Patent ID: 8290835
Filing Date: 2012-10-16
Classification: G06Q

Abstract:
1. A method, comprising: obtaining, by a financial system comprising one or more computers, information associated with a cleared item corresponding to a completed transaction and posted to a financial account of a consumer; identifying, by the financial system based at least in part on an analysis of the obtained information, a payee associated with the cleared item that has not yet been activated for at least one of directing payments to the payee by a service provider on behalf of the consumer or electronic bill presentment of billing information of the payee to the consumer through the service provider; generating, by the financial system, a form for activating, at the service provider, the payee for at least one of directing payment to the payee by the service provider on behalf of the consumer or electronic bill presentment of billing information of the payee to the consumer through the service provider; and transmitting, by the financial system, the form to a network entity for presentation to the consumer.