Patent ID: 8027888
Filing Date: 2011-09-27
Classification: A61P,G06Q

Abstract:
1. A method of prescreening a potential borrower for each of a plurality of credit card offers, the plurality of credit card offers comprising at least a first credit card offer associated with a first lender and a second credit card offer associated with a second lender, the method comprising: receiving at a first computing system comprising one or more computing devices borrower information associated with a borrower, wherein the borrower information is not sufficient to complete an application for a credit card and comprises a first name, a last name, and one or more of: a street address, a city, a state, and a zip code, wherein the borrower information is received via one or more networks from a third-party referrer computing system that receives the borrower information from a borrower computing system operated by the borrower; transmitting the borrower information from the first computing system to a prescreened offer source computing system configured to access credit data related to the borrower and determine zero or more prescreened credit card offers indicating credit cards that the borrower would likely be accepted for by the respective issuer; receiving from the prescreened offer source computing system information regarding the zero or more prescreened credit card offers; in response to receiving one or more prescreened credit card offers, in response to receiving zero prescreened credit card offers,