Patent ID: 7281135
Filing Date: 2007-10-09
Classification: G06F,G06Q,G07C,G07F

Abstract:
1. A system for conducting a commercial transaction, a user of the commercial transaction system being registered and digitally linked with an account for payment, the system comprising: a. a host computer having access to data that digitally links the user with the user account; b. a first electronic device disposed at a point-of-sale terminal, the first electronic device being digitally linked to the host computer; c. a second electronic device that is wireless, the second electronic device being carried by the user, the second electronic device communicating identity verification data with the first electronic device, radio frequency transmission being used for data transfer between the first electronic device and the second electronic device; and d. a member for capturing a digital signature image of the user while the member is being used; whereby the sensed digital signature image is compared to a reference digital signature image upon a request to process the commercial transaction, the reference digital signature image being captured during a registration process; and whereby the request to process the commercial transaction is denied absent a match of the sensed digital signature image and the reference digital signature image.