Patent ID: 8682764
Filing Date: 2014-03-25
Classification: G06Q

Abstract:
1. A method, comprising: receiving, by a processing system, a plurality of data records from a plurality of data sources, the data sources comprising at least financial information from a plurality of financial institutions and information corresponding to an entity associated with the financial information; parsing, by the processing system, each received data record to identify one or more data elements of the data record; comparing, by the processing system, identified data elements from different data records to determine if those data elements have common characteristics; when a data element from a first data record has a characteristic in common with a data element from a second data record, creating, by the processing system, a linking identifier that identifies the second data record as linked to the first data record; storing, by the processing system, the first and second data records in a database, wherein the stored first and second data records are represented in the form of corresponding data nodes, wherein at least the first and second data records and their corresponding nodes are grouped in a data network, wherein the at least first and second data records are associated with an entity, and wherein each of the first and second data records comprise one or more data elements that are relevant to risk; storing, by the processing system, in association with the first data record, the linking identifier that identifies the first data record as linked to the second data record; receiving, by the processing system, an entity identifier that identifies the entity and that is used to access at least the first data record; when the first data record is accessed in the database using the entity identifier, providing, by the processing system, the linking identifier, wherein the linking identifier is separate from the entity identifier; using, by the processing system, the linking identifier to access the second data record, and thereby provide access to the data network, in which the first and second data records are grouped, in response to receiving the entity identifier; creating, by the processing system, a risk score for the entity based on analysis of the data network, including the at least first and second data records; and storing, by the processing system, the risk score in association with the data network.