Patent ID: 8209245
Filing Date: 2012-06-26
Classification: G06Q

Abstract:
1. A computer implemented method of managing financial accounts comprising: providing a user accessible repository in a computer system including an inventory that contains a plurality of financial asset accounts of the user that are included in an asset account group and a plurality of liability accounts of the user that are included in a liability account group such that the user has access to the user accessible repository to view and manipulate each of the plurality of financial asset accounts and each of the plurality of liability accounts, where each of the plurality of financial asset accounts are independently sourced from one another and each of the plurality of liability accounts are independently sourced from one another, and where the independent sources are differing business entities related through the repository; and allowing access in the computer system to the repository by the user via an access channel that provides an addition of at least one of the financial asset accounts to the asset account group and at least one of the liability accounts to the liability account group, where confirmation is provided to the user that the correct account has been added to the correct account group, a status review of the plurality of financial asset accounts and the plurality of liability accounts, a transfer of an external account into the repository, a new account in the repository, a transfer account adjustment into and out of the repository, an account adjustment within the repository, an account closing within the repository, a bill presentation to the repository and a bill payment from an account in the repository, where the status review provides current information to the user regarding the plurality of financial asset accounts and the plurality of liability accounts.