Patent ID: 7930244
Filing Date: 2011-04-19
Classification: G06Q

Abstract:
1. A method for facilitating a transaction account approval, the method comprising: receiving, by a computer based system for facilitating the transaction account approval, a respective access code from a customer of a plurality of prospective customers and an existing customer of an account issuer at an interface of the account issuer, wherein a plurality of access codes were provided to the plurality of prospective customers and existing customers of the account issuer, and wherein each of the plurality of access codes can not be used to transfer funds via the account issuer; determining, by the computer based system, whether the customer is a prospective customer or an existing customer based at least in part on the respective access code; providing, by the computer based system, an offer from a plurality of stored offers to the customer based at least in part on the determining, wherein said offer for the prospective customer and existing customer is based at least in part on the respective access code; and performing, by the computer based system, at least one of a removal of fields and a population of fields at the interface of the account issuer based at least in part on a profile associated with the respective access code, wherein an amount of personal information requested from the customer when the customer is an existing customer is less than an amount of personal information requested from a prospective customer.