Patent ID: 6754641
Filing Date: 2004-06-22
Classification: G06Q,G07F

Abstract:
A dynamic identification interchange method for exchanging a first form of identification having an associated plurality of transaction data for a second form of identification for use with a public access electronic commerce terminal and a universal server, the method comprising the steps:a) obtaining said plurality of transaction data from said first form of identification; b) communicating said plurality of transaction data to said universal server, wherein said transaction data undergoes said dynamic identification interchange; c) returning said second form of identification for further processing based on said dynamic identification interchange; d) determining whether a period of non-use of said public access electronic commerce terminal has occurred; e) determining if said period of non-use exceeds a predetermined time period; f) generating an error message based on said determination of step e); g) determining if at least one of a system limit and a authorization limit of a user is at least one of reached and exceeded and generating an output based on said determination; h) reauthorizing said user based on said determination of step g); and i) reprocessing said plurality of transaction data based on said reauthorization.