The Northern Daily Times. — Liverpool, Merseyside, England, 1853-12-15 00:00:00

. ~ 4 ClaY t° 111 0 tlt I vOCat il4 Til l 'those 0 London ; fret', JO; dO.; a nd O P , dies '" Itlit ab l e t . t e b ie _ o the subject. I came here at the request of your kb li •aairrnan, and I am glad that I have the opportunity (h a i„, e l to express my acknowledgments to your noble (Il ea "'L.. 4 , 11 as one of the greatest reformers of the age t e r„ ‘' that ; one who has effected the most practical k4d ' i ims that I am aware of, it required a peculiar talent r oan ,bouito accomplish these reforms, and your noble chair toft 4 aB done much to cheer the heart of the widow and ha e el ' k the sorrows of the orphan, and to relieve all who Nil`!, e en in distress—and by distress I mean a chancery That T hat a 'Llee and gentlemen. (Hear, hear, cheers and laughter). iafamous institution is now put upon a right level. I ) hear.) I cannot express my feelings of gratitude, but wh ieb sttre you a ll sympat hi se w ith me in .th e o bli ga ti ons Rho we owe to ou r able chairman and to the committee t4i4uected one of the most practical blessings and reforms (Ile a - , ° ° lll €l be accomplished even in our- reforming age. Ptiti, , , hear, and cheers). The resolution which has been the ' ‘ ' ° ,my hands is this—" That provident habits among it th:? r ldlig classes are eminently qualified to rase them re qw e ir position in society." This is a resolution which pr a ; i fes but very few words from me to enforce such a 14' 41 and important lesson as it contains., I am t t i c fled to thi n k t h a t th e c h ar it y o f thi s age h as of l a t e it:lirather a wren.. direction. I require to feel that it is an hen all of u s feel i ' more of the responsibilities which wes le a `: we wh o h ave b een bl esse d by p rov id en ce with the m ean i k ,, l ; 3 g to the lower classes. (Applause.) But I am afraid t t P f .'e often att em pt t o di sc h ar g e these responsibilities by tt oh tn,g down large sums of money without taking the Cue to see h ow th ese sums are expended, and thinking Ili; by' . 3' the magn it u d e o f th e g ift they would pay their way ‘' he n , a eaven without taking the trouble to go there. (Hear, it cheers, and laughter.) I think we have a little erred that respect. I would not wish to check charity in any I tt /,; but I think we have a little erred in that respect, tha Pp . ' 4l. e endeavoured to support the poor instead of elevating !Quad enabling them to support themselves. (Applause.) tl kf '',ve a little destroyed the self-reliance, the self-respect , V e ling which is the basis of all that is good and great, kh‘ever by which you can help the poor to. raise them e, (Applause.) Gentlemen, I am a leveller. (Loud (CC.) Yes, I am ; but not by wishing to pull clown. a of hear hear, and renewed applause.) I have no to be pulled down myself, nor would I wish to pull htli:' ally of those who are elevated above me ; because I S 1 ;:e with the happy constitution which is established here ti t t.''ve greater freedom and greater happiness than any N'tutions I know of in the world. (Hear, hear.) It is b , 3 : 1 ,11 seeking our institutions that we shall elevate . the ? 1 • 1 ° `trig classes, and by remembering ti at, as Philip h °N s once said, the cream rises to the top it is very un (l.l;lant to see what the milk should be, if you expect good lc°, ladies, for your tea. (Laughter and applause.) tht o ; as I understand the object of this meeting it is to io n 'upon the poor that providence, foresight, and k b - ,' . "Y which will enable them to support themselves and tr ap vide against the day of distress. There is not perhaps 4 ' o lamentable thing in the present day, whnn, owing to IN l' Corn, and owing to plenty of employment in a general kt--there always will be persons wanting employment, Il i , t here always will be poor, for the poor you shall Y 3 have with you and, so it will be; but when the N t 't have the power of getting liberal wage!,and with lit e , l e licap food and cheap raiment, the condition of the h o re should be as it is. What is the condition of the ty'' all this time ? Is it much elevated ? Are they in l it',! t tdependent position in which they ought to be by the t,l';, 4l ','s of Providence - which have been bestowed upon 4 t ., -;) I am afraid the answer should be in the negative. ; 1., , hear). What has been easily got has been too easily t` l ',:led, and when the rainy day comes the people have i ,' e en provided either in great coats or umbrellas. -r ) hear, cheers and laughter). Now, as I understand Y is i lestion of this evening, it simply refers to insurance tq t ::c poor. That is, I believe, the object of the meeting lit C esPecially A more righteous object cannot well be S , Laken. (Hear, hear, and applause). If the poor have v.liood—they have not very cheap food now—but we ts r it will come again ; if they have cheap food and full II t, ° Yment, they may lay by a little for the insurance both Veir own lives and the lives of their children, and Y 411 .V . that they would ensure, that in time of old age when ,n ea r no longer work, they can have something to, live_ 1 ' and if these , societies are so formed as to be barely ktnt'llerative and to afford full security for the money laid L. ll . `,' they could no longer work, then self-respect would 111 -Ise 4 indeed, and then they would feel the blessing that N ,Tabour, that then labour was good while it lasted, . 111 ',.ir lt : i e ,n it could no longer last it left a good provision for :h 4 ,, 4 4,' age and for their families. (Hear, hear). I am nrk„ e u- to have trespassed upon you with these few re '4a4 i; Coming so hastily into the meeting when the chair- Nh f ' - ', 4 d actually begun, and when I did not hear what I 'ta i ( r ° hhd, to be instructed from so good a source. kid / aro sure you will excuse the few remarks I have made, '?tia w ill only now again read the resolution, which I re ,l.C,adtilteilll“d to your cordial adoption. Mr. Rathbone then c4in ts , : - resolution, and resumed his seat amid loud ap 111' ''''''. l oGt came f o rward to second the resolution. He Ale, 0 \,, sveak, when .r lord , Ross rose in the body of the hall, and said : Ntl e ,„ . "' I claim to make an observation. I think no 1 Ik e ian who addresses this meeting should make any NC" to eith er p o liti ca l or re li g i ous o pi n i ons . Th a t h as already done in two instances which I have heard, rlieh I was very sorry to hear. (Cries of " no, no," 1 1 / 4 ~ order," hisses, and uproar.) Yes, I say, Yes. V . l _v ed cries of "no, no," and hisses.) I say yes. i s; cries of " tu r n him out," and great clamour and It# 4 !°n.) PIAIRMAN : Religion has been spoken of, but not '' 4r tieular creed. (Cries of hear, hear.) 4 iit,Ooss : I understood--; h t °IcE : You are dull of comprehension. (Cheers and 0 1 ' ) i,' loss : I beg, my lord, that such allusions will not litt, 'Ptated, or. I shall decidedly interrupt the meeting. le're,(l uproar ) 'nth ItA.THBoNE. : My lord, I should beg leave to ask this b eat 'used to explain. (Hear, hear.) I have not been qat ' to declamation, and dare' say I have talked a de al t h 4 , of nonsense; Init when one gentleman makes an L ? 'll — ki ti °/1 against an. • r of having made any political or ,' e l l, allusion in a meeting like this, I should like him ~,1 D ,4 1n what it is, and that the meeting would give him ,mis t 7Ortunity of coming to the point. (Hear, hear, and 1 711 9 And I am inclined also to say this, that I think it ' , ,e 4 4 ‘kre e with the feelings of this , meeting', if I ask him if ` 1, ,, A ! a good case to state it in a rew words. (Hear hear.) Ot ‘ l lon a long speech as only necassary for a bad cause. tree lt i : The honourable gentleman has challenged me. k t 'cle ',..'illenged me to say what were the terms to which I ! . •' °l ! 4e prides himself upon the word "leveller." , e , I ,', 4 e B L l at that is a political phrase. (Cries of " No, no, 1 4-10, a nd renewed clamour.) I must be heard. (Cries of 41k7°, and order, order.") I will be heard. (Hisses and •T r) It e „NATE,AN • What is your name ? he .