Patent ID: 8732005
Filing Date: 2014-05-20
Classification: G06F,G06Q

Abstract:
1. A computer-readable media having instructions disposed therein for providing benefits associated with an incentive program to a member consumer when the member consumer conducts a transaction using a registered credit card with one of a plurality of member business that meets a requirement of the incentive program associated with the member business, the instructions comprising a series of computer readable program steps to effect: receiving credit card transaction information including information identifying a plurality of consumers, information identifying a plurality of businesses, information pertaining to the purchase of goods or services by each of the plurality of consumers from one or more of the plurality of businesses, wherein each said purchase was made using a registered credit card; determining if one of the consumers identified in the credit card transaction information is the member consumer; if one of the consumers is the member consumer, determining if the member consumer conducted a transaction with one of the plurality of member businesses; if the consumer is the member consumer and the member consumer conducted a transaction with one of the plurality of member businesses, rewarding the member consumer with incentive points in accordance with the requirements of the incentive program associated with the respective member business; transmitting via a computer network information to the member consumer about the incentive points rewarded; and accepting via the computer network a request from the member consumer to redeem at least a portion of the incentive points associated with the member consumer.