Patent ID: 8538879
Filing Date: 2013-09-17
Classification: G06Q,G07F

Abstract:
1. A bank computer to facilitate the funding of a loan from a lender to an existing prepaid card account associated with one of a plurality of prepaid card processors and to cause one or more bank fees to be charged to the lender, the bank computer comprising: one or more processors associated with a bank and in communication with one or more remote computers associated with the lender to define a lender computer and a plurality of remote computers associated with the plurality of prepaid card processors each configured to manage a plurality of prepaid card accounts to define a plurality of prepaid card processor computers, each of the plurality of prepaid card processor computers having a preselected communication protocol different from each other, and non-transitory computer-readable storage medium in communication with the one or more processors associated with the bank with an executable program stored thereon, the executable program including: a loan manager interface module to manage the creation and funding of a loan proceeds account and the generation and deduction of loan fees, the loan manager interface module comprising a set of instructions that, when executed by the one or more processors, causes the one or more processors to perforin the operations of: a prepaid card interface module to communicate loan data to one of the plurality of prepaid card processor computers associated with the existing prepaid card account number using the preselected communication protocol of the one of the plurality of prepaid card processor computers, the prepaid card interface module comprising a set of instructions that, when executed by the one or more processors, causes the one or more processors to perform the operations of: the loan manager interface module further comprising a set of instructions that, when executed by the one or more processors, causes the one or more processors to perform the operations of: