premise: and so now that i've gotten you know i lost the house now that i've gotten past that i can sit down and say okay this is the reality this is how much money i have each month the scary thing is as far as long term i don't have anything i don't know if you have an IRA or uh you know and i've got two girls also and i haven't saved anything for their college and
hypothesis: I have enough saved away for my children's college education.