The Liverpool Standard and General Commercial Advertiser. — Liverpool, Merseyside, England, 1848-03-28 00:00:00

•g~ 184 S, "En WA ll ul V•P th r o e 01) )f FORFEI • well , Establis le; 1 °1" Mr. WS' i l t GO' r a te d to ' timber of cal nim d Fore, itish an _ 0 6 4 iplex r' l 9' i ss c 6 ' includinr„o Covers , P9l O, is, Forks' and Cs ° 10 01' Aratch NO l rif o* re Goi n" o .her Forl o sid wellerYs 'cbefyv_, sins, Broo lrved Iv °l/ St o '' on 8 ra ,,,, 5 ,,Fi',1 a , colviir o ' o ser , i nents, is ProPe r riet o th instar s Catalogt, E, )1 1 7 11 1). „Affi o o'cloc k C ,xteth-la r 4P EIOLI) cov If Octolaint o (tern . In° o f ry er ' me, go 0 o~anYArf o 0 SI! ra set ° 6 0 ' b' 4 feet t;"1 ;e, y Lol! n t ; g : 1 0 ,4,1 iner ar,n, Umnbr e vo )roceo.i.:coro t ., with ,'ltd Rosewoeo,6 Nlarble rniture,, en ctli Feathereri;ed, ete, Artieles,sto Dresser, 48 vo le , g drals, 9 —" —t, ;oth tin ottO 'row ?"-` 7U101°., leven ° fifi c of the d fa s ewe b o an ~ Ito in lic l ,,' / fev t i pts of Q5„,10,5t. Ladies' 1 ;1'09 ; Tab11 , 1 , 0 191 , e'9 Tewsi n i , spri p tifi p Writi ng 104 Bede 11 116 A Stan Lly fittislw k if urTvrunySt a B i n g days, stfl4! -rooms 0L of 1 47 v 0 0 )n) t he Pre 0 1' varietY ° , l ll y cIiOICCA 014 ,tures 101 Plain CIO t g f it' sfiOrtn ien 0 0 ' b es t pla n TO", Must ls biel ) oths, Ta ijr ; nd , •••• at and Wto $, O AND PIP) PESO,UC,„,of LA OF OCNIV „1:4 -1 , AND e oF CCpy o ol, 9 ,A STEEL tO etiOns 501 , 31st I n „gre c l, CO atOn j W - 14V1 1 0 " 611 . k. aEEßS Thi str,, f il, clining Thirty ~ t ( 7 . l o } % 'la t le:„,le s f rt Article sllicli ise(l, sod' fill AP " of Articles when {omy l} Op had e, 11-squar 61 S O PL IL L viaolrs, ,e •oon, (Pigeo) A sh . &A;VEdti e ll . a pical y c 1-10gs ot %ce tl; hts, dder 4 Ai Li n L g e n ding — ir V I id 9 berief tor ti,,, j stay ,, - ,rp 8. ioiP c1e.,5 0) offic CO V a ll 6 0, crit C rOpt co Oa, t r ll ein Bl e j ,o l o . e1 0 6 P 44 , ( ;T, l' i' io lll llo l ott i i wib t ;fit iiP e f ;'l' y 0 t, st that o f w } e , t )0 11- yifiq er t° 6‘ d• e r t S T. os Is, t d pr, iii:°";10f):: gfernesr'iY t o: P 'il l • 11 , io 0 -ere i 11; 0 0 0 ( rnei A . l l r efi t y , ire oar c f` r t ft „i , A id', oil 01. ' fil!ep Lel' r ir i e it i l ire ,li :el('.ti s• Dol wt, 04 / d 01 , o,_.'tpo or e ! , , lie r ti e rcil;''; lot V A fstf , 'O3 . ;') . e f . 1113 : I I March 28, 1848. it , alts by uctton. Co be •gooiti. &alto by Caution. By MR. BYFORD, SELECT SALE OF HORSES , &e., AT LUCAS ' S TO be SOLD, by P RIVATE T REATY , by or d er o f th e iael Tun; DAY (Tuesday), the 28th instant, at Eleven o'clock pre- REPOSITORY, THIS D AY. I_ Mortgagee, in one or several Lots, a singularly v a l ua ble e T Y) on the Premises, 78 and 80, Blundell-street, St. By Messrs. L U C A S and Co., PRO PER T Y, consisting of Three capital DWELLING 4arnes's-street, by order of the Administrator of the late THIS DAY , (Tuesday,) the 28th instant, at One o' c l o ck, a t their HOUSES, fronting Alf re d- street, and Six TERRACE-HOUSES T C atharine Crowther, deceased, Repository, Great Charlotte-street, Liverpool, fronting Rathbone-street, comprising Eighteen distinct Tene- HE useful lIOUSEHOLD FURNITURE, Eight- A GIG, by Garet, ments. The Property will require a small additional outlay for day Clock, Wearing Apparel, and other Effects, compri- 11 A GIG, by Hopkinson, its perfect completion, when its estimated rental will be .t'34o per annum. Sofassin Mahogany Chests of Drawers, Dressing and Pier Glasses, A CLARENCE, by Gorse, Sofas, in Hair Cloth, Mahogany and Hardwood Chairs, Pem- A CLARENCE, by O'Neill and Dillon. This Property being in the centre of Liverpool, and in the ~ Card, and Snap Tables, Feather Beds and Bedding, A London-built DRAG,, immediate vicinity of St. James's Market, will always secure Four-post and Camp Bedsteads, Carpets, Fenders, Fire-irons, Four Brougl am HORSES, - good tenants. For further partietirars apply to Mr. H. H RADCLIFFE, 26, arid other Articles. Eight Gig : pkr.iaeton HORSES, May be viewed on °ruing of sale, when Catalogues may Four Carriai,e HORSES, North John-street, Estate Agent ;or to Messrs. DUNCAN and be had ton- on the Pr, sea, or at the Office of Mr. BYFORD, Clay- E ig h t superior HUNTERS, RADCLIFFE, 2, Exchange- s t ree t W es t, Li verpoo l. - square. . Six Summer HACKS. DESIRABLE MONIED INVESTMENT. TO GROCERS, HOTEL-KEEPERS, AND PRIVATE EXTENSIVE SALE OF CART HORSES, THE PRO- ivr EMS. LOWNSBOROUGH and HARDING FAMILIES. PERTY OF CARTOWNERS DECLINING BUSINESS _LV_I_ beg to call the attention of Parties desirous of purchasing R. BYFORD begs to announce that he is in- OR REDUCING THEIR STOCKS. . to their having, during the last week, been entrusted FOR M 3d structed to SELL by AUCTION, on MONDAY next, the By Messrs. LUCAS and Co., SALE with a large quantity of v a l ua ble F ree hold, C o pyh o ld, , and TUESDAY, the 4th of April, at Eleven o'clock precisely To-atoanoNv (Wednesday,) the 29th instant, at One o'clock, at and Leasehold. HOI/SE and LANDED PROPERTY. 'The esch day, upo n th e P rem i ses , N o . 23, Dale-street, opposite their Repository, Great Charlotte-street, Liverpool, whole to be sold in Lots to suit P urc h asers , an d w ill b e o ff ere d North John-street, by order of the Trustees under a Deed of rOURTEEN CART HOUZS, Three LORRIES, on such terms as cannot fail to yield a large return of interest. A All particulars of the above ma ,lieliad on application to d heignment, FLOAT, CART, &c. _AnfoTigst the Horses, a Team of The whole of the genuine STOCK-IN-TRADE, SHOP, and Bays, equal to any in England, a very fine Team of Roans a LOWNSBOROUGH and HAR ,at their Office, 46, Castle- OFFICE FIXTURES, of a Wholesale and Retail GROCER and very superior Broo -Mare, the whole in prime working condi tion. street. T EA-DEALER. N.B.—In the abov roperty are One or Two SHOPS and The STOUR consist% of Black and Green Teas, Raw and Eight CART ORSES, LORRIES, FLOATS, &c. well-accustomed PUBLIC-HOUSES, situated in a good locality Roasted Coffee, Cocoa, Chocolate, Raw aild_Refined Sugars, Si x CART H ORSES, LORRIES, FLOATS, &c. at the North end of th e t own . Treacle, Raisins, Currants, Prun New and Old Figs, Mus- Fonr CART HORSES, CARTS, GEARS, &c. tard., Starch, Blues Spices, ma and East India Rice, Sago, Three CART HORSES and Two CARTS. AL L that desirable, capital MESSUAGE Tapioca, Soap, Bats Bri , aper, Twine, &c. Two valuable BROOD MARES. il. DWELLING-HOUSE, being The SHOP FiXTUR and UTENSILS include Twenty Twelve- Twenty HORSES, of all descriptions, CARTS, FLOATS, No. 24, ABERCROMBY tound Japanned Canisters, Show Boxes, Tea Scales, Coffee, LORRIES, GEARS, &c., in great variety. with detached Three-stalled STAB!._ Pepper, and Tea Mills, Tw, large Beams an d s ca l es , Twenty NOTlCE.—Parties having Cart Horses, Carts, &c. to dispose' HOUSE. ~C...‘vt. Iron Weights Small and Brass Ditto, Glass Case, Sliding of, will please take notice tha will be NO CART HORSE The House is spacious, with a_ frontage to the Square of Shelving, M'ahogany-top Counter, Canister Frame and SALE on the first week • ril, in consequence of the Annual Thirty Feet, and is replete w . very kind of convenience for Oelring, Gas-fittings, Mixing-tub, Sugar-tryer, Chests, Casks, Sale of Carriages tg,IC g place on Wednesday, April 5 i and a large and respectable ily. A considerable portion of the .In, Board, &c. „ ‘ _Parties having lefteGears, Harness, and Saddlery at the Repo- Purchase money might remain upon Mortgage. FFICE ARTICLES: Mahogany-top Desk, Iron Safe, 7 ' • sitory, Great Charlotte-street, Liverpool, within the months of For particulars apply to Mr. JONES, House and Estate Agent, wunter, Chairs, Stools, &c. January„ February, and March, will please take notice that, if Mount-pleasant, corner of Benson-street. NOT REMOVED by Wednesday Morning next, they will be Sold by Auction on that day, for whatever they will fetch. . Repository, March 24th, 1848. SQUARE, and Double COACH l o uor es may e whole be had maY be viewed each Mornino• of sale, when at Cata don the Premises, or of Mr. BYFORD, his ce, Clayton -square. Co be art. EY ORDE Or THE SURVIVING PARTNER TO ELIGIBLE INVESTMENTS. BREWERS, SPIRIT MERCHANTS, AND OTHERS. On , r , By Mr. BYFi)RD, nrEsnAy, the 11th day of April next, at Two o'clock in the i l r ifternoo n , at the Clarendon-rooms, South John-street, Li rhePo,r. Y~ subject to such conditions of sale as shall be pro- TO be LET, FURNISH ED , for Six M on th s; T wo goo d FAMILY HOUSES, easßlfETy situated in the immediate vicinity of Liverpool. Apply .to THO s WYLIE, street 3, Barned's-buildings, Castle, u tleed, Utl, A LL that Piece orParcel of LAND or GROUND ( r ot situate and being on the north side of Bute-street - ..treet,) in Liverpool aforesaid, containing in front thereto r Yards, and in depth h..01. , tv.r.i. val•ti S. be the several di. 19ellSiOnS a little more or less, bounded.nn tne east ny grount pen belonging to Jonathan- Ratcliffornd on the west by grounc L ue l°nging to John Hornby, and at the back or north end PUBLIC -HOUSE, of Joseph "gegether with the WA REHOUSE ÜBLIC-HOUSE, and AGE thereon erected, occupation of the lat firm e Lolley and Duck and Spirit Merchant's, at the yearly rent of 82 4s. Lot 2.