member of the audience who wishes to speak on a non agenda item can now speak for a period of up to five minutes is there anyone in the audience who wishes to speak on an agenda  actually banned the planting of box elders because of this very reason that they cause these bugs and it's amazing as it gets the tree people from what i understand the trees rot quickly in the bugs actually will infest a tree and they come out like in tens of thousands trees keep them alive and i search clean what's cool and he just shaking his head he says who don't want to know our tree but they were given the option to spray the tree by professional in the spring and be done or else put the individuals who had previously applied for that and i have included in the docket their along quickly so the council can focus on issues that are important may require discussion the six items on the consent agenda this evening include number one resolution establishing authorizing the purchase of a certificate of deposit a dollar bank number requiring that the so we had at the beginning one two three four five six agents involved and we pretty much covered the gamut in terms of the markets they approach from in a simple business we needed to make sure all the am asked ratings were appropriate and they were in some cases program one that meets the needs and when it's complete so we have some really good news with your insurance program the values for the program increased in several areas your basic building and contents and one marine traffic signals went from fifty six to fifty seven million roughly and that's what the total of the increase to about nine hundred seventy nine thousand dollars you also had additional new vehicles that i didn't even list in here that increased despite the increase in values all the premiums dropped from the expiring including the people that were competing for the new coverage expiring premium was one thirty four for forty and renewal premiums came in between one twenty six and one twenty these results combined with some of the variety of insurance companies were approached and the ones that declined to quote due to the inability to compete with the pricing and the program that's being offered i think is a clear indication of the excellent pricing and structure of your current program market responses below are the results of the marketing efforts and there were a list of agents which is on exhibit a page for your in agent campbell covered the gamut pretty good had gone to several different places u s specialty was one of them and they got about a two hundred thousand dollar indication they went to cincinnati they were only willing to cover property and  wouldn't be competitive declined due to expire increasing one week and also gave us a high indication at one sixty seven and the m r m program was at about one fifty but that didn't include the public officials or the law  prima did not need r e m fast rating so they didn't quote and selected was at one twelve before we even threw in the public officials crime flood and quakes so that wasn't competitive and go along approach pan prime but  prime couldn't meet or do the due date and had the me approach glatfelter but they were unable to provide coverage for all the foot bridges that are in all the parks throughout the township and we have that coverage now so that made argonaut came in at one twenty seven for thirty three they also went to travelers which we discussed but that came in at one twenty eight seven twenty seven and and the gleason proposal came in at one twenty six one thirty six now the d m exposure is always an inch and a concern for peter's township and the argonauts includes the downstream d m exposure but we never include coverage for the dam itself it's an earthen dams and that's been typical over several cycles in the argonaut also picks up the coverage for the downstream dam exposure we picked up some coverage for the engineer under the general live bill and public officials and gleason for us all provided coverage under the general liability for the engineer but not under the public professionals that was a decrease of coverage and this  was something you should be aware of i don't know if you're using drones in the township there's all sorts of restrictions on drones ok so if you get into any big drone usage you know i can always talk to paul about what the primary coverage is and there's this coverage over top of it that applies in aggregate to all of the coverage is underneath that however with the argonaut program they have this thing called a silent gore cement so it gives you the five million dollars on each individual line of coverage so when you look at the chart you can see the difference that it makes because the first garland is all shared and the second column is specific to each line does that make sense they ma that and if so what conditions you would place on taking that street over as council hall we've had a few other instances where there have been private street preston wood where we took over those private streets and at some point in future we're going to have a very difficult time maintaining what we've taken over that's not the case here this will be no different than any other stre seems we encounter this all the time where the developer figures out a way to get his development done everyone loves the prior history aspect of it when they're buying a house and then all of a sudden when a couple  giving counsel question if i recall prior to these homes being bell the developer had some problems with the soil in fact i believe that the developer removed some of the components of that land feel but what i would be concerned about is soil stability i don't know what was used to replace what was removed and i don't know how stable that is i would certainly be concerned about inheriting a potential pit wall if i can use that term when it comes down to maintenance stable condition conditions the only thing that i would say to you is that in fact in fairness to the homeowners if in fact they meet these conditions it's going to come back to you but i think they should be able to rely on the fact that if they c smart but the fact that it was a private street had no impact on my decision to buy a home and i think that most of the homeowners there would say that as well there was more decision to make it  in the play in and i do believe when we bought the unit from reading through the homeowners we were aware that it was a private street i think the signs might even have been up we've been there for about a year and a half but again our our point here is you know when we met as  so i would think before i feel comfortable doing anything whether or not any portion of it is driveways in those sidewalks or within the right of way so i would make a motion tonight that we tabled this and allow the township to a determine whether or not those modify the motion now based on what mark has said since i made the motion i will modify the motion and i will make a motion that we tabled this pending the townships to review of what percentage of the sidewalks and the driveways are within the because it's a new issue p of them probably doesn't work those than anybody else in the state of pennsylvania the challenges with b f m is that they're they're located in harrisburg and where we have more with them in the past it becomes a little bit more difficult when we need them to provide as additional information scott does competitive sales for the amount of it in school  it's my opinion that having someone with a low representation in this particular case because i think there can be a lot of questions about what it is we ought to be doing makes sense and it is for that reason i recommend  but one of the things that you're going to hear from us is that in the end when we were preparing the applications for the insurance the insurance companies are insistent that we have a new protection policy and one of the challenges is quite frankly in everybody would be is we were we were going to work with one of the control officers and pointed to be a code enforcement officer but i only use them in rare occasions where that makes sense we don't want our police duties i know she has spent a lot of her time trying to find an alternative here and i think probably all of us on council got angry emails from residents i know i had a half hour dissertation with a resident this past weekend discussing why they could no longer put their glass  it's easy but you still have to take the ever to make the product marketable so you can't be throwing in things that can't be recycled because it is increases the cost of processing the materials that are there and scholars are trying to find a way to take advantage of the fact that residents are renting out their homes for short term rentals so they know that we have any here here's town sure but it may be something to look at well actually you know that strange from last year because last year when i checked there w  department was called out and the reason they were is our communities like every other community it's the the it's the officers are out on the road to make that call is that when conditions get bad they were involved in the middle of an a and their attention was focused on that mother releases and so on that particular day i knew she also made reference to sunday but i was here on sunday while that's all was going on and quite frankly i was quite impressed with how well they did they actually going to be that if you can solve that drainage problem we don't want to maintain that road i fear that our inability to get the ice on that ruby creates some liability for the township since we're charged with maintaining it for winter maintenance and i don't