The Liverpool Standard and General Commercial Advertiser. — Liverpool, Merseyside, England, 1848-03-14 00:00:00

e--- - - • •- • • - ...41. . 4 18° 1 i ' _......,,,, _ 1 Bard, 14. 1848, THE LIVERPOOL STANDARD. ... ......---'--- . - - . . ....--, -- —........... _ _ ------------------ - _____ __ ~ . • . . ) n ,- &Meg by sturtton. Co be Oolb. Mlantel3. linOttratut llottres. • . . which a great deal of insurance biisinets is done; and it is ve..l apparent how greatly such a system must withdraw the prefin FOURTH EDITION• -----,,,c .- _____________ --- • ref NEr il • a in this Institution, low as the premiums for the younger lives __________ - -- - - -- - - -- - -_- II RD, _all ' SALE AT THE CONCERT INN—BANKRUPTS ' COPYHOLD ESTATE. • _. 'WANTED, in an extensive STARCH MANUFAC- LIFE INSURANCE ANNUAL REPORT. . are, I know that such an ample provision was made by Mr. Standard-office, Three o'clock. ri o'clock Pe - g ee • EFFECTS. MO be SOLD, a beautifully-situated COUNTRY V V TORY, a FOREMAN, possessing a thorough knowledge , •el Cleghorn for the expenses of management and for contingent . . . is , Raab ° .1 • By Mr.' T. BRANCH, 1 RESIDENCE, and about Fifteen Acres of LAND, in West of the business. No person need apply who cannot produce lON -, QCOTTISH PROVIDENT INST ITUTION . considerab lel o y se be covnetrryib uti SP C E o C J lA T 1 I T I I E ,1 1 4 4: 1 1‘ . I THIS I S OF pA TII E O N B T O I C I I CR . Tots DAY, (Tuesday,)tbe 14th instant, at Eleven o'clock, on the Derby, with tastefully-planted and highly-ornamental Pleasure satisfactory references as to his competent skill, and steadiness kJ • irea l ized ; osses, t h a n t n tdhseirterer those s u e t ultimately a n t , e b VAIEY I-- s tei are reali . -- el , i , Premises, the Concert Inn, Wood-street, corner of Concert- Grounds, good Gardens, Entrance Lodge, Coach-house, and of character. The TENTH ANNUAL GENERAL MEETING of the, the main improvement made by Mr. Cleghorn hinges. And, ' street order of the Assignees, Stabling 'for four horses, &c. Address to Box T 92, Postoffice, Liverpool. CONTRIBUTORS was held, in the Waterloo Rooms, Edin- 'zed ought to draw them. This is the pr ion contributions p lsucheon profits pwr ho profits i An' verve, THE valuable HOUSEHOLD FURNITURE, a Apply to THOS. WYLIE, 3, Barned's-buildings, Castle -street. burgh, on WEDNESDAY, the 16th February current. ROBT. • S - though the prosperity of this Institution has been very remark sari, SI 60 4 , • MORNING GOVERNES S. QUESTION Of THE DOCK PORTER& ined II Broadwood and Sen, China, . ' e l Six -octave Piano-Forte, by . SCLATER, Esq., in the Chair. . 0 . i acne, lam far from being .. surprised at it ; and lam persuaded , . o f • kilns. Copper Cans, Pewter Measures, and other Effects of MO be SOLD, a good FAMILY HOUSE, fitted up A LADY is desirous of meeting - . with an Engagement The CHAIRMAN said,—l think it due to myself to state that • that. the more its principles are known and studied, the more favour will it receive from the public. I desire to make no in f roomf; fort 4 1., with all the modern conveniences, having a good GAR- fl. as MORNING GOVERNESS, in the neighbourhood of I have been called upon to fill the office of Chairman, not from .. Intended r el tr. Mr. Thomas Baskerville, a Bankrupt. to St. James's- Liverpool. She is fully competent to instruct in every Branch any qualifications which I ossess, but.upon the simple ground 11 den * If • The FURNITURE includes to o Eight-day Clocks and a Time- DEN, on the south side of Alfred-street, near ' a tork li 4 piece, in Alahogany Cases; Four.post and Camp , Bedsteads, road. . if be hadof English Education,' • h .l • that be the The Furniture, which is quite modern, may on an 1 . , h e , et in the 'prosperity of all of them, because I see in that prosperity .. •meeting .. v,i(li . ou e s comparison with other similar Institutions. I rejoice ' ' • A secial of the Dock Committee was held at -much . that must conduce to the moral and economical welfare one o'clock this day, to consider a communication relatiee :er's s .tbel French. crave your indulgence for the very imperfect manner in whieh i to the porters, received from the Sub-committee, who had ito Adel) , Feather Beds, A.lattresses, and Bedding; Painted Chamber Ar . Valuation, required. 0 6° tides, Brussels and Kidderminster Carpets ; Mahogany Furni- To be LET, a comfortable HOUSE and GARDEN. at Great Address K. A., Albion-office. I discharge the duties that devolve upoteme. You have been called together for the purpose of receiving , from the Directors ' It : s . they should be guided b r e sin rid scien their management, „ tit the community. And all I wish is, that, in the a details . of had an interview with a deputation from the operative rid be c ° ~, • ture, in a handsome modern Chiffonier, a Dressing Table and Neston. 'WANTED, in or near Liverpool, by a Widow Lady, the Report of their proceedings draing the past year.corn ent e Washst an d, with marble Tops, Dining,, Card, and Pembroke Apply to Tilos. WYLIE, 3, Barned's-buildings, Castle-street. has been steadily porters, and had passed a resolution founded upon what l i T d , • inencement of this Institution, its business . . 21st ill l l t eiv, ' Tables, Chairs, Chest of Drawers, Bureau, & ,c. • a Painted been the privilege of the different gentlemen wile have iii that during itsfirst year, ' had transpired at the meeting. There were present, Mr on aPP N Y Office Desk, Kitchen Requisites, &c. T O be SOLD, a new, light, fashionable PILENTUM a SITUATION as COMPANION or HOUSEKEEPER the chair which I now occu •to congratulate yeu on the to an Elderly Lady or Gentleman. Salary not so much an ob- creasing • M..' • - * • tific principles. I observe that ? every ye ce the m _ I and progressively increasing. I see . , *the B • Moore ( h • ) and fifteen other members. •street, ° I. AMES CkZE- Catalogues may be had on the Premises; from J CARRIAGE, hung very low, suitable for Invalids or proserity of the Institution ; a revilepge which I an, Ject as a comfortable home. References are kindly permitted glad to say still ' regularly till, during last year, The CHAT 51 in introducing the subject, said the i - 182 Policies were issued, and that, in each succeeding year, B. c airman number has been increasing, the elderly People; carries four inside; was built to order, regard-remains to me. You will hear from the Re' ?COVE, Esq., the Official Assignee, Eldon-chambers, or from to the Rev. W. G. coldwen. Rectory, Stafford, and Mrs. J. that we have done a larger * they amounted to 472, being 56 abovepreceding ' year. Al- Dock Committee ' less of expense, and will be sold a bargain. Also, an elegant amount of business than has eviler ' , e. had no interest and derived no gain Campbell, Toxteth-park, near Liverpool... ~ v me, then, to congratulate this meeting on the growing e e tis Mr. BRANCH, Auctioneer, in Hanover-street. ,been done in any former year of the Society's existence ••aild " . from that part - of the act which required and regulated the rEltE"' and biehly-finished Four-inside CLARENCE BROUGHAM, Address, D. G. Postoffice, Stafford. it must be gratifying to us to know that the number of Pc'ili c i es; prosperity of the Instituti ,on and to propose the following mo- present system •' RTS• r eti c :; CHOICE MODERN ENGRAVINGS, ELEGANTLY with all the recent . improvements, for One Horse or a Pair; .m.eer , e , e...... opened from the commencement exceeds that of any Wier,. for I or ten which has been put into my • now hands?—" That the Meeting of dock porterage. The six clauses that FRAMED. follows very lightly; and will be sold with a twelvemonth's Office in Scotland at the same period of its history. It is withread, and confirm related to the system were adopted on the recommends - ~ theaprove of the Report by the Directors, , . .. ( have tie : By Mr. T. BRANCH, warranty. Abney. no purpose of drawing an invidious' comparison' between our-, appointments g thereby made . • f_arther_, approve of the Bill lion of the merchants themselves, and the Committee, in • TtiesdaY)„ eol introduced into Parliament - 'D . t -entitled ` A Bill inserting them in the bill, were not amenable to the by the Director.., ore, selves and kindred Societies that I make this remark. I !Rep- RROW, nes ay To-uo (Wed d .)the 15th instant, at Eleven o'clock, To be seen at HOPKINSON'S Coach Manufactory, Seel-street, _ _ __ __. Liverpool.. . latin the Scottish Provident Institution, for con- charge of dictation. He alluded to thecomplaints made 'remise s ' OO4 at the Hanotter Rooms, MONEY. lion it simply as a fact, which, while it is calculated to givens' . „ 1 -0, '„eo CHOICE Collection of Modern ENGRAVINGS, -- MO be SOLD, a Bargain, Six well-tenanted DWEL- -- encouragement, must also be gratifying to•us as mem 1 1 ers of firming the Laws and Regulations thereof, for enabling tile said by the porters being paid at public-houses, lodging- EY -.- ' r ßasing fl TO £1250, WANTED to BORROW, Society , to sue and be sued, to take and to hold property, b an n d houses, &c., but no specific grievance was instanced ; -rat Oft tt''' comprising fine early impressions of the Pillage of ~ .1_ LING-HOUSES, situate in a central part of the town. • 1f,30,.., on unexceptionable Freehold and Leasehold society in general inasmuch as it shows that the value of. Life. ' for other purposes relating to said Society,' which has now t ee sett Same ." ouse, and the 'Death of Douglas, after Landseer, Babington b Tenure; Leasehold, two lives and twenty-one years. Present secur . ities Assurance is becoming more widely appreciated. Owing to, ear; read ; and of the alterations upon the Deed of Constitu ion and he . read the resolution come to by the Sub-commit on V be l l ' i Conspiracy, Death of Leonardi di Vinci, the Debarkation an Rental •-t's4, which will be offered to yield to the purchaser 10 - ease which has p evailed during - the last Immedfateapplication'to be made to Alessrs. Lowsrsaonouci 11 the extentthe licenses of those so acting should proposed to be thereby effected ; and authorise the Director; tee, that .. be ivith- Dn . of 1 1,1 1 R.0 Surrender of Mary Queen of Scots, Interior of the House o per cent. per annum on the outlay.t disease natural! xpe r ct that a grefiter amount of Paul and HARDING, 46, Castle-street.to proceed with the requisite measures for having the Bill drawn, and that licenses should not in future be gran t e d Lords, Magna Charts, several of the Cartoons, Saint For all particulars apply to Messrs. LOWNSBOROUOH and mortality has taken place among yourselves. While such iv the - ouPs,, , , - -er - 0 pissed into alaw, subject to such alter as may be made d . .to persons keeping public-houses. Preaching El tl S rer James the First and the Gold- .., case, we have cause for congratulation that the deaths, thistle - 1i" r Parliament, . ~, ymas ie orce . nARDING, 46, Castle -street. Alfred and the nor rleir!',i/ smith, the Concealment of the Scottish Regalia, . WANTED, the Sum of X 2500, on Two well-situated exceeding the number ha former years, have not, even in .A long discussion took place, during which several mesi an Ile „ttell' . Counsel to waorti it shall be remitted by the Directors for Harper, Charles the First Parting with his Children, and sea.e- rjlo be SOLD, by PRIVATE TREATY, by order of the hers said that the porters had preferred their complaints by th e " .i Freehold Warehouses in Liverpool, occupied by the pas c t w year, reached the number exhibited in the Tables to oe thet revisal." . mol other sul ject , the whole appropriately Framed in Papier e ll_ Aiortgagee, in one or several Lots, a singularly valuable same Tenant for the last twenty years. Valued by Mr. * -1.) ~;,,, : pr ;_ and I max remind you of the fact, that n with great moderation and respect; and the 4 , . Air. JoIIN Al`Cßaw said, before agreeing to adopt at once the Committee nd Catal e r /l adle, Gold, -) Map *3 le, and Rosevrood, in the most modern style, PROPE R T Y, consisting of Three capital DWELLING- Weightman at the sum of .e 5400. Rental .4'340. d h u s p d 'net - LIT or investigation two years since, the e . .. latter part of the motion, although I have every confidence in evinced throughout the meeting, a strong dispositiou to and Glazed. HOUSES, fronting Alfred-street, and Six TERRACE-HOUSES Apply to Messrs. H. and J. FORSHAW, Solicitors, Sweeting- greatly exceed one . , . . • half of the calculated amount. (Applanse.) the Directors, I would like to be informed what are the precise remove any grievances shewn by the men that fell within To be viewed THISDAY, (Tit , ' sday,) the 14th instant, when Ca- fronting Rathbone-street. comprising Eighteen . distinct Tene- . street, Liverpool. You will have observed by the notice calling the meeting, thrat alterations which the Bill referred to makes in our Deed of their power, and did not contravene the present law, which '_---- --- / 4 teem s may be had from Mr. BRANCH. ments. The Property will require a small additional outlay for 0 . - its perfect completion, when its estimated rental will be .t 340 CALEDONIAN RAILWAY COMPANY. ring the benefits and privileges of Incorporation- This will be : could be altered Only by Parliament. Air. JOHN II • ' 'd T • ...; r. HURTER jun., sai , .is(i r cite proper that Mr. i A Orr • per annum. LOANS ON DEBENTURES. fully explained to you. limey state, however, that it make* no Craw should be satisfied upon this point. The Bill, in the After a variety of opinions being expressed, on the , p6i. efl' 4 ' SAL OF THE COSTLY FURNITURE AND EFFECTS This Property being in the centre of Liverpool, and in the 'TENDERS of material change in the Deed of Constitution. It only atters , m LOANS on DEBENTURE BONDS some matters of minor detail, and makes such 'prcAlstions as very first clause, contains a distinct declaration—" That no- terage of the port, and the subject under consideratian; Ra' s ae''! OF THE UNION CLUB HOUSE. immediate vicinity of St. James's Market, will always secure j_ are now received in Sums of not less than esoo, for any are rendered necessary by the extension Of our busineA in ' • thing herein , co: ained s halt relieve or discharge the Society in the end, from the information mutually given at 106 / .oi By Mr. T. BRANCH, h instant at -good tenants. s, 19. 1*() :Ttg l o Ga T linitsneYneXt, the 16th, and FRI DA y, the 17t Premises in Duke ' For further particulars apply to Messrs. RADCLIFFE and nnmher of Years not exceedin g Five. e Interest to be at the rate England. It only remains for me to notice, that the grealest* 'loin any contract, responsibility, .debt, engagement, or ob. ,i.. blending nearly into unanimity, the committee came to a 10 46 • Eleven o'clock precisely each day, on the PicKEN, 26, North John-street, Estate A g e n ts, or to messrs. of Five per Cent. per Annum, payable Half Yearly in London, harmony has existed among the Directors of the Institution, gation to which the said Society is now or shall be hereafter liable, but the same shall continue as if the Society had not resolution for the guidance of the Sab-committee of Mu , c o.. r Itlreet, Liverpool, DUNCAN and RADCLIFFE, 2, Exchange-street West, Liverpool. Edinburgh, Glasgow, or in any Country Bank. during the past year as (hiring all of that time Ido not think itc.,._,egee URNI HE • cost] and very superior F . Tenders to be addressed to this Office, giving full name and we haTve bee ' n called upon to take a single vete. Whatever, herein • . • been in •orporated under this Act ; and farther, that nothing ter Porters, ____ ___ _ __ rig,ra il ;f9 genuine, cos y, address of Lender. D. RANKINE, Treasurer. therefore, comes before you, has been brogght forward 'With contained shall be held to invalidate or affect the Deed " That where the practice of .paying men in public r,,, TUItE, Sideboard of Plate, splendid Gas Chandeliers, Fel s C'S Co be tet. Caledonian Railway Office, Edinburgh, ' our unanimous consent. (Applause.) .e , e of Constitution, and Laws and Regulations of the Society, or houses or beer-houses is followed, the license be withdrawn Glas se il o fit . z, - "'Ha, Glass Billiard Table, and other valuable Effects of the 25th February, 1848. Mr. DONALD SMITH FEDDIE, Convener of the Committee, any of the powers therein contained ' , or any of the Bye-Laws or from the master porters so acting ; and that no master- ws. , , - union Club House. -- • - —__—__ __ _ . __ other 1 • a terations of the said Deed of Constitution, made or to 'able' , ' et. „The FURNITURE is of the celebrated Manufacture of Mr. . MO be LET, One DOUBLE or Two SINGLE be made in virtue of the powers •given by the said Deed, except- e • LIVERPOOL DOC KS. . of the points already referred to by the-Chairman, he said :se e . ! ' • eeping a nublic-house or beer-shop. 7 &C. r A tea, w er. ir . ' ,„.. 4 ' ai nfOrd, of Colquitt-street, made expressly for the Establish ' ment, of the best materials, and regardless of expense. _ , _i_ OFFICES. First Floor, South Castle-street. LOANS OF MONE Y. As one of the Directors who retire at this time, .I may lie per- bf th i_ _. ino• always in so far as the sante are expressly altered or vaned - _pull s o e Act, or are or shall be contrary to the true intent and ing, GUS • The DlNixo-aoom contains a most magnificent Mahogany Apply to MAnobca and SON, 64, South Castle-street. HE COMMITTEE of the LIVERPOOL DOCKS milted to Compare the state of the Society, in one or two par- meaning thereof." I can assure Mr. M'Craw that there are no - ---- - THE NEW BISHOP OF CHESTER. ele pedestal Sideboard, 9 feet 6 inches long, superbly by 1 ' MO be LET, a Detached VILLA RESIDENCE, _l_ .do HEREBY GIVE. NOTICE, that they are willing to , ticulars at the end of this, its tenth year, as' compared with its alterations whatever on the Deed of Constitution, except in one el Ca tal Ps • • surmounted-be a brilliant Plate of Glass, SO inches by inches, altogether formine a truly no-receive LOANS of MONEY to a LIMITED AMOUNT, on the the at the position end of the fifth year, when I entered office. 'At or two minor 'linnets rendered necessary by the extension of We announced last week the appointment of Dr. John viiTyc • in rich and appropriate frame, , _L suitable fora small respectable Family, situate at Spring- q • e end of the first five years. the policies opened amounted to ' Chairs,•the business to Eu hind. Indeed, I may say that the ant Graham to the 7 1 :fish° tic of Chester and we are now able ble piece of 'Furniture; an elegant Suit of Twenty-four field, Everton. eecurity of the Bonds of the Trustees of the Liverpool Docks, 1200; while at the end of the second five •years they numbertd -0 ..at the rate of FIVE POUNDS per Centum per Annum alteration is that g - • ., y .. p , to match the Sideboard, the Backs and Seatsstuffed with Hair, Apply to Messrs. EYES and Sow, 6, Cook-street. Interest, , about 3000. The annual income from premiums, at the end i't • •on the arbitration clause. By that clause of to supply a few particulars connected with his lordship, jlo o ' for periods of either Three, Five, or Seven Years. r n ration, as it stands at present in the Deed of Constitution, which will he . ;',,teee.renn. fr. e„...e.„1,-... and covered in Maroon Morocco; Two Lounging Chairs; Five i the fifth year. was - , 13.150 : and at the end of the tenth year:. !______ __ _ . ,- RBA' D • 0 s,..—a____ _ ~._, _____. - 1 - ....,..rp Tehlas nn ( - lowa • o lortra arid . .......... . ... ..... ... . All letters On he nrid rpcstori I'll 1 , ...nnn1a AX71••••• ........ •••A • ''N4INIW .9 4 t r. —R OF THE COSTLY FURNITURE AND EFFECTS OF THE UNION CLUB HOUSE. By Mr. T. BRANCH, °t li unsnAv meXt, the 16th, and FRIDAY , t he 17th instant, at Eleven o'clock precisely each day, on the Premises in Duke feet, Liverpool, nE genuine, costly, and very superior FURNI ch; TULLE, Sideboard of Plate, splendid Gas Chandeliers, U Glass, Billiard Table, and other valuable Effects of the mon Club House. D'l.T.he FURNITURE is of the celebrated manufacture of Mr. nford, of Colquitt-street, made expressly for the Establish - Silent, of the best materials, and regardless of expense. The DINING-ROOM contains a most magnificent Mahogany Pedestal Sideboard, 9 fret 6 inches long, superbly carved, and surmounted by a brilliant Plate of Glass, SO inches by 64 inches, in rich and apPropriate f ram e, altogether forming a truly no ble piece of Furniture; an elegant Suit of Twenty-four Chairs, to match the Sideboard, the Backs and Seatsstuffed with Hair, and covered in Maroon Morocco ; Two Lounging Chairs; Five handsome Mahogany Dining Tables, on Claws; a large and excellent Side Table, or Dumb Waiter; Two Folding Screens •, a Range of Crimson Cloth Curtains, for two windows, with Gilt Cornices ; Brussels Carpet, &c. we have been called upon to take a single vote. \Vhatever, therefore, comes before you, has been bronott forward 'With our unanimous consent. (Applause.) Mr. DONALD SMITH PF,DDIE, Convener Of the Committee„ brought up the Report of the Directors. After noticing smile of the points already referred to by the.Chairinan, he said As one of .the Directors who retire at this time, .I may be per mitted to compare the state of the Society, in one or two par ticulars, at the end of this, its.tenth year; as compared with its position at the end of the fifth year, when I entered office. ' At the end of the first five years. the policies opened amounted to 1200; while at the end of the second five years they numberttl• about 3000. The annual income from premiums, at the end of the fifth year. was £13,150 ;_ and at the end of the tenth year, We announced last week the appointment of Dr. Jokit Graham to the Ilishopric of Chester, and we are now able to supply a few Particulars connected with his lord^' which will be interesting to our readers Ftny,s RU IRBY , Ic i° o'cl e j 'lnTechareiloi,c [49 v.,„i0; 1 0 he co . 1) s 5 Is, Ye PO !bests 0. TO be LET, FURNISHED, several excellent Family DWELLING-HOUSES, situated in the most respectable parts of Liverpool and Birkenhead. For particulars and Tickets to view, apply to R. S. MANSEL, Sweeting-street, Castle-street, Liverpool. All letters to be addressed to G EORGE WITHERS, Esquire, Treasurer of the Liverpool Docks, Dock-office, Liverpool. By order, DANIEL MASON, Secretary. Dock-office, Liverpool, October 21, 1847. person who may have a dis under £28,000 is hound to enter into a reference before '''''''''''''''''' whereas it is now not much shoit of „ Dr. John G ra h am , who is a native of the city of Dim ham, is, we believe, about 55 years of age. Like many others on the episcopal bench our future bishop has no high descent to boast of. His father and mother were persons in humble life, but of great respectability. John, their only son and child, was a King's scholar in Durham Grammar School, under Dr. Britton ; and, from January to October, 1812, he took private lessons in mathematics from Mr. Carr, Dr. Britton's successor in the school, who had a high opinion of his talents and - attainments. In October, 1812, Mr. Graham took up his residence in Christ's College, Cambridge, where he graduated as fourth wrangler in 1816. In the same year he obtained a chan cellor's medal. In 1830 he was elected master of his col_ lege, when he took the degree of Doctor of Divinity. la 1831, and again in 1840, he served the office of Vice-chan cellor. His lordship is a prebendary of Lincoln, and is also chaplain to Prince Albert. He is married to a daughter of the late Bishop Porteus,„and has a numerous family_ In Nov., 1846, when Dr. Short was translated from the see of Sodor and Man to St. Asaph, Dr. Graham was recommended by the government as Dr. Short's successor to the former see, but the appointment was declined by Dr. Graham, when the late lamented Archdeacon Shirley The BILLIARD-Roost is fitted up with Three splendid Otto mans, of large dimensions, covered with rich Utrecht Velvet, on raised Platforms, covered with Turkey Carpets ; the Billiard Table, and capital Mahogany Cupboards and Racks for the Maces, Marking Boards, &c. The CHAMBERS and DRESSING-ROOM contains French Bed stead, with Canopy Rcof, and Printed Chintz Calico Furniture ; Hair Mattresses; Feather Beds and appropriate Bedding; a singularly useful square Mahogany Table, for the centre of a room, with Marble Top, 7 feet by 4 feet, and ninety-six Drawers, (this would form a very elegant and desirable article for a fa shionable Jeweller or Milliner's Show-room); a Washstand, with Six Plug Basi ns an d Pi p i ng; S w i ng Glasses; Painted Chamber Requisites.; Iron Bedsteads; Brussels Carpets, &c. In the STAiReASE and HALL, are rich Brussels Carpets, Set of elegant Crimson Cloth Curtains, fashionable Hat Stand, and Half Bench. _ £lOO,OOO. (Applause.) I submit that nothing could be more satisfactory than these results. After what has been said by the chairman, I need only shortly notice the amount of .the claims that have emerged. Considering the almost unprece dentedly high mortality of the city during the last two years, it must be gratifying to know that, even in the past year,. the number of deaths is below the calculations of the Society; and that, although the amount of claims emerging is greater than has occurred in any previous year, yet the amount is very little indeed above last year, after the annuities whirls have fallen 4n have been deducted. He then called on the Manager to, read the Report, which is as follows : uurgn. - trim clause would of course he very unsuitable in the case of Members resident in England, and it was therfore in dispensable that some alteration should be made upon it in the Act of Parliament. The Bill, accordingly, does not make it obligatory on parties having claims upon the Society to go into arbitration at all. It gives them the option either of proceed ing to enforce their rights by the ordinary modes which are open to all, or to insist on the Society entering into a reference to two parties r 'ituP'' If it MO be LET, FURNISIIED, for Six Months, Two good FAMILY HOUSES, pleasantly situated in the immediate Apply to THOMAS ,WYLIE, 3, Barned's•buildings, Castle , fi r 0 9 c ! n o eg o f j , ateziltiot 90. , affON' gb in th e coo „was' .ally chosen. _ ,ile parties are resident in England the arbitration may now take place the re , i ns t ea d of forcing them to go before the Sheriff of Edinburgh. This, it '0 011SPT17,1 is sa rarnvicanTa TO be LET, one of the most eligible Commercial BOARDING HOUSES in Liverpool ; has been established for upwards of ten years, and is convenient to the Railway, Custom-house, &c. and others, who may haveCliiii;Ciihe ... gociet;.lVlTCige; respects the Bill confirms the provisions of the Deed of Consti tution, and merely confers on the Society and its Members the valuable benefits and privileges usually granted to incorporated bodies, which carry on business in Scotland, England, and Ireland. For particulars apply to Mr. R. W. WINDLE, Accountant, 1, Parker-street. The Str vEa Pi. A T E comprises a Set of Table, Dessert, and Teaspoons, Twenty-four Table and Twenty-four Dessert Forks, Soul), Sauce, and Gravy Ladles Plateh beautiful Tea and Coffee E • 92 11 Pages, in the best Electro . he GAS FI TTINOS , w hich are of the most expensive charac ter, consist of Chandeliers, in Bronze and Ormolu, of the finest taste for the Dining-room 'and Landing, a superbly Pa inted Vestibule Lantern, Pair of noble Pedestals on the Staircase, with Itrge Cut Glass Globular Shades, Hall Lamp, Sideboard 'l?ckets, and large Chandelier for the Billiard-room. „ Moneware Table Service, Cut Glass, Table and Bed Linen, le_icleyn!lera, Fir'e-irons, Kitchen Requisites, and other valuable To viewed TO-MORROW, the 15th instant, when Cate .....____l4Bllcw„.,eBvernr.asytrleieeth.ad on the Premises, or from Mr. BRANCH, TO be LET, a good FAMILY HOUSE, between four and five miles from Liverpool, on the Woolton Road, containing Drawing, Dining, Breakfast, and Six Bed-rooms, four Servants' Rooms, and excellent Offices, including Wash house, Laundry, &c., Double Coach-house, Five-stalled Stable, &c., &c. ; very good Flower and Kitchen Gardens, with a Field, containing about six statute acres attached. Mr. J. F. MACFARLANn said, I havebeen unexpectedly called upon to second the motion approving of the Report, which has now been proposed by Professor More. Although I cannot enter so minutely into the question touched upon by the Learned Professor, as I have had my attention more particu. larly directed to another—a very distinguished and flourishing Institution, with which I am connected, yet, at the same time, 40 1 1. FILO : a re • the :oh For particulars apply to S. WATERHOUSE, 5, Tithebarn street. BELMONT, NEAR RICHMOND-HILL. TO be LET, a most desirable VILLA RESIDENCE, delightfully situated in one of the first localities near Liverpool. The House is large, commodious, and elegant, and in every respect suitable for a genteel Family, having double Coach-house, with Stables, Garden, and Pleasure Grounds. Apply to Mr. FAIRRIE, on the Premises, or to S. WATER .•1,a111•13,, 10 msoy 111 infancy. Every one of suc h I ns t i t utions Just appears al to me 11.0 to form one of oar national defences. We have heard a great deal about this of late ; but it appears to me that, as Institutions of this kind spread, every one of them will form a guarantee for the preservation of good order, and for peace and security pre vailing here and elsewhere. Certainly were they universal, our naval and military establishments might be dispensed with al together. (Hear.) In refereiwo to thnßillwhirh tb. was promoted to the bishopric. We believe that Dr. Graham has kept aloof very muck from the contending parties in the church, but he is obvi ously averse to all unnecessary innovation. Though in politics he is even more than a Whig, we hope, from all we hear, he will be found a conservative of the real in terests of the church. His lordship is of middle height, slender and delicate-looking, and his manners are ex tremely mild and amiable. He has always manifested the utmost anxiety for the promotion of true religion, and is described as an admirable preacher; and there can be no doubt that his lordship is a very effective and graceful public speaker; and though be is not yet entitled (being junior prelate) to a seat in the House of Peers, he will, if ever he attains that distinguished honour, prove a very powerful debater in any argument to which be may address himself. A I, I ' 4 .R i tv.• co r G E 1 1° I el I' ,i e ns, re , ; itlers r A t Cot ( s dies Co 'OPP er Vit ° rp A,' To GENTLEMEN, FARMERS, BUILDERS, 5- OTHERS. By Mr. T. BRANCH, °T .!, l % l oxnAy next, the 20th instant, at Two o'clock in the After ""n, on the Premises, No. 7, South-street, Toxteth-park,— teithout res erve , HE undermentioned CARRIAGES, CA RTS, capit%l PONY, BUILDING MATERIALS, a nd IMPLEMENTS, 'some FURNITURE, and other Miscellaneous Effects, the wloperty of Mr. JOHN WARD, who is declining Business. b Amongst the EFFECTS may be named a valuable Chestnut ', about four years old, well trained for Saddle or Harness, I 3 ni very suitable for a Lady, a Whitechapel, Pony Gig, Three Br ad -wheeled Carts, a Pony Cart, various Harness, Saddles, I ? r idles, &c., the whole of excellent quality and in good condi tion, a quantity of Hay, Hay-cutter, &c. ; a large Wood Pump, s uitable for Manure, a Well-sinker's Winch, Wood Hurdles, Timber Dogs, Joiners' Flooring Dogs, and other Building Im- Plemeuts, Materials, &c. Also, a few Articles of HOUSEHOLD FURNITURE, and Otner Effects. To be viewed on the Morning of Sale, when Catalogues may be had on the Premises, or from Mr. BRANCH, Hanover-street. 5, Tithebarn-street , • • ..••••-• v, !Luc ...Hi:Laura have submitted, it is well that the question has been put by Mr. M'Craw before the approval of the meeting is given. But, after it has been put, and distinctly answered, every one of us must be satisfied there is no invasion of any right which any partner holds, or any thing introduc e d th a t i s ca l cu l a t e d to injure, but only what is essential to th e p r ope r co n d uc ti ng o f the business of the Institution. As the . passing of an Act of Parliament is a measure of considerable importance to the Society, I think this motion will now meet the cordial approbation of every gentleman present. (Applause.) On thegeneral advantages of Life Assurance, were they not now so well known, one would DESIRABLE COUNTRY RESIDENCE TO be LET, with immediate possession, the modern 1_ and well-built HOUSE, called " WINSFORD LODGE," in the county of Chester, situated within 200 yards of the Wins ford Station, on' the North-western Railway, containing Draw ing,Lroosn 30 feet long, Dining-room 17 feet, Breakfast-room, Butler's-pantry, seven spacious Bed-rooms, Dressing-room, large Bath-room and new Bath, Carriage-house, Stables, and Cow-house. R ;bw lo o 4 also i P,,itl ; ; of vellifr ‘ - 'ot send on.?o lr ;1 1 rAll' t JAP - d 3is , be $ :e of The Land attached is about 16 Statute Acres, in addition to & Kitchen Garden, Flower Garden, Shrubberies, L. Rest moderate a.m., sit V 81 entel security and comfort to a family than the knowledge that a provision is secured for them. But it is unnecessary to enter into this. Allow me, therefore, just to congratulate the mem bers on the great and extraordinary advances, which, under disadvantageous circumstances, this Society hag cowrie. Sprn- With all his attainments, however, it will be no easy task for his lordship to fulfil the duties of his high poSit tion with the same exemplary diligence, humility and - i•enlness as invariably characterised our revered and -- -nsan, who is now worthily exalted to the Winsford Station is 36 miles from Liverpool, 37 from Man chester, and 27 from Chester. Apply to the Rev. T. B. INGHAm, Rainhill, Prescot 10 6 ' des c 0 4 iJerj Ensttrant e 44ottrtg. rity tnus given that it Will continue to flourish ; and I have no doubt that it will go on at such a ratio as will prove highly satisfactory to all parties. I have much pleasure, therefore, in seconding the motion for the approval of the Report. The motion was then put to the Meeting by the Chairman, and carried unanimously. primacy of England (Prom the Cambridge Chronicle., Perhaps there is no member of the University who ea joys a higher character for learning and abilities than Dr. Graham ; and there is none whose character is more generally and deservedly popular. His talents are tie questionably of the highest order. He took his degree of B.A. in the year 1816, when he acquired honours sel dom equalled, very seldom surpassed, being Fourth'. Wrangler in a very distinguished year (the first three Wranglers were Jacob, Whewell, and Higman),and being placed equal with Mr. Lawson, of Magdilenn - college, for the Chancellor's Medal; Cats exhibiting equally brilliant attainments in mathematical and classical studies. Ile was soon associated in the tuition of his college, to which he rendered in this office such important services that when the mastership of the college became vacant in the Lear 1830, by the re s i gna ti on o f t h e present Bishop of incoln, he was unanimously elected to succeed him. la this office, besides the ordinary duties of a Head of a House, in which he has shown great judgment and dis cretion on all occasions, he has been frequently called upon to act as Examiner of the Classical prizes of the uni versity, in which character he has always given proof of great discernment and integrity. He has never published any work of importance, so that his character for learning rests on his early honours, and the testimony of those who have had private opportunities of judging of the additions he has since made to his stores. The gift by which he is most remarkably raised, perhaps, above all his contemporaries in our learned body, is his eloquence, whether in written or extemporary discourses. The PROVIDENT CLERKS' ASSOCIATION, for MUTUAL LIFE ASSURANCE and BENEVOLENT FUND, 42, MOORGATE-STREET, LONDON. Mr. WILLIAM JOHNSTON, of Kirkhill, said,--I rise to ask you to join me in a very pleasing duty, that of returning thanks to the Directors for their valuable services during the past year. I feel very sure that, when we think of the great extra labour they have in perfecting the matt er o f th e L on d on agency, , s f&- - • - th. Bill now before Parliament, which I GENUINE AND VALUABLE LIBRARY OF BOOKS, OF A GENTLEMAN DECEASED. 0 By Mr. T. BRANCH, n TUESDAY next, the 21st, and WEDNESDAY, the 22d instant, Eleven at o'clock each day, at the Hanover Rooms, THEgenuine valuable LIBRARY of a Gentleman deceased, and removed from his late Residence in the ;Aititry for the purpose of Sale, to which will be added a num- Der of MISCELLANEOUS BOOKS. L . In the Catalogue will be found ra splendid copies of the Musee ncais and Musee Royale, the T r ansact on s of the Horticul tural Society, 8 vols 4to Hawksworth's and Cook's Voyages, G rose's Antiquities; 8 vols. ' 4to, Hume and Smollett's England , vols., Pope's Homer, II vols.large folio, Edition o' Hogarth, Knight's England, 25 vols., Grose 's Antiquarian Refrectory , by Grose, 4 vols•, Syntax's Tours, 5 vols., the London Encyclope etVa, 22 vols. , .the N a ti o nal Gallery, the Encyclopedia Britannica, 2 a Pier's las t Edition, Winkle's Cathedrals, Baines's Lancashire, 1t n, 14 ., Antiquities R ebe l Hall, Pope's Works, by Roscoe, Clarendon'sion, 8 vols. Cabinet Gallery of Pic. ture s , 2 vols., Burke's Heraldry and Landed Gentry, Life of N ° ftaparte, 12" vols., Finden's Tableaux and Galleries, Wayerley lac's, finely Illustrated Works, Cunningham's Edition of ita", Thiers's Revolution, together with the Works of Gillies, its'„,",e,rison, Watson, Goldsmith, Raynal, Edwards, Gibbon, .I,Zrl, Porters, Blair, Voltaire. Franklin, Swift, Young, Ben V o g i ll, Dryden, Ossian, Cowley, Shenstone, Scott, Byron, vari o ;w o rth. Campbell, and other esteemed Authors, in the rari n genartments of Literature. A number of Reports of At a 4l s Philosophical Institutions, Pamphlets, Pictures. Prints, Ti' s, Sze. &C. M MON D AYe Books are elegantly bound. o be viewed on next, the 20th instant, when Cats 'ones may be had from Mr. BRANCH. TRUSTEES. Thomas Baring, Esq., M.P. W. G. Prescott, Esq. Thomas Hankey, jun., Esq. l Baron L. De Rothschild THEASITREE OF THE BENEVOLENT FUND. John Abel Smith, Fkg M P a. as ,dllll4, _ne trust will soon be the law of the land ; and, above think of the great extra services necessary to transact such a large amount of business, now in connection with the institu tion, we roust be at once prepared to give them our warm and hearty thanks. (Applause.) Mr. WILLIAM CH tracti, jun., of Glasgow, seconded the mo tion, which was carried amidst acclamation. Mr. C. J. KERR, banker, said,-1 am sure the Meeting will join with equal cordiality in tendering a similar compliment to the Boards at Glasgow and Manchester. (Applause.) A vote of thanks was also given to the Auditors and Trustees and to the Office bearers of the Society. The management for the ensuing year was then vested in the 11, when we Every 'description of MUTUAL - LIVE ASSURANCE may be effected daily. The Seventh Annual Report may be had en application. THOMAS MULLENI)ER, Secretary. 