Patent ID: 8326758
Filing Date: 2012-12-04
Classification: G06Q

Abstract:
1. A point of sale (POS) device for conducting a sales transaction, the POS device comprising: a proxy card reader that reads a customer's proxy card when it is readably coupled to the proxy card reader to retrieve proxy card account information there from; a user interface to receive, at a time of a transaction, customer input specifying a plurality of target monetary sources to use in conducting the transaction; a multiple-monetary-sources module (MMS) to interact with the plurality of target monetary sources specified by the customer at the time of the transaction in a direct mode, and with a multi-source processing system (MSPS) in an indirect mode; the POS device conducting a sales transaction for the customer based upon the proxy card account information in the indirect mode by: the POS device conducting a sales transaction for the customer based upon the proxy card account information in the direct mode by: