The Northern Daily Times. — Liverpool, Merseyside, England, 1853-12-16 00:00:00

'.', , R OCK LIFE ASSURANCE COMPANY.— ESTABLISHED 1806. Invested Capital, upwardsof THREE MILLIONS Sterling, Liverpool Agency : 4, LOWER CASTLE-STREET. The Accounts of this Company will be made up to 31st December instant, and the Heat Septennial division of the profits is in 1854. N.B.—lntending Insurers are reminded that proposals lodged with us prior to the end of the present month of De cember, will secure One Year's additional Bonus at every future division above proposals completed at a later period. Prospectuses, and all further information, can be procured on application to JOSEPH FRY & SON, Agents. THE LIVERPOOL AND LONDON FIRE AND LIFE INSURANCE COMPANY. CAPITAL TWO MILLIONS. Established 1836: Empowered by Acts of Parliament. OFFICES, 37, CASTLE-STREET, LIVERPOOL; AND 20 AND 21, POULTRY, LONDON. TRUSTEES. Sir Thomas Bernard Birch, Bart. Adam Hodgson, Esq. I S. H. Thompson, Esq. DIRECTORS IN LIVERPOOL. CHAIRMAN. —Thomas Brocklebank, Esq. DEPUTY-CHAIRMEN. Joseph C. Ewart, Esq.,—Francis Haywood, Esq. Thomas Booth, Esq. George H. Lawrence, Esq. Francis Caesar Braun, Esq. Harold Littledale, Esq. William Earle, Esq. William Lowe, Esq. George Grant, Esq. Alexander Macgregor, Esq. Francis A. Hamilton, Esq. John Marriott, Esq. Thomas Haigh, Esq. Thomas Sellar, Esq. Robert Higgm, Esq. Charles Saunders, Esq. George Holt, Esq. John Swainson, Esq. Hugh Hornby, Esq. James Aspinall Tobin, Esq, SECRETARY—Swinton Boult, Esq. DIRECTORS IN LONDON. CHALumAx—Matthew Forster, Esq. DEPUTY CHAIRMAN—Geo. Fred. Young, Esq. Edward Barnard, Esq. I Ross D. Mangles, Esq., M.P. William Brown, Esq., M.P. Hon. F. Ponsonby. Sir Wm. P. de Bathe, Bart. John Ranking, Esq. Wm. Ewart, Esq., M.P. Edward Thompson, Esq. Frederick Harrison, Esq. Swinton Boult, Esq., Donald Larnach, Esq. Secretary to the Company, RESIDENT SECRETARY—Benjamin Henderson, Esq. AUDITORS—T. B. Blackburne, Esq., and Daniel James, Esq CONSTITUTION. Liability of the entire body of Shareholders unlimited. FIRE DEPARTMENT. Property insured against loss or damage by FIRE in the United Kingdom, the British Colonies, and in Foreign Countries. The Premiums received In 1837 were £11,987 . . . in 1842 were £23,804 In 1847 „ £49402 . . .in 1852 „ £98,655 LIFE DEPARTMENT. LOANS GRANTED ON LIFE AND REVERSIONARY INTERESTS, INSURANCE EFFECTED IN ALL ITS BRANCHES, Including the issuing o f policies, the premiums on which may cease after a stipulated number of payments, varying from 1 to 20 years; and others providing for the sum insured being paid at a given date, or sooner, in the event of death. ANNUITIES, IMMEDIATE OR DEFERRED. POLICIES ISSUED FREE OF STAMP DUTY. Peculiar advantages are a f forded the Assured, residence in the Australian Colonies being allowed without extra pre mium, and great facilities are afforded in the payment of Renewal Premiums through the several Agencies throughout the Colonies. Permission is also granted the Assured to reside in the United States of America at the ordinary rate of Premium, and the licence as to travel has been greatly extended. Moderate rates for the East Indies and Foreign Countries. The Premiums received on Life Policies amounted to In 1837 to £1,755 . .in 1842 to £3,163. In 1847 „ £21,197 . . .in 1852 „ £50,800. THE BONUSES OF THE COMPANY ARE GUARAN TEED WHEN THE POLICIES ARE ISSUED. Further Particulars may be had on application at the Of fices, 37, CASTLE-STREET, Liverpool ; and 20, and 21, POULTRY, London ; or to any of the Agents in the Country. SWINTON BOULT, Secretary to the Company. BENJ. HENDERSON, Resident Secretary, London. September, 1853. Persons w Fire Policies with this Company expire on the 25th instant are respectfully reminded that receipts for the renewal of the same, will be found at the Head Offices in Liverpool and London, and in the hands of the respective Agents; and those who, pre ferring the security offered by this Company, may desire to remove their Insurance, are informed that no expense will be incurred by such removal.] AGENT FOR THIS DISTRICT. BIRKENHEAD Mr. Robert Hughes, Brandon St Mancheste r { Messrs. Ewart and M'C onne l, 22, P a ll Mall. Mr. C. G. H. Schlottner, 16, Blackfriars-st. Accrington Altrincham Blackburn Forrest, manufacturer. Bolton Bury Mr. Thomas Holmes. Burnley Mr. John Sutherla n d. Chorley Chadderton and Sha w M r . W. Ashton Chadderton and Blue Boar Court, Manchester. Clitheroe Mr. William Bayley, jun. Dukinfield&Ashton-under- Lyne change, Manchester. Eccles and Patricroft Mr. W. Bradburn, jun., Ivy Cot tage, Patricroft. Haslingden, Rawtenstall, &c.Mr. George Maden, Rawtenstall. Hollingworth . Mr. John Hollinworth. Hyde h -street. Lancaster Leigh .. . . Mr. Thomas Halliwell. Lydiate Middleton and Tonge Mr. Henry Wheeler, solicitor. Newton-in-Mackerfield,&c.Mr. G. Harris, Lowton. New Mills Mr. Wm. Dixon, schoolmaster. Ormskirk Mr. M. J. Mason solicitor. Oldham. . Mr. W. Wrigley;Albert-street. Prescot ... .......... „Mr. John Culshaw, post office. Preston Mr. J. B. Dickson, Winckley-st. Prestwich Manchester. Radcliffe Ramsbottom Mr. Llwrence Stead. Rochdale Messrs. Whitehead and Sons. StalTbridge Mr. Edwin Shaw, 72, Grosvenor street. .Mr. Joseph Albisson. .Mr. A. Moubert • Mr. William Stockport St. Helens , _..... Sothern, Westfield-street. Todmorden Mr. W. Greenwood. Warrington • Barrett; Mr. T. F. Lowe. Wigan Mr. Thomas Wall, post office. Application for agencies where appointments have not yet been made may be addressed to the office as above. December,. 1853. WILLIAM ROBERTS & CO., Ship Store Dealers and Export Bottlers, 10 and 12,. Cooper' Row, Liverpool. JB. GOUGH, Esq., will d e li ver an ADDRESS on TEMPERANCE, on T uts E VENING next, t h e 16th December, at the CONCERT HALL, Lord Nelson-street. J. CROPPER, Esq., will take the Chair at Eight o'clock. Doors upon at Seven. GEORGE NICHOLSON, ACCOUNTANT, _ 5, JAMES-STREET, CASTLE-STREET, BITTER ALE.