The Liverpool Standard and General Commercial Advertiser. — Liverpool, Merseyside, England, 1848-02-01 00:00:00

=r! 48. VDLE II , , Ivr lock pr e. DLO , an ex' Railo's); )10 111 ' ig A Bolt, an d ?Per lFes an d d with the Effects. se, rising es , Stan' rly nesli ises, and treet. fternoOnf ate all vo l, con" kereof se; and We s ' If of tb e . the Foe d respee" Messrs• ,i ver pool. -_--- ARTS, 'clocU, SS VNER S valuable s Horses . rses, 5, white' 'IIBV 4 ' TIM CHEA P BA T; g, ;E-BAR' L'lc in the LOUSE" !st, in 6.: tal Eigi" se, a fed xrpet an (tures, IQ nths.) , gan y.toP runs Sur and CUP' ce 800 , val Glas s ' ates, i Hats , Gun, Morniaa k, at his ' bein g, , or to to,- reet : 1 0 ' • Messrs . 'Warren rownloW" rid HO' ; Jo ll l' Tunsta-o Heyma n ' it. Marrs' • Thoma s Tabley: rn-street, ickensoly at NO l ' ou cestet A to SOUP d, LLIN G . : Doi, ntl ther, 11, eron: j of Live Februail I for flit' 'rescot• e o9elocl‘ et, Liver Eight thereon; side ,ar Greg'. C011tail1; 4 feet, o `, )1 feet, o is square ,t e on the Conwoi tforesto : or there Or, COW' ,-__ IRKS. t again, S , the P,P late the lajestY ued fortl county 0 ,ankrUP4 Y JAMS., Ts of th e at elevelj ,aid day! la , d cts, . ove nd exatlV: f e that Th., ut to in Le Office and ple, -I OTOS $TO l4 ' in • 10di g •p o to. niartet' I t Debt ol l ourt,sl)o een gi v t o statuwi, Ilert /ES, Fi t ,, v i n sta_ n l LiverP u ;f pool, ft, e o f f ec tb i, nchoice 0 op ° ~ or the• Assign W 1- ---4 1oLDS at LER/ 5 , at No. I d he can. psruel„ e O iKiii d made:* to luireame re, nsta nt,,,, t ) 1 pistil', f i rs t eO, be Mtn, statuieto nees is who bil, le buto !e , at "- 111° mela t ri v a; Lem ; [ged cu F e 0 A uP 3. s irrw o Lr reme s, and Sti. :10122, tif nx 3racis , _ -10 of t 'rune t o; : 14N1 ,4;11 1 aP e 'oo' 6 By es r l e in' gI inC .r dr eo Chi co p ; gb!/1, 4 o f riie`ssio c. fey. clue ,r IV P.' rtico ulcil re),. 1.1848. to be &olb. ATESSRS. RADCLIFFE and PICKEN, 26, NORTH : ITI JOHN -STREET, beg to intimate that they have received instructions from the Proprietors to DISPOSE OF, by PRIVATE TREATY, several valuable ESTATES, with RESIDENCES thereon, suitable for the accommodation of Families of respec tability, situate in the neighbourhood of Liverpool, and com p Theyrising have also numerous Lot of BUILDING LAND in the Most fashionable localities, which they are authorised to Sell at an exceedingly moderate price. They will be happlv to sup , Rly full particulars to any party intimating a desire to receive nem. MESSRS. RADCLIFFE and PICKEN, 26, NORTH -Mt JOHN -STREET, have been favoured with instructions to SELL, by PRIVATE TREATY, in One Lot, all that exceedingly valuable Plot of FREEHOLD BUILDING LAND, with the Licensed PUBLIC -HOUSE, private DWELLING-HOUSE, and a large quantity of BUILDING MATERIALS thereon, situ ated in, and having a frontage to, Scotland-road, of 30 yards, and about 100 yards to Great Oxford-street, and containing in the whole ab ou t 3 0 00 square yards. In choiceness of situation, economy of form, and other valuable characteristics, this Land is so strikingly distinguished, that it only requires to be seen to be fully appreciated. Respectable Builders and Dealers in Land, therefore, will do well to give it their immediate atten lion. Such another opportunity 'will rarely occur. MESSRS. RADCLIPPE and PICKEN, 26, NORTH JOHN -STREET, have received instructions to SELL, by PRIVATE TREATY, a very valuable Plot of FREERFREEHOLD BUILDING LAND, situated in, and having a frontage to Mill -street, Toxteth-p i ark and in the immediate vicinity df No rthumberland-street. t has been planned out, in an advan tageous manner, for the erection of Shops fronting Mill-street, and Terraces at the bad( ; and the plans have received the sanction of the Health'Committee. Advances of Cash will be made to respectable Builders. It is scarcely necessary to . ob serve that the locality o b ove d escr ib e d i s fi rs t- r ate, being within ife minutes' walk of the Docks, the Timber Yards, the Gas Works, and contiguous to all the numerous other sources of constant employment which there abound. As a place ffI3USI -14", ugh position, o, Mill -street is well-known to be rapidly attaining a whiCh time will both consolidate and improve. T"- LOUND FOUNDRY, KENDAL. Term by . PRIVATE . TREATY, .or LET, for a PREF,Do LT ,' xettrs, with immediate possession, the capital Messrs. PREM ISES, situate at Kendal, 'belonging to dry. s• John Stephenson and Co., known as the Lound Foun- Lh.lr This Establishment has been fitted up within the last e years, and the Machinery and Tools are , allvf the best e' and in 'capital working condition. The 'Foundry has ~"r Castings r ee . k•upoli . ..s . and four powerful Cranes, and isewell calculated s 111) to fourteen tons. The Fitting-up Shop has six D oubie-n'eared Hand and Slide Lathes, Drilling, Boring, " ~ing, and 'Slotting Machines, all on the best modern prin- Ike - and the Smithy a s a complement of Tools for t w enty , five Hearth:. s The Premises are situate in the healthy town of Kendal, on the banks of the Lancaster Canal, with . which` they communicate by a private basin furnished With Cranes for landing or shipping any weight. They also front the high road from Lancaster to :-Kendal, and are near the Lancaster and Carlisle Railway thus having cheap and ready communication with all parts of the kingdom. For farther particulars, and to treat, apply to Mr. WILLIAM ROWLINSON, Kendal; Messrs. JOHN STEPHENSON and Co., Fisher-street, Carlisle; or to Mr. T. M. FISHER, 21, Princess 'street, Manchester. Oro alt Ed. MO' be LET, at Netherfield-road South, a good FAMILY HOUSE, with Land attached, Coach-house and Stable. Rent moderate. Apply to S. WATERHOUSE, Statham's-buildings, 5, Tithe ibarw-street. BELMONT, NEAR RICHMOND-HILL. TrO be LET, a first-class VILLA RESIDENCE, delightfully situated in one of the first localities near 'Liverpool. The House is in every way complete for a Family •of distinction in the interior and exterior, having a Double 'Coach-house, with Stables, Gardens, and Pleasure Grounds. Apply to S. WATERHOUSE, &BARRIO'S-buildings, 5, Tithe 'barn-street. 'MO be LET, with immediate Possession, a DOUBLE OFFICE, on the Ground 'Floor, in Union-buildings, 16, North John-street, lately occupied by Mr. Greenstreet. Rent, *37 10s. Appl y l to Messrs. WASON and G REENSTREET , Solicito rs , Wasons-buildings, Harrington-street. 31.eb3 Vitbtfrations. THE CURRENCY. This day is published i , price Sixpence, ALETTER to the Ri g ht , Honourable Sir ROBERT PEEL, Bart., on THE CURRENCY. By ADAM HODGSON, Esq. WAREING WEBB, Castle-street, - Liverpool; and RIDOWAYB, 'Piccadilly, London. JLP LACKWOOD'S MAGAZINE, No. CCCLXXXVIII., for February. Price 2s. 6d. CONTENTS: I.—The Russian Empire. 11.-=Autobiography of a German Headsman. lll.—Edinburgh after Flodden. IV.—Subjects for Pictures. V.—Jerusalem. VI.--My English Acquaintance. VII. —Our West Indian Colonies. VIII.—Now and Then. WILLIAM BLACKWOOD and SONS, 45, George-street, Edin ' burgh, and 37, Paternoster-row .Loncion. Sold by EVANS and C HEGWIN, DEIGHTON and I.:AuoirroN, W. WEBD, and the • other Booksellers, Liverpool. THE DUBLIN UNIVERSITY MAGAZINE for FEBRUARY, price Half-a-Crown, contains:- 1 • Seditious Literature in Ireland. A Merry Christmas. The Apothecary's Wife.—A Russian Story. By Count I `, Sallagub. In Two Parts.—Part 11. v • Our Portrait Gallery. No. XLVlll.—Doctor Litton. With an Etching. • A Scene in Tartarus. Reeves' Ecclesiastical Antiquities. "I• The Croppy's Fingers. Thorwaldsen. IX. Hush-a-by Baby—Unrest -in the Grave—Lament of Sean- chan for the Death of Dalian. By J. C. Mangan. X. The African Wanderers. XI. The Usurper—Forest Echoes—A Death Prayer—The Triumph of Aurelian. 'XII. Wilson's Lands of the Bible. Dublin : JAMES WGLASHAN,2I,'D'OIier-street ; Liverpool : .josnnA. WALMSLEY, 50, Lord-street. Sold by all Booksellers at home and abroad. Published at ss. per Vol., Reduced to 2s. 6d. Any of the Works may he had separately at the same price. I'"E EDINBURGH CABINET LIBRARY, Illustrated with numerous Engravings on Steel and Wood, Naps, *e. 30 Vols. fcap two, Turkey red cloth, gilt. SUBJECTS.—PoIar Seas and Regions—Discovery and Adven `turein Africa—Egypt—Palestine—Lives and Voyages of Drake, Cavendish, awl Dampier—British India, 3 vols.—Life of Sir Falter Raleigh—Nubia and Abyssinia—Lives of Zoologists— tarbary o hStates—Cina 3 vols.—Circumnavigation of the Globe, b r r' Magella Cook—Life of Henry Vlll.—Scandinavia, B e '. ll P; a History of Denmark, Sweden, and Norway, 2 vols.— _ritish America, with a full detail of the Principles and best Todes of Emigration, 3 vols.—lceland, Greenland, &c.—ltaly, hn i a• — Messopotamia and Assyria—Polynesia and New Zea -01,--Voyages round the World, from the Death of Captain Ito the Present Time—Travels of Marco Polo. Edia nlo ,„ l lo'st the various serial publications of the day, the ,l, urgii Cabinet Library is Spectates best, the most instruc-' the most popular.”