The Sun. — London, England, 1847-10-27 00:00:00

" t •--1-t • Peel s Bill," and the 4 A bles .north his discon' 4 se/. t- 44 C have been • ""' :• __) ment of its first • (for '" . London," it seems, • • • —•- " lOC' A • cf , '• , 7 , AP*: " /- 4 t, Vo. • • -=4.1 • Jif f D • ' • - twos.. tar "----Gt/n— -hestv tity Correspondent grura.; tent hat "the Bank Charter Bill virtually extinguished at the mo severe trial." The " bankers of _n are to blame for this, Mr. Jones Loyd, Of course, b e i ng excepted, just as e was . ex dc e o p n t e a d g f a r i o n m s t th Th e e re Bmi Bill n whenst r anc e i t o f vv t a h s e p b a a s n s k i n e g r s t o h f r L o u o g n i i . Parliament in 1844. The Government found -a' o much light on the subject of the currency and of th a exist s in a g tu s r t d a a t y e of affairs between Wednesday mornin cs p t a h r n e e d s y e n t h t ocui circumstances, night c Monday morning they last, l that though on Wednesda: y t s i t l a e nces ey th ‘ a e ‘ e th ou ddo nothing, yet early o: a d f m el e t a c sn on re fid l e v r h it ie Lli t a h t, ey in ha th y e e sparmopeostieidne:ntialye b m e ai s n af p e r ly ovisio o n p s ted . t ; . and that, at th e vitalban -note, law, and th a convertibility ,.l,tre i of th e eventst taughthat , as IN themi el will events between mtbinieeottnizaeidtndmi additional ah 9 le l ; pi tgohsastn: possible ne2dst that ttOi fm a tie r atr e ott (I s , a , ' il .yi y . 1( r enable them to discover that the " vital principle" •of convertibility must go with the rest. This co ae. vertibility is now their " rock ahead," and unk ei s they find some reason for taking another course th le ce that in which it. lies, while they avow that this c( e e _ vertibly is still their darling, they will assuredly Le shipwrecked. We advise them to lose no time i n putting themselves to school to learn how the coun .t ry may have a full and safe currency, not liable to depreciation, and yet not convertible into a fL'xed amount of anything which it can be the interess t of 1 theta i ° n e d the merchants to export. ADVERTISER.—It is surprising, that amid all the suggestions which have been made for mijgat ing the monetary pressure, one of the simplest, safest, r and o g o h k t e b d e . su l p l p r o e se h d av m e, o o st n o p L r v e i v o i u o s a , s sh c , o ni ca ld sio h n ae s - , e m fes e T . o it ve m rl i tioned a fact not very generally known to ti e English public, namely, that in Scotland the ctn.. •- rency consists exclusively of a paper medium. IT ( .. gold ever enters into the monetary circulation nort►t of the Tweed. A sovereign is never seen in Scot- .. land. The Scotch are so wedd e d to th e one -po u nd notes, that however great the absolute attractions of gold may be in their eyes, it loses all its charms when placed in competition with the pictorial bits of paper issued by the British Linen Company, or any of the other established banks in Scotland. And yet, though a metallic currency is unknown in that country, Sir R. Peel's Scotch Currency Bill compels the Scotch banks to keep, at all times, a large amount of gold in their chests. The object, as stated by the ex-Premier himself, is that the notes of the banking companies may be convertible into gold on presentation. The whole affair is an absurdity. It is contrary to all experience of the Scotch people to suppose that they should demand gold for the paper of their banking institutions. They never have given the least ground for supposing that they will prefer sovereigns to one pound notes; and those who 3 know them best, and know, moreover, the perfect stability of their banking establishments, can have no hesitation in saying they never will—not, at least, in our day or generation. Sir Robert Peel, therefore, in assimilating the Scotch banks to the banks on this side of the Tweed, showed that he altogether misconceived the character of the Scotch people. He neither comprehended their genius, nor the genius of their monetary institutions, when he imagined that their currency could not rest on a secure ground, unless, as in England, it was based on a metallic foundation. The Scotch Mem bers did everything in their power to enlighten the Right Hon. Baronet's darkness in reference to this point, but their efforts failed of success. He clung with an unyielding tenacity of grasp to his favourite crotchet—that there can be no security for a currency which is not based on the precious metals. This crotchet was incorporated in the late currency measure, and the result is that for every one-pound note which the scotch bankers issue, beyond a certain amount of paper, they are obliged to put aside a so ' vereig9. The amount of gold which in this way, old from this absurd regulation ; is constantly lying utterly useless in the Scotch banks, is not much under 2,000,0001. at the present time, and on no occa sion is it below 1,500,0001. Now, is it not deplorable that so large an amount of bullion should be lying wholly useless in the Scotch banks, at a time when we are threatened with a national bankruptcy, in conse quence of the scarcity of the precious metals ? The letting loose of this locked-up gold would be a most appropriate accompaniment to the measure to which Ministers have had recourse for the relief of the to the beneficial effect o f that measure. And, mer cantile community. It would add. very greatly besides conferring a great boon on the country, it would be cordially welcomed by ' the Scotch bankers. Not only is it a serious inconvenience to them to be constantly ordering down from London large chests of gold which are never opened, and which, when they contract their paper circulation, they return to the metropolis, but it would be a very great saving to them. The estimate of the loss sus tained by the Scotch banks by being obliged to keep so large an amount of unproductive gold in their coffers, is no less than 60,0001. a year—a very con siderable sum in a country where the population does not exceed two millions and a 'half, and where there is comparatively little commerce. Sir Robert Peel's notions of a convertible currency might be practically c arried out by making the Scotch notes conve r tible, on presentation, into the paper o f the Bank of Eng land, which is convertible into g old. The su gg estion is one which will not, we trust, be overlooked. If brought before the Parliament, on its assembling, we do not see how it can fail of being adopted. Of one thing we are certain—it would receive the cordial support of all the Scotch Members, every one of whom will bear his t estimon y to this fact,—that there exists not the slightest necessity for having a single ounce of gold in the banking establishments north of the Tweed. . , MONEY MARKET and CITY NEWS. CITY, TUESDAY EVENING. CIIRONICLE.—The general subject of conver sation in the City to-day has been the order in Coun cil suspending the Bank Charter Act of 1544. Al though it can hardly be expected that those who have hitherto violently supported the measure should express much satisfaction at seeing it so comp!etely set aside, yet the general feeling is that an important benefit has been conferred on commerce by the virtual repeal of the enactment, and that a highly satisfactory result will follow. The large body of London bankers who signed the memorial to Sir Robert Peel at the time the Bank Act was under discussion, earnestly recom mending him not to pass the Bill without a " safety valve," are of course satisfied with the result of their prediction, and the event justifies their confidence in a reliance on experience and a prudent foresight il in preference to the promises of an untried e _ th th e a n offered, not listen to the suggestio n which wt'ae 5 d in the Bill, author of the measure no dou bt regrets plan. he did and which, if it had been in corporated a 'll t wi be made to renew supposes now that an atte m p the measure in its p resent form. f the suspension of might have preserv ed its prin cylcorintact. No One- Th e best proof of the effect o the Act will be found in the reports from the several In a ll of them immediate relief had been experienced important commercial districts of the kigndom. and it will be observed from our quotations of the Funds that the improvement in the City is very de cided. It is true that after the close of the market, as noticed above, a decline took place from the higher quotations of the day, but this was an operation that might be confidently expected, in consequence of parties realising in ordinary course after such an extraordinary rise in prices. We understand that the applications at the Bank to-day for advances have been very few, and the total amount asked for, par ticularly on loan, was remarkably small. Some curious instances of the effect of returning confidence in bringing out the money that had been hoarded have been mentioned. In one case, a large amount of money which had been withdrawn from one of the however, report banks "for a special purpose," was returned to-day in the identical notes which had been given to the and Co , fi party some weeks back ! We have no further disasters to record in the City Lambert, rm are en a - t g it e her of them a t E o a - dtvriacdese,fraonmdl\olafn:ihre.stie:a,mb in the g th a e ge fa d il i u n re th o e f h A o l m es e sr t s r . a l d i' e a . irb N rid e d st aY lnd A ia