- 1 , 0 5 s (at the top of his voice) : Ross. ,„" 4 40,.'uatamaN : Is the meeting willing that the gentle-‘44 , c'illd b e heard ? (Cries of " No, no," 4, yes, yes," k""'fasio ) r j n. - rail , '' 4 'irnitx : I would suggest that, if the gentleman is '44 ' 0 address the meeting, he should come upon the plat 'a,ti, Pear, hear, and no, no.) 1 14 41' 0 ss then quitted the body of the hall, and came r v sCut platfome eting, rm where he turned round and bowed o e- Y , to the amid great laughter, cheers, and If s ' • N it ok , AmilßON, : My lord, I would ask your opinion. I i'.thi."' is right, if your lordship thinks so, to ask the name ,1e,.: elt,leman and whether he belongs to the town of ;‘1 5 .!) ,, 5 1 , because ' I am . . quite sure, gentlemen, however kil we may be for eliciting the, truth, we want no itine- N4rators here to tell us what .we ought to do. (Loud (e f jlear hear, and cheers.) 1 1 ;i:"as :' My ord, I am not so rude as this gentleman. 6. ltt '''') cries of 4 ' order," hisses, and interruption.) i 4 u tPnity : I rise to a point of order. It has been 4 tt ' and it is due to this meeting, that the name of any ti, y w i, thN . 0 wishes to address the meeting, should be first . men fZ,kt, (Rear, hear.) It is due also to this meeting that 1 1 4 % -i " .l eirian should state whether he is a townsman or not. k N e a town's meeting ; and if he will make 'know his t i el v i tql d if he is a townsman, I am sure you will give him thLk NV il d patient hearing. Zs ' t. r" ' On that condition, and that only. (Hear and orlr''n ) :li a -As s : My lord, I claim (loud and general cries •;-!.r, sr -41 ,..e, name.") My name is_ Ross._ tit, I t 'll'Eaty : Your name is Ross ? 1 ,..q. 1 . j oss ' l t? . l' } 'EltY : Are you a resident of the town of Liver 'l, IN t 4! \'• l ; (2 ‘SS : Yes. 'ts -(3 ' : Are you the " Man of Ross ?" (Laughter and lt *, t i i, t4, 11, 04 ) A 5s : No person can be more anxious than I am . for (g;'l,' ) ii,' 3B of insurance ; but' when I heard an encroach -.1,.°444—,,,°n political and religious topics, I made it my— ik,r 4"L'isos, and cries of turn him out). !e l '. j t '''?En.x : Hear him. (Cries of no). to t i°4 I,Z's , You may hiss • you may bray • you may call VI ~'-o, but I distinctly and emphatically tell you that t t Ze wersobjects of theology and on subjects of politics, 41', 4 4 e ncroachments , on a man's feelings. (Cries . of tt L at tn, ,turn him out). I merely wish at this point L'tiit eeti - I L it , ng to check it, because 1 do not know to what ka t r C o --14 3' be carried, seeing the various speakers who S he ar) are all on one side. (Cries of oh, ' oh, hisses, , 14 V oi, They are all on one side. (Hisses). 4 ,5ri a 1 . .1t:: All on the right side. (Cheers). t ktis ill t)) 38 ' I see it, I see yourself, sir, (pointing to his A 41 )44, 4 -nd I see that venerable gentleman' there (Mr. t 'ti q , \ r e / 4 . Of t • Turn round (followed by groans, hisses, and ti l r. It ail h im O to eu . , out). tPi:e b e • if his lordship had at once - told me there 4 `)11 ofllo encroachment either on religious or political C k ti t ti tive li any one sort or another, I s h ou ld no t h ave t : %14,1t0 interfere. (Hisses.) ti l k; .„(eh e it4 A-N : How could I tell you, when I did not k tii i 4 oN s wr.,.s, and cries of order.) ktl • ' 6 f . i .' - I, Le proclaims himself a liberal ; he glories in 4 t,Liberal, and he talked of the question of reform, , " ection with it, levelling, which I say is politics. (Groans, cheers, hisses, and cries of turn him out, and sit down.) The CHAIRMAN, amidst a perfect babel of noise, offered some explanation. which was not heard. Mr. Ross (amidst the same noise, and roaring at the top of his voice, continued) : He gloried in it—(Cries of " ques tion" and " turn the noisy fool out.") Now, gentlemen— (Continued confusion, which lasted for several minutes, dur ing which Mr. Ross kept standing in front of the platform, endeavouring to make himself heard, amidst cries of " turn him out, sit down, order," &c., but at last, finding it was impossible to get a hearing, he exclaimed)—Keep from talk ing of politics and religion, and I am done. [Mr. Ross, in endeavouring to reach his seat, had nearly made a precipitate retreat from the platform, by falling down the side-steps leading to the hall.] Mr. JOHN SMITH then rose, and was loudly cheered, and an attempt was made to hiss him down ; it was confined to a few persons in the upper gallery, and it entirely failed. He said : Now, will you allow me one minute ? My lord, ladies, and gentlemen—(Hisses, and cries of let the man speak)—l merely rise to a point of order. (Hisses and cheers A Voicz Why don't you let the man speak ? (Groans and cheers. Mr. SMITH : (Amidst confusion and noise.) Listen to me for a moment, I want to explain a point, he can speak after. Mr. Ross : It is explained. (Cheers and hissing.) Mr. SMITH : I think the worthy gentleman was mistaken. (Hear. hear.) He is evidently excited by something, (laugh ter and cheers,) and his feelings have been touched. A VOICE : The working classes wish to hear him. (Cries of " no, no," and " Order") dr. SMITH continued to explain that when Mr. Rathbone said he was a liberal, surely that was not a political observa tion. There was no sect of levellers. If he said he was a e.itholic, or a protestant, or a tory, or a whig, or a socialist, taeie might have been a meaning in it. Mr. Rathboue said lie was a leveller in one sense, that he would bring the :tumbler classes to the higher. (Loud cheers.) He was not there to explain Mr. Rathbone's views ; but that was the view which he (Mr. Smith) took of his own words. Mr. Rathbone wanted, not a shield from any Achilles in the meeting, but hearing the words the gentleman used he thought it right to give this explanation —when the noble president used the word radical, and going into radical ideas, he stopped himself at once, and there was not one word mentioned which could be applied in a poli tical sense, except one word used by a worthy gentleman,— "what religion, or whose religion"—that was all. (Hear, hear.) Mr. KEGG then came forward to second the motion. He very much regretted the interruptions they had had, be cause he was afraid it would deprive the meeting of many good speeches. There were one or two points which he should like to remark upon, having the privilege to address the meeting, he should like to call attention to in connection with the resolution which he had in his hand. (Having read the resolution he continued.) But in order that they might attain to a position in society, there must be some thing of self-improvement, there must be a determination on the part of every man to do something for himself. (Hear, hear.) He must study at home those works which bring him in communion with those of past days, and then he would feel his own littleness and vileness in contrast with their greatness. But in order to do this he mut obtain books, maps, and various appliances, and this again would bring out prudent habits; for very few had such a quantity of funds as to be able to live up to the extent of their means and then to supply themselves with those things ; and this would teach them to bring things into a compass ; it would bring them to think on what they wanted ; and by that means they would see the importance of a saving habit. His lordship had well remarked on the popular vice of the English nation ; it was by their own indulgence that they had brought on the nation a great stigma and by so doing they had placed themselves iu a position that they had not been able to provide against the dark and evil day by indulging too freely in the pleasures of the present mo ment. But there was another thing connected with this question, for when a man began to improve himself he would seek home ; he would not go and spend time in folly and vice, but would seek home, where he would usefully employ the hours he had to spare. (Hear, hear). They had only to think on such a man as Stephenson the engineer, or of J. Gough, the great temperance advocate, (applause). in order to show them what might be done by persevering self-culture. (Hear, hear.) Even a man who might have been brought down to the lo west stage of degradation, might be raised up, and stand himself amongst those who were ornaments and blessings to their country. (Applause.) When a man saw the importance of those things, he began to see what his family wanted, and what he himself wanted in times to come, by not living beyond his income, but by saving something from his hard earned gains, he might be enabled to provide against the evils of sickness; and if death came, that he might not leave his widow and children pen nyless and fatherless on the world. (Hear, hear.) He (Mr. Kegg) should wish to mention one or two cases in which men had raised themselves to positions in society by provident habits. There was one man living, an American, the