Patent ID: 8060382
Filing Date: 2011-11-15
Classification: G06Q

Abstract:
1. A computing system implemented process for providing a healthcare bill settlement system comprising: obtaining, by one or more computing processors, Explanation Of Benefits (EOB) data associated with a healthcare service consumer, the EOB data being associated with a given healthcare service item; using at least part of the EOB data, by the one or more computing processors, to generate data representing an intelligent EOB comprising: providing, by the one or more computing processors, the data representing an intelligent EOB to the healthcare service consumer; providing, by the one or more computing processors, the healthcare service consumer with a capability to electronically communicate with the healthcare service provider associated with the healthcare service item; receiving, by the one or more computing processors, a payment settlement offer by the healthcare service provider from the healthcare consumer, the payment settlement offer being based, at least in part on the data representing an intelligent EOB, the payment settlement offer being a value less than the estimated balance due, the payment settlement offer being received prior to any invoice or other billing device being provided by the healthcare service provider to the healthcare consumer; and receiving, through the one or more computing processors, by the consumer on behalf of the healthcare service provider an acceptance or rejection of the payment settlement offer.