Patent ID: 7827088
Filing Date: 2010-11-02
Classification: G06Q

Abstract:
1. A method of delivering at least one item or service from a provider to a receiver, the method comprising: receiving an order for at least one item or service available from the provider, the order identifying a receiver to which to deliver the at least one item or service, the order being received without financial information for a purchaser for the order; determining whether the purchaser of the order is pre-approved by a financial processor or has an account with the financial processor, wherein the financial processor is able to provide payment for the at least one item or service upon the delivery of the at least one item or service; if the purchaser is determined to be pre-approved or to have an account with the financial processor, generating an order identifier associated with the order to be provided to at least one of the purchaser and the receiver, the order identifier not including financial information for the purchaser; obtaining the order identifier from the receiver at substantially a time of delivery; providing information regarding the order identifier obtained at substantially the time of delivery to the financial processor, for approval of a financial portion of the order, without providing any financial information to the financial processor; in response to the financial portion of the order being approved by the financial processor, such that payment for the order will be provided to the provider, delivering the at least one item or service to the receiver; and in response to the financial portion of the order being denied by the financial processor, not delivering the at least one item or service to the receiver, wherein the at least one item or service is capable of being ordered and delivered without requiring financial information to be received by the provider or the deliverer from the purchaser or the receiver.