Patent ID: 6032859
Filing Date: 2000-03-07
Classification: G06Q,G07F

Abstract:
A method for processing debit purchase transactions, the method comprising the steps of:providing a counter-top terminal having telecommunications means operable with a computer, at least one keypad for data entry to the computer, a display responsive to the computer, and a card reader communicating with the computer for modifying purchasing value of a card in response to card use;entering transaction data to the computer through keypad data entry;reading a debit styled card through the card reader for providing card data to the computer;entering a customer authorization code for authorizing access to a customer data base of a host data processor:entering a clerk authorization code for initiating a debit purchase transaction;electronically transmitting a transaction request to the host data processor through the telecommunications means of the counter-top terminal for requesting a response of approval or disapproval from the host data processor;receiving a response from the host computer; anddisplaying the response from the host data processor for the debit purchase transaction on the counter-top terminal display.