Patent ID: 8548926
Filing Date: 2013-10-01
Classification: G06Q

Abstract:
1. A prompt-response card issuing system for providing temporary financial transaction cards, the system comprising: a communications module configured to (i) communicate with a plurality of financial card issuers, wherein different issuers among said plurality of issuers have different profile standards for generating security measures, and (ii) receive from an issuer among said plurality of issuers a new personal account number (PAN) associated with a financial account of a cardholder; a PAN mapping module configured to map the new PAN received from the issuer to a temporary personal account number (TPAN), assigned by the system, for the cardholder; a security measure determination module to determine at least one security measure requirement according to a system profile standard of said prompt-response card issuing system rather than the system profile standard of the authorizing issuer; wherein said TPAN, said security measure requirement and personal information regarding the cardholder are communicated to a physical card producer so that said physical card producer can produce a physical card bearing said TPAN, said security measure and at least one item of personal information about the cardholder, for delivery to said cardholder.