Patent ID: 8126798
Filing Date: 2012-02-28
Classification: G06Q

Abstract:
1. A non-transitory computer readable medium comprising code, executable by a processor, for performing a process including the steps of: storing, in a data warehouse, data for a plurality of brokerage accounts; selecting, with an account selector, a first group of accounts as candidates for securitizing margin loans associated with the first group of accounts; analyzing, with a flag generator, account data for the accounts selected by the account selector and flagging a plurality of accounts of the first group of accounts, wherein the flagged accounts are identified in a data warehouse; transferring, with a securitizer, margin loans belonging to the flagged accounts from a brokerage company to a trust; analyzing, with a transaction processor, transaction data for the flagged accounts and identifying transactions in the flagged accounts which effect margin loans belonging to the flagged accounts; segregating, with a securities segregator, securities that are held in the flagged accounts; updating a general ledger for the brokerage company to record the transfer of the margin loans to the trust; and updating a general ledger for the trust to record the effect of any transactions in the flagged accounts which effect the balance of the margin loans for the flagged accounts.