The Liverpool Standard and General Commercial Advertiser. — Liverpool, Merseyside, England, 1847-11-02 00:00:00

Nov. 2, 1847. Eorld tb3s. tir Thomas Birch, M.P. for Liverpool, was in town last week, and appeared on 'Change. Mr. J. Davies, of the Kirkdale Industrial School, has Council a certificate granted to him b y the comm i ttee o f th e ‘-nuncil of Education. On Tuesday a man named Henry Rowe came by his teath in consequence of a fall, from the yard-arm of the Ajax lying in the Waterloo Dock. In another column will be seen Mrs. Girvan's adver tisement. Her selections, from Paris, of artificial flowers, are said to be unrivalled. Lieutenant W. B. Chamberlain, an old and distinguished ?facer of the revolutionary war (1809), has been directed 4 7 their lordships of the Admiralty to join immediately the quarantine establishments at Liverpool. 44 . O n Thursday the body of Ellen Norris, the wife of a r i lewaiter, residing in Spitalfields, was found floating in tp Canning Dock. The last time she was seen alive was 4 tortnight previous. I,IMPORTATION OF GUANO.—A vessel arrived from Ca the port of Liverpool, has brought an entire cargo, theslsting of 1400 tons weight of guano. This is one of largest importations which has taken place of this e „,% 1 4-discovered article of manure. • 'Liss Whitnall has engaged for her concert, on the 17th latant, the services of Mrs. Wood, the Queen of British S ig ; and in addition to the other attractions, Mr. Distin and his four sons will give their original and extraordinary performances on the sax horns and sax tubas. On Wednesday, Ann Allen, of Parke's-court, Maguire treet, was found dead in bed. She had been indisposed Tor several days. On a post mortem examination, it ap tpared that death had been produced by an internal ntsease, the result of natural causes. On Wed n esday morning, Ann Lomas complained of bein g l unwell, and vomited a little. This was succeeded by a fit, which terminated her existence in about twenty Minutes. The cause of death was disease of the heart And lungs, the result of natural causes. SUDDEN DEATH. - At the Sessions Court, on Wednes day, a woman named Jane Smith, aged 45 years, was in dicted for stealing a door mat, and just as the trial was be ing proceeded with she fell down in the dock, and expired almost immediately. This melancholy event, of course, 'put an end to the trial. FOREIGN FRUIT IN LIVERPOOL.—During the five 'weeks ending the 19th instant, the clearances of currants have been only 470 tons against 500 tons in 1846 ; and of raisins, aisins, 260 t ons aga i ns t 850 in the same period last fruit I:l 'es this arise from the abundance of British THE last OVERSEERS OF BIRKENHEAD. —On Thursday , the cl er k to t h e G uar di ans o f the Wirral Union ap- Plied th the bench of magistrates, at Birkenhead, for a " 1131 /lens againstthe overseers of Birkenhead for the non payment of £BOO, being an order made upon t hem in August last. The overseers, on Friday, obtained about a hundred summonses against defaulters. Ellis ANOTHER VICTIM TO FEVER.. — On Saturda y , tigby, a police-officer, who has, since July, been engaged removing paupers to Ireland, died, after a week's ill of fever caught in the discharge of his duty. He Was an excellent officer, and has left a widow and four eaildren. This makes eight police-officers, including the i nspector, who have died of fever since February, while "jag as assistant relieving officers. On Wednesday an old man, named John Burnet, a 4 abour er , employed by the City of Dublin Company, was. e mPloyed oiling the axle of a wheel connected with the machinery, at the premises at William-street North, vasby some accident he became entangled in the re lying strap, which raised him to a considerable height the ground. The poor fellow fell with great force, ,1 111,1 pitching on his head, received such injuries that he '° o ll died. The wheel was railed off, and he had no °e vasion to step within the rail. 12IIE ALARMED MUNICIPALS.—The "liberal" press of c• 'erPool and Bath has suddenly become virtuous—it has 11 - i i e svered that it is a very wrong thing to import politics Who council—to test a man's fitness for serving his is an by the question of whig or tory. This Undoubted truth, but it will very naturally be asked c I' these gentlemen have been twelve long years in dis -4,4/11g it We will tell the reason. At the election on. ii l ;„ il uaY, it is probable that the burgesses, injured e by misd tin-mgement of their affairs, and sick• of squabbling in t il'nsense, will make a clean sweep of the radicals now in u?,Cerporafons.—Hereford Journal. 1-41 . BORN .—Dr. Thomas Horn, of Birkenhead, has, 1 4 addition to his other honorary professional distinctions, L ee°lll e n a licentiate of the Apothecaries Company o f ondo. He passed his examination in the science and tractice of medicine before the Honourable Court of xatniners on the 9th ultimo. It is highly creditable of the doctor voluntarily to submit himself to great personal sacrifice s in or d er to obtain that diploma, considering his advanced time of life, and the fact of his having been exempt by law, from having passed his examination and obtained his diploma from the Royal College of Surgeons prior to August, 1815.—Courier. MECHANICS' INSTITUTION.—We have much pleasure in directing the attention of our readers to the . announce ment of the forth coming will . be seen thaticAlT in t g m le er c s tu on re , s at this institution. It the distinguished Ame rican essayist and lec turer , will commence a . course of six lectures on Wedn es d ay next, on subjects which cannot fail to excite great interest, and which, in the hands of such a profound scholar, deep thinker, and eloquent lec turer as Mr. Emerson, are sure t o be eated with justice and power. Mr. Emerson has just arrived in our country from his native America. He comes to us as another of those great messengers, who are not only to encourage ram and goodwill bet ween th e na ti ons on b ot h s id es o f t he Atlantic, but to give us the benefit of the thought r_ct research of the American scholar and ma n o f g eni u s. ech we hope that the thoughtf u l an d e l oquent lec r from New England will receive a right hearty wet me i n the good old town. —Journal. Ipp IN G PAYMENT BY TEI:EGRAPH.—On Monday ' 11 a G erma n, named Heill, was brought before th e T Mayor of London, charged with having robbed Ls,o_ as Ross, of Perth, of £lOO, in Liverpool. The l,r4lainant was about to emigrate to America, and on slept B rrival at Liverpool put up at the Trafalgar, where he in a double-bedded room with the prisoner. They fir med o l an intimacy, and ultimately the prisoner opened t o s s's portmanteau, and ran away with notes amounting £lOO. Word was passed by telegraph to Rugby and . ° 13 :1 thence forwarded to London, to stop the notes. 'oan after the announcement the prisoner presented the notes at the Bank of England. He was apprehended and committed, and subsequently sentenced to seven years' i. P l isPortation. On Wednesday Mr. Ross returned to ! A verpool, in order to proceed to America, and, strange ,s it may appear, on going to the Police-office, he was V.ilitia, entified by Adjutant Wear, of the Second Lancashire as a deserter from the Scotch Fusilier Guards, stationed at the Tower, London. He was handed over to t he military authorities, and £l2O found on him placed In the bank. ST. JAMES'S SCHOOL BAZAAR.—The bazaar of useful a rld ornamental articles, in aid of the funds for enlarging the school of St. James's, which opened on Tuesday, at the Royal Assembly-room, Great George-street, and closed on Friday night, was, we are glad to announce, eminently successful in the objects for which it was de *Vied. During the week it was visited by the Earl and Countess of Sefton, Wm. Brown, Esq., M.P., and Sir _ T homas Birch, M.P. To enliven purchases, several hand some young ladies l en t th e i r serv i ces , an d St u bb' s har nic band had been engaged. The bazaar was, on t il tiur n sday night, throngecrvvith the youth and beauty of the iii" the . glass of fasitiOn, and the mould of form." A h g e y auction took place in the afternoon, and at seven evening. A lottery was held, which realised up wards of £5O. The receipts X 350, and as only X4oo'Pvitassurpe to . e Thursday for nig night were the purposes contemplated, the close of the accounts on Friday night exhibited a surplus of an amount highly creditable to the iberality of the visitors, and eloquently attesting the z aseinative powers of the skilful and zealous ladies who iriginated and conducted the bazaar. The proceeds at t he close on Friday night, we rejoice to state, amounted to £470, independent of various sums yet to be received. The chair, worked by Miss Clare, the leading prize in one M the lotteries, was won by Miss Thorp, sister of the lady 9f the Rev. Mr. Stewart, of est Drb. The first rize the Art Union, a minature W bed, e much admired, p was Presented by Mrs. John Smith. 