—A1l the TENANTS' BENEFICIAL INTEREST EXCISE LICENSE, and FIXTURES in the aforesaid Pre DWELot 3.LL—AII that Piec of LAND, th the MSSUAGE or ING-HOUSE, e COTTAGE wi and STABLING thereon erected, situate on the ' • ' Beau street, in Liven) at re T 0 be LET, in the immediate ne i g hb our h oo d o f th e Exchange, a large Suite of OFFICES, su it a bl e f or th e business of a Cotton Apply to TOWNLECI WHITEHEAD, Liver-chambe Titnebarn-street. MO be LET, a large and commodious HOUSE, in St. Anne-street, containing Dining-room, Two Parlours, and Kitchens on the Ground Floor,• - Drawing-room and Seven Bed-rooms. Apply to Mr. GEORG' 5, Old Churchyard. worth, Wi T O be LET, a large and co n venie n t HOUSE i n Roscommon-street, Everton, with Dining-room and Draw. ing-room, Library, and Breakfast Parlour, Kitchen, Butler's Room, and Pantry, &c., on the ground_floor ; Four Dressino, 'ox• street an rooms, Bath-roar; RzL theme story , Attics, Three-stalled Stable and Coach-house. Apply to GEOR9jOMARSDEN, 5, Old Churchyard TO be LET, a Small WAREHOUSE,.a SHED, and a One stalled STABLE, in an enclosed Yard, Fleet street, called "Crown Vault Yard." Also, a good convenient DWELLING-HOUSE, No. 14, Sla ter-street. Apply to JOHN lyst.s<;:llow Chandler, No. 9, James . and Six faig'E in front to Bean-street 5 yards, and in front to Bean -lane 7 yards, or thereabouts • together with all APPURTE NANCES whatsoever to the . said' Premises belonging or ther ew i t h usually held and emoyed, late in the occupation of Mr. - 14 • it., A it.e ortririni rent of £5O, Lot 4.—A The 'above Premises. Lot 5.—A1l that Piece of LAND, with the LICl.r - - LIC-HOUSE, and COTTAGE at the back, newly-erected thereon, situate on the west side of Crosshall-street, (Dale street,) in Liverpool, a n d con t a i n i ng i n f ron t 15 feet, and at the ck 15 feet 8 inches, and running in depth backwards on the - _ ~__RENIOVEABLE SPIRIT LICENSE, granted tc rne concern.) TO be LET, a SHOP, No. JO, Cases-street, with a very comfortable DWELLING-HOUSE attached. Rent £4O per annum. • - -••-• ziues severally on sees, ne ine sel,elai N 21,0ns thereof a little more or less ; together with the TE ANT'S BENEFICIAL INTEREST, EXCISE LICENSE, and sPl cndidly fitted-up FIXTURES in the same, now in the occu- Pation of Mr. James Joseph Duckworth, at the annual rent st 6 o. The Tenu re o f thi s Lot is Leasehold for 75 years, corn en on the I s t d a y o f F e b ruar y, 1842, at the annual ground rent of payable half-yearly. Lot 6.—A1l the TENANT'S BENEFICIAL INTEREST, th X o c r lE LICENSE, FIXTURES, and remainder of a Term in STri'ASE of a LICENSED PUBLIC-HOUSE, WINE and VAULTS, situated in Great Homer-street, (near the no: ; „ ll ,aymarket,) known by the sign of " The Letters," and Th' n 'tue occupation of Mr. John Lawrence Duckworth. Jul r L ease is for 10 years, commencing on the 27th day of forli 84 4, subject to a rental for the firstfive years of .45, and Lo le remainder of the term of .e5O per annum. CIO 'l.—The TENANT'S BENEFICIAL I NTEREST, EX LICENSE, and FIXTURES in all that PUBLIC-HOUSE. 4'llate in VVhitechapel, (corner of Crosshall-street,) now in the Z . Pation of Mrs. Mary Nott, as tenant, at the yearly rent of NEW FERRY TERRACE, CHESHIRE. MO be LET, and may be entered upon early in May _IL an excellent FAMILY HOUSE, now occupied by J. IV Harden, Esq., together with the Coach.house,Stables, Gardens aria every other convenience, situatermew Ferry Terrace, within ten minutes' walk o elc Ferry and a Railway Station. Apply to ROBERT ES, Birkenhead, or 41, Lord-street, Liverpool. 3 is Fix of inheritance 1 24 .4, wnoie of the above Property may be viewed at any tim , fu ...t to the §ale, on application to the respective Tenants ; an( ,8;;, 1 r particulars known on applying at the - Office of Mr ---.... Auctioneer, Clayton-square, Liverpool. /at p BANKRUPT'S STOCK. ORTANT SALE OF FURNISHING AND GENERAL ,RO NMONGERY, GOODWILL, EXCELLENT SHOE MrTURES, 4.e., 62, BYROM-STREET. ESSRS. TROTTER and KIRBY are instructed to SELL by AUCTION Trim DAY, (Tuesday.) the 2Sth 21stant, and following days, at Eleven o'clock precisely each , 4 a,y l on the Premises, No, 62, Byrom-street, e whole of the extensive STOCK-IN-TRADE . and other If'.CTS of an old established IRONMONGER, com p r i s i ng taronze Metallic Fenders, Sets Polished Steel Fire Irons, Ja r.lned Trays and Waiters, Iron Saucepans, Frying Pans, ttliidirons, Coal-hods and Kettles, Table-Ctinery, Penknives, a aeon, &c„ Britannia Metal Goads in Tea and Coffee Sets, jags and Japanned Table andßhamber Candlesticks, Bottle -81 Brass Ale, Spirit, an Engine Taps, Copper Coalboxes, ""at T eakettles, Tin Fl4stEners, with a large Assortment of s Setter' Tinware. A safiety of • . CABINET BRASS FOUNDRY, ~tsting of Castors, Hinges, Handles, olts, Knockers, 13;1 ° ,1_ 4 Fin.er Plates and Bell Materials ; II also Brass and tjp n 'ocks,'Latches, Bolts, and Wood-screws or every descrip is%7, for Cabinet and Building purposes, Wrought and Cut T„' s ? SPrigs, Tacks Sze., CABIN Panel, Brass, Iron-back and at r i"g?.; Saws, JOINERS and ET-MAKERS TOOLS ti, - , - - 11 „-"KUSH ES Smithy and Tinman's Tools and Fixtures, W wii, Anvils:Vices, Brass Tubing and various other Arti- Co nnected with the business. file whole of the above is 3! assorted and in good condition. lognaY he viewed o n th e morn i ngs o f sa l e , an d d escr ipti ve Cata wVteehes had on the Premises, or from the AucTioNEERS, 8 -apel WOPRTANT SALE OF VALUABLE FREEHOLD POOL'ERTY IN CENTRAL SITUATIONS IN LIVER . By Messrs. TROTTER and KIRBY, O at c k uRSDAY the 6th of April, at Six o'clock in the Evening, 4 %tr ze House of Mr. Whiteman, Brunswick Hotel, Hanover be io Liverpool, subject to such conditions of sale as will Pri va r and there produced, Tiles!' sooner disposed of by rilti t ,e Contract, of which notice will be given, Following Lots of Freehold PROPERTY, „Lot ilkg" - "A Lot of valuable PROPERTY, situated in Lower 4, lotls r ,eel and Vauxhall-road, consisting of a PUBLIC-. atta c h e caned "The Bre wer ' s Arms," with a large Club-room ai u ,'"ed . thereto, capable of Dining one hundred persons ; vallfhwaii.th Thirteen other HOUSES and,Sif - SHOPS fronting eighteeniiroad, Wareh ouse -rooms, Sheds, &c., STABLING for horses, Hay and Straw Lofts, with standing room for !en carts , standing upon /AND h upwards of 1/59 square yards of • or t ereahouts. Re_ntal, - 77 1 Lot 2.—Four SHOPS,and LicENsins. SPIRIT VAULTS, fronting Tithebarn-sts‘et, with Fe H OUSES Rentsat mthoedetetke forming_ a Court valled Amelia - b uil dings . ttental £303 per Annum. Lot 3.—Two Front and Bight Back Houses, forming a Court %lied Francis's-buildings, Lower Milk-street, with a WARE -I'lo. USE adjoining. Rental £214 6s. per Annum. ot 4.—One Front SHOP, One Front and One Back HOUSE, ed Duckworth -court, Arley-street. Rental £43 10s. per s . —Two Front and Ten Back HOUSES, forming a Court filed_ Fir -place, Charter-street, Vauxhall-road. Re n t a l £ lOO Lot u a "m ' ah - --- Two Front and Three Back HOUSES, all plea san tl y a.,l"e lat ed called Newland's-buildings, Back Kensington, Kirk lAt 7 • — Two 39 per Annum. boil ‘.. -- -Two Front and Eight Back HOUSES, called M`Gee's „44gs, Grenville - street North. Rental 80 12s. per annum. n ' i tlt it c - Pour HOUSES, situated in Coronation-square, Chad ee,,t- Rental £46 16s. d e n - cou r t T wo Front and Two Back HOUSES, forming Hough etachwvit s o n s re The Back Houses have each a large Two Lot in Y ard Rental '•18 2s. Leasehold under the Corporation of Liverpool. — g ° ES , corner of Elizabeth-street, Brownlow-hill, con yt.irds fronting Elizabeth -street and 18 yards in t'Ss De ; "-hill, occupied by Mrs. Young and another. Rental Por k ri a n h nUm. iltate .er particulars apply to Mr. JOSEPH EDDLESTON, "Ilert o :aent, Brewery Yard, Lower Milk-street ; or to the EE Rs, Whitechapel. "URABLE OPPORTUNITY FOR INVESTMENT. SA By Mr. HENRY H. RADCLIFFE, th e TURIAY, the 15th day of April next, at two o'clock in vio`„Atenioon, at the Victoria Hotel, Fleetwood, unless pre rriaY disposed of, I . ""ifi Substantial DN USE, situate in VE•L'LNG-110 kan,c - .. 01 e-str2et and North Church-street, Fleetwood. com j'ing a view of the Cumberland Hills and Morecambe Bay, 1 11 It the occnpatibn of the Rev. St. Vincent Beechey. treat el lotiss: is Stone bnilt, and has been recently erected at a igh t e „ ) ;Dense, and contains Breakfast, Dining, Drawing, and riSt,bted Rooms, Bath, and spaciousi Kitchens, together with e.nd Coach-house attached. 1 40 4 ediate possession can be had. One-half the Purchase , FurYosnlaY remain . on Mortgage. "rel l i te " c 7 TH,rticulars may be obtained of Mr. RAMPLING, arid I) Ileetwood ;of the Auctioneer; or of ROGERSON "AneLIFFE, SOlicitors, Liverpool. Plt --- -------------- ROL LER, ,„°,SSKILL'S PATENT .ie„,,:- uolling Wheats in the Spring,_ . upon an li d ght eN a ,e n r d y othe,cn'alitls. It far excels Sheep- d g riser'rai?s for e ffec t ual liy to tio loo n tr s ea e Th s i o n e ili err b a e t in ed g more toe i a p'd, and in ora . l t he 1 .,, the fi ne top soil, and securel y p ra re n s a s es th t e he ro y o o t u s n f;s p t ia in u t t o s .0 g,.,nd; which, experience prove:,_ e q lag thr, stronger; thereby increasin.th uan l ti t t k y i a i n la d th im e p s r lu ov g: %top,'" flaality of Wheat, Oats, Barley, &c . a a Clod Crusher. 