Patent ID: 7788151
Filing Date: 2010-08-31
Classification: G06Q

Abstract:
1. A computer implemented method, comprising: receiving, at a computing system, an indication that a customer seeks to access, using a mobile device of the customer, a banking account of the customer; associating, at the computing system, a first mobile user identification (MUID) code with the banking account; verifying, at the computing system, a customer verification code, the customer verification code being sent by the mobile device; verifying, at the computing system, a second MUID code which uniquely identifies the mobile device, by comparing the second MUID code with the first MUID code previously associated with the banking account; associating, at the computing system, a first customer number with the mobile device; upon verification of the customer verification code and the second MUID code, (i) sending the first customer number from the computing system to the mobile device, and (ii) activating, at the computing system, the first customer number associated with the banking account; registering, at the computing system, a first customer personal identification number, the first customer personal identification number entered by the customer; and allowing, at the computing system, the mobile device to access the banking account.