The Liverpool Standard and General Commercial Advertiser. — Liverpool, Merseyside, England, 1854-02-21 00:00:00

:Ai; anteD. COOK WANTED, for a small family.—Apply at 2 , Edge-lane, Edge-hill. CANTED, a YOUNG MAN, who writes a a _go band, and Address ake himself generally useful, in .. ::Pcl.—_,_ s __2m(_leore. M. N., Standard-office. WANTED, a PUPIL in an ARCHITECT'S ftt aidar slPACE of large Praciice.—See reference list at the ANTED, Two-horse CARTS and TEAMS • for conveyance of COAL.—Apply to Mr. NANGLE, 5, WANTED, a SITUATION as CLERIC or lige rho OOK•KEEPER, by a Person thirty-five years of A. can Produce unexceptionable testimonials.—Address Bittern-street, Mount-pleasant, Liverpool. O °K -KEEPING .—An experience& woo.ACCOUNTANT, having part of the week disengaged, or BX,be haPPY to devote it to assistance in BOOK-KEEPING .-ANCING ACCOUNTS, on moderate terms.—Address 4... S tandard-office, Liverpool. CIIa- NTS WANTED for an established LIFE i nt vi ll,nd FIRE ASSURANCE COMPANY, in tIT surround % pe r id gea and Towns of this District; Commission allowed, bewai,cent. upon new Life Premiums, and 5 per cent. re /4th a l so 15 per cent. Fire Premiums, new and renewal, C. y necessary charges, such as postage, &c. —Address to roadway, Ludgate-Lill, London. qUVERNESS FOR BOYS.—A LADY of et iii ! i rlterience, considered successful in her management littrn, wishes for an APPOINTMENT as PRECEP 'he i ' 0 two or three Boys, from five to eleven years of age. ki.,_ftstructs in every essential of an English Education, per", French (which she also speaks well, having resided b . \ o‘l . l 4 ,l l l lears on the Continent), and the'Rudiments of Latin, eg, v of object to Girls. Most satisfactory references will L, Standard-office. ° SOF MONEY.--BOROUGH OF LIVERPOOL. ,recc r , tkf„ RPORATION of LIVERPOOL are prepared to ev er , e , i ,LOANS of MONEY, for periods of Three, Five, or A 4,,, ears, bearing Interest at the rate of £4 per Cent. per 4. e i n• Interest payable on the let January and Ist July !kce ouri r Y,lear. The Security is the "Liverpool Water s qle composed of the Rents. Rates, and Charges for Aei,d l l 3, l , of Water within the Borough of Liverpool . and the op i 4 uurhood, for Domestic., Trading, Manufacturing, and litiNPrPoses, and for Shipping, THE BOROUGH FUND 1 :911, 7 , 3 1, , ,1 , T A DDITIONAL OR COLLATERAL SECURITY, , ns tiElti r ,",i , INTEREST; AND THE LANDS, TENEMENTS, I .ION — "ITANIENTS, AND ESTATE OF THE CORPORA A„ I,FOR THE PRINCIPAL. llnr„,l )l lcation s to be made to CAPES AsHLIN, Esq., Trea- CLi;: Public Offices, 2, Cornwallis - street; or to the ToWN Drirti"p lc ; Town-ball, Liverpool ; from either of whom further " 11 2r8 may be obtained. ‘ o lt order) WM. January, SHUTTLEWORTH, Town-clerk. trim, 2nd 1854. TUESDAY, FEBRUARY 21, 1854 Zo be *oar or let, 11[71 _ 6 _ be DISPOSED OF, an elegant enzert Ito a .„,full Grand PIANO-FORTE, by Messrs. Erard, in Aitic." o od Case. Compass Seven Octaves. Purchasedtiew, the last six mont hs:from the Makers, for 175 Guineas. to t v e trouble, the Lowest Price is 123 Guineas.—Forcards -41 apply to T. BESWICK, Music-seller. 9, Berry-Street.. t t ,ITNSWICK HOTEL, HANOVER- , STREET, 1 41 . 4 7 : 4 vERe00t..—T0 be DISPOSED OF, the LEASE, FUR lithed'R,, and I'IXTUELES Of this well-kno n HOTEL, estab- Of . L i '!?ove 20 years, and situated in the most , central t pa rt . tive r ,,72 ool .—Apply to Mr. JOHN TYREE, Hano‘er-s rect, u' • IN be SOLD, by PRIVATE TREATY, several 4413 ,APlendid COUNTRY RESIDENCES, from £l,OOO to To w )7u; one , with 300 Acres of LAND, another, (near the I,34with 10 Acres of LAND. Also, upwards of Six 141:ed Thousand Yards of BUILDING LAND, in various To k les, in Lots to snit Purchasers. ilearn be LET, a few excellent COUNTRY HOUSES: one at ,tl6" rth ; one at Grove-road, Fairfield; one in Deane-street, ,[oil e loe; one in Brougham-voTace; one Lin Peel-street, tiOu s l - Park_i and one at Holt-hill, Cheshire. Also, a good of Sy, in Mount-pleasant ; one in St. Anne-street, (corner l anit' a i r ,' ° gfield-street ;) and a large HOUSE, in Islington, he t , 'le for a Commercial Hotel, and well adapted for a hUIP S ItbIe License. Also, an excellent FURNISHED one at Everton, (near the Church ; ) and snot her excellent I,y,ear Childwall, with an extensive Garden. it .iL*----,e5„000 to be advanced on approved or good Security n.. , 4 Per t prt,,LL I nrth„ n • , - -r Particulars may be had on application to Wm. 4ive,; m , 3 . 4, RanelaHackin'a-bey, where a few excel!ent OFFICES are to be LET. 1 1 °. be LET, in Lots to be agree upon, about s t he Le 3, 600 square yqrds of LAND, lying to the westward of lead and-Liver ° _p 1 Canal, on the south side of the Locks qre,',ng from the Canal to the Stanley Dock, and eastward of I , q H oward-street. And about 19,000 square yards of bod„' on the nort h s id e o f t h e Canal Lock-c, fronting Light. hinJ-street.—Parties desirous of renting - the same may ob h„_. fu rther :information by applying to DANIEL MAso,t, -1,4 k Secretary's Office, Liverpool. eek-o ffice, , Liverpool, 10th October, 1833. WATERSIDE PREMISES.-.MANUFAC• Lim on 'MUMS, ENGINEERS, TIMBER MERCHANTS, LYiky era, requiring WATERSIDE PREM ISES and RAIL. .V.NlpA`„,-AIMUNICATION.—The BIRKIWHEAD DOCK 'et p C 2,, li r are prepared to LET . on LEASE, in Lots to suit , t e01u,,,,e, LAND fronting the Birkenhead Great Float, and ~,4 44 4— L t eil by RAILWAY with all parts of the Kingdom. The esnee . lal a dvantan'es for Sugar Refiners, Saw Mills, lather Yarils,Btig ineers, ' &c., and is accessible by ships of 1 4t ° bee Du Dock hen. es.are chargeable on Goods landed or shipped h. — se Docks. By Order, liti tv W. H. SLOMAN, Secretary. mad, 6th February, 1854. 'lnsurance Notices. L-tLKSTER AND LONDON LIFE AS SURANCE AND LOAN ASSOCIATION, 77, KING STREET, MANCHESTER; ) C, , 454, WEST-STRAND, LONDON ; 7 , 4,,,,RXDF5H-ROW, RUTLAND-SQUARE, DUBLIN. rk,' o , 14)0 1 111/iv ' tirship Risks of every description. i'' , lne n -- n Equitable Terms, Life A ssurance being contem 'ellt s;„ - s'Y effected on approved Personal or any other min t:rid - ‘-urity P w e , r ettiu eats for Children on Non-returnable or Returnable ,t11 ° , 1% Duty on Policies Paid by this Association. fea r atnurtli.fittim, or Eighty per Cent., Divided every Five ASecr et °ngst all Policy-bolders entitled to Profits cti lar arY, anchesterHßLES HENRY MINCHIN. Y and Secretary, •Landon—WM. JAS. STRICKLAND. BeOTTISII EQUITABLE LIFE Eat,„ ASSURANCE SOCIETY. - -Button 26, ST. ANDREW-SQUARE. sa . o 51 1 ,, _SPECIAL NOTICE. THE OF AR'S ,tlic - ` , PROPOSALS MUST ADVANTAGE BE LODGED THIS AT YE THE 400,OFFICE, Ott AT ANY OF THE SOCIETY'S I'o]..`4,lRS ON OR BEFORE IsT MARCH. 7- 'IEB EFFECTED ON OR BEFORE IsT MARCH, TAE ALLOCAT RECEION IVE AT 15T MAR SIX YEARSCH,' 1859. ADDITIONS AT ROBERT CHRISTIE. Manager. WILLIAM FINLAY. Secretary. 41tellIBALIIG,PNT AT LIVERPOOL OD, 23, TITHEBARN-STREET. o i lv ec e a rt the advantage of this year's Entry, and of SIX ans 9, la 4 P roposals mS' ADDIONS be lod g ed at the Head atOffice, Ist March or at , Tl ust g 11ex 7 t ! , 4 the S oc i ety ' s Agencies, on or before Ist March —CiTTISIT EQUITABLE (MUTUAL) LIFE -nco,rporatea h ASSURANCE SOCIETY. lie n d -V Royal Charters and Special Act of Parliament. e p i . g."`Ce"-- divided , EDINDU _ n • the M e ,,,°.s are Triennially, and wholly belo n g to As ex a m r3 of the Society. A Policy mes or these ADDITIONS : ta for d. ,000 opened before March 1832, is increased A Poiil l , 4o B 95. 4a. t 'or wo opened before March 1836, is increased AO3 4641,407 18s. Id. 60 on with regard to subsequent Policies. NO CHARGE FOR POLICY STAMP. aln ount of Existing Ass P urances, .1,058,140. Annual Revenue, .e 144,085. A .D_A t nount of Accumulated Fund, 763,871. tlAptiPort on the recent Division of Profits may be had on ation at the Head Office or Agencies. ROBT. CHRISTIE, Manager. WYE. FINLAY, Secretary. Liv t „ AGENTS. 'P°C.L.... ARCHIBALD TOD, 3, Liver-chambers, 23, rich . 