always think about planning for vacation planning for whatever whatever planning for retirement but planning your second act is really about what are you going to do not necessarily when you retire because we don't want to say but what your next your next you know yeah life is not just always the same things change things come up you know my case i was downsized you know some people just say i can't do this job anymore but what are you go do but you know the whole key is to plan the plan for that second act so today we're going to talk a little about bit about how to start planning for your second now act and you know that's what the life two point zero community really is all about and it focuses on women and professional women because we have so much to give we've given so much to others and our lives and i think it comes to a point in our life when we say you know  who am i what what what about me or you know is this all that there is to life and you really start to ask questions and for many people it you know it's taking maybe a situation that you know they hadn't planned for but allowing that to be the catalyst for the change i know for me being downsized really was the catalyst for the change because had that never happened yeah you wouldn't have thought about it i mean yeah i would not have done that  so we want to give our audience some you know i heard pointers about how to go about planning for that second that and what some people have done so you see something yeah yeah because what are the people right right when you can get you know you could start thinking about how can that apply to you so planning for your second act as we said and i'm going to we're going to go to the very next slide because this was an article that appeared i guess a couple of weeks ago in the  york times and it was really interesting because it's saying more and more older people have realized that having a job just isn't from been and it's not just the it's not just from an economical point of view so in this particular case this is susan susan have so i'm sorry she was a nurse for many many many years and she retired and after like a few months she was bored yeah so she opted to come back to work to relieve someone who was going on maternity leave and as a result she ended up coming back and going back into nursing and i think she's like in her seventy's as a part time as a part time so a lot of what we are saying people and you know that retirement age kind of area they're coming back to work part time they're taking that opportunity to maybe do something they wanted to do in the past but do it now but at the same time for people i'm going to say in your forty's and fifty's you should start planning like now yeah you should start thinking about it in writing and because when you start thinking about it you'll start seeing opportunities sat on your start seeing example say if it's an affront to your my sat yeah and i think the easy part about that is when you have let's say you want to you know do something better requires you're going back and taking classes or whatever if you're working financially it's easier for yeah you can afford to take a class or as opposed to you know later on when you're you know when you're you know the income isn't necessarily there so planning is great even if you know i'm fed up in this job but what do you want to do so you plan for it so the whole key is to really stop and  plan so if we go to the next slide there's something interesting that's going on in life that i think is more relevant to kind of making people think about this second that you know this is whole talk about disengaged workers and these are people really who are just going to work and just getting the paycheck they're really not happy in terms of what they're doing they're just there for financial reasons then there are people who are downsized you know you have a job the next day you don't have a job there is what we call the new on retirement these are people that say you know what i know i'm going to continue to do something in life after i retire social impact you may find that you are really into making a change or impacting the world that's an opportunity for creating a second act and then you know things that maybe you dreamed about as a kid you know what is it this is an opportunity to think about and then sometimes it's just additional income doing something in your second act for additional income so what was interesting is i found this article and actually the it's by shelley  i had actually use a quote from this article as part of the presentations or to the that we do it in the workshops and it's five reasons why people most people never discover their purpose  and some of the things that she says is that you live from outside in and not inside out and she's saying that really means that you're just finding you know there's like a comfort zone to  being this is what i do but your honor i don't you know basically on automatic like right so you get up play with the same praying every day every day every day right without and it's also kind of fitting into you know this is what people society expected so you just get comfortable in that position she also says you look for career before you look for your calling yeah and that she's saying that you know because of our society you know we're kind of trained to like check off the boxes graduate from school get married have kids settle into a defined career path and hang in there until retirement right and that was my looks like really truly until i was downsized because i know i always tell you my whole goal was i knew i had seven more years before which i retired and i was willing to just quite frankly yeah and happy not quite happy almost miserable because in seven years i was going to retire so i think that's a mold that a lot of people i know i was that that fit into that the other thing that she says and i know you're going to like this you hate silence with that if you end up believing that your ego what you want is your purpose as opposed to silence muffles noise and creates a place for the authenticity to surface and silence you can ask yourself questions about are your life and work are really going and you can pause to wait for the answer while i think a lot of times we don't podcast we never pause to figure out you know to to enjoy that moment because life is lived in moment and we're so busy thinking about the next thing that we miss the current moment right right so this is this is very you have to schedule time to pause you need to schedule it if you have a busy calendar schedule it right go somewhere do not stay in your location where you're comfortable because it's not going to awaken the other senses that are deprived like were sensory deprived right because we don't taste our food because we're eating it so fast we don't stop to listen to what somebody has to say to us i mean it's really bad