Patent ID: 6095413
Filing Date: 2000-08-01
Classification: G06Q,G07F

Abstract:
A method of authorizing an electronic credit card transaction, comprising the steps of:generating a request for a user at a remote terminal to input the user's credit card information, address, and social security number;receiving the information input by the user;communicating the input information to a credit card database provided by an issuer of the user's credit card to determine whether the input information is valid;accessing a social security number database having a list of social security numbers stored therein, wherein each of said stored social security numbers includes at least one address stored therewith corresponding to an address of an individual identified by the respective social security number;retrieving the at least one stored address associated with the input social security number;comparing the input address with the at least one retrieved stored address to corroborate the information stored in the credit card database with the information stored in the social security number database; andauthorizing the electronic credit card transaction when said input information is determined to correspond to information stored in both the credit card database and the social security number database.