Patent ID: 7963440
Filing Date: 2011-06-21
Classification: G06Q

Abstract:
1. A payment method for paying goods electronically ordered at a vendor-terminal maintained by a vendor, by a buyer using a user-terminal, said buyer having a bank-account with a retailer, said method comprising: said user terminal sending a request for ordering goods to said vendor-terminal; said vendor-terminal sending a shipping order, for delivering said goods to said buyer, to a delivery company-terminal of a deliverer, said user-terminal confirming acceptance of said ordered goods delivered by said deliverer by creating an approval for payment destined to said vendor terminal and forwarding said approval towards said vendor terminal; and said vendor-terminal, upon reception of said approval for payment, requesting an amount of money required for paying said goods from said bank account of said buyer by forwarding said approval for payment towards said retailer terminal; and said retailer forwarding a proof of transferring said amount of money from said bank account of said buyer to a bank account of said vendor in response to receipt of said approval for payment; and said vendor terminal, upon reception of said proof of transferring said amount of money, notifying said delivery company terminal of acceptance of the goods.