Patent ID: 7481365
Filing Date: 2009-01-27
Classification: G06Q,G07F

Abstract:
1. A method for dynamically delivering to and rendering electronic messages on a transaction card, comprising: providing a transaction card and a transaction card reader, the card reader enabling data communications between the transaction card and the transaction card reader; providing a server including a program for processing data and transporting data; providing network communication between the transaction card reader and the server, the server identifying the transaction card using an identification (ID) received at the server via the network; communicating the data to the server via the network; processing the data at the server via the program; differentiating messages as personal and public according to the ID received by the server; generating an electronic message at the server based on the data and the received ID; transporting the electronic message to the transaction card reader via the network; writing data to the transaction card using the transaction card reader, the transaction card receiving the electronic message; processing the electronic message in the transaction card by forwarding the electronic message to a rendering element formed on a surface of the transaction card; storing at least part of the electronic message on a storage element in the transaction card; and communicating the electronic message on the transaction card to a user, the communication including displaying the electronic message as text on said transaction card surface via said rendering element.