The Sun. — London, England, 1853-05-13 00:00:00

,7 - • / 7 7- ffr / • ^ fl. ~..." „. :1, ,,..... . (.•:\:§..' c,.....&''..1:',1')'fi; At :CllA' . 7 4'l. 4 ,e , Ili i,‘;4).111 1 . 4 ") ' e .1, • 4 ., ,-• ra ...11 ...:-...., I * ,if Ltd 'C. , ~,. .. " 41• '). .3 \ tral' ',Ve .. ....... **N.-' 'P`fi .. *: ''.-- -..2. 4'> \ .° 4L7l\ ' 441" °llll\ .I'. ;04''' .... 4 ~ ' W 4 ,.. • ';,;. t, 1 % \'' .. , e` : ', , ._ ~, I7TAILIP P 4; 1111,M,, t ._,,,\ 0 .4. , ..,..,,,L, g., 0 --7-1111 % ).' • or 'r " i f * , r , '"'--": 'li-r , , ',.")- ''' • •o '' , - ov- 4 4n --, Awk\ -,/ .- V' - • , . At . 44 1,1 3 ;: ,: w.-- - ;: ty A • ''‘A`• 7 :...., tz, av :tt o •Dl , , / / ',.,,, DIE ..4-: , ,, _ de ii,* ~ , Tv - V' 4f •-:',;,, - _,..6 , 1) -Rorr ' ' lie Z , , - .1- 4 , t? .. -i ,i . .1"'.:-' 1115YAL ACADEMY OF ARTS, TRAFALGAR SQUARE. tXHIBITION of the ROYAL ACA D 191 snow OPEN. Admission :(from eight o'clock till "en) One Shilling. Cat%logne One Shilling. JOHN PRESCOTT KNIGHT, R.A., Sec. ' exigencies were considerable, and he carne forward wil lingly;hafing afillreliance not only upon the integrity but the ability of Mr. Bennett. (Hear, hear.) He had not been disappointed, as the proceedings to-day would testify. (Hear, hear.) The unanimity of the meeting, in fact, as well as the satisfactory state of their affairs, was mainly owing to the efforts of that gen tleman—(hear, hear, and cheers)—and he was sure the shareholders would be anxious to pay him some tribute of respect in return for his trouble. (Cheers.) Mi. Bennett it was who first directed attention to the neces sity of investigation, and had he not taken the sO:aightfor ward course which he did in this crisis, it would not have been in its present proud position ; but he entered heartily into the struggle, and it had been termi nated triumphantly for himself, and beneficially for the shareholders. (Loud cheers.) At one time he felt that it had been his misfortune to become a shareholder of the society, but now he was happy to find himself in the situation of director, and lie, therefore, begged leave to move that the cordial thanks of the meeting be presented to Mr. Bennett for the in valuable services which he had rendered the company. (Cheers.) Mr 'Anon begged to second this motion from his heart. (Hear.) He felt, as an old director, that it was to Mr. Bennett that they were indebted for their present satisfactory position, and he could not find lan guage sufficiently expressive to convey the feelings of gratitude which he felt towards that gentleman. (Hear) Mr. HUNT thought it would be superfluous to say more upon this subject, but he could not help adding his hearty concurrence to this motion. (Hear.) The Cuantmsis remarked, in putting the motion, that it had not only been moved and seconded, but thirded: (A laugh.) He need hardly say he reciprocated the sentiments which had been expressed toward Mr. Bennett to the very letter. (Cheers.) The motion was carried by acclamation. Mr. BENNETT, in acknowledging the compliment, said . he would not take up their time in speaking of himself, but he pledged them honestly and most sincerely that he' did not think his services merited the high eulogium which had been passed upon them. Be that, however, as it might, he accept e d t h ese thanks in the spirit in which they were conveyed, and in return heartily would promise the share holders still to render them all the assistance he possibly could. (Cheers.) If it was not taking up the time of the meeting too long, he should wish to review or ruu over the course of action which had been gone through during the past year. (Hear, hear.) His position out side the board table at the previous annual meeting, though painful to his own feelings, was imperatively de manded by the exigencies of the society, and the result showed that he was correct, in that impression, for now, at the end of twelve months' incessant labour. when every liability had been written off, and every contingency provided for, they found themselves in pos session of a clear available surplus of 'upwards of sixty thousand pounds sterling. (Cheers.) That fact being once ascertained, the next great point to be settled was to get rid of the mass of arrear of work in the office, which had only been rendering confusion worse con founded ; and here he must take leave to observe that the utmost praise was due to the clerks and officers of the society for the alacrity and assiduity with which they had assisted the directors in clear ing away the amount of undisposed-of business which had been allowed to accumulate. The whole body of directors had supported him heartily in this searching inquiry, and he would be unworthy alike of their confidence and his own character if he failed here to state that they had gone all lengths with him in cutting away every item found to be bad. (Hear, hear.) In fact, nothing was left undone which could restore the institution to a solid foundation, and now he was happy to tell them the machinery for carrying on the business of the society had been brought into admirable working order. (Hear.) Much of the credit of this was due to his talented colleague (Hon. Mr. Starr) with whom it had been his good for tune to be associated ; and, although speaking in the Presence of that gentleman, he should not hesitate to say that in him he had found, emphatically, the combi nation of great talent, and great practical experience, combined with promptitude of action. These are qua lities he (Mr. Bennett) held to be worthy of emulation, and if it should be pronounced at some distant date that he had so far emulated him as worthily to reflect them, it would be well for all. He might add, in illustration of the vast amount of duty to be performed, if their managers were earnest men, that in one department alone—the Post—upwards of 3,000 letters had been re ceived and dealt with during the year. As the affairs of the office were now carried on, a fraud in the finances could not be accomplished without the conni vance of at least six persons. (Cheers.) For instance a cheque can only be signed at the board, must be so signed by three directors, and then marked with his own initials, as financial manager ; b u t even a c h eque bear ing all these requisites would still be inconvertible unless it was endorsed by the cashier; while the bookkeeper, who had to keep his books upon the double entry principle, would lastly have it in his power to detect any irregu larity, should any occur. (Hear, hear.) But the pre caution against fraud or a misappropriation of the funds did not end here ; for every farthing that was paid or re ceived had to go through the banker's hands ; and al though they, of course, could have no control over Glyn and Company to render them responsible for irregulari ties, the pass-book acted as a check upon the society. (Hear.) There was, consequently, not the slightezt loophole through which a fraud could creep, and the balance sheets must show honestly and correctly the real state of the assets and liabilities of the company. , (Cheers.) He again thanked them for the compliment t they ha paid him, and resumed his seat. U STRALIA.—Parties about to proceed. to T'.Anstralia can be assured in the PrOFESSIONAL LIFE ~ SURA NCE COMPANY, 76, Ch ea p s ie e , L on d on , upon the whole worm of Life Scale, without payment of extra premium for voyage 0 or restoence there. Loans granted on nersonal security. EDWARD BAYLIS, Resident Manager and Actuary*. No. 18,918.] LONDON, FRIDAY EVENING, MAY 13, 1853. [PRICE SD. BANK OF AUSTRALASIA, (Incorporated by Royal Charter, 1835,) 'No. 8, Austin Friars, London, 12th May, 1853.—The Court of Directors give notice that the charge at which they issue LETTERS of CREDIT and BILLS on their branches is reduced to TWO per Cent. By order. WILLIAM MILLIKEN, Secretary. NATIONAL LOAN FUND LIFE ASSURANCE court of directors since the last general meeting, vide Augustus Vigne, Esq., and the late John Rawson, Es 4 resigned. Also to elect two auditors in lieu of Professop Wheatstone, F.R.S., and Thomas Williams, Esq., who term of office expires, but who offer themselves for re-elec tion. "E. S. SYMES, Chairman." The CHAIRMAN said—Gentlemen, haring heard thi - F R' WELLINGTON and UNITED SERVICES BENEVOLENT INS ; ITUTION. Founded October 21, 1852. a taTo‘r NATIONAL TESTIMONIAL t, the late DUKE of WEL for the RELIEF of TETE AN SOLDIERS and BAILORS of her Majesty's and the Honourable East India Coln. PanY's Services, and their WIDOWS and ORPHANS. Life Subscription ... .................. XlO 10 Annual Subscription •• • • • • • •• •• • 1 1 gOscripPons and contributions are earnestly solicited, and be Tuliffully received on account of the Institution, by the committee kl honorary trustees, at the Offices of the Institution, or by the re spective bankers. SOCIETY: I had exercised a proper precaution as to the future, but if the surplus had b een 90,0001. or' 100,0001., Mr. Wool house would have still been at liberty to make the re commendation. He had no means of measuring Mr. Woo'house's organ of caution, and could not therefore tell where that gentleman's hesitation would end ; but this he knew, that, so far as his own opinion went, the directors were perfectly justified in advising the share holders to declare a bonus. (Hear hear.) me. GODDARD said th e c l a i ms this year had exceeded the expectations. Now, suppose the claims next year should go beyond expectation, would the directors then be able to get on notwithstanding this extravagance !—if he might call it such. Mr s BENNETT said this was a simple question of figurei which could be explained by a simple illustration or suppositious case. Suppose A, under a deed of settle inent, has a right to receive from B a commission of 5 per cent. on the year's profits, and suppose further that B, having in previous years falsely valued his capital estate, chooses this year to reduce that estate to its actual value : would A be justified in claiming his com mission on the year's business, or ought he to be visited with B's former mis-statement of his affairs ? He ap prehended he would be clearly entitled to his commis sions. Well, then, that was exactly their case, but of course it would be for the meeting to determine whether the voluntary offer - of the directors should be accepted. (Hear, hear.) Mr. GODDARD said it would be preposterous to put the matter to the meeting after this advice. The direc tors declared that the state of the finances was such as to justify the recommendation they had made, and it would be too much of a good thing then to suppose that the meeting would refuse to accept it at his instance —(a laugh)—especially after what had fallen from Mr. Bennett. (Cheers.) The CHAIRMAN said it had been moved and seconded that the report be received and adopted, to which an ad dition had been made, that it be printed and circulated amongst the proprietors. Perhaps he had better put the two questions separately. Mr. GODDARD •requested that they might be put to gether. To be printed and circulated eight days before the meeting. (A. laugh.) The CHAIRMAN reminded Mr. Goddard that they were now dealing with the report which had been read to-day. (Hear. hear.) The resolution was then put from the chair and carried unanimously. Mr. HARRIES wished now to move that the accounts and figures read by Mr. Bennett at the opening of the meeting should also be printed and circulated at the same time with the report. (Hear, hear.) Mr. BENNETT said he had no objection even to that ; indeed, he should prefer most decidedly that the share holders were put in possession of these details ; but, for reasons which he would presently state, he thought it would be better to leave this question until next year. (Mr. B. then explained his reasons.) ' Mr. HARRIES would be sorry to put the board of direc tors to any inconvenience ; but certainly this was too valuable a document to be lost to the shareholders. It so clearly depicted the existing position and the value of the property that he was half inclined to press his mo tion ; and yet, after what had fallen from Mr. Bennett, he was half inclined not. (Hear, hear.) Several shareholders thought the motion ought not to be persevered in after this explanation. Mr. GODDARD suggested that the motion had better be left until next year. Mr. BENNETT—Yes, certainly that will do, you can prove us next year. Mr. HARRIES—Ah! but will you make a promise to go on cheerfully and harmoniously together next year, as you have done this ? (Hear, and a laugh.) The CHAIRMAN—Oh, decidedly. Mr. HARRIES—And I hope we shall have a debtor and creditor account issued before the meeting next year. Mr. BENNETT—Certainly. Mr. HARRlES—Because when I came into this room I was in a state of complete mystification as to the affairs of the society. Mr. J. LEANDER STARR said—Perhaps the meeting would allow him to make a few observations in answer to the last observation of Mr. Harris. He could assure that gentleman, as well as the proprietors generally, of the fact, that it was the anxious desire and wish of the board that the statement of accounts should be sent out some days before the meeting, but they had to work hard indeed to get the statement ready, which had already been issued. No one could tell the difficulty of getting even that into shape, so close and constant had the investigation been into all the facts and circum stances incident to the accounts. The directors had to wade through papers extending over former years, to get affairs in order ; but the difficulties had now all been overcome. The fourteenth annual general meeting of the share holders in the National Loan Fund Life,Assurance So ciety was held on Wednesday afternoon, 11th May, at the London Tavern—Edmond S. Symes, M.D., Acting- Chairman of the Court of Directors in the chair. T HE GREAT EXHIBITION at DUBLIN. GREAT WESTERN RAILWAY. Notice is Hereby Given, That Tickets, including the Fare by Steamer from Bristol, will be issued at the Paddington Station, lying persons who wish to visit Dublin on the occasion of the Great Industrial Exhibition the oppm tunity of doing so at the fol owing low fares : report read, perhaps you will permit me now to stats that the wish and intention of the directors has been to make it as plain and intelligible as possible, but if there is any statement in it, or any circumstance upon which more explanation may be required, I need hardly say , the directors will be happy to afford it, if in their power to do so. (Cheers.) M - H -eliold id hr had The advertisement convening the meeting having been read by Mr. Woolhouse, the actuary, the minutes of the last general meeting were read and confirmed. The CHAIRMAN then requested Mr. Bennett, one of the directors (Financial Manager), to read the Audi tor's repot t and statement of the financial position of the society, which that gentleman did at some length, explaining that the balance-sheet which had been sent out to the shareholders merely gave results, but it would be necessary for him to go through the whole of the details and matters of fact which produced these results. Having done this, he took leave to state that the accounts were brought up to the latest period --namely, the Ist of Dec., 1852. They rested entirely upon matters of fact, and securities could be produced in their support if necessary, which would be market able to morrow, but at all events, he was committed to these figures, and he was prepared to prove every fact they asserted if the shareholders required it. He had gone honestly, thoroughly, and deeply into the matter, not sparing the pruning knife or hesitating to cut away any doubtful item, and the shareholders might rely upon it that the statement he had read was a true reflex of the situation and condition of the society. (Cheers.) The CHAIRMAN then requested Mr. Starr, Managing Director, to read the directors' annual report to the shareholders, which was as follows :-- "The directors, in meeting theproprietors on the occasion of the annual general meeting, beg.l9 state that they have the pleasure of placing before theta statement_of the af fairs of the society, which, although apparently in some respects less favourable than the statements which have been laid before them in former years, will, they doubt not, when properly understood, prove far more satisfactory, inasmuch as, although the estate may be made to appear of diminished value, it will be found that this arises (for the company never was in a more prosperous condition) en tirely from the strictness of the scrutiny to which its affairs have been subjected, and the unsparing hand with which all unsound and doubtful assets have been pruned away. " The proprietors may place the most perfect confidence in the information now laid before them, and feel assared that they are made acquainted with the real and true value of their estate. HENRY TOMMEY, Jun., Secretary. of )11 enn, ---antrffications Pall addressed to the Secretary, at the Offices he Institution, 12, mall East, where attendance and further • ...talon are given daily from 11 to 4 o'clock. LONDON TO DUBLIN. First class, 31s. 4d. I Second class, 28s. 6d. I Third class, 14s. 4d. LONDON 70 DUBLIN AND BACK, AVAILABLE FOIL 16 Der's. First class, 475. 3d. I Second class, 435. Any information respecting the departure of the Packets from stol can be obtained at the Paddington Station.—May 9, 1853. 15 9 at 9 to act' PEOPLE'S EDITION OF EUROPE, HI STORY OF A From the Connywiicement of the French Revolution is the Uattle of Waterloo. In 44 MONTIIT.Y PARTS, at One filling;Sri ; In WEEKLY it NILS, at Three ce In 12 (WAR f KELY VOLUMES, at Feur Shiliings. Fait I. and Nos. 1 to 4 arc n ow reay, and may be had of all lers and Newsmen. Book - William Blackwood and Sons, Edinburgh and London. r. AERIES (a shareholder) sal_ ie very much pleasure in moving that the report be re ceived, adopted, and printed for circulation amongst the shareholders, for, having listened attentively to its contents, he could assure the meeting that ho now entertained very different feelings to what he did when he entered the room. When he came in he knew that their assets had been greatly re ; duced, while their liabilities had been considerably in ereased ; but now, on the other hand, he found from the report that the society was at length placed upon a solid. and settled footing. It was a pity that the able and elaborate statement which Mr. Bennett had read to them, had not been printed and circulated amongst the pro prietors, for then the attendance would have been so great that the room would not have contained the' meeting. (Cheers.) Hitherto the shareholders, at least the majority of them, had too much reason to be dis satisfied with the affairs of the society, but directly they were made acquainted with the satisfactory nature of the reports which had been read to-day, he was satisfied that feeling would be changed for one of a more gratify ing character. (Hear, hear.) Why, he had made a cal culation himself of the position of the society, by com paring the statement he had received from the present board with the reports of former years, and he found that there was only a difference of 3001. between his own result and that of the directors. (Cheers.) That sum he treated as nothing, and should therefore say no thing about it ; but there was one item in the accounts with regard to which he must ask for some explanation, and that was the item under the head of " General Expenses," which was put down at six thousand odd. He should be glad to know what was meant by general expenses. (Hear, hear.) With these observations he begged to move that the report, together with the state ment of accounts which Mr. Bennett had read, be re ceived, adopted, and printed for circulation amongst the proprietors. (Hear, hear.) Mr. BENNETT was glad to have an opportunity of an swering these questions, which, he thought, were exceed ingly proper as coming from a shareholder. Certainly, the sum mentioned was rather a large item to stand under the small or meagre description of "general ex penses," but he would explain that presently, after disposing of the other questions, with reference to print ing and circulating, the details. (Hear, hear.) Now, he went most heartily with that suggestion. He believed— to speak in the singular number if he might be allowed to do so—he might say that he alone was responsible very much for the accuracy of these figures, and he was naturally anxious that they should be in possession of the shareholders, for whom, as it were, he had been act ing as a guardian or representative. (Cheers.) From the very time that he undertook the duty, at the com mencement of the financial year, he had adhered closely to one settled purpose, namely, to find out what was the best and the worst aspect of the matter. In this aim the directors had cordially supported him, and he desired to acknowledge, without any hesitation whatever, the unsparing hand and the readiness with which they had gone into every asset and every liability connected with the institution. (Cheers.) This duty had occupied them the full twelve months, for it was only last week that the item of 22,000/. under the head of "agency balances," was brought out to its present reduced amount (7,000/.) Suffice it, however, that the report which he had read went into every fact ; it omitted nothing what ever, and the result showed that they were still in the pos session of a very handsome surplus, which he hoped and believed would go on accumulating from year to year as the institution progressed in public estimation. (Cheers.) So far as the shareholders were concerned, perhaps the figures remained. to be proved by time ; but for himself he could say candidly that he had thoroughly tested their accuracy, and he was prepared to stand or fall by them. (Cheers.) Future years would prove and reprove them ; but at present, putting the assets and liabilities together, they found. them selves in possession of a permanent surplus amount ing to something like 115,0001. The auditors' re port put the sum down at 112,8401. With regard to the other question, relating to the item of "general charges," he at once, and without hesitation, explained that it referred to the expenses incurred in America, Canada, and other places. The proprietors could go into details at the office if it was required, which would show the expenditure to the last sixpence —nay, the last penny. (Cheers.) _ _ THE MELBOURNE and COLONIAL HOUSE Provi s i onal INVESTMENT COMPANY. C' 110 y Registered. To be incorporated under 7 and 8 Viet., 0:1, and by A c t o f the Legislative Assembly at Melbourne an d I;claine 200,0901, in 40,000 shares of Si. each ; deposit, 10s. per share. TB.TISTEES. The RI Hon. Viurig, M.P. Sir Coutt ght s Lindsay, scoun Bart. t , G Drumla rosvenor-square. Lewis C. Hertslet, Esq., Fitzroy-park, Highgate. ALLSOPP'S PALE ALE.