The Sun. — London, England, 1832-10-03 00:00:00

,) " { "Z-C. /// : > 6 ` 4 ' lA-- C-4 _ • r --••• _ - CONTRACT FOR BEES' WAX. DEPARTMENT OF THE STOREKEEPER-GENERAL OF THE NAVY, SOMERSET PLACE, SEPT. 29, 1832. THE, COMMISSIONERS for executing the Office of Lord High Admiral of the United King dom of Great Britain and Ireland, do hereby give No►ice, that on THURSDAY, the 18th of October next, at One o'clock, they will be ready to treat with such persons as may he willing to Contract for supplying his Majesty's several Dock-yards with ENGLISH BEES' WAX. A sample of the Wax and a form of the tender may be seen at the said office. No tender will be received after One o'clock on the day of treaty, nor any noticed unless the party attends, or an Agent for him duly authorized in writing. Every tender must be delivered at the above office, and be accompanied by a letter addressed to the Secretary of the Admiralty, at Somerset-place, and signed by a re sponsible person, engaging to become bound with the person tendering, in the stun of 400/. for the due performance of the contract. GENERAL STEAM NAVIGATION COMPANY'S OFFICE, No. 69, Lombard -street, October 2, 1832. THE GENERAL STEAM NAVIGA TION COMPANY'S PACKETS leave LONDON For HAMBURG, with his Majesty's Mail, every Tuesday night, or early on Wednesday morning; and every Friday night, or early on Saturday morning. For ROTTERDAM, with his Majesty's Mail, every Wednes. day and Saturday morning, at Seven o'Clock precisely. For OSTEND, every Saturday Morning. For CALMS, every Wednesday, Saturday, and Sunday Morn ing. For BOULOGNE, every Thursday Morning. For RAMSGATE, every Morning at Half.past Nine o'Clock. For MARGATE, every Morning at Nine o'Clock. And one of their Packets leaves BRIGHTON for DIEPPE every Wednesday and Saturday Morning. For Berths in the London Steam Packets, apply at this Office ; and for the Dieppe Packets, to Mr. Black, Agent, at Brighton. For Freight apply to John Norman, 1, Water-lane, Tower -street. CHARLES BESSELL, Secretary. FOR EDINBURGH. THE Splendid New STEAM-SHIPS, the ROYAL ADELAIDE, Captain MILL, and ROYAL WILLIAM, Captain CH APLIN, each 200 -horse Power, will start from St. Katharine Dock Steam-wharf, near the Tower, as follow ROYAL WILLIAM, on Saturday Evening, Oct. 6, at Ten. ROYAL A DEI.A IDE, on Wednesday Evening, Oct. 10, atTen. ROYAL WILLIAM, on Wednesday Evening, Oct. 1:, at Ten. ROYAL ADELAIDE, on Saturday Evening, Oct 20,at Ten. These Vessels will be found of the very first class in point of speed and accommodations, and are the only ones that afford to passengers the advantage of embarking at the commodious Steam-wharf, London, and landing in the Harbour at Leith. Horses and carriages can thus be shipped and landed with the greatest ease and safety. Fares, including provisions, Chief Cabin, 41. 4s. ; Second Cabin, 21. 10s. The accommodations in the Second Ca bins are very superior, with separate apartments for females. Information obtained, berths secured, and goods re ceived for shipment, at Leith and Glasgow Wharf. Also, by T. Robertson, 164, Strand ; H. Underwood, 56, Haymarket ; M. Sanderson, Boar and Castle Ina, Ox ford-street ; Mr. Slarke, Old White Horse Cellar, Pie ; and Mr. Gilbert, Blossoms Inn, Lawrence lane, Cheapside, where light goods are received, and for warded to the Wharf till Five o'clock on the days of starting. JOSEPH ADAMS, Agent, Leith and Glasgow Wharf. A Spacious Sail Loft to Let. This day was published, in 2 vols. Bye. with numerous Plates and Vignettes. WILD SPORTS OF THE WEST. By the Author of " Stories of Waterloo." Richard Bentley, New Burlington-street. (Late Colburn and Bentley.) Just ready, in 3 vols. post Svo. THE B U C C A N E E R. By Mrs. S. C. HALL, Author of " Sketches of Irish Character," &c. Richard Bentley, New Burlington street. (Late Colburn and Bentley). Just ready, in 2 vols. post Bvo. THE EAST INDIA SKETCH-BOOK. By A LADY. Richard Bentley, New Burlington-street. (Late Culburn and Bentley.) NEW WORK by the AUTHOR of " HAJJI BABA." This day was published, in 3 vole. post Bvo. ZOHRAB, THE HOSTAGE. By the Author of " Hajji Baba." Richard Bentley, New Burlington -street. (Late Colburn and Bentley.) Just ready, in 2 vols. Svo. with fine Portrait, Maps, &c. LIFE of SIR DAVID BAIRD, G.C.B. Including his Correspondence with the most ce lebrated Military Characters of the day. Richard Bentley, New Burlington-street. (Late Colburn and Bentley.) NEW WORK by the AUTHOR of " THE SPY," &c. This dsy W 313 published, in 3 volg. post Bvo. THE HEIDENMAUER, Or, The HEATHEN'S WALL. By J. F. COOPER, Author of " The Spy," " The Pilot," &c. THE ALHANIBRA, Or, NEW SKETCK-BOOK. By WASHINGTON IRVING. Second Edition, 2 vols. post Bvo. 16s. FORTUNE-HUNTING. A Tale of Modern Life. By the Author of " First Love." 3 vols. THE HIGHLAND SMUGGLERS. By J. B. FRASER, Esq. Author of the " Kuzzilbash." 3 vols. HENRY MA STERTON; Or, THE YOUNG CAVALIER. By the Author of " Darnley," " Richelieu," &c. 3 vols. LEGENDS OF THE RHINE AND LOW COUNTRIES. By the Author of " High-ways and By-ways," &c. 3 vols. TALES OF THE EARLY AGES. ny the Author of " Brambletye House," "Zillah," &c. Published for Henry Colburn by R. Bentley, New Bur lington -street. MINERAL SUCCEDANEUM FOR FILLING DE. CAYED TEETH, without Heat or Pressure, and IN CORRODIBLE ARTIFICIAL TEETH, without Wires or other Ligatures. MONSIEUR AIALLAN and SONS, Sur geon-Dentists, No. 32, GREAT RUSSELL STREET, BLOOMSBURY, and 9, HALF-MOON STREET, PICCADILLY, grateful for the high and extensive patronage which has so eminently distinguished their professional exertions since their arrival in the British Metropolis, respectfully announce to their Friends and the Public in general, that they still continue to restore DE CAYED TEETH, with their celebrated MINERAL SUCCEDANEUM, so universally