11,)1rg4tt,'titel'IieinWakireselremla' 1 Yeriv.! Artificial Manures, tend toi a n n e _ Plants; hence arises nadn 4 lw ai rsi nue nr "e qwuhl ci i he r' d e 'N a . s i ts e h a t l l h t e h n e o s w m p a I r l e t v r a i b i 1e ,,`,, iii,4l:iso injuriou§,,to Corn Roots ce 0 4 1 I Rolling, by an over the'r'in t Y.Of Rolling. The practi , av44evidence, is proved t 0 be mo s st_elf_e_ct , u sc al c. in stopping ti e ` l e le PAig vast tribes . af .. )'VniLCL E it: n a l ft u e g; cip a Paip eti OT SERRA . ' ED Ku :/itti,; 'd the special H M eoenOrary . awarlAjoietiltounsarip T i e n ; o t t h h ro er u k o in o d ut of ti ß e oll h e m j n a , n n a d y t atfliillprrztTanofda i the ey k o i f 9h ' th e ct e l i°4,l, l' the Royal Agric G u o l l t d ur M al ed S a o l c , I st ra a nd, as 61, Ca g h „I'll beneficial Implement used in Agriculture. " fueeliti-.srlZ''6‘'initchheTsr(a2v4ecliwi,ntg.) 4WllBe.els complete,,delh,e_r_edwian. bih.'nehes (28 cwt.) t'2l. 6 feet (26 cwt.) 419 ip'ed in N ewcastle, Stockton, or York, 10s. extra. !tto Londo'n, Sonthampton, or Bristol, 20s. ex _ ,_ . ..-itto cilss,, N,oxrttlriaa.mton, Birmingham, factured i'•L'S PATF:NT WHEELS AND ANI. Manu. or Liverpool, 30s 4 d 1 0 ,.. . steam machinery. The workmans h i p , ES mcterials, tler y iZpi:ice of Crosskill's Patent Wheels pro vethat machi of „,,,m,esttned to supplant hand labour, and cisliaFt oe. Price, per set. to carry 30 cwt. --•: t n i gh ) but LL 'S " PRIZE MODEL" ONE HO RSE perfect this art 'K CARTS.— st Selv .4% o very strong, and useful Carta, with H rved fo r ge nen,' t,'•lPlete; to run easy with heavy loads' bito:arai and Road ork. Mode l ty 30 cwt., price £l2 12s. adapted Almvitli Slielvings, gic., as a cart, 414. . Nuit,,CROSSKILL'S I AI PROVED PRIZE PORTABLE Mit ate. gr,•:. BROADCAST DRILLS, LIQUIIO MANURE CARTS, 'P r ' atn,,f,urher Particulars, apply per post, enclosing six Pauly . Is t 4 4, to cover postage, and New Illustrated Cataloguer} wtt od,. • • ' • .. 7 8-- WM. CROSVI ILL, Iron Werks,,Beverley. • ' , . . . GREAT FIRE IN MARKET-STREET, MANCHESTER ; ENTIRELY CONSUMING A LARGE SQUARE OF WARE HOUSES, OFFICES, AND SHOPS. • I N the last great Fire in George f street, Manchester, nine large Houses had their Books burned in Iron Safes, Closets with Iron Doors, Wrought Iron Fireproof (?) Safes, &c. &c. &c. ; and again on the above recent occasion, a great number of parties have suffered the same calamity. The only Safe which brought itsotintents uninjur e d ou t o f the burning mass being the one alluded to below. " Manchester•, August 131 h, 1847. " Grrri.,l4EK—ln the late lire in Market-street, which entirely gutted the entire block of buildings of which my Ware house formed part, I have sincere pleasure in informing you that my books, together with a quantity of valuable papers, watches, &c., were preserved uninjured in one of your Fire resisting Safes, which I strongly recommend to the public. I am your obedient servant, " - THOMAS HAIGII, Woollen Merchant, " New Brown-street and Market-street. " Messrs. Milner and Son." The outside of this Safe was partially melted: the contents inside unsinged, being steamed (boiled instead of b urne d) by the evaporating principle of the Safe. Near to it a large Wrought- Iron Fireproof (?) chambered Safe, full of valuable Books and Documents before the Fire, was found to contain nothing but tinder and ashes after it I In the numerous accidental Fires and experimental tests which Milners' Safes have been exposed to —every description of Safe in use—Fireproof (so called) or otherwise have been burnt out beside them, confirming the recommendation of the scientific and practical authorities who have tested them, and the Patentees during seven years' active working of their patent, on a rapidly extending scale, have spared no pains nor cost in effecting improvements, by which they are enabled to pledge themselves at all times to supply the most complete and secure depositories for Books, Documents, and Valuables ; in cluding the strongest Wrought-iron Safes, Closets, and Doors in the World, lined with their unequalled Fire-resisting Cham bers. Out of upwards of 20,000 of their Safes in use amongst the Manufacturing and Commercial Houses of Great Britain— the class best able to appreciate theirvalue—numerous cases of exposure to accidental fire have occurred, from which Thomas Milner and Son select the following as instances, in which they are of opinion that no other Safe than their own would have preserved its contents unburnt. Fire at Mr. J. Blackaller's Ship and Chandlery Store, Spar linp.;-street, Liverpool ; a sti ong and fierc Fire; Safe most severely burnt outside; contents unsinged. hre it Messrs. .1. an'd W. Walkers', the extensive builders, Birkenhead; buildings entirely gutted, everything burnt in them, including the contents of large Iron Safe and drawers, standing besides Milncrs'; the contents of Milners' uninjured, and in use now. Fire at Messrs. Garniss and Co.'s, Park-lane; a ♦ery strong fire; again the contents of Milners' Safe the only thing saved en the premises. Fire at Plimenul Brothers', of Plymouth ; a very extensive and destructive fire; a large Iron Safe covered with brickwork with double Iron doors burnt out; Milners' entirely preserving its contents. Fire in Queen -street, Glasgow; a great number of Safes and Closets burnt out; no books saved throughout the buildings excepting Messrs. S. R. and Thomas Browns', in Milners' Safe. Milners' Fire-resisting Safes, Chests, and Boxes, suitable for all classes of Buildings, impregnable Locks and cosh Boxes, a t ti„g Worl,a, LOA, I.Grd-sineet and Cu'ule-street, and ii•how- OW. 35.; Ft 9.401 . 1 .00-street, Liverpool. • . • - .nsuranre gotires. CORPORATION of the LONDON ASSURANCE ESTABLISHED A.D. 1720. . 7, ROYAL EXCHANGE, CORNHILL, AND No. 10, REGENT-STREET, LONDON. TOCK PEACH WILSON, Es 110-uovernor,—WlLLlAM KING, Esq. - Deputy-Governor, —ROßEßT CCISASWORTIIi ESC FIRE INSURANCES effectepon every description of Property, including Rent r ocith the usual reductions allowed on and in Buildings o Certified Warehouses, 4c., and for single management, according to the lowest rates current. NOTICE Persons Assured against Fire by this Corporation, whose Policies expire at LADY DAY, are respectfully reminded, that, for their own security, they should renew them within FIFTEEN DAYS from the said 417ARTER-DAY. LIFE ASSURANCES.—This branch of the Corporation's Business is carried op without any charge for management, and offers peculiar advantages to the Assured. Prospectuses, Rates for Mercantile Fire Insurances, and every other information, may be had on application to JAMES KENNEDY, No. 3, High-street, with Entrance, also, at 5, Exchange-street East ; or to CARNE and NEPHEW, 20, Water-street, _Agents for Liverpool and adjacent Parts. ASSURANCE COMPANY, 92, CHEAPSIDE, LONDON. St...tablialsod 1 SOO . ANNUAL SALE OF CARRIAGES AT LUCAS'S REPOSITORY, LIVERPOOL. NOTICE. _ _ _ ALL CARRIAGES intended for be sent to the Repository on or-before SATURDAY next this SALE must the let day of April Qtr . would feel obliged by all Parties tl to send them on THURSDAY next. it as vrel LIME GROVE, BROMBOROUGH, CHESHIRE. V l 3 ff i l j A l eAlinf ßN OM(l 4" o6PrAtfe N faff: FORTE, IN ELEGANT ROSEWOOD CASE, OIL PAINTINGS, DRAWINGS, AND PRINTS, WINES, DOUBLE-BARRELLED DAMASCUS FOWLING PIECE, REVOLVING SIX-BARRELLED PISTOL, SILVER MOUNTED, PATENT WASHING, WRING ING, AND MANGLING MACHINE, MILCH COW, A SMALL QUANTITY OF HAY AND STRAW, GREEN has received instructions from the Proprietor, J. W. BOGIE, Es LL by AUCTION, THIS DAY, (Tuesday,) the 28th,,dfict TO-MORROW. (Wednes- 29th instani;at Elgw< o'clock punctually each day venient dist, nce from theEasthim Ferry and the Sutton and Spittal Stations on the Birkenhead and Chester Railway,) Alpdern HOUSEHOLD valuable OIL PAINT- The genteel ar FURNITURE ; a ding " Queen Est Lives of the Jews, OUR DRAWINGS, and PRINTS, inclu r supplicating King Ashuertts for the by Leonardo da Vinci; "St. John in the _ _ i•villatte rugrim," with others, by modern Artists; splendid Proof Impression of Danby's "Opening of the Sixth Seal;" Subscription Copy of Parker's celebrated Engraving, " The Rescue of the Wesleys from the Rectory," &c. ;—about 30 Dozens of choicp Old Shen, and vutivur ware; Aided Aiticles, a few BoOks, a Six Silver-keyed • Ger man Flute, quantity of Music, Sets of Gilt Cornices and Damask Curtains. In• the BED-ROOMS handsome Mahogany Four-post, ids, with appropriate Hangings —eus and Bedding, hand some Mahogany cto Drawers, Night Commodes, Mahogany and Painted Toilet Tables, Stands and Ware, &c. .In the DINING and DRAWING -ROOMS, handsome Mahogany Bookcase, with Secretaire, Glazed Doors, &c. ; large and handsome Set of Mahogany Dining Tables, on Telescope Frames; smaller Set of Ditto; handsome Mahogany Pedestal Sideboard, Guardavin, Side Table, Bagatelle Boards, Sets of Crownback and other Chairs, Easy Chairs in Hair-cloth and