14 4 Tithebarn-street. ester So I Andersons and Thorburn, Merchants. b th 1 Edward Corbet, Surveyor. F. W. Robinson, Free Press-office. IVERPOOL DISTRICT PROVIDENT it,,,,sociETy —At the ANNUAL MERThINidGaotfoeeB S A U N B K th- I p or 'VERS and ' FRIENDS of the Society, e_ -ebtilkviNos, BOLD - STREET, on WEDNE , Er Ay , the 15th Th e , t .Y, 1854, The L e nerahle Archdeacon BROOR d S t tn e „i c. „ 4,ev. RICHARD APPLETON 1.1. R the Chair, 4re4,'„411 W.tosTAFF, Req., Pir " re l' ' s Accounts. exhibited a statement of the by mtt Re solution, moved by Mr. W. RATEIBONE, seconded , ./Ze i r ,;',4 • RODGSON, . 1. 0 - `' e ct,—That the Report and Abstract of the e t T he re s a a s m ur e er b ' e s Driiit 4 ,,n,la be approved and adopted, and that Se`,„` ,00d circulated. eeeoriej Resolution, moved by the Rev. J. B. MONK, } ,/te.t o r.. by the Rev. T. C. COWAN, k4lie thven,—That the Worshipful the Mpyorfloier rtehqeuepsrteesdentot ar ; t : office of President of the Society ~ A and the , at the Venerable Archdeacon B John Moss, Ec l* , atid iloßnstus Campbell, M.A., Rectors:...ointed .V!ce• tiresieha P emberton Heywood, Esq., oeansloPmr. William Groo r , s e nts ; that ;landJosep gstaff, Esq., " 4'14 rt oe T reasurers that the Rev. Richard Appleton Tili°ll Liglitbody Esq., be Joint Secretaries by tht,l Resolution. ' moved by Mr. R. A. PAvrt . E", seconded , it„ e ,,P•ev- P. BISHOP;•.‘e-v the followinz Gentlemen constitute the ite v. riot Committee for the ensuing year _ _ . Rev. ''' P. Amos, M.A. Rev. T. L. Pain, M.A. • P. Barker AI A B.D. iv.• P. Bishop: • . it 4": Trshomas Bold M.A. R R e e v v . . O F.. Parry,. R_D Po P re".' er .t u lli.A. ,_lte, q.'• C. Burton ' MA Rev. F. A. lior tdward wan, M.A. 24ti.1:. k;. ecCropper. M.A. . LL.D. Rey,_ ',Pr Edward Cust. Rev. r. T. c . Mr. T. W . a r. thbone. h ß a a r fil d oe l " faVon ' e. .._ 4 lr. fprge Do vM.A. Mr. W. Ratßliduo M.A.fe. olr, gl i tz Eden. Cr,- Rev. G. Itea'Robinsoll - t 'ward Gibbon. Rev. Thomas Rep . in Greig. • Rev, ANY,. tlesketh M.AThom. k us, B.A. atev ". Hu.hes ' M AA. o , r ,* T g in I; A. Rev. Rev. J. 1 8 1,. .. Sutton. b _ l tev A' tt7orZei LL.b.. ..,ev:?,i •‘• . L awrence, M.A. Rev.itev. Richard A..„ V Waddington. it.ev.J...slarlen, M.A. 'Jr. R. tt • ....omlinc.e .• _,.. Il e ,. 7, alacnaught, M.A. Rev. F. Walker, in__ .. 11 —ea, j' ',‘,'W. Moeran, ev. G. W. Warr,_M•,A Itev . ~' .. Monk, M.A.. M.A.. Rev. Cecil Wray, M.A. "allies North, M.A. And the Churchwarde g nA , Mr. JAMES SHAW, BANISTER,A en se °llllll Resolution, moved bk the Rev. W. c Nided b . Ae t .i., ,y Mr. 12 n -.. .ATH BONE, be given . 0 th e etr?--That the best thanks of this Meetin .. Sec etaries, kld th_resident, Vi ce - president, Treasurers, and CONrZ,lllelllbers of the General and the several r PirtbVea, for their services during the past yea • e a • --esoluti P. ALLEN, seconded by .4tairk G aul° on, moved by Mr. the a e lt,,ojedThat the Meeting record, 'District Year.`"Ve and zealous services of the visitors dodo; the past Simi with grateful feelings, IsetAte,idedttegittrt.l2,itnioved by the Rev. C. to thieired,--That the l t e li s i rga g rik i s un a this Meeting be given A. CRAVEN, prtki,i, enerable Archdeacon Brooks, for his kindness in 7 dint 10•daYt and for his conduct in the chair. THE LIVERPOOL STANDARD, AND GENE RAL COMMERCIAL ADVERTISER. ENGLISH AND IRISH CHURCH AND UNIVERSITY ASSURANCE SOCIETY, . 18, BASINGHALL-STREET, LONDON. , . THE following are the LEADING ADVANTAGES offered to ASSU R E R S by this • SOCIETY : EvERy VARIETY OF PROPOSAL Is ENTERTAINED FOR PARTIES DESIROUS OF DISCONTINUING the payments of AssuRANcLS contingent on one, two, or three lives. Policies Preminois may dispose of their Policies to the Society, who are granted from £2O upwards. will pay them the equitable value of such Policies in ready or they may obtain a NEW PS, Vy assuring a smaller THE RATEs or PREMIUM have been settled by the eminent money, amount NOT REQUIRING ANY FURTNInt PAYMENTS. Actuary, ARTHUR SCRATCHLEy, NI.A., F.R.A.S„ and are very MODERATE. Assurances on the L:v,s of CLERGYMEN TUE ASSURED FORM TWO CLASSES in this Society, the one can be effected at LOWER BATES OF PREMIUM than those on participating, the other not participating in the profits, thus ordinary lives. The raymeros of Premiums way be annual, securing, at choice, ail the advantages of the Mutual a nd Pro half-yearly, quarterly , or mo nthl y , at choice, or the composi- prietary Offices. tion Premium, commonly called the single Premium, can be PARTIES ASSURING BY THE PROFITS SCALE are entitled to adopted. Or, should it be desired, the payment may be made SIXTY PER CENT. of the entire profits of the Institution on an ascending or descending scale, according to the various WI rHoUT PARTNERSHIP LIABILITY as in the Mutual Offices. circumstances of the Assured. LOANS ARE MADE by this Society upon personal or real A DIMINUTION of half-a-year is MADE ON THE AMOUNT security, and advances are made to Assurers to enable them OF PREMIUM when persons assure within six calendar months to meet the expenses of EDUCATING their CHILDREN AT THE of their last birth-day. UNIVERSITIES, or to start them in professions. HALF THE ANNUAL PREMIUM may be kept unpaid for the first seven years at five per cent. interest by parties assuring Should the ASSURED become so reduced in circumstances their lives by the profits scale. as to be UNABLE TO CONTINUE THE PAYMENT OF HIS PRE POLICIES EFFECTED FOR SHORT TERMS OF YEARS can at MIUMS, provided the Policy shall have acquired a sufficient the expiration of such terms, be renewed for the whole oelife value, the Directors have power, on application being made on very equitable terms. to them, to supply the remaining Annual Premiums from a POLICIES TAKEN OUT FOR THE WHOLE OF LIFE MAYBE Charitable Fund formed by setting aside One-tenth of the TRANSFERRED FROM ONE LIFE To ANOTHER On a plan pecu- Profits that may from time to time fall to the share of the Assured. liar to this Office. No ENTRANCE FEES, and the expense of the POLICY TWENTY PER CENT; of the entire Profits he Institution STAMP DEFRAYED BY THE OFFICE. are devoted to furthering the objects of the "FRIEND OF THE MILITARY AND NAVAL. MEN, not in active War Service, CLERGY SoCIETy.” CLERICAL ASSURERS, therefore,. have are insured at the ordinary rates. not only the satisfaction of feeling that they are securing at INVALID LIVES, not labouring under organic disease, may their Death the payment of a stun of money to their repre effect Policies at equitable rates. sentatives, but also that they are contributing to the funds of ASSURANCES granted -against PARALYSIS, BLINDNESS, an Institution in the benefice of which either themselves or INSANITY, ACCIDENTS, and every other affliction, bodily or their families may participate, should they be placed in ad mental, in the event of a party becoming totally and abso- verse circumstances. The objects of the " Friend of the lutely disabled and incapacitated. Clergy Society" being to afford temporary assistance to neces- FIDELITy-GuARANTEE POLICIES granted in connexion pens Clergymen and their F.milies, and to grant permanent with Life Assurance. ions to Widows and Orphan unmarried Daughters of THE ASSURED MAY RESIDE, without any eTtra charge, in Clergymen of the Established Church. ill ne — of E - , (Turkey and the Levant excepted). Also ENDOWMENTS FOR CHILDREN on their attaining the age all parts of .urope . in the CAPE OF GOOD EIoPE, AUSTRALIA, THE CANADAS, Slid all except the more southerly STATES OF NORTH AMERICA, subject only to a small payment for voyage risk in going out and-coming home. The Assured may also proceed to and reside in ANY OTHER COUNTRY, on payment of such extra Premiums as may be considered by the Board of Directors to be adequate to the increased risk thereby in curred. CLeasYstEN and others can obtain ADVANCES to assist them in PURCHASING ADVOWSONS, OT to make REPAIRS ON pit asoNA.Ge HOUSES, and other tenements on Church Pro perty. of 14 or 21, and PROVISIONS FOR OLD AGE (by which a party secures to himself a sum payable on his attaining the age of 60 or 65, or to his family, in case of his previous death) are granted by this Society. ANNUITIES GRANTED increasing with a share of PROFITS, the rates being calculated from ,extensive data specially obtained and arranged for the use of this Office. ALL CLAIMS BY DEATH are paid by this Society at the expiration of three calendar months after receipt at the Office of satisfactory evidence of death. TRUS Robert Makin Bates, Esq., (Messrs. Strahan, Paul, and