The Sun. — London, England, 1847-05-13 00:00:00

, , .4..-.......... NATIONAL LOAN FUND AND LIFE AssUR A NCI.: SOCIETY. The almtutl meeting. of this society Was held yes-Pr daY, shortly after one u'r.lotk, at the Landon Tuveith ishe Psgate-street. T. Larnie Murray, Esq., in the chair. The CHAIRMAN called upon the Secretary to com mence the proceedings by reading the advertisement convening the meeting. Mr - F. FERGUSON CAMuoux, the Secretary, read the advertisement, which stated that the Meeting was an annual one, and that it would be nec essary for th e propr i etors to elect t h ree Di rec t ors in li eu of John Elliotson, M.D., F.R.S., Clement Tabor, Escl , Joseph Th om p so n, E-q., whose period of office had expired, but who being eligible to be re elected, offered themselves accordingly ; and for the confi rmation of th e e l ect i on by the Court of Directors, of Henr y Fenwick, Esq., as a Director, in lieu of John Prith, Esq. ; a l so f or t h e e l ec ti on of two Auditors, i n place of Pr o f ess or Wheatstone, F.R.S. ° and Professor Graves, A.M , F.R.S., whose period of e6 ea had also exp i re d , but who, being eligible to be re-elected, offered themselves accordingly. The CHAIRMAN then called upon the Secretary to r ead the report which was as follows, and which was li atened to with great attention by the meeting : r m. "EIGHTH ANNUAL REPORT. '-u, e annual genera l meet i ng o f t h e soc i e ty again aitOrUS the di rectors the pleasure o f meet i ng th e pro -4 Th Prietors, b e i ng the eighth time since its institution. t past year, owing to a variety of concurren e t l i naes, tending to depress the great staples of our ra- f Iltonal industry, to augment the ordinary expenses c o listence, and the pecuniary difficulties resulting thlietrtle rot; k_ Un4 been one of severe suffering, and but severity which, rable to the progress of life assurance, added to C " , partly owing to these causes, and the unusual en b of the seasons, the rate of mortality has greater than in the same given period for many years. en ' a an ything was required to test the solidity of cal. "" c ns en which the principle of life assurance is based, a 3 Well as the advantages of the system itself, it w ould be ahe p found in the ordeal through which this branch uth,ublic e conomy h as passed during the last twelve t It is aaleg evident this impression is more than ever r. community. deepll - amongst the general .. : al l?? and suffering have indisputably existed, yet . it o far: aPPear that fewer policies iiiive been allowed t when th an in any preceding period, how. ver prosperous, !II the benefits of life assurance were less understood and appreciated. bee The progress of the National Loan Fund has not I n 11 aPParently affected by these adverse causes. he aoei nn one year since its first institution has t . lice so believe " me t? made such decided and solid advances. Itisfaine thr- las, within two years, doubled; and it is sat's - " s ure t this increase has been owing, in a great it i s ea , 0 the appreciation of the principles on which teblished, which seem to meet encouragement and Patron ageTO the more they become known. ha s b: this development the attention of the directors ki n d h e m Incessantly directed. Difficulties of no ordinary }tow _ cave been thrown in their way. They are happy , sarrnecrurn,,tod.be able to state that they have been entirely on i r ... l t hat th f ormer occasion it was stated by the chairman, ( RD , .! principles of the society had penetrated,.a d e At ,e extensively appreciated, in other countries. of a : that period little more than the commencement d a .gey had been made in the United States, an but a alight e characte riSk 8 Clam o f . xperience obtained, either in regard to the undertaken, or of the management and awry to P of the agency. The directors found it neces .su eess,move with extreme caution and prudence; each . ---sonee, so step c that was the result of success on the previous bad anything occurred to destroy the con -11 h e ee which any- arrangement had . been built, the trectora we l the ov have the society. c.ertaking been in a position to retire from welf ee without compromising the safety or '.. "The eof len bli i s d h it ed _ nr ei : tY may now be considered as firmly estha s - 6 0adas and the United Stat,es, under!, e rL. :e t °, 0.. directors there of unquestionable statien, e control of be e ; :Thee*, 'and wealth, and the management has their n u t a h e efficient, and is at the same time as . much . ender your directors here as any one of 4 To ste!rous agencies in this country. . ' duct theatify the views of the directors appointed to co.n -,;,.,c business in New York, and to give stability t 74 1 07 credit to the society, the directors have consented sta n tes vest a so, of - money in the stocks of the United which *ot e , although at the time considerable, is now thcre qual to one year's income derived from its business °quail This sum is under a joint trusteeship, and is as ~T he secure a s an , other investment. of th e directori have been occupied with the extension f erre s Society in another direction. The plan of De- Annuities published by the society has been, sio os g the past year, under discussion amongst the va .„;prio ,th*ders of Friendly and Benefit Societies. It was '• this c o rilY for the benefit of the industrious masses that • It s ei ro,,_ ll ef Deferred Annuities was originally proposed. to rem "' found to satisfy the wants of these classes, a..1.._ -uy the evils and correct the abuses of the Present i -mperfect system. No class stand more in need a proeident use being made of their spare "sources —none have to encounter such severe difficul ties at an advanced period of life, and yet there are none r IWhose present resources areTre- convictionfruitle o emo s y f e a cl et is 0 improvidently wasted. extended. Experience has proved b ecoming daily m ore u. however useful as social and that these in . stit s t o io r n a s s , sick clubs, can scarcely be relied friendltyheresutneyionae,_ dsupport of-old age. on "In order to connect more closely the society with the three principal bodies, composed of about 600,000 individuals, and to understand the practical wants of those whose main the directors have organized a committee, composed of 110210 of the active office-bearers, amongst these bodies, and whose labours have already commenced. has been greater " The mortality amongst the assured with in the past year than the in any previous one, ex ception of the year 1843. to U p the end of 1845, the decrement amongst the assured amounted to 35,7571. 14s. Since then, claims have been paid on twenty•six policies, amounting t o 'lO 31'21. 3s. Bd., being less, however, than the expe 4 c t e , d mortality on the year by the sum of 5,254/. 16s and of the whole ex pected claims since the form d a . don of the society by 16,2821. 2 e s. 4d. date of the last meeting the number of policies ‘‘At h t then issued was 3,550. These have since augmented to society of 613. The present income of the is upwards of 46,0001. " The Directors, in conformity with the deed of settle ment, have caused the annual investigation into the affairs of the society to be made by the Actuary ; and it ' • is now presented, together with the accounts of the auditors andwill , be read to the meeting. Following rs, the laid down in the preceding. 0 plan of distribution ✓ atial divi s i on of p ro fit., of taking one-fifth of the re ▪ e fund for immediate distribution to the proprietors Position of of five years' standing, the prosperous 4-81,40 11 of the society enables the directors, after re serving 30 per cent. of thi s sum , t o di vi d e amongs t the policy-holders entitled to this distribution, a reversion ary bonus, varying from 35 to 85 per cent. on the pre- Miur a . „,, , - ; and to the proprietors a bonus of 3f per cent. s'" t' , e past year, in addition to the regular interest of 5 Per cent. already paid to them. "The following table, prepared by the Actuary, ex hibits the amount of the five last annual bonuses, to which the holders of policies of five years' standing have ; _ be e°Dle entitled, with th e o pti on o f rece i v i ng th e s a m e 4 " Cash, or by addition to their policies, or in reduction o f annual premiums : EXAMPLES. _____ . Bonu in Age. .I•Ei Annual I s Policy addition Perm- Sum the nent Re- Assured g Pre- Itaken to s um 80711111 in duction of may bor. ` din mm. out in Cash. Annual row on in ' Assured. Premiums. Policy. 