—I refer the learned. to Baron Liebig, the temperate to Dr. Carpenter, invalids to the medical profession, and the robmt to the best clul4s of London for the merits of my stock of ALLSOPP'S ALE. The " Thirsty Soul " and " Constant Reader " of the " Times" I can also satisfy with my Imperial Measure. This day is pablisited, price 55 , with 12 Engravings, T HE OIiTHOGRAPHIC BEAUTY OF THE PARTHENON, dieferred to ft Law of Nature. To which arrefixed a few o b te rvations on the importance of .rE Sc e ienc p e as an El em ent of Architectura l Education. By D. E. sthetic HAY, F.E.S.E. William Blackwood and Sons, Edinburgh and London. Bottles (quarts) ...................... Bs. per dozen. Do. (pints) —••..•• .• •• .............. ss. „ liilderkins (18 ga110n5)................ 30S. HA RRI NGTON PA RKE It, Beer-Merchant, 51, Pall-mall. Chaim DIRECTORS. an —The Right Hon. Viscount DRUML AN RIG, M.P., Comp- D e p ti4 ._ troller of her Maiesty's Household. V-Chairman—L. C. HERTSLET, Esq. (firm A. Moberly and W.ll Co.), Union-court, Old Broad-street. Geo rge Esq., 21, Billiter-street, City, merchant. Willi am 4 . e " , Esq., 45, Friday-street, Cheapside, merchant -c. , eu _ Arton , —M., colonial mercha'at, 15, Langbournhambers, „atm:lurch-street. E weld billican, Esq., Melbourne. P jackl°n, Esq ,Director of the Australian Mercantile Com -4atlf.ara—gl'"Ssj°niner:;treeEetss,ilLi , re 3, Davies-street, Berkeley-square, and Leigh ...mats:nes' E s"l. Melbourne. Kia Sq Great Cleorge-street. Bermondsey. 11 abet Eder, Es q ., 5 0, ' King William-street, City, Director of the T. e r,'_ing Company. — "'`'eTa —Messrs. Currie and Co., Cornhill, "ullehors....m„_ 6, Bank-chambers,. Lothbnry. Sa ton, Ommairerraralt - Prudenees,—Basdughall, Eu ivial street ; Messrs. Stevens and Bonner, 49, Pall-mall. 2 trits -C. M. Major, Esq., 21, Billiter-street, City; " • Anderson, Esq., 21, Billiter-street, City. Secretary (pro tem.)—Mr. Thomas Beggs. This Co Offices—No. 13, Gresham-street. a ad th e In PailY is formed for the Australiansuoe of providing Melbourne 41ses sortable districts of the colonies with co tt age and Styl e _table to the wants of all classes of their population, in - a do of English convenience and comfort, and in quantities propel tO t 4 blle he demand, The project recommends itself at once to drat nprfenr, inasmuch as good house accommodation is one of the tlal t o .ties of civilised life, and is, under all circumstances, essen- f •allatr all improvement of the people. It is the . great want o not oni... a at this time; and the Company, in providing houses,. will and tetti„,,/_trelliete the interests of the colonies by giv . ,ng a fixed ti aracter to the population, thereby rendering trades au t Ofocc~Pati More valuable, and giving the best security to proper y Tl it :' l :!s, but will realise for itself a certain and large profit. tail "' ta mes aPparent by a reference to the facts of the case. , Station which 'et, a nd eh has been going on for years, is steadily increas district ". 1 go great an extent that the increase in the . Melbourne ga sh , clone is estimated at about 2,090 weekly. There is no ade .,glish ~,„_,n u nddation for these great numbers, most of whom are , h dle _Th. e.as `.a t grants, and who feel the want of a comfortable home as rents Privation. About 15,000 persons are living in tents, and c an h e asked and obtained are enormous. A family house, which anan? ht ained in L on d on for 401 . per annum , realises an/. per lisb " 4 In ed Melbourne. The private lette , s which have ben pub siaGj eet 7 the daily it i papers give much valuable information on the e rtil::"Desed by the Coman to construct housiis in this country hilly 't'orYLl:e Material, provided . with all conveniences, and quite Th ey erected immediately on arrival at their destination. 5ta3 1 , 15 , . Prepared with plans, and are able to show that they call k.yort zric.:ilnted, fire-proof, hollow-brick cottages, at 25/. in Lon -elbourne and that they have contracts at this time 11,,, en. 0 be entered into by competent parties to supply comfortable 40nraer:santed cottages for 751, each in London, or 1201. in Mel t Me lhein . i rst the town which the Company have selected as lt the - nada eyervl_ePeration, occupies a most important position. Tarr % rd ha s s mee of I to miles on the banks of . th . e I arra . , i"ett eadr rise to great impotlance. As it is the capital of tad, and Poithich presents the nearest point of approach to Eng laritiZFlaa is in many other respects attractive, especially t o o n'e seat of `nilgrailt, it is certain to advance rapidly, and to become App eav a large, prosperous, and wealthy population. "reker, Mons for shares to be addressed in the usual form to , . th to e the solicit"" Raymond' Esq., 6, Bank-chambers, ethbur) , era reap=tre; and to the Secretary, at the Company's offices, 13, Cita', where prospectuses may be obtained. Lately pu'Aisbed, by the same Author, the H TllFuman Figure . NATURAL P ERIN Illus E S tions, pr: 5s.Y OF BEAUT, as Developed in . ill a PATRON-H.R.H. PRINCE ALBERT. WHITSIIN HOLIDAYS. ROYAL POLYTECHNIC INSTITUTION. —A MUSICAL LECTURE by GEORGE BUCKLAND, itsq., entitled SONGS and SONG-WRITERS, every Eyeniug (except Saturday) at Eight. . Lectures.—By J. H. Pepper, Esq., on the Chemistry of Gun powder and Rocket Composition ; by Dr. Bachhoffner, on Voltaic Electricity, with a Series of Br.iliant ll'ustrations ; experiments by Mr. Crispe, on Heat, illustrated by two gigantic Reflectors, by which Cooking is effected at a distance of 100 feet from the fire. Two Selles of Splendid Dissolving Views, principally painted by Mr. Charles Smith and Mr. Clare. Admission, Is.; Senecas, ana cnnaren ander Ten years of age, Half-price. HAND -IN-HAND I/ No. 1, New Bridge-street Established MEM gSURANCE OFFICE :t, Blackfriars, London. d in 1696. TORS. Dedicated by Special Permission to her Majesty. THE BOOK of the GARDEN. By CIIArLES WINTOSH, F.R.P.S., &c. Vol. 1., now relates to the Formation and Arrangement of Gardens; the Erection. Heating, Vent:lati n, aed General. Detail of Conservatories, Bothousts, Pits, and other Garden Structures; the laying oat of hewer Gardens, end of the Objects of Nature and Art appropriate to etch Style. illustrated by 1,073 Engravings, d'aw'n and engraved by BRANs- TON, &c., elegantly bound in cloth, price 50s. Vol. 11, will coota:o the Theory and Practice of Gardeaing in rely tion to Crlture and 'A; anagement, end is now in course of Publica tion, in Parts, price ss. "At once the most mazgniflcent and the most comprehensive book ever devoted in any are or country to the fascinating science of which it treats."—Edinlourgh Advertiser. "We lay down the volume thoroughly impressed with the vast and varied erudition of our author on all matters connected with the subject which he handles." —Scotsman. "One of the most complete and extensive works on this subject that has appeared. . . . The directions given are likely to prove eminently useful, especially as they are the work of an undoubted authority."—The Sun. William Blackwood and Sons, Edinburgh and London. The lion. William Ashley. The Hon. Sir Edward Cost. At aim' Eden, Esq. J. Lettsom Elliot, Esq. James Esdaile, Esq. tiarvie M. Farquhar, Esq. John Gurney Hoare, Esq. E. Fuller Maitland, Esq. William Scott, Esq. John Sperling, Esq. Henry Wilson, Esq. W. Esdaile Winter, Esq. LIFE DEPARTMENT. This Office offers a low scale of premiums to Non-members, with out participation in profits; or a Member's scale of premiums, with an annual participation in the whole of the profits after five kg annual payments. In the years 1849, 1850, 1851, and 1852, the premiums of all Mem bers' Policies were abated 521 f. per cent.; that is to say, a premium of 1001. was reduced to 47/. 10s. Insurances effected before the 24th June next will participate one year earlier than if effected after that date. FIRE DEPARTMENT. " The actuary's report is made up in the simpleat'posaible form, and the elements of statistics of which it is composed are taken from sure data. It as follows : " ACTUARY'S REPORT. " ' National Loan Fund Life Assurance Society, 26, Cornhill, London, 2d May, 1853. " Gentlemen,—l have again to lay before you the results of my annual investigation of the affairs of the National Loan Fund Life Assurance Society. . _ _ Insurances are effected on every deset:ption of property at the usual ra B. RICHARD RAY, Secretary. " ' During the past year 1,416 liolicies have been issued, covering assurances to the extent of 401,8301., and yield ing premiums to the amount of 12,6751.35. 4d. per annum. " The claims paid during the year amount to 34,0361. 2s. 9d. The expected claims, according to the t a bles of mortality, being 29,3261. The total claims paid from the commencement of the society to the end of the year amount to 197,3791. 12s. 3d., being 7,0811. less than the expecta tion. " ' From the end of the year up to the present time 621 policies have been issued, and the income of the society, arising from premiums on policies, is now 76,8781. 18s. per annum, and the corresponding amount of insurances 3'3 2,416,1211. _ 52, Fleet-street. NEW DISCOVERY IN TEETH.- Mr. HOWARD, Surgeon-Dentist, 52, Fleet-street, has intro duced an entirely NEW DESCRIPTION of ARTIFICAL TEETH, fixed without springs, wires, or ligatures. They so perfectly resem ble the natural tel.h as not to be distingu'shed from the original by the closest observer; they will never change colour or decay, and will be found very superior to any teeth ever before used. This method does not require the extraction of roots, or any painful operation, and will give support and preserve teeth that are loose, and are guaranteed to restore articulation and mastication ; and that 111 r. Howard's improvement may be ir :thin reach of the most economicrl, he has fixed his charges at the lowest scale possible. Decayed teeth rendered sound and useful in mastication.