Patent ID: 8655789
Filing Date: 2014-02-18
Classification: G06Q

Abstract:
1. A computer implemented method including: receiving, at a verification system for facilitating a purchase transaction, a request from a point of sale (POS) device, wherein said request comprises a personal identification number (PIN) from a user; processing said request at said verification system to form a pending transaction record; receiving, at said verification system, a transmission from a transaction device, wherein said transmission comprises an audio pass phrase spoken by said user and said PIN; comparing said audio pass phrase to a voiceprint template corresponding to said PIN; locating, in a pending transaction database, said pending transaction record corresponding to said PIN in response to said audio pass phrase and said voiceprint template matching; sending details of said purchase transaction to said user for confirmation in response to said audio pass phrase and said voiceprint template matching; and, compiling a purchase request, at said verification system, in response to receiving confirmation of said purchase transaction from said user, wherein said purchase request comprises charge account information from said transaction data.