great showman, Barnum, who bought a museum with out a penny in his pocket. What did he do ? He lived on bread and cheese that he might be enabled, by self-denial, to attain a position in society. (Hear.) It was only by this continued exercise of self-denial, that the working dassps would be enabled to raise themselves. (Heal', hear.) And, then, here came the Insurance society, and they offered the lever by which the poor and industrious man might provide for the dark hour ; and then, when he left the world, his happiness, next to the safety of his own soul, whould be in the thought that his family were provided for when he was no longer amongst them. (Applause.) ' The resolution was then put, and carried unanimously. Mr. JOHN SMITH proposed the next resolution, which, he said, merely expressed a truism. yet one which well deserved to be propagated in the world. Having stated the general priciples upon which he attended the meeting, there was so much room for good, and such a necessity for doing it, they should co-operate with each other in every way they could to make the working-man think for himself and family, and not always to be spending the last farthing in momentary pleasure. He used the word gentleman—he liked to use the word —for the humblest labourer was a gentleman if he conducted himself properly. (Cheers.) He (Mr. Smith) conceived he was a rich man who, from 20s. a week saved one or two; and that he was poor who had £lO,OOO a year, and spent £ll.OOO. (Hear, hear.) The one was degraded and obliged to ask for favours; whilst the other found him self rich, and able to do good amongst his neighbours ; and for his family and himself, in his old age he could do won ders. (Applause.) The first beginning was a great matter. Let them begin, and feel they have a little savings bank, and they would find comfort and happiness in it, which, up to that time, they had never known. He remembered well, in Clayton square, when a young chap, whose head was as black as it was then white, standing by a ship-carpenter, listening to an election. Re said, " Well, Charles, you are a jolly fellow," and I am sure you drink a lot of grog. Charles in reply stated, he was not a drunken man; but admitted, besides his allowance, he had several glasses of rum, and which he considered was not d r i n ki ng t oo muc h. He Mr. Smith) then asked him what he was saving for his family, and his reply was, what could he save out of 4s. 6d. per day ? and he was not always employed ; and if he put a shilling or sixpence by, it came to nothing. He showed him that sixpence a day was £9 2s. 6d. per year, and that the amount would secure £4OO at his death if he died the next day. (Applause). He had no idea that 6d. was such a powerful aid, and still less idea how it could realise a sum of £4OO to a person at his age. He wished the lower classes would all see this, and by adopting it become some of the higher classes. (Hear, hear). He re membered receiving a small premium from a working man some time ago. A few days since the same man came to pay him for his second year, and he said, "to tell you I am happy, and a better man ; for I feel if I go to-morrow my children are not destitute." He (Mr. Smith) thought it was of the utmost importance that every man should lay up something' for the morrow. Who knew who might be called away before a week; but whoever insured, he obtained by a physical and philosophical arrangement, the length of an average life for the support of his family. (Hear, hear). Payments were made on the averages. He cautioned them against the indiscriminate giving of charity, and for this great reason:—Many were so uneducated to act from a right motive in all cases, and it was well known some of the noblest charities in this land produced the very poverty which they were intended to relieve. (Hear, hear). They had a ladies charity, and they knew poor people lived down to the necessity of their wives availing themselves of the charity, whereas had there been no such thing they would have lived differently,' and saved money for the period approaching. (Hear, hear). So far as this went, unless it were in cases of infirmaries for accidents, .mud iiifoi In mon with the humbler classes who did not knim ho v to ju ige, it was difficult to say what charities did not agir.tv i'e the evils tley were intended to relieve. (Hear, hear). In conclusion Mr. Smith moved the following resolution : —" Thai life assurance and friendly societies are among the in,titutions calculated to inculcate those habits, by proving against the want and destitution of a family after the death of its hind." Mr. WEAR seconded the resokution. Since entering the room, he observed, he bad heard a great deal about the provi dent habits of the working classes of our native land. He re gretted that he could not entirely agree in all that had been said on that point; for he had a firm and fixed opinion that no nation on the face of the globe were so improvident as ours He did not wish to use the expression that had been used be fore—he did not wish to speak invidiously; but when ho com pared the state of the working classes of his native land with the position of those in other countries, he should say that we were very far behind. But still there was one thing that they had to say in favour of the English workmen, that go where they would—France, Germany, or any pat of the continent what ever, they would find that wherever the English workman set his font, he would find an employer who would pay him better wages jthan he would one of his own countrymen ; but against that, he was sorry to say, there was one fact to be proved, and it was this—that whil e h e wou ld emp l oy t h e Eng lishman because he worked harder and better, yet he would put less trust in him, and simply on account of his im providence. While the Frenchinan, the German, the Italian- all of them saved something out of their wages — the Englishman would endeavour to live up to the income lie enjoyed, so that the Englishman wherever be went got a good character for work, but not for provident habits. With regard to the business on which they were called he had determined when he rose to go into the general prin ciples of life assurances, and in as few words as possible to ex pain them as clearly as he could. Before doing so, however, they would allow him to make onsreniat k with regard to the calling together of the meeting. He had no hesitation in de claring that the meeting had originated in London, for the purpose of advocating the general principle of life assurances, not only in the town of Liverpool, but in the principal towns in the kingdom. One society alone had offered to bear the expense of a meeting in Liverpool, where all could advocate the cause on grounds without naming any society ; but he was sorry to say that there, was a little jealousy existing among the different companies, or they should have had more gentlemen from the societies there that night. For this purpose one gentleman—he would give his name, Mr. Gregg, of London, —was invited to attend. He entered heartily-into the matter, promised to be present, but for whose absence, for which neither he (Mr. Ware) nor any other gentleman on the platform knew no satisfactory reason, 'certain very discreditable hints have been throwri out ; but he did not believe them. With regard to assurance societies, he would put them under three classes. First, life assurance companies ; secondly, friendly societies ; and thirdly, burial clubs. He would first explain the manner of procedure in forming a life assurance company, for he di4 not see why it should be kept from the world. Wellipfor the formation of a company of that kind a few individuals met to gether. Let not their motives be misunderstood. He did not believe that out of fifty assurance companies formed in this kingdom, one had ever been formed from philanthropic motives. Every formation . of such a company had something selfish at the bottom. They were all selfish—he was selfish, the meeting was selfish—for neither would give- their time unless their trouble was rewarded. Well, a few gentlemen met together and determined to form a company—he would leave their motives alone, but it might be that they wanted situations, They take the title of promoters, they go to the proper office and receive their schedule, and then each party puts down his name, address, and occupation on the schedule, as the promoter of a certain company. Every particular of that company would be registered—its objects, its capital, and so forth would be registered and the fees paid. This was what was termed a "provisional registration," and until complete registration took place, the parties could not proceed to business.