Patent ID: 7070092
Filing Date: 2006-07-04
Classification: G06Q,G07G

Abstract:
1. An apparatus for electronically processing a check received by a merchant, comprising: a scanning component that converts the check into an electronic data comprising an authorization data and an image data; a storage component having a first capacity that stores for a finite period a plurality of image data associated with a plurality of converted checks thereby allowing a batch conversion of a plurality of accounts receivable checks wherein the storing of the plurality of image data allows corresponding plurality of authorization data to be processed for authorization efficiently by not having to transfer the plurality of the image data to a check processing service that performs the authorization; a processor that facilitates a batch uploading of the plurality of image data stored in the storage component to the check processing service wherein the processor initiates the batch uploading in response to a command issued by the merchant; and a user interface component that provides the user with an option that allows the merchant to issue the batch uploading command and wherein the processor suspends processing of unprocessed checks when a level of storage in the storage component exceeds the first capacity and wherein the processor prompts the user to issue the batch unload command to transfer the plurality of stored image data to the check processing service.