Patent ID: 9100502
Filing Date: 2015-08-04
Classification: G06Q,H04M,H04W

Abstract:
1. A method for additional authorization of an electronic payment request, during a main authorization process of the electronic payment request for an online purchase by means of a browser, the browser running on a data processing system including proximity based transceiver means, the payment request being made with a payment card configured with details of at least one device in the possession of at least one owner of the card, the method comprising: a computer configuring the payment card with information associated with the at least one device wherein the information includes one of one or more uniform resource locator addresses for which additional authorization is not required, a price threshold requiring the additional authorization, and a type of object threshold requiring the additional authorization; the computer suspending the main authorization process; the computer, by the proximity based transceiver means, detecting the proximity of at least one portable device with whose details the payment card is configured, wherein the proximity based transceiver means includes a Bluetooth device and wherein a browser plug-in in the browser searches for the at least one portable device in a range asking for a Bluetooth code to allow handshaking between the at least one portable device and the data processing system; the computer, upon detection of the at least one portable device in the range, establishing a communication session between the data processing system and the detected portable device; the computer requesting a first code from the detected portable device; the computer comparing the first code with a predetermined second code; and the computer resuming the main authorization process in the event the first code substantially matches the second code.