Patent ID: 8037158
Filing Date: 2011-10-11
Classification: G06Q,H04L

Abstract:
1. A method for performing a real time Web transaction from a Web application over a digital network atop the Web, the method comprising: providing a Web page for display on a computer system coupled to an input device; providing a point-of-service application as a selection within the Web page, wherein the point-of-service application provides access to both a checking and savings account, the point-of-service application operating in a service network atop the World Wide Web; accepting a first signal from the Web user input device to select the point-of-service application; accepting subsequent signals from the Web user input device; and transferring funds from the checking account to the savings account in real-time utilizing a routed transactional data structure that is both complete and non-deferred, in addition to being specific to the point-of-service application, the routing occurring in response to the subsequent signals.