Patent ID: 8626632
Filing Date: 2014-01-07
Classification: G06Q

Abstract:
1. A system for securitizing margin loans comprising: a processor; and a storage device in communication with the processor, the storage device having sets of instructions thereon, which when executed by the processor cause the processor to: store in a data warehouse data for a plurality of brokerage accounts held by a broker, wherein the data warehouse is operable to receive updated information for each of the brokerage accounts based on account activity, analyze with an account selector the account information contained in each of the brokerage accounts to identify a set of the brokerage accounts meeting criteria for performing margin loan securitization, flag with a flag generator accounts within the data warehouse identified by the account selector with which to perform margin loan securitization, segregate with a securities segregator securities supporting margin loans held in flagged accounts such that the securities cannot be rehypothecated, and securitize with a securitizer the margin loans of the flagged accounts, the securitizer configured to initiate a transfer of the margin loans from the broker.