Patent ID: 7467109
Filing Date: 2008-12-16
Classification: G06Q

Abstract:
1. A computer implemented method for enrolling an individual, who has an obligation to a financial institution, in a program wherein at least some financial status information relating to the individual is known, comprising: providing by at least one processor a list of payment programs to a user; receiving, from the user, a selection of a payment program suitable to the individual's financial circumstances from the list of payment programs; determining by the at least one processor whether the individual is eligible to enroll in the selected payment program by performing an evaluation with a processor based at least in part upon the at least some financial status information relating to the individual; providing information on the selected payment program to the user based on determining whether the individual is eligible to enroll in the selected payment program; receiving enrollment information for the selected first program from the user; determining whether the enrollment information meets a set of predetermined criteria for enrolling the individual in the selected payment program by performing an evaluation with a processor on at least part of the enrollment information; and enrolling the individual in the selected payment program when the enrollment information meets the set of predetermined criteria and the individual accepts enrollment in the selected payment program.