Patent ID: 8360322
Filing Date: 2013-01-29
Classification: G06Q,G07C,G07F

Abstract:
1. A smartcard transaction system configured with a biometric security system, said system comprising: a smartcard having an integrated circuit device, wherein said smartcard is configured to communicate with a smartcard reader, said integrated circuit device comprising a common application and a second application, said second application being configured to store information associated with an account holder; said second application comprising a common file structure and a partner file structure, wherein said partner file structure provides write access to a field within said partner file structure for a first partnering organization in response to verification of a proffered biometric scan sample and denies write access to said field within said partner file structure for a second partnering organization, and said common file structure provides write access for said first partnering organization and said second partnering organization to a field in said common file structure; a first enterprise data collection unit associated with a first enterprise, said first enterprise data collection unit configured to store update transactions and pending transactions associated with said smartcard and said first enterprise; a second enterprise data collection unit associated with a second enterprise, said second enterprise data collection unit configured to store update transactions and pending transactions associated with said smartcard and said second enterprise; a card object database system coupled to said first enterprise data collection unit and said second enterprise data collection unit and said card object database system configured to store smartcard information in accordance with said update transactions and said pending transactions, wherein said smartcard information comprises a card object having an application; and an update logic system configured to effect synchronization of said smartcard information associated with said smartcard and said card object database system, wherein said update logic system is activated upon verification of said proffered biometric scan sample.