—The best and cheapest is BARTON'S WINDSOR BREVERY, UPPER PARLIAMENT-STREET. TEA. —The entire advantage arising from the Reduction of the Duty on Tea,—from the lowest cash buying,—and from the best and most extensive selec tion of the article, is secured to Purchasers at the Establish ments of BINYONS, ROBINSON, & CO., Tea Importers Manchester. --- OALS.---BEST HOUSE COALS First Qualt', 16s. Second, 145., Third, I 3s. per Ton Discount, I'VE PER CENT. for READY MONEY. By S. B. JACKSON 41, DALE-STREET, and 21, MOSS-STREET. SPLENDID CARPETS. AXMINSTER, Tournay, Turkey, Velvet Pile, Tapestry, Brussels, and all other descriptions of Car peting and Rugs, preserved in their original state of comfort, and beauty of colouring, at D OBSON ' S Practical Cleansing and Restorative Works, Breck-road, Everton—Established 1843. N.B.—Carpets are received by rail, &c., from all parts of the kingdom.—Address (if by post), DOBSON'S Carpet Cleansing Works, Everton. EAST INDIA PALE ALE AND BITT ER ALE, in Hogsheads, Barrels, Half-Barrels, and Quarter -Barrels. For Exportation and Home Consumption. Warranted to keep sound and good for years. No alteration in Prices. ANCHOR BREWERY, BIRKENHEAD ; No. 4, OLD IL LL-STREET, LIVERPOOL. O ERVANTS of GOOD CHARAC TER may hear of Respectable Situations on application to THE HOME, HALL PLACE, STRANOEWAYS, MANCHESTER. CHRISTMAS ALE. rfr HIS Fine-flavoured and much-esteemed ALE so largely in demand durinc , the Christmas of 1851 and Christmas 1852, i s aga i n in fine condition for Christina, 1853, in Casks of 9, 18, and 36 Gallons, Strong or Mild. Orders should be sent early to the Afgcnon. BREWERY'S BIRKENHEAD, and 4, OLDHALL-STREET, LIVERPOOL. N.B.— The D rays d e li ver daily in Liverpool and Neigh bourhood. TO PARTIES DINING IN LIVERPOOL. J4IVERPOOL DINING & COFFEE ROOMS, 9, Cable-street, near St. George's Church. For economy combined with comfort, this Establishment cannot be surpassed, extensive alterations having recently been made. None but the best Articles supplied. _ _ _ Dinners from 12 to 6. Breakfast, Luncheon, Tea and Suppers on the Shortes' Notice. D. GOODWIN. N.B.—Private Rooms for Ladies. A CARD. FRENCH AND ITALIAN LANGUAGES. PROFESSORS L. P. GUILLAUME LE A, (of the Royal University of Paris), Brother and Successor of Fabius Lea and J. Grimaldi, 26, SEYMOUR-STREET. EW FRENCH, ITALIAN, SPANISH, AND GERMAN TAUGHT BY NA'ITirEB TO BE LET, Plant to be taken at Valuation, COMMODIOUS PREMISES, situate in Great George-street, Liverpool, suitable for a WI olesale WINE, SPIRIT, ALE, and PORTER BUSINESS. The Pre mises comprise FRONT SHOP, with Office behind ; WINE CELLAR, fitted with substantial Bins ; extensive ALE and PORTER CELLARS, with Bins and Shelves, Stillages, &c., and a convenient DWELLING -HOUSE. For particulars, apply (Principals only) to Mr. THOS DILLON, 39, Great George-street, Liverpool. NEW FRUIT .—HENRY TATE AND CO. have now received all their first importations of NEW FRUlT—viz., the finest descriptions of Muscatels, Sultana, Valentia, and Turkey Raisins • Patras and Cepha lonia Currants ; T ur k ey Fi gs, Jordan and Valentia Almonds ; French Plums, Dates, &c., all in various sized packages ; and, being mostly of their own import, they are enabled to sell them at prices considerably below the majority of dealers. May be had in small or large quantities, at any of their retail establishments in Liverpool and Birkenhead. N.B.—The Trade supplied from their Wholesale Stores, 6, James's-street, Liverpool. UEEN'S HEAD DINING-ROOMS WILLIAM FRANKLIN, GEORGE-STREET, OLDHLL-STREET. Tenders his best thanks to his numerous Friends and th Public for the uniform support he has received during the eleven years he has occupied the above premises, and assures them that it will be his study and pleasure in future to facilitate, in every possible manner, the comfort of his Customers. tw. The Culinary Department, being under the especial Superintendence of Mrs. FRANKLIN, will be found to main tain its high reputation for the character of its Viands. ING'S EFFERVESCENT CITRATE of MAGNESIA is the most aneeable, efficaci ous , an d 0, gentle aperient extant. "No house should be without it" is the often-expressed opinion of an eminent medical man It is recommended by the faculty, and extensively used as a Family Medicine, and needs only a trial to be fully appre ciated. Prepared only and sold wholesale by Wm. W. KING and Co., Manufacturing and Practical Chemists, London and Lierpool ; and sold retail by Mr. 'McGumE, Castle-street ; STRAWSON and Co., Islington ; CLAY and ABRAHAM, Bold st eet ; PEARSON, Park-road, and the principal Chemists throughout the kingdom, in Bottles at Is. 6d. and 3s. each. LADIES' CHARITY. Mrs. T. Edwards Moss, Lady Patroness. Edward H. Roscoe, Esq., President. FIFTY - SEVENTH ANNIVERSARY. THE ANNUAL BALL for the Benefit of this Institution will be held, by permissiou of the Worship ful the Mayor and Town Council, at the Town-hall, on THURSDAY, the 29th instant. Tickets, .10s. each (refreshments included), may be had of the Lady Patroness, at the Institution, 115, Duke-street, of the President, and at the music shops, and other usual places. _ The doors will be opened at Eight o'clock. Carriages to set down and take up with the horses' heads facing Water treet. NOTICE. The Proprietors of the NORTHERN DAILY TIMES have now completed their arrangements for securing the delivery of the paper at the following places every morning, at, or before eight o'clock. BIRKENHEAD BOOTLE WOODSIDE I WALTON TRANMERE EVERTON ROCK FERRY WATERLOO FAIRFIELD S EAFORTH AIGBITRTH. HOUSE AGENTS HAVING PREMISES TO LET OR SELL SHOULD NORTHERN ADVER T I S E IN THE DAILY TIMES AT A CHARGE OF SIXP E N C E Offices-19, SOUTH JOHN STREET, LIVERPOOL; 9, PRINCESS STREET, MANCHESTER. SERVANTS WANTING SITUATION S PERSONS WANTING SERVANTS, should Advertise in the NORTHERN DAILY TIMES CHARGE SIXPE N C E. Published every morning, at 19, South John -street Liverpool, and 9. Princess-street, Manchester. Corret(ponVenre. THE POLICE DELINQUENCIES. TO THE EDITOR OF THE NORTHERN DAILY TIMES. STR,—The community are under a very great obligation to you for your admirable article of this day, upon the abuse of their authority by the police of Liverpool. I have long deplored the want of some spirited journalist to grapple with this daily increasing evil ; and I took blame to myself, (although an humble and retiring individ ual) for not having brought under the notice of the magistracy, some scenes which I lately wit nessed of a similar character to that so graphically described in your journal of to-day. I sincerely trust that you will follow up the good work which you have so vigorously begun ; and by so doing, confer a great benefit upon the poorer classes of our brethren. Accept my best thanks, as an individual, for the good which your leading . article will, doubtless, lead to.