Patent ID: 8020757
Filing Date: 2011-09-20
Classification: G06Q,G07F

Abstract:
1. An automated teller machine comprising: means for identifying a user device; means for identifying a financial institution associated with the user device; a database storing locally on the automated teller machine at least a first financial institution's protocol comprising first display interface components for facilitating a banking transaction with the first financial institution and a second financial institution's protocol comprising second display interface components for facilitating a banking transaction with the second financial institution; and a controller operably coupled to the database, the user device identifying means, and the financial institution identifying means, the controller programmed to (1) upon determining that the user device is associated with the first financial institution, retrieve the first display interface components from the local database, build a first display screen associated with the first financial institution, and execute the first financial institution's protocol, or (2) upon determining that the user device is associated with the second financial institution, retrieve the second display interface components from the local database, build a second display screen associated with the second financial institution, and execute the second financial institution's protocol.