The Liverpool Standard and General Commercial Advertiser. — Liverpool, Merseyside, England, 1854-02-21 00:00:00

TUESDAY, FEBRUARY 21, 1854. TRU. Robert Makin Bates, Esq., (Messrs. Strahsn, Paul, and Bates.) Thomas W. Booker, Esq., M.P. for Herefordshire. DIRE , The Rev. J. E. Cox, M.A., F.S.A., St. Helen's, Bishopegate, The Rev. A. G. How, Vicarage, Bromley. John Ireland, Esq., Canterbury-row, Newington. Messrs. Strahan, Pan!, PHYSICIAN. C. J. B. Aldis, Esq., M.D., I, Chesta , :terrace, Chester-square. CONVEYANCI James N. Goren, Esq., M.A., Fell( CONSULTING ACTUARY. Arthur Scratchley, SU RE., MEOR.A.,. Parliament-street. sq V E. W. Gooch, Esq., Connaught-terrace, WHOL: ANNUAL PREY £lOO on a Sim PRO] . s. d. 16 1 14 6 20 1 18 0 25 2 3 1 30 2 9 1 35 2 16 4 40 3 5 7 • ENGLISH AND IRISH CHURCH AND UNIVERSITY ASSURANCE SOCIETY, 18, BASINGHALL-STREET, LONDON. T HE following are the LEADING ADVANTAGES offered to ASSURERS by this SOCIETY • EVERY VARIETY OF PROPOSAL IS ENTERTAINED FOR I ASSURANCES contingent on one, two, or three lives. Policies are granted from £2O upwards. THE RATES OF PREMIITM have been settled by the eminent Actuary, A RTH UR SCRATCHLEY, F.R.A.S„ and are very MODERATE. Assurances on the L•ves Of CLERGYMEN can be effected at LOWER It '.TES OF PREMIUM than those on ordinary lives. The payments of Premiums may be annual, half-yearly, quarterly, or monthly, at choice , or the compo tion Premium, commonly called the single Premium, can 111 adopted. Or, should it be desired. the payment may be made on an ascending or descending scale, according to the various circumstances of the Assured. A DIMINUTION Of half-a-year is MADE ON THE AMOUNT OF PREMIUM when persons assure within six calendar months of their last birth-day. HALF THE ANNUAL PREMIUM may be kept unpaid for the first seven years at five per cent. interest by parties assuring their lives by the profits scale. POLICIES EFFECTED FOR SHORT TERMS OF YEARS caq, at the expiration of such terms, be renewed for the whole orlife on very equitable terms. POLICIES TAKEN OUT FOR VIIE WHOLE OF LIFE MAY BE TRANSFERRED FROM ONE LIFE TO ANOTHER on a plan pecu liar to this Office. No ENTRANCE FEES, and the expense of the POLICY STAMP DEFRAYED BY TIM OFFICE. MILITARY AND NAVA3. MEN, not in active War Service,• are insured at the ordinary rates. INVALID LIVES, not labouring under organic disease, may effect Policies at equitable rates. ASSURANCES granted against PARALYSIS. BLINDNESS, INSANITY, ACCIDENTS, and every other affliction, bodily or mental, in the event of a party becoming totally and abso lutely disabled and incapacitated. Ft DELITY-GUARaNTEE POLICIES granted in connexion with Life Assurance. THE ASSURETI MAY RESIDE, without any extra charge, in all parts of Europe (Turkey and the Levant excepted). Also in the CAPE o GOOD HOPE, AUSTRALIA, THE CANADAS, and all except the more southerly STATES OF NORTH AMERICA, subject only to a small payment for voyage risk in going out find coming home. The Assured may also proceed to and reside in ANY OTHER COUNTRY, on payment of such extra Premiums as may be considered by tire Board of Directors to be adequate to the increased risk thereby in curred. OIiERVYMEN and others can obtain ADVANCES to assist them in PURCHASING ADVOWSONS, or to make It ETA IRS ON PARSONAGE HOUSES, and other tenements on Church Pro perty. PARTIES DESIROUS OF DISCONTINUING the payments of Premiums may dispose of their Policies to the Society, who will pay them the equitable value of such Policies in ready money, or they may obtain a NEW Poticv assuring a smaller amount NOT REQUIRING ANY FURTHER PAYMENTS. THE ASSURED FORM TWO CLASSES in this Society. the one participating, the ether not participating in the profits, thus securing, at choice, all the advantages of the Mutual and Pro prietary Offices. PARTIES ASSURING BY THE PROFITS SCALE are entitled to SIXTY PER CENT. of the entire profits of the Institution WITHOUT PARTNERSHIP LIABILITY as in the Mutual Offices. LOANS ARE MADE by this Society upon personal or real security, and advances are made to Assurers to enable them to meet the expenses of EDUCATING their CHILDREN AT THE UNIVERSITIES, or to start them in professions. Should the ASSURED become so reduced in circumstances as to be UNABLE TO CONTINUE THE PAYMENT OF HIS PRE MIUMS, provided the Policy shall have acquired a sufficient value, the Directors have power, on application being made to them, to supply the rersaining Annual Premiums from a Charitable Fund formed by setting aside One-tenth of the Profits that may from time to time tall to the share of the Assured. - - - -----• --- TWENTY PER CENT. of the entire Profits of the Institution are devoted to furthering the objects of the "FRIEND OF THE CLERGY SOCIETY." CLERICAL ASSURERS, therefore, have not only the satisfaction of feeling that they are securing at their Death the payment of a sum of money to their repre. sentativcs, but also that tkey are contributing to the funds of an Institution in the benefirs of which either themselves or their families may participate, should they be placed in ad verse circumstances. The objects of the " Friend of the Clergy Society" being to afford temporary assistance to neces sitous Clergymen aad 'their F.milies, and to grant permanent pensions to Widows and Orphan unmarried Daughters of Clergymen of the Established Church. EN DOWMENTS 'FOR CHILDREN on their attaining the age of 14 or 21, and PROVISIONS FOR OLD AGE (by whic h a party secures to himself a sum payable on hi, attaining the age of 60 or 65, or to his family, in case of his previous death) are granted by this Society. ANNUITIES GRANTED increasing With a share of PROFITS, the rates being calculated from extensive data specially obtained and arranged for the use of this Office. ALL CLMMS BY DEATH are paid by this Society at the expiration of three calendar months after receipt at the Office of satisfactory evidence of death. LEES. The ft.tv. J. E. Cox, M.A., F.S.A., St. Helen's, Bishopsgate. The Rev. M. W. Lusignan, M.A., Allhallows the Great & Leas. TORS. The Rev. M. W. Lusignan, M.A., Allhallows the Great and Less. The Rev. Richard Whittington, M.A., St. Peter's, Cornhill. AUDITM.S. W. W. Deloitte, Esq., Accountant to the Great Western Railway Gempany, &c. The Rev. Walter Mitchell, M.A., St. Bartholomew's Hospital. STANDING COUNSEL. Richard Malins, Esq., Q.C., M.P.. for Wallingford. BAKERS. J. G. Phillimore, Esq., M.A., Q.C., M.P. for Leominster. and Bates, 217, Strand. SURGEON. William Guest Carpenter, Esq., 50, Finsbury-square. NG COUNSEL. aw of Queen's College, Cambridge. SOLICITOR. Charles Sawbridge, Esq. ' Wood-street, Cheapside. BROKER. Robert Peke, Esq., 3, Bartholomew-lane, Bank. .i;TARY. Friend of the Clergy,) 18, Basinghall•street. ErDi 'ANNUAL PREM payable on V.TT, the eV TABLE H. 10WMENT ASSUE BUMS to Assure .e 'AINING the following , ent of death, WITH I 55 I 60 d IANCES. 100 on a Si ages, Or SO PROFITS. 4e, d. 2 13 1 3 2 0 3 - 17 2 419 9 616 10 10 9 7 £ E. d. 2 6 3 2 13 0 3 4 0 3 19 4 5 1 10 6 19 2 10 12 6 s. d. 2 1 5 2 6 11 2 15 3 3 6 7 4 1,11 5 5 0 7 3 1 10 17 7 s. d. 1 18 0 2 2 7 2 9 6 2 18 3 3 9 10 4 5 11 5 10 0 7 9 7 11 5 9 ingle lownn in e s. (1. 1 15 10 1 19 10 2 5 9 2 13 1 3 2 4 314 8 4 12 2 5 18 3 8 0 1 11 18 6 antell, COOK WANTED, for a small family.—Apply at 2, Edge-lane, Edge-hill. WANTED, a YOUNG MAN, who writes a sblpch goon hand, an d will make himself generally useful, in "Tellandlery Store. —Address M. N., Standard office ANTED, a PUPIL in an ARCHITECT'S Ztanda r,Vtrice, IcE of large Practice.—See reference list at the 157- AIs TTEIT --- Two-horse CARTS and TEAMS enZ.florer e c t onveyance of COAL.—Apply to Mr. NANGLE, 5, Do a SITUATION as CLERK or BOOK-REF:PER, by a Person thirty-five years __ re o ss f A. Wu° ran produce tionable testimonials. 14, Bittern-street,u nexce Mou p nt-pleasant, Liverpool. —Add ° ° IC - KEEPING .