Patent ID: 8401879
Filing Date: 2013-03-19
Classification: G06Q

Abstract:
1. A method for providing travel insurance to an existing customer, the method comprising: providing a computer system; receiving, by the computer system, a request from the existing customer for a travel insurance policy having a set of initial coverage areas, wherein the computer system is operated on behalf of an insurance company; determining, by the computer system, that the existing customer has an existing insurance policy issued by the insurance company; analyzing, by the computer system, the existing insurance policy to determine a set of existing coverage areas associated with the existing insurance policy; determining, by the computer system, that an overlap is present between the set of initial coverage areas associated with the travel insurance policy and the set of existing coverage areas associated with the existing insurance policy; modifying, by the computer system, based on the determined overlap between the set of initial coverage areas and the set of existing coverage areas, one or more of the initial coverage areas in the set of initial coverage areas associated with the travel insurance policy to create a modified travel insurance policy; and providing, by the computer system, information associated with the modified travel insurance policy to the existing customer.