Patent ID: 7853481
Filing Date: 2010-12-14
Classification: G06Q

Abstract:
1. A method for a bank to enable anonymous shipment by a shipper of a package containing goods purchased by a customer from a vendor for delivery to an address unknown to the vendor, the method comprising: storing personal and financial information associated with the customer in a bank database including an address associated with an account maintained by the customer at the bank; authenticating the customer to a secure Web site hosted by one or more computer systems operated by the bank providing authenticated customers with electronic access to a plurality of vendors with whom the bank has a partner relationship based on encrypting at least a portion of an identification data provided by the customer via the secure Web site; receiving an electronic draft directly from the customer via the secure Web site for the purchase of the goods along with a request for a package code for the package; retrieving at least the authenticated customer's financial information and address from the bank database; guaranteeing payment to the vendor on the draft only if the customer is authenticated to the secure Web site and bank-imposed restrictions are met; if the customer is authenticated to the secure Web site and bank-imposed restrictions are met,