Patent ID: 8972297
Filing Date: 2015-03-03
Classification: G06Q,G07F,H04W

Abstract:
1. A method for conducting a transaction using a mobile device, the method comprising: receiving, by a mobile device, a request from a user to conduct a transaction using a financial transaction terminal; determining, by the mobile device, a location of the user; transmitting, by the mobile device to a bank server, the location of the user and the requested transaction; receiving, by the mobile device from the bank server, a determination of a location of the nearest financial transaction terminal that is capable of conducting the requested transaction and establishing a communication session using the mobile device, based upon the requested transaction and the location of the user; establishing, by the mobile device, a communication session with the nearest financial transaction terminal; and receiving, by the mobile device, a prompt from the financial transaction terminal for the user to complete the transaction.