Patent ID: 8856024
Filing Date: 2014-10-07
Classification: G06Q,G07B

Abstract:
1. A method for detecting potential misuse of a primary account number (PAN) associated with a handheld media in a transit system having one or more access points, the method comprising: creating a user account for managing transactional information, the user account comprising a transit product; enrolling the handheld media for use as fare media for the transit product, wherein the PAN is stored in the user account, wherein the handheld media is issued by an issuing party that is different than the transit system; receiving, from the one or more access points of the transit system, a plurality of fare transaction records, wherein each fare transaction record in the plurality of fare transaction records comprises: determining, by the transit system, a potential misuse of a handheld media associated with the PAN, wherein the determination is based, at least in part, on: taking an action related to using the handheld media as fare media for using the transit product.