Bates.) Thomas W. Booker, Esq., M.P. for Herefordshire. TEES. I The flee. J. E. Cox, M.A., F.S.A., St. Helen's, Bishopsgate. The Rev. M. W. Lusignan, M.A., Allhallows the Great & Less. TORS. I The Rev. M. W. Lusignan, M.A., Allhallows the Great and Less. The Rev. Richard Whittington, M.A., St. Peter's, Cornhill. AUDIT' RS. W. W. Deloitte, Esq., Accountant to the Great Western Railway Company, &c. The Rev. Walter Mitchell, M.A., St. Bartholomew's Hospital. STANDING COUNSEL. Richard Matins, Esq., Q.C., M.P. for Wallingford. j J. G. Phillimore, Esq., M.A., Q.C., M.P. for LeorniuEter. and Bates, 217, Strand. DIRE The Rev. J. E. Cox, M.A., F.S.A., S. Helen's, Bishopsgate. The Rev. A. G. How, Vicara;Ae, Bromley. John Ireland, Esq., Canterbury-row, Newing►on. BAN, Messrs. Strahan, Paul, PHYSICIAN. C. J. B. Aldis, Esq., M.D., 1, Chester-terrace, ChPeter-square. CONVEYANCI James N. Goren, Esq., M.A., Felli CONSULTING ACTUARY. Arthur Scratchley, E UR V sq. M.A. Parliament-street. SEYOR. E. W. Gooch, Esq., Connaught-terrace. SURGEON. William Guest Carpenter, Esq., 50, Finsbury-square. NG COUNSEL. aw of Queen's College, Cambridge. SOLICITOR. I Charles Sawbridge, Esq. Womb street, Cheapside. BROICER. Robert Peake, Esq., 3, Bartholomm•lane, Bank. NARY. Friend of the Clergy,) 18, Basingliall•street. Stephen J. Aldrich, Esq., (Secretary to the TABLE 1. WHOLE LIFE. ANNUAL PREMIUMS to Assure' TA £lOO on a Single Life , WITH *ASP ECIAL PROF ITS.* , BLE has been calcu lated nom original . . data for CLERGY- ANNU payal END JAL PREM Lble on Arr. the evl TABLE 11. 10WMENT ASSUF diuMS to Assure ie 'AMINO the following rent of death. WITH 55 60 LANCES. 100 on a Si ages, or so PROFITS. ingle Life,' PONER in . £ E. d. 2 6 3 2 13 0 3 1 0 3 19 4 5 1 10 G 19 2 10 12 6 s. 2 1 5 2 6 11 2 15 3 3 6 7 4 1 11 5 5 0 7 3 1 10 17 7 s. d. 118 0 2 2 7 2 9 6 2 18 3 3 9 10 4 5 n 5 10 0 7 9 7 11 5 9 .e 8. d. 1 15 10 1 19 10 2 5 9 2 13 1 3 2 4 3 14 8 4 12 2 5 18 3 8 0 I 11 18 6 AnLual Age. IPremium, Annual MEN desirous of in rremi"m• suring their Lives. The Rates will be s. d. furnisbed on applica -4 5 5 3 1 17 7 tion to the - Secretary. 0 4 3 55 5 14 11 60 7 3 6 65 9 2 3 70 11 15 0 Age• s. d. 1 14 1 18 .0 2 3 1 2 9 1 2 16 4 3 5 7 LOCAL DIREUTOR FOR LIVERPOOL.. The Ilev. HENRY HAMPTON, M.A., Incumbent of St. James's, Toiteth,park. AGENT DITTO .. FRANCIS HORNER, Esq., Solicitor, 2, Chapel-street. M ED ICAL REFEREE DITTO .. JOAN HEY, Esq.,'2, Erskine-street. SURVEYOR . D ITTO .. H. I. 'HORNER,Tsq., 8, Basnett-street. PROSPECTUSES, and all NECESSARY FORMS, with-every information as to the mode of effecting Assuranc ß ha es,•mayhe obtained, either by letter or perso n a l a pi dication to -STEPHItN J. ALDRICH, Secretary, at the OER, ffice, E Isq.B, asi. Agentng. ll street, London; or to FRANCIS!HORN A small number of Shares, price 1 eath, entitling the Holder to Annual Dividends and . periodical Bonuses, will be issued to parties of respectability, INSTANCES WHERE LITE ASSURANCE IS PECULIARLY :AiTTLICABLE. I.—To HUSBANDS AND FATHER., to insure a provision to secure a portion, at least, to their families, should they after their death, for their Wives and Children. die before they themselves enterinto possession. 2.—TO YOlitatia MEN, to make a provision for their old 10.—To PARTIES WHO EXPECT TO RECEIVE SUMS 07 age. MONEY should they live over a- - ce , lain number of y ears, as 3.—TO PAME NTS, to insure certain sums paya bl e . on their for eanntitlet—A person aged 30 is entitled to a share, amount children attaining the age of 14 or 21, whereby the ready ing to 5:500. in the Renewal Miry of a Lease. which is payable means for starting them is life may be obtained at a ninth at the expiration of three years from the present time. This smaller annual payment to an Assurance Society, than would share he would lose should he die within that period. To be necessary, were they to attempt to realize the same sum secure his family against that less, he has only to take out :a by putting it into any other species of investment, as a any- temporary Policy of Assittance.on his life for the three years, ings' bank, ,, Ezc.; Assurance Companies charging a smaller and by the trifling annual payment of .e 6 4s. 7d. he assures sum, as they take into account the chance of the child:a the .e5OO ;so that, should he 'die before the end of the three dying before attaining the specified age. 'This kind of As- years, the office pays his family the '5OO, and should he live, surance is , called an ENDOWMENT, a nd c a n be eff e cted by one he will come into his share of the fine, the amount of which single payment, or by a series of Annual Payments or Pre- he will, however, have rendered-cafe from loss by his death, miums to be made until the child attainsthe specified are. by an outlay of .'lB 13s. 9d. altogether. 4.—TO PARTNERS IN Films, who, by Aogaring their Joint 11.—THE HOLDERS OF A. ,LELS ,, , W hich is renewable on , Lives, can-.secure a sum payable at the death of the' first, payment of a certain fine, at the de a th of the fi rst or last of. which erill-onable the surviving partner to pay off the claims two or three lives, Can, by ' a trifling annual payment, assure, of the Widow of the deceased upon the fi rm. in an o ffi ce the necessary sum. Example :—The holder of al s.—To SatuitE the return of advances made for educating 1 lease would have to pay a fine ofeloo to renew it at the death and establishing the younger members of-a family in the of the first of two lives, aged 15 nod 35. He can provide for world :--this is effected by Assuring the 'life of the child its payment by an annual premium of £3 7s. Od., so that, educated, so that, should it die young, the pareml may recover should one of the lives in the leave die even the day after the from au Atsarance Company the money spent ft/viz it ; if it I :lira premium has been paid, lie wood receive from the lice there is-a policy of a certain standing Gf: . its life, which 1 ENGLISH AND IRISH CH URCU,LNDUNIVERS!TY ASSURANCE may be co-Wit:Red in the usual way, and as it-wits beijun at an ~ SOCIETY .4100. (See Thine of the Society's Prospectus.) early age, the.annual premium would be small. 1 12.—1 N MOST CO PY110(.0 Paoraart ES, on the death of the i G.—To Caniarrons, who, by Assuring the:a mount due to I.lenant, his successor cannot be admitted except on payment them, can, by a trifling outlay, secure a compensation for 'of a Fine. In many instances , the.sudden death of the tenant the loss which-the death of their debtors might occasion. , has put his successor to great difficulty in procuring the re -7.—Toßnitßowc us,to provide,incaseoideathAstun to repay ..geired sum ; an Assurance effected on the life of the tenant, the loan. This is the usual way i n which mone y is now bur- ' by himself or his successor, would provide for this difficulty, rowed on pensonal security. The borrower, say for .€lOO, .and by a small annual outlay.' assures his lifei'.r at least ~000, and gives personal security q - 3.—IN CASES OF NIARRIAGESETT-LEMENT Life Assurance in the shape oftwo or three joint sureties with himself, for the may also be particularly advantageocs :—Suppose a gentle due payment ; annually, of interest at five per cen .on the I man, twenty-six years of age neat birth-day, be engaged to a money boxrowed, and instalments thereon, and-the premiums lady whose fortune is .e 3,500, and-that the whole be required •to be settled on her at their marriage, let el mo be vested in of the Asshrance. oft t and.with the annual interest let them x: , 500 B.—To POSSESCORS or ENTAILED E STATES, r r foammany,bbey li, life of the husband. The remaining .e 2,500 of her gueath provisio ,, s for the younger m embe rs . fortuee can be placed at his command at onre, as, at his assuring suitable ennounts on their own lie's, 9.—To THE EXpECTANTS OF PROPERTY Its REVERSION', death, his wife will still be in possession of .€3,500. MILNERS' NEW PATENTS. 