The Liverpool Standard and General Commercial Advertiser. — Liverpool, Merseyside, England, 1848-03-28 00:00:00

1818_. TVA lib 30° ;17." the cl/ RFEIT' 0 " of Nlessrs. 04, i n to Alr• Fore an per of v i6 u r e i a i% l ov m d el • A: &ll , ' clu djL tll 7 , e o r r is s P:L o P t :: ro c oflree efi th hllicverpleces, luinea co, Fore l P l i s tiai ry ,CO pir I;ro oObe. es IVO r Y Brass ; e el! ow, /los,ling - P) 0 1,1 ts 0 pertY. t on stint, bew.be oogues lock Pr e 'ij a F VP •s ! e 4 c o 4 ctave Ilooßld e e lass an d 00* in y Of ' lib et O f feet 6 'O l O, )unging . - Pt !!,.. A ,vago ll l,ooT , Ilbre lls har d 0 iC es' din or ll o .o l .wood or 00 , ; le Tezis , 4 ol ekretabo I% nch wit er De ds 'ellen t -les e sc 6 0 ' r, CO" . 2 V015.' instant, N O , 0"' o fis 'c Pfe L fas hilfil oo d _,, just: 3 o l " ,, ivu of re or d coir u sio,irf 13 ,,, F e ti1" les - 1 ies f l e s t i ;rob I ng,'A n z h ing 1.11 1 90#:. Co ln ,01°" 0 ( ands, t, sYb en rTOPith layß,otSle",:, R ' fbo l 4' 6 ,4 Fre°l !ty of og er l )icen9so,o" tiotll6' we nt a fs i c tof e l maa tl ,oo ,6 ; o , Ting le I,l o ` 'ra Olf d it Lint loo e ,re z ) Vii; Rai t A 1/ 1 P hlr3' '0 Af F 1 Aft /10 ) 13 1 ) A IJA VA D IOO. W D D ELL E t stO tI n ta n A re, n- 11 41 1 4 co ot. i,RSC Joe"' n g 130 pflt rtr .r Obl n t, an d co ia pistopjewe l, t f o , wq. d e SO k rtiti ll , nand idel Ol e desc_ riC tir' frow F 1 XT UR L F L y itiat's ; g sv t o To , r , un c s enaret vio, RR de C elli,lll a 51 fl it i01 ) ,„ 6 ' Brat FIT s beaus , pes - ; Offic e 11$ ro ideo,,v; ding „10 log e P,, f 0 0 , et her, tel isi I,le fat 1 .0!3' card ll ~00t1;r ' re undid Is~~ ePl e " &q . iO t ;e 1 " e% ll most 4 01° o je 41 31 j r°. d Otecio 15G• g o ' 1 3115 - fr 00 WA 0P CoPE ti ve O ll° P. r 1 191 i vSlu O e rre I K e tte j i _ ✓D ef; at , At ^ w tto ttO 11% 01 , 1 1 tf 1W1 . • 1 046 ;,t' 1‘ 7,; • i f t' :i ll s llC' la i n I ° 1 1 1°1 0 1° th e) fill ° AA 00 [l' Ll . tt (f t - tole:0' - C° 110 r te a a s gCcvi •,,an 6 00 1 ft' e , O t of ge - b - n or:- „x) Hardt 28, 1848, &alts bp lurtion. &airg by caution. S DA Y TRlmesday), By MR. BYFORD, SELECT S ALE OF HORSES, .3 , c., AT LUCAS'S the 28th instant, at Eleven o'clock pre- REPOSITORY, THIS DA Y. cisely, on the Premises, 78 and 80, Blundell street, St. By Messrs. L U C A S and Co., J ames's -street, by order of the Administrator of the laic THIS DAY (Tuesday,) the 28th instant, at One o'clock, at their .T Catharine Crowther, deceased, Re pository , Great Charlotte-street, Liverpool, HE useful HOUSEHOLD FURNITURE, Eight- GIG, by Gorst, 'tday Clock, Wearing Apparel, and other Effects, compri- A A GIG, by Hopkinson, n ? day Chests a Drawers, Dressing and Pier Glasses, A CLARENCE, by Gorst, broke"as, in Hair Cloth, Mahogany and Hardwood Chairs, Pem- A CLARENCE, by O'Neill and Dillon. ~, Card, and Snap Tables, Feather Beds and Bedding, A London-built DRAG, `"r-Post and Camp Bedsteads, Carpets, Fenders, Fire-irons, Four Brougl am HORSES, and other Articles. Eight Gig : n dP:uteton HORSES, ~_l 4, l a Y be viewed n the Morning of sale, when Catalogues may Four Carriake HORSES, Lie Dad on the Premises, or at the Office of Mr. BYFORD, Clay- Eight superior HUNTERS, ton-square. Six Summer HACKS. TO GROCERS, HOTEL-KEEPERS, AND PRIVATE EXTENSIVE SALE OF CART HORSES, THE PRO FAMILIES. PERTY OF C A RTOTVNERS DECLINI NG BUSINESS R. BYFORD b egs to announce that h e i s i n- OR REDUCING THEIR STOCKS. A l l structed to SELL by AUCTION, on MONDAY next, the By Messrs. LUCAS and Co., ~u, and TUESDAY, the 4th of April, at Eleven o'clock Precisely TO -MORROW, (Wednesday,) the 29th instant, at One o'clock, at ea c h d N aY, upon the Premises, No. 23, Dale-street, opposite their Repository, Great Charlotte-street, Liverpool, iii,rn John-street, by order of the Trustees under t o Deed of FOURTEEN CART HORSES, Three LORRIES, ~,..y ment FLOAT, CART, &c. Amongst the Horses, a Team of Lae wh01 e ,,„,.._ of the genuine STOCK-IN-TRADE, SHOP, and Bays, equal to any in England, a very fine Team of Roans, a ur rICF FIXTURES, of Wholesale and Retail GROCER and very superior Brood Mare, the whole in prime working condi- TEA-DEALER. ' a tion. ;The STOCK consists of Black and Green Teas, Raw and Eight CART HORSES, LORRIES, FLOATS, &c. Treacle Coffee, Cocoa, Chocolate, Raw and Refined Sugars, Six CART HORSES, LORRIES, FLOATS, &c. Treacle Raisins, Currants, Prunes, New and Old Figs, Mus- Fonr CART HORSES, CARTS, GEARS, &c. T.,•,a a rd, Starch, Blues, Spices, Carolina and East India Rice, Sago, Three CART HORSES and Two CARTS. 1 .pjoca, Soap, Bath Bricks, Paper, Twine, &c. Two valuable BROOD MARES. • ~,,,lhe SHor. FixTuans and UTENSILS include Twenty Twelve- Twenty HORSES, of all descriptions, CARTS, FLOATS, guild JaPanned Canisters, Show Boxes, Tea Scales, Coffee, LORRIES, GEARS, &c., in great variety. 6 - 411 r, and Tea Mills, Tw, large and Scales, Twenty NOTlCE.—Parties having Cart Horses, Carts, &c. to dispose Windor°.n We Small and Brass Ditto, Glass Case, Sliding of, will please take notice that there will be NO CART HORSE silo . w -sashes, MahoEany-top Counter, Canister Frame an SALE on the first week in April, in consequence of the Annual sign . - nitings, Mixing-tub, Sugar-tryer, unests, L.asics, Sale of Carriages taking pl •, ice 'on Wednesday, April 5 and board, &C. • Parties having left Gears, Harness, and Saddlery at the Repo- A 10 J „ Co"::_r_CER.TICLES : Mahogany-top Desk, Iron Safe, Sample • sitory, Great Charlotte-street, Liverpool, within the months of ~'Ler, Chairs, Stools, &c. January, February, and March, will please take notice that, if, I .t - NOT REMOVED by Wednesday Morning next, they will be Ot%ce, ~,,,,,,,aayytuolenh-ialsayqaubaoernev sewed Ipr e e m a c i h s e h s ! o o r n r i o n f g o w ß h D en , Sold by Auction on that day, for whatever ibey will fetch. at is Repository. March 24th, 1848. ET ORDER OF THE SURVIVING PARTNER. ro a nz ,, EEIdIBLE INVESTMENTS. — "ERS, SPIRIT MERCHANTS, AND OTHERS. 4n r„. By Mr. BYFORD, After n t A Y, the 11th day of April next, at Two o'clock in the Yerp co r'n, at the Clarendon-rooms, South John-street, Li (laced ' su bject to such conditions of sale as shall be pro- ANNUAL SALE OF CARRIAGES AT LUCAS'S REPOSITORY, LIVERPOOL. NOTICE. ALL CARRIAGES intended for this SALE must be sent to the Repository on or before SATURDAY next, the Ist day of April Messrs. LUCAS II whom it will suit as uti.ALL that Piece or Parcel of LAND or GROUND, E6x-itre situate and being on the north side of Bute-street, n belonging Yard et,) in Liverpool aforesaid, containing in front thereto Th ens . and in depth backwards 45 yards be the several di -- e I °ns a little more or less, bounded on'tne eat by ground bel to Jonathan Itatcliff, and on the west byground on to John Horuby, and at the back or north end Tijr i Und of Joseph Rose; together with the WAREHOUSE, =MUSE, and COTTAGE thereon erected, now in the dp he ation of the late firm of Lolley and Duckworth, Wine Spirit Merchants, at the yearly rent of S 2 4s. Lot 2.—A1l the TENANTS' BENEFICIAL INTEREST, EXCISE LICENSE, and FIXTURES in the aforesaid Pre- I by all Parties SDAY next LIME GROVE, BROMBOROUGH, CHESHIRE. VALUABLE MODERN HOUSEHOLD FURNITURE, Sly- -42V1J—A- MAL, I , OCTiI V.AS CO MI GUS PIA IWO FORTE, IN ELEGANT ROSEWOOD CASE, OIL PAINTINGS, DRAWINGS, AND PRINTS, WINES, DOUBLE-BARRELLED DAMASCUS FOWLING PIECE, REVOLVING SIX-BARRELLED PISTOL, SILVER MOUNTED, PATENT WASHING, WRING ING, AND MANGLING MACHINE, MILCH COW, Ae. _MALL QUANTITY OF HAY AND ST RAW, SrPer LOf3.—All that Piece of LAND, with the MESSUAGE or DWELLING -HOUSE, COTTAGE, and STABLING thereon erected, situate on the west side of Fox-street and south sideof Beau street, in Liverpool aforesaid, containing in front to Fox- Street 33 yards, or thereabouts, in front to Beau-street 5} yards, and in front to Beau-lane 7 yards, or thereabouts • together with all APPURTENANCES w h atsoever to the said Premises belonging or therewith usually held and enjoyed, late in the occupation of Mr. C. H. M. Lolley, deceased, at the annual rent of .eSO. MR. GREEN has received i n st r u c ti ons f rom the Proprietor, J. W. BOGIE, Esq. to SELL by AUCTION, Tins DAY, (Tuesday,) the 28th, and To-monnow, (Wednes he 29th instant, at Eleven o'clock punctually each day, upon the premises, Lime Grove, Bromborong,h, (within a con venient dist nce from theEastham Ferry and the Sutton and Spittal Stations on the Birkenhead and Chester Railway,) The genteel and valuable Modern HOUSEHOLD FURNITURE •, a choice Collection of valuable OIL PAINT INGS, WATER COLOUR DRAWINGS, and PRINTS, inclu ding " Queen Esther supplicating King Ashuerus for the Lives of the Jews," by Leonardo da Vinci; "St. John in the Island of Patmos," by Poussin ; Sea Piece, by Vernet ; " The Female Pilgrim," with others, by modern Artists; splendid Proof Impression of Danbv's "Opening of the Sixth Seal;" Cony of Paricer's celebrated Engraving, " The "~gym the Rectory," &c. ;—about 30 iy and Crusted Port WINES; large - Frame; China Glass, and Earthen , a few Books, a Six Silver-keyed Ger of Music, Sets of Gilt Cornices and Damask day,) tt Lot REMOVEABLE SPIRIT LICENSI t 4, gime Premises. tOfi.:-Alithat Piece of LAND, with the LICENSED PUB LIC-HOUSE, and COTTAGE at the back, newly-erected thereon, i situate on the west side of Crossh a ll- s t ree t, (Dale threet,) n Liverpool, and containing in front 15 feet, and at the back 15 feet 8 inches, and running in depth backwards on the north and south sides severally 56 feet, be the several dimen sions thereof a little more or less • together with the TE NANT'S BENEFICIAL INTEREST EXCISE LICENSE, and 11)1,didly fitted-up FIXTURES in the same, now in the occu prion of Mr. James Joseph Duckworth, at the annual rent Tri o e.:60. The Tenure of this Lot is Leasehold for 75 years, com r "ing on the Ist day of February, 1842, at the annual ground ent of .e 32, payable half-yearly. EXCIS E 6 .