Patent ID: 8224974
Filing Date: 2012-07-17
Classification: G06Q

Abstract:
1. A computer-implemented method comprising: determining a subset of download techniques for downloading financial data associated with a respective institution to an application on a computer; determining, by the computer, a priority order for the subset of download techniques based on a plurality of institutions, their corresponding subsets of available download techniques, and indications of priority order for the download techniques within the subsets; detecting an attempt to download the financial data using a download technique; determining that a download technique that is higher-priority than the download technique is available in the subset of download techniques; prompting the user to update the download technique; upon receiving consent from the user to the update of the download technique, configuring the download technique by performing the attempting and recording operations; attempting to download the financial data from the institution using a download technique from the subset of download techniques; responsive to the attempt to download the financial data being unsuccessful, attempting to download the financial data from the institution using a different download technique in the subset, which is ranked lower than the download technique in the subset according to the priority order; and responsive to the attempt to download the financial data being successful, recording the download technique as a used download technique.