Patent ID: 6378075
Filing Date: 2002-04-23
Classification: A63F,G06Q,G07F

Abstract:
An apparatus for assisting a customer in managing their online commercial affairs, comprising:a trusted agent server that holds and manages said customer's business affairs; a network access device by which said customer contacts said trusted agent server, said network access device including a trusted agent client that augments said network access device to perform commercial transactions with third parties on behalf of said customer; wherein said customer controls said commercial transactions with said third parties through said trusted agent server; wherein said trusted agent server communicates with at least one commerce server; and wherein said commerce server comprises: a direct response server for the creation, delivery, and redemption of direct response offers from anywhere on the Internet; and wherein said offers can optionally be either delivered to trusted agents according to customer preferences, or found in a banner-like or other formats on Web sites.