Patent ID: 9123044
Filing Date: 2015-09-01
Classification: G06F,G06Q

Abstract:
1. A one-time credit card number generation system, the system comprising: a processor; a physical arrangement that receives a first biometric sample from a customer; and a computer system that generates one-time credit card numbers; a computer-readable storage hardware device, wherein the computer-readable storage hardware device stores instructions that when executed by the processor, cause the processor to perform the steps of: creating a master pool or one-time credit card numbers; obtaining a first biometric sample from the customer; assigning a one-time credit card number from the master pool of one-time credit card numbers; receiving an identifier from the customer; mapping the assigned one-time credit card number to the received identifier of the customer; using the created one-time credit card numbers in a transaction; determining that a transaction using the one-time credit card number has been completed; determining that the completed transaction is being disputed by the customer; based on the determining that the transaction using the one-time credit card number has been completed, and disputed by the customer, obtaining a second biometric sample from the customer; retrieving the obtained first biometric sample; determining that the first biometric sample matches the second obtained biometric sample; and based on the determination that the first obtained biometric sample does not match the second obtained biometric sample, repudiating the transaction, wherein repudiation occurs following the transaction using the one-time credit card number being complete.