recommended by the Faculty of London and Paris. The operation of Filling Teeth is performed in a few seconds, without the slightest Pain, heat, or pressure. They also FASTEN LOOSE TEETH, in a manner singularly efficacious, and SUPPLY WHOLE or PARTIAL SETS of TEETH formed of the above INCORRODIBLE MINERAL, or of Natural Sub stances, without WIRE or other LlGATURES—guaran teed to answer every purpose for Articulating and Masti "ting---Charges as in Paris. The Faculty are respectfully invited to witness the suc cvlf;ul result of the Mineral Suceedaneum. shorin. One of the above firm may be consulted for a Nev period on M on d ays an d Th urs d ays, at N o. 89, No. 11, .8; Birmin g h am , an d t h e i nterme di ate d ays, at th. strest, Leamington Spa. FOR CHILDREN CUTTING THEIR TEETH. ItS• JOHNSON'S AMERICAN SOOTHING SYRUP. This infallible remedy has preserved hundreds of Children, when thought past re covery, from Convulsion s arising from painful d. ntition. As soon as the Syrup is rubbed on the Gum s the Child will be relieved, the Gums cooled, and the inflammation reduced. It is as innocent as efficacious, tendin g to produce the Teeth with ease; and so pleasant, that no Child will re fuse to let its Gums be rubbed with it. When Infants are at the age of four months, the Syrup should be rubbed on the Gums ; and Parents should never be without the Syrup in the nursery where there are young Children; for if a Child wakes in the night with pains in the Gums, the Syrup immediately gives ease; thereby preventing Convulsions, Fevers, &c. The great success of this Medi cine during the last Twenty-five Years has induced un principled persons to imitate it, under the name of Ameri can Soothing Syrup, and copying parts of Mrs. Johnson's Bills, &c. Parents will, therefore, he very particular to ask for JOHNSON'S AMERICAN SOOTHING SYRUP, and to notice that the Names of Barclay and SOU, 95, Far ringdon-street, London (to whom Mrs. Johnson has sold the recipe), is on the Stamp affixed to each Bottle. (No. 12,500.) ADMIRALTY-OFFICE, JAN. 11, 1832. NAVAL HALF-PAY. TO avoid the inconv.nience and delay which has sometimes occurred in the payment of Naval Half-Pay by the irregular transmission of Affidavits, the Commissioned and Warrant Officers of his Majesty's Navy, residing within the United Kingdom, and receiving their Half-Pay through Agents, are hereby desired to transmit their Affidavits to such Agents within ten days at most after the expiration of each Quarter, so as to enable the Agents to receive the amount due on the days regularly appointed for the payment of the respective ranks. GEORGE ELLIOT. This day was published, in 3 vols. post Bvo. GERALDINE HAMILTON; OR, SELF GUIDANCE. A Tale. Richard Bentley, New Burlington-street. (Late Co'burn and Bentley.) New and Improved Editions. G oss's WORKS. (Twentieth Edition.) ss. each. 1. THE 2EGIS OF LIFE. " Hominem pagina nostrasapit." " Our page relates to man."—MARTIAL. A Non-31edical Commentary on the indiscretions aris ing from Human Frailty, in which the nature, symptoms, and baneful effects of Self-abuse, Intemperance, and Liber tinism, &c., are fully developed ; with Practical Observa tions on Sexual Debility, and Mental Irritation, with some interesting Observations on Vegetable and Animal Life ; in Part 11. is a series of Cases illustrative of the preceding subjects, explaining them in a familiar manner. By GOSS and Co., Consulting Surgeons, London. "Naturas beatis. ' Omnibus esse dedit, si quis cognoverit uti."—CLAtintax. " Since Heaven to all the fund of bliss supplies, " Its frugal application marks the wise." 2. The SYPHILIST, a Familiar Treatise on Disorders arising from Lues Venerea, Gonorrhea, Stricture, Seminal Weakness, &c., with a variety of remarks occurring in a very extensive practice, each Section explained by cases. 3. HYGEIANA, a Nan-Medical Analysis of some Complaints incidental to Females, as Leucorrhcea, Nervous Irritation, &c. in which are offered some important admo niticoas on the peculiar debilities attending their circum stances, sympathies, and formation. The subject of Sterility is especially dwelt upon. Interesting and impor tant cases illustrate the subject. " Quo fugit Venus ? Hen ! quove color decens ?" HOR. Lib. 4, Od. 12. " Whither flies Love ? Ala! where the charming bloom?" The above may be bad of Sherwood and Co., Pater noster-row, London ; 86, Trongate, Glasgow ; 9, Calton street, Edinburgh ; Wrightson, Birmingham ; Duffield, Bath ; Brown and Reid, Bristol; Weller, Cheltenham; Loder, Brighton; Wood, Huntingdon; Hatt, Cambridge; Trewman, Exeter ; Bacon and Co., Norwich ; Deck, Ipswich ; Hobson, Leeds ; Gore and Son, Liverpool ; Platt and Todd, Sheffield; Sowler, Manchester; Slatter, Oxford ; Brodie and Dowding, Salisbury ; Oxley, Wind sor ; and of all Booksellers. Price ss. each. Messrs. GOSS and Co. are to be consulted, as usual, every day, at their house ; and Patients in the remotest parts of the Country, can be treated successfully on de scribing minutely the case, and enclosing a remittance for Advice and Medicine which can be forwarded to any par of the world. No difficulty can occur, as the medicines will be securely packed and carefully protected from ob servation. GOSS and Co. M. R. C. Surgeons, No. 11, Bouverie- Ireet, Fleet..street, London. CORONER'S INQUEST. At eight o'clock last night an inquisition was taken before Mr. Higgs, at Wright's Hotel, Adam street, Adelphi, on view of the body of Charles Morton, Esq., barrister-at-law, who terminated his existence under the following circumstances. Preece Morton, of the Maldle Temple, Esq., brother to the deceased deposed, that the deceased had only returned on Sunday from Rotterdam, where be had sojurned for the last three months; be visited another brother at Blackvvall on hie ar rival, and