Patent ID: 8423457
Filing Date: 2013-04-16
Classification: G06Q

Abstract:
1. A computer-implemented method of providing an anonymous mobile payment to enable transfer of an electronic payment between a provider and a recipient without an exchange of personal information between the provider and the recipient, the computer-implemented method comprising: under control of one or more computing systems configured with executable instructions, receiving, via one or more mobile payment servers, a payment message from the provider, the payment message including a payment amount to be tendered to the recipient; reserving the payment amount in an account associated with the provider as unavailable to the provider; transmitting a redemption code to the provider, the redemption code allowing the provider to initiate tendering of the payment amount by communicating the redemption code to the recipient, the redemption code enabling redemption of the payment amount at the one or more mobile payment servers after the recipient receives the redemption code from the provider; receiving, from the recipient at the one or more payment servers via a network communication after the provider communicates the redemption code to the recipient, the redemption code and a device identifier associated with the recipient; and transferring the payment amount from the account associated with the provider to an account associated with the recipient.