Patent ID: 7877269
Filing Date: 2011-01-25
Classification: G06Q

Abstract:
1. An on-line insurance policy service system comprising: a computer system that enables an insurance policyholder to access insurance data of an existing insurance policy remotely through a publicly accessible network and executes software embodied on a computer readable medium linked to the insurance data; an information module embodied on the computer readable medium and running on the computer system that identifies the insurance policyholder and verifies an insurance policy parameter of that insurance policyholder in real-time in response to data received from the insurance policyholder through a publicly accessible network; an insurance policy adjustment module embodied on the computer readable medium and running on the computer system that adjusts an insurance policyholder's selected insurance policy parameter within the existing insurance policy in real-time in response to second data received from the insurance policyholder through the publicly accessible network; wherein the insurance policy adjustment module generates an insurance document customized to the insurance policyholder and sends the customized insurance document to the insurance policyholder in response to the second data received from the insurance policyholder through the publicly accessible network; and wherein the existing insurance policy comprises a health, a property-casualty, or a liability insurance policy.