stayed with him until Monday morning ; on that day he came to town, and witness accom panied him to the above hotel, where he hired ap partments. The deceased, who was about thirty years of age, was a melancholy anal reserved man; he was possessed of considerable property in Ire land, and was contemplating a journey to that coun try. During the year 1830 witness was constantly with him, and on terms of intimacy; he imparted, for the first time, that he had formed an attachment to a lady of title abroad; the attachment was of a violent nature, and at times absorbed his entire at tention; it so much affected him, that he was inca pable of discharging his duties of a Magistrnte in the county of Kerry, in Ireland. He showed wit ness several letters from the lady, and it appeared that the attachment was mutual. He had not seen her for three years, and about three months ago he left this country to visit her, and only returned on Sunday. He then appeared in excellent health and spirits, and exhibited to his friends several pre sents he had received. Witness spent Monday evening with him, and at his request got him some newspapers. Witness was sent for after the melan choly occurrence, and found in the room a letter, written by the deceased to the lady abroad, in which there was not the remotest allusion to the fatal act. Witness considered the attachment was the cause of the occurrence. Edmund Morton, Esq., another brother, stated that the deceased stayed with him at Blackwall on Sunday, and on the Monday left him in excellent spirits. On Tuesday (yesterday) witness went to the hotel, and at one o'clock rapped at the de ceased's apartment, but received no answer. At two o'clock he again knocked, and, receiving no answer, he desired the porter to get in at the win dow, the door being fastened. His deceased bro ther was then discovered in his dressing-gown quit• dead. A surgeon was sent for, and quickly arrived. Witness was not aware what led to the rash act. Mr. Skegg, surgeon, of Bedford -street, Strand, stated that he was called in. The deceased was quite dead. There was a quantity of blood over his dressing-gown, some on the floor, and some in ts foot-pan, in which he found a double-bladed . - knife, generally used by gardeners. With the largest blade the deceased had no doubt terminated his existence. On the right side of the neck he dis covered a deep incised wound, three inches in length, and two inches in depth. The deceased's eyes were very much bloodshot, which was indicative of mental anxiety, and while labouring under that he had doubtless made away with himself. From the position in which he was found, he must have wounded himself while sitting, and held the pan for the blood. After further evidence was adduced, confirmatory of the above, the Jury, after a short consultation returned a verdict " That the deceased destroyed himself in a fit of temporary insanity." A number of the electors of this borough have expressed their determination to invite some gentle_ man of high character, political ability, and accurate com mercial knowledge, besides the candidates now before the public, to offer himself to represent this town in Parlia• ment.—Birmingharn Gazette. Yesterday afternoon a young girl, servant in a family at Clapham, while on a visit to her aunt at Wandsworth, swallowed all ounce of laudanum, intending to destroy herself. Medical assistance was procured about half an hour after the poison had been taken. The girl obstin aely refusing to take any medicine, recourse was had in a very prompt manner by Mr. CHAPMAN, the surgeon in at endance, to the use of the stomach pump, by whi c h means the stomac h was very completely washed out w i th tepid water, and the girl is now i n a fair way to recover, though still in a state of much mental disquietude.—We understand she had been addressed by a policeman of the name of WauroN, who courted her very assiduously for two years, and it is only within these few days she had found out he is already married. COMMITTEE ON THE BANK OF ENG- 1. * • •c, .2 0 7 / r e "C( :) '34 4 •••.7 un ji (•": 0 btl 44 , fr:' • ' 17: Atk, ' • • b t • _ 4 0. 1 • - el-, is, -- 1 5 • m fr , •,K,l l ' - • • rkii, T LONDON, WEDNESDAY EVENING, OCTOBER 3, 1832. land at their branch banks are payable in gold ? ' They are at the branches as well as in London. Supposing the country banker exchanged the branch bank notes for his own notes, and those branch bank notes were payable in gold, would not the presstu e in the case of a panic be diminished in a very small degree indeed, because the party would only have to go from the private bank to the branch bank ?—Certainly. Would it not therefore be necessary to give the same privilege to the branch banks to issue paper payable only ►n London, and not at the branches ? It would be necessary and perhaps beneficial to have such notes payable only in London. In order to effect the object which the country bankers contemplate, would not that alteration in the law be absolutely necessary P—Clearly. Have you heard country bankers express an opi nion that it would be desirable for them to have the power of paying in Bank of England notes, rather than in gold ?—Yes, I have. You stated that the establishment of joint stock banks in London, governed by bodies of directors, would not be capable of giving so much useful and discriminating assistance to traders as private bank ers can give ; would you apply that observation to the country as well as to London ?—No, I think there is a great distinction between the country and Lon don business. In a country town, with a limited population, the directors are as well able to judge of their customers as a private banker can be ; but in London I think it is almost impossible for the directors, who would be coming in and going out by rotation, to make themselves acquainted with the characters and circumstances of individuals, in the same way as private bankers could and do. Might not the directors, both in the country and in London, he retained for a longer period ?—I only instance the fact as it occurs geiierally. Do the joint stock bank directors retain their si tuations a shorter period than the directors of the Bank of England ?—There is only one that I am particularly acquainted with; in that the directors change a certain number every year. Do they come in again► by rotation ?—I do not know. Supposing the directors to retain their places for as long a period in London as the country, would you see any distinction between London and the country ?—I should draw this distinction generally, that you cannot get a director to do that for his pro prietors which a private banker would do for him self; hut I think that in a country town individuals are so well known to each other that there is no necessity for that acquired knowledge which there is here. Would not you think that the circumstance of in dividuals in London not being so well known, would give to a joint stock bank, governed by a great number of directors, possessing each of them their knowledge of individuals, an advantage which the country banker would not possess 2—lt is the duty of a private banker to become acquainted with his customers; his business depends upon it, and his advances must be governed by his knowledge; if you can persuade the directors of a joint stock bank to take the same interest for their proprietors which an individual does for himself, then, perhaps, much of the difficulty might be removed. From your observations of country banks, do not you think that now they conduct their business with a great deal of prudence, and a great deal of caution ? —Yes. And in some cases even with over-timidity ? They may, perhaps, but I am not aware of that fact. You have spoken of a joint stuck bank with which you are in correspondence, do you allude to the bank that has been established in Manchester since the year 1826 ?—Yes. That is not a bank of issue?—lt is not. You are aware that that bank has a very extensive and increasing business, arising in a great measure f r om the liberal accommodation they give to the public?—l am aware that the company carries on its business remarkably well, and under excellent management; it is constituted in such a way that it was enabled to get together a great deal of busi ness. They have a very large list of subscribers, and in that list, I believe, some of the principle people in the town and neighbourhood of Man chester. Do they issue in Bank of England paper?—Yes; they discount in Bank of England paper entirely; it is part of their system not to circulate the notes of any other bank but those of the branch bank at Manchester. Would you not take for granted that the joint stock bank of Manchester has interfered with the business of the private bankers in that town P—l should think so. Why should the country bankers be subject to that interference, and not the London bankers ? Only if we can show that the business in London is now as well done, or perhaps better done than it could be under any other system, and that it is adapted to the wants of London; we must rest our case entirely upon that; we only mean to say that change is not desirable, if we can fairly show that the system long followed in London is that suited to the trade of London, and that under which the mercantile body has flourished and done well for many years. • . . . Ilio . you not think that by increased competition le public are better servecly—l think tbe.compe- . . tition that is suggested would go to the destruction of the private bankers, and therefore ultimately in jure the public. Has it had that effect at Manchester P—Not to my knowledge. You have stated that it is not the custom of London bankers to allow interest to country bankers upon the deposits in their hands ?—lt is a custom which has very much diminished since the war, and it is now rarely done. Are you aware that that is annually a source of loss to the country banker, inasmuch as he allows in tereA upon his deposits was not aware that it was a loss to him. Of course any sum lying idle in the hands of his London agent must be a loss to him, must it not ? But then as it is deposited as a remuneration for the business transacted he places it in lieu of commission. What commission does the London banker charge to his correspondent in the country ?—lt varies very much ; an eighth is the common rate, but they often pay a fixed annual sum in lieu of commission, or they keep a regular fixed deposit in lieu of it. If the country bankers think that by establishing themselves joint stock banks in London, without their being banks of issue, their business would be more advantageously conducted, why should they be precluded from doing it 2—l can see no reason for their being precluded, if they can get it done as well and as cheaply as they can by their present Londo❑ agents. In reference to the answer you have given as to the injurious effects that possibly alight arise to the business of the private bankers in London from joint stock companies, have you not had reference to those joint stock companies being hanks of issue, and not simply such banks as the one established at Nlanchester?—l have referred occasionally to both descriptions. Do you think it would be expedient to continue the restriction as to the number of partners in bank ing houses in London ?—I think it is a very doubt ful point whether any restriction exists at this mo ment as to the number, unless they are banks of issue. Then if it is merely a question of making joint stock banks, not being banks of issue, you conceive that can now be done by law ?