• They would take a company for instance, with a declared capital of £lOO, 000—let it be minded a capital they never intended to get in, for if they did they never would declare it, inasmuch as it cost them much more to register it, but they declared such a capital merely because Englishmen were fond of seeing a large row of figures. (Hear, hear, and laughter). He would go further and say that it was not necessary for a company to have a, cap s , ital at all. But before they were allowed to issue a single policy they should shew the signatnres of different shareholders for one fourth of the amount. He was not going to show them, as it would occupy too much of their time, how that was avoided. It was avoided; but he hoped the day was fast ap proaching when this work would not bear the light. (Applause.) Atter complete registration a certain portion of the capital was called in; but when they had got the certificate of com plete registration they were entitled to - go to work, which they generally did by advertising and appointing agents. Little or no notice was taken of them before they commenced doing business. He was an advocate for new companies, be cause he thought there was room enough for all, but he did not like to see a new company put down when he saw and knew this.. No sooner, however, had a new company issued its pro spectus, than it was looked to. Some entered into it for the benefit of themselves, others for the purpose of finding fault with it ; but the first difficulty which it had to contend against, was its rivals in the field, and then bad agents. Now for the business of the company. The first and particular branch was life assurances—then endowments —then annuities ; and some companies granted loans. Having explained how life as surances were granted, lie showed how Companies realised large profits, by adding slightly to the premium for the medical ex amination fee. Endowments were for the purpose of rendering the fund available during life-time. A person might say; " I want to lay by so much a year, that when I come to the age of 40 or 50, 1 may receive a fixed sum, and settle down in my old age comfortably ;" or he might fix it for the binding of his son as au apprentice, or a marriage dowry for his daughter. This was an endowment, and the worst class of business was that of loans, Here, in this town, he would rather not touch upon that point ; but in connection with it he would mention a fact which would rather astonish them. They knew there were loan societies throughout the kingdom which charged enormous rates of interest; but with assurance companies their object was not to lend their money to get interest, but by lending it to get business, For when a roan borrowed £lOO, they obliged him to insure his life for double the amount. Now, lie believed from honest conviction, that many of the assurance companies throughout the country were greatly improved by this loan business. One company with which he had been connected as secretary or manager, advertised that they would do loan business ; one week he received from different persons through out the kingdom applications in the whole for £350,000, averaging from £5 up to .£2OO. It required an immensity of labour to wade through the security offered, but he had no hesitation in saying that not one out of every ten offered were responsible parties. He would advise 'every man in the room to look well to any company with which he connected himself if it were not on the indisputability system. (Hear, hear.) He had a copy of the indisputable clause which be would read for them;_ but the first c ompany t h at advocated this was established by Mr. Robertson, a Scotch gentleman, and was sow termed the " London Indisputable Company." one noted tor its honorable dealings with all who had connec tion with it. Mr. Wear then read the " indisputable" clause, which declared that uo omission on the part of the assurer should invalidate the policy; and showed how the absence of this clause enabled companies to take advantage of the slightest mistake in the age or other circumstances, to the detriment of the wife and children, or other survivors of the assured. Many companies traded on the chances of this; and therefore he regarded the indisputable companies as the only ones based on fairness and justice. Mr. Wear then alluded to Friendly Societies, and observed that the error with them was the want of proper calculation for though a young man of seventeen paid but a small premium on entering them, it was too much to require him to pay the same quarterly subscription as the man of forty or fifty. As to burial clubs the law would speedily interfere with them, in consequence of the crime which they generated among the'poor class, but extending the principle at work here, he had even endeavoured to prevent children of fourteen years and so being assured, because he thought it was as easy to get rid of them tor the sake of the larger amount, as it was to get rid of poorer children for the burial fees. Mr. Wear, in con clusion, again reiterated that there was business enough for all companies, if they were properly conducted. (Applause.) The resolution, was unanimously adopted. In answer to a person in the body of the hall Mr. WEAR said that the safety of a country did not consist in its names or its extensive operations, but in the honor of its members and its good management. The Rev. STOWELL BROWN, who was enthusiastically ap plauded on his appearing on the platform towards the end of the proceedings, was then loudly called on, but he declined to speak, as knowing little of the subject, until the commer cial gentlemen present had been heard. Mr. l'nomPsosr begged to thank the Rev. Mr. Brown for giving him an opportunity of addressing the meeting. He ap peared there as the representative of a burial society, and he had been surprised when he heard a former speaker make the statement he had done with regard to how those societies were conducted, as to the principles upon which they were based, and as to how they conducted their business. He was pre pared to prove that they were as well conducted as any society in existence. (Hear, hear.) It had been said that these societies were for the purpose of raising the working-classes in the scale of society. The burial societies did do that, and what was more, they raised some of the very lowest. It was in the year 1840 that the firs:, burial society was established in Liverpool. That was done by a single family enrolling their names. No society in existence had been a greater benefit to the working classes than that society had been. It had been the cause of reducing the poor's rates, as there was not near the money ex pended out of those rates for coffins, and burial fees, as was formerly the case. The treasurer of that society was Mr. W. Brown, M P., and the Earl of Ha.rrowby was ono of its patrons. F.om 1840 to 1853, that society expended no less than £53,993 for funerals, and all that had been raised by the half pence of the poor. Something had also been said about these societies being calculated to assist the crime of murder ; this he denied, and argued that it would he just as right to call all mankind burglars, or murderers, because these c inies were committed by the few, as it was to condemn all the burial societies, because in a few isolated cases in the manufacturing districts, such crimes had been committed: He denied that there had been a single case of that description in the town of Liverpool, and referred to the clause in the act, as amended during the last session, which rendered it imperative for each part to be furnished with a certificate from a medical man ; or a coroner, and if they looked over the hooks of the oldest society they would find that in each case of death such certificate had been furnished. Mr. ROBERT KELLY said he knew one of these burial socie ties, which was conducted on the most disgraceful principles, the committee had the sole controul of the society, and the whole management of that society was worked with the great est despotism. The REV. H. STow ELL BROWN having himself apologised for coming forward at that late hour of the evening, said he would detain them but a few minutes. He appeared there like the former speaker in the