— Your obedient servant, G. P. Liverpool, 15th December, 1853. THE CORPORATION.-ST. JOHN'S MARKET. TO THE EDITOR OF THE NORTHERN DAILY TIMES. Six,-Will you allow me, through the columns of your widely circulated paper, to state a matter of grievance to myself, and of inconvenience to the public. I am a tenant of the corporation, in St. John's Market, and to-day I find the walls covered with printed bills, bearing this announcement : " Christmas Holiday.—Notice. This Market will not be opened on Monday, the 26th instant." Sir, I complain of this ; it is a great hardship to me ; and I doubt, moreover, whether the whole corporation, much less a committee, has the power which this " notice" assumes, viz : to close, com pulsorily, a public market on a day not of legal obligation. Will they allow me a day's rent ? No. And yet they undertake to do that which interferes w ith my profits ; and may, and must, deteriorate my property. Can you do anything for me, Sir, or for the many people who may like to purchase a fresh dish of meat on the day after Christmas ?—I am, Sir, yours truly, A MARKET-TENANT. Dec. 14th, 1853. SERIOUS ACCIDENT TO THE SHIP ALFRED.—Yesterday morning, as the ship Alfred, captain Kerr, from New York, with a general cargo, was proceeding into the Salisbury dock, she ran with some force against the wall of the Salis bury pier, which caused one of the claws of the anchor to enter into the bow. The ship commenced making water so rapidly that after docking her it was deemed advisable to let the dock run dry, lest the ship sink. In the meantime some temporary repairs are being done, with a view of taking the vessel into the Bramley-Moore dock, this evening, Commtrcfal Spaitcs, THIS DAY. On account of wh om it may concern. _,.....,_ THIS DAY (Friday), the 16th inst an t, a t h a lf- past O ne o'clock, at the Broker's Office, 10, Brunswick-street, About 1,500 Bushels Damaged WHEAT, Ex " Franklin King," from New York.—Apply to WILLIAM PARKE, Broker. TO CORRESPONDENTS. We have received the letter of " Clericus " relative to the condition of SEACOMEE FERRY. We shall be most happy in any way that we can to take a part in promoting the safety and convenience of so large and influential a por tion of our community as that which is interested in the efficiency of the steamers hence to Seacombe. We shall be most happy to afford the use of our columns for the purpose of stimulating the Proprietors of the Ferries now on to a more full and capable management; and to urge upon the Lord of the Manor• the duty he owes to the inhabitants of that important district. The letter of " Clericus," however, would, we apprehend, be libellous to publish, and hence it is we must respectfully decline it. Whatever is intended for insertion must be authenticated by the name and address of the writer; not necessarily for publication, but as a guarantee of his good faith. We cannot undertake to return rejected communications. All communications, Books for Review, etc., to be for warded to the Editor must be addressed to the Publisher, CHARLES WILLMER, and those from London may be sent to the care of Messrs. Simpkin, Marshall, and Co. THEATRE ROYAL. Williamson-square. Last Two Nights of the Engagement of MISS FITZPATRICK, whose successful debut in London, and subsequent tour in the United States have distinguished her as one of the principal artistes in Comedy.—This Evening, ZFriday), Dec 16th, for the BENEFIT OF MISS FITZPATRICK, THE LOVE CHASE. Constance, Miss Fitzpatrick. And the MARRIED RAKE. Mrs. 'l'rietrac, Miss Fitzpatrick.—Mß. BARRY SULLIVAN, who is engaged for FIVE NIGHTS Only, will make his First Appearance on Monday, the l'Jth instant. Admission, Dress Boxes, 45.; Upper Boxes, 35.; Pit, 25.; Gallery, Is. The Box-office is open from Ten to Three o'clock daily, for securing Seats and taking Private Boxes, under the direction of Mr. T. Shuttleworth. Children in arms will not be aimitted. Doors open at half-past Six, the performance to com mence at Seven o'clock precisely. ROYAL PARK THEATRE. Parliament Street, near St, James's Market. THIS EVENING (Friday), Dec. 16th, for the BENEFIT of Mr. W. R. WALDRON (Stage Manager), will be presented a New Romantic Drama, entitled the FIELD OF DEATH; or, THE FORTY FOOTSTEPS. Francis Vere, Miss Marriott. The Laugh. able Interlude of THE IRISH LION. Tim Moor, Mr. W. R Waldron. To conclude with the LIFE OF A MECHANIC.—In Rehearsal, the New Grand Local Christmas Pantomime ()RMS. HEAD THE GREAT; or, HARLEQUIN AND JENNY JONES, AND THE FLOWER OF SNOWDON. Columbine, Mademoiselle Rose; Harlequin, Sig. Guarrino; Pantaloon, Mr. P. Anderson; Inimitable Clown, Mr. J. Appleby.—Doors open at half past six, commence at seven o'clock.—Admission, Private Boxes, is.; Boxes, is.; Pit, Gd.; Gallery. 3d. ROYAL AMPHITHEATRE. Sole _Lessee, Mr. W B. Copeland, 15, Great Charlotte -street, IMMENSE SUCCESS OF PABLO FANQUE'S COMPANY! GRAND ROUTINE OF EQUESTRIAN NOVELTIES, MR. PABLO FANQUE, ever anal us to cater for Novelties, has great pleasure in Informing the Public, that he has engaged, for SIX NIGHTS ONLY, "STOKE'S AMERICAN WONDERS ! " YOUNG LEON, MADEMOISELLE ELLA, from Drury Lane Theatre. They will appear on Monday Evening, December 19th.