Patent ID: 7937305
Filing Date: 2011-05-03
Classification: G06Q

Abstract:
1. A computer-assisted method for analyzing financial information of a client of a financial institution, said method comprising: electronically receiving data from an overdraft data source into a report database including an electronic data storage medium, said report database including information related to at least one overdraft occurrence related to said client; electronically analyzing said overdraft occurrence information, wherein said analyzing includes comparing said overdraft occurrence information to at least one criterion; generating a response based on said comparison, wherein said response is stored in a chronic report database including an electronic data storage medium operatively associated with said report database; receiving an external report in said report database in connection with generating said response; associating an overdraft representative with said response, wherein said overdraft representative is responsible for reviewing, researching and documenting circumstances regarding said overdraft occurrence with an electronic application server; electronically notifying a manager responsible for said client associated with said overdraft occurrence by transmitting said response to said manager with an electronic mail server, and, generating a chronic response memo based at least in part on the external report, wherein the external report comprises