Patent ID: 7890426
Filing Date: 2011-02-15
Classification: G06Q

Abstract:
1. A computer-implemented method for communicating electronic check images, performed by executing instructions on a data processor, the method comprising: determining a hash value based, at least in part, on an electronic check image, the check image enabling generation of an image replacement document; storing the hash value; bundling the hash value with the electronic check image; communicating the electronic check image and the hash value via a data communication network to a recipient device for verification of the electronic check image based, at least in part, on the hash value associated with the electronic image; adding the hash value to a magnetic ink character recognition (MICR) code to form a MICR message, the MICR code extracted from the electronic check image; and communicating the MICR message via the data communication network to the recipient device separately from the electronic check image and the hash value, thereby enabling the recipient device to associate the received MICR code and the received electronic check image using the hash value.