—An experienced stomdtCCOUNTA NT, having part of the week disengaged, e r e h aPPY to devote it to assistance in BOOK-ILE A I/ d P d l r NG ess B. LANCING ACCOUNTS, on moderate terms. Stan dard -office, Liverpool. • A CII ICTS WANTED for an established LIFE t vpd FIRE ASSURANCE COMPANY, in tIT surround % p er " a ges and Towns of this District; Commission allowed, Mal cent • IlDon new Life Premiums, and b per cent. re- With .., 1110 15 per cent. Fi re P rem i ums , new and renewal, V„ y • 7 1 necessary charges, such as postage, & c.—Address to a, Broadway, Ludgate-hill, London. 4ERNESS FOR BOY&—A LADY of th,N,Perience, considered successful in her managenrp! the itils - l` re n, wishes for an APPOINTMENT as PRECEP e tu two or three Boys, from fiNT to eleven years of age. kulqlrticts in every essential of an English .Educa resided , sev,rn; Prench (which she also spek3 vrell, having resid n the Continent), and the Rudiments of Latin, "egi ve ,, st object to Girls. Most satisfactory references will L, Standard-difice. °A S Or MON E Y.—BOROUGH OF The LIVERPOOL. teceiro RPORATION of 'LIVERPOOL are prepared to eiCy'OANS of MONEY, for periods of , or ears, bearing Interest at the rate of £4 per Cent per e„"'' Interest payahle 'on the Ist January and Ist July A cco v u ery Lint. dr The Security is the " Liverpool Water te 41, composed of the Rents, Rates, and Charges for oelaP'Y of Water "within the Borough of Liverpool and the 43 ther 'hood, for Domestic, Trading, Manufacturing, and Xtg liv nurp o , es and for Shipping, THE BOROUGH FUND tOlt 1 9 1 4. A I ' AXTIOAL OR COLLATERAL SECURITY, .„ 4 /Ettia - h 4 ,6 INTER ES-T ; AND THE LANDS, TENEAIENTS, r AMENTS, AND ESTATE OF THE CORPORA , Fon App i THE rPRINCIPAL. Stire r 'beations to be made to CAPES ASHLIN, Esq., Trea- C4„."thlic Offices 2, Cornwallis-street ; or to the Towrr Dame': Toivri-hall ' Liverpool; from either of whom further ti 'are may be'obtained. T ow , oy order) WM. SHTTLEWORTH, Town-clerk. 2nd January, 18U54. • Go be sbolb or let. ;De, ZISPOSED OF, an elegant Ckineett note,,,„'ad Grand PIANO-FORTE, by Messrs. Erard, in Itithi n un,d Case. Compass Seven Octaves- Purchased new, six months, from the Makers, for 175 Guineas. to vi To cey... Rppl t rouble, the Lowest Price is 125 Guineas.—For cards to T. Baswicir, Music-seller. 9, Berry-Street._ It lt "T 'WICK HOTEL, HANOVER- , STEEET, lit rliDßE "roOL.—To be DISPOSED OF, the LEASE, FUR ' „lam d zi an d FIXTURES of this well-kno4 n HOTEL, estab -I,'" Liv e a ve 20 years, and situated in the most central part 'wet-D o rn /. I . — Apply to Mr. JOHN TIRES, Hanover-street, - e SOLD, by P RIVATE TREATE, •several ..112.ZPIendid COUNTRY RESIDENCES, from £l,OOO to i c ."47), °. l te with 300 Acres of LAND, anothergnear the ' w ttil 10 Acres of LAND. Also, upwards of Six keulitred Thousand Yards of BUILDING LAND, in various Lots o suit Purchasers. Naf, rtj e t L ET, a f t ew excellent COUNTRY HOUSES: one at *ot e .. l4 _, one at Grove-road, Fairfield; one in Deane-street, Lexteth n el one in Brougham-terrace; one in a t'Peel-sreet, (1 1}se a rk and one at Holt-hill, Cheshire. Also, good in Mount-pleasant ; one in St. Anne-street:(corner Ziutpgfield-street ;) and a large HOUSE, in '.lslington, 1. 1 441 3 r Commercial Hotel, and well adapted for a Otis u , e License. Also, an excellent FURNISHED tae Rverton, (near the Church ;) and another excellent p.. 8 hildwatl, with an extensive Garden. p - 5,0 to be advanced on approved or good Security Fu r Cent Iv o le ,. • , 04. Particulars may be had on applicatitm to WM. "terp„ 44 `si 47, Ranelagh-street; , Flackin's-hey, where a few excellent OFFICES are to be LET. 14 0, LET, in Lots to be agreed upon, about th 83,8 00 I„_ , Le ect . square yards of LAND, lying to thevrestward of ' 4ll d Liverpool Canal, on the south side of the Locks l'et 44 ,,„ f rotn the Canal to the Stanley of 7 ov :ard-street. And about 19,00 square yards of cly "n'the north side of the Canal Locks, fronting Light • ts,i 'street p • b f orth • parties desirous of renting the same *nay °b ook 0 _ el" Information by applying to DANIZI, MASON, bocr,eretary's Office ! Liverpool. October, 1033. ,YV' A :-T,ERSLDE PREMISES.—To MAIWTIFAC ,-114 0,, TUBERS, ENGINEERS, TIMBER . MERCHANTS, LAY `7, e ,esi WATERSIDE PREMISES and RAIL ' i:' , . 1 34p A 5',, , -AIMNICATION.—The BIRKENHEAD DOCK ,•,-,,ellia LAND are prepared to LET on LEASE, in Lo ts'to suit L.,-,ina,e7e,a. fronting the Birkenhead Great Float, and TTua h as by RAILWAY with all parts of the. ingdom. T he s for Sugar Re fi ners, -Saw Mills, 1 :4 4 1,„' Yards, i Vn a g g in va ee n r t s a , -e &c., and is accessible by -slips of t 1 1,,, °ea( I), G es are chargeable on Gods landed or -sipped e b oos. by Order, Ultkera " W. H. SLOMAN, Secretory. February, 1854. Insurance Notices, kr„larts TER AND LONDON iLIFE - vEANCE AND LOAN ASSOCIATION, 'Et-:NO STREET, MANCHESTER; tip!. W EST-ST RA ND. SQUARE, jzia L oli c n at l . d 8 7 t ; v D i v 1.3 0 7 6 - 1 1 1 1 i 0 W I! AU s TL ANn of every - description. 1 cT r ,4 4 :1 1 , E quitabie I? Terms, Life Kssurance being content t,..SetVirterected on approved Personal or any other sad- Pr ufAiq ue Y• ettil u !its for‘Ghildren on Non-returnable or Returnable St ion pi ) Duty on Policies Paid by this Association. 4 ears aviirtil-fifills -or Eighty per Cent., Divided everrifiVe Sec '"ngst all • Act r etary i"oltcy-holders entitled to Prodts _ IN. Ilaryaqd ancester—CHALES INCH Secretary, London—R HENR Y H WM. JAS. STR M ICKLA cnT TISIi EQUITABLE LIFE blisteu REM ASSURANCE SOCIETY. 26, ST. ANDREW-SQUARE. tli ° S h SPECIAL NOTICE. Tlty , CURE THE ADVANTAGE OF THI S YEAR'S ROPOSA MST BE LOD ED AT THE 'Llitiej"' p r o FlCE, OA LS AT U ANY OF THE SOCIETY'S T f -,Tg, ON OR BEFORE IST MARCH. Im i T.S EFFECTED ON OR BEFORE IST MARCH. HE ALL RECE OCA TION IVE AT Si r MAR X YEARSCH,' 185 9. ADDITIONS AT ROBERT CHRISTIE, Manager. WILLIAM FINLAY, Secretary. AGENT AT LIVERPOOL : it 2 11 C". 3, TITHEBARN-STREET. o ter ._ 'y - e A ct the advantage of this year's Entry, and of SIX 185;t; ADDI ['IONS at the Allocation at Ist March, Any onosals must be lodged at the Head Office, or at_ ,-, A Rext . th e Society's Agencies, on or before Ist March N e°r TISIT -C ot EQUITABLE (MUTUAL) LIFE He A ,ASSURANCE SOCIETY. the m Oft 8 7 ,..._al Charters and Special Act of Parliament. - rofit B e " -40 , ST. ANDREW-SQUARE, EDINM!R9H• A emb e ._ are divided Triennially, and wholly belong to ic; s a ez,1 14 ,. 4 of the Society. roli cy fo Ves of these ADDITIONS : A p l c' tn,." *•1 ,000 opened before March 1832, is increased oli •••• ,, ti 9 8 ' eY fo r • 4d. A ' ,O OO, opened before March 1836, is increased -4(1 so 188 . on w • ith regard to subsequent Policies. A o ° CHARGE FOR POLICY STAMP. Amaral onat ot Existing Assurances, 44,058,140. . Revenue, .e 144,085. A It.„.int of Accumulated Fund, .e 763,871. ‘DDlic ii r'yt on the recent Division of Profits may be had on "ou at tlie Head Office or Agencies. ROBT. CHRISTIE, Manager. Lb, WM. FINLAY, Secretary. AGENTS. 1 ; ' °°l4 •• • ARCHIBALD TOD, 3, Liver-Chambers, 23 , Id stl Tithebarn-street. tto, ch aster.. Andersons and Thorburn, Merchants. 4 thp ort.. • Edward Corbet, Surveyor. • • • F. W. Robinson, Free Press-office. ti . k b Is\r,,,RPOOL DISTRICT PROVIDENT coj.. 4l l3iaLTY.—At the ANNUAL MEETING of the SUB jra •••. and FRIENDS of the Society, held at the BANF " 3 11 IN ", BOLD -STREET, on WEDNESDAY, the 15th 1•1164cY. 1854, 1 . 11 - `'enerahle Archdeacon BROOKS in the Chair, h.4oltetitt,ev- RICHARD APPLETON read the Report. -'e?ttior lIWAGSTAFF, Esq., exhibited a statement of the ti re tr's Accounts. "Y k. Aesoiution moved by Mr. W. RATHUONE, seconded -12 •A• 1-1 ' 4 A !spit ODOSON, 41 44 ea,,--That the Report and Abstract of the Treasurer's 'ue d oe unproved and adopted, and -that the same be 4U,nd circuiated "Zr ile, l tRy e t s t olution; moved by the Rev. J. B. reform, aka e‘tok e , the Rev. T. C. COWAN, th o . —That the Worshipful the Mayor be requested to IteUr• Heatffice of President of the Society for the present 4n ev. i Ati the Venerable Archdeacon Brooks M.A., and the to d JoiP s tos Campbell. M.A., Rectors, Jolin Moss, E!‘l., eide,4l P emberton Heywood, Esq., be appointed Vice• cooo t , 8 that Joseph Wagstaff. Esq., and Mr. William Ud j e ue Treasurers • and that the Rev. Richard Appleton • I'll' Li.hth d .y ti ird It ee g i .0 y, Asq., be Joint Secretaries. le Rev. _talon, moved by Mr. R. A. PAYNE, seconded q,`eroi,, ed r.,RisHop, key Ca ner . -- 111at the following Gentlemen constitute the J. Co mmittee for the ensuing year: jt e % • • n Amos, M.A. 