Patent ID: 6129273
Filing Date: 2000-10-10
Classification: G06K,G06Q,G07F

Abstract:
A method of cashing checks through an automated check-cashing terminal (ACCT) in which no human operator interface is needed, after an initial setup, when successive checks are drawn against the same maker's checking account by the same payee, the method comprising the steps of:(a) prior to a first use of the ACCT:setting up, in a designated ACCT, account information, by a human operator, about a payee and a payee's checks and assigning the payee a means of personal identification;(b) for check cashing after initial setup;using the personal identification means to access the designated ACCT;placing a check to be cashed into a check receptacle in the ACCT; and(c) wherein the ACCT performs the steps of:reading selected data on the check and comparing the selected data to information stored in the payee's account in the terminal;verifying that the selected data meets all payee criteria for cashing checks; anddispensing cash or providing another service as requested by the payee.