Patent ID: 7882548
Filing Date: 2011-02-01
Classification: G06F,G06Q,G07F

Abstract:
1. A computer-implemented method for using an identity service for protecting identity information during an electronic transaction using a computing device having processor, memory, and storage units, the computer-implemented method comprising: registering an identity client, wherein the identity client possesses an associated multi- component identity; registering an identity requestor to access personal information concerning the identity client; creating a unique identity pointer to reference the identity of each identity client; creating a new identity pointer upon detection of fraudulent activity via repair tools of an identity insurance service; re-directing authorized attempts and denying access to unauthorized attempts to the new identity pointer via monitoring tools; and regulating access to the multi-component identity such that the identity service authorizes dissemination of fewer than all components of the multi-component identity to the registered identity requestor.