all important. From Manchester it is said—" Our Exchange has been in a complete morning by the news that commotion this last interfered to assisty. the commercial clas s es i n Government has at the present emergency. As is likely to produce it regards th e e ff ec t it opinions are varied ; but the general aspect o f thi n gs, up to th e momen t o f writ ing, must be deemed as favourable, though few, if any, heavy sales in cl • oth or yarns have been reported. Both spinners and manufacturers are asking fully as high rates as on this day se' • nnight, and from appear ances it is probable a that decided improvement in the demand will have to be reported before the close of the day. The hesitation purchasers seems to arise from the difference of opinion as to the ultimate effects likely to be pro duced by the relaxation of the stringent Act of 1844 ; so that perhaps another week must elapse before prices can assume any settled point. " It is understood that extensive orders are in town from all parts of the world ; but in many cases the assets wherewith to purchase are not available unless at a ruinous rate of discount, which has in duced all that could to wait a little, in order to see whether the rate of interest will not decline ; but now that the Bank's minimum rate is to be 8 per cent., it is fancied that merchants will commence operations, seeing that there Turningt he prirosp..c. int f some time to come at l ea st, of bills ) cash on easier term s." TIMES.—U'he premium on gold at Paris is 13 per mille, which, at the English Mint price of 31.1 is. 10'4 per ounce forstandard gold, gives an exchange of 25:47 ; and, the exchange at. Paris on London at short being %T o. 17,190.] LONDON WE _iNESDAILT r f „ E , 13 . OCTOBER 27 ) '1847. PRESS.—WANTED, at CHRISTMAS A_ _NEXT, by the Proprietor of a Provincial Journal in the Midland Counties, a Person as EDITOR and REPORTER. The most respectable references will be required. A share may be had in the business. Apply, G. C. L., Courier-office, Leamington, Warwickshire. MPLOYME NT FOR SPARE TIME. The EAST INDIA TEA COMPANY appoint AGENTS in Towns and Villages. Persons, whether shopkeep ers or not, provided they are respectably connected, are accepted. The Company's ar rangements do not require the Agent to find capital, and their Teas being all in packages, and the price marked on each, no trouble is occasioned in the sale. Many persons make a handsome addition to their income by this Agency, and without the slightest risk of loss. Ofilees, \0.9, Great St. llclen's Churchyard, Bishopsgate• street, City, SILVER TEA SERVICES OF NEW PATTERNS. A• B. SAVORY and SONS , Workin g Silversmiths, 14, Cornkill, London, opposite the Bank, respectfully inform their customers that they have recently finished a few new designs, in accordance with the present improved taste, and tint they are sold at reduced prices from those customary in the trade. U x bridge Pattern. Thalia Pattern. Strong Silver Tea Pot.. £lO 18 0 Strong Silver Tea Pot. £l3 0 0 Ditto Sugar Basin.. • • 614 0 Ditto Sugar Basin.... 711 0 Ditto Cream Jug ••• • • • 410 6 Ditto Cream Ewer.. • • 5 2 0 Ditto Coffee Pot. ••• .. 14 10 0 Ditto Coffee r0t.... •• 16 17 0 Complete •• • • ••£36 12 61 Complete ...... • .£42 10 0 A variety of upwards of Fifty Silver Tea and Coffee Services may be seen li the Show-rooms, and on application the illustrated Price Current, containing drawings, with the weights and price of recent designs, will be forwarded to any part of Great Britain, Ireland, India, or the colonies. Drawback on gilver Plate exported Is. 6d. per ounce. 11.11 OYAL POLYTECHNIC IN; STI IT T u U RE TI ., O 4 N the , ii. l / 4 1, The Last Week of the LECTURES on C ( IA RACTER , w i .th Musical illustrations, by Mr. J. RUSSELL, eaei Evening, a t Eight o'clock, except Monday and Saturday. A LEC PHYSICAL PROPERTIES of a JET of STEA3 I, ;in refere „o to VENTILATION, &c., with Novel and Interesting EA perino , 4 w. , by Dr. BACIIHOFFNER, daily at Half-past Thre.). CH EMICAL LECTURES. The ELECTRIC TELEGRAPHS vrorKed‘ The WORKING MODEL%, explained daily. The bear etitul O'''PTICAL E EFECPS include an entirely New Series of DISSOL VING- VIEWS, DIVING BELL end DIVER, with HYDE'S NEW APPARATUS for CONVERSING with PERSONS under WATER, zko, Admission, Is. ; Schools, Half-price. =.~ [ADVERTISEMENT.] —One of the greatest impositions practised at the present day by shopkeepers, not only in London, but in every city and town throughout the Kingdom, is that of forging the property of another, and imposing on the public the counterfeit article with all the assurance of innocence.—We allude in the present instance to those admirable requisites for the toilet, the Macassar Oil, Kalydor, and Odonto, as prepared by the Messrs. Rowland, and which, from their merits and re putation, are the constant objects of fraudulent imita tion, The parties so counterfeiting concoct some trashy compounds resembling in appearance the preparations of Messrs. Rowland, and by adopting the very same names and copying the labels, bills, &c. &c. endeavour to pass them off as the " GENUINE ;" reckless of the injury which they will inevitably inflict on those who are de ceived into using them. We would therefore advise all patrons of Messrs. Rowlands' articles, to purchase only of respectable venders—and particularly to observe the Caution in their advertisements which frequently appear in our parer. ZOOLOGICAL SOCIETY OF LONDON.—Her Majesty has sent a fine specimen of South American tapir to the gardens in the Regent's-park, which she bad already dis tinguished by several marks of her favour during the current year. The animal in question will not be valued on account of the source from which the Society has derived it, but also as filling up an important vacancy in their collection, which, we are informed, has just re ceived two other additions of great interest—a group of the great bustard, and an alligator of unusual dimensions, SALMON FISHING.—The salmon fishing in the Tweed closed on Friday last, the 15th of October. From the quantity of fish sent into the West Riding of York shire and to the Glasgow market new markets opened up in consequence of the opening of the railways—it is impossible to arrive at anything like a correct result of the quantity of fish caught during the season. In general terms, however, it may be stated, that the season just closed has been more than ordi narily unsuccessful —even on a comparison with former seasons scarcely considerel an average. The prices, in consequence of the meagre supply in the town, have never been below 7d. per lb. for grilse, and 81d. to 9d. per lb. for salmon.—Berwick Warder. HINTS TO WINE DRINKERS. — On Friday 103 hogsheads of adulterated wine were brought out from the entrepot at Paris, and their contents spilt into the Seine. " Immediately after this operation (says an eye- witness) the surface of the river was covered to the distance of 200 yards with an innumerable quantity of fishes, poisoned by the deleterious liquor."—Galignani's Messenger. [ADVERTISEMENT.]—CURE OF A CANCER OF THREE YEARS' STANDING BY HOLLOWAY'S OINTMENT AND PILLS.—M,Tg. Ragin g of Armagh, had a caacer on her lip for three years, wit the first medical men in the country could not cure ; at l ast she advised to purchase Uolloway's Pills and Ointment, at Mr. Thorn!). great ) these son's, bookseller, A rmag h, w hi c h e ff ec ted a perfect cure. Nool absecs.es, or had legs even if of several years' tie st tine at edl dues; b." their ree of their !nubs, when uregainc c x , t tr l a li c e ,r , c i i t n e Use of the eve of ‘ submitting to amputation at the hospitals and elsewhere.---Sold by all druggists, and at ProresSor Holloway's EatibUthineut, 244, strand, London. SPIRIT of the PUBLIC JOURNALS. FROM THE MORNING PAPERS Or THIS DAY. TIMES.—We shall expose ourselves to no little derision, but really we feel rather like naughty boys kept in and tasked, when h holyday is given to the rest of the school. Nothing can equal the chorus of jubilation which rises all round us for Monday's de liverance. Our Contemporaries vie with one another , which shall shout th e l ou d est and t h row u p his cap the nearest to the s t ars , I f the " b oon " was to be given, it is a pity it was not reserved for a roya l birthday, 7,neu i t would have come ver y su itably in the P p a.,e of the gen era l gao l delivery that used to adaJrn such occasions. The pulpits, of course, will take it up, and cry " Babylon is fallen." A giant incubus of some sort ofother is removed from the ap prehensions ofa considerable portion of society. The unanimity is wonderful; and, what is more wonderful there is pretty nearly the same amount of talent exhibited by parties that have hitherto afforded no room for comparison on this point. Sentiment levels all human inequalities. A beggar can share his grief with a king, and a genius sympathise with a fool. There is much the same diversity in the persons who join in the transports of the present occasion. We never saw wise men so weak, or weak men so witty. They don't know when to stop, they are all so beside themselves with joy. " Peel's Bill is knocked on the head! Hurrah !" and there are before us at least ten pages of uninterrupted shouting. Of course we are entirely out of the sport. All we can do is to be malignant and prophetic, unless when some ancient bit of wisdom, some