Patent ID: 7574401
Filing Date: 2009-08-11
Classification: G06Q

Abstract:
1. A computer system for student loan consolidation qualification, comprising: an input module embodied in software in said computer system and associated with an Internet site, that presents at least one page to a loan applicant to assist said loan applicant in providing personal and student loan information pertaining to a plurality of student loans made to said loan applicant; and a qualification module embodied in software in said computer system and associated with said input module, that (a) assesses said personal information to determine a personal qualification of said loan applicant, (b) assesses said student loan information pertaining to said plurality of student loans, and (c) assesses an aggregate student loan debt of said loan applicant to determine a loan qualification of said loan applicant, said qualification module qualifying said loan applicant and informing said loan applicant and a loan consolidator only if said personal qualification and said loan qualification are positive.