Patent ID: 8200562
Filing Date: 2012-06-12
Classification: G06Q

Abstract:
1. A method of providing a secure electronic transactionable multi-media financial planning statement to a financial plan holder via a computing device, the method comprising: receiving one or more financial goals from the financial plan holder through the computing device; analyzing financial holdings of the financial plan holder using a computer processor; providing the financial statement to the financial plan holder, the financial statement including a summary of financial information, the summary of financial information including an analysis of the financial holdings, an analysis of the one or more financial goals of the financial plan holder, an identification of weaknesses in the financial holdings, and suggestions to the financial plan holder to remedy the weaknesses in the financial holdings; providing an embedded transaction option in the financial statement, the embedded transaction option embedded within the financial statement and enabling the financial plan holder to execute one or more secure financial transactions; providing an update option in the financial statement, the update option enabling the financial plan holder to modify the one or more financial goals; and providing an interactive avatar embedded within the financial statement, the interactive avatar performing an interactive multi-media presentation of the financial statement, the presentation including video, audio, and textual information, and the interactive avatar further providing an explanation of the embedded transaction option, guidance for the financial plan holder, training for the financial plan holder, and responding to questions submitted by the financial plan holder; wherein the interactive avatar changes its presentation dynamically when the financial plan holder modifies the one or more financial goals, corresponding to an update of: (a) the interactive multi-media presentation of the financial statement including the video, audio, and textual information, (b) the guidance for the financial plan holder, (c) the training for the financial plan holder, and (d) the responses to be provided to questions submitted by the financial plan holder; and wherein the one or more secure financial transactions are determined based on the one or more financial goals, and the one or more secure financial transactions are executed in real time and correspond to the one or more financial goals.