Patent ID: 8549301
Filing Date: 2013-10-01
Classification: G06F,G06Q,H04L

Abstract:
1. A method for ensuring authenticity of an electronic transaction performed during a transaction session, the method comprising: receiving, over a first network, a request from a user for the completion of an electronic transaction; providing, over a second network, an authentication code to the user; receiving, over the first network, the authentication code entered by the user at a user terminal connected to the first network, thereby authenticating the user; completing the electronic transaction; storing a string of characters representing the electronic transaction and the transaction session, the string of characters including date, time, session identification, and IP address values associated with the electronic transaction; generating a one-way hash value from the string of characters such that a non-repudiation connection is formed between the authenticated user and the completed electronic transaction; and providing the one-way hash value to the user, wherein the one-way hash value is usable for ensuring the authenticity of the electronic transaction, wherein the one-way hash value is included with a receipt for the electronic transaction and the transaction session is signed using a digital session certificate.