Patent ID: 8676701
Filing Date: 2014-03-18
Classification: G06Q

Abstract:
1. A credit card usage management system, comprising: extraction means for extracting, before a timing on which a billing subject of a periodic settlement is extracted, pieces of statement data that have not been settled and are stored in storage means for storing a statement data history including a used amount of a credit card and an available credit for the credit card in association with identification information on the credit card; identification means for identifying pieces of statement data selected by a user from among the pieces of statement data extracted by the extraction means, based on data received from a user terminal; settlement request transmitting means for transmitting a settlement request to settle a total amount of the used amounts respectively included in the pieces of statement data identified by the identification means by using a settlement method designated by the user, to a settlement processing server corresponding to the settlement method; available credit updating means for adding the total amount to the available credit stored in the storage means when a completion notification of a settlement based on the settlement request is received from the settlement processing server; and periodic settlement request transmitting means for transmitting, after the timing on which the billing subject of the periodic settlement is extracted, a settlement request to settle at least a part of a total amount of the used amounts respectively included in the pieces of statement data that have not been settled and are stored in the storage means by using a predetermined settlement method associated with identification information of the credit card, to a predetermined settlement processing server corresponding to the predetermined settlement method.