The Sun. — London, England, 1838-05-09 00:00:00

NATIONAL LOAN FUND LIFE ASSUR ;-..'.. ANCE SOCIETY. . 0 . , ~,,,,...,,,, I 69, CORNHILL, LONDON, .ilbi it . ("-• , J , (1r • 36, WRSXMORELAND-STREET, DUBLIN; 45, SOUTH ii -* * kls free - CASTLE-STREET, LIVERPOOL ; And 28, CORN-STREET, BRISTOL. ~; , . _____ ‘ ll , ‘K. , , Capital, 500,0001 . v a q PA TRON.--His Grace the DUKE of SOMERSET, F.R. S. .14 DIRECTORPS,' ' , '4 col. Sir B T. LAMIE MURRAY, Esq., URRAY Chairman. Burges Camac, K.C.S. George Lungley, Esq. John Elliotson, M.D. RR. S. Kenneth Mackenzie, Esq. ANTITH WHICH 'r H E " TRUE S Hu Farebrother, Es Ald. John Rawson, Esq. . Gordon, Esq. 'l.' • .................- Robert Holland , Es qM P Joseph Thompson, Esq. No. 14,245. LONDON. WEDNE'SDAN _ '3l"-J Elii --- ots :- 0n,11. - 1.137, F.R75.,37, Conduit-street. SURCEON S —E: S: Symes, _ Esq., 38, Hill-street, Berkeley-square. _ ACTUARY—W. S. B. Woolhouse, Esq., F.R.A.S. which has been at all times irksome, disturbing the harmony and of an annuity of 201. 13s. 4d., cash down 2021. Is. ;or a po fomenting the mutual distrusts of society. . hey on his life for 2591. 19s. ether the new principles of Life Assurance in this Society, amongst ther advantages the assured in this Society will enjoy 'the follow- The following is a comparison of the benefits to be derived from 11. PREMIUMS. kr toss the contribution of Is. per week paid into a Benefit Society, or to Annuity, X 10 0 0 • 1. Moderate Rates of Premium consistent with security. purchase a Deferred Annuity from the National Loan Fund To secure on attaining the Cash, ... .. 97 15 0 2. A Cash Credit on his Assurance to the extent of two-thirds of the payments on his Policy or Deferred Annuity. S oc i e t y:— Policy, • • 125 15 6 3. Two-thirds if the payments on elapsed Policies returnable at Age 2n. Annuity Cash. Policy Sickness. Loan. Death. Payable I Payable death. - ---.. X. s. X. s. i' X. s. Aun. Payable Annually. in One Sum. for Disparity. .4. Two-thirdsof the entire Profits and of the Guarantee Fund NationalLoanFund -- --------........_ divided annually Deterred Annuities —___ ----- _ . I £ X s. d. X• S. d. . s. d. 47 16 994 11 466 0 %of the %of the %of the v 5. .Special Bo nus on each Policy becoming a claim in favour of Option:of Benefits, 018 11 17 3 7 0 0 0 payments;payments payments 20 the widow of the assured. at 65 received. 1 0 0 18 0 2 019 9 6. Females assured at one year less than their actual ages. 21 7. Facility in effecting assurances. Benefit Societies }26 0 Nil. Nil. allow- Nil. Nil. 22 1 1 2 18 17 8 2 0 7 ditto ances in e 3 , 1 2 5 19 16 1 3 2 3 Detailed prospectuses of this Society may be had at the O ffi ces, sickness. 20 15 6 4 5 2 1 3 9 or any of th e agents. National LoanPund 24 1 5 2 21 15 10 5 9 1 F. FERGUSON CAMROUX, Sec. 27 11 1269 11 1 346 15 %of the ;% of the %of the 25 Option of Benefits, payments payments payments 26 1 6 9 22 17 3 614 3 4 at 60 i I received. 8 0 9 Annuities w ill b e f oun d DEFERRED ANNUITIES. 27 9 8 5 NATIONAL LOAN FUND LIFE ASSUR- It is not alone to the industrious classes this plan of Deferred 28 efficient, in securing an ample compe t ency 29 1 ANCE SOCIETY. II 12 1 1 08 25 26 22 8 7 53 139 179 10 17 7 Capital, 500,000/, for old age ; but also to that important class of the commun i ty w h o 30 114 2 27 15 0 12 8 3 derive their income from a combination of capit a l an d personal 31 116 5 29 210 14 0 6 PATROL — Hi s Grace the DUKE of OMERSET, F. R. S. labour. To this class, the Savings' Banks do not afford a suffi- 32 118 10 30 12 2 15 14 5 DIRECTORS. ciently profitable investment ; and, indeed, the framework of such 33 2 1 6 32 3 0 17 10 1 T. LAMIE MURRAY, Esq., Chairman. institutions as have been designed for the more humble classes, has 34 2 4 4 33 15 7 19 7 8 Col. Sir Burges Camac KC S 1 Geoff's. Lungley, Esq. not been made to suit their wants or consult their interests, and 27535 9 11 21 7 2 35 John. Elliotson, M.D. F. R.S. ' K.C.S. 1 Kenneth ' Mackenzie, Esq. there exists no institution, at present, to which they can resort, 2 10 10 37 6 0 23 8 9 C• Farebrother, Esq Ald that would at the same time foster their industry, --secure to them 36 1.1. Gordon, Es;. -.1 ' John Rawson Esq. 2 14 6 39 4 0 '25 12 5 a competency in old age,--and protect them against th e varied 37 Joseph Thompson, Esq. 2 18 7 41 4 0 27 18 4 Robert Hollond, Esq., M.P. casualties of life. 38 A DIMON,. —P ro f essor Wh ea.ts tone, F. R. S. The Tables of Deferred Annuitie s h ave b een conetructe d w i t h 3 9 3 3 0 43 6 1 30 6 9 3 7 11 45 10 3 32 17 5 a view to exhibit the benefits that may be secured by the smallest 40 :VRTsiciArt—J. Elliotson, M.D., F.R.5. 7 .Conduit-street. ~ , effort of frugality, and to suit the circumstances and convenience of 41 313 5 47 16 8 35 10 10 "GE O N—E. S. Syeses, Esq., 38, Hill-street, Berkeley-square. all classes. Ac-su ..„, Nkßfts•---Al essrs. Wright and Co., 5, Henrietta-street, Co- A RY—W. S. B. Woolhottse, Esq F. RA S 26, 42 319 7 50 5 3 38 6 9 Cornhill. The object of Tables No. I. is to show the o pti on o f b en efits 43 4 6 4 52 16 4 41 5 6 .A the payment of I s . p er wee k, or 21. 12 s . per annum, w ill secure at the period of att a i ning th e age o f 50, 55, 60, or 65. 44 4 14 1 55 9 11 44 7 3 vent-garden. The Tables No. 11. show th e A nnua l P rem i ums requ i re d t o se - 45 5 2 9 58 6 2 47 12 0 sTANrmia Coirisser..—W. Milbourne James, Esq., Stone-build- sure the option of given benefits at these ages,—the sum required SoLlcs ings, Lincol n ' s I nn . a t eac h age to b e pa id d own at once to purchase them,—and also the EXAMPLE. — A person aged 26 may secure, on attai n i ng the er °R-54 .----W eS 3 ri• Webber and Bland, 43, Bedford-row. sum at any age to be paid as disparity, so as to enable the purchaser age of 60, an Annuity of 10/., with the other o pti ons, b y t h e . of 1/. 6s. 91. , l or a , s ) ifig , I . e _of payment SECRE TARY.—F. Ferguson Camroux, Esq. instead of paying the premium at his own age, to pay that set down annual pay ment f,,,. t 1,....... -i on -1 1,.. sl.:. ........,.... ---,1:-- ti..- -.