Patent ID: 7295999
Filing Date: 2007-11-13
Classification: G06Q

Abstract:
1. A computer implemented method for enrolling an individual, who is delinquent in payments to a financial account, in a program wherein financial status information relating to the individual is known, comprising: providing a list of payment programs to a user; receiving, from the user, a selection of a payment program for the individual to enroll from the list of payment programs; determining whether the individual is eligible to enroll in the selected payment program, by performing an evaluation with a processor based at least in part upon the financial status information of the individual; providing information on the selected payment program to the user based on determining that the individual is eligible to enroll in the selected payment program; receiving enrollment information for the selected payment program from the user; determining whether the enrollment information meets a set of predetermined criteria for enrolling the individual in the selected payment program by performing an evaluation with a processor on at least part of the enrollment information; providing the results of the evaluation of the enrollment information to the user; and receiving an acceptance or rejection of the enrollment of the individual in the selected payment program from the user when the enrollment information meets the criteria for enrolling the individual in the selected payment program.