-52, Fleet-street. At home from ten till five. This lay, in 2 vols. 21e. bound , CLASSIC AN I) HISTORIC PORTRAITS. Br JAMES BRUCE. This work comprises biograph r es of the following classic and his toric personages,--i,ippli, iEsop, Pythagoras, Aspasia, Milto, Agesi lens, eocrates, plat , . Alcibiades, Helel of Troy, Alexander the Great, Demetrius Polioreetes, Scipio Africanuc, Syl'a, Cleopatra ia , Julius Caesar, Augustus , Tiber ias, Gennanicus, Caligula, Loll Pauline, Caesonia, Boa :icea, Agrippina, poppma, Otho, Commodes, Caracalla, Heliogabalus, Zenobin, Julian the Apostate, Eudocia, Theodora, Charlemagne, Abelard ar-I Heloise, Elizabeth of Hungary, Dante, Robert Brace, Svuez de Castro, Agnes Sorel, Jane shore, Lucrezia Borgia, Alum Buller, Diana of Poitiers, Catherine de Me dicis, Queen Elizabeth, Mary Queen of Scots, Cervantes, gir ICsnelin Digby, John Sobieski, Anne of Austria, Nucon de l'Eudos, Madlle. Montpensier, the Duchess of Orleans, Madame de 51aintenon, Cathe rine of Russia, Madame dig Stael, &c. Hurst and Blackett, Publishers, successors to Henry Colbarn, 13, Great Marlborough-street. " The position of the affairs of the society, calculated up to Ist December, 1852, stands thus Present value of income from annual premiums 21,001,607 14 3 Amount of investment as per Auditor's Report 112,840 7 7 SOUND and WHITE TEETH are not only indispensably requisite to a pleasing exterior in both sexes, but they are pecrliarly appreciated through life as a blessing highly conducive to the purposes of health and longevity. Ameng the vat', ens preparations offered for the purpose, ROWLANDS' ODONTO, or Pearl Dentifrice, stands unriveled in its capability of embellishing, purifying, and preserving the teeth to the latest period of life. Pre pared from Oriental herds, vGth unusuri care, transmitted to this country at great expense, this unique compound will be found to eradicate all tartar and concretions, impart a pearl-like whiteness to the enamelled sun'ace, remove spots of incipient decay, render the gums firm and red, fix the teeth firmly in their sockets, and, from its aromatic influence, impart sweetness and purity to the breath. It is important to observe, that when used early in life, it effectually pre vents all aches in the teeth and gums, effaces spots and discoloura tion, eradicates scurvy, and, in a word, soon realises the chief attri bute of health and beauty—a Fine Set of Pearly Teeth. Price 2s. 9d. per box. CAuriort.—The words " Rowlands' Odonto " are on the Label, and "A. Rowland and Son, 20, Hatton-garden," engraved on the Govern ment Stamp affixed on each box. Sold by them and by Cheirists and Polymers. Present value of liabilities on £1,11‘418 1 10 assurances, annuities, &c. 990,804 2 8 Paid-up capital Current claims lO,OOO 0 0 Bonus on shares unpaid 694 4 1 Balance in favour of the society, after 1,052 , 336 1 9 payment of all claims 62,112 0 1 " lam of opinion that the whole of this balance should be reserved for the future profits of the society. " ' Before concluding this report, perhaps the Court of Directors will allow me to congratulate them on the vigi lant, prudent, and very efficient superintendence of the affairs of the society by the present managers. " 'I am, gentlemen, " Your very obedient servant, (Signed) " W. S. B. WooLuousE, " Actuary. " To the Court of Directors' National " THE PRESS."—On SATURDAY, the 14th, No. 2, Price Sixorlice, of " THE Pacss," the new weekly Conservative paper. Paliiished every Saturday. Office, No. 110, Strand. Money Orders for Subscriptions to be made payable to Mr. Alfred rye. LAURENT'S CASINO, ARGYLL ROOM S.- Lessee, CHARLES E. LAURENT, Onslow-house, Fulham road. Open Every Evening. The Orchestra will perform, during the week, "The Thistle," "Shamrock," "Rose," "Amine" "Gran ville." "Loch Vogel,' and " Windsor Castle" Waltze,; the "Napo leon" Galop; "Le Cirque" Quadrille; " The Gold Hawk' and " Juno" Polkas.— Admission, Is. Doors open at Half-past Eight; Dancing to commence at Nine o'clock, and terminate at Half-past Eleven. 'lO Lot l° " P r . ° ,o9i e, 151 pII I ' ' L. HYAM'S WHITSUNTIDE ATTIRE. WHITSUNTIDE is a season which invariably creates a universal demand for dress; and, owing to this circumstance, the most flattering inducements are held oat to the public. " Economy" and " quality" become by-words, and every tradesman professes to out-do his competitor. L. 11YA11, however, is not apprehensive of any adverse influence being thus produced, knowing as he does the extent, variety, novelty, excellence, and cheapness of his Whitsuntide preparations. The proprietor is desirous of impressing on the public the fact that he has prepared a variety of Loan Fund Society.' " joy ° rill 1 6 Cfp ° ifi l 1 6 1011 013, nib -" .Y1,,q,1 N.. a~ 0., ~ ~~ ~ Time. SUNDAYS. l'a "ages marked * are run direct. ?;' , go' P ao' so l ' a, 14. DO,,` (33 lIUNDRED AND TWENTY-FOURTH SALE. IDR SALE CUSTOM-HOUSE, LONDON, MAY , 1853 . of the Honourable the Eia l Coraini . sby order , 26 ,Ileana. ssioners of her Majesty's Customs, d at the Commercial th P rld -' Minc h`g-lane, on Friday 200, Mon ay 23d Thursday Slid'o h a 7 27 th, Monday 30th, Tuesday Ai av Wednesday Ist, the 1 011e,„ u NaY 2 d June, 1853, at Twelve 3 o l s 'c t ioc - k - a ' tno,.in precisely, t 444 "-Mg GOODS for hoine consumption— • Artificial aces,'4gate ornaments Bar6ge baskets (fancy and vi ; • '—) brandy cr atf li t: ee'rfrebrohes, bronze ' owder ' bronze figures, braid la , m black lace ' el l' , beads P f metal, Bombay e a ° ., tt°l, gn. n ‘ge , brass, ca ° sale Sze.), buttons. Cotton sto,'. in l g a , work, book a s, k bs , xe s e ^shit!, e ° • '., cotton purse! ). ' camphor wood chests, coffee•pot e s, am c bs y ,eartai na ',fabric h andkercl:ie's (plain and embroidered) , 'abs, warble,(n'niibau)iii chessmen, cleanina powder, clocks (gill, ice. _e jar, , inlaid, alabaster, carriage, - Dutch), cordial, 8,, e. taa stle , Plates, &c. Daguerreotypeery , plates, frames, viz. :—Bcrliii, for l ara l'urnitu re, th ttg, earthenwar f e, r b b e r x oi e d a. Garters, globes iti:e(Pleti'sol°ve stud; txle l k d ''a j s e e w ' jewellery, (viz, chains, brooches, (b,°rY carv e d' Geneva, gonand-,creenr, hair guards, inkstands, 2,...."nek) b race, Orn aments,chessmen, ' Scc. Jewellery, viz., - c., bo c k ' t slide s t ait . I es, e h ajan , glove bands, brooc hes and brooch pins, stui . s, l'oti e ,:. "TiPti as a . agate ornaments, stones, tin e Hatton, &C., Berlin. huteu‘s,ehniillenery, Zi er Meerschaum p & Manilla twist for lu ip s e i,7;iiiis . t ' runients, viz , brass %neer t uli naN ,h ,s an _ nn ican °s Tin s iia & s c a ' c m • i cordians. violins. violonos -.'" es, cop ''''" iNeedles;ork' viz ' jackets, skirts, pellerines, robes. INe a " , Muslin curtain ' s ha ” ndkerchiefs. &c., nails. Optical fl atti ng for' ornamems (porc ' elain, ivory, &c.), opera glasses. --',_ ncils of „, bt nlnets, pillow lace (silk and thread), paper wegh;s, 'c ' ) Iso.a' ate ' Perfumed sp , rits. pocket books, paper (fancy gilt, Bt e,•), Dar e c t 'no, anaies, portfolios, &c., porcelain (coloure, Dresden, ''' alat t i m 'al colours, pipes (bowls, tubes, stems, &c.), putses (silk), ' W ove, ‘. P° ,Plia• Rum. Segari, segar plat shawls,.stays, , shawls Spirits (I,7ooilen, unprinted Ste.), straw platting, trimmin o , &c., bat ege ,s„ ai n and mixed), ' silk manufactures (viz., hand screens,_ . '!feell,.. Crin7l llin, mitts, gloves, &c., laces, guards, purses, braid. & .). T allow te '" , slides, beads, brooches, bracelets, &c. ,•sff, sugar. ( , 6 ° l da n ',., 4, „ toys, &c. Vaneers (walnut), velvet (Utrecht). Watches ie e tA bb : l ti n Tg a ' a r e ) c r h s i gs, watch chains of steel, wooreorbs,wln fe e r , i.ni - I Pr va n rious other goods. For exportation k Cologne *ate C'r,sUniption on payment of the daties ee :— . ll l'o t ' %Milts r e z ,_ , silk manufactures, suzar, succad ll siZrtation only:—Watches, books, prints, play t t e n o i c ' ar l d li s e ;wite ci s a p e i e r i n t , s a , wc. let lion &c. For the benefit of the Crow t n he . ~1,04f1e above goods wWianree'liblpounstes, Ltd : ' il„ . 0 us e Tbam e . s lu t r a e y e t b : e a v t ie t 17 viewed o a n t d o o r n e , and, East R a e n t d h N e V r i e i s i t t he, India, en ' , lits t i:' katha , rine Docks, and Tobacco and Thursday the 19th of 4 1m, TY the 17th. Wednesday 1 Lilt 4 , ; 85 3, from Ten o'clock in the morning until Three o'clock in , ‘ t s i ,'''neon and on the days of sale from Ten o'clock in the mom.- L' , l3 --tll Twelve o'clock at noon. Take notice, that goods sold at 7 1 114, t1a Will not be delivered until after tw h o e a days of the day on g le tt e t heY are sold, and thla,t.no o'clocklotscaiiil the e p L aic r l for at the office of the 4 'elver of Fines alter li l afternoon, and that on kter ? 31 of sale money Ns not o be received by the Itneiver of Fines Cl 2' o'cick in th , , forenoon. —Catalogues may be had at the . ...„..._Warehouse, ~.., -2 ' - ustom-house Thames-street, ono shilling each. AVESEND STAR li otu PACKETS, TlZ i l . e r P ackets call at the Grays, Greenhithe, and Pinacet Piers. -4 ' 1 ' 05 call at the Piers as underlined (weather permitting) FROM TERRACE PIER, GRAVESEND. N'''.-......... I_l 9_E t , •y_s_______ SUNDAYS. , , t'ti.e .e . 4, .g 4 4 11 A ) 1, 1) ti .Cll ! 1 , ., t : .p l'ir: t. 7 6 4 E It; Time. 1 4 , P g r.. 0 , 1 rt I '' ..._ .11 ~. g •7.., "4 ,_ ___l _ ____ - _ _ *to I Ili - .., ...... ...... _ 3;1 8 ',4 1 1% -- —. ..._ _ _ 11% —— -- 1 a% -- 5 3 _ -- ------4---- 1 -- I t irpr., .- - - - - Trains from the Boats masked t tin s tiarteser from F enehurch-street Station to all parts of London of an hour. IWi ew lowf' BLACKWALL, on the arrival of the fol g Trains from the Fenchurch-street Station. z.-. 4 , t; „ E To or . Fore Cabin. , „ 41,1 Gravesend and London •• • • •;';• 12. :: ester•„send and Rll.lrwall or Wo °l - i h 6d: ~, ktrevesend and intermediate Piers.- I N,t Tlv ic p, ; Months, 3/. Os. t3a„%e oo,L3S.—Twelve Months, 51'134. Si t x rs on board the 'seta; -,--n• 21. 0 .3. • to be bad of the Collec 0 Past°- of A ir. Mo'nk, Terrace Pier, Gravesend. tang°l)lll3, Cern hurch-street Ter .} enc 1 43 M r Modious Packets to Let for ExTrsions• es, th t ',..W. Morgan, Agent, Star Office, 4 Aril 2 5 '"Ivell Rellway, task For Terms, 114, 0 . 