Patent ID: 8799109
Filing Date: 2014-08-05
Classification: G06Q

Abstract:
1. A method comprising: receiving a peer-to-peer (P2P) voice call associated with a purchase transaction from a consumer at a consumer system, wherein the P2P voice call is communicated from a consumer P2P call application at the consumer system via a P2P network and received by a merchant P2P call application at a merchant site, the consumer P2P call application being used to create and maintain a P2P voice call communication connection with the merchant P2P call application, the merchant P2P call application being used to create and maintain a P2P voice call communication connection with the consumer P2P call application, the merchant site creating a consumer transaction record associated with the P2P voice call; using information automatically retrieved from data associated with the P2P voice call to create the consumer transaction record; automatically associating the consumer transaction record with the purchase transaction from the consumer; initiating a payment request from the merchant site to the consumer system, the payment request corresponding to the consumer transaction record in response to receiving the P2P voice call, the payment request to the consumer system causing the consumer system to subsequently initiate a login operation at a payment site; and receiving confirmation from the payment site at the merchant site that payment for the consumer purchase transaction has been received.