The Liverpool Standard and General Commercial Advertiser. — Liverpool, Merseyside, England, 1848-02-01 00:00:00

M4Ar 84S. AND.LBA SB, (1,16$ )'clock Pe' LND 000l,LED' „ icing an ith Railivin ping Mould npson, a n d "upper Scales an ed with th e ier Effect s, orse, rising Lxles, Stan' early nog' 2d instavt; !raises, an i-street. Afternoon! iverpool, tuate an Iwo], CO . thereof 5 it and Wcl de, (inclow lalf of tb e _., th the FP' red respec" :o Messrs' LiverP°'" CARTS, o'clock, it 'WNER S 11` Valuable ISS Horse,. orses. Sze . ' es, White' CHBVA r TOP C CHOP PAN .„', HA'if LE-BA". )ck in tilt kenhead, [WIMP est, in eP ital Eigh t ' ase, a fel 'arpet ixtnres, onths.)r e :, ogany-tt Cruss SuP and cc ace Boxes' aval Glass later, Stc'' h. Hats, , Gun, 'F., c ; e Moron', ;k, at 1,i5 S, bei l3s ior to tee s h s•—A • go' reet : ;; Mess , ' Walle y trown lo. nd Ileg y yet. Job!' Ttinstall, Heym )t. Maw!, ; Thorny' , Table; rn-stre' ickensoW at Noot b oucester. :t to sue) LLINU' )01, 101 they, and !ron, an of L i v er , !ebruarl for fa r ' rescot._, e 0 , c10 6 A, Li Or' Eight thereon' li s ide o t ar Gr es contaill; 4 feet, 0; 1 feet, o r 54.01' to on the Conte: foresaw , )11* there' ,r, CO' - - . . • ‘_ _ .. e RKS. t again!, the P or ti l ' e he sO l'e ,ssign ee ' ------ 1 1 OLO ho WO:Le, but k, at :c1a 10 ; rn ; C.,frse supri b e s hilltn sia.dle; rem and Ad' shire' m- Feb. 1,1848 to be Rfflo lb. JESSRS. RADCLIFFE and PICKEN, 26, NORTH :al JOHN-STREET, beg to intimate that they have received Instructions from the Proprietors to DISPOSE OF, by PRIVATE TREATY, several valuable ESTATES, with RESIDENCES thereon, suitable for the accommodation of Families of respec tability, situate in the neighbourkood of Liverpool, and com prising large qua n titi es of 'Land. They have also numerous of BUILDING LAND in the most fashionable local' • , which they are authorised to Sell at an exceedingly erate price. They will be happlv to sup plv full particulars to any party intimating a desire to receive them. lIVIESSRS. RADCLIFFE and PICKEN, 26, NORTH SELL JoliN-STREET, have been favoured with instructions to , by PRIVATE TREATY, in One Lot, all that exceedingly 'valuable Plot of FREEHOLD BUILDING LAND, with the Licensed PUB FREEHOLD private DWELLING-HOUSE, and a large quantity of BUILDING MATERIALS thereon, situ ated in, and having a fronta g e to, Scotland-road, of 30 yards,. and about 100 yards to GreatOxfo , and containing in the whole about 3000 square .In choiceness of situation, economy of form, and of luable characteristics, this Land is so strikingly distin shed, that it only requires to he seen to be fully appreei . Respectable Builders and Dealers in Land, therefore, ill do well to give it their immediate atten tion. Such another opportunity will rarely occur. .Ik/rESSRS. RADCLIFFE an d PICKEN, 26, NORTH -11.1. JOHN-STREET, have received instnictions to SELL, by PRIVATE TREATY, a very valuable Plot of FREEHOLD BUILDING LAND, situated in, and having a frontage to, M ill - street, Toxteth-pa I rk and in the immediate vicinity of Northu mberland -street. It has been planned out, in an advan tageous manner, for the'erection of Shops fronting Mill-street, and Terraces at the back ; and the have 'received the s anction of the Health Commit . dvances'orCash will be made to respectable Builder tis scarcely necessary to ob vemi &erre that the l ocal i ty ab described is first-rate, being within tiornutes' walk of e D oc k s , th e Ti m b er Yards, the Gas ks' and Mitt us to all the numerous Other sources of co nstant employment which there abound. As a place if busi ness, also, Mill- s t reet is well-known to be rapidly attain i ng a gh ; " 4,1 011, which time will both consolidate and improve. T° e L OUND FOUNDRY , KENDAL. , SOLD , b y PRIVATE TREATY, or LET, for a Wr of ears, with immediate possession, the capital P REEHOL Messes . D 'PREMISES, situate at 'Kendal, belonging to dry. JollirS tephenson and Co known as the Lound Foun ma-47: This Establishment has bt4n fitted up within the last Y e ars ? and the and Tools are all of the best thr - e :, an " ul capital workingcondition. The Foundry has € e ‘-' ll Polaß. and four powerful Cranes, and is well calculated or CastroDouble_ gs op to fourteen tons. The Fit • -up Shop has six. Icr‘egeared Hand and Slide s, Drilling, Boring, glond Slottin Mach' , all on the best modern prin --Vie ; anci"the Smith ha ull complement of excellent Toots 'for twenty-five Heart . The Premises are situate in the healthy torn of Ke 1, on the banks of the Lancaster Canal, with ' w hi ch the ommunicate by a private basin furnished With Cranes fo landing or shipping any weight. They also front - thz, high road from Lancaster to Kendal, - and_ e a a re near the L ancas t er an d C ar li s l e --Railway ; thus having • ell p and ready communication with all parts of the kir r gdurri. For further particulars, and to ' treat, apply to A . Wlt.LiAm ROWLINSON, Kendal; Messrs . JOHN STEPHENSON and Co., Fisher -street, Carlisle or to Mr. T. M. FISHER, 21, Princess street, Manchester. Ea bt 7Ltt. 'MO be LET, at Netherfiel - ad South, = a good 1 FAMILY HOUSE, with' ' attached, Coacli:house and 'Stable. Rent moderate. 'barn-s Appltry eet. to S. WAT ousz, Statham's-buildings, 5, Tithe- BELMONT, NEAR RICHMOND-HIM. T 0 be LET, a first-class VILLA RESIDENCE, delightfully situated in one 0 rst localities near Liverpool. The House is in e way complete for a Family of distinction in the inter' and exterior, having a Double Coach -house, with St , Gardens, and Pleaster2 Grounds. Apply to S. WA RHOUSE, Statham's-buiklings, 5, Tithe barn-street. rpo be LET, with immediate Possession, a DOUBLE I OFFICE, on the Ground Floor, in Union-buildings, 16, North John-street, lately occupied b eenstreet. Rent, se37 10s. Apply to Messrs. WAS nd GREENSTREET, Sslicitors, Wason's-buildings, H ngton-street. I,IV ERPOOL I)OCKS. LOANS OF MONEY. THE COMMITTEE of the LIVERPOOL DOCKS do HEREBY GIVE NOTICE, that they are willing to receive LOANS of MONEY to a LIMITED AMOUNT, on the Security of the Bonds of the Trustees of the Liverpool Docks, at the rate of FIVE POUNDS per Cent tier Annum Interest, for periods of either Three, Five ven Years. All letters to be addresse mita E WITHERS, Esquire, Treasurer of the Liver ocks, Dock-office, Liverpool. y order, DANIEL MASON, Secretary. Dock-office, Liverpool, October 21, 1847. LIVERPOOL DISPENSARIES. THE GENERAL ANNUAL MEETING of the Governors of this Institutionwill be holden in the Board room, Parish-offices, No. 1, Fenwick-street, on FRIDAY next, the 4th February, at Half-past Two o'clock, to transact the usual business of the Charity, and to elect Officers for the ensu ing year. By order of the General Committee, 2 2 #; „1.1,--GIBSON, Secretary. Subscriptions and Donat' in aid of the exhausted Funds of the Dispensaries wi thankfully received by GEORGE GREEN HOENBY, Es , Treasurer, 10, North John-street.; F. MACGREGORFAQ., Vauxhall Foundry ; CHARLES BOOTH, Esq., 49, North John-street; and by the SECRETARY, at the Dispensaries' Office, 21, South Castle-street, between the bours of Three and Four o'clock-daily. gdu laubltrattono. THE CURRENCY. This day is published, price Sixpence, ALETTER to The Right Hone e Si r ROBERT PEEL, Bart., on THE CY, By ADA DGSON, Erg. WAREING WEBB, e-street, LiVerpool ; and RIDGWAYS, Piccadilly, London. •TILACKWO , OD'S MAGAZINE, .13 No. CCCLXXXVIII., for February. Price 2s. 6d. CONTENTS: I.—The Russian Empire. 11. °biography of a German Headsman. lll.—Edinbur. after Flodden. IV.—Subjects for Pictures. V.—Jerus . Vl.—My English Acquaint ance. A T M —Our West In • lonies. VIII.—Now and Then. WILLIAM BLACKWOOD and SoNs, 45, George-street, Edin burgh, and 37, Paternoster-row, London. Sold by EVAN S and cHilowiN, BRIGHTON and L AUGHTON, W. WEBB, and the other Booksellers, Liverpool. - _ THE DUBLIN UNIVERSITY MAGAZINE for FEBRUARY,. price Half-a-Crown, contains: — Seditious Literature in Ireland. „I I. A Merry Christmas. The Apothecary's Wife.—A Russian Story. By Count iv, Sallagub. In Two Parts.—Part Our Portrait Gallery. No. XLVlll.—Doctor Litton. y . with an Etching. I rt ocene in Tartarus. .. Reeves' Ecclesiastical Antiquities. ~:;;1 The Croppy's Fingers. ", 1 1. Thorwaldsen. • IX. Hush-a-by Baby—Unrest e Grave—Lament of Sean chan for the Death o lan. By J. C. Mangan. X. The African Wan ers. XI. The Usurper orest Echoes—A Death Prayer—The .„ T r iumph Aurelian. Wilson's Lands , of the Bible. Dublin : JAMES M`GLASHAN,2I, D'Olier-street ; Liverpool: - JOSHUA WALMSLEY, 30, Lord-street. Sold by all Booksellers at home and abroad. Published at ss. per Vol, Reduced to 2s. 6d. Any of the Works may be had , separately at the same price. THE EDINBURGH CABINET LIBRARY, Illustrated with numerous Engravings on Steel and Wood, Ala" .5-c. 30 Vols. fcap Bvo, Turkey red cloth, gilt. SUBJECTS.—PoIar Seas and Regions—Discovery and Adven ture in Africa—Egypt—Palestine—Lives and Voyages of Drake, Cavendish, an Dampier—British India, 3 vols.—Life of Sir • Walter Raleigh—Nubia and Abyssinia—Lives of Zoologists— Barbary States—China, 3 vols.—Circumnavigation of the Globe, from Magellan "to Cook—Life of Henry Vlll.—Scandinavia, being a History of Denmark, Sweden, an rway, 2 vols.— British America, with a full detail 0 e Principles and best Moles of Emigration, 3 vols.—l d, Greenland, &c.—ltaly, 3 viols.—Messopotamia and ria — Polynesia and New Zea land—Voyages round to orld, from the Death of Captain Cook to the Present 1" e—Travels of Marco Polo. " Amongst the various serial publications of the day, the Edinburgh Cabinet Library is one of the best, the most instruc tive, and the most popular."—spectater. Edinburgh OLIVER and BovD ; L don pax N, MA a- SH ALL, and Co. New Edition, Reduced in Price, of WHITE'S UNIVERSAL HISTORY. • Now ready, in large 12me, price .75.,, bound, 673 pages, with a Coloured Map of the World, the Second Edition of ILEMENTS OF. UNIVERSAL HISTORY, • °ma New and Systematic Plan ; from the Earliest Times to the Zreaty of Vienna. To which. is added, a Summary of the Leading Events since that Period. For the. Use of Schools and of Private Students. By 11. WHITE, 8.A., Trinity Col lege, Cambridge, M.A. and Ph. Dr. of Heidelberg. This Work is divided into Three Parts, corresponding with Ancient, Middle, and Modern History, and. again subdivided into Centuries, so that the various even ystematically , grouped,together in the order of ti , while the narrative is ,so arranged that the annals of e country may be studied :separately. To guide the res es of the student, the work .contains numerous Synopti and other Tables, with Sketches of Literature, Antiquiti , and Manners at the great chrono logical epochs. The Three Parts, A eient, Middle, aim' Modern History, each complete in itself, may also be had separately, price 2s. 6d., bound. " Entitled to great praise; the writer has taken a fi rm grasp I of is subject, .and exhibits a just estimate of things."— .Spectator. Executed with much judgment. The difficult task of re viewing the.whale history of the world, and condensing it with clearness, has been accomplished in this single volume with a success that does great credit to the author, and cannot fail to recommend it to extensive and permanent circulation."— „ Morning Herald. Edinburgh : OLIVER and BOYD ; London: SIMPKIN, MAR SHALL, and Co. FOR CHILDRNE CUTTING THEIR TEETH. - runts. JOHNSON'S AMERICAN SOOTHING SYRUP.—This infallible Remedy has preserved hundreds of Children when thought past recovery from Convulsions arising :from painful dentition. As soon as the Syrup is rubbed on the Gum's, the Child will be relieved,. the °ulna cobled; and the inflammation reduced. is as innocent as efficacious, tending to produce the T with ease; and so pleasant, that no Child will .refuse et its Gums be rubbed with it. When infants are at the eof four months, the Syrup should be rubbed on the GU and Parents should never be without the Syrup in the artery where there are young children ; for if a Child -es i n the night with pains in the :Gums, the Syrup imm lately gives ease; thereby preventing Convulsions, Fevers c.—The great success of this Medicine .daring the last Years has induced unprincipled persons to imitate it, under the name of American Soothing Syrup, and :copying parts of Mrs. Johnson's Bills, Sze. Parents will, there fore, be very particular to ask for. JOH NSOIVS AMERICAN SOOTHING SYRUP, and to notice that the Names of 'BAR -eta* and SONS, 95; Farringdon-street, London, (to whom Mrs. Johnson has sold the recipe,) are on. the:Stamp affixed on each L• ONDON . NOVELTIES •IN • STATIONERY, forwarded post free to any part of the.country : 11 Send . DOLBY 6d.; or seven postage Stompli E with the ini tias Of . your :name; You will receive, per return of post i &box 0 letters} 0f '5 superb wifera stainPed with your . lois: [one to four with a specimen card of ail .his in' al and motto dies, DRUB. • • For 24 s t a ,spa, or 28., he sends a qv' of the best cream laid IziPer and 24 adhesive 'envelopes, st ped with your initials, all Aniclosed in a handsomebox.. • :• For -36 stamps, -or 35., he su ies 10() of the best cream laid adti esiveilivelopes, stamped • your initials in fell. as above. ' ir° r 20 atamPa,.or Is. dd... box containing 144 Shaksperian M otto Wafers, 72 varieti , suited to every purpose of polite "rresPOndence. For 24 stamps, or 25., au elegant case filled-with envelopes, damped in an exquisite style of colour relief with varied mot oes from Shakspere. H. DOLBY, being the Designer and Engraver of 20,0 11 0 spe ..tiMens of stamped crest note paper, adhesive envelopes, and • all w s.krs, adaped to Military., County Bank, COuntif.':ourt, and other Official and Heraldic purposes, is enabled to execute 01l orders connected therewith in the first style. • .• Solicitors, Agricultural Associations Commercial Houses, detilnli..iii.iceneral will find H.'l)ol 4 llrS prices lower abd the quality of his work superior to any other lwuse in the Ki ngdom. H. DOLIIY, Heraldic -and Official .Die Engraver, Paper Simper, Adhesive Envelope, and Wafer Manufacturer, 69, fierners-str4A, Oxford-stiet Lots4on. • - 4tent Machine Wafers, in' a voile) , of coloiirs,stampeff with the Arms of Liverpool, from an exquisitely engraved die, to be 411 Pt TlAcp and A oomu.N's, Standard-olice, Ltverpo9l, trilantert. A SCHOOLMISTRESS isrequired for ST. BRIDE'S GIRLS' SCHOOL. Salary, .e er Annum. Candidates, who should b s om'ed to the National Sys tem, and prepared her to pass the Government Examina tion, may apply e Ten o'clock, to Rev. D. D. STEWART, 20, Canning-street. WANTED to BORROW, for Twelve Months, the Sum of .elO9, on goo ' for which 7 per Cent. will be given. Apply by letter . . G., STANDARD-OFFICE. Principals only will be trea d with. • FREEHOLD. WANTED to PURCHASE r_near the Town, a good FAMILY HO , it good Entertaining-rooms, about the annual valu .e6O to R7O, in a good neighbourhood. Apply to THOMA. YLIE, 3, Barned's-buildings. AGENTLEMAN of many years' experience in the Management of a General Business- abroad, thoroughly acquainted with Bookkeeping and the routine of a Counting house, master of the French and , nd possessing 'a good knowledge of the G and Italian Languages, is desirous of obtaining rmanent SITUATION in a MER CANTILE ESTAB MENT, with prospects of future ad vancement. Unexceptionable references will be given. Letters addressed G. D. A., STANDARD -OFFICE, will be attended to. MEDICAL PUPIL. WANTED, by a General Practitioner, residing at Brighton, Sussex, a gentlemanly, well-educated YOUTH, as a PUPIL. The Advertiser has several Medical Appoint ments, and the Pupil would have su er' r opportunities for obtaining practical knowledge. outh 'would be re ceived into the house as a r of the family, the Advertiser being married, but w' a family, he must be of obliging manners and dispo ' on. Particulars as to Premium, gic. may be had of Messrs. GIL BERTSON, HUGHES, and Co., King-street, Liverpool. WEST DERBY UNION. ASSISTANT MAST WANTED. rrTilE GUARDI NS'are irous of APPOINTING an ASSISTANT ' to the. WORKHOUSE, who, in addition to other dirties, be required to keep the Books Of the Establishment. S , er annum, with Board in the House. Applications, with timonials, to be sent to me, off or before TUESDAY next, the tb instant. y order of the Berard, WILLIAM CLEAVER, Clerk. 17, Clayton-square. insntranre 4lottrrs. THE (LONDON). LICENSED VICTUALLERS ANI) GENERAL FIRE AND LIFE ASSURANCE COMPANY. ADELAIDE-'LACE, LONDON BRIDGE. ESTABLISHED 1835, Ernpowerld by Act of Parham:mt. DIRECTORS. Chas. Bleaden, Esq., Chairman. Andrew Clarke, Esq., Deputy-Chairman. The Right Hon. the Lord Mayor. Jdhn Addis, Esq. William Knott, Esq. 'Geo. H. Child, Esq. Robert Maine, Esq. William Float, Esq. J. Musg,rave, Esq., Alderman. William Game, Esq. I Francis Witham, Esq. J. G. Hammack, Esq. I The Company has been formed by an opulent and influential body of PrOprietore, with a large Capital, and extensive Con flexions. Property of every descriptio ' nsured against Fire, at Rates and on Conditions as ntageons as are offered by any other Office ; and all Clai or Loss are paid without delay. Insurance for Seven rs charged as' only for Six. In the Life Depa ent the Premiums have been calculated on the lowest e e consistent with the fair interests of the Company. Assurers have the option of sharing in the profits; and one-half of the Premium on Life may remain unpaid for thelirst five years, at interest at Five percent. Annual interest. ' 41 ..