Patent ID: 7469151
Filing Date: 2008-12-23
Classification: G06Q,G07F,H04L,H04W

Abstract:
1. A method for over the air (OTA) provisioning a soft card on a device having wireless communications capabilities, the method comprising: (a) instantiating a soft card provisioning application on a device with wireless communications capabilities; (b) obtain a card number for a soft card desired to be provisioned on the device; (c) communicating the card number to a provisioning configuration server over an air interface; (d) receiving at least one card-issuer-specific challenge question and a provisioning issuer server network address from the provisioning configuration server; (e) presenting the at least one challenge question to a user of the device and receiving at least one response to the at least one challenge question; (f) connecting to a provisioning issuer server corresponding to the network address and communicating the at least one response to the provisioning issuer server; and (g) receiving, over the air interface, soft card personalization data from the provisioning issuer server and, in response to successful receipt of the soft card personalization data, provisioning the soft card for the use on the device with wireless communication capabilities based on the personalization data.