'Rev. T. 1.. Pain, M.A. i t ev. Orker, M.A. • M r . W. Parkin. Rev. F. Parry, B.D. pev. e. H. Bold, M.A. Rev. 0. Powell, B.A. C.v ptuvvrton, M.A. Rev. F. A. Powerl) M.A. L.D. Can, M.A . Rev. __ r T. Itaf'lles, key Sir E d copper. M . Richard Ra thb one. AL; Itl;rei Cost. Mr. T. W. Rathbone. ' foho -e e '''Over M.A. Mr. W. Rathbone. ta r /;t '. ( lwa E r c i d G n •• ai n Gr . ibbon, Rev. Thomas Robinson. - v. Rev. Hesketh, M.A. Rev. J. H. Thom. l k, eV • A. i t i l „ u ghes, it - v• c. LL.D. Rev... J A .. O. Tomlin, I,ev. • Lawrence, M.A. Rev. Richard Vance. 4k ev. marien m 14, Ah enau , M .A. Mr. R. W. Waddington. nt •• IV g It. M.A. Rev. F. Walker, M.A.al i t J oeran. M.A Rev. G. W. Warr, M.A. ev. . lon , M.A. A. Rev. Cecil Wray, M.A. r°es North, M.A. And • the Churchwardens. a t tAirth Mr. JAMES SHAW, Agent. edeu byTlution, moved by the Rev. W. BANISTER, to t t e l l aired„ . l,"- R• RATHEONE, and residen t e,,P at the best thanks of this Meeting be giyon too t `"e me m , Vloe-president Treasurers, and Secretari e s, Fiftmittees era of the General and the several District D __ foy their service diktg.iniktliAetirEsivt,year. s•itptatn-Zukolutton, moved by s seconded by tif!teltolced hetive a nd That the Meeting record, with grateful feelings, Jettr. zealous services of the visitors during the past %xtli 41 econ de , _ t„Atiog_tty R' moved by the Rev. C. A. CRAVEN, yresitittiv etnerab le th e fa-.Th a l• ettt THRONE, pin., A•4lreebbest thanks of this Meeting be givri 0-day, and .teaf.on Brook!, for his kindness in gir hut conduct in the chair. SECR Stephen I. Aldrich, Esq., (Secretary to the ' , 3 LIFE. lUMS to Assure * A SPECIAL TA le Life, WITH BLE has 'been calcu r us.* lated horn original data for CLERGY- Annual MEN desirous of in- Premium. suring their Lives. The (Rates will be s. u; furnished on applies ' 413 7 tion to the Secretary. 5 14 11 77 3 6 9 2 3 11 15 0 I Animal Age. Premium. LOCAL DIRECTOR POEMIVERPOOL. :MIL Rev. HENRY HAMPTON, M.A., Incumbent of St. James's, Toxteth-park. AGENT %DITTO .. FRANCIS HORNER, Esq., Solicitor, 2, Chapel-street. MEDICAL REFEREE DITTO . ;JOHN HEY, Esq., 2, Erskine-street. 1 SURVEYOR. WI TT() ...11.T. HORNER, Esq., B,flksnett-street. PROSPECTUSES,otnd rill NECESSAIM FORMS, with every information as to the mode of effecting Assurances, may be obtained, either by leiter or personal application to STEPHEN 'I. ALDRICH, Secretary, at the Office, FS, •Basinghall street, London; or to FRANCIS HORNER, Esq., I%.gent. • A small number of 'Shares, price sel each, entitling the Holder to Annual Dividends anti periodical Bonuses, will be issued to parties of respectability. INSTANCE'S 'WHERE lI,EFE ASSURANCE IS PECULIARLY APTLICABLTE. I.—To HUSBANDS '....N0 FATHER', to insure a provision to secure a portion, at least, to their families, should they after their death, far their Wives and Children. die`before they themselves enter into possession. 2.—TO YoUNG Mass, to make a provision for their old ItG.—To PARTIES wno EXI.ECT TO RECEIVE SUMS OF age. MONEY should they live over*, ce, lain number cif years, as 3.—To PARENT'S, to •insure certain - some payable on their for example :—A person agedille is entitled to a share,amount children attaining the age of 14 •or 21,.whereby the ready ingtto .4500. in the Renewal Fine of a Lease, which is payable means for starting 'Mean in life -may be•cbtained at a much gtethe expiration of three years from the present time. This smaller annual payment to an Assurance Society, than would share he would lose should •ite die within that period. To' be necessary, were tlrey to attempt to , realize the same sum ' secure his family against that loss, he has only to kite out a, by putting it into any oilier species of investment, as a say- 'temporary Policy of Assurance on his life for thefthree years, ings' bank, Sze.; Assurance Companies (xi:urging a smaller and by the trifling annual payment 0fX6.48:7d. he assures sum, as they take into account the , chance of the child's the_esoo ;so that, should he - die before the end of the three dying before attaining the specified age. This kind of As- years, the office pays his family the £5OO, and should he live, surance is called an OWMENT,andcaz be effected by one -be'will come into his share of the fine, the amount of which, t single payment, or by a series of 'Annual Payments or Pre- , ewill, however, have rentleeed-safe from 1311,D loss bVhis death, miums to be made until the child attainvthe specified are. 'lowan outlay of - 'lB 13s. 9d. , atogether. 4.—TO PARTNERE LN.FIRMS, toho,:•bsissuring their Joint ' :K.—TIVE HOLDERS OF 4,11:,C.A5E, which is renewable on Lives, can secure a -swat payable -at. the 'death of the first, -payment of a certain fine, at the death of the ifirst•or last of: which will enable the surviving partner 'to pay off the c l a ims , 4 1of or three lives, can, by a truing annual payment, assure: of the Widow of the deceased upon thefiren. -in an office the necessary sum. Example :—The holder of a; s.—Tb SEcoßE.the•rettan of advancessnade for educatitr , lease would have to pay a finenflOO to renew it at the death and establishing the younger members •ef a family in the of the first of two lives, aged 1 - 5 and 35. He can provide for ; world : —this is 4ffected by Assuring dlte life of the child tits qtayinent by an annual premium of £3 78.0d.,-so that, educated, so that, should-it die young, dheparent may recover shoal one of the lives in the leese die even the day after the from an Assuranne Company the , ninuey sfkat upon it rif it Vrst" premium has been paid, he would receive from the live there is a policy-of a ,certain standing on its life, which lisarmis it AND IRISH CH trucetw_siro UNIVERS TTY ASSUEANCE , may be continued initAckusual way, and ac , it was bestas at as tilocni. - Tv .elOO. (See Table of the Society's Prospectus.) early age, the annualpresniumwouldhe•sanall. 112.—1 N Mon r COPYHOLD PROPERTIES, on tile death of the G.—To CaEntron-e,•who, by Assuring•the amount due to tenant, his successor cannot be admitted except on payment, them, can, by a trilling outlay, secure s.cornpensation for erta, - Fme. In many instancesthe sudden death of the tenant the loss which the deathof their debtors ta:ght occasion. , has pfst his successor to great deficulty in procuring the .re -7.—Toßnanowsaa,toprovide,incaseofdeath,asumtorepay lc/aired sum ; an Assurance effected on the life of the tenant, the loan. This is the usual way,m whiclramoney is now bor- ! bytiniself or his successor, would provide for this difirloulty,' rowed on personal security. The borrower, say for .€lOO, I sort hi: a small annual outlay. assures his life for at least £2OO, and gives ; personal security •13.-1 N CASES OF MARRIAGE-SETTLEMENT Life Assurance in the shape of two or threejoint sureties-witch himself, for the mayolso be particularly advantageous :—Suppose a gentle due payment, annually, of interest at Sive ; per cen:. on the I man, twenty-six years of .€ 3, age next birth-day, be engaged to a lady to be- wh settled on fortune her at their marr ri iage, that l the et 1,000 be ve sted in of the Assurance. B.—To POSSESEORS OF EVrAtLED Esramrs, who can be- trinetetv.4 and with the annual interest le ts them assure .€2,500 fortune can be placed at his command at once, as, at is queath provisio-4 for the yoolger members of their family, by on the /le of the husband.. The •remang £2,500 of I h e . r assuring suitable amounts oat their own lives, 9.—To THE EXPECTANT'S OF Pitoestrr.vaig REVERSION, . death,/his wife will still be in possession of .€3,500. - -- . MILNER' NEW PATENTS. 