Patent ID: 7624037
Filing Date: 2009-11-24
Classification: G06Q

Abstract:
1. Software for use by an organization having a number of members of differing ages, said software stored on a computer readable storage device containing instructions for causing a microprocessor to determine the amount of money an organization could expect to pay by selecting a particular health plan from a set of health plans (H 0 -H j ), and a total annual reduction in sick days and low productivity days for a medical condition, said instructions causing the microprocessor to perform the steps of: a providing data relating to the members of the organization, the data including a list of ailments (A b for a first health plan (H c for the first health plan (H d calculating the value (V) of a member to the organization per day, e determining how severe the partial impairment of the member's ability to work is, and expressing this severity as a percentage (I), wherein a higher percentage indicates a greater impairment of the member's ability to work, f determining the difference (f g determining a multiplier (m h determining a total annual reduction in sick days and low productivity days for a medical condition by multiplying N×f i determining the expected amount of money (E