—A1l the TENANT'S BENEFICIAL INTEREST, LICENSE, FIXTURES, and remainder of Na Term in Isels sp.LEASE of a LICENSED PUBLIC-HOUSE, WINE and . R IT VAULTS, situated in Great Homer-street, (near the HaYmarket,) known by the sign Letters," and ti° , l , l4 `,,in the occupation of Mr. John Lawrence Duckworth. Th e Lease is tor 10 years, commencing on the 27th day of 1 .43: z leBr-14, subject to a rental for the first five years of .145, and • L `4 7 emainder of the term of .t"5O per annum. Cls E TENANT ' S BENEFICIAL I \ TEREST, EX ' ...„gNsE, and FIX _ situat e XTURES in all that PUBLIC-HOUSE. °Qui, ~h itechapel (corner of Crosshall-street,) now in the •e5O. - of Mrs_ Ma' Nntt_ tenant_ at the yearly rent of Rescue 'of the -Wesleyi Dozens of choice Old She Chimney Glass. in Gilt Plated Ail man Pints, guar, Curtains. In the BED-ROOMS are handsome Mahogany Four-post, French, and other Bedsteads, with appropriate Hangings ; excellent Hair Mattresses, Feather Beds and Bedding, hand some Mahogany Wardrobe, Ditto Drawers, Night Commodes, Mahogany and Painted Toilet Tables, Stands and Ware, &c. In the DINING and DRAWING -ROOMS, handsome Mahogany Bookcase, with Secretaire, Glazed Doors, &c. ; large and handsome Set of Mahogany Dining Tables, on Telescope Frames; smaller Set of Ditto; handsome Mahogany Pedestal Sideboard, Guardavin, Side Table, Bagatelle Boards, Sets of Crownback and other Chairs, Easy Chairs in Hair-cloth and Morocco, Sofas and Couches, elegant Japanned Console Table -ith Marble Top, Ditto Indian Whatnot, and other Elegancies. Japanned Hall Table with Marble Slab, Mahogany Hatstand, ,gang and Antique Oak Hall Chairs and Oak Table, Cases Allred Birds and Insects, Brussels and Kidderminster Car s, Ditto Stair Ditto, &c. ll le Tenu re of Lots 1 and 3 is Freehold of Inheritance. ior to th The to of the above Property may be viewe_d at any time Sher Pr. e S ale, on application to the respective Tenants ; and By,„„ Particulars known on applying at the Office of Mr. Clayton square, Liverpool. Large and excellent - Kitchen Dresser, with Drawers and Cup boards, and a variety of Kitchen Utensils, excellent Patent tangle, Ditto Washing, Wringing, and Mangling Machine, &c. Also a good cross-bred Milch Cow in present profit, Young Sow, Wheel Churn and Dair) Utensils, Quantity of Iles and Bridles, Horse Clothing, &c. he Mornings of sale. Catalogues may be s, or of the AUCTIONEER, at his Office, Breedh Hay ancrS May be I MP BANKRUPT'S STOCK. 0,117, ANT SALE OF FURNISHING AND GENERAL Pii3fONGERY, GOODWILL, EXCELLENT SHOP MI,TRES, 62, BYROM-STREET. ', 4 RS. TROTTER an d KIRBY a re i ns t ruc ted lagt ah °SELL by AUCTION THIS DAY, (Tuesday,) the 28th }'nd following -days, at Eleven o'clock precisely each t s on the Premises, No. 62, Byrom-street, 417 whole of the extensive STOCK-IN-TRADE and other tre riz e TS of an old established IRONMONGER, comprising Pss, e !, 'Metallic Fenders, Sets Polished Steel Fire Irons, Trays and Waiters, Iron Saucepans, Frying PPans,*S C 16 so r ,"S, Coal-hod s an d K e ttl es , T a bl e C ut l ery, Penknives, tir4 s `'. Sle,, Britannia Metal Goods in Tea and Coffee Sets, jack, Japanned Table and Chamber Candlestick , s, Bottle s" ,Lnrass Ale, Spirit, and Engine Taps, Copper Coalboxes, te.4.eakettles, Tin Hastcners, with a large Assortment of 41 Tinware. A variety of 44 + . CABINET BRASS FOUNDRY, ktio, -of Castors, Hinges, Handles, Bolts, Knockers, iron t'„ 'lnger Plates and Bell Materials ; also Brass and bp i , rag, Latches, Bolts, and Wood-screws of every descnp- Vaii:nr,, C abinet and Building purposes, Wrought and Cut ',Prigs, Tacks, gzc. Hand, Panel, Brass, Iron-back and 4 0 d a g „Saws, JOINERSe and CABINET-MAKERS TOOLS nelk,7:` , - , SFIES Smithy and Tinman's Tools and Fixtures,. Anvils, Brass Tubing, and various other Arti,- ctionnected with the business. , The whole of the above is kas,sorted and in good condition. 14/„.kr h e viewed on the mornings of sale, and descriptive Cata- W nad on the Premises, or from the AucTioNEERS, 8, ijcp _ had on the Pr BIRKENHEAD. VAL7ABLE HOUSEHOLD FURNITURE, MAHOGANY FRAMED BAR SEATING, CHIMNEY GLASS, PAINT INGS AND PRINTS, GILT AND OTHER CORNICES, CIGARS, HATS, HAMS, - By Mr. - GREEN, On THURSDAY next, the 30th instant, at Eleven o'clock in the Forenoon, at the Auction Mart, Market-street. Birkenhead, removed for convenience of sale, (part from Church-street, under a distraint for rent,) ALARGE Assemblage of elegant and mo d ern HOUSEHOLD FURNITURE, comprising Sets of hand some Mahogany Chairs, in Morocco, Damask, and Hair-cloth, with Easy and Reclining Chairs. Sofas and Couches to match, elegant Mahogany Loo Table, of rich Spanish wood, Pemb ro k e , Card, and Sofa Ditto, Set of Mahogany Dining Tables, hand some and massive Ditto, Pedestal Sideboard, Pair of Mahogany Hall Chairs,' Mahogany and Bronze Hatstands, Mahogany Four-post, Tent, and French Bedsteads, with appropriate Hangings, prime Feather Beds and Bedding, Mahogany and Painted Chests of Drawers, Toilet Tables, and a variety of Chamber Requisites, Toilet Ware, &c., Brussels, Kiddermin ster, and Stair Carpets, Hearth Rugs, Chimney Glass, Dinner Service, China Tea Service, Glass and Earthenware, elegant Gilt and other Cornices, three Pieces (about thirty yard s ) Ma hogany-framed Bar Seating, in Hair-cloth, Kitchen Dressers, and a variety of Kitchen Requisites, &c. Also, a few French Silk Hats, a few Boxes of prime Cigars, Hams, Mustard, P May be vie and on the Mornir kles, & 1 2- A l4 -7 14 N 7 ' SOLE OF VALUABLE FREEHOLD POY)L I I BI4 TY, IN CENTRAL SITUATIONS IN LIVER- viewed To-mOnaow, (Wednesday,) the 29th instant lg of Sale, when Catalogues may be had. T BY Messrs. TROTTER and KIRBY, -orastialr, the fith of April, at Six o'clock in the Evening, 4rthe Rouse of Mr. Whiteman, Brunswick Hotel, Hanover ht, i n Li - erpool . subject to such conditions of sale as will Pr4n there 'produced, unless sooner disposed of by `-ontract of which notice will be given, follo • , 'wing Lots of Freehold PROPERTY, 1 ,..-„ot • A tot of valuable PROPERTY, situated in Lower „ — „_" 1 -/SR r ,and Vauxhall-road, consisting of a PUBLlC ""ached "The Brewer's Arms," with a large Club-room s o. hereto, capable of Dining one hundred fronting Van;V"th Thirteen other HOUSES and Six SHOPS j"tee,Auall-road, Warehouse-rooms, Sheds, &c., STABLING for n horses. Hay and Straw Lofts, with standing room for &c., standing upon upwards of 1759 square yards of .N 1), or thereabouts. Rental, ..e747 18s. per annum. ,ronting Lot 2.—Pour SHOPS and LICENSED .SPIRIT VAULTS, Tithebarn-street, with Ten HOUSES at the back, f orming a Court called Amelia-buildings. • Rents moderate. .ental 4303 per A num. hoLot 3.—Two Front and Eight Back Houses, forming a Court ed Francis's-buildings, Lower Milk-st ree t, w i th a WARE USE adjoining. Rental 4214 Gs. per Annum. Lot 4.—O ne F ront S HOP, One Front and One Back HOUSE, An nnll.ed Duckworth -court, Arley-street. Re n t a l 4 43 10s. per a ) , • s . —Two Front and Ten Back HOUSES, forming a Court Zled Fir-place Charter-street, Vauxhall-road. Rental £lOO vvi. A nnum , 43 t G. T . Front and Three Back HOUSES, all pleasantly 0 4 4 . 1_, Called Newland's-buildings, Back Kensington, Kirk- Lot ~'ental 439 per Annum. biiiid,„.---Two Front and Eight Back HOUSES, called M‘Gee's -11,0i"„t, Grenville-street North. Rental 480 I2s. per annum. `7l,tlt.,T,,—"FoUr HOUSES, situated in Coronatioa-square, Chad i„Lot f e et. Rental ' , 16 in- co .—j r ~ v 0 Front and Two Back HOUSES, forming Hough der _ ta,l ;ea lrt 'y h odson-street. The Back Houses have each a large Lot 10,..,_%."(1. Rental .e4B 2s- HOlN',,,,eatehold under the Corporation of_Lirherol.— i v. con 112nt L 'o, corner of Elizabeth-street, Brown oi , itt nwilo; ta.,r,da frooting Elizabeth -street and 18 yards in ' e s Per 'o, occupied by Mrs. Young and another. Rental For f . ann Urn. t m .„, tom e , Particulars apply to Mr. JOSEPH Enot.EsToN, AucTio,,,gent, Brewery Yard, Lower Milk-street ;or to the "Rs, Whitechapel. it__-ruURABLE OPPORTUNITY FOR INVESTMENT. , 18. 4 .,, u ,. By Mr. HENRY H. RADCLIFFE,wo o 'clock in The Af t ' D AY, the 15th day of April next, at t Yiol; s i y e ,rPoon, at the Victoria Hotel, Fleetwood, unless pre- HE of, substantial DWELLING-HOUSE, situate in Thandy°ad-street and North Church-street, Fleetwood. coin and i no l a view of the Cumberland Hills and Morecambe Bay, e lin e ,? e cuPation of the Rev. St. Vincent Beechey. cetti exh-2"'sE Stone built, and has been . recently erected at a_ ggh a.yt a lilapence, and contains Breakfast, Dining, Drawing, and noorna, Bath, and spacious Kitchens, together with Inl„,eda.nd Coach -house attached. It 'oriey r„late Possession can be had. One-half the Purchase . Vurth-",Y remain on Mortgage. Architeer F PLni culars may be obtained of Mr. RAM PLINO , leetwood ; of. t Li he Auctioneer; or of ROGERSON rN light and piSSKILL'S PATENT ROLLER, heavv°'; Rolling Wheats in the Spring, ,IMonan every oth,i,' gltuis. It far excels Sheep-treading, so - I, being more e qUal, rner "? , kir giving solidity to . 