Patent ID: 9210146
Filing Date: 2015-12-08
Classification: H04L,H04W

Abstract:
1. A method for a proximity based secure transaction initiation, the method comprising: generating a unique text temporary token; registering the temporary token with a server, wherein the temporary token includes encrypted content and is subject to an expiration rule; generating an optically readable code based on the temporary token; presenting the optically readable code to a user through a display of one or more of a mobile device, a computer monitor, a public monitor, a website, and a physical material; enabling the user to access a data exchange transaction by scanning the optically readable code through a camera of another mobile device, wherein enabling an entity that generates the optically readable code to further restrict access to the data exchange transaction based on the expiration rule, wherein the expiration rule includes a number of allowable scans of the optically readable code.