Patent ID: 7734530
Filing Date: 2010-06-08
Classification: G06Q

Abstract:
1. A computer-implemented method of facilitating acquisition of a vehicle, comprising: establishing connections with and operatively linking a retailer and a plurality of providers at a computer-implemented metamediary hub managed by a metamediary to create a computer-implemented metamarket infrastructure, the plurality of providers including at least one lender and at least one of a product and service provider, wherein the retailer is classified, and retailer selection criteria is established for at least one of the plurality of providers, the retailer selection criteria being based upon the retailer classification; recording and integrating information required by the plurality of providers into the computer-implemented metamarket infrastructure by the computer-implemented metamediary hub; establishing eligibility criteria received from at least one of the plurality of providers for at least one of a service and product offered by the plurality of providers via the computer-implemented metamediary hub; receiving data associated with a consumer relevant to the acquisition of the vehicle from the retailer at the computer-implemented metamediary hub, the received data including all the information required by the plurality of providers; comparing the received data to the eligibility criteria to determine eligibility for the at least one of the service and product offered by the plurality of providers via the computer-implemented metamediary hub; generating an array of the at least one of the service and product for which the consumer is eligible via the computer-implemented metamediary hub; forwarding the received data from the computer-implemented metamediary hub to the plurality of providers based on the array, and upon a decision thereon, establishing an approved subset of the at least one of the service and product for which the consumer is eligible via the computer-implemented metamediary hub; completing at least one transaction based on at least one of the approved subset of the at least one of the service and product for which the consumer is eligible and available terms associated with the at least one of the service and product offered by one of the plurality of providers; determining retailer integrity of the retailer via the computer-implemented metamediary hub; and determining via the computer-implemented metamediary hub whether the metamediary should assume risk associated with the at least one transaction on behalf of the retailer.