Patent ID: 8280793
Filing Date: 2012-10-02
Classification: G06Q

Abstract:
1. A method of linking, by a computer, at least one prepaid calling card account to a credit card account existing at the time of linking the at least one prepaid calling card account to the credit card account, the method comprising at least the following: executing, by the computer, at least one transaction using the credit card account as payment for the transaction, wherein the executing comprises inputting a credit card number associated with the credit card account into at least one data structure having at least a processor and a memory; associating, by the computer, the at least one prepaid calling card account with the credit card account, wherein the associating consolidates the credit card account and the at least one prepaid calling card account usage tracking into one single account summary; updating, by the computer, the at least one data structure based on at least one of remaining value parameters of the at least one prepaid calling card account, changes in a prepaid calling card account number, and changes in a PIN number, and wherein the updating further comprises updating the data structure to include a new entry for the calling card account number so the data structure includes the calling card account number and the credit card number; linking, by the computer, the at least one prepaid calling card account to the credit card account within the at least one data structure to provide information related to the updating to a holder of the at least one prepaid calling card account and the credit card account; and providing information and services, by the computer via a telecommunications network, related to the at least one prepaid calling card account to a holder of the credit card account; and transferring, by the holder of credit card account, value from the credit card account to the prepaid calling card account in increments and withdrawing the value in cash from the prepaid calling card.