—. 'ainburgh • 01 IVFR and BOYD ; L g don : MAR SHLL • " Co. • New Edition, Reduced in Price,of 1, 7 WHITE'S UNIVERSAL HISTORY. Now y,g Ame, World,., bound, Edition, with a Coloured Map of the the Second of OF UNIVERSAL HISTORY, on a New and Systematic Plan ; from the Earliest Times to the Treaty. .of Vienna. To which is added,.a Summary of the Leading since . Fo the se of arid of Private Events that Students. By ll. Period WHITE, 8.A., U Trinity Schools Col lege, Cambridge, M.A. and Ph. Dr. of Heidelberg. This Work is divided into 'Three Parts, corresponding with Ancient, Middle, and Modern History, and again subdivided i nto Centuries, so that the various events are systematically grouped together in the order of time; while the narrative is so arranged that the annals of each country may be studied separately. To guide the researches of the student, .the work contains numerous Synoptical and other Tables, with Sketches of Literature, Antiquities, and Manners at the great chrono logical epochs. The Three Parts, Ancient, Middle, ane Modern Ilistary,.each complete in itself, .may also be had separately, price 2s. 6d., bound. " Entitled to great-praise •, the writer has taken a firm grasp of his subject, and exhibits a just estimate of things."— Npectator. " Executed with much judgment. The difficult task of re viewing the whole history of the world, and condensing it with clearness, has been accomplished in this single volume with a success that does great credit to the author, and cannot fail to recommend it to extensive and permanent ciiculation."— Morning Herald. Edinburgh OLlvEn_and Bovp ; London SIMPKIN, MAR SHALL, and CO. FOR CHILDRNE -CUTTING THEIR TEETH. MRS. JOHNSON'S AMERICAN S OOTHING SYRUhis infallible Remedy has preserved hundreds of Children when thought past recovery from Convulsions arising from painful dentition. As soon as the Syrup is rubbed on the Gums, the Child will be relieved, the Gums :cooled, and the inflammation reduced. It is as innocent as ,efficacious, tending to produce the Teeth with ease; and •so pleasant, that no Child will refuse to let its Gums be rubbed with it. When infants are at the age offour months, the Syrup should be rubbed on the Gums ; and Parents should never be without the Syrup in the Nursery where there are young children; for if a Child wakes in the night with pains in the Gums, the Syrup immediately gives ease ; thereby preventing Convulsions Fevers, &c.--The great success of this Medicine <luring the last 25 Years has induced unprincipled persons to imitate it, under the name of American Soothing Syrup, and o :Vying parts of Mrs. re Johnson's Bills, &C. 's will, there fo be very particular to :ask fOr - JOHNSON'S Parent AMERICAN SOOTHING SYRUP; and to notice that the Names of BAR ?AY and *WS 95, Farringdon-street; London; (to whom Mrs. Janson h as sold the recipe,) are o n th e Stamp affixed on each Bottle. . LONDON : NOVELTIES. IN STATIONERY, forwarded post free:to any p ar t of th e e oun t r y. ~ Send H. DOLBY &L, or seven p os t age s t am p s , w ith th e ini eaterlfi of j yo ur name. You will receive, per return o f post, ,a box 50 superb. wafers . stamped witlr your initials [one to four with a P ecs iT card of - all his initial- and motto dies, tratis. For 24 eta ups, or 25., he sends a quire of the best cream laid P4Per nclosed and in a handti 24 adhe s unne boave etpes, stamped with your initials, all e aloe 36 stamps, or . 3c, he -supplies 100 of the best cream laid sire envelopes, stamped withyOUr initials in fnll, as above. motto2o stamps, or Is. Gd ,-a hot( containing 144 Shaksperian motto Wafers, 72 varietie s suited to every purpose of polite esPondence. .v k or 24 s t amps, or 25., an ...elegant age tiled with envelopes, nir' frorn Ped in an exqu i site style of cotoor relief with varied mot -7,. Sha kspere. 7 ".DOLBY, being the Designer and Engr.aver of 20,000 spe ls of stamped crest note paper, adhesive envelopes; and 3 , adapted to Military, County Bank, County Court , and per Official ail & Heraldic - purposes, is enabled to execute le rs connected therewith in the first style. iinciitCaitdors, Agricultural Associations, Cotom.fr,cial. 11`111!es' ver and t h e "tu.elb in general find 11. DOLBI'S prices _ sci, gdoi ;: l itutlity- of his work superior to any other house in H. D o • A,„„, LBY, Heraldic and Official Die Engraver, Paper I If;rPer, Adhesive Envelope, and Wafer Manufacturer, 69, „,...eers-street, Oxford-street, London. a_trnt Machine Wafers in a variety o f co l ours, stamped w i th " A ins 'AP of Liverpool, frOra an tsy exluisltelv enveie, to be lS and AnotoN's, Saarti-otlice. Li ve r p o ol . NOTICE IS HEREBY GIVEN, that the Boards of Management of the GREAT BRITAIN MUTUAL LIFE ASSURANCE SOCIETY, and that of the INDIA AND LONDON LIFE ASSURANCE COMPANY, are united ; and that henceforth the business of both will be transacted at the Office of the GREAT BRITAIN MUTUAL LIFE ASSURANCE SOCIETY, 34, WATERLOO-PLACE. Proposals for Assurance, and other communications, will likewise be received at No. 17, CORNHILL, the present Office of the INDIA AND LONDON COMPANY. GREAT BRITAIN MUTUAL LIFE ASSURANCE SOCIETY AND INDIA AND LONDON LIFE ASSURANCE COMPANY, 14, WATERLOO-PLACE, AND 17, CORNHILL, CITY. DIRECTORS. The Chisholm, Erchless Castle, Inverness-shire, and Chapel street, Grosvenor-place, London, Chairman. Richard Hartley Kennedy, Esq.. (late Physician General, Born bay,) Deputy Chairman of the Oriental Bank, Resington Lodge, Notting Hill, Deputy Chairman. William Morley, Esq., Blackheath, Deputy-Chairman. Henry Stroud Barber, Esq., 36, Fenchurch-street, and Wan stead, Essex. Francis Brodigan, Esq., Garden-court, Temple. James William Deacon, Esq., Walbrook, and Southwick-place, Hyde Park-square. Harry George Gordon, Esq., 58, Porchester-terrace, Chairman of the Oriental Bank. Henry Allan Harrison, Esq., St. Leonard's-on-Sea, Sussex, Director of the Oriental Bank. Alexander Robert Irvine, Esq., 14, Waterloo-place, Managing Director. John Inglis Jerdein, Esq., Upper Ground-street, Blackfriars. Frederick Jones, Esq., Old-square, Lincoln's Inn. James John Kinloch, Esq., hair, Kincardineshire, and Glou cester-road, Hyde Park Gardens. Henry Lawson, Esq., Fortess Terrace, Kentish Town. Robert Francis Power, Esq., M.D., Queen-street, May-fair. Archibald Spens, Esq., Bombay Civil Service, Manor House, Inveresk, N.B. GREAT BRITAIN MUTUAL LIFE ASSURANCE SOCIETY. This Society is established upon the most approved princi ples of the Mutual System, and allows credit for half the amount .of the first five Annual Premiums. The first division of profits will be in the year 1849. Proposals of every description entertained involving the con tingency of human life. INDIA AND LONDON LIFE ASSURANCE COMPANY. CAPITAL, £250,000, IN 5000 SLURS'S OF /4'50 EACH. This Company assures the lives of healthy persons in any part of the world, at as low rates of premium as can be taken con sistently with perfect security, whilst, for the accommodation of the assured, a Half-Premium Table (No. 2) has been con structed on a plan peculiar to this Office, and affording greater advantages to parties assuring for short periods, with the option of continuing for the remainder of life. Also invalid lives, whether afflicted with mental or bodily infirmities. And lives of Naval and Military Officers and Civilians iii India, in any of the Colonies, or other parts of the world. Annuities granted, and endowments for widows and children. A. R. IRVINE, Manager, 14, Waterloo-place. AOHNTB FOR LIVERI'OOI, : Mr. N. J. ANDERSON, 10, Chapel-street. Messrs. IRLAM and FLETCHER, Solicitors. Mr, EDWARD EYES, Jup. , purveyor, .J.4x , an tett. ASCHOOLMISTRESS isrequired for ST. BRIDE'S GIRLS' SCHOOL. Salary, .C4O per Annum. Candidates, who should be accustomed to the National Sys tem, and prepared hereafter to pass the Government Examina tion may apply, before Ten o'clock, to Rev. D. D. STEWART, 20, Canning-street. WANTED to BORROW, for Twelve Months, the Sum of .elOO, on good security, for which 7 per Cent. will be given. Apply by letter to X. F. G., STANDARD-OFFICE. Principals only will be treated with. FREEHOLD. WANTED to PURCHASE, in or near the Town, a good FAMILY HOUSE, with good Entertaining-rooms, about the annual value of -t'6o to .10, in a good neighbourhood. Apply to THOMAS WYLIE, 3, Barned's-bnildings. A GENTLEMAN of many years' experience in the A Management of a General Business abroad, thoroughly acquainted with Bookkeeping and the routine of a Counting house, master of the French and Spanish, and possessing a good knowledge of the German and Italian Languages, is desirous of obtaining a permanent SITUATION in a MER CANTILE ESTABLISHMENT, - with prospects of future ad vancement. Unexceptionable