Patent ID: 8392309
Filing Date: 2013-03-05
Classification: G06Q

Abstract:
1. A system for a group equity index savings contract, comprising: a computer for documenting and maintaining the contract, including: a first benchmark fixed income investment index; a second benchmark equity investment index; a third benchmark index on a price of calls on the second benchmark equity investment index; a definition of deposits, withdrawals and investment credits, including timing parameters, fixed and other non-discretionary fee parameters, participation rate and associated constraints and parameters, and liquidation parameters; a definition of an eligible group of participants; a definition of investment cells and associated time periods for each cell; a definition of blending parameters defining anticipated interest and actual interest, such blending relating to an economic value of deposits in different investment cells; a definition of guarantees relating to minimum interest credits to investment cells and participants in such cells; and wherein the computer is configured to execute: