Patent ID: 9135615
Filing Date: 2015-09-15
Classification: G06Q

Abstract:
1. A method for processing electronic payments, the method comprising: receiving, from a user, secure payment information for use in processing future payment transactions initiated by a mobile device; storing secure payment information for the user at a secure location remote from retail locations; determining location information associated with a mobile device based at least in part on the strength of the signal detected by three or more wireless antennas at a retail location; determining that the mobile device is associated with the user who previously provided payment information for use in processing payment transactions; providing, to the mobile device of the user, an incentive based at least in part on the determined location information; receiving, from the mobile device, a request to process a payment transaction at a fuel dispensing location; sending at least a portion of the previously stored secure payment information to a remotely located server for authorization; sending to the fuel dispensing location an authorization for the requested payment transaction that does not include secure payment information; and activating a fuel dispensing station at the fuel dispensing location for use by the user.