The Liverpool Standard and General Commercial Advertiser. — Liverpool, Merseyside, England, 1848-04-11 00:00:00

SOCIETY• society took n Buildings , y Leatliq atiful spec'. tiful our opini9n, plant, which is a list of ssrs. Davieg, Esq., "' 1., Oswald's L : to which H. Wind(' tone, ESq•, Lllerton ; by m Pattiso3 best know' structures y delivered, icquiremenb evertheles g, e interested structures . fined to the sed to other 3 were gr. of Oswalcrit 3 result ifB. ; hbourhood. was agreed , lion should , short time CHURCH woke, and. from th e , in Love Gaol. 'The 3 the cow speedily es' con ding. The ian design', It had away Coo' umediatelf have built mod. Afr• first of the whole in• ttion, fro° up. TW O Station, . tive opera and other ,nd Ride: my porno ate fresh btrough the close uP° ll l escape, an", the stre et n directing tdows we re n the doorg much da: t is not }' e t ble that 1, burst out. eneath the bove theni , nt and car' ee quarter! ye have 110' Yorkshire .s for sec me forios + constables. .Iss inviting co nstable L ded to the 111 . Ce-COlirtf 1' at ,Ken , i n c ase 5 ,d i n using 1.5 t on ell,amberw,i ; of £ 10v " would n ° ,. t t o the lel -house an t the wi ll ; ot be used' :Rl' AT TABO evening/ 0 the 3 ho s. f sun d e r, r in ilerrma' ohn Pa rr l e i dy wa s ; l e ould from P ar -elve s ` 311 filled wl s in e sce n , 4 4 , Woma n y o— from • e t tte d to t o i en are 31 Seirf, ‘ ben en oer y Mr. , p probt w er, o f , e s har. , s hi g nd his the 'ornant plause E ,rate• „Or, JO PI p,fro° .Cot co"r(1 7 Lq Yo b , - 1 ; 00 1e, terr st. 4ionia'petr" bine, ,nrided to take t 12r° o ' ro e, _____ L.• I 6 ' mot, Ad s tr treet y . s o i t orai k a jo it CANC E R T EVENING CONCERTS. O‘, T-HALL, LORD NELSON-STREET. N SATURDAY next, Mr. HENRY RUSSELL ME NI ZciII give One of his celebrated VOCAL ENTERTAIN. fir Th e i ng Committee respectfully announce, that they purposc ARTIZANS' SOIREE, ,„ IifONDAY EVENING next, the 17M Instant. ( - `,e Rizlit Honourable the Earl of SEFION in the Chair. o'r:ft DAWSON, A.M., of Birmingham, will DELIVER an ,DREB on the ELEVATION of the 'WORKING CLASSES ; aPveral Gentlemen of this town and neighbourhood will 8,0,r. Address the Meeting. READ. Professor of Elocution, will present Shakspeare's iv LAL S CENE ; " from the MERCHANT of VENICE. Act With a Short Preface. The several characters of the Duke. Ilassanio, Gratiano, Shylock, Portia. and Nerissa will iindtinznished by Vocal changes, as given by him at Paris, p "and, Germany, and ma parts of Enland. HEM the MUSICAL DEPARTMENT th g e services of Mr. ttY RUSSELL have been secured. ,El e a , on the Table at Seven o'Clock precisely. lb p"ts la. 64. each, to be had at the Mercury-office, and at 41,-":* Th e admission t o th e S o i r e e w i ll b e b y TICKET ONLY, vr i! 'Vs requested that Persons desirous of being present will rar7zue2 Tniteketa immediately, in order that the necessary nr :ttmenayd.be made for the comfortable accommodation II" ROSCOE CLUB. Lecture Committee have pleasure in informing deli the Members, that WILLIAM RUSHTON, Esq., will thoelithe LAST of THREE LECTURES upon the TRA- Inatit2 of ASCHYLUS, in the Lecture-hall of the Royal ?n, Colquitt street, on the Evening of FRIDAY next, p retv _. ei,mtant. The Lecture will commence at Eight o 'clock dm iss l St A r an on to Members only, or to Ladies and Non-resident gen introduced by Members. STEPHEN CORBETT. Secretary TUITio N IN VOCAL AND PIANO-FORTE MUSIC. M it rWin„' R. • BUCK, Organist of St. Paul's Church, v„ounes t r. --- e 8 -park, (late Principal of the Academy of Music, ~.r.USte 0, , thiblin ) begs to state, he will give LESSONS in ~ /ATI . E R ~4 - row ❑ ! t . 1 %, at their Residences, or at his House, 59, Itr. B . _, - sTREE. r. 4422Pectas Nit, who ,I P reserve time for a Class to consist exclusively of intend to become Teachers. of Terms, &e., may be had at Mr. Buces — `-._..e CH —''cat ' 'cat DIOCESAN CHURCH BUILDING T HE SOCIETY. ANNUAL MEETING of the above SOCIETY at thew):ll take place (v) on THURSDAY TwelveiiexttheotAtolicln.stant key Rector BANK, in this town. at ~ nectar BROOKS will take the Chair. HENRY RAIKES, JOHN RUSHTON, C. W. LAWRENCE, Secretaries CONVERSION OF THE COCKPIT ADJOINING THE RACE-COURSE AT AINTREE, NEAR LIVERPOOL, INTO A CHAPEL FOR THE ( 1 .4E8R ATION OF DIVINE SERVICE, IN CONNEXION WITH THE CHURCH OF ENGLAND. THIS Chapel is i n t en d e d f or t h e entire population „, .. of the Townships of Aintree and Netherton, with portions ~,,r,azakerly and Orrell, amounting to 1200 souls. to ' lit' building will at present accommodate 400 people, and ' / Y r he enlarged at any future period as necessity may require. s au l d ere will be two full services on the Sabbath . day ; and a 4 1 ,, r aSe hoot for the instruction of the Children in immedia te the 1.1,e tpv.. W. H. VERNON was lately ordained by his Grace ' „,aitreshop of Ca n t er b ury, at Ch ester, to undertake the At;eterial duties of thi s i mportant d i str i ct. ;14 alteratio ns of the Building, and the seats for fitting it ap tan()u nt to Pr o 2 Mess and w ill b e soon comp l ete d . Th e expenses wil l Ati . e2o . tarh :exed is a list of Subscriptions already obtained, and an ii-ork!t eat is now made for further aid to complete "this of faith and labour of loe." Rio Grace Lzht 1 1 - ;`'e Archbishop of Canterbury 'ir-llit 1I (' -"ra ble The Earl of Derby ~, . onuurable the Earl of Sefton ~ndneellor it •, Kev. i t. ,-, , mite s Re v . Ati,`:• iotliwell Rector of Sefton I ' 11 - ll ' s r l. , ( : r nihY ' lncumbent of Melling _ , ori,a,,, Esq ,,' The Worshipful the Mayor of D.li,‘.ernool ... ielrt:lltowZat: Aintree ........... ........ 5 0 0 2 0 0 iler;_Meadows, Ainete!e 2 0 0 h i ri• Corkin and r Kneale, Ramsey, Isle of Man 2 0 0 tf "'eh, R 8 r, It. go dson, ot, t Ro o : p . 8 (1., surgeo n , F aza k er ly 5 0 0 It p r ro:th, Esq. Fazakerley 5 0 0 l '' T sham, Ps q. Walton Wltt,"let", E s q ' Walton l t t t tletirl,l',e, Esq . .' Wa a lto o n n 5 0 0 R ev. 4;-arter Es 5 0 0 bhart,,.. 4 l. 'Rawson, Seaforth, per Rev. W, H. Henn 3 0 0 Vas, iiirnteSvorth, Esq., per Jno. Rigby, Esq. 3 0 0 ellry c,': Esq., per Jno. Rigby, Esq Iso,o iti;rtstLan, F.sq., per Jno.*Rigby, Esq. 2 2 0 0 n[; ; le ' I* , nsq. Sandon Terrace 5 0 0 So n 'len, p, ' 3 0 0 S,4""n, i' c o l. un de r 9 3 6 i h Pou nd and +.,, ''llitions will be thankfully received by the Rev. D. 4 ''' Ki kd 1 I,NiPs ov r ,s e ; the Rev. W. H. VERNON, Everton ; JOSEPH A1,,' ,1 .4,, - ,,' tAq., Great Mersey-street, Kirkdale ; THOS. Licree - pi' i ,"(1., Treasurer, Walton; J. EDWAR . DS, Esq., r F Solicitor,--011ice, King-street, er r ,„ • RODSHAM, .Sq., tiki4,)'; Jour , : RIGBY, Esq.. Sandon• terrace Liverpool. 44144 Wi ll be thankfully received in .Po rtage Stamps. IN, ~,........TO CRICKET PLAYERS. }, „it,ItteEIVED, a supply of CRICKET BALLS, O. i t " the latest improvements suggested by . A. MYNN, t nli, p",,,'Y are of the same weight, size, and spirit as the best prer - '!" stood, last season, three months' hard batting, wit - tkNt.-'ivin any par tic u lar injury. They are perfectly Water „ , ti,,. _ .. . i s Nt j . ,' gp . in t and weight being maintained to the last, which At Stud of Leather Balls. .'ii;4lcl Leather Balls re-covered with Gutta Percha at ' kt th e , £5 0 0 20 0 0 10 0 0 5 0 0 2 0 0 2 2 0 QUTTA PERCHA DEPOT, (02: 110._ 121, DALE- STSTREET, SI TE MANCHEER-STREET,) LIVERPOOL etk ltte , NEW SEEDS, &c. and GOODACRE have received their AGRI Stock of CULT URAL, GARDEN PnrVl Of phich the SEEDS, kit --vu the direct guarantee New and Genuine. Hav_ing i th at !i,. HI from the Growers, they are enabled to toLnY Aru m "' Much lower than many other Houses, and in V lower than the most extensive London Seeds it -t o ts izptN. ,pf PLOWER SEEDS , of the choicest Selection, Ilifu• to 255., always ready. i and FOREST TREES. FLOWER ING SHRUBS, Rid per Cent, under the Prices charged in Liverpool. 