Patent ID: 8955066
Filing Date: 2015-02-10
Classification: G06F,G07F

Abstract:
1. A method of authenticating a user via knowledge based authentication, the method comprising: receiving, via a controller circuit, recent user internet history information from a portal, the portal aggregating user internet history information; forming, via the controller circuit, a set of questions, the set of questions including at least one question, the set of questions formed from the received recent user internet history information; providing, via the controller circuit, the set of questions formed from the recent user internet history information to the user; receiving, via the controller circuit, a set of responses to the set of questions from the user, the set of responses including at least one response; comparing, via the controller circuit, each response of the set of responses to a valid response for each corresponding question of the set of questions, upon the comparison being true, authenticating the user; and upon the comparison being false, refraining from authenticating the user; wherein receiving the recent user internet history information from the portal includes acquiring, as at least part of the recent user internet history, an aggregation of facts describing past web-based browsing activity of the user; and wherein forming the set of questions includes generating a set of knowledge-based authentication (KBA) questions based on the aggregation of facts to challenge the user's memory of the past web-based browsing activity; wherein providing the set of questions formed from the recent user internet history information to the user includes prompting the user to read the set of KBA questions; and wherein receiving the set of responses to the set of questions from the user includes obtaining answers to the set of KBA questions from the user.