1851. MILNERS' PH:cEICIX (212 ° ) SA7 EWORKS, LIVERPOOL,, The most extensive and complete in the World; employing ‘rom Two to Three , H,andred Hands. assisted by powerful, original, and elaborate Machinery and Implements adapted for every branch of the Work. Established fo ,carrying out the important " Improvements" ander Atilners' New Patents (of September, 18.51—the.elose of the Great Exhibition) to the interior and exterior of their " HOLDFAST" and EIRE-RESISTING SAFES; and for supplying to the Public the Strongest Safeguards against FIRE, Roo gEfty, or VIOLENCE ,extant, at the LOWEST PRIOF.4 consistent with the most PERFECT EFFICIENCY and SECURITY. GROUP OF MILNERS' - FIRST-CLASS " HOLDFAST" AND FIRE-RERISTING SAFES, THE STRONGEST WROUGHT-IRON SAFEGUARDS AGAINST ROBBERY AND rin OF VARIOUS SIZES, SUITABLE FOR ALL CLASSES. • GREAT FIRE IN BELFAST. "Messrs. MUSGRAVE, BROTHERS.—GENTLEMEN, —At your request, I beg to state, for the information of the public, that the only property saved from the late fire, in the premises of Thomas S. Major and Co.. was that contained in one of Milners' Patent safes. From the intense nature of the fire, and the length of time the Safe was exposed to the action of the flames, I was fully convinced of the destruction of the books and papers it contained ; and feel very great pleasure in testify ing to this extraordinary instance of their preservation. I may add, that the Safe was placed on the third story, without any pr.otection, where it remained till the floor was burnt around it, when it fell to the room beneath. the floor of which was like wise destroyed by the fire.—Yours truly, "JAMES S. HUNTER, "Executor of the late Thomas S. Major, of the Firm of Thomas S. Major and Co. "Belfast, January 2nd, 1854." TRIUMPHANT RESISTANCE TO ROBBER CHESTER AT MESSRS. BUTTERWORTH AND BROOKES'S, M. 'wera,st night our Premises were entered by burglars, who made a desperate attempt upon tlie Milners' Holdfast Safe bought from you some time since ; and, although they evidently had recourse to all the usual appliances of accom plished thieves, and ultimately to gunpowper in abundance, we are glad to say with no other effect than to injure the lock— the opening of the Safe they found quite impracticable. We are hay to he enabled to express our unqualified approbation of the Safe ; we believe it is impregnable to thieves. " If our verbal testimony will be of service to you, you are at liberty to refer to us and to make any use you please of this communication.—Yours respectfully, "'BUTTERWORTH and BB please , " 76, :Bosley-street, Manchester, October 22nd, 1851." THOS. MILNER and SON select the following severe cases of successful trial of their Safes from hundreds of Certificates of utility, as instances in which they believe that any other Safes than their own would have failed : Great Fire at the Gutta Percha Company. I Triumphant Resistance to Robbers, Glasgow, James Richard- Great Fire in Haydon - square , Coubro and Potter. I son and Co. Burglarious Attempt at the Bridgewater Offices. Great Fire in Market-street, Manchester, Thos. Hai g h, • Great Fire at the London and North-Western Railway Station, Destructive Fire in Park-lane, Liverpool, Garniss and Co. E n ti r e Destruction of Offices at Birkenhead, includin g con - Coventry. Fire at Cape Haiti, W. D. Roberts and Co. tents of strong Safe and Drawers, Milners' standing beside Great Burgl ar ious Attempt at the Theatre Royal, Manchester. it, red hot outside , bu t contents unsinged, J. and W. G r eat Fire at Glasgow, Chas. Boyd and Son. Walker, Destructive Fire inGordon-street, Glasgow, Ker Doering & Co. MILNERS' FIRST-CLASS STRONG " HOLDFAST" AND FIRE-RESISTING SAFES AND CHESTS; HALF-INCH TRICK WROUGHT IRON OUTSIDE ; Constructed in the strlLNngestEßS' mannerHO, LDFAST fitt e d withAND. FIRE-t the New paßESlSpaTent ExlNGnding SAFES Doors anAND d Continuous G r oove, at extra cost. M Half-inch Doors ; Quarter-inch Bodies. MILNERS' THIEF AND FIRE-RESISTING SAFES AND CHESTS, Of medium strength ; i Doors, 10 . and 12 gunge Bodies. All the above qualities with Inzproveil Impregnable Powder-proof Locks. M PORTA ILNERS BLE ON ' FIRE-REE-CSISTHAMBERED BOOK-CA AND CHESTS. FIRE-RE4i4TING BOXES. MILNE"' HOBBS' LOCKS, 10e. each extra. SHOW-R00M5......... LORD-STREET, LIVERPOOL. 'LLOPQN PMl's. 444 )WM4IIE-STREET, CITY. • , . , PlllllllllllllO i . Illiri- '''lt' ; ,“,_...' llllll lll l llllll. . . . ~„„ itilimii •' 1 1 1(314) t ...•• '.'"'"-------- 1 i liC•! ' , 1111. 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' 1 11171(A l i I . ° illill 11111111111111 l''e': Z, 7: ll. , '•f:,,l: [ 1 ;-' "1 11 1111: ,..... " , '' 1 1 111111 i I ' . OM! ____loNt _____,--_- _ _____.:______,________ _ it ' '' ''''. ' ill! ifilliiiilig .' 1 ,,, 1111 ,., 111 ,4.: --„:____,,,,------ ___________ THE LIVERPOOL STANDARD, AND GENERAL COMMERCIAL ADVERTISER. TO ANDREW ALEXANDER, Esq., SURGEON of the STEAM-SHIP GREAT BRITAIN. Liverpool, 14th February, 1854. Dear Sir,—We, the undersigned Passengers by the Steam ship "Great Britain," on her voyage from Australia to Liverpool, have much pleasure in offering you our sincere thanks for the unremitting attention you have evinced towards us in the discharge of your medical duties. We are of opinion that it is to your skill and knowledge of your profession that, under God, we are enabled this day to congratulate you and ourselves on the fact, that, although so many cases of dangerous and malignant fevers have occurred on board, during the entire voyage, yet not one case has ter minated fatally. As a small mark of our gnat ' and of our respect for yours acceptance of the accompanyil your well-wishers and friends- HENRY GINN, K. WALLER, J. M. BURKE, GEORGE GOODSON, • SWINTON BOULT, HENRY K. HIOGINBOTTOM, JAMES S. WALKER, GEORGE BROWNE, HENRY REYNOLDS, JAMES FA KRELL, JOSEPH DOCKER, ALEXANDER M. EDWARDS, tituda for your kind services, self, we beg to request your ing purse.—We are, dear Sir, —signed JAMES WINTERS, JAMES BOURD, GEORGE WILKIE, GEORGE BIRNIE, HENRY M. PARKIN, p ROBERT FORD, WILLIAM DEUTSCH, T. DAWSON, G. COLLINS, THOMAS EDENS, J. W. HOWELL, A. W. CRITCHLEY. Steam-ship Great Britain, Feb. 14th, 1854. Dear Sirs,—lt is with great pleasure I receive this very complimentary testimonial and substantial accompaniment. I liave much reason to be proud that the passengers on board are satisfied with the manner in which 1 have dis. charged my duties. _ _ . It is not necessary for me to say that I shall always re member with gratitude the respect and esteem shown to me during this passage. With all good wishes for you and your families,—Believe me, yours, very sincerely ANDREW ALEXANDER, Surgeon. To Henry Ginn, Esq., and the other Gentlemen signing the Address. RAILWAY STATION AND CARRIAGE ADVERTISING.—Persons desirous of availing them selves of this important system of ADVERTISING may obtain the terms and every information from the Contractors, Messrs. W. H. SMITH and Sosr, 136, Strand, London; or from their Agent, Mr. THOMAS L. PLANT, Railway Adver tising Offices, 13, Bennett's-hill, Birmingham. ADVERTISEMENTS may be displayed at most of the principal Railway Stations in England. IM Mr. PLANT visits Liverpool the second and last Wed nesday in each month, and will be glad to wait upon those desirous of obtaining information on this subject; and he is prepared to furnish all the necessary particulars respecting this attractive and popular method of advertising. FRIGHTFUL COLLIERY E.X . PLOSION AT WIGAN, AND LOSS OF _YEARLY ONE HUNDRED LIVES. [BY OUR OWN REPORTER.] Tao most appalling colliery explosion which ever hap pened in this district, or perhaps in any of the coal fields in England, took place on Saturday afternoon last, shortly after three o'clock, in an extensive mine belonging to the Ince Hall Company, known as the Arley Mine, by which no less than eighty-seven lives are already known to have been sacrificed, and it is feared that, at least, some half dozen others, whose bodies have not yet been found, are also killed. The mouth of the Arley Mine, which seems to be an exceedingly unfortunate one, is situate about a mile and a half to the south east of the terra of Wigan, and is, per haps, by far the largest pit amongst the Lancashire coal 'fields, the distance from the pit eye 'to the extreme end of the works being not less than a mile and a half. The pit is divided into what are 'known as the north and south drifts, about 120 hands being employed in each drift. On Saturday mornino., the workpeoPle, to the number of about 