Patent ID: 8700434
Filing Date: 2014-04-15
Classification: G06Q

Abstract:
1. A method for identifying potential liability sources for medical expenses associated with automobile accidents implemented by at least one processor comprising: querying via the processor a first database that contains multiple data records containing information about automobile accidents to isolate a specific data record associated with a specific automobile accident; querying via the processor a second database that is different from said first database and that also contains multiple data records containing information about automobile accidents to isolate a specific data record in said second database that has commonality with said specific automobile accident; validating via the processor data in said isolated data record in said first database and in said isolated data record in said second database by comparing the data within said isolated data record in said first database against the data within said isolated data record in said second database; extracting via the processor automobile accident data about said specific automobile accident from one or more of: creating a unique accident identifier for said specific automobile accident via the processor; generating via the processor a new data record that contains said unique accident identifier and said extracted automobile accident data; generating an automobile accident information database that includes said newly generated data records; validating via the processor said new data records within said automobile accident information database by comparing said new data records to a third database containing multiple data records containing information about one or more of: extracting data via the processor from said automobile accident information database about persons involved in said specific automobile accident; storing via the processor said extracted data about said persons involved in said specific automobile accident wherein data particular to persons injured in said specific automobile accident will be flagged to identify said injured persons; comparing via the processor said stored extracted data about persons involved in said specific automobile accident with a fourth database to identify any of said persons involved in said specific automobile accident that received an medical services and to identify any medical claims paid for any medical services provided to any of said persons wherein said fourth database includes information about medical services provided to individuals, the costs associated with said medical services, and claims paid for said medical services; compiling via the processor data about any of said persons identified as receiving medical services and data about any of said medical claims paid or said medical services provided to said persons into a claims paid data record wherein said claims paid data record comprises: comparing via the processor data in said automobile accident information database with a fifth database containing insurance data about drivers and vehicles to isolate insurance data about drivers and vehicles involved said specific automobile accident; extracting via the processor said isolated insurance data and storing said extracted insurance data in said automobile accident information database; analyzing via the processor said automobile accident information database to identify the party “at fault” for said specific automobile accident; extracting via the processor data specific to said “at fault” party and storing said extracted “at fault” party data to an “at fault” data record foe said specific automobile accident; identifying via the processor insurance information for said “at fault” party for said specific automobile accident; comparing via the processor said claims paid data record to said identified insurance information for said “at fault” party to determine if any financial responsibility possibly existed for payment of any medical claims associated with said specific automobile accident; and analyzing via the processor said determination of potential financial responsibility and extracting said identified insurance information for said “at fault” party and said correlating claims paid data record and storing said extracted data into a third party potential liability database.