—We have always • 04..?..1 , s, (PRICE 7D.) conceived that:such:was the law; I know there has been a different construction put upon it elsewhere. Could they accept a bill ?—We have been told that they can; and that the only point on which they are restricted is issuing. Could they endorse a bill for discount ?—W e have been so informed. Is it your opinion that the circulation of the country is at present in a healthy state ?—I think it is, Has there not been a deficiency of mercantile bills in the money-market of late years, compared with former years ?—Lately there has been. Do not you think that it is partly owing to a new and better distribution of capital between the manu facturer, the merchant, and the dealer, than was the case prior to 1825 ?—I think a great deal of that which was formerly done in bills of exchange is now done in cash. You spoke of the apprehension that prevails in the city with respect to the issue of the inquiry going on before this Committee; will you state wha , is the nature of that apprehension and anxiety ? The effect which may be produced upon prices if any change in the currency is again made. Therefore it is an apprehension of some change in our system of money, and in our system of banking? —The one is in a great degree depending upon the other. Supposing the public felt perfectly sure that no change would take place in our monetary system, do not you think those apprehensions would altogether cease ?—I think they would, and that there would be a tendency to better prices. Do you know whether prices have lately advanced in the city, particularly with regard to raw produce ? —Not much, though there may have been in some few articles. With regard to the question put to you about London bankers allowing interest to country banker , , are you not disposed to believe that that custom is dangerous to the London bankers, and that there are proofs of it in the failure of certain banks in the year 1825 ?—I am not prepared to say that it is dange rous ; I think it is inconvenient, and I should say an unprofitable system to the London banker. May it not lead an injudicious London banker to lend his money sometimes without proper caution, because he feels that he cannot afford to keep it un profitable ?—I believe there have been some in stances of that. Is there not precisely the sam e difficulty when the country banker allows interest ; would it not equally lead him to an imprudent use of the money ? —I am not aware that it does. How does it happen that the practice of allowing interest on deposits, which is a prudent practice and a general practice with the country banker, becomes dangerous and imprudent in London, where the banker has so much easier means of employing his money in securities that are immediately marketable? —I should say that one cause arises from the cir. cumstance of the money held by the London banker being generally in very large sums ; a country banker may allow upon a total amount which may be large, but it consists of the deposits of so many mannfacturers and customers that it diminishes the evil in a great degree. Is not another reason this, that the payments of the London banker are altogether in cash or bank notes, whereas the payments by the country banker are frequently in bills of exchange not due, which he has previously discounted ?—The country bankers not being called upon for payments on demand is another reason. Has not the circumstance of the reduced rate of interest on Exchequer-bills induced the London bankers to discontinue allowing interest to country bankers ?—Yes, in part, the general low rate of in terest. Since the London bankers have generally ceased to allow interest to the country bankers, has it not become the practice with country bankers to employ their surplus money through the medium of a bill broker ?—lt has, in a great degree, and in Govern ment securitie. Has not that mode of employing their money in a great measure compensated them for the loss they may sustain by the London bankers not allowing them interest ?—I should think they get about the same rate of interest. Have you ever considered the practicability of re quiring country bankers to give security P—l have heard the subject agitated. Do you think there would be great difficulty in exacting such a security from country bankers P—l am not sure that there would be any great practical difficulty, because nearly all would be able to give it; but I think there might be great inconvenience in it. I think, calling upon any man to provide for payment of his notes in two, or rather in three ways or places, is rather more than would be right. How in three ways P—At home; with his London agent, if they are payable in London; and in the security he gives to Government. Would not that have a tendency materially to di minish the profit of the country banker if you re quire him to invest his capital in Exchequer-bills ? Certainly. Therefore it would operate to diminish his means of affording accommodation in the same way as an extension of the business of the Bank of England ? —No doubt it would. 1 notes in addition to the security ?—ln two plsces in addition to the first security. In case of an arrangement between the Bank of England and the country banker, under which the country banker issues the notes of the Bank of England, do you conceive that arty double capital is required ?