we started meeting in october we selected direct energy solar and as a preferred vendor and we began our campaign in january looked about twenty twenty five minutes ago and as a twenty five minutes ago since the first of january we have so over one hundred thirty rooftop solar systems and the  bam we started this campaign with phil twenty five systems in total perhaps so we started this campaign with roughly twenty five systems give or take one or two so even though people normally don't trust me with numbers we've basically quintupled the the amount of solar systems here in belmont  one so i wanted to talk for just a minute about why we're doing this and and why we're doing not simply promoting solar but why we're going through a community  solarization campaign and what we want to do is what we're hoping to accomplish is a couple of things number one is we have a lot of folks involved who know a lot about solar energy a nd a lot of people who know far more about solar energy than i do and we wanted to make available that expertise to the community as a whole secondly as we wanted to simplify the acquisition process and i always talk to people about my wife and i some people here i think may know my wife but we've been married twenty four years and when we bought our house in vermont we said the first thing we're going to do is we were going to remodel the kitchen and we've been living in our house for twenty four years now and the kitchen has yet to be remodeled because the notion of going out and pricing everything and finding a contractor and going through all the paperwork just was beyond us and so through the group of volunteers that we have here we wanted to do that for you  so you didn't have to find all fourteen so learned stahl errors and compare the equipment and see if the prices were you were comparing the proverbial apples to apples and oranges to oranges because we did that on the front end and we wanted to simplify that process and in doing that we could reduce the time from when you could sign a contract to the time that the solar panels actually went on your roof so for example my wagon my wife and i signed our contract in the middle of january our solar panels went on our roof last week so that say about a six weeks we've really sort and that time contact to contract to installation and because we have a bunch of people that's a term of art by the way a bunch of folks in belmont who are all installing solar panels at the same time the overall cost to direct energy our solar installer are being reduced and therefore the overall cost to you the consumer will be reduced at the same time the bottom line is up here on the right there is a dollar savings there's a dollar savings by allowing this group of community folks to do the shopping for you do th basically do the soft costs for you and the hard process aspects of the transaction for you and those costs get directly those cost savings get direct passed directly onto you a belmont consumers next like so we didn't use that direct energy solar and as our preferred vendor and i'm not going to talk a lot more today because the point is to have you be able to speak directly to the installer but i want to let you know that the selection of direct energy solar was not an easy selection and it was certainly not arbitrary it was there was a lot of pain and a lot of thought that when into that the group of people who were convened to oversee the bell might go solar program prepared requests for proposals we released it to every solar vendor that has engaged in a community solar program in connecticut rhode island in massachusetts we got proposals back we brought people in and interviewed them and we chose direct energy solar because they provided us a good price basically a twenty percent discount which you'll hear about it in a bit they were and they have been marvelous in being able to serve the town of belmont they provide great customer service they had their big company they've been around a long time they just had all of the attributes that we were looking for so next like what i am going to do now is to turn it over to direct energy so are we want to inform you today but the the biggest thing that we want to do today is we want to answer you want to answer your questions if you if you leave today with a question that you have this unanswered we haven't completely done our job so please don't be bashful  if you need to get my attention you can throw small objects wide it up five dollar bills have been known to get my attention but now i will turn it over to direct energy thank you very much and welcome on a cold rainy day thanks rather my name's jill appelle i live a little bit farther west on route two in the town of concord massachusetts  also have a municipal light plant so i'm i'm very familiar with how that operation works back in two thousand and thirteen i was on our energy committee i saw what was happening with the solar rise mass program which is kind of the state bringing community programs to communities throughout massachusetts and i basically copied the program and i called it conquered solar challenge and we did the same thing in con three years ago i think belmont is going to beat us which should be their goal but over the course of about nine months one hundred fifty systems were sold in concord massachusetts all of those homeowners were given great discounts and all of those systems were in very quickly and many of them are enjoying their reduced electric bills as well as their payments from solar renewable energy certificates which garrett will get into shortly so the company that we chose at the time was called asked their motto was see a sunny day in a whole new way we can see a rainy day in a whole new way and went because we're all here talking