Patent ID: 7321874
Filing Date: 2008-01-22
Classification: G06Q

Abstract:
1. A method for executing financial transactions, the method comprising: a financial management system maintaining customer information for a plurality of customers, the customer information for each of the plurality of customers comprising, the financial management system maintaining financial institution information for each of a plurality of financial institutions, the financial institution information for each of the plurality of financial institutions comprising, a customer communicating with the financial management system to initiate a financial transaction involving at least two different financial institutions of the plurality of financial institutions; and the financial management system executing the financial transaction, comprising, the financial management system analyzing active accounts for a customer, comprising determining whether there is a more favorable allocation of at least one of assets and debts for the customer; the financial management system making a recommendation to the customer based on the analysis; and the financial management system receiving an instruction from the user to automatically execute the recommendation.