Patent ID: 8998081
Filing Date: 2015-04-07
Classification: G06Q

Abstract:
1. A computerized method for real-time activating and issuing of stored-value cards over a communications network to cardholders, the method comprising: receiving, by a central processor, a stored-value card purchasing transaction request received directly from a card purchaser via a respective communication gateway, and in response to receiving the card purchasing request; communicating in real-time, by the central processor, with an unaffiliated stored-value card processing network, such network including a stored-value card processor coupled to a stored-value card database and multiple respective merchant communication devices; communicating in real-time with a potential or existing stored-value cardholder or card purchaser regarding a stored-value card; causing the activating and issuing of the stored value card to the cardholder or card purchaser through the central processor via the respective communication gateway; and managing the stored-value card transaction through said unaffiliated network by said central processor.