Patent ID: 8533235
Filing Date: 2013-09-10
Classification: G06Q,Y10S

Abstract:
1. A computer-implemented method comprising: executing, by a computer-based system comprising a processor for generating a plurality of predictive models, the plurality of predictive models, wherein at least one of the predictive models in the plurality of predictive models is based upon data associated with a group of consumers; tracking, by the computer-based system, the plurality of predictive models using a Population Stability Index (“PSI”); manipulating, by the computer-based system, the data by at least one of: filtering the data based on a sample size, filtering the data based on an uploaded file, filtering the data using mathematical and logical operations, and filtering the data based on a credit limit; and transmitting, by the computer-based system, to each consumer in a group of consumers a score that indicates a likelihood that each consumer in the group will respond to an offer.