Patent ID: 8160897
Filing Date: 2012-04-17
Classification: G06Q

Abstract:
1. A medical shared savings system, comprising: three or more computing devices, wherein the three or more computing devices include a patient computing device, a payor computing device and an employer computing device; a link that connects at least one of the three or more computing devices to a medical shared savings unit; the medical shared savings unit for interacting with the patient computing device, the payor computing device and the employer computing device wherein an employer uses the employer computing device to participate in a medical savings plan, a patient uses the patient computing device to select a medical procedure as part of the medical savings plan, the patient computing device providing a patient portal to a data store that provides, to the patient portal, medical plan information for a medical plan associated with the patient and pricing data for the procedure under the medical plan, the pricing data including a cost of the medical procedure offered in the United States according to the medical plan and a cost of the medical procedure offered in one or more regions outside of the United States including travel costs; and wherein the medical shared savings unit calculates a savings based on a difference between the cost of the medical procedure performed in a patient-selected region outside of the United States and the cost of the medical procedure performed within the United States, and wherein the medical shared savings unit divides the savings between the employer and the patient based on a medical savings plan model when the patient undergoes the medical procedure in the patient-selected region outside of the United States, the medical savings plan model dividing the savings between the employer and patient at an unequal percentage of the savings.