Patent ID: 6615194
Filing Date: 2003-09-02
Classification: G06Q,G07F,G07G

Abstract:
A method of operating a secure credit authorizing system that uses a credit card that is devoid of human readable information that relates to a customer account corresponding to said credit card imprinted thereon and that includes a machine readable media for storing information, that relates to said customer account corresponding to said credit card, in machine readable form, said method comprising the steps of:reading, in response to receipt of a credit card that is devoid of human readable customer account information, said customer account information, including user specific indicia, corresponding to said credit card from said credit card where it is stored exclusively in machine readable form; receiving user specific data from a user of said credit card; displaying, in human readable form to a clerk, said user specific indicia read from said credit card; and authorizing, in response to said clerk validating the correspondence of said user specific indicia, read from said credit card where it is stored exclusively in machine readable form, and said user specific data provided to said clerk by said user, a transaction using said credit card.