Patent ID: 8271396
Filing Date: 2012-09-18
Classification: G06Q,H04L

Abstract:
1. An electronic commerce system having a server and an end user machine interacting through a network during an electronic commerce transaction, the server comprising: a processor; a memory, comprising processor executable instructions which when executed by the server processor causes the server processor to perform the operations of: receiving user-entered information including an electronic purchase order for a product within the electronic commerce system from the end user machine via the network; saving a first snapshot of the electronic purchase order along with a timestamp; determining a fraud ranking that the electronic purchase order is attempted fraud based upon information associated with the electronic purchase order; saving a second snapshot of the electronic purchase order along with a second timestamp; receiving a bank authorization of the electronic purchase order; saving a third snapshot of the electronic purchase order along with a third timestamp; determining, using the timestamps, a rate at which information is changing in the electronic purchase order between the first, second and third snapshots; detecting if fraud is taking place for the electronic purchase order based on the determined rate at which information is changing in the electronic purchase order; and accepting the electronic purchase order after detecting that no fraud is taking place for the electronic purchase order.