Patent ID: 8700486
Filing Date: 2014-04-15
Classification: G06Q

Abstract:
1. A method, comprising: identifying, by at least one server computer and for a particular eCommerce transaction, a Merchant, a Hosting Provider hosting a website of the Merchant, and a Customer; identifying at least one data indicating a trustworthiness of the Merchant by at least one of determining a reputation of a domain name registered to the Merchant or a website operated by the Merchant and determining that the website operated by the Merchant is or is not secure socket layer (SSL) certified; identifying at least one data indicating a trustworthiness of the Hosting Provider by at least one of determining that the Hosting Provider satisfies or does not satisfy a Payment Card Industry Data Security Standard and analyzing a security history of a system operated by the Hosting Provider; identifying at least one data indicating a trustworthiness of the Customer by analyzing at least one of a purchase history of the Customer, that the Customer is or is not authorized to use a credit card, and a reputation of the Customer; generating, by the at least one server computer, a Transaction Trust Rating indicating a trustworthiness of the eCommerce transaction, the Transaction Trust Rating being based upon a plurality of data comprising the at least one data indicating the trustworthiness of the Hosting Provider hosting the Merchant's website, the at least one data indicating the trustworthiness of the Merchant, and at least one data indicating the trustworthiness of the Customer engaging in the eCommerce transaction via the Merchant's website, wherein the Hosting Provider comprises a hosting company that provides website hosting services, when the Transaction Trust Rating exceeds a pre-determined value, approving, by the Merchant's website, the eCommerce transaction; and when the Transaction Trust Rating does not exceed the pre-determined value, disapproving, by the Merchant's website, the eCommerce transaction.