1 - £ s. d. £ s. d. £ s. d. £ s. d. 1837 243 9 3 112 8 5 1S 4 6 494 8 10 ~ 1838 218 4 899 8 1015 13 5 445 0 0 60 1006'74 3 4 £ s ' "' 1839 192 110 86 93 13 4 9 395 11 1 1840 143 510 66 8 4 919 1 346 2 3 I. 1841 138 14 2 GI 17 6 9 9 2 296 13 4 1 1842 111 6 8 49 10 0 710 4 247 4 5 " There are now to be elected three directors in lieu of John Elliotson, F.R.S., Clement Tabor, Esq., and Joseph Thompson, Esq., whose period of office has expired, but who are eligible to be re-elected, and offer themselves accordingly ; also the confirmation of the election by the Court of Directors of Henry Fenwick, B"1. , as a director in lieu of John Griffith Frith, Esq.; and also two auditors, in place of Professor Wheatstone, F.R.S., and Professor Graves, A.M., F.R.S., whose period of office has expired, but who, in like manner, offer themselves for re-election. "-Approved by the Court of Directors, "T. LAMIE MURRAY, Chairman." The balance-sheet for the year was also read. The CHAIRMAN then rose and said. Gentlemen, — before moving that the report which you have just heard read should be adopted, and printed and circu lated amongst the proprietors, if any gentleman has li nY question to put to me with respect to the society li nes the last annual meeting, or with respect to any ng contained in the report 1 shall be very happy a nswer him. No Proprietor having put any question, The CHAIRMAN said—l believe the report itself, which is of unusual length, has entered into a full detail of the operations of the society during the P ast year. It may be properly described as being constantly in a state of formation and extension, and until it has arrived at that point when its progress will stop, when it will become stationary, Which, from the past progress of the so ciety, I think must be remote, it becomes necessary for m e to state to the proprietors from year to year i . ts . Proceedings, w h ic h are ann ually published is the newspapers, for the information of those not present ; and therefore it becomes my duty on the present occasion to explain to you the operations of the society during the past year. It is a duty of a pleasing and satisfactory nature, as promotes a better understanding between the direct.ora and proprietors, policy-holders, and the pub lic at large, inasmuch as all feel a deep interest in Societies of this kilacl i and ? therefore, as a matter THE SUN, LONDON, THURSDAY EVENING, MAY 13, 1847. I involving the security of so many individuals, we have always thought it adviszble to ex- ; plain to the proprietors annudly the ma nn our operations fur the pr,:cedii:g . . ) b,0.. inis .) e,ir has been one certainly of considerable suffering, i nevertheless the profits of this year are nearly double the amount of that of last year.—(Hear, hear.) Another drawback which we have had to contend with . is the expense to which we have been put by the establishment of the agencies in the United States referred to in the report, which have fallen entirely upon this year. These expenses are considerable, but the directors thought it would be better, especially as the profits of the society would allow it, to charge them upon the current expenses of the year, instead of spread ing them over several years, as we did in the first instance with respect to expenses of a like nature. The preliminary expenses, in the first instance' amounted altogether to 16,0001.; they have been reduced to 9,0001., and in the course of a few years they will become extinguished. What I particularly wish to direct the attention of the proprietors to is this, that every year we have an annual inves tigation of our affairs—(Hear, hear)—that is one of the original principles of the constitution of this society. Before this society was established the old societies adopted the plan of making an in vestigation of their affairs, and submitting the results to their proprietors only once in five, seven, or ten years. We considered that question very fully, and we thought that by distributing the surplus bonus, if any, every year to the policy holders, and allowing each individual insured in the society to participate in the annual profits, they would derive far more advantage from such arrangement than if the society had adopted the plan to which I have referred, and had waited to the end of ten years before they were distributed. In those societies which make a distribution only once in ten years, the consequence is that some lucky individual may get a very large share of the bonus, whilst those who died before the declaration of the bonus, obtained in their lifetime no advantage, owing to the length of time which elapsed between one period and another. This objection cannot be made to this society, as holders of policies have all the advantages which are derived from an annual distribution. I trust, therefore, that the advantage which the society offers will be made known by this meeting, and that it will induce those who are about to insure their lives' to give a preference to this society. A more equable division of the surplus profits is made, so that a policy falling in during the year could only be deprived of the bonus accruing between one annual meeting and another.—(Hear, hear.) I wish also to refer to the successful establishment of agencies in the Canadas and in the United States. The result of the experiment has been a source of great gratifica tion to the directors. We felt that the extension of the society abroad was attended by difficulties, and, therefore, we bad to exercise a great deal of caution ; but as the principles on which the society is founded had met with the most liberal support in this country, we confidently believed that the same results would attend it elsewhere, and we have not been mistaken, as agencies have been established in the United States; and we feel as much security in these agents as if they were under our immediate control in London.—(Hear.) There is another matter in which I myself feel much gratified—as much gratified as with any other part of our operations. The pro spectus of deferred annuities, early issued, embodied the entire argument connected with friendly and benefit societies. It pointed out the evils and applied the remedy to the existing system. I had made it for many years my peculiar study to trace the exact nature of the evils inherent in these societies, and in publishing the plan of this society I explained my views of the subject, and I find that they have been greatly. acquiesced in by those thinking persons who have bestowed their attention upon the subject. I said that the subscribers to those benefit societies did not receive the benefit from them which they professed to afford. It is now six or seven years ago since the plan which I proposed to remedy those evils was published, and since it re ceived, I may say, the sanction of the general public, without, however, drawing towards it any great number ofpersons belonging to the class to which I have referred. Certainly we h ave a grea t num b er o f d e f erre d an nuitantstv:a eno rtoadl gd e t o ss y; the sb system, which mt working th o n me y s i a d ye e o c r considering ss a ine t so said t h a t t p a tie ht in a i te t was general designed raan dto a. till lto recentlyobtain un deriythas not received that atte n ti on and support from th them l of which it seems d eserv i ng . D uring year the subject has been mu ch discuss e d by by the Benefit Societies in England. A comm i ttee, composed of zealous members of F r i en dl y So cieties, was formed. They had under consi deration every plan proposed, either by the Govern te ment or by the various companies, for the purpose of affording the working classes the best means of providing for sickness and old age, and after this society had requested the fullest investigation, they came to a resolution, which they forwarded to the board of directors, stating that, after the fullest consideration of the merits of other systems, they had come to the resolution that nothing was so advantageous to the working man, or to the indus trious classes in general, as the plan we had promulgated.—(Cheers.) We had much difficulty in convincing those societies that in fact subscriptions for the purpose of creating a fund in sickness was a waste of means; and that the sums thus contributed might be much better and economically laid out ac cording to our system than by allowing it to be a sickness fund. The deputation that waited upon us upon the subject wished us at first to expunge that portion of the prospectus which had reference to this subject, the inutility of providing a sickness fund, and after much discussion we intimated to them that the suppression of this argument would amount to a suppression of our principles, and that we could not do so with advantage to the society - (Hear, hear)—but, as many of the working classes are much in favour of a sickness fund, al though they are paying away money for a purpose which affords few of the advantages which this institution offers, the directors considered that two modes of providing for old age and sickness might co-exist, and in fact should exist— namely, a sickness fund, entirely separate from the annuity fund, as the result, too frequently, was this—that a man found, in old age, that although he had been a contributor to the general fund, he was eventually deprived of that advantage which, under abetter system, he might have enjoyed by con tributions from his labours, at a period in life when he most stood in need of aid. I think, therefore, that the tendency will be that these two departments must be kept distinct. It was stated in the early part of the establishment of this society, that our plan of de ferred annuities would destroy reunions. No such thing. In fact, the con stant reunion of the members of friendly societies tends t o promote the welfare of the productive classes, to diffuse amongst them the kindliest feelings, and sustain them when the rights of labour are invaded, and I am much in favour of them because I think they are for their advantage, We have not brought into the business of this year any portion of those policies that have come to us from these classes. They are new insurers, and are a body in fact who will require almost a separate establish ment, but when you consider that there are at least between 3,000,000 and 4,000,000 connected with these friendly societies—a very large class to deal with—and sufficient, if they insure to any extent, to pay the expense of a separate establishment, to regu late the receipts and expenditure in connexion with that department. For instance, the Manchester Unity of Oddfellows, one of the largest so cieties in the kingdom, has about two hundred and fifty-one thousand members, and their revenue is about 316,0001. a year, but that is only one society. Ido not wish to make any statement prejudicial to that society, or to others of a similar nature, as I have no desire to underrate the good which they unquestion ably e is effect, but of odd fellows, lknow from the ev ea e c ry counts published year considerable waste o f means, which Isu shows a suppose, ac• cording to their system is inevitable. But I think that the adoption of the proposal, we have submitted to them, will greatly redound to their advantage that their resources will be better economised, and better and more profitably invested, than by systems in force at present. I should say, gentlemen, that I have never addressed a meet ing with more pleasure, with more pride, and with more satisfaction than on the present occasion. (Hear, hear.) I can see now that our society is taken in so short a tuce.