The Sun. — London, England, 1839-03-27 00:00:00

EVENING EDITION. LO N D N AN WESTMINSTER MUTUAL LIFE ASSURANCE SOCIETY, for Assurance en Lives and Survivoiships, for Granting Annuities, Loans, Endowments to Children, anti for the purchase of Re versionary and other Interests. PATRON' The Most Noble the MARQUIS of 'WESTMINSTER. HIRECTOaS. l l t. Vanglianßarnewall, Esq. Tho mas H ux l ey , E sq . enry J o h n Beare, Esq. Cclona' J our d ain os! M Wph Bennett, Es Il a q. Henry M. Kemshead, Esq jor m. Bird Bleamire. Taverner John Miller, Esq. los. Blunt, sen Esq. Sir Harri s Ni e h o l as ,K. C. M. G. Da vi Edward s B roughton, Esq. Captain Rattray, R.N. d Caldwell, Esq• P. Salomon, Esq. 1 : 1 3% Chas. Moreton-Dyer, Esq. Admiral Shippard Ewart, Esq. Carson Thomson, Esq. John Welstead, Esq., F. R. S. barid S a l o TRUSTEES. rnons, Esq. I Sir Harris Nicolas, K. C.M.G. Taverner John Miller, Esq. - AUDITORS. Sydney S. Bell, Esq. 1 Frederick W. Caldwell, Esq. George Robinson, Esq. PDYSICIANS. A.. Todd Thompson, M.D. F. L. 5.,'.3, Hinde-streol, Man chester-square. Robert Willis, M. D., 25, Dover-street. , ur Cock e, Arth SURGEONS. Ell+, Rolles-street, Cavendish-square. do3eph Freeman, Esq., Spring-gardens. William Fraser, STANDING COUNIEL. Esq., 10, King's Bench Walk, Temple. S leszrs D SOLICITORS. Messrs. ". ,-,`"33% Blunt lltrean,and Johnson, 42, Lothbury. '. and C. Kempson, 31, Abingdon-street,Westminstcr. The Lendo BANKERS. Westminster Bank, Lothbury and Waterloo place, and its branches. It ' Pres SE CRETARY—Francis Ewart. * veil est this Prospectus to the public, it Is unnecessary to $ op t : ti t : Pon the utility and importance of Life Assurance: the a h as ' b m l i ncrease of Life Assurance Offices at once shows that as tat , become better understood, it has been more generally adopted ; lure d elY as a prudent provision in the case of su dd en or rema. h ansa e ath p but also as a convenient and n ecessary step i n variotts ~.. :non* of life. - , l ' n great object of those who adopt Life Assurance Is to combine °a Viere „ . . eski ett _ s e cur i ty with moderate expense, and in considering this tip on „ ir l t is of tho utmost importance to examine the principles itot4waoOlch I nstitutions of this kind are founded. The existing Comm it " 'nal' be classed . under three heads, viz. Proprietary tt e co ea; ahich appropriate all the profits to the Shareholders, to ayho, 'n_,Piete exclusion of the Assured; Proprietary Companies and M utual',vide the profits between the ;Shareholders and the Assured; prehts a as surance Campania which distribute the whole of the withoutrn„ng't tt;e Assured, who are mutual assurers to each o th e r ilefor",e.in t errention of a subs cr ib e d capital.. It wast e Life Assurance was so well understood as it is at pressen. (hie pay Inniered requisite, in order,,to affind solid seasseeerfOr the aecust t ; ne L nt °flosses, to have a perManent subscribed capital ; and Park p r i ng the first consideration, the public, for the most The pr g r i ciert ect Proprietary Companies, although no share of capital, a l l 'a was allotted to the assured. Undoubtedly a subscribed hut th e ehar geo e i‘ a i and enduring security consists in the rate of Premium bein g a t ' i ng correctly graduated with respect to the age, and quir e , L a ding degree higher than what the actual mortality re. ', l4 hscrib"" long as this is the case the security of a permanent it is n ;2' 4 e alatal will remain merely nominal ; in proof of which, with, so‘act Nvorthy of notice, that in all the Proprietary Companies, caeitaisalcely „ an exception, only a fraction of their subscribed `hr 1,„ - Paid up, they never having had occasion to make a call th e obt ': than the first instalment; and for this nominal security ari s i ng re'rooPrietary Companies appropriate the whole of the surplus th r _ ni the premiums, exceeding the risks, to the Proprietors. the oi s _ f va natUre of Life Assurance became more generally known one aailor, ntae aes of assuring in the old Proprietary Companies be. iy ete i . aren t, and, in consequence, new Proprietary Companies _ nstituted 4 'rop t i eto _ , 'whose plan is to divide the profits between the old p roh ." and Assured ; but everything that can be said against the 4 cuss to Companies, which take all the profits, applies, more ProN: to the new Proprietary Companies,which take a part of the I datitt,,, ', i nce a permanent subscribed capital a ff ords no real or sub. Fared befit o enefit for the enormous expense they entail upon the The t hat thr ea t success of the " Equitable Society," is snfficient proof r igor e& Pr inciple of Mutu a l A ssurance affords ample security to the by the This security consists alone in the rate of premium paid the setniired being rath er hi gher than the rate necessary to meet bei ng "... demands upon the Society. The surplus, thus derived, Pay theTnriately given ba c k t o t h e assured, they in the end on ly W the so us e a mount of premiu m requ i re d b y t h e actual mortality IN w tY ' sure Were possible tei ascertain exactly the mortality of the fu. deytopne Assuranc e m i ght be reduced to a simple calc ulation, ' th at . °f doubt or speculation, and such a premium might be flop,led as an would place the stability of the Society beyond all ques tie d at the s time leave no surplus to be accumulated. , ii , same fora m ii7mcn k nowledge is unattainable , the only data that are af _ th e i re derived from the mortality of the past; the s tability . of VriZ il letY therefore requires that the premium shall be higher than Proyio,. 4 been ascertained by experience to be requisite, in order to I t ,:- against any increase of mortality which might occur. taint:l6l.4ost essential in Mutual Assurance, that the Scale of Pre. th e g ;_ . nould be graduated with respect to the . differen t ages, with Yotin.eatest nicety, to prevent an old life paying too l ittle,. and a thi s rag aa lle too much, or vice versa ; for if the Scale of Premiums in kl e aP e et be properly regulated, it maters little whether such eater acanewhat higher than it should be t s ince the whole surplus lea ned to the assured, though on the score of convenience, a lts, Pre vaitiM if a fair and reasonable surplus be preserved, is kYs desirable. ovettal Assurance possesses this great and prominent advantage cha r „,_ °Prietary Companies ; namely, that the latter, either b . y so, ti to a g too high a rate of premium may make Life Assurances dis sneii"' focus to the public, or, by charging too low, may resider Atsvortain the responsibility of the Society; while, in Mutual st o , r _aUce, the premium will always adjust itself to the a?tual ch ar t it of mortality, and no more nor less, in the end, will be T o ged than what the engagements of the Society will warrant. i ttl a t il who attentively consider the subject, it must be eviden t . that t arr or ',,a l Assurance, both on account of the complete security i t hs ne ;,. and of the moderate expense it imposes, is the mode mos A i t tal to those who may be desirous of adopting Lite Assurance. hler Nts eti ea ding feature of this Society, will be to afibrd to the humbler tiiivi a , t ba means of securing to themselves and their fam i l ies a °1 '''; a • rde th s well as by profiting ti N il gainst s n ckness, old age, o a , a ° °,1, 1 ,. ' J ane, in. the many opportunities of bettering their condi -14,1 ith the use of a little money a ff ords. Ns .et Sooletiett have held out some resource against such , I4s c ' l, ll , t i',„ u „ n r'rtunat I the constitution and management of ''rustieri " ir, ns h eYi ' stances been defective and unsys ave in m . ost in . th at , i lia, no st , to. a r e g , ount of their several investmen s .. t has been so small, ha s i a:eiyed , . e a of management have been disproportionate to . the s tits an at a: ''' that, on the whole, the result of these Soc i et ies Notwi th .; — Mg but satisfactory. are resorted /4 , the An.*anding the extent to which Savings Banks . limited b Y the Ac t -.4tnita of Deposits . and Grants of Annuities are of . whilet. .1 arliarnerit• hit herto established, offer c( insiel em , i , n e Life Assurance Societies,. - the is yet no Society oh a Sting which puts its entire benefits wi thin to g a'an. Andthese Societies are, a f r the most part, confin ed one at thus burthened with the expense °l.s ePar t t itular object, which is It is a ? Management. ' t on e ma tt ! ith the view of supplying this defect, and co mbining under keiotielagentent all the advantages which are der i vab le from Benefit that the tOapa,_ s avings Banks, and Life Assuaance Societies , , , ItAbr e ''N and WESTMINSTER MUTUAL Llt E ASSU . - dist, S OCIETY has been established. The usefulness of Life afr d ' a , nee, in all its forms and modifications, will be extended, by Iteril,." n . 