1 the roots fast into lir 'grt i„akkl rand effectual in operatio w n. se The serrated points the pr ot " i me ne top soil, and securely press the young plants to gi row NI ; Wilieh, experience proves, i i; . The .sntropger ; thereby increasing '0 ) 1 th'e' a ',t.Y of Wheat, Oats, Barley, gz It kills the Slug, 11'd a . s a Clod Crusher. tl e i:Zi:ntity and improv iur,lkluin‘. Zewrm, and is uneglig w ith the now prevail orV",e or At ,,il the land warmer, wn . , crease all the small gibe 'trii, i. 9119a1 Manures, tend to in and Plants; hence arises wht,,ies,,i4 tw'n3urious to Corn Roots eof Ro _ ng, tit by an over the ral,tg p ro The pr l c e tie most effectual in stopping The /3;4 of y a e e, is ped to . Wireworms, Slugs, Btc. free c obs 'lTP.Nt tribes of and after many full .n. Om '"Detiti o „ , P.IIRAIED ROLLER, kind of Roller, at the pri awa Agri c , lit u 4 with every other t the kingdom, was 4 ; rued th ural Meetings throughou the highest mark of , stdnctio ~ sPecial lionorary Gold Medal,. of England, as 'the look,'l s q Me Royal Agricultural Society lture." ~Cash 13::: vlleficial Implement used in - g Wheels akncu delivered in Nu . -,.:, feet, with Travelling complete, t .t. 19 lOs. 6 feeffii4et 6 inches (24 cwt.) .4'lB. G feet (20 cvi .) beih,-,rrl (2_B cwt.) e'2l. 10s. extra. bitto '0 Newcastle, Stockton, or Yolii, tol 20s. extra. Ditt London, Southampton, or Bris , Liverpool, 30s. 0 Northampton, Birmingham, or CROP North ampton, Mann- L I. s PATENT WHEELS AND AXL • ES m — aterials, factoredow • steam rnachinery. The workmanship,l at machi -4rl,' is t i Pri Ce of Cresskill's Patent Wheels prove 1 this art of _arlestined to supplant hand labour, and perfec t ell._ _ci,:a9ture. Price.per set. to carry•io,..l.ul*Ts. LitiVil.-1•.11.I, versa '-- "PRIZE MODEL" ONE HORSE CAN. in 4 Thtit very stroll Shelv g, and useful Carts, with Harves t ge_ herm V-IPlcte; to rim easy with heavy loads ; adapted fo r 12S. Ditio , arm and Itrxid Work. To early 20 cut., price .412 ~Also'‘L'lll,')-:,„he:virigit, &tr., as a Mode' Cart. ;€l4. IA •• Ulte T,''‘,SKILL'S IMPROVED PRIZE PORTABLE A _ Ate, ke.ItOADCA''T DRILLS, LIQUID MANURE CARTS, k P °l . fut 1 zital k , t,..ler Particulars, apply per post. enclosing six Penny , ' , P e ' ''' CeVer po.stage,. and *New Illus.trated Catalogues will . • • -. . . . ' e64'4%.„; Cad . Iron Works, Berepr. .:. 0.!K1X.1, _ , . ELEGANT AND MODERN HOUSEHOLD FURNITURE BRIDGE-STREET. BIRKENHEAD. By Mr. .GREEN, On WEDNESDAY, the sth April, at Eleven o'clock punctually, on the Premises, No. 46, Victoria-plsce, Bridge-street, THE whole of the elegant an d mo d ern HOUSE HOLD FURNITURE and other Effects, the property of a Gentleman removing, comprising, In the DINING -ROOM, Set of Eight elegant and massive Mahogany Crown Back Chairs, covered with Crimson Utrecht Velvet. Ditto Mahogany Pedestal Sideboard, with Carved Back, Plate Centre, Celeret and other Drawers, Loo, Snap, and other Tables of rich Spanish Mahogany, Ditto Easy and Devotional Chairs, covered in Crimson Morocco, elegant Gilt Cornices and Curtains, of rich Crimson Crape Damask, Brussels Carpet, Hearth Rug, Brow* and Steel Fenders and Fire-irons. In the DRAWING-Roots, handsome Rosewood Circular Cen tre Table, Ditto Buckingham Couch and Crown-back Chairs, covered in Figured Green and Drab Damask, Gilt Corni ce an d Curtains to match, elegant Rosewood Console Table, with massive and richly-carved Legs and Marble Top, Brussels Carpet, Hearth Rug, Bronze Fender and Fire-irons. The CHAMRRR FURNITURE consists of handsome Mahogany Half-tester Bedstead, tastefully hung with Drab Damask, Painted Ditto and French Bedsteads, Paillasses,.excellent bor dered Goose Feather Beds and Bedding, superior and well-made Mahogany Chests of Drawers, Ditto Toilet Tables, Painted Ditto, Mahogany Toilet Glasses, Cane-seated Chairs, Kidder minster Carpets, Fender and Fire-irons. In the HALL and STAIRCASE. Pair of Mahogany Hall Chairs, Bronze Umbrella Stand, Sheep-skin Door Rugs, handsome Brussels Stair Carpets and Oil Cloth, Brass Rods, &c. The KITCHEN ARTICLES consist of capital Deal Dregser with three Drawers. Butler's Mahogany Tray and Stand, Tin Hast ner and Jack, Set of Five Block Tin Dish Covers, China, Glass, Earthenware, and other Requisites. N.B.—The Furniture is nearly new, and of the best work man.ship, manufactured by eminent Cabinet-makers. May be viewed on TUESDAY next, the 4th April, and on the Morning of Sale, and Catalogues may be had on the Premises, or of Mr. GREEN, Auctioneer and Valuer, Market-street, Bir kenhead. GREAT FIRE IN MARKET-STREET, MANCHESTER ; ENTIRELY CONSUMING A LARGE SQUARE OF WARE HOUSES, OFFICES, AND SHOPS. I N the last great Fire in George-street, Manchester, nine large Houses had their Books burned in Iron Safes, Closets with Iron Doors, Wrought Iron Fireproof (?) Safes, &c. &c. &c. ; and again on the above recent occasion, a great number of parties have suffered the same calamity. The only Safe which brought its contents uninjured out of the burning mass being the one alluded to below. " Manchester, August 13th, 1847. " GENTLEATEN,—In the late Fire in Market-street, which entirely gutted the entire block of buildings of which my Wafe house formed part, I have sincere pleasure in informing you that my books, together with a quantity of valuable papers, watches, &c., were preserved uninjured in one of your Fire resisting Safes, which I strongly recommend to the public. I am your obedient servant, " THOMAS HAIGH, Woollen Merchant, " New Brown-street and Market-street. " Messrs. Milner and Son." The outside of this Safe was partially melted: the contents inside unsinged, being steamed (boiled instead of burned) by the evaporating principle of the Safe. Near to it a large Wrought Iron Fireproof (?) chambered Safe, full of valuable Books and Documents before the Fire, was found to contain nothing but tinder and ashes after it 1 In the numerous accidental Fires and experimental tests which Milners' Safes have been exposed to —every description o f Safe in use—Fireproof (so called) or otherwise have been burnt out beside them, confirming the recommendation of the scientific and practical authorities who have tested them, and the Patentees' during seven years' active working of their patent, on a rapidly extending scale, have spared no pains nor cost in effecting improvements, by which they are enabled to pledge themselves at all times to supply the most complete and secure depositories for Books, Documents, and Valuables ; in cluding the strongest Wrought-iron Safes. Closets, and Doors in the World, lined with their unequalled Fire-resisting Cham bers. Out of upwards of 20.000 of their Safes in use amongst the Manufacturing and Commercial Houses of Great Britain— the class best able to appreciate their value—numerous cases of exposure to accidental fire have occurred, from which Thomas Milner and Son select the following as instances, in which they are of opinion that no other Safe than their own would have preserved its contents unburnt. Ere, at Mr. J. Blackaller's Ship and Chandlery Store, Spar ling-street, Liverpool; a sti ong and fierc Fire; Safe most severely burnt outside; contents unsinged. lore it Messrs. J. and W. Walkers', the extensive builders, Birkenhead ,• buildings entirely gutted, everything burnt in them, including the contents of large Iron Safe and drawers, statsling besides Milners'; the contents of Milners' uninjured, and in use now. - Fire at Messrs. Garniss and Co.'s, Park-lane; a very strong fire; again the contents of Milners' Safe the only thing saved on the premises. Fire it Plimsaul Brothers', of Plymouth; a very extensive and destructive fire; a large Iron Sate covered with brickwork with double Iron doors burnt out ; Milners' entirely preserving its contents. Fire in Queen -street, Glasgow ; a great number of Safes and Closets burnt out; no books saved throughout the buildings excepting Messrs. S. R. and Thomas Browns', in Milners' Safe. Milners' Fire-resisting safes, Chests, and Boxes, suitable for all classes of BMldines, impregnable Locks and Cash Boxes, at the Worka, bOA, Lord-street and Cable-street ) and ShOrt oon2; IS, SoutkrJob2a-st met, LictrpoOt. - • TIIE LIVERPOOL STANDARD. Co be &Gib. T O be SOLD, by PRIVATE TREATY, by orde r o f th e Mortgagee, in one or several Lots, a singularly valuable PRO PE R T Y, consisting of Three capital DWELLING HOUSES, fronting Alfred-street, and Six TERRACE-HOUSES fronting Rathbone-street, comprising Eighteen distinct Tene ments. The Property will require a small additional outlay for its perfect completion, when its estimated rental will be 4340 per annum. This Property being in the centre of Liverpool, and in the immediate vicinity of St. James's Market, will always secure good tenants. For further particulars apply to Mr. H. H RADCLIFFE, 26, North John-street, Estate Agent ; or to Messrs. DUNCAN and RADCLIFFE, 2, Exchange-street West, Liverpool. DESIRABLE MONIED INVESTMENT. MESSRS. LOWNSBOROUGH and HARDING beg to call the attention of Parties desirous of purchasing to their having, during the last week, been entrusted FOR SALE with a large quantity of valuable Freehold, Copyhold, and Leasehold HOUSE and LANDED PROPERTY. The whole to be sold in Lots to suit Purchasers, and will be offered on such terms as cannot fail to yield a large return of interest. All particulars of the above may be had on application to LOWNSBOROUGH and HARDING, at their Office, 46, Castle street. N.B.