Patent ID: 7416112
Filing Date: 2008-08-26
Classification: G06K,G06Q,G07F

Abstract:
1. Apparatus comprising: an automated banking machine including: at least one financial account computer, wherein the at least one financial account computer is located remotely from the automated banking machine and is in operative communication with the automated banking machine, wherein the at least one financial account computer is in operative connection with at least one data store, wherein the at least one data store includes data corresponding to a plurality of financial accounts; at least one consumer interface device in operative to communicate with the at least one financial account computers; wherein the at least one financial account computer is operative to determine whether the check can be validly written in the check amount based on information stored in the at least one data store; wherein the at least one consumer interface device is operative to provide the account holder with certification data responsive to a positive determination by the at least one financial account computer that the check can be validly written in the check amount; wherein input by a person of both the certification data to the at least one input device and the check to the check reading device is operative to cause delivery of cash corresponding to the check amount from the automated banking machine in exchange for the check without the automated banking machine reqiuiring data usable to identify the person.