Patent ID: 6957339
Filing Date: 2005-10-18
Classification: G06F,G06Q,G07C,G07F

Abstract:
1. A user verification system, comprising: a portable electronic device, which is adapted to be carried by a user with a function as a debit card; a data processing device for directly accessing such portable electronic device, temporarily installed therein, so as to function as a debit card terminal for the portable electronic device; and a management device installed in a bank to serve as a host computer that manages the user's bank account from which payment for a purchase made with the portable electronic device, as the debit card, is withdrawn, said managing device accessing said portable electronic device via said data processing device and verifying said user utilizing a personal identification number (PIN), said data processing device including: said portable electronic device including: said to-be-verified biometric feature data being transmitted from said first transceiving interface of said data processing device to said portable electronic device, said biometric feature data verifying section of said portable electronic device comparing said to-be-verified biometric feature data, which has been received via said second transceiving interface, with said pre-stored valid biometric feature data, and as the result of the comparison, if said to-be-verified biometric feature data matches said pre-stored valid biometric feature data in terms of a predetermined matching condition, said PIN being transmitted from said second transceiving interface of said portable electronic device to said management device via said first transceiving interface of said data processing device.