---- -c - 1:..1.. , 091 1 , . q,-, • ~ WITH WHICH THE " TRUE SUN" IS NOW INCORPORATED. LONDON, WEDNESDAY EVENING, MAY 9, 1838 HER MAJESTY'S MAILS by STEAM to VIGO, OPORTO, LISBON, CADIZ, GIBRALTAR, MALTA, GREECE, THE lONIAN ISLANDS, EGYPT, and INDIA. THE BRAGANZA will st ar t f rom o ff Bl ac k wa ll on FRIDAY, May 11, at Twelve o'clock at Night, and from Falmouth on MONDAY, May 14th. The PENINSULAR PACKETS start weekly as above, being met by her Majesty's Packets at Gibraltar. Further particulars may be obtained on application at the Penin sular Steam Navigation Offices, 51, St. Mary Axe. WILLCOX and ANDERSON, Managers. Age 2n. Annuity Cash. Policy Sickness. Loan. Death. s. s. National Loan Fund Deferred Annuities 47 16 994 11 466 0 %of the %of the %of the Option:of Benefits, payments ;payments payments at 65 received. Benefit Societies }26 0 Nil. Nil. allow- Nil. ditto ances in sickness. National Loan Fund 27 11/139 11/346 15 % of the ; kof the %of the Option of Benefits, payments payments payments at 60 'received. The object of Tables No. I. is to show the option of benefits the payment of Is. per week, or 21. 12s. per annum, will secure at the period of attaining the age of 50, 55, 60, or 65. The Tables No. 11. show the Annual Premiums required to se sure the option of given benefits at these ages,—the sum required at each age to be paid down at once to purchase them,—and also the sum at any age to be paid as disparity, so as to enable the purchaser instead of paying the premium at his own age, to pay that set down for the age of 20, and by tbis means enabling the owner of a little saving to turn it to the best account. The Society will, more over, receive all this sum by instalments, and two-thirds of the amount paid may, at any time, be withdrawn on deposit of the policy, and in the event of death before the stipulated age, two-thirds of the payment will be returned to the family. I. BENEFITS EXAMPI .—A person _ed 26 may secure, on attaining the Age of 60, an Annuity of 101., with the other options, by the annual payment of 1/. 6s. 9d., or a single payment of 22L 17s. 3d. ; or on payment of 61. 14s. 3d. for disparity, he will be entitled to the same benefits by an annual payment of 188. I Id., the same as for age 20. DEFERRED ANNUITIES. I. Amongst th e several remedies proposed to mitigate or dimi fnish the btirthen of poor-laws, none has hitherto been brought orward or adopt e d t h at would either induce or afford facilities to the able-bodied members of society, to be responsible for their own supp or t . 11. I n a state of employment and health every one may be asumed cap a bl e of self-support; competition has, no doubt, re .leed th e rewards of labour to the standard of existence, ren dering it the more necessary that the smallest surplus, over exi gencies, should be carefully husbanded, in order that, by the best futilities given to economy and the application of means to ends, it tray be rendered capable of supplying the deficiencies, caused by Want of emplo y ment, si ckness , the several casualties of life, and by °, age. Ove r th e frequent fluctuations in the quantity of em- P L °Yrnent, tite employed have no controul ; and, as the cause is not deliendent on fixed laws, but most frequently on the contingencies wllish affect the quantity of money, th e i r d ura ti on or occurr encecannot be submitted to calculation—at any rate the remedy is be yond their reach. The laws of sickness have been sufficiently as eettained, f or fi x i ng a prevision apportioned to the value of a given c entribati on ; but although such a provision is not to be overlooked, it is of trifling impo r t ance compared to the hardsh i ps result i ng from want of employment, and unprovided old age. Want of employ sickness, and old age, may fairly be classed under one head, / ia• :—a state of non-productiveness. To those, therefore, who solely depend on their labour, which is seldom too highly remune rated, it must be a matter of importance, out of their earnings When employed, to provide for every period of non-productiveness, from whichever of the foregoing causes it may arise. 111. The two institutions open to the productive classes. are Sa 'rings Banks and Benefit Societies, whose nature and scope, wnen examined, will be found to offer but a very imperfect remedy against the evil, being institutions wherein the limited means of this class are not bestmade applicable to their several ends. Savings Banks are of unquestionable utility, but they afford no contingent future advantage, and, besides, the sum that can be boarded is incommensurate with the wants of the middle pro ductive classes. Benefit Societies propose to offer provision in sickness and old age, but their construction will be found imperfect, and their plan the least profitable application of the means of economy. 1. Because sickness itself is not a calamity of equal probable duration to the fluctuations in the quantity of employment and other casualties, and misfortune, against which they offer no protection. 2. Because, out of a given means, the sum laid aside for sickness must diminish the provision for old age. 2. Because many must contribute to the sick fund who never become chargeable upon it, and the value of such contribu tions is lost to themselves and families. 4. 13.,-43.uge sickness, being a state of non-productiveness, must neeessarily be included in any protection against sush an oe curreng.e. I. BENEFITS Secured, on attaining the age of 55, by an Annual Premium of 21. 12s. Secured on attaining the age of 65, by an Annual Premium of 2/. 12s. Aux. Annuity. Cash. Policy. --------- £ s. d. £ s. d. s. d. 20 47 16 6 394 11 0 466 0 0 21 45 4 8 373 3 0 440 14 0 22 42 15 3 352 16 0 416 13 0 23 40 8 2 333 7 0 393 15 0 24 38 3 4 314 17 0 371 18 0 25 36 0 8 297 5 0 351 2 0 26 33 19 11 280 9 0 331 5 0 27 32 1 2 264 10 0 312 7 0 28 30 4 4 249 5 0 294 8 0 29 28 9 2 234 16 0 277 6 0 30 26 15 10 221 0 0 261 0 0 31 25 4 0 207 18 0 245 11 0 32 23 13 9 195 8 0 230 16 0 33 22 5 0 183 11 0 216 15 0 34 20 17 7 172 5 0 203 9 0 35 19 11 7 161 10 0 190 16 0 36 18 6 11 151 7 0 178 15 0 37 17 3 5 141 13 0 167 6 0 38 16 1 1 132 9 0 156 8 0 39 14 19 11 123 14 0 146 2 0 40 13 19 9 115 8 0 136 6 0 41 13 0 7 107 10 0 126 19 0 42 12 2 6 100 0 0 118 2 0 43 11 5 3 92 18 0 109 14 0 44 10 8 10 86 2 0 101 14 0 45 9 13 3 79 14 0 94 3 0 46 8 18 6 73 12 0 86 19 0 47 8 4 6 67 16 0 80 2 0 48 7 11 1 62 7 0 73 12 0 49 6 18 6 57 2 0 67 9 0 50 • 6 6 6( 52 3 0 61 12 0 IV. Various olg;ervations have been made on the duration of "knees, amongst the industrious classes, from an early period of life Until its close. Those most in use are,—the sickness amongst the Benefit Soci e ti e s in Scotland, given by the Highland Society ;—the sickness amongst the labourers in the East India Company's Ser 'iCe‘,... ;—the sickness a mon g st p ersons em p lo y ed in Cotton, Silk, Wool, Flax, and in the Potteries, by the Factory Commissioners ; ---and the sickness amongst the English Benefit Societies, from re turns made to the Society for the Diffusion of Useful Knowledge. These results, though varied, show how inconsineranie is • toe amount of sickness during that period of life, between the ages of 20 and n, when each individual is more immediately thrown on his own resources;—they are as follows : Average Average yearly Class of Persons. Period. amount of Sickness in the Sickness. period. ........