Patent ID: 8577819
Filing Date: 2013-11-05
Classification: G06N,G06Q

Abstract:
1. A non-transitory computer-readable memory storing instructions configured so that when executed by a processor the instructions direct the processor to perform a method, the method comprising: storing, in a memory element for at least one specially-programmed general purpose computer, a transaction history for an account with respect to a business entity and an artificial intelligence program (AIP), wherein the transaction history includes at least one of: comparing, using a processor in the at least one specially-programmed general purpose computer, the transaction history with a metric; generating, using the processor, the AIP, and the comparison of the transaction history with the metric, a desired transaction involving the account and the business entity; generating, using the processor, the AIP, and the comparison of the transaction history with the metric, an incentive, wherein rewarding of the incentive is conditional upon execution of the desired transaction; and, transmitting, using an interface element for the at least one specially-programmed general purpose computer, the desired transaction and the incentive for presentation to a holder of the account.