— Another Change of Performance Tnis DAT (Friday), and following day. TWO GRAND DAY JUVENILE FETES Next Week, on Wednesday, Dec. 21, and Friday. Dec. 23. D .ors open .tt One. commence at Two. In the Evening the Doors open at a qu.rter to Seven, and Perfeimances commence at half•past Seven. Prices of Admission: Dress Circle, Ss. ; Side Bozos, :is, 63. ; Pit , Is. 6d. Stalls, Is. 6d. ; Gallery, 6d. Second Price—Dress Circle, 25.; Side Boxes, Is. 6; Pit, Is. • no second price to Gallery or Stalls. Se con d Price, to Boxes and P it, at nine o'clock. ROYAL ADELPHI THEATRE, Christian Street, Islington. THIS EVENING (Friday), Dec. 16th, for the BENEFIT of MR. J. COURTNEY, the new Drama of THE GAMBLER'S WIFE . After which, THE FATHER'S HEART. To conclude with NORAH, THE PRIDE OF KILDARE, in which MR. ABEL, and his WONDERFUL DOGS will appear.--In preparation the Magnificent New Comic Pantomime, which will be produced during the Christmas Holidays, with Gorgeous New Scenery by Messrs. Mathews and Ramsden, Machinery by Mr. Atkins, and Appointments by Mr. Gibbs, entitled THE VALE OF GEMS ; or, HARLEQUIN AND SINBAD THE SAILOR, AND THR FAIRY OF CORA I. GROT. Sinbad, the sailor, Miss Carre, from the Theatre Royal, Haymarket. Harlequin, Mr. C. Brown. Pantaloon, Mr. Jackson. Columbine, Miss E. Gibbs. Clown, Herr Teesale. Sprite, Signor Sylvani.—Centre Boxes, 21.; Side Boxes, Is.; Pit 6d.; Gal. Ivry, al. HIGH WATER IN THE MERSEY. This DAY—Morning, llh. 40m.... Afternoon, llh. 56m. FRIDAY, DECEMBER 16, 1853 CHRISTMAS, merry Christmas ! fast approaches. All the delightful associations of which this joyous, season is so redolent, are about to pour in upon us. Our houses will be decked with holly—beautiful emblem of the ever-blooming human affections, which are neither dimmed nor decayed by the frost of December. Hoary Time may, indeed, do his work upon the countenance—its ravages can never affect the heart. Absent relatives will re assemble round the family board —divided house holds once again surround the blazing yule-log or cheery fire, which will seem to burn the more sprightly, as if in direct sympathy with our thoughts and feelings. What blissful re-unions there will be ! What affectionate greetings What hallowed retrospections ! With what ebulli tions of feeling will the lover greet his beloved one—the maiden the object of her attachment? How the schoolboy will rush, panting, into the arms of his anxious parents, and forget his Ltvr and HORACE, till good old Christmas has departed! How the old man's heart will leap for joy, as he sees before him those for whom he has toiled and struggled ministering to his comfort I How the fount of life will seem to spring up afresh in his bosom, until he feels, as it were, a renewal of youth, and the fervent pulse of life throbbing u.stily within him ! The humorous tale and jocund laugh will .follow in succession, and "the feast of reason" will agreeably and fitly contribute to " the flow of soul." Old feuds will be forgotten— party jealousies discarded—nigardliness left soli tary and cheerless in the counting-house—and hearts shut up and hermetically sealed all the year round to every generous emotion, will now spontaneously become open to human claims and susceptible of human symnpathies. GOD bless Christmas ! merry old Christmas ! for he has charms for us all. Cold, shivering, and weary, though he comes, we will warm his old nose —wipe off the icicles from his forehead, and the snow from his beard—and give him a hale and Learty " welcome !" While he tarries he shall have " good cheer," and plenty of it. Every habitation shall ring with festivity on his account, and uni versa! rejoicings salute him at every side ! Not the wealthy alone anticipate and prepare for his advent ; the poor also are on " tip-toe," to provide for him a meet reception. Whilst the one fattens an ox, the other clubs for a goose, to afford him a substantial repast; nor are the after-dinner pota tions by any means forgotten— • " Christmas comes but once a year, And when it comes it brings good cheer." But all homes will not be happy, nor every heart blithe and joyous. Sorrow has smitten some who, twelve months ago, revelled in gaiety. Distress, with mill-dew blight, has visited many a bosom. The prop of a house has fallen. Children are left orphans. Disappointments have come thick and quick, and blasted long cherished hopes. Some pine in abject destitution. Others know not where to lay their heads. We should take care lest, in our superabundant enjoyments, we forget our neighbours' wretchedness. How delightful the reflection, as we are sitting and regaling ourselves before our own cheerful firesides, that we have ad ministered to the enjoyment, and brought happi ness to the hearths of the less fortunate ! No pleasure can surpass the remembrance of a bene ficent action. It steals like a fragrant perfume over the soul. " Man is born to be a doer of good," says one of the Greek sages. And surely he who " centres all in self," must be fearfully ignorant of his responsibilities and duties— " Our acts our angels are, or good or ill ; The fatal shadows that walk by us still." The present season is most suggestive. Few whose hearts are expanded by its influence but can find objects enough near their own doors—and THE NORTHERN DAILY TIMES. deserving objects too—on whom to bestow their liberality. The poor, not only should receive our bounty as a favour—they have a positive claim to it as a right. And perhaps there is no time more befitting the exercise of charity than this particular period, when hale old Father Christmas approaches, bringing gladness to our habitations and joyous ness to our hearts. Beside relieving the indigent and supplying the wants of the necessitous, we can also do a further good, by refraining from the transaction of business on " Boxing day." There is a loud and earnest cry from all parts of England for a day of recreation and pleasure, wherein the toiling artizan and the weary labourer may throw off the pressure of care, and seek renewed health and vigour for their con tinuous and arduous avocations. Let them have it. Merchants, manufacturers, and shopkeepers, give your men a holiday. You will be none the worse for it ; whilst they will be much the better! Christmas, hoary Christmas, is no respecter of per sons. Under every roof and homestead—in the cot of the peasant, as well as the palace of the prince, he takes up his abode, and is as much cheered by the poor man's ale as by the rich man's sherry. Come, then ; let us actively prepare for his coming, and let each one do what in hini lies to procure for himself and others a happy Christ• raas ! THE Life Assurance meeting, held on Wednesday evening, at Clayton-hall, was one of a very interest ing and peculiar character. In the list of names of the gentlemen present, we notice many of our lead ing and tried philanthropists and reforthers, with a slight sprinkling of gentlemen of the red-tape and tin-box school. Of the latter, we can only say they were, as usual, loose and empty ; while the former dealt with the great moral and social question of life insurance in a way which showed the utmost singleness of thought, and the perfect disinterested ness of their hearts. The noble chairman spoke with all the manliness and consideration of " the good old Englishman " He touched upon all those phases in every-day life which call forth frugality, thoughtfulness, and self-respect, among the great masses of his fellow-men ; while the Rev. H. STOWELL BROWN reviewed the moral and religious bearings of the question of life insurance, with a degree of care and impressiveness which infused into the minds of his hearers much higher views of the great principles involved in the object of the meeting, than many had previously .eer heard of, or bestowed a thought upon. On the commercial points involved in the sub ject of insurance little or nothing, however, trans pired to increase the public confidence, in the prin ciple on which life insurance, generally is based. On the contrary: the looseness and short comings of the gentlemen who were supposed to deal with this most essential branch of the subject, soon became manifest, and if the cause of the most pro found philanthropy was not advanced by the dis cussion, the principles of insurance were not very materially exalted by the details of the every-day practice of the Insurance Office. Mr. WEAR in speaking on this latter point, and after describing the strict legal course to be pursued in the forma tion of a Life Insurance Company, went on to say, that " until complete registration took place, the " parties could not proceed to business. They " would take a company for instance, with a "declared capital of 100,0001.—let it be minded a " capital they never intended to get in, for if they did " they never would declare it, inasmuch as it cost " them much more to register it, but they declared " such a capital, merely,because Englishmen were " fond of seeing a large row of figures. He would "go further and say that it was not necessary for a company to have a capital at all. But before they " were allowed to issue a single policy, they should " shew the signatures ofidifferent shareholders for " one fourth of the amount. He was not going to " shew them, as it would occupy too much of their " time, how that was avoided. It was avoided; "but he hoped the day was fast approaching when " this work would not bear the light. After corn " plete registration a certain portion of the capital " was called in ; but when they had got the certi " ficate of complete registration _they were entitle d "to go to work, which they generally did by " advertising and appointing agents. Little or no " notice was taken of them before they commenced " doing business-" In this very candid statement of Mr. WEAR'S, we fear there is butltoo much truth. A large board— a long string of figures, say a 1,000,0001., a tin box, and a very intellectual secretary, form the principal stock in hand of a life insurance office. Starting from this point, they get a certain number of lives where their " risk" amounts to, say 10,0001. To this twenty-five per cent is added or deducted, it little matters which, as the insurer has to pay it— for expenses, such as advertising, agencies, tin boxes, secretaries, and for dividends, at the rate of five per cent. on a capital, which is " not required, and a certain portion of which only is paid up " under any circumstances. Now, we must say, that any gentleman who takes the trouble and expense upon himself to come down from London, at this inclement season of the year, to enlighten us in the provinces on this subject, is entitled to the wai mest thanks of the Liverpool public. As for ourselves, we should like to hear Mr. WEAR again on the subject, as it is well to know the " secrets of the prison house " before one gets into an awkward position ; indeed, we are inclined to believe that to be insured against Insurance, on Mr. WEAR'S principle, becomes a matter of sound social economy, and high moral propriety. But notwithstanding all that may be said against Life Insurance, and despite all the defects in its practical operation, the man who insures his life for the benefit of those who may come after him, follows the example of his Creator, whose . most anxious care of to-day is to bestow .a full and bountiful provision on the creation of to- But this sublime work of the Godhead s accomplished by great and immutable laws— morrow. involving certain intelligible principles, which pro duce the beautiful reality, " There is, and , ever shall be enough, and more than enough, for all." To participate in this reality much is required of the genius and application of man's care. And if these two conspicuous . elements of the present age be applied to the subject of Life Insurance, the philanthropists who come forward to promote it now, with all its existing defects, will have reason to be proud of the good they have done for their kind, by directing the attention of the Sasses to the solemn ques ti on —" Wh a t i s the lue of life ?" As far as genius has penetrated as yet, we have only discovered that the human race increases geometrically. But this brings us to the very threshold of perfection in the science, of Life Insurance. By the increase in popu lation, we can estimate very closely