Morocco, Sofas and Couches, elegant Japanned Console Table with Marble Top, Ditto Indian Whatnot, and other Elegancies. Japanned Hall Table with Marble Slab, Mahogany Hatstand, anogany Imo Antique Oak Hall Chairs and Oak Table, Case of Stuffed Birds and Insects, Brussels and Kidderminster Car pets, Ditto Stair Ditto, &c. yv anu amicume, &c. Also a good cross-bred Mulch Cow in present profit, Young Breeding Sow, Wheel Churn and Dain Utensils, Quantity of Hay and Straw, Saddles and Bridles, Horse Clothing, &c. May be viewedon the Mornings of sale. Catalogues may be had on the Premises, or of the AUCTIONEER, at his Office, Market•street, Birkenhead. BIRKENHEAD. VAL7ABLE HOUSEHOLD FURNITURE, MAHOGANT FRAMED BAR SEATING, CHIMNEY GLASS, PAINT. INGS AND PRINTS, GILT AND OTHER CORNICES CIGARS, HATS, HAMS, 4e. By Mr. GREEN, On THURSDAY next, the 30th instant, at Eleven o'clock in the Forenoon, at the Auction Mart, Market-street, Birkenhead, removed for convenience of sale, (part from Church-street, under a distraint for rent,) A LARGE Assemblage of elegant and modern HOUSEHOLD FURNITURE, comprising Sets of hand some Mahogany Chairs, in Morocco,-Damask, and Hair-cloth, with Easy and Reclining Chairs.. Sofas and Couches to match, elegant Mahogany Loo Table of rich Spanish wood, Pembroke, Card, and Sofa Ditto, Set of Mahogany Dining Tables, hand some and massiwe_Ditt4?,-Peck-stnl :Intel/aunt, rair or Mahogany Hall Chairs, Mahogany and Bronze Hatstands, Mahogany Four-post, Tent, and French Bedsteads, with appropriate Hangings, prime Feather Beds and Bedding, Mahogany and Painted Chests of Drawers, Toilet Tables, and a variety of Chamber Requisites, Toilet Ware, &c., Brussels, Kiddermin ster, and Stair Carpets, Hearth Rugs, Chimney Glass, Dinner Service, China Tea Service, Glass and Earthenware, elegant Gilt and other Cornices, three Pieces (about thirty ya r d s ) Ma hogany-framed Bar Seating, in Hair-cloth, Kitchen Dressers, and a variety of Kitchen Requisites, &c. Also, a few French Silk Hats, a few Boxes of prime Cigars, Hams, Mustard, Pickles, &c. May be viewed TO-MORROW, (Wednesday,) the 28th instant, and on the Morning of Sale, when Catalogues may be had. ELEGANT AND MODERN HOUSEHOLD FURNITURE, BRIDGE-STREET, BIRKENHEAD. By Mr. GREEN, On WEDNESDAY, the sth April, at Eleven o'clock punctually, on the Premises, No. 46, Victoria-plsce, Bridge-street, THE whole of the elegant and modern HOUSE HOLD FU RNITURE and other Effects, the property of a Gentleman removing, comprising, In the DiNiNo-noom, Set of Eight elegant and massive Mahogany Crown Back Chairs, covered with Crimson Utrecht Velvet, Ditto Mahogany Pedestal Sideboard, with Carved Back, Plate Centre, Celeret and other Drawers, Loo, Snap, and other Tables of rich Spanish Mahogany, Ditto Easy and Devotional Chairs, covered in Crimson Morocco, elegant Gilt Cornices and Curtains, of rich Crimson Crape Damask, Brussels Carpet, Hearth Rug, Bronze and Steel Fenders and Fire-irons. In the DRAWING-ROOM, handsome Rosewood Circular Cen tre Table, Ditto Buckingham Couch and Crown-back Chairs, covered in Figured Green and Drab Damask, Gilt Cornice and Curtains to match, elegant Rosewood Console Table, with massive and richly-raved Legs and Marble Top, Brussels Carpet, Hearth Rug„Bronze Fender and Fire-irons. The CHAMBRR FCRNITURE consists of handsome Mahogany Half-tester Bedstead, tastefully hung with Drab Damask, Painted Ditto and French Bedsteads, Paillasses, excellent bor dered Goose Feather Beds and Bedding, superior and well-made Mahogany Chests of Drawers, Ditto Toilet Tables, Painted Ditto, Mahogany Toilet Glasses, Cane-seated Chairs, Kidder minster Carpets, Fender and Fire-irons. In the HALL, and STAIRCASE, Pair of Mahogany Hall Chairs, Bronze Umbrella Stand, Sheep-skin Door Rugs. handsome Brussels Stair Carpets and Oil Cloth, Brass Rods, &c. The KITCHEN ARTICLES consist of capital Deal Dresser with three Drawers. Butler's Mahogany Tray and Stand, Tin Hast ner and Jack, Set of Five Block Tin Dish Covers, China, Glass, Earthenware, and other Requisites. N.B.—The Furniture is nearly new, and of the best work manship, manufactured by eminent Cabinet-makers. May be vieWediii'll7igiiiY --- iieiVihearqrii:itnd on the Morning of Sale, and Catalogues may he had on the Premises, or of Mr. GREEN, Auctioneer and Valuer, Market-street, Bir kenhead. XTLAS DIRECTORS. JOHN OLIVER HANSON, Esq.,_ Chairman. WILLIAM GEORGE PRE SCOTT , Esq., Deputy-Chairman. Sir William Baynes, Bart., Samuel Eustace Magan, Esq. A. E. Campbell, Esq. Moses Mocatta, Esq. T. Chapman, Esq., F.R.S. James William Ogle, Esq William Laforest, Esq., Emanuel Pacifico, Esq„ LD Donald Maclean, Esq. Joseph Pulley, Esq. AUDITORS. __ ll , 1".0 • Francis B. Hookey, Esq., and Arthur A. B asc h, E sq , Actuary,—Charles Arisen, Esq., F.R.S. Solicitor,—Thomas Browning, Esq. Surveyor,—Thos. Hopper, Esq. Assistant Surveyor,—Thomas Lloyd, Esq. FIRE DEPARTMENT. RETURNS.—Policies for .e3OO and upwards which may h ave been in force FOR ONE YEAR prior to the date to which th e ac count is made up will be per i odically entitled to participate in the return of surplus Premium.. RENT.—This dffice (independerthe Returns) offers to Persons effecting Assurances arßuildings the further advan tage of an allowance for the loss of Rent thereof, when rendered untenantable by Fire. Farming StoCk is ntrii exempt from duty, and may be assured without the average clause._ _ On Assurances for Seven Years by one payment, a deduction of one-seventh part of the premium and duty will be made. RENEwALs.L—Policies due on LADY DAY should 1.9 renewed within fifteen days thereafter. LIFE DEPARTMENT, The attention of the Public has, in the Advertisements and Proposals of this Company of late years, been called to a T a b le of Additions applicable to and expectant on Policies of particu lar dates and ages. The Directors now be to refer to a State ment (which may be obtained on application at th e Office, in Cheapside, or to any - of the Agents in the country,) of Sums actually paid, showing the Sums respectively assured, a n d the Bonuses thereon. _ _ Persons assured for the whole term of Life in Great Britain or Ireland respectively, will have an addition made to their Policies every seventh year, or an equivalent reduction will be made in the future payments of Premium, at the option of the Assured. _ _ . -- flleFourth Septennial Valuation was made up to Christmas, 1844. _ . _ ;issurances for Shorter Periods may now be effected in Otis Office at considerably reduced Rates of Premium. The Company's Rates and Proposals may be had at the Office in London, or of any of the Agents in the Country, who are authorised to report on the appearance of Lives proposed for Assurance. HENRY DESBOROUGH, Secretary 92, Cheapside, London, March, 1848. The Agents for the Company at the undermentioned places ire : Messrs. HORNBY and MARSDEN, Marine Insurance Brokers, 10, North John-street. Messrs. W. H. M`DOWELL and VANCE, Hargreaves Buildings, Exchange-street East. ... Messrs. MACLEAN, WARD, and Co., Pemberton-buildings, Fenwick-street. Mr. J. T. LEYLAND, Exchange-court, Exchange -street East Appleby, R. Winter, inn. Manchester. R. and C. Harvey Ashton-under-Lyne, W. Lee. and H. B. Green. Blackburn, R. Wilding. O rma ki r k, J ames Robinson. Bolton, C.Brg_s. Oldham, J. Dtineroft. Burnley and Todmorden, T. E. Preston, W. Lancaster. Hammertoe. Rochdale, J. Hartley. Bury Richard Lomax. St. Helen's, J. Ansdell. Chorley, J. Wallwork. Stockport, W. Downall. Clitheroe, M. L. Oddie. Ulverstone, W. Postlewaite. Lancaster T. Al'bright. Warrington, J. Hall. Leigh, T. Whitehead. Wigan, J. Fairhurst. Macclesfield, It. Turner. • Liverpool, THE BOOKS WILL BE CLOSED For the Annual Balance and Division of Profits, ON THE STH APRIL NEXT, And all Policies opened' previously will participate in the Profits ONE YELR EARLIER than Assurances delayed till after that date. • T HE LIFE ASSOCIATION ~OF SCOTLAND, ESTABLISHED,IB39. INCORPORATED BY ISOI F AL CHARTER, Head Office-2, HANOVER-STREET, EDINBURGH. Chairman of Directora-Sir James Forrest, of C , omiston, Bart, Law Agents—Messrs. Walker and Melville W.S. Bankers f The Commercial Bank of Scotland, and 1 The Edinburgh and Glasgow Bank. Manager—John Fraser. Secretary—John Bowman. All Policies opened on or before the sth day of April next will have the following advantages _ At the Divisions of Profits they will be ranked along with Assurances effected at any time during the preceding twelve months; and They will participate in the Profits one year earlier than Assurances delayed till after the sth.of.Apri... Each Policy-holder'i share of the Profits is paid to him in Money, and has hitherto amounted annually to nearly one-third of his Premium. For example The Holders of Policies of £lOOO, of Five Years' standing, are in receipt of the following Bonuses : If the age at 1 f the annual bonus received { .t 8 7 6 entry was I ", 1 in money is If If If GO it is 2O 14 3 The Annual Premiums payable for the Policies are thus re duced to the lowest requisite amount. New Assurers are enabled to join the Society without being . placed under any disadvantage by the earlier Policy-holders. Tables of