i don't we don't stop to listen to ourselves you know you may say you know is this what i want to do for the rest of my then she says you don't like the dark side of yourself and that dark side she says is the underbelly of the personality that you'd rather not see it represents your deficiencies your failures and you selfish drives most of us lee before anyone has a chance to see this side but there's a thing that this dark side is there to teach you something you have because you know we all we're not perfect and we're not perfect on last you know what those imperfections are how were you going to become a better person there you go she says that self discovery you're discovering your purpose is really about self discovery your darkness shows you where you need to grow the most right exactly and i know you love that part i know you love that part because because we are so car up in in who we think other people need to see such as that you know where this where that yeah i we never stop to really say well that's not who i am completely like you know likely exactly and i'm irritating when i hear that i like and they think it's funny yeah you know but what is that the kind of person you want to be like i think you should honor your words i want what comes out of your mouth write about somebody else about yourself about anything i think you don't get that wisdom until you're older right some people are fortunate to have their wisdom when they are younger but and i don't think every older person ever gets our wisdom well i think the second your second and this whole idea of your second is really a perfect time second acts of really a perfect time because as you said now you have wisdom hopefully more wisdom that you can start to make choices and do things that are more true to who you are like i always talk about what are your core beliefs what are the things that you and you believe it because for me those of always kind of been the things that guided me and helped me make decisions but at the same time i have life wisdom that's how so i think having read in your forty's and fifty's are really key times for you to think about your second you have as hopefully a more sense of yourself who you are but you have a life which is and i mean you know that what worked what didn't work hopefully your failures how you've learned lessons from dolls it all useful not to learn to let you stop to learn a lesson because if you don't learn if if you know there's a lesson you're supposed to learn in life and you don't stop to figure out what and lesson is things are going to hit you again because you can move to the next step unless you learn this lesson but you don't understand that this is a lesson you have to learn so life circumstances keep hitting you hard right so you can actually move to your neck like that but i don't think i don't think i think more people need to be aware of that but i don't think more people like you can't learn these things until you're ready to learn it right regardless of how old you are right how young you are unless you're open to learning this and and to me that's all self development right a less you're open right it's not go it's not going to doesn't matter how much you slow down it's not going to work because you feel like you know it all and then finally she says you devalue the unconscious mind to discover your purpose you must get comfortable with the non logical mind you must become accustomed to not having the answers you must tolerate and you get it and you get a t and get ok with struggling you must allow yourself to feel deeply feel thinking your way to a purposeful life will never work but this is a tall order for most people one that they deny they scoff they recall and they ignore which is why most people she says never really find it's your purpose in life because we never wan honor the struggle i mean if you think about you went to high school you went to college you got a job you didn't know anything every time you did something you didn't know anything right so you always have to learn and sometimes it's a hard struggle to get to where you want to be and i think it also goes back to what you know what she said in our society if you're almost dictated to follow certain steps to do the check off you know you go to she said you go to college you you know you get married you have a career you do this that other that up and you're so busy checking off you've never like internalise or listen to what really was important to what you love doing and then you die this moment was your last moment i think that it's a morbid thing to say but that's how you're going to figure out what impact do you want right have right on your family on the world on whatever and start doing  so that being said how do we start taking these little steps so the first thing you want to do is because no matter what you think you want to do how ambitious you are you know you have to do the financial assessment can you afford to do what you want to do are you willing to do what you have to do and can you create a realistic financial plan to commit to it so you know again if you want to go and start a business but you don't have all the tools you know to to really not know how to really have busy that gap right so now you plan ok i need to take no courses the community colleges and so forth have so many different courses on store and there's a ton of online class they have some of them for free some of them very low cost well there should be no reason why write so if you want to so can you afford to do it and then sometimes well i can do this if i not do this so if doing that is so important what you truly want to do then you'll be willing to give up something else on the other side so it's about creating that plan right think about you know if you're doing something when you just absolutely kind find yourself like losing time doing that you know you start doing and then you look up oh my god i've been doing this for like three hours but it was something you were so into so that could be a signal of you know what it is that you want to do what your purpose of what makes you happy you know what do you like truly enjoy doing but at the same time what frustrates you because what frustrates you could be something that you know like i'm frustrated by this i got to do something and so you that now becomes your purpose your goal what are your transferable skills and talents that you enjoy using because you have certain skills that you use that say at work those same skills apply somewhere else you know i knew someone who did a lot of writing for work if she transferred those skills on the outside because she had she enjoyed writing she said she loved writing children's books you know so that's something that's taking skills from one area to another and then step three what you need to do to get started you know as you said you need to take that course to enhance the