Patent ID: 7899720
Filing Date: 2011-03-01
Classification: G06Q

Abstract:
1. A method for managing alerts comprising: identifying, within a financial computing system (FCS) executing on a processor, a consumer financial data item comprising a financial deadline; comparing, by the FCS, a number of days between the financial deadline and a current date with a threshold, wherein the number of days satisfies the threshold; determining, by the FCS, an alert level corresponding to the threshold; sending, from the FCS to an alert device comprising an alert indicator using an electronic network, the alert level and a portion of the consumer financial data item including the financial deadline, wherein the alert indicator displays the portion on the alert device according to the alert level, and wherein the electronic network couples the FCS and the alert device; identifying, within the FCS, a minimum payment amount and a minimum balance requirement, wherein the consumer financial data item further comprises the minimum payment amount and the minimum balance requirement; comparing, by the FCS, the minimum payment amount with a minimum payment amount threshold, wherein the minimum payment amount satisfies the minimum payment amount threshold, and wherein the alert level further corresponds to the minimum payment amount threshold; and sending, from the FCS to the alert device using the electronic network, the minimum payment amount and the minimum balance requirement, wherein the alert indicator further displays the minimum payment amount and the minimum balance requirement on the alert device according to the alert level.