Patent ID: 7099843
Filing Date: 2006-08-29
Classification: G06Q

Abstract:
1. A method for hedging risk of loss on loan investments based on established criteria for hedging the risk of loss on the loan investments, including a payment formula and a payment cycle, the method comprising: monitoring, during a predefined period of time and using at least one data processing system, an indirect performance indicator of a first pool of loans and an indirect performance indicator of a second pool of loans; comparing, using at least one data processing system, the monitored indirect performance indicator of the first pool of loans and the monitored indirect performance indicator of the second pool of loans; calculating, using at least one data processing system, a payment due based on the comparison of the monitored indirect performance indicator of the first pool of loans and the monitored indirect performance indicator of the second pool of loans, and the payment formula; and making available, using at least one data processing system, an indication of the payment due at the end of the payment cycle, wherein the first pool of loans and the second pool of loans are two different pools of loans.