___. Months. Days. Days. tighland Societies' return - 11 I,,tst India Compeers labourers i 2O to 65 9 0 6 1-15 ae tsrY Commissioners— Cotton ,21 to 61 7 27 Wool, Yorkshire 121 to 61 10 29 Ditto, Westof Essgland ,21 to 61 8 13 "IN Flax Yorkshire l2l to 61 9 1 I S °Cet Sill ' ' 2l to 61 11 4 j }{ Y for Dinsion of Useful `1„,...... - 1 . 2.1... ago 21 to 65 18 21 12},6 „ s T h u s , it app ears th a t the highest expectation of sickness, amongst is twelve and a half days, and the lowest six days, in each Year from the age of twenty to sixty-fire; its mean duration, in elusive of accidents of all kinds, would be nine and a quarter days, during which, from those causes, an individual may expect to be fromab stracted productive employment throughout a period of forty five Y e ars: while, it may be observed, his religious observation of . t ll . O seventh d ay, in which he ” sha ll d o no wor k , " h as di m i n i s h e d aba productiveness, by its recurrence in the same period, six years imar.l 156 days. V. From the foregoing facts it must be obvious that provision in sickness, or a Health Assurance by means of a separate contribu tion, is unnecessary, more particularly as such separate contribu tion must tend to waste the resources out of which the industrious classes have to provide for the future. It also in effect throws the isurtlten of the permanently sick on one class exclusively, instead of society at large ; who are thus called on for an act of benevolence, While they are scarce able to do justice to the claims of their own families. Besides this, no compensation is given out of the contri bution for a provision in sickness and old age to the families of those who never reach the age of 65, though death should happen immediately preceding it ; and, if an assumed hypothesis is correct, that sickness before death is not more than five weeks, and taking bed-lying-pay at 10s. per week, it will not unfrequently happen the only return a man may obtain as a long and steady contributor to a Benefit Society, will not exceed 505., a sum scarcely equal to one year's payment at a shilling per week, while by his death he leaves kis family entirely unprorided for. VI. It is to remedy these defects, inherent in the constitution of Benefit Societies, that the National Loan Fund Life Assurance Society proposes to submit a plan of Deferred Annuities on a new Principle, which will not only afford a more ample provision for old age, and protection against sickness and misfortune—but in addi tion, the means, at all times, of putting his energies in motion, and the event of premature death, a better protection to his family. The plan proposed will embody several essential objects :- 1 . To secure an increased provision for old age out of a given saving, by applying it exclusively to the purchase of a De ferred Annuity. 2. To render the purchase of a protection in sickness unneces sary, by enabling the purchaser of a Deferred Annuity to withdraw or borrow two-thirds of his previous payments. 3 . By the use of two-thirds of all his payments when required, to limit misfortune and want of employment, and extend tAus power of productiveness by an increasing command, in each year, of capital, so that, while providing for old age, each ;Ifecesive contribution renders him more secure against present misfortune. 4 . To afford, at the age at which the Deferred Annuity would commence, without reference to his then state of health, the eptien o f reo6jving, instead of his Annuity, its value in money, aecordino - to the value fixed on the contract, or a large r sum payable ai his death. In the event of death before the age at which he would be entitled to his Deferred Aniaoity, to return two-third:; of his payments to his family [or such fixed Life Assurance as may be settled on the contract]. 6 . In all such cases where the power of productiveness fails, either from disease or accident, to enable the assured on equal terms to convert his Deferred Annuity into a present Annuit y. this ll ' Nothwithstanding the obvious and manifold advantages of cud f Plan over every other hitherto proposed, for securing present strikiuture competence to the industrious population, still more provi n g advantages will be exhibited by contrasting its prospective sion for o ld age w i th that o ff ere d b y B ene fit S oc i e ti es. Thi s fit arises n from the no n - a b s t rac ti on o f a given sum for a separate bene- P und sickness, which protection, by the operation of the Loan on the Deferred Annuity, is not only more ample, but other xal...:crotunes are provided against, which calculated, and a sepa sr;knesnatitilli)ution made for each, whose . duration equals that of providing f e purchase of them would entirely absorb the means of g or old age, while such a system must fend . to discourage mat Productiveness, and afford no protection to a family in the event of t ur c death. The object this plan embraces is to open faci- Cue clas s o the efforts of self-support, to stimulate the independence of abov e did treed benevolence of another, while it recorn " itaelf to the latter by diminishing the burthen of Poor-laws, . _ CLOSING OF THE PRE ENT EXHIBITION. e-•-,!. __ t ..... t .. 4 . , ,7,//4/."—" BRITISH INSTITUTION PALL-MALL. • S'''N 4,.* * ** ,V, - .Vra ; - .7.;,'41 4.. N— i, . 4 4 ,, , wk i r,,,,, 'l5:- . 1- 0. 292k1t 1; 1 ... 7 , 1 _ .....,,,;: fir , 3 ,- -A . •, . , - ..--H ---- : - - _ - - - ~... _,,,,. ~ ... ,•, . : .40/ ~ r, O - 8 :1 : ::_ 1 / 4. -1 :4, f. ... ,_ir t- ,- ~.., \..,.., .. t ._.- , .P . ' - ' .' • '''"'''' " --- .N '' '- - • '*. . -wilt.‘ 51 .1 0 f - .. ' . i-3‘. ' - ' ' 141 01 k 0 1 . , .....:- ..4. 0 4 -‘)‘ ' 1 ' - ii ~ "A-‘7',,, ' ' .A. • -- '4 . ' - - tZt ,,_/./."., - • 47/4 ).„ -. 1 ""Z-c - ' ' ... 1!.. -- 4........) -,.„......_ . //j L .. . e....." 4111Pr . ' '.'. +' H• . -+ The GALLERY for the EXHIBITION and SALE of the WORKS of BRITISH ARTISTS IS OPEN DAILY from Ten in the Morning till Five in the Er Wing, and will be closed o n SATURDAY, MAY•the 12th. Admission, Is.--Catalogue, ls. N. B. The Gallery will be re-opened early in June, with a selec tion of Pictures by ancient Masters. WILLIAM BARNARD, Keeper. 