The Sun. — London, England, 1850-04-04 00:00:00

SCOTTISH WIDOWS' FUND AND LIFE ASSURANCE SOCIETY. REPORT of the PROCEDURE of the TIIIRTY-SIXTU ANNUAL GENERAL COURT of this SOCIETY, held en the sth March, 1850. The Hon LORD COCKBURN in the Chair. The THIRTY-SIXTH ANNUAL eIENERAL COURT of this SO CIETY was held in Edinburgh on the sth March, 1850. The Hou. LORD COCKBURN in the Chair. The Manager read to the Court various Statements relative to the Society's affairs, from which it appeared Ist, That during the ear 1849, the total number of Policies actu ally passed and issued was 600, covering' Insurances to the extent of 422,065/.lls. Id, That the Capital of the -Society at 31st December, 1849, was 2,167,5061. 9s. Id., having increased during the year to the extent of 112,957/.165. 2d. 3d, That the Annual Revenue of the Society at the same date was 300,5371. 19s. ed.. being a decrease since last year, ar'sing from the reduction in the rate of interest during the currency of the year. 4th, That the number of deaths which had occurred during the year 1849 was 111, the sums insured under the Policies which have emerged in consequence of these deaths, being + 117,621/. 105., orovith Bonus additions, 1 4 e, 8241 . 12s. 3d. attl, That the above suns of 117,6221. 10s. and the number of deaths were in the ratio of 53 per cent. of what might have been expected, according to the tables of mortality upon Which the Society's calculations are based. The accuracy of the statements read having been confirmed by he Auditor, The Chairman, addressing the meeting, said, the Manager has now read certain papers, and made certain statements, which con tain a faithful exposition of the exact state of our affairs. Ile having done se, I really am not aware what I can do to :aid either to your information or to your consequent confidence in this Institu tion. Yoursonfidenee must del end on the " facts" youthave heard fr,un him ; a n d were it not the usage that the person ho occupies t " - Place Which I have the lionous to occupy is expected to make some address, I think the most judicious thing I could do would be to realist/tin silence. At the same time, however, it has often oc eur.:ed to me, and it occurs to me now, that perhaps a recapitulation In la quiet way, and in ordinary language, of the almost technic al Statements made by the Manager. may sink more deeply into your and bell more easily carried away—(Applause)—and there- LON allow me to rec a ll t o you a few of the leading f ac t s w hich you axe now heard.—(Renewed applause.) gine of the first of these—at least the one that leads me to consider tho remark i have to make first—is one that I was not aware of myself till very recently, which is the view exhibited of the pro gress of this Institution by our mere numbers. I do not here speak of the sums insured, of our investments, of our secu rities, or of anything of that sort. Look at our mere numbers. I know* no better test of a society like this being well managed,—of t t c e e r b o a t. s i ts b been interested it h d e o r ,, e not only being no suspicion in regard to it. but that public con alwaysmoieinitibieet_croefasme,etothoanerisi: the increase of the t nu o n erest but I mean, who have Pare selfishness—who are as anxious as men can bo _r p ro tect themselV es f rom misconduct, i n or d e r that, liin" u slY detected. it' may b e t i meous ly corrected. Now find that in the year 1815, when the Society was instituted, we 11 _11 with a small nest-egg of 49 members—(Laughter ) — an d it did not_look well for th e year 1816, that the eggs laid then were on l y 17 . (Renewed laughter.) I also find that during the first six years of the Society's existence, 212 were the sum total of our chickens. — (Laughter) And here I may observe, that the first thing that strikes me is the great caution with which the lives must have been selected; for of the 49 members who were admitted in 11115, 35 Years ago, eleven still remain upon the books, after deducting many who surrendered their policies, and who, for aught we know, may be living still. Then, of the 17 who joined them in the year 1815. after deducting many surrenderers, there are still three upon the books ; and of the 212 who joined the society during the first six years of ' its existe nce, nearly 60 surrendered their policies, but 49 still survive. —(Applause.) These seem to me to have been well selected lives.— (seer, hear.) And the result now is that, at the end of 35 years, the Limber of our members amounts, not to one thousand, nor to two, nor to three, nor to tour, nor to five, nor even to six, but to above ale thou sand. — (loplaase.) We have now above six thousand in frared lives. From this fact I infer nothing but this—that, since we have so many jealous but uncomplaining eyes prying into us, I pre same that we cannot he an ill-managed body. The Business done during the year 1849, after deduction of several Policies which were cancelled, amounts to above 422,0001.; that is i 9 say, that last year the Insurances which we effected amounted to that sum. The number of Policies on these insurances amounts to 600, being, at the the average, ever all I am told, is a high one—of no less than 7001. on every policy.. The Capital has increased during the year that is now closed by above 100,0001. ; and the total Capital that we own now amounts to 2 .167,5061.; that is to say, in round numbers, which will be far more 'easily remembered, considerably above Two Millions of money.— (Applause.) The statement that we have above Two Millions—that is to say That we ought to have it—would be a very idle one, if our funds were not well invested ; many a man thinks he has, and ho ought to have it ; but when he comes to grasp It it eludes the closing hand ; sand, therefore, it is of vital and all-important consequence to be told iirs this place, that of our investments, so far as we have discovered, we have never yet made a single bad one.—(Applause.) a hese in *estments are, for the most part, laid out on real security—l mean within Scotland, the best country, in my belief; for real security, in tarope ; and, besides this, a large portion of our capital is invested in loans to the members, upon the security of their policies. What . ketter security can there be than that ?—(Hear, hear.) A member leten he dies I. our creditor, say for Lem/. ; and he asks for a loan of 5001. ; if the policy he of equal value, we lend it to helm, because 'we lend it to him out of his own money. With such a security we eats advance it ; and we are as certain of its return as he is that he gas claims spots us. Part of these two millions is laid out in Bank Stock—l mean stock of the chartered Banks of Scotland and the Bask of England, which I believe is as secure as can be. There is not a penny of it laid out in any Bank Stock of which a single hull - vide:a in private life entertains the slightest doubt. A attle of our capital is laid out In redeemable annuities, which, al" the law of Scotland, as we all know, fall under the class of advances secured under real property. Some of it is laid out on railway —mark my next word, for this first one makes many People tremble—(A laugh)—some of it is laid out on railway de lbehtures.—(Applause.) Not one single sixpence of it—if there was a farthing of it, I would tell you honestly—but not one single :teething of it is invested in railway shares. One fact which I have - to state is one which, above all others, testifies the solidity of these :investments; and it is, the regularity and the promptness with - which the interest on the loans is invariably paid. Wherever an in -vestment is not met by regular payment of the interest, let the creditor begin to tremble. Now, with us, we have never found the least cause for fear or doubt. Tile interests, I understand, are • always paid almost within a day of the time. The result I draw .morn all this is, that not only are these investments good, but that they are so good, that better could not be obtained. My belief is, that if these investments were all now thrown loose, and the Di rectors were required to retrace their steps, and to get good securities, they could, and therefore they would, do nothing but :recur exactly to the securities that they have already obtained.— s(Applause.) The six thousand members of this Society have laid Its' above two millions of as well-secured money as call be secured in this world. Our annual revenue has decreased from the recent fall of interest eluring the last year, but it is now above 300,500/. The sum total of `hat we have Insured amounts to above Six Dlillions and a Half. The deaths in 1849 are peculiarly instructive. In the first place, they ainount to 111—it great number, and to be accounted for only IT the prevalent pestilence. But yet though they amount to •11 1, they are only sixty-three per cent. of our calculated :probabilities ;—that is to say, that our system is founded on -the calculation that there would be 100 deaths, while instead of that, there have been only sixty-three, leaving thirty-seven per tent, over and above for the security of the Society.—(Applause.) Of • ithr 111 who have died—let the upper ranks think of this faet-24 have fallen by cholera. It is commonly thought that this is a visi tation which afflicts only the poor and the destitute n . na l ne r tn e t ty m it . siffilets them first, and worst, but it is by for we heard. it to-day stated, that o o f n t e ho i n s i e l o d in i vr v ea l h d o u ns lie w d :year connected with this society , as fm in m sur i e t d la tOr t -5,000/ ., one for 4 000/.. 3,0001., two for 2,0011., and one for , ~,a . 5 001. , and that the whole mete 270001. ; and therefore you will Y- observe that these, apparently e t f w or ent r were insured for something Periodical V iiit a tions, ought to strike a lesson of prudeice on the nitride of men in all classes. The sums paid .1,164;0001. ; and by us since We began in 1815, are above this is a fact with which I was much struck. We ' have tributed above eleven hundred thousand pounds. We have relieved to that extent the families of those members who trusted us ; and the example that w as g i ven by th e manager s o technically, and 'with such proper brevity, of the benefits of this Institution, made a great impression upon me, as I have no doubt it did upon ;the meeting. The case I refer to was that of an old member who idled abroad last year, and who had insured three times, each time for 1,000/. Well, he dies, and he has claims upon us fir 3,001. cer tain.. But besides that, his representatives will receive considerably above 2,000/. as a Bonus. This, upwards of 5,0001 . is secured to his family ; and, even after paying that, the Seciety was plus nearly I , s ool.—(Applause.) ' The next matter which I have to state is, one for which I am very grateful; and it is, that we have had up to this day, no litigation.— (Laughter and applanse.) • Now, what I h ave s t a ted are the material facts ; and.what else sueed I say? It i s no t m y b us iness, and I am sore it would be no satisfaction to you, if I were to boast of the excellence of our system, et the greatuess of our success ; and still less would it give-any Batts faction to you if I were to do that from which every respectable So- Ceti' will for ever abstain—that of attempting to raise ourselves by a tontrast or comparison, or even by an allusion to kindred Institutions. — (Applause.) I have stated thefacts ; and having done so, I can do no More. It is for you to judge how your affairs have been managed, and to carry away with you those resolutions or judgments which.the Statements you have heard are calculated to produce. My inferences are merely two. It seems to me, in the first place, that this is a Society :In which we may have perfect confidence.—(Hear, hear.) 11y belief —knowing as I do something about it, although not se n.uch certainly as many others—is, that our coafldence in it may go to this extent, that if we were to begin our career again, with the experience which we have acquired, I know many ways in which we might act differ . ently, but I know no way in which we could do better. —(Applause,) Moralists have often amused themselves by speculating about what _a man would do, if he wag again to become a boy, with all the expe .• • rienee of his manhood. If this Society were to do so, I seriously and firmly believe that if we were to hegiu our career in 1815, with the experience which we have gained between that time and the Year 1850, we should walk in the very paths, nay in the very ruts by which 'we have reached our present state. My other inter ence—although it is something very like repeating the same sermon twice —is, that it is the duty of all of us to do all in our power to propagate a knowledge of this Institution, end still more to propa gate a knowledge of the great duty peoplehi precarious lite, of self-preservation by insurance. Souse talk as if there were too many societies of this kind. Ido not agree with them ; and I a mperfectly certain that, if th e public, and every individual in it, v as adequately i m p ressed with the importance of insuring their lives, there would net only not be too many, but it would be found that there was perhaps a great deal too few,—(Hear, hear.) The great thing is to get the community steeped in the conviction that there is no way in which they can practise the great duty of pru dence so well as by life Insurance. All men are convinced that pm (lance is a virtue, but all men are not convinced that there is no for% in which that virtue can be practisedt with so small a present sacrifice, contrasted with so great a o n n ult mate reward. If you want y where you are to Ilnd them. any examples of this, I can tell You are not to seek for them here, o at u no n n iust go among the families a get whom whom the ciety has of those who have been bereaved, and a n n a ce t .zh es e s y , f fe raoueY. Go into already distributed greatly be these families, and ask them what they think ()f o b avlll tell you that instead of thinking it unreasonabilrleura their only pang, even at the moment when they the blessings of life insurance, is, that the head oft heelerxferieevnenliiant:l not Carried it to a greater extent. Therefore, what voulmhisa u m p n n do, Gentlemen, is, In you r var i ous spheres, to urge th your friend s —t o urge it simply upon these two grounds, itslidauttlyto can avoid death, and that no man can fix its period • but that In surance is a science which, out of individual irregularities, extracts laws of general uniformity ; and thus converts the very precarious ness of life into it method of correcti ng its Theseuncertainty, are the impressions made liven me ; wh a t yours are, I le *• , - --(Lord Cockburn then re sume d hi s seat amid loud apPleauysoeu ) to say. On the motion of Sir James Russell, K.C.8., of Ashiesteel, seconded by Vrofessor Stiller, a vote of thanks was given to the Courts of Di rectors, to the Trustees and Office Bearers, for their services during the past year. On the motion of Alexander Shank Cook, Esq., Advocate, seconded by the Rev. James R. Campbell, of Albany-street Chapel, the Courts of Directors for the following Year were appointed as tollows ?RESIDENT. The Right Hon. the Earl of ROSEBERY, K T. VICE-PRESIDENTS. The Hon. Lord MONCREIFF. Ills Grace the Duke of BUCCLE'CTCH, K.G . The Most Hon. the Marquis of TWEEDALE, R.T. and C.R. *WILLIAM GIBSON-CRAIG, Esq., Younger of Riccarton. EXTRAORDINARY DIRECTORS. The Very Rey. Princl. M'Farlane Robert G. Baillle, Esq., of Culler allers. James 11 1 Gregor, Esq., Chairman of South-Eastern Railway. • Sir John Stuart Richardson of Pitfonr., Bart. The Right Hon. the Earl of Lincoln. Leonard Homer, Esq., London. Daniel Watnoy, Esq., Wands- 1 worth, Loudon. Rev. Dr. Robert Macnair, Paisley. William Shuttleworth, Esq., John Raveatim, E N.. banker, Warminster. Thomas Beveridge, Esq., D.c.s. Charles Bathe, Esq., ad vocate. Archd. Davidson, Esq., Sheriff or Aberdeenshire. William James Duncan, E sq., Manager of National Bank. Sir William Hamilton, of Pres. ton, Bart. * The Selicitor—Cleneral for Scot land. * Archibald Alison, Esq., Sheriff town-clerk, Liverpool. Anthony Murray of Dollerle, W.S. William Mitchell Inues, Esq., of Parsons Green. of Lanarkshire. George Dandas, Esq Sheriff el Selkirkshire. ORDINARY Christopher Wood, Jun., Esq., DIRECTORS. George Gibson, Esq., merchant. Leith. William Wilson, Esq„ W.S. Sir Adam Hay, Bart., of Hays. tour. John Cockburn, Esq., merchant. Henry Cheyne, Esq., W.S. • Robert Scott Moncrieff, Esq. advocate. * Alexander Thomson, Esq„ W.S. * Thomas G. Mackay, Esq., W.S merchant, Leith. James Balfour, Esq. of Pllrig, W. S. William Smith, Esq., of Carbathi Guthrie. Isaac Bayley, Esq., of Manuel. Levels Alex. Wallace, Esq., archt. James Mylne, Esq., W.S. Alexander Pringle, Esq., of Whyt bank. James Tytler, Esq., ofWeodhousc lee, W.S. • * ar Ncw Aintments. On the motion Those of Robert marked Paul, e Esq., manager of the Commercial Elf a vote of thanks was proposed to the Hon. Chairman, which was received with much applause, and the Court therea ft er ad. Joann& JOIIN MACKENZIE, Manager. • • WILLIAM GEORGE. Chief Clerk. Edinburgh, • 5 , St. Andrew Square, Bth March, -1850. • - LONDON OFFICE, 4, ROYAL EXCHANGE BUILDINGS. 1111011 DI'KEAN, Agent. '+sC 11 11 E p A COMMI Rev. Charles Boone, Kenswerth, Herts. Fredk. Bird, lisq., M.D., Brook street, Grosvenor-square. Captain George N. Clarke (late 17th Lancers), Junior United Service Club. James Cockburn, Esq., Merchant, Nov Bread-street. Robert Clarke, jun., Esq,; Mer cheat, Cheapside. W. Guost Carpenter, F.R.C.S., West-street, Finsbury. Anthony Dunlop, Esq., Merchant, Now Broad-street. Vincent G. Dowling, Esq., Nor folk-street, strand. Thomas Chambre, Esq., Fernhill, Windsor. Bankers—Messrs. Cocks, Bldduli t 1 J i , i! . . 1 , ' • . .. 4 ' .. • .f . . • -*- . - , _1 13 : 4 ... ..4 •eth ~...,' z........a-.... 4 lc /4;6). - .• i / t ~- ~ , , y , . . Qui • ;‘, - . .. 11 , ~, -_-,t'.lk, , e!,, .., „..,.. .4k „ , 1 ,,,, • 11 - 1 4 , I 141 6 ‘ < " 4 4 " ,, , ‘ / '7 - . 4 1., • -' ‘, 4 1 , t , , 4 ..., t 1.t.. ~,, . .41, , 6, ~- r g ~-. te , 'V, ki:: . 'A' • . - \. ' '.. .aw ( r .....,... , 1 . "4 ar% t -L DiN 1, ..,41:64,.. i. , , :. . ,',.. 1 1 . 21,-;42,..., .-.. ' : IL/SQIf... ' :' , .0 it jii - v\ v ,,,,_ VIC •' - I . t' , - " ,I.T . "1 .:t'4t:-. ;:. • . i 7" ~. ,(-.'--, ..---,l— - ,- -4 : ,„ / ----) ,-- --/ Z . -- r) y,, } A.--.........,-,..--y 7 ,- at the Naval College ; ! J: W. Vaughan, to study steam /, at Woolwich factory/ -,,;,'------==--'. '''f, 4!' .- 4 ', • - ' „e„,,_„--- 2 0 , .' e „.. ___,_ Master—John Sy - mons (1849), to the Archer ; -:: . "'WN , NV N Y Yr; , —:. A 1, ~., , .s., , , - Peter Loney, to be in command of Torcross coast er:...t:-___•_. ,;-• ~, ) -1 , :,, -6. =, ). guard station, vice Lieut. Standbridge, resigned. Paymaster and Purser—Joseph Lewis (1848), to the Archer. ~..., Cierk—George Turner (1847), to the Archer. Midshipman —G. J. Richards to the Archer. Dlaster's Assistant—E. A. Deane to the Archer. Naval Cadets—Richard Onslow and Pownall IV Pellew, to the Fisgard, flag-ship at Woolwich, Charles J. Carey, to the Victory, flag-ship at Ports mouth. Clerk's Assistant—James A. Nicholls to the Archer. Gunner—Daniel Fisher to the Archer. Boatswain—John Jackson to the Archer. Carpenter—Charles Miller to the Archer. THE SQUADRON OF EVOLUTION. We have received ad ices from the above force to the 28th ult.:— " March 13.