Patent ID: 8396775
Filing Date: 2013-03-12
Classification: G06Q

Abstract:
1. A method for allocating assets of at least one participant of an investing plan, the method comprising: selecting a number of glide periods, with each glide period representing a future time period corresponding to a different investment portfolio; selecting a desired risk tolerance measurement type; determining a risk path representing at least one risk tolerance level assigned to the number of glide periods, wherein each glide period has an associated a risk tolerance level; calculating at least one risk measurement for the selected risk tolerance measurement type for each glide period of the number of glide periods utilizing at least one computer processor executing machine-readable instructions to perform said calculation; generating a glide path representing the Nash equilibrium solution for funding a future financial commitment, by performing computer-implemented optimizations for the number of glide periods utilizing at least one computer processor executing machine-readable instructions to generate said glide path and using the at least one risk tolerance level, wherein the glide path represents a series of time-dependent investment portfolios each subject to inclusion of multiple asset classes, with each investment portfolio corresponding to a glide period, and with each investment portfolio being subject to different percentages of different asset classes; and generating any of (A) a user-perceptible summary of the glide path; (B) a visual depiction of the glide path; and (C) a machine-readable summary of the glide path, using at least one computer processor in conjunction with at least one computer-compatible output device.