—ln the above Property are One or Two SHOPS and well-accustomed PUBLIC-HOUSES, situated in a good locality at the North end of the town. A LL that desirable, capital MESSUAGE or £ DWELLING-HOUSE, being I No. 24, ABERCROM - BY-SQUARE, with detached Three-stalled STABLE, and Double COACH HOUSE. .... __ The House is spacious, with a frontage to the Square of Thirty Feet, and is replete with every kind of convenience for a large and respectable Family. A consid era bl e portio n of the Purchase money might remain upon Mortgage. For particulars apply to Mr. JONES, House and Estate Agent, Mount-pleasant, corner of Benson-street. Ingurante gotirto. YORKSHIRE FIRE AND LIFE INSURANCE COMPANY. ESTABLISHED 1824. Parties having Annual Policies falling due on the 25th of MARCH, are respectfully informed, that they should renew the same within Fifteen Days from that date. AGENTS. MARK RIM M ER, 18, Chapel-street. LATHAM HANMER, Jun., 1, Dale-street. JOHN ATKINSON, 25, North John-street. LITHERLAND and GROOM, 42, Lord-street NORWICH EQUITAB SOCIETY, BANK- , LE FIRE ASSURANCE qTREET, NORWICH. TAUS' The Right Hon. Lord Sondes. Sir Edmund Bacon, Bart. Sir Hanson Berney, Bart. John Longe, Esq. ;TEES. IH. N. Burronghes, Esq., M.P. Sir John P. Boileau, Bart. John Garnham, Esq., R.N. Policies which expire on the 25th MARCH must be renewed within fifteen days of that date, or they will cease to indemnify the holders from loss. AGENTS. JAMES S. SKIPPER, 20, Brunswick-street. GEORGE GOLDING, 76, Chatham-street. N ORWICH UNION FIRE INSURANCE SOCIETY. ESTABLISHED 1821 CAPITAL. £550,000. TRUSTEES. The Right Hon. Lord Hast- Thomas Amyot, Esq. ings. . Henry Browne, Esq. The Lord Walpole. Henry Staniforth Patteso , Sir Henry Jardine, Knt. Esq. John Stracey, Esq. &c. &c. &C. Edward Wenham Martin, Esq. DIRECTORS. E. T. Booth, Esq., President. Anthony Hudson, Esq., Vice-President. George Morse, Esq., Edward Steward, Esq., Major-General Sir R. John Lewis Evans, Esq., M.D., Harvey, C.B. Thos. Blakiston, Esq., R.N., Isaac Jenny, Esq., Recorder Timothy Steward, Esq., of Norwich, George Durrant, Esq., Charles Evans, Esq., Chancel- Robert John Harvey, Esq. for of the Diocese of Nor- SAMUEL . BIGNOLD, Esq., Secretary, The Public are respectfully reminded, that all Insurances renewable in the LIVERPOOL AGENCY on. the 25th day of MARCH, 1847, must be paid at the Office, Exchange-street West, on or before the 9th day of Aram next, or the Society will cease to be liable for the sums ins., ed. Thii Society paid £71,155 6s. sd. Duty to Government for the year 1846. It INSURED, during the same year, £9,823,219 Farming Stock, which is free of Duty. In proof of the Public approbation of the principles and con duct of this Company, it may be sufficient to state, that its business now exceeds FIFTY-EIGHT MILLIONS. Prospectuses maybe had of Mr. R. L. MILLER, Agent. Treasurers—THE LIVERPOOL BOROUGH BANK, Co bt TO be LET, FURNISHED, for Six Months, Two go o d FAMILY HOUSES, pleasantly situated in the immediate vicinity of Liverpool. Apply to THOMAS WYLIE, 3, Barned's-buildings, Castle street. To be LET, in the immediate neighbourhood of the Exchange, a large Suite of OFFICES, suitable for the business a Cotton Broker. kpply to TOWNLEY and WHITEHEAD, Live Titnebarn-street. •-chambers, TO be LET, a large and commo di ous HOUSE, i n St. Anne-street, containing Dining-room, Two Parlours, and Kitchens on the Ground Floor, Drawing-room and Seven Bed-rooms. Apply to Mr. GEORGE MARSDEN, 5, Old Churchyard. TO be LET, a large and convenient HOUSE i n Roscommon-street, Everton, with Dining-room and Draw ing-room, Library, and Breakfast Parlour, Kitchen, Butler's Room, and Pantry, &c., on the ground floor; Four Dressing rooms, Bath-room, &c., on the first story ; and Six large Attics, Three-stalled Stable and Coach-house. Apply to GEORGE MARSDEN, 5, Old Churchyard. TO be LET, a Small WAREHOUSE, a SHED, and a One stalled STABLE, in an enclosed Yard, Fleet street, called "Crown Vault Yard." kis6, a good convenient DWELLING-HOUSE, No. 14, Sla- ter-street BRITISH COMMERCIAL LIFE INSURANCE COMPANY. No. 35, CORNHILL, LONDON. ESTABLISHED-1600. CAPITAL—X6OO,OOO. Insurances, without profits, at the lowest rates of premium consistent with the security of the Assurers. On the participa tion scale, Three-fourths of the Profits divided among the In surers, every Seven Years ; the last two Bonuses averaged -e2B. lOs. lid. per Cent. on the Premiums paid. On Insurances for the whole of Life, only One-half of the Premiums are required to be paid for the first Seven Years ; the other half allowed to remain as a Loan on the Policy if desired. Premiums may be paid Half-yearly, or Yearly, as preferred. Tables of Rates, and all information given, on application at the Office. AGENTS. Liverpool—Messrs. SHORT HOUSE and HADDEN,DaIe-street Lancaster—Mr. Thomas Rawsthorne. Manchester—Mr. C. H. Cope, 28, Princess-street, Preston—Messrs. Lodge and Harris, Solicitors Warrington—Mr. John Platt. Bury—Mr. W. P. Woodcock, Solicitor Colne—Mr. Hargreaves Hudson Stockport—Mr. James Dakin, Chester—Mr. James Blelock. Llandillo—Mr. Benjamin Morgan Newcastle-upon-Tyne—Mr. William Forster, Solicitor, Solicitor Apply to JOHN Wir-soN, Tallow Chandler, No. 9, James (One concern.) TO be LET, a SHOP, No. 10, Cases-street, with a very comfortable DWELLING-HOUSE attached. Rent .e 4.0 per annum. Apply to Messrs. A. and a WILLIAMS, next door. NEW FERRY TERRACE, CHESHIRE TO be LET, anam may be entered upon early i n M ay, an excellent FAMILY HOUSE, now occupied by J. w. Harden, Esq., together with the Coach-house, Stables, Gardens, and every other convenience, situate on the New Ferry T errace ' within ten minutes' walk of Rock Ferry and a Railway Station.' Apply to ROBERT HUGH ES, Birkenhead, or 41, Lord-street, Liverpool. fistiratire 3otires. CORPORATION of the LONDON ASSURANCE ESTABLISHED A.D. 1720. No. 7, ROYAL EXCHANGE, CORNHILL, AND No. 10, REGENT-STREET, LONDON, GOrer7IOr,—LESTOCK PEACH WILSON, ESQ. Sub-Governor,—WlLLlAM KING, Esq. Deputy-Governor,—ROBERT COTESWORTH, Esq FIRE INSURANCES effected upon every description of Property, including Rent, with the usual reductions allowed on and in Buildings of Certified Warehouses, 6-c., and for single management, according to the lowest rates current. NOTICE. Persons Assured against Fire by this Corporation, whose Policies expire at LADY DAY, are respectfully reminded, that, for their own security, they should renew them within FIFTEEN DAYS from the said QUARTER-DAY. LIFE ASSURANCES.—This branch of the Corporation's Business is carried on without any charge for management, and offers peculiar advantages to the Assured. Proipectuses, Rates for Mercantile Fire Insurances, and every other information, may be had on application to JAMES KENNEDY, No. 3, High-street, with Entrance, also, at 5, Exchange-street East; or to CARNE and NEPHEW, 20, Water-street, Agents for Liverpool and adjacent Parts. ATLAS ASSURANCE COMPANY, 92, CHEAPSIDE, LONDON. Established li6B. DIRECTORS. Jolla' 01.1vER - 1111;SONTEsq, Chairman. WILLIAM GEORGE PRESCOTT, Esq., Deputy-Chairman. Sir William Baynes, Bart., Sam ue l Eustace :Wagon, Esq. A. E. Campbell, Esq. Moses Mocatta, Esq. T. Chapman, Esq., F.R.S. James William Ogle Esq William Laforest, Esq., , Emanuel Pacifico, Esq„ .D Donald Maclean, Esq. Joseph Pulley, Esq. AUDITORS. Francis B. Hookey, Esq., and Arthur A. Rasch, Esq Actnary,—Charles Ansell, Esq., F.R.S. Solicitor,—Thomas Browning, Esq. Surveyor,—Thos. Hopper, Esq. Assistant Surveyor,—Thomas Lloyd, Esq. FIRE DEPARTMENT. RETURNS.—Policies for £3OO and upwards which m a y h ave been in force FOR ONE YEAR prior to the dat e t o w hi c h the ac count is made up will be periodically entitled to participate in the return of surplus Premium. RENT.—This (Ace (independent of the Returns) offers to Persons effecting Assurances on Buildings the further advan tage of an allowance for the loss of Rent thereof, when rendered untenantable by Fire. _ _ Farming Stock is now exempt from duty, and may be assured without the average clause._ _ On Assurances for Seven Years by one payment, a deduction of one-seventh part of the premium and duty will be made. RENEWALS.