Patent ID: 8180702
Filing Date: 2012-05-15
Classification: G06Q

Abstract:
1. A transaction entity device implemented method comprising: generating, via a transaction entity device, for each of a plurality of merchant devices, an offer data file to produce a plurality of offer data files; compiling, via the transaction entity device, for one of a plurality of issuer devices, an options data file for a group of credit cards based on at least one of the plurality of offer data files; transmitting, via the transaction entity device, the options data file to the one of the plurality of issuer devices; receiving, by the transaction entity device, from the one of the plurality of issuer devices, at least one selection from the options data file to produce an options program file for the group of credit cards; receiving, by the transaction entity device, from a card holder device associated with one of the group of credit cards, a selection of at least one option from the options program file to produce at least one selected option; and processing, via the transaction entity device, transactions of the one of the group of credit cards in accordance with the at least one selected option.