Patent ID: 9002751
Filing Date: 2015-04-07
Classification: G06Q

Abstract:
1. An apparatus for authorizing online financial transaction, comprising: an authorization information creation unit configured to randomly select a portion of the transaction information corresponding to a user and to combine all the selected information to create authorization information; an authorization number creation unit configured to create an authorization number based on an OTP (One-Time Password); a conversion unit configured to convert the authorization information into a display displayed to the user through a specific process; a display unit configured to provide the transaction information and the converted authorization information to the user; an input unit configured to receive user selected information from the transaction information and the converted authorization information from the display unit based on the OTP corresponding to the user; and a user recognition determination unit configured to compare the user select information with the authorization information and determine whether the user recognizes the authorization information based on comparison results, wherein the authorization number creation unit designates one number of the OTP as a secret color and uses one number designated as the secret color as the authorization number.