3 41- -..- - .//e/ ,, , , -,-. -01 'ct,4 Alllll4 , ';/‘ 7%, ,c\l_o' )»)))NO ''''', ""'-h 0 - ' - 7 4//;i _i, 1 Tr':'' ,,, ,--.• c. - , -1., _____ ‘Ow -' ' Row , ' •i, PRICE sd. rififiE THIRTY-FOURTH ANNUAL EX IIIBITION of th SOCIETY of in W ATER - COLOURS, at e their Gallery, Pall-1110 PAINTERS I East, IS NOW OPEN. Open each day, from Nine till dusk. Admittance One Shilling. Catalogue Sixpenee. R. HILLS, Secretary, PENING of the LONDON and 1311 t MING HAM RAILWAY. CLUB CHAMBERS ASSOCIATION.- ‘.} In pursuance of the Eighth Resolution, passed at the Gene ral Meeting of the Shareholders on the 12th day of April last, the Committee do hereby declare that the DEPOSITS upon Four fifths and upwards of the Shares have been paid into the hands of Messrs. Wright and Co., Bankers to the Association. Resolved, therefore, that the necessary measures be immediately taken for the completion of the undertaking. By Order of the Committee, - EDWARD HASTINGS, Hon. Sec. Waterloo-place, May 5, 1838. VISITORS to BIRMINGHAM will find every DOMESTIC COMFORT, on the MOST ECONOMICAL TERMS, at the PUMP COMMERCIAL TAVERN (opposite the Old Church) BULL RING. It is within five minutes walk of the Post-office, and all the Public Buildings. THOMAS EVANS, Proprietor. tiRI STOL AND EXETER RAILWAY. CALL OF FIVE POUNDS PER SHARE. Being the FOURTH INSTALMENT, and making, with former Calls, FIFTEEN POUNDS per Share. The Directors of this Company, acting under the provisions of the Act of Incorporation, hereby give Notice that the Proprietors of Shares are required to pay, on or before MONDAY, the 14th of May next, at any of the undermentioned Banks, the sum of Five Pounds on each of their respective Shares. IN LONDON Messrs. Glyn, Halifax, Mills, and Co. LivEaroor The Bank of Liverpool. MA NCHETER The South Lancashire Bank. Baisror.. Messrs. Miles, Harford, and Co. ; Baillie, Ames, and Co. ; Stuckey and Co.'s Banking Company, or at either of their Branches ; The West of England and South Wales District Bank,or either of its Branches; The National Provincial Bank of England EXETER. The West of England and South Wales District Bank, or either of its Branches; The Devon and Cornwall Bank ; Messrs. Cole, Holroyd, and Co. ; Milford and Co. ; Sanders, Sons, and Co. Who ha"e been instructed to charge Interest, at the rate of Five per Cont. per Annum, on all payments made after the said Four eenth day of May next. By order of the Directors, J. B. BADHAM, Secretary. Office, 30, Broad -street, Bristol, April 17, 1838. B RISTOL AND EXETER RAILWAY, CONTRACTS FOR WORKS. FwitsuANT to a Decree of the High Court of Chancery, made in a Cause of TOMLIN against HAT FIELD, the Creditors of EDWARD TADDY, late of Margate, in the Isle of Thanet, Esq., who died in the month o f July, 1835, - are on or before the 10th of Julie next, to come in and prove their debts before Sir GIFFIN WiLsorr, one of the Masters of the said Court, at his Chambers in Southampton-buildings, Chancery-lane, London, or, in default thereof, they will peremptorily be excluded the benefit of the said Decree. Notice is hereby given, that the Directors will receive, at their Office in Broad-street, Bristol, on or before TUESDAY, the 29th of May, at Twelve o'Clock, TENDERS for the execution of the following Contracts . _ CROWDER and MAYNARD, 3, Mansion house-place, Solicitors for the Plaintiffs. STEAM TO NEW YORK. THE Steam-ship SIRIUS, Lieut. ROBERTS, R. N., Commander, is intended to leave London, on WEDNESDAY, the 231 inst., and Cork, on NONDAY, the 28th inst., for New York, returning from thence on the 21st June. Passengers will be conveyed free from Liverpool and Bristol, on SATURDAY, the 26th, to join the SIRIUS, at Cork. Further inforMation obtained, on application to Macgregor Laird, 78, Cornhill ; or to J. P. Robinson, 137, Leadenhall-street. CONTRACT 1, B. The Excavation and formation of the Earthwork, and the Con struction of all Bridges, Culverts, and other Masonry, and the entire completion (excepting the Materials for, and the Forming the permanent way) of that portion of the Railway extending from the end of Contract No. 4, A (the Boundary ditch of the parishes of Lympsham and South Brent), to the Boundary-fence between Nos. 71 and 75, in the parish of South Brent, a distance of about 2 miles and 5 chains. RAILWAY AND CARAVAN CONVEYANCE. TIICKFORD and CO, beg to inform the P u bli c that in order to afford a direct conveyance, through the medium of one establishment, between LONDON and MAN CHESTER and LIVERPOOL, until the completion of the entire line of Railway offers greater advantages, they continue to forward Goods to and from those places Daily, Sundays excepted making deliveries second morning, by RAILWAY and CARA VAN London, May, 1838. CONTRACT 2, 13. The Excavation and Formation of the Earthwork, and the Con struction of all Bridges, Culverts, and other Masonry, and the entire e)mpletion (excepting the Materials for, and the Forming the permanent Way) of that portion of the Railway extending from th:., end of Contract 1, B, to the Boundary-Fence, between Nos. 46 and 47, in the parish of Burnham, a distance of about 2 miles and 7 chains. AGRICULTURAL AND COMMERCIAL BANK OF IRELAND. On Monday, l6th April, 1838, the Half-yearly General Meeting of the Agricultural and Commercial Bank of Ireland was held at the Company's House, Fleet-street, at eleven o'clock. On the motion of J. DWYER, Esq., seconded by S. PARKER, Esq., Alderman WILLIAM HODGES (Member of the Board of Directors), was unanimously called to the Chair, and read to the Meeting the Report of the Board as follows : " GENTLEMEN,In compliance with the resolutions passed at the last half-yearly meeting, the Directors have paid to Proprie tors a balance of 9,0001. received on account of third instalment, and 5,0001. on account of dividend struck in October, 1836. They have also paid off all remaining balances due to bankers, arising from the final close of accounts with them on foot of returned bills, or otherwise—making a total of payments since last meeting, on these accounts, of 24,312/. " Your Directors further proceeded with the gradual reduction a( branches in those districts wherein a profitable return had not accrued, and the resumption of discount business, as well as On continuance of the ordinary operation of banking, at those bra w l.," which have proved remunerative, and from which past experience demonstrated that a fair profit might be anticipator,. The result has been satisfactory, and progressive improveme n t is manifest both in the business