-Policies due on LADY DAY should be renewed within fifteen days thereafter. LIFE DEPARTMENT. The attention of the Public has, in the Advertisements and Proposals of this Company of late years, been called to a T a bl e of Additions applicable to and expectant on Policies of particu lar dates and ages. The Directors now beg to refer to a State ment (which may be obtained on application at the Office, in Cheapside, or to anyiof the Agents in the country,) of S ums actually paid, showing the Sums respectively assured, and the Bonuses thereon. _ _ Persons assured for the whole term of Life in Great Britain or Ireland respectively, will have an addition made to th e i r Policies every seventh year, or an equivalent reduction will be made in the future payments of Premium, at the option of the Assured. . The Fourth Septennial Valuation was made up to Christmas, 1844. _ Assurances for Shorter Periods may now be effected in this Office at considerably reduced Rates of Premium. The Company's Rates and Proposals may be had at the Office in London, or of any of the Agents in the Country, who are authorised to report on the appearance of Lives proposed for Assurance. HENRY DESBOROUGH, Secretary 92, Cheapside, London, March, 1846. The Agents for the Company at the undermentioned places are:— Liverpool Messrs. HORNBY and MARSDEN, Marine Insurance Brokers, 10, North John-street. Messrs. W. H. M`DOWELL and VANCE, Hargreaves Buildings, Exchange-street East. .. Messrs. MACLEAN, WARD, and Co., Pemberton-buildings, Fenwick-street. Mr. J. T. LEYLAND, Exchange-court, Exchange-street East Appleby, R. Winter, Jun. Manchester, R. and C. Harvey Ashton-under-Lyne, W. Lee. and H. B. Green. Blackburn, R. Wilding. Ormskirk, James Robinson. Bolton, C. Briggs. . Oldham, J. Duncroft. Burnley and Todmorden, T. E. Preston, W. Lancaster. Hammerton. Rochdale, J. Hartley. Bury, Richard Lomax. St. Helen's, J. Ansdell. Chorley, J. Wallwork. Stockport, W. Downall. Clitheroe, M. L. Oddie. Ulverstone, W. Postlewaite. Lancaster, T. Allbriglit. Warrington, J. H a ll. Leigh, T. Whitehead. Wigan, J. Fairhurst. Macclesfield, R. Turner. THE BOOKS WILL BE CLOSED For the Annual Balance and Division of Profits, ON THE 5311 APRIL NEXT, And all Policies opened previously will participate in the Profits ONE YE/.R EARLIER than Assurances delayed till after that date. THE LIFE ASSOCIATION OF SCOTLAND ESTABLISHED 1839. INCORPORATED BY ROYAL CHARTER, Head Office-2, HA2VOVER-STREET, EDINBURGH. Chairman of Directors—Sir James Forrest, of Comiston, Bart, Law Agents—Messrs. Walker and Melville W.s, Bankers f The Commercial Bank of Scotland, and 'The Edinburgh and Glasgow Bank. Manager—John Fraser. Secretary—John Bowman. All Policies opened on or before the sth day of April next will have the following advantages : At the Divisions of Profits they will be ranked along with Assurances effected at any time during the precedi ng twelve months; and They will participate in the Profits one year earlier th an Assurances delayed till after the sth of April. Each Policy-holder's share of the Profits is paid to him i s Money, and has hitherto amounted annually to nearly one-thi r d of his Premium. For example The Holders of Policies of XlOOO, of Five Years' standing, are in receipt of the following Bonuses : If the age at 1 ~r f the annual bonus received I _, entry was I ", 1 I '. 8 in money is 7 6 If 45 it is ll 11 6 If If GO it is 2O 14 3 The Annual Premiums payable for the Policies are thus re . duced to the lowest requisite amount. New Assurers are enabled to join the Society with*: bein g placed under any dieadvanta . qc by the earlier 1 oll4.holders. Tables of Rates, with Forms of Proposal, and any other in formation, may be obtained by application at the Head Office, No. 2, Hanorer-street, Edinburgh, or any of the Agencies, AGENTS. Liverpool ....MARTIN laffiVditi'llY, Baltic Buildings, 13, Redcross-street. Manchester .. W. A. CUNNI NG y IAM, National Provhwie • ft 7, Alosley:stteci. • Blackburn:-... DAVID NICOL, District Bank. '• ' - Warrington JAMES C. PAITOON, District ROYAL INSURANCE COMPANY, LIVERPOOL, 1, OLDHALL-STREET. CA PITAL, 42,000,000, in 100,000 SHARES of 420 Each. TRUSTEES John Shaw Leigh, Esq R. 8.8. H. Blundell, Esq DIRECTORS. Josias Booker, Esq., Chairman. Hugh J. Sanderson, Esq. and Charles Turner, Esq., Deputy-Chairmen. BIRKENHEAD BRANCH, Hamilton Buildings, Hamilton-street. The Directors beg to announce that they continue to RE CEIVE PROPOSALS for FIRE and LIFE INSURANCES. The large Capital of the Company, and the number and in fluence of Proprietors, enable it to take rank with the most eligible offices in the kingdom, with respect to the advantages offered to the Public. FIRE INSURANCES Will be effected at moderate rates of premium. The Company, having the advantage of a resident Directory, will be enabled to distinguish itself by its promptness in the Settlement of Claims. No Charge made for the Policy. LIFE BRANCH, Extracts from Rates of Premiums for the Whole of Life. Age. With Profits. Without Profits, x s. d. X s. d. 20 1 19 4 1 14 11 30 2 9 9 2 4 10 40 3 4 1 2 18 6 _ so 4 8 3 - The Company likewise assure Lives on any of the following contingencies, viz.:— _ , For the term Of ONE YEAR, SEVEN YEARS, or any other de finite period, or on two or more lives. For the WHOLE CONTINUANCE OF LIFE.—The Premiums to cease after it LIMITED NUMBER OF ANNUAL PAYMENTS. For a Sum to be payable at age 60, or at death. PREMIUMS ON CREDIT. A portion of the Premiums may remain on Credit, or Assurances may be e f fected in various ways not enume rated, to meet the convenience of the party making the Assurance. The important advantages afforded by the Company in this Branch will include the following,_viz. : GUARANTEE OF AN AMPLE CAPITAL, MODERATE PRE MIUMS, LARGE PARTICIPATION OF PROFITS BY THE ASSURED, AMOUNTING TO TWO-THIRDS of its NET AMOUNT, SMALL CHARGE FOR MANAGEMENT, the Expenses of the Office being borne in due proportions by the two Branches',and EXEMPtION OF THE ASSURED FROM THE LIABILITY OF PARTNERSHIP. The usual Commission allowed to Solicitors. __PERCY M. DOVE, Manager. N.B. The Directors are willing to receive applications from Persons of INFLUENCE, INTELLIGENCE, and ACTIVITY, to undertake AGENCIES tl.roughout the Counties of Lancas ter, Cumberland, Chester, and elsewhere, it being their deter mination only to appoint Agents possessing those qualifications. Policies falling due at LADY DAY, should oe renewed on or before the 9th of April next. 22d March, 1848. The following AGENTS, among others, have been appointed : dludlem Edward Bellyse Combermere Abbey. Bolton Thomas Warburton.. Druggist. Bury T. A. Weston District Bank. Chorley George Houghton.... Stamp-office. Chester Samuel Brittain, jun.. Solicitor. Do. Ducker and Bayne .. Eastgate-row. Edgehill . John Grierson, 3, Olive-street. Haslingden Thomas Woodcock, tolicitor. Knutsford William Taylor Ironmonger. Lancaster Yeats Welch lO, Penny-street. Low-hill James Wensley Gloucester-place. Manchester Thos. Houghland..... 51, King-street. Do. G. V. Ryder lOO, King-street. Macclesfield John May colicitor. Much Wootton Thomas Bancroft .... Collector. Neston Edward K. Hollingshead, Parkgate. Northwich George Beckett Draper. Old Swan 4 Stanley S amuel C. Sneade .... Church-road. Orinshirk Robert Wareing .... Solicitor. Prescot Fdward Brown Market-place. Rochdale Matthew Weston ....172, Yorkshire-street St. Luke's District, Liverpool.. John Walker, 97, Bold-street. Scotland-road, Liverpool.. Wm. Roxburgh, 23, Great Nelson street North. Seam:the Hugh Banner Stockport Thomas Cartwright Tarporley Williain Aston Grocer & Tea Dealer Toxteth-park Joseph Harrison .. .4, St. James's-place Ulvereton T. Pearson Postlethwaite.. Solicitcr. Wigan Woodcock, Part, and Scott.. Solicitors Estate Agent, CORPORATION (Established by Royal Charter A.D. 1720) ROYAL EXCHANGE ASSURANCE OF HOUSES AND GOODS FROM FIRE. OFFICES-ROYAI, EXCILANGE, LONDON, (BRANCIf, 29, PALL-MALL.)_ NOTICE.—The usual FiFTWEN Dave allowed for payment of Premiums falling due at LADY DAY will expire on the 9th day of April next. ASSURANCES ON LIVES, wren LARGE PARTICIPATION IN PROFITS. _ _ _ _ _ _ Two-thirds of the Profit on Policies dated since December, 1841, will be apportioned periodically, among those effected for Life, without involving the Assured in any risk of Part nership. Thomas Tooke, Esq William Sampson, Esq., lion. J. T. Leislie Melville • DIRECTORS, Henry Bainbridge, Esq. Sir J. Wm. Lubbock, Bart George P. Barclay, Esq. Charles J. Manning, Esq. E. S. P. Calvert, Esq, Henry Nelson, Esq. • Jno. Garratt Cattley, Esq. Edward H. Palmer, Esq. Alex. Colvin, Esq. John Henry Pelly, Esq. Edw. Maxwell Daniell, Esq. Abraham G. R,obar_ ,ts Esq. William Davidson, Esq. Charles Robinson, Esq. John Deacon, Esq. Sir Samuel Scott, Bart. R. W. Grenfell, Esq.' William Soltan, Esq. William T. Hibbert, Esq. Wm. Wallace, Esq. Lancelot Holland, Esq. Octavius Wigram, Esq. John Chris. Lochner, Esq. C. Baring Young, Esq. Governor. .Sub-Governor. Deputy-Governor -- - - AGENTS. -- I ( Mr. GEORGE LOCH, and 1. * , > Water -street, LIVERPOOL.... Mr. CHARLES INMAN, ~ Mr. J. PRYCE, Tithebm-street. Ashton-under-Lyne Legh Richmond. Blackburn Tames Chilies. Bolton Robcrt Barlow and Son. Burnley I ord Massey. Bury Chorley Charles Wood. Fleetwood Thomas Pitt. Kirkham William Cumming. Lancaster George Jackson. Manchester J. Williamson & Son, (Market-sl.: Oldham William Ascroft. Preston William Taylor. Rochdale Richard Stott. St. Helen's Warrington Thomas Geddes. Richard Newsham. The Agents for the County of Chester are:— BIRKENHEAD Alr. HENRY K. ASPINALI Ch s ter William Worrall. Congleton . Matthew