Patent ID: 7783517
Filing Date: 2010-08-24
Classification: G06Q,G07F

Abstract:
1. A browser-based system at a point of sale, the browser-based system comprising: a browser-based tool having a computer network communicating with a memory; the memory communicating with a processor; and the processor, when executing a computer program for facilitating distribution of an open transaction instrument, is configured to: facilitate distributing the open transaction instrument at the point of sale in association with purchase of the open transaction instrument at the point of sale, wherein a randomized account code and a tracking code are associated with the open transaction instrument, wherein the randomized account code is used to identify a transaction account, wherein a plurality of the tracking codes are used to track a plurality of the open transaction instruments, and wherein the transaction account is associated with the open transaction instrument; receive transaction information and to facilitate the distribution of the open transaction instrument by sending the transaction information from the browser-based tool to a host system using a communication protocol including at least one of http and https with the transaction information encoded in a marked up language including at least one of html and xml, wherein the host system authorizes distribution of the open transaction instrument, funds and activates the transaction account, and sends an authorization message to the browser-based tool; receive a determination that the open transaction instrument is in stock; facilitate moving the randomized account code from an electronic vault to an electronic till to allow entry of the transaction information related to the randomized account code; and receive the authorization and provide an indication of the authorization for the open transaction instrument to be vended.