Patent ID: 8977251
Filing Date: 2015-03-10
Classification: H04B,H04M

Abstract:
1. A method for transferring content to a mobile device comprising: establishing a contactless connection between a mobile device and an external apparatus, the mobile device comprising a memory device, a user interface configured to present information to a user, a communication device, and a processing device operatively in communication with the memory device and the communication device, wherein the external apparatus is an automated teller machine; authorizing user access to financial information based at least in part on the established contactless connection between the mobile device and the external apparatus; receiving available content, wherein the available content includes financial institution-specific content and third-party business-specific content, the financial institution-specific content comprising at least one of offers to upgrade an account, offers to open a new account, offers to borrow funds, offers for card replacements, a prepaid card, financial receipts, or account-related documentation, wherein the third-party business-specific content comprises at least one of coupons, ads, or offers for a third party business; determining content to transfer to the mobile device based on customer-specific data, location of the external apparatus, and the available content, wherein the customer-specific data comprises a user's location, age, sex, previously set preferences, and active input during a transaction; prompting the user that the determined content is available for transfer from the external apparatus to the mobile device; receiving input from the user to transfer the determined content to the mobile device; and transferring, contactlessly, the determined content from the external apparatus to the mobile device, the transferred content being stored, at least temporarily, in the memory device of the mobile device.