Northern Times. — Liverpool, Merseyside, England, 1857-11-18 00:00:00

THE MONETARY CRISIS. AN APPEAL TO TUE MONETA POOL E RY REFORMERS OF LIV %. TO THE EDITOR OF TEE NORTHERN TIMIS, As a brother labourer in the cause of Monetary Reforni, I venture to submit, that we might, at the present time, do that cause much service if we could arrange to meet, for the purpose of p.tiently en deavouring to pare away or obliterate the differ ences of opinion which now exist between us. It is a common cause of derision to us as a body, that al though we all agree moat cordially in condemning the existing system, there are scarcely any two of us who ngree concerning the system which should supersede it. Every clear-headed thinker must see, in this contrariety of opinion, - an indisputable evidence that we have, amongst us, a very great amount of error. We cannot all he opposed to each other and, yet, be all correct—and if we can not sihow each. other where our own.errors lie, we may rest assured we are not in a position to show others where their errors lie. 1 would, therefore, submit. respeatfully but earnestly, that we ought, in justice to the cause we advocate, to meet as frequently as we pan, and by patient enquiry endeavour to detect those secret errors, or fallacies, which are the cause of our diversity of opinion. In making this appeal to you, I do not forget that many societies and committees, in this and other towns, have met for the purpose of discussing the currency question,. but have, nevertheless, failed to arrive at any degree of uniformity of opi. nion. This, however, proves nothing but that some of those-who h ive taken part in such proceed ings, have lacked the patience •necessai'y to the attainment of the desired end. Persons of this class are very apt to cut short an argument, when they find they are making no pro gress towards being convinced themselves, or convincing their opponent, by addressing to the latter some such expression as this—" Well, you place your views before the public in your own way, and leave me to do the same, and let the public judge wile is right." This, though a very convenient way of winjing up a discussion, is at once humiliating to the parties concerned, and a grave source of public evil. It adds to the number of conflicting theories alrea4 before the public, and thereby helps to block up the pathway of reform ; for, if any one thing is more certain than another, it is that the many conflicting opinions promulgated on this subject, constitute the great prop of the present system, the great bar to the attainment of a better one. To all Monetary Reformers of this class, we may say, and with only too much of truth, that, if they lack either the time or the patience to search after the subtle fallacies which cause them to differ from their brother-economists, they should, in mercy to the cause they wish to benefit, withdraw, both publicly and privately, from the field of con troversy, and leave that field to be worked only by those who can and will thus patiently investigate the subject. It may,. perhaps, be urged, in deprecation of the object of this letter, that even if we should meet, and, after patiently discussing the subject, should arrive at a thorough uniformity of opinion, still we should not have sufficient political influence to ob tain legislative attention to the opinion so arrived at. To this I have only to reply, that, if we should meet only for the purpose of dictating the future monetary system of the British Em pire, this objection would be unanswerable. But if we are wise we shall meet, not for that par pose, but for the more modest, and infinitely more useful, one of endeavouring to determine how and why thinkers on the subject have hitherto acquired and maintained such conflicting opinions. If we should succeed in solving this problem—that is to say, if we should discover that our generaldiversity of opinion is due to our having overlooked - a, few subtle fallacies, the due recognition of which would lead. to a general uniformity of opinion on all essential points; and if, in consequence of our detecting these fallacies, a dozen of us who, at the commencement of our meetings, possessed eacn an opinion at variance with that of the remaining eleven,,, should„ unani propositions ; if we could do 'ltit4: • we should not have occasion to trouble ourselves about the acceptance which the legislature or the public would give to the propositions we should sign. If we arrived at those propositions, by a sound and reliable method, or process of reasoning, we need but advertise the method itself, and shall thereby cause all who use it, to arrive at conclu sions substantially the same as our own. For the encouragement of those who may have lost heart from the apparent fruitlessness of former discussions, I venture to submit that, after having carefully investigated the causes of our present diversity of opinion, it has become apprent that, if we can arrive at uniformity on one point, we shall very speedily become unanimous on all others. This one point is the regulation of the rate of interest." I feel very confident that if there were engrafted upon each scheme or system now before the pub lic, some efficient means of regulating and adjust ing the rate of interest, we should then find the whole of such schemes to be so much alike in their essential particulars as to render it a very easy and a very amicable task to prune away their re mains; discrepancies. Hoping this appeal will meet with a ready re-' sponse from all well wishers to the cause, I remain, gentlemen, your very obedient servant, TO THE EDITOR OF THE NORTHERN TIMES. Sir—l foretold this six months ago, and it is a common remark in our reading-room, "you told us what was coming." 1847 was only patched up, and so soon patched that the disease was left. The fact is, that from that time to this, nearly one third or oven more of the Real Stock, and some millions of Government stock have been held in pledge by capitalists, who were unwilling to hold on their own account, but were satisfied to receive a crushing interest, and have,a guarantee besides So long es parties could pay the interest, and the stocks were bolstered up all went smooth, but the time for which persons can hold a four or three per cent stock, and pay, as has been done for 12 or 18 months past, almost without a remission, 6 tolo per cent, must, have its limits, and ruin must fellow it. I believe the Government have been deeply implicated in maintaining this state of things, always stepping in with their balances, whenever they had them, to stop a falling market. Even at this moment 6 and 7 per cent. is paid on Consols, at 3i. The question now is simply, are things to he held at their present price, are rotten institutions to be upheld by a fictitious and false credi+, or