Patent ID: 7895063
Filing Date: 2011-02-22
Classification: G06Q

Abstract:
1. A method, comprising: associating, in a memory of a computer system, one or more numerical factor shifts with one or more values of a braking factor, wherein the value of the braking factor is based on whether or not a reacting vehicle attempted to avoid the accident by braking; assessing, using the computer system, an opportunity for a reacting vehicle in one or more vehicle accidents under consideration to have avoided the vehicle accident, wherein assessing the opportunity of the reacting vehicle in the vehicle accident under consideration to have avoided the accident comprises determining, for the vehicle accident under consideration, a value of a braking factor, wherein the value of the braking factor is based on whether or not the reacting vehicle attempted to avoid the accident by braking; estimating, using the computer system, a contribution to liability of at least one party to at least one of the one or more vehicle accidents under consideration based on the opportunity of the reacting vehicle to avoid the vehicle accident, wherein estimating the contribution to liability of the at least one party in the vehicle accident under consideration comprises applying, to a base liability for the party, at least one of the one or more numerical factor shifts in the memory, wherein the at least one applied numerical factor shift comprises at least one numerical factor shift that matches the value of the determined braking factor for the vehicle accident under consideration; accessing, for each of one or more vehicle accidents for which at least one user-specified condition is met, claim information relating to liability determinations performed by one or more claims adjusters within a claims organization for the accident, the claim information comprising information relating to settlement liability, wherein the claim information is accessed on a computer system from a database, wherein at least one of the vehicle accidents for which the user-specified condition is met is one of the one or more vehicle accidents under consideration; the computer system automatically creating a pre-configured claim report for at least one vehicle accident of the one or more vehicle accidents for which the at least one user-specified condition is met, the pre-configured claim report comprising the accessed claim information; and the computer system automatically sending the pre-configured claim report to management personnel of the claims organization at a user-specified location.