* The Company has Branch Offices at Glasgow, Edin burgh, Liverpool, Manchester, Dublin, Bath, Bristol, Glou cester, &c., &c., and Agents in the principal Towns in the Kingdom. _ . . MS. WASON, Agent, Wasorils-buildings, Liverpool. N.B.Transfers made to this office free of expense. [INCORPORATED BY ACT OF PARLIAMENT.] COTTISH EQUITABLE (MUTUAL) LIFE ASSURANCE SOCIETY. EDINBURGH LONDON 26, ST. ANDREW-SQUARE. 61, MOOROATE-STREET. ORDINARY DIDUCTORS. William Stuart Walker, of Howland, Esq., Advocate. John Hutton, Esq., Merchant, Leith. David J. Thompson, Esq., Merchant, Edinburgh. James Ross, Esq , Solicitor, Supreme Courts. Thomas Scott Anderson, Esq., W.S. Henry Maitland, Esq., Wine Merchant. Robert Chambers, Esq., Publisher. Robert Robertson Glasgow, of Montgreenan, Esq., Advocate. - George Ross, jun., Esq., Advocate. 'Thomas Constable, Esq., Printer. John Whitefoord Mackenzie, Esq.. W.S. Robert Laurie, Esq., Master of the Merchant Company, Leal!. " , ,LOCAL - BOARD OF Dierec-roes FOR LIVERPOOL. CHAIRMAN. Thomas Chilton, Esq. Thomas Martin, Esq. David Cannon, Esq. DIRECTORS. William Oxley, Esq. Ha/head, Esq. "e re-tr ,e A vT J/C of the Society down to the tat March, 1847. MEDICAL REF James Petrie. ' M.D. WILLIAM OX , 3, Rumford-place VIEW of the Progj Amount I Annual Accumulated Assured. Revenue. Fund. 325,611 11,364 24,661 824,275 30,208 71,191 1,569,570 55,536 153,329 1,929,292 68,920 263,749 2,763,381 99,270 400,503 At Ist Mara], 1835 Do. 1838 Do. 1841 Do. 1844 Do. 1847 30,208 55,536 , 68,920 . 99,270 24,661 71,191 153,329 263,749 400,503 This being . a MUTUAL ASSURANCE SOCIETY, the Profits are not, as in Proprietary Companies, divided between the Partners and the Assured. The WHOLE belong to the Policy Holders. It is, therefore, impossible for any Assurance Office to give greater advantages to Assurers than this Society affords. At th ANNUAL GENERAL MEETING, held on the 4th May last, after reserving upwards of THIRTY-SIX THOUSAND POUNDS for future division, a Vested Bonus of TWO per Cent. per annum, to all Policies of two years' standing, was declared, not only on the Sums originally Assured, but also on the additions previously made to them. Thus Policies of .WlOOO effected before Ist March, 1832, will, if they become claims after Ist March snext, receive an addition of FOUR HUNDRED AND TWO POUNDS, being upwards of - FORTY PER CENT. thereon.; and other Policies will also receive in proportion to their duration. The next Triennial Allocation of Profits takes place at Ist March, 1850, when all Policies of five years' endurance will will, at let March, 1853, be entitled to Vested Additions cor receive additions. Policies opened on or before Ist March next, responding to the number of Annual Premium.? which nave then been made, or have become due. The Annual Revenue now exceeds ONE HUNDRED AND SEVEN THOUSA - ND POUNDS. ROBERT CHRISTIE. Manager. ROBERT GIBSON, :Secretary. AGENTS. LIVERPOOL—WILLIAM OXLEY, 3, Rumford-place , Manchester—Anderson and Thorburn, Merchants. Oldham—Samuel Oliver, Primrose-mount. Bury—William M‘Lean, Draper. Blackburn—George. Johnston and Son, Draper& Chorley—Alexander Bannerman, Land Agent. Preston—James Winder, Solicitor. Lancaster—L. Sanderson, Castle-hill. NTOTICE IS HEREBY GIVEN, that the Boards 1. of Management of the GREAT BRITAIN MUTUAL LIFE ASSURANCE SOCIETY, and that of the INDIA AND LONDON LIFE ASSURANCE COMPANY, are united; and that henceforth the business of both will be transacted at the Office of the GREAT BRITAIN MUTUAL LIFE ASSURANCE SOCIETY, u 14, .: ATERLOO-PLACE. -proposals for Assurance, and other communications, will l• se be received at No. 17, CORNHILL, the present Office. the INDIA AND LONDON COMPANY. GREAT BRITAIN 111 f UTUAL LIFE ASSURANCE SOCIETY AND INDIA AND LONDON LIFE .ASSURANCE COMPANY, 14, WATERLOO-PLACE, ..4ND 17, CORNIIILL, CITY. DIRECTORS. Tile unshorn], Ercniess Castle, Inverness-shire, and Chapel street, Grosvenor-place, London, Chairman. Richard Hartley Kennedy, Esq., (late Physician General, Bom bay,) Deputy Chairman of the Oriental Bank, Resington Lodge, ' Nottinm Hill, Deputy Chairman. William Morley, Esq., Blackheath, Deputy-Chairman. Henry Stroud Barber, Esq., 36, Fenchureh-street, and Wan stead, Essex. Francis Brodigan, Esq., Garden-cburt, Temple. James William Deacon, Esq., Walbrook, and Southwick-place, Hyde Park-square. Harry George Gordon, Esq., 58, Porchester-terrace, Chairman of the Oriental Bank. Henry Allan Harrison, Esq., St. Leonard's-on-Sea, Sussex, Director of the Oriental Bank. Alexander Robert Irvine, Esq., 14, Waterloo-place, Managing Director. John Inglis Jerdein, Esq., Upper Ground-street, Blackfriars. Frederick Jones, Esq., Old-square, Lincoln's Inn, James John Kinloch, Esa., Kair, Kincardineshire, and Glou cester-road, Hyde Park Gardens. Henry Lawson, Esq., Forteas Terrace, Kentish Town. Robert Francis Power, Esq., M.D., Queen-street, May-fair. Archibald Spens, Esq., Bombay Civil Service, Manor House, Inveresk, N.B. GREAT BRITAIN MUTUAL LIFE ASSURANCE SOCIETY. This Society is established upon the most approved princi ples of the Mutual System, and allows credit for half the amount of the first five Annual Premiums. The first division of profits will be in the year 1849. Proposals of every description entertained involving the con tingency of human life. INDIA AND LONDON LIFE ASSURANCE COMPANY. CAPITAL, £250,000, IN 5000 SHARES OF £5O EACH. This Company assures the lives of healthy persons in any part of the world, at as low rates of premium as can be taken con sistently with perfect security, whilst, for the accommodation of the assured, a Half-Premium Table (No. 2) has been con structed on a plan peculiar to this Office, and affording greater advantages to parties assuring for short periods, with the option of continuing for the remainder of life. • Also invalid lives, whether afflicted with mental or bodily infirmities. And lives of Naval and Military Officers and Civilians in India; in any of the Colonies, or other parts of the world. Annuities granted, and endowments for widows and children. A. R. IRVINE, Manager, 14, Waterloo-place. AGENTS pan LI vEaroot. Mr. .N. , J. ANDERSON, 10, Chapel-street. Messrs. IRLAM and FLETCHER, solicitors. Mr, EDWARD EVES, Inn., Surveyor. M" THE LIVERPOOL STANbARD. .N GE BUILDINGS. CLASSICAL AND MATHEMATICAL SCHOOL, WEST DERBY. THE Rev. A. RAMSAY, M.A., of Trinity College, Cambridge, receives PUPILS to irstruct in Classical, Mathematical, and General Literat e,-0 - E the folsowing terms : Day Scholars Guineas a Quarter. Day Boarders . 8 Guineas a Quarter. Boarders... lOO Guineas per Annum. Entrance 2 Guineas. LIVERPOOL EXCH. COMMITTEE, 1848. Harmood Banner, Esq., Chairman. Thomas Bolton, Esq. James Bateson, Esq. Henry R. Sandbach, Esq. John A. Tinne, Esq. WilliamTitherington, Esq. John Dickenson, Esq. James H. Wrigley, Esq. James H. Macrae, Esq, Robert S. Henderson, Esq. Henry Neuman, Esq. Thomas Nixon, Esq. Charles Booth, Esq. Thomas Read, Esq. Daniel Mather, Esq. THE Proprietors of the LIVERPOOL EXCHANGE will be PAID a DIVIDEND of NINE POUNDS on their respective SHARES, for the year 1847, on applying to Mr. JoHN Sun Low, the Cashier, upon and after MONDAY, the 7th of February next; and also, the further sum of THREE POUNDS THREE SHILLINGS for each SHARE, in lieu of the right of nomination to the News-room for the present year, provided the same be demanded on or e 24th of December next. Proprietors should be red to produce their Certificates, if required, to Mr. Low; and the Personal Representa tives of Deceas •prietors, Trustees, and others who have not already obt tied Certificates, will be required to produce the Wills or Instruments under which they claim to Mr. THOMAS CAUWN, Solicitor, Barned's-buildings, Sweeting street. By order of the Proprietors, at the General Meeting held this 31st day of January, 1848 JOHN SUDLOW, Secretary Exchange-court, Exchange-street East. MANCHESTER AND LIVERPOOL DISTRICT BANKING COMPANY. THE DIRECTORS HEREBY GIVE NOTICE, that a DIVIDEND, at the rate of *ght Shillings per Share, for the Half-year ending 31st er last, (being Eight per Cent. per Annum clear o icome Tax, which is paid by the Bank,) will be payabl the Proprietors, at the Head Bank and Branches, on after WEDNESDAY, the 9th of February. The TRANSF ' BOOKS will be CLOSED from the date of this notice till the said 9th of February. By order of the Board, PHILIP THOMSON. Manchester, 26th Januar. v,1848. THE LIVERPOOL GASLIGHT COMPANY. NOTICE IS HEREBY GIVEN, th at the ordinary HALF-YEARLY MEETING of the SHAREHOLDERS of the LIVERPOOL GASLIGHT COMPANY will be held at the COMPANY'S OFFICE, in Dale-street, in Liverpool, on TUESDAY, the 15th day of February ne t Twelve o'Clock at Noon, for the purpose of trail • g the usual business of the First Ordinary Half-pearl eting. The BOOKS for the NSFER of SHARES will be CLOSED froin•the 2d ebruary next 'until after the Meeting. Dated this 29th d of January, 1848. By order of the Directors, THOMAS CARSON, Secretary. LONDON AND NORTH-WESTERN RAILWAY. ALTERATION OF TRAINS. LIVERPOOL AND MANCHESTER BRANCH. TFHE Public are requested to take NOTICE, - that, on and after T 4yruary, the EXPRESS TRAIN now leaviry nester at Twelve o'clock *ill be despatched hat the TRAIN which now leaves Manch+ 5 15 P.M., will =be de spatched at 5 P.M. MARK HUISH. General Manager's Office, Liverpool, 24th January, 1848. Tuesday, the Ist o el ig Liverpool f anchi l at 11 45 . ; and th Lester iverpool at By order, TIDAL WATERS AND NAVIGABLE RIVERS, APPLICATIONS TO PARLIAMENT FOR LOCAL BILLS. BIRKENHEAD DOCK COMMISSIONERS' (Levying Ad. ditional Rates, and Alteration of Birkenhead Dock Rates and Liverpool Dock Rates, and Amendment of Acts) BILL. NOTICE. IJAMES ABERNETHY, CIVIL ENGINEER, of the 5 city of Aberdeen, having been appointed by the Lords Commissioners for executing the Office of Lord High Admiral, Surveying Officer under an Act passed in the tenth year of the reign of Her present Majesty, intituled "An Act for making preliminary Inquiries in certain cas of-Applications for Local Acts," in so far as the said Ac ates to an intended applica tion to Parliament for an A relation to "BIRKENHEAD DOCK COMMISSION , (Levying Additional Rates, and Alteration of Birkenh Dock Ratesand Liverpool Dock Rates, and Amendment o cts,)" do hereby give Notice, that l-shall attend on FMB , the Eighteenth day of February, One Thou sand Eight Hundred and Forty-eight, at the TOWN-HALL, in BIRKENHEAD, at the hour of Ten o'clock in the Forenoon, for the purpose of making such Examination and 'Survey of the Locality as the proposed Act will affect, and of making such Inquires relative to the provisions of the said proposed Act, and of investigating such other matters relating thereto as the said Lords Commissioners have by their order directed me to make and investigate. And Ido hereby require the Promoters of the said intended work to appear before me, at the time and place aforesaid, and to produce all such Surveys, Plans, Sections, Estimates, Documents, and Evidences, as will be ne cessary to support such intended application. Ido hereby further give Notice, that all Persons desirous of being heard in opposition to such intended application do appear before me with Witnesses, Plans, Sections, Maps, Books, or other Docu ments relevant to the said Inquiries. As witness my hand, this Twenty-first day of January, One. Thousand Eight Hundred and Forty-eight. JAMES ABERNETHY, Surveying Officer. TIDAL WATERS AND NAVIGABLE RIVERS. APPT.TCATIOATS2 TO PA T.T A NTRNT roit 1.011 AT. RI 1.1., BIRKENHEAD DOCK CO.3IIIII.S . .SIONERS' (Transfer of Powers to New Commissioners, effecting Arrangements with the Croten,,and Amendment of Acts) BILL. NOTICE. IJAMES ABERNETHY, CIvIL ENGINEER, of the I city . of Aberdeen, having been appointed by the Lords Commissioners for executing the Office of Lord High Admiral, Surveying Officer under an Act passed in the tenth year of the reign of Her present Majesty, intituled, "An Act for making preliminary Inquiries in certain cases of applications for Local Acts," in so far as the said Act relates to an intended applica tion to Parliament for an Act in relation to the " BIRKEN-KHEAD DOCK COMMI lONERS, (Transfer of Powers to New Commissi s effectinc , Arrange ments with the Crown, an Amendment ol'Acts,)" do hereby give Notice, that mall attend on SATURDAY, the Nineteenth day cf Feb ry, One Thousand Eight Hun dred and Forty-eight the TOWN -HALL, in BIRKENHEAD, at the hour of Te clock in the Forenoon, for the purpose of making such E ination and Survey of the Locality as the proposed Act will affect, and of making such Inquiries relative to the provisions of the said proposed Act, and of investigating, such ether matters relating thereto as the said Lords Commis zioners have by their order directed me to make and investigate. And Ido hereby require the Promoters of the said intended -Work to appear before me, at the time and place aforesaid, and to produce all such Surveys, Plans, Sections, Estimates, Docu ments, and Evidences, as will be necessary to support such in tended application. I do hereby further give Notice s that all Persons desirous of being heard in opposition to such intended application do appear before me with Witnesses, Plans, Sec tions, Maps, Books, or other Documents relevant to the said Inquiries. As witness my hand, this Twenty-first day of January, One Thousand Eight Hundred and Forty-eight. JAS. ABERNETHY, Surveying Officer. Observe that the Signature of the proprietor, "G. C. Serjeant," is written on the Government Stamp. SERJEANT'S LOTION, the only effectual Remedy against Rheumatism, Rheumatic Gout, Sciatica, and Linn bago. Sold by the Proprietor, G. C. SERJEANT, No. 7, Lo vell's-court, Paternoster-row, London; and by all Vendors of Medicine. Price 2s. 9d. per Bottle. This excellent Medicine, so universal!) , esteemed, is unat tended with the least danger or inconvenience; hundreds have experienced its happy and salutary effects since it was first introduced; and such are the properties of this invaluable Specific that persons labouring under the most distressing Rheumatism, Rheumatic Gout, and Luinbago, and rendered thereby incapable of assisting the elves, have been relieved in a few hours. Amongst many which are ing daily received are thefollow mg testimonials.: — Well-street, Cripplegate. Sin, I have been end weeks confined to my bed by Gout and Rheumatism, t a part from my head to my feet free from pain, and as helpless as an infant : not even a finger could I move. In this-unpleasant situation I was informed by my me dical attendant he had applied all the usual remedies, and that might remain months in my deplorable situation. Fortunately your remedy was made known to me, or I might have been to this day confined to my bed. After a close appli. cation of four days, my troublesome companion began to dis appear ; in a week I was capable of walking about my room, and by another week's perseverance in the use of your Medi cine was enabled to leave London. Fearful of another attack, you will please to send six bottles.—l am, Sir, your obedient servant,— D. W. STONE. Morley's Hotel. Strand, 18th August, 1846. Si have hitherto had a prejudice against having recourse to advertised medicines, but as I have for years been a severe sufferer from Lumbago, as well as Sciatica, and having tried several of the most eminent Physicians of London and Paris, I was induced by a friend to make a trial of your liquid, called " Serjeant's Lotion." I think it in gratitude due to you to say in less than an hour from the time applied the Lotion, 1 felt the most pleasant and indescribable relief. The immediate effect was to produce a short but tranquil and most refreshing slumber, from which I awoke to enjoy that which was, from its novelty, the greatest happiness—perfect quietude and freedom rom vain. The number of poor souls that suffer as I have is immense, and if the publication of this testimony can induce one to accept of the salvation you offer, I shall feel that I have not lived in vain.—With many thanks t _l am yours, . • HENRI. VILLENNEVE. 4. Paternoste r - rtrr. "Si n,--ilaving been informed of me surpnsing cure of Air. Barnes, of St. Paul's Churchyard, who was so severely, afflicted . by Rheumatism, the intense pain causing delirium, that he was compelled to be confined by a strait waistcoat to prevent his committing any violence, and whose case was consid ere d en tirely hopeless, I was induced to ascertain the particulars, and being satisfied of the truth of my intormatiop, encouraged me to make a trial of your most invaluable Medicine, entertaining little hopes of success, having been many years so severe a suf ferer, and tried many said to be very valuable remedies. lam very happy in being able to add my testimony of the benefit I derived: after a few days' application the use of my limbs are perfectly restored, and I am now able to attend my business, and, making an allowance for my , age, neverfWas better in my life. To those. however severely afflicted and hopeless their case may have been pronounced, I beg of them to make a trial, feeling quite satisfied they will be restored to the use of their limbs, from the severe cases that have yielded to this Medicine. Health is a great blessing to those who can enjoy it, but to those who are deprived, none feels it so severely as the trades man •r rnechanit, as it generally causes. loss of business, and brings ruin on families. I shill at all times feel it my duty to make it known to those afflicted, to evince bow grateful I ass for my restoration, and am, Sir, yours truly, GEORGE POLLARD. Oetsier 29, 1844. --- Sold by_ Pendlebnry, n usse ll. s treet ; Titheringto n o x f or d. street; Hogarth, Great George-street; Fisher, 80ld -street; Coupland, Parker-street; Gerhard, Oldhall - street ; Parkinson, 't New Scotland-road; Neal, Scotland - road; Simpson, Scotland road, opposite St. Martin's Market; Mackow, r auxball-road; Britten, corner of Dale-street and Haymarket; Smith; Great Homer-street; Cox, Pox-street; Gillard, Richmond-row ; Low, Islington ; Walker, London-road ; ParrY, Chrisua n . s t ree t ; Wagstaff, Great George,,pl,lce ; PrieztleTi 1-414-RtrtW Smith WoosLeid". Price, Werertro t • • DAILY AND EXPEDITIOUS CANAL CONYEYANCE. ITHE GRAND JUNCTION CANAL COMPANY j. respectfully inform the Public, that they have formed ESTABLISHMENTS of FLY BOATS, and are Carrying Goods by Canal to and from LONDON, LEICESTER, LOUGH BOROUGH, DERBY, BURTON, NOTTINGHAM, MAN CHESTER, LIVERPOOL, and the principal intermediate places. The Company's Fly Boats are despatched every night, from Nos. 4 and 14, Wharfs, Paddington, London, and also from each of the above places. Goods lying for order, for the accommodation of the Owners, wili be warehoused for a reasonable period, free of charge. Information may be obtained o Grand Junction Canal Company's Agents, as and LIVERPOOL, Mr. \ EACOCK, Duke's Dock. LONDON, 126, Lojadtm Wall, (late Wheatcroft and Co.'s.) LEICESTER, Canal Wharf. LOUGHBOROUGH, Mr. George_ Wood, With/finger. BURTON-ON-TRENT, Bond End Wharf. DERRY, Canal Wharf, Cock Pit Hill. NOTTINGHAM, Three Cranes Wharf, Island-street. MANSFIELD, Mr. Dickens, Carrier. MANCHESTER, Warehouse, Castlefield, (late Pickford and CO.'S.) HUDDERSFIELD, B. Thompson and CO. ASHTON-UNDER-LYNE, Ditto. STALEY-BRIDGE, Ditto. ROCHDALE, Tattersall. London, 21st January, 1848. THE X. L. RAZOR SHARPENER IS particularly recommended to Gentlemen Shaving themselves. Being the product of many years' laborious study, the Manufacturer can recommend it w►th confidence, as in it are combined the properties of both a Hone and Strap, with all modern improvements. N.B. Directions how Gentlemen may shave themselves, with greater ease and comfort, on scientific principles, accompany each Sharpener. Sold Wholesale C 12, CHURCH-A. ERPOOL. Also, Mr. JAME:, Mr. Wm. S 'eet. Mr. W. L. ..eet. Mr. Rolugier JONES; Perfumer, Church-street. Mr. W. ROBERTS, Perfumer, Church-street. Mr. J. B. JONES, Perfumer, Lime-street. Mr. J. THOMPSON, Bold-street. e by the Manufacturer, CHRISTOPHER E, , A c m HUR SO RETAIL BY PASTE, -,T R i n E T,L Boxes.iT 7 erfrdwri __ I t h L e E D I ; SPA NS, Perfumer, Bold-street. SH EY, Perfumer, Ranelagh-stre AMMAN, Perfumer, Tarlton-stre( THE METROPOLITAN GRAND CIGAR DIVAN. The visitor to the Metropolis, who has not yet had an opportunity of witnessing the extent to which splendour of decoration, magnificence of furnishing and fitting, can be carried, in establishments devoted to the purpose of provid ing comfort, luxury, and recreation for the public, would exclaim on entering that unique establishment—the Grand Cigar Divan in the Strand, Here I must, at the least, expect, in return for the privilege of being the inmate for an hour of a princely palace, to pay at a princely rate." We have lately been enabled to undeceive such an ex pectant; and shall make no apology for intruding upon our readers a brief sketch of this unequalled establish ment. Some years ago we knew the Grand Cigar Divan as a salon, in which, for a shilling entrance, you could have the very finest coffee, a la Francois, with a rare and choice Havannah. It was then the first establishment of its kind in London, or in the Kingdom. The enterprise of its spirited proprietor, Mr. S. Ries, has now made it the first in the world. The Divan is situated in the Strand, opposite Exeter Hall ; and occupies the premises Nos. 101 and 102. The exterior front is modern and elegant, but presents nothing of an extraordinary ap pearance, being only the front of a first-rate cigar depot. Enter the Door, however, proceed up stairs and a scene at once presents itself, which cannot easily be equalled. The room in which you find yourself is 60 feet in length, 35 feet broad, and 28 feet high, illuminated—if at night when you see it to the best advantage—by a prolusion of splendid chandeliers, which are reflected and multiplied by the aid of 20 immense looking-glasses, each fourteen feet in height, and fixed in the spaces between the win dows, which are themselves at night filled up by splendid paintings, of various subjects, by eminent artists. The fur niture and fi tings of the room are of the most gorgeous description. 'The seats consist chiefly of sofas, ottomans, and lounges, covered with the most cosay crimson Utrect velvet ; and the tables, which are very numerous, are made of the finest marble, inlaid as chess tables, and for backgammon,.&c. As may be anticipated, you meet here some of the finest players of the former noble game ; and many of the celebrated matches of the day are played in the divan. The fireplaces are of black marble, richly inlaid • and surmounted with chimney glasses of the first style Of elegance. The coup-d'oeuil to a stranger, on first entering, is scarcely describable; and its effect is height ened by the uniform respectability of the parties whom you find frequenting the divan, either for the purpose of enjoying the excellent cigars, coffee, &c., provided by the proprietor, amusing themselves with chess, draughts, &c., conversing or reading the books, magazines, and news papers, which are supplied in abundance. The frequenters of the divan we may mention, are principally composed of parties of an intellectual and literary character ; and for the convenience of foreigners, French, German, and other languages are spoken by the waiters employed. The library consists of upwards of 2000 volumes, com prising the standard works In every modern language, the best historians, novels, &c. ; and the divan is also sup plied with all the leading daily and weekly newspapers, both metropolitan and provincial, together with the leading foreign journals, and with the reviews, maga zines, &c. Books of reference are also kept in nearly every branch of literature and science. Lest' it' should be imagined by any party, not a consumer of the Havannah, that the smoking of others will be likely to annoy him, we may mention that the room is so venti lated that the atmosphere is at all times as clear as that of a drawing-room. The waiters, who wear handsome liveries, are most civil and obliging. The.price of admission to the Divan is the very small sum—the cost considered of the luxury with which the guest is surrounded—of one shilling, which entitles the visitor to a cup of coffee and a fine Havannah cigar, or any other refreshment he may prefer to that amount. The proprietor, to render his establishment more strictly one of an improving and intellectual character, has re cently removed the billiard tables, formerly occupying the basement floor of the building, which he purposes con- verting shortly into a first-rate tavern and restaurant, to I be conducted on the same excellent principles and reason ableness of charges adopted at the Divan. We know of no place in the metropolis where a more I agreeable hour or evening can be spent than at this unique establishment, which combines continental elegance and splendour with English comfort ; and the stranger visiting London need not regret that he has not the entree to any of its clubs ; for in the Grand Cigar Divan he has more luxury and enjoyment at a small cost than any one of them can boast of being able to provide. A PATIENT TRAVELLER.—A quiet elderly gentleman found himself the other day one of four travellers in a railway carriage. The other three were ladies, who talked from the beginning to the end of the journey—kept up, in fact, so lengthened a conversation that it was exactly 200 miles long. When nearly at the terminus, the most voluble of the ladies expressed a hope to the gentle man that the incessant colloquy had not disturbed him. "By no means, madatn (said he, politely), I have been married exactly 25 years."—North British Mail. THE G/LEAT SNOW STOHM OF 1620.—The snow fell during thirteen days and nights with very little intermis sion, accompanied with great cold, and a keen biting wind. About the fifth and sixth days the young sheep fell into a torpid state and died, and about the ninth and tenth days the shepherds began to build up large semi circular walls of the dead, in order to afford some shelter for the living ; but the protection was of little service, Impelled by hunger, the sheep were frequently seen tear ing at one another's wool with their teeth. On the 14th day there was, on many a high-lying farm, not a survivor of extensive flocks to be found. Large misshapen walls of dead surrounding a small prostrate group, likewise dead, and stiffly frozen in their lairs, met the eye of the forlorn shepherd and his master. Of upwards of 20,000 sheep maintained in the extensive pastoral district of Eskdale Moor, only about 45 were left alive.