Patent ID: 8468093
Filing Date: 2013-06-18
Classification: G06Q,H04W

Abstract:
1. A method for conducting a commercial transaction between a customer and a commercial server, the customer having a computer and an SMS terminal, the computer is connected to the commercial server through a public network, and the SMS terminal can receive and send SMS messages over a cellular network, said method comprising the steps of: the customer ordering an article by using the computer to send an order to the commercial server through the public network; sending an SMS message, through said cellular network, from said commercial server to the customer, via said SMS terminal, said SMS message including at least the address on said cellular network of a payment server, information about said article, and a public encryption key of the payment server; and said customer, after receiving said SMS message on said SMS terminal, adding to said SMS message identification information enabling identification of a customer payment means, and encrypting said identification information using the public encryption key of the payment server received in said SMS message from the commercial server, wherein a modified SMS message is formed, and using the address of the payment server received from the commercial server, redirecting said modified message, including said encrypted identification information, to said payment server through said cellular network.