18.51. mIL NEB S' PHENIX (212°) SAF EIVORKg, LIVZRPOOL. The most extensive and complete in the World; employing from Two to Three -Hundred Bands, assisted by powerful, original, and elaborate Machinery and Implements adapted for every branch of the Work. Established fo carrying out the important " Improvements" under Miners' New Patents (of September, 1851—the close of the Great Exhibition) to the interior and exterior of their " HOLDFAST" and FIRE-RESISTING SAFES; and for-supplying to the Public the Strongest Safeguards against FIRE, ROB3ERY, or VIOLENCE extant, at the LOWEST PRICES consistent with the most PERFECT EFFICIENCY and SECURITY. GROUP OF MILNERS' FIRST-CLASS " HOLDFAST" AND FIRE-RESISTING SAFES, THE STRONGEST WBOUGIIT-IRON SAFEGUARDS AGAINST ROBBERY AND FIRE 8.X.TA.N0.7, OF VARIOUS SIZES, SUITABLE FOR ALL CLASSES. GREAT FIRE IN BELFAST. " Messrs. MusortAvE, BuoTtots.—GENTLEMEN,—At your request, I beg to state, for the information of the public, that the only property saved froM the late fire, in the premises of Thomas S. NJ tjor and Co.. was that contained in :one of flame, I QFrom the intense nature of the tire, and the length of time: the Safe was exposed to the action of the as fully convinced of the destruction of the books and papers it cortlined ; and feel very,groat pleasure in testify flinar to this extraordinary instance of their preservation. I may add, that the Safe was placed on the third story, without any protection, where it remained till the floor was burnt around it, when it fell to the reom beneath, the floor of which was like wise destroyed by the fire.—Yours truly, • " JaNIES S. HUNTER, "Executor of the late Thomas S:11“jor, of the Firm of Thomas S. Major and Co. "Belfast, January 2nd, 1854." TRIUMPHANT RESISTANCE TO ROBBERS, AT MESSRS. BUTTERWORTH AND BROOKES'S, 'MANCHESTER. "Stn, —Last night our Premises were entered by burg!ars, who made a desperate attempt upon the Miners' Holdfast Safe we bought from you some time since ; and, although they evidently had recourse to all the usual appliances of accom plished thieves, and ultimately to gunpowper in abundance, we are glad to say with no other tffect than to injure the lock— the opening of the Safe they found quite impracticable. " We are happy to be enabled to express our unqualified approbation of the Safe ; we believe it is impregnable to thieves, "If our verbal testimony will be of service to you, you are at liberty to refer to us, and to make any use von please o! this communication.—Yours respectfully, • " BUTTERWORTH and BROOKES. " 76, Mosley street, I\lam:heater, October 22nd, 1851." --- THOS. MILNF,R a nd SON select the following severe cases of successful trial of their SafeS from hundreds of Certificates of utility, as instances in which they believe that any s on and Co. other h Safe ants than the ce to Robbers, Glasgow, James Richard- ir own would have failed : Great Fire at the Gutta Percha Comp an y . Triump Great Fire in Haydon-square, Coubro and Potter. G r eat Fire in Burglarious Attempt at the B r idgewater Offices. M ar ket•street, Manchester, Thos. Haigh. Great Fire at the London and North-Western Railway Station, Destructive Fire in Park-lane, Liverpool, Garniss and Co. Coventry. Entire Destruction of Offices at Birkenhead, including con- Great Fire at Cape Haiti, W. D. Roberts and CO. • tents of strong Safe and Drawers, Mitners' standing beside Burglarious Attempt at the Theatre Royal, Manchester. ir, red hot °radicle, but contents unsinged, J. and W. G re at Fire at Glasgow , Chas. Boyd and So n. ' Walker. Destructive Fire in Gordon-street, Glasgow, Ker Doer:ng & Co. MILNERS' FIRST-CLASS STRONG " HOLDFAS'r' AND FIRE-RESISTING SAFES AND CHESTS, HALF INCH TRICK WROUGHT IRON OUTSIDE ; COnstructed in the strongest manner , fi tte d w i t h th e N e w P a tent Expanding Do A ors and AND Contin uou s Groove, at extra cost. MILNERS' HOLDFAST AND FIRE - RE SAFES CHESTS, Half-inch Doors ; Quarter-inch Bodies. MILNERS' THIEF AND•FIRE-RESISTING SAFES AND CHESTS, Of medium strength; # Doors, 10 and 12 guage Bodies. All the abOve Nzialitief' with Improved. Impregnable Powder-p..of Locks. MISERS' FIRE-RESISTING BOOK-CASES AND. CHESTS. giLNERS, PORTABLE 'ONE-CHAMBERED FIRE-RESISTING BOXES. HOBBS' LOCKS, 105. each extra. SHOW-ROOMS... LORD-STREET, LIVERPOOL. LLONDON DEPOT .47A. AIOQIWATN-STREET, CITY. . 11 1111111111111fil , 411 1000 0 " 111 , --.-„,-, 1 . oil 1 I glii TI ---, mil 1 1 • g, [l l ill ;,,-; ll 101 .01F 4 r41 i ~,'. c; ~,,.', - -tp_. 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't,' 'Ai RI; ht• ' l • i " littil t , , ' 1 1 l i 1 I 4 '''' 7" ''' -1 11 1, 1 ti#E i ' 4i ii .llo 1 ' I li'tc 1 1.'ONIti t 'to' I, , 1141i l e 1 'I, ' ilti 1111r . 11111II tkl t t. 11 fr. 4 t , ,i, iov, ,0 11, , , 1 ,t i ',l ,p ;1, „I . oit c______ _li .__--.,st-,,.,.,,_________ ;t 1 t,'l 41ii - —1.. c,. , ilt 1 1 ,. „. • 1.1 ,Il 11 , to, iilYt . i.141.,,,v,4 - ~.1 ; 6..0:. i , ~• . it, {I li ,t !...i.'‘, ,;;iigt.-'1"1" I N 1,1 o'4l , ,4M i ; i 111111 108 ' 1 .20;,, i,i_ t _ . - „. A lig„.' -___,______ , VIII • ',. 1, ct li j r- , -1 0;10 1 ' Old ,i I Illigll.l - _______-_-_-------,-----=- - ii, I Y I lb A 1 1 ..--, i '_.- ---, = - - --_: _-- ---_-,-- - =,- - .- ". - - --- - - -z --- - ....---- -- - - -- - : ------- ____ lsl: _t rW ' ' ' ' ' 'WO 11011_____111- 1 ' _-..-..,_,,,s s. d. 2 13 1 3 2 0 3 17 2 4 19 9 6 16 10 10 9 7 TO ANDREW ALEXANDER, Esq., SURGEON of the STEAM-SHIP GREAT BRITAIN. Liverpool, 14th February, 1854. Dear Sir,—We, the undersigned passengers by the Steam ship "Great Britain," on her voyage from Australia to Liverpool, have much pleasure in offering you our sincere thanks for the unremitting attention you have evinced towards us in the discharge of your medical duties. We arc of opinion that it is to your skill and knowledge of your profession that, under God, we are enabled this day to congratulate you and ourselves on the fact, that, although so many cases of dangerous and malignant fevers have occurred on boar , l, during the entire voyage, yet not one case has ter minated fatally. As a small mark of our grati and of our respect for yours acceptance of the accompanyit your well-wishers and friends- HENRY GINN, K. WALLKR, J. M. BURKE, GEORGE GOODSON, SWINTON BOULT, HENRY K. H IGOINBOTTOM, JAMES S. WALKER, GEORGE BROWNE, HENRY REYNOLDS, JAMES FARRELL, JOSEPH DOCKER, ALEXANDER M. EDWARDS, itud fot your kind services, self, we beg to rcquest your ing purse.—We are, dear Sir, —signed JAMES WINTERS, JAMES ROURD, GEORGE WILKIE, GEORGE BIRNIE, HENRY M. PARKIN, ROBERT FORD, WILLIAM DEUTSCH, T. DAWSON, G. COLLINS, THOMAS EDENS, J. W. HOWELL, A. %V. CRITCHLEY. Steam-ship Great Britain, Feb. 14th, 1834. Dear Sirs,—lt is with great pleasure I receive this very complimentary testimonial and substantial accompaniment. I have much reason to be proud that the passengers on board are satisfied with the manner iu which 1 have dis. charged my duties. It is not necessary for me to say that I shall always re member with gratitude the respect and esteem shown to me during this passage. . With all good wishes for you and your families,—Believe me, yours, very sincerely • ANDREW At.EXANDER, Surgeon. To Henry Ginn, F.eq., and the other Gentlemen signing the Address. RAILWAY STATION AND CARRIAGE ADVERTISING.—Persons desirous of availing them selves of this important system of ADVERTISING may obtain the terms and every information from the Contractors, Messrs. W. H. SMITH and Sox, 136, Strand, London; or from their Agent, Mr. THOMAS L. PLANT, Railway Adver tising Offires, 13, Bennett's-hill, Birmingham. ADVERTISEMENTS may be displayed at most of the principal Railway Stations in England. Mr. PLANT Visits Liverpool the second and last Wed nesday in each month, and will be glad to wait upon those desirous of obtaining information on this subject ; and he is prepared to furnish all the necessary particulars respecting this attractive and popular method of advertising. FRIGHTFUL COLLIERY EXPLOSION AT WIGAN, AND LOSS OF NEARLY ONE HUNDRED LIVES. EBY OUR ONYX REPORTER.] TUE most appalling colliery explosion which ever hap pened in this district, or perhaps in any of the coal fields in England, took place on Saturday afternoon last, shortly after three o'clock, in an extensive muse belonging to the Ince Hall Company, known as the Arley Mine, by which no less than eighty-seven lives are already known to have been sacrificed, and it is feared that, at least, some half dozen others, whose bodies have not yet been found, are also killed. The mouth of the Arley Mine, which seems to be an exceedingly unfortunate one, is situate about a mile and a half to the south east of the hewn of Wigan, and is, per haps, by far the largest pit amongst the Lancashire coal felds, the distance from the pit eye to the extreme end of the works being not less than a mile and a half. The -pit is divided into what are known as the north and south drifts, about 120 hands being•employed in each drift. On Saturday mornina-, the workpeople, to the number of about 240, went down into the mine at the usual hour, for the purpose of commencingtheir labours, and all went on well until three o'clock in the afternoon, the hour at which the hands cease working on a Saturday. Just at this time, that portion of the hands employed in the south working heard the sound of an explosion at the northern extremity of the mine, and ran towards the pit, but had scarcely time to escape before being overtaken with the "choke damp." The greater part 'of them, however, managed to ascend the shaft, unhurt, and the fact of the explosion having been communicated to the manager and other officials, Mr. James Dailhigton, the principal manager, and others, descended, for the purpose of ascertaining the extent of the disaster. 