21st January, 1848 ev lorY , c li d '4, i` •E1Vi5.,5 1 14 1 5 ),Nscl,if‘ f , APP is oil, Tl, fel otlio, nert o perl; ;tat' til e. _stid AGENT FOR LIVERPOOL. Mr. JOHN LEA, Derby-buildings, Fenwick-street MEDICAL REFEREE. H. J. CAUTY, Esq., 31, Norton-street , THE BOOKS WILL BE CLOSED For the Annual Balance and Division of Profits, ON THE STH APRIL NEXT, And all Policies opened previously will participate in the iunowmg uientiemen ; the three last-named Directors being elected by the Meeting, instead of those who retired by rota tion : DIRECTORS Profits ONE YEAR: EARLIER than Assurances delayed till after that date. George Meikle, Esq., Merchant. Aitken Megget, Esq., Merchant. Alexander Jamieson, Esq , Merchant. John Parker, Esq., Stamp Office. • James Cowan, Esq., Paper Manufacturer. John Hunter, junior, Esq., W S. Alexander Keith Johnston, Esq., Geographer to the Queen William Oliphant, Esq., __Publisher, William Fraser, Esq.,W.S. Archibald Thomson, Esq., Merchant. Charles Black, Esq., Publisher. Robert Hunter, Esq., Sheriff of Bute. Francis Richardson, E5q .. .., Merchant. James Cathcart, Esq., Wine Merchant, Leith. AUDITORS. C. W. Anderson, Esq., Merchant, Leith. James Crawford, jun., Esq., W.S. Alexander Bryson, Esq., Watchmaker. TRUSTEES. David Hector, Esq., Advocate. • James Alexander, Esq., Wine Merchant. James Peddle, Esq., S. William Campbell, Esq., of Tillichewan. Charles Cowan, Esq., M.P. Bankers—The National Bank of Scotland. Medical Officers. Sir George Ballingall, Professor of Military Surgery. Dr. James Duncan, 12, Heriot-row. Solicitor—William Pollock, Esq., 13, York-place. Manager—JA Si ES WATSON. Secretary—Josl N WATSO N. th e T HE LIFE ASSOCIATION OF SCOTLAND ESTABLISHED 1839. INCORPORATED BY ROYAL CHARTER Head Office-2, HANOVER-STREET, EPINBURGH Chairman of Directors—Sir James Forrest, of Comiston, Bart Law Agents—Messrs. Walker and Melville W.S. BannL..v. { The Commercial B an k of Scotland, arid The E di nburgh and Glasgow Bank. m a nager—John Fraser. Secretary—John Bowman. quickness and tact with which he y seizes icie — salient tSD A F 0 11p) s(gq iISF points in any discussion, and the felicity and fluency of the language in which he clothes his opinions, ' are extraordinary. Perhaps on no occasion has his power in this way been more remarkably displayed than when he was called upon as Vice-Chancellor -to compliment Lord Lyndhurst on his election to the office of High-Steward of the University. The happiness with which he contrived to mark his own dissent from ihe choice of the University, not only without offending, but even so as to add to the force of the compliment which it was his duty to pay, won the admiration of all who read his speech, which was accurately printed. His courtesy and candour on all occasions of public discussion, and the readiness with which he always contrived to say the most complimentary thing that could be said, to every body, friend or opponent, coupled with great liberality and kind ness of disposition, has won for him the good-will of alt classes, especially of our fellow-townsmen. He Li with all a great and deserved favourite. SELEC7' SALE OF VALVABLZ HORSES, B Messrs. LUCAS an Co., Tins DAY (Tuesday ), the 14th instant, at d One o'clook precisely, TH' at Lucas' s R epos i tory, Great Charlotte-street, IRTY HORSES of th e fi rst quality, consisting of 18 superior Hunters; 10 valuable Spring Horses, for Saddle or Harness, suitable for the approaching season ; and 2 high-stepping Brougham Horses. Full particulars in Catalogues, which may be had at the Re pository. All Policies opened on or before the sth day of April next will have the following advantages : At the Divisions of Profits they will be ranked along with Assurances effected at any time during the preceding twelve months; and They will participate in the Profits one wear earlier than Assurances delayed till after the sth of April. Each Policy-holder's share of the Profits is paid to him in Mopey, and has hitherto amounted annually to ne ar l y one-th i rd of h i s Premium. For example E lv i e , ° o4 lrik t et# • of 0 1 0 ,:ycl; r , t i o 'r'toio'')l e 4 p ro : a le, ' f i, o die: r oas, c olce st IA 0 F,lo. o 'ter i fog ajoiett;toe: 4 e 01 1 P, Ified /or? ( P,rd inr"fte r C iri iirpoof ANNUAL SALE OF CARRIAGES AND HARNESS, AT LUCASS , L. This Sale for 1848 ' is fixed for REPOSITORY WEDNESDAY,LIVERPOO the sth of April next, at Ten o'clock. gESSRS. LUCAS and Co., in calling Public at tention to it, beg to observe that all Carriages i n t en d e d or it must be without reserve, or on which so moderate a re rive is ut as almost to ensur &Sale. Clarences Bouhams, One p -horse Cab Phaetons , Pony Carriages, and r G i gs will T I NY* a fair value. Chariots, Coaches, Landaus, Pair-horse Qzka, and other heavy Carriages are perfectly unsaleable, or be recommended to be sent, as they will scarcely 1; 80 the value of the materials. No Hackney Cabs, Coaches, be rge Omnibuses received for this sale. The number will Milte and Parties intending to forward Carriages for this .ale will pl ea se send particulars as early as possible. The Holders of Policies of £lOOO, of Five Years' standing, are in receipt of the following Bonuses : If the age at 1 35 r the annual bonus recei ve d J I entry was , in money is If 45 . it is . 11 n 6 If 55 it is If 6O it is 2O 14 3 The Annual Premiums payable for the Policies are thus re duced to the lowest requisite amount. 1-e 8 7 6 3fedical Officer— LIVERPOOL. Dr. Moffat, 37, Bedford-street North, New Assurers are enabled to join 'the Society without being placed under any disadvantage dy the earlier Policy-holders. Tables of Rates, with Forms of Proposal, and any other in formation, may be obtained by application at the Head Office, No. 2, Hanover-street, Edinburgh, oniony of the Agencies. Agents, WM. HASLITT and Co., 13, Oldhall.street, From whom Tables of Rates, and any Papers connected with the Institution, may be obtained. And here, were the occasion other than it is, we should delight to stop. But dealing with circumstances affect ing the interests of the Church and holding the opinions which we do, we feel ourselves reluctantly compelled to qualify our admiration with one draw-back. Happily. however, others will think the more highly of him for the course which we disapprove ; and they are those With whom power is now lodged,—both which assertions' are proved by the very appointment we announce. May we then be allowed to say that we cannot but fear that 'Dr. Graham is likely to give a greater freedom to latitudina rian views in the Church than we approve or think safe ? We are led to entertain this apprehension, not from any opinions to which he has given public expression, but from the part which he took when it was the aim of Lord Melbourne's Ministry to open the old Universities to Dis senters. Many years have, however, passed since that occasion, and more .correct conceptions as to the Church► and Universities may have been formed by Dr. Graham. Trusting that this is the case, we willingly pais over the subject of his conduct with regard to the College StatUtes, with the remark that at the time it was unexpected from bim, and caused some coldness towards him in the Ur-' 'tv d ‘-* to r shut BOROUGH' OF LIVERPOOL TO WIT. AT a MEETING of MAGISTRATES, h e ld i n t h e Sessions House, on WEDNESDAY, the 9th day of March, TO WOOLLEN DRAPERS, TAILORS, AND OTH ERS , FINAL CLEA R ANCE. .SALE. Tit By Mr. BOSOMWORTH, Is DAY, (Tuesday,) the 14th instant, and following days, at Pleven o'clock precisely, on the Premises, 34, Great Char litte-street, (five doors from Ranelagh-street,) HE remaining portion of the STOCK-IN-TRADE of a WOOLLEN DRAPER, declining business, consisting FL West of England and Yorkshire Broad and Narrow Cloths, Pilotrio colours, Doeskins, Cassimeres, Tweeds Beavers , Clothe, Velveteens, Moleskins, Corduroys, Drills, &c. ; tveral Lots of rich Vestings, in Velvets, Satins, Cashmeres, „„7: Also, a large assortment of TAILORS' TRIMMINGS, 'l2 other Articles connected with the trade. _ ID be viewed on the Mornings of Sale, and Catalogues had 'lithe Premices. ..: 1 ‘ 1 ,.• 11 --After the Stock, the GOODWILL and FIXTURES . "ilibe Sold, of which due notice will be given. The Worshipful the MAYOR communicated to the Meeting that he bad received from the Stipendiary Magistrate a copy of a placard which had been presented by a Deputation► of Porters to that gentleman, this day, in the Police-court. jr6f ;11 5 0 cfol,oll 1 1" frP The Magistrates attentively considered the complaints made by the workmen, and they were of opinion that the system of employing Master Porters being according to the law, the Ma gi6trates have not the power to alter the conditions upon which the work is now conducted in Liverpool; but the Magistrates observed, with great regret, that according to the statements of the workmen, some of those now acting as " Master Porters pay the men in public houses, and often employ the drtmkard in preference to' the sober man, as the former is more likely to spend his wages." And that " Some of the Master Porters keep lodging-houses, and will, therefore, employ the single man in pref erence t o t h e marr i ed man, who lives with his family, as the former is more likely to lodge with him." varsity, and is even though, _ Aye nit out from the chair of our most ;prominent Divinity Professorships for which his learning and abilities eminently qualified him. We sincerely wish that his career in his new sta tion may be free from all like objection, and full of honor and usefulness. PERFECT FREEDOM FROM COUGHS, ID I-Ik7 ,TEN MINUTES AFTER USE, IS INSURED BY R. LOCOCK'S PULMONIC WAFERS. The most wonderful Cures of Asthma, Consumption, eve 'PlB_, Colds, and all Disorders of the Breath and Lungs, are rYwhere performed by this extraordinary remedy. "TO AIR. P. ROBERTS, RANELAOH-STREET, LIVERPOOL. If , " Hale, near Liverpool, December 10th, 1844. cs e i v ' , R,—l write to inform you ot the great benefit I have re to nl ed. from taking Locock's Wafers, which you recommended tlo wi Z' I was so much oppressed at my chest that, when I lay ef te , a coughing fit came on with such violence that I have n is thought I should not live to see the morning ; but now I bo xe s leep a whole night without coughing, after taking only two 6 0 1 Wafers. (Signed) " J. HAYES." 