premise: yeah  the other thing that we've done that that was really nice to see we had one of the financial companies um Hancock oh  John Hancock company came out and their agents did a long term analysis based on salary  and uh what we were planning what what what our uh goals were on a long  term budget in terms of retirement kid's college paying off the house buying a different house
hypothesis: The John Hancock agents only came on the condition that we put all of our money into retirement.