and character of the transactions. The greatest circumspection has been used in the accommodation granted, and the issues at the several branches have been regulated solely by the legitimate action of commerce. " It is gratifying to reflect that the principle of Joint-stock Banks has been fully sustained by your Company, which, notwith standing the unparalleled difficulties in which it was placed by the peculiar crisis of the autumn of 18.36, aggravated by the unreason able conduct of a portion of the proprietary, has, in little more than one year, fully and entirely paid off all liabilities existing at the period of the pressure, without loss to any individual, including the full payment and cancelling of the note issue then outstanding ; re suming the ordinary course of business at the agency in Dublin and at twenty of the selected branches, with a new plate and issue, a numerous and wealthy proprietary located in those districts best adapted for profitable commerce. " Your Directors trust that consideration for the welfare of the country will induce the other Joint-stock Banks in Ireland to act without reference to petty jealousies or narrow objects; and that they will see that the interests of all parties are best promoted by fairly expanding, in place of unduly cramping, the energies of the country. Its resources are great, and the manner in which the agricultural districts of Ireland have paid off the obligations con tracted therein to your Company, warrant your Board in asserting that they are deserving of encouragement and support; whilst, on the other hand, improvident speculation should be discouraged, every legitimate assistance should be e xt en d e d to d eve l ope the resources of the country, and assist the industry of the people. A Joint stock Bank should, to a fair extent, sympathise with the popula tion, and not be governed by the merely sordid consideration of pecuniary profit. The nobility and gentry should naturally suppr J rt those institutions which best support the general interest and per manent welfare of their tenantry. " At this crisis your Board consider that such remarks are not irrelevant, as the subject of the Beni: of Ireland Chart er (which has, in date, expired) may now be considered as before the Le gislature. Connected as the.t subject is with the best interests of Ireland and of the empire, your Directors anticipate that no system of expediency or of compromise will retard or control the broad principle involved in freedom of trade; and that, whilst the Bank Corporation may fairly retain privileges as a chartered body, vet that unwise restrictions upon other banking institutions will * be removed, leaving open to all (under such salutary regulations as the wisdom of the Legislature may dictate) the trade of bP.oking free, as in Scotland, unimpeded by invidious monopoly, t: f i ns in viting a legitimate rivalry with an equality of rights, gas far as legislation is concerned,) which must conduce to the well-being of the community. " The importance of the subject will naturally e i .eallenge the at tention of the leading men o f a ll part i es ; and. your Directors, fully aware of its importance, deem it their duty to call your atten tion to it, and to impress upon the proprietary the utility of exertion to advance the interests of their property, by zealous co-operation with your Board. " In conclusion, your Board feel quite warranted by the progress made since the last meting, in stating their conviction that the prospects of the Company are cheering, the best evidence of which will be found in the statement of assets and liabilities now sub mitted to you, which, with the guarantee of a numerous and wealthy proprietary (registered pursuant to the provisions of 6 Geo. IV., chap. 42), present a security to the public for the transac tions of your Company of an undoubted character. Without enter ing into minute particulars as to the nature of your surplus assets (amounting to 261,1971.) your Board feel jastihed in giving their opinion that, making those allowances which are usually incidental to banking transactions, an available capital, adequate for the due conduct of twenty branches, with perfect security to the public, conibining safety and profit to the proprietary, may be fairly counted upon. Your Board refrains from adverting to the pleasing con trast which the present state of your Company presents to that which twelve months ago was sought to be imposed upon you, under circumstances rendered the more peculiar from results since ascer tained, the best vindication of the Board is found in the fact of your present position—with all liabilities then existing paid off, the security of the shareholders demonstrated, and the prot,erty of the Company (in place of being wasted by litigation) preserved with the Institution. " What has passed, however, may be buried in oblivion, and union, perseverance, and fair reciprocity inculcated Yor the general good. " Signed on behalf of the Daily Board, " JOHN VANCE (Belfast), Chairman." Adopted by the General Meeting, WM. HODGES (Alderman) Chairman. It was then moved by WILLIAM EIYMONSTON, OF Belfast, Esq. ; and seconded by Mr. JOHN M'Coy s of Clones : • Resolved—That the Report and Accounts now submitted be received and entered on the minutes. Moved by JAMES DWYER, Esq. ; and secondedbyß.WHlTE, Esq.: Resolved—That we approve of flae limitation of Branches which has taken place, as mentioned in the Report ; and we further re commend such judicious curtailment of those existing Branches as the opinion of the Board, upon full investigation, may point out as proper and expedient. Moved by FRANCIS WELDON, of Lisburn, Esq. ; seconded by JOHN CHAMBERS, Esq. Resolved—That we recommend that every prasttieable measure of prudent economy shall be observed coincident Y:ith the judicious lo cation and curtailment of branches. Moved by HENRY WATSON, Esq., J. P., seconded by W. H. N. DOWNER, Esq., Resolved—That we earnestly impress on the Proprietors the great advantage which must be derived, from strenuous co• operation in the several localities, to advancr, the interests of the Company by judicious and collective exerton. (Signed) WILLIAM HODGES, Chairman. Josrmi R. PIM, Esq., was then called to the Chair, and it was Moved by JAME S DWYER, Esq., and seconded by P. JONES, Esq., and resolved unanimously, That the warm thanks of the Proprietors are due and hereby given to Alderman Hodges,.for his proper and dignified conduct in the Chair, and his zealous exertion at all times to promote the in terests of our native Institution. Resolved—That the Report and Resolutions be circulated amongst the Proprietors, under the direction of the Board. (Signed) • JOSEPH R. PIM, Chairman. THOMAS BRIERLY, General Superintendent. And then the meeting adjourned. BETTS'S PATENT BRANDY, To prevent the Public being imposed upon by spurious imitations of the PATENT BRANDY, J. T. 1 - IETI'S 84. Co. particularly request that they will observe r —that their Bvasidy is the only one for which a Patent has been obtained,—the only one recommended by the Faculty for Medical purposes,—autl the only one which has stood the test of Chemical analysi:s: the reports made upon productions which othel•s have submit.ted to that test, having invariably been such as they have not dared to make public: it is therefore essentially remllsite that purchasers should be per fectly satisfied with the identity of the ar'cicle. The only Establishment of J. T. 