Patent ID: 8793777
Filing Date: 2014-07-29
Classification: G06F,G06Q,H04L

Abstract:
1. A method of controlling access by an entity to vendor information technology systems, the method comprising: receiving, by a verification/authentication engine executed on a server device, an inquiry from a vendor system to verify the entity for a transaction; determining, by the verification/authentication engine, that the entity is a small business rather than an individual; based on an identification of a channel through which the entity selects to access the vendor system, querying, by the verification/authentication engine, the entity using questions generated based on data from at least two data sources of a plurality of data sources containing information about the entity; determining, by the verification/authentication engine, at least one of a confidence level or a score based on the extent to which the entity correctly answers the questions; and sending, by the verification/authentication engine, the at least one of the confidence level or the score to the vendor system configured to determine whether to grant or deny access by the entity to the vendor system based on the at least one of the confidence level or the score.