Patent ID: 8332308
Filing Date: 2012-12-11
Classification: G06Q

Abstract:
1. A computer-implemented method comprising: receiving a request from a first party for obligations that grant to the first party a first participation right to allow a second party having commercial contracts with the first party to draw against assets of a legal trust financed by third-party investors; assessing, by one or more computers, risks associated with the commercial contracts between the first and second parties by the one or more computers modeling risks of underlying losses associated with the commercial contracts and default risk of the first party; determining terms for issuance of the obligations based on the assessed risks, the terms including a fee for issuing the obligations and a guarantee from the first party to redeem assets drawn by the second party; and recording, by the one or more computers, a deposit of the requested obligations in a qualifying form of a reinsurance type trust account, the deposit qualifying the first party for the commercial contracts.