homely old fable or proverb, occurs to our relief. We have derived a little satis faction from remembering the tale of the saucy maids Who wrung off poor Chanticleer's head because he disturbed their morning's dreams. It is true we have crowed both early and shrill. Of course we are a public nuisance, and have been so for some time. We have not, however, for many a long day been so unmercifully abused as within the last twenty-four hours. All this we could stand with equanimity enough. The worst is, whatever comes to pass, even if every bit of gold should eventually depart from the coffers of the Bank, and the rate of discount rise to 20 per cent., we shall not be allowed the smallest credit for our present opinions. A dozen writers will cry out, " Did we not tell you all this ? We predicted as much." Or there will be the repeal of the corn-laws on which to lay all the misfortunes of the country. Disasters are laid upon free trade just as broken crockery is thrown out of sight into the first hole that can be found. Whatever the result of pension of Peel's Bill last Monday's measure, whatever the disappointment of Ministers, it will be claimed as a triumph by some of are the P st a i r ll ti satisfaction is — for what ? For an increase ringinge whose shouts our ears. for Al the sus l this immense and un boundedof our capital ? For any increase of exports likely to balance our accounts with our neighbours ? For the increase or cheapening of the materials of industry ? Not for one of these things ; not for any one substantial benefit whatever. There is nothing whatever to justify this demonstration of joy and security, except a word a breath of air —a promise of credit, an exhibition of confidence by Government. The very persons who have been trying with all the might of des perate stupidity to attach a sobriquet to the Chancellor of the Exchequer founded on his' habit of hoping for the best, and who recently declared that his confidence was of no value, are now transported beyond the decencies of civilised delight at a word of encouragement, a pat on the back from Sir Charles. lie promises credit. That is enough. The position of the country is not a bit better to-day than it was on Saturday. There is no assignable improvement of wealth, condition, powers, or resources. The only change is this—whereas nearly the whole nation had been foolishly and im morally contracting engagements beyond a safe esti mate of its means ; and the only party in the State which had not so pledged itself beyond its depth was the Government ; that single exception no longer ex ists ; Government has joined the delusion ; Govern ment has engaged its credit beyond the safe estimate of its power, made after much consideration in the Bank Charter Bill; Government is now in a position to find itself one day stopping payment, and completing the list of princely mercantile houses that have sunk under the storm. A measure such as that which has just been sus pended represents only that moral control which a strong-minded man will exercise over his runaway, or, to use the modern term, his " go-ahead" appetites. A. man with some scruples imposes a law on himself, a limit beyond which he will not transgress. He is tempted, excited, bewildered, ashamed. At last he gives up his principle. lie feels an immediate libera tion. He is now at large. He can do as he likes. lie is no longer the slave of discretion. This is all that the - nation has to boast of. The conscience of the nation, the high controlling power,' has given way. Thereat ambition, covetousness, rivalry, and all the more fiery impulses greatly rejoice. It is the confidence of intoxication, and amounts to nothing but " Thank God, I have a better opinion of myself than I had a year since." We have not the least desire to mingle in such rejoicing. On unquestionable grounds we fear that the capabilities of this country are a good deal worse just now than they have been this twelvemonth. The deputation from the Lancashire cotton-spinners, who ought to have been heard at the same time as the Liverpool requisitionists, throws some light upon the state of affairs. They give us some serious facts, and, even where they err in demanding an unwarrantable interference with speculators, they point out inciden tally how little claim those gentlemen have to be buoyed up by the credit of the State. In answer to a q uestion by Lord John Russell, the cotton-spinners make some interesting explanations. So " vic ious, " they say, is the system of credit which has obtained in Liverpool, that a speculator can buy 10,0001. worth of cotton by the deposit of 1,0001. or 2,000/, giving to the broker an acceptance for the whole amount. The banker discounts this bill, holding the cotton as security. Thus, a hazardous speculation intercepts the cotton on its arrival, and enhances the price, sometimes to an exorbitant degree, before it gets to the factory. But all depends on the state of dis counts. The business may be said to subsist on dis count, as nine-tenths of the capital is borrowed for the nonce. Of course, they who play such tricks must expect to be ruined now and then ; and if a bank chooses to take part in a speculation, and share the profits, it must also abide by the laws of the game. So extensive is the prac tice as to create a direct antagonism of interests and jealousy of feeling between Liverpool and Manchester. The deputation from the latter place are for summary measures—for illegalizing the sort of operation we have described. At least, they pro pose that the security should be invalid beyond one half or two-thirds of the value of the produce de posited. It is needless to say this plan will not do. Mercantile " pressure" is the proper and natural remedy for tlais game. When a few of these reck less and grasping speculators have been obliged to sell their produce at a loss for want of discounts the plague will abate. However, neither of these two remedies, it seems, will be applied at present. The importunities of the Liverpool bankers and mer chants have prevailed. An inexhaustible supply of discounts is promised, and, as a natural consequence, the speculation revives, cotton rises in the market, and further difficulties are thrown in the unfortunate o o aware,eadi that n f g r tt o hh m anything ee cotton-spinner's way. A recentlylth o u g seenh w e o a are heard, e n w N e lC h L a E ve . ill4 Times posseses the power of dangerously m at r isi public mind on commercial questions, we:unaff e ctedly deplore the course which our contemporary has of late been pleased to pursue. It cannot be agreeable to any considerate person to see a once influential organ of the press fritter away powers for public use fulness which might have been—and we trust yet may be—advantageously employed in assisting to give a practically beneficial direction to national opinion and policy. Freely crediting our contemporary, of course, with an average amount of good wishes and intentions, we do think the responsibilities of journal ism have sat more lightly on him throughout the recent crisis than is right or becoming. He has borne public misfortunes with a com posure which, if exhibited under the pressure of private calamity, would evince a truly stoical for titude. The literary recreation of writing sm art things, and dressing up common-places in inge niously twisted diction, seems to have seriously im paired both his natural sympathies, and his taste for the practically useful. If our contemporary had actually enjoyed the crisis, he could not have laboured, with more of apparent self-satisfaction, to make the worst of things, and to enforce, in his best style of stilted jocosity, the grand moral of letting ill alone. He has written up the policy of inaction and despair, in a style of sly h u mour and quaint eloquence which would be really pleasant, notwithstanding its affectation, if one could quite forget that the matter was serious. Under the circumstances, it is impos sible not to lament the total absence of any attempt systematic derision of at useful suggestion, and the the best-considered metho ds of alleviation. There is something offensive in this easy and indolent, not to say heartless, way of tre atin g a national disaster. To tell a suffering and panic-struck community, morning after morning, that the best thing they " can do is to leave - the agony to take its course, and to let the " progress of stoppage" go quietly on according to Cocker, is hardly fulfilling the obliga tions which a British journalist owes to a British public. If a public writer really can find nothing more to the purpose to say than this, there would be at least decorum in clothing so fearful a message in sober and earnest modes of speech. Our contempo rary's vehement aversion to all attempts at alleviating the pressure of unavoidable commercial difficulties, and breaking the force of a calamity that strikes him as being admirably en re le, leads him, of course, to put the worst possible face on the late proceeding of Ministers. That the beneficent " progress of stop page," and march of insolvency, should ha v e b een so " rashly" interfered with—at a time, too, when its rapid acceleration had begun to produce all the happy consequences contemplated by legislative wisdom in 1844—is, very naturally, set down by him as the worst thing that has befallen the nation yet, during the whole of the rail