Patent ID: 9177312
Filing Date: 2015-11-03
Classification: G06K,G06Q,H04B,H04W

Abstract:
1. A contactless attachment, comprising: a universal integrated circuit having a secure element that securely stores personal information upon account provisioning and which is used to identify a personal account and is transmitted from the contactless attachment when processing a transaction relating to the personal account; a near field communication antenna connected to the universal integrated circuit that receives the personal information from the secure element and transmits the personal information to a transaction processing device when processing the transaction relating to the personal account; an input/output module having an audio encoder/decoder that encodes information related to the transaction as transaction audio data and decodes transaction audio data, the input/output module receives an account provisioning signal that includes the personal information; an encryption/decryption module that encrypts information being transmitted to a mobile device and decrypts encrypted information received from the mobile device; a plug that is operably connected to the input/output module, connects the contactless attachment to an audio jack on the mobile device, and provides power to the contactless attachment from the mobile device when the plug is connected to the audio jack on the mobile device; an audio jack that receives a standard audio plug, the audio jack being operatively connected to the input/output module to create an audio transmission channel between the plug and the audio jack; and a host controller interface operatively connected to the universal integrated circuit, near field communication antenna, input/output module, and encryption/decryption module, wherein the host controller interface controls certain operations of the contactless attachment, including enabling audio data other than the transaction audio data to pass through the contactless attachment via the audio transmission channel.