4 every facility and accommodation compatible with the titbi,liri.nterest of the . assured, arid by a r v e oi u d l i , n t l o a n ! s l u w n h n i ec ch ess d a e r t y er an s d o 'anytit`r fromyrestrictionstbineirtli\evreisileslt%d not intended ' to be the means e a f a c s , s v u na ri a n y g be greatly 1,. eneated, as is the case In Proprietary t 'n nPanies ; but, on the contrary, to offer to the public Life Assu. Vl an te on th e b est pr i nc i ple, and on the most beneficial terms, and it he found to embrace all the good features of the few Mutual i g sturance Societies that at present exist. _ In the formatio n o f t h e tables the greatest care will be bestowed ho to graduate the rates of premium as to the different ages, according oata, detived,from the best sources of information ; and while g, Co nvenience of the public i s studied by not setting them too net o l the stability of the Society will be constantly kept in view by "'ling them too low. l hi, ' a will 5, 7 .. .ociety i assure for the whole life, or for a limited term, ti,,,;orir.i fr om 20/. to 5,000 k on a single lif e, j o i nt l i ves, or sus*. ag on ,'Pa l will grant immediate, temporary, deferred, and con. 1 tet,,,,_‘. A ntmities; will purchase Reversionary and other In to:4'4, will grant Endowments to Children ; and will advance net Of stx'al'olieles, or upon good personal security, after the man. Autacaot,ch des, Mnte4 g fo t O ther forms of Life Assurance, Policies will be a ter ra ~t . the amount assured, to be received at the end of het th e ID' Years, although the party assured may be alive, th "gh 't ass a ura nce to be determined nevertheless by his death, ' 0 th at _ 1 s h ould take place before the expiration of the term sec ure ,7.olierson may himself enjoy the fruits of his prudence, and La thgeesrafortable competency for advanced life. : n _ i° Yed a f t a : ne Way the Society will grant a deferred annuity, to be re ---r the pa o f p remium for a certain number of th .at a gi ,. Paym ent a . e ew, ' e n aZe ; and by paywhat hi her premium, ng a . rme . g . _ tie oreber le be granted upon the i r onditir n, that if the party shouie Pa Yrne nt ,be arrive at that age, a proportion, or the whole of the Ia or ' , riall be returned by the Society. tt 'assa t 4 ,, e ' to make life Assurance available to the Industrious te ases ';•ne Premiums may be payable Monthly, Quarterly, Half. s aes . (n‘ ,' Annually; S'asi is let lu case of a temp orary inability to pay the premium, the tal e : ' will a dvance on the security of the policy alone . its estimated or lot` . I Pren ' in uis may also be commuted Into a single paymen t , it ire n umber of a nnual payments. . er • lii"'l . • fr om the rapid progress of emir r a t ion important, also, of Colonial trans aetio , and the consequent great increase ed far as prac tieabli', that Life Assurance should he extend as a subject of 0 a ilxi o e , t ° our f ,, ri^ll settlements. It has been far such a (15 51 ,. i' eousideration in what manner and how . . tai dbl e übiect carried into effect. In addition to the wila,itea liberty, can safely be . part of Europe, this Society tau l _ , under certain of residing g in wh a i n c y which appear in the following de. toll 'i alio, lietsorist regulations il d reside in those Colonies beyond the ‘vith ir' n " °I . turope to visit the climate is not decidedly unhealthy, °- ' t chargin g any extra premiums. k erob DETAILS. own h ' es " 3 of the Society to consist of persons assuring ring their Icoi l T h e lives of others, for the whole term of i life. lves 't t h ► "icinhers to include those who, assuring e , with ' he of the whole term of I.f . e , may s not ti to 1, others, for their own lives, or the `es ceortle Members or who assure 'if Others, . .' • and who shall continue to pay tts.o pr el's, for a limited period, 4, erniorn without sharing in the . profits of the Society. titled to t e e n, th ,' e ale of premium for irembers, who will be en 're ' ti nts Si , ' 1 above the ordinary decrement of t , as t o i , all be so muc i upon qe , . care a reasonable surplus to guarantee the claims to pay o fia ed e 'etY ; while that for Non-Members, who con ti nue 1 k ti e „ ,I'erniurn without sharing in the profits, shall a pproximate sur laei,,-rIY to the ordinary decrement of life as to leave a s mall 11,1 417 to be added to the general fund of the Socie f t y tho first fi ve y,a,alirtifits of the Society, at the expi ration o the average P , r ofit, r 1 ,, 41 ever y succeeding year, to be estimated, a nd reduction of the ; 01 44 i ‘ "e year to be annually distributed by a ; Af ore )reiniums dded to the policy, at the op of as sure , ,orby a bonus a e d five annual Prer,i ", to those members who shall hav- pal Society, as a 6tia ra „, rn s l thus always leaving in the hands of the A 'nee fund, the average profits of four years. al thte4i,ral meeting of Members and Shareholders shall be holden to re e e ,,,,. ' n d of the fi rst three years, and every year afterwards, . tars „ -- i. , e ',report of the affairs of the Society, and to elect Direc le -" Auditor • .s. Int_ r _ 1 3in ..,,e room of s those retiring by rotation. th:e i 11811 red to al"lnt, Of £lOO, or Proprietors of 5 shares, to have I vote 250, or 10 shares. to have 2 votes, 50e, or 20 shares, tohave 3 votes, 1,000, or 30 shares, to have 4 votes, 2,000, or 50 shares, to have 5 votes, 4,000 and upwards, or 100 shares and upwards to have 6 votes. fanc y, er.der to avoid heavy losses, whilst the Society is in its in. loo n ; th e amount to be insured upon any life shall not exceed b e at liberty the first three years; after which the Society shall .1) therty to assure any sum not exceeding 50001. this e se " " B , not mariners by profession, whose lives are assured by ro pe, _eietY, shall be at liberty to reside in any part of Eu. the anti to Pi oceed by sea in time of peace, without a license from Ns tn : in'n . ts. 'if Director s ; Iliaithout paying any additiona l pre. Without , any part of Europe to any other part of Europe, A . d'lvalidatin ia the policy. St ,(.71nbers who have paid five entire annual Premiums shall . . be sett i . t e nrry to reside in any part of North Amiiica, the British 0 ' Merits included ,) not south of Virginia ; and Members who in a v l'a ,, id tea entire annual prem iums shall be at liberty to reside I'. "t " A ustralia , • ' Land, Cape of Good Hope, wkiiiii...._ Vas themes s Age CO. Age '45. Age 30. I Age 3.5. Age 4 1 . X. s d. X. s. d. X. s. d. s. rt. £. 1 13 1 l 10 6 2 4 4 2 10 11 2 18 8 Age 45. I Age 50. £. s. d. X a. d. 394 4 4 2 DEFERRED ANNUITIES. By the operation of the same new principles, the Society is enabled to afford to the public a plan of DEFERRED ANNUITIES far more advantageous than any hitherto offered, whereby an individual, by the contribution of a very small annual, monthly, or weekly saving, may secure either a comfortable provision for himself in advanced age, or at his option, a large sum of money, or a policy to his family at his death. The industrious classes, hitherto obliged to resort to Savings' Banks and Benefit Societies, will find in this scheme a far safer and more profitable application of their savings. This Society is enabled, by judicious and accurate calculations, to afford a Deferred Annuity of a much greater amount than has hitherto been offered, beside. the option of exchanging this annuity when payable, for a large sum in cash, or a still larger Policy, payable without premiums at death ; while, by giving to the purchaser, at any time preceding the stipulated term of the Annuity's commencement, the power of borrowing two-thirds of all previous payments, it removes all risk of forfeiture from inability to continue premiums, besides affording an ample re source during sickness and want of employment ; and, should the purchaser die bofore arriving at the stipulated period, two thirds of his payments will be returned to his representatives. The purchaser has also the power of converting, on equal terms, his deferred into a prese It Annuity. The followinc , tables are a specimen of the great and varied a d va ntages w hich the judicious application of a small saving can secure through the Society. ~,•‘,...., ; 17, ~.. r to ~ .. I j .50ed No. 14,525, or Island or St, lind also in time of peace to proceed from England direct to any of the aforesaid places, and return from thence once during the continuance of the Assurance, without paying any additional premium. Assurances may be effected on the lives of all persons about to proceed to and reside in any part of the world on payment of a moderate extra premium ; and in all cases the assured Will be allowed to proceed to and reside in any foreign settle. ment on paynient of such an extra premium as may be considered an equivalent for the increased risk. , In case of death by the hands of justice or by suicide, although the party may,have insured his own life, the policy shall not be in validated, provided it has been bona Me assigned to any party for a valuable consideration ; and if it has not been so assigned, the legal representatives of the deceased shall be entitled to receive a sum equal to the amount which the Society would have given for the purchase of the policy on the day before such decease. If the object of any member in assuring his own life, or the life of another, has been attained, and he should be desirous to substitute the life of some other party, the Board of Directors shall have the power to permit the same to be done, provided the health of such other party be deemed satisfactory, and his age do not exceed that of the member in the place of whom he is substituted. Policies, after five years' standing, on being deposited with the Society, may be kept in force by the payment each year of half the premium, and interest on all arrears, in which ease the remaining portion of the premium may be deducted from the amount assured when the policy becomes a claim. The Premiums upon all assurances may be payable annually, half yearly, quarterly, or monthly, as may suit the convenience of parties assuring; and the year may commence from Ist January, Ist April, Ist July, or Ist October, according to the time when the Assurance is effected. All claims upon the Society, accruing by death, will be paid within one month after proof of the death of the party or parties upon whose life or lives the assurance has been effected. This Society will also grant immediate, temporary, deferred, and contingent Annuities, with the option, in the case of a deferred Annuity, of the Subscriber having the whole or any part of his pay ments returned, should he die before the commencement of the Annuity, on paying a proportionate increase of premium. It will also grant Policies for securing Endowments to Children Ohl their attaining