determining that the collapse of the church ceiling that the subject of this insurance disappeared was caused by the record adopted and applied and on reasonably overbroa policy to be limited only to certain enumerated because you didn't define decay in any way all she did you it is not and so is it a dictionary definition a resume way to go ordinarily understood meaning in the context of the portion of the policy in which that term is used the ultimate goal being a harmonious reading of the is our first point of reference in this particular case the word decay is used in a portion of the policy that deals pacifically with physical causes of a collapse that would included within the additional coverage for collapse provision in the publication of which you have here yes you you have the property of the wood and in relation to the surface of the nail which changes over time correct and range of reasonable definitions and if that is the case doesn't the massachusetts rule basically end this case in the sense that if there is a range of possibilities you accept the possibility gradual decline of the deterioration in strength or sound in the us and we don't dispute that that's a logical rational definition for the word to pay in the abstract but if it's used in the context of this conference part then that affectively means that every collapse was caused by as defined by the district court and this is this collapse within the range of reasonable possibility as well it's that it's always possible to go back and look at the text of the policy and to wonder if we could have defined our way out of it  defined in later versions that were originally defined it's our position of the word in the context of this policy must mean something other than the mechanical failure that  was happening here was hidden from view other than know that the right there is that over time would tend to shrink and if you use smooth nails as opposed to groove nails you will have loosening of the material around the fashion or and that's that's a form of decay it seems to me well that's certainly the district courts conclusion it's not just  complexion or contraction of the of the wood in the tutorial it's success and expansion and contraction with changes in temperature and humidity cyclical as the as the expert referred to it the before the before the decay as defined by the core became are pretty yes it was a gradual it was a gradual process it was a change over time as well as a change from spring to d we don't have measurements as to how incrementally those changes water from season to so we knew they didn't even with the added weight they did not become crucial for a boat which is sixty years i think from the original installation i think i think the suggestion in the record in the records a little vague on this but i think the suggestion in the record is that the original ceiling may have been sixty years old and that you the success of later is merely what it is sat in the stand the record there were two success layers and the second of the two successive layers was some time the war of the collapse occurred i think some extended and as i understand your experts testimony the first additional layer was not attached to the jewish that was attached to the ceiling course was the second edition later and so ultimately what happened here it seems to me is that we all agree that the wood shrank and the ceiling finally fell and that seems to me that how else can you  favor language that makes other provisions of the policy effectively meaningless this isn't how i was singing about how you might try to limit  sad but this coverage does not extend to andy's sealing no more than twenty years old that would take care of maybe a sort of normal wear and tear argument that you're making here and it would provide you some each i'm sure could have been in retrospect underwriter might choose to rewrite the policy that way the point i think the larger normal course this happens and therefore it cannot be decay that's a that's a fair that's a fair summary ok thank you  and so i don't know that we gain much in terms of what he came means by looking to the use of the word rot elsewhere in the policy o covered that's simply not true virtually every concert we looked at would not be covered on the misuse of the content in case says that there's no degree of collapse it's either functioning properly