Patent ID: 8024229
Filing Date: 2011-09-20
Classification: G06Q

Abstract:
1. A computer-implementable method for providing a money request service through a computer server of a computer network, comprising steps of: maintaining a database of e-mail addresses corresponding to individuals having accounts that provide the individuals with functionality offered by the computer server for online management of financial transactions; receiving from a first individual located at a remote computer an e-mail address of a second individual from whom the first individual wants to request an amount of money; searching the database of e-mail addresses for the e-mail address of the second individual; sending an e-mail to the e-mail address of the second individual, to notify the second individual that the first individual is requesting the amount of money, wherein the e-mail, includes a link to the computer server, and wherein if the e-mail address of the second individual is not found in the database of e-mail addresses, then the e-mail further invites the second individual to register for an account with the computer server in order to pay the first individual the amount of money; receiving authorization from the second individual to pay the amount of money to the first individual; and completing a payment of the amount of money from the second individual to the first individual.