Patent ID: 6497359
Filing Date: 2002-12-24
Classification: G06Q,G07F

Abstract:
A circulation management system Comprising: a host computer of a bank for managing balance of deposits for each account; circulation medium issuing means connected to said host computer through communication lines for issuing a circulation medium having a function equivalent to a predetermined amount of money by assigning an identification code within a limit of the balance of deposits of a user; and a terminal installed at a store coupled with the bank, which has a function to read an identification code assigned to the circulation medium, the terminal is connected to the host computer through communication lines and has a transmission function to transmit the read identification code of the circulation medium to the host computer, characterized in that said host computer further comprises identification code storage means for storing the assigned identification code of the circulation medium, withdrawal means for withdrawing an amount of money equivalent to the issued circulation medium from an amount of the user, judgment means for collating the identification code transmitted from the terminal and the identification code stored in the identification code storage means and judging whether the circulation medium with said identification code is genuine, money transfer means for transferring an amount of money equivalent to said circulation medium to an account of an origination store when the circulation medium is genuine, and code Management means for managing identification codes of used circulation medium, wherein said code management means deletes the identification code of the used circulation medium from the identification storage means, or move the used identification code to a storage area other than the identification code storage means, or marks the used identification code within the identification code storage means.