Patent ID: 7478062
Filing Date: 2009-01-13
Classification: G06Q

Abstract:
1. A method, comprising: storing, in at least one database within a portable first computing device, financial transaction data and budgetary data, wherein said budgetary data comprises a plurality of budgetary data records, each budgetary data record comprising a budgetary item identifier field and at least one of an annual budget field and a periodic budget field, wherein said financial transaction data and budgetary data stored in said at least one database of said portable computing device is periodically synchronized with financial transaction data and budgetary data stored in at least one corresponding database within a second computing device; evaluating said transaction data using said budgetary data to determine at least whether a transaction value exceeds a budgetary constraint for a transaction, wherein said budgetary constraint is determined from one of the budgetary data records identified via the budgetary item identifier field of the one of the budgetary data records using a budgetary item identifier of the transaction, wherein said budgetary constraint comprises at least one of an annual budget and a periodic budget determined from the respective annual and periodic budget fields of the one of the budgetary data records; displaying, upon a display device, a message indicative of the results of said evaluation, said displayed message indicative of whether said transaction is appropriate with respect to said budgetary constraint.