Patent ID: 8554685
Filing Date: 2013-10-08
Classification: G06F,G06Q,G07F,H04L

Abstract:
1. A server computer comprising: a processor and a computer-readable storage medium coupled to the processor, the computer readable storage medium comprising code executable by the processor for implementing a method comprising: receiving an authorization request message originating from a user, wherein the authorization request message includes financial transaction data, and wherein the authorization request message further includes an authentication request message encoded therein, the authentication request message including payment account data and biometric data; determining a universal identification (UID) based on the payment account data; sending the biometric data and UID to an identification (ID) server computer of an identification system to determine if the biometric data and the UID have a predetermined correlation; and receiving confirmation from the identification system that the user is authenticated if the identification system determines that the biometric data and UID have the predetermined correlation.