Patent ID: 7725351
Filing Date: 2010-05-25
Classification: G06Q

Abstract:
1. An interface for processing a financial transaction comprising: a point of sale system for processing financial card transactions from a plurality of point of purchase devices comprising: (a) a primary port for processing financial transactions from a first category of financial card transactions at a primary transaction payment processing network; and (b) a secondary port for processing financial transactions from a second category of financial card transactions at a secondary transaction payment processing network; a first connection for connecting said interface to said secondary port of said point of sale system; a second connection for connecting said interface to said secondary transaction payment processing network; a host computer in communication with said secondary transaction payment processing network for receiving and analyzing formatted financial transaction data and returning action codes in response to said formatted financial transaction data; and at least one software component at said interface for processing said financial transaction by: (a) receiving from said secondary port at said point of sale system financial transaction data for said financial transaction, said financial transaction data originating at a point of purchase device in communication with said point of sale system; (b) formatting said financial transaction data from said point of sale system for processing at said host computer in communication with said secondary transaction payment processing network; (c) transmitting said formatted financial transaction data to said secondary transaction payment processing network for processing; (d) receiving from said secondary transaction payment processing network an action code returned by said host computer in communication with said secondary transaction payment processing network; and (e) transmitting to said point of purchase device in communication with said point of sale system a message corresponding to said action code from said host computer to complete said financial transaction.