Patent ID: 8527382
Filing Date: 2013-09-03
Classification: G06Q

Abstract:
1. A method implemented by a retirement planning system, the method comprising: accessing, by one or more computer systems, information indicative of a current amount of financial resources in one or more retirement accounts of a user, an estimated rate of return on the one or more retirement accounts, and a retirement goal of an amount of financial resources to be saved in the one or more retirement accounts over a predetermined period of time; periodically determining, by the one or more computer systems, a recommended amount of financial resources to be added to the one or more retirement accounts to meet the retirement goal based on the current amount of financial resources in the one or more retirement accounts and the estimated rate of return, by: generating, by one or more computers, a suggested transaction with a suggested amount, the suggested transaction being selected from a group comprising a purchase of a product or a service and a payment to a debt product of the user, wherein the suggested amount is based on an amount of financial resources in excess of the aggregate balance minus the recommended amount that is periodically determined.