Patent ID: 6155604
Filing Date: 2000-12-05
Classification: B41M,B42D,G07D

Abstract:
A negotiable instrument operable for automatic bank scanning and processing comprising:planer member of generally rectangular configuration having a width and height and bank identification information printed thereon;a field area for receiving a date of making said negotiable instrument on one side thereof;said planer member further having a second field area on said one side for receiving indicia designating a maker of the negotiable instrument;said planer member having a third field area on said one side for receiving indicia designating a payee of the negotiable instrument and said planer member having a fourth field area on said one side for receiving a numeric amount of said negotiable instrument; andink applied as a background upon said negotiable instrument within at least one of said first, second, third, and fourth field areas;said ink having a fluorescent component and a phosphorescent component and said ink being operable for receiving visible indicia placed within said at least one of said first, second, third, and fourth field areas and upon said fluorescent ink means background, said ink means being further operable for selectively permitting a scanner to read the said at least one of said first, second, third, and fourth field areas of the negotiable instrument and for optically rendering indicia placed upon the fluorescent ink means background readable by a scanning apparatus directing ultraviolet light onto said negotiable instrument wherein information located within said at least one of said first, second, third, and fourth field areas, regardless of location on the negotiable instrument, may be automatically detected and scanned;said fluorescent component having a known frequency emission spectrum when exposed to ultraviolet light;an ultraviolet light source directed at said coating for actuating an emission of a particular frequency spectrum along a path;a band-pass filter disposed in said path of said emission between said coating and said detector for blocking emissions that are not in said frequency spectrum;a white light source directed at said coating for exciting said phosphorescent component;a pair of spaced detectors that measure the rate of decay of said phosphorescent component when moved therepast; andmeans for signaling said operator when said detectors do not recognize said frequency or said rate of decay.