—Her Majesty's ship Phaeton, 50, Captain Elliot, arrived off Lisbon. At daylight ob served the squadron, consisting of two divisions, Aiw ) [PRICE SD, my discretion; which letter I inclosed to your Lord- I ship, together vvith my reply. When I saw the Channel squadron, which I com manded for two years to the entire satisfaction of the Government, reorganised under my late second in command, I waited on Sir Francis Baring and stated my surprise at his letter, and handed him testimonials I have received from various members of the Govern ment, expressing their opinions of my services, ex pecting to remove the impression from Sir Francis Baring ' s mind of my want of discretion, in which your Lordship will sea by the correspondence I failed. Feeling it impossible to rest under such a slur, I wrote an official letter to the Admiralty, which I also inclose, together with my reply. For the testi monials alluded to I beg to refer your Lordship to the Admiralty. Failing to receive any redress from them, I now appeal to your Lordship, as Prime Minister of this country, whether it is to be borne that a First Lord of the Admiralty, and, as a civilian, necessarily igno rant of the service over which he presides, and of the character of the officers in it, should inconsiderately express a doubt of the discretion of an officer (without alledging any cause) who has as high testimonials as any officer in the service, and , who has performed his duty, to his Queen and country zealously and faith fully, both at sea and on shore, in most parts of the globe, and been three times wounded in the service ? I also appeal to your Lordship whether it is to be borne, when an officer is so treated by the First Lord, and appeals to the board for redress, he is to be told by that board—his natural protectors against injustice —" that they do not consider it any part of their duty to enter into the question as, to the reason of the First Lord of the Admir a lty f o r having expressed a doubt of your discretion"; and, moreover, "that they doubt the discretion and judgment of an officer appealing to them, and sending testimonials of his character from various members of this and other Govern ments" ? Is this, my Lord, the position that a British Admiral ought to be placed in ?.. To be , subject to the hasty judgment of a First Lord, and when he appeals to the board for protection to be reproved by them for so doing; and for sending them testimonials of his character —testimonials which, if before a court martial, he would be fully justified in producing, and still4more justified in producing before the colleagues of the First Lord who oppresses him. I do look upon it as an act of great injustice, that an officer should be reproved for asking for redress and explanation, which reproof will remain on the records of the Admiralty, and infallibly rain his pro fessional prospects. I beg your Lordships to distinctly understand that, had Sir Francis Baring's expressie, a been confined to my publishing letters to Yow.r Lordship, I should not have said one word on su bject, as that admits of a doubt, notwithstan' s %i ng the examples I have quoted in my public - and private letters, to the Ad miralty and Sir I) 'ancis Baring. I have the l eoreour to remain your Lordship's obedient hu'',bi e servant, viz. :- " Starboard Division —Prince Regent, 90, Com modore Martin ; Leander, 50, Captain S. C. Dacres ; and Arrogant, 46, Captain Robinson. " Port Division—Thetis, 36, Captain Codrington, C. 8.; Indefatigable, 50, Captain Smart, K.H. ; La Hogue, 60, Captain M'Dougal ; and Terrible, 21, steam-frigate, Captain the Hon. C. Hope, C. 8., to windward. CHARLES NAPIER. E ; ght Hon. Lord John Russell. " The Phaeton was ordered to take next to Lean der. Not many hours were allowed to pass before the sailing of the new-comer was to be tested. "At 9‘ A.M., per signal, the Thetis ran four miles to leeward ; the others then formed on her. At 1 A.M., being all in fair position, started under all plain sail; wind E. by S., smooth water; thetPhaeton had much the advantage, heating the Thetis 1 mile in two hours 50 minutes ; Leander, 1- ; the Indefatigable and the Arr ogan t very much more. At 1.50 signal to return to station. " Supernumeraries were sent on board the Prince Regent. People were rather surprised at Phaeton's sailing, as well as her general appearance and hand ling. So ended trial No. 1. "March 14—In the morning Phaeton set up top mast rigging ; when ready, made sail and ran to leeward. 8, Downing-street, Jar.. 25, 1850. Sir,—l am aware that you have published several letters addressed to me on the state of the navy. These letters contain gross imputations on the cha racter and motives of the late Lord Auckland and his colleagues in the Government; but I have not taken any notice of these imputations. When, however, you inform me that the First Lord of the Admiralty has disapproved of these letters, and that he has finished by telling you "he has a high opinion of your professional character, but doubts your discre tion," I cannot say less than that' I concur in his opinion of your professional character and . share in his • doubts-of your discretion. I have not interfered. in the disposal of the com mand of the Channel squadron. You commanded that squadron,' as you say, fin- nearly two years to the en tire' satisfaction of the Government.'' I' concurred in that satisfaction ; and you may remember that, when you applied to me in 1846 for a seat at the Board of Admiralty, then about to be formed under Lord Auc land, I expressed my opinion that your services would be more useful to the public in a naval than in a civil department. Your brilliant services in 1840 on the coast .of Syria evince the energy and boldness of your pro fessional character, and will always be remembered by me.-1 remain, Sir, your obedient servant, JOHN RUSSELL. Rear-Admiral Sir C. Napier. Feb. 1, 1850. My Lord,—l read your letter with surprise, both at the terms and the nature of the charge, that " my letters contain gross imputations on the character and motives of the late Lord Auckland and his colleagues in the Government." I never in thought, ward, or deed, said or meant to say one word against Lord Auckland or his colleagues in the Government ; I honoured and loved him too well ; and what expression of mine your Lordship has fixed upon to authorise such an accusation I am at a loss to know. More than once in my letters I disclaimed all per sonal attacks, and in the last letter I did so in the most explicit terms., My remarks extended over many years, and there fore could not be aimed at Lord Auckland, whose name was never once mentioned, and who held the office of First Lord little more than two years. I appealed to your Lordship because Sir Francis Baring refused to explain if his expression was applied to my publishing letters to your Lordship, though I showed him testimonials to convince him of the in justice of such an imputation—to awaken in his mind a sense of the pain he had inflicted on mine. It is satisfactory to me to find by your Lordship's letter that, although you share in Sir Francis Baring's doubts . of my discretion, you confine those doubts to the publication of my letters. llad I consulted my own interest, I certainly would not have published those letters, for I knew full well they could not be acceptable to men in office, but I had a public duty to perform which I was de termined to do at all risks. I am glad your Lordship was satisfied with my command of the Channel squadron. I am not aware that I ever applied to your Lord ship fur a seat at the Board of Admiralty. I offered my services to you generally. I am obliged to your Lordship for your remem brance of my services in Syria, but, after what has passed, they are not likely to be again wanted in a hurry. I remain your Lordship's obedient servant, CHARLES NAPIBE. Right Hon. Lord John Russell. -fi r , ~~ . NAVAL INTELLIGENCE. GALLANT CONDUCT OF THE COMMANDER OF TUE SIIARPSIIOOTER.—The following gallant act of Lieut. Bailey, the commander of the screw-schooner Sharp shooter, deserves to be recorded. On Tuesday, the 26th ult., whilst the ship was at Portsmouth, one of the Sharpshooter's men, who bad evidently had more than his due allowance of grog, fell into the steam basin, where the poor fellow would have been drowned but for the gallant conduct of Lieutenant Bailey, his commander, who, without hesitation, jumped from the wharf (a height of 15 feet), and happily succeeded, but not without considerable diffi culty, in bending a rope round his body, by which he was hauled up the wall. The Terrible, Captain J. Hope, C. 8., is to remain at Lisbon until the return of the squadron. Lieutenant Henry B. Hardman, second of the Hogue, 60, screw-ship, in a fit of aberration, made an attempt to blow out his brains, but it is supposed that he either forgot to put the bullet in, or that it fell out, for he only disfigured his face by the discharge of the pistol. The squadron was in splendid order, and a finer lot of ships was never seen. PROMOTIONS. Master—George Farquhar Morino (1814), who has held the office of Master-Attendant of the Vic tualling Eitablishment, Deptford, since June 27,1836, has been promoted to the rank of commander on the retired list of 1846, on 12s. 6d. per diem, having served 25 years as master and master-attendant. Com mander Morice was midshipman of the Pincher, and war frequently engaged in that vessel and her boats with the enemy's gun-boats in the Belt and Roads of the Baltic, in 1810.11-12; particularly at the cap ture of the French privateer Phoebe, in the Elbe, in 1811. APPOINTMENTS. Captains—J. J. Stopford, formerly of the Amazon ; W. Houston, formerly of the Imaum ; and C. B. Ha milton, promoted from command of the Frolic, to study at the Naval College. Commanders—W. C. Chamberlain, late in cm mand of the Britomart ; G . S. Hand, formerl y in command of the Evoir ; Egerton and J. Borlase, to study at the Naval College; John Samuel William Grandy (lately promoted) , t o be in co mmand of Gos port coast-guard distri ct, vice Oakes, whose peri o d o f service expires on the sth ; J. E. Bin gham, to be in command of Large, N. 8., coast-guard district, vice Thomas, resigned. Lieutenants —E. S. Grove (1849), to the Archer, S. Mullett, to study screw -sloop, at Devonport ; F. TRIAL No. 2. " At 11 30, signal to frigate—' Try rate of sailing by the wind.' As soon as the ships were in good position they started ; strong breezes. Wind, S.E...by S., under singl e - ree f e d t opsa il s, topga ll ant sails, jib, and spanker. The Thetis held on to the Phaeton for some time. 2.30 P.M. Wind, falling and variable ; out reefs and set royals. 