'ln the meantime the report of what had happened spread rapidly, and in less than an hour hundreds of the friends and relatives of those who were known to be employed in the north drift assembled around the pit eye, the scene being of the most heart rending description. The search for the missing hands was continued for several hours, and at three o'clock on Sunday morning 83 dead 'bodies had been brought up and carried to stables and other outbuildings attached to the Navigation Inn, a large - public-house close to the mine. Yesterday we despatched our reporter to the scene of the accident, and on his -arrival there he found the neigh bourhood of the mine, and more particularly the premises attached to the Navigation Inn, besieged with thousands of the inhabitants, anxious to learn the fate of the unfortunate hands, and the actual extent of the loss of life,, but up to last evening the exact number of the killed had not been ascertained, as it was believed that in addi tion to the dead bodies 'found, there were about half a dozen still missing. Six more bodies, in addition to the 81 already discovered up 'to three o'clock in the morning, were brought up in the course of yesterday forenoon, making the total number killed, so far as is at present known, 87. The fireman,-amongst others, is still missing. The blackened and mutilated corpses, as they now lie in the different outbuildings at the NaVigation Inn, pre sent a shocking spectacle. In one apartment there are 23 laid on the ground side 'by side, many of them being dreadfully burnt about theface and in different parts of the body, but others seem to have been suffocated. The next apartment which our reporter visited presented a still more sickening spectacle. In this building there are 22 'bodies, several of whom, in addition to having been burnt, 'have also received dreadful bruises. In another apartment there are twenty-seven dead 'bodies, amongst them being a - boy, at present unclaimed, in a dreadfully mutilated state He was found with his right arm blown completely off, and lying at a distance of some ten or a dozen yards from his body. His right leg was also shattered to pieces, and fragments of it lay on the ground in different places. A boy named William Gerard was also similarly mutilated. His face and skull were cut completely open, his right arm blown off, and his body shock ingly -mashed. Another boy, named Richard Graham, was , also frightfully disfigured. He was found with his skull blown off, and his face so flattened as almost to prevent recognition. The skull had not been found last evening when our reporter left the spot. Both arms were also blown off. The bodies lying in other apartments, and nurdbering, in all, eighty-seven, presented much the same appearance as described above. In the course of yesterday afternoon it was a most dis tressing sight to see several fathers, mothers, brothers, and sisters•coming to identify, if possible, and claim their dead relatives. The dreadfully mutilated state of many of them has hitherto prevented identification in several cases, and up•to last night ten of the bodies had not been claimed. Several women were employed during the whole of yesterday in washing and laying out the bodies, preparatory to the coroner's inquest, and their subsequent interment. The following is a list of the killed (in addition to which it should 'be stated that several others have received serious injuries):— John Mather, 16, Peter Roscow. Thomas Ball, 20, sifigle. Thomas Mitchell, 22, ditto. . _ James Rigby. married, one child. Joseph Rigby, 26, sincie. John Ashhrook, 24, ditto. Richard Woodcock, 37, married, three children. Robert M'Allister, 25, single. James Golding. 11, single. John Bolderston, 22, single. James Bolderston, 17, ditto.. Thomas Bolderston, n, ditto. George Barlow, 24. married, one child. Matthew Corleos, 29, married, no children. Stephen Itow, 33. John Thompson, 11, singte. Francis M`Naught, 15, ditto. John M`Gos‘an - , 19, ditto. David Hill. 32, ditto. Michael 111‘Donough, 22, ditto. Owen M`Donough, 20. ditto. William Dobson, 13, lies at home. Richard Jones. married, one child. Henry Peel. 30, de., four children. Richard Dickenson, 15. Robert Webster. 23, married, one child. David Harrison, 33, do., four do. James Webster, 14, single. Thomas Dobson, 15, Nicholas Sullivan, 12, do. Joseph Thompson, 13, do. Thomas Walker, 14, do. Thomas Chatterly, age not known, married. William Walton, 14, single. John Cassidy. 75, do. Thomas Dowd, 20, do. James Gregory, 20, do. James Kelly, 24, do. George Kearsley, 15, do. John Alpin, 16, do. James Whittle, age unknown. William Haymah, 25, married, three children. Edward 11I•Gowan, 11, single. John Hesketh, 25, married, one child. William Rotherain, 30, single. John Mather, 17, do, William Lesiter, 50. Edward Preston, 17, single. John Markland, 24, married, two children. Edward Lindsay, 33, do. five do. James Markland, 22, single. Richard Graham, 10, do. William Gerard, 10, do. Henry Dawber, 24, married, one child. Richard Jackson, 22, single. Richard Harley, 22, do. Samuel Worthington, 20, married, one child. William Yates, 10, single. Jonathan Dixon, 10. do. Martin Tunstall, 25, do. Samuel Holding, 33, married, one child. Thomas Marsden, 25, tingle. Charles Benison, 19, do. Patrick McGowen, 20, do. M ic hael Cunningham, 20, do. Richard Brimilow,- (fireman), 59, married, and several grown-up children. He was in the none at the last ex plosion, but not injured. William Gerard, 12, single. William APLaren, 33, ditto. • John Marsden, 19, ditto. • James Sharrock, 19, ditto. John Atherton, 19, ditto. John Fletcher, 13, ditto. William Fairhurst, 14, ditto. William Mulridge, 18, ditto. Mark Shore, 24, ditto. • And ten others yet unclaimed. . • _ Yesterday, the coroner, E. C. Driflield, Esq., visited the spot, and made arrangements for the commencement of the inquest. The enqui r y w ill be opened this afternoon at four o'clock, at the Navigation Inn, but it is under stood that it will be merely for the purpose of identifying the bodies preparatory.to interment, and that the inquest will then be adjourned for some days, in order to give Mr. Dickinson , inspector of mines for this district, an opportunity of making a close examination of the mine and its ma nagement. Mr. Dickenson was at the mine yesterday afternoon, and we learn that lie considers the catastrophe to be one of such a fearful nature, and involving such vast and important consequences,• that he has determined to solicit the assistance of Mr. Winn, another of the govern ment inspectors, to accompany , him in his examination of the mine, From all cur reporter could gather -esterclaY on the spot, it seems to be the general opinion that in a mine of such a great extent —one mile and a half from the pit's-eye to the extremity of the workings —there ought to be more than one air-pit, and that if this had been the case, the accident would not have happened. It is not, however, denied, that the general system of venti lation of the mine is