Patent ID: 8447355
Filing Date: 2013-05-21
Classification: G06Q,G07F,H04M,H04W

Abstract:
1. A system, comprising: a portable terminal including a processor having a connection unit with a memory configured to be partitioned into a plurality of areas; and an interface configured to download a mobile settlement application, wherein, when executed by the processor of the portable terminal, the mobile settlement application (i) controls the portable terminal to display a user interface that receives an input personal identification information, and (ii) controls a receiver of the mobile terminal to receive authentication information including an identification of a card; and a server configured (i) to receive from the portable terminal the card identification and the personal identification information, (ii) to authenticate the personal identification information and validate the card identification, and (iii) to transmit, when the personal identification information is authenticated and the card identification is validated, a command to the portable terminal instructing the mobile settlement application to execute a process to store the card identification in an area of the memory of the portable terminal exclusively accessible by a predetermined company.