Patent ID: 7991677
Filing Date: 2011-08-02
Classification: G06Q

Abstract:
1. A method comprising: modeling, by a computer-based system for rating an investment fund comprising a processor and a tangible and non-transitory memory, industry spending patterns using individual corporate data and aggregate corporate data, including financial statement data; estimating, by the computer-based system, a commercial size of spending wallet for a plurality of companies in which the investment fund has likely invested, wherein the estimating is based on known financial statement data of each company in the plurality of companies, total known business spending of each company in the plurality of companies, and the model of industry spending patterns, wherein the commercial size of spending wallet is the total business spending of the plurality of companies that can be transacted a transaction account, and wherein the model of industry spending patterns is used to infer financial statement data and spending data that is not known; and generating, by the computer-based system, a quality rating for the investment fund comprising the commercial size of spending wallet of the plurality of companies and an investment fund rating.