about the sun the asked him solar very professional group of individuals work very hard could meet the capacity needs  concord and really we had a tremendously successful program together at that time i was asked to come on as their director of community programs to help other communities go solar we've worked with needham lexington bedford and over of several towns out west we're working presently with the the city of gloucester and some of the other cape in communities essex rockport in manchester so we really like these programs and we're we think we're pretty good at it and we really like to please people asked i'm sorry solar was a start up in maryland  about eight years ago which is old for a solar company or one of the older solar companies out there and they found a niche in residential solar so that really what asked him solar focused on and it continues today they grew very rapidly and it was they were the company was purchased by direct energy back in two thousand and fourteen and we are renamed direct energy solar and we hope that you've been able to see the trucks on your streets because i think we've put in about fifteen or twenty systems already of the hundred and thirty two that have been sold to date so we're very quick at installation we  local the aeration steam that does the installations is out of westford massachusetts and community solar programs are our strength and i think that thing that i also like to bring out is we're consultants were professionals and our approach is to help you find the best solution and we're not pushy we're you know we call ourselves consultation of and that seems to work with very many people the consultation of approach so we're not tied into any financing project or products or any hard and fast solution for you it's our job to work with you to find the right right solution for you and with that i will turn it over to gary coleman garrett runs the sales team he's a regional sales manager and he runs the sales team that works on the belmont program right  thank you so thank you guys for coming out today i know it's a little cold and a little wet but i promise i'll try to keep this as brief and as informative as i can and leave enough time for you guys to ask as many questions as you possibly need  before i get started though i do want to point out we do have a few other consultants here mike condon in the back as a consultant you'll be somebody that you might be meeting with and also we have already in lives here as well you could raise your hands if you do have to step out  early for whatever reason be sure to grab one of them given your information if they have any questions that we haven't answered yet the ballot you saw off to the side today we're going to be talking about is just a brief one are one householder works how we design your system will definitely dive into a lot of the details on the financial benefits of it and then we'll open it up for a q and a and also actually before the q and i think we have travis here today who's going to talk about his he's a belmont resident who just finished installing a system to go so briefly our maybe didn't so recently how the the solar works the panels are up on your roof and as the sun shines down on the panels or creating a but not so much so it's for every kilowatt hour that your system generates during the day a gets used up in the home valued at eighteen point four five cents which is what you're currently being charged for electricity from belmont light plant and the additional kilowatt hours that your system generates that you're not using in the home is being sent back out to the grid valued at eleven cents so that delta of seven point four five cents is belmont lite saying that's their cost of business for allowing  s the use of the grid to go solar as well you can see here yes yes so that he asked me to repeat that so what it is is the tariffs are the credit is as the kilowatt hours are coming off your panels they're being used up in your home so let's say your home is not your system is producing more kilowatt hours than what you're currently using those kilowatt hours are going back into the grid kilowatt hours being electricity that use your system generating going back out on to the grid being valued at eleven cents per kilowatt hour so you're being charged eighteen point four five and of crediting you eleven cents for what's going back  and giving you back eleven cents that is not the case and i thought that that's how your sentence came across to people understand got my apologies thank you for  that i just if you can see the graph is kind of hard to see but what a points out is that solar production and usage is cyclical so during the summer spring and fall your system is going to be producing more than what it would be in the words or months well there's snow in the weather isn't as nice so what that what that shows is that there's going to be months most likely where your system's going to overproduce and there's going to be months where your system does not produce nearly as much as you're using in the home at that time so what we've found and i think roger alluded to it before when you were speaking that there were twenty five systems here installed in belmont before we started the program and what they're finding is that forty percent of the power that's coming out the home is being used up in the home at that time while sixty percent of it is getting sent back to the grid so what we use a formula to show in our proposals when you meet with lives already or my car one of the other consultants is that part of the k w h is are very valued at thirteen cents and they'll go into much more detail about how we come about that i'll briefly talk about how we design a system so if you if you're here today and you have one