Patent ID: 8052046
Filing Date: 2011-11-08
Classification: G06Q,G07F

Abstract:
1. A method carried out through operation of an automated banking machine, including a card reader, wherein the automated banking machine is operable responsive to data read from data bearing cards, comprising: (a) operating the card reader to read card data from a card of a user of the machine; (b) operating the machine to receive a financial check from the user during a transaction involving the check, responsive at least in part to the card data read in (a) corresponding to an authorized machine user; (c) operating the machine to generate image data corresponding to optical characteristics in at least a portion of the check received in (b); (d) operating the machine to use an electronic template to select first data from the image data generated in (c), wherein the first data corresponds to optical characteristics in a first area of the check; (e) operating the machine to analyze the first data selected in (d) to determine whether the selected first data represents indicia from a predetermined area of the check; (f) if the determination in (e) is negative, then additionally: (g) operating the machine to include data corresponding to indicia in the predetermined area in at least one transaction message to a remote computer which is located remotely from the machine and which is adapted to authorize the transaction.