Patent ID: 7783568
Filing Date: 2010-08-24
Classification: G06Q

Abstract:
1. A method of arranging a commercial card program for a multi-national client by a card issuer, said method comprising: said card issuer entering into a first lead written agreement with a central coordinating body (CCB), said first lead agreement providing for a list of services available for use by said card issuer in a local geographic area to implement said commercial card program for said multi-national client, said services being offered by a local card issuer in said local geographic area, said card issuer not having the capability to provide said services to said client in said local geographic area; said card issuer receiving on a computer as part of a bid process, over a computer network, a request for a proposal from said multi-national client to implement said card program, said request for proposal including at least one requirement of said card program; said card issuer reviewing said list of services in said first lead written agreement stored on said computer, and said computer determining as part of said bid process at least one service appropriate for said card program for said multi-national client that meets said one requirement; said card issuer choosing said one service to implement as part of said card program; determining, using said computer, a fee said card issuer will pay to said local card issuer for the provision of said one service to said multi-national client in said local geographic area; said card issuer entering into a second client written agreement with said multi-national client for the provision of said commercial card program as part of said bid process, said second agreement obligating said card issuer to provide said service to said multi-national client, wherein said card issuer relies upon said first lead agreement for the provision of said service to said multi-national client; and said card issuer delivering, over said computer network, said second client written agreement to said multi-national client from said computer.