Patent ID: 8571939
Filing Date: 2013-10-29
Classification: G06Q

Abstract:
1. A method for payment and authorization, comprising: requesting and receiving, at a mobile device, a transaction identifier from a payment service; displaying the transaction identifier on a display of the mobile device after the requesting and receiving of the transaction identifier, wherein the transaction identifier is in a machine readable format; scanning the transaction identifier in the machine readable format at a point of sale system after the displaying of the transaction identifier, wherein the transaction identifier is unique to a given transaction and is valid for a predetermined period of time; sending the transaction identifier and transaction information associated with items to be purchased from the point of sale system to the payment service after the scanning of the transaction identifier; creating, at the payment service, a logical link between the mobile device and the point of sale system after the sending of the transaction identifier and the transaction information, based on the transaction identifier; sending the transaction information from the payment service to the mobile device after the creating of the logical link between the mobile device and the point of sale system; displaying the transaction information on the display of the mobile device after the sending of the transaction information to the mobile device; receiving a selected payment method selected at the mobile device after the displaying of the transaction information; authenticating, at the payment service, an identity of a user of the mobile device, the authenticating including entering and storing identity information of the user at the payment service; completing a payment authorization for the given transaction using the selected payment method at the payment service after the receiving of the selected payment method, wherein the authenticating further includes providing the stored identity information of the user after initiating the payment authorization, wherein the entering and storing of the identity information is performed prior to the initiating of the payment authorization; and sending an acknowledgment of the payment authorization to the point of sale system.