1 , LIEUTENANT LORD'S CHART OF THE APPROACHES TO X PORT OF LIVERPOOL.—A beautiful and highly valu able chart, (about 4 feet 10 inches in length and 4 feet in 'W idth), of the approaches to Liverpool, from a survey ade by direction of the Dock Trustees, by Lieutenant tii_ord, R.N., the active and intelligent marine surveyor of t 2 e .° Port has just been published. The whole shores of estuary of the Mersey. and the contiguous outward assts of Lancashire and Cheshire, are here most distinctly 4 1 1 accurately delineated—together with the entire series t k Lae banks that bound or beset the several channels in ge offing. The soundings are thickly laid down at every t t int ; the precise positions of the numerous lighthouses, t ghtships, buoys, landmarks, &c., are marked, with their Z s Pective bearings distinctly shown, so that even the Zariner who is a stranger may by hold of such a " " or protection safely navigate his vessel out of or 0 0 , port. An examination of this chart will moreover highly interesting to all landsmen who take pleasure exploring the minute topogragphy of the locality. The e4t ire survey has evidently been a work of great patience, LI, and scientific observation , and the engraving is pecu- M , fine, showing, as in a bird's-eye-view the heights of wi ng upon bank in successful layers, the neighbouring li ghthouses, land, &c., vignette engravings of the :lightships, is l athouses, lanmarks, &c., are given in the margin, in t e ll tastakable similitude. There is also a variety of inte tetill not g and useful information relative to the tides, &c.,in Le es, tables, and references. The chart extends west incl so far as to include the north-west lightship. We C r e• from it that the Liverpool Observatory, (a little to ;', 1 ;t 1 1 of the Prince's Dock sea wall) is in lat. 53° 24' 47" and in long. 3° 0' 1" 6"' W. The chart has been :Led up to the latest possible period—including all re 'it mutations of the sandbanks and shores. -44AtINcif OF THE HIBERNIA.—On Wednesday, a splen 6. iron steamer, named the Hibernia, was launched from ehe building-yard of Messrs. Thos. Vernon and Co. South tr c 're• This is one of the most beautiful models we have 4 seen, and perhaps no vessel has ever yet been been bunched w hi c h re d oun ds so much to the credit of her %iers. She is 190 feet long between perpendiculars, 4et 9 in c h es be am , 13 feet 9 inches deep, and about ons old measurement,—probably about 700 tons new ~,,isurement. She is intended to ply between Holyhead e-;114t Dublin. Four steamers were ordered for this fic af a ny, each having their own models, plans, and speci zno lue. There is a prize offered, after a trial of 12 1 00 1 4 ° 3 ' speed, wear and tear, and the result is, therefore ed forward to with very great interest. The parties Lobeted, i to build the boats are Ditchburn and Mare, of Wigram, of Loneon ; Mr. John Laird, of Bir andpnoL , a e a ; Messrs. Thomas Vernon and Co. of Liver th„ • Both the London vessels have been launched, and ~gh their speed has been extraordinarily .great, yet it "Peeted that the vessel launched here by Messrs. Vernon and Co. will at least make 15 knots an hour. The engines of the Hibernia are about 400 horse power. They have been made by Messrs. Bury Curtis and Kennedy, of the Clarence Foundry. The cylinders are oscillating, and the patent paddle wheels are from Mr. Morgan's establish ment. Accommodation is afforded on board for about 60 first class passengers and 40 second. The births are ex ceedingly few, as the passage is expected to be performed in the short space of four hours. There are, however, sitting and dining rooms fitted up in a most superb man ner. The Hibernia was christened by Mr. Thomas Ver non, the principal of the firm of Messrs. Vernon and Co. The figure-head consists of a shield, with a harp upon it, and the carving upon the stern is of a new style exceed ingly elegant. The Messrs. Vernon have another steam vessel upon the stocks : she is of 500 tons burthen, in tended for the Whitehaven Company, and will be launched in the course of next month. LOCAL MEETINGS. WEST DERBY GUARDIANS.—At the weekly meeting of this board on Wednesday, a letter was read from the Poor-law Commissioners stating, that a fever hospital is a workhouse, and the guardians might legally refuse relief to fever paupers who refused to go into fever hospitals, unless they were too ill to be removed. But they did not advise that such a step should be rigidly enforced. BIRKENHEAD DOCK COMMISSIONERS. A special meeting was held on Thursday, but reporters, after some discussion, were excluded. We understand that a com munication from the government was read, containing the proposals upon which the docks are to be proceeded with. They were, in substance, what have been previously made public, but more in detail, the government claiming a priority in carrying out matters connected with the trust. Some objections were made by Mr. W. Laird, one of which was as to the right of government to appropriate the land north of the docks to whatever purpose they chose. He submitted several amendments, but none of them were seconded. The works are to be carried out by a government .bill, to be obtained in the next session. The proposals were confirmed, and signed by the commis sioners present, subject to a protest by Mr. Laird, arising out of the several amendments he had proposed. DOCK COMMITTEE, THURSDAY.—It was decided that temporary offices for regulating the graving docks should be erected on the east side of George's Dock -Passage.— The salary of Mr. Johnson, superintendent of the tele graph, was increased to £l2O per annum.—Several persons were appointed to subordinate situations at the Albert Dock warehouses.—Mr. Thos. Hodgson was appointed senior harbour-master, and Mr. John Garniss, junior harbour-master, at the respective salaries previously agreed on by the committee, the senior £4OO per annum, and a house, and the junior £350 per annum, with a house.—Mr. Tobin suggested the appointment of two other sub-harbour-masters, one for the north and the other for the south, but the chairman intimated that it could only be done by a subsequent arrangeinent.—lt was ordered that distinguishing lights should be placed at night upon the piers, near the entrances to the docks, to indicate when the docks were full of vessels. This was rendered necessary, in consequence of several persons having lately been summoned before the magistrates for entering the docks at night, when the flag was flying. The defendants said they could not see the flags after dark, and the cases were dismissed on that ground. A code of regulations for the graving docks was submitted ; they were of considerable length, and it was not deemed desirable to read them.—The chairman intimated that the parliamentary committee had prepared their bill, which was now before the meeting.—The receipts of the port of Runcorn, for the last month, were stated to be as follows : —222 vessels, 11,392 tons, amount, £5O lls. 9d.: being a decrease, on the corresponding month of 1846, of 5 ves sels, 76 tons, and £6 13s. 6d. in receipts. SELECT VESTRY.—At the usual weekly meeting on Tuesday, Rector Campbell presided. It was resolved that the attendance of Mr. Lowndes' clerk be dis pensed with ; also, that the Vestry-clerk be authorised to apply to Mr. Lowndes for any legal advice or assistance he may require in regard to examinations of settlements, or removal orders, and that such application to Mr. Lowndes be made through the Vestry-clerk only. An order was received from Mr. Williams, late pay-clerk, for the balance of his salary, and directing that £2O of the amount should be handed over to Mr. Blanchard, and the parties to whom the disputed sums of. silver and copper had been received. The committee resolved to postpone a settlement of Mr. Williams's account for the present. The committee agreed to purchase 122,130 square yards of land for a cemetery, the same to be paid for in three annual instalments, and the money to bear interest at. the rate of £5 per cent.