—Gallery of Nature. AN AFFECTIONATE DUCK AND DRAKE.—RCfering to the habits of the mandarine duck (a Chinese species), Mr. Bennet says, " Mr. Beale's aviary afforded a singular corroboration of the fidelity of the birds in question. Of a pair in that gentleman's possession, the drake being one night purloined by some thieves, the unfortunate duck displayed the strongest marks of despair at her bereave ment, retiring into a corner; and altogether neglecting food and drink, as well aS the care of her person. In this condition she was courted by a drake who had lost his mate, but who met with no encouragement from the widow. On the stolen drake being subsequently' recovered, and restored to the aviary, the most extravagant demonstra tions of joy were displayed by the fond couple. But this was not all ; for, as if informed by his spouse of the gallant proposals made to her shortly before his arrival, the drake attacked the luckless bird who would have supplanted him, beat out his eyes, and inflicted so many injuries as to cause his death."—Couch's Illustration's of Instinct. CULTIVATION OF THE BEAUTIFUL.—It has been the fashion with prudes and pedants, time immemorial, to run down the advantages of external appearance—thus the phrases " Outside show," and " Skin-deep beauty," had obtained a sort of currency which gave therri at, id others of similar import, an appearance of grave - authority. The present age is bold enough to quit this dictum, and even . to go as far as to extbUthe study or externals as a duty to society, which should have presented to it agreeable ob jects, and now contends that e cultivation of the beau tiful holds a place',secon in iMpOrtance to the pro= motion of the - good. is it'which holds out eticou ragement to those 'who 'our to 'put the public in pos session of means to t a end:: Oldriage's 'Balm of Co lunibin„ as the most eetive preservative or renovator of that most beautiful tirnament the Human Hair, takes tirst rank, and'as lo 's its Valuable, properties' continue to be • known and a cii;ted; inuirtake the precedence of every product' n intended for exteri4i improvement in this . direction. . and A.':OLPAIDGE'g BALM OF CO LX.TMBIA uses the' " 1 / a ir ; to - arl'bkaiiifully; 'frees it'' from scurf, and steps it froM falling 'Oft*,:and a few bottlei • generally restore: it again it 1;also . .prevents greyness. 3s, fid., 6s. ' and Its . Per .bettle:- .No . other prices are genuine. Ask for OLDRIDGWB . BALM, 1, Welling ton-street, Strand, Linden. SOld by all respectable . ' • C4emiots, l'erfomers, and Stationers. • ... • _ STATISTICS OF THE COTTON MANUFACTURES FOR THE PAST YEAR. The excellent " Commercial Glance" for the year ended 31st December, 1847, just published by Mr. R. Burn of Manchester, possesses more than its usual interest, as exhibiting the result, so far as regards our cotton exports, of one of the most eventful years through which the commercial and manufacturing industry of the country has ever passed. We shall give here a few of its most important items. The public will have been fully prepared for a large falling off in the gross exports of the cotton manufacture, by their knowledge of the fact that we have had, in the first place, a very materially reduced import of the raw material, and, as the necessary consequence, been com pelled to restrict our manufacturing operations. We had, as the stock in the ports, on the Ist of January, 1847. 548,658 bales ; and a stock in the hands of spinners and dealers, of 61,483 bales : in all, 610,141 bales. We im ported during the year into Liverpool, 1,088,240 bales ; into London, 81,080 bales ; into Glasgow, 42,139 bales ; and into Bristol and Hull, 19,576 bales : in all imported, 1,231,035. Our total supply up to the Ist January, 1848, was, therefore, 1,841,176 bales, of which we exported 207,775 bales, leaving 1,633,401 bales for consumption. We have consumed in the year only 1,142,008 bales, which, allowing the year, on account of stoppages and holidays, to consist of 51 weeks of actual working, gives a weekly consumption of 22,392 bales per week, against a fraction over 31,796 bales in 1846. The stock in the ports and in spinners' and dealers' hands, on the Ist of January, 1848, was 491,393, or less than on the Ist of January preceding by 118,748 bales. Of this, 39,454 bales are in the hands of spinners and dealers. As shewing what our position would have been with an active demand, and the necessity under which we should have, in any case, been placed of working short time. for want of raw material, we shall find that, had we con sumed in the past year at the rate of 31,796 bales per week, we should have consumed 1,621,644 bales during the year ; and thus, deducting this quantity from our total supply of 1,633,401 bales, we should have had only 11,757 bales, or half a week's consumption, at present in the country. On turning to the tables of exports of manufactured goods, we find in two important articles—cotton yarn and plain calicoes—a signal decrease in the past year :- 1846. 1847. Decrease. Cotton yarn, lbs... 157,130,025 116,512,874 41,617,151 Plain calicoes, yds. 618,839,181 488,044,682 130,794,499 or above a third in the export of the first article, and nearly a fourth in the second, as compared with the export of 1846. The principal countries which have taken from us a short supply of yarn, are—Belgium ; the Hanse Towns, &c., decreased nearly 9,000,000 lbs. ; Holland, decreased nearly 8,500.000 lbs. ; India, de creased nearly 5,000,000 lbs. ; Naples and Sicily, de creased 3,400,000 lbs. ; Russia, decreased 2,800,000 lbs. ; Sardinia, Tuscany, &c., decreased 3,250,000 lbs. •, Trieste, Austrian ports, &c., 1,950,000 lbs. ; Turkey and Levant, 1,500,000 lbs. We must conclude, from these figures, either that manufacturing operations in the countries specified have either decreased materially during the past year, or that they have become more able to produce their own cotton yarn ; for we do not find that they have come to us for goods instead of yarn. On the contrary, we shall have to shew that our exports of cloths to most of those countries have declined in amount during the past year. The large decrease in plain calicoes is thus divided :- 1 Brazils, Buenos Ayres, &c., have diminished their im ports 8,000,000 yds. ; British West Indies, 6,300,000 yds.; British North America, 4,150,000 yds. The exports, however, to these possessions have been more than those of 1845, and the year 1846 appears to have been one of extraordinary import. Chili and Peru have decreased 4,800,000 yds. ; Foreign West Indies, nearly 3,000,000 yds. • Gibraltar, 5,000,000 yds. ; the Hanse Towns, &c., 3,000,000 yds. ; Holland, 7,100,000 yds. ; Malta and lonian Isles, 5,100,000 yds. To Mexico our direct trade has been extinguished, having sunk from 1,648,580 yds. in 1846 to 292,143 yds. last year. Naples and Sicily have decreased nearly 5,000,000 yds. ; Portugal and Madeira, 4,300,000 yds. ; Sardinia and Tuscany, 12,300,000 yds., having fallen from 20,500,000 yds. in 1846 to 8,200,000 yds. in 1847 ; Trieste, Austrian ports, &c., 10,650,000 yds., having been 15,900,000 yds. in 1846, and 5,200,000 in 1847 ; and Turkey and Levant, 4,700,000. It is proper to remark, however, that to some of these countries our exports in 1846 were unusually large. The most singular features with respect to this great staple article consist in the large falling off in our exports to India and China, and the great increase to the United States of America. We give the results for the two years to these countries : 1846. 1847. yds. 179,684,172 114,228,334 To India .... China .. 70,923,872 53,827;109 . . . United States of America.. 