Patent ID: 8494881
Filing Date: 2013-07-23
Classification: G06Q,G16H

Abstract:
1. A processor-implemented method for enrolling a user in a healthcare plan comprising: receiving via a processor personal information data from the user, wherein the personal information data comprises a user identifier; processing the personal information data with a processor to generate a list of healthcare service providers; providing via the processor the list comprising a plurality of healthcare service providers to the user; receiving via the processor a first selection of one or more of the providers from the user; receiving via the processor a second selection of a user-defined copay amount from a selectable copay range for the one or more providers; determining via the processor a cost of the healthcare plan based on the first selection and the second selection and providing the cost to the user; and receiving via the processor a request to purchase the healthcare plan from the user; wherein the personal information data further comprises an amount of deductible, wherein the determining the cost of the healthcare plan is further based on the amount of deductible; wherein each healthcare service provider is associated with an individual cost and an umbrella policy credit and the personal information data further comprises an uncredited umbrella policy cost, and wherein determining the cost of the healthcare plan further comprises: