Patent ID: 6195644
Filing Date: 2001-02-27
Classification: G06Q

Abstract:
A method of processing transactions by a customer who has been issued a credit or debit card by a card issuing company which has a computer system, wherein said customer uses the card to purchase goods or services from a plurality of vendors, and wherein two or more of such vendors each maintain a bonus plan, and wherein each of said bonus vendors assigns the customers who buys goods or services from said bonus vendors a bonus plan identification number for issuing bonus credits to said customer as a reward for purchasing goods or services from said bonus vendors, said method comprising:a) entering data in the computer system representative of each purchase transaction by said customer from each of said bonus vendors;b) instructing the computer system to individually itemize the bonus credit earned by said customer with each bonus vendor from whom said customer received bonus credits during a period, said itemization being performed pursuant to the terms of a bonus vendor plan;c) instructing the computer system to prepare said individually itemized bonus credits for each bonus vendor individually in a form for reporting to said customer individually listing each bonus vendor with each individually itemized bonus points.