Patent ID: 7996311
Filing Date: 2011-08-09
Classification: G06Q,Y10S

Abstract:
1. A method, comprising: executing computer-implemented instructions on one or more payment processor computers associated with a payment processor for: receiving, by the payment processor, a consumer account number associated with a payor and a payee, wherein the consumer account number is not in a format expected by the payee; retrieving from a merchant database, by the payment processor, an alteration rule associated with the payee, wherein the alteration rule is associated with an account number format that is expected by the payee; altering, by the payment processor, the received consumer account number to a modified consumer account number based upon the alteration rule, wherein altering the consumer account number includes inserting a character string at a particular position in the consumer account number to create the modified consumer account number; and transmitting, by the payment processor, the modified consumer account number to the payee.