Patent ID: 6279824
Filing Date: 2001-08-28
Classification: G06Q,G07F

Abstract:
A method for performing an electronic money terminal function using a receiver having a smart card interface and a modem, said method comprising the steps of:(a) selecting an electronic money terminal mode by inputting an electronic money terminal command to a controller;(b) receiving an electronic money smart card and initializing said electronic money smart card;(c) displaying submodes of the selected electronic money terminal mode after said electronic money terminal mode is selected:(d) selecting a deposit submode from the submodes for depositing money from a user's bank account to said electronic money smart card:(e) connecting, using said modem, said receiver to a host computer of a bank which issued said electronic money smart card after said electronic money terminal mode is selected;(f) transmitting a deposit submode signal representing the selected deposit submode and a personal identification number (IN) stored in said electronic money smart card to said host computer:(g) inputting a secret number in response to a request from said host computer for transmission of the secret number;(h) inputting an amount of money if said input secret number is identical to a secret number stored in said host computer;(i) encoding the input amount of money and transmitting the amount of money to said electronic money smart card when a balance of the user's bank account is more than or equal to the input amount of money;(j) controlling a tuner to receive broadcast information relating to mass media programming via the controller when a mass media reception command is input to said controller to place said receiver in a mass media reception mode;(k) selecting a remittance submode for remitting an amount of money from said electronic money smart card to the user's bank account, from said submodes displayed in said step (c);(l) transmitting a remittance submode signal representing said selected remittance submode to said host computer;(m) if the input secret number is identical to the stored secret number, inputting an account number in response to a request from said host computer for the input of the account number;(n) encoding a balance of said electronic money smart card in response to said host computer's command ordering a check of the balance of said electronic money smart card, and transmitting information about the encoded balance to said host computer;(o) inputting an amount of money in response to a request from said host computer for input of an amount of money; and(p) transmitting information about said encoded amount of money from said electronic money smart card to said host computer in response to a remittance command from said host computer, when the balance of said bank account is greater than or equal to said input amount of money.