Patent ID: 7213002
Filing Date: 2007-05-01
Classification: G06Q

Abstract:
1. A computer-based method for an individual investor to invest a money packet, with the aid of an agent, and with a controlled loss assurance, by utilizing a computer system having a terminal coupled to a database having a plurality of risk level profiles, each risk level profile having a gain apportionment value which dictates apportionment of a gain between the individual investor and the agent, at least one of the risk level profiles having a non-zero apportionment of loss to the agent, each risk level profile having a gain sale threshold and a loss sale threshold, the method comprising the steps of: a. selecting one of said risk level profiles having a non-zero apportionment of loss to the agent at the terminal, each risk level profile having a gain sale threshold and a loss sale threshold; b. purchasing an equity with the money packet at the terminal; c. upon reaching one of the sale thresholds, selling all of the purchased equity to complete a cycle of a combo; d. If the sale threshold reached is a gain sale threshold, apportioning the gain between the individual investor and the agent according to the gain apportionment value of the selected risk level profile; adding the individual investor's apportioned gain to the money packet; and repeating steps b. to d. until the sale threshold is a loss sale threshold, wherein the loss sale threshold ends the combo; e. apportioning the loss between the Individual Investor and the agent according to the loss apportionment value of the selected risk level profile; f. subtracting the individual investor's apportioned loss from the money packet; and g. distributing moneys in the money packet to individual investors.