0/1/3/IT CHARLOTTE-STREET, LIVERPOOL, R• (NnxT DOOR TO L UCAS ' S REPOSITORY.) —Their NFW DESCRIPTIVE CATALOGUE and 'lr t eßS' and GARDENERS' DIRECTORY is now ready AND FLOWER TO THE PUBLIC. Al/44,„:1101d FALSEHOOD will frequently mislead, ~,,,Nletrere,,„_ less daring deception would not be believed, we feel jp724rti i r..ll to notice a Placard, extensively posted, and also an Up aent, signed by a Young Man, who has been a Shop -TuRoAY, and who styles us an " unknown firm," "k • inQ " 1,/tin,, !itdeception, and asserting that Hollis Etna Co.'s n the hands of the Bankruptcy Court. J 4 k _in 16 3 ,11,4 t whether this young man, who now, for the first h N .^ o ;te, 1 0 , finds himself placed tn a responsible situation, lice in ir e, ought to be, that we have been now for t a num b,„. rack, bhusiness, and have, not by Puffery and low arti lINCInNS, N ,. l it by honest industry and straightforwardness l44l,%thron:ceeeded in ramifying our extensive Establish s-strjlout the town. They are to be found in Saint Great Charlotte-street, Vauxhall-road, and, )., NO. 8, DALE-STREET. I tik W e *it t liell t .' t hen, for being an unknown firm lit N( to suert that co. did bny, and have sold the whole of 147. at COLLIS and ere possessed of, in' No. 8, Dale sit sr,,, e tinie the seizure was made by the Court, li l d A w s e . likte t e,v i l e lP h t A)1.1 paym ent b ' of the l s . a n me e , n f t r h o e m p t r h em e tn„_4:llVi,fizilerocrulteb:uP.l.Trnedeetrestsaenend bthyeamppotyilvegs the parties 9 c is a ffie n sc' h iNa av o el i B n , qiu. Can --, • li ' l4 k en - false statements, which can serve no leglti tat 41 eit r Ce eeded to the business of HOLLIS and Co,. No. we . I , ll ‘',.to w , e et, and sold off their BANKRUPT STOCK l'it,.." , ge4 ' , tate to our old Customers, Consumers, and ' the tp, l •4 , o(1. nilly, that we are now prepared to supply then! 'TT „41lict, 0:-.,FFERS' of our own selection, and we certa t i . n m y e tre il'l4l,lede,n soliciting. a trial, for there never was a i -4 8 00,49F,'Iption of produce was so low in price,. and we ion t o ion give our Customers every satisfaction. M ILLER AND CO., No. 8, DAL E-NTREET, 111 41.4 OPp 28/ 4, 1848 O SITE THE EXCHAN GY '9 p, 0 itizir/‘,,INIetE,PROE BOYER AND CO, T. AND PORTER MERCHANTS, ti - ,'biNas gut to 26, NORTH JOHN-STREE7 - "ner of Harrington- street,)-street,) the Public their REVISED LIST " P RICES, for CASH ONLY. WINES. Per Dozen Quarts. Pints. ....... 38 0 ...... 36 0 •• • . 32 0 •• . 30 0 26 0 38 0 36 0 32 0 1 C441 /ie tt .24,1 It 411 t itit„ ). atg, I, ' ~2 41 1 ' er r> . .rq ith 1)4, ~ Ca , ti er si aAe •• . 3o 0 ea. • ...... 0 11. 0 „ 1 : L , ,• . ...... 18 0 (1 k,„ t e,(1)e.: 8 • 130 0, and gingl A (I)Etan,"`lloPorted) 25 0 t, • ..... 48 0 .otti e 6 PIRITS. Y be obtained at, the following rates : Per Gallon 16 6 tat qt4t 0 1 1 4 4 14 1 A . Talt Whiskey . Pgtli,al/4,).. list' Whiskey (matured in Sherry i..!ear n ,:,:; •.• • • ............................. lqrat ()Icp! ,i_erown Malt Whiskey .11:1.ett old -pt,Pnae Brandy G(Z o lt Old 'll:4pda Ruth •', heilt .jainttielttnivea Rum• • 14°4tIon anduAristol ... 16 6 16 0 24 0 24 0 16 6 14 0 12 6 BO --- 11,, tt TI LE D PORTER, ALES, &c. 4 eq b t?uble Sto u t i-s ,„ Per Dozen Quart*. .fints 4- is oti,‘, _lit ,L,ll mill Porter .. 4s. 6d. rter 'le Extra Stout London ;..11u,r1 ._,. ....... Po rte r I . t bilii°,!l: Dimon .... Pi',7 Not e i l l r Beer ..... :;.. eft,,,,. Ale. ........ it' e riOr'Xll Ale ..... 144 t p ,oa : t oe • ....... L:ivet i14:114 Pale ... . : 14„ "%shir e e l l r iCh Ale. der . 0 9 , 14 , ....... 14 //se r ed Free within Fire Mlles 01 - the Az Giumile' 6 0 3 6 50 3 0 2 10 0 0 46 2 9 46 2 9 50 3 0 60 3 6 70 4 0 46 2 9 ?i44 /4,lk)v No. 13291 INSURRECTION IN FRANCE MOST EXTRAORDINARY BARGAINS IN RICH FOREIGN CASHMERE SHAWLS, AT J: CRIPPS'S SHAWL, MANTLE, AND FUR ESTABLISHMENT, 48, BOLD-STREET. MR. JOHN CRIPPS. in announcing the arrival of SPRING NOVELTIES, in Cashmere, Barege, Crape, Silk, and Fancy SHAWLS, with a beautiful variety of NEW MANTLES and MANTELETS, begs to caste, that so great was the pressure for ready money in Paris, owing to the late cala mities, that•he has bought. for Cash, many large Lots of sur prisingly cheap Long and Square real Cashmere Shawls, at, in some instances, not one-third their original cost. Amongst the Lots will be offered some exquisitely-wrought Paris-made Indian Cashmere Long Shawls, in all Colours, for Seven Guineas and a Half each; the same having been sold at his Establish ment within the last three months for Twenty Guineas, besides several Thousand Pounds' worth equally cheap, from Two to Five Guineas each, four yards long and two wide, Printed French Barege Long Shawls 275. 6d., and Squares 15s. each, all the finest Wool. J. C. has the greatest confidence in recommending Purcha sers to visit his Establishment this Spring, having fortunately cleared out every vestige of old Stock at his late sale. JOHN CRIPPS, SHAWL, MANTLE, AND FUR WAREHOUSE, 48, BOLD-STREET. A LL the NOVELTIES for the SPRING TRADE, IN SHOT AND STRIPED GLACE SILKS, DE LAINES, CASHMERES, CHALLIES, SPUN SILKS, CRAPE CHECKS, FANCY FABRICS, PRINTED CAMBRICS, &c., FOR LADIES' AND CHILDREN'S DRESSES, LONG AND SQUARE PAISLEY, NORWICH, AND FRENCH SHAWLS, TOGETHER WITH A LARGE ASSEMBLAGE OF BONNETS, IN ALL THE NEW SHAPES, RIBBONS, NECK TIES, &c., ARE NOW READY FOR SALE. AN UNUSUALLY LARGE STOCK OF BLACK SILKS, IN STRIPED, WATERED, DAMASK, SATIN PLAIDS, SATINETrES, and GROS-DE-NAPLES. A great assortment of SHEETINGS, TABLE LINENS, 7-Bths and 4-4ths IRISH LINENS, and various Lots of other Goods, Just purchased in London and Manchester, at prices without a parallel. JOHN BRISCOE, 80 and 62, OLDHALL-STREET, T. AND P. RALPHS R AVE just received a Variety of New SPRING GOODS, of the Choicest Designs and Fabrics produced by CONTINENTAL and BRITISH Manufacturers, for LADIES' DRESSES. Also, several Cases of Long and Square French Barege, Llama and Cachmere filled SHAWLS, at extremely low prices, though of exquisite taste and workmanship. T. and P. R. respectfully invite the early attention of Purchasers to the above. 1 and 2, WATERLOO-PLACE, Corner of Hanover-street. [PRICE FOURPENCE BRIGHT, SON, and LEGGE beg to i n f orm th e i r Customers and the Ladies generally, that they have now ready for inspection the whole of their NEW PATTERNS IN MANTLES. Also, a large variety of LONG and Square CASHMERE and BAREGE SHAWLS, the prices of which will be found very considerab'y less than heretofore. 70 and 72, BOLD-STREET. . TO THE PUBLIC. NOW OPENED, No. 8, DALE-STREET, opposite the Exchange. HA H V O I L I sulSdeeceedN . 8, edto p the - andSTREET, Business of having Messrs. off their BANKRUPT STOCK, we have now to state to our old Customers, Consumers, and the Public generally, that we are prepared to supply them with TEAS and COFFEES of our own selection, and we certainly have much pride in soliciting atrial, for there never was a time when this description of produce was so low in price, and we are in a position to give our Customers every satisfaction. We are now selling Finest Congou imported. — The Fine Rich Pekoe Souchong. COFFEES _ _ 11:3. 4 0 per lb 4 4 „ 8. d. 0 10 per lb 1 6 Good Native Ceylon Fine Rich Valparaiso J. MILLER AND CO., PROPRIETORS, No. 8, DALE-STREET, OPPOSITE THE EXCHANGE March 30th, 1848 F. G. J 0 N E CHEMIST, &c., No. 5, PARADISE-STREET, (Third Door from Church-street,) BEGS to invite Public attention to a f ew select Articles prepared by him. All Medicinal and Pharmaceutical Preparations Dispensed at b^ - ntr - at n" freshness, and strength, nouse are of the utmost purity, .. combined with the lowest possible charges JONES'S CHALYBEATE GERMAN SEIDLITZ POWDERS. The various effects produced by the operation of Seidlitz Powders depend entirely on the different mode of preparation. These powders are brought to that state of perfection by whi c h the most uniform results will be experienced. They are quit e tasteless, and possess all the excellent qualities of the famous German Seidlitz Spring, to which so many persons annually resort. The low price at which they are prepared will also secure them a decided preference. In Boxes containing Powders for Twelve Glasses at Is. 3d. and Tin Cases. SUPERIOR GINGER BEER,LEMONADE, AND ORANGE ADE POWDERS The cooling and refreshing properties of these delightful Summer Beverages cannot be too highly valued. They are very superior to what are usually sold under these names. In packets Is. 3d. each. R.? For the convenience of travellers and for ship use the whole of the above powders may be had in pint and half-pint bottles, at 2s. 6d. and is. 6d. each, a small spoonful of which, mixed with water, produces a delightful and refreshing beverage.' JONES'S ESSENCE OF CONCENTRATED COMPOUND DECOCTION OF RED JAMAICA SARSAPARILLA. The high esteem in which Sarsaparilla has of late years been held by Medical Practitioners, its reputation as a safe and effi cacious Domestic Medicine, and its consequently extensive use among all clasies of society, has rendered it one of the most important remedies of the present age. his r.nstratioll is cr nosed of the f _ .. -nest Jamaica Sarsapa rilla imported, andyrepared in Vacuo, by which the whole of ;to 1. Cbittlllitil properties are retained. The Proprietor cancon fidently recommend it as one of the most efficient preparations extant. It is most particularly taken as an alterative and pu rifier of in the following affections :—Eruption of the Skin, Pains in the Bones, Ulcerated Sore Throat, Scorbutic Affec tions, Local and General Debility, and all diseases arising frr ie impure state of the blood. In bottles, 3s. 6d„ ss. 6d., 10s. 6d., and £1 Is JONES'S ORANGE' QUININE WINE. This preparation possesses all the tonic and febrifuge quali ties of the Peruvian Bark. An excellent remedy for indi gestion, restoring strength and vigour to weakened habits, and debilitated constitutions. JONES'S VEGETABLE CREAM FOR THE HAIR. It is recommended with a confidence resulting from a decided conviction of its superiority, as the most elegant and efficaci- OIIS article ever-in use for cleansing._ --a the Hair, promoting its growth, Preventing its tur r ningirey, and restoring it on bald places. Also, may b e h a d pure Mar- JONES'S GINGERBREAD WORMCAKES, for effectually Destroying Worms, Purifying the Body, &c. The agreeable and convenient form of this preparation gives it a great advantage over other worm medicines, being so pa '‘ktable that children a— - ]ways fond of it. -, (1 "' _ ...at always fond of it, and its efficacy is certain. They cleanse the body from all humours occasioned by the Measles, or Smallpox and Surfeits, and as a general medicine at spring and autumn nothing can be better adapted. JONES'S PECTORIAL COUGH DROPS, For Coughs, Colds, Asthma, &c., producing instant relief, by allaying irritation, and causing expectoration. In bottles at ls. 2s. 9d., and 4s. 6d. • JONES'S MYRRH AND CAMPHOR TOOTH PASTE, (Prepared from the receipt of a celebrated Dentist.) This Paste will be found effectually to preserve the Teeth, and render them beautifully white, without impairing the enamel. It eradicates the Scurvy and Tartar from the Gums, causing them to grow firm and close to the Teeth. It likewise renders the breath extremely pleasant, and, by constant use, will en. tirely supersede the interference of a Dentist. In Pots, Is. 6d. and 2s: 6d. SOLE AGENT IN LIVERPOOL FOR THE FOLLOWING ESTEEMED MEDICINES:-- Harvey's Essence Sarsaparilla with Bark, Buchan's Chamomile and Quinine Pills, Cooper's Purifying Specific Pills, Abernethy's Bilious and Liver Pills, Dr. Wray's Essence Cubebs, Copaiba, and Sarsaparilla, Milligan's Pile Electuarv, Lady Hesketh's Female Pills, Ditto Digestive Pills, Jones's Cod Liver Oil, Denver's Parisian Corn Plasters, Cope's Essence Sarsaparilla, Jewel's Pill of Health, Buchan's Soothing Powder for Children, Milligan's Poor Man's Ointment, Frank's Specific Solution, Aromatic Mixture for Bowel Complaints, And every description of Patent Medicines. GOLD EVERLASTING PENS THE three chief advantages which th ese PENS have over all others are—DURABILITY, ELASTICITY, and NON-CORROSION, even if left unwiped or in the Ink. Many Persons have had them in use upwards of twelve years, without the slightest alteration in the Pen from the day it was purchased. To be had at THO.MAS DI SM 0 RE'S, 35, BOLD-STREET. GAS CHANDELIERS, OF the most graceful Patterns, combining, in thei r Design, the PUREST TASTE with perfect novelty, at the CHANDELIER MANUFACTORY, 25, HANOVER-STREET, Two DOORS FROM DUKE-STREET. J. W. HUNT, MANAGER, ED. J. DENT (by distinct Appoi n t men t s , WATCH and CLOCK MAKER to the QUEEN, H.R.H. PRINCE ALBERT, and H. I. M. the Emperor of RUSSIA) having greatly increased his Stock of Watches and Clocks, to meet the purchases made at this season of the year, E. J. D. most re spectfully requests from the public an inspection of his various assortments. Ladies' gold watches with gold dials and jewelled in four holes, eight guineas each; gentlemen's ditto, enamel dial, ten guineas; youths' silver watches, four guineas; sub stantial and accurately going silver lever watches, iewelled in four holes, six guineaii...=F. ,I. Dent, 82, Strand ; 33, Cockspur street ; and 34; Royal Exchange, (clock tower area.) GREAT REDUCTION IN PRICES OF FURNISHING IRONMONGERY. ECONOMY being the order of th e d ay , P urc h asers of FURNISHING IRONMONGERY are respectfully in formed, that, in consequence of the great depression in the Manufacturing districts, BENJAMIN HIGGS has made ex tensive purchases of Goods, which he is now offering at unpre cedentedly LOW PRICES; and solicits an inspection of his Show Rooms, in which will he found THE MOST EXTENSIVE STOCK IN LIVERPOOL. Prices marked in Plain Figures. Set of Six Patent Imperial Dish Ccvers, the tops 1 in one piece.,.____ ... . I - - One Dozen four-inch Ivory balance-handle Table 1 Knives, warranted quality I 018 0 Strong Block -tin Jack Screen Bottle Jack, to carry 25 lbs., warranted 0 15 0 0 7 6 • St eel rrituci a Ditto, with Rod and Brackets complete, Fire-irons, hard polished, per Set Ditto, with bright Pans Ditto, richly cut, from o 10 6 0 3 6 0 5 0 0 10 0 BATHS. Portable Hanging Shower-bath, with Curtain Pillar Shower-bath, with Brass Force-pump and j 3 3 o rt Cuain, complete Ditto, large size Sitz Baths, japanned Oak and marbled Sponging Baths, thirty inches diameter 0 10 6 4 4 0 0 12 0 0 13 0 FRENCH CORNICES. A most superb assortment of Patterns, which, for elegance and variety of desi,gn, surpass any thing which has ever before been offered to the Public, and varying in price from TWELVE to FIFTY SHILLINGS each. CA FETIERE, or French Coffee Pot,. simple iu its construction and unerr i nt in its actio n , producmc Coffee clear sag nrn,,,i‘, upwards. , a. Drunuy, xs. eacn, anc PATENT WASHING, WRINGING, AND MANGLING MACHINES. Every a - ticle in FURNISHING IRONMONGERY at twenty per cent. under the usual prices. BENJAMIN HIGGS' FURNISHING IRONMONGERY WAREHOUSE, 46, LORD-STREET, NEXT DOOR BELOW THE MERCURY OFFICE (LATE CHALTON'S) FLOUR, BREAD, BISCUIT, AND PROVEND WAREHOUSE, 4, LONDON-ROAD, (Corner Lime-street,) AGENT 'FOR PARR'S CELEBRATED AMERICAN BIS CUITS, WHOLESALE AND RETAIL. JOSEPH SCOTT has much to his numerous Friends and the Public that he has RL OPENED the above well-known ESTABLISHMENT. He having proved by experience that the system of selling a good and beneficial article, at a moderate profit, to insure a ready sale, is of most benefit to the Consumer and the Seller, and will therefore act upon that principle; having purchased Flour, &c., for Cash, it enables him to supply the Public on decidedly advantageous terms. )leasure in cl The AMERICAN BISCUITS are received Fresh by the weekly Packet Ships, and will be sold at a rate equal, if not lower, than any can be manufactured at in town. To those parties who Retail these Biscuits, they will find it to their advantage to call at the above Establishment. For the convenience of Families and Retailers, these are in 181 b., 301 b., and 60Th. boxes. BEST 14EN*CHTON FLOUR, NEW OATMEAL, &c IN PROVENDER—OATS, BARLEY, BEANS, BRAN, &C. Liverpool, March, 1848. DEAFNESS CURED, AND ALL DISEASES OF THE EAR. R. BENNETT, the eminent AURIST, 28, NORTON STREET, Islington, Liverpool, has the honour of an nouncing his arrival in Liverpool from Lever-street, Manches• ter, where, during a Six Months' Visit, 160 persons have been permanently CURED by him of DEAFNESS, many having been Deaf from Twenty to Forty Years, to whom those simi larly afflicted may be referred. For Lists of Cures performed there see Manchester and Birmingham Newspapers ; also' Reports of Cures performed b►j him. In cases of a recent nature instantaneous relief is afforded, without the slightest pain or inconvenience, whilst those of a more inveterate nature a few weeks suffices to perform a com plete and radical cure. _ Those aillicteci are informed that he may be Consulted at his Residence, 22, Norton -street, Islington, Liverpool, every day, Sundays included, from Ten till Five, on all diseases of the Ear. The infallible success attending hispeculiar mode of treatment, being free from any of those dangerous and experimental ope- F. G. J. receives regularly a weekly parcel from London rations usually resorted to, is clearly exemplified by the nu- when orders for every article of a new kind will be delivered merous cures performed by him, not only in Manchester and free of carriage. Birmingham, above referred to, but in almost every town in England, France, and America, coupled with the high Testi- MEDICINE CHESTS fitted complete for all omals, both oral and docume n t ary , f rom t h e Faculty and theclimate,si4egdilyceanl in with each quantity of medicine. "The Seamans number of persons, still resident in the town, who have been Guide," issued by the Naval Medical Department, Somerset cured by him, render any further comment unnecessary House, containing invaluable hints and observations on the Mr. Bennett's published Works on Di seases o f the Ear and accidents and diseases to which seamen are more particularly Deafness are admitted by the London and Provincial Press to liable. be the best extant. DRUG AND PATENT MEDICINE WAREHOUSE, N.B.—Advice gratis to the Poor, on SATURDAYS and MoN- 5, PARADISE-STREET, DAIS, from Half-past Four till *even in the Evening. (3d. door from Church-street, and facing Let4-strect.), TAPESTRY CARPETS GEO. WOODS respectfully invites attention to his STOCK, which now consists of all the newest and most novel designs in TAPESTRY, VELVET PILE, BRUSSELS, KIDDER, DUTCH, and other CARPETS, HEARTH-RUGS, DOOR-RUGS, &C., &c.; MOREENS, DAMASKS, CHINTZES, and every description of Article for Curtains, WINDOW MUSLINS, SWISS IMBROIDERV SHADES, Net and Lace Curtains, &c., &c.; FRINGES, Gmrs, TASSELS, &c., &c. Well-seasoned BRISTOL and LONDON FLOOR CLOTHS. ADELPHI HOUSE, 21, BOLD-STREET, The only Establishment in Liverpool solely for FURNISHING. THE FURNISHING DEPARTMENT. TEFFERY, MORRISH & CO. respectfully tf invite attention to this important branch of their Estab!ishment, which is now replete with every Novelty of the most rrcent production, whether of Native or Foreign Manufacture, and where the purchaser will have the advantage of selecting from a large, choice, and well assorted Stock of CURTAIN DAMASKS, MOREENS, TOURNAYS, TABARETS, CHINTZES, BRITISH and GERMAN TABLE COVERS, in great variety ; SWISS MUSLIN and NET CURTAINS. of which they have on hand a splendid assortment. The present disturbed state of the Continent will doubtless render a further importation more difficult, and consequently enhance the value of the article. COMPTON HOUSE, CHURCH-STREET, BASNETT-STREET, AND LEIGH-STREET. CHEAP FEATHERS FOR BEDS. GPENNELL, in RETIRING from BUSINESS, • has on hand a large STOCK of PRIME PURIFIED FEATHERS, which will be Sold at REDUCED PRICES. BEDSTEADS, AND EVERY DESCRIPTION OF BEDDING, SELLING OFF, AT THE FEATHER BED AND MATTRESS WAREHOUSE, 125, WHITECHAPEL, corner Great Charlotte-street. MANUFACTORY—FEATHER-STREET. N.B.—Beds Purified and Dressed by Machinery. LIFE INSURANCE ANNUAL REPORT, SCOTTISH PROVIDENT INSTITUTION The TENTH ANNUAL GENERAL MEETING of the CONTRIBUTORS was held, in the Waterloo Rooms, Edin burgh, on WEDNESDAY, the 16th February current. ROBT. SCLATER, Esq., in the Chair. The CHAIRMAN said,—l think it due to myself to state that I have been called upon to fill the office of Chairman, not from any qualifications which I possess, but upon the simple ground that I happen to be the Senior Director. I must, therefore,_ crave your indulgence for the v e r y i m p er f ec t manner i n w hi ch I discharge the duties that devolve upon me. You have been called together for the purpose of receiving from the Directors the Report of their proceedings dining the past year. It has been the privilege of the different gentlemen who have filled the chair which I now occupy, to congratulate you on the in creasing prosperity of the Institution; a privilege which I am glad to say still remains to me. You will hear from the Report that we have done a larger amount of business than has ever been done in any former year of the Society's existence ; and it must be gratifying to us to know that the number of Policies opened from the commencement exceeds that of any other Office in Scotland at tne same period of its history. It is with no purpose of drawing an invidious comparison between our selves and kindred Societies that I make this remark. I men tion it simply as a fact, which, whi:e it is calculated to give us encouragement, must al s o be gra tifyi ng to us as mem b ers of society in general inasmuch as it shows that the value of Life Assurance is becoming more widely appreciated. Owing to the extent of disease which has prevailed during the last year, the Members will naturally expect that a greater amount of mortality has taken place among ourselves. While such is the case, we have cause for congratulation that the deaths, though exceeding the number in former years, have not, even in the past year, reached the number exhibited in the Tables of the Society ; and I may remind you of the fact, that up to the period of investigation two years since, the deaths did not greatly exceed one•lialf of the calculated amount. (Applause.) You will have observed by the notice calling the meeting, that steps have been taken to secure an Act of Parliament, confer ring the benefits and privileges of Incorporation. This will be fully explained to you. I may state, however, that it makes no material change in the Deed of Constitution. It only alters some matters of minor detail, and makes such provisions as are rendered necessary . by the extension of our business in England. It only remains for me to notice, that the greatest harmony has existed among the Directors of the Institution, during the past year, as during all of that ti me I d o no t t hi n k we have been called upon to take a single vote. Whatever, therefore, comes before you, has been brought forward with our unanimous consent. (Applause.) Mr. DONALD SMITH Pimple, Convener of the Committee, brought up the Report of the Directors. After noticing some of the points already referred to by the Chairman, lie said : As one of the Directors who retire at this time, I may be per mitted to compare the state of the Society, in one or two par ticulars, at the end of this, its tenth year, as compared with its position at the end of the fifth year, when I entered office. At the end of the first five years. the policies opened amounted to 1200; while at the end of the second five years they numbered about 307:0. The annual income from premiums, at the end of the fifth year. was £13,150; and at the end of the tenth year, £31,344. The accumulated fund at the end of the fifth year was under £28,000 ; whereas it is now not much short of £lOO,OOO. (Applause.) I submit that nothing could be more satisfactory than these results. After what has been said by the chairman, I need only shortly notice the amount of the claims that have emerged. Considerin& the almost unprece dentedly high mortality of the city during the last two years, it must be gratifying to know that, even in the past year, the number of deaths is below the calculations of the Society; and that, although the amount of claims emerging is greater than has occurred in any previous year, yet the amount is very little indeed above last year after the annuities which have fallen in have been deducted. He then called on the Manager to read the Report, which is as follows : REPORT BY THE DIRECTORS, The Directors have again the pleasure of reporting a larger amount of new