Patent ID: 7899718
Filing Date: 2011-03-01
Classification: G06Q

Abstract:
1. A method of facilitating financial transactions over a computer network using an e-commerce site comprising the steps of: a) providing a first repository containing customer information for a plurality of customers; b) providing a second repository containing product information relating to a plurality of financial products; c) receiving a request to review said product information from a first of said plurality of customers; d) utilizing said customer information, determining which geographical area, including which State of the United States, is attributable to said first customer; e) utilizing said State attributable to said first customer, retrieving one or more of said financial products from said second repository and displaying said one or more of said financial products upon said ecommerce site, each of said financial products being available for purchase in said first customer's State; f) receiving, from said first customer, an indication that he or she wishes to purchase a first of said financial products; g) displaying, upon said e-commerce site, a plurality of data fields associated with said first financial product, said data fields capable of receiving transactional information from said first customer, said transactional information being required in said first customer's State for the purchase of said first financial product, and receiving said transactional information from said first customer; h) merging said transactional information into an image type data form, and displaying the image type data form containing said transactional information upon said e-commerce site for review by said customer, said image type data form having an appearance which is substantially identical to the appearance of the corresponding form required in said first customer's State for the purchase of said first financial product and containing substantially all the information found in said corresponding form; i) displaying said image type data form, at least one legal disclaimer relating to said image type data form, and an e-signature button upon said e-commerce site, wherein said image type data form is presented upon said e-commerce site in portable document format; j) upon said first customer's selection of said e-signature button, creating a log record of the transaction; k) importing the time and date of e-signature button selection by said first customer into said image type data form; and l) storing said image type data form in a third repository.