Patent ID: 7844551
Filing Date: 2010-11-30
Classification: G06Q

Abstract:
1. An electronic payment processing system comprising: a payment processor having at least one network connection and receiving, for a plurality of electronic sales transactions involving a customer and each of a plurality of vendors, each electronic sales transaction representing a purchase by the customer from a different one of the plurality of vendors involving a charge to the customer and a payment to the respective vendor, a customer transaction request for the plurality of electronic sales transactions, received by the payment processor, via the network connection from a customer system corresponding to the customer, the customer transaction request including a single unique transaction identifier, and a plurality of vendor transaction requests, separate from the customer transaction request, for the plurality of electronic sales transactions, received by the payment processor, via the network connection from one or more vendor systems corresponding to the plurality of vendors, each of the vendor transaction requests containing the single, unique transaction identifier, wherein the customer transaction request and the vendor transaction requests each include an identification of a number of customer and vendor transaction requests forming a complete set of transaction requests corresponding to the single unique transaction identifier, wherein the vendor systems do not receive personal information for the customer for transaction verification, and wherein the payment processor processes the plurality of electronic sales transactions based on the single unique transaction identifier and resolves the plurality of electronic sales transactions as a single transaction by the customer in charges to an account of the customer and as a plurality of transactions by each of the plurality of vendors in payments to the vendors.