Patent ID: 8489487
Filing Date: 2013-07-16
Classification: G06Q

Abstract:
1. A method of using an apparatus, the method including: storing in memory terms of an agreement governing a stable value contract, the terms including a variable adjustment speed factor and a minimum allowable ratio of market value to contract value for an investment associated with an investment portfolio; calculating, by a digital computer accessing the memory and receiving market data, an amount of difference between a ratio of market value to contract value and the minimum allowable ratio of market value to contract value; calculating, by the digital computer accessing the memory and using the amount of the difference between the ratio of market value to contract value and the minimum allowable ratio, an amount of the variable adjustment speed factor; determining, by the computer using the calculated amount of the variable adjustment speed factor, at least one of a stable value return on the investment and a contract value for the investment; and outputting, by the computer, at least one of the determined stable value return and the contract value.