Patent ID: 8527474
Filing Date: 2013-09-03
Classification: G06Q

Abstract:
1. A method performed by a computer in communication with a payment processing network, wherein the method comprises: receiving, by the computer in communication with the payment processing network, an indication that one of a plurality of merchant data files, controlled by an acquirer in communication with the payment processing network, includes an inconsistency with respect to a corresponding merchant profile record in a merchant profile database, the merchant profile database controlled by a financial transactions processing module of the payment processing network, wherein a merchant data file of the plurality of merchant data files include merchant name, merchant business address, and merchant business information; receiving a request to authenticate the updating of the corresponding merchant profile record when the inconsistency for the one of the plurality of merchant data files is addressed by a merchant device updating the corresponding merchant profile record, wherein the merchant device corresponds to a merchant of the one of the plurality of merchant data files; providing an authentication response regarding the updating of the corresponding merchant profile record; receiving a suggested resolution for the inconsistency; when the inconsistency for the one of the plurality of merchant data files is resolved by the merchant device, authenticating the resolution of the inconsistency with respect to the suggested resolution; and when the inconsistency for the one of the plurality of merchant data files is not resolved by the merchant device, resolving the inconsistency in accordance with the suggested resolution.