Patent ID: 8165958
Filing Date: 2012-04-24
Classification: G06Q

Abstract:
1. A method of electronically presenting bills for a customer, comprising: subscribing the customer to a bill presentment system for receiving electronic bills and paper bills for the customer; notifying a plurality of billers that the customer has subscribed to the bill presentment system, the billers including electronic-based billers and paper-based billers; receiving, at a location, an electronic bill and a paper bill for the customer from one of the billers; scanning the paper bill received for the customer to generate electronic image information; extracting first optical character recognition (OCR) data from the electronic image information by treating the electronic image information as a single zone; searching the first OCR data for at least one numeric identifier of a type of the scanned paper bill; identifying the type of the scanned paper bill by comparing the at least one numeric identifier to a list of types stored in a memory; extracting second OCR data from the electronic image information using a template corresponding to the identified bill type, wherein the template includes zone information for locating portions of the billing information; extracting billing information from the second OCR data; comparing the extracted billing information with known information; based on the comparison, combining the electronic bill and the extracted billing information into a customer bill presentation; and presenting the customer bill presentation to the customer.