Patent ID: 7729988
Filing Date: 2010-06-01
Classification: G06Q,G07G

Abstract:
1. A method for providing an offer during a transaction between a merchant and a customer, comprising: receiving, via an electronic communications network, a request for authorization of a purchase amount for a transaction between a merchant and a customer, the purchase amount to be paid from a financial account of the customer; determining, by a server comprising at least one processor, an offer based on the received request; transmitting an authorization of the purchase amount; transmitting, by the server, the offer for output to the customer on a record of charge, determining that the customer has signed the second signature line of the record of charge, thereby receiving an acceptance of the offer by the customer; and providing a benefit to the customer after receiving the acceptance, in which the offer defines an obligation for the customer to fulfill in exchange for the benefit, in which the offer is selected from the group consisting of: