Patent ID: 8121951
Filing Date: 2012-02-21
Classification: G06Q

Abstract:
1. A method, relating to efficiently processing a plurality of checks issued by an assortment of banking customers, comprising the steps of: preserving, as at least one part of at least one computer information network accessible by computer use, at least one image of each at least one check of the plurality of checks; associating, by at least one first computer processor, at least one reference location information with banking information associated with the at least one check, the at least one reference location information being sufficient to locate and retrieve from the at least one computer information network at least one copy of the at least one image of the at least one check; transmitting, by at least one second computer processor, the at least one reference location information and the banking information in at least one form of at least one electronic debit usable for banking purposes independently of the at least one image or the at least one check; and processing, by at least one third computer processor, the at least one electronic debit to clear the at least one check, without further processing of the at least one image or the at least one check, and without further processing of the associated at least one reference location information.