i"; production and capital to allowed to find their own level. The country has a right to demand that produce should fall, and that ther exorbitant prices of late years should yeiid to the value which real demand tslablishes.. I have looked long and deeply into the financial question, and I am now convinced thlt but for the ill directed houses of the Joint-Stock Banks, by which whole communities are leagued to help eaeli other in the reckless grasp for wealth, this state of things never would have occurred. We had our panic of 1825, in the da y s of private banking, and a few houses fell ; but what was the mischief, laying the losses of individual balances, and how little was the sum compared wi h what the Bankers had lost by the public. D's unwarrantable extension of their trade, assuming to themselves, as their boundless avarice, the business that would hive main tained a hundred firms, is a fair specimen of the pride of the merchant of these days. I hare yet to be made to believe that these banks have nit immensely cantributed to this state of thing's with them. Till an investigation, conducted by others than directors and proprietors, confirm this, I shall simply Fay I wholly disbelieve the state ment. They may not hare had it directly, b u t I slmuld like to. see how many of their accep tances, through indirect channels, are in the hands or passed through the banks of Liverpool and Glasgow. Trade has been hanging on a false credit for years, upheld by the press' ever vaunting the satis ' aotory returns of exports and imports. I would ask specious as these statements appear, and satisfac tory as they are to those who are satisfied with theories) what have these facts to do with the real state of trade ? They were exports on credit not required fot consumption probably for two or three years. and now go into the foreign market and see what these symbols of your wealth are selling for. Production has run years in advance of consump tion in manufactures, and millions upon millions in advance of real capital to represent' it. The produce of the earth alone is not in advance of consumption, and why? Man,- though- he has lately done much to improve and enlarge all pro duction, can neither grow wheat by steam or electricity, That merciful provision is in the hands of the Only Wise, and the seasons are marvellously adapted, from year to year, that there should be enough, and nothing to waste. • Much mischief has been done by the pride which has led us to say, that, undertake what we like, the capital is sure to be found. Speculators are, indeed, to be found who will subscribe and start these things, but, as they progress, nearly all come to the pinching point, and find, too late, that they overrate their strength. We have attempted too much, and our wars, which we are so over-ready to jump into, have dipped deep into our profits, for the money spent in them is - all dead loss. The English people are determined to look at the bright side, and never will be warned. Evils have so often been put off from time to time, that all who see as I do are called croakers. Whether this crisis is to be patched up or cured, rests much with the Government ; if they, do not interfere, a step will be made to cure, but great efforts will be made to gloss over and patch up. This, in the present state of our institutions, is sure to be attempted, and with some success. So large a pbrtion of the business of the country is now in the hands of companies, in which directors and proprietors join in one common lie and fraud, that unless some reliable system of audit is enforced, the real rottenness of their affairs will be concealed to tho last hour. Much distress must now be felt by the labouring classes, who are now far too dependent on the fictitious trade of supposed millionaires. How we shall go through the ordeal I dare not predict; but the inordinate luxury of the higher and middle class, and the utter destitution of the lower, cry against England, with all her vaunts of charity, Patriotic Funds, Indian Relief Funds, and such public advertise ments of our charity. A very different sort of charity will be required this winter, or thousands must perish, or rise and save themselves. The climax is not nearly reached yet. The whole com munity, above the labourer, are living beyond their means, and much self-denial will be required to meet this sad state of things. The public will do well to look the evil in the face, and not seek the soothings and advances that, in these times, are ever held forth to hide, rather than to meet, an evil which, sooner or later, must be grappled with. How tar this universal panic is a decree against a world prostrated at the feet of the " Golden Image," is for the more serious to dwell upon. I see its justice, and ackaowledge its author.— Yours very truly, . H. W. THE CRISIS UNDER SHELTER OF THE OLGIS OF GOLD. THE NORTHERN TIMES. LIVERPOOL, WEDNESDAY, NOVEMBER 18, 1857 15 ; Frankfort, do, 124 to 122 ; Vienna, do, 10 58 to 11 4; Trieste, do, 11 to 11 6 ; Petersburg, do, 331 to 331 ; Madrid, do, 474 to 48.; We subjoin a statement of the latest quotations of Exchange on London in the Eastern ports. At Calcutta the rate is rather more favourable, and at Bombay rather worse. The improvement in the Chinese Exchanges continues. Present mail. Previous mail. At Calcutta .... 2s 2:L i d to 2-s 31 .... 21 31cl At Bombay .... 2s lid 2s lid At Hong Kong 4s lld to 110 4s 111 d to 53 At Shanghai . 6s 7d to 8d ' 60 10d to 7s The operations of the dealers in Silver, which during a ?ong period were characterised by so mach activity, are brought almost to a standstill by the state of the money market. Some large parcels, which had been sold for transmission to the East by the Colombo on the 20th inst., have been en tirely withdrawn. It is at present computed that the total remittances by that vessel will not ex ceed 400,0001.. inclusive of a quarter of a million in silver despatched by the East India Company. The steamer Alhambra, which left Southampton to-day for the Peninsula, had upwards of 10,0001 in bar gold on board. The shipments of specie by the steamer La Plata, for the West Indies, amount to 18,0001, principally silver. A failure was announced in the London Stock Exchange yesterday, in connection with the settle ment in shares, but the amount was so small as to be unworthy of notice. Messrs. Bardgett and Picard, of London, have stopped payment. The liabilities are estimated at about 120,0001. They have been engaged in the corn and flour trade, and large sums are due from America. Messrs. Turquand, Youngs, and Co., of Old Jewry-chambers, have been requested to pre pare the statement of accounts. The suspension of Messrs. Wm. Taylor and Sons, a manufacturing firm, of Redbrook Works, Barnsley, is also ennounced. • The Portuguese financial agent