premise: a convenience yeah and the idea that you know if he got in trouble there's some some ways of getting out and that he doesn't have to carry cash the uh i i like the idea of credit cards that uh i don't i don't i don't carry cash around and and uh i don't even carry checks around i let my wife take the checkbook and she writes the checks and i record them so it's uh it's uh it's but it's interesting that uh the people that can that can uh the amounts of money you can run up with
hypothesis: It's an inconvenience.