Patent ID: 8943548
Filing Date: 2015-01-27
Classification: G06Q,H04L,H04W

Abstract:
1. A method of authenticating a user, the method comprising the steps of: sending an authentication request to a remote authentication device; at the remote authentication device, generating a first piece of authentication information based on the received authentication request; receiving at a mobile device, the first piece of authentication information from an access terminal that is in communication with the remote authentication device, wherein the first piece of authentication information comprises an encrypted message; generating, within the mobile device of the user, a second piece of authentication information which is at least partially based on the received first piece of authentication information, wherein generating comprises decrypting the encrypted message and including at least a portion of the decrypted message in the second piece of authentication information; sending the second piece of authentication information to the remote authentication device; validating the second piece of authentication information; and if the second piece of authentication information is successfully validated, generating an authentication signal, wherein the first piece of authentication information is presented as an image on a display means of the access terminal and captured therefrom using an optical acquiring means of the mobile device, wherein the first piece of authentication information contains transactional information related to a transaction which the user wishes to make.