Patent ID: 6816724
Filing Date: 2004-11-09
Classification: G06Q,G07F,H04N

Abstract:
In a communication system having a mobile terminal operable to communicate by way of a first radio link and a mobile network with a transaction service provider, and further operable to communicate with a communication station by way of a second radio link, wherein the transaction service provider and the communication station are coupled together by way of a communication network, an improvement of apparatus for the mobile terminal for facilitating effectuation of a selected transaction service, said apparatus comprising:first transceiver circuitry operable to transmit and receive communication signals over the first radio link; second transceiver circuitry operable to transmit and receive communication signals over the second radio link using a short-range communication protocol; a transaction service initiation requestor coupled to the first transceiver circuitry and operable responsive to user actuation thereof to generate a service-initiation request; for communication to the transaction service provider by way of the first radio link, the service-initiation request requesting performance of a selected transaction service; a transaction service template completer coupled to the second transceiver circuitry and operable responsive to user actuation thereof to provide transaction values from the mobile terminal to the communication station for completing by way of the second radio link, a transaction service template that has been downloaded from the transaction service provider to the communication station; and a transaction data provider coupled to the first transceiver circuitry and operable, for providing indications of the completed transaction values from the mobile terminal to the transaction service provider by way of the first radio link and the mobile network.