Patent ID: 7016879
Filing Date: 2006-03-21
Classification: G06Q

Abstract:
1. A settlement method in a deal of a goods or a service, comprising the steps of: storing purchaser identification information for identifying a purchaser by a mobile terminal; preparing deal information in said deal of said goods or said service in which a seller sells and said purchaser purchases, and seller identification information for identifying said seller; reading in said deal information and said seller identification information by said mobile terminal; reading in authentication information of said purchaser by said mobile terminal; transmitting said seller identification information, said purchaser identification information, said deal information and said authentication information to a settlement computer by said mobile terminal; authenticating said purchaser based on said purchaser identification information and said authentication information by said settlement computer; and when succeeding in authenticating said purchaser, settling by said settlement computer's utilizing said seller identification information, said purchaser identification information and said deal information, wherein said deal information and said seller identification information are indicated by a one-dimensional or two-dimensional bar code that is scanned by said mobile terminal, said bar code being provided on the goods or being provided directly to a user of the mobile terminal by the seller for purchase of the service, and wherein the seller and the purchaser are co-located during the deal.