Patent ID: 7747535
Filing Date: 2010-06-29
Classification: G06Q,H04W

Abstract:
1. An Internet credit card transaction server comprising: an Internet credit card transaction interface that is programmed to receive information about credit card transactions that are associated with a plurality of credit card issuers and that are performed over the Internet, the information including an Internet Protocol (IP) address that is associated with a user terminal on which an Internet credit card transaction is performed; an IP address location interface that is programmed to obtain location information corresponding to an IP address; a wireless network interface that is programmed to obtain location information for a plurality of wireless terminals that are associated with a plurality of wireless network providers; and an Internet credit card transaction authorization processor that is responsive to receipt of information concerning a prospective Internet credit card transaction with one of the plurality of credit card issuers from the Internet credit card transaction interface, including an IP address of a user terminal that is associated with the prospective Internet credit card transaction, and that is programmed to instruct the IP address location interface to obtain user terminal location information that corresponds to the IP address of the user terminal that is associated with the prospective Internet credit card transaction, to instruct the wireless network interface to obtain wireless terminal location information for a wireless terminal that is associated with a user of the credit card for the prospective Internet credit card transaction, to correlate the user terminal location information and the wireless terminal location information, and to generate authorization information for the prospective Internet credit card transaction based on the user terminal location information and the wireless terminal location information that were correlated.