Patent ID: 9191813
Filing Date: 2015-11-17
Classification: G06F,G06Q,H04L,H04W

Abstract:
1. A method for providing an application product using a trusted service manager (TSM) server including a processor, a memory and an interface, the method comprising: receiving by the processor of the TSM server, at least two of an application profile, a load file profile, a secure element (SE) profile, and a mobile terminal profile of a mobile terminal from service providers through the interface of the TSM server; establishing by the processor of the TSM server, a link between two profiles among the received at least two profiles, wherein the link is established for assembling the application product; applying by the processor of the TSM server, a limitation to the application product, wherein the applied limitation determines whether the application product is accessible to a user; receiving by the processor of the TSM server, mobile terminal information, wherein the mobile terminal information comprises at least one of operating system information, SE type information, hardware information, and application information stored in the mobile terminal; and filtering by the processor of the TSM server, an applicable application product based on the applied limitation and the mobile terminal information, wherein said applying the limitation comprises determining whether there is a business incompatibility between the service providers based on business rules of the service providers aggregated by the TSM server and stored in the memory of the TSM server and applying a business rule limitation to the application product in response to a determination that there is the business incompatibility between the service providers, and wherein said applying the limitation further comprises determining whether the application product is certified by a financial institution and applying a certification limitation to the application product in response to a determination that the application product is not certified by the financial institution, and said applying the limitation is performed during a process for preregistering the service providers in the TSM server and before provisioning of a mobile application in the mobile terminal.