Patent ID: 7527194
Filing Date: 2009-05-05
Classification: G06Q

Abstract:
1. A method of processing a transaction record, the method comprising: receiving a transaction authorization request, the transaction authorization request being a digital data string including fields corresponding to a credit card authorization request record, in the transaction authorization request a credit card number in a field corresponding to the credit card number being replaced with a telephone number associated with a subscriber line; automatically obtaining the telephone number from the field corresponding to the credit card number in the transaction authorization request; translating the transaction authorization request into a format that is suitable to be validated based on a unique identifier associated with the subscriber line; performing a validation process based at least in part on the telephone number to generate a transaction validation indicator; generating a transaction authorization response based on the transaction validation indicator, the transaction authorization response being in a format of a credit card authorization response; and communicating the generated transaction authorization response to a computer system.