Rates, with Forms of Proposal, and any other in formation, may be obtained by application at the Ilead Office, No. 2, Hanover-street, Edinburgh, or any of the Agencies. AGENTS. Liverpool M&RTIN Baltic Buildings, 13, Redcross-street. Manchester .. W. A. CUNNINGHAM, National Provincial Bonk; 67 Mosley-street. • . - , Blackburn.... DAVID N ICUL District Bank., Warrington ~ JAMES PATTISON, District Bank, THE LIVERPOOL STANDARD. Ensuraltre gottrrO. YORKSHIRE FIRE AND LIFE INSURANCE COMPANY. ESTABLISHED 1924. Parties having Annual Policies falling due on the 25th of MARCH, are respectfully informed, that they should renew the same within Fifteen Days from that date. AGENTS. MARK RIMMER, 18, Chapel-street. LATHA.WHANMER, Jun., 1, Dale-street. JOHN ATKINSON, 25, North John-street. LITHERLAND and GROOM, 42, Lord-street. NORWICH EQUITABLE FIRE ASSURANCE SOCIETY, BANK -STREET, NORWICH. TRUSTEES. rhe Right Hon. Lord Sondes. H. N. Burroughes, Esq., M.P. Sir Edmund Bacon, Bart. Sir John P. Boileau, Bart. Sir Hanson Berney, Bart. John Garnham, Esq., R.N. John Longe, Esq. Policies which expire on i„he 25th MARCH must be renewed within fifteen days of that-Tate, or they will cease to indemnify the holders from lope AGENTS. JAMES S. SKIPPER, 20, Brunswick-street. GEORGE GOLDING, 76. Chatham-street. NORWICH UNION FIRE INSURANCE SOCIETY. ESTABLISHED 1821 CAPITAL £550,000. TRUSTEES. The Right Hon. Lord Hast- Thomas Amyot, Esq. n Henryowne, Esq. The Lord ry rd Walpole. Henry Staniforth Patteso , Sir Henry Jardine, Knt. Esq. John Stracey, Esq. Edward Wenham Martin, Esq. . i2JR/f6Torts. E. T. Booth, Esq., President. • Anthony. Hudson, Esq., Vice-President. George q Morse, Este., Edward Steward, Esq., Major-General Sir R. John Lewis Evans, Esq., M.D., Harvey, C.B. Thos. Blakiston, Esq., R.N., Isaac Jermy, Esq., Recorder Timothy Steward, Esq., of Norwich, George Durrant, Esq.; Charles Evans, Esq., Chancel- Robert John Harvey, Esq. for of the Diocese of Nor- SAMUEL 'BIGNOLD, Esq., Secretary. The Public are respectfully reminded, that all Insurances renewable in the LIVERPOOL AGENCY on the 25th day of MARCH, 1847, must be paid at the Office, Exchange-street . Iyest, on . ve.ls-f‘s ,, Ilidiebgable i loAre antirisiired7 -4 the Ci fig t s Y zi v n. - iety paid £71,155 6s. sd. Duty to Government for the year 1846. If INSURED, during the same year, £9,823,219 Farming Stock, which is free of Duty. in proof of the Public approbation of the principles and con duct of this Company, it may he sufficient to state, that its business now exceeds FIF'T'Y-EIGHT MILLIONS. Prospectuses may be had of Mr. R. L. MILLER, Agent. Treasurers—THE LIVERPOOL BOROUGH BANK. B RITISH COMMERCIAL LIFE INSURANCE COMPANY. N 0.35, CORNHILL, LONDON. ESTABLISHED-1600. CAPITAL-600,000. Insurances, witliout profits, at the lowest rates of premium consistent with the security of the Assurers. On the participa tion scale, Three-fourths of the Profits divided among the In surers, every Seven Years ; the last two Bonuses averaged 10s. 11d. per Cent. on the Premiums paid. On Insurances for the whole of Life, only One-half of the Premiums are required to be paid for the first Seven Years ; the other half allowed to remain as a., Loan an the Policy if desired. Premiums may be paid HatfArtra'rly, or Yearly, as preferred. Tables of Rates, and al given, on application at the Office. AGENTS. Liverpool—Messrs. SHORTHOUSEand HADDEN,DaIe-street Lancaster—Mr. Thomas Raw•sthorne. Manchester—Mr. C. H. Cope, 28, Princes Preston—Messrs. Lodge and Harris, Sc - Warrington—Mr. John Platt. Bury—Mr. W. P. Woodcock, Solicitor. Colne—Mr. Hargreaves Hudson. Stockport—Mr. James Dakin, Solicitor, Chester—Mr. James Blelock -street elicitors, Llandillo—Mr. Benjamin Morgan. Newcastle-upon-Tyne---Mr. William Forster, Solicitor, ROYAL INSURANCE COMPANY, LIVERPOOL, 1, OLDHALL-STREET. CAPITAL, £2,000,000, in 100,000 SHARES of £2O Each John Shaw Leigh, TRUSTEES. i R. 8.8. H. Blundell, Esq DIRECTORS. Josias Booker, Esq., Chairman. Hugh J. Sanderson, Esq. and Charles Turner, Esq., Deputy-Chairmen. BIRKENHEAD BRANCH,__-. Hamilton Buildings, Hantill,pie*Treet. The Directors beg to announce that they continue to RE CEIVE PROPOSALS for FIRE and LIFE INSURANCES. The large Capital of the,Q6mparty, and the number and in fluence of ProprietorKenable it to take rank with the most eligible offices .in the kingdom, with respect to the advantages offered to the Public. FIRE INSURANCES Will be effected at moderate rates of premium. The Company, having the advantage of a resident Directory, will he enabled to distinguish itself by its promvtness in the Settlement of Claims. No Charge made for the Policy, LIFE BRANCH. Extracts from Rates of Premiums for the Whole of Lite. Age. With Profits. Without Profits. s. d. s. d. 20 1 19 . 4 , • - - •1 14 11 30 2 9 9 2 4 10 so a 4 1 2 18 6 50 4 8 3 4 1 7 The Company likewise assure Lives on any of the following contingencies, viz.:— For the term of ONE YEAR, SEVEN YEARS, or any other de finite period, or on two or more lives. For the WHOLE CONTINUANCE OF LIFE. —The Premiums to cease after a LIMITED NUMBER OF ANNUAL PAYMENTS. For a Sum to be payable at age 60, or at death. PREMIUMS ON CREDIT. A portion of the Premiums may remain on Credit, or Assurances may be effected in various ways not enume rated, to meet the convenience of the party making the Assurance. • The important advantages afforded by the Company in this Branch will include the following, viz.:— GUARANTEE OF AN AMPLE CAPITAL, MODERATE PRE MIUMS, LARGE PARTICIPATION OF PROFITS BY THE ASSURED, AMOUNTING TO TWO-THIRDS of its NET AMOUNT, SMALL CHARGE FOR MANAGEMENT, the Expenses of the Office being borne in due proportions by the two Branches, and EXEMPTION OF THE ASSURED FROM THE LIABILITY OF PARTNERSHIP. The usual Commission allowed to Solicitors. PERCY M. DOVE, Manager. N.B. The Directors are willing to receive applications from Persons of INFLUENCE, INTELLIGENCE, and ACTIVITY, to undertake AGENCIES tl.roughout the Counties of Lancas ter, Cumberland, Chester, and elsewhere, it being their deter mination only to appoint Agents possessing those qualifications. Policies falling due at LADY DAY, should oe renewed on or before the 9th of April next. 22d March, 1848. The following AGENTS, among others, have been appointed : Audlem Edward Bellyse Combermere Abbey. Bolton Thomas Warburton.. Druggist. Bury T. A. Weston District Bank. Chorley George Houghton.... Stamp-office. Chester • Samuel Brittain, jun.. Solicitor. Do. Ducker and Bayne .. Eastgate-row. Edgehill . John Grierson, 3, Olive-street. Haslingden. Thomas Woodcock, !...olicitor. Knutsford William Taylor Ironmonger. Lancaster Yeats Welch lO, Penny-street. Low-hill James Wensley Gloucester-place. Manchester Thos. Houghland.... 51, King-street. Do. G. V. Ryder lOO, King-street. Macclesfield John May solicitor. Much Troolton Thomas Bancroft .... Collector. Neston Fdward K. Hollingshead, Parkgate. Northwich George Beckett Draper. Old Swan 5. Stanley Samuel C. Sncade .... Church-road. Ormskirk Robert Wareing .... Solicitor. Prescot Fdward Brown Market-place. Rochdale Matthew Weston ....172, Yorkshire-street St. Luke's District, Liverpool.. John Walker, 97, Bold-street. Scotland-road, Liverpool.. Wm. Roxburgh, 23, Great Nelson street North. Hugh Banner Thomas Cartwright Seacombe Stockport ... Tarporlcy Toxtetkpark Ulrerston Wigan Estate Agent, William Aston - Grocer & Tea Dealer, Joseph Harrison .. .4, St. James's-place, T. Pearson Postlethwaite.. Solicitcr. Woodcock, Part, and Scott.. Solicitors. CORPORATION (Establi.shed by Royal Charter A.D. 1720) R OY AL EXCHANGE ASSURANCE OF HOUSES AND GOODS FROM FIRE. OFFICES—ROYAL EXCVIANGE, LONDON, (BRANCH, 29, PALL-MALL.) .. NOTICE.—The usual FIFTEEN DAYS allowed for payment of Premiums falling due at LADY DAY Will expire on the 9th day of April next. ASSURANCES ON LIVES, WITH LARGE PARTICIPATION IN PROFITS Two-thirds of the Profit on Policies dated since December, 1841, will be apportioned periodically, a mong th ose effecte d for Life, without involving the Assured in any risk of Part nership. Thomas Tooke, Esq Governor. William Sampson, Esq., Sub-Governor. Hon. J. T. Leslie Melville Deputy-Governor, DIRECTORS . . . Henry Bainbridge, Esq. Siri Wm. Lubbock, Bart George P. Barclay, Esq. 'Charles J. Manning, Esq. . E. S. P. Calvert, Esq, ~, Henry Nelson, Esq. Jno. Garrett Cattley, ~,' Edward H. Palmer, Esq. Alex. Colvin, Esq. John Henry Pelly, Esq. Edw. Maxwell Daniell;lsq. Abraham G. Robarts, Esq. William Davidson, Esq. Charles Robinson, Esq. John Deacon, Esq Sir Samuel Scott, Bart. R. W. Grenfell, Esq.' William Soltan, Esq. William T. Hibbert, Esq. Wm. Wallace, Esq. Lancelot Holland, Esq. Octavius Wigram, Esq. John Chris. Lochner, Esq. C. Baring Young, Esq. AOIENTS. Mr. GEORGE I,6CH and 1 4, `pater-street. LIVERPOOL.... { Mr. CHARLES INWAN, f Mr. J. PRYCE, Titheba rn - s t ree t. Ashton-under-Lyne Legh Richmond. Blackburn James Gillies. Bolton . Rober t Barlow and Son. Burnley I ord Massey. Bury John Moscrop. Chorley Charles Wood. Fleetwood Thomas Pitt. Kirkham William Cumming. Lancaster George Jackson. Manchester J Williamson & Son, (Market-st.) Oldham William Ascroft. Preston William Taylor. Rochdale • Richard Stott. St. Helen's Henry Hardman. Warrington Thomas Geddes. Wigan . _ . .. ~ Richard Newsham. _. The Agents for the County of Chet;i;;;re:— EIRIiENHEAD Mr. HENRY K. ASPINALL. Ch , Aer William Worrall. Congleton .... Matthew Andrew. Macclesfield Nantwich Thomas Derriemer. Northwich. Thomas Rigby. Sandbach Stockport John Vaughan. Conn!), of Westmorland : Ketulal :.; .