Patent ID: 6578015
Filing Date: 2003-06-10
Classification: G06Q

Abstract:
A computer implemented method of presenting an electronic bill from a biller to a customer over a computer network, said method comprising the steps of:receiving biller-originated bill data and biller-originated bill format data over the network into a bill presentment and payment database; storing the received biller-originated bill data and biller-originated bill format data in a first area of said bill presentment and payment database; validating at least said stored biller-originated bill data; swapping the validated biller-originated bill data and the biller-originated format data from the first area to a second area of said bill presentment and payment database, said second area being accessible to the customer; and presenting the bill to the customer, the presented bill being formatted according to said biller-originated format data and incorporating said validated biller-originated bill data.