Patent ID: 9117186
Filing Date: 2015-08-25
Classification: G06Q

Abstract:
1. A method comprising: receiving, at a hub computer over a network and from a first partner computer, a request for a common identifier for linking a first customer account of a customer having a first customer information associated with the first partner computer with a second customer account of the customer having a second customer information associated with a second partner computer to provide the customer with enhanced joint account services across the first and second partner computers; in response to the request, generating the common identifier at the hub computer to share the first customer information with the second partner computer and share the second customer information with the first partner computer by pairing the first and second accounts; providing the common identifier to the first partner computer and the second partner computer over the network to provide the customer with enhanced joint account services across the first and second partner computers; receiving over the network at the hub computer a first partner customer ID associated with the account of the customer at the first partner computer, a second partner customer ID associated with the account of the customer at the second partner computer, a first partner customer ID status identifying a status of the first partner customer ID relating to receiving enhanced joint account services at the first partner computer, and a second partner customer ID status identifying a status of the second partner customer ID relating to receiving enhanced joint account services at the second partner computer; updating at the hub computer a record associated with the common identifier to link the common identifier with the first partner customer ID and the second partner customer ID; generating at the hub computer a common ID status associated with the common identifier and based on the first partner customer ID status and the second partner customer ID status to disable enhanced joint account services across the first and second partner computers, the generating the common ID status including: after setting the common ID status to the suspend status, forwarding the common ID status associated with the common identifier to the first partner computer and the second partner computer to disable enhanced joint account services for the customer across the first and second partner computers; after changing the common ID status to the suspend status, determining whether a first allotted time window is exceeded; upon determining the first allotted time window is exceeded, changing the common ID status from the suspend status to an inactive status; after changing the common ID status to the inactive status after the first allotted time window, determining whether a second allotted time window is exceeded; and upon determining the second allotted time window is exceeded, purging, at the hub computer, the record associated with the common identifier.