Patent ID: 7908227
Filing Date: 2011-03-15
Classification: G06Q,G07F

Abstract:
1. A computer-implemented method for conducting an online transaction comprising the steps of: receiving, by a server, a request from a user to checkout a selection of merchandize or services sold by a merchant; generating, by said server, an extensible HTML page containing: transmitting, by said server, said extensible HTML page to a browser; rendering, by said browser, said extensible HTML page to a graphical interface that resembles a real-world receipt, said graphical interface displaying a sign button; receiving said authentication password from said user; authenticating said authentication password; installing, on said browser and by said user, a certificate of said user by using browser methods, said certificate of said user issued by said user's bank; signing, by said browser, said core specification in said transaction message with said certificate of said user; transmitting, by said browser, said signature to said server in response to said user clicking said sign button; generating, by said server, a complete transaction message including said signature and sending it to a payment gateway; and verifying, by said payment gateway, said transaction message along with said signature and in response to said verifying, said payment gateway honoring said transaction.