way era. This we can understand ; and we are in no way solicitous to deprive our contemporary of the satisfaction of nursinc , his grievance. The luxury of woe may be pardoned some unseemly extravagances of expression, when the chief mourner has the irritating consciousness that his dear deceased has left but few friends and admirers. We are not, however, so easily disposed to give our contempo rary quite his own way in stating the rationale of what Ministers have done, or undertaken to do. It may be the taste, or the policy, of the Times, to magnify to the uttermost all the possible and contin gent tendencies of a mischievous character that can be imagined to lurk in the " virtual surrender " of " Peel's Bill," and to " carry out the principle" to the length of an eventual and prospective " suspen sion of specie payments." But it is not desirable that any public writer should be allowed, uncorrected, to indulge his ill- temper in careless and sweeping misdescriptions of an important act of the Govern ment. We take leave, therefore, to register our de nial of the dictum of the Times, that " the Mi nister has undertaken to regulate the supply of money" —or, as it is elsewhere repeated, that " Go vernment now comes forward as a great money lender." Lord John Russell has no more undertaken to regulate the supply of money than Sir Robert Peel undertook, in the session of 1846, to regulate the supply of food. What Lord John Russell does now is, like that which Sir Robert Peel did then, a qua • lified withdrawal of the regulating hand of the State from an affair which it is experimentally found that the State has regulated very absurdly. The Govern ment no more comes forward now as a great money- lender, than the Government came forward then as a great food purveyor. The Government comes for ward to relax (in a particularly cautious and guarded manner, by the way,) certain artificial restraints on money lending, which have been but very recently imposed, and which are found to work intolerable mischief. It is nonsense to talk of this act of Ministers as an assumption, on the part of the State, of responsibility for the condition of the money market, or as an " interference" with the natural laws of commerce and banking. The implied appeal to the just and reasonable aversion felt by all thoughtful persons to " State interference" with mercantile transactions, is a perfectly ungrounded appeal. So far as it goes, the Ministerial proceeding is a piece of non-interference policy. It is a cautious, and almost timid, move in the laissezfaire direction. Positively one would think, to hear our contempo rary, that "Peel's Bill" was a rescript of nature—that the gimcrack of 1844 belonged to the eternal order of things—that its " virtual surrender" was like loosening a screw in the frame-work of the universe. What Ministers have done may be right or wrong; but assurredly it is not open to the Times's objec tion. So far from having " come forward" to " interfere," for the purpose of helping commerce out of natural difficulties, it would be nearer the mark to say that the State has stepped back, and (pro Canto) desisted from an interference that is seen to have plunged commerce into artificial difficulties, and turned a pres sure into a panic. 'We think the commercial com mon sense of our countrymen may fairly be trusted to comprehend the true meaning of the Ministerial act of Monday, and to rate it at its just practical value. It abrogates, so far as it goes, a needless and mischievous interference with the natural laws of commercial credit—an interference which had be come totally unendurable, at a time when circum stances imposed extraordinary exertions on our trade and industry—and it places us consequently in a far better position for grappling with difficul ties, and bearing up under pressure. That is all. People need not frighten themselves with visions of " suspension of specie payments"—and they must, not be up in the air with the notion that Govern ment will, or can, " make money easy." " The pro mise to pay" means all that it has ever meant, and there is not the smallest danger of its not being faith fully kept; only a new patent device for ensuring convertibility turns out to be preposterously costly and cumbrous, and is condemned accordingly. And the railway-and-potato difficulty is just as formidable as it was; only we are better prepared to contend with it and subdue it, now that we have got rid of an extra difficulty which we had very ingeniously manu factured for ourselves. The gold in the Bank is a finite quantity, and the age of miracles has ceased ; only we have made up our minds that our gold shall not lie quite idle, and that we will use it as far as it can really be made useful, without infringing the rules of practical commercial prudence. How very pleasant and beneficial it would be, if the Times could lay aside its crotchets, its ill-humour, and its affectations, and help us in explaining to the public the exact practical merits of a question of so much public interest. HERALD.—We should wrongly designate the present holders of patronage and power if we called them a Government. Placemen, indeed, they are. Dressed in brief authority, they receive the wages of 'officials and the mouth service of underlings and de pendents ; they wear fine liveries, hold councils, and enforce observances; but as for governing the coun try, the wax-work Ministers in Madame Tussaud's brilliant exhibition are just as useful and efficient. In 1846 Lord John Russell was driven to interpose between famine and a starving people in Ireland. Against his will, his conviction, and his resolution, he was forced to purchase food for a community threatened with decimation by a frightful plague. After he had avowed that the only way to ensure a helpless people's safety was to leave them to shift for themselves, and after hundreds of thousands of his fellow-creatures had fallen victims to the atrocious policy, he was literally compelled by the indignant spirit of the United Kingdom to provide food for hunger, sustenance for dying men. The Minister did not rule the country ; the country governed him. In the battle between general common sense and indi vidual political conceit, the former, as a matter of course, finally gained the victory, but at a cost of human life far beyond that occasioned by any one sanguinary war recorded in universal history. In 1847 the tale is repeated in England. We have had a famine of money, and the Minister has obstinately refused to allow the people to be fed. Granarieshav e by no means been empty, but the gat es have wilfully been locked. Commerce has sicke ned, credito has been destroyed, yet Govern ment has placidly looked kd on and said, " Things mu st take their course." Shall e we sum up the hearts bro ken, the happiness lost, the beggary produced by the failure of co mmercial houses, the suspension of lab our on extensive works, the sudden dismissal of willing hands in almost ev r e n ry s city of the kingdom, all brought about l by fficieifcy incompetency and unpardonable people bas e struggled and again has with the stubbornness of the Ministe the latter been defeated. The governed have laid prostrate the governor. The 25th day of October, 1847, has seen the barrier knocked down which was raised against the crying nece ssities of the nation , and has also beheld a feeble Government utterly im potent before the demands of a community who un derstand their interests be handsomely pay others better than their masters, and do the work whichthey t o accomplish. Had Ireland been tranqu il under the dolce far nient e system of . the Minister, who shall say h h ow wide -spread would aye been the havoc ; where fever, the offspring of famine, wou ld have stopped ; w h ere anarchy, the parent melancholy c all mischief, would have failed to ex tend her m th e merchants and traders of a Englandywin g? Had submitted to Chancellor of the the flippant dism issal of th Ex chequer, the other day, whoe shallcalculate the amount o f disaster that woul d have been heaped on the country ; the extent of the bankruptcy that was about to involve so many in irremediable ruin ? We be lieve in our hearts t hat, with the last capitulation of Ministers, our mercantile troubles are in the, way of removal. The renunciation of the principle of the Banking Act of 1844 is the dawn of a brighter day. The submission to facts which could not be overturned is a confession of error which renders a return to the old and vicious system a sheer impossibility. However inadequate may be the aid afforded, the argument conceded is of vital consequence. For the future the Legislature will never place a drag chain upon the energies of trade and commerce whilst the country is laden with pro perty, and men of substance and character are de sirous to engage in legitimate and profitable enter prise. The immediate followers of Sir Robert Peek are chuckling at the power of their master; they have rather reason to mourn at his defeat. At his sole instigation, it is averred, Ministers have relaxed [PRICE SD. ~-,-,-...a 6.......: the operation of the Banking Act, and given up the principle for the maintenance of which they so long contended. Had the author of our troubles not advised the opet 'log of the safety-valve, we were all to have been I clown mercilessly into the air. This says much fort he lamentable incompetency of the Whigs, but little for the financial sagacity of Sir Robert reel• upe ea his ability as a Minister of Finance, the late Prearlier staked his credit to the world, and has lost his pledge, His famo u s and p e t measure, inoperative p: prosperous times, has. broken down at the first appearaof gloom and pressure. ne'. 