Patent ID: 8788414
Filing Date: 2014-07-22
Classification: G06Q

Abstract:
1. A system for providing prioritize payments directly from each of plurality of automatic deposits prior to being made available to one or more enrollees enrolled for prioritize payments, the system comprising: a first computer being associated with a financial institution to thereby define a financial institution computer, the financial institution computer being configured to control a plurality of intermediary accounts with the financial institution, receive a plurality of electronic deposits from a plurality of depository institution computers through an automated clearing house network to define a plurality of automatic deposits, and to communicate with a plurality of second computers associated with a plurality of prepaid card processors to thereby define a plurality of prepaid card processor computers each being configured to control access to a plurality of prepaid card user accounts; and non-transitory computer memory encoded with computer program operable on the financial institution computer to perform a process of providing prioritize payments to one or more select creditors from the plurality of automatic deposits, the computer program comprising a set of instructions that when executed by the financial institution computer cause the financial institution computer to perform the operations of: