Patent ID: 9147042
Filing Date: 2015-09-29
Classification: G06F,G06Q

Abstract:
1. A method comprising: receiving, by a computing system having one or more hardware processors, a request for verification of income regarding a consumer, the request excluding the consumer's name and address, and including: a list of at least a first possible income range, a second possible income range, and a third possible income range; locating, by the computing system, records associated with the unique personal identifier in a data structure storing data regarding a plurality of consumers and respective associations with unique personal identifiers of corresponding consumers; from each record located, extracting, by the computing system, data regarding the consumer associated with the unique personal identifier; determining, based on the extracted data, an income level of the consumer; comparing, by the computing system, the determined income level with the first possible income range; in response to determining that the determined income range of the consumer is within the first possible income range, set a first verification flag to a first value indicating a match; in response to determining that the determined income range of the consumer is not within the first possible income range, set the first verification flag to a second value indicating no match; comparing, by the computing system, the determined income level with the second possible income range; in response to determining that the determined income range of the consumer is within the second possible income range, set a second verification flag to the first value indicating a match; in response to determining that the determined income range of the consumer is not within the second possible income range, set the second verification flag to the second value indicating no match; comparing, by the computing system, the determined income level with the third possible income range; in response to determining that the determined income range of the consumer is within the third possible income range, set a third verification flag to the first value indicating a match; in response to determining that the determined income range of the consumer is not within the third possible income range, set the third verification flag to the second value indicating no match; and providing the first verification flag, the second verification flag, and the third verification flag respectively associated with the first, second and third possible income ranges.