publishes a further statement of the progress of the conversion of the debt. The total amount converted up to the present date is 9,487,1951. Subjoined is an extract of a letter dated Lisbon, the 2nd November : The continuance of the fever at Lisbon, and the fact of its greatest virulence having been manifested in the busi ness part of the city, have caused a total paralysis of trade —a natural consequence of which is a great scarcity of money. A great number of bills have been protested, the majority, or nearly all of them, not on account of the insolvency of the drawers, but in consequence of their having left their counting-houses, and being determined to remain in the country during the prevalence of the epidemic. Altogether, it is thought it any bankr❑ptcies result from the present anomalous state of affairs, they will be few and unimportant. LIVERPOOL COTTON MARKET. —Nov. 17. The cotton market to-day has been very quiet, but prices continue unchanged. The sales—including 40 Pernambuco 81d to 90, 60 Bahias 7d, 10 Maranharn 91d, 30 Egyptians Brl to 94d, 400 Surats qa to 50—are reported 1,500 bales, of which 200 are for export. LIVERPOOL (Scorch) PIG IRON MARKET.—Nov. 17. Our market for warrants closes at 53s 6d to 54s cash, 55i 61 to 56s three months open. Business reported, I,OOJ tons at 53s cash. Shipments from. Glasgow, last week ' Do. Do., corresponding week, 1836 Do. Do., corresponding week, 1855 Total shipments from Glasgow from Jan. 1, 1857, to date 482,243 Same period, 1856 Increase 25,825 Price this time last year, 70s. LIVERPOOL PRODUCE MARKET—Noy. 16. SUGAR; The market continues steady, and we have to report 400 hhds Antigua, to arrive, at 403 frem the quay, 20 hhds Demerara at 378 6d to 38s 6d, 20 hhds Barbadoes at 445, and 200 bags low soft white Pernams, in bond, at 22s per cwt. MOLASSES AND Rum : No further sales have been effected, and the market for other general produce also remains quiet. AGRICULTURAL PROD Per stone, 20Ibs. 'OE MARKET.—Noy. 17. Per 901bs. d. a. s. d. E. d.!Potatoes, Seedlings 311 to 4 2 Hay, 01d...... 0 7 to 0 8i Ditto, Kemp .... 4 4 to 4 8 Ditto, new 0 51 to 0 74' Ditto, Winteroeka. 3 3 to 5 Ditt o , o ft ye t r, „;: Q § to 7 Ditto s Els!shaws .. 3 Vi 3 2 Grass 0 0 to 0 OiDltto, cattle" "''"' 0 9 is 2 0 Straw, wheat. 0 3 to 0 31 , Per ton. Dato, oat ........ 0 3 to 0 3 'Turnips ' . O 0 lc. 22 0 Ditto, barley .... 0 24 to 0 24 Carrots Oats, In straw .... 0 0 to 0 o;Mangle worzel Manure 4 6 to 6 6 LIVERPOOL CORN MARKET.—Noy. 17. The immediate effect in France of the withdrawal of the prohibition to exports, has been an advance of several shillings per quarter and sack, in the value of wheat and flour, which, in the face of reduction in Great Britain, prevents operations with a profitable margin for the moment; and until the relative features of the markets of the two countries change, we may not look for any material accession of supply from the source now opened by means of the decree of the French Government, now in force ; meantime, the anticipation of imports during the season from a new and, until lately, unexpected quarter, is producing an effect at this side. Most of the British markets have suffered a decline up to the close of the week of 2s per quarter, and those of Ireland, where the influence of monetary pressure becomes more apparent, have declined in a still greater proportion the downward movement also takes effect upon spring corn and other feeding articles, though they have not as yet experienced a fall in value, equal to that on wheat and flour from the highest point. At the reduction established on Friday we have since had a continued moderate demand for wheat here, but flour and all other produce have ruled very dull, and quotations scarcely better than nominal. The slightest accession of steadi ness advised from this side on the 17th ult., in connection with better facilities for exchange operations, has infla -enced an upward movement in New York, by the accounts received thence, under date of the 3rd inst. : exceedingly light stocks of good southern wheat are reported, the bulk of the arrivals at the seaboard consisting of interior western, unfit for shipment ; this grain advanced on the week 5 to 10 cents per bushel; flour 10 to 20 cents per brl ; and Indian earn 6 to 8 cents per bushel; the two former articles especially being at quotations to leave a heavy loss at our present currencies. We have a good general import of grain, &e a during the past seven days, but except of wheat and flour from the United States, they have not been materially increased since the middle of last wsek ; the exports of the leading articles are to a tolerable extent. The depressed state of the trade and the reduction at Mark-lane yesterday has had its full influence upon our market this morning; we have, how ever, a fair attendance of buyers, and a good inquiry ' for the finer descriptions of foreign wheat, but up to the close of market hours no important business has resulted, though sellers willingly concede a reduction of 4a to 6d on these sorts, and fully 6il per bushel on middling and inferior parcels, these latter being comparatively neglected. Flour must be noted is to 2s per sack, and Is to is 6d per barrel lower, with limited transactions. Beans 2s per quarter, barley 3d per bushel cheaper. Oats sell in retail at ld to 2d per bushel, and oatmeal at Is per load decline on the week. Indian corn is fully Is 61 per quarter cheaper for Mediterranean, and Is for American mixed and yellow, with the business in a most limited compass; white held for about previous rates.— Arrivals from the 10th to the 16th November, 1857. Into Liverpool from Ireland—Wheat, 765 qrs. ; Barley, 122 qrs. ; Oats, 4,234 qrs. ; Beans, 277 qrs. ; Pease, 6 qrs ; Indian Corn, 50 qrs. ; Oatmeal, 9,005 sacks ; Flour, 1,647 sacks 15 barrels. Coastwise—Wheat, 18 qrs. ; Barley. 1,921 qrs. ; Malt, 238 qrs. ; Oats, 930 qrs.; Flour, 58 sacks. Canada and other British Culonies f.ut of Europe—Wheat, 1,522 qrs. ; Flour, 1,800 barrels. United States—Wheat, 18,072 qrs.; Indian Corn, 4,110 qrs; Flour, 31.862 brls. Europe. &c.