Patent ID: 8458096
Filing Date: 2013-06-04
Classification: G06Q

Abstract:
1. A method of operating a mobile communication device to enable a user of the mobile communication device to pre-stage a check cashing transaction at a location which is remote from location of a self-service terminal and to enable the user to complete the check cashing transaction at the location of the self-service terminal, the method comprising: capturing an image of a physical check by a camera of the mobile communication device at the location which is remote from location of the self-service terminal; electronically by a computer, establishing a network connection with a check approval system by the mobile communication device; electronically by a computer, sending at a first time a request including an image file containing the image of the check to the check approval system via the network connection by the mobile communication device to obtain approval from the check approval system to cash the check; electronically by a computer, receiving an approval file containing an indicia of approval to cash the check from the check approval system via the network connection by the mobile communication device and thereby completing pre-staging of the check cashing transaction; and electronically by a computer, wirelessly sending at a second time which is after the first time the image file containing the image of the check and the approval file containing the indicia of approval to the self-service terminal by the mobile communication device when the user arrives at the location of the self-service terminal to complete the check cashing transaction.