Position: Lead Backend Engineer
Company: Smart Solutions
Experience required: 3y
English level: upper

About The Role:

Underpay is looking for a talented backend engineer with experience in payments to join our team and build out our financial infrastructure and backend systems.
You will join the startup on day 1 and work directly with the founders, starting from a blank slate to design and implement a scalable architecture to power our MVP.
Hybrid working ≤2 days in person in London a week, or fully remote

What You’ll Do:
Immediate (up to launch of our MVP):

Make all technical decisions alongside the founders, including architecture design, tech stack, tooling choices etc.
Establish a clear and effective development workflow including issue tracking, coding standards, reviews, staging environments, deployment.
Go hands-on with coding the backend systems required for our MVP.
Report directly to the co-CEO responsible for technology.

Long-term:

Build out the technology function at Underpay.
Take full ownership over the technology roadmap, and take up a C-suite role in the overall management of the company.

Who You Are:
Senior backend engineer with bags of pure coding experience in Fintech. “Move fast… while complying with the FCA handbook” is your motto.
Future CTO looking for their big break. Feel like your growth is being stifled in a 40-person engineering team?
Startup-oriented. You perform best in a small team with the full business context and a clear North Star goal.
Quick off the mark. You get to the crux of the matter quickly and optimise for done over perfect.
Self-sufficient. You want responsibility and thrive on being trusted to get on with it.

Must haves:
3+ years of commercial backend engineering experience in UK fintech, preferably payments.
AWS knowledge.
Desire to work in Start-up.
Experience in leading software projects - responsibility for the full lifecycle of development.
Computer Science degree.

Nice to haves:

Experience building an alternative payment method (APM) like BNPL or Open Banking.
Experience building integrations with Open Banking third-party providers (like Plaid).
Experience building payment integrations with e-commerce platforms such as Shopify and WooCommerce.

What We Offer:

Competitive salary.
Potential for options upon next funding round.
Bring your own tech stack - we have no legacy dependencies, and will use what you know if it is the best tool for the job.
True startup experience, you’ll be joining the team on day 1 - shaping the product, technology and working practices.
Clear pathway to becoming a CTO of a fast-growing fintech company.

About Us:

Our mission is to transition UK consumer payments from legacy, inefficient card networks to modern Open Banking-based rails.
We do this by democratising access to spending rewards, bringing them to the people left out the traditional credit card system.
We use Open Banking to process e-commerce transactions, passing the fee savings to users in the form of credit card-like points.
That is, for the first time ever, you can earn rewards on purchases made with your own money, whoever you bank with. Just checkout with Underpay and get a minimum of 1% back on purchases made directly from your existing current account.