business in the past than in any previous year. The number of Policies issued has been 472 ; the sum assured by these amounting to £213,631 155., and the Annual Premiums to .t'6171 Os. sd. In addition to these, proposals for a large amount of Assurances were offered, but declined. It is scarcely necessary to remark that the past year has been one of extreme pressure on the resources of almost every class of society. So large an amount of new business could, there fore, have scarcely been anticipated; and it is peculiarly grati fying, as an evidence of the extension of Life Assurance gene rally, and of the growing conviction on the part of the public of he same time as the Directors had the means of tracing, only a 'very small proportion of the Assurances were made in connection with loans, nearly the whole having hppn effected for nurnr... family provision. The effect of the commercial occurrences of the past year, and of the general scarcity of money, has, how ever, been shown in a different way—in the unusually large to expire, from inability to continue payment this is a result which, in its general aspect, is to be re gretted, there is no doubt it is yet a source of considerable gain to the common fund. me number or deaths in the year of Members assured for capital sums has been 32, and the amount of claims thereby emerging £17,800; on the other hand three Annuities have fallen in, for two of which sums amounting to £l5OO had re ranflx, y ccu 0(.411 lf. 111 V 1.1.11111 IVEM 01 smaller amount. uonsi dering the almost unprecedented mortality over the country ~....---- tion in the fact that, imtwithstandiim their increased numbers, and the now advanced age of some of the members, the deaths in the year do not exceed one and a quarter per cent. of the whole number, a proportion considerably short of the average number provided for by the Tables of the Society. The net amount of Assurances subsistiniai.llst December, 1847. was t - '1.137.(357 9s. ; and the income from premiums alone 1.1110;c•ma of susase, The position of the London Branch h as occupied much of the Itention of the dirPrtnre [lrwin& fita %Tar.. was essen t 0m,,1,1 K um". aluvr uscill, ue appointed to conduct the business of the Branch. Unfortu nately, some difference of views regarding the constitution of the Branch, in relation to the general management of the Institution, occurred between the General Board and the Local Directors, which, they regret to say, resulted i n th e res i gnat i on of the latter gentlemen. To their influence is, undoubtedly, in a great measure, to be attributed th e decid e d success which has attended the establisliment of the Branch; and it is grati fyieg therefore to know, as the Directors do from the best of all evidence, that their withdrawal has not in any way dimi nished their good will towards the Institution, and that their influence will still be exerted in its favour. The Directors do not propose to supply their place in the mean time, but to conduct the business in immediate connec tion with the Head Office—for which the rapid communica tion between Edinburgh and London now affords increased facility. They have appointed Mr. WILMER OWEN HARRIS to the office of Agent and Secretary, and they trust that, in this appointment and in their other arrangements, they have made provision for the continued and increased success of the Branch. In regard to the Glasgow Branch, the directors have much satisfaction in reporting that its progress is, in all respects, satisfactory, and that a large increase of business has been made in the year. They have also the pleasure of reporting the continued interest taken in the Society by the gentlemen asso ciated as an Honorary Board in Manchester. In the circular letters and advertisements calling this meet ing, the contributors were made aware that the preliminary steps have been taken for obtaining from Parliament an Act conferring on the . Society the privileges and benefits o f Incor poration, The Bill contains a few slight alterations on some of the minor details of the deed of constitution. These have already been unanimously si-bnynypd of by tton to the 111111,C111.1VC special meetings of th e Board ot , Directors, to the latter of which the Auditors and Trustees were invited—all in terms of Act 37 of the Deed of Constitution. The Directors have further to report that, a vacancy having occurred in their number, by the resignation of Mr. Robert Robertson, they unanimously nominated Mr. AITKEN MEGOET, one of the original Directors, in his place. A vacancy having also occurred in the body of Trustees, by the death of one of their number, the Directors unanimously appointed to that office Mr. CHARLES COWAN, Member of Par liament for the City. It omains for this meeting to confirm these appointments, as well as to appoint three Directors in room of the three at the top of thejist, who now retire in terms of the rules. The heads of the Bill for Incorporation, referred to in the report, having been read, and the Bill laid on the table— Mr. JOHN SCHANK MORE Professor of Scots Law in the University of Edinburgh, said,—l have been somewhat unex pectedly called upon to propose a motion for the adoption of this meeting, which, however, I do with the greatest pleasure, because I have,always taken a deep interest in the success and prosperity of this Institution. I had many interesting consul tations vath my late. friend Mr. Cleghorn, before this Institution tt fir' // ,) ) 0(11 AND GENERAL COMMERCIAL ADVERTISER. HEARTS RESOLVED AND HANDS PREPARED, TIIE BLESSINGS THEY ENJOY TO GUARD.—SmoLLET. TUESDAY, APRIL 11, 1848. JOSEPH DAVIS (LATE DAWBARN AND DAVIS ' ) TAILOR AND DRAPER, • LINCOLN AND BENNETT, BACKT7LLE-STREET, PICCADILLY, LONDON, B EG to apprise the Nobility and Gentry of Liverpool — and its Vicinity, that 14, COLQUITT-STREET. JOSEPH WRIGHT, HATTER TO HER MAJESTY, 39, CHURCII-STREET. Is their SOLE AGENT, in Liverpool, for the Sale of their CELEBRATED VELVET HATS. THE NEWEST LONDON AND PARISIAN STYLES, combining Elegance with Economy, supplied by JOSEPH DAVIS, TAILOR AND DRAPER, 14, COLQUITT-STREET, (SEVENTH DOOR FROM BOLD-STREET,) LIVERPOOL. RCOOK HAT E, FRENCH AT MANUFACTURER, . No. 10, PA RADISE-ST !MET, Five Doors from Lord-street, Liverpool. Hats of any quality or shape made to order in a few hours' notice. Merchants, Dealers, and the Trade supplied. TO CAPTAINS AND GENTLEMEN GOING ABROAD. MADDOX AND VANE, TAILORS, &c., 108, BOLD-STREET. THEIR new CIRCASSIAN PALETOT will be found a most delightful Garment as an Overcoat, or as a substi tute for a Surtout. The make of the Cloth is particularly light and flexible, which renders it cooler and more agreeable to the wearer than the ordinary cloth, and in point of durability, can not be surpassed, if equalled, by any; the colour is perfectly fast, and the wool of the finest quality. They have much plea sure in recommending this Arti c l e t o their inspection, being fully confident that one trial will secure for them their future support. They also invite their early inspection of their Spring and Summer Goods, which are the newest and choicest for the present and the approaching Season. Terms 'very moderate, combined with style and elegance that cannot be-surpassed by any house in Liverpool. OF PS : CIRCASSIAN CLOTH LIST PALETOT, RIC lin E ed with Silk .. R 2 5 0 DITTO DITTO, faced with Alpaca 2 0 0 DITTO DITTO, faced with same.. 2 2 0 ALPACA CLOTH PALETOT, weight six ounces .... 1 1 0 MADDOX AND VANE, 108, BOLD-STREET. GREAT REDUCTION IN WOOLLEN GOODS. WAND T. MORRIS have to announce a great • reduction in their prices of Woollen Goods of every description. During the sixteen years they have carried on Business in Lord-street, they have never been enabled to offer Goods so cheap as at present. In Plain Goods, both West of England and Yorkshire, there is a Reduction of from Ten to Fifteen per Cent., whilst all kinds of FANCY TROUSERINGS, whether English or Scotch, are fully TWENTY FER CENT. LOWER than at this time last year. Satin, Velvet, and every other Material in VESTINGS, are also considerably cheaper. Our styles of FANCY GOODS, for the Season, are much approved of, and likely to insure an extensive demand. Our Stock being by 'far the largest in Liverpool, and the im mense variety of Fancy Goods, from the finest quality in West of England Manufacture to a coarse Yorkshire Tweed, at a Shilling per yard, we have always by us, combined with the very small profits with which we are and ever have been satis fied, offers great advantages to Merchants, Shippers, Country Drapers, &c. We wish to call particular attention to a large Lot of Wool dyed Black and Invisible Green Superfine CLOTHS, which we can warrant perfectly fast colours, and are 62 inches in width, which we have bought under most advantageous circumstances, and which are much under value. The prices are 95., 10s. 6d., 125., and 13s. 6d. Inferior qualities are sold in the town, every day, at from 15s. to 20s. per yard. We have also just bought a portion of the Stock of John Vevers, of London, Woollen Warehouseman, and of G. Mellor and Co., of Huddersfield, Manufacturers, both Bankrupts, at a reduction of 35 per cent., and which are now on sale. AND T. MORRIS, WOOLLEN WAREHOUSE, SO, LORD-STREET, • March 16, 1848, NEW SPRING SEEDS. S. AND J. G. GOODACRE EG to inform their Friends and the Public gene rally, that their SEED TRADE, which was formerly car ried on at 36. MANCHESTER-STREET, IS NOW REMOVED TO THE SHOP ADJOINING, (CORNER OF WITECHAPEL,) and respectfully solicit a continuation of their patronage, Liverpool, March, 1848. THE BOWLING SEASON W. A. MASSEY, WOOD AND IVORY TURNER, 53, GREAT CHARLOTTE -STREET, AND 41, SIR THOMAS'S BUILDINGS, LIVERPOOL, Invites an Inspection of his STOCK of GENUINE BOWLS, LAWN BILLIARDS and SKITTLES. W. A. M. can confidently recommend the above as being manufactured OD STRICTLY SCIENTIFIC PRINCIPLES. IMPORTANT TO FAMILIES FURNISHING. TOWN, Country, and Sea-side R es id ences can b e FURNISHED THROUGHOUT, or IN PART, at a very short notice, from the very extensive STOCK of WARRANTED FURNITURE which is constantly on hand at the well-known LIVERPOOL FURNITURE MART, FEATHER BED AND BEDDING WAREHOUSE, 19, BOLD-STREET, opposite Concert-street. SAMUEL CUTTER, Proprietor. CHEAP PAPER HANGINGS. THE BEST AND CHEAPEST ASSORTMENT PAPER HANGINGS In Town are at the DepOt of THE SOUTH LANCASHIRE PATENT PAPER HANGING MANUFACTORY, NO. 9, ROSCOE ARCADE, LIVERPOOL, Near St. Luke's Church. Top of Bold-street. Bedroom Papers from 6d. per Dozen ; Sitting-room Bd. ; Glazed from Is. 6d. and upwards. One trial solicited, as the Proprietor defies competition in either Price or Quality. All Paper Hung at Sixpence per Dozen. None but first-rate Workmen employed. TBRMS-CASH. OBSERVE-NO. 9, ROSCOE ARCADE , Wholesale Buyers or Builders will find it to their advantage to visit this Establishment. ONLY FOR A VERY SHORT TIME LONGER. INSTANTANEOUS AND EFFECTUAL CURE FOR CORNS BUNIONS, CALLOSITIES, NAILS GROWING INTO THE FLESH, AND EVERY DISORDER OF THE FEET, WITHOUT CUTTING OR CAUSING THE SLIGHTEST PAIN. CAUTION TO THE PUBLIC, As Mr. Levi hasiettiniedi;severaiTfiis Patients that a person has been calling on several houses in Liverpool, and representing himself to some as Mr. Levi, and to others that he was sent b him, Mr. Levi thinks it but justice to the public, io acquaint them that he has no connexion with any such pretenders, nor does he attend out of his residence, (except by particular desire,) neither will he be responsible for any accident that is likely to occur by employing such em pirics. Mr. L. begs partieularly to direct the attention of those who may be troubled with Corns, Bunions, 3 - c., to a pa ragraph which appeared inthe" LONDON MORNING POST," of November the 13th, where will be seen the dangerous re sults that may occur from unskilful treatment. MONSIEUR LEVI, CHIROPODIST, from Paris, and No. 3, CONDUIT-STREET, REGENT-STREET, LON DON, has the honour to announce to the Nobility, Gentry, and Inhabitants of Liverpool and its Environs, his FOURTH AN NUAL PROFESSIONAL VISIT to this town; and, owing to his numerous engagements in London and Paris, his present stay will be necessarily short; an immediate application will therefore be desirable. Mons. L. takes the present opportunity to return his gra t e f u l thanks for the extensive patronage and kindness be experienced during his former visits, and considers it his duty to state that various arrangements at his establishments in London and Paris will preclude the possibility of his revisiting this town for a very long period, so that tho se w h o may require his pro fessional services should not lose the present favourable op poruity. _ Molisieur Levi may be CONSULTED DAILY, for a short time only, from the hours of Ten till Four o'clock, at his Resi dence, __ No. 34, BOLD-STREET, LIVERPOOL. Mons. L. (who has no profess'onal connexion with any Person whatever) begs to submit the following Testimonials : COPIES OF TESTIMONIALS. From Alexander Thomson, Esq. Mr. Levi has this day operated on Mrs. Thomson's feet, in my presence, to extract corns, which he has done without pain and to satisfaction. A. THOMSON, 25, Hamilton-square, Birkenhead. Liverpool, 7th April, 1848. From .1. Peters, Esq., Holt Hill. Mr. Levi has this day extracted several bad corns from my feet, without any pain. J. PETERS. Liverpool, 27th March, 1848. From Thos. Robinson, Esq. I certify that Mr. Levi has extracted several corns from my feet, without causing me the least pain in the operation. THOS. ROBINSON, Sandford-house, Bootle, near Liverpool. 31.1 March, 1848 From Merrjn Richardson. Esq. I have much pleasure in certifying that Mr. Levi extracted several corns out of my feet eighteen months since, and upon a thorough examination, I find there is not the least sign of any others having taken their places, and I have been perfectly free from pain in consequence. MERVYN RICHARDSON, Rock Ferry, near Liverpool. January 26, 1848. From James Plumpton, Esq. I certify that Mons. Levi removes a very troublesome corn from my foot two years apes- tv,h„.). also extracted this 0- skill and ay, a soft corn he toes, with ec withou ..fle least pain. JAMES PLUMPTON, Low-hill House, Liverpool January 22, 1848. From the Rev./. Fearon. With confidence and great pleasure I certify that Mr. Lev great skill and no pain, in the month of ➢May, 1846 and they have not returned; therefore, I recommend all my friends to J. FEARON. apply to him Bootle, near Liverpool, December 21 From R. Steele, Esq. Mr. Levi has this day operates upon a corn under my great toe-nail with the greatest skill, and in a short period of time. The corn has been under my nail a long time, which caused it to grow into the flesh, and thereby inflammation was incurred to pay a visit to Mr. Levi. 17, Russell-street, Liverpool, March (VA, 1846 Luc STEELE Übe 7 MILIlle C - 11 . I Mr. Levi has this day extracted my corn without giving me any pain. R. T. DUARTE. 9, Exchange-buildings, Liverpool, 10th Jan., 1848. extracted several cc foot without giving any pain. 25, Washington•street, Liver 1900 r, 19th Jan From the Most Rev. his Grace the Lord Archbishop of Armagh I certify that Mr. Levi extracted the corns which were in my feet without giving me any pain. JOHN G. ARMAGH. 30, Charles-street, St. James's-square, August 8, 1843. From hit Grace the Duke of Leede. I consider that Mr. Levi is a very . clever operator for corns, as he has extracted several very painful for me this morning, LEEDS From his Grace the Duke of Cleveland. I certify that Mr. Levi has completely cured my corns. CLEVELAND. From the Most Noble the Marquis of Thomond. I certify that Mr. Levi has extractea corns nom me six years ago, and that I suffered no inconvenience since 41, Belgrave-square, May 16th, 1844 THOIWOND. From the Most Noble the Marquis of Lothian. I certify that Mr. Levi has extracted several corns from my feet, without giving any pain. LOTHIAN. From the Most Noble the Marquis of Lansdowne. Mr. N. Levi extracted a corn from me with perfect facility and success. LANSDOWNE. . - From the Most Noble the Marquis of Douglas. I certify to the skill of Mr. Levi. f. August 8, 1846. DOUGLAS AND CLYDESDALE. From the Right Hon. the Earl of Rome, I certify that Mr. Levi extracted corns from my feet four years ago, which have not returned. HOME. London, May 18, 1836. - From th'c Right Hon. the Earl of Belfast Mr. N. Levi has extracted corns from me and my son with great skill, and no pain._ _ BELFAST Lone- ugust 30, 1836. - From the Right lion. the Earl of Cadogan. The Earl of CadoFan certifies that Mr. Levi has extracted several corns from his feet with skill, and without pain. 128, Piccadilly, June 20th, 1846. From the Right lien. tee Earl of Stamford and Warrington. I certify thit Mr. Levi has extracted my corns with skill. and without pain. STAMFORD AND WARRINGTON. 88, Hill street, Berkeley-square, May 21, 1841. From the Right Hen!. the present Earl of Caledos T certify that Mi. Levi has extracted several corns from my feet without giving me the slightest pain, and in a few minutes July 18. ALEXANDER, Coldstream Guards. In addition to the above authenticated Testimonials, and to many thousand more in Monsieur Levi's possession, he can confidently give reference to the first Medical Practitioners of the highest standing in the Metropolis, and also to the Physi cians in Ordinary to her Majesty the Queen, by favouring him with a call at his Residence, No. 34, BOLD-STREET, LIVERPOOL. 4246, 4,4.4 G 4724. tat,z oL R .5 -- ,--/.i g ,0-1,4-e /4,xOJ XV,7d Iwas formed, and I was so satisfied of the sound and scientifie principles on which it was based, that I never doubted that, as soon as they came to be understood, it would meet with that general favour and support which I am glad to see it has, to such an extent, received. There were two great principles on which Mr. Cleghorn proceeded. The first was to make the Premiums as low as was consistent with the entire safety of the Institution, and so as to secure, beyond all risk, the fulfilment of its obligations. In this respect, most of the existing Assur ance Companies had been misled by the Northampton tables, and had made the Premiums for young lives—in which I in clude ages up to fifty or so—much higher than was necessary, while their tables for the older lives were somewhat too low. This error was perceived by Mr. Cleghorn, who, from more recent and better calculated mortality tables, found that the premiums for these younger lives could be safely and very con siderably reduced; and he framed a table which all subsequent experience has proved to be singularly correct. lam happy to sav that, since this table was framed by Mr. Cleghorn, the Registrar-General of England has appended to one of his late Reports a table for the guidance of Life Assurance Societies -, and it is very gratifying to find that the rates specified in that table are nearly the same, and in many instances precise 'y the same, with those of this Institution. Now one of the chief and immediate benefits resulting from this reduction of the pre miums upon the younger lives is, that it operates as a direct bonus in favour of every Insurer, when the premiums of this Institution are contrasted with those payable to the older As surance Societies. It operates in this way. A person of twenty years of age, insuring with this Institution, can, for the. pay ment of the same annual sum which other offices would demand for insuring £lOO, insure here £ll5 or £l2O, payable imme diately on his death. The Premium payable to this Institution for 4100 is 15s. Bd., while, in other Offices, it is £2 Is. 6d., or or £2 as. 2d., and, in some, still higher. There is thus an immediate and certain benefit secured by the lower rates of premium. But the second, and most important improvement suggested by Mr. Cleghorn was this, that if any profits should he made, after paying all expenses and securing all the obliga tions, as must be the case, even at his reduced rates of pre mium, these were not to be frittered away among those insurers, or their representatives, who se contr ib utions to the general fund could never possibly have tended to make such profits, but should be reserved for distribution amon g those contribu tors whose payments into th e general fund had come to be equal to the sum assured. The importance of this improvement has never, I think, been sufficiently estimated. And: truly the practice which has prevailed in several highly respectable and flourishing Mutual A ssurance S oc i et i es, of giving a share of what they call their bonuses or profits to the representatives of every insurer, who has been such for five years, is, to say the least, very stran ge , an d seems to i ndicate a very limited know ledge of the true principles of Life Assurance. It reminds me of the old rule by whi h originally all lives, whether young or old, were equally insured at the same invariable rate of 5 per cent. The absurdity of this rule was soon discovered ; but truly the other is not much less absurd. Why, in five or seven years. every life should get the same share of what are called profits, is utterly incomprehensible. The delay is plainly in tended to approximate somewhat to the sum assured • but this can never be do ne upon reasonable principles, till there' be a graduated scale, corresponding to the age of the parties, ac cording to which the profits shall be distributed among the policies which fall. If any Office were to insure a person at 75 years of age, which, I dare say, few Offices would do, I have no doubt the premiums would be so high that, in five years, it would approximate to the sum insured; and if this sum were £lOO, and if 2 per cent, yearly of profits were to he added, for each of the five years, supposing the policy then to fall, the suns payable would be £llO. But suppose a young man of 20 to insure £lOO at £2 a year, and to pay the premium for five years, and then to die, his representatives would equally draw 2 per cent. yearly upon his policy, and would also get 4110, so that all that the office would receive by this transaction would be the interest upon the premiums which had been paid. Nothing, surely, can be more absurd than this. It might be thought that these representatives, drawing the .100 insured, or .4'90 more than they had paid into the office, would get a sufficiently handsome return for the policy; and why,. over and above, they should have all the premiums returned to them; under the name of bonus, I cannot conceive. Yet this is the footing upon which a great deal of insurance business is done ; and it is very apparent how greatly such a system must withdraw the profits from those who alone contribute to their being formed. Even in this Institution, low as the premiums for the younger lives are, I know that such an ample provision was made by Mr. Cleghorn for the expenses of management and for contingent losses, that there must ultimately be very considerable profits realized; and surely those by whose contributions such profits are realized ought to draw them. This is the principle on which the main improvement made by Mr. Cleghorn hinges. And, though the prosperity of this Institution has been very remark able, I am far from being surprised at it ; and I am persuaded that, the more its principles are known and studied, the more favour will it receive from the public. I desire to make no in vidious comparison with other similar Institutions. I rejoice in the prosperity of all of them, because I see in that prosperity much that must conduce to the moral and economical welfare of the community. And all I wish is, that, in the details of their management, they should be guided by sound and scien tific principles. I observe that, every year since the com mencement of this Institution, its business has been steadily and progressively increasing. I see that, during its first year, 182 Policies were issued, and that, in each succeeding year, the number has been regularly increasing, till, during, last year, they amounted to 472, being 56 above the preceding year. Al low me, then, to congratulate this meeting on the growing prosperity of the Institution, and to propose the following mo tion which has been put into my hands?—" That the Meeting approve of the Report by the Directors, now read, and confirm the appointments thereby made ; farther, approve of the Bill introduced into Parliament by the Directors, entitled `A Bill for Incorporating the Scottish Provident Institution, for con firming the Laws and Regulations thereof, for enabling the said Society to sue and be sued, to take and to hold property, and for other purposes relating to said Society,' which has now been read ; and of the alterations upon the Deed of Constitution proposed to be thereby effected ; and authorise the Directors to proceed with the requisite measurta for having the Bill passed into a law, subject to such alterations as may be made by Parliament, or as may be considered expedient by the Counsel to whom it shall be remitted by the Directors for revisal." Mr. JOHN M'CaAw said, before agreeing to adopt at once the latter part of the motion, although I have every confidence in the Directors, I would like to be informed what are the precise alterations which the Bill referred to makes in our Deed of Constitution ? Mr. JOHN HUNTER, jun., said,—lt is quite proper that Mr. M'Craw should be satisfied upon this point. The Bill, in the very first clause, contains a distinct declaration—" That no thing herein co tamed shall relieve or discharge the Society from any contract, responsibility, debt, engagement, or obli gation to which the said Society is now or shall be hereafter liable, but the same shall continue as if the Society had not been in 7orporated under this Act ; and farther, that nothing herein contained shall be held to invalidate or affect the Deed of Constitution, and Laws and Regulations of the Society, or any of the powers therein contained or any of the Bye-L aws or other alterations of the said Deed of Constitution!, made or to be made, in virtue of the power s g i ven b y t h e said Deed, except ing always in so far as the same are express!), altered or varied by this Act, or are or shall be contrary to the true intent and meaning thereof." I can assure Mr. M'Craw that there are no alterations whatever on the Deed of Constitution, except in one or two minor matters, rendered necessary by the extension of the business to England. Indeed, I may say that the only alteration is that on the arbitration clause. By that clause of arbitration, as it stands at present in the Deed of Constitution, every person who may have a disputed claim against the Society is bound to enter into a reference before th 3 Sheriff' of Edin burgh. This clause would of course he very unsuitable in the case of Members resident in England, and it was therfore in dispensable that some alteration should be made upon it in the Act of Parliament. The Bill, accordingly, does not make it obligatory on parties having claims upon the Society to go into arbitration at all. It gives them th 6 option either of proceed ing to enforce their rights by the ordinary modes which are open to all, or to insist on the Society entering into a reference to two parties mutually chosen. If the parties are resident in England, the arbitration may now take place there, instead of forcing them to go before the Sheriff of Edinburgh. This, it will be observed, is a provision wholly in favour of the Members and others, who may have claims on the Society. In all other respects the Bill confirms the provisions of the Deed of Consti tution, and merely confers on the Society and its Members the valuable benefits and privileges usually granted to incorporated bodies, which carry on business in Scotland, England, and Ireland. Mr. J. F. MACFARLANE said, I havebeen unexpectedly called upon to second the motion approving of the Report, which has now been proposed by Professor Vlore. Although - I cannot enter so minutely into the- question touched upon by the Learned Professor, as I have had my attention more particu larly directed to another—a very distinguished and flourishing Institution, with which I am connected, yet, at the same time, I look on all these Institutions as brethren, having one great object in view. The business of Life Insurance is only in it: appears to me to form one of oar national defences. We have heaid a great deal about this of late ; but it appears to me that, as Institutions of this kind spread, every one of then will form a guarantee for the preservation of good order, and for peace and security pre vailing here and elsewhere. Certainly were they universal, our naval and militarT establishments might be dispensed with al- tugetner. tnear.) in reieretace to me BM wnich the Directors have submitted, it is well that the question has been put by Mr. M'Craw before the apvroval of the meeting is given. But, after it has been put, and distinctly answered, every one of us must be satisfied there is no invasion of any right which any partner holds, or any thing introduced that is calculated to in ju re, but only what is to the proper conducting of iheNusiness of the Institution. As the passing of an Act of Parliament is a measure of considerable importance to the Society, I think this motion will now meet the cordial approbation of every ) ' advantages of 4 ! eJ, / ~4 ause., On the general. y not now so well known, one would ere is nothing which can give greater provision is secured for them. tit into this. Allow me, therefore, just to congratulate the mem bprs on the great and extraordinary advances, which, under disadvantageous circumstances, this Society has made. Secu rity is thus given that it will continue to flourish; and I have no doubt that it will go on at such a ratio as will prove highly satisfactory to all parties. I have meth pleasure, therefore, in seconding the motion for the approval of the Itenort_ airman, and carried unanimous) Mr. WILLIAM JOHNSTON ? of Kirkhill, said,—l rise to ask you to join me in a very pleasing duty, that of returning thanks to the Directors for their valuable services during the past year. I feel very sure that, when we think of the great extra labour they have in perfecting the matter of th e L on d on agency as well as I framing the Bill now before Parli amen t, w hi c h trust will soon be the law of the land ; and, above all, when we think of the great extra services necessary to transact such o large amount of business, now in connection with the institu tion, we must be at once prepared to give them our warm and hearty thanks. (Applause.) Mr. WILLIAM CHURCH, jun., of Glasgow, seconded the mo tion, which was carried amidst acclamation. • Mr. C. J. KERR, banker, said,--I am sure the Meeting will join with equal cordiality in tendering a similar compliment to the Boards at Glasgow and Manchester. (Applause.). A vote of thanks was also given to the Auditors and Trustees and to the Office bearers of the Society. The management for the ensuing year was then vested in the following Gentlemen ; the three last-named Directors being elected by the Meeting, instead of those who retired by rota tion : DIRECTORS. Charles Morton, Esq., W.S. George Meikle, Esq., Merchant. Aitken Me get, Esq., Merchant. Alexander Jamieson, Esq., Merchant. John Parker, Esq., Stamp Office. James Cowan, Esq., Paper Manufacturer. John Hunter, junior, Esq., W S. Alexander Keith Johnston, Esq., Geographer to the (blea k . William Oliphant, Esq., Publisher. William Fraser, Esq., W.S. Archibald Thomson, Esq., Merchant. Charles Black, Esq., Publisher. Robert Hunter, Esq., Sheriff of Bute. Francis Richardson, Esq., Merchant. James Cathcart, Esq., Wine Merchant, Leith. AUDITORS. C. W. Anderson, Esq., Merchant, Leith. James Crawford, jun., Esq., W.S. Alexander Bryson, Esq., Watchmaker. TRUSTEES. David Hector, Esq., Advocate. James Alexander, Esq., Wine Merchant. James Peddle, Esq., W.S. William Campbell, Esq., of Tillichewan. Charles Cowan, Esq., M.P. Bankers—The National Bank of Scotland. Medical Officers. Sir George Ballingall, Professor of Military Surgery. Dr. James Duncan, 12, Heriot-row. Solicitor—William Pollock, Esq., 13, York-place. Manager —JAMES WATSON. Secretary—Jou N WiersoN. LIVERPOOL. Medical Officer—Dr. Moffat, 37, Bedford-street North. Agents, WM. HASIATT and Co., 13, Oldball-street, ' From whom Tables of Rates, and any Papers opppkotO pt the Institution, may be obtained.;.: s itlem an present e Assurance, were t security an comfort to a