Patent ID: 7210620
Filing Date: 2007-05-01
Classification: G06Q

Abstract:
1. A payment system for facilitating online purchases comprising: a payment manager system accessible over a network by a consumer computer and a merchant computer, said payment manager system configured to receive a payment request from said merchant computer, receive a payment authorization response comprising a secure consumer authentication entry from said consumer computer and transmit a payment authorization confirmation response to said merchant computer; wherein said consumer computer is configured to receive a payment authorization request from said payment manager system and transmit said payment authorization response to said payment manager system; and, said merchant computer is configured to receive a purchase request from said consumer computer, construct said payment request and transmit said payment request to said payment manager system and receive said payment authorization confirmation response from said payment manager system, wherein a consumer computer supplied account number identifier, consumer computer identifier, and payment manager system supplied transaction information are absent from said payment request.