yes ralph has a budget and a method of saving the chos results if jericho was determined to get a camera if all of us were determined to save the things we wanted perhaps we could budget successfully and get some of them what about it is it easy to make a budget work jack will have to prove that to himself and every state is always as rich as it is this afternoon it may not be easy how do you make a budget is just a graph enough a few days ago jack saw an example of a budget the budget his family uses out of its total weekly income jack's family allowed so much for food household blowing each part of their regular expenses allowed for in the budget and they try to make their expenses regular so as to follow the budget as closely as possible yes even jackson allowance for his work around the house is part of the family budget and there's a provision for savings even with all those other expenses so the family has a budget which allows for savings our budgets just for parents can jack do any saving out of his income well let's see let's take a look at it there's that work at home allowance of two dollars a week and jack earns six dollars a week working part time in the library now combine these two and we have jack's total income eight dollars a week for jack sixpences and what he can sa regular predictable expenses like lunch money car fare and then the fences that aren't quite so easy to predict personal expenses after school snacks now now let's try to hold that down to fifty cents and save more then school supplies and entertainment movies and dates there are those that handle jack sixpences look there's three dollars left for savings that's more than jack expected but pretty doing with all that money before there is one type of thing that end up as cash if we do without extravagances you could save every week but you'll have to watch things keep records of expenditure a better right down a list of expenses to watch too many movies too much candy and maybe jack can try ralph's idea of a graph when you save for a specific goal or purpose it's easier to stick to the budget if you have a visual reminder three dollars a week for fourteen weeks will do the trick jack got underway in fine style the fourth week this caught jackson on dollar that'll knock a hole in the budget maybe not save so much this week no i want that camera budgets ought to allow for this sort of expense why jack splodge it does allow for an entertainment that's right that simple just don't go to any movies this week but that show at the strand wanted to see that but it will be on next week can't go to both that and the glass mixer have to choose one phone at the mixer that's what it be well you can't have everything you want and jack wants a camera pete no place they get to write well you must be on a budget how's that working out pretty well i guess but it's hard sometimes roy if you're like i'm pete super delight right now well jack you can take your budget all the time you know jack doesn't have to follow his budget but he has made his own rules to save for a camera as long as he follows those rules and chooses to save he will find that the pennies certainly add up at the end of the week but not all choices are so easily made that will be some football game and jack wants to go wouldn't well like and this fit into the budget perhaps the money for entertainment has already used that for dad's birthday next week it's either no savings this week or no game so to go to the and not save anything this week means setting his camera back one week jack decides the game is worth postponing the camera for one week he notes the expense in his little book but that pan the one he's had so long has the break now have to buy a new one see this budget business is no god jack doesn't see how anybody makes it work but by the time he gets home jack has fought it out and he knows that when you want something hard enough you can find ways to save for it one way to keep the budget going is to make things do jack knows how to fix that leaky pan with a little cement not as good as new but it'll hold for a while so jack goes on trying to stick to his revised schedule but a few weeks later his repair job gives out he just has to buy a new p this one which fits within his fifty cent schools of live budget is not a good buy at any price but the pay for this one he'd have to take some out of his savings he knows however that buying cheap on satisfactory products is never thrifty soul even though this pen will make him draw money from his savings account it is a better buy and but jack isn't going to let that setback stop him he still wants that tara by saying no to extravagance but finding ways of entertainment that don't cost money by fixing things and making them last jack keeps going toward that goal every week seems a little easier until finally jack makes it right on schedule isn't that a honey it was really worth saving for as jack gets a better idea of what he can do it reorganizes his figures to save better and