Patent ID: 7925582
Filing Date: 2011-04-12
Classification: G06Q

Abstract:
1. A computer-implemented method for simulating a financial risk score, the method comprising: using a computer processor to generate a first simulated financial risk score that is based at least in part on a plurality of consumer financial data that is stored in a tangible computer-readable medium and that comprises at least first account-specific data regarding a first account associated with a consumer and second account-specific data regarding a second account associated with the consumer; presenting a user with at least one suggested action that, if performed, would result in modification of the consumer financial data; receiving from the user a selection of a suggested action that, if performed, would result in modification of the consumer financial data; using a computer processor to generate a second simulated financial risk score that is based at least in part on the modification to the consumer financial data that would result from performance of the selected suggested action; outputting for display the second simulated financial risk score; and presenting to the user a user interface element that provides the user an option to perform the selected suggested action and, upon user selection of the option, assists the user to perform the selected suggested action; wherein the method is performed via processor execution of instructions stored on a tangible computer-readable medium.