a specified .4ge, conditioned, as in the pre faces case, for repayment of the premium in the event c. the child's death. The Society will grant Loans on the security of Policies, whether on Life Assurance, Annuities, or Endowments; or otherwise, as may be thought proper. The Loans may be repaid by moderate in. stalments, to be agreed upon when they are negotiated. The Society wilt at all times be prepared to treat on the most equitable terms for the purchase of its Policies, whenever the assured may desire to dispose of them. _ The Society shall be at liberty to purchase and re-sell any Rever sionary and other Interests that may be thought advantageous. A temporary Capital Stock of 500,0001. will be raised to guarantee the immediate engagements of the Society in shares of 25/. each, bearing interest at Si. per cent. per annum, which Capital may be discontinued at the end of five years, or any time after that period, when the Directors shall consider the income and accumulated fund of the Society are of such amount as to render its continuance un necessary. One-fifth of the divisible profits of the Society will be set aside and distributed as a bonus to the Shareholders whenever the subscribed capital is discontinued. An instalment of 21. per share to be paid on subscription; and if further calls should be necessary, the same to be in the discretion of the Directors, but none to be made unless on three months' previous notice. The advantages which the LONDON and WESTMINSTER MUTU 4L LIFE ASSURANCE SOCIETY holds out arc shortly these:—The principle upon which it is founded, viz., Mutual Assu. ranee, draws a distinct and broad line between it and vll Proprietary Companies. It not only embodies all the new features cf the modern Proprietary Companies, but also preserves the characteristics of Mutual Assurance Societies, whose success indisputably proves the excellence of their principle. In addition to .which several con venient and novel modes of Life Assurance, and Deferred Annui ties, are offered in such a way as to enable the humbler classes to secure every advantage which Life Assurance and other Societies have hitherto held out to the affluent, or Benefit Societies and Savings Banks to theworking classes, freed from the exclusiveness of the former and the many obwbus defects of the latter. Prospectuses may be had and application for Shares made by ap plying to the London and Westminster Bank, Lothbury and Wa terloo-place, and all Its Branches; . and to Messrs. Roy, Blunt, Dun can, and Johnston, 42, Lothbury; and Messrs, G. and C. Kempson, Solicitors, 31, Abingdon-street, Westminster. B RISTOL and EXETER RAILWAY CALL of 5/. Per SHARE, Being the Sixth Instalment, and making, with former Calls, the sum of 251. Per Share. The DIRECTORS of this COMPANY, under the pro visions of the Act of Incorporation, hereby Give NOTICE that the Proprietors of Shares are required to PAY, on or before the 6th day of April next, at any of the undermentioned Banks, the sum of Si. on each of their respective Shares. In London—Messrs. Glyn, Halifax, Mills, and Co. Liverpool—The Bank of Liverpool. Manchester—The South Lancashire Bank. "Messrs. Miles, Harford, Baillie, Ames, and Company. Stuckey and Co.'s Banking Company ; or at either of their Branches. The West of England and South Wales District Bank ; or either of its Branches. The National Provincial Bank of England. 'Messrs. Sanders, Sons, and Co. Cole, Holroyd, and Co. Milford and Co. The West of England and South Wales District Bank ; or either of its Branches. Devon and Cornwall Banking Company. e been instructed to cbarge intereA at the rate of per annum on all payments made after the said 6th next. By Order of the Board of Directors, Broad-street, Bristol, J. B. BADIIAM, .eh 12, 1839. ' Secretary. Bristol— Exeter— Who have 5 per cent. 1 day of April Office, 30, 1 Mar, N ATIONAL LOAN FUND LIFE AS SURANCE AND DEFERRED ANNUITY SOCIETY. 26, CORNIIILL, LONDON. 67, New Buildings, North Bridge, Edinburgh ; 36, Westmoreland-street, Dublin ; 28, South Castle-street, Liverpool ; And 9, Clare-street, Bristol. Capital, 500,0001. EA/POWERED BY ACT OF PARLIAMENT. PATRON—His Grace the DUKE of SOMERSET, F.R.S. DIRECTORS. T. LAMIE MURRAY, Esq., Chairman. Col. Sir Burges Camac, K. C. S. George Lungley, Esq. John Elliotson, T.R.S. K. F. H. Mackenzie, Esq. C. Farebrother, Esq., Ald. John Rawson, Esq. H. Gordon, Esq. !Joseph Thomrwn, Esq. Robert Hollond, Esq., M.P. I AUD ITORS. Dr. Olinthus Gregory, F.R. A. S. Professor Wheatstone, F. R. S. PHYSICIAN —J. Elliotson, M.D., F.R.S. SURGEON —E. S. Symes, Esq. ACTUARY --M. S. B. Woolhouss., Esq., F.R. A.S. BANKERS—Messrs. Wright and and Messrs. Ladbrokes, Kingscote, and bo. STANDING COUNSEL —W. Milbourne James, Esq. SOLICITORS—Messrs. Webber an'l Bland. SECRETARY —F. Ferguson Camrous, Esq. LIFE ASSURANCE. The new principles on which this Society is founded, bring the benefits i•f Life Assurance within the reach of all. It pro vides against the contingency of misfortune during life, as well as against the risk of death ; and even affords to the Assured a fund out of his premiums on which he can at any time operate, as his circumstances may require. It thus affords to the pru dent of all classes, the greatest facilities and most powerful en couragement to laT up a certain provision for the future. Among other advantages the rissured will enjoy the follow- ing :- 1. Moderate rates of Premium consistent with security ; be sides the g.iarantee of half a million of capital. 2. No entry-money. 3. Power of converting theolicy at any time int o ap a yment in cash; a new policy, or immediate, or deferred Annuity. 4. After five years, two-thirds of payment on elapsed policies returnable at death. 5. The Assured, on complying with the conditions of tha office, may, at any time, borrow two-thirds of all previous pay men.s, and the amount of any declared bonus. 6. Two-thirds of the entire profits on the Life Assurance, and on the investment of the GLarantee Fund, divided an nually among the Insured, and at their option paid in cash, added to the policy, or applied in reduction of future pre miums. 7. Great facility in effecting Insurances. Premiums payable by one payment, or annually, half-yearly, quarterly, or monthly, or on the increasing or decreasing scale. 8. Females assured at one year less than their actual ages. 9. Relaxation of restrictions on travelling beyond the limits of Europe, except to places specially enumerated, and a policy in force seven years not forfeited by suicide. SPECIMEN OF ANNUAL PREMIUMS TO INSURE £lOO. SPECIMENS OF DEFERRED ANNUITIES. I. BENEFITS. 11. PREMIUMS To secure, on Annuity£lo 0 0 attaining the Cash 12S 11 0 age of Fifty, Policy 262 1 6 the option of Secured, on attaining the age of Fifty, by an Annual Premium' of a 12c Payable Payable -------7" I 5.7.4,. F. > v .-- z o, Payable 'Am • aro aanually. One . Dis =7, Annuity. Cash. Policy. b.B P ' ; '.. Sum. parity. - -7--- --- .£. s. (1. X. s. d. X. s. 6.1 1. s. d. £. s. d. X. s. u. 20 10 12 6 1311 12 0 214 15 0 20 2 9 041 1 0 0 0 0 25 714 8 1 119 8 01156 6 0 2 5 3 7 3 51 15 0 1 , 1 1 9 30 5 810169 l9 0 109 19 0, 3O 415 7 65 7 4 31 18 0 Secured, on attaining the age oft attaining the AnnuityXlo 0 O Sixty-iiye, by an Annual Pre- To secure, on s age of e 5, the} Cash ....... 8 6 'ilium eft, 21. 12s. Cash 82 In 0 option of , s X. s. d. 20 :344 11 016 t 0 0 £0 010 11 10 0 10 0 0 ''' 47 16 6 . s. d. X. 6. d.X. s: -d. ---- 7i.'• s• d• 'C• • 0 30 9.6 15 10 ...21. 0 0 261 0 Op 30 019 6 1 6 7 1 19 4 10 7 3 11 40 13 19 9 115 5 8 135 6 0 1 40 117 3 2 7 3 1 P 1 with Off( of tt 'rospectuse every vai ce, or at a he princip; es, detaili Lriety of 'I any of the 'al towns - -„ - • ing, the objects of the Society at length, Cables, may be had by application at the e Branches which are established in most of the United Kingdom. Ages. Whole Life. Whole Life. Seven Years.l One Year. s. d. Z. s. d. £. s. d. $. 20 1 16 10 114 0 0 19 1 0 18 3084246 1 6 1 1 3 40 34 7 219 6 113 1 110 50 412 4 45 1 2 13 3 2 4 60 615 11 65 3 49 2 314 ALEXANDER JAMIESON, LL.D., Secretary and Actuary. Vessels Number of Market , • . Ships sold Da y — from the Pool Vessels wait rriee of the Number o . f Decem. Best Coa , s . detained in each day • mg for Meters. 1838. Section.;. '.........-.--..-.•- ---..-..-.....-..............--....... .........- .............--..-- s. d. 3 31 25 C - 1291 Return not 5 13 25 0 945 perfect. 7 44 24 3 94 . 293 10 06 21 3 94 375 12 47 24 6 101 386 14 58 24 9 106 300 17 59 25 0 100 560 19 58 .25 3 109 315 21 f 4 25 0 125 306 21 41 25 0 109 315 • 26 49 25 0 136 294 29 47 25 0 143 297 31 50 24 9 152 299 Average 48 I 24 9 121 .I 325 CHARLES ROWLAND, HalimAr MaAi;r; Average Detention of Vessels in the River4Twenty;thrp Days. The effect of this system has been to raise pri - e"ei. to, a, 'great extent, and to decrease the consumption ;—thu,' 'Whilst Lou., don is annually increasing in population, there has been a posi tive decrease in this chief article of comfort and of necessity. There were imported into London In 1837 2,626,07 tons In 1838 Less in 1838 than 1837 by 45 ; 1312 tons with probably an increase of half as many inhabitants ! IV. Resolved—That further subscriptions be entered into to defray the preliminary expenses of forming the Association ; and that the money so subscribed be repaid (without interest) to the parties advancing the same, when such Association is formed ; and that books be opened at the London and West minster Bank, and at Blessrs. Cockburn and Co., Whitehall, Provisional Bankers to the Association, to receive such Sub scriptions. V. Resolved—That the thanks of the meeting be given to the Right Hon. the Lord Mayor of the City of London, for his great, unwearied, and unparalleled exertions in the common cause ; and that the Chairman and other gentlemen be ap pointed a deputation to wait upon his Lordship. (Signed) GEORGE RENNIE, Jun. Chairman. VI. The Chairman having left, and David Lewis, Esq. hav ing taken the Chair, it was Resolved—That the thanks of the Meeting be given to George Rennie, Esq., for his able conduct in the Chair, and his persevering exertions in the cause. Applications for Shares may be made to Walter Blount, Esq., Provisional Solicitor to the Association, 4, Parliament-street; or to the person delivering this Prospectus; but they must be in writing, and distinguishing whether Capitalist's or Consumer's. RAPER'S PATENT WATERPROOF. Patronized by the QUEEN, the Nobility, and several Public Establishments. Messrs. RAPER and Co. beg respectfully to inform the Public that they are now carrying out Mr. Raper's newly in vented process of water-proofing all sorts of fabrics used in clothing, as well as leather, with increased and extensive ma chinery. Receiving Houses—No. 8, Bridge-street. Blackfriars ; 12, Marshall-street, Golden-square, and 46, Basingball-street. 