testimony third my objections to the opposition's parties evidence and claims fourth the legal authority directly on point i'm entitled the proper production of documents and a jury trial because there are many genuine issues of fact that the government's judgment is clearly inflated because it includes an error of one hundred forty eight dollars and eighty one cents as evidenced by great lakes december sixteenth  her forty eight dollars and eighty one cents in addition to that they tacked on a collection for use during my bankruptcy or after my bankruptcy but waited until my bankruptcy just through in order to even address pay off properly address but for these over charges that want to have forty eight dollars in the nearly five thousand dollars in collection fees and i put that in quotes because they did nothing to try to collect they obstructed me in paying off but for these over chargers the opposition parties refusal to allow pay off that any actual amount actually owed could have and would have been paid during my bankruptcy action agencies occurred in one nine hundred ninety eight and one thousand nine hundred nine and you knew of those actions at that time why aren't your claims against the agencies now part by the appropriate statute of limitation several reasons your hon allows the fs l i c to delay administrative costs of sales indefinitely while the statute of limitations tolls so in that case the same thing happened the party with all the power waited believing that my claims would expire i wasn't able to bring my claims there is no state claim of under federal law there is no specific claimant here to correct this and this is what the opposition parties pointed out to me there is nothing to take a look at one of my letters that c threatening a consumer action they laughed at me can't bring it you also can't bring a claim under the administrative procedures act or the fair debt collection practices act at least in the they say there's no such thing what's the full amount they say you know right now it's thirty five thousand something is that how do you attempted to mediate this with them we have your honor the court or it was transferred is all up in the air there is there is no clarity on that great lakes told me during my bankruptcy that it happened during my bankrupt and i didn't even get notice of this and that's the strange thing about these cases with guarantors they don't provide proper notice it's not like a bank where you get monthly statements or quarterly statements or even annual statements so that they only send you what they want to they control everything you know i've talked to lots of the c m c victims and victims of great lakes as well and they tell me they're basically acting as the mafia whatever they so what do you think you know that is still to be determined but i'll tell you this dream had a long time what do you think you out during my bankruptcy i would have consolidated and paid off the amount that they asked for less the one hundred forty eight plus the five thousand dollars in collection however since they refused to do that fees more interest and not allowing me to pay off and i don't you know they do this to so many people this is a racket that's natural this is harming people all over funds myself to pay it off and they refused they would not and they all pointed at one another department of education said the c m c wasn't providing verification of the loan e c m she said they did they don't copy b on that you never get to see the communication between them and very few of those documents have been produced all the communications between them and i contacted the legal counsel for the department of education she worked with me for months after this is not right and this gets to my motion to augment and i really urge the court to look at both of those they're in the docket in the ninth circuit here at thirty nine and eighty they include not only the first and third pages from a letter i received f my testimony of my testimony under oath much of which was uncontracted by these guys showing that i was in contact with the department of education to try to resolve this and that they wouldn't and there are more correspondence that have i address that these motions for to augment as well well you only have to manage sec you want to save any time period but all you can do whatever you want with here to man at that talk you have please look at those eight declarations in thirty nine and eighty they're victims just like i have i am and they've gone through the same things they corroborate what i'm talking about this is a very big case this is as big as enron the lower court made fun of me for saying that this is a case where they do whatever they want to they act like the mafia and there should be justice here for people being made to pay again and again on the same loans and being extorted on amounts they don't owe these disputed issues genuine issues of fact should always go to a jury i reserve my time and he admits that he defaulted on his obligations many years ago probably as early as ninety nine and that he hasn't made payments on those at least in that many years in order to to judge callahan he didn't raise it in the district court we were surprised to see that actually in his briefing in this court because he never claimed what the amount of the overcharge was what amount of you kno to show how much to print present the evidence regarding the amount of the indebtedness and he simply didn't do that he raised vague allegations about conspiracies and mafias and bigger than enron and so forth and never provided the district court with any commutation of what it was that he thought we believe that under these circumstances the judgment of the of the district court judge be a farm ok all these years you've been they've been why because that's what the contract was and is it the government's policy across the board not to negotiate or compromise on student loans or is it just  won't take any more of the time that my colle preemption applied to great lakes as well and with respect to if there is some dispute a fact as to the amount owed that has nothing to do with the great lakes or the c m c in terms of dismiss of the counter claims hand with respect to mr gorst these comments about declarations being for god also has nothing to do with the motions to dismiss which were on the plane about i would this is a simple debt issue where great lakes transfers it to sallie mae the transfers it acts transfers it why the transfers at the e c m see that sells it back to the government there are three headed monster and swallow one issue they all that deals with the statute of limitations of cruise after the legal harmon and evidence of cat causality are obtained i don't have that i didn't have that in one thousand nine hundred nine i didn't know who was lying about who did or did not verify the debt to the ford program that simply wasn't provided to me so that evidence of causality i didn't have that it's also a continuous violation rule that applies they continued to is that i admit to see to that all these application pages became loans actual amount but is that me here is what happened during my bankruptcy i'm trying to clean up what i owe i don't have perfect records and i'm trying to figure out what i owe none of them will provide me any documentation so you don't know what your actual amount out is that it sounds it's something a concept out there well correct i mean imagine yourself going to a restaurant and saying put it on my built and you go there several times over the course of many years and suddenly they say you owe much more than you think you owe and they come up with receipts and some of those receipts  name but it doesn't look like your signature some other seats come up and they're not originals not a single one of the receipts as an original can you do you don't have an actual amount no i do not and that's not because i'm being obstr us it's because i don't know i don't have that there's no way for me to provide that that's why i need their documents that's why when judge will order them to provide a payment history and they refuse and the judge district court what you owe well i'm imagining this for yourself you take out loans as he said during undergraduate and graduate school which i did i did and i paid him off in ten years that a little booklet paid him off much of it and you know the interesting thing is with my guaranteed student loans the lender of cooperated there let you know what documents you need and they provided everything and i showed them a couple errors i paid it off and we were done what they do instead is that they do they will manufacture loans no one stops them there's nothing to stop them as as they all argue there's no cause of action everything's preempted there's there's nothing you can do to correct this which is why you have to look at those declarations where other people are saying you were going to go to mediation and see if they can produce a record of what you paid or didn't pay and work it out absolutely and the court did not order a mediation with a mediator but the court ordered the parties to