10,640,215 41,519,244 Thus our shipments to India show the immense falling off of 65,455,838 yds. during the past year, and those to China have declined •17,096,763 yds. ; in all, to these two countries, 82,552,601 yds., or nearly one-seventh of the total yearly exports of this article on the average of the preceding four years. The United States, on the other hand, has increased 30,879,029 yds., having nearly quadrupled her average imports of plain calicoes. As explanatory of the above state of things, our readers may remember our stating recently that, owing to the prosperity consequent upon the ability of her agricultu rists to supply out of their abundance of breadstuffs the dearth of Europe, the manufactured cottons of America would be retained for home consumption, and her export trade carried on with. British goods. This, it is clear, moot have been the rase to a considerable extent. Pre suming, however, the whole of the increase of our ship ments of plain calicoes to America to have been absorbed in her East India and China trade—a rather extravagant supposition—we have still to be accounted for on other grounds a falling off in the consumption of those markets, taking the average of the years 1844, 1845, and 1846, of 50,000,000 yds. of plain calicoes alone. Of the article of printed and dyed calicoes, Mr. Burn • shews us a more favourable result, the exports having been 287,384,903 yds. in 1847, against 267,084,797 yds. in 1846. Last year's exports, however, were materially less than those of 1845 or 1814, and barely exceeded those of 1843. The principal markets to which our exports of this important manufacture have increased, are the Bra zils, Buenos Ayres, and Monte Video, 8,500,000 yds. ; Coast of Africa, exclusive of the Cape, 2,700.000 yds. ; Columbia, 3,900,000 yds. ; Turkey and the Levant, 11,000,000 yds.; and a , light increase to the Cape of Good Hope, Egypt, I\lalta and the lonian Isles, and Trieste and Austrian ports. To the United States in this article, as in plain calicoes, we have a large increase last year ; the exports having been 44,425,017 yds. against 13,556,509 yds. in 1846. We have a falling off, however, to the British West Indies of 6,650,000 yds., and, as compared with 1845, of 9,600,000 yds., the exports in that year being nearly double those of 1847. British North America has declined above 1,000,000 yds. • Chili and Peru, 2,000,000 yds. ; Foreign West Indies, 8,700,000 yds. ; Gibraltar, 1,300,000 yds. •, Hanse Towns, 2,000,000 yds. ; Holland, about 800,000 yds. ; India, 3,000,000 yds.; China, nearly 1,000,000 yds. To Mexico the direct ex port has, like that of plain calicoes, been nearly destroyed, being only 750,000 yds. this year against 6,290,600 yds. in 1846. .To Naples and Sicily the decrease is 1,500,000 yds. ; Portugal, Madeira, &c., 1,000,000 yds.; Sardinia, Tuscany, &c., 5,000,000 yds. In several of the less extensively used articles, although important ones, as containing a large amount of labour, we notice an increase in the year thus .- 1846. 1847. 'Cotton thread, lbs. Damasks and diapers, yds. 9,505 20,312 Cambrics and muslins, yds . 4 ,459,769 5,010,117 Counterpanes and quilts, No. 113,050 208,015 Cotton and linen mixed, yds. 1,125,764 1,433,879 Ginghams, yds. 591,489 825,430 Cords, velveteens, velvets, &c., yds. 1,901,294 2,770,943 Shawls and handkerchiefs, d0z..... 545,823 725,263 Ticks, yds.. 144,057 149,385 Unenumerated cottons, yds 54,161 95,486 There is, on the other hand, a slight decrease in the ex ports of hosiery and a few minor articles. 'We shall have an opportunity of returning to the con sideration of some other facts, which are deducible from Mr. Burn's most valuable work. In the meantime, we cannot submit to lose this occasion to pay a well-earned meed of praise to that gentleman for the great pains devoted to the perfection of his " Glance," and to thank him, in the name of the commercial public, for ono of the most correct and comprehensive statistical documents ever published with respect to any subject connected with trade and industry. ORDINARIES.—The accommodation the public derive from ordinaries is now extra ordinary. A table d'hote once a day . in Liverpool is commowin all important com mercial houses ; but so universal is competition and en terprise, that no less than four ordinaries a day are ad vertised at the Oriental Divan, for which, including soups, joint, &c., the charge is only one shilling. Every body must give them a trial. - GurrA VERCHA, now getting into such general use for the purpose of soling boots and shoes, is a variety of caoutchouc, in some respects closely resembling it, in others widely different. lt was first imported in 1843, from Singapore, and is the produce of a large forest tree, indigenous to that and the surrounding countries. When imported it is a dirty pinkish-coloured opaque solid, hay . ing► little or no smell, insoluble in water, and tasteless ; it. feels smooth and greasy between the fingers, but can be held with great firmness in the hand. At a temperature below, fifty degrees it is hard and tough, similar to horn ; at from fifty to seventy degrees it is slightly elastic, but .still retains its toughness. It has little power of con traction when once extended. At a temperature between 140 and .150 degrees it is soft and plastic. -In this state any number of pieces may be joined together, similar to bees' wax, a slight pressure sufficing to form a good joint. AS; imported, it contains many impurities, to remove Which it Undergoes the process of " devilling," being torn to.Pietes hot water. In this way the impurities are got rid of, and r, solid mass obtained. When softened in hot. water, or by the gentle application of heat, it can be moulded into any form ; as it cools it re-acquires its rigi dity. . When warm it is easily cut ; but when cold opposes great resistance to the knife or saw, and requires the tool to be wet to effect a division. Its specific gravity is 0.971, water ,being 1000 ; hence it floats on the surface of that In chemical composition it is identical with caout chouc ; its chief points of difference being lof a physical nature. Water, alcohol, alkaline solutions, muriatic and acetic acitk, excite no artion on it. Strong sulphuric acid gradUally charrs it, and nitric acid oxydises it. Ether, essentialoilS,.. and mineral naptha, form but imperfpet I. solutions, whilst rectified oil of turpentine is a perfect sol - vent; the solution .being transparent. • The principal ap . plicat lens of this subject have been as a substitute for lea ther, which it, re.sembles in properties and appearance. LETTER TO SIR R. PEEL ON THE CURRENCY. BY ADAM HODGSON, ESQ.* The views of a gentleman possessed of the great mer cantile experience of Mr. Adam Hodgson, upon the important question of the currency, and the effect of our present banking system in producing the recent commer cial disasters, will naturally be regarded with great Wen.; tion by the whole commercial community. Mr. Hodgson is known to be a clear-headed and impartial observer of events. He has no crotchets to bias him in the verdict which he may give on this or any other subject which may come under his investigation ; and we may depend upon his giving his decision " according to the evidence." There is, moreover, a peculiar weight to be attached to Mr. Hodgson's conclusions as to the working of the act of 1844, and its influence in producing or aggravating the severity of the recent commercial crisis. He has been for some time, and was during the whole pressure, one of the confidential directors of the Bank of Liverpool—an esta blishment second in the magnitude of its operations to few, if any, private banks ; and, necessarily, the whole series of events and their causes, which resulted in the suspension of that bank, and the commercial stoppages which followed, came under his minute notice. He may say of all its struggles to avoid such a calamity and their failure, " quorum pars magna fui" ; and very reasonably claim to be as much an authority on the part of the com mercial public, as any Bank Director or Chancellor of the Exchequer can be an authority on the part of the Bank of England or the act of 1844. Mr. Hodgson commences his letter by recalling to the recollection of Sir Robert Peel the opinions expressed by the right hon. baronet at an interview with him in April last, when it was allowed by him that although " the state of the exchanges admitted of no increased issues by the Bank, he thought the policy of the directors should be to ease off as much as possible, as particular cases arose ; and thus, as far as practicable, to mitigate the pressure." Similar opinions were expressed at the same time at interviews had with the Chancellor of the Exche quer and Lord John Russell ; and, at their intervention, the Bank consented not to diminish discounts to the ex tent and with the rapidity which had been announced. The premature alarm was thus checked ; and Mr. Hodg son stated, in a note addressed on the 15th May to Lord John Russell, that by such concession " many stoppages of rich houses (in Liverpool), well provided with bankers' bills, were averted." He stated further, in that letter, " Had no relaxation taken place, an extensive and most gratuitous crash would have occurred a fortnight since." Mr. Hodgson proceeds to canvass the assertions of Sir Robert Peel in his speech of the 3d December last, that the act of 1844 had succeeded in two out of the three main objects for which it was enacted. We give Mr. Hodgson's views upon this part of the question in ex tenso " You assume, in your argument, that the Act of 1844 prevented the