4 an.; TANT MEDICAL AND "` l i ttlish.. London. — s 4 s bY 11. Bailliere, 219, Regent-street, No I. SURGICAL WORE S. 41,r Tii,-.,A.Lft ei.oth, price ss. by post free, as. G e l . , 'arm With tit i catto ntn rr r f, i )--l h e ft,,,PALto the Correction M of A w T id O . R pr lt e,, H di ( ; . A_,_ --ritiv, "`,.."e•Treatmeat and Cure of Sufferers from Debil tY T the 41 ,p,._ ' e ro, or Sexual Hypochondriasis. h,. •, ansletAA ~.--- eiti(„,..--3•P1ek.„,.. fr ont the German of Dr. PICKFORD t n;Ttributir,„ . .' `a known to English readers by his frequent practl; ettl ",'. he Info,.. — ' t° G erman in' addressed This is the . tlat s 2 t earle r yeas, that he has himself to the non-med_ a l:: t° tv 4tl, nth t rust this may not be the last, if he s shall %N v .° , to ,sc...aer, squlagant evil which it may be in gs 1 loret, pronn„;,7l.• London Medical Gazette, MaY g l , t h tr iri e °r der te __tit,fOrMer num motethat we shooki rec h 3 u ° r : t l o l as ti s ; th_ 4 t Btv eri .." n bi ita aim clearly. The ant or l ey in s krici ' cred unt.. 33' the impostors who make a livelihood by pre) 'kuld,,?ilediee j"pf th. public. The tribe of ' Quiet qymathisers, Alai ii ,'uld It s „,,,,cls,' are mercilessly exposed ; and if this book 1 5 , et N vni 7 ''Y tnto the hands of those who stiffer from th corn _r..l. s t a i ved ouicehniiit treits, We are satisfieil that many indreds w . ould in,....tanni.,_ e eedless suffering of body and mind, and what is of '',1_n0.5,°.e..• though it is that which the quacks most prize 11v13N.Peal 5y„.„.2 .o._This volume is well qualified to put an end to the al l „ . Z: r treating Spermatorrhcea and to place the treat -It° do ing,,,, l'e rational and physiologi al ' h 's. It is, therefore, "-• good."—Medical Circulacr, Ju a t s te l. 16, 185' 2 . l'ilE ''•'(' •In et so. 11. 14% etri _.... oth, Price as. Gd., by post free, 4a., and t one, 4irtic STRICTURE OF THE URETHRA on Princi• 4pDarentte Intractable Safe. Fornid t, in i t ' ln ve terate , --,raetablems. en even t 8 nioS nve 4. kenab, or 4 ,.. 1 /_ .. COURTEVAY, 1 1_,troot , "CKnYal College of snrgeons of England. , slot ) , ot ..5 vievrs he (Mr. Courtenay) has given hri-L T.j. Byrne adduced ir Rtle'i.. l Which ~,,4 great ManY eaSeS succesonlly treated, as bad re -"" of te4v:46,,,,.—•• xl., ail., and xv , 14,3.3.3.:1.54 trt as lea Years, the treatment by dlti.:ti dir which he had operated. had res w s a tzl, fo a r ny a and 411:i!"%tittl"ti,se:n!af.,_'11t3'Y 'wart": ' co . 4'll ieactimeBon ozirsilyirn. apiodnro'zio,zo'rapopmeaor; eboth . '' '' '' ''''lt fki ""`" t han any detailed br. ;Vine, and yet tho ...-rl'otessor alft:sl II Mr. Courtenay proves -- .v's on the Treatment of Strieteuniiren. entlY Successful. ' Saloon. Is. 2d. Os. lOd. Os. Bd. CiONTRACT FOR COALS. N./ ROYAL HOSPITAL, CHELSEA, MAT 12, 1853. The Lords and otlier. , , Commissioners for managing the atlairs of "AL , Hospital. du hereby give notice, that they are ready to treat with such persons as may be williug to Contract for supplying the Hospital with 750 Tons, more or less, of Stewari's Wall's-end Coals, of the best qu»!ity. hose persons, therefore, who may be desirous of supplying the Hospital with Coals will receive further particulars on the subject by applying at the Office of the Secretary of the Hospital, any day between the hours of Ten and Three o'clock, where printed ,orms of 'renders may be obtained, which Tenders must be filled up and delivered sealed, at the Board Room of he said Hospital, by the party tendering , or by s ome person appointed on his or their behalf, on WEDNESDAY, tho 25th of May next, at Twelve o'clock, at which time the Commissioners will be prepared to take the same into consideration. It is further to be observed that the Contractors will be required to find Secarity for the due performance of the said Contract, and that no Tender will be received after the hour above-mentioned The Commissioners do not pledge themselves to accept the lowest Tender. CONTRACTS for the Supply of WOOD for BILLETS ibr the service of the Troops at the proposed En campment in the neirlitiourhood of Chobham-common, In the County of Surrey ; and ,Sldershot-heath, in the County of Hants. Office of Ordnance, 10th May, 1853. Sea'ed Tenders, a.ldressed to " The Secretary to the Board of Ordnance," will be received at this office until Saturday, the 21st inst., from such persons es may be willing to Contract for the supply of split, dry, sound Fir Wood, Ash, Birch, Hazel, mixed, made up into Bundles of three, six, nine, or twelve lb;., and of suitable lengths as may be demanded, and to be delivered free of every ex pense (except the Contract price) to the respective Regiments and Corps encamped, at such times and in such quantities as may be re quired by the Officers of :be Commissariat attached lo the several Brigades, during a period of about Three Months ; and payment vcal be made Monthly by the Commissary-General for the quantity de livered on a written order of the Officer of that Department. Blank Forms of Tender and ot'ier inforneat'on relating* to the Contract may be had on apilicat:on at the Ordnance.office, 85, Pall-mail. It is to be clearly understood that the Board of Ordnance reserve to themselves the power or accepting or rejecting any of the Tenders without assigning any reason or entering into any correspondence on the subject. By order of the Board, G. BUTLER, Secretary. • CONTRACT for the Supply of PAILLASSE STRAW, for the Set vice of the Troops at the proposed En campment in the neighbourhood of Chobliam-common, in the County of Surrey, and Aldershot-heath, in the County of Hants. Office of Ordnance, 10th May, 1853. Sealed Tenders, addressed to " The Secretary to the Board of Ordnance," will be ree6ved at this office, on or before Saturday, the 21st inst., from such persons as may be willing to Contract for the supply •f Oaten Straw, of good and sufficient quality, dry, not thrashed by a machine, and to be delivered by the Contractor tree of every expense (except the contract price) t f the respective Regi ments and Corps encamped, at such times and in such quantities as may he required by the Officers at the Commissariat attached to the several Briiades, duriog a period f about Thee Months ; and ay- ment will be made it on.hly yo the Commirssary-General for p the quantities delivered, on the written order of the Officer of that De partment. Blank Forms of Tender and other information relating to the Con tract may be had on application at the Ordnance-office, 85, Pali- Mall. It is clearly to he understood that the Board of Ordnance reserve to themselves the powe- of accepting or rejecting any of the Tenders without assigning any reason or entering into any correspondence on the subject. By order of the Board. G. BITTLER, Secretary WHITSUNTIDE. THE time when Spring and Summer " comes out" in good earnest—trips, excursions, promenades, and busi ness enliven every circle in society—every one purchases New Dress, and is anxious to reenre the Newest Fabrics associated w ith the most Fashionable and Comfortable Style:. Every youth in the Empire expects a New Suit of Attire, nor are they indifferent about the appearrnce their dress will impart. The advantages desired by families are superior quality, neatness, fashion, and economy. All these are combined in the resplendent Stock of Clothing, Hats, Caps, Hosiery, &c , &c., prepared by E. MOSES and SON fur Whitsuntide. Specification of the principal fea tures of their Spring an 4 Summer Clothing is impossible. Inspection will convey an imnre,slon of the novelty, elegance, and cheapness of the Good., and experie ice will prove the superior quality of the ma terials and workman•h'p. The unparalleled position E. Moses and Sox have maintained ror marry years renders assertions unnecessary, and it is only requi. ite to observe, that for Whitsuntide they are magnificently prepared wi.h the cheapest card the best Clothing of every fashionable description. Juvenile Attire offered by E. Moses and Sox is more distinguished for elegance, style, fashion, ease, novelty, and cheapness, than any which others can present; it manifests the perfection of their skill in the selection of materials, and the triumphs of talent in the Cut and Make of every Garment. Spring and Summer Coats, Vests, Trousers, Paletots, &c., &c., in cluding various New st3les, which can only be obtained at the Establishments of E. MOSES and Sox. Every article is far better and much cheaper than those obtained elsewhere. intermediate, or steeragepassengers, they will need, of the best quality and the 150,000 EMIGRANTS to AUSTRALIA, i l ' e g ss money and in less time than at any other may be Ciono,otntsfistitssttuci,init suitable te f hk e ? ) ,,v l ,7 ): : % t,ii,. house in the world. These are the advantages offered to all Emi grants by E. Moses soil SON. The largest Wholesale Clothing Establishment in the universe is available for lartie or ,in r.:l investments E. MOSES and pox's Goods being highly appreciated in Australia and all other Colonies, are the any part of most convenient and lucrative investments emigrants can Mrke. Shlpsailing infoiniation, told full Lists of Outfits for Ladies and may be lad on application, or post free to E MOSES and SON regret having to guard the learned that the untradesman-like the kingdom. Gentlemen, ,lo N CACI .. • g with their Establishment," or " It'u f- , s been resorted to in many instances, and for the same concern , " ... tic on have :,eg to state that they obvious reasons, they No CONNEXION WITH ANY OTHER HOUSE IN OR OUT OF LONDON, except their own Establishments, as folliws : London City Eetabli:liinctit, 154, 155, 156, and 157, Ilineries, 83, 84, 85, and 86, Aldgate, opposite the Church, all communicating. London West-end Branch, 506, 507, 508, New Oxford-street, 1,2, 3, Bart-street, nil conummicating. Bradford (Yorkshire) Branch, 19 nd 20, Bridge-street. Sheffield Branch, 36, Eargate. Merchant Tailors, Clothiers, natters, Hosiers, Furriers, Boot and Shoe Makers. and G.nerai Outfitters for Ladies and Gentlemen. IMPOR rANT —Should any article not give satisfaction, it will be exchanged if desired, or, if preferred, the money will be returned without hesitation All Sods are marked in plain figures, the lowest price, from which no alai' ernent can be made. The Establishments are cl sed from sunset Friday to sunset on Saturdays, when business is resumed till 12 o'clock. A new Book, " Th.. Herald of the Seasons," containing full lists of prices, our system o: self measurement, facts relative to Australia, advice to emigrants, may be had on application, or post-free to any part of the kingdom. A handsome Almanac tor the year ending 1853 can be had gratis, on application. Ici Pon parle Francais. Qui si parla Italiano. Hier spricht man Deutsch. Aqua se hale Espanol W I) 11 To be Lad of S R herw E oo L d, l4 23 S , Patern l oster-row, , O Ca ß rvalh S o . 