Patent ID: 7206769
Filing Date: 2007-04-17
Classification: G06Q,G07F

Abstract:
1. Electronic wallet system comprising: n devices capable of conducting electronic business transaction on an open network and containing a smart card reader, wherein n is greater or equal to 1, said devices being interconnected through a local network; a plurality of smart cards representing electronic purses of said electronic wallet system, said smart cards being able to contain tokens; wherein one of said devices comprises an entity, called the server, which contains a list of data entries, each entry corresponding to a purse of said electronic wallet system liable to receive tokens from other purses of said system, the tokens transferred between purses being stored temporally by said server, and wherein tokens are transferred from one first purse to a second purse in two stages; tokens assigned to said second purse being deposited with said server from said first purse during the first stage, and tokens being credited to said second purse from said server during the second stage.