Andrew. Macclesfield . Nantwich • Thomas Derriemer. Wigan Northwich Sandbach. Stockport. Thomas Rigby John Vaughan. (.7ounty of 'Westmortand : .Joseph Cranett. George Whittaker grid eon. ALEX. GREEN, Secreteryi Kendal Milmthorpc fnstirant£ potirrs. - - LIFE INSURANCE ANNUAL REPORT. SCOTTISH PROVIDENT INSTITUTION - , The TENTH ANNUAL GENERAL MEETING of the CONTRIBUTORS was held, in the Waterloo Rooms, Edin burgh, on WEDNESDAY, the 16th February current. ROBT. SCLATER, Esq., in the Chair. The CHAIRMAN said,—l think it due to myself to state that I have been called upon to fill the office of :Chairman, not from any qualifications which I possess, but upon the simple ground that I happen to be the Senior Director. I must, therefore, crave your indulgence for the very imperfect manner in which I discharge the duties that devolve upon me. You have been called together for the purpose of receiving from the Directors the Report of their proceedings dining the past year. It has been the privilege of the different gentlemen who have filled the chair which I now occupy, to congratulate you on the in creasing prosperity of the Institution; a privilege which I am glad to say still remains to me. You will hear from the Report that v^ `•-•--- ' , less than has eve' re have done a larger amount of busi been done in any former year of the Society's existence it must be gratifying to u s to knowthat the number of Policies opened from the commencement exceeds that of any other i Office in Scotland at the sa m e period of its history. It s with no purpose of drawing an invidious comparison between our selves and kindred Societies that I make this remark. Imen tion it simply as a fact, w hi c h, w hil e it is calculated to give us encouragement, must also be gratifying to us as members of society in general inasmuch as it shows that the value of Life Assurance is becoming more widely appreciated. Owing to the extent of disease which has prevailed during the last year, the Members will naturally expect that a greater amount of mortality has taken place among ourselves. While such is the case, we have cause for congratulation that the deaths, though exceeding the number is former years, have not, even in the past year, reached the number exhibited in the Tables of the Society ; and I may remind you, of the fact, that up to the period of investigation two years since, the deaths did not greatly exceed one-half of the calculated amount. (Applause.) You will have observed by the notice calling the meeting, that steps have been taken to secure an Act of Parliament, confer ring the benefits and privileges of Incorporation. This will be folly explained to you. I may - state, however, that it makes no material change in the Deed of Constitution. It only alters some matters of minor detail, and makes such provisions as are rendered necessary by the extension of our business in England. It only remains for me to notice, that the greatest harmony has existed among the Directors of the Institution, during the past year, as during all of that time I do not think we have been called upon to take a single vote. Whatever, therefore, comes before you, has been brought forward with our unanimous consent. (Applause.) Mr. DONALD SMITH PEDDItt, Convener of the Committee, brought up the Report of the Directors. After noticing some of the points already referred to by the Chairman, he said : Al one of the Directors who retire at this time, I may be per mitted to compare the state of the Society, in one or two par ticulars, at the end of this, its tenth year, as compared with ita position at the end of the fifth year, when I entered office. At the end of the first five years. the policies opened amounted to 1200; while at the end of the second five years they numbered about 3000. The annual income from premiums, at the end of the fifth year. was £13,150; and at the end of the tenth year, .e 31,344. The accumulated fund at the end of the fifth year was under .t 2.8,000 ; whereas it is now not much short of £lOO,OOO. (Applause.) I submit that nothing could be more satisfactory than these results. After what has been said by the chairman, I need only shortly notice the amount of the claims that have emerged. Considering the almost unprece flentedly high mortality of the city during the last two years, It must be gratifying to know that, even in the past year, the number of deaths is below the calculations of the Society ; and that, although the amount of claims emerging is greater than has occurred in any previous year, yet the amount is very little indeed above last year, after the annuities which have fallen in have been deducted. He then called on the Manager to read the Report, which is as follows : REPORT BY THE DIRECTORS, The Directors have again the pleasure of reporting a larger amount of new business in the past than in any previous year. The %umber of Policies issued has been 472 ; the sum assured by these amounting to £213,631 155., and tne Annual Premiums to .46171 Os. sd. In addition to these, proposals for a large amount of Assurances were offered, but declined. It is scarcely necessary to remark that the past year has been one of extreme pressure on the resources of almost every class of society. So large an amount of new business could. there_ • fore, have scarcely been anticipated; and it is peculiarly grati fying, as an evidence of the extension of Life Assurance gene rally, and of the growing conviction on the part of the public of the advantages offered by this Institution. It is interesting at the same time, in a gene ra l p o i n t o f v i ew, to not i ce that, so far as the Directors had the means of tracing, only a very small proportion of the Assurances were made in connection with loans, nearly the whole having been effected for purposes of family provision. The effect of the commercial occurrences of the past year, and of the general scarcity of money, has, how ever, been shown in a different wa y—i n th e unusually large number of Assurances which have been surrendered or allowed to expire, from inability to continue payment of the Premiums. While this is a result which, in its general aspect, is to be re gretted, there is no doubt it is yet a source of considerable gain to the common fund. The number of deaths in the year of Members assured for capital sums has been 32, and the amount of claims thereby emerging .e 17,500; on the other hand three Annuities have fallen in, for two of which sums amounting to ..el5OO had re cently been sunk. The third was of smaller amount. Consi dering the almost unprecedented mortality over the country, the Directors do not doubt that the Contributors would be pre pared to expect a higher rate in their own body than has occur red hitherto, and they consider they have cause for congratula tion in the fact that, notwithstanding their increased numbers, and the now advanced age of some of the memhpr._ the ap.th. —.•••-• sas,..llGl I.IIG UCtll4l/0 in the year do not exceed one and a quarter per cent. of the whole number, a proportion considerably short of the average number provided for by the Tables of the Society. The net amount of Assurances subsisting at 31st December, 1847, was €1,137,657 9s. ; and the income, from premiums alone, exclusive of revenue from accumulated fund, .€31,344. • - roe position of the London Branch has occupied much of the attention of the directors, during the year. After mature con sideration, they were unanimously of opinion that it was essen tial for the interests of the Society that a new agent should be appointed to conduct the business of the Branch. Unfortu nately, some difference of views regarding the constitution of the Branch, in relation to the general management of the Institution, occurred between the General Board and the Local Directors, which, they regret to say, resulted in the resignation of the latter gentlemen. To their influence is, undoubtedly, in a great measure, to be attributed the decided success which has atscioiefl the establishment of the Branch; and it is grati fying therefore to know, as the Directors do from the best of all evidence, that their withdrawal has not in any way dimi nished their good will towards the Institution, and that their influence will still be exerted in its favour. The Directors do not propose to supply their place in the mean time, but to conduct the business in immediate connec tion with the Head Office—for which the rapid communica tion between Edinburgh and London now affiards increased facility. Thei have appointed Mr. WILMER OWEN HARRIS to the office of Agent and Secretary, and they trust that, in this appointment and iu their other arrangements, they have made provision for the continued and increased success of the Branch. In regard to the Glasgow Branch, the directors have much satisfaction in reporting that its progress is, in all respects, satisfactory, and that a large increase of business has been made in the year. They have also the pleasure of reporting the continued interest taken in the Society by the gentlemen asso ciated as an Honorary Board in Manchester. • In the circular letters and advertisements calling this meet ing, the contributors were made aware that the preliminary steps have been taken for obtaining from