Patent ID: 7818233
Filing Date: 2010-10-19
Classification: G06Q

Abstract:
1. A method for providing both live advice and automated coaching from a financial modeling system, comprising: receiving a user selection of one of a plurality of service levels, the service levels specifying combinations of portfolio modeling and automated coaching available to the user, the service levels including a selected amount of dialogue and instructions between the user and a live advisor; receiving a user selection of an icon specifying at least one of a plurality of methods for communication with a live advisor over a network, based on the selected service level; receiving a user specification of goals, the goals including revenue and expense goals; displaying, in a first window, an image of a live advisor providing live coaching determined by the selected service level and the specified goals; displaying, in a second window, context-sensitive automated coaching determined by the selected service level and the specified goals, the automated coaching being generated by a financial coaching system that comprises one or more coaching engines; receiving a user selection of a level of risk, by: receiving user responses to the portfolio modeling, the automated coaching, and the live coaching of the selected service level, wherein the automated coaching incorporates the selected risk events, and wherein the received responses comprise modifications to the specified goals.