'Betts and Co. is the Dis tillery, Na. 7, Smithfield -bars, adjoining the Cattle Market, where the Patent Brandy may be had either pale or coloured, sent free of: expense to any part of the town, in quantities not less than two Gallons, at Eighteen Shillings per Imperial Gallon, and of the highest legal strength, for Cash on delivery. * A liberal Discount to the Trade. o ... ptic l ian lo , ------ TAIPR,OVED ACHROMATIC TELE fic, ielic doorst i T fromo N, s t .A . l l77a u nir fa yi l e -e t as u x ! ..vg. i. z. .. : _ 112, L SCOPES,ead enhallstrebeyt, A Pocket Telescope, to show objects distinctly $ miles... l Ss and 1 1 Ditto ditto . Ditto.. ditt0......... 2 2 Ditto Dav or Night and Staid Telescopes equally moderate. N.B. Spectacles, v‘ith. best Brazilian pebbles, suited to e,very defect of sight, Singl!,, and Compound Microscopes & .1 , 1 I , c., ela ‘s ,o and retail. The basis on which this table is calculated is the pay ment of Is. per week, or 2/. I 2s. per annum ; but any payment may be made, and the benefits secured in proportion thereto. EXAMPLE.—A person, aged 23, by the payment of ls.per week, or 21. 12s. per annum, will secure, on attaining the age of 65, the option of an annuity of 401. Bs. 2d., cash down 3331. 75., or a policy on his life for 3931. 15s. By one-half the payment, that is 6d. per week, or 1/. 6s. per annum, he will secure the option of half the benefits. By five times the payment, he will be entitled to the option of five times the benefits; and the same may be extended to any other proportion. All . premiums to terminate with the period. Two-thirds of the payments may at any time be withdrawn on deposit of the policy ; and . should th e party not sux vivo, two-thirds of his payments will be returned to his representa tives. 11. PREMIUMS. , .£ To secure, on attaining tne Annuity, 10 0 0 Age of 65, the option of Cash B2 10 0 Policy 97 a 6 AGE. Annuity. Cash. Policy. .:£ s. d. £ s. d. £ s. d. 20 16 16 6 190 11 0 269 15 0 21 15 17 5 179 16 0 254 10 0 22 14 19 3 169 10 0 239 18 0 23 14 1 11 159 13 0 226 0 0 24 13 5 4 150 6 0 212 15 0 25 12 9 7 141 6 0 200 1 0 26 11 14 6 132 16 0 188 0 0 27 11 0 1 124 13 0 176 9 0 28 10 6 5 116 18 0 165 10 0 29 9 13 4 109 10 0 155 0 0 30 9 0 11 102 8 0 145 0 0 31 8 9 0 95 14 0 135 10 0 32 7 17 8 89 6 0 126 8 0 33 7 6 11 83 3 0 117 15 0 134 6 16 7 77 7 0 109 10 0 35 6 6 9 71 16 0 101 13 0 36 5 17 5 66 10 0 94 3 0 37 5 8 6 61 9 0 87 0 0 38 5 0 0 56 13 0 80 4 0 39 4 12 0 52 2 0 73 15 0 40 4 4 3 47 14 0 67 11 0 EXAMPLE.— A person, aged 25, by the payment of 2/.125. per annum, will secure, on attaining the age of sb, the option of an annuity of 12/. 9s. 7d., cash down 141/. 65., or a policy on his life for 2001. 15. 11. PREMIUMS. sh, 113 5 0 X To secure, on attaining the Annuity, 10 0 0 Age of 55, the option of Policy , Ca 160 6 6 Payable Annually. Payable for Disparity. .Z. s. d. 1 11 0 1 12 10 1 14 10 1 16 11 1 19 3 2 1 9 2 4 5 2 7 3 2 10 5 2 13 10 2 17 7 3 1 7 3 6 0 3 10 10 3 16 2 4 2 1 4 8 7 4 15 II 5 4 0 5 13 1 6 3 5 X. s. d. 27 5 11 28 12 0 29 19 5 31 8 3 32 18 6 34 10 3 36 3 7 37 18 9 39 15 7 41 14 5 43 15 3 45 18 2 48 3 4 50 10 10 53 0 9 55 13 3 58 8 4 61 6 3 64 7 0 67 10 8 70 17 5 -£. 9. d. 0 0 0 1 12 6 3 6 5 5 2 0 6 19 4 8 18 4 10 19 5 13 2 6 15 7 7 17 15 1 20 4 10 22 17 1 25 12 0 28 9 8 31 10 3 34 13 10 38 0 7 41 10 9 45 4 4 49 1 6 53 2 6 EXANIPLE.-A person aged 25 may secure, on apttaayinmine Ace. Payable Annually. Payable Payable in Ono Sum. for Disparity. by t th o e f age of 55, an annuity of 101., with the other options, by the annual payment of V. Is. 9d., or a single X. s. d. X. s. d. X. s. d. 20 0 10 11 341. 10s. 3d. ; or on p a y ment 8/ . IS s . 4d. f or di spar i ty, he will 10 be entitled to the same b ene fit s by an annua l payment of 10 0 21 011 7 10 1 0 0 8 01 0 1 0 5 22 012 2 5 IL 1 is., the same as for age 20. 11 1 1 1 3 23 0 12 11 11 12 0 1 16 0 I. BENEFITS 24 013 8 12 3 7 29 3 Secured, on attaining the age of 50, by an annual premium of 25 0 14 6 •12 1 5 8 3 3 1 £2. 12s. 26 0 15 4 13 8 6 3 17 8 AGH next 27 016 3 14 2 0 413 0 Birth-Day. Annuity. Cash. Policy. 28 017 3 14 16 2 59 1 -- --- 29 018 4 15 11 3 66 1 £ s. d . £ s. d . £s, d. ......._ 30 019 6 16 7 1 73 11 20 10 12 6 136 12 0 214 is 0 31 10 8 17 3 1 1 82 9 21 919 11 128 9 0 201 19 0 32 12 0 18 1 7 92 7 22 9 710 120 14 0 189 15 0 33 13 5 19 0 3 10 3 4 23 816 3 113 6 0 178 1 0 34 15 0 20 0 0 11 5 4 24 8 5 2 106 4 0 166 19 0 35 1 6 7 21 011 12 8 8 25 7 14 8 99 8 0 156 6 0 36 1 8 5 22 211 13 13 0 26 7 4 8 92 19 0 146 3 0 37 110 4 23 6 2 14 18 10 27 6 15 0 86 16 0 136 9 0 38 112 5 24 10 9 16 6 0 28 6 511 80 18 0 127 4 0 39 114 9 25 16 7 17 14 8 29 5 17 2 75 6 0 118 7 0 40 117 3 27 311 19 410 30 5 810 69 19 0 109 19 0 41 2 0 0 28 12 8 20 16 8 31 5 010 64 16 0 101 18 0 42 2 3 0 30 211 22 10 1 32 4 13 3 59 19 0 94 5 0 43 2 6 3 31 14 10 24 5 4 33 4 6 0 Ds 6 0 86 18 0 44 2 9 10 33 8 5 26 2 6 34 3 19 1 50 17 0 79 19 o 45 213 10 35 311 28 1 8 35 3 12 6 46 12 0 73 6 0 46 2 18 4 37 1 3 30 2 11 47 33 3 39 0 8 32 6 6 EXAMPLE.-A person, aged 23, by the payment of 2/. 12 s . 48 38 11 41 2 2 34 12 3 per annum, will secure, on attaining the age of 50, the option 49 3 15 2 43 6 0 37 0 7 of an Annuity of 81. 16s. 3d., cash down, 113 1 . 6s. ; or a Po.. 50 4 2 3 45 12 2 39 11 7 licy on his Life for 178/. 15s. The basis on which these t a bl es , N o . IL, are ca l cu l a t e d, i s 11. PREMIUMS.Annuity, £lO 0 0 the purchase of a deferr e d a nnu ity o f 101. ; b u t any amoun t To sec u re, on attaining the Cash ... 12 0 of annuity may be s i m il ar ly p urc h ase d b y ma ki ng t h e pay _ A ge of 50, the option of Policy ... 