47, Fleet-street, Mann, 39, Cornhill. Price One Shilling each; by is Gd. ENJOYMENT OF LIFE. "Health, Recreation, and Rational Use of Time." CONTENTS :—Early Rising—Spring and Summer Mornings—Ex cursions about the Environs of London—The Parks, Lanes, Hills Forests, Fields, High-roads, and other pleasant places—Country Trips and Rambles—The Sea —London at Night—Evenings at Home Music—The Drama—On Eating, Drinking, Sleeping, Bathing, Air, Rest, Ease, Occupation, &c., kc. FRAGMENTS FROM THE FOUNTAINS. Two Vols. Vol. I. VISIT 70 THE LAKES ; SKETCH OF EDINBURGH, &c. Vol. 11. T - 4E:LAKES OF KILLARNEY ; REMINISCENCES OF DUBLIN, &c. WHAT TO EAT, DRINK, AND AVOID, "That three score years and ten our course may run." Alpopular review of almost every form (cause and cure) Of ner vously-debilitated health and enfeebled constitution that harasses tbe 'young, besets the man of pleasure, business or study, and em bitters old age ; with tables and ru l esfor the diet and physical regu lation of every-day life. Iv. THE PASSIONS. " What passions hurt the body—what improve, Truths as refined as Athens ever beard." Suture/. :—Life's pilgrimage, from infancy to old age. The ad vent of the passions. Chastity and its Infringement. The casualties oflicentiousness and dissipation, with illustrations, graphic, narra tive, and remediative. Advocacy of early marriages. V. THE MARRIAGE STATE. Te be or not to be, that is the question." PRociassrsirE:—Laws and obligations of nature, society, and reli gion regarding marri age, to be observed by either sex. Time and choice, on both sides, as to age t emperament, complexion, and figure, to secure healthy o ff spring, with the art of rearing them. Physical deicetiveness and its removal. Sterility and its conversion. Cases, &C. By R. J. CULVERWELL, M.D. (1841), M.R.C.S. (1827), L.S.A. 24), Twenty-five years Medical and Forensic Referee in there matters. Puke ls. each; by poet, Is. Gd. To be had of Sherwood, 23, Paternost er - row ; Camillo, 147, Fleet-street; Mann, 39, Cornhill; or of M. i t. Culyerwell, M.D., 10, Argyll-place, Recent•street, who may be consulted daily from Ten till Five and Seven till }line. " It may be necessary to explain here to those who aro unaccustomed to view such statements more as a commer cial question than the results of severe and unerring ma thematical calculation—for life assurance is strictly a science—that the items in the Actuary's report, under the head of 'Present value of income from annual premiums,' is a correct estimate of the prospective value of premiums yet to be received on policies now extant ; whilst that comprised under the head of ' Present value of liabilities under policies,' represents the sum calculated to cover all liabilities for claims under existing contracts, and the ex cess of the former over the latter, is one of fi xed value, as gain on the current business of tho company, and may be relied on. _ _ _ " In further explanation of these items it may be re marked, that if at any time there should be any falling off of premiums, the liabilities would be decreased in a cor responding proportion, so that they must run to the end pari passu. " The amount of investments is not in any degree dimi nished as a guarantee fund, by the sum now faithfully placed in the opposite column, as paid-up capital,' but remains so far intact, that whilst it is not contemplated to refund this sum of 50,837/. 155., it should always appear in the annual debtor and creditor statement of the society as so much owing to shareholders, being the amount of 2/. 10s. paid by them on each share to which they have re spectively become entitled. "The moderate amount of bonus recommended to be allotted to policy-holders this year, is a matter of not so great moment, when considered, as would at first appear. "Their interest in the reserved fund of 62,112/. Os. id. remains, and in future years will indirectly accrue to their benefit ; and as many companies declare their bonuses every three, five, or seven years only, the comparatively small bonus of this year will be viewed as of little moment compared with the general results of our present position, as set forth in the actuary's report. _ "The directors recommend that out of the profits of the past year, a bonus of 2i per cent. on capital, in addition to the regular annual interest of 5 per cent. be declared, and paid to the shareholders and a proportionate bonus (ac cording to the deed of settlement) to policy-holders. " The claims of the past year exceed the average by 4,7101. 2s. 9d. ' but the proprieto rs w ill see w ith pleasure the large and unprecedented numb er o f ne w policies granted during the same period, v i z . -1 , 416 , an d the yet greater number, in comparison, issued during the four ns a t u ru n iL o of a the court g entle of gentleman irewcthoorsh—atshebeeapa months since elapsed, and which g i ve f a i r prom i se of a still more profitable business during th e p resen t y ea r. p o : n ‘ t T m h e e n im t e.cof megteiros in the active service of the company abroad incessantly since 1839) for the general superintendence and manage ment of the company at home, and at its distant and im portant branches, and the other (one to whom the com pany owes much for his personal efforts in the reforms which were so needed, and have been so effectually intro duced) as financial manager, to supervise and Protect' no less important duty—the finances of the company—the restoration to order and system, and a more economical current expenditure—will all tend to produce confidence both at home and abroad, and effect a sound and healthful management of the funds and business of the company. " With regard to ou r curren t h ome b us i ne ss, the mana gers have been much oc cu pi e d i n re - es t a blishing agencias throughout the United Ki ng d om , i n i m parting inforim tion to enable a more practical working, in the publication of a complete code of instructions to agents, defining their duties, and enforcing strictly the rule requiring regular monthly returns and remittance of balance in hand. This a thorough and uniform system is established which will have the happiest effect on the general business and fume of the company. "In the United States, under the able management of C. rrorscorf e a manage ments ona b l O E. Ilabicht, Esq., our general agent at New York, aidel by a local board composed of wealthy and influential gen tlemen, who give their time and personal attention to the affairs of that important branch, our business, hitherto ao ha a v n e d be is en in r c e r d ea u s c i e n t satisfactory and profitable, has of late been much ea tended, Colonies the most ad mi`r`albnlethseystrimti,shasNhorterhetoAfmoreerican pre vails. The gentlemen percentage on our current revenue derived from that branch. composing the various local hoards are among the most a N n Vh d i n ls o t w th b e esr es loading men in the British provinces, and the zeal and at tention of the general agent at Montreal is constant and untiring. Our business is steadily increasing in these de pendencies, and our prospects of profitable results never were more apparent than at this moment. " The important age ncy at Paris has be en much improved of late by the introduction of new regulations—a large re duction in current expenses—the formation of a highly respectable and influential local board (composed Partly of French and partly of English gentlemen) who meet weekly and lend their aid to advance our interests in France. The late mission of one of our court of directors (T. C. Grattan, Esq.) to Paris, in reorganising our local board and per fecting contemplated arrangements, has been most satis factory, and the results are already apparent in the acces sion of new business and the regularity of the system in troduced. " In Scotland, also, a new and eco nomical system o f working has been introduced, and an efficient local board established at Edinburgh, from which we hope for the most favourable results. " The directors have been hitherto u nable to carry out their wish to appoint a permanent chairman of such high _ _ . ould be useful in maintaining qualities and influence as w the character of the institu tion, and in whom the tho feelu perfect confidence. - sands, who now have a dir ect interest therein, would The difficulties inthe way of suc h a selection, by reason of the want of leisure on the part of those whose wa by reason of the . commercial standing w ould make them m os t eligible, and of ot h er a dverse causes, have been greater than at first anticipated. b us i n ess of the present meetin to elect g "It will be the of John Elliotson, M.D., F.R.S., four directors in lieu Clement Tabor, Esq., and Joseph M D Edmond S. Symos, ' '' • whose period of office expires, but who Thcmpson, Esc, re-elected, and offer themselves accord ale eligible to be confirm as directors J. Leander Starr, accord ingly. And to Grattan,Zsq., appointed 1)7 the Esq., and Thomas Colley Mr. ROBERTSON wished to know what was the mean ing of the item "bonuses on shares unpaid ?" Mr. BENNETT would tell the proprietor in a few words. Under the deed of settlement they were re quired every year to veto a portion of the year's balance to pay bonuses to shareholders and policy-holders, and they would see by the accounts that he was charged with 1,8311., money paid on bonuses under the deed ; but the real charge should be 2,5251., because, speaking as the financial man of the society, he had in hand 6941. 