Patent ID: 6240399
Filing Date: 2001-05-29
Classification: G06Q

Abstract:
A system, for running on a computer, for determining an investment strategy for an entity with assets in taxable and tax-deferred accounts, comprising:an account information input component, to accept information regarding said assets in said taxable and tax-deferred accounts for said entity;an investment selection input component, to accept information regarding a plurality of investments, including an indication of a percentage amount of said assets to invest in each of said plurality of investments;an account amount selection component, to determine an amount to invest from said taxable accounts and tax-deferred accounts in each of said plurality of investments, wherein said determined amounts substantially match said indications of a percentage amount to invest in each of said plurality of investments;a time horizon input component, to accept an indication of a time horizon; anda return on investment calculation component, to calculate a return on investment for said entity based on said information regarding said assets, said information regarding a plurality of investments, said indication of a percentage amount, said selected amount to invest from said taxable and said tax-deferred accounts, and said indication of a time horizon;wherein said account amount selection component determines an amount from said taxable and tax-deferred accounts in order to produce a maximal after-tax accumulation for said entity at said time horizon.