—The Irish Relief Committee re-• ported that for the week ending the 16th instant, there were 5507 sick cases, including 2359 fever cases, under treatment in the town. This showed an increase of 61 in the general number of cases, and of 50 in the fever cases. For the week ending the 23d instant, there were 5530 cases, including 2242 fever cases under treatment, and this showed an increase in the general cases of 30, and a de crease in the fever cases of 70. The committee reported, that it was advisable to iive.up the Akbar lazaretto, and to retain possession, for the present, of the Druid and La vinia. Mr. Poole said that the mortality at the lazarettoes far exceeded the rate of mortality in the fever sheds, and that the expense of the former was far greater. Mr. Ben nett was, however, in favour of retaining the whole three vessels, as Liverpool might be visited with an infectious disease. Ultimately, however, it was resolved by a ma jority of Bto 7 that the Akbar should be surrendered. It appeared that for the week ending the 16th instant, 4998 cases had been relieved within the precincts of the parish, at a cost of £552 18s., and that, for the week ending the 23rd instant, 5053 had been relieved, at an expense of £554 3s. Compared with the corresponding week of 1846, this return showed that there were now 1162 cases more, and that the cost of relieving them was £134 18s. 7d. more than it was at that period. The number of Irish relieved from the 18th to the 23d, was 2217, at a cost of £9l 18s. —The Chairman asked whether the sub-committee, ap pointed at the last meeting, had done anything with a view to the introduction of M. Soper's plan of making soup, into Liverpool ?—Mr. Earle : In consequence of some re marks that you (the Chairman) made at the last meeting, at which I was not present, M. Soper has written to me a long letter, and, in my reply to him, I said I was sure that you had a very high idea of his culinary art. He has since sent me a lithographic drawing of one of his kitchens, in Dublin and he yesterday sent me another, and a very complete drawing of it. He suggests that somebody had better go over to Dublin, to inspect the kitchen, or per mit Mr. Warriner to come over to Liverpool, to explain the plan. TOWN COUNCIL MEETING. On Tuesday, the usual special meeting for the winding up of the yearly business of the Town Council, prior to the annual municipal election, was held in the Town-hall, and was attended by twenty-five members. The Finance Committee's report on the subject of the fees paid to the magistrates' clerks for the parochial busi ness was read. It showed that the amounts paid by the Select Vestry for this purpose, from 1836 up to the present time were £6,135, and that the employment of Mr. Lowndes as parochial solicitor was beneficial and econo mical, inasmuch as were his office done away with, addi tional magistrates' clerks would have to be employed, at a greater cost. The committee recommended the present s3rstem to be continued so long as the present law of set tlement remained.—The report was accordingly adopted. The proceedings of the Watch Committee were read, and Mr. Tinne moved that the resolution of the 18th October, to the effect that the committee should not remove their place of meeting to the premises in Duke street, be referred back to the committee. This was se conded by Mr. Earle, who remarked that the committee assumed a ridiculous amount of pomposity, and that it would be well to exclude from that body dealers in brandy, gin, and beer. Mr. Parker said that there seemed to be a disposition on the part of certain members of the Coun cil to press upon the class of tradesmen ; but this several of them denied.—The resolution was agreed to. The Dock Committee proceedings being read, Mr. J. B. MOORE, in moving their confirmation, said it was gratifying to find there had been a great increase in the receipts of the Dock Trust. The receipts for the year ending 24th June, 1847, were £86,047; those up to June this year were £91,564, being an increase of £5560. The Committee, it would be seen, recommended that there should be a central Harbour Master's office, for facilitating business, and moved accordingly. Mr. Nicol, seconded the motion. _ _ A discussion here arose out of some remarks made by Mr. PARKER, who said the Council were not informed of the precise terms on which the Birkenhead dock estate had been offered to the Dock Committee, which ought to have been entered on the books. Mr. B. MooRE said the terms simply were, that the Commissioners proposed to sell to the Dock Trustees their estate and interest over the water at the cost, with interest to the time ; in other words, that you should step into their shoes. This offer was declined ; and he con gratulated the Council that they had not possession on such terms. Mr. AnciN concurred with Mr. Parker that the terms of the offer ought to have been read to the Council. It was a question with him whether it would not have been better for the interest of the trustees to have laid out the money on that side of the water, instead of the two mil lions which they proposed to lay out on this side. Mr. MANN said that when the proposition came before the Dock Committee, it was for the purchase of the in terest of the Dock Warehouse Company, also the interest which the Birkenhead Dock Commissioners had there, and it was upon certain terms. It was at the cost to the Birkenhead interest : and it was decided by the Liverpool Dock Committee that it was not desirable to accept of the proposition, and he (Mr. Mann) thought that Mr. Aikin himself was desirous that the refusal should end there. Mr. BRAMLEY MOORE said the Dock Committee had concealed nothing, but had brought everything before the world. 4tilf6:o Mr. SAMUEL HOLME said he should some time or other have to say something upon the subject of the amount expended on the Albert Dock warehouses. Mr. BRAMLEY MOORE said the account would be pub lished in a short time. _ _ The subject then dropped, but the Birkenhead docu ments which had been referred to, were shortly afterwards laid on the table. The Improvement Committee stated that they had not been able to make any arrangement with Mr. James Lawrence, with respect to a portion of his property which they wanted for public improvement. It was stated in the report of the School Committee that Mrs. Lloyd had retired from the South Infant School, and the Mayor expressed his deep regret at the loss that would be sustained through the resignation of that lady. The Water Committee a report referred to a complaint made by Mr. Gage, engineer, to the effect that he had been badly treated by the committee. The committee had considered Mr. Gage's memorial, and had declined to award him more than £lO5. Mr. LACE explained that Mr. Gage had informed the committee that he had taken geological aurveya of the district, and was prepared with reasons on which to frame a report on the question of the supply-of water, and he was satisfied that a plentiful supply could be obtained within two miles of the centre of the town. Mr. Gage had, however, taken new surveys, and had charged £240. He (Mr. Lace) considered £5O quite sufficient, but the committee had thought fit to award him £los.—Some discussion followed, and — Mr. COOPER moved that the matter be referred back to the committee, but the motion was not seconded. THE LIVERPOOL STANDARD:- VOTE OF THANKS TO THE MAYOR. Mr. Aklerman J. BRAMLEY MOORE then rose and said —I beg leave, Mr. Mayor, with your permission, to sub mit a motion to the Council; and I don't know that on any odcasion I rose with greater pleasure and gratification than the present, for I consider it a privilege to be the means of returning to you, Sir, on behalf of the Council, a vote of thanks for your services during the past year. It has been well-earned, well-deserved. You have, Sir, not only conducted the office to which you were elected, with great dignity and impartiality, during the past year, but in addition to that of the Council, you have won the esteem and affection, I may safely say, of every inhabitant of the town (applause). I have never heard, , Sir, during your mayoralty, any difference of opinion on this point ; and you have ever afforded a ready answer and access to all applicants at this building, whatever the occasion may be. Your mayoralty, Sir, has not been distinguished like former ones by a visit from royalty, but it has been graced by the visit to the town of distinguished individuals. But, Sir, you have most claim of gratitude on the town of Li verpool, by your discharge of the arduous duties which devolved upon you by the affliction which the town expe rienced in the immigration of the poor Irish. On that occasion, Sir, we all know what you had to undergo—the labour which you had to endure—the patience with which you did endure it, and the untiring exertions which you made to relieve the town from the misfortune which then befel it (applause). There are few events during the past year to which