Patent ID: 8167196
Filing Date: 2012-05-01
Classification: G06Q

Abstract:
1. A computer-implemented method for creating an expanded mass data set of a financial data file to process a check for payment, comprising the steps of: identifying via a data capture module financial data related to the check, the financial data comprising “on us” data and “auxiliary on us” data; storing, by the data capture module, the “on us” data in a first field of a financial data file; storing, by the data capture module, the “auxiliary on us” data in a second field of the financial data file; truncating, by the data capture module, the “auxiliary on us” data; storing, by the data capture module, the truncated “auxiliary on us” data in a third field of the financial data file; and creating, by a presentment module, a substitute check comprising at least certain of the data in the financial data file, wherein each of the data capture module and the presentment module is implemented in a computer system that comprises instructions stored in a machine-readable medium and a processor that executes the instructions.