Patent ID: 8874075
Filing Date: 2014-10-28
Classification: G06Q,H04M,H04W

Abstract:
1. A computer implemented method for providing a desired value associated with a product bundle to an end user using a mobile device connected to a transaction server over a mobile phone network, said method comprising: creating a secure connection over the mobile phone network to exchange information between the transaction server and the mobile device; identifying, at the transaction server, the mobile number, mobile phone account and the mobile carrier associated with the mobile device; executing, by the mobile device, a mobile funding software; transmitting, by the mobile device, information associated with the end user to the transaction server; saving the information associated with the end user to a storage device coupled to the transaction server; verifying, by the transaction server, at least a portion of the information associated with the end user; selecting, by the mobile device, the product bundle associated with the desired value and a delivery method for the desired value; connecting the mobile device to a third party payment processor to obtain payment for the product bundle, the payment being charged to the end user's mobile phone account; transmitting a message to the mobile device to notify the end user that purchase of the product bundle was approved and processed; and delivering the desired value to the end user using the user selected delivery method.