Patent ID: 6266640
Filing Date: 2001-07-24
Classification: G06Q,G10L,H04M

Abstract:
A method of consummating a transaction over a data network in a system having a consumer computer, a transaction computer and a voice verification unit, comprising:generating a transaction identification number which is uniquely associated with a transaction desired to be consummated between said transaction computer and a user of said consumer computer, said transaction identification number comprising a user ID of said user;establishing a data network connection from said transaction computer to said voice verification unit, and transmitting said transaction identification number from said transaction computer to said voice verification unit over said data network;requesting said user to provide a voice sample;receiving, at said voice verification unit, said voice sample entered by said user, said voice sample being associated with said transaction identification number;verifying said voice sample, at said voice verification unit, by comparing it to a pre-stored voice print of said user identified by said user ID;transmitting a verification signal along with said transaction identification number from said voice verification unit to said transaction computer over said data network; andconsummating said transaction only if said voice sample is verified to be correct.