suspension of specie payments ; but this is to assume, that the balance of trade and of payments would not, under such a degree of pressure as the dis cretion of the Bank might suggest, have been restored by the ordinary operations of commerce before the whole of the treasure in their vaults had been demanded for export. It is to assume, that when the exchanges had been already turned by the stringency of previous measures, a moderate increase of issues would again have deranged them, instead of merely repairing, in some slight degree, the confidence which had been shattered ; would have acted as a dangerous stimulant to an inflammatory constitution, instead of merely reviving expiring vitality in the last stage of exhaustion. It is to assume, that while in De cember, 1825 the Bank was saved by an increase of issue of £7,600,000, in fourteen days, the additional issue of two or three millions in September, 1847, would have been fatal. " This is to beg the whole question at issue ; and although it is possible you may be right, it is possible also that you may be wrong. " The opponents of the Bill assume, that if the Bank had been left to its discretion, it would have acted on the currency with sufficient force to rectify the Exchanges, and secure the safety of the Bank, without inducing that intolerable pressure which has paralysed industry and enterprise; overwhelmed solvent houses in the common ruin, by forcing down prices with an intensity and con tinuance wholly gratuitous ; broken up the channels of commerce, and fatally interfered with that export of our manufactures by which the balance of trade with foreign countries is maintained or restored. _ . _ __"This assumption begs the question on the other side, and I am strongly of opinion that no evidence that can be brought before the committee can substantiate the assumptions on either side. They are founded on antici pations of the future, as well as on experience of the past ; on what it is taken for granted would have taker, place, in contingencies which have not happened, and under hypothetical combinations of circumstances which have not occurred. 'lam also of opinion that, whatever be the merits of the Bill on the whole, (and on this subject thoughtful and intelligent men of experience arc much divided,) its affirmation, or modification, or repeal by Parliament, is of less importance, than the adoption of other and broader measures, connected with the currency and its administration. Few persons who have attended to the subject are disposed to question the soundness and value of the general principles on which your Act was founded. They had been admitted, in theory at least, by the most influential Directors of the Bank of England, but practi cally they had often been violated by that institution before the Act of 1844, and practically have been, till too late, as little regarded under the operation of that Act ; for I entirely agree with you, ' that it was in the power of the Bank, had it taken early precautions, if not to pre vent all the evils that have arisen, at least greatly to mitigate their force.' ' The Bill, however, in fact, has not preserved us from a pressure and panic unprecedented in their intensity. " It has not secured the practical adoption by the Bank of England of the sound principles which it embodies, at least, till the moment when to adopt and adhere to them was so perilous that Government was compelled to inter fere. " And, not the Bill, but the suspension of the Bill, has in all probability alone prevented the Bank from stop ping payment ; for if (as at one time appeared probable,) the convictions of the Government had yielded to the evidence of the irresistible necessity of interference, twelve hours too latc,—if the bankers had withdrawn their deposits, and the Bank had been driven to force its securities on the market, by violent sales at any price, a rush for gold would almost certainly have taken place, partly from general panic, and partly from the impulse of self-preservation, urging the bankers, and others through out the country, to hurry to the Bank while yet there was time, to exchange their large reserves of bank-notes which would have ceased to be a legal tender the moment the Bank had stopped, for that gold by which alone, in that case, their obligations could be legally discharged." After remarking upon the danger of a sudden drain upon the Bank thus occasioned, which he thinks has been too lightly regarded, Mr. Hodgson proceeds to contend that the committee ought not to confine its inquiries to the effects of the Bill during the late panic, but ought to extend them to the best means of placing the currency upon a sounder foundation than it has hitherto possessed. We must give also his views as to what that system ought to be, in his own words : " The radical defect of our system appears to be, the narrowness of our metallic basis. 'You justly observe,— ' In this country you choose to erect a greater superstruc ture 'of paper currency, and paper credit, upon a smaller metallic basis than in any nation of Europe.' And you add, know you will not go to the expense of greatly widening the basis of your currency.' " But why should this conclusion be hastily adopted ? The opinion is rapidly gaining ground, that no reasonable extension of our metallic basis would, comprehensively considered, and on an average of years, be so expensive as these frequent panics and their consequences ; and that although no legislation can prevent individual imprudence and wanton speculation, and occasionally, perhaps, a too general extension of credit, that system can neither be economical nor wise, which, on every occasion of a con ' siderable export of the precious metals, leads to derange ment and wide-spread ruin throughout the commercial community. lam quite aware, that when an extensive failure of our crops requires an import of grain, the balance of our trade, with the countries from which we receive it, must be disturbed, unless we have something beyond our ordinary exports, wherewith to settle the ac count ; but I think the school of Political Economists, with which 1 generally agree, push their conclusions too far, or err in the application of their principles, when they assume that we have only to beat down prices by a vio lent action on the currency, and that we shall create an increased and almost simultaneous demand for our ma nufactures and native productions. commensurate with our newly created want of grain. " I think, also, that the effort to rectify the Exchanges at once, by a forcible and violent action on prices, has been productive of mischief purely gratuitous, in cases where, with moderate restriction, they might have been restored, in a reasonable time, by the ordinary operations of commerce, without a commercial convulsion. " It is surely deserving of deep and anxious enquiry, whether the loss occasioned by the providential visitation of a bad harvest does really involve the necessity of en tailing on the country twenty or thirty times the amount of that loss, by the derangement of 6ur currency, or whether the plan of an adequate reserve against contin gencies is not the cheaper plan of the two. At least, let -the subject of the comparative expense of a wider metallic basis, and of commercial indulgencies, be fairly investi gated, before it is assumed that the country .will not bear the expense of a metallic basis more nearly approximat ing to that of the currency of other countries ; and at all events let us try what the Bank can really do, when Go vernment has restored to it the actual use of its capital. Had the Bank had in its vaults the eleven millions lent to Government when the late very unusual export of gold became necessary for the payment of grain, the balance of trade might have been adjusted with little degrange ment of our ordinary commerce, and our exchanges kept in order, with a very moderate action on the currency ; or, had two millions of that capital been invested in foreign funds in 1839, we should have been spared the humiliation of owing the safety of our National Bank to the Bank of France." After expressing his concurrence in the expressed sen timents of Lord John Russell, as to the anomalous con stitution of the Batik of England, whose directors have on the one hand to protect the public interests, and on the other to advance the profits of. the holders of Bank stock, Mr. Hodgson concludes his very, able letter by thanking Sir Robert for hiS efforts to preserve the me tallic, standard of our currency, and expressing.a hope that' the principle of the Act of 1819 will never be vio lated, but that, by enlarging our metallic basis,. much of the misgiving reverting the Act of 1844 will be removed.- PubliOled by W. Webb, Costae-street. . • ,2*^ ~- ~.