the probable increase in the agricultural and general wealth of all well regulated nations. In America by cal culating the increase of population, they decide the number of acres of land that will be brought into cultivation, the quantity which will be added ;o the store of man, and the amount of wealth hat will flow from all the other ramifications of civilized life within a given number of years, from a given number of people. Here, then, we find the nearest approximation to the value of human life, in a commercial point of view, that has been attained as yet. By showing us the wealth one generation is capable of producing, it supplies the data whereby we can decide what it can spare to provide for the next, without taking any exception for or against the conditions which surround any particular rank, class, or individual in the community. The sur plus of produce is the actual wealth a given num ber of souls show; and the surplus population is the number of beings whose condition is to be con sidered. Surely those able statisticians who are constantly studying the material condition of civilised states can solve the problem—" what is the value of human life," taking all classes from the birth to the grave, which is the manifest object of the day. All statistical inquiry shows us that every life has a fixed value, if we take up all the lives of community ; but we are not aware of any nation, or any class in this prosperous country,• who would really be 'justified in paying twenty-five per cent for an average of 10 years. We are told that Life Insurance Companies have no capital—that they have no use for it—and high names go for nothing, and yet that 25 per cent is the sum taken to cover the Company's " risk." Passing over the payment of a dividend of five per cent. to the Company with out capital, we will take the case of a " good life," who has the good fortune to live twenty-five years ; he is the man who has to pay the " Company's risk " on the principle " that he that lives longest pays all." This is a species of gambling which is very little akin to frugality. A man who lives ten years pays £250 on a policy of £lOO, and if he lives twenty years he pays on the twenty-five per cent. principle—Xsoo for £lOO at his death. Now, it is quite certain that no one person pays that directly, but the public pay it, that is the general body of lives insured ; and how is this done? By meeting liabilities out of income, which leaves no security to the public beyond the popularity of the Company, from which source income is derived. We shall return to this most important meeting as early as possible. THE WAGES MOVEMENT. [FROM OUR OWN REPORTER.] WIGAN, THURSDAY EVENING.—There is no doubt that the strike of colliers in this district has at length terminated. There yet remains out about seventy miners belonging to Walthen-house colliery, (Messrs. W. H. Brancker & Co's.) and forty to Gidlow and Swillley colliery, (the executors o the late J. Rylands) ; but the turn-outs at Coppull colliery, near Chorley, have resumed work at the old rate of wages, and the men yet on strike are now manifesting a disposition to give way shortly. This morning the adjourned meeting of the coal proprie tors and their representatives, was held at the Royal Hotel, Wigan, Mr. W. Pearce, manager of the collieries of the Earl of Crawford and Balcarres, in the chair. After a brief deliberation, it was unanimously resolved : " That in consequence of the continued disposition of the men at the collieries still on partial strike to resume work at the old rate of wages, the resolution passed at the last meeting be confirmed and adhered to, and that this meeting stand adjourned to this day fortnight, at the same place, at eleven o'clock." The Earl of Aberdeen left town this morning for Osborne, on a visit to her Majesty. There are 170 patients under treatment in the Manchester dispensary for children. The Queen has given £lOO to the House of Refuge, Edin burgh. The late Mr. James Ewing has given £lB,OOO to the Free Church of Scotland. Australian letters per Victoria steamer, arrived in London at 3 p.m. yesterday. The number of patients attended at the Manchester and Salford lying-in hospital during the week ending yester day, was 19_,- the number discharged, 13. appearsPUßLlC as edral at p. from return t 2o p o U o b f liS ore h a e t EPOSITS 2:o2tlhB;2c2:llwho lately ,1 INed in England, g B: b ENGLAND.—The q N u G L A t h N e n d . — 4 T s h oo e public deposits in the week ending the 6th of August were th© endow ment of the bishopric of Glasgow. SHIP IVANHOE, OF GLASGOW.—We notice the arrival of this fine ship at Port Philip from Clyde, after a rapid pas sage of 86 days, all well. The Lady Mayoress of Dublin is confined with an attack of measles, having taken to her bed the day after her brilliant ball. ILLNESS OF THE DEAN OF ROCHESTER.--The very rev. Dr. R. Steven, Dean of Rochester, is so dangerously ill that his life is despaired of by his friends. The deanery is worth £1,500 a year at present, but will not yield so much to Dr. Stevens's successor. At the half-yearly meeting of the Mexican and South American mining company, it was announced a dividend of 7s. 6s .per share will be payable on the 20th of January. The progress of the undertaking is considered satisfactory. A PATRIARCH.—There is a man in Orkney, now aged nearly ninety years, who has led to the hymeneal altar and followed to the grave eight wives. He is about to be mar ried the ninth time !—.Ar. .B. Mail. CHOLERA IN EDINBURGH.—At the meeting of the sa nitary conference on Tuesday, it was stated by the various inspectors that within the last week nine cases of cholera had occurred in various parts of the town.—Edinburgh Witness. VESSEL LOST —On Tuesday forenoon, the sloop Mary of Aberdeen, bound to London with a cargo of potatoes from Peterhead, foundered in the bay of Stonehaven, with in a mile and a half of the shore. The sea being perfectly calm at the time, the crew had no difficulty in escaping.— Scotsman. THE LATE QUEEN OF PoirruaJu..