Patent ID: 8793169
Filing Date: 2014-07-29
Classification: G06Q,H04M

Abstract:
1. An account charging method for depositing virtual currencies into a user account over a network, the method comprising: establishing a third party intermediary account by a computing device including one or more processors; receiving, from a computing device associated with a first user, information associated with an amount of a charging amount; depositing, into the third party intermediary account, virtual currencies corresponding to the amount of the charging amount, wherein the virtual currencies are associated with conventional currencies and wherein the virtual currencies are subsequently deposited to a charging account of a second user; designating a time limit that starts when a notification is received which indicates that the second user has made a payment for the virtual currencies corresponding to the amount of the charging amount, wherein the payment is made using a certain amount of the conventional currencies corresponding to the amount of the charging amount; and transferring the virtual currencies to the charging account of the second user upon receiving payment confirmation within the time limit, the payment confirmation indicating that the first user has received the payment for the virtual currencies using the certain amount of the conventional currencies.