Patent ID: 7761355
Filing Date: 2010-07-20
Classification: G06Q

Abstract:
1. A computer apparatus for performing financial transaction processing on a plurality of accounts, the computer apparatus comprising: a data storage device having a plurality of account files, each account file storing data relating to a particular account; a data processor for processing data relating to the account files; an input device for receiving data relating to the account files; and an output device for outputting data relating to the account files; the input device being arranged to receive data relating to debits and credits for particular account files which are processed by the data processor and stored in the corresponding account files on the data storage device; and the data processor being arranged such that an account holder has the file for their account on the data storage device marked with an indicator for activation of assistance when the account holder for that particular account file has committed expenditure which is greater than income, wherein the file for an account on the data storage device is marked with an indicator for activation of assistance as a result of a successful insurance claim made when the account holder for that particular account file has committed an expenditure which is greater than income, and wherein the account file on the data storage device that is marked with an indicator for activation of assistance has a portion of a balance of an account repaid.