Patent ID: 7711645
Filing Date: 2010-05-04
Classification: G06Q

Abstract:
1. A method for use by a service provider to assign specific alternative payment options and facilitate exchange of select online bill payments for particular merchant offers, said method comprising: a) receiving, at a server of a service provider, data, from a financial institution or remittance processor, wherein the data is representative of a plurality of payments due from an individual or non-government entity, wherein each payment due includes data representative of a payee, a payment amount to be transferred to the payee and a payee address; b) receiving from the at least one data store, data representative of at least one third party offer to be mailed to the payee address associated with one of the payments along with a check for the payment amount associated with the payment, wherein the at least one data store is in operative connection with the server; and wherein the at least one third party offer is an amount of value greater than the payment amount associated with the payment; c) mailing the at least one third party offer with the check for the payment amount associated with payment to the payee; d) receiving at the server, data representative of an acceptance of the at least one third party offer in (c); and e) responsive to (d) through operation of the at least one server: