Patent ID: 8200675
Filing Date: 2012-06-12
Classification: G06Q

Abstract:
1. A computer-implemented method for the automated scoring of an application, comprising a processor operable to execute processing logic used for: receiving an application for scoring, wherein said application comprises application data associated with an applicant; selecting a first reader resource and a second reader resource from a plurality of reader resources, wherein said application is assigned to said first and second reader resources; receiving input data from said first and second reader resources, said input data comprising first reader resource score data and second reader resource score data and generating a score variance between said first and second reader resources; processing score variance values respectively associated with applications previously scored by said first reader resource and said second reader resource to generate first and second average score variance values corresponding to said first and second reader resources; processing said first and second average score variance values to generate corresponding first and second standard deviation values; adjusting said first reader resource score data and said second reader resource score data to respectively generate first and second adjusted score variance values within said first and second standard deviation values; and processing said first reader resource score data, second reader resource score data, and said first and second adjusted score variance values to generate a first adjusted score for said application; selecting a third reader resource from said plurality of reader resources if said first and second adjusted score variance values exceed a predetermined variance limit value; receiving input data from said third reader resource, said input data comprising third reader resource score data; processing score variance values respectively associated with applications previously scored by said third reader resource to generate a third average score variance values corresponding to said third reader resource; processing said third average score variance values to generate a corresponding third standard deviation value; processing said first, second, and third reader resource score data, and said first, second, and third adjusted score variance values to generate a second adjusted score for said application.