4 P.M., back to station. " The Phaeton and the Thetis as far as one could see, the wind latterly being variable, were I nearly even, the Phaeton having a slight advantage ; the Leander, the Indefatigable, and the Arrogant, were much beaten. TRIAL No. 3. " March 15—At noon the frigates again started by the' wind, strong breezes, wind south, going 8 knots 8 lengths. The Phaeton was going tolerably to windward of all ; at 1.25 tacked per signal. Toe Phaeton's foretopsail yard was sprung, and this ended her chance of the race, leaving the Thetis to beat the Leander, the Leander the Arrogant, and the Arrogant the Indefatigable. " The Phaeton shifted foretopsail yards remarkably well for the first time, but give up the race, and did not make sail when the wind fell light, but even then beat the Indefatigable, when at sunset the ships re took their stations. TRIAL No. 4. " March 16—Signal to try rate of sailing before the wind ; studding sails both sides ; course east ; wind W. by S.; speed 6 to 7 knots ; 0.45 P.M., short ened sail. In 4 hours 45 minutes there was hardly any perceptible difference between the Thetis, the Leander, the Phaeton, and Indefitigable. The Phae ton had a Flight advantage, and gained a few ships' lengths. The Arrogant was 6 miles astern. 1.30 r.m., signal—' Steer N.E. by N.; try rate of sail the Commodore wishing to try what ships would do ; wind 4 points abaft the beam. They set port topmast, topgallant and studdingsails and lower stud dirtgsail. 5.40 P.M.—Phaeton shortened sail to top sails, and took station, having beaten Thetis mile ; 'lndefatigable 1 mile; Leander 1 mile. Tne Arro gant was not in the trial, as she never came up. " March 17—Sunday, a day of rest. The Ter rible went round the squadron and collected diagrams of sailing. " March 18-11.30—Made all plain sail her sig nal, and try rate of sailing on the starboard tack ; royal breeze smooth water., Wind N. l E. ; speed froln 6 to 7 knots. , The ships had a good start. Thetis and Phaeton close togettler, Arrogant a little on Tnetis's lee bow, Indefatigable from 1,500 to 2,000 yards to leeward. 4 P.M.---Signal, Take station.' "Phaeton had beat, in 4 hours and 20 minutes, " Thetis 21 miles to windward. " Leander 4f miles to windward. " Arrogant 51 miles to windward. "Indefatigable 7 miles to windward. " Phaeton thus beat the Thetis more than half a mile to windward per hour. "March 19—Forenoon, squadron exercised, urs nceuvring and sailing in line of bearing. 1.50 P.M. Signal, ' Try rate of sailing W.S.W.' Light breeze from N.N.W., made all plain sail, and set topmast and topgallant-studding-saiig. 4.30. Signal to take station, Phaeton having beaten Leander 1 mile, Thetis mile, Arrogant and Indefatigable, Nowhere.' " March 23-8.30 A.M.—Signal to close Thetis to leeward. 9 A.m.—Frigates try rate of sailing by the wind ; ships under topsails, topgallantsails, coursers, jib, and spanker; smart breeze, wind N.E. by E. E. 9.50 A.M.—Thetis set reefed royals, and soon after the others set their royals. At 10.30 the Phaeton tacked her signal. 10,30 Leander tacked. 10.45, Thetis, Arrogant, and Indefatigable tacked. Breeze very steady, but freshening a little. 10.50, signal t , ) show heel of ship. Answered as follows :—Arrogant, 31 degrees ; Leander, 4 degrees ; Thetis, 4 degrees ; Indefatigable, 51 degrees ; Phaeton, 4i degrees. " 1 P.M., Phaeton tacked ; 1.45, Thetis and Leander tacked ; 2 p.m., Indefatigable tacked, and Arrogant at 2.30. Signal to take statiov e The result was about as follows, as near as is correct to state : Phaeton beat Leander .. 11 mile. Phaeton beat Thetis . . .. 1 f mile. Phaeton beat Arrogant .. mile. Phaeton beat Indefatigable .. 3 miles. " This was the best trial, and very decisive. " Squadron arrived off Lisbon on the 26r.b, and found the Arethusa there." Permotern, APRIL 2.—Her Majesty's ship Superb, 80, Capt. Purcell, came in yesterday morning from a cruise in the Channel, and anchored inside the Break water. This morning, under double-reefed topsails, she went up Hamosze. The Superb is to be got ready in six weeks fur foreign service. Wooewicrr, APRIL 3.—The Arid steam-vessel, fitted with a smoke.consuming apparatus, went clown the river to-day on an official trial, under the charge of the proprietors of the invention, with their own en gineers, stokers, and others, to navigate and pilot the vessel. Lieutenant Robertson, assistant to Captain .11enderson's steam department afloat at Woolwich, and Mr. Taplin, assistant to the Chief Engineer at Woolwich, also went in her to report the result to the Admiralty. The vessel came down the river to Woolwich in the forenoon, and continued running up and down short distances until . 12.20 when she left Woolwich, and proceeded down the river, against tide, as far as Erith, and returned to Woolwich shortly afrer three P.M. On this occasion the proprietors have demonstrated that the prin ciple of thoroughly consuming the smoke on board of steam-vessels is practicable, and the fires can be fed or -toked without any inconvenience from the smoke, as was the case on former trials. The greatest type rent difficulty they have now to overcome, is to ensure the proper working, under every circu ms tance, , of the small boiler of the donkey engine for drivingthe fanners. No difficulty was found with it . n during a g t u ffi down in n it private trial on Monday last, bu t in going the river to-day the draught of air was n to keep the steam up to the workingfullpr(e e dti pressurenrgithin atihlde when the wind and the vessel were same direction. On turning opposite coming up the river against the h w t in a d o , d th o e on fi s r e e qu u e n o ( t l i e y r p 7 h l ll e e s nt e y ng to inee spa w r a e : greatly in creased,tthi) the speedsnral bofoiltehrew brought up to and thtehestfeualmi fanners revolve rw r ewbevrrool with t es were both left open. This althougrhesutiltia was srotvtlee valv isfact or y, an d i n t h e vent o l f very ysa full power of s t eam b e i ng k ept up a a very i m p ortant d es id eratum Brent tal the times, will be obtained, and a great saving effected, as she run for five hours on Monday with a consu mption of one and a half tons of coals, her usual consumption in the same period without the sneske consuming apparatus being two and a half tons. When the vessel started She made twenty-three revolutions per minute, and during the whole trial made from twenty-two to twenty six revolutions, although her engines are very old and much worn. The wind blew a strong breeze to• day, testing the vessel fairly, and she presented a singular appearance, having no funnel or masts. The great objection which existed on former trials of a close and heated air below strongly mixed with an unpleasant sulphuric smell, arising from the imperfect combustion of toe coals and smoke, was completely remedied today, and the air below in the part where the fanners were at work was as pure as on deck, with comparatively little beat in the engine -room. NAVAL OBITUARY. Thy followiti de.ths hare been officia"y reported since Dee. 20, 1849 : Flag Officers—Admirals—Lord 1841 y • p ' frt' V • 14 • v.+ '4 p,; . • . • APRIL 4 1 1850. Nu e 17 ) 949.] TIT URSDA " • • • ,•,44 LONDON EAST INDIA HOUSE, APRIL 3, 1850. THE COURT of DIRECTORS of the EAST INDIA. COMPANY do hereby give notice, That a SPECIAL GENERAL COURT of the sa id COmpany will he held at their House, in Leadenhall-street, on WEDNESDAY, the Fith instant, at Eleven o'clock in the Forenoon, at the desho of Nine Proprietors of East India Stock, as expressed in the following Let ter, viz, " London, March 27, 1850. " To the Chairman and Directors of the East India Company. "Honourable Sirs, " We, the undersigned Proprietors of East India Stock, duly quali fied by law, request that you will convene a Special General Court of Proprietors at your earliest convenience, in order to take into con sideration the papers respecting the succession, by adoption, of Sovereign Princes in India. " We have the honour to be, " Honourable Sirs, " Your obedient Servants, (Signed) " J. SULLIVAN. " JOSEPH HUME. " JOHN BRIGGS. " JAS. STEWART FORBES. " THOMAS DICKINSON. " W. H. STEPIIF.NS. " SAMUEL GOODFELLOW. " CHAS. FORBES. " 3f. LEWIN." JAMES C. MELVILL, Secretary. It IC C L U B. ITTEE. C. M. Eldertou, Esq., Barrister, Lincoln's Inn. John Howard, Esq., Pall-mall. John Frederick Isaacson, Esq., Norfolk-street, Strand. Wailer Lewis, Esq., M.S., Ed ward-street, Portman-square. Captain J. Potter Macqueen, Stoke, Plymouth. David Moore, Esq., Clarendon road, Kensington. r. 11. Plaskett, Esq., Merchant, Old Burlington-street. H. G. Robinson, Esq., el, Half ' Moon-street, Piccadilly. Thomas Mull Terrell, Esq., Bar rister, Lincoln's Inn. Arthur Welch, Esq., Barrister, Lincoln's Inn. Iph, and Co., 43, Charing•cross, tcle- London. It is proposed that this Club shall consist of Noblemen and Gen tlemen, members of the learned priffesslons, Officers of the Army and Navy, Merchants, litankers, tic., without reference to their political principles, and shall not exceed Two Thousand Members. A well-regulated Club presents so many advantages to its Mem bers that it is unnecessary to enlarge en the subject; in intro du,:ting it to Gentlemen disposed to avail themselves of the oppor tunity now offered, it will be sufficient to say that the founders of this Club propose to establish it on the principles of the " UNION." - - It is intended that a- well-selected Library, and the other usual accommodations, including a strangers' room, shall be attached to the Club. The general entrance fee will be twenty guineas, and the annual subscription five guineas, but the first Ave hundred Members will be admitted on paying an entrance fee of ten guineas, and tho next five hundred on paying an entrance fee of lifLeen guineas; the anneal subscription to be payable in advance. Candidates for admission to the Club will, on (their election as Members, be required to pay their admission fees and first year's subscription into the hands of the Bankers of the Club ; but those moneys will not be dealt with till the Club is fully formed, and should such not be the case, will be returned without ally deduction. The Committee have made provisional arrangements which will enable them to rent or purchase, en very desirable terms, Buck ingham House, Pall-mall, which is singularly well suited for the ac commodation of the Club; and the premises may be viewed by any Gentleman desirous of becoming Members. • It is intended to open the Club for the accommodation of Members within one month after its formation. Gentlemen wishing to become Members arc requested to intimate the name to the Secretary, from whom prospectuses and all parti culars may be obtained. BY ORDER OF THE COIIMITTEE. Buckingham House, Pall-mall, London. R OYAL BRITISH BANK, (Incorporated by Charter,) For receiving Deposits at interest, Discounting Bills, making Ad vances on approved securities, granting Cash Credits, and trans acting every other description of Banking Business on th e Scottish System, at 16, Tolienhou:e-yard, Lothbury, and 42-,..gi:r-anY,—c—o'r: nor of Agar-street. The Bank will open a Branch for Lambeth, at No. 77, Bridge-road, Westminster-road, on Monday, the 15th .Aprll, at 9 A.M Prospectuses containing the terms of business, with forms of ap plication from parties desirous to open accounts, will be supplied at the Ban or sent by post to any who may require them. INNES CAMEII.O.., General ➢Tanager. 16, Tokenhouse-yard, March 30, 1850. GUILDHALL, Arlin, 3, 1850. r 1 1 HE COMMITTEE for LETTING the CITY'S LANDS will MEET at GUILDHALL on WEDwzsDIT, the 10th day of April instant, at One o'clock precisely, to receive TENDERS for LETTING ea LEASE, for twenty-one years from Lady-day, 1850,:a Hoase, No. 14, on the north side of Broad-street-baCdings ; Two Houses, Nos. 25 and 29, on the soath side of Broad-street baild jags. Also, to receive TENDERS for LETTING on a BUILDING LEASE, for 61 years from Midsummer next, a Piece of Ground, on the north side of llarrow.street, Rateliff. Further particulars and plans may be seen, and forms of tender obtained, at the Office of Works, Guildhall. THOMAS SAUNDERS, Comptroller. ARGUS LIFE ASSURANCE COMPANY, 39, THROGMORTON-STREET, BANK; And 14, PALL-MALL. Chairman—The Right llon. the LORD MAYOR. Deputy-Chairman—WlLLlAM LEAF, Esq. Richard E. Arden, Esq. J. Humphery, Esq., Aid., M.P. William Banbury, Esq. Rupert Inglelq, Esq. Edward Bates, Esq. Thomas Kelly, Esq., Alderman. Thomas Camplin, Esq. Jeremiah Pitcher, Esq. James Clift, Esq. 'Lewis Pocock, Esq. AUDlTORS—Professor Hall, M.A. ; J. B. Shuttleworth, Esq. Paystclarr—Dr. Jeaffreson, 2 Finsbury-square. SuaGToN—W. Coulson, Esq., 2, Frederick's-place, Old Jewry. CONSULTING ACTUARY—Professor Mall, M.A., of King's College. STANDING COUNSEL—Sir John Romilly, M.P., Solicitor-General. SOLICITOR—WiIIiam Fisher, Esq., 19, Doughty-street. ADVANTAGES OF ASSURING WITH THIS COMPANY. In addition to a large subscribed capital, Policy holders have the security of an Assurance Fund of more than a Quarter of a Million, and an annual Income approaching 70,0001. a year, arising from the issue of 6,50, Policies. BONUS, OR PROFIT BRANCH. Persons Assuring on the Bonus system will bo annually entitled to SO per cent. of the profits on this branch (after payment of five yearly Premiums) ; and the profit assigned to each Policy may be either added ti tke sum assured, or applied in reduction of the An nual premium. NON-BONUS, OR LOW PREMIUM BRANCH. Tho Tables en the non-participating principle afford peculiar ad vantages to the assured, not offered by any other Office—fir where the object is the least possible outlay , the pay ment of a certain sure is secured to the Policy-holder, on the death of the Assured, at a re duced rate of Premium. PREMIUMS TO ASSURE £lOO. WHOLE TEAM. Age. 0 e Year. Seyea Years. With Profits. ' Without Profits. - - - 20 £9 17 I £0 19 1 £1 15 10 £1 11 10 30 1 1 11 1 !.. 7 2 3 3 2 0 7 40 1 3 0 , 1 d 1 I • 7 3 14 10 50 1 14 1 1 19 10 4 6 6 4 0 11 60 3 2 4 3 17 0 6 12 9 6 0 10 Premium may remain en credit Premium may remain for life as a ~ or may be paid off at any time One-half of the " Whole Term" fr seven years, or one-third of the debt upon the policy at b per cent. without notice. Claims paid in one month after proofs have been approved Loans upon approved security. The medical officers attend every day at Throgmorton-street at a quarter before two o'clock. E. BATES, Resident Director, THE PROVIDENT CLERKS' MUTUAL LIFE ASSURANCE ASSOCIATION (Euroßod under the Friendly society's Acts) and BENEVOLENT FUND. Established 1840. TRUSTEES. NV. G. Prescott, Esq. Baron L. do Rothschild, Thomas Daring, Esq., M.P. Thomson Hankey, Jun., Esq. TREASURER OF VIE BENEVOLENT FUND. John Abel Smith, Esq., M.P. Policies issued in the year 1818-434, f0r.05,110. Do. do. do. 1849-568, for 115,865. Increase.. • . 134, for-X30,755 Every description of Life Assurance effected daily. Last Report and detailed Pmspeetnses, showing the very peculiar advantages offered by this Association (especially the rights to nominate any party to receive the amount of a Lite rolicy, tree orLegacy or Pro bate duty, or any expense whatever, a privilege which is almost ex clusively confined to this office), may be had at 42, Moorgate-street, Loudon. March 8, 1850, By order of the Board, PIIILIP HENRY BYRNE, Secretary. LADIES.—The high and universal celebrity k which ROWLAND'S ICALYDOR, continues to maintain as an active, yet mild and soothing extirpator of all impurities of the Skin, is, during the period of Spring, most pleasingly evinced. This pre. aration, eminently balsamic, restorative, and invigorating, is equally distinguished for safety in application, as for unfailing effi cacy in eradicating all redness, tan, pimples, spots, freckles, discolo rations, and other cutaneous visitations. The raclient bloom it im parts to the cheek, and the softness and delicacy which it induces on the hands and arms, render it indispensab:e to every toilet. To ladies during the period or nursi g, and as a wash for infants, it cannot be too strongly recommended. Gentlemen, after shaving, will find it allay all irritation and tenderness of the skin, and render it soft, smooth, and pleasant. Its purifying and refreshing properties have obtained its exclusive selection by her Majesty the Queen, the Court, and the Royal Family of Great Britain, and the several Courts of Europe. Beware of spurious " KALTDORS" for sale, containing mineral astringents utterly ruinous to the Complexion, and by their repellent action endangering health. The words .‘ RowLAND's I(sxyDoa" are en the wrapper (X the genuine article. Price is. 6d. and Ss. 6d. per bottle. Sold by A. ROWLAND and SONS, 20, HATTON GARDEN LONDON, and by Chemists and Perfumers. BOND'S PERMANENT MARKING INK. The original, and by far the best, requiring no preparation, offers the surest means of protection for every ♦ariety of household linen and wearing apparel, against loss or mistake, for which reason be careful to Mk for the genuine article, prepared by the inventor, JOHN BOND, 28, Long-lane. West Smithfield, City. Sold by most Chemists, Stationers, and Medicine Vendors. Price Is. a bottle. THIRTY-FIRST EDITION. Inlstrated by 26 Anatomical Coloured Eagravin-s on Steel. ON PHYSICAL DISQUALIFICATIONS, GENERATIVE INCA PACITY, AND IMPEDIMENTS TO MARRIAGE. New Edition, enlarged to 196 pages. Just published, price 2s. 6d., or by post, direct from the Establishment, 3s. 6d. in postage stamps, THE SILENT FRIEND, a M e di ca l W or k on the infirmities and decay of the generative system, from ex cessive indulgence, infection, and the inordinate use of mercury, with remarks on Marriage, and the means of obviating certain dis qealiftcations. Illustrated by 26 Coloured Engravings. By R. and L. PERRY and CO., Consulting Surgeons, 19, Bemers-street, Ox ford-street, London. Published by the Authors : sold by Strange, h i ai i. rl l , : s a it t r ;r el n t. oster-ro w ; Hannay, 63, and Sanger. 150, Oxford-street; Starie, 23, Titchborne-street, Haymarket; and Gordon, 146, Leaden a i t l s l of r a t he by ana tomy sit organs, an . d tr i e s PaaT 11. treats of the consequCae. d co: p sr h e y rd s e l Es e ui l n o grt g,y inagv o li f tn t og h ms e . re- c p es ro s d i :eel iin dulgence, and their e l a az - ntable effects on th e s y s t em , pro d uc i ng m e p n A a t a l r and . t bodil y treats of the diseases resul ting ts w nervous excitement, and generative incapacity. Illustr a t ed by T hree Explanatory E ngrav i ngs. their treatment. Ti llustrated theprimary or second ary form, an d contains explicit directions for his section is frboymsienvfeecnttieoenn, Coloured r re in p d a u rV vin T gs : contains a Remedy f or the Prevention of Disease by a Engravings. which the danger o of infe c ti on i s o b v i ated. nsThi j o in u p sc l e c i.m ap p p o li rt oa an ti t o p n, by art of the d not escap e th e reader ' s PAST V. is devoted to the eonsideration of marriage, and its du ties. The causes of unproductive union are also considered and the w hole subject critically and philosophi ca l ly inquired into. ' TIIE CoEDIAL BALM oFSTocult is exclusively employed in the blood in cases of infection, secondary treating nervous and sexu al debility, impotence, &c:, I Is. and 335. per bottle. The Concentrated Detersive Essence, an anti-syphilitic f s o , r eeu pa p ri ti f in in s, g and the abuse of mercury, I Is. and 333. per for genorrhcea, gleet, stricture, and Specific Pills, 2s. 9d 4 remedy, spm ~ s. 6d., and I bottle. perbo chronio inflammation of the bladder. Consultation fee, if by letter, j a erri e ' r a tain Purifying remedy 11. A minute detail of the case is required: age, habits, and posi. tion in society. 