up very briefly this case is about the simple issue of collateral source and this is from the wills case and just the general rule is benefits received by the injured party from a source wholly independent of the because we get the credit for the amount of bills that were paid otherwise we're paying twice and the collateral source will doesn't apply to us because the money came from the defendant not the plaintiffs insurance but actually gets sent off for wh want a reduction or persona for the whole amount because yes you settled that clay and otherwise why would suffer but what about that allocation there the twenty three hundred dollars versus the total amount there was an allegation  that day but when they with when they settled the subrogation action why didn't they get a release from self i think well i wasn't there that day i wasn't aware of it like that but i think the reason is that most lawyers will only heartland has paid some of that money they have the right to intervene in the underlying matter and assert whatever set off they wish to saw but they didn't do that american heartland isn't here they were not part of the underlying the case that went to trial they're not here today they're here on behalf of america why does mr premier although have to pay twice for the medical bills he's already paid twenty five hundred for those medical an amount of money through his insurance company for medical bills that only sylvia yes yes i would miss that american heartland has faded amount of money which i fight but by the party that suffered the personal interest i mean is there any dispute that her husband has no medical bills related to the property damage or the i don't feel accident no  so then i mean how can you say that those medical bills want to hate on behalf of sylvia and that one person the paid them was the tortfeasor the insurance company is representing the tortfeasor when the if that money after it came out of his pocket because he's the insurer he paid the premiums he's the one that expects to turn to his insurance company when he's sued or you know personally injur the husband and wife are one economic unit and that they pay the husband they pay the wife i don't believe there's any proof in american or so so i don't believe american heartland steps yes ok so we know the husband never had any personal injuries yes but he's getting a chunk of money for his wife's injuries well the state farm got  well after they paid him the money they didn't state farm paid him money and initially and then they stopped subrogation they paid for his car and paid for his wife's medical bills  yes based on their right i prefer outright or the guarantees than the separate issue right there said so if her medical bills were paid at some point i think the insurance company that represents schofield and then there's another reaction and the jury awards her money for personal injuries but they  his company has paid for those medical bills is there a violation of public policy here or not i don't believe there is ok because they were already paid ask you this if the trial court said when when when it it gave its finding it said it's the position of the law that a benefit that is directed to the injured party should not be shifted so as to become a and again if i may my opponent is asking for five thousand dollars so off i think that would definitely be a windfall which twenty five hundred be a windfall i believe at an earlier point in this matter i actually jury maybe what they pay actually paper about twenty five hundred less than what was out there yes and i'm not sure why why are you at this point it's been a so once again i think that if american heartland had the intervened in this matter that we would be in a very different situation or give as you run or out of it wastes so his name on the underlying release perhaps idea but the only bills that they saw lutheran general of the other was the exact same bills that state farm pay all that was the city i don't know if they paid other bills that she didn't present to the jury but the intake or