Patent ID: 8538847
Filing Date: 2013-09-17
Classification: G06Q

Abstract:
1. A method for using a device to facilitate short term investments of working capital by a corporate investor, comprising: determining a principal amount of working capital for investment; determining a specific maturity term for said principal amount; utilizing said principal amount and said specific maturity term to form an investment contract offer; providing said investment contract offer in a device; coupling said device to a central server; uploading said investment contract offer to said server from said device; selecting one of a first acceptance option or a second acceptance option, said first acceptance option is automatically accepting a transaction acceptance response having most favorable terms to said investment contract offer, and said second acceptance option is conditionally accepting a transaction acceptance response upon approval by the corporate investor seeking said investment contract; making said investment contract offer available to a plurality of securities dealers; receiving at said server one or more transaction acceptance responses from one or more securities dealers; operating said server to utilize said selected one of said first acceptance option or said second acceptance option; transmitting to said device at least one transaction acceptance response to said investment contract offer from said central server, said at least one transaction response comprising a rate of return on said principal amount, said central server providing said at least one transaction acceptance response in response to receiving said at least one transaction acceptance response from at least one of a plurality of securities dealers; transmitting to said device a notification of acceptance of said at least one transaction response if said first acceptance option is selected; transmitting to said device a transaction acceptance response that is conditionally accepted if said second acceptance option is selected; and utilizing said central server to select said at least one transaction acceptance response, said central server automatically selecting one of said transaction acceptance response if said first option is selected, and said central server responding to receipt of a transaction acceptance response is received from said device if said second option is selected.