Patent ID: 8818906
Filing Date: 2014-08-26
Classification: G06F,G06Q,H04L

Abstract:
1. A method of authenticating a customer device, in conjunction with a requested interaction, the customer device associated with a customer, the method performed by an authentication entity processing portion in the form of a tangibly embodied computer, the method including: receiving data from the customer device, the data related to a requested interaction of the customer device with the authentication entity processing portion, the authentication entity processing portion maintained by an authentication entity, wherein the data comprises a username and password; inputting a device attribute, from the customer device, that constitutes an observed device attribute; securing a determined device attribute wherein the determined device attribute further comprises one or more of: date information, time information, merchant information and geographical information; performing an authentication test including comparing the observed device attribute vis-à-vis the determined device attribute; and based on the comparing, determining whether the authentication test is passed, and