it is necessary for me to refer, they are so well known to all of us; but there is one which I cannot pass over,—that is, the ready manner, and the promptitude with which you recently responded to, the request of your fellow citizens at a time when you were called upon, at a moment's notice, to go and represent to government the difficulties which surrounded the commercial classes. ,There is no doubt, Sir, although no. direct answer was given on that occasion to the representations made by yourself and colleagues, that they had very great weight with government, and although not leading immediately to an answer and response, they had very great influence in bringing about the relief lately afforded to the com mercial community. (Loud applauie.) You have, Sir, also maintained the dignity of the office of Mayor in the discharge of the hospitalities of the town. These, Sir, have been duly appreciated by all who have experienced them, and that they had been general and wide, there can be no doubt. shall not detain the Council onger, be cause I feel it would be a work of superrerogation, as the ability with which you have filled the chair in the dis charge of your magisterial duties, are well known. I therefore move that the cordial thanks of the Council be given, and I wish you long to enjoy the honours you have so well earned. (Loud applause.) Mr. RATRRONE seconded the motion. He cordially agreed with the enumeration of Mr. Lawrence's good qualities. It was a satisfaction to him (Mr. Rathbone), to think that he had been mayor to all the town, without reference to class or station. He had been truly the dig nified humane mayor of the whole town of Liverpool. (Applause.) The MAYOR said—Gentlemen. 1 may indeed own that I have had difficulties during my year of offiCe ; but I have had none, I think, so great as the duty which has now devolved upon me, of thanking you in adequate terms for the great kindness which you have shewn me to-day. Gentlemen the trust that I have this day to surrender is one which the best and noblest of our citizens have pos sessed, and I still remember with pride the unanimity and the kind manner in which it was conferred. But, Gen tlemen, the recollection of that day of my election would be effaced soon—would be embittered—was it not accom panied now, at the closing scene of my labours, with the honour, the acknowledgment which you have now paid me, which has amply repaid me for any trouble or exer tion I have made. (Applause.) I do, indeed, thank you sincerely. I have endeavoured to discharge the trust to the best of my power, abilities and energies. But, Gen tlemen, I feel all my abilities and energies would have failed in satisfying you but for the kind construction which you have put on all my actions, and for the kind support you have ever afforded me. (Applause). Gentle men, in supporting me permit me to add that you have honoured yourselves by the assiduous manner in which you have discharged the duties of the Council—by the total absence of all political or party differencies—by the dignity and decorum which has characterised your debates during the present year,—a contrast in some respects happily to former ones, to be forgotten. But whilst thanking you, I must not forget to notice those outside. All parties out of doors have united in doing honour to your choice. (Applause). I think some acknowledgment also due to the magistrates, who have received me at their meetings with kindness, courtesy, and support, and it would be wrong indeed if I did not thank Mr. Rushton for the assistance and the support which he has always afforded to me. (Applause). It was he who aided me with those suggestions to the parochical authorities and the government which enabled them to cope with the evils and the horrors which the Irish immigration inflicted upon the town. And whatever may have been the as sistance he rendered during other mayoralties, I must say this, that those who merely limit their estimate of Mr. Rushton's value to the onerous duties which he dis charges in the police-court, take a very slight view of the services which he has rendered this year to the town at large. (Applause.) Mr. Moore has been pleased to al lude to the mission which 1 took to London to represent the difficulties and embarassments of the commercial world. In regard to my predecessors, I know it has been urged that the Mayor of Liverpool should stay. in Liver pool—that he should not attend parliamentary committees, nor yet wait upon the Secretary of State ' • but the extra ordinary emergency I thought would justify the course I took ; and when I found myself supported by such men as those who accompanied me, I did feel that although it was not a subject in which I was strong myself, it was right for me to lend the influence which you had imparted to me to aid in the objects which those gentlemen had in view. And, gentlemen, although we returned dispirited, I am vain enough to think, especially on the suggestion of Mr. Moore, that we did not altogether fail ; that we rowed seeds which led to the happy results which have since distinguished the government's proceedings. Gen tlemen, I now return into your hands the trust which you reposed in me. So long as I live I shall remember this day—the honour, kindness, and support which I have re ceived from the Council, and from my fellow-townsmen of all classes and ranks. (Loud applause.) [At the con clusion, the mayor appeared deeply affected]. The motion was carried by acclamation, and the Coun cil adjourned. MEETING OF THE ROYAL BANK SHARE HOLDERS. At eleven o'clock, on Saturday, a meeting of the direc tors and shareholders of the Liverpool Royal Bank was held at the Bank; Mr. Josias Booker in the chair. Mr. Alderman Thompson, of London was present, and a largo number of gentlemen of wealth and eminence in the town. The first business was the receiving of the report of the committee, appointed at a meeting of shareholders held on the 23d ult. The report states that the main feature was already matter of notoriety—the absorption of a large portion of the paid-up capital of the bank by one house—Messrs. Barton, Irlam, and Higginson ; the fact being, that the manager, having advanced a large amount upon assurances, which were not fulfilled, would have then brought the ac count to a close, but was not supported by the directors of the day in his strongly expressed opinions ; and during an absence of a few months, from illness, Sir Thos. Brancker acting as manager, the advance reached an amount which put at hazard the existence of the bank. There were other instances of large advances made upon securities of so unconvertible a character as to be una vailing for banking purposes, and at a period of general pressure such accounts increased the difficulties of the bank. The committee look upon the bills of exchange, and ob ligations of the bank by endorsment, and the letters of credit outstanding; also the special securities held by the bank, with confidence, though they cannot pronounce absolutely upon their value and effect. Messrs. Barton, Irlam, and Higginson had sent in a statement, on Thursday night, and the shortness of the time precluded such an examination of it as would enable the committee to form an opinion of the result of the estate. According to a synopsis (below) it appears that the assets of the bank far exceed its liabilities ; but whatever may be the decision of the shareholders as to resuscitating the bank, or placing it in liquidation, the committee re commend an immediate call of £lOO per share to meet the claim s of the depositors, and hope the shareholders will feel it a duty to respond to this call. Every facility was given by the directors and managers to the committee in their inquiry, and the books were found to be kept in an efficient state. Statement of the Affairs of the Royal Bank of Liverpool, 22nd October, 1847. Capital paid up Reserved surplus fund Contingency fund Valuation of Bankbuildings .. .. £65,000 Less amounts not liquidated .. 30,000 __ _ 40,000 0 0 Profits since June, estimated at . £860,475 1 8 ASSETS. Cash bills , . £ 143,617 13 6 Dormant accounts Current accounts.. Royal Bank-buildings £65,000 Profits since June, estimated at 30,000 95,000 0 0 £1,855,754 4 10 LIABILITIES. On deposit account £645,967 7 9 On current ditto 349,311 15 5 ESTIMATED LOSSES. On unpaid bi 115.... On ascertained bad debts.. 30,936 12 6 Depreciation of securities.. 42,956 10 0 995,279 3 2 Total estimated loss .. £111,136 8 8 Bal. of capital remaining 740,338. 