'lt appears to the Magistrates that these are practical griev ances which the local authorities !may redress, and the Magis trates resolved to recommend to the Dock Committee immedi ately to take away tho licenses of all Master Porters who keep public-houses, or pay men in public-houses . ; and also, to take away the license of any Master Porter keeping a lodging-horse. To the other objections stated by the workmen, the Magis trates have to remark, that these objections are to the law of the land. which the Magistrates have no power to alter. If the workmen desire to have that law altered, they must petition the Legislature to repeal it, and for that purpose they should send a deputation to the Mercantile Associations, who will, no doubt, be glad to meet and to discuss the propriety of petitioning for an alteration of the evil of which the workmen complain. The Magistrates most earnestly implore the workmen to ab stain from continual large assemblies, either on the Exchange or elsewhere. Such meetings may have the effect of inducing disturbers of the peace to interrupt the tranquility of the town, and render necessary measures of repression, to which the Magistrates would resort with great reluctance, though, in the discharge of their duties, they are prepared with firmness to prevent . any evil-disposed persons from disturbing the public peace. _ The fire in Rock Ferry Church did not originate in any way from the stove, we understand, fitted up by Mr. Bennett, of St. Thomas's-buildings; and it has bees ascertained beyond a doubt that it was not in any way connected with the disaster. The respected inbumbent of the church has himself borne spontaneous testimony to this fact. " I am persuaded," says he, " that the 'stove is not in any way the origin of the fire in my church: Is this 1 am corroborated by all the practical then f have called in to assist Me in forming a judgment. My confi dence in it is as great as before. No opinion whatever can be correctly formed of the cause, as I am persuaded no negligence existed on the part of the church officers." FIRE. IN BIRKENHEAD.—On Sunday last, about six o'clock in the evening, the house of Mr. Whitney, Albion-. street, Grange.kne, Birkenhead, was discovered to be OR " TO MR. P. ROBERTS, RANELAOH-STREET. f, s3 " Parliament-atreet, Liverpool, Jan. let, 1845. s traa rt P , ,—lt is with much pleasure I bear testiony to the ex `rotibl'n'irY Dowers of Locock's PulmonicW af er s . I had been t►ithed with a cough and hoarseness for nearly two years to , t r n,,t relief , when, by your recommendation, I was induced for ',,,V- 4 !cock's Wafers, the effects of which were soon visible, ' , tote t arge box (2s. 9d.) has quite cured me. I have since exp e ,Mended them to several of my friends, and they have also ever`mnced the greatest relief from them.—l remain, yours, grateful, JOHN WILLIAMS." The nerie, Par ticulars of many hundred Cures may be had from ' , gent throunto u t th e Ki ng dom, and on the Continent eure • L OcOCK'S' WAFERS give instant relief, and a rapid order°Bfosthmas, Consumptions, Coughs, Colds, and . all Dis- Te, sp, l e Breath P UBLIC g its in a ERS and SPEAKERS they are . invaluable, Power and Flexibi li ty bour . s they remove all Hoarseness, and mei ease the taste. _Flexibility of the Voice. They have a most pleasant D A A , rrice is. lid., 2s. 9d., and Ils. per box. b y 8 1, 0 1 LVA and I m edic . NT Co., 1, Bride.lane, Fleet-street, London. Sold medicine endors. fire, 'The f;mily, with the exception of a girl who was asleep up stairs, were all at church, and the fire' was first discovered by the neighbours, who suppoiedit proceeded from a chimney. On seeing the .windows, however, they , through the shop, but on a _ount of ca,, unable to do so. At length they effected an entre'', through the back and rescued the poor girl fry lons situation. When brought out she was insensn. and appeared to be severely burnt about-the neck, face and hands. Before the engines could arrive, almost whole of the furniture, &c. was destroyed. The the tire is a mystery. • EMERS.ON's PATENT CEMENT PAINT ttempted to gain adniTs; fire they were 3M her I WHOLESALE AGENTS I 801 1 EVANS, SON, AND CO., LORD.STRE R ET,„. ____,_. r dficel in VANS, Liverpool by ROSS and NIGHTINGAL , LA l_Al y 7uluac ttr ~ Ronearrs, Stagßanelh-strtet street E and C Great (3 ,,Zet ;ASPI NA LL, James's- ; WAGSTAFF, __ . e. str rge- P l ace ; BRITTEN Old Hayniarket ; Hownw-, Dal . ett ; and all Medicin e ` endors in the Kingdom. IMPORTANT CAUTION. th i rin • i of 1.) cip.ed persons, tempted by the extraordinary success urious •„,,, „. LOCOCK'S PULMONIC WAFERS, prepare I tVLatietis of that remedy. The public should, therefore, sp he on ~ f WA R OA M against such , counterfeits, and not purchase , any RBI against 11 . r . oriP'" Di Lorne s's WAFERS' on- Perm i n . • N) vr ,• • • • ~,,... , %bite letters on a red ground, on the Government Stamp wick each box. prinelpie oti which this paint is manufactured and though we are not aware of the component art they are united by electricity, and s extremely now. d to the atmospheric air, become perfectly hard and irresistil weather. Fir outside work it is excellent, and the imitation it bears to stone—being devoid of the ; ,nce of oil eolouring, and possessing all its must be decidedly .preferah For ro te ti not rt) of mineral nir. The patent here is heivg v" ll4 cf'd Messrs.. Chaffer and Thompson, who hare erretud extes sive premises is Ford-street. AGENTS MARTIN KENWCiIIPHY, Baltic Buildings, 13, Redcross-street. Manchester .. W. A. CUNNINGHAM, National Provincial Bank, 67, Mosley street. Blackburn.... DAVID NICOL, District Bank. Warrington .. JAMES C. PATTISON, District Bank. Liverpool NOTICE IS HEREB/ . GIVEN, that the Boards of Management of the GREAT BRITAIN MUTUAL LIFE ASSURANCE SOCIETY, and that of the INDIA AND LONDON LIFE ASSURANCE COMPANY, are united; and that henceforth the business of both will be transacted at the Office of the G REAT BRITAIN MUTUAL LI FE ASSURANCE SOCIETY, 14, WATERLOO-PLACE. PrOpOSRIS for Assurance, and other communications, will likewise be received at No. 17, CORNIIILL, the present Office of the INDIA AND LONDON COMPANY. GREAT BRITAIN MUTUAL LIFE ASSURANCE SOCIETY AND INDIA AND LONDON LIFE ASSURANCE COMPANY , • 14, WATERLOO-PLACE, AND 17, CORNUILL, CITY. DIRECTORS. The Chisholm, Erchless Castle, Inverness-shire, and Chapel street, Grosvenor-place, London, Chairman. Richard Hartley Kennedy, Esq., (late Physician General s Bom bay,) Deputy Chairman of the Oriental Bank, Resington Lodge, Notting Hill, Deputy Chairman. William Morley, Esq., Blackheath, Deputy-Chairman. Henry Stroud' Barber, Esq., 3G, Fenchurch-street, and Wan stead, Essex. Francis Brodigan, Esq., Garden-court, Temple. James William Deacon, Esq., Walbrook, and Southwick-place, Hyde Park-square. Harry George Gordon, Esq., 58, Porchester-terrace, Chairman of the. Oriental Bank. . Henry Allan Harrison, Esq., St. Leonard's-on-Sea, Sussex, Director of the Oriental Bank. Alexander Robert Irvine, Esq., 14, Waterloo-place, Managing Director. John Inglis Jerdein, Esq., Upper Ground-street, Blackfriars. Frederick Jones, Esq., Old-square, Lincoln's Inn. James John Kinloch, Esq., Kair, Kincardineshire, and Glou cester-road, Hyde Park Gardens. Henry Lawson, Esq., Fortess Terrace. Kentish Town. Robert Francis Power, Esq., M.D., Queen-street, May-fair. Archibald Spans, Esq., Bombay Civil Service, Manor House, Inveresk, N.B. GREAT BRITAIN MUTUAL LIFE ASSURANCE SOCIETY. This Society is established upon the most approved princi ples of the Mutual System, and allows credit for half the amount of the first five Annual Premiums. The first division of profits will be in the year 1849. description entertained involving the con- Proposal lgency o man - life INDIA AND LONDON LIFE ASSURANCE COMPANY. CAPITAL, £250,000, IN 5000 SHARES OF .t5O EACH. ies the lives of healthy persons in any part of premium as can be taken con- This Conipan) .......---. If Ott world, at as low r sistently with perfect security, whilst, for the accommodation of the assured, a Half-Premium Table (No. 2) has been con structed on a plan peculiar to this Office, and affording greater advantages to parties assuring for !holt periods, with the option of continuing for t" remainder of life. • - lid lives, whether afflicted with mental or bodily And lives of Naval and Military Officers and Civilians in India, in any of the Colonies, or other parts of the world. . . - - - rments for widows and children. Manager, 14, Waterloo-place. nted, and en A. R. IRVI: „ ' AGENTS FOR LIVERPOOL : Mr. N. .T. A NITER.QON le, rhapel-titreet. Meisara. IRLAM and FLETCHER, Solicitors, Mr. EDWARD EYES, Jun., Surveyor. LOANS OF MONEY BOROUGH OF LIVERPOOL. THE CORPORATION of LIVERPOOL are willing to receive LOANS, in Sums of not less than FIVE HUN DRED POUNDS, for Three, Five, or Seven Years, bearing Interest at the rate of FIVE POUNDS PER CENTUM PER ANNUM, on Security of the Revenue and Rates authorized to be received and levied under the provisions of the "Li verpool Corporation Waterworks Act, 1847," and an Act passed in the 9th and 10th years of the reign of her present Majesty, intituled "An Act for the Improvement of the Sewerage and Drainage of the Borough of Liverpool, and for making further provisions for the Sanatory Regulations of the said Borough." _ The Interest will be paid Half-yearly. on the Ist of January and Ist of July. All letters to be addressed to the undersigned, or to CAPES ASHLIN, Esq., Treasurer, Public Offices, Cornwallis -street, Liverpool. By order, UM. ShUTTLEWORTH, Town Clerk Town-Hall, 18th February, 1848. Ottu VtibltratiOlts MERLE D'AUBIGNE'S CROMWELL.—THIRD EDITION A Third Edition is now ready of THE PROTECTOR. A VINDICATION By J. H. MERLE D'AUBIGNE, D.D. In one volume Bvo, price 9s. Edinburgh : OLIVER and BoYD. London : Sr 11PKIN, MAR SHALL, and Co. This day is published, in crown octavo, price gs., U i nDtre WILDSN BA o Y f isToorRETVHEARmYE-RDIAJ duringF'E siSCENESxY ears' Residence in the Territories of the Honourable Hudson's Bay Company. By ROBERT M,BAI.IANTYNE. _ Illustrated with Engravings.9n_Wood. WILLIAM BLAcKWOOD and S ONS, kdinburgha - nd London ; Sold by EVANS and CHEOWIN, DEIGIITON and LAUGIITON, W. WEBB, GEORGE PHILIP, and the other Booksellers, Liver pool. Recently published, in post fivo, price 10s. 6d., AUSTRALIA FELIX ; or, a Historical and Descrip tive Account of the Settlement of PORT PHILLIP NEW SOUTH WALES ; including fah Particulars of the Vanners and Condition of the Aboriginal Natives, with Observations on Emigration, on the System of Transportation, and on Colonial Policy. Illustrated with Drawings of the Natives, and a large and beautifully engraved Map, coloured, exhibiting the Pasto ral or Squatting Stations of the Settlers. By WILLIAM WESTGARTH. " To all who wish to inform themselves of the past history, the present condition, or the future prospects, of one of the most interesting of our southern colonies, the book is altogether indispensable. It is full of information on every branch of the sulject of which it treats—information carefully tested and discriminated, and presented in a form which is at once trust worthy, and well fitted to engage and retain attention."— Glasgow Coned:trona " the work comprises a vast variety of important subjects, all of which are treated in a clear and correct manner."— Morning Poat. Edinburgh OLIVER and BOYD ; London: SimeßlN, MAR SHALL, and Co. NEW VOLUME OF MR. EVANS' SCRI PTURE BIOGRAPHY. Now ready, in small Bvo, (with Frontispiece,) price 65., SCRIPTURE BIOGRAPHY : Third Series. By the Rev. ROBERT WILSON EVANS, 8.D., Vicar of H ev ersham, late Fellow of Trinity College, Cambridge, and Author of the Rectory of Valehead." RiviNCITONS, St. Paul's Church-yard, and Waterloo-place, London ; ---- Of whom may be had, by the same Author, 1. SCRIPTURE BIOGRAPHY : First and Second Series Price 6s. each .2. BIOGRAPHY OF THE EARLY 'CHURCH. 2 vols Price 6s. each. 3. A DAY IN THE SANCTUARY. 4s. 6d. 4. THE BISHOPRIC OF SOULS. 6s. 5. THE MINISTRY OF THE BODY. 78. 6d. 6. PAROCHIAL SERMONS. 2 vols. Price 6s. each. Tontrarts. CONTRACTS. PARISH OF LIVERPOOL. THE SELECT VESTRY of this PARISH are prepared to receive TENDERS for the supply of the PROVISIONS, CLOTHING, and other STORES, which may be required during the Six Months after the 25th March in stant, for the Workhouse, the Industrial Schools, the Soup Kitchens, and the Parish Offices respectively, an d which, with the total probable quantities of each, are enumerated below. Such Supplies to be delivered in such quantities, at such times, and at such of the above places, as they from time to time may order. . Estimated Articles. Quantities. *Butchers' Meat lb 906 54: ; *Flour, best seconds, pack 2450 *Ditto, superfine.... sack 102 *Wheat, first quality, bhl 80 *Do., second quality, do *Oatmeal, of best qua lity load 320 Milk, new gallon 200 Do. sweet do 60600, Buttermilk do 31000 Ale, first quality .. barrel 90 Do., second quality do 90 Porter, first quality do 26 Butter, best salt .... cwt 62 Do., fresh lb 65 Cheese,good Cheshlre,cwt 25 Peas, best whole white, qr 30 Linseed Meal cwt 11 Pearl Barley, first quality do 2 Scotch Barley do 2 Good Congou Tea lb 802 Good Hyson Tea do 87 West India Sugar.... cwt 58 Loaf Sugar. do 7 Peal' Sago lb 56 Arrow Root do 196 Plaid Shawls, 7-4 eq Pepper, black do 360 Brown Holland Treacle cwt 90 Blue Camblet Allspice lb 34 Gray Cloth Articles. Estimated Women's Women's Straw Bon nets ................ doz 12 Girls' ditto do 62 Potatoes. Coal, best ......... ... ton 6 Do.. common. do 700 Slack do 50 Wine, old Port .... gallon 135 Do., fine Sherry do 50 Brandy do 22 Gin. do 10 Rectified Spirits of Wine do 15 Leather (foreign bens) lb 700 Crop Offal do 50 Best strong Hemp do 30 Kip Hide do 300 Smallwares Men's Clogs doz 36 Women's Clogs do 36 Linen Sheeting yard 1000 'Gray Calico for Shirts.. do 2000 IWhite ditto do 320 Calico Shrouding do 2200 Blue Cotton Print do 900 Handkerchiefs, 32-inch, doz 36 do 48 yard 400 do 1300 do 1000 Vinegar gallon 50 Linsey 'do 800 Mustard, best lb 116 Fustian or Baragon ....do 2000 Rice, goodEastindia, cwt 290 Cloth (invisible green). do 500 Coffee lb 560 posiery,various sizes, doz 260 Hominy cwt 300 Men's Shoes do 36 Tobacco, fine shag .... lb 224 Women's ditto do 48 Snuff, best Scotch .... do 250 Boots (Boys' and Girls') do GO Candles, best dips, doz lb 36 Girls' Shoes. do 48 Yellow Soap, best Hay stone 300 seconds cwt 90 Straw do 2000 Soft Soap firkin 26 Ironmongery.. Of various de- Scotch Soda cwt 26 Tinware Whiting do 30 Timber . -... ..........,. Pot Ash -. do 11 1 Brushes Saltpetre do 14 Coffins the Form of Salt, fine ton 9,Stationery ... • J Tender. Tenders for the Articles marked * may also be made for the supply (about half the quantity mentioned) for the three months from the above, date. The Tenders to be sealed, and accompanied, as far as prac ticable, with Samples of the Articles offered, to be d e li vere d to me not later than TtliaDAv, the 21st March instant, at Nine o'clock, on which day the Tenders will be opened by the Board. Forms of Tender may be bad on application at the P ar i s h Offices. . (By order of the Select app lication CHARLES HAM', Vestry Clerk. Parish Office, 23, Lime-street, March 9, 1848. . ' SHE . £ CHESTER AND HOLYHEAD RAILWAY £l3 PREFERENCE' PER AR SHARFINAL CALL OF 3E. 1, N accordance with the terms on which th ese Preferment Shares were issued, Holders are req u i re d to PAY, on or before TUESDAY, the 28th March instant, a FINAL CALL of £3 PER SHARE, to either of the undermentioned Bankers : London .. Messrs. Glyn and Co.. Lombard -street. Liverpool.. Liverpool Borough Bank. Bangor.... Messrs. Williams and Co. interest ,at the rate of 5 per Cent. per Annum will be charged on all Calls remaining unpaid on the said 28th March, end the Shares will be further subject to loss of Dividend consequent upon non-payment, as per extract below. By order, GEORGE RING, Sec re tary. 61, Moorgatc-street, London, 4th March, 1848. Extract from the Terms of Issue above referred to :—The first Dividend will be calculated from the Ist April, 1848, upon all Shares paid up in full at that date. As regards those that may not then he paid up in full, the Dividend will be calculated from the next succeeding period of three months from the Ist April, upon which the same shall have been paid up with in terest, that is to say :—lf paid between let April and 30th June, the. Dividend will be calculated from the succeeding Ist of July. If paidbetween let July and 30th September, from the suc ceeding let of October, and so on ; but this arrangement shall not preclude the Directors from putting in force, at their dis cretion, the powers of the Act, with respect to forfeiture. REPORT BY THE DIRECTORS. The Directors have again the pleasure of reporting a larger amount of new business in the past than in any prevtous year. - The number of Policies issued has been 472 ; the sum assured by these amounting to A 213,631 155., and the Annual Premi ums to .t'6171 Os. sd. In addition to these, proposals for a large amount of Assurances were offered, but declined. It is scarcely necessary to remark that the past year has been one of extreme pressure on the resources of almost every class of society. So large an amount of new business could, thbre fore, have scarcely been anticipated; and it is peculiarly grati fying, as an evidence of the extension of Life Ass urance gene- iallf, - and of the growing conviction on the part of the public of the advantages offered by this Institution. It is interesting ikt the same time, in a general poi n t o f v i ew , t o no ti ce th at, so' far as the Directors had the means of tracing, only a very small proportion of the Assurances were made in connection with loans, nearly the whole having been effected for purposes pf family provision. The effect of the commercial occurrences of the past and of general scarcity of money, has, bow year, ever, been shown in a different way—i i i th e unusually large number of Assurances which have been surrendered or allowed to expire, from inability to continue payment of the Premiums.' While this is a result which, in its general aspect, is to be re gretted, there is no doubt it is yet a source of considerable gain. to the common fund. The number of deaths in the year of Members assured for capital sums has been 32, and the amount of claims thereby emerging £17,800; on the other hand three Annuities Wive fallen in, for two of which sums amounting to £l5OO had 're cently been sunk. The third was of smaller amount. Clinsi derinF the almost unprecedented mortality over the country, the Directors do not doubt that the C• " ' —untributors would be pre pared to expect a higher rate in their own body than has °deur red hitherto, and they consider they have cause for congratula tion in the fact that, notwithstanding their increased numbers, • ••••-saltocz in the year do not exceed one and a quarter per cent. of 'the whole number, a proportion considerably short of the average number provided for by the Tables of the Society. The net