Patent ID: 6606605
Filing Date: 2003-08-12
Classification: G06Q,G07F

Abstract:
A method of collecting entered customer data and transaction data corresponding to a customer by a public access electronic commerce terminal, said method comprising the steps of:a) receiving said transaction data at said public access electronic commerce terminal; b) prompting said customer to enter said entered customer data into said public access electronic commerce terminal; c) transmitting said transaction data and said entered customer data to said remote location; d) processing said entered customer data; e) interchanging said entered customer data with pre-existing customer data based on a dynamic information interchange; f) processing said transaction data with said pre-existing customer data; g) determining whether a period of non-use of said electronic commerce system has occurred; h) determining if said period of non-use exceeds a predetermined time period; i) generating an error message based on said determination of step h); j) determining if at least one of a system limit and an authorization limit of said user is at least one of reached and exceeded; k) selectively reauthorizing said user based on said determination in step j); and l) reprocessing said transaction data and said pre-existing customer data based on said reauthorization.