of these the sign up card here feel free to give them to one of our consultants what they'll do is they'll pull up your house on a satellite some sort of cell facing roof and that there isn't a bunch of trees or a huge tree that's going to shading that those who says well what else we're looking for too is also we want to know any obstructions that are on the roof so a chimney vent stack a skylight what we want to do is we want to make sure that when we sit down and we design a system for your home that we're not putting panels where we obviously can't because there's a chimney there so we're going to make note of those things we're going to assign around them we're also looking for some sort of open roof structure so do you have dormers so we're going to design around dormers things of that  nature yeah so we're here you heard me say so if we're we don't need a perfectly south facing roof that's sort of amiss most people think that that's what they'll need you can go and you can have a roof that faces perfectly east we're going to capture a lot of that morning s are perfectly west even going to catch a lot of the afternoon sun as the sun starts to set and the roof structure that falls in between that east to west as a method is good for solar you can see here sort of an satellite image of  home and you can see that it's not perfectly south facing ari you can see that it's somewhat southwest facing there is a vent stack there in the middle it's kind of hard to see but we can see it on a bigger screen and what we're looking for really is  many hours of sunlight we're getting at each one of those locations because if you look over on the s four and five we don't have panels there there might be a treat that overgrow that part of the roof and we don't want to put panels in that area they're going to be under constant shape because they're not going to produce as efficiently so we're going to dive into the nuts and bolts of the financial benefits and how we pass along those savings are rather talked about to you the homeowner so what we agreed upon in that r f p that roger discusses that we offer these systems that three dollars and thirty cents per watt sort of a basic package and what the base package includes is a two hundred sixty five watt panel or the manufacturer's warranty for twenty five years as well as that and phase micro murder which comes with a twenty five year leads that we've had the it one hundred twenty day installation guarantees states that if we don't have your system installed in that time period we're going to start paying paying you for the loss of production that savings that you would have otherwise lost out on what's also unique to us too is that we also here in tier system is going to produce a certain amount of kilowatt hours or electricity each year and we do that standard for ten years and you'll see in the next slide you can bump it up to twenty years as well and then also we're go about unique to direct energy solar is that we are we can broker your estimates for you know costs for five years so that three dollars and thirty cents per watt was the base costs but there are also some add or second how to bring that cost up so you don't have to go with just the base package you can build on top of that and what that is we have an all black higher wat higher efficiency panel that l g three hundred watts at three hundred watts versus two hundred sixty five watts that ten year production guarantee and workmanship guarantee can be extended up to twenty years and then we also have these sites specific that are so if you have a flat roof that different insulation type or if your roof isn't suitable for solar but you have a big enough yard we can do a ground mount of the system for you as well what we do include in each one of our in the base package as well is seven hundred fifty dollars for any potential roof rafter reinforcing that we have to do so before we install the system we have to have a structural engineer sign off on the roof stating that it can hold the weight of the panels and about half the homes to me belmont's being one of  the there's a lot of older homes and in town here they need some sort of structural reinforcement so what that is is essentially adding extra rafters in the attic space or collar ties up there to help hold the weight of the panels that will cover up to seven hundred fifty snow guards at the bottom of the panels to help them any snow falling off will add those in as well so some of the financial benefits of solar the big one is the thirty percent federal tax credit that what that is it's thirty percent off the gross system cost and that's a tax credit that comes back to you so it depends on the size of the system and the cost of the system  that thirty percent federal tax credits going to to equate the state also gives us a fifteen percent tax credit but it's kept at a thousand dollars whereas a thirty percent federal tax credit is uncapped it could be one hundred thousand dollars system that you're getting thirty thousand dollars tax credit on or could be a ten thousand dollars system you're getting a three thousand dollars tax credit on we're going to go into a whole slide what distracts our butts essentially guaranteed income for ten years this utility companies paying you for producing solar on their behalf and you could ask for extra ten years and then also the the the new credit that some place your palm on as well so there's a financial benefits to that and sort of a abstract what it is it's a state run program and it's the utility companies are paying you for producing solar on their behalf and that's guaranteed income for ten years so when you sit down one on our consultants they're going to show you a twenty twenty five year cash flow of what the system is going to look