Patent ID: 6466919
Filing Date: 2002-10-15
Classification: G06Q,G07F

Abstract:
A method for using a computer to process the sale of a good or service, comprising:receiving by the computer a first individual conditional purchase offer for the good or service and a payment identifier from a customer, said first individual purchase offer containing a customer-defined condition and a price, said payment identifier specifying an account from which funds are to be paid for the good or service; comparing said individual purchase offer to one or more predefined rules from at least one potential seller of the good or service, each of the predefined rules containing one or more seller-defined restrictions, to determine whether a seller is willing to accept said individual purchase offer if the customer-defined condition satisfies a seller-defined restriction of at least one of the predefined rules; receiving a second individual conditional purchase offer and a second payment identifier, said second conditional purchase offer containing a customer-defined condition and a price, said second payment identifier specifying an account of another customer from which funds are to be paid for the good or service; combining said first and second individual purchase offers to form an aggregate purchase offer; comparing said aggregate purchase offer to one or more aggregation rules from at least one potential seller of the good or service, each of the aggregation rules containing one or more seller-defined restrictions, to determine whether a seller is willing to accept said aggregate purchase offer if the customer-defined conditions satisfy a seller-defined restriction of at least one of the aggregation rules; and binding the customer to purchase the good or service if the customer's individual purchase offer or said aggregate purchase offer is accepted.