Patent ID: 7783567
Filing Date: 2010-08-24
Classification: G06Q

Abstract:
1. A system for migrating electronic bill payments, including: a computing system; a computing system processor, the computing system processor implementing at least part of a process for migrating electronic bill payments; the process for migrating electronic bill payments comprising: providing a payment module to store payment objects having payment information for a bill payment and to submit a transaction based on a payment object; providing a source payment processor, in communication with the payment module, having at least one payment object representing a static payment and at least one payment object representing a pending payment, the source payment processor to manage the transaction and return a confirmation to the payment module; and providing a migration module, in communication with the source payment processor, to replicate the at least one payment object representing a static payment and the at least one payment object representing a pending payment from the source payment processor to a target payment processor, the migration module configured to determine a payment state of each transaction, and migrate data related to transactions having a static payment state to the target payment processor, and track a transaction having a pending payment state at the source payment processor, until the transaction reaches a completed payment state, and migrate data related to the transaction having a pending payment state to the target payment processor once confirmation is obtained that indicates the transaction is in a static payment state.