Patent ID: 9215331
Filing Date: 2015-12-15
Classification: G06Q,H04M,H04W

Abstract:
1. A method for an additional authorization of an electronic payment information, the method comprising: a computer configuring a payment card with information associated with at least one device wherein the information includes one or more uniform resource locator (URL) addresses designated as a friend URL for which the additional authorization is not required, a price threshold requiring the additional authorization, and a type of object threshold requiring the additional authorization; the computer receiving the electronic payment information from the payment card at a browser running on the computer, wherein the browser requires the additional authorization for the payment card in addition to a main authorization process when a uniform resource locator address associated with the browser has not been designated as the friend URL, and one of the price threshold and the type of object threshold has been met; the computer, responsive to determining that the uniform resource locator address associated with the browser has not been designated as the friend URL, and one of the price threshold and the type of object threshold has been met, suspending the main authorization process; the computer, responsive to suspending the main authorization process, establishing a connection with a cell phone of the user; the computer, responsive to establishing the connection with the cell phone of the user, retrieving an additional information associated with the electronic payment information, wherein the additional information is an identifier associated with both the cell phone and the payment card, and wherein the additional information includes one of the type of object threshold and the threshold of expense; the computer, responsive to receiving the additional information, using the additional information to complete the additional authorization process; and the computer, responsive to completing the additional authorization process, completing the main authorization process.