13 0 860,475 1 8 £1,885,754 4 10 Another report from three of the directors—Messrs. Wm. Shand, Eml. Zwilchenbart, and C. S. Middleton— was also read, on some points much to the same purport as the above. The following are the principal heads not embraced or so strongly touched upon in the other : Overweening confidence in the stability of one great mercantile house, followed by the pressure of the times, caused the stoppage. Mr. Chaffers did not entertain that confidence ; and when the debt was , about a third of its present amount, and he was about to go from home from ill health, he earnestly remonstrated against any further advance to that house; but the directors thought differ ently, and did not act on his recommendation. Mr. Chaf fers left in June, 1846, and was absent (with the exception of a short interval) about seven months. During his ab sence Sir T. Brancker acted as manager, in addition to his being chairman to the directors. From his confidence in the solidity of the firm in question, Sir Thomas was led by degrees to make 'the advances, even in the face of unfulfilled promises, until the amount became alarmingly great, and the firm was then upheld lest the bank should go down. Whilst Mr. Chaffers was at home, Sir Thos. Brancker was alone admitted to a knowledge of the ac counts of the customers ;—during his absence Sir Thomas alone possessed this knowledge. The authors of the re port admit, however, that Sir T. Brancker did occasion ally consult them with reference to this account, and " they beheld with consternation its increasing amount." They had done every thing at the time which they sup posed was for the best; but they admit a grievous error in judgment, which they now deplore, in resorting to con cessions, when firmness against encroachments ought to have been displayed. On these documents a desultoryconversation ensued. Mr. Alderman THOMPSON then moved, and Mr. JostPit COOPER seconded, " That a committee of the shareholders be appointed to proceed to the immediate liquidation of the bank." Mr. Thompson, in proposing it, urged that the affairs of the bank should be wound up with all pos.. sible speed. He strongly disapproved of the manner in which the affairs of the bank had been managed, and condemned, in tote, the conduct of Sir T. Brancker, as well as that of the directors generally. Sir THOMAS BRANCRER explained, at considerable length, the part he had taken in making the advances to Messrs. Barton, Irlam, and Higginson. When Mr. Chaffers was absent from illness, he, (Sir T.,) from the representation of Mr. Higginson, and knowing his exten sive mercantile connexions, and firmly believing that he was capable of redeeming all his engagements, had pro vided for Mr. H.'s acceptances. Securities to a consi derable extent had been obtained, and Mr. H. had a large stock of cotton, which in his (Sir T.'s) opinion, and that of several gentlemen present, was likely to rise in price, and would enable Mr. H. to realise and refund to the bank the amount he then owed, about £250,000. This, however, did not prove to be the case, and both he (Sir T.) and other directors thought that if Mr. Ifigginson were stopped it might prove detrimental to the bank ' • and as Mr. Higginson continued to be the holder of large produce, and was paying in a large amount of bills, the balance yet increased, and various circumstances, to which he need not allude, had insensibly swelled it to the amount then named. He assured the meeting that it was to him a source of the deepest regret that what had been done for the best had proved so injurious, and nobody suffered so much as he did. He was himself .the largest holder of shares of any one connected with the bank, and he held them all to that day. He had never sold or trans ferred one ; and although his loss would be most serious, he had been determined to stand or fall with the bank ; and he most deeply lamented, that by an error of judg ment, and listening to the representations of one whose word he had at that time no reason to doubt, he had, so far as he was concerned, been the means of increasing the advances made, and which he admitted were mpst injudi cious. Sir Thomas was listened to with deep attention, and was himself much affected. Mr. S. HOLME moved, " That the meeting do adjourn to Saturday, and that a committee of seven shareholders be appointed with the directors, to determine as to the ex piency of resuscitating the bank, or to proceed to an lin. mediate liquidation, and to report the same at the next meeting.' The following gentlemen were then named to sit on the committee :—Mr. Josias Booker, Mr. Gill, Mr. Thomas Shand, Mr. John Stock, Mr. J. Bibby, Mr. W. Clare, Mr. W. Imrie ; and it was further determined, that Mr. Alderman Thompson be requested to render his advice and assistance. _ Mr. S. HOLME, (who was received with much applause), was against winding up the affairs of the bank, whose affairs were not in that deplorable condition represented by the worthy Alderman, and he was decidedly of opinion that it was neither right nor reasonable to call on the directors at so short a notice to sanction a proceeding which would injure severely a great concern like the Royal Bank. He thought that further inquiry, and time for that inquiry, was indispensible, and entertaining these views, he moved the resolution. _ . Mi:JONES seconded the resolution in a very elaborate speech. A discussion ensued, but the amendment was carried by a majority of nine to one. A resolution was passed sympathising with Mr. Chaffers, on his illness and the difficult position in which recent occurrences had placed him. It appears that the assents of the depositors to the proposal made to them by the directors amounted to £368,597 ; dissents, £29,ooo—the remainder not being yet ascertained. From a conversation that took place, arising out of questions put to the Chairman, it appeared that Mr. Hig ginson's estate was likely to realise a very large sum, and that when all the liabilities of the bank were met, there would still be a great surplus available either to resume business or to return to the shareholders. There were no additional statements of moment beyond these, and all further elucidation of the affairs of the bank in detail must be waited for until the adjourned meeting on Saturday. POLICE INTELLIGENCE. THE SMOKE NIIISANCE.—On Wednesday, another batch of manufacturers, together with Mr. Willoughby, of the Birkenhead Ferry, were summoned before Mr. Rushton, for infringements of the local sanitory act. The defence in almost all the cases was, that they could not procure such apparatuses as were calculated to con sume the whole of their smoke. This defence, however, was unavailing, as all who were convicted were fined £5 and costs. VICTIMISING LODGING-HOUSEKEEPERS.—On Satur day, Ann Green, a middle-aged woman, was charged with having illegally pledged a sheet and blanket, the properiy of Elizabeth Whitby. She had taken furnished lodgings of the complainant, kindled a fire, put on the kettle, and then gone out, as sae stated, to meet her husband. She appeared suddenly to have grown stout, and appeared very bulky when she left the house. Not returning, search was made, and it was found that some of the clothes had been taken from the bed. They were subse quently found pledged for ss. There was another similar complaint against the prisoner, in which the articles had not been found ; and Mr. Brown, the chief superintendent, stated that she had been carrying on the system for many months. She was, doubtless, plotting further fraud at the time of her arrest, having been captured when reading a label in a window of " Furnished lod g i ngs t o b e let!' She was ordered to pay ss. and a fine of £5, or be impri soned three months. MURDEROUS ASSAULT.—On Tuesday, a young man named William Story, was committed to take his trial for stabbing James Harris in Greenland-street. The prisoner was a step-son of the complainant. The offence was committed on the 25th of September, since which time the prisoner has been in gaol. The son of the prosecutor proved that on the night above named the prisoner came home at twelve o'clock, and pulled out a knife which he threatened to run into his step-father. He was then put out of the house, and the prosecutor went to take the knife from him, when he stabbed him with it in the back of the neck. The wounded man continued in a dangerous state until Tuesday, when he was sufficiently convalescent to give evidence. The defence of the prisoner was that the assault arose out of family disputes. The eldest son of the prosecutor had attacked him in the street and abused him, and his step-father, when he came home at twelve o'clock, turned him out, and he drew the knife in self-defence. CHARGE OF ROBBERY.