Patent ID: 8423463
Filing Date: 2013-04-16
Classification: G06Q

Abstract:
1. A method for managing the use of a gift card with a personal financial management application (PFMA), comprising: storing a balance of the gift card in the PFMA; obtaining, using a central processor (CPU) of a computer and within the PFMA, a transaction of a user; identifying, using the CPU, the gift card as a payment source of the transaction; adjusting, using the CPU and in response to identifying the gift card as the payment source, the balance in the PFMA based on the transaction; obtaining, within the PFMA, a savings plan comprising a target savings amount designated for a future purchase for a target item; generating, using the CPU, an adjusted target savings amount by: generating, using the CPU, a notification to the user indicating an estimated time to save the adjusted target savings amount.