Patent ID: 8639604
Filing Date: 2014-01-28
Classification: G06Q

Abstract:
1. An article of manufacture for managing tax-deferred retirement accounts, comprising: a non-transitory computer readable medium comprising computer program instructions executable by a computer processor for managing a plurality of tax-deferred retirement accounts for a plurality of participants participating in a plurality of plans; said instructions comprising a record keeping system configured for investing contributions periodically in at least one exchange traded fund in said plurality of tax-deferred retirement accounts for each of said plurality of participants, said at least one exchange traded fund comprising a plurality of exchange traded funds; said instructions further configured for allocating shares of said at least one exchange traded fund to each of said plurality of participants in accordance with their respective contributions; said shares being selected from whole shares and fractional shares in amounts commensurate with said respective contributions; and said record keeping system further comprising instructions for: wherein said record keeping system further comprises instructions, for each one of said plurality of exchange traded funds in which an investment has been made, for: