Patent ID: 6055514
Filing Date: 2000-04-25
Classification: G06Q,H04M

Abstract:
In a system for shopping for goods and services, utilizing central communications facilities and remote communications facilities connected by communications links adapted to permit data communications between processors at remote and central communications facilities, wherein the central communications facilities have been regionally located branches of each other with input for remote facilities controlled by the central communications facilities, the improvement providing a system wherein customers can shop for cars, boats, motorcycles, vacations, travel packages, investments, furniture, real estate, service contracts, product warranties, entertainment, financial services, and other goods or services a customer might desire to price competitively, said improvement including:means providing multiple competing central communications facilities offering a greater number of competing goods and services in order to increase competition;means for storing in a database in each central communications facility data, graphics in the form of video and audio in the form of computerized voice and music, each relating to the competing goods and services being offered to the remote communications facility;computer input means at each remote communications facility permitting customers at remote communications facilities to access the data, graphics and audio relative to the competing goods and services in the database at central communications facilities;computer means enabling each central communications facility to transmit data, graphics, and audio relative to the competing goods and services to each remote communications facility from its database;electronic and computing means at each remote communications facility enabling that facility to receive and download date, graphics, and audio relative to the competing goods and services thus transmitted;hypertext application software for providing remote facility information relative to competing goods and services at various levels of detail;means permitting the remote communications facility to access and browse different levels of the information;means for recording a stopping point in the customer's browsing, and for using that stopping point to enable the customer to continue where he left off;computer input means at each remote communications facility enabling a customer, after viewing the data, graphics, and audio relative to the competing goods and services, to electronically negotiate prices relative to the goods and services; andmeans enabling each central communications facility to generate and transmit to the remote facility transaction necessary contracts and documents for any of financing, paying, and insuring, at prices, so negotiated, the competing goods and services.