Patent ID: 9009807
Filing Date: 2015-04-14
Classification: G06Q,H04L,H04W

Abstract:
1. A smart device configured to communicate and operate with external devices, said smart device comprising: a computer processor; and at least one application executable on the computer processor and adapted for communicating with external devices; wherein: one of said external devices is a security device having a unique security device ID that is shared with the smart device and enables secure communications with the smart device; the security device, by itself, determines whether the smart device is allowed to send or receive messages to external devices other than the security device; and the smart device further comprises a white list of acceptable correspondents and/or types of messages deemed by the smart device to be acceptable; wherein: the security device and/or the application controlling institution screen messages sent to the smart device, adhering to criteria specified in the white list; and the application controlling institution issues an insurance policy to the smart device insuring that only acceptable types of messages to or from acceptable correspondents are sent to or received from the smart device.