character of a philanthropist, but he did not profess to know the principles upon which those socie ties were based. He was a member of one of those societies, and he trusted it was well based. It had been said that the subject had nothing to do with religion, and that he (Mr. Brown) ought to be minding his own business; but he consid ered his business was as much on that platform as it was in the pulpit from which he preached. He then in most correct terms pointed out the duty of mankind to be prepared agains; a rainy day, and that day might come when it was little expected; and having prepared for that day, by having provided for the family, less embittered the last moments as it was known that they would not want. Mr. Ross again came forward, which was the signal for a ge neral uproar. He said : I come forward—(Hisses and confu sion.) I will be heard. (Laughter.) The CitAinmAN requested that the gentlemen might have a hearing. Mr. Ross wished to ask Mr. Ware whether, in the forming of these meetings, the names of higlizsounding characters, men who had greas influence, were not placed there merely, (Confusion.) Mr. WAGE : You ask me. I can only say I do not think so. Mr. JEFFERY moved a vote of thanks to the chairman, for the ability he had displayed in presiding over this meeting. He was sure the meeting would agree him, tint his situation had not been, a sinecure. He offered - a few brief comments upon the various positions taken he the' several speakers, and pro ceeded to say that in the year 1852, out of 65 societies proposed, only six had been founded here. It was very clear that some people must have been diddled out of their: cash. He thought the interests of the public would' be promoted by an inquiry into the subject by the legislature. . • • Dr. TAYLOR seconded the motion, and apologised for the ab sence of the mayor, who was engaged; or .he would, have been there. • The CHAIRMAN briefly returned thanks, and the meeting separated at a quarter to eleven o'clock. ' After the chairman had vacated the chair, a persen tried to address the meeting, impugning the judgment of Baron Alder son, with regard to burial societies, but was soon left by the company. THE NORTHERN DAILY TIMES. WEST DERBY UNION. The usual weekly meeting of this board was held yester day, in the Union-house, Mr. J. HARRISON, in the chair. The guardians present were—Messrs. Alpass, Shaw, G. Har rison, Hayes, Roskell, Browne, Welsby, Jeffrey, Lunt, Kirkus, MOuntfield, Craig, Abrahams, Medcalf, McGee, Smith, and Carter.. The master of the workhouse reported that there were 674 paupers in the house, and in the corresponding week last year, there were 710. The accounts shewed that there were £BO4 4s. 10d. in the hands of the treasurer, and £2OB were given to the four re lieving officers. Mr. HAY E 9 requested to have the motion he had given notice to move, remain on the minutes. Mr. Kiaxus said at the last meeting of the board, he had given notice that he should move that an organ be erected in the chapel connected with the house, and he therefore had much pleasure in doing so on the present occasion. He did not know whether the guardians were in the habit of at tending the chapel, if they were not, he would tell them that the service was one of the dullest things imaginable, and he did not know how it was got over, and it was all for the want of an organ. He should therefore move that an organ be erected in the chapel. A GUARDIAN : What would be the cost of the organ, ? Mr. KIRKITS replied that he had been informed by a friend of his, who was well acquainted with music, that one could be obtained for L4O to X6O. —That would be the price of one with 8 or 10 stops, and he had the pleasure of informing the meeting that there would not be any additional expenses. Mr. Kirkus concluded by moving that an organ be erected in the chapel, at an expense not exceeding £6O. Mr. RosRELL had great pleasure in seconding the motion. The motion was unanimously carried and a committee appointed, at the suggestion of Mr. Kirkus, to select the most suitable instrument. DISMISSAL OF THE SCHOOLMASTER AND MISTRESS. The visiting committee reported that having considered the report of the inspector of schools, which alluded to the inefficiency of the school•mistress, and having also considered the fact of her being a mother will render her services still less efficient, it was resolved that the committee recommend that she be requested to resign her present situation The adoption of the repo - rt was . moved' by Mr. SHAND, upon which _ _ Mr. ALPASS said, on the face of the report it would appear that nothing had been done or said about the schoolmaster, Mr. Reid, and it would appear that they were perfectly satisfied with him, and his management of the school, but he was perfectly satisfied that such was not the case. He had noticed the most gross mismanagement in the school by the schoolmaster, and had on more than one occasion complained to him. Mr. SHAW explained that the conduct of Mr. Reid had been considered by the committee, and it was only decided by the casting vote of the chairman, that he should not be requested to resign, as well as his wife. It was the unani mous expressed opinion •of the meeting :that his :conduct was not what it ought to be. Mr. JEFFERY, having been a guardian for the last 13 years, expressed the dissatisfaction he had felt at the mis management of the schoolmaster. Mr. ROSKELL said he did not think they were doing their duty to the poor, or to the ratepayers, in overlooking the inefficiency which had characterised the management of the school. The schoolmaster had not given satisfaction to the board, that was a well-known fact, and he was only kept in through merciful motives. MI: - ..ALPASS said he was.not aware that the inspector had alluded to the schoolmaster and mistress in such direct terms in his report as he had done—for he found he said, "he should not recommend any pupil teachers to the school if they should continue to hold the present appointment." Such being the case he did not think he should be doing his duty to the ratepayers or to the poor, if he did not move that both the schoolmaster and the schoolmistress be suspended. They would, by keeping them in office, not only be doing an injury to the ch i ld ren i n th e school, but they would be doing an injury to society generally. He believed that it would be found that the school, under such management, would be a curse instead of a blessing. He concluded by moving that Mr. and Mrs. Reed be suspended. Mr. JEFFERY seconded the motion. After a b brief conversation it was aranzed lit parties should be requested to resign, as, ny auoptmg teat course, they would not be prevented from obtaining another situation ; should they not do so the motion for suspension would be again moved. THE GUARDIANS AND THE POLICE MAGISTRATES. The CHAIRMAN said there had been another subject brought before the committee, upon which no report had been made, but it had occupied much of their attention ; he alluded to the charge which had been made against the master of the house, Mr. Gough, by a woman named M'Nally, and is thus alluded to in the papers. "A CASE OF HARDSHIP.-A poor woman, named Mary M‘lVally, who presented a most wretched and poverty stricken appearance, was charged with assaulting two of the officers of the West Derby workhouse, and throwing a stone at the governor. From the evidence of one of the officers, it appears that she had gone to the workhouse, to see her husband, who has lain ill there for the last seven months, and that on coming out she committed the assault with which she was then charged. In her defence, the prisoner stated that her husband was in a dying state, and she was so incensed at her daughter, who accompanied her for the pur pose, not being permitted to take leave of her dying father, that she knew not what she did. In reply to the magistrate, the officer stated that the mother and daughter could not, by the rules, be admitted to see • their relatives on the same day. The governor would have admitted them, but he could not violate those rules. The magistrate said that it was a very hard case, even though the father might not be in a dying state, to refuse to allow so near relatives as a wife and daugh ter to see him ; but if he were in the condition stated, it was cruel not to have admitted them. If it were a ruleof the workhouse, it should be administered with much care, and he hoped the matter would be mentioned to the guardians. The