references will be given. Letters addressed G. D. A., STANDARD-OFFICE, will be attended to. MEDICAL PUPIL. WANTED, by a General Practitioner, residing at Brighton. Susyex, a gentlemanly, well-educated YOUTH, as a PUPIL. The Advertiser has several Medical Appoint ments, and the Pupil would have superior opportunities for obtaining practical knowledge. As the Youth would be re ceived into the house as a member of the family, the Advertiser being married, but without a family, he must be of 'obliging manners and disposition. Particulars as to Premium, &c. may be had of 11Iessrs. GIL BERTSON, HUGHES, and Co., King-street, Liverpool. LIVERPOOL DOCKS. LOANS OF MONEY. TILE COMMITTEE of the LIVERPOOL DOCKS do HEREBY GIVE NOTICE, that they are willing to receive LOANS of MONEY to a LIMITED AMOUNT, on the Security of the Bonds of the Trustees of the Liverpool Docks, at the rate'of FIVE POUNDS per Centum per Annum Interest, for periods o f either Three, Fi ve, or Seven Years. _ _ All letters to be addressed to GEORGE WITH Ells, Esquire, Treasurer of the Liverpool Docks, Dock-office, Liverpovl. By order, DANIEL MASON, Secretary. Dock-office, Liverpool, October 21, 1847. Ensttraiirt ottrts. T"E (LONDON) LICENSED VICTITALLERS AND GENERAL FIRE AND LIFE ASSURANCE COMPANY. ADELAIDE-PLACE, *LONDON BRIDGE. ESTABLISHED 1835. Empowered by Act •of Parliament. DIRECTORS. Chas. Bleaden, Esq., Chairman. Andrew Clarke, Esq., Deputy-Chairman. The Right Hon. the Lord Mayor. John Addis, Esq. William Knott, 'Esq. - Geo. H. Child, Esq. Robert Maine, Esq. William Float, Esq. J. Musgrave, Egg., Alderman. William Game, Esq. Francis Witham, Esq. .1.-G. Hammack, Esq. The Company has been formed by an opulent and influential body of Proprietors, with a large Capital, and -extensive Con nexions. Property of every description is Insured against Fire, at Rates and on Conditions as advantageous as are offered by any other Oriee; and all Claims for Loss are paid without delay. Insurance for Seven years charged as only for Six. In the Life Department the Premiums have been calculated on the lowest scale consistent with the fair interests of the Company. Assurers have the option of sharing in the profits; and one-half of the Premium on Life may remain unpaid for the first rive years, at interest at Five percent. Annual interest. ' l ** The Company has Branch Offices -at Glasgow, Edin burgh, Liverpool, Manchester, Dublin, Bath, Bristol, Glou cester, &c., &c., and Agents in the principal Towns in the Kingdom. JAS. IVASON, Agent, m'ason's-buildings, Liverpool N.B.—Transfers made to this office free of expense. [INCORPORATED BY ACT OF PARLIAMENT.] SCOTTISH EQUITABLE (MUTUAL) LIFE ASSURANCE SOCIETY. EDINBURGH LONDON . 26, ST. ANDREW-SQUARE, MOOROATE-STREET. ORDINARY DIRECTORS. William Stuart Walker, of Howland, Esq., Advocate. John Hutton, Esq., Merchant, Leith. David J. Thompson, Esq., Merchant, Edinburgh. James Ross, Esq Solicitor, Supreme Courts. Thomas Scott Anderson, Esq., W.S. Henry Maitland, Esq., Wine Merchant. Robert Chambers, Esq., Publisher. Robert Robertson Glasgow, of Nlontgreenan, Esq., Advocate. Georce Ross, jnn., Esq., Advocate. . Thomas Constable, Esq., Printer. John Whitefoord Mackenzie, Req.. W.S. Robert Laurie, Esq., Master of the Merchant Company, Leith. LOCAL BOARD OF DIRECTORS roteLivnnpooL. CHAIRMAN. Thomas Chilton, Esq. DIRECTORS. Tlutmas Martin, Esq. William Oxley, Esq. David Cannon, Esq. I Hilton Halhead, Esq. MEDICAL REFEREE. James Petrie, Esq., M.D. AGENT. WILLIAM OXLEY, 3, Rumford-plaoe. VIETV-of the Progress of the Society down to the Ist March, Amount Annual Accumulated Assured. Revenue. Fund. At let March, 1835 Do. 1838 Do. 1841 Do. 1844 Do. 1847 2,763,38 1 99,270 400,503 This being -a MUTUAL ASSURANCE SOCIETY, the Profits are not, as in Proprietary Companies, divided between the Partners and the Assured. The WHOLE belong to the Policy Holders. It is, therefore, impossible for any Assurance Office to give greater advantages to Assurers than this Society affords. At the ANNUAL GENERAL MEETING, held. on the 4th May last, after reserving upwards of THIRTY-SIX THOUSAND POUNDS forfuture division, a Vested Bonus of TWO per Cent. per annum, to all Policies of two years' standing, was declared, not only on the Sums originally Assured, but also on the additions previously made to them. Thus Policies of £lOOO effected before Ist March, 1832, will, if they become claims after Ist March next. receive an addition of FOUR HUNDRED AND TWO POUNDS, being upwards of FORTY PER CENT. thereon; and other Policies will also receive in proportion to their duration. The next Triennial Allocation of Profits takes place at Ist March, 1850, when all Policies of five years' endurance will receive additions. Policies opened on or before let March next, will, at Ist March, 1853, be entitled to Vested Additions cor responding to the number of Annual Premiums which nave then been made, or have become due. The Annual Revenue now exceeds ONE HUNDRED AND SEVEN THOUSAND POUNDS. ROBERT CHRISTIE, Manager. ROBERT GIBSON, Secretary. AGENTS. LIVERPOOL—WILLIAM OXLEY, 3, Rumford-place. Manchester—Anderson and Thorburn, Merchants. Oldham—Samuel Oliver, Primrose-mount. Bury—William M‘Lean, Draper. Blackburn—George Johnston and Son, Drapers. Chorley—Alexander Bannerman, Land Agent. Preston—Jaines Winder, Solicitor. Lancaster—L. Sanderson,•Caatle-hiil. TOE LIVERPOOL STANDARD. ,NGE BUILDINGS. rLE, 1849. Esq., Chairman. James Bateson, Esq. John A. Tinne, Esq. John Dickenson, Esq. James H. Macrae, Esq, Henry Neuman, Esq. Charles Booth, Esq. Daniel Mather, Esq. CLASSICAL AND MATHEMATICAL SCHOOL, WEST DERBY. THE Rev. A. RAMSAY, M.A., of Trinity College, Cambridge, receives PUPILS to instruct in Classical, Mathematical, and General Literature, on the folsowing terms : Day Scholars 5 Guineas a Quarter. Day Boarders Boarders 100 Guineas per Annum. Entrance 2 Guineas. LIVERPOOL EXCH. Comm trr Harmood Banner Thomas Bolton, Esq. Henry R. Sandbach, Esq. WilliamTitherington, Esq. James H. Wrigley, Esq. Robert S. Henderson, Esq. Thomas Nixon, Esq. Thomas Read, Esq. THE Proprietors of the LIVERPOOL EXCHANGE will be PAID a DIVIDEND of NINE POUNDS on their respective SHARES, for the year 1847, on applying to Mr. JOHN SUDLOW, the Cashier, upon and after MON DAY, the Ith of February next; and also, the further sum of THREE POUNDS THREE SHILLINGS for tech SHARE, in lieu of the right of nomination to the News-room for the present year, provided the same be demanded on or before the 24th of December next. Proprietors should be prepared to produce their Certificates, if required, to Mr. SUDLOW ; and the Personal Represents fives of Deceased Proprietors, Trustees, and others who have not already obtained Certificates, will be required to produce the Wills or Instruments under which they claim to Mr. THomas CAUSON, Solicitor, Barned's-buildings, Sweeting street. _ _ By order of the Proprietors, at the General Meeting held this 31st day of January, 1848, JOHN SUDLOW, Secretary. Exchange-ecraxt, Exchange-street East. MANCHESTER AND LIVERPOOL DISTRICT BANKING COMPANY. THE DIRECTORS HEREBY GIVE NOTICE, that a DIVIDEND, at the rate of Eight Shillings per Share, for the Half-year ending 31st December last, (being Eight per Cent. per Annum clear of Income Tax, which is paid by the Bank,) will be payable to the Proprietors, at the Head 'Bank and Branches, on and after WEDNESDAY, the 9th of February. The TRANSFER BOOKS will be CLOSED from the date of this notice till the said 9th of February. By order of the Board, PHILIP THOMSON.. Manchester, 26th January, 1848. THE LIVERPOOL GASLIGHT COMPANY. 'WEST DERBY UNION. ASSISTANT MASTER WANTED, THE GUARDIANS are desirous of APPOINTING an ASSISTANT MASTER to the WORKHOUSE, who, in addition to-other duties, will be required to keep the Books of the Establishment. Salary, £5O per annum, with Board in the House. . _ _ Applicationsinith testimonials, to be sent tome, on or before TIIUSDAY next, the Bth instant. By. order of the Board, WILLIAM CLEAVER, Clekk. _ . 