4 Messrs. Raper and Co. have no connection with any Public Company, _______—=--------- ALL who suffer from " Bile," Indigestion, Pain in the Side, or under the Right Shoulder-blade, sick- Head-ache, Heartburn, or even from those . dreadful maladies, the Stone now prepared from and Gravel (of which they arc a decided solvent and preveie tive), would do well to try the LIVER PILLS, the prescription of thelate Di. John Armstrong, of Russell. 6B r e, and Author of the Works on Typhus and Scarlet I ev e ,. Messrs. EDWARD WINSTANLEY (vice EDDI ), " 7, Poidtrye" by whom tney may be had retail, and of almost every Druggist and ; P et' tent Medicine Dealer in London and the United Kingdoin, at Is. -A per box. l,O For Females, and as a Dinner Pill, _they . are inco For Children they are a safe Aperient, and vermiluge. mpara c, hl Observe—. Dr. John Armstrong's Liver Pills," is engraved on the Stamp ------- A RS 1.4 PILLSE Y S CAUTION TO LADIES. ---- THE PROPRIETIOvERLScHo,sf FEMALEKE Original WIDOW of these find it incumbent on them to caution the Purchasers against imitations selling under the name of Smithers, Lewis, pi ll s 1 hrs of th - Itc , and calling themselves the Grand , aug f lorin elate Widow. Welch, but who have no right to the preparing of then, the Ori ginal ltecipe having been sold to the late G. Kt. A RSLEY, of Fleet. street, whose Widow found it necessary to n make the following Atli. davit for the protection a h er property, i the Year 1798 . AFFIDAVI T . First —That she is in possession of the Recipe for making Wel s h's Female Pills which was bequeathed to her by her late husband by her 1 Second.—'Fea t this Recipe was purchased . ate Husband, of the Widow Welch, in the year 1787, fir a valuakle considerat i on, and with a view for making the Medicine for public sale, ion, Third.—That she, Catharine Kearsley, is also in possession of the Receipt signed by the said Widow Welch, acknowledging the hay. ing received the money of the said George Kearsley, f„ the pur chase of the absolute property of the said Recipe. Sworn at the Mansion House, London, thel A ~,y,,,„_. 3d day of November, 179;4, before me, .5 "'nSON, Mayor. These r ecomm e nde d so lon andustly celebrated e ver y Peculiar Virtues, are strongly to the Notice of i,adY, having tamed the sanction and aiprobation of most Gentlemen of the illt ° .d* - cal Profession, as a safe and valuable Medicine, in eft'ectually r.l . moving Obstructions, and relieving all other In conveniences t— which the Female Frame is liable, especially those which at an early period period of life, frequently arise from want of Exercise and general - Debility of the System; they create an Appetite, correct Indigest' remove Giddiness and Nervous Headache, and are eminently us ef ul in Windy Disorders, Pains in the Stomach, Shortness of Breath, atid Palpitations of the Heart ; be i ng perfectly innocent, may be u se d w i th safety in all Seasons and Climates. Sold wholesale and retail, lif d. Sanger, 150, Oxf ord -street ; also by Messrs. Barclay, Suttons, am N ew berry, London ; and by most re spectable Medicine Venders in Town and Country, at 28 . 9 d. per box.. •• • Observe, the Genuine are wrapp ed in white p a per, and have the name, C. Kearsley, engraved on the Government Stamp. SUN. PRICE sd. A New Edition. Edward Moxon, Dover-street. NEW PERIODICAL. On Saturday, March 30th, No. I. of the Conducted JOHN TIMMS, Eleven Years Editor of " The Mirror." "Captain Blake, or My Life,'''&c. Richard Bentley, New Burlington-street. Orders received by all Booksellers. (COMPLETE) WITH FIFTEEN ENGRAVINGS. THE SECOND VOLUME CONTAINS WASHINGTON IRVING'S ASTORIA, FOR SIX SHILLINGS, CLEW'S TRADITIONS of CHF.f.SEA COLLEGE, FOR SIX SHILLINGS. . 4 A A ' r "r" j 6uA (4 (/',u-O-tiz .(77 oiatfaitc4 ...L. of q =--,11.;_;,..- : t eleven—J. C. Hyde, mill ver-heath, Buoki • .7-, , April 16, at half-past. e ne. In the Country. . &, ----h.nt. 611P 14 - 1 ' ~ . . .-:1 , . ''.. ~ I GREAT ENLARGEMENT pF THE WEEKLY TRUE (A N the 6th of APRIL next, the WEEKLY 1 .5 TRUE SUN will be ENLARGED to the extent of more than ONE-FOURTH. and will then contain FORTY EIGHT FOLIO COLUM — of close print, WITHOUT ANY ADVANCE IN PRI',II Considerable improvements will likewise be made in all its departments, and new and in teresting heads of intelligence will be added. HEIRS AT LAW and NEXT OF KIN NOTICES will be continued. A . late edition for town circulation, containing three columns of the latest news is always published on Sunday morning. Orders received by all newsmen and booksellers in town and country. Weekly True Sun Office, 3E6, Strand. CAMPBELL'S POETICAL WORKS. Just T published, i n one poc k et vo l ume , price Bs. cloth, HE POETICAL WORKS of THOMAS CAMPBELL. Just published, in one volume, with Portrait, Vignette, and Index, price 20s. cloth, C URIOSITIES OF LITERATURE. By I. D'ISRAELI, Esq., D.C.L. Eleventh Edition, Revised. Also, In one volume, price, price 9s. cloth. The LITERARY CHARACTER. By I. DISRAELI, Esq.. D.C.L. Fifth Edition, Revised. Edward Moxon, Dover-street. THE NEW NAUTICAL ROMANCE. This day, 2 vols. post Bvo., 125.. cloth, CAPTAIN KYD; or the WIZARD of the SEA. Recently published, PALAYO ; a Tale of the The FALL of PALMYRA, GOTH, 2 vols., 12s. 2 vols., 12s. PETER PILGRIM, 2 vols., ROME in the THIRD CEN 12s. • TURY, 2 vols., J2s. STANLEY ; the Man of the BURTON; or QUEBEC and WORLD, 2 vols., 12s. NEW YORK, lOs. (id.. Wiley and Putnam, 67, Paternoster-row. TITERARY WORLD ; a Journal of Popu . lar Information and Entertainment ; with Engravings. Weekly, price Twopence, and in Monthly Parts, with the .I.llagazines. No. I. will contain a splendid Engraving of the Edinburgh Scott Cenotaph. London: George Berger, Holywell-street, Strand. To be had of all Booksellers and Venders of Periodicals, in Town and Country. THE STIRLING PEERAGE. Preparing for publication, and will appear immediately after the Trial, _ rriIIE TRIAL OF ALEXANDER HUAIPHREYS or ALEXANDER, _assuming the title of Earl of Stirling and Dovan, before the High Court of Justiciary, for the crime of Forgery. . Stenographed by * Mr. SIMON MACGREGOR, And Edited by WILLIAM TURNBULL, Esq., Advocate, T. H. - Bennett, timber merchant, 6lieltenham, April It two, at the Royal Hotel, Cheltenham—H. Bliss, list roal facturer, Nailsworth, Gloucestershire , April 29, .at tw'o, vt t George Inn, Strou3-4 . Downey, linen draper, Ch;-I , `Nii.a April 18, at t wo , a t th' oval Hotel. Cheltenham—W. krie, coal master, Westbrom , Staffordshire, Aped 12, at tv ,,, , the New Royal Hotel, Birmingham—G. Hind, draper, Ilisl .p 3 Waltham, Southatnpton, April 17, at one, at the Crlwri :7.111, Bishops Waltham—T. Wyatt, baker, St. Mary the Vir:i - :, Oxford, April 17, at eleven, at the Mitre I:its, Oxford—t'=. Riddell, grocer, Berwick-upon-Tweed, April 12, at one, :, the Hen and Chickens Inn, Berwick-upon-Tweed—J. P. !Jr:l.C:- more, cabinet maker, April 15, at twelve, at Ediott's R,..,;,, Hotel, Devonport—E. Scott, miller, Hillborough, Nurwi:.:ll, April 18, at twelve, at the Duke's Head Inn, King's Lynn. T. Hardin g , scrivener, C E t I I P C O A r t s T m E o • PARTNRSHIPS DISSOLVED. — uth A . raiL 16. W. Southworth and S. Leeming, silk mercers, Great Belton, Lancashire —W. and T. Wilson, ship builders, Liverpool— W. Morgan and G. Paqualin, insurance agents, How ford buildings, Fenchurch-street—E. Rouse and G. Law, bakers-, East-street, Greenwich—W. and G. Armroyd,cutlers, Liver pool—S. Stannah and J. Green, distillers, Princes-street, Lam beth—W., T., and H. Carass, butchers, Beroughbridge, York shire—J. Reed and B. Miller, dealers in slate, Bishop Stort ford, Hertfordshire—S. Sansom and J. H. Wardle, lace mama cturers, Nottingham —S. Amory and J. Coles, attorneys, London—P. Speyer and J. Price, tailors, High Holborn— A. Wolfenden, J. Stansfield, arid J. Wolfenden, engravers to , calico printers, Manchester (so far as regards A. Wolienden)— T. Hull and C. Roelants, spirit merchants. St. Swithin's-lane —J. Diver and G. Phillips, tailors, Winchester — J. Hall and. J. M. Dawkin, merchant s , anelly, Carmarthenshirc—J. Hat tersle7 and S. Bastow, general tool makers, Leeds—J. Hicks and 'I. Bowker, brewers, Wandsworth-Common—T. Duffield and J. A. Squiers, auctioneers, Royal Leamington Spa, War wickshire—T. Fox, G. Ruppell, G. Rippon; and H. L. Red head, coal owners, Durham (so far as regards H. L. Redhead) — R., J., T., F., and J. Hollis, gun makers, Birmingham—S. Knight and W. Breaden, tailors, Hyde, Isle of Wight—T. J. Wright and J. Getty, merchants, Liverpool—T. Northwood, Sen. , and T. Northwood, Jun., working jewellers, Newmen street, Oxford-street—R. Atkinson, R. G. Chapman, and A. R. Homersham, woolstaplers, Upper Russell -street, Ber mondsey (so far as regards