good. It will be recollected that this is not the first great and fatal disaster which has happened at this mine. In March last an explosion took place in the same pit, whn 50 lives were lost. On that occasion a subscription was entered into, and upwards of £1,700 were collected in aid of the widows and orphans of the victims. A committee was appointed to distribute the funds so collected, of which Mr. Winstanley, of Wigan, was elected secretary. An allowance has since been paid weekly to several widows and orphans, Saturday being the day of payment ; and it is somewhat singular that the usual weekly payments had not been paid more than two hours on Saturday last, before the present lamentable occurrence took place. In consequence of several of the recipients of this fund having from time to time obtained employment, not more than one-half of the sum subscribed has been expended ; and it will, very likely, to some extent, be made available for the support of those who have been reduced to a state of destitution by the terrible calamity which has now taken place. The proprietors of the Ince-hall Company are furnish ing coffins, and intend to defray the entire funeral ex penses of those who have been victims to the accident. THE RAILWA.Y. KING.—In the Court of Queen's Bench, on Saturday, an action was brought by a French Count (Seraincourt) against Mr. George Hudson, M.P., to recover damages for breach of contract in the sale of 20,000 tons of Scotch pig iron, for railway purposes in France. The jury, after an hour's deliberation, returned a verdict for the plaintiff, damages £4,000. Kiberpoot TUESDAY MORNING, FEB. 21, 1854. BEFORE proceeding to offer any observations on the ministerial measure of Parliamentary Reform which was proposed to the House of Commons on *Tuesday last, by Lord JOHN RUSSELL, it might be as well to ascertain if the subject is really worth discussion,—if, indeed, there is any serious inten tion of again bringing the question before the Legislature. Were it not something akin to high treason to question the sanity of a man who, though holding no office, occupies the high posi tion of a Cabinet Minister, and leader of the House of Commons, we might entertain the impression that Lord JOHN RUSSELL'S mania for doing some thing daring had displayed itself in a chaotic web of day-dreams, and that his colleagues, fearing the break-up of the Coalition by any opposition, had allowed him full sway to tell his own tale, in his own manner, knowing full well that Parliament would never be called upon for a decision. It may therefore, perhaps, be hardly fair to treat Lord JOHN . RUSSELL'S frame of mind as one in which he can be said to be responsible for his actions ; and such will be the conclusion to which most in telligent men will arrive, upon examining the con fused string of discordant crotchets which make up this long-promised scheme of Parliamentary Reform. It would appear, indeed, that such was the impression in the House of Commons, on its announcement, for it was greeted with no enthu siastic cheers from Radicals, nor denounced with threats of opposition by the supporters of our ancient institutions. Like the same little lord's attempt two years ago, it failed to arouse either anger or approval, and the opinion which seemed generally to prevail was, that the Ministers would not dare to press it to a division. For such a course they would have ample excuse at a time like the present, when the emergencies of war are monopolising the public attention; and, indeed, the persistence with such a bill would involve a two fold difficulty, inasmuch as its rejection ought to necessitate a resignation, while its passage would inevitably lead to a dissolution of Parliament. It will be seen from an abstract of the provisions of the bill, which we have given in another column, that it embraces a variety of alterations, some of them startling from their novelty, and others from their audacity, forcibly reminding us of the cha racter of its author, given by the late Rev. SIDNEY SMITH. There is, also, an evident attempt to stifle opposition by concessions to opposing parties, leaving it doubtful as to which may gain the ba lance of advantage—an attempt which, like that in the fable, of the old man and his ass, to please everybody, may end in pleasing nobody. The bill professes to deal with the franchise common to counties and boroughs, to create a new kind of franchise for each, to disfranchise certain boroughs, to create new ones, to add to the present number of county representatives., and to take away all prospective privileges of freemen. These subjects we propose to treat seriatim, so that a correct opinion may be entertained of the alterations which it is proposed to effect. NEW FRANCHISE. The abortive attempt made two years since to reduce the limit of borough qualification from £lO to £5 has, it appears, deterred Lord JOHN Bus- SELL from repeating the experiment ; but, in order that a sop should be thrown to the Cerberus of democracy, and opposition in some measure dis armed, he proposes to throw open the franchise to householders of £6, provided they have been oc cupiers for above two years and a half. This, however, is but a small part of the scheme of ex tension, for he has introduced a variety of qualifi cations, so complicated in their details, that it might perhaps have been as well for him to throw off the mask at once, and declare his adhesion to the principle of universal suffrage, and the other points of the charter. In the first place, persons in the . .receipt of salaries of £lOO, payable half yearly or quarterly, but not weekly, are to be en franchised ; but he might have spared the distinc tion as to the times of payment, as an income of £lOO a year is liable to the Income-tax ; and by another provision of this bill the payment of £2 a year in income or assessed-taxes is to confer the privilege. Lord Joux RUSSELL claimed credit to himself for excluding the recipient of weekly wages, but it is a false pretence, for any man claiming the franchise for the receipt of £lOO a year makes himself liable to the income-tax, and upon that ground would have a right to the franchise, at whatever intervals his wages may be paid. Another qualification is the receipt of £lO yearly from the Funds, or Bank, or India Stock. This is certainly a descent in the scale, giving a purely money qualification, and opening the door to a wholesale manufacture of faggot voters, by any large capitalist, who has no better claims than his money bags, and is covetous of senatorial dignity. The price would be little more than has often been paid for safe votes, while means might be readily adopted for the advances being made as loans. The same principle is evident•, though on a still lower scale, in the franchise being conferred on the depositors of £5O in a savings'-bank, a less ex pensive mode of purchasing prospective votes, when the voters can be trusted. The graduatc3 of any university are also to be qualified, an extension of the franchise less objectionable than the foregoing, inasmuch as the privileged may be supposed to be in some degree more enlightened by education than the mere possessors of a sum of money. We have already alluded to the householders in repre sented boroughs of £6 a year, provided they have been occupiers for two years and a half, and we therefore proceed to the NEW COUNTY FRANCHISE. It will be recollected that more than one attempt has been made to reduce the qualification of occu piers of counties to the same limit as that of boroughs ; so that the man rated at £lO yearly, if not resident in a represented borough, should vote for the county. The evils of such an arrangement would be that the representation now in the hands of freeholders, or substantial occupiers of £5O yearly, would be entirely transferred to mere cot tagers renting small plots of land, and in a condi lutellectually alldt3ocially far below .that of the small occupiers in towns. Lord JOHN RUSSELL makes the concession, and proposes to obviate the evil by rendering necessary that the building upon the land should be of the annual value of £5, excepting where it is the residence of the voter ; so that the occupant of the meanest hovel, if he rent land to the