Patent ID: 6764003
Filing Date: 2004-07-20
Classification: G06Q,G07F

Abstract:
A transaction method between a customer and one of a multiplicity of service terminals, which service terminals supply on location products and/or services, selectable by customers, subject to costs, whereinthe service terminal comprises a vending machine having an integrated communication module configured to transmit by a contactless interface a platform independent executable selection program directly to a mobile device of the customer, the executable selection program lists on a display of the mobile device products and/or services available in the service terminal for selection by the customer, and the executable selection program generates an order record based on a product and/or service selected by the customer, the order record comprises a service terminal identification for the service terminal and an object identification for a desired product or a desired service, and by the portable mobile device the service terminal identification is transmitted by a mobile radio network to a service center, the service center checks credit worthiness of the customer from whom the order record was transmitted, and, in a case of positive credit worthiness, transmits a credit record comprising at least one of a credit value and the object identification by a communication network to the service terminal identified through the service terminal identification, based on the received credit record, the service terminal releases selection of at least one of the products and/or services identified through the object identification, and, corresponding to the selection made by the customer, supplies the desired product or the desired service and transmits to the service center a supply confirmation containing a cost amount for the supplied product or the supplied service, and the service center bills to the customer the cost amount for the supplied product or the supplied service.