like and you'll see that for ten years of it you're going to expect x amount of dollars and that's wrecking come and what it is is for every one thousand kilowatt hours or system generates in a year you're given one test track so if your system produces five thousand kilowatt hours you would get five s tracks so that's factor with them the bottom traded on the open market by the utility companies and they would pay you or act at this point of the direct energy would be paying you for the value of the best rx and abstract right now the price ranges between one eighty and two eighty five right now if you look at the aspect market we're close is that to eighty five we are that one hundred eighty dollars and then you heard certain time and what the state did at that point was extend it to six hundred twenty three megawatt hours so we're in and then they started the nest back to program or enough track to right now we have been for a few years and what we're getting close to is the cap that they put on th  you would be but we also keep in our contract the clock this says if we cannot secure aspect to for you it's sort of a get out of jail free card so there's really no downside to you doing this it gives you the ability to cancel the contract receive any monies that you might have put up for  yeah you'll have a long lengthy discussion with your consultant when you when you talk with him about that so some of the financing options that we have so what people like about direct energy is we're not going to push you in one way or the other like some other companies might try we give you sort of the options of what you can do in order the ways you want to go solar in the two different ways that we have here is an upfront purchase of the systems that's assuming you have access to the capital and you're going to pay off the pocket for the system so there would be an upfront cost to the cost of the system there would be no monthly payments of course because it's assuming that you're not borrowing the money from anywhere in the tax credits in the abstract because you own the system are going to stay with you the owner of the system that's we're going to see substantial savings in that case we can also offer the financing of a system so we can help finance the purchase of system there's no money down so it's a zero down financing option you would be making monthly payments towards the money that you just borrow you still phone the system operators borrowing it from somebody is borrowing the money from somebody in the tax credits and aspect that of course they would you the owner of the system you're still going to see substantial savings with that as well yeah so all warranties guarantees that come with the system including s wreck monies as long it's within that ten years still would transfer over to the new home buyer i stay with the home yeah we're going to take a look at an example of what a six kilowatt system and the financial benefits of what a six kilowatt system would look like here in town so six kilowatt system at three dollars and thirty cents per watt the twenty thousand dollars or twenty thousand dollars up front you would get a sick but thirty percent federal tax credit on twenty thousand dollars or six thousand dollars plus a thousand dollars from the state so you have a net system cost at thirteen thousand dollars saved just made a thirteen thousand dollar investment in solar how do we see a return the first the most obvious way is through the electricity saving some money that you're no longer paying to belmont light plant and that equates to about eight hundred fifty dollars in year one the next one is through those as track income so y rec money would be right around seventeen hundred dollars so us trucking come plus utility savings over the next six years is how you're going to see a six year return on a thirteen thousand dollar it's right around the idea that depends of course on the system size and if you add anything to it but  in your sixty's when your system would be at breakeven and after that free money free electricity you're still going to be saving money each year they're designed actually to go down in price if you look at sort of what the aspect market does it doesn't go like this but it kind of trickles and goes down supply and demand actually this year if you look sort of a few months back up to about three hundred ten dollars three zero five and yeah you want to talk about your aspect as well so i put a system in with ass from solar direct energy solar back in june of two thousand and twelve so i was in the s wreck one program and for the first couple of years i mean to take it took a year for me to get my first s wrecked check because it takes time and all of them had been hovering about two eighty five each two hundred eighty five dollars i have a like a six and a half kilowatt system that generates eight thousand it's a it's unshaded a little bit southeast facing roof so i get some good solar production out of it so i was getting eight s started i have friends who were early adopters of course as prices were a lot higher than for solar systems but they were paying five hundred fifty dollars per the two eighty five it's not totally a free market  the idea is that it's a controlled market with demand and supply and what the state does this established a floor price so when we say there's a range of one hundred eighty to two eighty five the floor said about three hundred in every year it declines a little bit so two and one eighty is in year ten so and the market has shown there will be well a few weeks ago we were all stressed out about the to program but we know the state is going to be putting in an yes wreck three program and that they will extend the s rec two program until such time that s wreck three is