Patent ID: 6149057
Filing Date: 2000-11-21
Classification: G06Q

Abstract:
A system for the transfer of funds between a sender and a recipient including(a) at least one pre-printed envelope including(i) a sealed portion having an outer visible surface and an inner surface which is hidden until said envelope is unsealed and opened, said sealed portion including(A) on said outer visible surface indicia indicating a preselected currency amount and a reference number identifying said envelope,(B) on said inner surface at least one security code,(ii) a removable flap attached to said sealed portion and including indicia indicating said preselected currency amount and said reference number identifying said envelope;(b) a remote terminal for receiving said preselected currency amount and, said security code said reference number and for generating signals including said preselected currency amount, said security code and said reference number;(c) a host computer including(i) a memory including said reference number and a reference currency amount and reference security code associated with said reference number,(ii) means for receiving said signals including said reference number, said preselected currency amount, and said security code and forcomparing said preselected currency amount to said reference currency amount, andcomparing said reference security code to said security code, and said(iii) means for, when said security code and reference security code match and said preselected currency amount and said reference currency amount match, approving the transfer of said preselected currency amount to a recipient entering said security code; and,(d) a dispensing terminal for receiving said security code, transmitting said security code to said host computer, and, for dispensing said preselected amount defined and authorized by said host computer.