—Not in the case of a banker taking notes from the Bank of England; he discounts his bills with the Bank of England, and takes their notes. In case of security being given to Government by a country banker issuing paper, would there be a double capital required P—He would have to fit d three capitals, if I may be allowed so to say; he would have first to secure the power of issuing notes by depositing security with the Government, he would have to find it with his correspondent, if pay able in London, and he would have to provide at home against any demand for payment in gold. Supposing a country banker were at present Un der agreement with the Bank of England to deposit Exchequer-bills, and not to discount bills, would not he be in the same situation if he deposited dis counted bills 7—The Bank of England would as soon take one as the other. Is it not likely to ba just as convenient to the banker to deposit Exchequer-bills, as to deposit other negotiable securities ?—I am not prepared to answer that, but I should doubt it very much; I do not think the country bankers are in the habit of holding Exchequer-bills for purposes of that sort, so as to be a permanent lock-up. Are not the negotiable securities which they de posit in the hands of the Bank, now purchased by them with capital, in the same way that Exche quer-bills would be ?—Clearly. Then is there any difference between negotiable bills and Exchequer-bills ?—They are both purchased by the means of the deposits made with or by the private capital of the banker. Then in what consists the difference between the country banker depositing Exchequer-hills or dis counted bills in the hands of the Bank, and getting Bank of England notes for them, and his depositing, Exchequer-bills or negotiable bills in the hands of the Government, and getting a certan quantity of paper which he issues ?—He must always keep ca pital at home for meeting those notes. Then the great difference consists in his having on the one side Bank of England notes to pay with, and not being liable to be called upon to find capital for them, and on the other hand having his own paper, against which he is obliged to keep an addi tional security with Government ?—Yes, that is one very important reason. In case therefore of the Government requiring se curity from tile country bankers, would not the best system be to induce the country banker to take the Bank of England notes, giving security for the Bank of England notes ?--It would be better than the other alternative. Do you think the country banker would carry on his trade upon those conditions ?—I think very few of them would. Would not one of the probable effects be, that he would abandon the system of allowing interest ? It might in part have that effect, but then he might be obliged likewise to abandon the charge of com mission, which is a ♦ery profitable part of his busi ness; and I am not sure that he would gain mate terially by that change. If the country banker gave security for his notes, would not his note creditors be paid at the cost of his other creditors ?—They clearly would have a preference. Are you aware of an arrangement having been en tered into, between country bankers and the Bank of England, to issue notes of the Bank of England ? —I have heard of such an arrangement in particu lar places. Are you aware that the Bank of England inva riably requires security to be deposited against the notes which they furnish the country bankers with ? —I was not aware of their requiring further securi ty than bills of exchange to discount. Is not that just the same thing as depositing se curity, according to the question that has been put to you, for the issue of notes ?—lf that was the case, still it would not get rid of the other difficulty, when the country banker is obliged to provide for his notes at three places. There is in the first instance the provision he would have to make by giving se curity to Government; secondly, the provision in the hands of their correspondent, if payable in Lon don; and the provision at home; now when a country banker takes notes from the Bank of Eng land, he at once gets rid of two of those liabilities; he gives security to the branch bank of the Bank of England, but he avoids the necessity of provision at home and in London. Are not the negotiable securities alluded to, ne gotiable securities which the banker takes in the course of his regular buiness ?--Those which he has discounted, probably, for his customers. He would not take Exchequer-bills or public se curities in the same manner ?—He might occa sionally, if his deposits were larger than usual, hold them as a means of employing such deposits; but the country banker would scarcely call it a part of his regular business. Therefore, if he gives the Bank those negotiable securities which he holds from his customers, the money so employed gives facility and currency. to the business of the neighbourhood; but if he is ob liged to employ that in buying Exchequer-bills, or ,living securities, the neighbourhood loses the hem tit of that circulation ?—Certainly that would be part of its effect. lla, he at present any object in keeping a larger amount of negotiable securities with the Bank of England, than that which may enable him to pro vide gold in exchange for his notes ?—Not as the system works now. And he may terminate his transaction with the Bank of England at a week's notice ?—Crrtainly. So that there is a clear distinction both in the amount and in th• terminable nature of the transac- Do you imagine that the security that has been suggested would be of a more stringent nature and more disadvantageous to the country banker than the system at present followed between the Bank of England and the country banker ?—Much more so don, between the negotiable securities now depo sited with the Bank, and the security which the Go vernment would require ?—Clearly. I understand that some of these transactions between country hankers and the Bank of England have been carried on for a fixed period, for six months, but terminable at the end of that period. Is there not also this distinction between the em ployment of his money in negociable securities, and the vesting it in public securities, which he would have under the supposed system to deposit with the Government, that he uses his negotiable seen rides with the Bank only when he wants the notes; but if he were obliged to make the deposit as a se curity for his right to issue, would he not then be obliged to take the maximum of his issues at any one period of the year ?