Patent ID: 8768755
Filing Date: 2014-07-01
Classification: G06Q,G07B

Abstract:
1. A method of toll transaction payment processing, the method comprising: electronically storing, in a vehicle identifier data store of a toll computer system, identities of multiple registered banks, the multiple registered banks including a first bank and being banks registered for toll payment processing; electronically receiving, by the toll computer system from a computer system of the first bank, a vehicle identifier of a vehicle of a customer of the first bank that receives a checking account service from the first bank and that has registered for an automated toll payment service offered by the first bank; electronically storing, in the vehicle identifier data store of the toll computer system, the vehicle identifier in association with the identity of the first bank; accessing image data for a vehicle, the image data corresponding to at least one image of the vehicle engaging in a transaction with a toll facility; processing the image data to determine one or more vehicle identifiers for the vehicle; electronically determining that the one or more vehicle identifiers correspond to the vehicle identifier received from the computer system of the first bank and stored in the vehicle identifier data store; electronically identifying the first bank, from among the multiple registered banks having identities stored in the vehicle identifier data store, by accessing the identity of the first bank from the vehicle identifier data store; and electronically communicating billing information for the transaction between the vehicle and the toll facility from the toll computer system to the computer system of the first bank for debiting payment for the transaction from a checking account maintained by the first bank for the customer that registered for automated toll payment service.