Patent ID: 9038196
Filing Date: 2015-05-19
Classification: G09C,H04L

Abstract:
1. Method for authenticating a user requesting a transaction with a service provider, said method comprising, prior to the transaction: an enrollment step, during which an activation code is sent to a mobile terminal; an activation step during which a personalized application specific to the user and downloaded from an authentication server is downloaded to the mobile terminal, said activation code being used during the activation step to activate the downloaded personalized application; and at the time of the transaction: using authentication data read on a screen by means of the personalized application of the mobile terminal to generate an authorization code that is specific to the user and to the requested transaction; reading the authorization code, displayed by the mobile terminal, using the reading means of a digital device; and sending the read authorization code from said digital device to the service provider in order to authenticate the user.