Patent ID: 8990572
Filing Date: 2015-03-24
Classification: G06F,G06Q,H04L,H04M

Abstract:
1. A method for conducting smart card transactions comprising: determining, by a card management system, target information corresponding to a smart card type and transmitting commands to a user mobile device, the card management system being configured to store therein target information for different smart card types; transmitting a smart card identifier for the user mobile device to the card management system and comparing the received identifier against mobile device smart cart identifiers stored therein; transmitting target information to, and storing in, the user mobile device when the received and stored identifiers do not match; transmitting, by a computer, biometric data captured from the user to the user mobile device; after successfully authenticating the user with the user mobile device based on the captured data, activating, by the card management system, an enrollment data record of the user stored therein; monitoring, by the computer, for mobile devices enrolled in the card management system, the user mobile device being included in the monitored mobile devices; recognizing, by the computer, communications from a detected mobile device as communications from a smart card reader containing a smart card; determining whether the detected mobile device is activated; when the detected mobile device is activated, authenticating the user by comparing authentication data captured from the user against user authentication data stored in the mobile device; and granting access to a resource, access being contingent upon successful authentication using smart card security techniques.