Patent ID: 6341169
Filing Date: 2002-01-22
Classification: G06Q,G07C,G07F

Abstract:
A transaction authorization system for determining whether an individual is authorized to perform a transaction, the system comprising:a first data acquisition means, for use in acquiring a first set of document-specific data characteristic of a document presented by an individual seeking authorization; a second data acquisition means, for use in acquiring a first set of person-specific biometric data characteristic of an individual seeking authorization; a first database of data records where each of said data records includes a second set of document-specific data characteristic of a unique type of valid document; a first data processing means for determining whether the first set of document-specific data corresponds to the second set of document-specific data from any data record in the first database and therefore whether the document presented is valid; a first set of rules for validating a presented document by determining whether the acquired first set of document-specific data corresponds to the second set of document-specific data from any record in the first database, where the first data processing means applies the first set of rules to the acquired first set of document-specific data and to the second set of document-specific data in the data records in the first database; a second database of data records, where each of said data records corresponds to a unique document, each record including a third set of document-specific data, a first set of person-specific biographical data and further including a second set of person-specific biometric data and where both sets of person-specific data are characteristic of the same person; a second data processing means for selecting a data record in the second database corresponding to the first set of document-specific data; a third data processing means for determining whether the first set of person-specific biometric data corresponds to the second set of person-specific biometric data from a data record in the second database and therefore whether the record corresponds to an individual seeking authorization; a fourth data processing means for determining whether the first set of person-specific biographical data from a record in the second database indicates that the individual characterized by the record is eligible to perform a transaction; and a device for indicating whether a transaction is authorized.