‘ . '.'.-. .. ' ... '.' . : . JOSeph Garnett. IdiluthorPe . ' ' ' ' • • George:Whittaker and Son. ALLY. GRIEN, Secretary. Ensttraitre p.ot irts. LIFE INSURANCE ANNUAL REPORT. S COTTISH PROVIDENT INSTITUTION the TENTH ANNUAL GENERAL MEETING of the CONTRIBUTORS was held, in the Waterloo Rooms, Edin burgh, on WEDNESDAY, the 16th February current. ROBT. SCLATER, Esq., in the Chair. The CHAIRMAN said,—l think it due to myself to state that I have been called upon to fill the office of Chairman, not from any qualifications which I possess, but upon the simple ground that I happen to be the Senior Director. I must; therefore, crave your indulgence for the very imperfect manner in which I discharge the duties that devolve upon me. _You have been called together for the purpose of receiving from the Directors the Report of their proceedings dining the past year. It has • been the privilege of the different'gentlemen who have filled the chair which I now occupy, to congratulate you on the in creasing prosperity of the Institution; a privilege which I am glad to say still remains time. You will hear from the Report that we have done a latter amount of business than has ever been done in any forther year of the Society's existence ; and it must be gratifyingrto us to know that the number of Policies opened from the Xommencement exceeds that of any other Office in Scotland at the same period of its history. It is with no purpose of drawing an invidious comparison between our selves and kindred Societies that I make this remark. I men tion it simply as a fact, which, while it is calculated to give us encouragement, must also be gratifying to us as members of society in general inasmuch as it shows that the value of Life Assurance is becoming more widely appreciated. Owing to the extant of disease which has prevailed during the last year, the Members will naturally expect that a greater amount of mortality has taken place among ourselves. While such is the case, we have cause for congratulation that the deaths, though exceeding the number in former years, have not, even in the past year, reached the number exhibited in the Tables of the Society ; and I may remind you of the fact, that up to the period of investigation two years since, the deaths did not greatly exceed one• half of the calculated amount. (Applause.) You will have observed by the notice calling the meeting, that steps have been taken to secure an Act of Parliament, confer ring the benefits and privileges of Incorporation. This will be fully explained to you. Imlay state, however, that it makes no material change in the Deed of Constitution. It only alters some matters of minor detail, and makes such previsions as are rendered necessary by the extension of our business in England. It only remains for me to notice, that the greatest harmony has existed among the Directors of the Institution, during the past year, as during all of that time I do not think we have been called upon to take a single vote. Whatever, therefore, comes before you, has been brought forward with our unanimous consent. (Applause.) Mr. DONALD SMITH PEDDLE, Convener of the Committee, brought up the Report of the Directors. After noticing some of the points already referred to by the Chairman, he said : As one of the Directors who retire at this time, I may be per- mitted to compare the state of the Society,_ in ~oltp,E„,t4g9-„Witfi at 1 eed of (N4 - film , ;"6.1:, ivheti I entered office. At the end of the first five years. the policies opened amounted to 1200; while at the end of the second five years they numbered about 3000. The annual income from premiums, at the end of the fifth year, was .'13.150 : and at the end of the tenth veer. £31,344. The accumulated fund at the end of the fifth year was under £28.000 ; whereas it is now not much short of £lOO,OOO. (Applause.) I submit that nothing could be more satisfactory than these results. After what has been said by the chairman, I need only shortly notice the amount of the claims that have emerged. Considering the almost unprece dentedly high mortality of the city during the last two years, it must be gratifying to know that, even in the past year, the number oil deaths is below the calculations of the Society; and that, although the amount of claims emerging is greater than has occurred in any previous year, yet the amount is very little indeed above last year, after the annuities which have fallen in have been deducted. He then called on the Manager to read the Report, which is as follows : REPORT BY THE DIRECTORS The Directors have again the pleasure of reporting a larger amount of new business in the past than in any previous year. The %umber of Policies issued has been 472 ; the sum assured by these amounting to £213,631 155., and tne Annual Premiums to .t 6171 Os. sd. In addition to these, proposals for a large 'amount of Assurances were offered, but declined. It is scarcely necessary to remark that the past year has been one of extreme pressure on the resources of almost every class of society. So large an amount of new business could, there fore, have scarcely been anticipated; and it is peculiarly grati fying, as an evidence of the extension of Life Assurance gene rally, and of the growing conviction on the part of the public of the advantages offered by this Institution. It is interesting at the same time, in a general point of view, to notice that, so far as tne Directors had the means of tracing, only a very small proportion of the Assurances were made in connection with loans, nearly the whole having been effected for purposes of family provision. The effect of the commercial occurrences of the past year, and of the general scarcity of money, has, how ever, been shown in a different way—i n th e unusua ll y l arge number of Assurances which have been surrendered or allowed to expire, from inability to continue payment of the Premiums. While this is a result which, in its general aspect, is to be re gretted, there is no doubt it is yet a source of considerable gain to the common fund. The number of deaths in the year of Members assured for capital sums has been 32, and the amount of claims thereby emerging .el 7 Soo; on the other hand three Annuities have fallen in, for two of which sums amounting to .41500 had re cently been sunk. The third was of smaller amount. Consi dering the almost unprecedented mortality over the country, the Directors do not doubt that the Contributors would be pre pared to expect a higher rate in their own body than has occur red hitherto, and they consider they have cause for congratula tion in the fact that, notwithstanding their increased •,•. CADVIA 1111111 Ur( 11, and the now advanced age of some of the members, the deaths in the year do not exceed one and a quarter per cent. of the whole number, a proportion considerably short of the average number provided for by the Tables of the Society. The net amount of Assurances subsisting at 31st December, 1e47, was .e 1,137,657 9s. ; and the income, from premiums alone, exclusive of revenue from accumulated fund, £31,343. The position of the London Branch has occupied much of the attention of the directors, during the year. After mature con sideration, they were unanimously of opinion that it was essen tial for the interests of the Society that a new agent Should be appointed to conduct the business of the Branch. Unfortu nately, some difference of views regarding the constitution of the Branch, in relation to the general management of the Institution, occurred between the General Board and the Local Directors, which, they regret to say, resulted in the resi gna ti on of the latter gentleme n . To their influence is , undoubtedly, in A groat menattre, to be nttrebte t e tt the docideiti ISITCCCSS which has attended the establishment of the Branch; and it is grati fyibg therefore to know, as the Directors do from the best of all evidence, that their withdrawal has not in any way dimi nished their good will towards the Institution, and that their influence will still be exerted in its favour. The Directors do not propose to supply their place in the mean time, but to conduct the business in immediate connec tion with the Head Office—for which the rapid communica tion between Edinburgh and London now affords increased facility. They have appointed Mr. 