Patent ID: 8965800
Filing Date: 2015-02-24
Classification: G06Q,H04L

Abstract:
1. A method for conducting an electronic transaction via a backend server system, the method comprising: interfacing a mobile device with a touch point to wirelessly obtain a backend server system address and an identification code, wherein the touch point is associated with an electronic transaction terminal device to be utilized by a user of the mobile device to conduct an electronic transaction and the identification code is associated with the electronic transaction terminal device or the touch point, wherein the electronic transaction terminal device is located at a point of sale; establishing communication between the mobile device and the backend server system using the backend server system address; receiving, at the backend server system from the mobile device, the identification code and a mobile device identifier associated with the mobile device; determining, by the backend server system, whether one or more electronic certificates associated with the mobile device identifier are applicable for use in the electronic transaction; using, by the backend server system, the identification code to provide at least one of the applicable electronic certificates to the electronic transaction terminal device; and applying, by the electronic transaction terminal device, the at least one applicable electronic certificate to the electronic transaction, wherein the electronic transaction includes a payment transaction for a product that is presented for purchase at a cash register located at the point of sale.