Patent ID: 6363364
Filing Date: 2002-03-26
Classification: G06Q,G07F

Abstract:
A system for performing an interactive data exchange function from a user base, the system including:a telephone instrument at the user base for entering request data relating to the data exchange function; a telephone network for transmitting the request data to a computer network including one or more of a computer network of at least one financial institution; a computer network of at least one vendor; and a computer network of at least one service provider; a receiver at the user base for receiving broadcast response signals broadcasted to many user bases simultaneously from the network and which signals include encoded response data effectively accessible only at the user base; and a signal decoder and display at the user base connected to the receiver, said signal decoder decoding, for access only at the user base, the response data and the display displaying the data in real time and interactively with the request data entered.