202 8 11 1 6 ments in proportion. EXAMPLE.-.A person, aged 30, may secure, on attaining the Age next 1 Payable Payable age of 65, the option o f an a n n u ity o f 1 0 1 ., cas h d own 82 1 . 10s. or a policy on his life f o r 971. B s. 6d., b y t h e annua l payment of Birth-Day.l Pay a bl e A nnua ll y . i n O ne Sum. For Disparity. 19s. 6d., or a single payment of 161. 7a. ld. ;or by payment „,, X. s. d. X. a. d. ..f. s. d. of 71. 3s. lid., for di s p ar it y o f age, h e w ill b e ent i t l ed to the 2 9 0 41 1 0 0 0 0 same benefits by the same ann ua l p a y men t as f or t h e age o f 21 212 1 42 19 10 211 4 20, viz., 10s. 11d, per annu m . 22 2 15 5 45 0 6 5 4 11 An annuity of 50/., or five times th e o th er b ene fi ts, may 23 219 1 47 3 3 8 1 2 be secured by five times th e p a y men t ; an d , i n lik e manner, 24 3 3 0 49 8 0 11 0 1 7 any other annuity and corresponding b e nefit s m a y b e pur . 25 3 3 51 15 0 14 1 9 chased by making the payment accordingly. 26 311 n 54 4 3 17 6 5 All premiums to terminate with the pe r i o d. 27 317 1 56 16 1 20 14 3 Two-thirds of the amount paid m a y at any t i me b e w i t h- 28 4 2 8 59 10 4 24 5 4 drawn on deposit of the policy ; an d s h ou ld t h e party no t 29 4 810 62 7 5 27 19 1 0 survive, two thi r ds of his p a y ments w ill b e returne d to hi s 30 415 7 66 7 4 31 13 0 31 5 3 2 68 10 3 36 0 0 represent a ti ves . 0 I. BENEFITS 32 5 11 6 71 16 4 40 6 33 6 0 11 75 5 8 44 16 3 Secured, on att a i n i ng t h e A ge o f 60, b y an Annua l P rem i um of 2/. 12s. 34 1 611 6 78 18 514910 10 35 ! 7 3 5 82 14 8 1 54 10 0_ AGE. Annuity. Cash. Policy. -________ _.______ EXAMPLE.-A person, aged 24, may secure, on attaining the age of 50, an Annuity of 10/., with the other options, b o y, _ __________ --- X. s. d. .X • s. d. X. a. d. the annual payment of 3/. 3s. or a • single payment I 20 .27 11 4 269 11 0 346 15 0 49/. Bs. ;or on payment of 11/. Os. Id. for disparity, he, 21 26 1 1 254 15 0 327 14 0 will be entitled to the same benefits, by an annual payment o f 22 24 12 2 240 12 0 309 11 0 21. 95., the same as for age 20. 23 23 4 8 227 3 0 292 5 0 F. FERGUSON CAMROUN, Sec. 24 21 18 5 214 6 0 275 14 0 __...------ 25 20 13 4 202 1 0 259 19 0 G UARDIAN FIRE AND LIFE ASSUR - 26 19 9 6 190 8 0 244 19 0 ANCE COMPANY, No. 11, L om b ar d -street, a t the En -27 18 6 9 179 6 o trance of the Old Post Office, London. 28 17 5 1 168 14 0 DIRECTORS. 29 16 4 5 158 12 0 JOHN SHORE, Esq., Chairman 30 15 4 9 148 19 O ROWLAND MITCHELL, Esq., Deputy Chairman W. C Brandram, Esq. S. Marjoribanks, Esq. 31 14 6 0 139 16 0 2 2 21 3 09 1 0 4 7 1 13 3 1 1 0 0 0 179 17 0 32 13 ~ John W. Buckle, Esq. J o h n M art i n, Esq., 111 . P. 8 2 131 2 0 168 13 u John Dixon, Esq. R o b ert Mi t f or d , E sq. 33 12 11 2 122 16 0 157 19 0 William D. Dowson, Esq. J ames Morris, Esq. 34 11 15 0 114 17 0 147 16 0 Nicholas Garry, Esq. John G. R avens haw, Esq. 35 10 19 7 107 7 0 138 2 0 Thomson Hankey, Jun., Esq. A. H . P ou l ett Th omson , Esq. 36 10 411 100 4 0 128 18 0 John Labouchere, Esq. John Thornton, Esq. 37 911 0 93 7 0 120 2 0 John Loch, Esq. John Tulloch, Esq. 38 817 9 86 18 0 . 111 16 0 George Lyall, Esq. James Tulloch, Esq. 39 8 5 1 80 14 0 103 17 0 .AUDITORS. 40 713 1 74 17 0 96 6 0 A. W. Robarts, Esq. I Henry Sykes Thornton, Esq. 41 7 1 8 69 5 0 89 2 0 In the LIFE DEPARTMENT, a Bonus was declared in 42 610 10 63 19 0 82 5 0 June 1829, excee di ng O ne per Cent. per Ann. on the Sums insur ed, 43 6 0 6 58 18 0 75 15 0 on an average o f t h e different Ages ; and a second Bonus of nearly 4 4 510 7 1 54 1 0 69 11 0 similar amount was declar e d in June 1836. At each period the 45 5 1 3 49 10 0 63 14 0 Bonuses allotted to the diff eren t P o li c i es averaged rather more than , 28 per Cent. on the amounts of Premiums paid thereon during EXAMPLE. -A person, aged 2 5, by the payment of 2/. 12a. the preceding seven years. EXAMPLE.--A person, aged 25, by th e p ayment o f 21. 12s. per annum, will secure , o n attaining the age of 60, the option GEO. KEYS, Secretary. CONTRACT 3, B. The Excavation and Formation of the Earthwork•, and the Con struction of all Bridget, Culverts, and other Masonry, and the entire completion (excepting the Materials for, and the forming the permanent way) of that portion of the Railway extending from the end of Contract 2, B, to the Boundary-fence between Nos. 21 and 24, in the parish of Bridgwater, a distance of about 6i miles. - The Earthwork in Contracts 1, B, and 2, IS, consi,,ts principally of the formation of a Causeway of from 1 to 4 feet in height, the materials being obtained from the side ditches ; and,i n Contract 3, B, it is of the same description, with the exception of a short cutting at Puriton, of about 150,000 cube yards. CONTRACT 4, B. The Erection of a Bridge of 100 feet span, across the River Parret, at a short distance above the town of Bridgwater. Drawings and Specifications of the above Works will be exhi oited at the Engineer's Office, Coronation-road, Bristol, and at the Clarence Hotel, Bridgewater, on and after Monday, the 14th of May next. Printed Forms of Tender may be had at the same places, and at the Company's Offices, Broad-street, Bristol. The Directors will mt consider themselves bound to accept the lowest Tender, and they expect the several parties to attend at the Office, in Broad-street, Bristol, at Twelve o'Clock on the said 29th day of May. J. B. BADHAM, Bristol and Exeter Railway Of Secretary. 30, Broad-street, April 17, 1833. IVIANCHESTER AND BIRMINGHAM EXTENSION RAILWAY. ENGINEER—GEORGE STEPHENSON, ESQ. ACTING ENGINEER—GEORGE PARKER BIDDER, ESQ. Capital, £1,100,000, in Shares of £7O each. Deposit, £3. 