Patent ID: 7672860
Filing Date: 2010-03-02
Classification: G06Q

Abstract:
1. A computer-implemented method of estimating a contribution of a defense to premises liability, comprising: providing to a computer system a set of characteristics of a premises accident that has actually occurred, the premises accident giving rise to premises liability of a landowner or possessor of the premises to a party injured in the premises accident as a result of at least one condition that existed on a premises; estimating, from at least one of the characteristics of the accident that has actually occurred, the contribution of two or more defenses to the premises liability of the landowner or possessor of the premises to a party injured in the premises accident as a result of the at least one condition that existed on the premises while the injured party was on the premises, the estimated contribution of at least one of the two or more defenses to premises liability being expressed as a proportion of liability; and estimating a premises liability of the landowner or possessor to the party injured in the premises accident, wherein estimating the premises liability includes the computer system performing an adjustment to the premises liability based on the estimated contribution of at least two of the defenses to premises liability, the estimated premises liability being expressed as a proportion of a total liability for the premises accident, wherein at least two of the defenses are not independent of one another, wherein the adjustment to premises liability based on the estimated contribution of the at least two defenses is greater than or less than the adjustment that would result from adding the individual contributions of the at least two defenses.