skills you know talk to people who are doing what you want to do people love to be flattered so you know if if like for you i know sabrina you were doing interior design so i just wanted to find out everything about into your design because that's what i love to do and you were open and you were willing to tell total talk to me about it so don't be afraid to talk to someone find someone that's kind of doing what you want because i think that person is going to be flattered that you're looking to them ye advice yeah do your research sometimes you can start just by volunteering yeah i have to say that voluntary and you learn a lot right things right and you meet a lot of people so figure out where it is that you want to  volunteer at expand your network exactly and then become a member of associate of association it's related to what you're interested in doing because again that will introduce you to a lot of people at the same time just opens up more information and knowledge for you yeah and then step four write it down yes don't yeah don't just think that you know remember you know h your handbag or something and actually write it down because then you will write and then be cut and in the process of writing down is ok so i need to do this step so in the process of writing down it kind of commits you to that step but at the same time writing it down kind of opens up all year but i also need to do x y z so now you're almost putting together and creating your plan your action plan and be flexible understand that you know what you wrote today some information may come tomorrow that makes you you know want to change and alter those plans and as step five have a support team these are people that will help keep you focused in on track these are people that are your cheerleaders these are people that are very often the voice of reason for you and but most important you have to be very selective everyone is not y your support team you may have a person that's a friend or family member but they may not be the right person for your support team and i think a lot of times you have to be careful because people if they don't see it for themselves they can't see it for you so they'll be very like negative and not every encouraged because they're not very not seeing it from they're seeing it from their land and if they can't see it from euro land right but understand right reason why then it doesn't make sense right because they'll never they're never right exact always be given you some of them and i think when you're in the beginning especially when you're like really not sure you kind of like taking like baby steps it's very easy for someone to discourage you and just you know you throw up your hands and say i'm not doing it but i had the same time i would also say if you start taking baby steps you know for what we've tried to do is really to bring women as guess who have done it who created that second act so as an example and as this is for ration for for audience and the top i guess is the left hand corner for folks seeing it is kim kim and i we met as a result of we were both downsized right around the same time kim as a little girl enjoyed making jam with her mom she said that she grew up in a house where there was always you know fresh preserves and so forth she started her own business yeah making our tos and all jams jams by kim just below kim you know is  donna donna same she and i share the same background we were actually at at merck together at she was a nurse she left merck her story is a little more her story is very interesting because at one point in her life she was a single mom and i remember her saying it was a matter of just you know making ends meet you know the bill paying the bills and donna went on to do skin care but she's doing it as a franchise just part of appearances she has her own business she's remarry so she had that struggle you know what i'm saying at the end she will struggle in life but she ended up doing something she loved doing and because her background she worked at merck and i think she was also in sales for a while that was just a nice transition of you know going into selling skin care in the middle we had janet janet is still working but she still does her her job you know private business right so just right so she's taking actually her skills that she use at work and she's created her business and she's helping people to get to their next move you know how to prepare themselves for that next career move that they need right so she's a perfect example of someone still working and planning and planning and have scripted her own business the top is jean jean and i know each other again we were merged together jane is example someone who chose she retired she says i'm retiring she she took her retirement and her husband went on to  schools clean water border i'm really helping the women like you say create their own little business wise and and help to bring in money like she brings some of the products right and she sells them community and then below is a risk again rison are a very good friend she and i are our sister friends i say her we met again we were at mer together she's a pharmacist yes by training and she started helping her family members her dad her mom and her dad and her uncle as they got older just manage you they all the paperwork were all for a hair care different health right and at one point her dad had to go into assistant living so she has now started her business as a patient advocate right so the fact that she has a pharmacy background she understands medicine at birth she worked a lot with the office space physician so she understands you know how the office and our courts and the medical the paperwork and so forth and she's  bilingual yes i mean she's got a tremendous so she is now really and she just has that personality that if you want someone to fight for you she has yet to see her in person that you want to fight so it's taking basically your  skills your talents your things you enjoy yeah so let's in the last minute that we have talked about the resources so it would be resources if you're still not sure in a light to point to community you can go to the website like two point  community there are a couple of resources there's a free resource is all there is to life just ask them questions to kind of get you thinking and then starting the journey to like two point zero really is quite a online work program you download it and it really takes you through three key steps the kind of help you put all this together as well as start to create your action plan so so hopefully you know we've given you guys know a broad overview of what it is how you can start and where you can get some more help yes yeah so in closing another day and a like two point zero community you know  your second that can sometimes be your best that so yeah join us and take advantage of the resources that we have thank you