Patent ID: 6064972
Filing Date: 2000-05-16
Classification: G06Q

Abstract:
A method for managing the risk of access by a subscriber to a network for a particular one of a plurality of separate and distinct services subscribed to by said subscriber, comprising the steps of:maintaining a record for each said subscriber that includes usage and payment ability information for each of said separate and distinct services subscribed to by said each subscriber and an individual risk characteristic representing the risk associated with access by that subscriber for said each separate and distinct service and a composite risk characteristic, representing the composite risk associated with access to all of said each services by said each subscriber;retrieving, upon receipt of a request by said each subscriber for access said each service, the record corresponding to said each subscriber; anddetermining, from said each subscriber's individual service risk characteristic for said each service to be accessed by said each subscriber and said each subscriber's risk composite characteristic, whether said each subscriber should gain access to said each service.