Patent ID: 8387862
Filing Date: 2013-03-05
Classification: G06Q

Abstract:
1. A computer-implemented method for validating electronic image cash letter (“ICL”) files, comprising the steps of: receiving a first ICL file and a second ICL file, each ICL file comprising at least one ICL, each ICL comprising at least an electronic image of a check; selecting, by a computer, from a plurality of validation rules, a first set of validation rules to apply to the first ICL file based on at least one of a file type of the first ICL file and an identity of a bank associated with the first ICL file; selecting, by the computer, from the plurality of validation rules, a second set of validation rules to apply to the second ICL file based on at least one of a file type of the second ICL file and an identity of a bank associated with the second ICL file, the second set of validation rules being different than the first set of validation rules; validating, by the computer, whether the first ICL file is acceptable for electronic processing for at least one of payment and presentment for payment based on the first selected set of validation rules; electronically processing the first ICL file for at least one of payment and presentment for payment only in response to determining that the first ICL file has been successfully validated; validating, by the computer, whether the second ICL file is acceptable for electronic processing for at least one of payment and presentment for payment based on the second selected set of validation rules; and electronically processing the second ICL file for at least one of payment and presentment for payment only in response to determining that the second ICL file has been successfully validated.