Patent ID: 8589267
Filing Date: 2013-11-19
Classification: G06Q

Abstract:
1. A computer-server-based method for transferring a mobile gift card from a first user to a second user, the computer-server-based method comprising: receiving at the computer server, from a list of one or more mobile gift cards associated with a phone number of the first user, a selection of a particular mobile gift card, the particular mobile gift card being associated with a particular merchant; receiving, at the computer server, a request to transfer a specified monetary amount from a balance of the particular mobile gift card to a second user; receiving, at the computer server, a phone number of the second user; associating, with the second user's phone number at the computer server, a separate mobile gift card having an associated balance equal to the specified monetary amount, the separate mobile gift card being associated with the particular merchant; transmitting, from the computer server, a notification of the separate mobile gift card to a mobile device associated with the second user's phone number; and storing an account number associated with the separate mobile gift card at the computer server instead of at the mobile device associated with the second user's phone number such that the computer server communicates with the mobile device associated with the second user's phone number to conduct secure purchases using the separate mobile gift card on behalf of the recipient.