Patent ID: 8725576
Filing Date: 2014-05-13
Classification: G06Q,G07F,H04B,H04M,H04N,H04W

Abstract:
1. A method, comprising: maintaining payment account information by using a payment application in a mobile device memory included in a mobile device, wherein the payment application is non-browser based and is a mobile operating system platform based mobile application preinstalled or downloaded and installed on the mobile device, the mobile device comprising a mobile device display, a mobile device processor, a mobile device radio interface, and a mobile device wireless fidelity (Wi-Fi) interface; executing the payment application using the mobile device processor, wherein execution of the payment application permits a user associated with the payment application running on the mobile device to conduct a purchase after a data exchange between the payment application and a management server has occurred; receiving input at the payment application running on the mobile device, the input received from a user to initiate a transaction to purchase an item selected at the mobile device; sending a request from the payment application to the management server for a digital artifact for display within a specific payment application generated screen, wherein the digital artifact is selected by the management server based on correlating targeting parameters, the specific payment application generated screen corresponding to a specific screen, scene, or real estate property; receiving the digital artifact from the management server which processes the transaction for the selected item using a payment method; displaying the digital artifact within the specific payment application generated screen.