value of £lO yearly, would be entitled to vote for the county representatives. The effect of such a measure would be either to swamp the substantial constituency, or prevent the landholders from allowing the labouring class any opportunity of cultivating the soil on their own account. It may also have the effect of encou raging a system of squatting for political purposes, thereby tending to reduce the rural population of England to the miserable condition which rendered Ireland, a few years since, the plague-spot of civilisation. We come now to the DISFRANCHISEMENT OF BOROUGHS. The bill, like its prototype of 1832, has a series of schedules annexed, containing lists of boroughs wholly and partially disfranchised, and boroughs and counties on which the forfeited privileges are to be conferred. Schedule A contains a list of nineteen boroughs at present returning twenty nine members, all of which are to be disfranchised because they have less than 300 electors or 5,000 inhabitants ; and schedule B contains a list of thirty-three boroughs, each of which is to be de prived of one of its representatives because they have less than 500 electors, or 10,000 inhabitants. The total number of seats thus rendered vacant is 62, which, with four from Sudbury and St. Alban's previously disfranchised, will render 66 to be dis posed of in order to preserve the ancient number of 658 members of the House of Commons. Of the propriety or justice of thus making population a test of fitness for representation, we shall com ment in treating of the mode in which it is pro posed to confer the franchise. NEW COUNTY MEMBERS. By schedule C, South Lancashire and West York shire are each to be subdivided, and each division to have three members. Glamorganshire is to have one member ; and thirty-seven other counties or divisions of counties, now returning two mem bers, are each to have an additional one, thereby making forty-six new county members. The ap portionment of so large a share to county represen tation might be deemed incredible liberality and concession to constitutional principles on the part of such an extreme Radical as Lord JOHN Rus- SELL, were it not that by his alteration of the county franchise, he destroys the whole value of it. To the Opposition he may say, " See how large a concession I have made to the great strength of the Conservative party ;" and when his Radical friends complain, he quiets them by coolly referring to the fact, that his alteration of the franchise has de stroyed the whole value of the seeming boon. NEW BOROTJGH MEMBERS. By schedule D, the nine most populous boroughs, exclusive of the metropolis, now returning two re presentatives, and Salford now returning one, are each to have an additional member. By schedule E three boroughs, now unrepresented, containing more than 20,000 inhabitants, are each to have one member. These are Birkenhead, Burnley, and Staley-bridge. Chelsea and Kensington are to be made into a metropolitan borough, with two mem bers. The Inns of Court are to return two mem bers ; the London University one ; and Scotland is to have three additional representatives. It will be seen that, in this distribution, population is made the sole test of claim to representation, al though nothing can be more fallacious. Take the instance of Birkenhead, of which the majority of the population are substantial householders, and yet it is placed on an equality with Burnley and Staleybridge, where the inhabitants are chiefly artisans, earning weekly wages ; and yet to confer the privilege of representation on masses of the population, of whom but a small proportion could obtain even the reduced scale of franchise, repre sentatives are taken away from the cities of Lich field, Peterborough, Wells, Ripon, and Chichester, and the county towns of Bodmin, Hunting-don, Buckingham, Dorchester, and Guildford, in all of which places more is contributed to the assessed taxes than in manufacturing towns of three or four times the population ; where the inhabitants have not sufficient intelligence to comprehend even their own petty interests, but join in senseless strikes at the bidding of some inflated demagogue. With Lord JoHN RUSSELL it appears to have been simply a question of numbers, without refe rence to quality,—a notion so utterly subversive of all distinctions in society, that the most rabid Chartist need not hesitate to claim him as a leader There is, however, another feature in the bill which ought not to pass unnoticed. In the addi tion to the county members, and also to the nine boroughs which are to have three representatives , the electors are not to vote for more than two candidates, and the third candidate is to be the choice of the minority, provided he have above two-fifths of the whole number of votes. There is something so exquisitely cunning in this arrangement, that it is worthy of the reputation of its author for consummate tact. The Conserva tive constituencies are not only to be swamped by a new kind of votes, something worse than the old potwallopers, but in places where they may still maintain their influence their triumph is to be half defeated by their opponent being ad mitted as the representative of the minority, and this with such evident party bias, that, for more than forty places where a Radical candidate would thus be admitted, the Conservatives .would only gain a similar advantage in about half a dozen . It will help to realise the absurdity to imagine the Conservative constituency of 'Liverpool com pelled to send to Parliament such a politician as Sir ERSKINE PERRY, a degradation no way com pensated by a Conservative being returned for Manchester through similar means : while in more than forty counties Radicals would be smuggled into Parliament after the same fashion. It is a principle of the Constitution that the House of Commons represents the opinions of the majority of the people possessing a known and definite qualification; but it would be difficult to ascertain what portion of the people would be represented under such a system as that proposed, while fraud s and evasions would be so commonly perpetrated as to make it difficult for a man to be honest if he would. DISFRANCHISEMENT OF FREEMEN. There is yet another feature in the bill, by no means the least important, and that is th prospective disfranchisement of the Freemen o corporate towns. The ostensible ground for thi s political suicide, this retrograde step, in the exten sion of the franchise is the alleged corruption of this class of voters, and the influence of bribery upon their exercise of the franchise. Such a charge ,is false and malicious, proved to be false after the most searching investigation, and only reiterated by those who are unscrupulous, in their assertions, and, following the example of one of their wooden idols, would vote that black is while in order to keep their party in office. The real offence is, that the majority .of the Freemen are Conservatives, and are not to be bribed by Radical money, nor beguiled by Radical promises. It is not for being bribed,'tut for being inacces sible to it; not for their truckling to party, but for their steady adherence to Conservative principles that the outcry is raised against them; and Lord JOHN RUSSELL has the daring effrontery, the miserable servility to party influence, the most contemptible truckling to the basest spirit of fac tion which ever disgraced a legislrtive assembly, to propose that this, the most independent "of all classes of voters, shall be deprived of the franchise. This is no privilege granted through favouritism, or, like a Radical's vote, purchased with money, but a freedom acquired by seven years' faithful service, to the sati,faction of the master—a distinction far mere honourable, and a training far more advan tageous, than any of the means either of deposits in savings' banks, payment of taxes, or house occu pation, by which the Minister seeks to select the fittest men for the enjoyment of electoral privileges and, therefore, the proposal to curtail the franchise, in this respect, while it is extended through so many equivocal channels, at once stamps the bill as an emanation from the vilest spirit of political fanaticism such as, without this