A. R. Homersham)—S., J.,. and J. Denton, worsted manufacturers, Horton, Yorkshire. MORALITY OF THE dALLOW§• ( From the Bristol Mercury.) We believe that, in arguing the question of the propriety of continuing the punishment of death, there is not me disputant left who would conserve the gallows on the simple ground of a retal iator; . - punishment upon the criminal who has off society and the law. Death punishment is, it . . advocated on the principle of its supposed of to deter from the commission of crime'. :hen is the precise value of this punishment to ciety, in the light in which its aatocates themselves profess to view it. Do men shrink into their habitations from the. horrors of an execution ? No ; nor women eit!le:.: Does the lesson sink into the hearts of those who read it ? Indeed, no ; for rather it is much be apprehended that executions add to the g,!. neral depravity ; and that the crime is too often forgotten, and the criminal dangerously commis serated with, if he be not even elevated by the act of suffering into the character of an hero. An illustrative instance has this last week oc curred at Hertford, in the execution of a man there for a most brutal murder The malefactof—a youth of 22 years of age, takes his last farewell of his parents ; and his father, while shaking hands with him for the last time, alluded to the firmness with which he bore his trial and sentence, and said, " Good bye, Tom ; keep up your 'Spirits ; make your peace with your Maker; go up to the gallows, and die like a man !" The unhappy son replied, will, father I" And he fulfilled his promise! Here is the spirit of the hero pleading in ex tenuation of the crime of the murderer ;• and if the heart is thus to be steeled against death when it r looks into the very eyes of the condemned—and this, it must be recollected, is the rule, not the exception—what have we to hope in the distant prospect of this fate as a check to the full career of crime, except the gradual hardening of the heart into that dogged indifference as to the result, which is known to prevail among those inured to crime, until they are entirely reckless as to its con , sequences. So much for the particular effect of death-pu nishment : let us now look at its operation. In this case—a striking and the latest mample, an in telligent Contemporary—the Hertford Rclermer, says : " BIRTHS, DEATHS, and MARRIAGES," In 3 vols., post Bvo., MR. THEODORE HOOK'S NEW NOVEL, " BIRTHS, DEATHS, and MARRIAGES." IS NOW READY AT ALL THE LIBRARIES. Richard Bentley, New Burlington-street. With the Magazines on March 30,embellished with Engravings price Six Shillings, the NEW VOLUME of " THE STANDARD NOVELS." THE BIVOUAC ; or STORIES of the PENINSULAR WAR. By W. H. MAXWELL, Esq., Author of 6' Stories of Waterloo," " Wild Sports of the West," UNIFORM WITH " THE STANDARD NOVELS." Now in course of publication, in handsomely bound pocket volumes (every volume containing an entire work,) embel lished with Engravings, price Six Shillings Each. ,1! ENTLEY'S STANDARD LIBRARY OF POPULAR MODERN LITERATURE. The FIRST VOLUME of this SERIES CONTAINS MAXMELL'S WILD SPORTS OF THE WEST, FOR SIX SHILLINGS, (CO3IPLETE) WITH PORTRAIT OF - THE AUTHOR, "In Astoria' Washington Irving has invested a series of real adventures with all the charm of a romance."—Quarterly Review, Dec. 1838. VOL. 111. JUST PITRLISHED, COMPRISES, (COMPLETE) WITH PORTRAIT OF THE AUTHOR. ll , * The next Volume, to be published with the Magazines on the 30th of April, will contain (complete) Mrs. TROL LOPE'S CELEBRATED WORK THE DOMESTIC MANNERS OF THE AMERICANS. With Additions and Notes, now first added, and numerous Engravings, price Six Shillings. Richard Bentley, New Burlington-street. Orders received by all Booksellers. " Around the scaffold the majority of the people assembled were either boys of from between ten and seventeen years of age,or young servant girls ; thieves, poachers, vagrants, and loose women, many of them in a state of intoxication, and their conduct was far from creditable. The anxiety evinced by.parents to enable their children to get what they were pleased to call a' good sight,' was most disgusting. " There was no eye dimmed with tears ; no pallid cheeks ; no sad and gloomy thoughts appzared to oppress them ; but all was laughter, jest, and re velry. The public-houses and beer-shops soon be ' came filled ; the spectators of death ,went to feasting and gambling; the quiet of the town was disturbed by scenes of drunkenness and licentiousness ; and the day was a carnival to the dissolute of the nci2h bourhood !" We affect nothing, and we are not ashamed to confess so much, when we say that we shudder tifi we read this extract. To us it is perfect conviction that the gallows, so far from serving the cease Gf morality and virtue, is a most debasing and demo ralising exhibition. THE PROGRESS. I conclude with recalling to you the happiest feature of our age ; and that is the progress of the . mass of the people in intelligence, self-respect, and all the comforts of life. What a contrast does the present form with past times I Not many ages amo,' the nation was the property of one man, and all its interests were staked in perpetual games of w.c.le, for no end but to build up his family, or. to liriii7, new territories under his yoke. Society was di vided into two classes, the high-born and the vulgar, separated from one another by a fT,reat gulph, as impassable as that between the saved and the lost. The people had no significance as indi viduals, but formed a Mass, a machine, to be wielded at pleasure by their Lords. In war, which was the great sport of Me times, those brave knights, of whose prowess we hear, cased themselves and their horses in armour, so as to be almost invulnerable, whilst the common people on' foot, were left, without protection, to be hewn in pieces or trampled down by their better::. Who, that compares the condition of Europe a few ages ago, viith the present state of the world, but must bless God for the change. The grand distinction of modern times is the emerging of the people from brutal degradation ; the gradual re cognition of their rights ; the gradual diffusion among them of the means of improvement and happiness ; the creation of a new power in the State —the power of the people. Audit is worthy remark, that this revolution is due, in a great degree, to religion, which, in the hands of the crafty and aspiring, had bowed the multitude to the dust, but which, in the fulness of tune, began to fulfil its mission of freedom. It was religion, which by teaching men their near relation to God, awakened in them the consciousness of their importance as in dividuals. It was the struggle for religious rights which opened men's eyes to all their rights. It was resistance to religious usurpation, which led men to withstand political oppression. II was religious discussion which roused the miads of all classes to free and vigorous thought. it was religion which armed the mart; r and patriot in England against arbitrary power, which braced the spirits of our fathers against the perils of the ocean and wilderness, and sent them to found herd the freest and most equal State on earth. Let us thank God for what has been gained but let us not think every thing gained. Let the people feel that they have only started in the race. How much remains to be done ! Whet a vast amount of ignorance, intemperance, coarseness, sensuality, may still be found in our community What a vast amount of mind is palsied. no , - . lost ! When we think, that every house might be cheered by intelligence, disinterestedness, and refinement, and then remember, in how maw,- houses the higher powers and affections of humai-, nature are buried as in tombs, what a darkness gathers over society ! And how few of us a ro moved by this moral desolation! How few under stand, that to raise the depressed, by a wise cut ture, to the dignity of men, is the highest en d 0, the social state I Shame on us, that the worth of :. fellow-creature is so little felt.—Channing- on sd Culture. --......................... Died, at her residence, at Kingston, on Thurs. d a y morning, the 14th instant, aged 92 y ears, Mrs. Ross, iile w idow of Lieut. William Ross , R.N. , and mother c Rear-Admiral Ross, C. 8., Comrnander-in • Chief in tb. Pacific. The deceased was in life, highly esteemed a n respected, and her death is sincerely lamented by numerou friends. S WA LONDON, WEDNESDAY, MARCH 27, 18i9. riIHE MODEL OF THE BAT'T'LE OF A_ WATERLOO is NOW EXHIBITED at the EGYP TIAN HALL, PICCADILLY, by brilliant Artificial Light. Constantly illuminated from Two o'clock in the Afternoon, and throughout the Day in Dark or unfavourable Weather. Open from Ten in the Morning until Nine 'n the Evening,_ , without intermission. Admission One Shilling each. NOTICE,j LETTERS for GIBRALTAR and MALTA may be forwarded by her Majesty's Packets, via FAL MOUTH, without the previous payment of the Postage.; by command, W. L. MABERLY, Secretary. General Post-office, 18th March, 1839. NTATIONAL PROVIDENT INSTITU TION, for ASSURANCE of LIVES, ENDOW MENTS, and ANNUITIES, 13,Nicholas-lane, KingWilliam street. MEMBERS whose PREMIUMS become due on the Ist of April next, are hereby informed that the same must be paid within 21 days from that date. March, 20, 1839. JOSH. MARSH, Secretary. ANTI-COAL MONOPOLY ASSOCIATION. AT a MEETING held at the Storey-gate Hotel, Westminster, on Saturday, the 23d day of Mardi, 1839, GEORGE RENNIE, Esq., in the Chair, the following resolutions were carried unanimously : 4,4 I. Resolved—That the most satisfactory evidence having been given of the extortions and other abuses of the Coal Com binations, and of the means by, which the same may be defeated, this Meeting approves of uniting the Consumers of Coal into an Association, with such Capitalists as may join diem, under the name of the " Anti-Coal Monopoly Association." 