17, Chriiton=square, IVOTICE IS HEREBY GIVEN, that the ordinary j HALF-YEARLY MEETING of the SHAREHOLDERS '-of the LIVERPOOL GASLIGHT COMPANY will be held at 'the COMPANY'S OFFICE, in Dale-street, in Liverpool, on TUESDAY, the 15th day of February next, at Twelve . o'Clock at Noon, for the purpose of transacting the usual business of the First Ordinary Half-yearly Meeting. The BOOKS for the TRANSFER of SHARES - will be CLOSED from the 2d ofFebruary next until after the Meeting. Dated this 29th day of January, 1848. By order of the Directors, THOMAS CARSON, Secretary. LIVERPOOL DISPENSARIES THE GENERAL ANNUAL MEETING of the Governors of this Institution will be holden in the Board room, Parish-offices, No. I. Fenwick-street, on FRIDAY next, the 4th February, at Half-past Two o'clock, to transact the usual business of the Charity, and to elect Officers for the ensu ing year. By order of the General Committee, D. H. GIBSON, Secretary. Subscriptions - and Donations in aid of the exhausted Funds of the Dispensaries . will be thankfully received by GEORGE GREEN Hourmy Esq., Treasurer, 10, North John-street; W. F. MACGREGOR:EMI., Vauxhall Foundry; CHARLES BOOTH, Esq., 49, North John-street; and by the 'SECRETARY, at the DispensarieS' Office, 21, South Castle-street, between the hours of Three and o'clock daily. LONDON AND NORTH-WESTERN RAILWAY, ALTERATION OF TRAINS. LIVERPOOL AND MANCHESTER BRANCH , THE are requested to take 'NOTICE, that, on and after Tuesday, the ist , of February, the EXPRESS TRAIN rtow leaving Liverpool for Manchester at Twelve o'clock will be despatched at 11 45 A.M.; and that the TRAIN which now leaves Manchester for Liverpool at 5 , 15 P:M., will be de spatched at 5 P.M. By:order, 'MARK HUISH. General Manager's Office, .L:verpool, 24th January, 1848. TIDAL WATERS AND NAVIGABLE RIVERS. APPLICATIONS TO PARLIAMENT FOR 'LOCAL BILLS, B.TRKEA HEAD DOCK COMMISSIONERS' (Levying Ad ditional Rates, and Alteration of Birkenhead Dock Rates and Liverpool Dock Rates, and Amendment of Acts) BILL. NOTICE. T «TAMES ABERNETHY,CIVIL ENGINEER, of the city of Aberdeen, having been appointed by the Lords Commissioners for executing the'Office of Lord High Admiral, Surveying Officer under an Act , pasged in the tenth Year of the reign of Her present Majesty, intituled "An Act for making preliminary Inquiries in certain cases of Applications for Local Acts," in so far as the said Act relates to an intended applica tion to Parliament for an Act in relation to "BIRKENHEAD DOCK COMMISSIONERS, (Levying Additional Rates, and Alteration of Birkenhead Dock Rates and Liverpool Dock Rates, and Amendment of Acts,)" do hereby give Notice, that I shall attend on FRIDAY, the Eighteenth day of February, One Thou sand Eight Hundred and Forty-eight, at the TOWN-HALL, in BIRKENHEAD, at the hour of Ten o'clock in the Forenoon, for the purpose of making such Examination and Survey of the Locality as the proposed Act will affect, and of making such Inquires relative to the provisions of the said proposed Act, and of investigating such other matters relating thereto as the said Lords Commissioners have by their order directed me to make and investigate. And Ido hereby require the Promoters of the said intended work to appear before me, at the time and place aforesaid, and to produce all such Surveys, Plaits, Sections, Estimates, Documents, and Evidences, as will he ne cessary to support such intended apidication. Ido hereby further give Notice, that all Persons desirous of being4leard in opposition to such intended application do appear before me with Witnesses, Plans, Sections, Maps, Books, or other Docu ments relevant to the said Inquiries. - As witness my hand, this - Tweif.y-firstday of January, One Thousand Eight Hundred and Forty-eight. JAMES ABERNETHY, Surveying Officer. TIDAL WATERS AND NAVIGABLE RIVERS. APPLICATIONS TO PARLIAMENT FOR LOCAL BILLS. BIRKENHEAD DOCK COMMIA'SIONERS' (Transfer of Powers to New Commissioners, effecting Arrangements with the Crown, and Amendment of Acts) BILL. NOTICE. IJAMES ABERNETHY, CIVIL ENGINEER, of the 1 city . of Aberdeen, having been appointed by the Lords Commissioners for executing the Office of Lord High Admiral, Surveying Officer under an Act passed in the tenth year of the reign of Her present Majesty, mtituled, "An Act for making preliminary Inquiries in certain cases of applications for Local Acts," in so far as the said Act relates to an intended applica tion to Parliament for an Act in relation to the " BIKKEN-KHEAD DOCK COM.MISSIONEES, (Transfer of Powers to New Commissioners, effecting Arrange ments with the Crown, and Amendment of Acts,)" do hereby give Notice, that I shall attend on SATURDAY, the Nineteenth day of February, One Thousand Eight Hun dred and Forty-eight, at the TOWN-HALL, in BIRKENHEAD, at the hour of Ten o'clock in the Forenoon, for the purpose of making such Examination and Survey of the Locality as the proposed Act will affect, and of making.such Inquiries relative to the procisions of the said proposed Act, and of investigating such other matters relating thereto as the said Lords Commis sioners have by their order directed me to make and investigate. And I do.hereby require the Promoters of the said intended Work to appear before me, at the time and place aforesaid, and to produce:all such Surveys, Plans, Sections, Estimates, Docu ments, and Evidences, as will be necessary to support such in tended application. I do hereby further give Notice, that all Persons desirous of being heard in opposition to such intended application do appear before me with Witnesses, Plans, Sec tions, Maps, Books, or other Documents relevant to the said Inquiries. As witness my hand, this Twenty-first day of January, One Thousand Eight Hundred and Forty-eight. JAS. ABERNETHY, Surveying Officer. Observe that the Signature of the proprietor, "G. C. Serjeant," is written on the Government Stamp. ERJEANT'S LOTION, the only effectual Remedy 10 against Rheumatism, Rheumatic Gout, Sciatica, and Lum baTo. Sold by the -Propnetor, G. C. SERJEANT, No. 7, Lo velPs-court, Paternoster-row, London ; and by all Vendors of Medicine. Price 25. 9d. per Bottle. This excellent Medicine, so universally esteemed, is unat tended with the least danger or inconvenience; hundreds have experienced its happy and salutary effects since it was first introduced; and such are the properties of this invaluable Specific that persons labouring under the most distressing Rheumatism, Rheumatic Gout, and Lumbago, and rendered thereby incapable of assiatiug themselves, have been relieved in a few hours. Amongst many which are being daily received are the follow tag testimonials : Well-street, Cripplegate. Sia,—l have been several weeks confined to my bed by Gout and Rheumatism, not a part from my head to my feet free from pain, and as helpless as an infant: not even a finger could I move. In this unpleasant situation I was informed by my me dical attendant he had applied all the usual remedies, and that I ;night remain months in my deplorable situation. Fortunately your remedy was made known to me, or I might have been to this day confined to my bed. After a close appli cation of four days, my troublesome companion began to dis appear; in a week I was capable of walklpg about my room, and by another week's perseverance in the use of your Medi cine was enabled to leave London. Fearful of another attack, you will please to send six bottles.—l am, Sir, your obedient servant,— D. W. STONE. 31710's Hotel, ,Strand, 18th August, 1846 Si tt,—l have hitherto had a prejudice against hating recourse to advertised medicines, but as I have for years been a severe sufferer from Lumbago, as well as Sciatica, and having tried several of the most eminent Physicians of London and Paris, I was induced by a friend to make a trial of your liquid, called " Setjeant's Lotion." I think it in gratitude due to you to say in less than an hour from the time - I applied the Lotion, I felt the most pleasant and indescribable relief. The immediate effect was to produce a short but tranquil and most refreshing slumber, from which I awoke to enjoy that which was, from its novelty, the greatest happiness—perfect quietude and freedom rout Dain. The number of poor souls that suffer as I have is immense, and if the publication of this testimony can induce one to accept of the salvation you offer, I shall feel that I have not lived in vain.—With many thanks, I am yours, HENRI VI LLENNEVE. 4. Pafrrnoner --r0•1!. "SI R, —Having been informed of tne surprising cure of Mr. Barnes, of St. Paul's Churchyard, who was so severely afflicted by Rheumatism, the intense pain causing delirium, that he was compelled to be confined by a strait waistcoat to prevent his committing any violence, and whose case was considered en tirely hopeless, I was induced to ascertain' the particulars, and being satisfied of the truth of my intormation, encouraged me to make a trial of your most invaluable Medicine, entertaining little hopes of success, having been many years so severe a suf ferer, and tried many said to be very valuable remedies. lam very happy in being able to add my testimonvof the benefit I derived: after a few days' application the. use of my limbs are perfectly restored, and I am now able to attend my business, and, making an allowance for my age, neYeiEwas better in my life. To those. however severely afflicted and hopeless their case may have been pronounced, I beg of them to snake a trial, feeling quite satisfied they will be restored to the use of their limbs, from the severe cases that have yielded to this Medicine. Health is a great blessing to those who can enjoy it, but to those who are deprived, none feels it so severely as the trades man or mechanic;, as it generally causes loss of business, and brings ruin on families. I shall at all times feel it my duty to make it knows to those afflicted, to evince how grateful I ass for my restoration, and am, Sir, yours truly, • GEolic POLLARD. October 20, 1844. Sold by Pendlebury, Ittutselbstreet ; Titberington, Oxford• street; Ilogarth, Great George-street; Fisher, Bo l d-street; Coupland, Parker-street; Gerrard, Oldludl-street ; Parkins.; New Scotland-road; Neal, Scotland-road; Simpson, Scot/and , road, opposite St. Martin's Market; .liickovv, Vauxhall-road; Britten, corner of Dale-street and Haymarket; Smith, Great Homer-street; Cox, Fox-street ; Gifford, Richmond-row; Low, Islington; Walker, London-road; l'arry, Christian -street; Wagstaff, Great George-place ; Priestley, LOVI - Str!