angela is the principal a perfect choice neither of the runs and about six pm i decided to drive the car there is a dispute between the parties as to which of them was groping in the under one suit in any event to cross the center one causing he's severe  in isolation and out context of the entire coverage point which now has adopted the court's rationale by repeatedly arguing that there is no code here because there's no that by covering operation maintenance or use it would cover the son because yes as of course it is not limited to owners and or in name insurance under the policy it can be used by many people again w with the public policy of illinois on liability policy is to protect the public and to allow them to recover for injuries they sustain and under that policy insurable interest is not required and there is no basis to a party public policy to keys were turned over the title was signed over everything and the title was sent to the secretary of state this was a done deal but there's one other aspect to this and that you don't like it's been many years since i've sold a car in a single person transaction but i sure wish i'd done this when i did they have all of us sign a paper and it says partners acknowledge that they are in full responsibility of the vehicle level and decal must be removed at least bars further acknowledge that they are responsible for obtaining insurance coverage on such a vehicle immediately on a commonsense level i have to ask do i didn't say anything else the relationship between these parties between perfect choice and it's really cool between the triplets and will of oz any connection all in all has been has come to an end this case is resolved this is this this contract the purpose of this contract was to ensure ensure triplets used all or use of the vehicle for perfect choice were a business of which she was sole owner  and in the language of the contract it's under the omnibus clause it says that the auto loan owner's insurance will pay with you provide coverage to perfect choice look at the underlying case here did anyone soon angela triplet for this terrible accident is she named as a defendant is perfect choice named as a defendant of course not either one of them are in this case and the reason is simple there is absolutely no legal basis for bringing an action against and triplet or perfect choice she had nothing to do with this vehicle the moment it was so in the key element here is we will pay damages for which you become legally responsible and that's a perfect choice can perfect choice be held responsible for a car that's been sold two days earlier we submit that that's a possible and that's borne out by the case in point if it was possible i guarantee you angela triplet perfect choice would be named as defendants  are not and the reason is that because it is would be a frivolous suit there is no legal basis for holding them either one of them legally responsible and it was also argued that perhaps for angela triplets a total of after the cars was sold sorry you can't use that car today i'm going to use of course not that's ridiculous the there was no mention of permissive use the  yeah yeah in what you have here is you have an extension of coverage to private press we are of two vehicles that perfect choice does not own that would seem to of apply to the two thousand grand enjoy a trip with only but then you pointed out some paragraphs see if this coverage does not apply to your executive officers and partners for any automobile they all you have to wonder is this done does and what triplett have coverage under this and though i'd say that my response to that is this was a business car this was used for business that had the company will logo on this i believe that the intent of that exclusion is to cover her husband's car the car which this used exclusively for private business of the leader of the car that doesn't have the company logo on it that's my explanation for however it's just as easily found coverage for racial a trip with under the omnibus clause again we go back to what you fans were triplet had been driving this understand the reason is that after she of the after she sold the car she couldn't be held responsible or that there was no coverage for the look bonds use of provide them coverage is the omnibus clause that's it it's either provided other than that the provision or it's not we all know that the of perfect choice and literally put could not with with the legislation the if you look at section three dash one one two of the motor vehicle code it states that once the sale is complete be in shorthand once the title is sunk over the previous owner is not liable for any damages or rising from the use of the vehicle i would submit that far from being contrary to public and i disagree your honor a respect leader i believe that they satisfied with the burden was upon them when they when they asked well know bonds to sign the agreement that states we are fully responsible for the have a duty to ensure that there are some proof of insurance but frangela triplett perfect choice