4s. ld., which sum could be claimed from him as bonuses on shares. (Cheers.) Mr. HARRIES asked if the shareholders were to under stand that in future a debtor and creditor account of the state of the finances would bo sent round to the share holders some ten days before the annual meetine , ? Mr. BENNETT said he had not the slightest objection' to that. Mr. GODDARD said that was agreed to on a former occasion, when a good deal of excitement prevailed amongst the shareholders, but still the shareholders had not received it this year. Under the circumstances, however, perhaps that was excusable, and since it was quite evident that the directors had gone to the very root of the matter, the shareholders ought not to be dis satisfied, more especially while such a man as Mr. Ben nett said that he was ready to vouch for the accu racy of every item in the account. (Hear.) He saw by the balance-sheet that after all the liabilities were pro vided for, the balance in favour of the society was put down at 62,112/. Now, did the actuary, in arriving at this result, make any allowance for the expenses of ma nagement, which, according to a moderate calculation, would amount to 10,000/. ? (Hear.) Mr. WOOLHOUSE said the 62,0001. was the surplus balance after providing for every liability of whatever kind. Mr. GODDARp said that was - not an answer to his question. The balance-sheet disclosed the present liabi lities and the present assets of the society, which dis closed a balance of 62,0001. in favour of the shareholders. Had the actuary, in arriving at this result, forgot to take into consideration the fact that something over 10,0001. would be required for the cost of management? (Hear.) Because, if ,he had, he apprehended that at the end of six years their balance would dwindle down to nothing. (Hear.) It was important to know this, because if his apprehensions were well founded, he very much ques tioned whether they were in a position to pay the 21 per cent. bonus recommended by the report. (Hear, hear.) Would. it not be better, then, for the directors at ones to say, like prudent and carefUl 'men, " Gentlemen, we have nothing for you this year but the usual five per cent. ; but at the same time you receive only that, you have the satisfaction of knowing that the institution now stands upon a firm and solid basis." (Hear, hear.) Then, at the end of two or three)years, they might fairly give away a bonus, but so long as they left out of consi deration expenses of management, he submitted that it would not be wise to payanything now beyond the ordi nary five per cent. (Hear, hear.) Mr. BENNETT was exceedingly glad that this question had been asked, and he was equally pleased that it fell to his lot to answer it, because he stood in the position of a shareholder as well as a director, and was particu larly anxious to see that everything was clear and straightforward. (Hear, hear.) Now, with regard to this matter, the argument of Mr. Goddard, or rather his calculations, were not strictly correct, for it was hardly fair to suppose that the surplus would remain stationary for six years, or that 10,0001. a-year, which he would take as the cost of management, could be taken as the measure of their future profits. (Hear, bear.) According to his view of the matter, his (Mr. G.'s) mode of reasoning was calculated to lead to very false impressions. The present year's surplus he set down at 17,443/. 18s. Now, take that as the average of the next six years (exclusive, as it is this, of the coat of management), and multiply the 17,4431. 18s. by six, and they would find that there would be then left an absolute balance of 166,7751. instead of 2,0001. Mr. GODDARD said the explanation was so far satis factory, but respecting the two-and-a-half per cent., did the directors still think it would be prudent to pay it ? Mr. BENNETT said, of course that was a question which must rest with the meeting. The directors recom mended the shareholders to accept the bonus, but, of course, if they so thought fit the shareholders could re fuse to adopt the recommendation. That the directors, however, were justified in making the recommendation he was firmly convinced, as the profits of the past year could well afford to pay the bonus. (Hear.) The deed of settlement, as he had already stated, required certain things to be done if in any year the profits reached a certain amount, and required that a certain amount of bonus, or rather that a relative bonus, should be given to the policy holders as well as the shareholders, in addi tion to the ordinary interest to the latter ; and now the question to be considered was this, were the profits suffi ciently large to warrant the bonus g For his own part he had not the slightest doubt that the society could pay even much more than the two-and-a-half per cent., but at the same time he was bound er to admit that th Meg Wool house had manifested a prop caution wi rard to 'the future in making the avowal contained in the latter part of his report. (lear, hear.) The shareholders might, however, rely upon it, that as matters now stood —and he had pledged his reputation for the accuracy of the accounts —they could fairly and legitimately take every shilling of the bonus. (Hear, hear.) A SFIAREHOLDER—Then Mr. Woolhouse recommends that no bonus should be paid, does he t Mr. BENNETT said he certainly did, and no doubt he Mr. HARRIES said the explanations which had been given were most satisfactory, and he should not there fore persevere with his motion. The motion was accordingly withdrawn. The CHAIRMAN:, said, the report being now disposed of, they came now the re-election of directors. The first name on the list was that of Dr. Elliotson, and he was sure the meeting would admit that the Doctor was one of the oldest and most useful and efficient directors in the society. (Hear, hear.) Mr. HARRIES said he had very great pleasure in pro posing Dr. Ellietson's re-election. (Hear, hear.) Mr. GODDARD had equal pleasure in seconding the motion. (Hear, hear.) The re-election was put to the vote and carried unani mously. The CHAIRMAN said the next name in the list was one which he could not say much about—(a laugh)—beyond the fact that the gentleman who bore it was one of the oldest and largest shareholders in the society, having held upwards of 1,000 shares from the commencement of the society, and he himself, as well as several of his re lations, were still amongst the largest shareholders, and naturally took a warm interest in the welfare of the in stitution. (Hear, hear.) Dr. Symes.was then re-elected a director. The CHAIRMAN said the next name on the list was that of Clement Tabor, Esq., who had always taken an active part in promoting the interest of the society. He had to come from a distance to attend the meetings of the board, but, nevertheless, he never failed to be pre sent on all important occasions. (Hear.) Mr. GODDARD said it might seem rather an invidious question, but would the Chairman be good enough to say whether or not the society had paid Mr. Tabor tra velling expenses 1 (A. laugh.) The CHAlRMAN—Certainly not. (Hear, hear.) We are only afraid the expense of his journeys will more than balance what he receives from us. - (Hear.) • Mr. TABOR was then re-elected. The CHAIRMAN said the last name on the list was that of Joseph Thompson, Esq., the very oldest member of the board, with the exception of Dr. Elliotson ; and, like one or two others whom he could name, Mr. Thompson had always been most active in keeping down the expenses. (Hear.) He was a most useful member of the board, and he had therefore much pleasure in proposing his re-election. (Hear, hear.) Mr. J. Thompson, like the other gentlemen, was una nimously re-elected. The CHAIRMAN said, since the last annual meeting, and in compliance with the request of the shareholders, two influential names had been added to the directors, in the place of two others who had • resigned, and one of whom, he regretted to say, was since deceased. These names were those of J. Leander Starr, Esq., and Thomas Colley Grattan, Esq., who had been elected by the direc tors in the room of Augustus Vigne, Esq., and the late John Rawson, Esq. The former gentleman should be styled "honourable" by courtesy, as he had been a member of H.M. Legislative Council in British North Ain*?.rica, and to him the shareholders were indebted for the position which the society had attained in the British North American colonies and the United States. To no man was this company so much. indebted as to Mr. Starr. In addition to his having a seat at the board, he had been appointed one of the managing directors—a position which the proceedings of to-day had shown that lie filled with credit to himself and advantage to the Society, and the shareholders were now asked to confirm his election, if they so thought proper. (Hear, hear, hear.) T he other name was that of Thomas Colley Grattan, Esq., formerly her Ma jesty's Consul at Boston, in which capacity he least all the influence of his position, and was extremely useful in extending the business, and promoting the interest of the society in America. (Hear.) Indeed, to him the directors were indebted for an introduction to the Hon. Mr. Starr, who had been of such service to the society here during the last twelve months. (Hear.) Mr. Grattan was now residing in this country, where his influence amongst persons of wealth and station in society, as also his great activity and intelligence, were sure to prove of immense value to the institution. (Hear, hear, hear.) The directors had already put his diplo matic powers to the test by sending him to Paris to make important alterations in the direction there, and he ne e d scarcely say that he had fulfilled his mission to the perfect satisfaction of the board. (Cheers.) He had very great pleasure in proposing that the election of these gentlemen should be confirmed. (Hear, hear-) The motion was put and carried unanimously. The CHAIRMAN said they came now to the auditors, Professor Wheatsone and Thomas Williams, Esq., whose j term of office expired to-day, but who offered themselves for re-election. Both gentlemen had been most zealous and active in the performance of their duties, and he was sure the meeting would unanimously re-elect them. (Hear, hear.) The re-election of these gentlemen was put to the vote, and carried unanimously. Mr. Moss (Mayor of Derby) said he believed they had nowgot through all the routine business on the paper, and he therefore took the liberty to rise for the p urpose of ' pro posing a motion which he was confident wou ld be most acceptable to the meeting. m an H w e hwonssaatbulon the hoard ; t to propose a e characte r o f a di rector nor in his character of a man ager . the gentleman in h v u ot t e it of would thanks not to lie a gien hislnt feltae a it to be hi s Ther h e w own thanks, and he hop e d h e offer hispersonally, bounden ei u t t e y to whom, should not be going to o f ar or pre added to them th e th an k s o f the r ing too much if he He (Mr. M.) w as b u t a young dire c t or areh.olders. (H ear .) His sympathies with it were enlisted in thi s company. began. H e came i n t o i t at the after its diff icu lti es began. so licitation of Mr. Ben nett. That gen tl eman induced him to become a di rec t or at a period wh en h e thought it s necessities and its A. SHAREHOLDER said he observed by the profit •and loss account that there were several items written off as bad ; was there no prospect of any part being recovered ! (Hear, hear.) Mr. BENNETT said something might be recovered in the way of shreds and pairings, which would be so much to the shareholders, but he had thought it better to write them off, in order that there might be no room for impugning the accuracy of the general result. (Hear.) Mr. STARR did not know that he could add anything to the clear and candid statement of Mr. Bennett ; but with respect to the correspondence of the agents, and . indeed the correspondence of the office generally, he was in a position to declare that nothing could be now conducted with more order or regularity. (Hear, hear.) The agents were required to send in their accounts every month, and after they were