--Wheat, 2,817 qrs. ; Indian Corn, 6,7>8 qrs ; Flour, 250 sacks. Egypt—Wheat, 2.720 qrs; Beans, 3,057 qrs. Into Runcorn-0 its, 75 qrs. ; Oat meal, 180 sacks. Total,—Wheat, 25,914 qrs.; Barley, 2,043 qrs. ; Malt, 238 qrs. ; Oats, 5 239 qrs. ; Beans, 3,334 qrs. ; Pease, G qrs. ; India❑ Corn, 10.948 qrs. ; Oatmeal, 9,185 sacks; Flour, 1,955 sacks 33,697 barrels. R. Muses & SONS. MANCHESTER TRADE REPORT. —Nov. 17. Manufacturers having agreed to accept a decline of 13d to 2,1 per lb on goods, and 26d to 31 per lb on yarns, there has been more business done to-day, still the transactions are very limited• TO THE EDITOR OF THE NORTHERN TIMEX. Sir,—Since the commercial world is no poorer in gold and cotton on this 14th day of November, than it was two months' ago, how is it that cotton, then worth 103 psr lb , has since bean unsaleable at 63d per lb. ? It is evident that, monetary difficalties alone have caused the depression. Now, the difficulties and perplexities having immedi ately arisen out of a demand for gold, it must be equally evident to all unbiassed minds that the extraordinary supplies of that precious metal during the last few years has not, in any measure, relieved us from these monetary convulsions ; indeed, I think that the results may be fairly said to be more and more aggravated in their effects. As the gold of the wo , Id becomes more abundant, which most glaring fact ought now to establish the opinion, that so long as gold be allowed to retain a fixed and defined nominal value, no permanent benefit can be derived from the magnitude of our stores; and AsAir , to were the only nation unshackled by assist our neighbours, and that with nnmeasurable advantage to ourselves. Decrease our stores of wheat, sugar, &c., and cotton thereby is not, in an initnarliata Renee. affected : but no so"ner do we decrease our available stores of gold, in a commercial sense, even for a season, than down goes every description of property, though intrinsically equally valuable, irrespective of any new feature in their circumstances ; so that if I have purchased to day a property at a fair remunerative price, on the morrow I can only realise its value at a ruinous sacrifice and for no other reason than that gold is exported; or, what would be equally possible, that the nation having become alarmed, every individual had secured in his tiny coffer his ten, twenty, or hundred bright sovereigns ; there to be housed for a season, withsut any chance of interest or advantage. Under such circumstances as alluded to, and now patent to the wide, wide world, every article of value seems to be bereft of its prestige, excepting this fleeting metal, (proved, over and over again, to be untenable, notwithstandine all - the enacted laws to bind it down within certain limits), which has relatively increased in value, at this present moment, almost fifty per cent. This condition of things, we repeat, and would reiterate and cause to reverberate through the length and breadth of all commercial nations. Let me ask what arguments can be brought to bear against the d,monstrative evidences of the day. "The proof of the pudding," we ray in vulgar aphorism, "is in the eating of it." Surely that proof can, -at the present moment, require no argument to authenticate it, now that it 'is opening up to view the puerile folly of our currency laws and practices—l could almost say the imbecility of our superanuated commercial sages and our worn-out antiqua ted dogmas on the subject. Now, let us tarn to this temporary Government relief— to the temporary relaxation of a law perfectly impotent in time of trouble. What is it ? It is as a mere sups: ficial covering applied to a wound rank with gangrene; it may conceal it for a time—it may even give ease to the patient for a short season; bat the evil itself not being touched, much less removed, by the application of a plaister adspted only to a flesh wound, cannot but go on from bad to worse. The rec:"gnisation or abrogation of the Bank Charter, whatever the advantages thereof may ba, can effect no abiding good, no permanent cure to the existing cause of evils, so long as gold be allowed to affect the nominal valve of all other things, and to operate so unjustly on every legitimate commercial operation. One word more What if the Bank issue ten million relief.notes ? Why (unless the law to pay on demand bo also rescinded), if the public should, by some unac countable influence, still take alarm, what is to prevent their rusifto cmvert these very notes into gold, for which it would . be well known they would have no specie. That such a consequence is possible, all must see, but who can contemp'ate such a state of things without dismay ? The very idea is calculated to p esent before us, ruin, riot, and revolution ; for evil-disposed men would gladly take advantage of such a state of things to clamour for the propogation of democracy, radicalism, and all their trains of concomitant evils.—Yours, &c., Coaxgraus. BANKRUPTS. By British and Irish Magnetic Telegraph. Robert Smither, Winehes , er,miller. Thomas Bsrnaby, Woolwich, and Borough Market, South wark, tallow chandler. James Hawkins late of Lee, Kent, victualler. liebert True, Market Deeping, butcher. John Gabbing, Cjrnmer, grocer. • Gem-go Cooke, LeedF, grocer. James Farnsworth, Codtor, Derbyshire joiner. Martha Johnston, Cambridge-terrace, 11) de-park, b Dsrding. school keeper. Nathan Hermann, Great St. Helens, merchant. John Man, Plymouth, ironmonger. Jchn Shepwood Faversham, watchmaker. Andrew Frood, Soho-sireet, Liverpool, draper. Richard Sanders, Doughty-street, builder. James Coiling, Fordham Cambridgeshire, horse dealer. Robert Nattall, late of Liverpool, victualler. James Bartlett and William Bartlett, Bristol, tailors. Thomas Day Birch, Essex, victualler. Joseph Poole, Wellington, inaLeeper. William Miles, Mark-lane andHornchurch, corn merchants. Matthew Weston and Frank Weston, Manchester, cheese factors. George Seaman, Eon, grocer. Henry Schwabe, Liverpool and London, merchant and shipowner. BASKRUPTCY ANNULLED. Frederick Ryder, Baeingtiall-street, stationer. MONETARY AND COMMERCIAL. LIVERPOOL, Tuesday Evening. On the Liverpool Exchange this afternoon, there was a more gloomy feeling than for the past two or three days. The chief cause appeared to be the reported suspension of the Wolverhampton and Staffordshire Bank, and the consequent derange- ment of an important section of the Iron Trade, and vague rumours, which were in general circula tion, as to an intended advance in the rate of Discount, by the Bank of England. With regard to the former, it is stated that the event had been expgcted for some days, and that its effects will, in consequence, be less serious than they might otherwise have been. Various opi nions were held as to the effect it will have upon the Iron Trade, some entertaining the belief that as many of the Ironmasters will be deprived of the facilities they have had, will be compelled to stop their works, and that a diminution of the supply will cause an advance in prices ; whilst others were of opinion that prices would recede by reason of forced sales, which would necessarily be made in order to close accounts. It was stated that some six or eighthouses in the Iron districts had already suspended, and that as many more would follow before the close of the weak. In the mean time the market here for Iron was well sustained, and prices were firm to the close of the market. Prices were also well maintained in Glasgow to-day, Mixed Numbers being quoted at 53s Od to 54s