Patent ID: 8255336
Filing Date: 2012-08-28
Classification: G06Q

Abstract:
1. A method comprising: generating, by a financial management system comprising one or more computers, one or more recommendations to adjust fund allocations among one or more accounts; receiving, by the financial management system from a user, a request to access the one or more accounts; authenticating the user's identity, by the financial management system, authenticating the user's identity comprising: authenticating, by the financial management system, the user's right to access the one or more accounts, comprising, in response to determining that authentication of the user's identity is successful, and that the authentication of the user's right to access the one or more accounts is successful, authorizing, by the financial management system, the user to access the one or more accounts; transmitting, by the financial management system to the user, the one or more recommendations; and executing, by the financial management system, at least one of the one or more recommendations selected by the user.