Patent ID: 8600889
Filing Date: 2013-12-03
Classification: G06Q,G07F

Abstract:
1. An integrated banking and transaction machine system for use by a consumer to purchase access to a retail automated teller machine cash dispensing service, comprising: an automated teller machine; a user interface to the automated teller machine to provide access to at least one automated teller machine service and access to at least one cash dispensing service; a device for at least one of the functions of identifying the user to the automated teller machine or selectively dispensing encodable cash to the user of the automated teller machine, the device comprising any combination of sensor, smart card and magnetic stripe card reading and encoding; telephone network services to the automated teller machine to at least one Intranet service, to at least one Internet service, and to at least one payment network service that uses encryption services and security services to provide the user access to the user access to the user interface and the retail automated teller machine service; a bill dispenser to selectively dispense bills to the user through the automated teller machine service; access to the automated teller machine user interface whereupon the consumer may selectively dispense cash using the integrated banking and transaction machine providing the retail automated teller machine service; and wherein the consumer can purchase access to the retail automated teller machine cash dispensing service through use of the user interface and telephone, Intranet, Internet and payment network services.