—(eneers.) We had great success at first; we afterwards progressed more slowly, and now it seems that unexampled pros perity as hasw we all know, wu,po:ras on us; nt and o although last last year, e pro mote that prosperity, yet our prospects have increased in an inverse ratio to the - distress which has unfortunately prevailed. There will not, how ever, be the same pressure upon our expenses next year as there has been during the last. The difference is, as I have said, 9,0001, owing to the ex penses which have been incurred in establishing agencies ; they will be less next year, and I think we may also expect next year a larger bonus than at present; and I should mention that a proof of the confidence entertained by the insurers in the society, is to be found in the number of policies is sued during the past year on the profit scale, showing the opinion of the public of its great advantages over those societies which only de clare their profits quinquinally, septenially, or every ten years. I think that is the best proof of public feeling. I should also state that the income is 43,239/.l4s.ld.,making with investment nearly 50,0001. InlB44the income was 22,695/.,last year it was 31,7211. ; therefore justifying the statement in the report, that the income has been really doubled within the last two years. Gentlemen, with great pleasure I will now move that this report be adopted, and that it be printed and circulated amongst the proprietors. The motion was unanimously adopted. The CHAIRMAN then moved seriatim the re-election of the directors, whose term of office had expired, and the re-appointment of the auditors. With respect to the auditors, he stated that no society could possess more careful or more conscientious auditors than those they had the honour to possess. They were well accustomed to the arduous and difficult duties which they had to discharge, and it gave him ; there fore, great satisfaction to state that they discharged their duties in an able manner. They were both the auditors of the Royal Society. The motions were respectively agreed to. Mr. ADCOCK said—l beg to propose a vote of thanks to the chairman, and to the directors, for their exertions during the past year. Mr. HINTON seconded the motion. He said—l am sure, gentlemen, after the able report which you have heard read by the secretary, you cannot but be of opinion that our worthy directors deserve the best thanks for what they have done for the society. The motion being unanimously agreed to, The CHAIRMAN said—On my own part, and on behalf of my colleagues who have taken a part in the labours of the past year, I beg to return you our most sincere thanks. I can assure you that we all feel an anxious desire to make this institution the first of the kind in this country, and I think we have done something already. —(Hear, hear.) I think that all the difficulties which we had to encounter at the establishment of the insti tution, are to a certain extent past. I think we shall get something better every year.—(Hear, hear.) The meeting then separated. COURT CIRCULAR. The Queen and Prince Albert accompanied by th, Prince of Wales and the Princess Royal, honoured the Floral Exhibition of the Royal Botanic Society with a visit yesterday morning. The Royal Suite consisted of lion. Miss Stanley, Hon. Miss Dawson, Lord Waterpark, Lieut.-Colonel the Hon. C. B. Phipps, and Captain tilt Hon. A. H. Gordon. Her Royal Highness the Duchess of Kent visited her Majesty, yesterday, at Buckingham Palace. The Queen took an airing in a carriage yesterday af ternoon, attended by the Hun. Misses Stanley and Daw son. His Royal Highness Prince Albert rode out on horseback at the same time. The Equeries in Waiting on her Majesty, and his Royal Highness attended on horseback, Their Royal Highnesses Prince Alfred, the Princes- Alice, and the Princess Helena took airings yesterday in the pleasure-grounds of the Palace. Her Majesty and Prince Albert, accompanied by the Prince of Leiningen, honoured the performance of the French plays with their presence yesterday evening. The Royal Suite consisted of the Hon. Miss Stanley, Hon. Miss Dawson, Lord Waterpark, Lieut.-Colonel the Hon. C. B. Phipps, and Captain the Hon. A. H. Gordon. The following order was yesterday issued by the Lord Steward of the Queen's Household : "Her Majesty, taking into consideration the present high and increasing price of provisions, and especially of all kinds of bread and flour, has been graciously pleased to command that from the date of this order no description of flour except seconds shall be used for any purpose in her Majesty's household, and that the daily ado% anee of bread shall be restricted to lib. per head for every person dieted in the Palace. "By her Majesty's command, "FORTESCUE. i' v ß e o a a r r e d a o Green u f t ho r r e i s e edt Cloth,o state that tn t h o 1847." tickets to view the Royal pictures by Winterhalter in St. James's Palace will be issued from the Lord Chamberlain's office after this day (Thursday) the 13th inst., and that on and after Monday next, the 17th inst., tickets may be obtained (in the same manner as orders to view the State apartments in Windsor Castle) upon application to— Messrs. Paul and Dominic Colnaghi, printsellers, No. 14, Pall-mall East Mr. Moon, printseller, No. 20, Threadneedle -street Mr. Mitchell, librarian, No. 33, Old Bond -street Messrs. Ackermann and Co., printsellers, No. 96, Strand. Among the visitors yesterday to view the Royal Pictures were, the Marquis of Headfort, Ormonde, and Cholmondeley, Lords Mahon, Northwick, Ashburton, Sydney, Effingham, Seafield, Colchester, Warwick and Braybrooke ; Ladies Plymouth, Dowager Wharncliffe, Forbes, Buckinghamshire, Shaw, Stewart, Thesiger and Disbrowe; Right Hon. Sir Stratford Canning, Hon. W. Bathurst, Miss Burdett Coutts, and Mr. Bailie, M.P. _ _ Her Majesty the Queen Dowager took an airing yes terday in a carriage. Her Majesty visited her Royal Highness the Duchess of Kent, at her residence, Cla rence House, St. James's. ller Royal Highness the Duchess of Kent, attended by Lady Augusta Bruce, dined with her Royal High ness the Duchess of Gloucester yesterday, at Gloucester House. Their Royal Highnesses the Duke of Cambridge and the Princess Mary visited the Duchess of Gloucester yesterday. The Baron de Cetto, Minister Plenipotentiary of his Majesty the King of Bavaria, by command of his Court, inspected yesterday the New Hall, Library, and Council Rooms of the Honourable Society of Lincoln's-inn. His Excellency was conducted over the building by Mr. Charles Purton Cooper, Q.C., one of the Benchers, and by the officers of the establishment. Mr. Wylie had an interview with Earl Grey yester day. Mr. Musgrave had also an interview with hi, Lordship at the Colonial-office. ASTLEY's AMPHITHEATRE. The attraction of the magnificent spectacle, The Bride of Abydos, continues undiminished, and we have had this week several novelties in the " circle." In this de partment the performances of " the Diamond of the Desert," a beautiful Arabian horse, are perhaps the most interesting. This beautiful and highly-trained animal is completely under command, and performs the most astonishing feats in leaping, running, and dancing. The Mexican Antipodean Artistes, too, are admirable in their gymnastic feats ; and Mr. Powell, who deli neated all the characters in " Pickwick," an a rapid courser at full speed, keeps the audience nightly in a roar. Messrs. Barry and Wallett are re-engaged as clowns, and Mr. Twist still continues his services, so that the comic force of the company is very great. THE CROPS. TO THE EDITOR OF TEE SUN. SlR—Having just returned from a visit to the north, I take the liberty of giving you the result of some ob servations that I have been enabled to make, on the state of the growing crops, and am most happy to say, that judging from their appearance at the present time, the tears ot the country may be allayed with regard to the produce of the forthcoming harvest. I never saw the young wheat more healthy in appearance, and the same will apply to the oats and barley. Late the season cer tainly is; but if we should, henceforward, have warm weatber, the time of reaping may probable not be pro tracted beyond the average season. It is generally said that a late spring betokens a fruit ful year, and I really think that the present appearance ot the growing crops promises a fulfilment of that saying I remain, Sir, your obedient Servant, London, May 12. S. M. GRAND CELTIC BALL.—The proceeds of this chari table effort, amounting to 4031. 19s. 11d., has been distributed by Lord John Russell, as follows :—Countess of Dunmore, for the Island of Harris, 50/. ; Lady Riddill, for Ardnamurchan, 501.; Mrs. M`Neill, for Cclonsay, 40/. ; Mr. Andrew Fraser, fur the Relief Committee, Fortwilliam, 251.; Rev. G. David son, for the neighbourhood of Latheron, Caithness-shire, 25/. ; Mr. MeCaskill, fur the neighbourhood of Talisker, 251.; Mr. Robertson, Kinlochmoidart, 251.; Mr. Lillingston, fur the neighbourhood of Lochalsh, 25/. ; Mr. Hugh M'Kenzie, Little Loch Broom. 