evidence, we should hardly have believed even Lord JOHN RUSSELL to be capable. It is the crowning capital of his column of Radical perfidy, and would justify the appointment of a Commission of Inquiry into the state of his intellects, at no time very sound, but latterly betraying the effect of advancing age, after a life of fussiness and trickery. IT is so• rarely we can find an' opportunity of giving the present Ministry credit either for good intentions or political wisdom, that we gladly seize the occasion of the proposal made by the Poor-law Minister to alter the law of settlement. By the bill which he has introduced into the House of Commons, it is proposed to equalise the poor-rate over each union by gradations of ten per cent. each year during the next ten years, so that the change shall be felt as slightly as possible. It will, no doubt, be thought a hardship by those parishes in which the rates have hitherto been comparatively light, that they should bear a portion of the bur den of other parishes, but a calm consideration of the subject will serve to demonstrate its justice. It will be remembered that the maintenance of the destitute is not only a legal obligation, but a Christian duty, and that by the present division of parishes there is much practical inequality, and, consequently, injustice. One parish has many wealthy inhabitants, and yet, from having but few poor, those have the least burden who are the most able to bear it. Another parish, with but few wealthy inhabitants, has many poor, and the bur den is heavy on those least able to bear it. An equal distribution of the rate over a whole Union would remove much of this inequality, and by the mode proposed the change would be scarcely felt. Anqther advantage will be, an abolition of the heavy costs attending disputed settlements, which would be a positive boon to the ratepayers, and tend materially to abate much of the misery often experienced by those who are recipients of relief. The only tangible objection to the proposed change is, the approach to a sytem of centralisation, which is repugnant to English notions of local govern ment, but this is an objection more apparent than real ; nor will it be found that the alteration now contemplated will be less a system of local govern ment than the present mode. There are also several minor advantages attendant upon the pro posed change, which, if party differences are not allowed to interfere with their development, may operate to place the system of poor relief upon a more satisfactory basis than it is at present.. PROTESTANTISM - AND ROMANISM. WirrN once the human mind has voluntarily wandered from the right path, it is difficult to say what extent of absurdity it may reach, or to what depth of intellectual prostra.i•n it may fall. This was painfully evident in the display which the apostate clergyman, Mr. ANDERDOW, made on Monday last week, in the Concert-bail. The subject of his lecture was ostensibly an attack on Protes tantism, of which he was unsparing in his abuse, but it was evidently intended to apply to the Church of England. It will be seen that, however his strictures may apply to some of thee extravagant fanatics who falsely assume the name of Protestants, nothing can be farther from the truth when applied to our Church. He characterised Pro testantism as an act of intellectual and moral rebellion, which made an individual or a section rise up against the authority vested in the great whole, disbelieved its mis sion to teach and govern, and so rejected its creeds or its precepts. This is exactly his own position. He has him self rejected the creeds and precepts which he had sworn to teach, and, in doing so, committed in its most flagrant enormity the sin of which he accuses all Protestants. He confounded Protestants with Infidels, as both rejecting what was really Divine and , authentic, and calling it human and fictitious, which is again an exact reflex .of his own conduct. He has left the Church which founds its creeds and its articles on the pure authority of Holy Scrip ture, and adopted a monster fable, of which the creeds are human inventions, and the miracles fictitious. Re accused the Protestants of taking only such part of Divine Revelation as suited their purpose, and denying the authority of the rest, whereas the Church which he has left accepts the Scriptures as a whole, and teaches them as a whole, without alteration or addition ; while Rome notoriously perverts the text to suit her own dogmas, and denies the perusal of the Scriptures to her dupes, for the simple reason that they would make palpable to the plainest understanding her own enormous falsehoods. The only difference, he asserted, between the Protestant and the Romanist was, that the former was taking a human instead of a Divine tradition for the rule of his faith,—an assertion so monstrous, that, if he believed himself, the extent of his credulity must be unfathomable. There is no fact more notorious than the repugnance of Protestants to all tradi tion, and their exclusive faith in the Bible, the whole Bible, and nothing but the Bible. A prominent article of the Church declares that " lloly Scripture containeth all. things necessary to salvation : so that whatsoever is not read therein, nor may be proved thereby, is not to be required of any man, that it should be believed as an article of the Faith, or be thought requisite or necessary to salvation." On the other hand, the whole teaching of Rome is founded upon human tradition, its articles of faith in Purgatory, the invocation of saints, the real presence in the Eucharist, the adoration of the Virgin Mary, the worship of images, and other prominent tent:!, being not only not warranted by Scripture, but diametri cally opposed to the whole tenour of its doctrine. As a man in a state of drunkenness fancies every one so but himself; Mr. AND2EDON drew a picture of his own me lancholy condition, and, with the perverseness which ordinarily accompanies mental weakness, applied to the Church he had left the very charges which so aptly suited the delusion he had adopted. He said that men were furious because Rome would not change. Such an asser tion is amusing from its utter absurdity. It is the ridicu lous claim to infallibility, to which Rome never had the shadow of a title. From the first assumption of supre macy, in the sixth or seventh century, down to the present time, Rome has altered her creeds, adopted and rejected articles of faith as it suited the paltry views of worldly expediency, and has never been consistent in any one point but her love of gain and temporal power, Her pre tence to Divine authority is the will of the reigning Pope, who is impiously styled the Vicegerent of Heaven, and her pretended Christianity is practical Deism, a Miserable imposture, founded upon the grossest superstition, and maintained through the debasing ignorance in which her tools have laboured unceasingly to keep her wretched dupes. They are objects of pity, but far more Pitiab l e must be the condition of Mr. ANDERDOIC) volun tarily embraced a heresy from which every one; ' ho me s Ab fp:Illioli-'sedan.. Let his once read the Scriptures, must tnrn with horror. has xample T h) r Off the Church of England, on the other hand, s'l • °° 2l restored soul-debasing errors of Rome at the Refc:rina ha her teaching, as far as possible, voarecl. to main. Christians, and since that time.has en ea - pre, rvi.ng the Holy to th. d e, of the t primitive taro the faith in its pristine purity beg the ha the only correct 'Scriptures in their i : ei te a grl y at3;'allBliteimes tea the fidelity of respecther she has far more title to infalliMr. A` DeUDOIs so ign in osrantantelyclaimse, is lamentable to witness such a perversion from truth thanstan d ome. that which error or R It to dteaching,perhaps sbyt i t w l a l t eahn o li ce ed: tiwu:lhhreteich Mr. s which he has given form the best but g pro ain :e t st his antism and noniani,;tn be weighed in tia'hnittittbdiraloetaieolfcae of human conscience, and tested Ly the book to which every Christian must appeal, and it will be found that every shaft which he has levelled against the faith which be has deserted inflicts a wound upon himself and thwe with whom he is associated.