checked with the books, their authenticity or inaccuracy was reported by the succeeding mail. (Cheers.) In the event of an agent failing to make his remittances in due course the sup plies were stopped—that was the premium receipts; without which he could not collect the moneys of his district ; and therefore, under this system, instead of agents being in arrears, they could never be defaulters for more than the balances of a month. For himself, in his new and responsible position, he could only pledge himself for the future, by a refer ence t o t h e past. (Cheers.) Mr. GRATTAN wished for a few minutes' indulgence, while he stated that, although he was only a young mem ber of the Board, he was exceedingly anxious to do his duty fairly and impartially. It was said that a new broom swept clean, and he hoped he should not be found want ing in helping the elder bosoms--(a laugh) —if he might use the expression, to do their work in a clean and neat manner. -(Hear, hear.) With regard to his mission to Paris, he would just take leave to say that he fulfilled it to the best of his ability, and must say that under proper precautions the operations of the society might be extended, not only in Canada and America, but on the continent of Europe as well. (Hear, hear.) He saw no reason why they should not have a local board in Brussels, and in some of the principal states of Germany, and he hoped this suggestion, which perhaps betrayed some degree of presumption 'on his part, would not be lost sight of. (Hear, hear.) ' Mr. HARRIS said the business of the meeting being now at an end, they 'ought not to separate without passing a. vote of thanks to the chairman. (Hear.) Mr. GODDARD asked why the vote should not include the Court of Directors. He did not by any means object to voting thanks to the chairman, but certainly it ought to be coupled with a vote of thanks to the di rectors also. At a former meeting he was sorry to find him self under the necessity of blaming the board for their past conduct, but although he did that from a sense of im perative duty, he - was rejoiced now to have the oppor tunityhoar.) So o f i m iig a h li i i y ng di t d h h ei e n alp t , h iv e a ve m of x,acie their h proceedingsonoable. al t ez h i L year, , that he was firmly convinced that they wouldhave a most beneficial effect out of doors, and he hoped steps would be taken to make them known to every individual shareholder. (Cheers.) With the permission of the meeting, he would move as an amendment, " That the thanks of the proprietors are due, and are hereby given, to the Court of Directors of the National Loan Fund for their past services, and to the Chairman for his conduct in the chair to•day." (Cheers.) g r that they should be unanimous upon g. the whole of the proceedings, that t e it las w t a any M a r iU e l i n A d R m ß e l n S t. B a T i d h e y th h e ad re h i e V e a n s s forn o o un n a ec n e im ss so it u y osntl! hr o h v o i n ugt vote. He had original The vote having been carried by acclamation, very gre r a e t so p l l u e t a i s o u n r T .e (Cheers.) the amendment as an ' The CHAIRMAN, in returning generallydone on e theirhn eu k s t m, could o s s a t id t , c o o t hat ns e e f ou promoter the prosperity of the institution; but difficult a s th e t as k . s ead their duti es h a d b een during day, (Cheers.) h b e o e s i t . s. t. ) , mil e s he was sure they w ou ld f ee l amply com pensated by the hearty approval with w hi ch their pro ccoeeudldingons only, in b e e o e n n el r u e s w io a n rd r ed etu t rn hat th d e a m y had been, for the vote which had been passed, andl d lope that when they met again the shareholders and directors would be found equally as unanimous as they were n The meeting, w hi c h occupied about twow. (Cheers.) d reh was a larger assem bl age of sha o d o hours, an era than on any former occasion, then separated. __— The following are the present directors ant officers of this institution :.-- A. Campbell Barclay, IRECTORS. Charles B ennett, E E sq. D Thomas Ni co ll, E sq. Hugh C q. E. S. Sy mes , M.D. Croft , Esq. J. Leander Starr, Esq. John Elliotson, F.R.S.,Clement Tabor, Esq. John Moss, Esq. !Joseph Thompson, Esq. MANAGING DIRECTORS. J. Leand er Starr, Esq., and Charles Bennett, Esq. AUDITORS. Profes3or Wheatstone, F.R.S., & Thomas Williams, Esq. MEDICAL EXAMINEES. J. Elli o t son , M .D., F.R.S., 37, Ccndait-street. E. S. Symes, M.D., 77, Grosvenor-3treet, Grosvenor square. ACTII4.IIY. W. S. B. Woolouse, Esq., F.R.A.S., F.S.S., &C ASSISTANT ACTUARY. Barker Woolhouse, Esq. BANKERS. Mons. Glyn, Mills, and Co., 67, Lombard-sir:et. SOLICITOR. C. Ewen, Esq., VI, Afoorgate-atr,vt. NEW MATERIALS FOR WHITSUNTIDE. L. lEiyam's Establishment is replenished with a stock of Llama Cloths, Venetian Cloths, Undressed Tweeds, Mixed Cloths, Poplins, Cashmerrettes, A Ipacas, Merinos, Gore Sllks. Cassinetts, Saxony Cloths, West of England Cloths, Kerseymeres, Doeskins, Angolas, Figured D.:lls, Velvets, Silks, Satins, Melton Fabrics. and an infinite variety of the newly-invented materials peculiar to the present sea son. In designing and manufactuting the above goods into NEW GARMENTS FOR WHITSUNTIDE L. Hyam has taken especirl care to incorporate all the late im provements which public taste and experience have suggested ; and the proprietor flatters himself that the high reputation of his City Establishment is greatly enhanced by the elegant and superior as sot tment of dress new on sale. The Melton Oxonians are deserving of special recommendation, being novel, fashionable, and rerlly ex cellent in quality. 1 splendid stock of Juvenile Attire may now be selected from, and parents and guardians are assu - • ed that their requirements will be amply supplied at this sea - on of fashion and fair weather. OBSERVE !—L. IIYAM begs to state that he has no connexion with any similar establishment in London. 36, Gracechurch-street, City (establisliished upwards of 15 years), is the only place of busi ness carried on by L. HYAM, where the public can be supplied with good, durable, and fashionable Clothing, of sound workmanship, at such economical prices as must defy all competition. L. lIYAM, Tailor. Clothier, Hatter, Hosier, and General Outfitter, 36, Gracechurch-street, City. MEDICAL ADVICEION THE SECRET INFIRMITIES OF YOUTH AND MATURITY. DR. SAMUEL LA'MERT, 37, BEDFORD-SQUARE, LONDON, Doctor of Medicine, and Matrlcolated Member of the University of Edinburgh, Honorary Member of the London Hospital Medic Society, Licentiate of Apothecaries' Hall, London, &c., &c. 3 AY be consulted, personally, or by letter, on the various disorders of the nervous and generative system, resulting from juvenile irregularities and excesses, which have pro duced more misery In youth, degradation in manhood, and prema ture decay at all stages of life, than perhaps any other class of dis eases known to modern pathologists. Long and practical experience in the treatment of these diseases has proved that there are in exist ence secret causes of self-acquired miseries and disappointed hopes in existence, traceable to certain pernicious habits, to which Nervous Debility, various forms of Insanity, Unhappy and Unfruitful Marri ages, Impotency, Local and Constitutional Weakness, and their endless modifications owe their almost entire origin. It is absolutely necessary that all men should know that there are principles of personal management which cannot be violated without incurring grievous penalties, and when wisdom and regret succeed the heyday of inconsider.Ae self-h dulgence, how these penalties may be mitigated, bow the sting of their bitterness may be removed, end how the evil and its consequences may be avoided, and above all. that there is scarcely any degree of physical infirmity or functional derangement to which the timely aid of science cannot apply a cure. DOCTOR LA'MERT has for a long series of years been engaged in an extensive practice in the treatment of these delicate com plaints, and s the only legally qualified Physician who, regardless of the taunts and envy of the hypocritical and mock-modest, has had the confidence, through the medium of the public press, to direct attention to these enormous evils, from which no grade of society is free. In selecting this department of practice, he hits been amply rewarded by the great success that has attended his efforts in the treatment of these cases, which are too generally confided to the care of unqualified and ignorant empirics, who, with their pirated publications, assumed foreign names and titles, and pretended virtues of their patent nostrums, have inflicted serious injury on those who have been induced to place faith in their pretensions. At home for consultation daily from Eleven till Two, and from Six till Eight. All letters must contain the fee of 1/., and advice and medicines can be forwarded to any initials or address. It is desirable that patients wishing to consult Dr. LA'MERT should first obtain a copy of his work on SELF-PRESERVATION. A Medical Treatise on the Philosophy of Marriage, and Nervous and Generative Debility, illustrated by fifty coloured engravings, and des cribing in detail the various disorders resulting from secret habits and excesses. The perusal of this treatise will assist in the correct de9crlption of their cases, and may be had, price 2s 6d, in English, French, Spanish, Dutch, Italian, or German, of Messrs. Piper Brothers and Co., 23, Paternoster-row; Hannay, 63, Oxford-street ; Mann, 39, Cot nbill ; Storie. Titchborne-strect, Haymarket ; or tree by post for forty-two stamps, to any address from the Author's rest deace, 37, BEDFORD-SWARD. LONDON. THE NEW NOVEL. Now ready, at all the libraries, in 3 vols., A D GR EST:IAM, AUTOBIOGRAPHY , By 11.4,RY ANNE LUPTON, " Ada Gresham is entitled to a high place among modern works of ilction."—standv d. "Amore " This story will iCevitably produce a great sensation. '1 he vi gour with which boule I. sages are written is equal to anyth:ng that Carrer Bell or the auttioz'ess of `Mary Barton' have ever pour t rayed ."—Messenger Hurst and Blackett, publishies, successors to Henry Colburn , 13, Great Madborough-street. This day is published, price 7s. 6d. THE SIXTH EDITION OF • L AYS OF THE SCOTTISH CAVALIERS, AND OTHER POEMS. By W. EDMONSTOUNE AYTOUN, Professor of Rhetoric and Belles Lettres in the University of Edinbur g h. " Finer ballads than these, we are bold to say, are not to be found in the language."—Timirs. " A volume of vorse which shows that Scotland has yet a poet"— Quarterly Rev iew. - " They are racy or the people and of the age—graphic and truth ful of the pictures witch they conjure up before as, and ringing in every syllable with tim dm% of the spear and the morion."—Morning Chronicle. W. Blackwood and Sons, Edinburgh and London.