Patent ID: 7353200
Filing Date: 2008-04-01
Classification: G06Q

Abstract:
1. An Internet-based Comparison Modeling Tool for providing an individual who is an employee or consultant of a company and has been awarded stock options the ability to analyze whether to exercise a vested stock option quickly or at another “as of” date at or before the end of the term, with the proceeds being used to find an alternative investment vehicle, or whether to wait until at or close to the end of the term of an option grant to exercise that option, comprising the steps of: storing in a server coupled to the Internet information about the individual's stock option plan relative to a company stock, including for each grant the exercise price, the present stock price, vesting schedule, and term of the option grant; inputting at the server a projected annual percentage increase in the company stock price based on the company's past performance, estimated future performance, or other number the individual enters in as the projected company stock price and a projected annual percentage increase in an alternative investment value; inputting tax information relative to the individual at the server; calculating at the server overall gain based on the stored and inputted information including taking into account the selected “as of” exercise dates, the projected annual percentage increase for the company stock price and the inputted projected annual increase in value for the alternative investment for the two cases of (1) exercising a vested stock option within the stock option term, setting a first “as of” date at or close to the present date and (2) waiting to exercise the vested stock option at a second “as of” date at or closer to the end of the term of the stock option, the calculating step including: comparing the two gains by grant to arrive at the greater of the gains; and, displaying the result of the comparison step, thus to permit maximizing of the individual's gain, whereby the individual is given information as to whether to immediately exercise an option grant or to exercise the option grant closer to the end of the term of the stock option.