Patent ID: 8606694
Filing Date: 2013-12-10
Classification: G06Q

Abstract:
1. A computer-implemented method of registering a consumer for credit repair counseling, the computer-implemented method comprising: receiving information identifying a consumer via a network accessible user interface; determining a state of residence of the consumer; providing by a computing system comprising one or more processors, to a consumer computing device operated by the consumer a user interface including information requesting consent from the consumer to receive documents regarding credit repair counseling electronically and information regarding terms and conditions of the credit repair counseling; determining a state mandated minimum delay period associated with the determined state of residence of the consumer; determining, by the computing system, a minimum delay period based on the greater of a federally mandated minimum delay period and the state mandated minimum delay period; determining, by the computing system, available dates and times for a first counseling session of the consumer with a credit repair counselor, wherein the available dates are determined such that the first counseling session is scheduled at least a certain number of days after the customer signs up for the credit repair counseling to meet the determined minimum delay; transmitting, by the computing system, to the consumer computing device, the available dates and times for the first counseling session.