Patent ID: 8559923
Filing Date: 2013-10-15
Classification: G06Q

Abstract:
1. A method comprising: receiving, in a data processing center computer, from an acquirer computer, an information translation request including an account holder's mobile telephone number, said request for requesting translation of the account holder's mobile telephone number into the account holder's payment card account number, said request related to a purchase transaction; the data processing center computer accessing a database to identify a service provider for said account holder; the data processing center computer transmitting a transaction acceptance request to a mobile payment platform (MPP) computer, said MPP computer operated by or on behalf of the identified service provider and operable to contact the account holder's mobile telephone to obtain account holder approval for the purchase transaction and to authenticate the account holder; the data processing center computer receiving, from the MPP computer, an indication that the account holder has approved the purchase transaction and has been authenticated; the data processing center computer translating, in response to the account holder's approval of the purchase transaction and the authentication of the account holder, the account holder's mobile telephone number into the account holder's payment card account number; and the data processing center computer transmitting the account holder's payment card account number and additional account information required to generate a payment card system transaction authorization request to the acquirer computer.