Patent ID: 7287005
Filing Date: 2007-10-23
Classification: G06Q,Y10S

Abstract:
1. A method for maintaining and matching personalized transaction identification information for supplementing descriptors for online banking transaction statements for a bank account, the method comprising: receiving personalized transaction identification information about a transaction to purchase goods between a user and a provider of the goods or a transaction to purchase services between the user and a provider of the services, the personalized transaction identification information being entered by the user of the bank account using an input device, wherein the personalized transaction identification information includes a textual description of at least one of the goods, the services, the provider of the goods, and the provider of the services, the textual description including information in addition to a check number, a payee name, and a check amount; storing the personalized transaction identification information at the input device or a user data store local to the user; accessing the personalized transaction identification information from the input device or the user data store; accessing online banking transaction information from a bank data store maintained by a bank that is physically distinct from the input device or the user data store; using at least one of the check number or the check amount to match the personalized transaction identification information with the online banking transaction information; and presenting to the user a table that includes the online banking transaction information obtained from the bank and the personalized transaction identification information obtained from the input device or the user data store that is physically distinct from the bank, the table having at least one entry for each transaction, the entry identifying the check number, the payee name, the check amount, a date and a purpose of the transaction associated with the check number.