Patent ID: 7251656
Filing Date: 2007-07-31
Classification: G06Q,Y10S

Abstract:
1. A computer implemented method for making a payment to a payee on behalf of a payor, comprising: receiving, by a payment service provider, a first payment request to make a first payment to a payee on behalf of a first payor, the first request having first payee identity information, and a second payment request to make a second payment to the payee on behalf of a second payor, the second request having second payee identity information; identifying a first payee identifier based upon the identity of the first payor and at least a portion of the received first payee identity information, wherein the first payee identifier is not received in the first payment request and is assigned as a result of the payee responding to an invitation, from the service provider, associated with a paper payment to enroll for electronic payment; identifying a second payee identifier based upon the identity of the second payor and at least a portion of the received second payee identity information, wherein the second payee identifier is not received in the second payment request and is assigned as a result of the payee responding to an invitation, from the service provider, associated with a paper payment to enroll for electronic payment; directing, by the payment service provider, an electronic payment to the payee on behalf of the first payor using the first payee identifier, and an electronic payment to the payee on behalf of the second payor using the second payee identifier; and transmitting to the payee, by the payment service provider via a network, a notice indicating that the electronic payment on behalf of the first payor has been directed; wherein the notice includes one of (a) information indicating that remittance information associated with the payment is available and (b) remittance information associated with the payment.