Position: Product Owner
Company: CodeSpace
Experience required: 5y
English level: upper

**Responsibilities:
**
• Define the digital e-2-e unsecured lending vision, consumer loan product value proposition, product functional and differentiating parameters and pricing;
• In charge of product overall financial performance, set business plan, including the sales plan, and steer the product business case towards plan in cooperation with key stakeholders: sales, risk, operations, IT. In charge of product compliance with rules and regulations;
• Represent customer insight within the team, lead market research and market testing initiatives to understand unsecured digital e-2-e consumer lending market moves, appetite, high potential customer segments with targeted profile and likelihood to apply for a loan in a digital way. Test and understand customer behavior maximizing sales and optimizing pricing;
• In the build-up phase, define and align product solution epics corresponding to the product vision for digital e-2-e loan origination and maintenance. Orchestrate a cross-functional development team, gather requirements from all stakeholders including compliance and legal, verify a solution design, define customer journeys and key elements of UX/UI;
• Coordinate area product owners representing the business side within the agile IT delivery teams, make sure product solution epics are elaborated by area product owners into use stories/user acceptance criteria within a given scope of respective epic, participate in delivery teams sprints planning, demo and retro sessions;
• Closely cooperate with designers, validate customer journeys, wireframes and other critical elements of UX/UI;
• Review agile delivery teams results in terms of compliance with business functional requirements/user acceptance criteria, assist in troubleshooting and incidents resolution, support solution development being the first business point of contact for the IT delivery team.

**Requirements:
**
•5+ years of experience in unsecured consumer lending business for private individuals in a banking or a non-banking organization;
• Experience with large agile delivery projects;
• Experience in market research and testing;
• Full understanding and experience in product setup (accounting) within a core banking system;
• Experience in defining consumer lending workflows (loan origination process);
• Experience in setting up a new retail lending business line and product;
• Senior communication and soft skills, experience in getting structured requirements from stakeholders;
• Analytical thinking and oriented for financial results;
• Digital savvy, great orientation in the digital/neo banking industry and recent financial innovations;
• English - upper-intermediate and above.

**Will be an advantage:
**
• Business analysis and implementation of retail banking IT solutions;
• Financial modelling skills;
• Credit risk management knowledge.

**What we offer:
**
- You will be a part of global team;
- Fast-paced work environment;
- An opportunity to work with some of the most talented and experienced people in the Fintech industry;
- Competitive salary;
- Personal and professional growth;
- Paid vacation, sick leaves and medical insurance.