25/. ; Mr. Rainy, Raasay, 251.; Mr. Mac donald, Glenadale, 251. ; Dr. Mackenzie, for the Scotish Pa triolic Society for improving the Condition of the Lower Classes, 251.; Dr. John Macleod, for the district of Morveu the balance), 381. 19s. 1 EPSOM RACES.—AII the preliminary authentic particulars connected with the Derby will as usual be given in Bell's Life in Lowdon, on Sunday, May 16. A Sixpence sent to Mr. Clement, jun., 170, Strand, will ensuro a copy by return of post to any part of England, Scotland, or Ireland. Bell's Life of May 9, which contained the explanatory chart of Newmarket Race Courses, can be had all this month of May. Bed's Life of May 23 will give a Lull report of the Fotir Days' Races, with a Portrait of the Winner of the Derby. ROBBERY OF POSTAGE STAMPS.—Yesterday in formation was received by the police that the house of Mr. Boar, stationer, Wimborne, had been plundered of 12,000 postage stamps, valued at SCI. DINNER TO HER MAJESTY'S MINISTERS. Vet r v ' l ' r 7- •7, ____ T ters and their ladies, and a distinguished eoinpany, at the Mansion-house. The banquet took place in the Egyptian -hall, which has seldom contained a more brilliant assemblage. At the upper end of the room was placed the beauti ful canopy of state, with its gorgeous gilded cornices anti scarlet velvet drapery, as used on the memorable occa sion of her Majesty's visit to the City to dine with the Corporation. Immediately underneath stood a lefty sideboard, on which was ranged a variety of solvent, flagons, and mos t cos tly pl ate , s il v er gilt. From the top table three others stret c h e d a t right-angles the entire length of the room, di sp l ay i ng a l so a profusion of plate. Covers were laid fir about 200. On the Lord Mayor's right sat Lady John Russell, the Marquis of Clanricarde, the Countess of Clarendon, the Earl of Clarendon, the Countess Grey, Earl Grey, the Earl of Auckland, Viscountess Palmerston, Vis count Palmerston, Lady Stratbeden, Lord Campbell, Lady Grey, Sir George Grey, Lord Dudley, Lady Mary Wood, Sir Charles Wood, Miss Hobhouse, Sir J. C. Hob house, Mrs. Labouchere, Mr. Labouchere, Mr. G. S. Byng, Mr. Sheil, Mr. E. Stanley, Mrs. Fox Maule, Mr. Fox Maule, Mr. T. M. Gibson, Lady Adam, Vice-Ad miral Sir C. Ada m , L a d y E . M oreton , Admiral Dundas, Lady C. Berkeley, Captain Berkeley, Sir J. Melly. Bart., Sir W. Somerville, Mr. B. Hawes, M.P.; Mr. Ward, M.P.; Mr. Gibson Craig, the O'Conor Don, Mr. H. Rich, M.P. On the left sat the Lady Mayoress, Lord John Russell, Mrs. Cobden, the Mar quis of Northampton, the Countess Fortescue, the Earl of Fortescue, Miss arroll, the Duke de Melfort, Lord Edward Howard, Viscountess Ebrington, Lord Lang dale, Lady Langdale, the Vice-Chancellor of England, Lady Sbadwell, Lord Marcus Hill, Lady Marcus Hill, Mr. Baron Alderson, Major-General Sir Harry Smith, Lady Smith, the Cursitor Baron, Mrs. Bankes, Sir W. Molesworth, Lady Molesworth, Sir Edward Buxton, Bart., Lady Buxton, Sir F. Booth, Lady Rothschild. Sir A. Rothschild, Lady M'Taggart, Sir J. Meraggart, the Attorney-General, Lady Jervis, the Solicitor-Genet ral for Scotland, Mrs. Maitland, the Governor of the Bank of England, Mrs. Robinson, the Deputy-Governor of the Bank of England, Mrs. Morris, the Chairman of the Hon. East India Company, Mrs. St. George Tucker, Lieutenant-General Sir James Lushington, Mrs. Rooke, the Lord Mayor of York, Mrs. Hudson, Sir Moses Montefiore, Bart., Major-General Fox, Mr. Masterman, M.P., Mrs. Chaplin, Mr. Chaplin, Mr. Jones Loyd, Captain Banbury, M.P., Mr. A. Hastie, Mrs. Maberley, Colonel Maberley, Mr. John Irving, Mrs. John Wood, Mr. Wyse, M.P., Baron Mayer de Rothschild, Mr. A. Milne, Mr. Macgregor, Mrs. D. Salomons, Mr. D. Salo mons, Mrs. John Walter, Mr. John Walter, jun., Ma dame de Hoffschmidt, Count de Hoffschmidt, Sir I. L. Goldamid, Bart., Lady Goldamid, Sir H. Nicolas, Lady Nicolas. Sir G. Pocock, Lady Pocock, Sir C. Napier, Capt. Carroll, Mr. Whitnall, Mr. Cox, Mrs. H. Smith, Mr. H. Smith, Miss Tilleard, Mr. J. Wood, Mr. Laurie, Mr. Maitland, Mr. Maitland, jun., Mr. Pidgeon (trea surer of Christ's Hospital), Mrs. Pidgeon, Mr. H. Pidgeon, jun., Mrs. H. Pidgeon, the Mayor of Exeter. the Rev. J. Philpott, Mrs. Huth, Mr. Huth, Mr. P. Laurie, Mr. Hill, Mr. Mitchell, the Rev. F. Astley, Mr. Dobie, Mr. Bond, Mr. Kemp, Sir C. Hunter, Lady Hunter, Alderman Lucas, Alderman Sir P. Laurie, Mrs. P. Laurie, Miss Farebrother, Mr. Alderman Farebro ther, Miss Dettmar, Alderman Sir W. Magnay, Miss Magnav, the Recorder, Mr. Alderman Wood, Mrs. Wood, Mra. Hill, Alderman Sir J. Duke, Miss Hunter, Mr. Alderman Hunter, Mrs. Sidney, Mr. Alderman Sidney, the Chaplain, Mrs. Mirehouse, Mr. Alderman Thompson, Mrs. Rooke, Mr. Alderman John son , M r . Alderman Hooper, Mrs. Hooper, Mr. Alderman Farn combe, Mrs. Musgrove, Mr. Alderman Musgrove, Mrs. Hughes, Mr. Alderman Hughes, Miss Hughes, Mr. Al derman Moon, Mrs. Moon, Mr. Sheriff Kennard, Mrs. Kennard, the Town Clerk, Mrs. Merewether, Mrs. Challis, Mr. Sheriff Challis, Mrs. Brown, the Chamber lain, the Common Sergeant, Mrs. Tyrrell, the Remetn hrancer, the Controller, Mrs. Saunders, the City Soli citor, Mrs. C. Pearson, Mr. Commissioner Harvey, Mr. H. Ainsworth, Mrs. Allison, Mr. Allison, Mr. Chad .vick, Miss Congreve, Mr, C. Whiting, Mr. Cubitt, Mr. Dakin, Mr. Blades, Mr. Sidney Whiting, Mrs. Baron, Mr. Baron, Mr. Cobden. Mr. Under-Sheriff Baylis, Mr. Deputy Evans, and gr. Under-Sheriff Tilleard did the honours at the lower nd of the three tables. The dinner, which did great credit to the caterers, was ;rovided by Messrs. Ring and Brymer, of Cornhill. The following was the bill of fare : Turtle and iced punch. Salmon, turbot, fried fish, &c. Side-board—Petit PlitC:s. Chickens, capons, turkey poults, larded ; hams and tongues, ornamented ; ribs lamb, raised ornamented pies, 'Aster salads, prawns, Chantilly biscuits, orna• :vented trifles, noyeau and maraschino jellies, pine, strawberry, and Italian creams ; Genvoise pastry, Swiss end Venice merargs, Chantilly tartlets, creamed tarts, Nesseleode puddings, plovers' eggs, &c. Removes—Haunch mutton, chine mutton, sirloin beef, currant jelly, &c. ; ducklings, goslings, leverets, turkey poults, pea fowl. Desert—Hothouse grapes, apples, strawberries, orarges, pears, dried fruits, Savoy and almond cakes, mixed cakes, brandy cherries, preserved ginger. Ices—Pine, raspberry, strawberry, — orange, &c. The Rev. Mr. COBDEN (Chaplain to the Lord Mayor) said grace before dinner. After the removal of the cloth, " Non Nobis" was chanted by Messrs. Hobbs, Francis, Gray, Stevens, Machin, and Bradbury, with Master Bannister, who attended as vocalists. The LORD MAYOR, in proposing the first toast, said— My Lords, Ladies, and Gentleman,—Surrounded as I am by so distingui s h e d a compan y, I am quite certain there can be but one pervading sentiment—that of devoted loyalty and affection to our Sovereign. I have, therefore, the honour to propose to you the health of three, followed b t:ehrerreMignostmGaryacious Majesty the Queen;" most heartily wishing that, under the blessing of Divine Providence,. The LORD MAYOR next gave the health of that illus trious The LORD MAyoa lady " the Queen - " who by her manifold Dowager, virtues enjoyed the ybethleonngatainondalpraonstpheermou.)s.—(Three times people. "the Health of his next roosed. Royal Highness Prince Albert , Albert Prince of Wales, The LORD MAYOR, and the rest of the Roy l F ily " which was drunk good opinion of the entire British with all the honours, and a was am folle ' wed by a glee. 1 Navy," paid a marked compliment pPlriompeonatiatgo b"isthdeisAtirnaaguyisahnetdl guest, Sir H. Smith, for his gallant services in India. He felt it wholly unnecessa y i to advert to the bravery which enhanced the value of a gallant officer who had r f ht so nobly.—(Loud and long-continued cheers.) Itt oug s not bravery alone they had to admire, it was the s w ag a acity which never forook him in the most tryi ng troops did he deserve the tribute which had been paid to him by the hero of Waterloo, when he said that " in case of any emergency there was one man who could be depended upon."—(Loud cheers.) The oration over which he corp emergencies—(Cheers) — an d e h r i g s e n - c i e s —(Che e tenfold.r s )— vir a n e 1 1 had the honour to preside had not been unmindful of the deeds of the Gallant General • for very soon after the intelligence of his victories they had voted him the free dom of the City in a gold box, which he hoped on an early day to present to him.—(Cheers.) He begged to give the " Hero o f Aliwall and the Army," and " Sir C. Adam and the Navy.—(Drunk with all the honours, amidst load and continued cheering.) Sir H. SMITH, in acknowledging the compliment, said —My Lord Mayor, and this august assembly. in the name of that gallant army to which I am proud to be long, I thank you.—(Cheers) The present Commander• in-Chief needs no encomium from me, or indeed from the world. The Duke of Wellington stands alone, proudly pre-eminent.—(L ou d cheers.) For myself, my Lord Mayor, allow me to say, little could I be aware, when forty-two years ago I joined the army, that I should ever ascend to the elevated position in which I now stand before you and her Majesty's Ministers ; but, born under a free and glorious constitution, I have risen dLhooforndroulrou, my progressively, I may say, by the power of circumstances and my own industry.