11. Packets, with advice, to be had at the F•ta blishment cntly, by which the fee, 1/., is saved. Messre. Perry, Surgeons, are in attendance daily at 19, Berners-street, Oxford street, London, from Eleven till Two and rive to Eight ; o n sun days from FAT= to One. PUBLICATIONS. Now realy, in TWO Vols., post Svo., 215., REDBURN; HIS FIRST VOYAGE: BEING TIIE SAILOR BOY'S CONFESSIONS. By lIE4MAN MELVILLE, Esq Author of " Typee," " Omoo," and " Mardi." " Some of the scenes in this work are quietly humourous, and re mind us a good deal of Marryatt. The details of emigrant life on board are good ; and very graphic indeed is the picture of the steerage when the malignant epidemic breaks out."—Blackwood's Magazine. Mr. Melville is the Defoe of the ocean. It is an honourable distinction to which he is fairly entitled, by the life-like portraiture of his characters at sea, his vigorous style, and fidelity to nature. This work has the lights and shades, the mirth and melancholy, the humour and tears, which are to be found in the mingled yarn of real 11:e."—Literary World. Richard Bentley. New Burlington-street. NOTICE.—THE LATE KANDIAN REBELLION. TO-MORROW WILL BE PUBLISHED, In 2 vols. small Bvo., with Map and numerous Illustrations, Dedicated to the Marquis of Salisbury, CEYLON and the GING AL E SE; With a full Account of the late Rebellion in that Island. By H. C. SIRE, M.A., Late Deputy Queen's Advocate for the Southern Circuit in the Island of Ceylon. W. Shoberl. Publisher, 20, Great Marlborough-street. *,,,* Immediate orders should be given for this work. VIOUSEHOLD WORDS . A WEEKLY JOURNAL. Conducted by CHARLES DICKENS. Contents of Ne. IL, for April 6. A Child's Dream of a Star. The True Story of a Coal Fire. Chapter 1. Lizzie Leigh. Chapter 2. Work. An Anecdote. Perfect Felicity. In a Bird's-Eye 'View. A Dialogue of Shadows. An Australian Ploughman's Story. Heathen and Christian Burial. Published Weekly, price 2d.. or stamped for post, 3d. (also in Monthly Parts). Office,.l6, Wellington-street North (where all communications to the Editor must be addressed); and sold b)- all Booksellers and Newsmen. THE GIRL'S OWN BOOK, BY MRS. CHILD. In a handsome volume, square 16ni0., embellished with 178 new Cuts, partly from Designs by Gilbert. price oily 4s. Bd., bound in cloth, THE GIRL'S OWN BOOK, by Mrs. CHILD, Author of " The Mother's Book," "Frugal Housewife," &c. The Fifteenth Edition. . ..* This work has been entirely re-edited, and sOme new articles added on Knitting, Crotchet. &c. Loudon : William Tegg and Co., 85, Queen-street, 7 Doors from Cheapside. V Always on Sale, a varied and choice Collection of Juvenile Books FiMPLOYMENT.—Ladies and Gentlemen may JI.Li profitably occupy leisure time by acquiring the elegant ART of ORNAMENTING PAPIER MACRE in Pearl, Gold, and Co- Ware, as practically imparted by the Advertiser, on an improved system, by which 2/. a week can be realized. Premium 108. td. As the number must be limited, th se desirous of engegement should make early application to Mr. Wright, 20, Tavistock-street, Covent garden, from Ten to Four. ARGYLE SUBSCRIPTION ROOMS, Great Windmill-street, St. J unes's Musical'Director and Conductor, M. LAITRENT, jun. This ACADEMT, for Tuition and Practice of DANCING, is NOW OPEN for the Season. Teaching by Professors Calkins, Mosey, and Franconi. For Terms of Private Tuition apply at the office.—Terms of Sub scription, for morning and evening practice:—Six months, 51. 55.; one month, V. Is.; one evening, Is. Subscribers' tickets not transferable. The Academy will open for evening practice at a Quarter to Eight o'clock, and terminate at Half-past Eleven precisely. APPETITE AND DIGESTION IMPROVED. LEA and PERRINS' WORCESTERSHIRE ILI SAUCE imparts the most exquisite relish to Steaks, Clops, and all Roast Meat Gravies, Fish, Game, Soup, Curries, and Salad, and by its tonic and invigorating properties enables the stomach to perfectly digest the food. The daily use of this aromatic and delicious Sauce is the best safe guard to health. Sold by the proprietors, Lea and Perrins, 6, Yere-street, Oxford street, London, and 68, Broad-street, Worcester ; also by Messrs. Barclay and Sons, Messrs. Crosse and Blackwell, and ether Oilreen and Merchants, London ; and generally by the principal dealers in sauce. N.B. Te guard against imitations, see that the names of " LEI and PERRINS" aro upon the label aid patent cap of the bottle. FRAMPTON'S PILL of HEALTH. Price ls. d. per box. This excellent Family Pill is a medicine of long-tried efficacy for correcting all disorders of the stomach and bowels, the common symptoms of which are costiveness, fistulency, spasms, less of appe tite. sick headache, giddiness, sense of fulness after meals, dizziness of the eyes, drowsiness, and pains in the stomach and bowels, : indi gesllon, producing a torpid state of the.liver, and a consequent inac tivity of the bowels, causing a disorganisation of every function of the frame, will, in this , meat excellent preparation, by a little perse verance, be effectually removed. Two or three doses will convince the afflicted of its salutary effects. The stomach will speedily regain its strength ; a healthy action of the liver, bowels, and kidneys will rapidly take place ; and instead of listlessness, heat, pain, and jaun diced appearance, strength, activity, and renewed health will be the quick result of taking this medicine, according to the directions ac companying each box. As a pleasant, safe, easy apperient, they unite the recommenda tion of a mild operation with ihe most successful effect, and require no restraint of diet or confinement during their use ; and for elderly people they will be found to be the most comfortable medicine hi therto prepared. Sold by T. Prout, 229, Strand, London. Price Is. 134 d. and 2s. 9d. per box; also by the Vendors of Medicines generally throughout the kingdom. ♦sk for FRAMPTON'S PILL OF HEALTH, and observe the same and address of " Thomas Prout, 229 Strand, London," on the Government Stamp. DR. CULVERWELL'S NEW WORKS. To be bad of Sherwood, 23, Paternoster-row ; Carvelho, 147, Fleet-street ; Mann, 39., Cornhill ; or direct from the author ; price One Shilling each ; by post, Is. 6d. ENJOYMENT OF LIFE. "Health, Recreation, and rational Use of Time." CONTENTS : —Early Rising—Spring and Summer Mornings—Ex cursions about the Environs of London—The Parks, Lanes, Hills, Forests, Fields, High-roads, and other pleasant places—Country Trips and Rambles —The Sea—Bondi:tit at Night—Evening 3 at Homo —Music—The Drama—On Eating, Drinking, Sleeping, Bathing, Air, Hest, Ease, Occupation, &c., &e. FRAGMENTS FROM THE MOUNTAINS. Two Tots. Vol I. A VISIT TO THE LAKES ; SKETCM OF EDINBURGH, Brn. Vol. 11. Till& LAKES OF KILLARNEY ; REMINISCENCES OF DUBLIN, &c. WIIAT TO EAT, DRINK, AND AVOID• "That three score years and ten our course may run." A popular review of almost every form (cause and cure) of ner vously-debilitated health and enfeebled constitution, that harasses the yonng, besets the man of pleasure, business, or study, and em bitters old age, with tables and rules for the diet and physical regu lation of every-day life. Iv. THE PASSIONS. " What passions hurt the body—what improve, Truths as refined as Athens ever heard." SITIJECT :--I.ire'Tpil;ii - nrige,frZcinfaTicy&;old age. The advent of the passions. Chastity and its infringements. The casualties of licentiousness and dissipation, with illustrations, graphic, narrative, and remedlative. Advocacy of early marriages. TIIE MARRIAGE STATE. " To be or not to be, that is the question." rROGIUMNIE : —Laws and obligations of nature, society, and re ligion regarding marriage, to be observed by either sex. Time and choice, on both sides, as to ago, temperament, complexion, and figure, to secure healthy offspring, with the art of rearing them. Physical defectiveness and its removal. Sterility and its conversion. Cases, &c. By R. J. CTIEVERWELL, ArD. (1841). M.R.C.S. (1827), L.S.A. (1824). Twenty-five years Medical and Forensic Referee in these ,natters. Reception hours daily till five. Evenings, seven till nine. 1* Argyll place. Regent-street CITY OF GLASGOW STEAM-OHM—It seems only' the other day that we announced the launch of this noble vessel. She is now out on' a cruise. The precise dates which mark a rapidity so extraordinary, seem not unworthy of being recorded. On the 28th of February, then, the launch took place. On the let of March the good ship was at the Crane-berth in the harbour, for the purpose of getting her machinery on board. By the 12th, she had returned to the building yard at Partick, with everything fitted in. On the 20th, her steam was up and machinery in motion ; and on the 27th, she proceeded to the Gareloch, to get her com passes adjusted in full rig and equipment for sea. Consi dering the weight and power of the engines, and the magnitude of the vessel, this celerity of dispatch on the part of Messrs. Todd and DPGregor has perhaps scarcely a parallel hi the annals of steam-craft. We understand that the City of Glasgow, previously to going up the Gareloch on Wednesday stretched out towards the Cnmbraes, and that, in fair steaming, she made ten and a quarter knots an hour; thus exceeding the expectations of her builders and owners, by about two knots, although not in the best trim for speed, being Tour feet draft of water more aft than forward, and the screw topping the surface fully twelve inches. This is an auspicious commencement, and we have no doubt that under canvas, for which she has' been specially constructed, the Pity of Glasgow will prove almost unequalled in speed. The majestic steamer is new out at cea, - proving herself in every possible way, in order that she may proceed on her first voyage as a sound and well-tried ship. It was expected that she would return from this trial trip yesterday which has most properly been made a thoroughly business matter, in place of a pleasure excursion, and that she will then take her place at her loading berth, where she will then come under the care of her active agent Mr. Langlands, who, we are glad to learn, has not been idle in his department, having already secured two-thirds of her