Patent ID: 8069084
Filing Date: 2011-11-29
Classification: G06Q,G07F

Abstract:
1. A process for managing account security implemented across a network, comprising the steps of: establishing an account for at least one account holder through a network through a computer associated with a central entity; establishing at least one access device associated with the account, wherein at least one user is associated with at least one of the access devices for one or more transactions, wherein use of the established access devices is defined by at least one rule defined by the central entity and at least one rule that is controllable by at least a customer associated with the account; defining a first configuration of the customer-controllable rules including: modifying the customer-controllable rules from the first configuration to a second configuration of the customer-controllable rules, including: responding to a request for a transaction associated with at least one of the established access devices, including, by the computer, accessing the at least one parameter from the database, applying the at least one customer-controllable rule, and transmitting the response over the network, wherein the response is based at least in part on the customer-controllable rules.