Patent ID: 8458086
Filing Date: 2013-06-04
Classification: G06Q

Abstract:
1. A method, comprising: receiving, at a first computer system associated with a first entity, a transaction authorization request that specifies an amount owed to a receiving party and that specifies a first financial account identifier issued by the first entity; the first computer system applying an allocation rule to the transaction authorization request to determine first and second portions of the amount owed to the receiving party, wherein the first portion is to be funded by a first financial account and the second portion is to be funded by a second financial account; the first computer system sending a partial payment request to a second computer system, wherein the partial payment request specifies a second financial account identifier and the second portion of the amount owed to the receiving party; the first computer system sending a message to the receiving party, wherein the message indicates authorization of payment for the first and second portions of the amount owed to the receiving party.