—(Loud cheers.) To have re ceived the distinctions her Majesty has thought it right to bestow on me, to have been thanked by the two Lloeses of Parliament and by the Court of Directors, and to have received the civic, honours of this great and mighty city, having yesterday been elected a member of the Worshipful Company of Goldsmiths, are honours a soldier may indeed well be proud of. I assure you they are duly appreciated by me.—(Loud cheers.) My Lord, I have fortunately served long under his Grace the Duke of Wellington, and . any . man with moderate mental re sources, who has disciplined his mind to coolness and self-possession, will, on the occasion of great difficulties and dangers, find the advantages of such experience rise to his aid. That experience . I derived from the Duke o f wellington.—(Cheers.) If I have been fortunate enough to render any service to my country, it is be cause I served in his school, and, I will say, endeavoured to imitate that great commander.—(Loud cheers.) I builtcou dwell on the merits of the Duke of Wellington does not become me to say more than to express ' my fervent wish that long life may attend him —that be maywhat l you ivet have a teach e youngeren kind enoughoffi c e officers t t aso h mo a sl ndasyitemi soldiers, ,msheaaolfftrieet after all, been,becomi in designating me the hero of Ahw all. — (Cheers.) I am deeply indebted to Lord Hardinge . and Lord Gough for the eminent position . they assigned to me, and good dd ftohretgucnoenfitor bleinthgan t et i o( e lu n t c l 1 ni e e a t gi h lad e l y .l .....a r n( e te r s o ho s el e de d irea i r. n ; m w l e hto ; 1 ni b s t . i i ttthle was m fight our battles, and . to you, thank taught y ou andby y h o e u r my f air countrywom'en I will say they are indebted for much of the gallantryth'ey from infancy that bravery is the first virtue of the sol dier.—(Loud have been kind exhibit in the field—(Ch . eers)— , fair country women I will only add,—since ' None but the brave deserve the fair," • may I continued to deserve h the weed of your approba tion.—(Loud cheers.) s e only apprehension I have is that when called on next to stand forth in the defence of de Majesty'si e t r u '— gh ( L t o° Ministersuc confer nf cheers.)eron or me,llt the my country, I should fall short of the encomiums you have so recently and so amply heaped on rne.—(Cheers.) Sir C. ADAM, in an effectiv e speech, returned thanks on the part of the navy, amidst loud cheering. The LORD MAYOR then rose and said—The toast I shall now offer to you is one of paramount interest on this occasion. I have the honou r to be surrounded by the Premier of England and her Majesty's Ministers. — (Loud cheers.) lam sure I need scarce l y observe t h at those who are intrusted with the management of the important affairs of this great nation carry upon their shoulders, at all times, a great load of anxiety. Even if everything should go as smoothly as the best wishes of th e country could. desire, still th e mu l t i tude of impor tant affairs in which they bear so large a co nce rn must naturally entail a pr essur e of solicitude sufficient, well nigh, to overwhelm ordinary mi n d s. But the ord i nary anxiety of office has, in these days, been painfully g :ravated by the visitation of Divine Providence pecu - Mayor to propose to lisrly affecting the sister kingdom and part of Scotland. City of Lond , n."—( - ors.) I t‘')t t• , -ur ettenti.i? themselves to relieve, as tar as was in their power, the misery and destitution under which Ireland more espe cially has, unfortunately, been labouring.— (Cheers.) They had the boldness at once to come to Parlia ment and ask for a liberal supply of money to meet the exigencies of the case. This was granted to thesa in the most unhesitating manner, while its administration has beeen marked by the greatest discretion, and, I be lieve, success.—(Cheers.) But, notwithstanding all the difficulties of their position, her Majesty's Governm. nt have not been unmindful of the improvement of the moral and social condition of the poor, by extending to them the benefits of education.— (Cheers.) On this tic count alone her Majesty's Ministers deserve well of too country; and I believe the country will do them justice in that respect.—(Cheers.) The citizens of London are favoured very much in having for one of their repre sentatives the Premier of England.—(Loud cheers.) They are proud of their distinguished representative— (Cheers)—and the Noble Premier, I have no doubt, will carefully watch over the interests of this great city.— (Cheers.) His public career has not been a short one; his public services are well known; they are identified with the history of the country—l need not now allude to them—while his private virtues have endeared him to all who know him.—(Loud cheers.) lam quite sure that he and her Majesty's Ministers have only one ob ject in view, namely, to contribute, how they best can, to promote the prosperity and glory of this great empire. —(Loud cheers.) I therefore give as a toast, with all confidence that you will duly honour it, "The health of Lord John Russell, the Premier of England, and the rest of her Majesty's Ministers." The toast was drunk upstanding, with all the honours, and great cheering. Lord J. RUSSELL, in rising to respond to the toast, was received with loud cheers. His Lordship spoke as follows:—My Lord Mayor, I beg, in the name of my colleagues and my own, to return you most grateful thanks for the honour that has been done us in drinking our healths on this occasion. You have most truly ob served, that the task we have to perform is one that brings with it great anxiety. It is one that has not as sociated with it the brilliancy of achievements like those of the gallant hero (Sir H. Smith) and the distinguished men in the other service of the Queen. Our anxieties are constant; and, in adverse times, our exertions cannot be accompanied with uniform success. It is our wish, how ever, to endeavour so to act that we may enable the country to have all the advantages which she can receive from the administration of sound measures applied in due season.—(Cheers.) When I say this I do not wish to enter into any controverted topics of politics, which are always out of place in assemblies of this kind. But let me say with respect to the measures we have pro posed, that they have met the general and unanimous as sent of Parliament. Before it pleased Providence to visit this country with the present affliction it appeared to the Parliament of this country that the course to be pursued was to give greater freedom of commerce-- greater freedom of entry and of export—freedom to come in and go out, to diminish restriction, and to facilitate in tercommunication. Such was the general sense of Par liament, with scarcely discussion, certainly without dis pute. In so doing we could not expect—no man could expect—that the calamity with which we have been afflicted would be at once overcome, as though we could reverse the decrees of Providence; such power is not given to man. But it was an endeavour, by the applica tion of those principles which we believe to be sound, to alleviate the misfortune as far as it was in our power.— (Cheers.) Let me say that there is another mode which does not depend upon legislation—which does not de pend upon Governments—but which yet, in this time of dearth, has a greater influence in alleviating the pressure of public calamity than those who look merely to the details of measures would believe to be possible;—l mean that, while on the one hand we ought to favour as much as possible a free admission of the greatest quan tity of food into the country, so likewise it is the duty of every master of a household to economise as much as possible the food we have.—(Cheers.) While the labour ing classes and the poorer orders of society have the greatest difficulty in providing for the daily subsistence of themselves and their families, it is the duty, I say, of every master of a household to do what in him lies that that calamity shall not be aggravated by his own waste. (Cheers.) And while I state that to be a general duty I am happy to say that the highest head of a house hold in this kingdom—her Majesty the Queen—has directed that in her own household the utmost economy should be used in the consumption of every article of food.—(Loud cheers.) There are other matters con nected with this subject—not matters of government or legislation—but which, standing as I do before you and this company, I cannot overlook. The calamity which has visited our brethren in Ireland and part of Scotland has called forth, in a most remarkable degree, the sympathy and the benevolence of those in the more favoured portions of the United Kingdom.—(Cheers.) They have distressed themselves in order to come with relief to those who were entirely deprived of the means of subsistence ; and among those who in this country have been foremost in coming to the assistance of our brethren in Ireland, adding largely to the very liberal and munificent subscriptions that have been made, I will venture to say that none have surpassed those whom I have the honour to call my constituents, the merchants of all classes in the city of London.—(Cheers.) But this spirit of charity and benevolence has not been con fined within this city, or within the limits of the United Kingdom. lam happy to say that day by day we re ceive the intelligence that those who sprang from the same origin with ourselves have a fellow-feeling with us in our prosperity and adversity.—(Cheers.) The Con gress and people of the United States of America have shown their deep sympathy for the misfortunes under which parts of this United Kingdom have been:suffering, owing to the failure in part of the food of the people.