—Yes, to keep it up to the maximum. Therefore he would be forced to purchase a given imount of certain securities which he must hold, instead of being left free to take any species of ne zotiable securities which might suit the nature of his business ?—Yes, that would be the effect. Do you see any good reason why the country banker should give security for his notes rather than, his deposits ?—Cleariy not, as a matter of business, Do you know what proportion his notes gene rally bear to his deposits ?—I cannot say. Are not his deposits larger than his notes ?—I should think so. in its operation. When you say that it would be more stringent, do you not mean, riot so much that the security it self would be more stringent, as that there would be the necessity of a preparation for the payment of You are probably aware that in some parts of England, in Norfolk, for instance, the country banks issued many cash notes, and drew few bills; whilst In other parts of England, such as Lancashire, for instance, they issue no cash notes, but draw nume rous bills after date ; do you see any reason why the holder of the bank-notes of the bank at Norfolk; should have security rather than the holder of the hills of exchange of the bank of Lancashire ? There can be no reason for the preference which would thus be given. Can you state the number of items of payment and receipt which pass in the course of a day in your bank ?—I can furnish it to the Committee, but I cannot state it at the present moment. CHANGE FOR A BAD SHILLING,-A con .,ervative magistrate of this county (Carmarthen) gave some freeholders several proofs of his extreme liberality by supplying them with shillings for the purpose of payiy? ibr their registry. Ole of the party, however, disct-,verEci that the token give❑ him was not of the recogni*eci coin of the realm, and returned it to his worship to have it ex changed. The latter maintained that the shilling given by him was sterling and honest, the other as stoutly asserted t u )a ,a th 4 , ad t t o ni t n v i l s q t c e h red h , on ze , sa t, that it was false and counterfeit. The discussion was be coming rather warn), when his worship proposed . that the disputed I' he usual rs a t o s npoint l e u e t should egi v consented; e n b t e o stet): the lee o do tt 1 - t) y k h iseed volume, when kis worship demanded a shilling. What for? asked the agri, culturist. My fee for the affidavit, was the reply, The former attempted to remonstrate, the latter was inexorable, but in the end consented to receive the bad shilling. Welshman. EXECUTION OF WILLIAM i101.0.‘/N."--,- This unfortunate young man, who was convicted at the. late assizes of violating a child twelve years of age, it Sheffield, suffered the last penalty of the law, on the new drop, behind York-castle, at 12 o'clock no Saturday. From the moment of receiving his sentence, he had de, voted himself almost exclusively to prayer. Three of his brothers had an interview with him at an early hour that morning. To them he declared his innocence, and also acquitted the woman ELAM of the offence imputed to her. The parting scene amongst them was, we understand, dis tressing in the extreme. During the reading of the prayers on the scaffold, his eyes wandered greatly, and he seemed anxious to address the assembled crowd beneath. Just before the executioner proceeded with his awful duty, the malefactor, with a firm step, advanced to the front of the scaffold, and said, " The Lord above knows I am a murdered man. lam innocent,—innocent as the child in its mother's womb. Lord have mercy upon me !" The cip was drawn over his face, the rope adjusted, when he again exellimed, "Lord have mercy upon me ! " the bolt was drawn, and be was launched into eternity. Ater hanging the usual time, his body was taken down and de. livered to his friends for interment,— York Courant. LAND CHARTER. (Examination of GEORGE CARR GLYN, ESQ. Concluded.) Does it occur to you that the interests of the public require any important change in the laws which regulate banking at present ?—I speak of London more particularly, wl.ere I do not think they require any great alteration; my conviction is, I mention it reluctantly, because this is a point upon which I may be thought to have an interest, but it seems to me that the business of London with the Bank of England, as the bank of issue, and with private bankers, as the channels through which the necessary accommodations are given to the different commercial interests, is as good a system as can be devised; instances occur every day, in which it would be impossible for the first mercantile houses in London to deal with the Bank of England, or with a joint stock company; they come often to ask for loans, for the purpose of executing orders re ceived from abroad for the export of bullion and other commodities, they communicate confidentially with their private banker, but they could not follow this course or make these communications to the di rectors of a joint stock bank, some of whom might probably be their rivals in trade and in these opera tions; and again, among the second class of traders, we are obliged to proceed often upon the knowledge we have acquired of their business and character, a system upon which a joint stock company could not act ; I consider also, that if these modes of accom modation were withdrawn the distress among many of the traders in London would he extreme, and:the impediments to business insuperable. Do not you thick there is a great evil in the change itself, in a matter so sensitive as the public credit, unless there be a strong reason for the change? —I consider it is a very great evil, and have no docbt that at the present moment the expectation of some change likely to take place in the system of bank ing is inducing many of the large dealers in London to withhold from extensive transactions. Do you conceive it to be important to have the question set at rest as early as possible ?