11. Resolved—That the following gentlemen, having rignified their support of the cause, be requested to act as a Provisional Committee, with power to add to their number : Chairma.e-1. T. LEADER; Esq., M.P. Attw.)ocl, T., Esq. M.P. 'Rennie, Geo.; Esq., No. 1, Illewitt J Esq M.P. Chesham-place, Belgrave- Bird, J. , Esq. , Congrevc-House, Birmingham, and Dinas Mowddwy, Wales. Ewart, W.', Esq., M.P. Galloway, Alex., Esq., C.E. Hill, Rowland, Esq., F. R. S. Lewis, David, Esq., No. 4, Chesham-place, ; Belgrave square. i .„_ Pryme, Geo., Esq., M.P. 111. Resolved—That the following Address be issued as the Prospectus of the Association ; that the same be advertised ; and that the Provisional Secretary be instructed to cause the same to be left at the houses of all Consumers of coal throughout the Metropolitan Districts:— ! squrre. Smith, Dr., Geologist.' Thompson, Col. Peyronnet, Hanover-terrace, Regent's park. Villiers, Charles, Esq., M.P. Wallace, Robt., Esq., 2.1. P. Wilson, Thos., Esq., Bank hall and Silkstone Colliery. " AIDE TOI, ET LE CIEL T'AIDERA. " ROSPECTUS OF THE ANTI-COAL-MONOPOLY ASSOCIATION. FIRST CAPITAL, 500,000/. In 50,000 Consumer's Shares of 5/. each ; and 23,000/. Capitalist Shares of 10/. each. Each resolvable into the other when convenient ; and the latter bearing interest at the rate of 5 per cent. per annum the Consumer's Shares renewable for ever. No Deposit—no Subscription Deed—no Act of Parliament— no Debts—no Credits. The object of this Association is to secure to its Members of the consumers' class, Coals of every description, at the cheapest rate at which they can be procured, without being subjected to any of the monopoly regulations or exactions. In order to effect this great object, it is necessary that the Association should be self-dependent; that it should have its awn pits, its own vessels, its own wharfs, warehouses, wag gons, &c. ; or that it should have contracts, binding down parties for any of them at the lowest stipulated cost. Great and praiseworthy efforts have been made by the Right Hon. the Lord Mayor, and others, to break down the Coal Monopoly, and with considerable success ; but it must be evi dent to all that so long as the chief sources of supply rest in a few combined hands—so long as the Public cannot command their own means of production, carriage, and delivery.—no iso lated efforts, however gigantic and persevering, can entirely succeed in placing the necessary article of fuel, at the lowest cost, in the cellar of the consumer. _ _ _ The Monopolists have set at defiance the Legislature; they set at defiance the Lord Mayor, and all other individual oppo nents ; they would crush any single-handed rival disposed to open trade • they dare not set at defiance the combined Con sumers ; they cannot crush a Hundred Thousand Shareholders, with the means of supply in their own possession. Besides the enormous artificial cost laid on coals by the deten tention of vessels—the limiting the supply beneath the de mand—the agency of factors—the large per-centage of profits to cover bad debts and long credits—there are great frauds in the mixing of coals, by which the public are injured to a large extent. This Association will save the cost and prevent the fraud. Men who are their own Coal-merchants can have no temptation to tax or cheat themselves. The preliminary measures for this Association have been going on for twelve months. Every inquiry has been made necessary for the completion of the undertaking. Persons con nected with the monopoly in the north are desirous of breaking from it, and have offered their pits at a valuation to be taken in shares. Other mines of coal yet unworked are offered at a low seignorage. Contracts are offered of the best Silkstone and Frockton coals of Yorkshire, of the coals of Staffordshire and Derbyshire, and of the Welch and ' othdr coals of great value fur particular purposes. Contracts for freight, for wharf age, for delivery are offered ; and even now, before the posses- I:ion of their own resources within themselves, excellent domestic coal may be placed in the cellar of the consumer at from 21s. to 225. per ton, leaving Is. per ton to pay five per cent. in terest to the capitalist, and all the expenses of the manage ment. It is not proposed that this Association should sell any coals, but only supply its own members. It will have no individual objects to serve. The gentlemen provisionally acting disclaim any other interest than that which is common to the community. They have advanced the necessary expenses of its formation, which they expect to be repaid, but no more. those They , N , S t l h i o fi u l t l l sa p l placesy. l,h e o A r s s o o ffi ci c a e t s i on s a w v e i ill b r o e v las ioly, n o a i n l t a o n ck d Company, but without the ordinary characteristics of Joint stock Companies. There will be no deposits—no responsi bility—no self-constituted directors or officers—no liability to the laws of trading, partnership, or bankruptcy. A gentleman or tradesman who takes ten or twenty consumers' shares in this Association may, while he remains in London, get his 501. or 1001. worth of coals at their natural cost, with the addition of 5 per cent. to the capitalist ; and, when he chooses to go into the country, need not have one farthing of his money lying idle or unproductive, but, by exchanging his con sumer's tickets for capitalists' tickets, will get his 5 per cent. until he return, and then exchange again for consumers' tickets, and save probably 30 per ce.it. in the price of his coals. A self-protecting Association against the Coal Monopolists was formed in Edinburglithe year before last, which had the effect of enabling coals to be procured during the dreadful winter of last year (when they reached the enormous price of 455. per ton in London) at a cheaper rate than during the preceding summer and autumn, and which enables the best Scotch Coal to be now procured in Edinburgh at 12s. per ton, and the Newcastle Coals at 17s. 9d. per ton. It is proposed that there shall ultimately be twelve Director s, each holding 100 Shares, six from the Consumer's class, and six from the Capitalists' class, with salaries to be fixed upon at a general meeting of the Shareholders. Two Directors of each class, eligible for re-election, to go out annually. All appoint ments of permanent officers to be made by the Directors thus chosen. The Duke of Wellington, in a speech on the finances of the country, during the Administration of Earl Grey, said, " He was not opposed to the repeal of the coal tax, or any other tax, merely because it was a reduction of taxation, but the Noble Earl, would recollect, on a former occasion, he thought that the best plan of reducing taxation was that which relieved the con sumer ; and, regarding the coal trade, he had said that the best way was to correct the abuses to which it was subject, and he was sure the abuses in that trade operated more than taxes in raising the price of the article." The machinery of the system to which his Grace alluded may be traced in the following facts. In the North the great Coal owners enter into a bond, with heavy penalties to each other, tilt to send more than a certain quantity of coals to the London market, and to sell coals to none who will not sign a paper agreeing to conform to the regulations of waiting their turn. In the South those regulations are, that, when coals are in the Pool at 235. 6d. per ton, only forty cargoes shall be sold—when 235. 9d. and 245., fifty cargoes—when 245. 3d. to 245. 6d., sixty cargoes—when 245. 9d., seventy cargoes—and a reduction of ten ships for every shilling below 235. 6d. The operation of this may be seen in the following table : An Account of the Number of Vessels coal laden sold from the Pool on the Coal-market each Market-day during the month of December, 1838; the Price of the Best Coals (Lambton) ; the Number of Ships waiting for Meters at Four o'Cloek ; and the Number detained in the different Sections of the River, between Bugsby Hole and Gravesend : GUARDIAN FIRE' .AND LIFE -.0- SURANCE COMPANY, No. 11, Lombard-street, at the Entrance of the Old Post Office, London. DIRECTORS. JOHN SHORE, Esq., Chairman. ROWLAND MITCHELL, Esq., Deputy Chairman. W. 'C. Brandram, Esq. Stewart Marjorbanks, Esq. John W. Buckle, Esq. John Martin, Esq., M.P. John Dixon, Esq. Robert Mitford, Esq. William D. Dowson, Esq. James Morris, Esq. Nicholas Garry, Esq. John G. Rarenshaw. Esq. Thomson Hankey, Jun., Esq. A. H. Poulett Thomson, Esq. John Labouchere, Esq. John Thornton, Esq. John Loch, Esq. John Tulloch, Esq. • George Lyall, Esq. James Tulloch, Esq . ___ METROPOLITAN LIFE 'ASSURANCE SOCIETY FOR MUTUAL ASSURANCE. aD; 4 ' 7 W- 4 4 , DIRECTORS. T . ,!: John Allcard, Esq. Charles Hensley, Esq. Richard Low Beck, Esq. Joseph Hoare, Lsq. John Burgess, Esq. John Laurence, Esc,. Z.:William Clay, ET., M.P.: William J. Lescher, Esq. v,, k , James Dawson, F,sq, B. Hawes, Jun., Esq.. M .P. MuThomas Fowler, Esq.: ;,":" J. Francis Maubert, Esq. Z - . 7: Francis Fox, Esq, Joseph Poise, Esq., M. P. W. Storrs Fry, Esq. J. Scholefield, Esq., M.P. 2r.Thomas H. Hall, Esq.