Patent ID: 9105066
Filing Date: 2015-08-11
Classification: B60C,B60Q,B60R,G06Q,G07C,G08G,H04W

Abstract:
1. A computer-implemented method for offering vehicle insurance for a vehicle, comprising: receiving, at one or more processors, a vehicle identifier that identifies the vehicle and a vehicle operator identifier that identifies a vehicle operator; determining, by one or more processors configured to implement a cost determination routine, a cost per vehicle use unit based at least in part on the vehicle identifier and the vehicle operator identifier, wherein the cost per vehicle use unit comprises a fixed cost per vehicle trip; generating, by one or more processors configured to implement a policy generation routine, at least one vehicle insurance policy based at least in part on the cost per vehicle use unit; providing, by one or more processors, an option to purchase the vehicle insurance policy to a customer associated with the vehicle; receiving, from a GPS unit, location data indicating one or more locations of the vehicle; and determining, by one or more processors, the occurrence of a vehicle trip based upon the received location data.