Patent ID: 7676751
Filing Date: 2010-03-09
Classification: G06K,G06Q,H04N

Abstract:
1. A computer-implemented system for processing applicant input information for use in receiving an application for one or more financial services products, the system comprising: two or more decision engines, each decision engine including decision functionality for rendering a decision associated with at least one predetermined financial product and each decision engine accepting the applicant input information in a corresponding required format; and an application processing server comprising; the one or more decision engine routers including formatting functionality for selecting the corresponding required format from a plurality of available formats stored in a library of decision engine proxies and for converting the applicant input information into application data according to the corresponding required format for each decision engine; the one or more decision engine routers for routing the application data to one more selected decision engines to process the application data, each decision engine router including routing functionality for automatically selecting the one or more selected decision engines based on the applicant input information and the at least one predetermined financial product associated with the selected decision engine; wherein (1) the one or more decision engine routers route the application data so that an application can be processed by multiple decision engines in parallel; or (2) the one or more decision engines route the application data so that an application can be processed by multiple decision engines in series.