Patent ID: 8990254
Filing Date: 2015-03-24
Classification: G06F,G06Q,H04L

Abstract:
1. A loan origination system comprising: a loan origination program; a database stored in a memory device coupled to a server computer, the database storing borrower data and loan data; a processing and management system configured to present a plurality of user interfaces corresponding to a plurality of user roles, each user interface being customized for presentation to a user based on a role of the user wherein users with different user roles are presented with different user interfaces, the user roles being selected from a group including at least one of an officer, a processor, or a manager; and a milestone process defining one or more milestone events associated with processing each loan application and configured to evaluate progress of users associated with user roles as against the one or more milestone events, identifying a completion of a milestone associated with a first user role, determining a next actor associated with the processing of the loan application including identifying a subsequent user role that is different from the first user role and initiate a transfer of process flow to the subsequent user role upon attainment of the milestone including alerting the subsequent user role of the milestone; wherein process flow for a loan application is passed from an officer client computer to a processor client computer executing one of the plurality of user interfaces upon the milestone system determining that the officer role has attained a milestone indicating further processing is required by the processor role.