Patent ID: 9218604
Filing Date: 2015-12-22
Classification: G06Q,H04L

Abstract:
1. A method of connecting, a processor, two parties over a phone call or chat in real time by using non-transitory computer-readable medium capable of execution by a mobile device, the method comprising: registering, by the processor, one or more Advisors; assigning, by the processor, a dial-in ID number to each registered Advisor; creating, by the processor, an Advisor profile; creating, by the processor, a searchable database of one or more registered Advisor; registering, by the processor, one or more Users; creating, by the processor, user accounts for payment transactions; enabling the funding, viewing, and transferring of funds in and out of the user accounts for payment transactions by the processor; providing, by the processor, prompts to confirm fund transactions and provide confirmations; enabling, by the processor, the searching of the registered Advisor database by the users; having the User initiate, by the processor, contact with the Advisor; and connecting, by the processor, the User and Advisor in a real time, one or one, call or chat.