Patent ID: 9152818
Filing Date: 2015-10-06
Classification: G06F,G06Q,H04L

Abstract:
1. A method of managing consumer authentication, the method comprising: by an identity verification platform, communicating with an institutional entity to perform an authentication operation regarding a consumer; conveying, by the identity verification platform, a query to the consumer in response to completion of the authentication operation, the query prompting the consumer to indicate whether the consumer participated in the authentication operation; obtaining, by the identity verification platform, a response to the query indicating whether the consumer participated in the authentication operation, the authentication operation being legitimate when the response indicates that the consumer participated in the authentication operation, and the authentication operation being fraudulent when the response indicates that the consumer did not participate in the authentication operation; receiving, by the identity verification platform, a plurality of subscription messages, each one of the plurality of subscription messages received from a different respective one of a plurality of identity protection entities, each of the subscription messages indicating that at least one consumer subscribes to a notification service provided by a different one of the plurality of identity protection entities; updating, by the identity verification platform, a database of consumer entries to indicate that at least one consumer subscribes to each of the plurality of notification services provided by the plurality of identity protection entities; wherein conveying the query to the consumer by the identity verification platform in response to completion of the authentication operation includes: