Patent ID: 7580884
Filing Date: 2009-08-25
Classification: G06Q

Abstract:
1. A computer-implemented method for collecting and aggregating creditworthiness data describing a subject company, comprising: from a plurality of client machines each running an accounting software application and operated by different users, receiving transaction data for a plurality of companies comprising the subject company; for each company of the plurality of companies, aggregating transaction data from the plurality of client machines using a processor to obtain aggregated transaction data; determining, using the processor, a creditworthiness rating of the subject company based on aggregated transaction data; generating, using the processor, a creditworthiness report for the subject company based on the creditworthiness rating; receiving a request from a user for the creditworthiness report; determining whether the user is authorized to receive the creditworthiness report; and responsive to the user being authorized to receive the creditworthiness report, outputting the creditworthiness report, wherein at least a subset of the different users are unaffiliated with one another.