Patent ID: 7451134
Filing Date: 2008-11-11
Classification: G06F,G06Q,Y10S

Abstract:
1. A system for facilitating financial management comprising: a single enterprise banking facility communicatively coupled to a client machine having a browser application, the banking facility comprising a computer system including a computer-readable storage device and at least one processor, the computer-readable storage device having stored therein instructions for execution by the processor, the instructions including: wherein the financial management system is configured to aggregate banking transactions in real-time, the banking transactions selected from a group consisting of: disparate transactions, disparate category codes, and disparate transaction codes from both the credit card module and banking module within the single enterprise banking facility, wherein the financial management system further comprises a management module communicatively coupled to a storage module configured to store financial management data used to categorize the user transaction data into a plurality of different categories, the plurality of different categories including categories associated with different types of merchants, wherein the financial management system is configured to populate in real-time the table with the disparate transactions, the disparate category codes, and the disparate transaction codes from within the single enterprise banking facility, wherein the disparate transactions comprise at least one of a checking account transaction, a credit card transaction, a home equity loan transaction and a personal loan transaction, wherein the disparate category codes comprise at least one of airlines, auto and gas, education, groceries, healthcare, services, lodging, restaurants, retail, and non-categorized transactions, wherein the financial management system is configured to wherein the communication module is configured to transmit the report to the user as part of a web page via the Internet for display by the browser application.