'WILMER OWEN HARRIS to the office of Agent and Secretary, and they trust that, in this appointment and in their other arrangements, they have made provision for the continued and increased success of the Branch. In regard to the Glasgow Branch, the directors have much satisfaction in reporting that its progress is, in all respects, satisfactory, and that a large increase of business has been made in the year. They have also the pleasure of reporting the continued interest taken in the Society by the gentlemen asso ciated as an Honorary Board in Manchester. In the circula- ' ' —war letters an vertisements calling this meet ing, the contributors were made aware that the preli m i nar y steps have been taken for obtaining from Parliament an Act conferring on the Society the privileges and benefits of Incor poration. The Bill contains a few slight alterations on some of the minor details of the deed of constitution. These have already been unanimously approved of by two consecutive special meetings of the Board of Directors, to the latter of which the Auditors and Trustees were invited—all in terms of Act 37 of the Deed of Constitution. The Directors have further to report that, a vacancy having occurred in their number, by the resign a ti on o f M r. R o b ert Robertson, they unanimously nominated Mr. AITK EN MEGGET, one of the original Directors, in his place. A vacancy having also occurred in the body of Trustees, by the death of one of their number, the Directors unanimously appointed to that office Mr. CHARLES COWAN, Member of Par liament for the City. It remains for this meeting to confirm these appointments, as well as to appoint three Directors in room of the three at the top of the list, who now retire in terms of the rules. The heads of the Bill for Incorporation, referred to in the report, having been read, and the Bill laid on the table— Mr. JOHN SCHANK MORE Professor of Scots L aw i n th e University of Edinburgh, said , —l have been somewhat unex pectedly called upon to propose a motion for the adoption of this meeting, which, however, I do with the greatest pleasure, because I have always taken a deep interest in the success and prosperity of this Institution. I had many interesting consul tations with my late friend Mr. Cleghorn, before this Institution was formed, and I was so satisfied of the sound and scientific principles on which it was based, that I never doubted that, as soon as they came to be un d ers t oo d, it would meet with that general favour and support which I am glad to see it has, to such an extent, received. There were two great principles on which Mr. Cleghorn proceeded. The first was to make the Premiums as low as was consistent with the entire safety of the Institution, and so as to secure, beyond all risk, the fulfilment of its obligations. In this respect, most of the existing Assur ance Companies had been misled by the Northampton tables, and had made the Premiums for young lives—in which I in clude ages up to fifty or so—much higher than was necessary, while their tables for the older lives were somewhat too low. This error was perceived by Mr. Cleghorn, who, from more recent and better calculated mortality tables, found that the premiums for these younger lives could be safely and very con siderably reduced; and lie framed a table which all subsequent experience has proved to be singularly correct. I am happy to say that, since this table was framed by Mr. Cleghorn, the Registrar-General of England lias appended to one of his late Reports a table for the guidance of Life Assurance Societies ; and it is very gratifying to find that the rates specified in that table are nearly the same, and in many instances precisely the same, with those of this Institution. Now one of the chief and immediate benefits resulting from this reduction of the pre miums upon the younger lives is, that it operates as a direct bonus in favour of every Insurer, when the premiums of this Institution are contrasted with iose payable to the older As surance Societies. It operates in this way. A person of twenty years of age, insuring with this Institution. can, for the pay ment of the same annual sum which otheroftiCes would demand • for,insuring £lOO, insure here £ll5 or £l2O, payable imme diately on his death. The Premium payable to this Institution for £lOO is £1 15s. Bd., while, in other Offices, it is £2ls. 6d., or or £2 3s. 2d., and, in some, still higher. There is thus an immediate and certain benefit secured by the lower rates of premium. But the second, and most important improvement suggested by Mr. Cleghorn was this, that if any profits should be made, after paying all expenses and securing a ll t h e obliga tions, as must be th case, even at his reduced rates of pre mium„these were not to be frittered away among those insurers, or their representatives, whose, contributions to the general fund could never possibly have tended to make such profits, •but should be reserved for distribution among those contribu tors whose payments into the general fund had come to be equal to the sum assured. The importance of this improvement has never I think, been sufficie n tl y est i mated. And truly the practice which has prevailed in several highly respectable and flourishing Mutual Assurance Societies, of giving a share of what they call their bonuses or profits to the representatives of every insurer, who has been such for five years, is, to say the least, very stranges'and seems to indicate a very limited know ledge of the true principles of Life Assurance.. It reminds me of the old rule by whi h originally all lives, whether young or old; were equally insured at the same invariable rate of 5 per cent. The absurdity of this rule was soon discollid ; but truly the other i s not muc h l ess a b surd. Why, in I r seven years, every life s h ou ld get t h e same share of wha re called profits, is utterly incomprehensible. The delay is plainly in tended to approximate somewhat to the sum assured ; but this can never be done upon reasonable principles, till there be a graduated scale, corresponding to the age of the parties, ac cording to which the profits shall be distributed among the policies which fall. If any Office were to insure a person at 75 years of age, which, I dare say, few Offices would do, I have no doubt the premiums would he so high that, in five years, it would approximate to the sum insured; and if this sun were £lOO, and if 2 per cent. yearly of profits were to be added, for each of the five years, supposing the policy then to fall, the sum payable would be £llO. But suppose a young man of 20 to insure .LlOO at £2 a year, and to pay the premium for five years, and then to die, his representatives would equally draw 2 per ceat..yearlv.upon his policy, and would also get £llO, so that all that the (Alice would receive by this transaction would be the intere4t upon the premiums which had been paid. Nothing, surely, can be more absurd time this. It might be thought that these representatives, drawing the :till° insured, or 4:90 more than they had paid into the office, would get a sufficiently handsome return. for the• policy s and , why, over and shove, - they should have all the presniun4s returned to them, under.the name of Wins, i cannot conceive. Yet this io the footing upon Which a great deal of insurancebusiness is done ; and it is very apparent how greatly such a system must withdraw the profits from those who alone contribute to their being formed. Even in this Institution, low as the premiums for the younc..- '• are, I know that such an ample provision was ..._ Cleghorn for the expenses of management and for conti losses, that there must ultimately be very considerable p realized; and surely those by whose contributions such r are realized ought to draw them. This is the principle ( the main improvement made by Mr. Cleghorn' • though the prosperity of this Institution 1— - able, I am far from being surprised at it ; and I am p that, the more its principles are known and studied, t. favour will it receive from the public. I desire to make vidious comparison with other similar Institutions. I in the prosperity of all of them, because I see in that pr( much that must conduce to the moral and economical of the community. And all I wish is, that, in the d, their management, they simuld be guided by sound an tific principles. I observe that, every year si ice mencement of this Institution, its business ha been and progressively increasing. I see that, dunk its fi 182 Policies were issued, and that, in each succ( number has been regularly increasing, till, d ing they amounted to 472, being 56 above the . prec ng 3 low me, then, to congratul a t e thi s meeting the prosperity of the Institution, and to propose' b 11( tion which has been put into my hands?—" ^ th approve of the Report by the Directors, now , ai the appointments thereby madi introduced into Parli ament b y th e for Incorporating the Scottish Providen firming the Laws and Regul.:• is Society to sue and be sued, to tab., _ )1 for other purposes rela t i ng t o sa i d Society T , read ; and of the alterati ons upon the Deed t Co proposed to be thereby effected ; and authorise to proceed with the requisite measures for ha passed into a law, subject to such alterations as by Parliament, or as may be considered exped. Counsel " to whom it shall b e rem i tted by the D revisal. Mr. JOHN M'Canw said, before qgre. ttter part of the motion, altt farther, approve u. e Directors, entitle( Instit-- • brmed v the Directors, I would like alterations which the Bill referred t Constitution ? Mr. JOHN HUNTER, jun., said,--I M'Craw should be satisfied upon th very first clause, contains a distir thing herein co tamed shall retie , from any contract, responsibility, gation to which the said Society liable, but the same shall cont i r been in •orporated under this herein contained shall be heir' of Constitution, and Laws ar any of the powers therein co' other alterations of the said De be made, in virtue of the powers alterations whatever on the Deed or two minor matters, rendered r the business to England. Indef every person who may hay( is bound to enter into a ref case of Members resident i dispensable that some alters Act of Parliament. Th e B, • having. arbitration at all. It gives ing to enforce their rights open to all, or to insist on t 'ear, tti Englanii, the arbitration may forcing them to go before the will be observed, is a provision , and others, who may have clair respects the Bill confirms the pi talon, and merely confers on t valuable benefits and privileges bodies, which carry on busily Ireland. Tot; for enabling the said ld to hold property, and • has note• bees option ei or shall he partie ➢lr. J. F. MACFARLANE said, I have I upon to second the motion approving o now been proposed by Professor ➢io enter so minutely into the question It by the Edin lie precise r Deed of Learned Professor, as I have had larly directed to another—a very d Institution, with which I am corm I look on all these Institutions a object in view. The business of infancy. Every one of such Instil form one of our national defences. about this of late ; but it annears ti LoTTS just made or tc Or Koc this kind spread, every one of them wil the preservation of good order, and for r vailing here and elsewhere. Certainly NV naval and military establishments might together. (Hear.) In reference to tin have submitted, it is well that the que: 3l`Craw before the approval of the met it has been put, and distinctly an he satisfied there is no invasion c.., holds, or any thing introduced that only what is essent ,swered; every But; after my right which is calculated t _....al to the proper conducting of the Institution. As the passing of an Act of a measure of considerable importa” ,- - „ . to the ,Soiefi,-.lii-;inl gentleman present. (Applause.) On th Life Assurance, were they not now so like to talk a while; for there is nothing security and comfort to a family than provision is secured for them. But it into this. Allow me, therefore, just to con ` -- s on the great and extraordinary advances , which, u g - ive greater >wledge that a to enter disadvantageous circumstances, this Society has =at rity is thus given that it will continue to flourish: no doubt that it will go on at such a ratio as wig' satisfactory to all parties. I have much Wes , seconding the motion for the approval of the Report. The motion was then put to the Meeting by the Chairm and carried unanimously. 11 prove highly e, therefore, in Mr. WILLIAM JOHNSTON, of Kirkhill, sal( you to join me in a very pleasing duty, that of r. to the Directors for their valuable services during the p. year. I feel very sure that, when we think of the great exti labour they have in perfecting the matter of the London agency, as well as framing the Bill now before Parliament, which I trust will soon be the law of the land; and, above all, when we think of the great extra services necessary to transact such a large amount of business, now in connection with the institn, tion, we must be at once prepared to give them our warm and hearty thanks. (Applause.) Mr. WILLIAM CHURCH, jun., of Glasgow, seconded the ino, tion, which was carried amidst acclamation. Mr. C. J. KERR, banker, said,—l urn sure the Meeting will join with equal cordiality in tendering a similar compliment to the Boards at Glasgow and Manchester. (Applause.) A vote of thanks was also given to the Auditors and Trustees and to the Office bearers of the Society. The management for the ensuing year was then vested in the following Gentlemen ; the three last-named Directors being elected by the Meeting, instead of tho se w h o retired by rota-. tion RECTORS. Charles Morton Esq., W.S. George Meikle, Esq., Merchant; Aitken Menet, Esq., Merchant. Alexander Jarnieson, Esq , Merchant. John Parker, Esq., Stamp Office. James Cowan, Esq., Paper Manufacturer. John Hunter, junior, Esq., W S. Alexander Keith Johnston, Esa., Geographer to the Queen: William tllinturnt I rise to ask turning thanks Vtiilliam Fraser, e Vi, Archibald Thomson, Esq.,. _ Charles Black, Esq., Publisher. Robert Hunter, Esq., Sheriff of Bute. Francis Richardson, Esq.., Merchant. James Cathcart, Esq., Wine Merchant, Leith. AUDITORS. C. W. Anderson, Esq., Merchant, Leith . James Crawford, jun., Esq., W.S. Alexander Bryson, Esq., Watchmaker. TRUSTES. David Hector, Esq., Advocate. James Alexander, Esq., Wine Merchant Jalnes Peddle, Esq., W.S. William Campbell, Esq , of Tillichewan Charles Cowan Esq., INI.P Bankers—The National Ba, Medical Officers. Sir George Ballingall, I'rofessor of Military Surgery Dr. James Duncan, 12, Heriot-row. Solicitor—William Pollock, Esq., 13, York-place. Manager—J JAMES W ATSON. iYecretary—JoHN WAT. 9 LIVERPOOL. Medical Officer—Dr. Moffat, 37, Bedford-street Nort Agents. Merchant uk of Scotland WM. HASLITT and Co., 13, Oldhall-street, . From whom Tables of Rates, and any Papers connected with the Institution, may he obtained. THE NORTHERN EXPEDITION.—Sir John Richardson and Dr. Rae left this port on Saturday, by the steamer, for New York. On reaching the latter city, they will proceed northward with the greatest possible expedition, and, should no unforeseen accident occur, will, in all pro bability, reach the mou th o f t h e Mackenzie about the middle of August, and forthwith commence their search for Franklin and his party. • MR. FISHER'S PUPlLS.—Yesterday morning, the R v. Henry Carpenter delivered a beautiful and impressive ad dress to the young gentlemen of Great George-street Academy. He selected for the basis of his remarks the following appropriate words :—" Moses was skilled in all the learning of the Egyptians." He showed the value of the different branches of learning in the discipline of the mind ; the necessity of close application and perseverance for the attainment of a thorough education ; and, above all, the vast importance of a correct knowledge of the Holy Scriptures for the salvation of their precious souls. EMIGRATION FROM LIVERPOOL FOR THE' FIRST THREZ MONTHS OF 1847 AND 1848.—8 y the kindness of Lieut. Hodder, R.N., we are enabled to afford our readers the following return of the numbers of persons who have emi grated this year, as compared with the first three months of 1847. Up to the 31st March last year, the numbers were 30,004 persons. This year there is a sensible de dine, the number being, including those in vessels which cleared out to sail yesterday, only about 22,000. There is a few days difference between the periods comprised irk the two returns ; but the falling off will be fully one-fourth this year. It is observed that, whereas last year nearly the whole of the passengers were Irish,, this year so far a large portion are English, composed generally of opera tives and others from the manufacturing districts. In one vessel, which was to sail yesterday, nearly the whole number of passengers were English, and of the above classes. This feature is well worthy of notice. The re turn includes one vessel for Australia. To Canadian ports, none have as yet gone ; and it is significant, as to the effect of the new regulations of the Canadian legislature, that up to this day, only one ship—which is to sail early in April—has been chartered to carry passengers to British America ; whereas, by the same date last year, above 20 vessels had gone. So far, we are glad to learn that the - emigrants have been in a very healthy state when em- • barked, and that no fears are entertained of a repetition of last year's calamities on the voyage or on their landing. THE NEW CIRCASSIAN PALETOT.—Our townsmen, Messrs. Maddox and Vane, of Bold-street. have lately invented a handsome new overcoat, called the Circassian, Paletot, and which, we think, seems likely to obtain a popularity equal to that of the Paletot and Wellington.. Surtout. From the experience Mr. Maddox has had. as foreman in various London and Oxford houses, as well as in that of Messrs. Dawbarn ; and Mr. Vane, from the establishment of Messrs. H. .T. and D. Nicoll, Regent street, London, we feel confident .that this new coat of theirs will be worthy of the patronage of the gentlemen of Liverpool. The cloth from which this coat is made con sists of the finest Saxony wool, which enables it to receive and retain the finish of the best West of England cloth. The shape is quite novel and gentlemanly, and from the elasticity of the material it will he found a luxurious gar ment, being cooler than the ordinary make of cloth. By invalids this coat will he found an indispensible article of the wardrobe. the cloth being perfectly porous, which, combined with lightepss, 'a:l4ls the Wearcr,the gregest comforts The makeof the coat is adapted for riding ea• walking, et•the same time elk be - *hit as a'frotk-cod. given by the s sary by tl