Patent ID: 7988060
Filing Date: 2011-08-02
Classification: G06Q

Abstract:
1. A mobile device comprising: a first antenna; a second antenna; and at least one control device coupled to the first and second antennas, the at least one control device selectively operable in a first mode, in which said at least one control device transmits a payment card account number via the first antenna to a point of sale terminal, and in a second mode, in which the at least one control device receives transaction information via the second antenna; wherein: the transaction information includes a currency amount and merchant information that identifies a merchant who operates the point of sale terminal; and in said second mode, said at least one control device transmits, via said second antenna, a request for a funds transfer, said request for funds transfer being transmitted in said second mode after the mobile device receives said merchant information, said mobile device not transmitting said payment card account number to said point of sale terminal in said second mode.