Patent ID: 7877299
Filing Date: 2011-01-25
Classification: G06Q,H04L

Abstract:
1. A computer-implemented method of enabling a user to order an item from a merchant site of a merchant, the method comprising: registering the user and the merchant with a computer-implemented service that acts as a payment intermediary between users and merchants, said service comprising a server that operates in a first network domain that is separate from a network domain of the merchant site, said service being separate from the merchant site; sending a cookie associated with said service and said first network domain to a user computing device of the user for storage thereon; subsequently, receiving, with said server, a request generated by a browser running on the user computing device, said request including the cookie, said request generated by the browser in response to a link included in a web page of the merchant site; responding to the request with said server by generating and returning a purchase object for display on the web page of the merchant site, said purchase object being selectable by the user to order the item from the merchant; receiving, with said server, an order request message generated by said user computing device in response to user selection of the purchase object as displayed by the browser on the web page, said order request message representing an order placed by the user for said item; and in response to the order request message, charging the user for the item on behalf of the merchant, such that the user is charged by said service with said service acting as a payment intermediary between the user and the merchant; wherein the method, including registering the user and the merchant, sending the cookie, receiving the request, responding to the request by generating and returning the purchase object, receiving the order request message, and charging the user on behalf of the merchant, is performed by said computer-implemented service.