Patent ID: 8325889
Filing Date: 2012-12-04
Classification: G06F,G06Q,H04L,H04W

Abstract:
1. A method of authenticating a user for conduct of a transaction initiated by the user via a data-enabled telephone in such a manner as to make efficient use of keystrokes on the data-enabled telephone, such data-enabled telephone capable of initiating telephone calls over a telephone network and of engaging in two-way data communication with a data server in a network, such server enabling conduct of the transaction, the method comprising: receiving caller identification information associated with a telephone call request initiated by the user via the data-enabled telephone to a service number, such caller identification providing a basis for authentication of the user; and using the caller identification information received at the service number to address a message to the user; including in such message a logon key for use by the user in accomplishing the transaction; and sending such message; so that on receipt of the message, the user may use the logon key to enter into data communication with the server for conduct of the transaction, wherein the logon key serves to identify the user, and the method further comprises obtaining an additional verification of the user as a condition to conduct the transaction.