—On Friday, a man named Griffiths was placed at the bar, on a charge of having mm a n ee d tn t a i no w fa a t t sh c i ne h gp a i ln b ag o i n u t t three sff,houseit e na ep w apr e eta k irele d s n i t n ehw c e a t robbed a sailor of th e name o f C umm i ngs o f 10 sovere i gns n t Ae h r e f ra state- niedn hd e. market.theFprors ship immediately sprang up between them, and bothagreed to meet the next evening. They did so, and also the fol lowing night. The third night they played at cards with other friends of the prisoner, and drunk rather deep. The prisoner insisted upon paying for all expenses. Th e following morning he (Cummings) missed his money and watch, and suspecting the defendant, he kept a good look out for him. Fortunately he met him on Thursday in Whitechapel, and demanded the money and watch. The prisoner gave him four sovereigns, with a promise to let him have the other in a few days. The sovereigns were, however, bad, so he gave the defendant into custody. He was committed for trial. THE RIVINGTON PIKE PLAN FOR THE SUPPLY OF WATER TO LIVERPOOL. The eminent geologist, Professor Ansted, who is en gaged in delivering a course of lectures at King's College, London, on the practical application of geological science, gave some interesting information, last week, relative to the Rivington Pike scheme. After showing the inefficiency of the wells which have been sunk in this district, to sup ply the quantity of water wanted, the professor stated that lie was applied to in order to afford information. The Rivington Pike district presented a surface of seventeen square miles, admirably adapted by nature for such a pro ject. The plan in this case was to take the district, mea sure of drainage ; to estimate the quantity of water to be obtained from it ; and finally to consider how the water might be best accumulated. Geological science showed that the district is composed of the best of hard sandstone, called millstone grit, par tially covered over with the shaley beds belonging to the coal measures. The whole district, in fact, may be re garged, for practical purposes, as impermeable. The rock is very hard,—a good deal faulted, but not open, so that it would allow the water to run almost entirely off the surface. The consequence is that almost all the rain that falls runs into the streams, which a further examination showed might be easily collected into two reservoirs, on the site of the district nearest to Liverpool ; the one is to be called the Anglezark reservoir, and the other the Ri vington Pike reservoir. The natural valleys in which it is intended to place the reservoirs have no doubt held water before, as their bottom is covered with fresh-water silt of some thickness. There are also beds of alluvial clay, an additional proof that at some period a consider able quantity of fresh water has been there. In this way, by means of two or three embankments, these lower dis tricts can be made to accumulate the water which the structire of the upper district allows to run off. By these mearas the whole of the rain, which falls upon an area of _-~--- seventeen square miles, will be collected, producing a sup ply of twenty millions of gallons per diem. This is a very remarkable instance in which a minimum of surface, by taking advantage of local circumstances and a knowledge geologically of :the structure of the district, is made to produce the maximum quantity of water. The practica bility of this plan could never have been demonstrated had it not been for a distinct - knowledge of the geological structure of the district ; and thus Liverpool might have continued for a long time to suffer for want of a sufficiency of so vital a fluid. This is one of the most remarkable examples in which this sort of knowledge has been applied to superficial objects of this kind. Bistrirt PAM At the Chester sessions on Monday there were only six prisoners and one cause for trial. Out of the twenty mills in Wigan only one is running full time. Upwards of fourteen thousand persons are receiving out-door relief at Preston. At Mr. Tomkinson's quarries at Daresbury, on Mon day, an accident occurred with a waggon, by which a horse was killed and a driver much injured. Mr. Cruickshank, relieving- officer of the Warrington Union, died of fever on Tuesday. Mr. Ganday, the me dical officer of the same union, died of the same disease on Friday. Williain Shuffiebottom, of Macclesfield has been com mitted to Chester Castle, charged with the manslaughter of his cousin, Robert Shralebottom, in a fight. The deceased was the aggressor. The charge against Mary Taylor and Henry Pritchard, for defrauding Mr. Peter Davies, of Overton, of the sum of £lO5, and other property, the particulars of which were given in our last, has been inquired into by the Overton magistrates, and the accused have been discharged. A WOMAN GORED TO DEATH BY A COW.—On Wed nesday, Sarah Bulcock, aged seventy years, was engaged in a field at Twiston, some of her grandchildren being with her. The cow became restive, and ran at one of the children ; the old woman went between the enraged cow and the child, to drive the animal off, when it turned up on her and gored her so dreadfully that she died in about half-an-hour.—Blackburn Standard. The scheme for a general suspension of labour in the cotton factories appears to have failed. At Mossley and Ashton under-Lyue, where notices had been given of an intended reduction of, wages, the mills are all, or nearly all standing ; but the attempts made to cause a general suspension of labour at Stockport, Hyde, Bolton, Bury, Rochdale, Heywood, and Oldham, proved entirely un successful. Indeed, it was tolerably obvious, from the first, that the men were too much divided in opinion to be likely to act in unison in respect to so important a step as voluntarily relinquishing ther employment. An extraordinary scene was presented in Chester on Wednesday last. The railway company had arranged for the purchase of some property in the vicinity of the new station ; the occupant, however, refused to vacate, and the company set a number of labourers at work to rase the house. One part of the establishment were at dinner ; and one gentleman bolted away with a roasted partridge at the end of his fork. Several hundred persons were pre sent. It is understood that on the very day this outrage took place, Mr. Crawford obtained an injunction to pre vent his house being touched, consequently the whole case now must come before a court of law. Mr. Feargus O'Connor harangued a large assembly of Chartists at Camp Field, Manchester, on Tuesday, in de fence of his land scheme. He spoke for two hours and a half, chiefly in reply to certain attacks made upon him by the Manchester Examiner, and announced that an action had been commenced by him against the proprietors of that journal. A vote of confidence to Mr. O'Connor was passed unanimously by the meeting, and a subscription commenced to bear him harmless in his action against the newspaper which has attacked his character and the land scheme. SOUTH LANCASHIRE COURSING CLUB.—The South port meeting was held on 'Wednesday and Thursday. The Annual Dinner Stakes was won by Lady, beating Beauty ; the St. Leger Stakes were won by Smut, beating Wilton ; the Produce Stakes were won by Duchess, beat ing Tip It ; the Churchtown Stakes were won by Selina, beating Tiny ; the Consolation Stake was won by Baron, beating Bugle ; the Crossens Stakes were won by Distiller and Puzzle, who divided after two undecided courses ; the Marshside Stakes were won by Prince Albert, beating Sunflower. The coursing was bad on the first day; the sport on the second superior to the first : the company numerous. The weather favourable on the second day. From the report of the first' year's proceedings of the Cheshire Institution for the Reforniation of Juvenile Of fenders, just issued, it appears that two lads have been, at a very moderate outlay, rescued from the almost inevita ble consequences which awaited them on their discharge from prison, and been placed in sit ua ti ons w h ere th ey may be useful and happy, and, instead of being burthens to so ciety, may contribute to its welfare. Since these lads have obtained situations, four others, upon their release from Chester Castle, have been sent to the Philanthropic Society, and the committee entertain a hope, from their religious acquirements when in gaol, that they will be permanently reformed. THE LATE REV. MATTHEW HENRY'S CHAPEL.