—Yesterday morning a funeral service was celebrated in the Catholic Church of the Bavarian embassy, Warwick-street, Golden-square, for the repose of the soul of her late Majesty the Queen of Por tugal. The deceased was sister of her late Imperial High ness Maria Amelia, Sister of the Emperor of Brazil. The church was most numerously attended.—Globe. MONUMENT TO LIEUTENANT BELLOT.-At a general meeting of the members of Lloyd's, held on Wednesday, the sum of 501. was voted in aid of the subscription now being raised for the purpose of erecting a monument to the memory of Lieutenant Bellot, of the French Imperial navy, who lost his life in the last Arctic expedition in search of Sir John Franklin. LAUNCH OF A STEAML.. WITH HER MACHINERY ON BOARD. —Yesterday, at high water, Messrs. Lawrie & Co. launched from their building-yard at Whiteincb, a trim little paddle wheel steamer of 20C tons burden. The vessel had on board the whole of the machinery, and in so complete a state that she will in a day or two be ready to proceed on her voyage to Australia.—N. B. Mail. ROYAL INSTITUTION.—The annual distribution of prizes to the scholars connected with those schools took place yes terday in the theatre of the institution. After the distribu tion of prizes, the successful competitors were addressed by the Rev. Dr. M'Neil, Mr. T. B. Horsfall, M.P. and the mayor. There was a large attendance of proprietors present. Two fashionably dressed young women named Martha Hales and Elizabeth Barratt, were a few days ago, at the Surrey sessions, sentenced to six years' penal servitude, for picking pockets on the platform of the London and South- Western Railway terminus, Waterloo-road. They had mixed among the passengers, and did not recognise each other, though all the time the one was standing so as to cover the operations of the other. MEXICAN AND SOUTH AMERICAN COMPANY.—Yesterday the half-yearly meeting of the shareholders was held at the London Tavern, Mr. J. D. Powles in the chair. The chair man said the concerns in Chili had gone on, on the whole, in a satisfactory manner since the last meeting. The quan tity of ore smelted in the nine months from January last was 6,772 tons, and the quantity of ore extracted was 1,091 tons. There were 1,157 tons of copper received since the last meeting in England, and the ore on hand on the Ist of September, in Chili, was 2,151 tons, containing about 347 tons of copper. The chairman, announced that the half-yearly dividend of 7s. 6d. per share would be paid on the 20th of next momth. GREAT FIRE AT STOKE NEWINGTON.—On Thursday morning, between the hours of one and two o'clock, a de structive fire broke out in the premises belonging to Mr. Lobb, furniture broker, carrying on business at No. 8, High-street, Stoke Newington. In spite of the exertions of those in charge of the engines the flames penetrated the par titions, composed of lath and plaster and wood noggin, and fired the next house, belonging to Mr. Wm. Dean, a green grocer, and Mr. W. Clapp, a leather-cutter. The firemen, however, kept to their work, when all of a sudden both houses fell with a tremendous crash, and then the flames seized the premises of Mr. John Carter, baker, threatening to destroy everything near. The brigade men laboured most praiseworthily, but it was some hours before they could make the least impression upon the fearful element, and not until the whole of Mr. Lobb's stock in trade, furniture, and wearing apparel, were destroyed. The goods of Mr. Dean, and his stock in trade, together with the whole of the pro perty_of Mr. Clapp, are consumed ; and Mr. Carter is like wise a serious loser by the disaster, to-, MONETARY L A IvERr ND ooL C , O T .MLE DA R y e s c A —,46 I % In directing the attention of our r eaders _ f new project whether for the construction eet, ways, docks, harbours, or the establishinu,' institutions of a more general character s f,io banks, insurance, water, gas and other con gr e s we invariably do so on the broad pri e el Pets public accommodation and the requirein%l4 increased social economy. The creation lllatid way king, and the barefaced acts of P ee a, ot attributed to his majesty George Illid s d ° oo d specimens of the mischief that may be he stgi public by the press lending itself to iP to gentry to notoriety. Holding these vie w l oo o sound both morally and politically, and 0 01 1 to the magnitude of the disastrous r_taii which have attended the opposite c_u e $ 1 to which we allude, we are disposed to l i ea c i ja io‘ new projects and their promoters, to a deg; which shall follow a sound and nu"' critisism. f and In our advertising columns will be - R ° 0 • 1 10 , notice of the ." Carlisle and Silloth •"„ befo . ,° and Dock Company." Its promoters eal n ". o 3l o us with a provisional committee of unquest ere i o i respectability, and in which we find the ° o f the mayor of Carlisle ; while the nam es dept engineers, both in the railway and dock.biliti ments, are sufficient to guarantee the prattle!, of the project. These point s b e ing all " -- 0 1,7 torily adjusted, the only points left for n ` discussion, are those set forth in the pr? s , r i e s no; The Cleopatra steamer from Australia' 0 0 0 ," reported, would not leare Adelaid e until d - Cor i middle of October, and she will come roue, Horn. Her arrival will supply an aditional 4 . 0 0 0 of gold, to the extent of 5,786 ounces, e h , d i- C", account of the South Australian Bank ll /0, 6 ,A ° pany It is also reported that the same le, 'XS has 10,980 ounces on the way by the Overi a " n f We also learn that the London agenci m ".M i Bank of New South Wales has been 11 %fg°, 1 " the consignment to them of 15,000 ounce s iv:,l by the Madagascar, 20,000 by the Ch,_ 4 10. 