Patent ID: 9092777
Filing Date: 2015-07-28
Classification: G06Q

Abstract:
1. A method comprising: using one or more computers, obtaining, from a merchant and by a non-merchant entity, information regarding a desired payment transaction, including information specifying the desired payment transaction and a payment card number to be used for payment in the payment transaction; using one or more computers, the non-merchant entity storing the information specifying the desired payment transaction and the payment card number in a database; using one or more computers, the non-merchant entity transmitting the information specifying the desired payment transaction and the payment card number to one or more payment processing entities for processing; using one or more computers, the non-merchant entity obtaining, from the one or more payment processing entities, outcome information regarding the processing; using one or more computers, the non-merchant entity generating and storing a token in association with the payment card number and with information specifying the desired transaction, using one or more computers, the non-merchant entity transmitting to the merchant, in association with the purchase transaction, the token and outcome information regarding the processing, for use by the merchant in connection with the desired transaction.