Patent ID: 8725641
Filing Date: 2014-05-13
Classification: G06Q,G07F

Abstract:
1. An automated teller machine (ATM) comprising: a host operating system to host a plurality of virtual automated teller machines (VATMs) resident in the ATM; a user interface for interacting with a user providing user information; the VATMs networked to a plurality of financial institutions, each VATM having its own operating system separate from the host operating system, its own ATM software application resident in the ATM and its own menu of banking options resident in the ATM for providing to the user; and an interface to receive the user information from the user interface, identify the user's financial institution, link the user with the user's financial institution through a selected VATM corresponding to the user's financial institution and provide the menu of banking options to the user as if the user were using an ATM dedicated to the user's financial institution.