Patent ID: 9106691
Filing Date: 2015-08-11
Classification: G06F,H04L

Abstract:
1. A method of monitoring and handling potential identity theft threats, the method being performed by a monitoring computer having one or more computer processors, the method comprising: receiving a request, by the monitoring computer, from a user to monitor a third party account of the user with an online service provider, the request including personal information associated with the user and a plurality of user preferences, each user preference specifying one or more protective actions to be taken in response to detection, by the monitoring computer, of a change or attempted change to personal information associated with the account; periodically monitoring the third party account of the user for indications of changes or attempted changes to personal information associated with the account; detecting a change or attempted change to personal information associated with the account; determining a risk level associated with the detected change or attempted change to personal information associated with the account; identifying, from the user preferences, a user preference associated with the determined risk level; transmitting, via a communication channel, a notification to the user, wherein the communication channel is specified by the user preference; and initiating one or more protective actions included in the identified user preference.