Patent ID: 8949174
Filing Date: 2015-02-03
Classification: G06F,G06Q,H04L

Abstract:
1. A method of moderating activities on cloud-hosted service sites, the method comprising the steps of: creating a database record for a first user when the first user registers at a first cloud-hosted service site, the database record including a plurality of profile fields and data in at least some of the profile fields; based on data in the profile fields of the first user's database record, assigning an initial risk score to the first user; identifying a cluster of database records associated with other users based on similarities in the profile fields thereof with respect to the profile fields of the first user, the record cluster having an associated composite risk score based on risk scores associated with the other users; assigning the composite risk score to the first user; and based on the first user's resultant risk score, taking an action with respect to a transaction conducted by the first user on the first cloud-hosted service site.