—I think it very important, and believe I am expressing the opinion of a very large portion of the traders of the city. Do you apprehend that there is any difference of opinion upon that subject P—l have met with none. Would you recommend any alteration in the law re , pecting the issue of notes by country bankers; would you advise that they should be allowed to issue notes below 51., or would you alter the present state. of the law with respect to their liability to pay the notes they issue in gold ?—That is so important a question that I scarcely feel myself competent to give an answer to it; we have gone through the period of difficulty from the alteration, and another change might perhaps be again attended with serious consequences. With a view of preventing a pressure upon the Bank of England for gold at a time of what has been called political discredit, it has been suggested that country bankers should be enabled to pay their notes in Bank of England notes, and that for that definite object Bank of England notes should be a legal tender; have you ever considered that ques. lion ?—I have; it is a question which has been dis cussed by several county bankers with me, and I think there seems to be a feeling in the minds of some that it might be a very beneficial measure. Is that your own opinion upon it ?—I concur in th• opinion that it might be perhaps beneficial. What do you think would be the advantage of it, er why is not there as much advantage in a coun try banker now being enabled to tender to his cus tomers the Bank of England notes in exchange for his own notes, and leave it to them to decide whe ther they will take them or not ?—ln a time of po litical excitement this tender would be of no avail, the demand would be for gold. Would it nor, then, tend to add to the excite ment; if the public found they could not get gold, would it not tend to discredit the Bank of England note itself ?—I think there would be some advan tage in having the whole of the bullion concentrated in one particular place, to meet any demand that might arise against it, instead of having it dispersed through the different branches and the different country banks. Your answer assumes that the public would prefer gold to Bank of England notes ?—Yes, the assumption having been raised in the previous question. - Then why would the pressure npon the Bank of England be relieved, because the party holding bank notes would press upon the Bank of England to have those notes exchanged ?—That would throw a difficulty in the way, inasmuch as they must either bring or• send the notes to London. In the mean time would not the public confidence be shaken by that very difficulty ?—ln the year 1825 we tried the experiment in one town, during the period when the Bank was supposed to be pressed for gold, and it succeeded. Was not there an issue of 11. and 2/. notes, which supplied the deficient circulation of gold ?—There was, but the principle was similar. The present question refers to notes of Si. and upwards ; if these was a want of confidence in the Bank of England notes would the difficulty of the two days' loss of time, that would be occupied in sendin g the notes to London for payment, prevent those notes from being tendered ?—lt would depend so much upon the degree of excitement that might be going on at the time that it would de difficult to say. Do not you think that in many remote parts of the country there is a greater confidence in the country bank paper than there is in the Bank of England paper, on account of there being a greater security from risk of forgery ?—That has been said to prevail, but 1 am not certain that it is at all ge nerally felt. Could it make any difference to the country banker, except as saving him the expense of the conveyance of gold instead of paper, when he was to provide himself with Bank paper or gold to an swer a demand in case of a panic ?—I do not think that the country [ioniser could Lind any individual ad• vantage in the arrangement, except as it might be generally a beneficial plan; it would only be to him the saving of the expense and the risk of the trans mission of gold. Has not one of the conveniences derived to the country bankers, from the establishment of branch banks, been the facility with which in many instances they have been able to obtain gold when they wanted it ? Yes; but in times of pressure I should think it would be imprudent in a country banker to rely upon that channel. Are you aware that in several instances your cor respondents in the country have been obliged to make deposits with the Batik of England, previous to their being able to receive gold from the branches ? —Yes. Are you aware that in the course of May last, the Batik of England refused to make those ad vances to the country bankers upon their making those deposits in London ?—I believe that during a short period there was that refusal on the part of the Bank of England. Do you think it would be possible to make the Bank of England notes a legal tender on the part of the country bankers, without making them a legal tender in other transactions ?—.There cer tainly would be a difficulty. Might it not place a person wh o oug h t to have money at his command in a situation of impossibility of paying his debts ?—lt might. At present the notes issued by the Bank of Eng-,