available which is what garrett said the thing to know is that this is the last best time to go solar because s wrecked three will not be as generous as s wrecked two as the current program so that's  why well it's what we had heard from the department of energy resources that runs this program is that it's likely that s wreck three will be effective january first of twenty seventeen it depends they've hired a consultant to design that next program it's possible i actually went to a session in reading earlier this week where state rep  bradley jones he's the the minority whip in the house and he's on the little committee that's designing the next energy bill and they should be actually coming out with a solar bill probably in the next few weeks  but yes so everything should continue until s wreck three starts it may in effect start earlier so our advice at this time is you know this program has its own deadlines which are well if you were in contact with us we might be more flexible about that but but generally the program was set to close on april thirtieth oh why don't you just talk to us about that yeah that's in general any it's not going to take you long like we can meet at your kitchen table and condos do have a more lengthy time frame because you need to get approvals and things like that and talk with your neighbors and the association but for any homeowner i mean we've had homeowners actually sign up in a week a few a few days because  just as long as you have all the information and you're comfortable moving forward it can it can happen pretty quickly but condos are a little bit lengthy  yet solar renewable energy certificate so we're going to go and take a quick look at the environmental benefits of i believe this is a five k w system so five kilowatts of some and i know you know i don't know exactly how they they measure these but i know that the environmental impact and environmental benefits of solar as well i think through each one of us probably to this room and what drew me to the industry and i'm sure did the other consultants here as well is that you're making an investment that you still see a return on but the one that the about that the investment that you're not going to be able to see is the environmental impact that you're going to have that something you're going to end up feeling ten twenty years down the line yes yes so that's not if we're not cumulative that would be great yeah but the question was that's each one of those are or one of the other side is you're planting three thousand trees or taking twenty two so the system installation and the customer experience once you meet with the consultant everything checks out you decide to move for that's that's awesome that's great what we're going to do next is you're going to meet with a project leader and the project leads going to come out to the house and they're going to do the kickoff meeting at the kickoff meeting they're going to do that structural review so they're going to measure out the side spacing of the roof rafters and send that off to our structural engineer for approval they're also going to take some they're going to get some signatures on the interconnection form we're going to start pulling building permits we're going to take care of everything for once that kickoff meetings over there's very little that you know the homeowner has to do unless you want to be heavily involved or more than welcome to but it's very much a turnkey system and  turnkey installation where we don't want you to take time out of your day we just want you to meet with us see is the signatures that we need and then we're going to put you on the schedule for installation and will let you know of course when that happens so the question was age of proof so during that time when you're meeting with the p l o that kick other project lead excusing you're going to have a site server come out physically get up on the roof and take hard measurements on the side and spacing of the roof and any obstructions that we have down to the inch so we know exactly where they are for insulation and what they're also going to do is judge the age of the roof so what they want to do is start lifting up some corners from shingled if they lift them up and they're like you know ritz crackers in there breaking in half then so the question was what happens if we have a winter like we did last winter to the panels in the snow we take into account the thirty year weather history when we're coming up with our production numbers so last winter was the worst winter that we've had in thirty years so our numbers incalculable if you look at the numbers from this year last year but yes we do take into account snow we take into account the pitch of the roof so is it going to sit on there or they're going to slide off you've got to imagine a panels not like a greedy asphalt shingle where it's going to hold the snow if you look at i mean you feel much like your windshield very smooth so it's going to collect down there and they'll slide off  that the panels are going to do any damage to the roof no in fact they're actually going to put a layer of protection over your roof that's extending the life of the shingles that are underneath there people think that you know smell rain windows ruins the roof here in new england actually sun the heating and contracting of the glue and the pan and the shingles themselves you're adding a layer it's like adding s b a to your face you're going to add a layer of protection over to it yeah so and we do have to penetrate into the roof into the to secure the system to the roof and we do have obviously guarantees and warranties in our system that cover you and any damage that we might that might come about we've never thankfully never had on or one of those but yeah we will