Patent ID: 8374916
Filing Date: 2013-02-12
Classification: G06Q

Abstract:
1. A system for securely processing transactions comprising: a mobile communications device having a client payment logic, the client payment logic generating a payment number through an addition, a subtraction, a multiplication, an appending, and a mixing of a random number generated by the client logic with a one-time digital key; a point-of-sale device in communication with the mobile communications device, the point-of-sale device having a vendor payment logic; the vendor payment logic sending a one-time digital key to the mobile communications device via wireless communication upon determining that the mobile communications device is not connected to a payment server through a cellular network; and said payment server in communication with the mobile communications device through the cellular network and the point-of-sale device through a second connection, the payment server having a server payment logic; wherein the server payment logic,