Patent ID: 8867713
Filing Date: 2014-10-21
Classification: G06Q,G07F,H04L,H04M,H04W

Abstract:
1. A system for processing PIN transactions, comprising: a plurality of client terminals, said client terminals including: a processor; a first interface disposed to receive a first request for a PIN associated with a first desired prepaid service and a second request for a PIN associated with a second desired prepaid service; memory operatively coupled to the processor, the memory including instructions of an application program executed by the processor and caching at least a first requested PIN associated with the first desired prepaid service; a dispensing mechanism through which is dispensed, under the control of the application program, the first requested PIN in response to the first request for a PIN; and a second interface through which is transmitted, to a server, a PIN request generated by the application program when the application program determines that at least one PIN associated with the second desired prepaid service is not cached within the memory; wherein the dispensing mechanism is further configured to dispense, under the control of the application program and in substantially real time relative to receipt of the second request for a PIN, a second requested PIN associated with the second desired prepaid service wherein the second requested PIN is received through the second interface; and a server system communicatively coupled to the plurality of client terminals, said server system including: one or more server computers, each of said one or more server computers having one or more server processors and one or more server memories; and one or more PIN databases coupled to the one or more server computers, wherein said one or more PIN databases are configured to store one or more PINs for provision to the one or more client terminals and wherein said one or more PIN databases include: a plurality of sets of PINs associated with a corresponding plurality of prepaid services, and a set of records wherein each of the records includes information identifying one of said plurality of prepaid services for which one of the client terminals is disposed to store plural PINs.