make a fly typically it's a foreign fla so the question was can you put it on a slanted roof or does it have to be flat a flat flat or both it does not matter so the steepness of the roof or the pitch of the roof is going to determine how long that snow might stay on so joe made a very good case for why you should go solar now earlier but of course the limited time on this program it does and april thirtieth if you guys meet with us some twenty between now and april third you have to be well it's a continuing price what they agreed to was the buyback rate and they will adjust it on an annual basis but when the board of selectmen sitting as the late board said that they wanted to adjust it they made clear that they when they did to be almost administrative in nature so it would be increased or decreased expecting to be based on the increases or decreases in the cost of living the cost of living has not decreased recently right now so in addition to the new credit policy in effect here even though we live in you live in belmont here and it is a municipality it is one of the more expensive municipalities in the states you guys are paying pretty high utility rail actressy rate we talked about the abstract program you want to sign up soon you want to secure so your position in the abstract to market so you get that aspect to monies for the next ten years and then of course the  environmental impact of what we're doing the quicker you have the system on the roof the quicker you can start reducing your carbon footprint and then control over the price tomorrow on that light plant could increase their rates and there's nothing we can do about it but if you have a solar p v system you're in control of what that rate is going to be yeah it could it could go up and down you know that six and that's what we were just talking about where it could go up in a few years was the eighteen cents minus the distribution charges so if you look at your belmont light bill there's generation charges in transmission charges in distribution and it's approximately the final rate minus the distribution for instance the retail rate was twenty five cents instead of eighteen the amount that they in theory will be giving solar owners would be twenty five cents minus the distribution substation will be finished by a knock on wood by october this substation will go into rates and to the extent that you put solar on near your homes you will be able to avoid the rating crease hinting at in one way how you control your bill is because for the power that your panels would be producing that's used on site that means you're not buying power from belmont light at  whatever price that would be and so you know what i'm saying and so you're avoiding eighteen cents twenty cents twenty five cents and so that so in other words you're not paying for the substation whatever that additional amount would be for the power they're using on site the distribution charges you know i don't know exactly how it's going to be factored in so but the eleven cents a set annually and whether or not they tack that on you know that's said already and so if but the distribution because in that rolled it all into the distribution so that would be and set up a seven cent gap it would be now a nine cent gap but that still means you're getting eleven cents could be twenty minus nine is also the light board if you care about this you can you know the elections tuesday and there are there are options to change things yes i'm travis frank  i would help with some of the solar stuff i know a little bit about the tariff but more importantly i'm a condo owner and and i have this sort of general appealing opinion of why should all the single family home people get solar panels we call it condo have roofs too and end of the hundred thirty two sales we've had about one hundred twenty five of them are roughly speaking have been to single family homes so the six or so condo owners myself included are excited that because we have roofs and this is my block but all of that hot yellow in the picture and this is by the way is a google images search they have a solar roof this is happens be gilbert wro bottom one there but all of my neighbors to the north should also get panels of my opinion because they have big flat roofs facing south southwest mostly south and they would get great returns there are there are one or two other p in the roof already one of the original twenty in that were dumb i had but we should do it too and so is it that much harder than a single family home so i think the big thing in my experience was i was interested in this  a condo association and so a lot of the common spaces like our roof is a shared common area it's not owned by any any individual and what that means is on the plus side is when we have to reroute our house because i share the cost supposed to front it all up front on the down side we don't have exclusive use right so we can just go up and build a new roof deck or something like that but we also can't put solar panels on our roof without filibuster paperwork so the overarching thing is if you're know your neighbors pretty well particularly in a small two or three family home it's pretty easy to actually do this because you just need one piece of paperwork saying that you can use those square feet of solar real estate for your own use and what i ended up you know contacting a lawyer really quick and i can give a name if that would be useful or you can contact direct energy or coaches at belmont go solar  oregon find out if you need a name i think we have a couple names of lawyers who have done this type of thing but we've got an easement and an easement just gave me exclusive use rights and and then there are some decisions that you would be having as you converse with your