Patent ID: 8020766
Filing Date: 2011-09-20
Classification: G06F,G06Q

Abstract:
1. A method comprising: (a) receiving, at a server, a request for a device verification value for a portable consumer device associated with a user, the request originating from a personal communication device associated with the user; (b) obtaining, from the received request, a phone number or network address of the personal communication device from which the received request was originated; (c) obtaining, from a database of account records that are at least searchable by phone number or network address, an account record that contains the obtained phone number or network address by searching the database by the obtained phone number or network address, the account record associating one or more consumer accounts of portable consumer devices with the obtained phone number or network address; (d) selecting a consumer account from the obtained account record; (e) obtaining a datum indicative of a device verification value for the selected consumer account; and (f) sending the obtained datum to at least one of a phone number or network address of a personal communication device associated with the selected consumer account.