per ton. The authorised note issue of the Northampton and Staffordshire Banking Company is £35,378, and its actual circulation appears to have averaged of late about £32,000. Some anxiety is expressed regarding the present state of the Money Market. It does not improve so quickly as was imagined would be the case. The demand for Money continues brisk, but it should be recollected that during the last few weeks discounts have been almost sus pended. Now that accommodation can be obtained numerous arrangements that have been postponed during that time, are being carried out, which temporarily prevents reduction in the rate of discount. Sovereigns are returning to the Bank of England from Scotland. but uneasiness is still excited by the continual flow of coin to Ireland. Yesterday, a private meeting of the shareholders of the Western Bank of Scotland, was held at Glasgow. There was a unanimous expression of feeling to go with the bank, and and for this purpose upwards of 600,0001 were subscribed by the more wealthy shareholders, for which they were to receive 7 per cent. the first year, and 5 per cent. afterwards. The deficiency of the funds of the bank has not as yet been ascertained, but it is thought that a million sterling will suffice to meet the loss and enable the business of the hank to be carried on as usual. This sum it is confidently expected will be made up in a few days. Many of the depositors have expressed their confidence in the new management, and will continue to transact business with the Western. The public has every confidence now in the notes of all the banks. In Ireland credit continues wholly unimpaired, though it is stated that a house in Queenstown, largely engaged in the shipping trade, has stopped payment. The liabilities are estimated at £BO,OOO. On the Conti nent the commercial crisis is far from being on the wane. Several failures of French houses engaged in the American trade are announced. The Bavarian Bank has raised its rate of discount from 5i to 6 Der cent. Letters from Frankfort state that the commercial crisis has exercised a disastrous influence on the manufactories which principally work for the American market, such as jewellery and Cotton manufactures of Saxony, and Silk, Hosiery, Cloth, and Watchwerk in Switzerland. These branches of industry have been obliged to discharge part of their workmen. The Bank of Prussia has found it expedient to give notice to all persons who have deposited securities with them for loans that have run more than a year, that they require payment of the said loans and redemption of the said securities. It appears that the Bank has also observed the same course towards parties who have effected loans with that establishment only a few ru7k hiespeelai reason iy s e,,E ,e, The total amount thus called for does not at nresent exceed 300.000 thalers. The National Bank of Turin has raised its rate of discount to 8 per cent., as has also the Bank of Leipsie. It is said that the Bank of Spain is preparing to issue bank notes of the value of 100 reels. This latter Bank has, however, after a long sitting, determined not to raise the rate of interest for the present. It now stands at 5 per cent. Business was extremely dull in Liverpool to-day. Cotton only soldto the extent of 1,500 bales, hut prices were generally well supported. At Man chester, however, a decline of 1111. per lb. in Goods, and 213. to 3d. per lb. in Yarns has been submitted to, and without producing business to any extent. The Liverpool Share Market was in a languid state to-day and with little doing. Prices show a further decline :-Caledonian, 374 374; Lancashire and Yorkshire, 901 904, 904, 901 904 ; London and North-Western, 944, 911 0,. 944, 944, 944, 944, 94 ; Do. 8 Shares, Id.; Manchester, She ffi e ld an d Lincolnshire, 36, 354 ; Midland, 814, 811 814, 81,1,81; North-Eastern, 224, 22122&, 224. 221 ; Dovers, 184, 18 7-16, 181 18 7-16, 181, 18 5-16 ; Grand Trunk of Canada, 81 8 9-16; Exchange Buildings, 270. The following were the closing prices :-Blackburn, 84, 9 ; Chester and Birkenhead, 624, 621; Caledonian, 374, 374; Chester, and Holyhead, 144, 15 ; Easte rn C oun ti es , 105, 10-a ; East Lancashire, 89, 894 ; Do. 9/. Shares, par, 4 p; Great Northern, 231, 231 ; Do. A, 101, 104; Great Western, 474, 48 ; Lanca shire and Yorkshire Stock, 901 904 ; Do. 9/ shares, 4, 4 p; Liverpool, -Crosby, and Southport, 184, 184; London and North Western Stock, 944. ; Manchester, Sheffield. and Lincolnshire, 354, 351; Midland Stock, 814, 811 ; North British, 114, 114 ; North Staffordshire, 44, 41 d ; North Eastern - Berwick, 22k, 224; York and North Midland, 384, 384; Leeds Capital Stock, 234, 234 ; South East ern and Dover, 18f, 18 7-16; Scottish North Eastern, 11, 12 ; Buffalo and Lake Huron, 54. 54 , 1; Do. New Shares, sf, 58 d ; Dutch Rhenish, 64, 6 d ; Great Western of Canada, 174. 174 ; Do. new shares 34, 3d ; Great Luxembourg, 5 4, 5 4 ; Grand Trunk of Canada, 84, 84. The Funds to-day were fiat, but we do not notice any decline in prices. Consols for Money closed at 891 to 894, and for the Account at 89 13 16 to 89 15-16 In the London Railway Share Market to-day, the business transacted was of a most limited character, and we must notice another decline in prices. The closing quotations were :—Caledonians, 741 ; Eastern Counties, 101, 101; East Lancashire, 89, 90 ; Great Northern, 921, 931; Do. A 80, 82 ; Great Western, 47f, 481; Great Western of Canada, 171, 171 ; Grand Trunk of Canada, 81, 81 ; Great Southern and Western, 96, 98; London and North Western, 941, 94i; London and South Western, 84, 85 ; Leeds Northern, 47; 48, ; Manchester, Sheffi-ld, and Lincolnsh! re , 351, 36; idland Stock, 811, 811 ; North British, 46, 47 ;. South Eastern and Dover, 601, 61i ; York, Newcastle and Berwick. 901, 93*; York and North Midland, 77, 78. The Breadstuff Trade is very depressed. At the various markets held to day', a reduction of from 2s. to 4s. per quarter in wheat was submitted to by holden-, without inducing purchasers to come forward to any extent. Flour was also ls. to 2s. per barrel and sack lower. Barley, Beans, and Peas could not maintain former quotations. There is but little doing in our General Produce Markets. The demand for su - zar is, however, very steady. We are requested again to state, that the firm of Denny Brothers,- of Dumbarton, whose failure has been reported, bad no connection whatever with the old and highly respectable firm of William Denny and Brothers, of the same place, and whose name was erroneously mentioned in a portion of our paper of Saturday. The following are the latest quotations of the Foreign Exchanges :—Amsterdam short, 11 17, 11 18 ; Ditto, 3 months, 12 12* t o 12 2 ; Rotterdam, do , 12 121 to 12 2 ; Antwerp, do, 25 75 to 25 85; Brussels, do, 25 75 to 25 85; Harnburgh, do, 13 111 to 13 121; Paris, short, 25 35 to 25 50; Do.• 3 months, 26 to 20,15; Marseilles, do, 20 5 to 26 LONDON PRODUCE MARKET.—Nov. 17. Our markets generally have an improved appearance, and prices have an upward tendency. SimAn : There has been an active demand, and an advance of fully 33 has been estahlisl:eil on the late lowest point of the market. Refined lumps have advanced in the same proportion, and quoted 55s to 583, COFFEE : "[here has not been a public sale, but holders are asking 3s advance. TEA : There were free buyers yesterday afternoon of common congon at is Id usual terms, and the demand continues good; this shows an advance of Id. Holders of most articles are asking higher prices, but there has been only one public sale to-day which consisted of sugar. LONDON TALLOW MARKET 7 Noy 17. The market is steady at the annexed quotations : Town tallow,_ 51s 91 nett cash; Petersburg Y. C. on the spot, 48s 6d ;' all the year, 483 ; December, 48s to 3 d ; January and March, 49s to 3d. LONDON MINING MARKET.—Nov. 17. The market for home mining stocks remains extremely drill, with few inquiries and little business. Alfred Consols and Wheal Edward shares may be particularised as lower. The former are marked in the Stock Exchange 142, and the latter Q. Cobre Copper shares are still offered, and have been dealt in at 38!. Other foreign, as well as colonial descriptions, are inanimate. Anexed is the official list of prices in the Mining Exchange : Alfred Consols, 181 ; East Basset, 92, 921 ; Lady Bertha, 18s, 18s 6d 170 6d, 18s, 183 6d ; Sortridge ,Consols, 2 1-16, 3-16 ; West Grenville, 7s 63, 5s 6d, 6s. 6s 6d, 7s ; Wheal Edward, 7,7/, 61, 2. News was received from Cornwall on Saturday of a further fall in the standard for copper ore. This circumstance has brought forward sellers of some copper mine shares. Amongst others, Cobre Copper were offered, and have receded to 38 to 40. Official contradiction has been .given to a report that Wheal Kitty Mine had taken away ore to a large extent from Wheal Margaret. The second ordinary general meeting of the East India Coal Company (limited) is called for the 7th of December. HULL CORN MARKET—Vov. 17. The market was very dull to-day. The supplies were moderate, and yet scarcely anything was done. To effect sales, a decline of from 3s to 4s per quarter would have to be submitted to by holders of wheat. But little barley was offered; but it also gave way in price. All other articles also lower. NEWCASTLE CATTLE MARKET.—Nov. 17. The supply of beasts was only about 208. Trade was stow at a decline of 3d per stone, and a number remained unsold. The number of sheep was 5,170. The demand was inactive, and prices declined id per lb, with a large portion left unsold. NEWCASTLE CORN MARKET.—Nov. 17. Business is quite at a stand still. Farmers' wheat has gone off slowly at 33 to 43 per quarter decline, but many samples are cut up rather than submit to the prices offered. Factors are not disposed to give way to the extent demanded by buyers, and consequently few transactions occur. Flour is is per sack lower, with a slow demand. Barley is quite a drug. Beans, peas, and oats without inquiry. LEEDS CORN MARKET. Nov. 17. The best qualities of wheat were 23 to 33 lower to-day, and common sorts were unsaleable. Barley was also 2s to 3s lower, and holders of beans were compelled to accept 2s less money to effect sales. Oats declined ls. CORK BUTTER MARKET.—Nov. 17. There were about 900 kegs and firkins at market to-day, which sold as follows :—Firsts, 111 s ; Seconds, 100 s ; Thirds, 93s ; Fourths, 88s per cwt. DUBLIN CORN MARKET.—Nov. 17. The extreme depression hitherto noticed still prevails. What few transactions occurred to-day were just to satisfy the wants of the hour. Sales that took place in Wit Eat were at a reduction of 23 to 33 per quarter, and in Flour Is 6d per barrel. Other descriptions of grain were taken in small quantities at a reduction on the rates of Friday. GLASGOW PIG IRON MARKET.—Nov. 17. The shipments this week were 11,025 tons against 10,024 tons corresponding week last year. The market to-day was very quiet, at the annexed prices :—Mixed Nos., 533 61 to 54s ; No. 1,53 s 6d to 54s ; No. 3, 493 to 503 per ton. SHIPPING IN IELLIGENCE. LIVERPOOL. NOTEMBED 18. WIND YESTERDAY, E.—Fresh Breeze. Htca Wierxit—Murn. 06 00—Even. 0 18—Height, 16 ft. 1 In. ARRIVED. Nov. 17. Danube (s.s.) Trieste Alice Wilson.. Callao T. B. &dram Charleston. Meant Mamita • • • • ... • • • •.. - Pncebe (9.3.) .. Smyrna SAILED. Nov. 17. IN - rval Washington Zarah Maranhim' Arcadia (5.5.).. ....Alexandria, &c Alexandria &c. Leona Frankley . Valparaiso Genevievie .... Pernambuco CLEARED OUTWARDS. North Atlantic Calcatt t I Marie. ENTERED FOR LOADING. Nov. 16. I Braganca (s .s.) ...... ....Lisbon Seamandar (s.s.) .. Alexandria, &c Thames ...... Rosanna . .. .... .. I arbaloes: Roderick Dhu.. Old Calabar Bergman . . .... ...... Coquimbo' Meroo .... .. .... .. —Rio Janeiro Martha Pope .. .... Gibraltar Herman........ Vazaire Gibraltar Blorenge.. .... .... San Francisco Saxon (s.s.) .. ..,. EI amburgh. OUTPORTS. Falmoutb, Nov. 15.—Arrived—The Concurrent, from Wo Janeiro— Bla :k Cat, Francis, from Denia, with damage to quarter, having been in co stact with a barque off Land's End—Ocean Queen, Alicante— Fe:tan Park, S D with, for Hull, put back. .„, 4 , 0 v. I.)Atrven Oil ne fro m Pa:ras; and Balmoral, Mackio, from Cardiff. Dublin, Nov. 16.—A , rivei—The Royal Thistle, Lawson, from Odessa. Kingston, Nov. 16.—Arrived—The Cdrsalr (s.s.), from Bristol for Ballast, with mainshaft broken. 0:16e Smalls.—The Alford, from Liverpool for Rio Grande. Tresco (Scilly).—Arrived—TheNyverheid, Lievens, from Liverpool for Ostend, leaky, Queenstown, Nov. 15.—Arrived—The Grecian, from Galatz ; Peras , , and Jaoob Selland, both from Odessa ; Susaa Bailey, from Patras ; Cambrian Belie, from Alexandria ; Rita, from Seala Nova ; Catherine, and Rlngirahon Castle, both from Marseille ; Wm. Stove!, andlSopliia, both from Alexandria ; and Ben ares, from Liverpool for Calcutta, leaky. Galley Head, Nov. 13.—Off--The California, from Ship Island for Liverpool. Swansea, Nov. 15.—Arrived—The Russell Ellice, from Boston— Star of the West. Coquimbo—Augnsta .•ehnehler, Cuba—Roe, Bilboa. Sailed.—The Duke of Beaufort, for Coquimbo. Portsmouth, Nov. 16.—Arrived—R.M. Sr.t Rhadamanthus, from Woolwich. Sailed.—The Lady td`Naghten, foe Portland and Gibraltar. southamptop, Nov. 16.—Sailed—The Sultan (s), for Gibraltar. Plymouth, Nov. 16.—Arrived—The Sir Thomas Gresham, from London for Adelaide. Penzance. Nov. 15.—Arrived off—The Sophia, from Quebec — Ursula, White, from Mauritius for London. Scarborough, Nov. 16 —A riivecl—The Sarah and Eleanor, from Quebec and St. John's, Newfoundland. Grimsby F.aids, Nov. 16.—Arrived—The Jane, from Middles boron ;II tor Altona, leaky. Gravesend, Nov. 16.—Arrived—The Ino, from Antwerp—Leo, Ino, and Aliwal, all from Guernsey. SaLed.—The Adler (s), for remen —ollvia.„(s), Dantzie. Deal, Nov. 16.—Passed—The Medina, from London for Jamaica— Daring. f om London for ha'combe—Flying Fish, f om L ndon for ht. Ice's—John and Eliza, from London for Barbadoes— Escort, from London for Sydney—Edmund Graham, from Sunderland for Calcutta —Luegia from Shields for Barcelona. Sailed.—The Peruvian, for Aberdeen. MARITIME EXTRACTS. Calcutta, Oct. 13.—The Matilda Waitenbach arrived here from Liverpool and Mauritius ; had been agrouud at Mauritius, and is in dock repairing. Oct. 9.—The Fleetwood and Franis are putting back from below. Shields, Ncv. 16.—The Tyne (smack), belonging to the Nort 1 Eastern Fishing Company, has been driven oa the Head and broken up. Ramsgate, Nov. 17 —The Julia, of Bilboa, for Vigo, has been wrecked on the Goodwin : , auds. Crew saved. A clrlss.e•maree got on Goodwin sands during the night, and to all appearance wid become a wreck. Name, &c., unknown. Sevens] boats in attendance. Vera Cruz, Oct. 4.—The Altreila arrived here from Liverpool, in charge of Pierce. the mate; late master drowned. Madras, Oct. 6.—The l'ght vessel Hope, at the entrance of the river Mutlah, it reported to have been fouled by a large ship in a recent gale ; the ship had parted from her anchors, and was lost. SPOKEN. Oct. 3..8yr0n, hence to Bnenol Ayres. Oct. 10.. Italian (s.s.), Cork to Bombay. In lat. lon. Oct 19.. Idas, from Bonny ....... Oct. 23.. Middleton .. Oct. 28 General ,Windham .. . Nov. 1.. Casket, he, ca to Genoa, off Cape St. Vincent. tr ov. 9.. CJrinthian (s.s.), steering south, off Cape Roca. liyclaspes ,s.s.), far Ceylon.. FOREIGN PORTS. John Chism, Capt. W. Stubb , , hence at Shanghai, Sept. 14- 110 days. Douglas, hence at Manilla. Jules H enrich, and Clara Maria, both hence at Danzie. Esro (s.s.), and America (s.s.), both hence at Barcelonia. Flora iil‘Donald, Oct. 3d, and Z Imira, Nov. 1, both sailed froin Alexandria tor Li rerpool. Sermgapatam, sailed from Melbourne for Liverpool, Aug, 15. Essex, sailed from Melbourne for : ondon, Sept. 2. Merlon, Blyth, Calcutta at Hong Kong. Prince Arthur (a.), McGowan hence at Madras, Oct, 11. neckworth, Kingstown, at Cape Good Hope. Sarah Dixon, hence at Melbmrne. Vitror:o o, hence at Alexandria. Wm. Stairs, Walsh, hence at Newfoundland. Buena Ventura sailed from Aden Oct. II ; Excelsior, Oct. 18; Empress, Oct. 19 ; Blong, Oct. 21—all for Kooria Moonia. Sophia, Re:reas, hence at Swinemunde. Fennegina Hendriko, hence at. Pillars. Pe scan (s.s.), hence at Helvoet. Dari.ana, from Goalie ; Wansfell, from Bombay; and Themis, Rogers, from Melbourne—all at Akyab. Persi% sailed front Co ombo Oct. 3; and Martaban Oct. 4—both for Cochin; A'e:t, Oct. 8, for Madras; and Black Prince, Oct. 10, for London. Parker sailed from Demerara for Liverpool, Oct. 16. E , thcr Ann sailed from Barbadoes for Liverpool, Oct. 24. Daniel, sailed from Port-an-Prince for Liverpool, Oct. 16. Polka sailed from Jamaica or Liverpool, Oct 13. Lima, sailed from Belize for Liverpool, Oct. 12. Locomotive, hence at Alicante, Nov. 6, Contain cook, Oakley, from Kingston at Colombo. Queen of this hose, cant; Thomas and John, Fiori ; Ann Best, Sloan and Eu;hrates, Joy—all hence at Gibraltar. Emil Tagliafiero, from Constantinople at Gibraltar, and sailed for Liverpool. Jo.,n-tone, Thomplon ; Iles, Stanton; and Pellona —all hence at Dome:ara. West Indian, Noel, hence at Barbadoes. Conquerer, Nieholl ; and Magician, Gibson—b,th hence at Laguayra. Libernia; and Sultan, Abbott—oth hence at A'exandria. Marco Polo; G eyhound ; Commolore Perry ; and Samuel Locke—all hence at Melbourne. BIRTH. On the IGth inst., at 16, Crescent, Camden-road Villa, Camden Town, London, Mrs. Isaac R,dgway, of a eon. DEATH. On the 15th inst., after ;f:vr ---- hon — r; illness, at the Houghton Abbey Inn, Houghton street, agei 29, Ana, wife of Mr. James Commtrtfat Sala. THIS DAY. On account of whom it may concern. MIS - DAY, the 18th instant, at the Brokers Ofece, 90 Bags Greasy Oporto Fleece WOO L, to ex Braganza, from opnrto.—For further particulars apply n JOHN GREAME, Wool Broker , 13, Nortll4 Tuts DAY, the 18th instant, at Twelve o'clock, at the Brokers' Office, 16, Exchange-building s. 100 Casks Fine Cochin COCOA 1 , UT OM ~r ot er. lately landed.—Apply to J. H. RAYNER 8; CO., P On account of whom it may co , cern. Tuts DAY, the 18th instant, at the Broker's Ogi-e, 39, Dale-street, 20 Bales Scoured S'FAX WOOL , Dos t°ll/ damaged by sea water, ex Florence Nightingale frOm 1 , s ot Apply to JOHN L. BOWES, " Tuts DAY, the lAth instant, at Eleven o 'clock, at tbe Commercial Saleroom, 50 CAMELIA TREES, just arrived ex Braganza (s.s.), from Oporto.—ApP l Y GEO. BADEN NCH and Tuts DAY, the ISn instant, at E'even oicßick, at w 2 Commercial Saleroom, 670 Boxes Port ORANGES, to 21,0 Do. Do. ONIONS, ex Braganza (0 8.). • 301 Strings DO. 250 Bags Port CHESNUTS, , 30 Barrels American APPLES, ex Europa 04' , 500 Bags Bilboa CUES NUTS, ex Rita (MO' / Dra t ' Apply to GE ORGE B ENAC Hg o sO. • - - On account of whom it may concern. 00 • Tins DAY. the 19th instant, at El,ren o'clock, "" Brokers' Office, 16, Exchange-buildi n g s, 90 Casks Cameroons PALM OIL, all faults,ooollo saved from the wreck of the Agnes.—Apply to Messrs & . . NOVO Sons, Merchants; or to J. IL RAYNER T O-M ORRO the TO-MORROW, the 19th Instant, at One o'clock, Commercial Saleroom, Temple.cour t, 198 Bans GloAar. 877 Do. I Layer Muscatel RAISINS, e x .-- 1223 k Do. 55 Do. Jordan ALMONDS, Apply to C. S. Middleton and Son, or to ,jobs ke 4* : THOMAS PARRY, Broker, 15, lsor`" the To-morts.,w, the 19th instant, at One o'clocX. Commercial Sale-roorn, T emp le court , s') Cases of Fine CURRANTS, ex Frankfort. 89 Bags Black RAISINS, ex B jon. lesv er. 495 Boxesof Layer Muscatel RAISINS, el • 200 1 } DITTO, ex A l 2001 Drums of Sultana 35 Boxes Jordon ALMONDS, ex Ebro. 100 Boxes Old Valencia RAISINS. 100 Frails Malagar FIGS. 5 Barrels Old PRUNES. 110 Baskets Dried APPLES. 50 Cases Naples MACC kRONI. Apply to THOMAS PARRY, Broker, 15, North Pli___44l4. NEXT WEEK._ f _._-0 On MONDAY next. the 23rd instant, at Twelve o'cloc/g, Brolrers' Office, 2, Dale-street, i; ! 500 Bags RAPESEED (all faults) 7 4 0 15 Tons SAPAN WOOD. , CO. 'OS ' & Apply to BROWNE, HUNTER .$, On WEDNESDAY next, the 25th instant, at the Broker' Lancaster Buildings, 22 Pipes Arachide OIL, Just larded. .Of t 0 22 „ Sesame DITTO, SIPOP Apply to Messrs. Leech, Harrison, and Forward. raercb JOHN 22VES On TEIIIRDAY, 2Gth instant, at Twelve o'clock, st Brokers' Office, 2, Dale-street, About 8,800 Cow HORNS. )3 , Apply to BROWNS, HUNTER, & On E6alt. PATENT ASPHALTE ROOFING FF: L ',I;OO O P A cheap, durable, and perfectly 'Waterproof ONE PENNY PER SQUARE Foo W T. v ciffP Office and Warehouse-8. CAnwi-sritEs'„,' T R. CAMERON, ~,r . E r . 