Patent ID: 9195820
Filing Date: 2015-11-24
Classification: G06F,H04L,H04W

Abstract:
1. A computer system for requesting personal information from a user for authenticating access to at least one computer application of a plurality of computer applications, said computer system comprising a memory device and a processor, said computer system programmed to: identify a security level from a plurality of security levels for each computer application within the plurality of computer applications, wherein the plurality of security levels include at least a first-tier security level and a second-tier security level, wherein the second-tier security level requires the user to enter additional personal information as compared to the first-tier security level, wherein a first computer application within the plurality of computer applications is configured to require the first-tier security level; create a user account for the user within the memory device, wherein creating the user account includes configuring the user account with the first-tier security level by prompting the user to provide first personal information associated with the user, wherein the first personal information is previously unknown to the computer system; restrict the first computer application from requiring a password to enable access to the first computer application; receive a user input from the user to access a second computer application that is configured to require the second-tier security level to enable access thereto; determine that the user account has not been granted the second-tier security level; prompt the user to enter the additional personal information associated with the user that is previously unknown to the computer system; and promote the user account to the second-tier security level, including associating the additional personal information with the user account.