— (Cheers.) I rejoice in this manifestation of sympathy and philanthropy. It shows that no remoteness of dis tance—no diversity of institutions—no records of sepa ration, even though written in bloody characters—have obliterated that sympathy which a people sprung from the same stock with ourselves feel for us, recollecting that they speak the same language, that they read the same authors, that they acknowledge the in spiration of the same sacred truths, that they read and revere the precepts of the same religion on the banks of the Hudson and the Mississippi in the same book with us on the banks of the Thames and the Shannon.—(Loud cheers.) I rejoice that they have shown this enlarged spirit of charity and liberality, and I am sure that, whatever may be the misfortunes of the pre sent crisis, it is among the consoling circumstances of our lot that it will tend to unite these two nations in bonds of brotherhood in time to come.—(Loud cheers.) Ex pressing these sentiments, I will not deny expressing them for the purpose that our brethren in America may know that one who has the honour of holding high office in her Majesty's councils, is deeply affected by the sym• pathy the people of the United States have shown, allow me to add one word with regard to the present circum stances of this country. I do not mean to hold out any flattering hope that we are suffering from a misfortune of a mere temporary character. The extreme dearness of the main articles of food in this country, the dearness at the same time of a great staple of our manufactures, and other circumstances concurring, must entail upon this country for a considerable time great difficulty, and perhaps considerable suffering. Ido not think it would be either wise or manly in us to shut our eyes to the greatness of our difficulty. But I do trust that by a combination of all classes in this country—by that ab sence which I am proud to acknowledge of any wish in any party to embarrass the Executive Government of the country. by the general desire of the Legislature to meet the difficulties and calamities as they arise, according as their understanding and feeling show them what is best to be done—by that spirit which animates our warriors on the plains of India, which enables our men to encounter the enemy in the most sultry climates, which enables our forces at the same time to meet every rigour and every difficulty—l do trust that by the power of that same spirit, in humble confidence in the Almighty, these diffi culties will be overcome, and that the prosperity and glory of this nation will be preserved.—(Loud cheers.) I give you, my Lord Mayor, as a toast, " The health of the Lady Mayoress." The Noble Lord sat 'down amidst loud cheers, and , the toast was drunk with all the honours. The LORD MAYOR, having acknowledged the compli ment, proposed "The House of Peers," which was re ceived with three times three, and appropriately re sponded to by the Ma rqu i s o f N ORTHAMPTON. " The. House of Commons" was next toasted. Sir C. NAPIER returned thanks. The Marquis of CLANRICARDE proposed " The health of the Lord Mayor," and highly complimented him for the many public an d private virtues he possessed, and the splendour of his hospitality. The toast was received with all the honours, and ap propriately a c k now l e d ge d b y hi s LORDSHIP. The following toasts were then drunk:—" The At torney-General and the Bar of England" (acknowledged by Sir J. Jervis); " The Representatives of the City of London" (acknowledged by Mr. Masterman); " The Magistrates of the City of London" (acknowledged by Mr. Alderman Lucas). Lord PALMERSTON then rose, and said:—The Lord Mayor has been kind enough to permit me to give a toast which I am persuaded will be received with the greatest satisfaction by everybody here present —a toast indeed, of the greatest and deepest interest, not merely to the happiness of this great city, but to every one who lives in the country in which it has been our lot to be born, and I may, without exaggeraticn, say, fraught with interest to the whole of the civilised world. The toast which I wish to propose is—" Prosperity to the City of London,"—(Loud cheers)—prosperity to that great city which is the source of wealth to the whole of this empire—which is an example to all that live within the realm, and which by animating the commercial rela tions of every country in the world conduces to the hap piness of the nations and to the progress of universal civilization.—(Cheers.) It is the peculiar character of the days in which we live that the merits and advantages of commerce are duly appreciated by all. In earlier stages of civilization men looked with admiration to the ex ercise of power,—power employed in conquering and subjugating their unoffending neighbours; but in pro portion as intelligence has been diffused , and as civilization has advanced, men have been led to think that the increase of commercial enterprise, the advance of commercial prosperity, is one of the objects most deserving of the attention and of the cares of mankind. _(Loud cheers.) Men are now well satisfied that the glory of a country consists, not in overthrowing the liberties of their neighbours, but in diffusing those prin , ciples of commercial intercourse which are the great foundations of international peace.—(Cheers.) Men are satisfied that commerce is the great foundation of peace, and that peace htt,,rds the surest and only p rotect i on to com merce. (Loud cheers.) Viewing, the commerce,therefore, this grea t city of London as the met ropo li s of and therefore the sanctuary of the liberties of the world, I feel proud in having been permitted by my Lord you, as a Timid and toast, " Prosperity to the continued cheering-) t ; vi Lilt! Litt ;k 1173 believea they were at nil times ready to give every possible assistance to the Governtritnt and to the mer ean:lle interest. Certainly of late there had been rath. r a pre,sare upon that establishment, and he was sure they would exercise all the liberality they could, con sistently with the pruicuce it was their duty to ob serve, The GOVERNOR of the BANK returned thanks. lie sincerely hoped the manner in which the directors or the Bank of England had done, and would continue to do, th e i r duty, would meet the approbation of their fellow-citizens, and conduce to the welfare of the country.—(Loud cheers.) Sir H. SMITH proposed the next toast—" The C hairtnat l , and Deputy-Ch a i rman of the Hon. East India Company." He felt proud in being the servant of one of the most extraordinary companies that ever existed ; originating in a few individuals, the great victory of Assaye ren dered them at once an important body; and now, under the protection of her Majesty and her Ministers, they had a mighty empire under their sway, with enormous resources, and au army whose fidelity remained proof to all temptation; and which no foreign power would ever be able to overcome.—(Cheers.) The CHAIRMAN of the East India Company having briefly respended to the toast, the health of the Sheriffs was given, and the company retired to the drawing. room ; and, after partaking of coffee, left the Mansion - house shortly after midnight, greatly delighted with the splendid hospitality of the Lord Mayor and Lady Mayoress. PARLIAMENTARY DIVISIONS. (From the Votes and Proceedings of the House of Commons.) WEDNESDAY, MAY 12. PIOUS AND CHARITABLE PURPOSES BILL. Order for second reading read ; Motion made and Question proposed, " That the Bill be now read a second time :" Amendment proposed, to leave out the word " now," and at the end of the Question to add the words " upon this day six months :"—Question put, " That the word now' stand part of the Question." The House divided:— MINORITY—AYES, 20. Acland, T. D. Christopher, R. Jermyn:Earl Adare, Viscount Dickinson, F.:11. Newry, Viscount Arundel, Earl of Duncan, George Russell, J. D. Austen, Colonel Granby, Marquis of Smythe, G. Balfour, J. M. Hanmer, Sir J. Bellew, R. M. Heathcote, Sir W. TELLERS. Browne, R. D. Hervey, Lord A. Manners, Lord J. Browne, W. Hope, Alexander Clive, Viac. MAJORITY-NOES, 166. Gibson, T. M. Ogle, S. C. Gisborne, Thomas Paget, Colonel Gladstone, Captain Pechell, Captain Gore, Robert Perfect, Robert Goring, C. Pigot, David Goulburn, Henry Powell, Colonel Greene, Thomas Prime, Richard Grey, Sir G. Pusey, P. Grogan, E. Rashleigh, W. Grosvenor, Earl Ricardo, J. L. Hall, Sir Benjamin Rice, E. R. Ralsey, T. P. Richards, Richard Hamilton, W. J. Romilly, John Hamilton, Lord C. Round, John Hatton, Captain V. Russell, Lord C. Heathcote, G. J. Rutherford, A. Hill, Lord E. Seymour, Lord Hinde, J. H. Sheppard, T. Hodgson, B. Sibthorp, Colonel Hope, Sir 1. Smith, A. Hoskins, K. Smith, R. V. Howard, C. W.G. Somerville, Sir W. Hudson, G. Spooner, Richard Hughes, W. B. Spry, Sir S. Hussey, Thomas Stenstield, W. R. Inglis, Sir R. Stanton, W. H. James, William Stuart, John Jervis, Sir John Strutt, Edward Jocelyn, Viscount Sutton, Henry Johnstone, Hope Talbot, C. it. Jolliffe, Sir W. G. H. Thesiger, Sir F. Langston, J. H Thornely, T. Law, C. E. Thornhill, G. Lawson, Andrew Tollemache, J. Lefroy, Anthony Tower, C. Legh, G. C. Trotter, John Lennox, Lord G. H. Trotter, John Lindsay, Colonel Turner, Edmund Loch, James Turnor, C. Lockhart, W. Vane, Lord H. Lowther, lion. Col. Verner, Sir W. Lygou, General Vyse, H. Macaulay, T. B. Vyvyan, Sir R. It. Mackenzie, T. Waddington, H. S. Maitland, Thomas Walker, Richard Manners, Lord C. Wawn, J. T. Marshall, William Williams, W. Marton, G. Winnington, Sir T. Mauusell, T. B. Wodehouse, E. Meynell, Captain