Patent ID: 8266031
Filing Date: 2012-09-11
Classification: G06Q

Abstract:
1. A computer-implemented method, comprising: storing account data identifying account features of a plurality of separate payment accounts; receiving, in a computing apparatus, data identifying a first existing payment account, wherein the account data indicates that the first payment account does not have an account feature; identifying, by the computing apparatus, at least one second existing payment account that is linked to the first payment account; determining, by the computing apparatus, whether a user of the first payment account is eligible for a benefit of the account feature based on whether the account data indicates that the at least one second payment account has the account feature; and in response to a determination that the user of the first payment account is eligible for the benefit of the account feature based on that the second payment account that is linked to the first payment account has the account feature, extending the benefit of the account feature to the user of the first payment account.