Patent ID: 8369828
Filing Date: 2013-02-05
Classification: G06Q

Abstract:
1. A mobile-to-mobile payment method comprising: receiving at a payment server one or more payment messages from a mobile device associated with a payor, the one or more payment messages including a code for transmitting the one or more payment messages to the payment server; sending a single prompt from the payment server to the mobile device associated with the payor to enter both an identifier of a mobile device associated with a payee and an amount to be paid to the payee; receiving at the payment server from the mobile device associated with the payor a single message including both the identifier of the mobile device associated with the payee and the amount to be paid to the payee in response to the single prompt from the payment server; in response to the single message received from the mobile device associated with the payor, sending a message from the payment server to the mobile device associated with the payor confirming the identifier of the mobile device associated with the payee and the amount to be paid to the payee; receiving at the payment server from the mobile device associated with the payor an acknowledgement message confirming that funds should be transferred by the payment server from an account associated with the payor to an account associated with the payee; associating the identifier of the mobile device associated with the payee with the account associated with the payee; associating an identifier of the mobile device associated with the payor with the account associated with the payor; and initiating the transferring of funds of the amount to be paid to the payee from the account associated with the payor to the account associated with the payee.