Patent ID: 9135787
Filing Date: 2015-09-15
Classification: G07F

Abstract:
1. A kiosk device comprising: a bill validator; a bill dispenser; a user interface; biometric interface; ID scanner/reader; camera; and a processor programmed to run executable instructions, said executable instructions causing said processor to facilitate: (i) receipt of a customer's mobile phone number via the user interface; (ii) transmission of a text message including a random code to the mobile phone of the customer; (iii) receipt of the random code entered by the customer via the user interface to confirm accuracy of said customer's mobile phone number received in step (i); (iv) receipt of a PIN entered by the customer via the user interface; (v) receipt of biometric data a palm vein pattern via the biometric interface; (vi) receipt of a live customer photo via the camera; and (vii) receipt of identification data including a pre-existing photo via the ID scanner/reader, wherein said processor is further programmed to run executable instructions, which responsive to said card reader scrapping data from an identification article of the customer, causing said processor to facilitate: connection with a database of known corrupt or unsavory individuals and, if said customer is in said database, deny the customer access to a transaction on said kiosk device.