Patent ID: 7792516
Filing Date: 2010-09-07
Classification: G06Q,G07F

Abstract:
1. A method of conducting a transaction, comprising: providing a specific account, of an user of a communication device, at a telephone operator for charging telecommunication services to; linking a first card disposed inside the communication device to the specific account at the telephone operator; providing a transaction card that has a transaction PIN code linked to the specific account; sending a contact signal to the telephone operator by using the communication device; the telephone operator receiving the contact signal and identifying a communication PIN code of the first card disposed in the communication device; the telephone operator associating the communication PIN code with the specific account; using the communication device for a telecommunication service provided by the telephone operator and the telephone operator charging the specific account for the telecommunication service provided; initiating a transaction with the transaction card; entering an amount that is to be paid for the transaction and withdrawn from the specific account wherein the specific account is for charging telecommunication services to when the communication device is used; sending the transaction PIN code from the communication device to the telephone operator; and the telephone operator verifying the transaction PIN code with the communication PIN code registered for the specific account and permitting the transaction for the amount by the transaction card based on the verification and the telephone operator charging the amount of the transaction to the specific account.