amount of Assurances subsisting at 31st December, 1847, was '1,137,657 9s. ; and the income, from premiums alone, exclusive of revenue from accumulated fund, <€31,344. The position of the London Branch has occupied much of the attention of the directors, during the year. After mature con sideration, they were unanimously of opinion that it was essen tial for the interests of the Society that a new agent should he appointed to conduct the business of the Branch. Unfortu nately, some difference of views regardi ng th e const i tut i o n of the Branch, in relation to the general management of the Institution, occurred between the General Board and the Local Directors, which, they regret to say, resulted in the resignation of the latter gentlemen. To their influence is, undoubtedly, in a great measure, to be attributed the decided success which has attended the establishment of the Branch; and it is grati fyiug therefore to know, as the Directors do from the best of all evidence, that their withdrawal has not in any way dimi nished their good will towards the Institution, and that their influence will still be exerted in its favour. • The Directors do not propose to supply . their place in the mean time, but to conduct the business in immediate conaee tion with the Head Office—for which the rapid communica tion between Edinburgh and London now affords increased facility. They have appointed Mr. WII.AIER OWEN HARRIS to the office of Agent and Secretary, and they trust that, in this annointment and in their . . . Luc ~,,,, uru eon increase(' success of the Branch. In regard to the Glasgow Branch, the directors have much satisfaction in reporting that its progress is, in all respects, satisfactory, and that a large increase of business has been made in the year. They have also the pleasure of reportinglhe continued interest taken in the Society by the gentlemen asso ciated as an Honorary Board in Manchester. In the circular letters and advertisements calling this meet ing, the contributors were made aware that the preliminary steps have been taken for obtaining from Parliament an Act conferring on the Society the privileges and benefits of Incor-. poration. The Bill contains a few slight alterations on some of the minor details of the deed of constitution. These have already been unanimously approved of by two consecutive sjoecial meetings of the Board of Directors, to the latter of which the Auditors and Trustee: were invited—all in terms of Act 37 of the Deed of Constitution. The Directors have further to report that, a vacancy having occurred in their number, by the resignation of M r . R o b er t . Robertson, they unanimously nominated Mr. AITKEN AIEGGET,, one of the original Directors, in his place. A vacancy having also occnr re d in the body of Trustees, by the death of one of their number, the Directors unanimously appointed to that office Mr. CHARLES CowAN, Member of Par- , liament for the City. It remains for this meeting to confirm these appointinints, as well as to appoint three Directors in room of the three at the top of the list, who now retire in terms of the rules. The heads of the Bill for Incorporation, referred to in the report, having been read, and the Bill laid on the table— Mr. JOHN SCHANK MORE, Professor of Scots Law in the, University of Edinburgh, said,—l have been somewhat unex pectedly called upon to propose a motion for the adoption of this meeting, which, however, I do with the greatest plea Sure, because I have always taken a deep interest in the success and prosperity of this Institution. I had many interesting consul tations with my late friend Mr. Cleghorn, before this Institution was formed, and I was so satisfied of the sound and scientific principles on which it was based, that I never doubted that, as soon as they came to be understood, it would meet witlr that general favour and support which I am glad to see it has, to such an extent, received. There were two great principles: on which Mr. Cleghorn proceeded. The first was to make the Premiums as low as was consistent with the entire safety of the Institution, and so as to secure, beyond all risk, the fulfilment of its obligations. In this respect, most of the existing Assur ance Companies had been misled by the Northampton tables, and bad made the Premiums for young lives—in which I in clude ages up to fifty or so—much higher than was necessary, while their tables for the older lives were somewhat 'too' low. This error was perceived by Mr. Cleghorn, who, from more recent and better calculated mortality tables, found tacit the premiums for these younger lives could besafely and very con siderably reduced; and he framed a table which all subsequent experience has proved to be singularly correct. lam happy to say that, since this table was framed by Mr. Cleghorn, the Registrar-General of England has appended to one of his late Reports a table for the guidance of Life Assurance Societies ; and it is very gratifying to find that the rates specified in that table are nearly the same, and in many instances precisely the same, with those of this Institution. Now one of the chief and Immediate benefits resulting from this reduction of the pre miums upon the younger lives is, that it operates as a direct bonus in favour of every Insurer, when the premiums of this Institution are contrasted with those payable to the older, As surance Societies. It operates in this way. A person of twenty years of age, insuring with this Institution, can, for th'e pay ment of the same annual sum which other offices would demand for insuring £lOO, insure here £ll5 or ~el2O, payable imme diately on his death. The Premium payable to this Institution for £lOO is 15s. M., while, in other Offices, it is .e 2 15.16 d., or or 3s. 2d., and, in sonic, still higher. There is thus an immediate and certain benefit secured by the lower rates' of premium. But the second, and most important improvement suggested by Mr. Cleghorn was this, that if any profits should be made, after paying all expenses and securing all the Wigs= lions, as must be the case, even at his reduced rates of pre mium,these were not to be frittered away among those instrrers, or their representatives, whose contributions to the general fund could never possibly have tended to make such. profits, but should be reserved for distribution among those contribuf tors whose payments into the general fund had come to be equal to the sum assured. The importance of this impmvement has never, I think, been sufficiently estimated. And truly the practice which has prevailed in several highly respectable and flourishing Mutual Assurance Societies, of giving a share of what they call their bonuses or profiis to the representatives of every insurer, who has been such for five years, is, to say the least, very strange, and seems to indicate a very limited know ledge of the true principles of. Life Assurance. It reminds me of the old rule by whi .11 originally all lives, whether yoitig or old, were equally insured at the same invariable rate of p per cent. The absurdity of this rule was soon discovered; but truly the other is not much less absurd. Why, in five or seven years, every life shotild.get the same share of what are called profits, is utterly incomprehensible. The delay is plainly in tended to approximate somewhat to the smn assured ; but this can never be done upon reasonable principles, till there be a graduated scale, corresponding to the age of the parties, ac cording to which the profits shall be distributed among the policies which fall. If any Office were to insure a person at 75 years of age, which, I dare say, few Offices would do, I have no doubt the premiums would be so high that, in five yeitrs, it would approximate to the sum insured ; and if this sum were £lOO, and if 2 per cent. yearly of 'profits were to he added, for each of the five years, supposing the policy then to fall, the slim payable would be £llO. But suppose a young man 9f; 20 to insure £lOO at .e 2 a year, and to pay the premium 'for five years, and then to die, his representatives would equally draw 2 per cent. yearly upon his policy, and would also get £llO, so that all that the office would receive by this t rail sact!onweSild be the interest min the premiums which had been paid. N Long,. . surely, can be more absurd than this. It might be thought that these representatives, drawing the X'loo insured, dr xgo more than they had paid into the office, would get .a sntlieiently handsome return for the . policy ; and why, . , over and ahcve, they should have all the premiums returned iv them; tinder the =we of boisits, I cannot conceive. Yet this it the footing upon half of the Magistrates, 1110S1AS B. HORSFALL, Mayor Town-halt, 9th March, 1848. Signed or. WHEREAS, a Fiat in Bankruptcy, dated the second day of March, 1848, directed to her Majesty's District Court of Bankruptcy at Liverpool, bath been awarded and issued against JOHN CARTER, of Liverpool, in the county of Lancaster, merchant, dealer, and chapman, and he, having been declared bankrupt, is hereby required to surrender himself to EDEN RZER LiTyLow, Serjeant-at-law, one of her Majesty's commissioners of the said court, on the 17th day of , March instant, and on the 18th day of April next, at Eleven of tbe.clock in the Forenoon precisely, on each of the said days, at the District Court of Bankruptcy, at Liverpool ; at each of the said meetings the creditors may come prepared to prove their debts ; and at the first sitting the said bankrupt is required 44/ submit himself to be examined touching his estate anti effects, and the creditors may then and there vote in the choice of sesignec to' it rind effect :Police is hereby bankrupt or bis.e'sfa.• pay or deli court, Soustli ilk tem FIiAS. HORN glt; Wolteitor. 3, Barrington-greet, Liverpool