Patent ID: 8725564
Filing Date: 2014-05-13
Classification: G06Q,G07F

Abstract:
1. A method of operating a trading server computer comprising: a) a trading server computer receiving from a user computer an enrollment of at least two user reward accounts comprising (i) a first reward account stored on a first reward server computer that holds a first set of reward points of a first type from a first reward issuing entity as a result of a first transaction executed between the user and the first reward issuing entity and (ii) a second reward account stored on a second reward server computer that holds a second set of reward points of a second type from a second reward issuing entity as a result of a second transaction executed between the user and the second reward issuing entity which is different from the first reward issuing entity; b) the trading server computer receiving from the user computer instructions comprising a user profile indicating a prioritization of the at least two user reward accounts to be accessed by the trading server computer for exchanging rewards into a user reward exchange account; and c) the trading server computer exchanging rewards from each of the at least two user reward accounts in accordance with the prioritization indicated in the user profile into the user reward exchange account and combining the exchanged rewards with each other in the user reward exchange account by