Patent ID: 7596527
Filing Date: 2009-09-29
Classification: G06Q

Abstract:
1. A loan asset managing system, comprising: a loan asset analyzing means that analyzes a first portfolio that is aggregate of loan asset information for which contract has been completed and that are not securitized, and outputs a first analysis result; a securities current value evaluating means that analyzes a second portfolio that is aggregate based on current value information of securitized loan assets and second loan asset information that are basis of the securitized loan asset, and outputs a second analysis result; a difference extracting means that compares said first analysis result outputted by said loan asset analyzing means and said second analysis result outputted by said securities current value evaluating means and extracts a difference between said second portfolio and said first portfolio; and an examination condition changing means that changes examination conditions for examining users when money or product is lent to the users, based on the difference extracted by said difference extracting means.