Patent ID: 8001051
Filing Date: 2011-08-16
Classification: G06Q

Abstract:
1. A processor-implemented method of voiding a physical negotiable instrument, comprising: receiving a digital image of a physical negotiable instrument at a server computer from a user's scanner, wherein the physical negotiable instrument comprises at least one surface having a modifiable ink, wherein the modifiable ink is sensitive to a stimulus, wherein the digital image is generated by the user's scanner, wherein the server computer is remotely located from the user, wherein the stimulus is a heat or light source of the scanner; verifying the received digital image of the physical negotiable instrument at the server computer; transmitting a communication to the user's scanner subsequent to successful verification of the digital image of the physical negotiable instrument; and the user's scanner generating and applying the stimulus to the modifiable ink on the at least one surface of the physical negotiable instrument, the generated stimulus permanently modifying the negotiable instrument.