Patent ID: 8965810
Filing Date: 2015-02-24
Classification: G06Q,H04M

Abstract:
1. A method, comprising: sending, from a computing device of a transaction handler of a payment processing network, a coupon authorization request message to an issuer of a sponsor account for a coupon to be used with a purchase from a merchant; receiving, in the computing device and in response to the coupon authorization request message, a coupon authorization response message from the issuer of the sponsor account; receiving, in the computing device and from the merchant, a consumer authorization request message identifying a consumer account for a payment transaction between a consumer and the merchant for the purchase; sending, from the computing device, a consumer authorization request message to an issuer of the consumer account for the payment transaction; receiving, in the computing device and in response to the consumer authorization request message to the issuer of the consumer account, a consumer authorization response message from the issuer of the consumer account; and communicating, from the computing device, authorization data to the merchant for the purchase, in accordance with the consumer authorization response message and the coupon authorization response message.