Patent ID: 7124088
Filing Date: 2006-10-17
Classification: G06Q

Abstract:
1. An on-line insurance policy service system comprising: a web browser for accessing remote insurance information by an insurance policyholder and software linked to the remote insurance information; a publicly accessible distributed network for transferring data from the web browser; an information module, remote from the web browser coupled to the publicly accessible distributed network, that identifies the insurance policyholder and verifies an insurance policy parameter of an existing insurance policy of the insurance policyholder in real-time in response to first data received from the insurance policyholder through the publicly accessible distributed network and the web browser; where the first data comprises a personal security code that allows access to insurance policy parameters of the insurance policyholder; an insurance policy adjustment module, remote from the web browser coupled to the publicly accessible distributed network, that adjusts the insurance policyholder's insurance policy parameter in real-time in response to second data received from the insurance policyholder through the publicly accessible distributed network and the web browser, where the second data comprises a selection of the insurance policy parameter; where the insurance policy adjustment module provides an acknowledgement to the web browser in response to the adjustment of the selected insurance policy parameter within the existing insurance policy, and implements the adjustment to the existing insurance policy; and where an insurer's computer generates an insurance document customized to the insurance policyholder as identified by the personal security code and sends the customized insurance document to the web browser in response to the second data received from the insurance policyholder through the publicly accessible distributed network and the web browser.