9 "; 20,000 by the Roxburgh Castle, 7.000 by tn,,,, e 10,000 by the Undaunted, and 15,000 by brosyne, making altogether 87,000 ounce 6 b 1 34,0001., in addition to 25,000 ounces sent a :A the Victoria, just arrived. The 11.1ada- 9 41$ fs l Chowringhee are known to ha ve a total 0 60,000 ounces each, and are expected dailY,; io e,l The steamer Calcutta sailed f rom Sont'.olt," on Wednesday, and took sp ec i e t o the 3 ,, 111 '4 1 : if 40,6701-28,0001. of which i s i n go ld, an d pis deposited at the Mauritius; 5,4701. in Madras, and the remaining 7,0001., in golu,i Om left at Ceylon. The Cal c utta h as on board cargo of merchandise, and bet ween 80 9114 an e 5 sengers. A letter, of which the f o llowing „ of tract, has been received by the director% CI Australian Consols Gold and Copper pany, from Mr. Spurting, th e i r ma nager 1 4 .00 , ney, dated Segenlwe, 15th September, 185 3 ", er , is again being found mo r e pl en tif u l than e s se Arc e ,i consequently, labour becpme s s till more e n °o o' and as to the companies wh o h a ve sent rara here, there is not one that has kept W e 'f;oo l "ps chanics are receiving here an d e lsewhere 6 1. f. to 1/. 15s. per day. Gardeners from 4 1 . 10 aev week, and labouring m en 10 s . per day. , i, v " Secret diplomacy" is b eg i nn i n g to i , e ',lyat',f again on the English Stock M ar k e t. " A- 19° " t° helm and the ship is lost" i s the great a %jo will the day, and the public awaiting the isstle,,s morrow awake to receive a further deolinewo 0' will be increased by 4,000 B r itish Alli es A s erfilic the field. Men of business, apart altoge' -- politics, look to this. The market fer bat icD;,, Securities opened heavily this morning , , flif ist will it be to-morrow? Secret diplomacy must swer this question. Our London conteloe the advocates of mere political interest s ' e of ° 0 1) all give a different reason for the deehe frea}„ national securities. One o i n ts to th e Co c „g funds. Another flies off tot h e r eports e s ney engineer in Australi a , an d a third st. o ; rec°, 4 at all beyond what history t.OO of the London press. Th e actua l (Ll° til b i t it ° e ls as follow : Consols closed 94 1 to 9 „ 45 .; 11 3 i 6 6'• official hours they receded t o 94-k to, 7 I sbows„ - e e the face of money declini ng in T . "" political and the commercial valu e 0 'V' t " sehe B o' and-a-Quarter per Cents. 968 t q, 2 13111. bills, 4s. to 7s. India Bo n d s axe r a very In the Foreign Stock business was done. I ",. c rk ",,F e arkable ,p is a further advance cola shows that as our national securities be: _ s o ciated in value, those of our ene,' nian, 901 ex. div. ; Spanish ehanced. Is there no traitor here. 14 ; V"o; ye. p.x- . were quoted 112 4 to a o fit s, - n Russian a n De S fe t rr oc e : r e: Belgian per Cents., 64i; and Dutch ' 1 r r e e ttl e ' e at 96. Mexican, Peruvian, and the res t a- II nominal. a ce, _ m g Owing to the pressure on our s „r e c 1 0 5" must refer to our usual returns of prices in the London Share Market. nv T l ' The following are the returns of RailW" 4 0,1 'or the week;— Cons c r week 0 1853. w ee X- A '1 £4,621 1,621 3,638 4 '51 4,499 /'914 16,750 1 6 f 1 d 21,126 5 135 lit 17,505 0; 4 1 10,354 46,108 gt% o4' 11,258 , 4 41 2,776 6 ';o 7,389 24,461 2,265 1 1 ' 1 0 12,675 lri 1,608 663 /9( ENGLISH LINES. Bristol and Exeter ... Cheshire Junction ... Chester and Holyhead East Lancashire Great Northern ••• Great Western Kendal and Windermere ... Lancashire and Yorkshire ... London and Brighton London and North-Western... London and South-Western... Newcastle-upon-Tyne Manchester, Sheffield, &c. Midland ••• Oxford and Worcester South-Eastern Shrewsbury and Chester ... Shropshire Union .. York, Berwick, and North Midland IRISH LINES. Belfast and Ballymena Belfast and County Down ... Cork and Bandon ... Londonderry and Enniskillen Londonderry and Coleraine... Waterford and Kilkenny ... Ulster ... ••• 24,792 239 423 193 111 SCOTCH LINES. W Aberdeen ••• ••• ... 1,815 , Caledonian and Edinburgh o'o 4 and Glasgow ••• ... 14,030 Dundee, Perth, and Aberdeen 758 !'gl igli Glasgow and South-Western 4,510 - ° North British ... ... 4,123 0 3 Scottish Central and Scottish 0 , r$ Midland ... ••• ... 2,733 „ OP, O of In the. Manchester Market, there was 11", at to-day, either in cloth or yarn The 11 s ee li a l o Tuesday are maintained. Buyers doll 0 9 4 5 all disposed to give orders except for il! c i j lV requirements. The great uncertainty w ili fa vot t- 0 over political events still exercises an urt.'o o f •11' influence on the market, in conseclael C l3 :ift' recent intelligence from India al l ' s 0 9 / the business for those countries contifir ft ecov o li i And we may add that the improvea..,g o b i from India and China may tend to br i "Det s ., more readily a settlement of the disPa t f to o,, l 4 / the masters and the operatives of Pre' ye"' , much as the goods suitable for these 0131 _.(ill extensively manufactured in that town• dv d' c" The Liverpool Cotton Market was stea t it jef n fof the day. The sales amounted to 6,000 0,0 4 i which 1,000 were taken o n speculati on i f export. 4V Our Share Market was a s hade flatter to ;( 0 closed as it opened—the amount of busL ,, being rather limited • ....,....., . o ld BELFAST SAVINGS' BANK.—The quarterly ineetj!g4 institution was held on the 12th instant, Jose P il a e ll , in the chair. A statement of the affairs for the Y e t o r, 20th November last was submitted to the In ee „ /. VT, showed that the amount of deposits was 123,49;4d, 0 a b m ein ou g nt an re i c n e c i r v e e a d se fr o o n m th d e ep y o e s a i r tors of d9ar,si2aogl. j u ; i f ort i, foi: r 40,309/. 7s. 2d., exceeding the receipts of 1802' b4 l „ .. p , SABBATH OBSERVANCE -GENERAL SCBSw 1 , k of ( 1, PING COMPANY.— Some clergyman of the Chure',,.so t! company p l a s u la y nd aga o i f ns A t s p c e e rmi nsio tt n ing wr t o h t e e ir to ste r a e m ni e e m ns land proceeding in one of the company's seani e ;oo ~, P , to reto L 14 always avoid it; at the same time they vnll on Sundays. The company through their 0 1 00 1 ;6 that they are most anxious to avoid Sundai nt tli e le , , their time is measured by hours and they gladeltill/ t o r al r , be re i'vs from their employees that the voyages have be e° el" hos shall not have prevonted the attendance at u without Sunday labour, or at all events thatitivooo tratetsw ififo R u ttii ever Thy se c P