neighbor so would you like to do divide the roof the solar realestate fifty fifty my neighbor wasn't so interested in solar so and we have a few obstructions so there wasn't actually that many square feet so we ended up going i ended up getting most of you know all the solar state real estate which was fine with me but you know you can divide up whether it's fifty fifty divided up whether doing different types of you know there's needs to be conversation around that but it's actually not that big of a deal again if you have have good relations with your neighbor and another thing is that there is just some other easy things to discuss about it like a roof maintenance so in this easement it talks about i the panels they are my thing that's why we are not a common property but if the roof gets damaged that's my responsibility if it's damaged because of the solar that makes sense so there's some other that legal lease to go along to make sure it's fair to the condo association and your neighbors but again i think is that complex of a documented turned out to be three pages or something you get it signed notarized and filed at the registry which is in cambridge and that's really all it takes it's one extra st maybe a couple conversations with your neighbor but you're able to put a roof panels on the roof and the rest of the process through direct energy is straightforward easy again as as gary mentioned it's turnkey and and you work with all the  standard direct energy sales process and project managers  i'm not a landlord i should probably not answer that question are you saying whether or not you can bundle up like the utilities in with rent i mean i think you'd probably should talk with different options but you can so what so if my house is two meters it's a two unit condo and my neighbor chose not to install so i'm installing one system that's only hooked up to one of the two meters and m condo you know his condo does not have a solar system attached to his meter so three family you could take the limited roof space and dedicate it to one or maybe divide it into two meters if that makes if that's somehow more reasonable to you and i think it would then the value of the s rex would go to the owner of the multifamily who purchased the system not the renters ok i  you can but that would be more or less three separate systems because you would need three and someone correct me if i'm wrong but you need three separate inverters dumped up to three separate meters so you would well i have i know but you would basically be think now it does not add cost to the system now it be three different contracts but it's all set price at three dollars and thirty cents per everything's a set price contracts are going to equate to twenty thousand dollars one of them's going to be in total yeah did maybe your questions aside which will handle shortly are there any other questions that we can that i can help with as as maybe focusing on the condo and multifamily side of things and then  so so a system will be the twenty thousand dollars was sort of a typical price i'll speak for myself maybe this will help me another example of again i had some instructions on my roof i would have but  but this does cover my electric electric any electricity bill so my system cost around seventeen i'm getting the thirty percent federal back so that knocks it down to whatever twelve or something and then i'm getting a thousand dollars from massachusetts for that tax credit these are where in the slides and i think some of our slides are on line is that what you are saying are ok so if you go to belmont go solar we have some additional information a detailing some of this and i had good solar potential that previously with all the beautiful roofs and so my payback period given the discounted prices like the not buying power off the grid and the s rex which is this  l income stream over ten years which is somewhere in the order of actually five years four to five years and and then  sorry for the brain fart and i mean the other thing i was going to say is and if you look at it and another sort of economics term my return on my investment is actually so around eight percent or nine percent which is better than you know the average seven percent for the stock market so depending on how you look at it it's an upfront cost but you do get multiple streams to pay off and should be benefiting for the rest of her life too because a lot of carbon pollution and things like that you for generating solar on their behalf it's a stream of revenue that comes in for the next ten years so it's a check that you would get for the next ten years to help offset the cost the investment that you just made in solar the key is for everybody here that's interested is to really meet with a consultant and let's go over your property in specific in your in your individual homes need that's the that's where you're going to really get to the nuts and  benefits for the individual homeowners and we can do both of those together at the same time it's a great situation going so far in about my generat  credible environmental benefits one of the things we found for example is a typical residential solar rooftop installation will have the same impact over thirty years as planting more than three thousand trees with and my wife and i installed the solar system this week it went on air our roof this week we effectively without them planted good through the end of april so if people sign up to sign a contract to install the sewer system before the end of april they will receive the price discount through the might go solar they will receive federal and state tax credits and they will receive their state subsidies and it just it can't be a better time for somebody to decide to put solar a solar system on the rooftop