Wood, sir Charles Miles, Philip W. S. Wood, Colonel T. Miles, William Worcester, Marquis Micelle, Henry Monahan, J. H. Morpeth, Viscount Mundy, E. M. Newdegatc, C. N. Acland, sir T. A'Court, Captain Aldazu, William Arehdall, Captain Arkwright, George laagot, William Bailey, Joseph .W. Bain% Walter Baldwin, Barry Bateson, Thomas Bennet, P. Beresford , . . Maior Berkeley. Craven Berkeley, Captain Blackburne, J. I. Blackstone, W. S. Boldero, H. G. Bowring, Dr. Bramst;n, T. W. Brotherton, Joseph Buck, L. W. Buller, Edward Buller, Sir J. Y. Busfeild, W. Carew, W. H. Pole Cavendish, G. H. Clay, Sir W. Colvile, C. R. Coote, Sir C. IL Copeland, Ald. Corry, Henry Craig, W. G. Crawford, W. S. Dalrymple, Captain Denison, J. E. Dennistoun, J. D'Eyncourt, C. T. Dick. Q. Diveit,Edward Douglas, Sir H. _ . Douglas, J. S. Drummond, H. Buncombe, 0. Dundas, Sir David Egerton, W.T. Eseott, Biekhain Estcourt, T. G. Evans, WWl= Perrand, W. B. Finch, George Forbes, Witham Forester, G. C. Forster, Matthew French, F. Frewen, C. 11. TELLIES. Tufnell, Henry Rich, Henry Fuller, A. E. POOR-RATES (IRELAND) BILL. (IN THE COMMITTEE.) Motion made, and Qaestion proposed, " That the Report be now received:"—Amendment proposed, to leave out the word " now," and at the end of the Question to add the words " upon this day six months :"—Question put, " That the word ' now' sta n d p ar t o f t h e Q uestion :" The House divided:— MINORITY-AYES, 55. Anson, Colonel Frewen, C. 11. Pendarves, Edward Arkwright, G. Gore, Robert Russell, Lord E. Armstrong, Sir A. Grey, Sir G. Rutherfurd, A. Arundel, Earl of nestle, Archibald Somerville, Sir W. Berkeley, Craven Hay, Sir A. Strutt, Edward Berkeley, Captain Hill, Lord Marcus Thornely, T. Bouverie, E. P. Hoskins, R. Trelawny, J. S. Bowes, John Howard, P. H. Tulhell, H. Brotherton, Joseph Jervis, Sir John Wakley, Thomas Busfeild, William Labouchere, Henry Ward, H. G. Cowper, W. F. Mackinnon, W. Watson, Henry Craig, W. G. M'Carthy, Alex. Wawn, J T. Dawson, T. V. Maitland, Thomas Williams, W. T)ivett, E. Mitcalfe, H. Wood, Colonel T. Duncan, George Mitchell, T. A. Wyse, Thomas Dundas, Admiral Monahan, J. H. Dundas, Sir David Napier, Sir Charles TrISICIS. F.scott, Bickhain Newry, Viscount Crawford, W. S. Fielden, John Parker, John Bowring, Dr. Fox, C. R. Pattison, James MAJORITY—NOES, 81. Archdall, Captain Gladstone, J. N. Prime, Richard Baillie, William Goring, Charles Rashleigh, William Baldwin, Barry Goulburn, Henry Rendlesham, Lord Barrington, Viscount Granby, Marquis of Repton, G. W. J. Beckett, William Greene Thomas Richards, Richard Bennet, Philip Gregory ,W. H. Round, C. Beresford, Major Grogan, Edward Round, J. Blackstone, W. S. Halsey, T. P. Sheppard, T. Boldero, H. G. Hamilton, Lord C. Sibthorp, Colonel Borthwick, Peter Hill, Lord E. Spooner, Richard Brisco, M. Hodgson, Richard Stuart, Henry Buckley, Edmund Holmes, W A'Court Stuart, J. Bunbury, W. Hope, Sir J. Thornhill, G. Carew, W. P. Hudson, George Tollemache, John Christopher, R. A. Hussey, T. Trevor, G. Copeland, Alderman Ingestre, Visct. Trotter, John Corry, H. Jocelyn, Viscount Verner, Sir W. Cripps, William Jolliffe, Sir W. H. Vyse, H. Duckworth, Sir J. Law, Hon. E. C. Waddington, H. S. Duncombe, A. Lefroy, A. Wall, C. B. Duncombe, 0. Lindsay, Colonel Wellesley, Lord C Egerton, W. T. Mackenzie, T. Winnington, Sir T. Entwiste, William Mackenzie, W. F. Wodehouse, Edmund Ferguson, Sir R. Maxwell, Hon. J. P. Worcester, Marquis Ferrand, W. B. Miles, P. W. S. Forbes, W. Mundy, E. Miller TELLERS. Fuller, A. E. Neeld, Joseph O'Brien, A. S. Gisborne, Thomas Northland, Viscount Young, John THE UNITED STATES. LIVERPOOL, WEDNESDAY. The following commercial advices reached Liverpoo' ;o-day, via Havre:— NEW YORK, APRIL 21. The accounts per Cambria, arrived last evening by telegraph from Boston, advised a fall of 245. per quarter in Indian corn, and a decline in flour, in the markets in England. Freights in New York—Cotton, to % ; Flour, 4s. ; Grain, 12d. to 13d. Lower ra t es have been accepted, but they were firm at the above quotations, and looking up on the 21st. Cotton—Market without change; sales small, but prices well maintained. • --- Flour—The receipts down the Hudson are light. The de mand good, and prices improving, with a disposition to pur chase largely at improved rates, for future delivery. Michigan and Ohio, 7 dolls. The. to 7 dolls. 87 1 4 c. ; Troy, 7 dolls. 87 1 ,4 c. to 7 dolls. 93c.; Gennessee, 7 dolls. 87 1 ,4 c. to 8 dolls. Indian Corn— Southern, 100 to 101; Northern, 101 to 103. Exports from New York from April Ist to 20th—Flour, 76,632 brls. ; Corn, 869,528 bushels; Wheat, 35,117 bushels; Rye, 22,133 bushels; Barley, 5,361 bushels; Oats, 40,954 bushels. Provisions—Pork higher, 13 dolls to 15 dolls.; new prime mess, 13 dolls. 50c. to 16 dolls. 50c. Beef, fine, 25 dolls. Exports from Ist to 20th of April—Beef, 2,034 brls. ; Pork, 3,833 brls. ; Lard, 11,062 kegs. Salt—Arrivals large; but no change in price. Sugar—Market dull. Exchange—Little done in foreign, but the market is very firm. Bills on Loudon, 5% to 6 per cent. Paris, sf. 40c. to sf. 42c. HEALTH OF THE KING OF HOLLAND. THE HAGUE, MAY 9. •' The improvement in his Majesty's health continues, so that no further bulletins will be isasued. " P. F. G. EVERARD, M.D. "BECKERS, M.D." MAY 10. We are happy to announce that in consequence of the recovery of the King's health, not only no more bulletins will be issued, but that his Majesty walked out to-day. ADULT DEAF AND DUMB SOCIETY. —Yesterday the fifth annual meeting of the friends and subscribers to the above institution. was held at the Freemasons' Ta c z a r i n r . His Royal Highness the Duke of Cambridge in the vsuepnpoor,rt3eicl.p..polfndaußoi_b?.escirt., Gros venor, by l th L e ab E ou a c r h l e o r f e, E E in sr, h H am . Simpson, the secretary, having been offered up, Mr. J. Hansard, Esq., and a great number of clergymen. Prayers read the report, which stated its objects to be the amelio ration of the condition of the adult deaf and dumb, by relieving their immediate necessities with money, food, and clothing, and also to receive into the institution youths of both sexes, who are educated, clothed, and instructed society etbyeeisn still be i indebted to their treasurer in 2001. Th e in trades. There are now twelve males and eight f ema l es in the establishment. The receipts for th e year were Bd., J. an A ti . a ßu le r g g a e c s y s, of E 84130.0,1., butn which o h had be queathed G. by th l ed s report was adopted. Amongst the subscriptions of the day were, the Royal Chairman 301. towards the general to 20 , . to the building f un d ; Earl of Effingh expenses, and contributions, which amounted - am 201., and oth er about 2001. The thanks of the meeting were voted b y acclamation to the Noble Duke for his presidency and support of th ' ing broke up. e society, when th e meet - MILITARY PRISON AT `WIN is i • DSOR.—A ne w pri s on n comse of erection, near the cavalry barracks at S 'ft I, intended as a pl ace of punishment for offending p a soldiers ' in garrison at Windsor, instead of sending them to the Peni tentiary, as heretofore. The new prison will contain eight solitary cells, and a spacious yard for occasional exercise, or the "hard labour" ordered by sentence of court-martial. WALKING INTO A TRAP.-011 Saturday night, a woman, named Isabella Heap, succeeded in stealing a ae and hankerchief from one of the shops of Mr. Norman, l', 7,_ . broker, at Blackburn. She took them to another oriur arks on them. Norman's shops, with the tickets and privatem . She was immediately given in charge to policeman, was a ..— Mancha/0 brought up on Monday, and committed f or trija Guardian. S li N 3 2 *. - 0 ••*0 ‘, A.M. LI T EIIA:F U ti llE lL4 . 7.. ii ,r -; : 13 - : :; ! - , : " .1; t :!1 . zr ,,, I . ,t z 1 ~ /A, - -, " the ay.-rdg c:11,,,1, ..u. ‘ ...,Z.LJI, IL:U1.111ZiLl 1 _ --..,...- .• our colonial empire. 1 rt, : r I gr. THE BANKERS ,LAGAZINE. What the o pi n i on of this commercial organ is upon the notorious currency scheme of 1544, upon the impolicy of which we have latterly been so frequently 'inveighing, may be gleaned from the subjoined paragraph:— " Well, the railway mania has subsided, but a fresh cause of disturbance has supervened. A famine in Ireland has compelled us to be beivy buy ers o f foreign grain, and conse quent exporters or bullion. A million or two have left the any!, behold, the Act has been trying screw, under the new principle, drove the tii, rabway com 'riot tilsi tun& of the eis'ffebr i e n t'nig :l ii l l e ' '3 uAl3l:,:ar:l:dki";l;netoetxheeir:'n:':ct, a borrower at five per pang cent., and caused the banks to restrict their advances. The public funds have sunk in principal value already some eighty millions sterling; the minimum r..te of discount has been elevated to panic-point; do. bt and discredit are spread ing from the centre of oisturbance, like a circle in the perniciou s P ee l-L oyd water; pressure has commer , c , ed ; and, in th e conviction of thousands, panic is at hand . ht Hon. B aronet, h, had the cool sulf-com nc the Member for Tamwort are o f t h t e ha co t n t s h e e q o u r e r v e i s h iocfhtlie the n i ~ T t h h e o o a r e y ; avainst the recur ,h the other evering in the H ouse of Commons was our only safeguard e only safeguard ? A s et e ic o y f to a te fi l a l a u n s a o ia n l ly c ' risis. l P re lac nc maincoask a prevention against shipwreck on the well might we designate a reef of sunken breakers as THE MIRROR. The Mirror of this month opens with an admi rably written critique on " Tancred," in which the writer has solved the riddle as to the meaning of this dazzling