—Mr. Romney, who may appropriately be termed the "Pictorial Illustrator of Chester" has just published a view of the old Chapel in which the Rev. Matthew Henry, the cele brated commentator on tne Bible, used to hold his reli gious services. It is a most accurate drawing of the build ing, and is executed with Mr. Romney's usual ability. It is situated on the east side of Trinity-street, and is at pre sent worshipped in by the Unitarian congregation of this city. According to Hemmingway's History, it was erected in 1700, was the first dissenting chapel .built in Chester, and in 1706 the three original non-conformist congrega tions were united in one under the pastoral care of him, whose popular commentaries on the .Ifoly Scriptures in vest any reminiscence of their author with more than ordinary interest.—Chester Chronicle. DEATH OF ANOTHER RELIEVING OFFICER FROM FEVER.-It is our painful duty to record the sudden death of a very valuable and faithful servant, Mr. Cruikshank, the relieving officer and assistant overseer of the town of Warrington. He has been a public officer for 21 years, and has always been considered one of the cleverest settle ment Poor-law officers in the country. He was seven years an officer in the employ of the authorities of Man chester, and during the last fourteen years, up to the time of his death, he was the chief superintendant Poor-law officer in Warrington. He was taken very unwell last Sunday fortnight, and on Tuesday, the 26th inst., after a very severe attack of the typhus fever, expired. He was much respected by rich and poor, and all whom he has clothed and relieved will lament his loss : also a widow to mourn his departure. He was buried at the parish church on Saturday morning last. Such a funeral has not taken place in this town within the last fifty years. The follow ing was the order of procession, viz. :—the whole order of Freemasons ; the doctor's coach ; family carriages ; the churchwardens ; the overseers ; the constables : the sur veyors of highways ; the police firemen ; and many re spectable gentlemen, together with almost all the poor in the town, paying the last sad tribute of respect to his me mory. The street ; - were crowded several hours before the time of his intameat. The town has lost an officer whose worth it never can replace, and the poor will truly sus tain a great loss. He was a kind-hearted and benevolent man ; he knew their wants, and his heart was always with them. THE MANUFACTURING DISTRICT. -In the week be tween the 12th and 19th instant, the number of work people fully employed had been reduced to the extent of nearly five thousand ; comparing that ending on Tuesday with the week preceding; the numbers who have been re duced from full time is within a fraction of 3,000, thus making a total of 8,000 in three weeks. Since last week, ten mills have been added to the numbers of those working ,short time, and three stopped altogether. At present only eighty-four mills are running full hours, which now means only ten. Nearly 2,000 more hand 3 were working short time in the week ending on Tuesday than in the week preceding, and the number of those en tirely out of employment has, in the same time, been in creased to upwards of one thousand. The Manchester Guardian, referring to the state of the district, remarks : —" As we understand that some vague apprehensions have been entertained in certain quarters, with respect to the peace of this district under the severe privations to which the working classes are now and may be hereafter exposed, from the general want of employment, we think it right to state, that so far as our information extends, there never was a time of severe suffering on the part of the population in the district, in which there was such an absence of all tendency to riot or disorder as there is at the present time. The working people of Lancashire are perfectly well aware that their sufferings are caused by circumstances over which their employers have no more control than themselves ; and generally, if not universally, the best spirit prevails amongst them." IMPORTANT TO MEDICAL MEN.—An inquest was held at Wallasey on Tuesday, on the body of a child, named William Edward Harrison, before Henry Churton, Esq., coroner. The inquest excited considerable interest in consequence of information which had been communi cated to the coroner, that the deceased had been attended by Mr. Goldsmith, of Lisca.d, who, the coroner stated, he had reason to believe was not a regularly qualified medical practitioner. The jury were first summoned on Saturday, when Mr. Goldsmith appeared, and in answer to the coro ner said lie was a medical man, and had a diploma from the Edinburgh College of surgeons, but he refused to pro duce it for the satisfaction of the coroner. The coroner then ordered Mr. Dunlevy to make a post mortem ex amination of the body, and adjourned the inquest until Tuesday. On the jury assembling, George Harrison, the father of the child, stated that the deceased was five months old. The child was a healthy one until about three weeks ago, and on Sunday week, becoming worse, Dr. Dunlevy was called in. He gave the child three powders, and ordered him a warm bath. Next day the a c l h so ild powders. However, though the child appeared to o g r o d t er w e o d rs h e im and a M wa r r . in Gol b d a s t m h: th an w d as ga e v a e lle m d m in, th w r h e o e be better on Wednesday, it died on Thursday. Dr. Dunlevy, having given his evidence, the coroner said that on Saturday he had asked Mr. Goldsmith for his diploma, and begged now to inquire whether he was willing to pro duce it. Mr. Goldsmith said he had a diploma from the Edinburgh College of Surgeons, but by the advice of his legal adviser he would not then produce, it.—The coroner urged on Mr. Goldsmith the necessity, for his own credit sake, of satisfying the court on this point, but Mr. Gold smith still declined. The coroner then said that he was under the necessity of saying that he would be obliged in every case in which Mr. Goldsmith attended and death ensued to order an inquest. The proceedings terminated by the jury returning a verdict in accordance with Mr. Dunlevy's evidence. Mr. Goldsmith has published a letter in a contemporary from Mr. Dodd, Surgeon, Sey mour -street. Mr. Dodd states, that he considers Mr. Goldsmith's treatme n t o f th e child to have been perfectly correct, and that the result of the post mortem fully con firms Mr. Goldsmith's opinion. CORRESPONDENCE. THE ROYAL BANK. TO THE EDITOR OF THE LIVERPOOL STANDARD. SlR,—The stoppage of the Royal Bank has ruined some, and caused to many severe embarrassment and consider able loss. In what way its business is to be resuscitated, and its capital safely employed in future, has no doubt occurred to the mind of every intelligent shareholder. So affluent and respectable a body of men will soon get their concern to work again ; they will not be content with merely repaying their depositors the balances due to them, but will strenuously endeavour to restore public confidence in their bank by giving assurance of a change of policy both in the made of their advances and the pro perty advanced upon. The overthrow of the bank has been occasioned by dis counting, to a large extent, mercantile papers, at a time when general mistrust prevailed in the commercial world, and as no relief could be obtained in London by re-dis counting of the bills, suspension of payment Was compelled. The past cannot be recalled, and complaining will not redeem the acts of yesterday. What, then, is to be done ? I venture to suggest, through your columns, for the consideration of the proprietors, whether this time is not a fitting opportunity to establish in this town a " Railway Bank," which bank should be prohibited from advancing on produce or discounting mercantile paper, and should exclusively employ its capital by way of loan on railway stock and shares and government stock. Such employ ment of its resources would at least be SAFE, and cer tainly it would be LUCRATIVE. At present this valuable business is to a great extent transacted by the fire and life assurance companies, and it is also in the hands of private individuals, and the general bank establishments take , their share of it ; but so enormous is now the amount of paid up capital represented by stock and shares, that any bank would find most ample occupation for its means by strictly confining its resources to railway business. The public is little aware what an extent of business of this nature is now conducted in Liverpool; and I am well persuaded if authorised and responsible parties would step forward and undertake this business by itself, a most ' lucrative return awaits them. _ _ _ The safety of such advances is self-evident. The bank would have the stock or shares to be advanced upon transferred into the names of the manager and two or more directors, the advance or loan 