Position: Risk Data Analyst
Company: FLOW
Experience required: 1y
English level: intermediate

FLOW is a one-stop, digital credit management company with the mission to promote ethical and responsible collection in Asia, through customer-centric operational processes integrated with artificial intelligence technologies.

We work with global banks, multi-financial institutions, and enterprise companies to recover millions effectively. We understand the challenges both our clients and consumers face when it comes to debt collection and provide support at every stage of the collection lifecycle.

At FLOW, we believe in developing and nurturing talents to be future leaders who care about the communities that we interact with and the people within. As such, we are always on the hunt for motivated and driven individuals to join us on this exciting journey. We are currently looking for a vibrant and fun-loving person to join our growing team as a **Risk Data Analyst**.

**Core Responsibilities:**
- Check and validate the commission fees of our partners on a monthly basis and upload them into the database,
- Provide daily control of fulfilment, changes, and tests on the fee rate calculation procedure based on signed agreements,
- Cross-check payment information on a monthly basis,
- Preparation of data for the finance and sales departments,
- Implement reports and dashboards in Microsoft SSRS,
- Liaise with the IT department for any database related issues,
- Provide analytical support for the company's projects, such as building statistical models, forecasting of revenue, etc.,
- Analyze operational and financial indicators,
- Analyze credit portfolios for non-performing loans.

**Qualifications & Skills:**
- At least 1 year of relevant experience as an analyst in banks / non-banking financial institutions,
- Prior experience in or exposure to portfolio analysis and valuation would be preferable,
- SQL knowledge is a must (writing complex queries, store procedures, create functions, tables, views, etc.),
- Proficient in the English language, both verbal and written communication (B1 / intermediate and above),
- Proficient in Microsoft Excel and PowerPoint,
- Proficient in data analysis and visualization,
- Experience in reporting solutions such as SSRS or Power BI would be preferable,
- Meticulous and self-disciplined,
- Python knowledge would be a strong advantage.


**Benefits:**
- Competitive salary package fixed in USD,
- Annual leave and paid time-off,
- Training and development programs for continuous learning,
- Ability to make flexible work arrangements or conduct remote work,
- Company events and activities to meet colleagues from other countries,
- A meaningful career to better the lives of others,
- Opportunities to advance your career horizontally and vertically.