Patent ID: 8167197
Filing Date: 2012-05-01
Classification: G06Q

Abstract:
1. A conversion terminal to pay with e-money issued by one or more e-money service companies comprising: an algorithm storage unit which stores an algorithm to convert an intemiediate e-money into one of a plurality of different types of e-money, whereby said intermediate e-money is different from said plurality of different types of e-money and is not issued by said one or more e-money service companies, and said intermediate e-money cannot be used directly to procure goods and services anywhere and may only be converted to one or more of said plurality of different types of e-money to procure goods and services; an e-money acquisition unit which acquires said intermediate e-money that can be converted into said one of said plurality of different types of e-money; an e-money conversion unit which converts said intermediate e-money acquired by said e-money acquisition unit into said one of said plurality of different types of e-money in accordance with the algorithm stored in said algorithm storage unit and then pays the converted e-money to a store terminal whereat the converted e-money is usable to thereby request the store terminal to execute settlement processing; and a settlement processing unit which, based on a completion report of the settlement processing from said store terminal, transmits to an intermediate server issuing said intermediate e-money a report that the settlement processing has been executed when said intermediate e-money has been used.