Patent ID: 9024719
Filing Date: 2015-05-05
Classification: G06Q,G07C,G07F,G16H,H04L

Abstract:
1. A method comprising: receiving, at a Radio Frequency (RF) reader, a transaction request from an RF Transaction device configured to store a first data set associated with a first data set owner in a first data storage area on the RF transaction device; searching the RF transaction device to determine if at least one of the first data set or a second data set is available for use in connection with the transaction request; receiving an add request from the RF transaction device to add the second data set to the RF transaction device in response to the second data set not being available for use; allocating a second data storage area on the RF transaction device in response to the add request from the RF transaction device and in response to an issuer system indicating that the first data set is available for addition to the RF transaction device; receiving, at the RF reader, the second data set from a point of interaction terminal of the merchant system, wherein the second data set is inputted into the point of interaction terminal by a transaction device distinct from the RF transaction device; adding, by the RF reader, the second data set to the RF transaction device in the second data storage area, wherein the second data storage area is reserved for use by a second data set owner distinct from the first data set owner; and processing the transaction request in response to the adding the second data set.