Patent ID: 6321213
Filing Date: 2001-11-20
Classification: G06Q,G07F

Abstract:
A system for transferring electronic money, comprising:a first electronic money storage apparatus on an electronic money remitting side including communicating means, arithmetic means, and memory means for storing therein electronic money;a second electronic money storage apparatus on an electronic money receiving side including communicating means, arithmetic means, and memory means for storing therein electronic money; anda data transfer unit for connecting the first electronic storage apparatus to the second electronic storage apparatus, wherein:the first electronic money storage apparatus calculates an amount x of remitter's transaction fee and a transaction fee y to be stored in the first electronic money storage apparatus, obtains an amount of p+x (p indicating an amount to be remitted) from the memory means of the first electronic money storage apparatus, divides the electronic money thus obtained into the amount of y calculated and an amount of p+x -y, stores y in the memory means, and transmits p+x -y via the data transfer unit to the second electronic money storage apparatus; and whereinthe second electronic money storage apparatus calculates a transaction fee u to be stored in the second electronic money storage apparatus, receives the electronic money having the value of p+x-y, divides the electronic money thus received into the amount of u calculated and an amount of p+x-y-u, stores u in the memory means of the second electronic money storage apparatus, and transmits p+x-y-u in the memory means of the second electronic money storage apparatus.