9 Whilst other men foresaw the inalllity, Sir Robert asserted proudly the capability of his I3iii ju a season of difficulty and trial. The first test robs him of the halo with which credulity had so long surrounded him. The man who is alone competent to govern for a mere cantile community would have swamped such a com munity had they net taken matters into their own hands, and overturned his precious handiwork. Sir Robert Peel, who framed the Banking Bill of 1844, and the present Whig Government, who, under Sir Robert Peel's patronage, adopted the Bill as their own, have both been beaten by public opinion arrayed against them and the organs which, to the last moment, have upheld their cause. Sir Robert Peel makes public confession of his error when the truth is extorted from him, and can no longer be withheld—his puppets echo his words, and do his bidding when he moves the strings. Is nothing to be learned from these facts ? If Sir Robert Peel has given way where he defied criticism and claimed uni versal applause, what is the inference ? If he is not to be trusted as a financier, is he to be considered immaculate as a free-trader? The ancient diNinity, who played its idolators false in one respect,.was not relied upon or referred to in others. If the God of War will not gain victories for his supplaint soldiers, he will hardly be more generous where his influence is less apparent. Within three years we have wit nessed a great statesman pulling down a fabric which he built for perpetuity. Within a second three years he must give a helping hand towards the removal of other obstructions to the public comfort, or they will tumble down without his interference. The relaxation of the harsh provisions of the Banking. Act of 1844, even were it twenty times as favour able as it is, would still leave the national industry maimed and afflicted beneath the operation of the free trade scheme of 1846. Our troubles, imminent as they are, and confounded by the operation of conflict ing causes, are still traceable, for the most part, to two special lines of policy—to the free trade policy,_ which took our money from the country ; and to the financial policy, which refused to supply, in any way, the place of that money on its departure. The pri mary source of the mischief is still untouched. How long it will remain so depends upon the goodness of Providence and the endurance of man. The sinking trade of our cities and towns, the depopulated facto ries, the falling revenue, the sounds of complaint and discontent heard amongst the labouring masses of the country, are no evidences of stability and long life— give us no reason to hope that the last measures of Sir Robert Peel will share eventually a nobler fate than the first. If they be not doomed we have strangely miscalculated the operations of cause and effect. During the discussion of the Banking Act of 1844 (if we remember rightly) it was proposed in Committee of the House of Commons to introduce a clause giving the Bank of England, in times like the present, a paver of meeting the pressure, similar to that afforded by the Government on Monday last. The clause was resisted and finally rejected at the instance of the present Chancellor of the Exchequer. Sir Charles Wood is down upon his knees,—so is Sir Robert. But they have both to fall still lower. POST.—The Russell Government had so com pletely committed itself to the restrictive policy in respect to money, that it acquires no respect, and de serves no gratitude on account of what was done at the last moment to relieve the pressure upon the public and upon the Bank. When the Liverpool deputation was in London, but a few days ago, the answer of the Government was, not only that it could do nothing, but that if it were to authorise advances upon the public credit, it would thereby make mat ters worse. Yet the Government a few days after wards sends a missive from Downing- street to the Bank, recommending to be done that very thing which it had said would make matters worse ! Was it that after the Liverpool deputation had departed the grand and statesmanlike thought occurred to Sir C. Wood, that Government might take advantage of the crisis to do a little bit of usury ? Was it that though the misery of Liverpool could not touch the Ministerial mind, yet the possibility of going snacks with the Bank of England in a charge of eight per cent. upon advances, had given a favourable complexion to the recently-rejected pro position ? On the 21st of October Ministers could not see that it lay with them to do anything for the relief of the monetary crisis, or that, if it did, they had the ability to apply an efficient remedy. On the 25th of October they say, that " the time has arrived when they ought to attempt, by some extraordinary and temporary measure, to restore confidence to the mercantile and manufacturing community." We should be glad to hear what were the events between the 21st and the 25th which made so great a difference and which satisfied the Ministers on the latter day that it was high time to do what they supposed, or affected to suppose, on the former day, that they had no means of doing. Was it in the interim they had got the leave of Sir Robert Peel to pronounce the practical condemnation of his Bill of 1844 ? Was it that, having duly humbled themselves before that par ticularly honest and consistent personage, they were permitted to avow that his fair-weather scheme of cur rency must be tossed overboard as an intolerable in cumbrance when the storm raged so as to make matters rather dangerous? But why is this "ex traordinary" measure of relief to be only " tem porary ?" Are her Majesty's Ministers of opinion that excessive pressure and difficulty are wholesome alteratives ? Do they think that large doses of commercial dismay, and a course of " great stop pages," are now and then good for the health of the mercantile body ? If nob, why should they say that a measure, not only extraordinary, but " temporary," is that upon which they have resolved i We think, if they will condescend to take the advice of men of good sense and experience, who do not go in fear of that eminent and steady statesman, Sir R. Peel, they will set about some important permanent measure for giving to the industry and enterprise of the British empire an abundant currency based upon property—secured by good management from do mestic depreciation, and guarded from exportation by the circumstance of possessing no intrinsic value. If it be true, as some say, that the country has still much practical difficulty to struggle with—if it be true that in the coming year as we ll as in the de present to very considerable sacrifices will have totb r e vi mnga, vern the save a portion of the Irish p eo p le d from measure s a the monetary affairs of t he kingdom. a the lt is difficult inst eno ugh for the country t o ben ! . up in a o ne part of the circum stance of a beggared p o p ulation g to go greater is the necessity for a goo_ United Kingdom, en d an wonted deardess of the But in raw material of manufacture n another. u nwonted i pro portion as these eve nts re q uire great exertion to cope With them, is the insanity of crippling industry by restrictions upon monetary circulation. In an active community nothing stimulates industry like a free circulation of money. Nothing stimulates production so much as rising prices. If, then, there be occasion for more than ordinary exertion—for more than usual activity of productive industry—the readiest and most certain way to promote this is to make money abun dant and to make it safe. In this there is no difficulty if the Government would exercise common sense, re gulated by experience and inspirited by courage. Her Majesty's Government are pleased to inform the Governor and Deputy-Governor of the Bank of Eng land, that " they are not insensible of the evil of any departure from the law which has placed the currency of this country upon it sound basis." Such a para graph as this affords a notable instance of the silliness to which Ministers of State may be driven, when the pressure of events compels them practically to condemn that which is still with them a favourite theory. What can be more absurd than to say that-a certain law has placed the currency on a sound basis, , when the very purport of the letter in which this assertion is made is to relieve the currency from the intolerable restrictions which this law has imposed? If the currency be placed upon a sound basis by Peel's oot l ron la e?t r hd l Parliament so m ti sht e ue n hpo t her t f r iy o rd r te hia a t law, why authorise the Bank to violate Peel's law, d a ri si n e ds m d iocu n p un i r l t o od y m uo f s i % o: ht r e he s u t n u o s apply t c ht h oe y e c . i al o ir i ne a t u t o f i al,tlye Bill s Pm t e a eeo b laf' s ns O Bill al lu nn ruin to the whole mercantile community should be the result of its destructive operation ? But let Ministers sigh, and vow, and protest as they Bill, Peel's ill is doomed.may about Peel's found guilty. Sentence is It