‘et ; Smith Woodside. price, Wavertree DAILY AND EXPEDITIOUS CANAL CONYEYANCE. THE GRAND JUNCTION CANAL COMPANY I respectfully inform the Public, that they have formed ESTABLISHMENTS of FLY BOATS, and are Carrying Goods by Canal to and from LONDON, LEICESTER, LOUGH BOROUGH, DERBY, BURTON, NOTTINGHAM, MAN CHESTER, LIVERPOOL, and the principal intermediate places. The Company's Fly Boats are despatched every night, from Nos. 4 and 14, Wharfs, Paddington, London, and also from each of the above places. Goods lying for order, for the accommodation of the Owners, will be warehoused for a reasonable period, free of charge. Information may be obtained of the Grand Junction. Canal Company's Agents, as under : LIVERPOOL, Mr. W. J. MEACOCK, Duke's Dock. LONDON, 126 London Wall, (late Wheatcroft and Co.'s.) LEICESTER, Canal Wharf. Lotra x BOROUGH, Mr. George Wood, Wharfinger. BURTON-ON-TRENT, Bond End Wharf. DERBY, Canal Wharf, Cock Pit Hin. NOTTINGHAM" Three Cranes Wharf, Island-street. MANSFIELD, Mr. Dickens, Carrier. MANCHESTER, Warehouse, Castlefield, (late Pickford and Co.'s.) HUDDERSFIELD, B. Thompson and CO. ASHTON-UNDER-LYNE, Ditto. STALEY-BRIDGE, Ditto. ROCHDALE, Tattersall. London,2istJanuary, 1848. THE X. L. RAZOR SHARPENER TS particularly recommended to Gentlemen Shaving themselves. Being the product of many years' laborious study, the Manufacturer can recommend it with confidence, as in it are combined the properties of both a Hone and Strap, with all modern improvements. N.B. Directions how Gentlemen may shave themselves, with greater ease and comfort, on scientific principles, accompany each Sharpener. Sold Wholesale by the Manufacturer, CHRISTOPHER HYDE, 12, CHURCH-A I:LEY, CHURCH-STREET, LIVERPOOL. Also, the DIAMOND PASTE, in Boxes. SOLD RETAIL BY Mr. JAMES PARSONS, Perfumer, Bold-street. Mr. WM. SHIRLEY, Perfumer, Ranelagh-street. Mr. W. L. HAYMAN, Perfumer, Tarlton-street. ' Mr. ROBERT JONES, Perfumer Church-street. Mr. W. ROBERTS, Perfumer, Church-street. Mr. J. B. JONES, Perfumer, Lime-street. Mr. J. THOMPSON, Bold-street. THE METROPOLITAN GRAND CIGAR DIVAN. The visitor to the Metropolis, who has not yet had an opportunity of witnessing the extent to which splendour of decoration, magnificence of furnishing and fitting, can be carried, in establishments devoted to the purpose of provid ing comfort, luxury, and recreation for the public, would exclaim on entering that unique establishment—the Grand Cigar Divan in the Strand, " Here I must, at the least, expect, in return for the privilege of being the inmate for an hour of a princely palace, to pay at a princely rate." We have lately been enabled to undeceive such an ex pectant; and shall make no apology for intruding upon our readers a brief sketch of this unequalled establish ment. Some years ago we knew the Grand Cigar •Divan as a salon, in which, for a shilling entrance, you could have the very finest coffee, a la Francois, with a rare and choice Havannah. It was then the first establishment of its kind in London, or in the Kingdom. The enterprise of its spirited proprietor, Mr. S. Ries, has now made it the first in the world. The Divan is situated in the Strand, opposite Exeter Hall ; and occupies the premises Nos. 101 and 102. The exterior front is modern and elegant, but presents nothing of an extraordinary ap pearance, being only the front of a first-rate cigar depot. Enter the Door, however, proceed up stairs and a scene at once presents itself, which cannot easily be equalled. The room in which you find yourself is 60 feet in length, 35 feet broad, and 28 feet high, illuminated—if at night when you see it to the best advantage—by a profusion of splendid chandeliers, which are reflected and multiplied by the aid of 20 immense looking-glasses, each fourteen feet in height, and fixed in the spaces between the win dows, which are themselves at night.filled up by splendid paintings, of various subjects, by eminent artists. The fur niture and fi tings of the room are of the most gorgeous description. The seats consist chiefly of sofas, ottomans, and lounges, covered with the most costly crimson Utrect velvet; and the tables, which are very numerous, are made of the finest marble, inlaid as chess tables, and for backgammon, &c. As may be anticipated, you meet here some of the finest players of the former noble game ; and many of the celebrated matches of the day are played in the divan. The fireplaces are of black marble, richly inlaid; and surmounted with chimney glasses of the first style of elegance. The coup-d'omil to .a stranger, on first entering, is scarcely describable; and its effect is height ened by the uniform respectability of the parties whom you find frequenting the divan, either for the purpose of enjoying the excellent cigars, coffee, &c., provided by the proprietor, amusing themselves with chess, draughts, &c., conversing or reading the books, magazines, and news papers, which are supplied in abundance. The frequenters of the divan we may mention, are principally composed of parties of an intellectual and literary character ; and for the convenience of foreigners, French, German, and other languages are spoken by the waiters employed. The library consists of upwards of 2000 volumes, com prising the.standard works in every modern language, the best historians, novels, &c. ; and the divan is also sup plied with all the leading daily :and weekly newspapers, both metropolitan and provincial, together with the leading.foreign journals, and with the reviews, maga zines, &c. Books of reference are also kept in nearly every branch of literature and science. Lest it should be imagined by any party, not a consumer of the Havannah, that the smoking of others will be likely to annoy him, we may mention that the room is so venti lated that the atmosphere is at all times as clear as that of a drawing-room. The waiters, who wear handsome liveries, are most-civil and obliging. The price of admission to the Divan is the very small sum—the cost considered of the luxury with which the guest is surrounded—of one shilling, which entitles the visitor to a cup of -coffee and a fine Havannah cigar, or any other refreshment he may prefer to that , amount. The proprietor, to render his establishment more strictly one of an improving and intellectual character, has re cently removed the billiard tables, formerly occupying the basement floor of the building, which be purposes con verting shortly into a first-rate tavern and restaurant, to be conducted on the same excellent principles and reason ableness of charges adopted at the Divan. We know of no place in the metropolis where a more agreeable hour or evening can be spent than at this unique establishment, which combines continental elegance and splendour with English comfort ; and the stranger visiting London need not regret that he has not the entree to any of its clubs.; for in the Grand Cigar Divan he has more luxury and enjoyment at a small cost than any one of them can boast of being able to provide. A PATIENT TRAVELLER.—A quiet elderly gentleman found himself the other day one of four travellers in a railway carriage. The other three were ladies, who talked from the beginning to the end of the journey—kept up, in fact, so lengthened a conversation that it was exactly 200 miles long. When nearly at the terminus, the most voluble of the ladies expressed a hope to the gentle man that the incessant colloquy had not disturbed him. " By no means, madam (said he, politely), I have been married exactly 25 years."—North British Mail. THE GREAT SNOW STOiIM OF 1620.