*/ J o hn Travers, Esq.l The Directors hereby give notice to members whose Pre miums fall due on the sth of April Next, that the same must be paid within thirty days from that date. The leading principle of the Society is the appropriation of the whole of the profits (undiminished by agency or commis sion), by way of reduction in the premiums of members of five years' standing. The premiums of members (who are the only proprietary of the Society) are payable yearly, half-yearly, or quarterly, on the sth of January, sth of April, sth of July, and sth of Octo ber, either of which several days constitutes the commencement of the year to members. Persons, therefore, desirous of enter ing the Society as members on the sth of April Next should ap pear at the office on or before that day. RICHARD HEATHFIELD, Superintendent. Princes-street, Bank, March 6, 1839. I.2“)YAL EXCHANGE ASSURANCE AA.) OF HOUSES AND GOODS FROM FIRE, No. 21, LOMBARD-STREET, (Established by Royal Charter in the Reign of King George the First), For Assuring Houses, Buildings, Goods, Farming Stock, &c., from Loss or Damage by Fire; mil also for the Assurance of and Granting Annuities en Lives. Sir JOHN WM. LUBBOCK, Bart., Governer. THOMAS TOOKE, Esq., Sub-Governor. BARTHOLOMEW JEFFERY, Esq., Deputy-Governor. DIRECTORF. Henry Bainbridge, Eiq."""' • H0n.?.1. :Melville. George Pearkes Barclay, Esq.: Henry Nelson, I,:sq, Wm. Brown, Esq. Edward Howley Palmer, Esq. Edmond S. I'. Calvert, Esq. Thomas Poynder, Esq. John Deacon, Esq..( Abraham George Roberts, Esq. John Ede, Esq. Charles Robinson, Esq. James Gibson, Esq. William Sampson, Esq. William Tetlow Hlbbert, Esq. Sir Samuel Scott, Bart. Lancelot Holland, Esq. William Soßau, Esq. G. G. de Hochepied Larpent, Esq. Robert Thorley, Esq. John Christopher Lochner, Esq. Octavius Wigram, Esq. Charles John Manning, Esq. Itiversdale hi. Grenfell, Esq. Persons whose Annual Premiums fall due on the 25th inst. arc hereby informed that Receipts are now ready to be delivered at the Company's Offices, 91, Lombard-street, and in Pall- Mall, as well as by their respective Agents in the several coun ties ; and the parties assured are requested to apply for the re newal of their policies on or before the 9th of April next, as the usual fifteen days allowed for payment, beyond the date of each policy, will then expire. March, 1839. SAMUEL FENNING, Secretary. In consequence of the destruction of the ROYAL EX CHANGE by Fire:the business of the Company in all its branches, is carried on at their New Premises, No. 21, LOM BARD-STREET, until their Offices on the Royal Exchange arc rebuilt. QTEAMTONEWYOBK. The TRANSATLANTIC STEAM SHIP COM PANY'S new, splendid, and powerful Steamer LIVER POOL, burthen 1,150 tons, and engines of 464 horse-power, Lieutenant FAYRER, R.N., Commander, leaves Liverpool for New York, on Saturday, April 20. Fares forty guineas, and thirty-five guineas, including wines and all stores. An ex perienced Surgeon on board. Specie, above 20,000/. three eights per cent. ; less amount, half per cent. Freight, passage, &c., secured on application to the follow ing agents :—Messrs. J. Hartly and Co., 16, John-street, Crutched-friars, and 44, Regent-circus, Piccadilly, London ; Messrs. Emerson and Co., Paris and Havre ; Thomas Mills, Esq., Buchanan-street, Glasgow; and John Pollack, Esq., 24, Water-street, Liverpool. ARESPECTABLE OLD-ESTA BLISHED CABINET-MAKER'S BUSINESS in the COUNTRY to be disposed of. Terms moderate. The Stock may be reduced if desired. An excellent BUILDING BUSINESS may also be taken with or without the above. Apply (if by letter, post-paid) to Me.fsrs. W. Hunter and Sons, 30, Moorgate-street, London. GENTLEMEN'S DRESS COATS, WAISTCOATS, and TROWSERS, cut and made to fit in the mast approved Style of Fashion, and made in the best manner, at the following Prices, for cash, at J. ALBERT'S, TAILOR, &c., 52, KING WILLIAM STREET, CITY : s. d. £. s. d. Superfine Coloured Dress Coat ..... 210 oto3 •0 0 Superfine Saxony, Black or Blue ...... 3 0 0— 3 10 0 Frock Coat faced with Silk, and Velvet Collar Various Excellent and New Materials for Trowsers Young Gentlemen's Spencer or Tunic Suits Suit of Plain Livery. Gentlemen can select their ,Cloths, Kerseymeres, Waist coatings, &c., at this Establishment, from the largest and best assorted Stocks, without exception, of any house in London. Every order executed with punctuality Pnd dispatch. 52, KING WILLIAM-STREET, CITY. 215 0 - 4 0 0 On the Ist of April will be published, price 65., No. XIV. of the B RITISH and FOREIGN MEDICAL REVIEW. Edited by Dr. FORBES and Dr. CONOLLY. Containing Analytical and Critical Reviews of the most re cent and important Works, British and Foreign ; extensive Selections from the British, American, and Continental Journals; and numerous Articles of Medical Intelligence. London ; John Churchill, Princes-street, Soho. CONVERSION OF THE HON. AND REV. GEORGE SPENCER. THE CATHOLIC MAGAZINE FOR APRIL will, besides other important Articles, con tain an Account of the Conversion of the Rev. Mr. Spencer to the Catholic Faith, Written by Himself in the year 1831, while Sub-Dean in the English College at Rome, at the request of the Bishop of Oppido. Simpkin, Marshall, and Co., Stationers' -court; Booker and Dolman, 61, New Bond-street; S. and T. Jones, 63, Pater noster-row. AUDITORS. A. W. Robarts, Esq. Henry Sykes Thornton, BK. Sir Walter R. Farquhar, Bart. I Samuel Jones Loyd, Esq. In the Life Department, a Bonus was declared in June, 1829, exceeding One per Cent. per Annum on the Sums in, surcd, on an average of the different Ages; and a second Bonus of nearly similar amount was declared in June, 1836. At each period the Bonuses allotted to the different Policies averaged rather more than 28 per Cent. on the amounts of Premiums paid thereon during the preceding seven years. FIRE DEPARTMENT.—Notice is hereby given, that Assurances which expire at Lady Day must be renewed within fifteen days at this Office, or with Mr. Sams, St. James's-street, corner of Pall-mall ; or with the Company's Agents throughout the kindgom, otherwise they become void. GEORGE KEYS, Secretary. IMMEDIATE BENEFITS OFFERED TO THE PUBLIC. 1 IFE ANNUITY RATES, CALCULATED on EQUITABLE PRINCIPLES ! ! ! Fox EXAMPLE:-- For every 100/. deposited, this Asso'ciation will grant the .An nuity placed opposite the Age, of , the Party depositing. ~ From W. and dpwardi, proportion. ;e 30 to 40 to 13 to 50 to 55 to 60 to CS to 70 to 7 - ) to SO e r ... r 9 o r 9 101Z12 101£15 10r. . Per Per Per Per Per Per Per Per Per Cent. Cent. Cent. Cent. Cent Cent. Cent. Cent. Cent. LIFE AND FIRE INSURANCE RATES, Reduced 30 per Cent. per Annum. LIFE ASSURANCE RATES. Age 20 to 9.5 to 30 to 33 to 45 to 50 nm. £ s. s. d.l.£ 8. !LIZ s. s. s. d. I.Z 8. 41. Prem; "11101 1 15 0 1 2 0 012 012 la 215 5 • This Company make no charges for intermediate ages under 50 years. FIRE INSURANCE RATES. Common Insurance. . s. Private Houses and Shops (not hazardous)... 1 Hazardous Double Hazardous Farming Stock INDEPENDENT AND WEST MIDDLESEX ASSURANCE COMPANY, Opposite the Bazaar, Baker-street, Portman-square, London. South St. David's-street, and High-street, Edinburgh ; Ingram-street, Glasgow ; And Saukville-street, Lublin. Established and empowered under the several Acts of Parlia ment of 14th Geo. 111. c. 48; 2?d Gco. 111. ; 53d Geo. 111. c. 141; 3d Geo. IV. c. 92 ; and Ist Vic. c. 10. CAPITAL, ONE MILLION. In 20,000 Shares of 501. each. MANAGERS. James Alexander, Esq.. Thomas Knowles, Esq. George Anderson, Esq. H. R. Perkins, Esq. James Drummond, Esq. Thomas Price, Esq. Samuel Eyre, Esq. William Reid, Esq. Robert Ferguson, Esq. Edward W. Taylor, Esq. Thomas Hope, Esq. John Wilson, Esq. J. D. Hustler, Esq. _ William Whittaker, Esq. G. Williams, Esq. 0 per Cent. 0 6' AUDITORS. Samuel Eyre, Esq. I John Wilson, Esq. I G. E. Williams, Eq. SECRETARY—Mr. William Dole. The Bank of England; BAwKEns Bank of Ireland; and Western Bank of Scotland. SURGEON—James Desereux Hustler, Esq., Park-street. SURVEYOR—Simon Thurston, Esq., 9, Southampton-street, Bloomsbury-square. S OLICITORS —Messrs. Williams and Son, 2, Hart-street, Bloomsbury-square , T HE BRITISH EMPIRE LIFE ASSU RANCE COMPANY. Temporary Offices—No. 34. COCKSPUR-STREET, and No. 64, CORNHILL, LONDON. Capital 509,000 i., in 10,000 Shares of 501. each. DIRECTORS. PRESIDENT—SIR GEORGE THOMAS STAUNTON, Bart., M. P., F. R. S. VicE-PuesinENTS -- Vice-Admiral Sir Patrick Campbell, K. C.B. and Colonel Sir Duncan Mac Dougall, K. C. S. F. Major James Brine, Eton. Major John Campbell,.Melford, N. 8., and 11, Charles-street, - St. James's. RESIDENT-DIRECTOR—Lieut.-Col. H. D. Campbell, North End House, Hants; and Marlborough House, St. John's Wood. John Hamilton, Esq., 58, Oxford-terrace, Edgware-road. Vero Clarke Kemball, Esq., 9, Blandford-square. Richard Langslow, Esq., Hatton House, Hatton, Middlesex. Charles Norris, Esq., 53, Baker-street, Portman-square. John Romer, Esq., 10, Cambridge-terrace, Regent's Park. STANDING CouNsEr..--.Sir Frederick Pollock, M.P. BANKERS—Messrs. Charles Hopkinson, Barton, and Co., 3, Regent-street. PGYSICIAN—Dr. Theodore Gordon, 3, Duchess-street, Port land-place. SURGEONS—Rutherford 7Alcock, Esq., 13, Park-place, St. James's ; and John Propert, Esq., 6, New Cavendish street. Sozacixonc—Messrs. Capron and Co., Saville-place, Saville- row. Aunrroits—Mr. John Ball, 10b King's Arms-yard, Moor gate-street ; and Mr. George C. Begbie, 63, Coleman- street. ACTUARY and SECRETARY—AIexander Jamieson, LL.D., 34, Cockspur-street, and 38, Smith-street, Chelsea. According to the constitution of this Company the several parties interested in its prosperity, are, I. The Shareholders, who will receive the whole profits de rived from the non-participation branch of Assurance ; and, on the other hand, they will guarantee, to the extent of their sub scribed stock, the payment of the Policies to all the Assured. H. The Assured, on the Mutual, or participating scale, who will receive the whole profits arising from this branch of the business; while the payment of the sums contracted for in their Policies will be guaranteed by the capital of the Company. 