Patent ID: 8036979
Filing Date: 2011-10-11
Classification: G06F,G06Q

Abstract:
1. A computer implemented method for generating an attribute from raw tradeline data from a plurality of credit bureaus, the method comprising: retrieving raw tradeline data from each of the plurality of credit bureaus; retrieving classification code data related to each of the plurality of credit bureaus, the classification code data being used to identify a source type of the raw tradeline data and being in a unique format for each of the credit bureaus; determining one or more selected tradeline leveling characteristics, the selected tradeline leveling characteristics being used to select a portion of the raw tradeline data from each of the credit bureaus, the determining further comprising: generating an attribute using the selected tradeline leveling characteristics, the attribute indicating a quantity of persons who meet the condition, wherein the method is performed by a computing system that comprises one or more computing devices.