Patent ID: 9033246
Filing Date: 2015-05-19
Classification: G06Q,G07F

Abstract:
1. A method comprising: receiving, by a dispensing device, a purchase request to purchase a proximity payment device, the purchase request including a load amount; reading, by the dispensing device, proximity payment device information from a pre-personalized proximity payment device stored in the dispensing device; establishing, by a security card module associated with the dispensing device and a security terminal associated with a proximity device issuer server, a secure communications channel; encrypting, by the security module, a personalization data request to personalize the pre-personalized proximity payment device, the personalization data request comprising proximity payment device information, the load amount, and dispensing device identification information; transmitting, by the dispensing device via the secure communications channel to the proximity device issuer server, the encrypted personalization data request; receiving, by the dispensing device via the secure communications channel from the proximity device issuer server, an encrypted personalization message; decrypting, by the security module, the encrypted personalization message to obtain personalization data; writing, by the security module, the personalization data and the load amount to the pre-personalized proximity payment device to create a personalized proximity payment device; and dispensing, by the dispensing device, the personalized proximity payment device.