complement of pas sengers, and a considerable quantity of goods. There is now no doubt whatever that this magnificent vessel will proceed on her voyage to New York on the appointed day—namely, the 16th April Glasgow Herald. - - Thomas Emmerson, a police-constable, committed suicide yesterday, by drowning himself near Richmond bridge. He had been sixteen years in the force. At the annual general meeting held by the share holders of the St. Germain Railway Company a few days since, the report states that the whole amount of the damage done to the line after the revolution of February reaches the sum of 578,079 E 52c. No definitive answer has yct been made by the Government to the demand made by the board of directors for the reimbursement of that amount The receipts for 1849 are superior to those of 1848, but in ferior to those of 1847. A dividend of 25f. per share for the past year was declared; and as a sum of 12f 60c. per share has been already distributed, a further stun of 12f. 50c. is now payable to the shareholders. SIR C. NAPIER AND THE ADMIRALTY (Prom the Times.) TO THE EDITOR OP THE TIMES. Sir,—For many years past I have been endeavour ing to correct the abuses in the British navy, ,parti cularly as regards our steam fleet. Finding little or no attention paid to my observations, I, following the example of many others, published in the Times se veral letters to iLord John Russell, which brought down on me a reproof from Sir Francis Baring. Con ceiving that I did not deserve such reproof, I beg to inclose the correspondence which has taken place in consequence, and which I have to request you will publish in your valuable journal. I think it unnecessary, and perhaps not right, to send you the testimonials alluded to, but they are much at your service, if you wish to see• them. Lam, Sir, your obedient servant, CHARLES NAPIER, Rear-Admiral. Oct. 15, 1849. Aty dear Sir Charles,—With reference to ourcon versation on Friday, I am d es i rous th a t on one point there should be no mistake. As I told you, I feel no personal annoyance at your letter. Official men are fair objects of attack, and there is nothing for which personally I can, or of which I shall complain. On the other hand, I hope I made it clear that I disapprove officially of your correspondence. I wish no mistake, as I consider that you have set a most unfortunate example to the naval service, in having, with your rank and position, written in the newspapers such attacks on those to whom her Majesty has intrusted the administration of the navy. I feel bound to say this, and say it with much re gret, as I entertain a high opinion of your professional character, and only - doubted your discretion. I am, my dear Sir Charles, yours very truly, Rear-Admiral Sir C. Napier. F. T. BARING. Merchistoun-hall, Oct. 17, 1849. • My dear Sir Francis, have'received your letter of the 15th, and am glad sou feel no personal annoy ance at my letters. None was intended. 1 did not exactly understand—though now I do—that you offi cially disapproved of my correspondence ; and as your letter is not marked private, I take it I am to consider it official. You say I have set a most unfortunate example to the naval service in having, with my rank and position, written in the newspapers such attacks on those to whom her Msjesty has intrusted the ad ministration of the navy. In reply to this, I beg to observe that it is bad measures—hot men—that cost the country enormous sums, that I have attacked; and I cannot subscribe to the doctrine that a naval officer on half-pay is interdicted from publicly pointing out what is wrong in the management of the affairs of the state, any snore than a civilian or a military man. The late Lord Melville pub lished a letter to Lord Mulgrave on Milks con nected with the navy. Sir John Barrow wrote, when Secretary to the Admiralty, a severe critic on Captain Crawford, for giving a true account of the strength of the Russian navy. Captain Berkeley, w hen a Lord of the Admiralty, in a pamphlet disap • proved of the under manning of the navy, and lost his place like an honest men. Sir John B arrow replied to his pamphlet, and kept his place like a courtier. Sir Edward Codrington published a pamphlet on his recal from the Mediterranean. Captain Plunkett has published much on the navy, and done a great deal of good. Admiral Bowles . publishes. Whether all these gentlemen, and many more, were in favour of or against the Government, I shall not inquire—the principle is the same ; but he that boldly points out their faults is the honester man of the two. Lord John Russell published in the newspapers his famous letter from Edinburgh that brought him into place for a day. The Marquis of Anglesea published a letter when Lord-Lieutenant of Ireland, and was removed ; and the Duke of Wellington, Commander in-Chia of the army, wrote his celebrated letter on the defenceless state of the country. How it fe.,,„a its way into the papers I neither know nor care ; there it was, and a great pity it was not attended to. After these examples, it is not just to say that I have set an unfortunate example. You sat in the House of Commons when I did, and you must be aware of my unwearied exertions to correct the errors they were committing; and had my advice been followed, hundreds of thousands of pounds would have been saved to the country. From the House of Commons I went afloat, and while there, both publicly and privately, pointed out all the mis takes committed, but to no purpose, for at the mo ment I write we are blundering on as much as we before did ; our experience has done no good; and unless we change our system I see no prospect of amendment. What is doing in one dockyard is un doing in another ; nay, more, what we are doing in one part of the same dockyard we are undoing in an other part. Had I been in Parliament I should have made the same statements that I have now done, and the First Lord of the Admiralty would have scarcely ventured to have said, " I was setting an unfortunate example." If your doctrine is correct, let us see what it would lead to. A naval cffizer could not attend a public meeting, or if he did, he must be silent if any naval subject was breached. Should he stand for any place as candidate, and be opposed by a person in office, he would be prevented from stating his opinion how the affairs of the country were carried on ; for I hold, whether a man states his opinion in Parliament, in writing, or on the hustings, it is exactly the same— they are ell made public by the press—and I only wish I was in Parliament to state mine; be assured you would not see them published in a letter. Your doc trine goes further, for if it is improper for a naval officer to attack the measures of men whom her Majesty has intrusted with the administration of the navy, how much more improper must it be to attack the measures of men whom her Majesty has intrusted with the administration of the country ? In conclusion, you state you are bound to say what you have done, and it is with much regret, as you entertain a high opinion of my professional character, and you only doubt my discretion. For the first part of this I feel much obliged to you, and for the last part I am not at all angry, for if the First Lord of the Admiralty doubts my discretion, it is most candid to tell me so, for I then know what I have to expect, and am not kept in the dark, and it gives me an op portunity of removing that impression ; for if I do not, he would be very wrong to employ an officer on whose discretion he could not rely. How you could have formed such an opinion cf me I a m at a loss to conceive, for it is not to be found in the records of the Admiralty. If you examine t h em you will find no proof of want of discretion in the whole of my service, which I am proud to say will bear comparison with that of any officer, and no one can show more scars or fewer favours. Yours was not the opinion of my esteemed friends Lord Auckland and Lord Palmerston, neither was it the opinion of any one member of your board, if there is truth in man, which the scurrilous articles in a morn ing paper, the organ of the Admiralty, during the time referred to, sometimes make me doubt. I have the honour to be, yours, &c., CHARLES NAPIER. Right Hon. Sir Francis Baring. Merchistoun-ball, Dec. 11, 1849. have the honour of incl os i ng a l e tt er I have received from Sir Francis Baring, and the re ply ; it is to the latter part of, attention, in which he his l e tt er t o w hi c h I beg to draw their Lordships says, "he has a high opinion of my professional cha racter, and only doubted my discretion." When I heard that the Channel squadron was re• organizing, and to be put und e r th e orders o f my late second in command, it appea re d to me t h at t h e First Lord of the Admiralty by not re-appointing me to the command of the squadron ( w hi c h I h e ld f or nearly two years to the entire satisfaction of Lord Auckland and his colleagues) was carrying out an opinion of me that would damage my professional reputation ; I, therefore, lost no time in waiting on Sir Francis Baring, to endeavour to remove the un favourable opinion he bad formed of me . After expressing m surprise at his l e tt er , so ydif ferent from those of his predecesso r (L ord Auckland ) I handed him some of his Lordship's, Lord Palmer ston's, and the late Secretary's l et t ers, extracts of inclose. I I have the honour to I did. not think that, at this time of day, it would be necessary for an officer of my rank, after 50 years' service, to show, like a youngster soliciting promotion my credentials to a First Lord not long in office, and who could have no idea of the feelings of an officer : a gentleman who had been brought up in quite a dif. ferent line—had been a Lord of the Treasury, a Se cretary of the Treasuary, a Chancellor of the Exche quer, and, finally, First Lord of th e Ad m i ra l ty. Degrading, Sir, as I felt it, I did show Sir Francis Baring my credentials, and their Lordships may judge of my