has been tried, and deferred until the meet ing of Parliament, but •in the meantime its func tions are suspended. Even the Times, that weeps over the event, and anticipates all manner of evil from suspendin g a law which threatened almost im mediate bankruptcy to two-thirds of the mercantile community, does not hesitate to admit that the law has received its death-blow. " The Bank Charter Act," exclaims our angry, because disregarded, con temporary, "is virtually surrendered." Again we are told, in the same column, that " the measure certainly does appear in its tendency a fatal blow to IMPORTANT CAUTION. Tr having come to the knowledge of the Proprietor that unprincipled persons, tempted by the extraordinary - suc cess of Dr. LOCOCK'S PULMONIC WAFERS, prepare spurious imitations of that remedy, the public is cautioned not to purchase any Wafers unless the words " Dr. LOCOCK'S WAFERS " appear in white letters on a red ground, in the Government stamp outside each box. Dr. LOCOCK'S WAFERS give instant relief, and a raid cure of Asthma, Coughs, and all disorders of the Breath and Lungs. To SINGERS and PUBLIC SPEAKERS they are invaluable for clearing and strengthening the voice ; they have a pleasant taste. Price Is. la i d., 2s. Pd., alld 1 ls. per box. A2ents —Da Silva rnd 0., 1, Bride-lane, London. Sold by all medicine venders. IMPORTANT TO PRIVATE FAMILIES. MARKWICK'S SPONGIO PILINE. — From t':° patronage given ty the Directors-General of the Co wl rrnent Atedical Boards, the East India Company, and by Consult ing Practitioners generally, the attention of the Epithem Company has been directed to a ready supply of Epithem for poultices and warm fornentations, to suit every part of tise body ; in this they have completely succeeded, and respectfully invite the Profession to an in spection. The Dv:Aerials made up by the Company are well adapted for Wounds, Ulcers of every character, Inflammation, Gout, Rheu matism, Tic Doloureux, Sciatica, &c. MARK - WICK'S CHEST PROTECTORS, PATRONISED BY THE FACULTY, These Chest Protectors are invaluable over weak chests. The cor rect opinion expressed of them by numerous professional men has been proved by the benefit they affordel to thousands last winter. Every article may be had of Chemists generally in London, and of one or more in every town in the United Kingdom. Wholesale at 32, Klog William-street, City, London and of Messrs. Macintosh and Co., Manchester. Perms- Sum the REQUISITES FOR AUTUMN. die. E 1 ° .ig i Annual Policy Bonus in 1 neat Re- Assured '''' 46 . Eg: Pro- taken addition Bonus in duction of pay bor- Choice garments MOSES' Mart supplies, . g Inium. out in Assured. I Cash. Annual 1 row on And mult itudes have bou g ht 'em ; VI 1 Premiums.; Pol!cy. For all who view are sure to prize ...... ____ ... _ -- Such requisites for Autumn. £ s. 4: £ £ B. 4. £ s. d. MOSES and SON, whose fame stands, r 1837 X 243 9 3 112 8 5 18 4 6 494 8 10 Have to perfection brought 'em, 1838 218 4 8, 99 8 10 15 13 5 ,445 0 0 X,Xs. d. 1 839 19 . 2 11 0 86 9 3 13 4 9 1 395 It 1 And hence increasing numbers buy 60 1000 74 3 4 .Their requisites for Autumn. 1810 143 5 10 66 8 4 919 1 346 2 3 1841 133 14 2' 61 17 6 9 9 2 1296 13 4 Theo ver-coats do credit to 1842 111 6 8: 49 10 0, 7 10 4 ;247 4 5 The sk , ltul bawls that wrought 'ern ; for will you doubt when yo u view - ... i-- -,....,,... B.t.e._ may be had at the The requisites for Autumn. The coats for shooting famed afar, Wherever you may sport 'em, Will prove what Massrs. MOSES are In requisites for Autumn. NOSES and SON excel in style, For fashion's school has taught 'em, And now behold with grateful smile Their requisites for Autumn., 'OSES and SON, in prices too, Whenever friends have sought 'cm, Have kept economy in view In requisites for Autumn. A new Work, entitled" THE DRESSING-ROOM COMPANION," conta'ning a detailed List of Prices, with Lull Directions for Self- Measurement, may be had on application. or forwarded post-free. LIST OF PRICES. BEADY MADE. Beaver Taglioni ••••.•••• • • • • • • • •• • —from £0 9 6 Ch es terfield and Codrington's, and every description of Over-coat, handsomely trimmed •• 1 5 0 The Pacha Coat ••..•••• • • • • • • .......... The Bullmer, especially adapted for snowy and. wet weather •• •• The Prem ler ••••••••• • • • • • • • • ••••• • • • • • 015 0 Boy's Winter Coats, in every style• • • Men's Do. Trousers , lined .. •••• • • • • ••• - • • 0 4 0 Doeskin ••••••• • • • • • •• .. •••• .. 012 6 Dress Coats.. •-•• • • • • •••.• • • • • • 1 0 0 Frock do. •••••••• • • • • • • • • •• • • 1 4 0 Double-breasted Winter Vests ••••• • • • • • ••• • • • 0 2 0 Roll collar .• • • •• • ..... .• Boys' Hussar and Tunic S uits. •• • • ••••••• • • • • • • 16 6 MADE. TO MICASIIIII. Winter Coats, in every style and shape, hand somely trimmed • • ed cloth Over-coats, velvet collar and cuffs .• 2 4 0 Tweed Wrappe r ......................... •••• • • • • ••••• • • • • • 0 1 6 Doeskin Trousers .• •••••••• •• •• • • •• • • 1 2 0 Best, or Dress.. • . Dress Coat •••••• • • • • • • Best quality made.. •• • • 2 15 0 Frock do ••.••••• • • . • • • • • .••••• • • 1 15 0 Best quality mado.• ••••• . •• .. 3 3 0 Cashmere Vests .. •.•• • • • • Satins, Plain or Fancy •• • • ..... • • Boy's Hussar and Tunic Sui ts .. ••..• • • • 1 6 0 Great Coat •••••• • • • • • .• • ..... •..• • • • 016 0 A Suit of Clothes complete.. ••••• • • • • • .• • • 116 0 alourning to any extent at Five Minutes notice. The attention of Ladies is especially directed to E. MOSES and SON'S stock of Furs, which will be found on inspection to be the largest , best assorted, and cheapest in the trade. Reserve your pur chases. Observe. —Any article purchased, ready made, or made to mea sure, if not approved of, will be exchanged, or if preferred, the money returned. E. MOSES and SON, Tailors, WoollenaraPers, Clothiers, Hatters, Hosiers, Furriers, Boot and Shoemakers, and General Outfitters, for Ladies , a a nd G 154, 1 55, and 15 6 , 157 Minories, and 83, 84, 85nd 86 Aldgate, City, London. Caniton.—E. Moses and Son regret being obliged to guard the rublie against impostors, but Crave learned that the untradesman like falsehood of being con nected with them, or it's the same concern, has been resorted to in mrrsy instances, and for obvious reasons. they have no connexion with any other house in or out of London; and those who desire genuine and cheep clothing, fife., should call at, or send to, Minorles and Aldgate, City, London. Notice.—No business transacted at this establishment from sun set rider, till sunset Saturday, when business is resumed till twelve o'clock. DR. LA'MERT ON TILE SECRET INFIRMITIES OF YOUTH AND MATIIRITY.—WITII 40 COLOURED ENGRAVINGS ON STEEL. Just published, and may be had in French or English, in a Sealed Envelope, 2s. Gd„ or post-free, from the Author, for forty-two Stamps, 41ZELF-PRESERVATION; a Medical Treatise L on the Physiology of Marriage, Infelicitous and Unproductive Unions, and the Secret Infirmities and Disorders of Youth and Ma turity, usually acquired at an early period of life, which enervate the physical and mental powers, diminish and enfeeble the natural feeling,, and exhaust the vital energies of Manhood ; with Practical Observations on the Treatment of Nervous Debility and Indigestion, whether arising from these causes, close study, or the influence of tropical climates: Local and Constitutional Weakness, Syphilis, ,Stricture, and all Diseases and Derangements resulting from InAis cretion. With Forty coloured Engravings, illustrating, the Anatomy, Physiology, and Diseases of the Reproductive Organs, explaining their structures, uses, and functions, and the various injuries that are produced in them by solitary habits, excesses, and infection BY SAMUEL LA'MERT, M.D., 9,, BEDFORD-STREET. BEDFORD•SQUARE, LONDON, Doctor of Medicine, Matriculated Member of the University of Edin burgh, Licentiate of .Apothecaries' Hall, London, Honorary Member of the London Hospital Medical Society, &c. M ar riage requires the fulfilment of several conditions, in order that it may be really the cause of mutual happiness. Could the veil, which covers the origin of domestic wretchedness, be raised, and Its true source in every instance disclosed, in how many could it be traced to physical disqualifications and their attendant disap pointments. Excesses are always injurious ; the gift, which when used in moderation is fraught with advantage, becomes, when abused, the prolific source of mischief, and of greater or less injury to the constitutional and vital powers. The particular excesses, on .he nature and consequence of which this Treatise professes to dilate, are productive of greater severity of misery to the human frame, than any other is which it is subject. This work contains an accurate and complete account •f the Anatomy and Physiology of the Reproductive Organs, and of their relative conditions in health and disease. It deservedly requires the closest attention and study, for what subject can be of more importance than the preservation of the health, and of the physical capabilities of which everythmo uan nhappy should be possessed. It unfortunately' happens that victim of excessive indulgence and vicious habits, whether acquired in early life or from the follies of advanced age, while suffering from their invariable consequences, unwisely entertains a fear of ap plyiug to a qualified physician