Patent ID: 8265964
Filing Date: 2012-09-11
Classification: G06Q

Abstract:
1. A computer system for processing of data associated with insurance coverage, comprising: a data storage device storing: data indicative of an insured under the insurance coverage; data indicative of an aggregate benefit amount associated with the insurance coverage, the aggregate benefit amount being a maximum benefit amount payable under the insurance coverage; data indicative of a first category of health risks under the insurance coverage; data indicative of a second category of health risks under the insurance coverage; data indicative of a first benefit allocation corresponding to the first category of health risks; and data indicative of a second benefit allocation corresponding to the second category of health risks; the benefit allocations being fractions of and totaling the aggregate benefit amount; a communication device for receiving data indicative of a claim over a network coupled to the communication device; and a processor, in communication with the communication device and the data storage device, the processor configured to: