email duffie@stanford.edu web http://www.stanford.edu/~duffie/ _____________________________________________ - Paper4.pdf Al, I have spoken with Mark Lay and he is interested. Even if we cannot help you here in Enron, he may be able to put you in touch with other CV groups in town. Please, call him directly and give my name as a reference. (713) 853-7408 Good luck. Vince Vince J Kaminski 01/24/2001 11:21 AM Al, I have called Mark Lay and left a message on his voice mail. Vince Al Arfsten <arfsten@bflassociates.com> on 01/24/2001 11:16:25 AM Vince: Your suggestion to introduce the concept discussed with one of the Lays is welcomed. I hope that this would mean that you would remain involved at some level. The design of the model and its potential economics could be key to