Patent ID: 8275715
Filing Date: 2012-09-25
Classification: G06Q

Abstract:
1. A processor-implemented method for deposit process management, comprising: obtaining, by a processor, a preliminary image of an original deposit, wherein the original deposit includes a financial instrument and a deposit slip, wherein the financial instrument is a check; determining, by the processor, a quality of the preliminary deposit image; accepting, by the processor, the preliminary deposit image as a deposit replacement image if the determined quality of the preliminary deposit image meets a specified quality threshold, wherein the specified quality threshold is obtained from a quality rules database; sending, by the processor, the preliminary deposit image for re-evaluation if the determined quality of the preliminary deposit image does not meet the specified quality threshold; providing, by the processor, the deposit replacement image for assessment, wherein the deposit replacement image is provided to and saved in a first database; discerning, by the processor, deposit component information from the deposit replacement image; determining, by the processor, an optimum clearing solution for the deposit, wherein a decisioning engine makes the determination, wherein determining the optimum clearing solution comprises: clearing, by the processor, the deposit via the optimum clearing solution.