Patent ID: 9015064
Filing Date: 2015-04-21
Classification: G06Q,G07F,H04B,H04M,H04N,H04W

Abstract:
1. A method comprising: maintaining a secure element application in a secure element memory; executing the secure element application maintained in the secure element memory using a secure element processor, the secure element memory and the secure element processor included in a secure element, wherein the secure element application configured for near field communication is executed in response to a near field communication trigger from a near field communication (NFC) terminal; transmitting transaction data without prior authentication from the secure element to the NFC terminal which subsequently transfers the transaction data to a server for processing; and receiving response information from the server via the NFC terminal at the secure element during the NFC interaction; wherein the secure element is coupled to a mobile device comprising a mobile device processor, a mobile device memory that stores a non browser based mobile application, and a mobile device radio transceiver.