Patent ID: 8290843
Filing Date: 2012-10-16
Classification: G06Q

Abstract:
1. A method for investing, comprising the steps of: purchasing at least one debt instrument from an investment vehicle; participating in the investment of the proceeds of multiple debt instruments in assets having associated credit qualities, the debt instruments being issued from the investment vehicle to a plurality of investors and having different liability characteristics; prompting the periodic calculating in a non-transitory memory of a computer of a reevaluation of the liabilities on the debt instruments and the credit quality of the assets, to ensure that cash flows generated by the assets, disregarding fair market value of the assets, will be sufficient to pay timely principal and interest on the liabilities; and in response to the reevaluation, prompting the calculating in a non-transitory memory of a computer, an adjustment of a capital structure of the investment vehicle to maintain a desired agency rating for the debt instruments; and receiving a payment from the investment vehicle.