surprise when, after reading them care fully, he told me he would take a letter of Lord Pal merston's as a confirmation of his opinion, or words to that effect. The letter, Sir, to which he alluded was one from Lord Palmerston, informing me of his having read in some newspaper that I had not been f o ll ow i ng up t h e views of the Government, which he regretted, as he had answered to his colleagues for my discretion and obedience to orders. This was followed by ano th er letter from Lord Palmerston, in reply to my explana tion, acknowledging his mistake in the handsomest manner, and speaking with admiration of the order and discipline of my squadron. One would have supposed that an unprejudiced man would have been satisfied ; but Sir Francis Baring was quite the rererse. I think, Sir, I had a right to know from the First Lord of the Admiralty from what circumstances he had formed his opinion of me • but this he thought proper to decline replyi ng t o , observing, at the same time, I was my own enemy, and had I accepted the command at Cork I should have been now in Lisbon. I now thought I had a clue to his conduct to me, and I observed that, if it was owing to my letters on the state of the navy to the Prime Minister, I bad not another word to say on the subject; to which he replied, " he would say no such thing." So, then, Sir, it appears it is my professional repu tation that is doubted, and still, Sir, inconsistent as it may appear, had I accepted the Cork command I should have been now in Lisbon. I did not accept the Cork command, because, after being Commander-in-Chief of the Channel squadron I could not descend to a Port-Admiral's station with out a ship and almost without a boat. But, even had I accepted the Cork command, how could I have been sure that I should not have been told, that I already had, a command and could not expect another ? Such things have happened before, and most probably the same interest that got the command of the Channel squadron now would have got it then. . I conceive, Sir, that I have been treated with great indignity, and I told Sir Francis Baring respectfully, and I tell their Lordships respectfully also, that a First Lord, of the Admiralty has the power to de grade and dishonour an officer when he pleases, and that he has carried it out to the fullest extent towards tne ; that I had been affronted and insulted ; and if he would read the records of the Admiralty he would not find that an officer of my rank and service had been so treated. I appeal to their Lordships for protection ; I appeal to them to state their opinion of me, to bring before the First Lord a statement of any services (they are at the board), and show him that he has been deceived. The honour of an officer is like a woman's virtue—it must not be breathed upon. The First Lord of the Admiralty has breathed upon mine, and may breathe it to his Ministerial colleagues and ruin me fur ever. Had Lord Auckland entertained such an opinion of me—had Lord Palmerston entertained such an opi nion of me, would they have written me such letters ? Would Lord Auckland have written to say that dur ing the rebellion in Ireland he would sooner see me there than any other officer in the service; that all I had done and proposed doing would be approved of; and that I enjoyed his entire confidence? Would his colleagues and their secretary have written to me as they did ? Would the Prime Minister and three of his col leagues have paid me a visit at Portsmouth had they doubted my discretion ? . . ` Would 'her Majesty have honoured me with a ' visit on board the St. Vincent unless I had Enjoyed the confidence of her Government ? And .finally, would Lord Auckland and the Admiralty have dined with me on hoard the St. Vincent and accompanied me to St. Helens, had they not entertained t}' .e highest opinion of my character ? The seni o r n a v a l o ffi cer h as a l ways been to be the co n fid en ti a l a d v i ser o f the Fivist Lord, and should ho be disposed to go wronr is supposed to keep him ri g h t ; b ut t h e senior ) ...Tia;al Lard, as far as I could underst an d from hip- , supposed , disavowed having more to say than any of his said, was not the s.. colleagues; his position, he .me as Sir George Cockburn's or Sir Charlesj' ....:dam's—his rank and s e rvice did not give hint tl iie same authority.. It is therefore that I %; eal `,,0 your Lordships. ___ rum what sources Sir Francis Baring could have dawn his opinion of me lamat a loss to know. It could not have been from official letters, for they are all in my favour, nor could it have been from letters I showed him, and extracts of which he may again see. It could not have been from his colleagues, for they could not have told hi m on e thing and me an other. It surely could not have been from the scurrilous attacks of a correspondent of a morning paper, who I am sorry has too easy access to the private rooms at the Admiralty ; if so, Sir, the repu tation of no officer is safe. I have the honour to be, &c. , CHARLES kAPIER. To the Secretary of the Admiralty. P.S. I also beg to enclose letters of Sir Francis Baring himself, expressing his opinion of me, likewise of Lord Melville, the late King, Sir Charles Adam, Sir William Parker, and Lord Minto. The Admiralty replied to my letter, that it was no part of their duty to enter into the question of why the First Lord should doubt my discretion—adding, that they doubted my judgment and discretion not only in publishing my letters, but in writing to them and sending inclosures. . Merchistoun4iall, Jan. 6, 1850. Sir,—l have to acknowledge the receipt of your letter cf the sth, informing me that their Lordships do not consider it their duty to enter into the ques tion as to the reasons of the First Lord for doubting my discretion. I should have thought, that when a civilian was placed at the head of the Admiralty, who knew no thing of the service or the officers in it, it was the duty, and should be the inclination, of the naval officers to set the First Lord right if he formed an erroneous opinion of the character of an officer ; but as their Lordships think different, I must submit, and consider Sir Francis Baring has formed his opinion of me from what he has read in the Morning Herald, which gives me the right of doubting both his justice and his judgment, and leaves the question open be tween himself and me. As for their Lordahips' opinion that I have shown sufficient proof of want of discretion and judgment in publishing the letters I have done, 1 beg to observe that is is quite a different question. In so doing I only followed the example of the two Senior Naval Lords and a late Secretary of the Admiralty, all of whom published —one a pamphlet disapproving of the way in which the navy was manned, for which he lost his seat at the Admiralty (while the Secretary, who re plied to him, kept his) ; the other a letter to Lord J. Russell on the retired list, and an anonymous letter besides. Ido not say they showed either want of dis cretion or judgment, and the Prime Minister did not think so, as he appointed both of them to their present places, independent of the above reasons. I did think it high time that an effort should be made to put a stop to the wasteful expense and blunders that had gone on for many years, and I do hope my letters will be the means of drawing public attention to what I have set forth, and of correcting the abuses that exist in almost all the departments of the navy. Their Lordships have thought; proper to mix up with the letters I have published an official letter which I have written to them, with enclosures, which they have brought under their general censure. Their Lordships will pardon me for taking that letter en tirely separate from the others. I have been accused of want of discretion by the First Lord of the Admiralty. I have already told their Lordships, had it been in consequence of my letters, I should not have said one word on the subject, and there the matter should have rested ; but this Sir Francis Baring did not admit, and, moreover, re asserted his opinion after reading my testimonials. May I ask their Lordships what I was to do—it was impossible to leave the matter where it was. Nothing was left for me to do but to appeal to their Lordships and send my testimonials. Their Lordships accuse me of want of judgment and discretion in so doing. If their Lordships mean to infer a breach of confi dence in my sending extracts of letters regarding my own character—if that is their Lordships' charge, I repel it as strongly as an officer of my rank is justified in repelling an unjust charge. Had I been brought before a court-martial for an offence, there is not one letter that I wculd not have been justified in showing, and they would have all appeared in the public papers. I am not under trial before a court-martial, but I am under trial before their Lordships ; and I conceive myself fully justified in sending my credentials to my masters and judges, whore they are, or ought be, as secure in the archives of the Admiralty as they are in my own possession. Trick Lordships are perhaps not aware that a cir cular of the Ist of February, 184(3, invites officers to send copies of any private lettf:rs of such superior officers, or other persons, whemin services are espe cially referred to, up to the 31st of December, 1845. All mine are there up te, that date ; and 1 presume what was right in 1845 cannot be wrong in 1849. I have the honour to remain y our obedient servant, CHARLES NAPIER. John Parker, Admirelt2 Receipt of letter acknowledgfx 1. 12, Ryder-strE tet, Jan. 22, 1850. My Lord,—Your Lordship is no doubt aware that I have published several letters t. ) your Lordship on the state of the navy. The First Lord of the Admi ralty addressed a letter to me, disapproving of my having done 59, and finished by telling me he had a high opinion of my professional c 7 ;tauter, but doubted for Presents STRICTURE OF THE URETHRA. 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