Parliament an Act conferring on the Society the privileges and benefits of Incor poration. The Bill contains a few slight alterations on some of the minor details of the deed of constitution. These have already been unanimously approved of by two consecutive special meetings of the Board of Directors, to the latter of which the Auditors and Trustees were invited—all in terms of Act 37 of the Deed of Constitution. The Directors have further to report that, a vacancy having occurred in their number, by the resignation of Mr. Robert Robertson, they unanimously nominated Mr. AITKEN MEOGET, one of the original Directors, in his place. A vacancy having also occurred in the body of Trustees, by the death of one of their number, the Directors unanimously appointed to that office Mr. CHARLES COWAN, Member of Par liament for the City. It remains for this meeting to confirm these appointments, as well as to appoint three Directors in room of the three at the top of the list, who now retire in terms of the rules. The heads of the Bill for Incorporation, referred to in the report, having been read, and the Bill laid on the table— Mr. JOHN SCRANK AfORE Professor of Scots L aw i n th e Universityof Edinburgh, said,—l have been somewhat unex pectedly called upon to propose a motion for the adoption of this meeting, which, however, I do with the greatest pleasure, because I have always taken a deep interest i n th e success and prosperity of this Institution. I had many interesting consul tations with my late friend Mr. Cleghorn, before this Institution was formed, and I was so satisfied of the sound and scientific principles on which it was based, that I never doubted that, as soon as they came to be understood, it would meet with that general favour and support which I am glad to see it has, to such an extent, received. There were two great principles on which Mr. Cleghorn proceeded. The first was to make the Premiums as low as was consistent witli the entire safety of the Institution, and so as to secure, beyond all risk, the fulfilment of its obligations. In this respect, most of the existing Assur ance Companies had been misled by the Northampton tables, am:lliad made the Premiums for yowls , lives—in which I in clude ages up to fifty or so—much higher than was necessary, while their tables for the older lives were somewhat too low. This error was perceived by Mr. Clegliorn, who, from more recent and better calculated mortality tables, found that the premiums for these younger lives co u ld b e safely and very con siderably reduced; and he framed a table which all subsequent experience has proved to be singularly correct. I am happy to say that, since this table was framed by Mr. Cleghorn, the Registrar-General of England has appended to one of his late Reports a table for the guidance of Life Assurance Societies ; and it is very gratifying to find that the rates specified in that table are nearly the same, and in many instances precisely the same, with those of this institution. Now one of the chief and immediate benefits resulting from this reduction of the pre miums upon the younger lives is, that it operates as a direct bonus in favour of every Insurer, when the premiums of this Institution are contrasted with those payable to the older As surance Societies. It operates in this way. A person of twenty years of age, insuring with this Institution, can, for the pay ment of the same annual sum which other offices would demand for, insuring 4100, insure here 4115 or 4120, payable imme diately on his death. The Premium payable to this Institution for £lOO is - 41 15s. ad., while, in other Offices, it is 42 Is. 6d., or or 42 35, 2d., and, in some, still higher. There is thus an immediate and certain benefit secured by the lower rates of premium. But the second, and most important improvement suggested by Mr. Cleghorn was this, that if any profits should be made, after payins , all expenses and securing all the obliga tions, as must be the case, even at his reduced rates of pre mium, these were not to be frittered away among those insurers, or their representatives, whose contributions to the general fund could never possibly have tended to make such profits, but should be reserved for distribution among those contribu tors whose payments into the general fund had come to be equal ti the sum assured. The importance of this improvement has never, I think, been sufficiently estimated. And truly the practice which has prevailed in several highly respectable and flourishing Mutual Assurance Societies, of giving a share of what they call their bonuses or profits to the representatives of every insurer, who has been such- for five years, is, to say the least, very strange, and seems to indicate a very limited know ledge of the true principles of Life Assurance. It reminds me of the old rule by whi..ll originally all lives, whether young or old, were equally insured at the same invariable rate of 5 per cent. The absurdity of this rule was soon discovered; but truly the other is not much less absurd. Why, in five or seven years, every life should get the same share of what are called profits, is utterly incomprehensible. The delay is plainly in tended to approximate somewhat to the sum assured ; but this can never be done upon reasonable principles, till there be a graduated scal, corresponding to the age of the parties, ac cording to which the profits shall be distributed among the policies which fall. If any Office were to insure a person at 75 years of age, which, I dare say, few Offices would no, 1 have no doubt the premiums would be so high that, in five years, it would approximate to the sum insured ; and if this sum were 4100, and if 2 per cent. yearly of profits were to he added, for each of the five years, supposing the policy then to fall, the sum payable would be 4110. But suppose a young man of 20 to insure 4.100 at £2 a year, and to pay the premium for fire years, and then to die, his representatives would equally draw 2 per cent. nearly upon his policy, and would also get 4110, so that all that the office would receive by this transaction would he the inter eat upon the premiums wide)) had been paid. Nothing, Surely, can be more absurd than this. It might be thought that these representatives, drawing the 4.100 insured, or 490 more than they had paid into the office, noald get- a sufficiently -handsome return fee the. policy ;.• and ully, !c: - FE an d a b ase, they should have ail the prenitiurns returned to Mem, under the name of benue,l cannot tonCeive, Yet this is the footing upon Which a great deal of insurance business is done ,• and it is very apparent how greatly such a sy s t em mus t withdraw the profits from those who alone contribute to their being formed. Even in this Institution, low as the premiums for the younger lives are, I know that such an ample provision was made by Mr Cleghorn for the expenses of management and for conti , - losses, that there must ultimately be very conslderable realized; and surely those by whose contributions such are realized ought to draw them. This is the principle on the main improvement made by Mr. Cleghorn hinges. though the prosperity of this Instit u ti on h as been very r( able, I am far from being surprised at it ; and ' that, the more its principles are known and st, favour will it receive from the public. I desire to make no _ vidious comparison with other similar Institutions. I rejoice in the prosperity of all of them, because I see in that prosper;' much that must conduce to the moral and economical w of the community. And all I wish is, that, in th- - their management, they shsuld be guided 1-- tific principles. I observe that, ever mencement of this Institution "- - and progressively increasing. 182 Policies were issued, and that, number has been regularly increasing, they amounted to 472, being 56 above the low me , . then, to cong ra t u l a t e t hi s meeti, r prosperity of the Institution, and to prop' tion which has been put into my hands' approve of the Report by the Directo• the appointments thereby introduced into Parliament by for Incorporating the Scottish Pi firming the Laws and Regulations Society to sue and be sued, to take for other purposes relating to said Si read; and of the alterat ions upon proposed to be thereby effe cted; an to proceed with th e requisite mea passed into a law, subject to such al by Parliament, or as may be cons. Counsel to whom it shall be remitt revisal." I am per udied, th sound and s I see that, durit each succe Mr. JOHN M'CRAW latter part of the motion, althe the Directors, I would like to alterations which the Bill refs Constitution ? Mr. JOHN HUNTER, jun., sa M'Craw should be satisfied upo very first clause, contains a d thing herein co tained shall re from any contract, responsibilit gation to which the said Societ liable, but the same shall contit been iivorporated under this herein contained shall be held t of Constitution, and Laws and 1 any of the powers therein contair other alterations of the said D' be made, in virtue of the pow ing always in so far as the sal,_ by this Act, or are or shall be cu. meaning_thereof." I can assure M alterations whatever on the Deed of or two minor matters, rendered ru the business to