work, which has puzzled all the critics. "Itis a joke in three volumes." The writer of this notice is evidently one who has lived in the East, and studied the habits, manners, and customs of the Orientals, and it-would be well for Air. Disraeli that he should attend to the suggestions which this writer offers to him. The following passage is well worth his serious attention. It opens up to him a field, in which he may reap perennial laurels. "On one point we strongly sympathise with the writer ; we allude to the earnest solicitude he feels for the emancipation of the Jews throughout the world. This is a feeling which does him honour. From the re spectable position he occupies, it is gratifying to behold him descend, even in the pages of fiction, to hold com munion with the humble Israelite in Hounsditch who, surrounded with the noise and turmoil of this world's business, celebrates there the traditional Feast of Taber nacles. No passage in the whole work has touched us like that. With your Tancreds and Fakride...lis, with your Dukes of BeHimont, your Sidonias, and Lords Eskdale, we feel no sympathy whatever ; but with the humble Jew, who, in conformity with the practice of his forefathers, and in obedience to laws which he still be lieves to be divine, purchases his willow boughs, and builds his simple bower, in the ciairt of his dingy and dusky house, our heart most pleasurably and strongly yearns. We respect him for his obedient piety, however mistaken, and are persuaded that with so much firmness and fortitude, so much love of immeniorial traditions, so much veneration for rites, handed down from father to son through a period If four thousand years, this obscure and isolated man must possess much goodness of heart, and great capabilities of civilisation. Why will not Mr. Disraeli cut his lords and his visionaries, and give us a novel of humble and simple Jewish life, no matter though the hero were an old-clothtsman ? We should readily accompany him in his adventures, and sit down by his poor quiet fireside, provided the mist of rhetoric (lid not hide it entirely from our eyes, with as much pleasure as we now feel fatigue in watching the evolu tions of a dreary and fashionable aristocrat like Tancred. We are weary of j we's, weary of dukes and lords, weary of all manner of finery, of malachite tables, and worlds of gilding, and drap-ry, and stuff. Give us the plain thing, homely humanity, just us Gbd has made it, whether it be in the shape of a Jew or a flat-nosed Frank. We love it ever) where, and under all disguites. That Mr. Disraeli loves it too we believe, from the good, hearty, honest way in which he relates the story of the Baroni family, whose adventures we read with particular pleasure, till we came to the conclusion, where we were ridiculously told, they comprised nearly all the existing celebrities of Europe. It is this very peculiarity we com plain of throughout Mr. Disraeli's woi k, the tierce hanker ing after monopoly, the desire to heap all great and good qualities to the Jews, and churlishly to deny them to the rest of the world. We shall set Mr. Disraeli a better example, by admitting all he claims for his countrymen, except the monopoly. We think it full time that all distinctions should cease between them and the rest of our fellow-citizens, that they should be admitted everywhere and to everything, and that people should learn to look on them altogether as brethren differing from us in certain points of faith, but still children of Adam, and therefore entitled to our respect and affection, and this may at length be said to be the prevalent feeling. No one now feels disposed to perse cute a Jew. And a-propos of the name, let Mr. Disraeli stick to it, and not seek to substitute in its place, the more sonorous appellation of Hebrew. Jew was once a term of roifroach—and is so still in some quarters — but let those who own it live out the prejudice. Time reconciles us to everything ; has reconciled political parties to the names of Radicals, Whigs, and Tories, and will gradually strip everything offensive from the name of Jew. But such novels as Tancred' are by no means calculated to facilitate this process ; their effect, so far as they have any, being to irritate, and give force to prejudice, by making extravagant demands on our credulity and simplicity, which it is not likely that we shall ever be in the humour to grant," The novel of the "Miser's Well " is continued, and increases in interest. The poor, despised, penny- a liner Wilson, bids fair to become a person of import ance. Mr. Percy St. John, in this novel, is no mean rival of Eugene Sue. Mr. Sealy contributes some graceful translations from Petrarch, and Mr. J. A. St. John gives us a delightful Eastern tale, entitled " Tbe Money Bags" "The Eagle's Nest" is con tinued, and we have also an excellent article on the "Curiosities of Azores." Mr. Ileraud contributes an excellent paper on "People of Character," and Dr. Farquharson a beautiful pastoral, entitled " The Tuscan Girl." This is an excellent number of the Mirror. 7'HE PATI:ILIAN. The Patrician for this month contains a list of the Knights of the Royal Oak proposed to lxy created by Charles 11. The ninth of the curious trials connected with the aristocracy is the trial of Capt. Goodere, fur the murder of his brother—a trial interesting in itself, and rendered still more interesting from the fact that Sam Foote, the English Aristophanes, was the nephew of the murderer and the murdered, and that his first literary effort was a pamphlet in defence of Captain Goodere, who notwithstanding his nephew's exertions, was hanged, and hanged most justly. We have also in this number some curious original letters written by Gough, the antiquary, to the Rev. Mr. Forster, and several other interesting articles. FINE ARTS. THE ART U.IIIOA MOM HLY JOURNAL. Two admirably engraved portraits of Daniel Maclise and of William Puy' ell Frith form the principal, but by no means the solitary, attractions to this mouth's num ber of the Art-Union. Speaking of the former artist, a man who by his illustrious power of imagination and achievement has already acquired him celebrity before the arrival of his thirty-seventh birth-day, (Daniel Ma eise o having bser te s n ,b,uirin has s e (b)relt,,nJa the. 1 h 5 g l h B 11)1 privilege v t i l h e e g e Art- Uniono of Daniel Maclise, by genius, industry, and principles, hon ourable to his heart as well as to his mind, to restore the fallen fortunes of his family." The painting of the "Pa triarch Noah offering the first. Sacrifice after the Deluge," now exhibiting in the Gallery of the Royal Academy i pr bi . o )v proves that h i h s : i mv n e d idb u se S u t e r nm y ruh a e n h erer d tEo is genius tvoer,e”.isc are i()rnst. a i nsu s i .e,dactisihtnhatiutlshlt ,es fairy tale of same bewitching profusion of fanciful illustraticns. The other embellishments and literary contributions are valuable and interesting. LE FOLLET. Though we are not naturally disposed to attach much hoportance to the ephemeral delineatiot,s of the evanescent fashions, we cannot but introduce this charming little magazine des modes among the periodical publications of a more pretending character. The plates are beautifully drawn and very exquisitely coloured, and they more glimpses into the boudoirs and salons worthy of than a casual contemplation. ROYAL GEMS FROM THE GALLERIES OF EUROPE. Part XIIL Wilkie's matchless painting of the ' Village Festival," a C r h e i Children," l e i r , ' i ' g i ii n n e d ls S e a e l p v i a e t d o r i einto Ross's th :`.Sol dierse Salter G 's am thir teenth part of this splendid s'orial by the gravers o f of Great bitch and Stocks. The first of the th ree d oes no justice whatever to the original ; from th e ex t reme mi nuteness of the drawing, the expressio ns i n the different "Romanbli Gambling," ' s eerg th i e s - co untenances are lost, espe c i a lly t h e countenances of t t h h e e ceeennttrpelaigsertolutpianadnlderdt.he Thepartyc gaotthide r e engraving aboutavin more brilliant and effective ; while the third has all the sombrencs and breadth peculiar to the renowned Nea politan. SCARCITY OF MONEY. TO THE EDITOR OF THE SUN. uStina,7During such a p ressure as t h e mercantile cc-an mt) is now experiencing would it not be advisable to facilitate the borrowing of money? Ido not know any relief to be compared with the t. lluwing:—A man may deposit his title-deeds, and give an engagement on a 23. 6d. sta m p t o execu t e a m o rtgage deed when called upon to do so, but he can only be cornrelh.d to perform his promi , m by a Chancery suit—such is the beauty of our law. Why not let a man authorise the party of whom he borro's to enter upon and sell the property after a certain time if the loan be not repaid according to agree ment? Nobody likes to take a tketiTity, however good, .hieh is u navailable without a suit in Chancery. I can not s< e why a man might not as ez.isily pled g:.; his free hold or leasehold property as his watch. I am, Sir, your obedient servant, A REFORMER OF THE LAW. DUBLIN, MAY 11.--ILLNESS OF TILE LORD-LIEU TENANT.—The following bulletin waa issued this morning:— " The Lord-Lieutenant has undergone no material change since yesterday." • VEXATIOUS ACTIONS' BILL.—A Bill entitled, "An Act for protecting from vexatious Actions Pen ons di.scharg ing Public Duties," has been brought down from flip House of Lords. It contains 17 clauses. Or 1 V 0 : ' p. ipfr ~'"a aoci ) 1111 ; lit 0 4 " obe r o i Wet 3Ss• ca . orgi l s ad chef w. 9d 101 01- ePtv tior ',o4:1 0 10 1 Tiid g :onsr 15 01 I.o eirt fsne ti font -1104 le t rdol* of ti 3 t be to voi Ar ad, >or!.