prisoner was discharged." In consequence of this statement, the committee had men tioned the matter to Dr. Nevins, and the Catholic priest who attended the union, from whom they had received the fol lowing letters : _ West Derby Workhouse. " GENTLEMEN,—At the request of the governor and committee of the workhouse, I beg to state that I have visited the Catholic poor therein for upwards of three months, as their priest. I have universally been treated with respect and kindness, and have had every means afforded me of performing the duties of my calling, and the administration of the holy sacrament at all times. " The only complaint I have ever heard from the poor under my charge was to the effect that there was some delay on Sundays in their departure for holy mass. This I mentioned to thee governor, and it was kindly and duly rectified. "With regard to the one in question, of. Mary M'Nally, I will add, that I found her at her husband's bedside on a day when I apprehended imminent danger, and when I was administering extreme unction to him, I told her that if allowed to come in, she might be present at the acception of thg holy eucharist next day, " The next morning she came early to the Mission-house, in Salisbury-street, and told me that she feared she had been doing me mischief, and getting me into trouble, by her silly words and importunate language to the governor of th e workhouse, who h a d turned hr out of the house with some violence. She admitted she had used abusive language, and had threatened the law to the governor. " For the rest, gentlemen, I can only add, that the Catholic Irish poor are too apt to represent their supposed grievances with temper. With regard to the general import, cleanliness, and sufficiency of food in the union, so far as I have observed, the people are quite content. " Lastly, I have observed, that on more than one occa sion, the governor has not only shewn impartiality to my poor; but h as l en t t owar d s th e s id e o f indulgence, in cases where severity might well have b een exerted.- --Yours, &c., IGNATIUS GRANT, Catholic Priest." The following letter was from the head medical man of the establishment : "Mary M‘Nally made a statement to the magistrate yes terday that her husband was in a dying state and on that plea excused her conduct. He has been ill and bedridden, but he is not worse now than usual, and neither is now, or was in a dying state, when she came to see him. When ever a patient is in danger of death, I inform the governor of the circumstance, and he sends for the near relatives, whether they have lately seen the sick patient or not. A few weeks since I had to call Mr. Gough's attention to her presence in the ward at an unusual hour, as the patients had notbeen made clean for the day. She the stated thatthegover nor had given her permission to see him, which on inquiry I found to be untrue, as he was not aware that she was in the building. It is not suitable that females should be admitted on demand into the men's sick ward without previous knowledge of the state of the patients, as some of them are not in a decent condition many minutes together where there are so many ailments.—Your, BIRKEECK NEVINS. The CHAIRMAN said he had now placed the facts before the board, and it would be for them to take what steps they pleased. To him, the letters be had read appeared very satisfactory, and fully exonerated their officers. Mr. SHAW said they could, if it was the wish of the board, have Mr. Gough in, and he would explain the entire facts of the case , but as ho was not called upon he (Mr. Shaw) could not allow the subject to pass over without say ing a, few words. It appeared that the woman and her step-daughter came to the house last Thursday for the pur pose of seeing her husband who was ill. The governor could not allow the two to go into the room at the same time, and told the daughter to stay until the woman had been up, which he would allow her to do, if she behaved herself, having on a previous occasion got in by stealth, when the doctor had blamed the governor for admitting her. The woman was allbwed to go, and the girl was requested to stop —it being visiting day, every officer in the place was engaged, and it would not do to permit persons to go about the house alone. The governor told the girl to stop until her mother came down, upon which she turned round and she is not my mother, she is my step msaoidthyero,u and then took up a large stone to throw at his head. Fortunately it missed him, and she then threw some snuff into the porter's eyes. Ile thought the go vernor was justified, after such conduct, in taking the wom sn before the bench, but Mr. Mansfield, the stipendiary magis trate, sympathised with the woman, because she was prevented to see her husband. Mr. Mansfield was perhaps not aware that she had been allowed to see him five or six times during the week. Surely Mr. Mansfield would not wish the guardians to allow persons to go in and out of the house as they liked; if they did, there would be 3,000 visiters a day. Would that be consistent. The great question was, what were they to do ? Where were they to take the of fenders ? Mr. Mansfield is unwilling to punish the persons they sent from the union, and Mr. Wybergh, the clerk, had told their officers they had no right to take the West Derby cases to the borough court. It was true they were in West Derby, but West Derby was a part of the parliamentary borough. The police took the persons before Mr. Mansfield; but it did not matter how clear a case from there was proved, it was pushed off with a committal for a day, which was that the person was discharged before the words were out of his mouth. He. should recommend that when a case was again sent there, that the guardians should attend and press that the punishment be awarded as set down by the law for such offences. The woman was committed for one day. It was his decided opinion that the guardians must take some steps to alter such a state of things. Mr. ROSKELL, after testifying to the general good conduct and kindness of the governor, moved the following resolu tion—The guardians having had their attention directed to a paragraph in tie newspaper, having reference to .the as sault upon the master of the house, by the relatives of a patient, and Which assault having been proved before the stipendary magistrate of the Borough of Liverpool, that gentleman discharged the person who committed such an assault without any punishment, on the score of hard treat ment on the part of the master : it is resolved that the con duct of the master in this mutter meets with the entire ap proval of the Board. Mr. ALPASS, censured the treatment the gua r di ans h a d received, when they had taken the person before the board for punishment, for the magistrates should - recollect that it was only the very worst characters that Were thus taken be fore them, and if they were not punished, it encouraged them in:their ill conduct, and would prevent the discipline being carried out. Mr. Krnxus, stated that the governor had allowed two visiting days in the week instead of one, as the Board had ordered, thus showing that he had for their comfort increased his own work. The CHAIRMAN said he did not forget when he had before sent two persons before the bench. This was not the first time he had sent people there, and they had not been punished. Any man of common sense would say it was not right. There was a good deal too much of ss. and costs in that court. He hoped that they should not have to com plain again ; if they had, be hoped the guardians would do their duty—he should most certainly recommend, should there be any further complaints, that they would petition the secretary of state. He could not submit to having the guardians thus treated. The resolution was unanimously adopted, after which the meeting separated. MANCHESTER CITY COUNCIL. SPECIAL MEETING YESTERDAY. Yesterday, a special meeting of the Manchester City Coun cil, was held in the Mayor's-parlour, Town-hall, King-street, his Worehip the Mayor (BENsMxN NICHOLLS, Esq.,) pre siding. The minutes of the proceedings at last meeting were read and confirmed. The Towx CLERK next read the proceedings of the various committees. NUISANCE COMMITTEE. Mr. 'Councillor WILLIAMS called the attention of the com mittee to a growing nuisance which had existed a colsiderable time. He alluded to an area of land at the top of Union-street near Islington, and a piece of land in London-road; near the Borough-buildings. These areas were occupied by booths of .quack-doctors, .and shows, and all sorts of nuisances, drawing together largo numbers of vagabonds. There was a constant noise from the paying of drums and fifes which was a great nuisance to the people living in the neighbourhood. The TOWN CLERK said it would be 'quite wrong to let the remarks made by Mr. Councillor Williams pass by without .h.ervatuan, lest the - public- shouln- led to believe that drums and fifes were contrary to law. He knew of no power the council possessed to put an end to this alleged nuisance ; by cotumen law they had no power to remove shows. This was not at all a case with which the nuisance committee could deal. ARDWICK COMMITTEE. Mr. Alderman llEvwooD wished to know if the committee had taken any steps for the repair of Gorton-lane, which was in a most disgraceful state. Mr. Alderman WlTKL'cs, chairman of the committee stated that instructions had been given by the Ardwick com mittee for the repair of the road in question. PAVING SE WERING AND HIGHWAYS COMMITTRII. Mr. Alderman Havwoon stated that the committee in tended to see that all the properties in Manchester were properly and effectually sewered into the main sewers of the streets, and that attached to these sewers at every private dwelling or place that sewer entered there shall be a trap, and that system of trapping, would, in his opinion, be one of the greatest sanitary improvements which could possibly be effected, (iiear, hear.) Mr. Councillor HAWORTH expressed himself very much opposed to the use of Penmaen maur or blue sets in the pav ing of the streets, and was of opinion that a material of a softer character should be substituted. Mr. Councillor MIDDLETON was opposed to the use of traps for the street sewers, as it would lead to the .sending of noxious effluvia into the houses of the inhabitants. The proceedings of the committee were then approved. NEW PUBLIC HIGHWAYS. Certain streets ih the townships of Manchester and Cheet ham were certified and delivered to the public highways. NEW STREET, The council ordered Plymouth Grove, within the township of Chorlton-upon-Medlock, to be levelled, sewered, and drain • ed, under the provisions of "the Mancheitor General Im provement Act, 1851." On the recommendation of the Chorlton-upon-Medlock committee, Mr. Councillor Fildes was elected a member of that committee. THE CITIZENS' LISTS. The council' ordered payment of the expenses incurred in the preparation of the citizens' lists for the year 1853-4, amounting in all to £66 2s. 6d. PARLIAMENTARY REGISTER OF VOTES. The council received the account of the expenses incurred in the revision and printing of the register of voters for the borough of Manchester, for the year 1853-4, the expenses amongst the townships as foliows :—Manchester, £67 15s. ; Chorlton-upon. Medlock, £l3 Bs. fid. ; £2O 6s. ; Ardwick, £5 95.; Cheetham, £8 11s. 6d.; New ton, £2 15s. 6d,; Harpurhey, 2s. 6d.; Beswick, 7s. 6d.; total, I6s. 6d. ADVANCES OF SALARIES OF OFFICERS IN TEE GAS DEPARTMENT. A report from the gas committee having been entered as usual, M. Alderman SHUTTLNWORTH then moved that the salary of Mr. Jonas Croft, book-keeper in the gas department, be increased from £l6O to £lBO per annual ; and that the salary of Mr. Emanuel Turner, cashier and clerk in the same depart ment, be increased from £125 to £l5O per annum, and that the advances take effect from the 24th of June last. The recommendation to advance_ these salaries was made unani mously by the gas committee, and he trusted that the resolution would be passed unanimously by the council. Mr. Councillor flacncocK seconded the motion. The motion was put, and carried unanimously. PROPOSALS TO INCREASE THE SALARIES OF SUPERINTEN. DENTS,TAYLOR, LEAKY AND SAYNOR. Mr. Councillor MEDCALF then rose and moved : " That the proceedings of the watch committee, on the 25th day of August last, increasing the salary of superintendents Taylor, Leary, and Saynor, from £l5O to £lBO per annumn, (the consideration of which was postponed on the 14th September last) he moved the same is hereby approved of." He said it would be in the recollection of most of the gentlemen who were there that day, that _the watch committee had recom mended, for some time past, that the salaries of the gentlemen he had named should be increased. The grounds for increasing the salaries had been so fully retailed by the eommittee in their report which was presented to- the council on the 14th of September last, that it was not needed he should be otherwise than very brief in glancing at them. lie ojbected to a practice recently adopted of questioning the acts of the committee, for though he was perfectly ready to admit that the council was justified on a general principle, to interfere with anything the committee might suggest, they should always remember that the committee were the best able to judge as to what should be done with respe,t either to the remu neration of the servants of the corporation among other matters that came before them. The watch com mittee had been charged with injustice towards the superintendents of police, inasmuch as when they were ap pointed to their offices several years ago, it was with the clear understanding that, after passing through the ordinary course of probation, they should then be place on the full stan dard of salary as agreed upon when the business of the police was handed over to the watch committee. And he thought it was high time for them to settle this question The time of probation had long since' passed by. In 1847, it was the opinion of the watch committee that the salaries of the super intendents referred to should be advanced; the opinion of the council was contrary, and the resolution was negatived. Six years had elapsed, and the watch eommittee had considered it' only a bare act of justice to. bring forward the matter again be fore the council. (Hear, hear.) When they considerednthe zeal aid efficiency of those gentlemen, and the long hours - which they had to devote to the service of the public, surely they would not Consider £lBO a-year was too much for gentle4;.;' men occupying their important situations. (Hear, hear:) , Mlfas it_ not desirable that, to gentlemen in their .situations;-sathe encouragement should be held out, in order to stimnraterthat zeal and diligence so .desirable in those who were at the head pt the police. (Hear, hear.) And,' thA again, the advance proposed to be given to the superin.tetulentsz in question bad actually been saved by the superintentidnt.4l - (Hear.) For there used to be a itote:keeper,7 whose salary was £l2O per annum. 'Now the office of. store,: keeper was abolished ; the Ll2O was no longer paid, and each'' superintendent was made the store-keeper of his own division,-, and of his own particular department. (Hear.) So that in. point of faet there was a balannce in favour of the council in, the account of £3O per• annum. He appealed to them as practical men, as men of brains, ane as men who were desirous; of doing justice to their servnats, to concede to the recommend- , ation of the Watch Committee, and to give the proposed:ad, vance to the suparintendonts of po:ice. (Hear, hear.) Mr. Alderman SLATER had great pleasure in seconding the resolution. Mr. Alderman Haysvoon said that in approaching this sub ject ho was in some degree non-plused. He thought tint -. the- mover of the resolution would have said that he was authorised! by the committee to bring forward the subject, but he had not , said so, and the inference he drew was that the. mover of the resolution was not so authorised, and, therefore, that he - hid brought forward the matter entirely On his own account.. He!