Patent ID: 7516091
Filing Date: 2009-04-07
Classification: G06Q

Abstract:
1. An electronic settlement system using a keyboard having multiple card and identification and charging functions, the electronic settlement system comprising: an electronic commerce server which provides sales information of an item; a financial settlement institute server which conducts financial settlements; an electronic cash management server for charging a smart card and an RF card though a fund transfer or a cash service under an interlock with the financial settlement institute server; a magnetic card identification section to read a magnetic card; a smart card identification/charging section to read/write a smart card; an RF card identification/charging section to read/write an RF card; a control unit to transform the data read by the magnetic card identification section, the smart card identification/charging section or the RF card identification/charging section into a machine language code for transmission and to interpret a machine language code received from the user PC for applying a control signal; a USB up/down stream port to transmit the card information, which has been transformed into a machine language code by the control unit, to the user PC and transmit the data received via the user PC from the electronic cash management server or the financial settlement server to the control unit; a keyboard having a receipt printer output section to output the service particulars of the magnetic card settled via the electronic commerce server under an interlock with the control unit; and a transmission/reception section interlocked with the electronic cash management server, the financial settlement institute server and the electronic commerce server via a web server; a microprocessor having a decoder and an encoder to interpret the machine language code received from under an interlock with the control unit of the keyboard for providing the transmission/reception section with a control signal and transform the data received from the electronic cash management server, the financial settlement institute server and the electronic commerce server via the transmission/reception server into a machine language code for transmitting it to the control unit of the keyboard; a memory unit for storing a control program to write the smart card and the RF card in a fund transfer or a magnetic card cash service type according to the control of the microprocessor under an interlock with the electronic cash management server; and a USB port for transmission/reception of data under an interlock with the USB up/down stream port of the keyboard according to the control of the microprocessor.