240, went down into the mine •at the usual hour, for the purpose of commencing their labours, and all went on well until three o'clock in the afternoon, the hour at which the hands cease working on a Saturday. Just at this time, that portion of the hands employed in the south working heard the sound of an explosionat the northern extremity. of the mine, and ran towards the pit, but had scarcely time to escape before 'being overtaken with the " choke damp." The greater part of them, however, managed to ascend the shaft, - unhurt, and the fact of the explosion having been communicated 'to the manager and other officials, Mr. James Dailington, the principal manager, and others, descended, for the - purpose of ascertaining the extent of 'the disaster. In the meantime the report of what had 'happened spread rapidly, and in less than an hour hundreds of the friends 'and relatives of those who were known to be employed in the north drift assembled around the pit eye, the scene being of the most heart rending 'description. The sedrch for the missing hands was continued for several 'hours, and at three o'clock on Sunday morning 83 dead bodies had been brought up and carried to-stables and other outbuildings attached to the Navigation Inn, a large public-house close to the mine. Yesterday we despatched our reporter to the scene of the accident, and on his arrival there he found the neigh bourhood of the mine, and more particularly the premises attached to the Navigation Inn, besieged with thousands , of the inhabitanta, -anxious to learn 'the fate of the unfortunate hands, and the actual extent of the loss of life,'but up to'last evening the exact number of the killed had notheen ascertained, as it was believed that in addi tion to the dead bodies found, there were about half,' dozen still missing. Six more bodies, in addition to t 81 already discovered up to three o'clock in the morning, were 'brought up in the course of yesterday forenoon, making - the total number killed, so far as •is at present known, 87. The fireman, amongst others, is still missing. The 'blaCkened and mutilated corpses, as they now lie in the different outbuildings at the Natigation Inn, pre sent a shocking spectacle. In one apartment there are 23 laid on the ground side by ride, many of them 'being dreadfellyhurnt about the face andin different parts of the body, but others seem to have been suffocated. The next apartment Av'hich our reporter visited presented a still more sickening spectacle. In this building there are 22 bodies, several of whom, in addition to having*been burnt, have also received dreadful bruises. In another apartment there are twenty-seven dead bodies, amongst them being a boy, at present unclaimed, in a dreadfully mutilated state Hesvas'found with his right arm 'blown completely off, and lying at a distance of some ten or a dozen yards from his body. His right leg was also shattered to pieces, and fragments of it lay on the ground in different places. A boy named William Gerard was also similarly mutilated. His face and skull were cut completely open, his right arm blown off, and his body shock ingly mashed. .another boy, named 'Richard 'Graham, was also frightfully disfigured. He was found with his skull blown off, and his face so flattened as almost to I prevent recognition. The skull had not been found last evening when oar reporter left the spot. Both arms were also blown off. Toe bodies lying in other apartments, and numbering, in all, eighty-seven, presented much the •same appearance as tiescribed above. In the course of yesterday afternoon it was a most dis xressing sight to •see several fathers, mothers, brothers, •and sisters coming to'itientify, if possible, and claim their Lead relatives. The dreadfully mutilated -state of many of 'them 'has 'hitherto •prevented identification 'in several eases, and up to lastnieht ten of the bodies ihad•not been claimed. 'Several women were employed during the whsle of yesterday 'in washing and laying out-the bodies, preparatory to the coroner's inquest, and their subsequent intetanent. The following 'is a 'list of the killed (in addition to which;it ahould 'be stated several oth era hale goceived serious iujtuies).:— John Mather, 16, Aingle. Peter kit,osetT. Thomas t3al~, 20, single. Thomaa Mitchell, 2?, - ditto. James Rigby, married, one •child. Joseph Rigby, John Ashbrook, 24, ditto. Richard Wood Cock, 37, Married. three children. Robert M'Atlister, 23., single, James Golding. 11. single. John Boldereten, 22. single. James Botdersteil, 17, ditto.. Thomas Bolderston, 11, ditto. George Barlow, 24, married, one Matthew Corleos, 29, married, no children. Stephen Row, 33. John Thompson, 11, single. Francis Al`Naught, 15, ditto. John M`Gowan ' 19, ditto. David Hill, 32, ditto. Michael M`Donough, 22, ditto. Owen M`Donough, 20, ditto. William Dobson, 13, lies at home. ' • Richard Jones, married, one child. Henry Pee:. 30, do., four children. Richard DiCkeoson, 15. Robert Webster, 23, married, one child. David Harrison, 33, do., four do. James Webster, 14, single. Thomas Dobson, 1,5, do. Nicholas Sullivan, 12, do. Joseph Thompson, 13, do. Thomas Walker, 14, do. Thomas Chatterly, age not known, married. William Walton, 14, single. John Cassidy, )5, do. Thomas Dowd, 20, do. James Gregory, 20, do. James Kelly, 24, do. • George Kearsley, 15, do. John Alpin, 16, do. James Whittle. age unknown. William Haymah, 25, married, three children. Edward M•Gowan, 11, single. John Hesketh, 25, married, one child. William Rotherani. 30, single. John Mather, 17, do, William Lesiter, 50. Edward Preston, 17, single. John Markland, 24, married, two children. Edward Lindsay, 33, do. five do. James Markland, 22, single. Richard Graham, 10, do. William Gerard, 10, do. Henry Dawber, 24, married, one child. Richard Jackson, 22, single. Richard Harley, 22, do. Samuel Worthington, 20, married, one child. William Yates, 10, single. Jonathan Dixon, 10, do. Martin Tunstall, 25, do. Samuel Holding, 33 married, one child. Thomas Marsden, 25. single. Charles Benison, 19, do. Patrick McGowen, 20, do. Michael Cunningham, 20, do. Richard Brimilow, (fireman), 59, married, and several grown-up children. He was in the mine at the last ex plosion. but not injured. William Gerard, 12, single. William M'Laren, 33, ditto. John Marsden,'l9, ditto. James Sharrock, 19, ditto. John Atherton, 19, ditto. John Fletcher, 13, ditto. William Fairhurst, 14, ditto. William Mulridge, 18, ditto. Mark Shore, 24, ditto. And ten others yet unclaimed. Yesterday, the coroner, E. C. Driffield, Esq., visited the spot, and made arrangements for the commencement of the inquest. The en qu i r y w ill be o pened this afternoon at four o'clock, at th e Navigation Inn, but it is under stood that it will be merely for the purpose of identifying the bodies preparatory t o i n t er m en t , an d that the inquest will then-be adjourned f or some d ays , in order to give Mr. Dick inson, inspector of mines for this district, anopportunity of making a close examination of the mine and its ma nagement. Mr. Dickenson was at the mine yesterday afternoon, and we learn that he considers the catastrophe to be one of such a fearful nature, and involving such vast and important consequences, that he has determined to solicit the assistance of Mr. Winn, another of the govern- Ment inspectors, to accompany him in his examination of the inc,M Froui all our reperwr ouldgather yestorclav on the spot, it seems to be the general opinion that in a mine of such a great extent —one mile and a half from the pit's-eye to the extremity of the workings—there ought to be more than one air-pit, and that if this had been the case, the accident would not have happened. It is not, however, denied, that the general system of venti lation of the mine is good. It will be recollected that this is not the first great and fatal disaster which has happened at this mine. In March last an explosion took place in the same pit, when 60 lives were lost. On that occasion a subscription was entered into, and upwards of £1,700 were collected in aid of the widows and orphans of the victims. A committee was appointed to distribute the funds so collected, of which Mr. Winstanley, of Wigan, was elected secretary. An allowance has since been paid weekly to several widows and orphans, Saturday being the day of payment ; and it is somewhat singular that the usual weekly payments had not been paid more than two hours on Saturday last, before the present lamentable occurrence took place. In consequence of several of the recipients of this fund having from time to time obtained employment, not more than one-half of the sum subscribed has been expended ; and it will, very likely, to some extent, be made available for the support of those who have been reduced to a state of destitution by the terrible calamity which has now taken place. The proprietors of the Ince-hall Company are furnish ing coffins, and intend to defray the entire funeral ex penses of those who have been victims to the accident. THE RAILWAY KING.