'would be under 10 or 20 per cent. of the then market value, the charge would be the current rate of the interest of the day, and the terms of agreement between them and the borrower would be that the margin of 10 or 20 per cent. should ever be main tained, and. when infringed by a decline in the value of the stock, the borrower to find security equivalent to the then fall; and failing this, the lenders would have power to sell, the margin above referred to covering them. And surely no one will deny that such a business is safe, taking even the worst that could come to pass, namely, the margin infringed (which with proper manage ment never would be allowed), and the stocks thereby thrown upon the banks. Even in this case, they have far better security than mercantile bills, hich, when thrown upon their hands dishonoured, are so much waste and useless paper. There is a real demand in Liverpool for a bank of this character, which would drain business from all parts of the kingdom ; and its business should be conducted upon the fair principle of helping all alike. There should be no difference between the man who offered £5OO stock for loans, and the man who offered £5,000. The Royal Bank have all the necessary machinery to work and manage such a bank; and if they do not take the opportunity to do so now, then they will permit others to take from them as valuable, lucrative, and safe a business as any body of men could possibly follow. The demand for such a banking establishment is too urgent not to be soon supplied. I hope, therefore, there may be found some amongst the shareholders who are intelligent enough to see, and bold enough to propose, and urge upon their fellow shareholders, a measure similar in principle to that here proposed, in the sure conviction that the combined safety with the real profitable nature of their business, apparent to all, would rally round them, their old clients, replenish maintain Liv er p o t to h hl e e: 7 2sf l ta u hm e o s ch f teo t d h b e ecr i o r . ffl s eB4 l r - s a . ; e . s, and at no distant day I am, Sir, yours obediently, - H. C. TO THE EDITOR OF THE LIVERPOOL STANDARD SIR,—You are aware that St. John's Market has been lately cleaned and painted, and all broken windows mended, but perhaps you are not aware that the mended panes of glass exceeded 1500, (say above 100 windows averaging 15 broken panes in each.) I am sorry to see that already many squares of glass are again broken, I suppose caused in no other way than by idle boys throwing stones; and I write to suggest that the Market Committee should make each tenant re sponsible for his own window, by binding him to make good, within a week of breakage, all broken squares in his window. This I think would cause a good look out, and the catching some of these idle lads and bringing them before Mr. Rushton, followed with a sentence "To be twice whipped," would effectually protect the other windows.—Yours, &c., Liverpool, Oct. 28, 1847. A PASSER-BY. SMOKE NUISANCE. TO THE EDITOR OF THE LIVERPOOL STANDARD. perfectly agree that the above nuisance ought to be put down, and attention to the furnaces will in a great measure effect it ; but i wish to call your attention, and that of the public, to the injustice of the sanatory law • in its operation against the steam-engine proprietor. The act is exceedingly vague and general, and gives no definition as to quantity, description, or time, of what constitutes a smoke nuisance ; so that what one police officer would call a nuisance, probably his superior or inspector would not. Consequently, any proprietor of a steam-engine is liable at any hour of the day to the penalty of five pounds, and he has no redress •, for the officers swear to seeing a black smoke issuing from his chimney, and of which the said proprietor received a notice some two months afterwards, apprising him for the first time of the information laid against him, and which he is then of course perfectly unable to contradict. The magistrate exacts the penalty, being obliged to enforce the law ; and if the aggrieved party demurs, he is re minded that it is hi s own f au l t , an d o th ers , for sending men to the C ounc il t o enact such l aws, and which he is compelled to enforce. I would suggest that the manufacturers should solicit from their rulers an alteration in this act, which enables any officer to lay an information, without some definition as to what constitutes a smoke nuisance, and also ac quainting the proprietor or his servants at the time of the breach of the law, to give him some chance of defend ing the information. At present the law operates only for the informant. _ _ I remain, sir, your most obedient servant, A STEAM-ENGINE PROPRIETOR. TO THE RIGHT HONOURABLE LORD JOHN RUSSELL, AND SIR CHARLES WOOD, BART. "That which is morally wrong cannot be politically right , ' MY LORD AND SIR,—As a member of the Established Church I protest against the proposition made by. you to the Bank of England and accepted by them — IT IS TAINTED WITH USURY 'TILL IT STINKS — It is in direct opposition to the whole tenor of the Bible ; and as a consequence must be highly displeasing to God. We are become a nation of usurers, a backsliding peo ple, not holding fast the principles we every Sunday pro fess : if we do not repent and return, surely we have great reason to fear that the judgments of heaven will thunder upon us, each peal louder and louder. Of what avail is it for us to contend about the reading of the Bible in our Schools, if in our public acts we show such a total disregard to its dictates—to its commands ? As far as works go, at least, it would be better for us never to have seen the Sacred Volume than to be guilty of such hypocrisy as this. Apart from these considerations, your plan is a very in effective one for succouring the distressed Merchant. It may enable him, by pawning, to go on for awhile, but generally speaking, under it, his condition will become worse and worse every day. until little or nothing be left for his creditors; as to restoring him, why, the excessive rate of Interest you have laid down, with the charges for Stamps, Brokerage, and Commissions, would speedily bring a person in affluent circumstances to poverty ! The truth is, the legitimate Trade of the Country cannot com pete with the extortions now practised. If these be allowed to continue, it is impossible to conceive the ex tent of the mischief which must ensue. _ For my own part I consider that our Monetary System requires a radical change; that it should be strictly National ; and it has occurred to me whether a plan of the following kind might not work well: — Let there be only one Bank of Issue for the three Kingdoms. Let that be a National one. Let the amount of Issue in pounds sterling be regulated periodically by the population, as per the last decennial census—uniformly so many shillings per individual. The number of Shillings in the first instance to be fixed by Parliament. Equitable adjustment might be approached by this clause, if thought advisable. Let the Issue be in notes, of different values, to bear the Queen's head, and to be a legal tender. Let the Law respecting Forgery be most stringent. Let the present circulation be called in, as soon as the new are ready, and exchanged for it. Let the Gold thus withdrawn from circulation be placed in some safe place* inland; as far as it might go, to give stability to the new system, and to be a reserve against any extreme emergency. Let any excess in the amount of the new circulation over the old, after satisfying existing charters, be used in reducing the national debt. Let there be a plentiful supply of Silver and Copper Coins. rest ad o Let the interest on all trade transactions, when any is to be paid, be uniformly at the fate of 5 per cent. per annum—uniform in order that the rich man m a y not have an annum. vnanLtanagdeeodveprrohpiserletyssnweevaelrthtoy c e o x m ce p e e d ti s to pe r. r The t . i n p t e e r - Let the Decimal System be introduced. Let Foreign Exchanges adjust themselves in the Bullion Market. And let there be no Foreign loans, or "Greek . Pies," first to half ruin and then to involve us. The above system, besides realising many F o o th w er L a E dva:- tages, would even strengthen our position as regards the intrinsic value of our Currency; with it, we should have a pretty considerable amount of Gold in the strong box ; whereas if the present system, with Free Trade, continue, good bye to our last sovereign before long. Your most ALLEN ENGLANDobedient .Birkenhead, 29th Oct. 1847. * Tamworth Castle. for instance, and then Sir Robert might Occasionally indulge himself with a peep at it.