—The snow fell during thirteen days and nights with very little intermis sion, accompanied with great cold, and a keen biting wind. About the fifth and sixth days the young sheep fell into a torpid state and died, and about the ninth and tenth days the shepherds began to build up large semi circular walls of the dead, in order to afford some shelter for the living; but the protection was of little service. Impelled by hunger, the sheep were frequently seen tear ing at one another's wool with their teeth. On the 14th day there was, on many a high-lying farm, not a survivor of extensive flocks to be found. Large misshapen walls of dead surrounding a small prostrate group, likewise dead, and stiffly frozen in their lairs, met the eye of the forlorn shepherd and his master. Of upwards of 20,000 sheep maintained in the extensive pastoral district of Eskdale Moor, only about 45 were left alive.—Gallery of Nature. • AN AFFECTIONATE DUCK AND DRAKE.—Refering to the habits of the mandarine duck (a Chinese species), Mr. Bennet says, " Mr. Beale's aviary afforded a singular corroboration of the fidelity of the birds in question. Of a pair in that gentleman's possession, the drake being one night purloined by some thieves, the unfortunate duck displayed the strongest marks of despair at her bereave ment, retiring into a corner, and altogether .neglecting food and drink, as well as the care of her person. In this condition she was courted by a drake who had lost his mate, but who met with no encouragement from the widow. On the stolen drake being subsequently recovered, and restored to the aviary, the most extravagant demonstra tions of joy were displayed by the fond couple; But this was not all ; for, as if informed by his spouse of the gallant proposals made to her shortly before his arrival, the drake attacked the luckless bird who would have supplanted; him, beat out his eyes, and inflicted so many injuries as . to cause his death."—Couch's Illustrations of Instinct. CULTIVATION OF THE BEAUTIFUL.--it has been the' fashion with prudes and pedants, time immemorial, to run; down the advantages of external appearance—thus - the phrases " Outside show," and " Skin-deep beauty," 'had. obtained a sort of currency which gave them, and others of similar import, an appearance of grave authority. The present age is bold enough to quit Oh! dictum, and even to go as far 'as to extol the.study of externals as a duty to society, which •shOuld have presented to it agreeable ob-: jects, and now contends that the cultivation of the beam,' tiful holds a place second in importance to the pro-`, motion of the"good. This is it which holds out encou ragement to those Who labour 'to . put the priblic in Po: session of.means' to this end. Oldridge's Balm' qf Co-' lumbia, as the most effective preservative or renovator of that most beautiful ornamenttholitimaa flair, takes first rank, and as long as its vshiable properties contiuneio known and appreciated, must take, the precede* 'of . every production intended for exterioriMProvernent in MS' direction. C. and A. .OLORIDGE'S BALM OF • CO-' LUMBIA causes . the Hair to curl 'beautifully, frees if from scurf, and stops it from falling off, and a few. bottles generally restore it again ; it also prevents greyness.-- 7 - 3s. 6d., 65., and Ils. per bottle. No other prices are genuine. Ask for OLDRIDGE'S BALM, 1, Welling; ton-street, Strand, London: Sold by all reSpeotable . Chemists, Perfumers, and Stationers. . STATISTICS OF THE COTTON MANUFACTURES FOR THE PAST YEAR. The excellent " Commercial Glance" for the year ended 31st December, 1847, just published by Mr. R. Burn of Manchester, possesses more than its usual interest, as exhibiting the result, so far as regards our cotton exports, of one of the most eventful years through which the commercial and manufacturing industry of the country has ever passed. We shall give here a few of its most important items. _ _ The public will have been fully prepared for a large falling off in the gross exports of the cotton manufacture, by their knowledge of the fact that we have had, in the first place, a very materially reduced import of the raw material, and, as the necessary consequence, been com pelled to restrict our manufacturing operations. We had, as the stock in the ports, on the Ist of January, 1847, 548,658 bales • and a stock in the hands of spinners and dealers, of 61,483 bales : in all, 610,141 bales. We im ported during the year into Liverpool, 1,088,240 bales ; into London, 81,080 bales; into Glasgow, 42,139 bales; and into Bristol and Hull, 19,576 bales : in all imported, 1,231,035. Our total supply up to the Ist January, 1848, was, therefore, 1,841,176 bales, of which we exported 207,775 bales, leaving 1,633,401 bales for consumption. We have consumed in the year only 1,142,008 bales, which, allowing the year, on account of stoppages and holidays, to consist of 51 weeks of actual working, gives a weekly consumption of 22,392 bales per week, against a fraction over 31,796 bales in 1846. The stock in the ports and in spinners' and dealers' hands, on the Ist of January, 1848, was 491,393, or less than on the let of January preceding by 118,748 hales. Of this, 39,454 bales are in the hands of spinners and dealers. As shewing what our position would have been with an active demand, and the necessity under which we should have, in any case, been placed of working short time. for want of raw material, we shall find that, had we con sumed in the past year at the rate of 31,796 bales per week, we should have consumed 1,621,644 bales during the year; and thus, deducting this quantity from our total supply of 1,633,401 bales, we should have had only 11,757 bales, or half a week's consumption, at present in the country. On turning to the tables of exports of manufactured goods, we find in two important articles—cotton yarn and plain calicoes—a signal decrease in the past year : ! 1846. 1847. Decrease. Cotton yarn, lbs... 157,130,025 116,512,874 41,617,151 Plain calicoes, yds. 618,839,181 488,044,682 130,794,499 or above a third in the export of the first article, and nearly a fourth in the second, as compared with the export of 1846. The principal countries which have taken from us a short supply of yarn, are—Belgium ; the Manse Towns, &c., decreased nearly 9,000,000 lbs. ; Holland, decreased nearly 8,500.000 lbs. ; India, de creased nearly 5,000,000 lbs. ; Naples and Sicily, de creased 3,400,000 lbs. ; Russia, decreased 2,800,000 lbs. ; Sardinia, Tuscany, &c., decreased 3,250,000 lbs. ; Trieste, Austrian ports, &c., 1,950,000 lbs. ; Turkey and Levant, 1,500,000 lbs. We must conclude, from these figures, either that manufacturing operations in the countries specified have either decreased materially during the past year, or that they have become more able to produce their own cotton yarn ; for we do not find that they have come to us for goods instead of yarn. On the contrary, we shall have to shew that our exports of cloths to most of those countries have declined in amount during the past year. The large decrease in plain calicoes is thus divided : Brazils, Buenos Ayres, &c., have diminished their im _ports 8,000,000 yds. ; British West Indies, 6,300,000 yds.; British North America, 4,150,000 yds. The exports, however, to these possessions have been more than those of 1845, and the year 1846 appears to have been one of extraordinary import. Chili and Peru have decreased 4,800,000 yds. ; Foreign West Indies, nearly 3,000,000 yds. ; Gibraltar, 5,000,000 yds. ; the Hanse Towns, &c., 3,000,000 yds. ; Holland, 7,100,000 yds. ; Malta and lonian Isles, 5,100,000 yds. To Mexico our direct trade has been extinguished, having sunk from 1,648,580 yds. in 1846 to 292,143 yds. last year. Naples and Sicily have decreased nearly 5,000,000 yds. ; Portugal and Madeira, 4,300,000 yds. ; Sardinia and Tuscany, 12,300,000 yds., having fallen from 20,500,000 yds. in 1846 to 8,200,000 yds. in 1847; Trieste, Austrian ports, &c., 10,650,000 yds., having been 15,900,000 yds. in 1846, and 5,200,000 in 1847 ; and Turkey and Levant, 4,700,000. It is proper to remark, however, that to some of these countries our exports in 1846 were unusually large. The most singular features with respect to this great staple article consist in the large falling off in our exports to India and China, and the great increase to the United States of America. We give the results for the two years to these countries : 1846. 1847. yds. 179,684,172 114,228,334 To India China . United States of America 10,640,215 41,519,244 Thus our shipments to India shew the immense falling off of 65,455,838 yds. during the past year, and those to China have declined 17,096,763 yds. ; in all, to these two countries, 82,552,601 yds., or nearly one-seventh of the total yearly exports of this article on the average of the preceding four years. The United States, on the other hand, has increased 30,879,029 yds., having nearly quadrupled her average imports of plain calicoes. As explanatory of the above state of things, our readers may remember our stating recently that, owing to the prosperity consequent upon the ability of her agricultu rists to supply out of their abundance of breadstuffs the dearth of Europe, the manufactured cottons of America would be retained for home consumption, and her export trade carried on with British goods. This, it is clear, must have been the case to a considerable extent. Pre suming, however, the whole of the increase of our ship ments of plain calicoes to America to have been absorbed in her East India and China trade—a rather extravagant supposition—we have still to be accounted for on other grounds a falling off in the consumption of those markets, taking the average of the years 1844, 1845, and 1846, of 50,000,000 yds. of plain calicoes alone. Of the article of printed and dyed calicoes, Mr. Burn skews us a more favourable result, the exports having been 287,384,903 yds. in 1847, against 267,084,797 yds. in 1846. Last year's exports, however, were materially less than those of 1845 or 1844, and barely exceeded those of 1843. The principal markets to which our exports of this important manufacture have increased, are the Bra zils, Buenos Ayres, and Monte Video, 8,500,000 yds. ; Coast of Africa, exclusive of the Cape, 2,700,000 yds. ; Columbia, 3,900,000 yds. ; Turkey and the Levant, 11,000,000 yds.; and a slight increase to the Cape of Good Hope, Egypt, Malta and the lonian Isles, and Trieste and Austrian ports. To the United States in this article, as in plain calicoes, we have a large increase last year ; the exports having been 44,425,017 yds. against 13,556,509 yds. in 1846. We have a falling off, however, to the British West Indies of 6,650,000 yds., and, as compared with 1845, of 9,600,000 yds., the exports in that year being nearly double those of 1847. British North America has declined above 1,000,000 yds. ; Chili and Peru, 2,000,000 yds. ; Foreign West Indies, 8,700,0C° yds. ; Gibraltar, 1,300,000 yds. ; Hanse Towns, 2,000,000 yds.; Holland, about 800,000 yds.; India, 3,000,000 yds.; China, nearly 1,000,000 yds. To Mexico the direct ex port has, like that of plain calicoes, been nearly destroyed, being only 750,000 yds. this year against 6,290,600 yds. in 1816. To Naples and Sicily the decrease is 1,500,000 yds. ; Portugal, Madeira, &c., 1,000,000 yds. ; Sardinia, Tustany, &c., 5,000,000 yds. In several of the less extensively used articles, although important ones, as containing a large amount of labour, we notice an increase in the year thus . 1846. 1847. Cotton thread, 1b5..... Damasks and diapers, yds. 9,505 20,312 Cambrics and muslins, yd. 4,459,769 5,010,117 Counterpanes and quilts, No. •• . • 113,C50 208,015 Cotton and linen mixed, yds 1,125,764 1,433,879 Ginghams, yds. 591,489 825,430 Cords, velveteens, velvets, &c., yds. 1,901,294 2,770,943 Shawls and handkerchiefs, d0z..... 545,823 725,263 Ticks, yds. 144,057 149,385 Unenumerated cottons, yds 54,161 95,486 There is, on the other hand, a slight decrease in the ex ports of hosiery and a few minor articles. We shall have an opportunity of returning to the con sideration of some other facts, which are deducible from Mr. Burn's most valuable work. In the meantime, we cannot submit to lose this occasion to pay a well-earned weed of praise to that gentleman for the great pains devoted to the perfection of his " Glance," and to thank him, in the name of the commercial public, for one of the most correct and comprehensive statistical documents ever published with respect to any subject connected with trade and industry. ORDINARIES.—The accommodation the public derive from ordinaries is now extra ordinary. A. table d'hdte once a day in Liverpool is common in all important com mercial houses ; but so universal is competition and en terprise, that no less than four ordinaries a day are' ad vertised at the Oriental Divan, for which, including soups, joint, &c., the charge is only one shilling. Every body must give them a trial. .GtrrTA I'lRCiiA, now getting into such general use for the purpose of soling boots and shoes, is a variety of caoutehouc, in some respects closely resembling it, in' others widely . different. It was first imported in 1843, from Singapore, and is the produce of a large forest tree, indigenous to that and the surrounding countries. When imported it is a dirty pinkish-coloured-opaque solid, hav ing little or no smell, insoluble in water, and tasteless ; it feels smooth and greasy between the fingers, but can be held with great firmness in the hand. At a temperature below fifty degrees it is hard and tough, similar to horn ; at from fife y to seventy degrees it is slightly elastic, but ; still retains its toughness. It has little power of con traction when once extended. At a temperature between 140 and 150 degrees it is soft and plastic. In this state any number of pieces may be joined together, similar to bees' wax, a slight pressure sufficing to form, a good joint. As imported, it contains many impurities, to remove .which it undergoes the process of " devilling,"•being torn to pieces in hot water. In this way the impurities are • got rid of, and a solid mass obtained. When softened in hot water, or by the gentle application of heat, it can be Moulded into any form ; as it cools it re-acquires its rigi dity. When warm it is easily cut ; but when cold opposes great resistance to the knife or saw, and requires the tool .to be wet to effect a division. Its specific gravity is 0.971, water being 1000; hence it floats on the surface of that fluid. In chemical composition it is identical with ciout 'ehnuc ; its chief points of difference being of a physical • nature. Water, alcohol, alkaline solutions, Amniotic and acetic acids. excite no action on it. Strong Sulphuric acid gradually charrs it, and nitric acid oxydises it. Ether, 'essential oils, and mineral naptha, form but imperfect solutions, whilst rectified oil of turpentine is a perfect sot-- Vent, the solution being transparent. - - inc. principal- apt plications of this subject have been as a substitute for lea ther, Which it resembles in properties and appearance. LETTER TO SIR R. PEEL ON THE CURRENCY. BY ADAM HODGSON, ESQ. The views of a gentleman possessed of the great mer cantile experience of Mr. Adam Hodgson, upon the important question of the currency, and the effect of our present banking system in producing the recent commer cial disasters, will naturally be regarded with great Eiden-. tion by the whole commercial community. Mr. Hodgson is known to be a clear-headed and impartial observer of events. He has no crotchets to bias him in the verdict which he may give on this or any other subject which may come under his investigation ; and we may depend upon his giving his decision " according to the evidence." There is, moreover, a peculiar weight to be attached to Mr. Hodgson's conclusions as to the working of the act of 1844, and its influence in producing or aggravating the seventy of the recent commercial crisis. Hellas been for some time, and was during the whole pressure, one of the confidential directors of the Bank of Liverpool—an esta blishment second in the magnitude of its operations to few, if any, private banks; and, necessarily, the whole series of events and their causes, which resulted in the suspension of that bank, and the commercial stoppages which followed, came under his minute notice. He may say of all its struggles to avoid such a calamity and their failure, " quorum pars magna fui" ; and very reasonably claim to be as much an authority on the part of the com mercial public, as any Bank Director or Chancellor of the Exchequer can be an authority on the part of the Bank of _England or the act of 1844. Mr. Hodgson commences his letter by recalling to the recollection of Sir Robert Peel the opinions expressed by the right hon. baronet at an interview with him in April last, when it was allowed by him that although " the state of the exchanges admitted of no increased issues by the Bank, he thought the policy of the directors should be to ease of as much as possible, as particular cases arose; and thus, as far as practicable, to mitigate the pressure." Similar opinions were expressed at the same time at interviews had with the Chancellor of the Exche quer and Lord John Russell ; and, at their intervention, the Bank conscolted not to diminish discounts to the ex tent and with the rapidity which had been announced. The premature alarm was thus checked; and Mr. Hodg son stated, in a note addressed on the 15th May to Lord John Russell, that by such concession " many stoppages of rich houses (in Liverpool), well provided with bankers' bills, were averted." He stated further, in that letter, " Had no relaxation taken place, an extensive and most gratuitous crash would have occurred a fortnight since." Mr. Hodgson, proceeds to canvass the assertions of Sir Robert Peel in his speech of the 3d December last, that the act of 1844 had succeeded in two out of the three main objects for which it was enacted. We give Mr. Hodgson's views upon this part of the question in ex tense " You assume, in