Patent ID: 7783326
Filing Date: 2010-08-24
Classification: G06Q,H04M,H04W

Abstract:
1. A mobile wireless cellular telephone, comprising: a) internal data storage memory for storing data representing electronic money and data representing credit/debit card information to enable a user to perform financial transactions within the telephone; b) a transceiver for transferring the data representing electronic money from and into the telephone; c) executable program instructions stored in the telephone; and d) a processor, responsive to said executable program instructions, for accessing said internal data storage memory to transfer the data representing electronic money into and out of the telephone via said transceiver, wherein said processor is responsive to said executable program instructions to enable the telephone to access an external server to transfer the data representing electronic money from the telephone to the server, to receive the data representing electronic money from the server into the telephone, and to cause the server to transfer the data representing electronic money to other external wireless cellular telephones.