for relief. Shame and the dread so frequently, but erroneously entertained that these complaints are beyond the reach of art, alike restrict him and prevent his seeking for assistance where alone it can be procured. In acting thus, he forgets that accurate discrimination in ascertaining the Causes va- of disease, sympathy with the sufferer, and, above all, secrecy, in riably characterise the intelligent and practical p f hysician, and to the medical man who can show by his posse sion o the qualifications that he is entitled to esteem and respect in his profes sional pursuits, the utmost confidence should be extended. Dr. LA'MERT has obtained the highest medical honours, as his dipl s omas testify, and the great extent of h is p ractice for many year is a guarantee for his professional experience, which has reference almost solely to the treatment of these diseases. Published by the Author, and may be had of Kent and Richards, 52, Paternoster-row; Hannay, 63, Oxford-street; Starie, Tiehborne street, Haymarket ; Mansell, 115 , Flee t-street ; Gordon, 146, Leadenhall-street, London ; or, free by post for lOrty-tWO stamps, from the Author, who may be consulted on these disorders pefsona IIY or by letter, daily, from Ten till Two, and from Five tin Eight, at his es idenee, 9, Bedford-street, Bedford-square, London. ON I p i ll iu , s y tt e e A d L b 26 Anatomical Coloured Engravings on Steel. k y ND New Edition, nla by Post, direct from DIS QU ALICATIONS, IM GENERATIVE INCAPA CITY,. PEDIMENTS TO MARRIAGE. the infirmities ;ud e rged ti t l o 196 pages. Just published, price 2 5 . 6d., or SILENT FRIEND a Medical Work on d E e s e tablishmen , t, 3s. 6d. in postage stam ps, on • M with r ilE arks Marriage, , 1 ; e 1 d r a n d t e he . qualific i a tit ti r o eessive indulgence, info c.. aY of the enerative system, from ti mid CO ., a the means inordinate of obviatingus eo certain L. PE It , Illustrated b y 26 Coloured Engravings. By R. and Published by the Hannay, 63, and Autho rs : sold 1 . -7 Strange, 21, Paternoster-row ; street Ha Sanger , ger 150, stroet, Oxford- street, , Haymarket ; and Gordon , Oxford-street ; Stacie, 23, Titehborne- PART I. treats of the anatomy on, 146, Leadenhall-street. organs, and is illustrated by S ix Y and physiology of the re-productive PART 11. treats of the eons Coloured Engravings. gence, and their lamentable eTecetralc o e n s resulting from excessiveinclul and bodily weakness, nervous the system, producing mental It is illustrated by Three Explanator excitement , and generative incapacity. PART 111. Treats of the diseases re Y sultVg raving2. the primary or secondary form, and cont ains from infection, either in their treatment. The consequences of early y a n s explicit directions for of mercury, are also clearly pointed out. This section and of the abase section is illustrated by Seventeen Cole urod Engravings. PART IV. Treats of Perry's Preventative Lotion, by the which the danger s of infection are obviated. It combines with -- use of v i r us chemically, and destr o y s its p ower on the system. PART Y. Is devoted to the consideration of marriage, and its ' duties, The causes of unproductive union, are also considered, and the whole subject critically and philosophically inquired into. TEE CORDIAL BALM or SYRIACIII4 iS exclusively eMplOyed in treat ing nervous and sexual debility, impotence, &c., s i rs and 335. per bottle. The Concentrated Detersive Essence, an anti-syphilittc remedy, for purifyin., the blood in eases of infection, secondary symp. toms, eruptions, andethe abuse of mercury, I le. and 335. per bottle. ' Perry's Purifying Specific pills, 25. 3d., 4s. 6d., and I Is. per box, a certain remeciv in genorrlice ‘,:zleet, strictures, and chronic inflamma , ft - '.,: the bbulkier. l'e;•: - '5 fccreutat;, c I ,, tlen , lica , e :01 al,t, . ...n to , 1 übviate the da:: ,- ; , ~1 .:..,-ti. - i:., ',.iv.. br,ttic. Consultation ice, it by Letter, 1!. 5/. l'aet‘eL, , ~'. Advic , l tube had at the Latablisholoul lonly, by which the fee, 11., is saved. Attendance dai at 19, Ber ners.street, from Eleven till Two, and Five to Eight , on sgadays $1 . 9172 YeleVell to Quo, COUNTY OF MIDDLESEX; WANTED TO BORROW, on th e security of the County Bates for Middlesex, for the purposes of the Act 8 and 9 Viet., c. 126, relating to Pauper Lunatic Asylums, the sum 01 TWENTY THOU SAND POUNDS, in one or more sums, not less than 1,0001. each, to be advanced on the 2d December next. The interest will be paid half-yearly, one-thirteenth part of the principal will be repaid at the end of each year, until the whole shall be discharged. All persons desirous of lending the money are requested to send in sealed tenders, endorsed" Tender for Lending Money for the purposes of-the Middlesex Additional Pauper Lunatic Asylum," addressed "To the Chairman of the Committee of Visitors of the Middlesex Additional Pauper Lunatic Asylum," under cover to ale, at the Ses• Mons House, Clerkenwell-green, on or before TUESDAY, the 16th No vember next, stating the lowest rate of interest (which must not ex ceed 5 per cent.) at which they will advance the same. The Lender will be entitled, at his option, either to one bond for the whole amount, or to separate bonds for not less than 1,0001. each. JOIIN S. Clerk to the Visitors. Sessions House, Clerkenwell, Oct. 20, 1847. SCOTTISH WIDOWS' FUND and LIFE j ASSURANCE SOCIETY. PRESIDENT. The Right Hon. the EARL of ROSEBERY, R.T. VICE-PRESIDENT S. The Right Honourable the EARL of DALHOUSIE. WILLIA M GIBSON CRAIG , Esq., M.P. The Honourable Lord COCKBURN'. The Ilenourable Lord MONCREIFF. INVE'TRD CAPITAL, Arising from the Accumulation of the Premiums, upwards of ONE MILLION EIGHT HUNDRED and FORTY THOUSAND rou. ANNUAL REVENUE, upwards of TWO HUNDRED and SEVENTY-FIVE TIIOUSNND POUNDS. At 31st December, 1845, it was ascertained, on investigation, that the Surplus Fund amounted to upwards of 614,0001., and it was suffi cient to enable the Directors, after setting aside upwards of 204,000/. as a Guarantee Fund, to declare and provide for the following additions I. An addition at the rate of Two per Cent. per Annum for the Period from 31st December, 1838, on the accumulated amount of the original sums assured, and tile previously declared additions ; being, in the case of early insurances, upwards of THREE PER CENT. PER ANNUM of BONUS on the original Sum Insured. And in order to provide for the ca se of those parties who may die before 31st December, 1852, when the next investigation and declaration of Surplus is made, there was provided farther, 11. Its addition to the rate of Two per Cent. per Annum on the accumulated amount cf the original Assurances, and previously de clared additions, for each Premium that may be paid after 31st December, 1845, provided the party die before 31st December, 1852 (having been insured at least five years), this addition, supposing the ease of a party insured in the early years of the Society's existence, to die after payment of the premium for the year 1852, would be for the seven years from 31st December, 1845, to 31st December, 1852, upwards of 25 per cent. on the original Assurance : or at the rate of upwards of THItEE AND A HALF PER CENT. PER ANNUM OP BONUS ou the original Sunure JOHN. M ACKENZIE, Manager. W:A. GEORGE, Chief Clerk. Head Office, 5, St. Andrew -square, Edinburgh, October, 1847. The Bonus Additions to be declared at the next periodical Investi gation, on 31st December, 1852, will become a Vested Right under all Policies then in Existence, which may be opened in the course of the Current Year. LONnox AGE:XT.—Offices, 4, Royal Exchange-buildings, and 7, C' Pall-mall West. HUGH 31`KEAN, Agent. ATIONAL LOAN FUND LIFE ASSURANCE SOCIETY. 26. COIINIIILL, LONDON. Capital £500,000. Empowered - by Act of Parliament. This Institution emraces important and substantial advantages wlth respect to life assurances and deferred annu ities. The assured has, on all occasions, the power to borrow, without expense or for feiture of the policy, two-thirds of the premiums paid (sec Table) also the option of selecting benefits, and the conversion of his in terests to meat other conveniencies or necessity. Assurances for terms of years on the lowest possible rates. DIVISION OF PROFITS. The increasing prosperity of the Society has enabled the Directors at the annual meeting held on the 12th May, 1847, to declare a fifth b inns, varying from 35 to 85 per cent. ea the premiums paid on each policy effected ea tke profit scale. xAMrLEB. The Annual Report, with tables of rates, &c., may be had at the "Ice, or any of its branches in the country ; or, on application. will b 3 forwarded post free. F. FERGUSON' CANIROITX, Secretary. PATENT ItAMONEUR ASSOCIATION. (Provisionally Registered.) COUNTIES of SURREY and KENT. Capital, 20,0001. in 10,000 Shares of 21. each. Deposit, 11. per Share on complete registration. No further call will be made without three mouths' previous notice. The liabilities of each shareholder limited to the amount althscribecl for. The PATENT RAMONEUR MACHINE is exclusively used in the emcee of the Right Hon. the L ords of the Treasury, the Royal 4 ,gricultural Society, the Royal H orticultural S ocietyot ; the aro Royal 'tehange-buildings, Fee. The obj ects of the promers prov e d by The Most Noble the Marquis of N ORTHAMPTON, President of the Royal Society. - " e Right Hon. Earl DE