your argument, that the Act of 1844 prevented the suspension of specie payments ; but this is to assume, that the balance of trade and of payments would not, under such a degree of pressure as the dis cretion of the Bank might suggest, have been restored by the ordinary operations of commerce before the whole of the treasure in their vaults had been demanded for export. It is toassume, that when the exchanges had been already turned by the stringency of previous measureS, a moderate increase of issues would again have deranged them, instead of merely repairing, in some slight degree, the confidence which had been shattered ; would have acted as a dangerous stimulant to an inflammatory constitution, instead of merely reviving expiring vitality in the last stage of exhaustion. It is to assume, that while in De cember, 1825 the Bank was saved by an increase of issue of £7,600,000, in fourteen days, the additional issue of two or three millions in September, 1847,, would have been fatal. " This is to beg the whole question at issue ; and although it is possible you may be right, it is possible also that you may be wrong. " The opponents of the Bill assume, that if the Bank had been left to its discretion, it would have acted on the currency with sufficient force to rectify the Exchanges, and secure the safety of the Bank, without inducing that intolerable pressure which has paralysed industry and enterprise ; overwhelmed solvent houses in the common ruin, by forcing down prices with an intensity and con tinuance wholly gratuitous ; broken up the channels of commerce, and fatally interfered with that export of our manufactures by which the balance of trade, with foreign countries is maintained or restor ed. _ -- : ; lhis assumption begs the question on the other side, and I am strongly of opinion that no evidence that can be brought before the committee can substantiate the assumptions on either side. They are founded on antici pations of the future, as well as on experience of the past ; on what it is taken for granted would have taken place, in contingencies which have not happened, and under hypothetical combinations of circumstances which have not occurred. " I am also of opinion that, whatever be the merits of the Bill on the whole, (and on this subject thoughtful and intelligent men of experience are much divided,) its affirmation, or modification, or repeal by Parliament, is of less importance, than the adoption of other and broader measures, connected with the currency and its administration. Few persons who have attended to the subject are disposed to question the soundness and value of the general principles on which your Act was founded. They had been admitted, in theory at least, by the most influential Directors of the Bank of. England, but practi cally they had often been violated by that institution before the Act of 1844, and practically have been, till too late, as little regarded under the operation , of that Act; for I entirely agree with you, `that it was in the power of the Bank, had it taken early precautions; if not to pre vent all the evils that have arisen, at least greatly to mitigate their force.' "The Bill. however, in fact, has not preserved us from a pres:. , ure and panic unp rece d en t e d i n t h e i r i ntens i ty. " It has not secured the practical adoption by the Bank of England of the sound principles which it embodies, at least, till the moment when to adopt and adhere to them was so perilous that Government was compelled to inter fere. " And, not the Bill, but the suspension of the Bill, has in all probability alone'prevented the Bank from stop ping payment ; for if (as at one time appeared probable,) the convictions of the Government had yielded to the evidence of the irresistible necessity of interference, twelve hours too late,—if the bankers had withdrawn their deposits, and the Bank had been driven to force its securities on the market, by violent sales at any price, a rush for gold would almost certainly have taken place, partly from general panic, and partly from the impulse of self-preservation, urging the bankers, and others through out the country, to hurry to the Bank while'yet there was time, to exchange their large reserves of hank-notes which would have ceased to be a legal tender the moment the Bank had stopped, for that gold by which alone, in that case, their obligations could be legally discharged." After remarking upon the danger of a 'sudden drain upon the Bank thus occasioned, which he thinks has been too lightly regarded, Mr. Hodgson proceeds to contend that the committee ought not to confine its inquiries to the effects of the Bill during the late panic, but ought to extend them to the best means of placing .the currency upon a sounder foundation than it has hitherto possessed. We must give also his views as to what that system ought to be, in his own words : " The radical defect of our system appears to be, the narrowness of our metallic basis. You justly observe,— ' In this country you choose to erect a greater superstruc ture of paper currency, and paper credit, upon a smaller metallic basis than in any nation of Europe.' And you add, know you will not go to the expense of greatly wideninc , the basis of your currency.' " But why should this conclusion be hastily adopted ? The opinion is rapidly gaining ground, that no reasonable extension of our metallic basis would, comprehensively considered, and on an average of years, be so expensive as these frequent panics and their consequences ; and that although no legislation can prevent individual imprudence and wanton speculation, and occasionally,. perhaps, a too general extension of credit, that system can neither be economical nor wise, which, on every occasion of a con siderable export of he precious metals, leads to derange ment and wide-spread ruin throughout the commercial community. lam quite aware, that when an extensive failure of our crops requires an import of grain, the balance of our trade, with the countries from which we receive it, must be disturbed, unless we Inive something beyond our ordinary exports, wherewith to settle the ac count ; but I think the school of Political Economists,. with which 1 generally agree, push their conclusions too far, or err in the application of their principles, when they assume that we have only to beat down prices by a vio lent action on the currency, and that we shall create an increased and almost simultaneous demand for our. ma nufactures and native productions. commensurate with our newly created want of grain. " I think, also, that the effort to rectify the Exchanges at once, by a forcible and violent action •on prices, has been productive of mischief purely gratuitous, in cases where, with moderate restriction, they might have been restored, in a reasonable time, by the ordinary operations of commerce, without a commercial convulsion. " It is surely deserving of deep and/anxious enquiry, whether the loss occasioned by the providential visitation of a had harvest does really involve the necessity of en tailing on the country twenty or thirty times the amount of that loss, by the derangement of our currency, or .whether the plan of an adequate reserve against contin gencies is not the cheaper plan of the two. At least, let the subject of the comparative expenSe of a wider metallic basis, and of commercial indulgeneies, be :fairly investi gated;before it is assumed that the country will not bear the expense of a metallic basis more nearly approximat ing to that of the currency of other countries ; and at all events let us try what the Bank can really do, when Go vernment has restored to it the actual use' of its capital. Had the Bank had in its vaults the eleven millions lent to Government when the late very unusual export of gold became necessary for the payment- of grain, the balance of trade might have been adjusted with little degrange ruent of our ordinary commerce, an- 1 our exchanges kept in order, with a very moderate action on the currency; or, had two millions of that capital been invested in foreign funds in 1839, we should have been spared the humiliation of owing the safety of our National Bank to the Bank of France." After expressing his concurrence in the.expressed serf" tunents of Lord John Russell, a., to the anomalous con stitution of the Bank of England, whose directors have on the one to protect the public. interests, and on the other to advance the profits of the holders of Bank stock, Mr. Hodgson concludes his very able letter by thanking Sir Robert for his efforts, to preserve the me tallic standard of . our currency, and expressing a hope that the principle of the Act of 1819 will never he vio lated, but that, by enlarging our metallic basis, much of the misgiving respecting the Act of IMI will be removed. • Ptibib-bed by W. Webb, Castle-street.