1 00 1 ; WATCH AND CHRONONtETETt .....- vgn e., • 1. 1 C. 54, SOUTH CASTLE-STREET, a iftlt- - c or MARINE CHRONOMETERS ON SALE. ° „,00 ,4 SEXTANTS, QUADRANTS, TELESCOPES , " CHARTS, &c. _____- ; i,/ '-- - - - --- -- - - - - ---- T ra 01 ' d C HAPPED HANDS AND 110 - a a tten, A ble „ 4 ,, . To prevent and cure these disag% - i Talt free on the winter season. use " A1t0 ,. . n - d i it .. , th r camphor ball and all such noxious Williams ' s.coMP,:: - d g' y to e r , fi s —e d grease, consequently can be applied in w v ,,,,hi a g Pe r ,Tt e hands, or lips, without being perceived , ands "-u. " " e. get R e g T Otto of Roses, makes it an indispensable T O ~r in boxes at is lid by all chemists, and by tl lB , l ",t,reet, J. WlLLialus (late Rawle), Chemist, 79, L c- - Also Cough Lozenges. ____ SPORTING INTELLIGENCE• By British and I r ish M ag netic Terer - apIP SHREWSB URY RACES. S ABBEY STAKES. . Oltcnitza 5 Seven ran. ~ SWEEPSTAKES-5 Furlong's. Ne lson Yalla G.ll I I Ap o llo 2 I Lady ,0 S Four ran. SHORTS HANDICAP. SO'' '. Orianda 1 I South Western... 2 I EsPer - A , Nine ran. , $ SHREWSBURY HANDICAP. , ... St. Giles 1 I El H a ki m 2 1 Rat'''. . 5 . Seventeen ran. .... ANGLESEA STAKES. Tomboy . ....... 3 Four ran. ARISTOCRATIC PLATE. iest er p ' . Englemare..l 1 King of Saotland...2 I So,l°l v Three ran. EYE AND EAR INFIRKAO fif i°l' MONTHLY REPORT. It. 11. SU MG EON S-11. Neill, Esq., J. Poole, Esq., and V l ' ASSSTAIT-SUEGEox—Dr. Nev r ,i n ',; 0 TREASURER—J. G. Livingstone , r''' . ..• i , EYE DEP AILTMENT. . r,‘ , i t .•; e 0 pi New Patients admitted in the week ending l‘'' • j s °'' .' Patients prescribed for, and who have receiv e ~•.' 4 1. Assistance ......... ........ ....•• • ••••'• EAR DEPARTMEisT• 14 • • :,;$lO l ill New Patients admitted in the week e nding No v " a 6 " .. Patients prescribed for,, and who have receiv e ...••' _ .•••• Assistance.. ''rtf f NOTICIL ocheS o f ELECTRO-PLATE GOODS.—The e are few in Pano0;11 more perfection has been attained in than In n "; of ° , ,eatt,iiel o , manufacture, and the most beautiful speelm_ e- a - v prOd - ttc'll, goblets, and other table articles of the sort, if.7 o tlr k . oe ti lierld E. T. Bali's, of 23, South John-street, who, to '', l o l '" 0 t`l i fitC 10 .4 1, business, has added a department for the o s„',.;• 03 0 , Ol e o - I'o'o having been appointed agent to one of the L',;;;;;ltit e 'cos,AP' Birmingham. The designs in these articles are" i rlea'. Oi"" very superior (nearly as go das silver), and the o f t D- os• all these moderate t o a d egree. An i n spe;'oos prove the above facts.—Horthern Times. 100. F Tea dpi ons .. •• 1181. ••• • • • Desert Do. Table Do. .. Dessert Forks .......... ........ .- •••• • ". gg' t il• a Table Do. ..• • et ia 0,0 0 , Sent carriage free to any part of th e c .•••tdt,„ 4 ltd if or AN ATLAS GRATIS WITH THE Disrea'no• isi - j ou- he at.g Sunday, October 4th, 1357, each copy Of t he f ta r pre on e 0 01 0 1 of accompanied with a map, a chart, or the plan o st h ed „, 0 h ie so as .o furnish to each subscriber, gratis, the 1 - 01 0 `; peroott'l complete and generally useful Atlas hithe•t o t of $,l ae 6 ' 0 40 Britain. The size of the engravings wi I be th a t be o ,o? Jj et, newspaper, six maps and two plans; in each Wi'od,„"' d ~' 0 , the size-17 inches by 25. The crdinarl 1 n3 ,111e , ,i be 1, ...0e1'0r tinted, tine charts will be properly relieved in , re yri , , s pe , 'of V o id will be printed in a rich colour. The double IP: e r atifa h , e at, B l of great attention in the de.ire to make thrill Ore; on map colouring. It is hoped, in the course 0 f,..`,1 0 O r 0f t ti 40 4 tracted time, that the Dispatch Atlas wilt contl ica tiOn ar els 0 1:y positions of places than any other English Pr ere tbeY of 7 0 t1 he counties will he given separately, and w *Woo I be ea d 11 t eat populous, as ii. the case of Lancashire, it .iy 0 u ghoe will occupy a page; again, the States 01, the dre„„ e rse!kcli f oe ject of six distinct maps. The names ‘ o „, rfe ,t CA" 5. engravers will be the best guarantee for Ft i n allel e ritle4 4 Bl maps will be as full as clearnels andreference:st e at t how e ' e o f and discoveries will be given from the u r e t, mans tAetelsir engravings will be in the highest style 0f ,•111 pounds being devoted to their cost, and th b ef.„6o. e e '; o 4",',/, original drawings expressly prepared for t . -_7 oeat iet , : o o, iftro mechanics' institutes, the condw.tors of nit n ' and 0 4 of meats, the proprietors of hotels , roading TO iie 'd vv•ti:„ c ert 00, 0 t D1 b • OPP Oir will, in possessing e Disput h Atlas, - he .by .40 01 1 The money Value of the completed work th d - ,J rris twor , 0 01.-06, 10 $ pmaappesr. at The the D u z sup usual inquirin the selling price of any large se e ith the 0$ OP 1$ or 64 ;c dochdl bott • of issue some hints will be given for preserving,a`eet an; e tyee.go the Atlas. Orders recei, ed by every ne ws l3 9, F l , Be c uitso the kingdom, and at the Dispech offi ce ' t he OS' t p ch ric A e t . l s as a wpeilrlzfyorward vistanwed,,, 00150010 Friday even ng edition may be received in the kingdom on Saturday morning. an 3 Published Pr 7 l t n r t e ee dt 9, s z at a h t jloilhon.oter:trotratirivreirliojoigi. arid Stationer' e l °T. WEI),NES DAY , NOVEMBER IS, by ciits-a—L—is—,- c:00'01$001td: °. 1,3 NER, is Ntrf e iPt Thir to Ett E TuRTL ITIIITE2 G E N E 41 ElsiT EL 181 / 1 10 ICAL CI 11 . CAI\ • Th . w aaca k lb 54, 141 d SILVEF JEWEL $o L ASS J . O 0 I S PECTY kt,IIOTATC S':; Which ex Ntitrfeal. nicet: 13 %ta Z"" 14`G.e •R o f clas s FT T. D /qIO LES AI V oli n ; E RD 0 Ikq e ° 4 E th SHOW R w 1101 1'r ORB] t I BLE 0 4 u R C ONSIDI 41) A.N --,,,_ 11 E S I Good ***** Be,+ r •• • • S. 1 12, t 4 ..„..,..„......._. s 7 NO, 1 / 4 1 4 t ), 13 1 / Y ,11 2 Nit4lo B . No. 3 ! 111EGoons u A colanectic qbARy hi• tik, BE - ' 4B , TEA GOOD 4, ll )any m HGT lA NO PORI kl lk i 4: 4 W t NT I'4 ll ° AN' 26 , 11A11 kijl the Eco FRIDAY. On FRIDAY next, the 21th inst., at One o'clocX,l‘. the Brokers' Sale-room, 18. Chapel-stree t, About 170 Bales COTTON, (all faults), ArOesl* ex Simoda, from New Orleans, lying in Anderson' , 7 1 0 r -f Apply to DANIEL C. BUCHANAN and - „tie On I RIDAY nex, the 20th instant, at One o'clock' Cotton Sale Room, Exchange Buildings , ~s, About 500 Bales of Common ,merican C0TL1301.15:,41. For particulars apply to DUCK WO tt.TH 8r RAT:bf „ , Broker., 17, Excbaug." to On FRIDAY next, th, 20th instant, at Twelve o'fl aci ' Brokers' Office, 16, Exchange-buildirg l, 25 Tans fine American sPEII.ISI OIL, iiro tso 13 Casks Whale Oil 1. DOTS, lately landed. —Apply to J. H. RAYNER and C°'' ° On FRIDAY next, the 20th instant, at Brokers' Oho 13, North John-street, 16 Bales RAGS, i f to 41 10 ex Rita from Santand,r, 1) irg Temple•court.—App- 02 1y, JOHN GREAME , "