Patent ID: 8554676
Filing Date: 2013-10-08
Classification: G06Q,H04L,H04M

Abstract:
1. A machine-implemented method comprising: Receiving, by a processor, transaction information for N financial transactions, each said financial transaction having already been executed using an associated financial instrument; processing, by the processor, the transaction information using at least one of a plurality of rule sets, each said rule set being associated with a respective one of the financial instruments; selectively, by the processor, generating M alert communications in response to the processing, wherein each said alert communication identifies one of the N financial transactions, and wherein M is less than N; passing, by the processor, the alert communications to an entity over a network, wherein each said alert communication is configured to permit the entity to optionally reply directly to the respective alert communication, wherein the receiving, processing, generating, and passing are performed by a transaction alert system after the N financial transactions have already been executed and without interfering with execution of the N financial transactions; receiving, by the processor, at least one response message from the entity at a response system in direct reply to the alert communications after the N financial transactions have been executed and without interfering with the execution of the N financial transactions, wherein the response messages from the entity include designations provided by the entity concerning the financial transactions; and wherein the execution of the financial transactions are not conditioned on the designations included in the response messages.