—In the Court of Queen's Bench, on Saturday, an action was brought by a French Count (Seraincourt) against Mr. George Hudson, M.P., to recover damages for breach of contract iu the sale of 20,000 tons of Scotch pig iron, for railway purposes in France. The jury, after an hour's deliberation, returned a verdict for the plaintiff, damages £4,000. Kibtrpool tailbarbf TUESDAY MORNING, FEB. 21, 1854. BEFORE proceeding to offer any observations on the ministerial measure of Parliamentary Reform which was proposed to the House of Commons on Tuesday last, by Lord JOHN RUSSELL, it might be as well to ascertain if the subject is really worth diseussion,—if, indeed, there is any serious inten tion of again bringing the question before the Legislature. Were it not something akin to high treason to question the sanity of a man who, though holding no office, occupies the high posi tion of a Cabinet Minister, and leader of the House of Commons, we might entertain the impression that Lord JOHN RUSSELL'S mania for doing some thing daring had displayed itself in a chaotic web of day-dreams, and that his colleagues, fearing the break-up of the Coalition by any opposition, had allowed him full sway to tell his own tale, in his own manner, knowing full well that Parliament would never be called upon for a decision. It may therefore, perhaps, be hardly fair to treat Lord JOHN RussELL's frame of mind as one in which he can be said to be responsible for his actions ; and such will be the conclusion to which most in telligent men will arrive, upon examining the con fused string of discordant crotchets which make up this long-promised scheme of Parliamentary Reform. It would a*ear, indeed, that such was the impression in the House of Commons, on its announcement, for it was greeted with no enthu siastic cheers from Radicals, nor denounced with threats of opposition by the supporters of our ancient institutions. Like the same little lord's attempt two years ago, it failed to arouse either anger or approval, and the opinion which seemed generally to prevail was, that the Ministers would not dare to press it to a division. For such a course they would have ample excuse at a time like the present, when the emergencies of war are monopolising the public attention ; and, indeed, the persistence with such a bill would involve a two fold difficulty, inasmuch as its rejection ought to necessitate a resignation, while its passage would inevitably lead to a dissolution of Parliament. It will be seen from an abstract of the provisions of the bill, which we have given in another column, that it embraces a variety of alterations, some of them startling from their novelty, and others from their audacity, forcibly reminding us of the cha racter of its author, given by the late Rev. SIDNEY SMITH. There is, also, an evident attempt to stifle opposition by concessions to opposing parties, leaving it doubtful as to which may gain the ba lance of advantage—an attempt which, like that in the fable, of the old man and his ass, to please everybody, may end in pleasing nobody. The bill professes to deal with the franchise common to counties and boroughs, to create a new kind of franchise for each, to disfranchise certain boroughs, to create new ones, to add to the present number .of county representatives, and to take away all prospective privileges of freemen. These subjects we propose to - treat seriatim, so that a correct opinion may be entertained of the alterations which it is proposed to effect. NEW FRANCHISE. The abortive attempt made two years since to reduce the limit of borough qualification from £lO to £5 has, it appears, deterred Lord JOHN Rus- SELL from repeating the experiment ; but, in order that a sop should be thrown to the Cerberus of democracy, and opposition in some measure dis armed, he proposes to throw open the franchise to householders of £6, provided they have been oc •cupiers for above two years and a half. This, however, is but a small part of the scheme of ex tension, for he has introduced a variety of qualifi cations, so complicated in their details, that it might perhaps have been as well for him to throw off the mask at once, and declare his adhesion to the principle of universal suffrage, and the other points of the charter. In the first place, persons Al the ;receipt of salaries of £lOO, payable half rearly or quarterly, but not weekty, are to be en franchised; but he might have spared the distinc tion es to the times of payment, as an income of £lOO a year is liable to the Income-tax ; and by another provision of this bill the payment of £2 a year is income or assessed-taxes is to einfer the privilege. Lord JOHN RUSSELL claimed credit to himself for excluding the recipient of weekly wages, but it is a false pretenee, for any man claiming the franchise for the receipt of £lOO a year makes himself liable to the income-tax, and upon that ground would have a right to the franchise, at whatever intervals his wages may bo paid. Another qualification is the receipt of £lO yearly from the Funds, or Bank, or India Stock. This is certainly a descent in the scale, giving a purely money qualification, and opening the door to a wholesale manufacture of faggot voters, by any large capitalist, who has no better claims than lns money bags, and is covetous of senatorial dignity. The price would be little more than has often been paid for safe votes, while means might be readily adopted for the advances being made as loans. The same principle is evident, though on a still lower scale, iul the franchise being conferred on the depositors of £5O in a savings'-bank, a less ex pensive mode of purchasing prospective votes, when the voters can be trusted. The graduates of any university are also to be qualified, an extension of the franchise less objectionable than the foregoing, inasmuch as the privileged may be supposed to be in some degree more enlightened by education than the mere possessors of a sum of money. We have already alluded to the householders in repre sented boroughs of £6 a Year, provided they have been occupiers for two years and a half, and we therefore proceed to the NEW COUNTY FRANCHISE. It will be recollected that more than one attempt has been made to reduce the qualification of occu piers of counties to the same limit as that of boroughs ; so that the man rated at £lO yearly, if not resident in a represented borough, should vote for the county. The evils of such an arrangement would be that the representation now in the hands of freeholders, or substantial occupiers of £5O yearly, would be entirely transferred to mere cot tagers renting small plots of land, and i n a con di, tiou intellectually and socially far below that of the small occupiers in towns. Lord JOHN RUSSELL makes the concession, and proposes to obviate the evil by rendering necessary that the building upon the land should be of the annual value of £5, excepting where it is the residence of the voter ; so that the occupant of the meanest hovel, if he rent land to the value of £lO yearly, would be entitled to vote for the county representatives. The effect of such a measure would be either to swamp the substantial constituency, or prevent the landholders from allowing the labouring class any opportunity of cultivating the soil on their own account. It may also have the effect of encou raging a system of squatting for political purposes, thereby tending to reduce the rural population of England to the miserable condition which rendered Ireland, a few years since, the plague-spot of civilisation. We come now to the DISFRANCHISEMENT OF BOROUGHS. The bill, like its prototype of 1832, has a series of schedules annexed, containing lists of boroughs wholly and partially disfranchised, and boroughs and counties on which the forfeited privileges are to be conferred. Schedule A contains a list of nineteen boroughs at present returning twenty nine members, all of which are to be disfranchised because they have less than 300 eldctors or 5,000 inhabitants ; and schedule B contains a list of thirty-three boroughs, each of which is to be de prived of one of its representatives because they have less than 500 electors, or 10,000 inhabitants. The total number of seats thus rendered vacant is 62, which, with four from Sudbury and St. Alban's previously disfranchised, will render 66 to be dis posed of in order to preserve the ancient number of 658 members of the House of Commons. Of the propriety or justice of thus making population a test of fitness for representation, we shall com ment in treating of the mode in which it is pro-, posed to confer the franchise. NEW COUNTY MEMBEEt By schedule C, South Lancashire and West York shire are each to be subdivided, and each division to have three members. Glamorganshire is to have one member ; and thirty-seven other counties or divisions of counties, now returning two mem bers, are each to have an additional one, thereby making forty-six new county members. The ap portionment of so large a share to county represen tation might be deemed incredible liberality and concession to constitutional principles on the part of such an extreme Radical as Lord JOHN Rus- SELL, were it not that by his alteration of the county franchise, he destroys the whole value of it. To the Opposition he may say, "See how large a concession I have made to the great strength of the Conservative party ;" and when his Radical friends complain, he quiets them by coolly referring to the fact, that his alteration of the franchise has de stroyed the whole value of the seeming boon. NEW BOROUGH MEMBERS. By schedule D, the nine most populous boroughs, exclusive of the metropolis, now returning two re presentatives, and Salford now returning one, are each to have an additional member. By schedule E three boroughs, now- unrepresented, containing more than 20,000 inhabitants, are each to have one member. These are Birkenhead, Burnley, and Staley-bridge. Chelsea and Kensington are to be made into a metropolitan borough, with two mem bers. The. Inns of Court are to return two mem bers ; the London University one ; and Scotland is to have three additional representatives. It will be seen that, in this distribution, population is made the sole test of claim to representation, al though nothing can be more fallacious. Take the instance of Birkenhead, of which the majority of the population are substantial householders, and yet it is placed on an equality with Burnley and Staleybridge, where the inhabitants are chiefly artisans, earning weekly wages ; and yet to confer the privilege of representation on masses of the population, of whom but a small proportion could obtain even the reduced scale of franchise, repre sentatives are taken away from the cities of Lich field, Peterborough, Wells, Ripon, and Chichester, and the county towns of Bodmin, Huntingdon, Buckingham, Dorchester, and Guildford, in all of which places more is contributed to the assessed taxes than in manufacturing towns of three or four times the population ; where the inhabitants have not sufficient intelligence to comprehend even their own petty interests, but join in senseless strikes at the bidding of some inflated demagogue. With Lord JOHN RUSSELL it appears to have been simply a question of numbers, without refe rence to quality,—a notion so utterly subversive of all distinctions in society, that the most rabid Chartist need not hesitate to claim him as a leader There is, however, another feature in the bill which ought not to pass unnoticed. In the addi tion to the county members, and also to the nine boroughs which are to have three representatives, the electors are not to vote for more than two candidates, and the third candidate is to be the choice of the _minority, provided he have above two-fifths of the whole number of votes. There is something so exquisitely cunning in this arrangement, that it is worthy of the reputation of its author for consummate tact. The Conserva tive constituencies are not only to be swamped by a new kind of votes, something worse than the old potwallopers, but in places where they may still maintain their influence their triumph is to be half defeated by their opponent being ad mitted as the representative of the minority, and this with such evident party bias, that, for more than forty- places where a Radical candidate would thus be admitted, the Conservatives would only gain a similar advantage in about half a dozen . It will. help to realise the absurdity to imagine the ConserVative constituency of Liverpool com- pelled to send to Parliament such a politician as Sir ERSKINE PERRY, a degradation no way com pensated by a Conservative being returned for Manchester through similar means ; while in more than forty counties Radicals would be smuggled i into Parliament after the same fashion. It is a principle of the Constitution that the House of Commons represents the opinions of the majority of the people possessing a known and definite qualification; but it would be difficult to ascertain what portion of the people would be represented under such a system as that proposed, while fraud s and evasions would be so commonly perpetrated as to make it difficult for a man to be honest if he would. DISFRANCHISEMENT OF FREEMEN There is yet another feature in the bill, by no means the least important, and that is th prospective disfranchisement of the Freemen o corporate towns. The ostensible ground for thi s political suicide, this retrograde step, in the exten sion of the franchise is the alleged corruption of this class of voters, and the influence of bribery upon their exercise of the franchise. Such a charge is false and malicious, proved to be false after the most. searching investigation, and only reiterated by those who are unscrupulous in their assertions, and, following the example of one of their wooden idols, would vote that black is white in order to keep their party in office. The real offence is, that the majority of the Freemen are Conservatives, and are not to be bribed by Radical money, nor beguiled by Radical promises. It is not for being bribed, but for being inacces sible to it; not for their truckling to party, but for their steady adtierence to Conservative principles that the outcry is raised against them ; and Lord JOHN RUSSELL has the daring effrontery, the miserable servility to party influence, the most I Contemptible truckling to the basest spirit of AC tion which ever disgraced a legislrtive assembly, to propose that this, the most independent of all classes of voters, shall be deprived of the franchise. This is no privilege granted through favouritism, or, like a Radical's vote, purchased with money, but a freedom acquired by seven years' faithful service, to the satisfaction of the master—a distinction far more honourable, and a training far more advan tageous, than any of the means either of deposits in savings' banks, payment of taxes, or house occu pation, by which the Minister seeks to select the fittest men for the enjoyment of electoral privileges, and, therefore, the proposal to curtail the franchise, in this respect, while it is extended through so many equivocal channels, at once stamps the bill as an emanation from the vilest spirit of political fanaticism such as, without this evidence, we should hardly have believed even Lord Josx RUSSELL to be capable. It is the crowning capital of his column of Radical perfidy, and would justify the appointment of a Commission of Inquiry into the state of his intellects, at no time very sound, but latterly betraying the effect of ath'-ancing age, after a life of fussiness and trickery. IT is so rarely we can find an opportunity of giving the present Ministry credit either for good intentions or political wisdom, that we gladly seize the occasion of the proposal made by the Poor-law Minister to alter the law of settlement. By the bill which he has introduced into the House of Commons, it is proposed to equalise the poor-rate over each union by gradations of ten per cent. each year during the next ten years, so that the change shall be felt as slightly as possible. It will, no doubt, be thought a hardship by those parishes in which the rates have hitherto been comparatively light, that they should bear a portion of the bur den of other parishes, but a calm consideration of the subject will serve to demonstrate its justice. it will be remembered that the maintenance of the destitute is not only a legal obligation, but a Christian duty, and that by the present division of parishes there is much practical inequality, and, consequently, injustice. One parish has many wealthy inhabitants, and yet, from having but few poor, those have the least burden who are the most able, to bear it. Another parish, with but few wealthy inhabitants, has many poor, and the bur den is heavy on those least able to bear it. An equal distribution of the rate over a whole Union would remove much of this inequality, and by the mode proposed the change would be scarcely felt. Another advantage will be, an abolition of the heavy costs attending disputed settlements, which would be a positive boon to the ratepayers, and tend materially to abate much of the misery often experienced by those who are recipients of relief. The only tangible objection to the proposed change is, the approach to a sytem of centralisation, which is repugnant to English notions of local govern ment, but this is an objection more apparent than real ; nor will it be found that the alteration now contemplated will be less a system of local govern ment than the present mode. There are also several minor advantages attendant upon the pro posed change, which, if party differences are not allowed to interfere with their development, may operate to place the system of poor relief upon a more satisfactory basis than it is at present. PROTESTANTISM AND ROMANISX WHEN once the human mind has voluntarily wandered ' from the right path, it is difficult to say what extent of absurdity it may reach, or to what depth of intellectual prostration it may fall. This was painfully evident in the display which the apostate der -nil - lan, Mr. ANDERDON, made on Monday last week, in the Concert-hall. The subject of his lecture was ostensibly an attack on Protes i tautism, of which he was unsparing in his abuse, but it was evidently intended to apply to the Church of England. It will be seen that, however his strictures may apply to some of those extravagant fanatics who falsely assume the name of Protestants, nothing can be farther from the ' truth when applied to our Church. He characterised Pro testantism as an act of intellectual and moral rebellion, which made an individual or a section rise up against the authority vested in the great whole, disbelieved its mis sion to teach and govern, and so rejected its creeds or its precepts. This is exactly his own position. He has him self rejected the creeds and precepts which he had sworn to teach, and, in doing so, committed in its most flagrant enormity the sin of which he accuses all Protestants. He confounded Protestants with Infidels, as both rejecting what was really Divine and authentic, and calling it human and fictitious, which is again an exact reflex of his own conduct. He has left the Church which founds its creeds and its articles on the pure authority of Holy Scrip ture, and adopted a monster fable, of which the creeds are human inventions, and the miracles fictitious. He accused the Protestants of taking only such part of Divine Revelation as suited their purpose, and denying the i authority of the rest, whereas the Church which he has left accepts the Scriptures as a whole, and teaches them I as a whole, without a lt era ti on or addition ; while Rome notoriously perverts the text to suit her own dogmas, and denies the perusal of the Scriptures to her dupes, for the simple reason that they would make palpable to the plainest understanding her own enormous falsehoods. The only difference, he asserted, between the . Protestant and the Romanist was, that the former was taking a human instead of a Divine tradition for the rule of his faith,—an assertion so monstrous, that, if he believed himself; the extent of his credulity must be unfathomable. There is no fact more notorious than the repugnance of Protestants to all tradi tion, and their exclusive faith iu the Bible, the whole Bible, and nothing but the Bible. A prominent article of the Church declares that " Holy Scripture containeth all things necessary to salvation : so that whatsoever is not read therein, nor may be proved thereby, is not to be required of any man, that it shOuld be believed as an 1 article of the Faith, or be thought requisite or necessary to salvation." On the other hand, .the whole teaching of ' Rome is founded upon human tradition, its articles of , faith in Purgatory, the invocation of saints, the real presence in the Eucharist, the adoration of the Virgin Mary, the worship, of images, and other prominent tenets, being not only not warranted by Scripture, but diametri cally opposed to the whole tenour of its doctrine. As a iman in a state of drunkenness fancies every one so but himself, Mr. ANDERDON drew a picture of his own me lancholy condition, and, with the perverseness which ordinarily accompanies mental weakness, applied to the Church he had left the very charges which so aptly suited the delusion he had adopted. He said that men were furious because Rome would not change. Such an asser tion is amusing from its utter absurdity. It is the ridicu lous claim to infallibility, to which Rome never had the shadow of a title. From the first assumption of supre macy, in the sixth or seventh century, down to the present time, Rome has altered her creeds, adopted and rejected articles of faith as it suited the paltry views of worldly expediency, and hai never been consistent in any one point but her love of gain and temporal power. Her pre tence to Divine authority is the will of the reigning Pope, who is impiously styled the Vicegerent of Heaven, and , her pretended Christianity is practical Deism, a miserable imposture, founded upon the grossest superstition, and maintained through the debasing ignorance in which her tools have laboured unceasingly to keep her wretched dupes. They are objects of pity, but far more pitiable must be the condition of Mr. ANDERDON, who has volun tarily embraced a heresy from which every one, who has once read the Scriptures, must turn with horro soulC ht . r d c e h bas o of debasing n e g rr lan ors d, of on nom th e e a t thothere Re formation, h and _, sh h o shook k restoredrOr her teaching, as far as possible, to that oft p rimit i ve , . Christians, and since that time has e n de avoured pr,e. to main Preserving the Holy tain the faith in its pristine parity. ' infallibility than tl that htwousthrw:ishitiwnicehmhsiscr:lr Scriptures atyt'allsisteihnehi ea:a t s es t f h ar t e t m h o e n o. l re fi y de t e i r r e to o f tr a n pe e n n_n ers ox io s i o i ignorantly in their integri standard by which she may li. such ANDERDONANDERDON has given is fo a r n m in th stan e best claims her for teaching, izo n and le. in this resp e c t from truth It is lament abl e st a h L ia'te t olecf his example ' being followed. Let his f aasagr protestantism and Romauism be weighed in the balan ce ittlisedlTP:oterroh of human conscience, and tested by the book to which every Christian must appeal, and it will be found that every shaft which he has levelled against the faith which he hdeserted infli c t s a wound upon himself an d thote with Mom he is associated.