GREY, K.G., President of the Royal In ," stitnte of British Architects. tl r RODERICK I. MURCHISON, President of the British Associa tion for the Advancement of Sciexce. Th e Right Rev, the Lord Bishop The Right Rev. the Lord Bishop of Norwich , of Lichfield The Right Hon. the Earl of Lei- The Most Noble the Marquis of _ tester Bristol 1 : 11 eLort Rendlesham, M.P. The Hon. and Rev. T homas R. "' t han ight Rev. the Lord Bishop Keppel el Gloucester and Bristol ; The Hon. Fred. Bang T he Ron. and Rev. Edward S., The Dev. Sir Thomas Gray Cal lum, Bart. .r , Very Rev. the Dean of West-,Sir William Foster, Bart. Minster, Dr. Buckland Sir Robert Harland , B art. T he Venerable Archdeacon Shir-I Sir Francis Darwin ley The Norwich Union Fire Office Va r John P Belleau Part file Suffolk Fire Office RirßichardP. ' b r. ram, F.G.S., In mingliam Right of Naval F.R.S.flospitals The Norwich Equitable Insurance t , .ght lion. Earl Fitzhardinge Office ii , l ! , Grace the Duke of Beaufort The Nottinghamshire and Derby iti"JD W. S. Miles, Esq., M.P, shire Fire Office u nt r. lion. F. 11. F. BerXeley, The West of England Fire Office, W. • &c. I Lle B , Esq., M.P. en T ,l l , e , Object of this Association is totally to abolish the use of er n „,. n g boys, who, notwithstanding the penalties to which those at .Z.Ying them are subjected by the 3d and 4th Victoria, cap. 85, biaeo.ntinually resorted to. This breach of the law is acquiesced in pewLerge portion of the public, from a conviction of the utter inth t, unity in innumerable cases of cleansing a chimney or flue with Zi.121,1 machine. For the laudable purpose of furthering the objects h p.," law by avoiding all necessity for its infringement, the inge -1,43 and effective Ramoneur machine has been invented. This i nvention consists of four brushes forming a square head, which 'Means of elastic springs contracts or expands, according to t he mall* or extended space in which the machine moves, thereby t reating en even pressure on all four sides of a chimney. The / 2_lB attached to this head or brush are supplied at intervals with ...'"'-lversal spring joints, capable of turning even a right angle 7.,_d the whole is surmounted with a double revolving ball, having L'ab a universal spring joint, which leads the brush with certainty pant ev er y angle, and into every corner, cleansing its route most trectly. The capabilities o f this machine are best demonstrated ii- the fact, that it is exclusively used in the Government and i tt raa ralls public offices, while the patronage bestowed by a large t,„:rer of the nobility and gentry in eontinuiug their annual con *Vie to the patentees evidences their sense of its superiority, as well the philanthropic views of the projectors. Detailed prospectuses of ej* obtained, and a working model of the machine seen, at the Jen 7...„ °f the solicitor. F, Dolman, Esq., 30, Jermyn-street, St l y a at Messrs. Barry and Co.'s, broers, 7, Birchin-lane ; at latinej eath • Esq.'s, Nag's Head-court, Gracechurch-street; and at the app l i g Z_eftlce, 1, We London -bridge, Borough, where ' e ms for shares may be addressed. R .3 / 1 A E. suppo d , One half the world are desolately sli d igle, and the other Ser ie , them married, questionably oontente . Diffidence, or a Isitt e ,.,t right determine the former, and miscalculated hopes ern er ~..- „ `f,e latter. The solitary one may shield himself under the plea Wunn and worldly prudence, and the indissoluble, regret un- I nd broken h urry ; but the truth lies deeper. Physical incapacity, etx , health, are the great hindrances to domestic happiness tlem "al content. The dowry should not be the only marriageiset tteent. ..oneur end justice demand that health should formayitem begi e ,, u nlPact ; it alone dignities the alliance. Blighted hopes or i th„„2' wound more sorely than poverty or misfortune., Reader, 3014,:ennises concern you, procure Dr. CULVERT, LIAiS little each „IRS On Single and Married Life, " pub. In 2 vols, refine c r Y 6 ost. in stamps Is. 6d. each). Let no imaginatively by DrUdish teelin 'deter supper by their titles, nor be hindered th e ,;.;:\,_nterPretatior, of g their ed contents, from obtaining for th. L n,ey are not intended certainly for mere idle curiosity but they closet perusal of those mere deeply interested, to whore the are offered as antagonistic to the empyrical trash p ut forth en to o above sub jects, by unqualified authors, which alone o r li are a disgrace to the age. Furthermore, two other by n t u ollcations claim your attention (same price Is. each, AveiciF t ...Is. 6 d.) called " What to Eat, Drink, and "Dow to be Happy." They are not merely Mer e e . ' "‘t equal in qaantity a library volume, nor are they the 111.6:rural scribblings of the hoar, but the study of the author's servo., °we * ins Present existence, health, and position to this ob wonia in to or the maxims he would inculcate—ti do unto others as he on th e ..„ a _ un e unto—to live after nature's laws—and to keep always Sber w ,,,,"" nn Y side of the way." The above works may be had of 39, 2 3, Paternoster-row ; Carvalho, 147, Fleet .street ; Mann, 01l ; Nelson, 457, West Strand ; or direct (by post or other -1... .7 7 ) th rottl the a u th or ( w h o may b e con f e rred dwith personally, nnokssl i rer e and . eve nings) , 10 , Argyll-place Regent-street ; and all SECRET MALADIES. Treatment of CR. ALBERT, M . D ., a Mem b er o f th e Univer sity of parts, Professor of Pharmacy, Apothecary to the Hospitals of Paris, Professor of Medicine, and honoured with several Medals and hatioaal rewards. No. 21, Rue Montorgeuil, Paris. Numberless and well-authenicated cases which hitherto had been considered as incurable by the Faculty, and which in a short time have given way under this treatment, are most unequivocal proofs of its superiority over every other means as yet employed. It was for a long period of time a desideratum to discover a mode of cure adopted to all constitutions, and which should be free from the bane ful effects of mercury. We are now arrived at the solution of this Problem by the discovery of a mode of treatment at once simple and °MT. and which, without any degree of exaggeration, we can affirm to be infallible in the cure of all secret maladies, however inveterate or of long standing. The method of cure, according to Dr. Albert, is ec onomical and easy, either at home or on a journey, causing not the slightest derangement to the general health, and safe in all seasons and In all climates. Sold by E. W. Wilcox, 336, Oxford-street; T. Miles, Gracechurch Street ; and by all the principal Chemists in London. A Treatise is enclosed with the Medicine, ON TIIE CONCEALED CAUSE THAT PREYS ON THE HEALTH AND SHORTENS THE DURATION OF HUMAN LIFE. ILLUSTRATED WITH COLOIIHIED INGHAVINGS, Just Published, in a Sealed st, Env leope, price 2s. 6d., or free by po 3s. 6d. CONTROUL OF THE PASSIONS : a Popular Inquiry into the Concealed Cause of Its a e premtur Decline With Instructions for its CcmPlcte Restoration. Addressed to those ' suffering from the destructive consequences of excessive indulgence, Lerrelnating in Mental and Nervous Debility, Local or Constitutional Weakness, Indigestion, and Consumption. Including a comprehen 'l've' Dissertation on MARRIAGE, Incontinence, and Celibacy. Illustrated with Coloured Engravings, explanatory of the various Lases, &c. 1.3 Y C. J. LUCAS and Co., Consulting SUrgeons, No. 60, Ncwmas, street, Oxford-street, London. Member of the London College of Medicine, SLC. &C, CONTENTS OF THE WORE, 1.--Bodily and Mental Exhaustion induced by inordinate indulgence of the Passions, illustrated wi th Coloured Engravings. 'fun. 2.—Baneful Results of a Secret Vice on the Mind and Body, e_Y:denced in the production of Consumption, Ep ile p s y , and other Tuvulsive diseases, Insanity, Idiocy, moping Me lanchol y , Indiges g LRM tricture, Impotence, and Sterility, with O bservations on the nu ties ties of Married Life, and on the unhappiness cause d b y Unfruitful I T . 111 " 11 - Chap. 3.—Debility and Exhaustion of t he p rincipal Vital F unctions, the nature and treatment of Impotence and Sterility, and the imperfect performance of the Marital act, caused byt he practice Zofself-indulgence. Chap. 4.—Gonorrhcea, its symptoms, complica cliffs and treatment, Gleet, Stricture, and disease of the Pro state. 5 - - -syphilis, and its attendant maladies and treatment. Cases, and concluding observations, Plates, Pm Id by Brittain, 54, Paternoster-row; Gord - in, 146, Leadenhall trtt • , Hannay and Co., 63, Oxford-street ; Noble, 114, Chancery 111° ; Mansell, 115, Fleet-street; Winhal, 78, High-street, Bir -s'glism; Whitmore, 119, Market-street, Manchester ; Howell, Ediu.Church-street, Liverpool ; Robinson, 11, Greenside- street, Powell, 10, Westmoreland-street, Dublin; and all Booksellers. persons desirous of obtaining the above work, and not wishing to a pply dy to a b oo k se ll er f or the same, may, to insure secrecy, have it . r ezt - frout the Authors, 1); ) , encloring 2s. 6d., or rosta7q Stamps. f r 1-,tions and Co. are to be consulted frum Tend o, ixe till Eight in the evenh:.', at their residencc, Nc. i3C‘, b: w naan-strat, tixforl-street, London, and country patients !may 2,uccessfully treated, on minutely describing their case, and enclo6- tht usual fee of ti. for advice. PUBLICATIONS. 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