111. The Assured, on the principle of Non-participation, who have the guarantee of the capital of the Company, pay a proportional smaller annual premium on their Policies. Naval or Military Officers, and others, may, if they choose, assure upon a general rate of premium, which will cover the risks of all climates and actual warfare,—an advantage never before offered by any Assurance Office ; and facilities will also be given to military men for advancing their interests in the Army. Tile premiums may be paid yearly, half-yearly, or quarterly. The whole amount of the premium may be paid in a single pay ment, or in a stipulated number of years, or on a decreasing scale, till the payments snail entirely cease. When the Assurance is for life (for all ages from fourteen to fifty-five) one half of the premium may remain unpaid for seven years, at an interest of five per cent., to be paid up as may suit the convenience of the Assured; or, in the event of the Policy becoming a claim, to be deducted from its amount. A Board of Directors is holden every Wednesday, at One o'clock P.m., at the Temporary Office, 34, Cockspur-street, to receiveproposals for Assurances, and for the transaction of busi ness ; but proposals may be made and Assurances effected on any other day. PREMIUMS FOR ASSURING £lOO ON A SINGLE LIFE. Annual Premium Annual Premium, without Profits. ; with Profits. PUBLICATIONS. THE QUARTERLY REVIEW, :No. CXXVI., Will be Published on SATURDAY. CONTENTS. • I. TRAVELS IN ANDALUSIA. 11. NATURAL lIISTORYIAND FISHERY OF THE SPERM WHALE. 111. PARAGUAY AND FRANCI A. IV. STATE AND PROSPECTS OF ASIA. V. AUTOBIOGRAPHY OF THOMAS TELFORD, Engineer. OXFORD THEOLOGY. SIR ERANCIS HEAD'S NARRATIVE; and LORD DURHAM'S REPORT. John Murray, Albemarle-street. T HE LONDON AND WESTMINSTER. REVIEW, No. LXIII., -- Will be published on WEDNESDAY, the 27th, Containing:- 1. LITERARY LIONISM. Q. PARISIAN CARICATURES: ROBERT MACAIRE, CIIA RIVARI, &c. 3, THE PI ANOFORTE: HERZ, MOSCHELES, LISZT, THAL. BERG, &c. 4. LEOPOLD AND THE BELGIANS. 5. IRISH HUMOUR AND PATHOS: WILLIAM CARLETON. CRITICISM ON WOMEN: THE QUEEN: HON. MRS. NORTON, MISS EDGEWORTH, LADY MORGAN, MRS. JAMESON, AND MISS MAIITINEAU. • ' 7. SAM SLICK, AND SIR F, B. HEAD: CANADIAN AF FAIRS. 8. RE-ORGANIZATION OF THE REFORM PARTY. London : Henry Hooper, Pall Mall East. Edinburgh : Adam and Charles Black. THE AMERICAN BOUNDARY LINE. Just ready, in one splendid volume imperial folio, with about 50 beautiful and accurate Maps and Plans of Cities, price five guineas. AN HISTORICAL, GEOGRAPHICAL, and STATISTICAL ATLAS of the UNITED STATES and ADJACENT COUNTRIES. This superb national work contains an immense mass of va luable information, and is the only authentic and correct work on North America. This day, 2 vols. Bvo., with Portraits, price 285., the Fourth Edition of BANCROFT'S HISTORY OF THE UNITED STATES. " One of the ablest and most interesting historic works of modern times."—Prof. Heeren._ _ _ ------- " A standard and complete history of the American Re public."—Athenmum. Boston, (U. S.), 1839 ;. London : Wiley and Putnam, 6 Paternoster-row, - Importers of American Books ; and at New York. PROFESSIONAL RECORDS; OR, MARRIAGE MEDI CALLY CONSIDERED. An Original Thesis (in a sealed envelop). Price 55., MARRlAGE—itslntent,Obligations,and Phpical and Constitutional• Disqualifications ; with Illus trations graphic, narrative, and remediate. Also, by the same Author, A RATIONAL EXPOSITION of the TREATMENT of MORBID SECRETIONS, Stricture, and Irritability of the Uretha, and other infirmities of the reproductive s3rstem ; with numerous cases and woodcuts, entitled Medical Coe sultations. Price 2s. 6d. Sherwood, 23, Paternoster-row ; Carvalhe, 147, Fleet street; Harris, 25, Bow-street; Baths, 23, New Bond-street, and Smith, druggist, 48, Lothbury, City. Just published, V PRACTICAL OBSERATIONS on the CHRONIC ENLARGEMENT of the PROSTATE GLAND in OLD PEOPLE, with suggestions for an Im proved Mode of Treatment. To which is prefixed Prelimi nary Remarks on the _various other disorders to which the Prostate is liable at all periods of life. The whole being illus trated in an Appendix containing numerous CASES and PLATES, showing some of the Morbid Appearances usually found as a consequence of Disease of the Prostate Gland. By FRANCIS BURDETT COURTENAY, Member of the Royal College of Surgeons, London, &e. Sold by T. Hill, Medical Bookseller, Great Windmill-street, Haymarket; Onwhyn, Catherine-street, Strand; Templeman, 248, Regent-street ; and all Ilookselle'l in town or country. F. S. A. Scotland. With a History of the . iarldom of Stirling and a Resumt': of the whole proceedings of Mr. HUMPHREYS with reference to his pretended claim. The whole Illustrated by Copious Documents. Edinburgh : W. Blackwood and Sons. London : T. Cadell. FROM LAST NIGHT'S GAZETTE. CROWN-OFFICE, MARCH 26. MEMIIER RETURNED TO SERVE IN TIIIS PRESENT PARLIAMENT. BOROUGH OF LEICESTER—Wynn Ellis, of Ponsbourne Park, in the parish of Hatfield, in the county of Hertford, and of Cadogan place, in the county of Middlesex, Esq., in the room of Samuel Duckworth, Esq., who has accepted the office of one of the Masters in Ordinary of the High Court of Chancery. Commission by the Lord Lieutenant of Staffordshire. Queen's Own Royal Staffordshire Regiment of N eomanry Cavalry—Lieutenant F. W. Tomlinson to be Captain, vice Wickstead resigned, Feb. 28, 1839. Commission by the Lord Lientenant of Shropshire. South Salopian Yeomanry Cavalry The Honourable 0. G. C. Bridgeman (commonly called Lord Viscount New port) to be Cornet. WHITEHALL, 117auctt 26, 1839. The Queen has been pleased to grant unto Daniel Willey Palmer, of Moreton Valence, in the county of Gloucester, her Royal !icence and authority, that he may, in compliance with a condition contained in the last will and testament of his paternal great uncle, Daniel Willey, of the city of Glou cester, Esq., deceased, take and use the surname of Willey, in addition to and after his present surname of Palmer : And also to command, that the said royal concession and de claration be registered in her Majesty's Co lle g e of Arms, other wise to be void and of none effect. DECLARATIONS OF INSOLVENCY. MARTHA DAVIES and MARY JONES, grocers, Taunton. ISIDORE HEILBRONN, wool-broker, Painswick, Glou cestershire. MOSES JACKSON, victualler, Liverpool. THOMAS PATEN, lodging-house -keeper, Worthing. BANKRUPTCY ENLARGED. THEODORE AUGUSTUS DULCKEN, haberdasher, Wiguiore-street, Cavendish-square, from March 29 to April 12, at twelve, at the Court of Bankruptcy. BANKRUPTS. SAMUEL YOUNGMAN, timber-merchant, Curtain-road, Shoreditch, to surrender April 9, at twelve, and May 7, at eleven, at the Court of Bankruptcy. Johnson, Basinghall street, official assignee ; Bartlett and Beddome, Nicholas-lane, Lombard-street. JOHN FLOWER and JAMES FLOWER, iron-foun ders, Sheffield, April 5, and May 7, at eleven, at the Town hall, Sheffield. Tattershall, Great James-street, Bedford-row, London ; Hoole and Marples, Sheffield. WILLIAM FISHER and GEORGE FISHER, wharfingers, Lincoln and Newark-upon-Trent, April 5, at five, and May 7, at eleven, at the office of Messrs. Dudding and Cooke, Lincoln. Wing and Twining, Gray's Inn-square, London; Dudding and Cooke, Lincoln. GEORGE TOPHAIII, hotel-keeper, Richmond, Surrey, April 2, and May 14, at eleven, at the Court of Bankruptcy, Basinghall-street. Green, Aldermanbury, official assignee; Cox, Bucklersbury. ENRY PERKINS, ironmonger, Lisson-grove North, April 5, at half-past eleven, and May 7, at eleven, at the Court of Bankruptcy, Clark, New Broad-street-court, New Broad street, official assignee; Bignold and Co., New Bridge street. RICHARD THORNTON, Jun., beer brewer, Beccles, Suffolk, April 6, at eleven, at the Swan Inn, St. Peter's Mancroft, Norwich, and Slay 7, at twelve, at the White Lion Inn, Beccles. Bohun and Rix, Beccles; Bromley, South square, Gray's Inn, London. JAMES RAL FS, printed furniture dealer, Tavistock-street, Covent-garden, April 9, at twelve, and May 7, at eleven, at the Court of Bankruptcy. Groom, official assignee, Abcurch lane ; Reed, Bread-street, Cheapside. JOHN BEARD CARRUTHERS, bookseller, Bristol, April 10, an d May 7, at two, at the Commercial Rooms, Bristol. Harmar, Bristol ; Bicknell, Roberts, and Finch, Lincoln's-inn fields, London. SCOTCH SEQUESTRATION. DONALD MACKAY, innkeeper, Drumnadrochit, Inver nessshire, April 8, and 22, at two, at the Caledonian Hotel, Invern( ss. DIVIDENDS. At the Court of Bankruptcy, Basinghall-street. J. and A. Soulby, brewers, Lambeth-walk, April 16, at twelve—T. C. Smith, provision merchant, Great St. Helen's, Bishonsgate Within, April 26, at eleven—G. Fuller, merchant, Paradise-row Islington, April 1 6, at one—J. Guy, carpenter, Gloucester-place, Lambeth, April 16, at twelve—R. Houlden, linen draper, St. Margaret's-hill, Southwark, April 18, at one —H. French, plumber, Whitechapel, Ap:il 18, at half-past one—T. Bush, H. Ferguson, and D. M. Liddell, merchants, London-street, Fenehurch-street, April 17, at eleven—E. Marks, and W. Charrington, malt factors, Mark-lane, April 18, at twelve—G. Evans, Sen., and G. E vans , J un ., h op mer chants, High-street, outhwark, April 17, attwelve—W. J. D. Arnold, coal merchant; Norway Wharf, Westminster, April 18, //2 A NEW CHILD'S BOOK. Now ready, neatly bound in cloth, price 25., TITTLE DERWENT'S BREAKFAST. By a LADY. Illustrated by Engravings. Seek and find Instruction, with a thankful mind.—Souxurr. Smith, Elder, and Co., Cornhill. THE NEW NOVEL. Nov -eady at all the Libraries, in 2 vols. post Bvo., THE FERGUSONS; or, WOMAN'S LOVE, AG the WORLD'S FAVOUR. " 'Ti.; a question left us yet to prove, Whether love lead fortune, or else fortune love." —Shakspeare. Henry Colburn, Pub - inner, 13, Great Marlborough-street. ling ng a nos .6 ig g of tlegs the or , c eo• .g Of ebq , mai n siso; less!: L ight/ —AP iator' Ju no Me Lbliv isto• pli s, itper, Oc apiw voi Rock or. her e for , rp „i li . e''' le, ''' tbe ye" CO: SC gt 9 ,0 a te 0 5 ; lie' ate r e, ed it ,re ?"4,.g El