Patent ID: 8678273
Filing Date: 2014-03-25
Classification: G06K,G06Q,G07C,G07F,H04L

Abstract:
1. A negotiable instrument system for use at a location where a negotiable instrument is presented by an individual, comprising: a negotiable instrument scanner configured to read encoded negotiable instrument information data on the negotiable instrument when it is presented; a biometric scanner configured to generate biometric data from the individual presenting the negotiable instrument; a processor configured to: access an identification database using at least the generated biometric data and personal information associated with the individual including at least one of a date of birth or a driver's license number at the time of presentation of the negotiable instrument, to locate in the database and identify the individual presenting the negotiable instrument to authenticate the identity of the individual presenting the negotiable instrument, and analyze the negotiable instrument information data to determine if the negotiable instrument should be rejected, wherein the processor is configured to access the identification database by comparing at least the generated biometric data with biometric data stored in the identification database.