England. hide& alteration is that on the arbitratif arbitration, as it stands at present every person who may have a lisp is bound to enter into a reference burgh. This clause would of cc case of Members resident in F dispensable that some alters' Act of Parliament. The " obligatory on cart-- farther ereof, for enabling rid to hold nrope sures for o aaopt at once the very confidence in 'hat are the precise ,es in our Deed of the com- Jeen steaally its first year, the followir That the M pprove of 'S, entitled , meet, or obli or shall be hereaftp s given 1 ch 'has n of Con st ie the Di: ?ns as may t the Direct( s quite proper that point. The Bill, ii eclaration—" That of Consi havii .arbitration at all. It gives ing to enforce their rights open to all, or to insist on the to two parties mutually chosen England, the arbitration may n forcing them to go before the Si will be observed, is a provision W and others, who may have cl , ' respects the Bill confirms the tution, and merely confers on tt valuable benefits and privileges bodies, which carry on Ireland. Low take] tered or varied there are n e the exter y that t ty that cl ms on tt ff of table ii Mr. J. F. MACFARLANE said, I have bee upon to second the motion approving of t now been proposed by Professor More enter so minutely into the question ti Learned Professor, as I have had my at larly directed to another—a very distingu Institution, with which I am connected: I look on all these Institutions as brethr object in view. The busine ss o f L infancy. Every one of such Institu form one of our national defences. about this of late ; but it appears to this kind spread, every one of therr the preservation of good order, and veiling here and elsewhere. Certair naval and military establishments rr together. (Hear.) In reference to have submitted, it is well that the qt Al`Craw before the approval of the in it has been put, and distinctly ansm be satisfied there is no invasion holds, or any thing introduced t only what is essential to the of the Institution. As the n We hi% pears to d securit 3ill which the Dir lad is c basbeen put by is given. But, after very one of us must it which any . partner •ulated to injure, but a measure of considerable importance to the Society, I think this motion will now meet the cordial approbation of even/ gentleman present. (Applause.) On the gf ' Life Assurance, were they not now sc like to talk a while; for there is nothin, security and comfort to a family I provision is secured for them. But into this. Allow me, therefore, j bers on the great . and extraordir disadvantageous mourns rity is thus given that it will Contiiiiieic. no doubt that it will go on at such a ratio satisfactory to all parties. I have much r seconding the motion for the approval of The motion was then put to the Meet and carried unanimously. ►1 advant Dwn, one give greater wledze that a nourish; and I have ts will prove highly !asure, therefore, is e Report._ y - the Chair Mr. WILLIAM JOHNSTON ? Of Kirkhill, p.aidi—l rise to ask you to join me in A very pleasing duty, that of retuning thanks to the Directors for their valuable services during the past year. I feel very sure that, when we think of the great extra labour they have in perfecting the matter of the London agency, as well as framing the Bill now before Parliament, which I trust will soon be the law of the land ; a n d, a b ove all, when we think of the great extra services necessary to transact such a large amount of business, now in connection with the institu tion, we must be at once prepared to give them our warm and. hearty thanks. (Applause.) Mr. WILMA Cu URCH, jun., of Glasgow, seconded the mo-. tion, which was carried amidst acclamation. Mr. C. J. Kean, banker, said,—l am sure the Meeting will join with equal cordiality in tendering a similar compliment to the Boards at Glasgow and Manchester. (Applause.) A vote of thanks was also given to the Auditors and Trustees and to the Office bearers of the Society. The management for the ensuir. - following Gentlemen ; the three - la.. elected by the Meeting, instead of the tion DIRECTORS. Charles Morton, Esq., W.S. George Meikle, Esq., Merchant. Aitken Megget, Esq., Merchant. Alexander Jamieson, Esq , Merchant. John Parker, Esq., Stamp Office. James Cowan, Esq., Paper Manufacturer. John Hunter, junnir, Esq., W S. Alexander Keith Johnston, Esq., Geographer to the Q William Oliphant, Esq., Publisher, William Fraser, Esq., W.S. Archibald Thomson, Esq., Merchant. Charles Black, Esq., Publisher. Robert Hunter, Esq. Sheriff of Bute. Francis Richardson, Es_q 7 Merchant. James Cathcart, Esq., Wine Merchant, Leith. AU DITORS. C. W. Anderson, Esq., Merchant, I James Crawford, jun., Esq., .W.S Alexander Bryson, Esq., Watch' TRUSTEES year was then vested in the ---- xi Directors being ho retired by rota. David Hector, Esq., Advocate. James Alexander, Esq., Wine Merchant James Peddle, Esq., W.S. William Campbell, Esq , of Tillichewa Charles Cowan, Esq., 31. P. Bankers—The National Bank of Scotland. Medical dicers: Sir George Ballingall, Professor of 31ilitary Surgery Dr. James Duncan, 12, Heriot-row. Solicitor—William Pollock, Esq., 13, York-place. hfanager—J A mES W ATSON. Secretary—JO HN %SAT of Tillichewan. LIVERPOOL. Medical Officer—Dr. Moffat, 37, Bedford-street Nort Agents, WM. HASLITT and Co., 13, Oldhall-street, From whom Tables of Rates, and any Papers connected wit! the Institution, may be obtained. THE NORTIIERN EXPEDITION.—Sir John Richardson and Dr. Rae left this port on Saturday, by the steamer, for New York. On reaching the latter city, they will proceed northward with the greatest possible expedition, and, should no unforeseen accident occur, will, in all pro bability, reach the mouth of th e Mackenzie about the middle of August, and forthwith commence their search for Franklin and his party. MR. FISHER'S PUPlLS.—Yesterday morning, the R Henry Carpenter delivered a beautiful and impressive ad dress to the young gentlemen of Great George-street Academy. He selected for the basis of his remarks the following appropriate words :—" Moses was skilled in all the learning of the Egyptians." He showed the value of the different branches of learning in the discipline of the mind ; the necessity of close application and perseverance for the attainment of a thorough education ; and, above all, the vast importance of a correct knowledge of the Holy Scriptures:for the salvation of their precious souls. Exilca,AprEo. ',nom Liy.e.roOL FOR THE rIRSTTHREN MONTHS OF 1847 AND 1848.—8 y the kindness of Lieut. Hodder, R.N., we are enabled to afford our readers the following return of the numbers of persons who have emi grated this year, as compared with the first three months of 1847. Up to the 31st March last year, the numbers were 30,004 persons. This year there is a sensible de dine, the number being, including those in vessels which cleared out to sail yesterday, only about 22,000. There is a few days difference between the periods comprised in the two returns ; but the falling off will be fully one-fourth this year. It is observed that., whereas last year nearly the whole of the passengers were Irish, this year so far a large portion are English, composed generally of opera tives and others from the manufacturiag districts. In one vessel, which was to sail yesterday, nearly the whole number of passengers were English, and of the above classes. This feature is well worthy of notice. The re turn includes one vessel for Australia. To Canadian ports, none have as yet gone ; and it is significant, as to the effect of the new regulations of the Canadian legislature, that up to this day, only one ship—which is to sail early in April—has been chartered to carry passengers to British America ; whereas, by the same date last o y t e fh a ae r i , rre a i be2o es landing. e v mi s g e r l an s hone. r, ,venr-ey arehealthy g d state a rssn,htelniatetrabe_ o b f ar l k as e t d l ,. e a a n r d , a t a h a a l t a in n o i tie f s ea o rs n t a h r e e v o e y n a t e g r e ta o i r n e o d n TIIE NEW CIRCASSIAN FALETOT:=OIIr townsmen, Messrs. Maddox and Vane, of 80ld -street. -have lately invented a handsome new overcoat, called the Circassian Paletot, and which, we think, seems likely to obtain a popularity equal to that of the Paletot and Wellington Surtout. From the experience Mr. Maddox has had as foreman in various London and Oxford houses, as well as in that of Messrs. Dawbarn • and Mr. Vane, from the establishment of M essrs. H. J. and D. Nicoll, Regent street, London, we feel confident that this new •coat of theirs will be worthy of the patronage of the gentlemen of Liverpool. The cloth from which this coat is made con sists of the finest Saxony wool, which enables it to receive and retain the finish of the best West of England cloth. The shape is quite novel and gentlemanly, and from the. elasticity of the material it will be found a luxurious gar ment, being cooler than the ordinary make of cloth. By invalids this coat will be found an indispensible article of the wardrobe, the cloth being perfectly porous, with, combined with lightness, - affurds the steartr the greitiht comfort. The maake of the coat is adapted for riding' tor walking, at the same time can be worn as a frock-dog: