Patent ID: 9047616
Filing Date: 2015-06-02
Classification: G06Q

Abstract:
1. A method of generating on a computer a prioritized listing of customers, each customer having an existing vehicle, the method comprising: establishing on a computer a data communications link to a database, the database including financial payment information related to a financial transaction of the existing vehicle of said customer; retrieving on a computer an existing payment amount based upon the financial payment information related to the financial transaction of the existing vehicle for said customer; calculating on the computer a new payment amount related to a proposed financial transaction of a new vehicle for said customer; deriving on the computer a payment difference score used upon a difference between the existing payment amount and the new payment amount for said customer; determining on the computer a behavior factor for each customer, the behavior factor being an equity value for said customer; deriving on the computer a behavior score based upon the behavior factor for said customer; determining on the computer a purchase behavior prediction score based upon the payment difference score and the behavior score for said customer; ranking on the computer said customer based upon the determined purchase behavior prediction score; and generating on the computer a prioritized listing using the ranking of said customer.