Patent ID: 7467141
Filing Date: 2008-12-16
Classification: G06Q,Y10S

Abstract:
1. A computer-implemented method, comprising the steps of: receiving consumer profile information over a distributed network at a host server; transferring the consumer profile information from the host server to a central data repository for storage in a plurality of information accounts associated with a plurality of different consumers, logically associated with a plurality of exchanges, each information account associated with at least one exchange, wherein an exchange comprises a group of one or more servers that are authorized and configured to accept the consumer profile information from a particular information account at the request of a consumer; receiving requests from the exchanges at the host server for consumer profile information in specific information accounts; and responding to said requests by retrieving some or all of the consumer profile information from said central data repository and conveying some or all of the consumer profile information to the requesting exchange, provided that the information account storing the consumer profile information is associated with the requesting exchange.