(Aft , .. Heywood) thought that the resolution that morning was - much more ill-timed than it was in September last. (He'ar, hear) pup posing that the first of November, had an influence on theilol' cision last come to on • the subject, did the result . Of, the elections support the decision of the council? He contended that it did. That this was the worst possible time to bring_ forward such a subject was borne out by the fact that *the committee themselves did not support the proposition by erOf solution of their own. The mere fact of the committee not supporting the resolution was a positive proof, to his n4ipi, that the committee did consider that a most improper time to intro Luce the resolution again. thought sh; and be wits prepared to vote against the resolttion. tho thnt in 1847 the salaries 'of , uperiiitendents of police were at £l5O per annum. He contended that councillor, - ought to defer to the opinion of persons out .of . dObrd whom they represented. Ile considered this a most unto ward time to bring forward such a resolution, and . hi:, should content himself with voting against it. Mr. Councillor SIMPSON thonght thotif,rhi that Mr.' Alder man Heywood was the very last man in the world to say what he had said on that occasion. (Hear; hear.) He said . that every honest-minded man in that council would . agree with him that none of them were there to obey the biddyg of any party who sent 'them there, without beg permitted to exercise their own judgment.. such a system of dictation were submitted to it would; degrade them as men. (H ear , h ear .) H e h a d no patie n Ce, with men who, professing superfine liberality, talked sue c h arrant nonsense as had been talked that morning. (Hear, hear.) n't Mr. Councillor GOODS BY opposed th e a d vance, and saga. that his constituents were opposed to it. , • Mr. Councillor CLARK supported the motion, and spoke ttf the feeling out . of doors against the treatment which the three superintendents had received at the hands of : the council. The motion was supported by Alde r m an N e ild, M r. Di cas, Mr. Adshead, Alderman Sir John Potter, Mr. Joseph Lamb ; and opposed by M r : Neill, Mr. Bowle r , Ir. Middleton, and Mr. Alderman Pilling. Mr. Councillor MEDCALF replied, remarking that in Liver pool a superintendent got £2OO a-year, and in London, £250 with a house to the value of £6O to live in. The MAYOR said he should vote in favour of the resole n. tion. The vote was then taken, when there appeared t For the motion : —Th e M a y or an d M essrs. Fildes, A.spde, Shawcross, Thompson, Gibb, R an d a ll, Fletcher, Medcaff, Slater, Mackie, Simpson, Clark, Lucas, Wadsworth. Brad= ford, Adshead, Willert, Shuttleworth, Newton, Jo'seph Lamb, Gibson, Watts, Williams, Parnell, Bake,'Thackeray, Hitchcock, Walker, Watkin, Neild, and Sir John Potter.--=" 32. Against the motion.—Messrs Pilling, Boardman, dleton, Warburton, Deorden, Broughton, R. Potter, Bouker; Goodsbv, M'G.ll, Croston, Cottrill, Neil, llaworth, Howard, Vickers, Heywood, 'and Woolley.—l 8. ; Tne motion was consequently d ec l are d carried, 4 Mr. Councillor MmiArrow moved the following reso - tion :—" That it be a re commen d a ti on t o the Markeis'COnif inittee to consider the propriety of appointing one or 9 more additional inspectors of meat ; 'with a view to secure tlit de tection and punishment of all parties exposing or offering for sale meat which is unfit for human food." Mr. Councillor HrrcncocK seconded the resolution, which was carried unanimously. The council then broke up. ro crzrrr UO URT.--YESTERDAY. • (Before JosEPH POLLOCK ESQ Junans.) laEAGIi V. THE COMPANY.—In this case the plaintiff, Benjamin Scott Geagh, a Commercial traveller, in the employment of Messrs. Foster and Co., of London, drapers, sought to recover £4 19s. from the Lancashire and Yorkshire Railway Com pany, for loss of time and expenses caused to the plaintiff by the non-delivery of a box eontaining.patteria, which — LW: longed to him. .f.,,Tr3 Mr. PamitEnTori appeared for the: plaintiff;' .arid' 4. FORSIIAW for the defendants. • From the evidence of the plaintiff it appeared that he'll 116;t proceeded from Manch es t er t o Bi rm i ng h am On the of October, leaving directions that a box containing 'W it , terns belonging to him should be f orwar d e d f rom M anc h e dit to Liverpool, directed "Mee's Commercial Hotel , Liverpool.", On the 17th of October the plaintiff arrived in LiverpdOl; when he proceeded to the hotel named, which is in Gruat Charlotte-street, expecting to find the box there. Wheal he got there, however, he found that the box had not been. received. He remained at the hotel on the 17th and 18th ; and on the 18th, telegraphed to Manchester in . order to ascertain what had become of the box. He received a message in reply stating that the box was forwarded on the 17th, directed as he desired, to Mee's Commercial Hotel;' Liverpool, He sent a messenger to• the railway station, who returned with the reply that no such box had been received there. On the 19th he went himself to the station, wind there ascertained, after some inquiries, that. the box had' arrived, and had been taken to the Queen's Commercial. Hotel, in Dale-street, it being stated that the carter was, unable, after many inquiries, to find such a place as Tea's Commercial Hotel, and that no such place was mentioned in. the directory. The plaintiff then proceeded to the Queen's, Hotel, Dale-street, where he fund the box. Plaintiff: c!aimed the amount for the loss of three days' -tinie,..durio g which he was in great measure prevented from doingrbusi ness by the want of the box of patterns. Mr. FORSHAW, on behalf of the company, contended that. as the box was not directed to any particular street, but merely to Mee's Commercial Hotel, .Liverpool,-the defend ants were not liable, there being no such place in the dirg - 0 1 tory, and the inquiries of the carter failing to discover it, ; T His HONOR held that -if the defendants were unable tO , find the place to which the box was directed, in consequence of the insufficiency of information given to them, they, should not have sent it to any other place, but should have kept it in their possession until inquiries were made after He was of opinion, however, that the plaintiff had not ac tually lost more than one; Clear day's time, and therefore gave a verdict for the plaintiff, £2 2s. 6d., with costs. • COLT AND HIGGS a. BATH.—This was an action brought by George Colt and Anne Higgs, to recover £1 19s. 6d.4- front Francis B. Bath. St,nimpg,_ geswiwpe-streer, , onininus proprietor, for injuries done to a ca b belonging to the plaintiffs, which was run into by an omnibus which be- to defendant, in Church -street. • I Upon the part of the plaintiff it was alleged that the , om-i nibus was following two others in line going up Church street, and that the cab was driving down, when the omni;.l • bus driver left his rank, and endeavoured to get beyond the: other omnibuses, by crossing the street ; the result . of whiehi was, that the cab was run into and injured: It' was*ated that there was room in the street for three carriages to drive abreast, and that therefore the accident would not - have ..oc - - - curred if the driver of the omnibus had not endeavOuredlo get out of his proper place. The cab, it was positiiely.. stated, was keeping Its own side of the street at the time injury took place. The driver and guard of the omnibus stated that the om nibus in front of them s t o pp e d,• an d t h at in - encletrituring tb=. extricate themselves, the cab, which was driving 'tip *t furious rate, ran into them. • . His HONOR said it was quite clear how.th6 accidentimr. happened. The omnibus driver was not , satisfied• with bribe behind the others-in line, and therefore drew up and CroSS'edl . ' the street. In that part of the street there was rotia*Yói" three carTiages abreast, and therefore the omnibtli:Mitif 4 have curved out of the line, or it could not have-conle into collision with the cab. There was nothing more necessary than that such large conveyances, in so crowded a.platk4s Church-street, if they did drive rapidly, should, at tlPe4nts,q" not draw out rapidly from behind the omnibug'in froht, l , l which concealed them. His Honor therefore•gave 'iet*t'll for the plaintiff for the amount claimed. ._..__~u.;,.,.,;T, • t,y Mr. Boulton, income tax collector ..ofilt—Clement—Dailear,,, London, is a defaulter to the amount of £3,600. SOUTH STAFFonpsuinE.---The liberals are at fanit division. Lord Paget has declined to come forward, and a successor is not agreed on. ST. PAUL'S CATHEDRAL.---The Bishop of London, assisteli by Dr. Lushington and Sir James Patteson, sitting as assessors, will commence an inquiry into certain alleged abuses connected with the above Cathedral, on the 9th Jan. Dispatches were sent off yesterday evening from the Colonial Office to the Governors of the Cape of Good Hope and the Mauritius. • The Karnak, a new screw s t eamer, built - on the ye, and intended for the Mediterranean trade, arrived in the Mersey on her first trip. - The Karnak is owned by Meikitl 4 Burns and M'lver, and is a vessel of the same size and power as the Taurus and Teueriffe. She made a capital passage front the Clyde, and will be despatched on her first voyage in the course of a week.