifying an executed function, wherein said executed function can be executed by the user or by the automated credit application system; finding a set of potentially affected workflow process steps comprising all workflow process steps associated with said executed function; calculating the status of each workflow process step in said set of potentially affected workflow process steps; dynamically determining, in response to said identifying step, said finding step and said calculating step, a next step for each said workflow process step in said set of potentially affected workflow process steps, in which said status changes from incomplete to complete according to said calculating step; and associating a level of security with each of said functions and the user and wherein a particular function can only be executed by the user if the user is associated with the same or higher level of security as said particular function.