10s. per Share. In the Report made to the Meeting of Shareholders of the Manchester and Birmingham Railway Company on the 2d of April last, it was stated that the required notices had been given of an intended application to Parliament, in the next session, for an Act to authorise the construc tion of a Railway, commencing by a junction with the line of the Man chester and Birmingham Railway, near Stone, and terminating by a junction with the London and Birmingham Railway, at Rugby; and further, of a Branch Railway out of the proposed new main line, to Wichnor, in Staffordshire, there uniting with the Derby and Birming ham Railway. The length of the proposed new main line, is 54 miles and 67 chains; of the branch, 7 miles and 56 chains. The gradients are of a remarkably favourable kind. The object of the new main line is to afford to the traffic of Manches ter and its district, and of the various towns interested in the line of the Manchester and Birmingham Railway, a direct route to London, avoiding the circuitous course of Birmingham ; and whilst this object will be attained, so as to gave in the distance between Stone and Rugby twelve miles, and to effect a further saving of power, which, in fact, is a saving of distance, the railway will pass through the towns of Stone, Rugeley, and Tainworth, and near Lichfield—places which have not at present, and cannot otherwise have, any railway communication. The object of the proposed branch uniting with the Derby and Bir mingham Railway, is to open a communication by railway between Manchester and the eastern counties of England. The estimate for the construction of the proposed Railway and branch Is 1,045,0001., or 16,0701. per mile. A Company is now formed for the purpose of - carrying out this undertaking. The Provisional Directors are the present Directors of the Manches ter and Birmingham Railway Company, and such shareholders in the latter Company as may think fit to require it, will be admitted share. holders in the new Company. The Shares have been fixed at the same amount as in the Manchester and Birmingham Company, namely, 701. per share. These arrangements are intended, and other arrangements are in progress, to afford facilities for an early amalgamation of the new Com pany and the present Manchester and Birmingham Company. The Shares will very shortly be allotted, and applications for them are requested to be made (postage free) on or before the let day of May next, in the form annexed. WHEELER, Solicitor, ManAmster, April, 1838. Form of Application for Shares. MANCHESTER AND BIRMINGHAM EXTENSION RAILWAY, To the Provisional Directors, Gentlemen,—l beg to apply for Shares in the above Company; and I undertake, on receiving notice of the allotment, to pay the de posit of Si. 10s. per Share in respect thereof, or of such of them as may be granted to me, and to execute, whenever required, the Par. liamentary undertaking and subscribers' agreement.—Dated the day of , 1838. Your obedient servant, Name. Place of abode Profession or business . To be addressed to " The Secretary of the Manchester and Birmingham Extension Railway Company, 23, Bond-street, Manchester." PROTESTANT SOCIETY for the PRO TECTION of RELIGIOUS LIBER F FY. At a MEETING of the COMMITTEE, held at the King's Head Tavern, Poultry London, May 7, 1838, J. 13. BROWN, Esq.; L.L.D., in'the Chair, It was unanimously resolved, 1. That the experience of the past year, replete with intolerant and cruel persecutions —a survey of the present situation of England, Scot land, Ireland, and our Colonies, as to highly important matters affecting the religious freedom of the people —a consideration of the grave and vital questions now depending as to the abolition of Church-rates, as to the abuses of the new Poor-law system, prejudicial to religious liberty, and as to the contemplated establishment of National Education under the control of the State; as well as of the many grievances, annoying and degrading to Dissenters, that have too long and haplessly existed ; and a conviction that there is abroad an High Church and interested feeling, combined and operating, and with revived and fearful energy, against the momentous principle, that perfect civil equality should be enjoyed by all religious denominations ; while that great principle is not sufficiently understood, recognized, and enforced—co-operate in demon. strating to this Committee that no diminution should occur in the vigi lance and zeal of those to whom that principle is shear ; but that their union, resources, and efforts, should be much, and strenuously, and promptly increased. 2. That understanding measures have been devised to promote that result, in which this Committee would gladly concur, and learning that to-morrow a Public Meeting will be held at the City of London Tavern, on the main and immediate subject of the Abolition of Church-rates, it appears to this Committee, that, under such circumstances, their twenty-seventh Anniversary Meeting, announced for Saturday next, would not be advantageously held, and that it shall be therefore post poned : —but that if an enlarged and efficient system should not be ar ranged—or if any local oppressions, or public abuses, hostile to the rights of conscience in any part of the empire or the world, should re. quire their special attention, this Committee either alone, or in con. junction with the liberal and pious friends of the oppressed in any region or state, will, as before, be prepared to struggle for the redress of their wrongs; and to promote that triumph of knowledge and justice, of liberty and of equal rights, which their hearts always will cherish, and their judgments will ever approve. JOHN WILKS, Hon. Sec. T HE APERITIVE FOUNTAIN.-Mr. W. PINE, Superintendent of Dr. Scott's Family Dispensary, 369, Strand, three doors from Exeter-hall, begs to state that this popular Apparatus, which he supplies under the personal direction of its pro fessional inventor, is earnestly recommended to these individuals who suffer from indigestion, flatulence, spasm, and other disorders connec ted with confinement of the bowels, as a safe, comfortable, and effica cious remedy, highly preferable to the perniciouvract ice of debilitating the stomach and intestines by purgative drugs, and greatly superior, both in efficacy and convenience, to all lavement machines. W. PINE begs to add that Dr. Scott's double action Fountain en sures the total exclusion of air, is commodious to the delicate and ner vous, and may be applied without the least assistance by the most timid female s or infirm invalid. AGa. Payable in One Sum. ONDON and BIRMINGHAM RAILWAY. J The Public are informed that the RAILWAY is now OPEN for the conveyance of Passengers, Private Carriages, and Parcels, between London and Birmingham and the intermediate places. Distance by Railway from Euston-grove to Denbigh hall, near Fenny Stratford From Denbigh-hall to Rugby, by the Turnpike-road, in Coaches provided by the Company 37 From Rugby to Birmingham, by the Railway Total.. Fares for the whole distance : By First Class Carriages on the Railway, and Inside Places on the Road 3os. By Second Class Carriages on the Railway, and Outside Place& on the Road . 2os. Porters, Guards, and Coachmen, are prohibited from receiving any gratuity. The following, until further notice, will be the TIMES for the DEPARTURE of the TRAINS (except on Sundays) : It 4 From Denbigh From London Hall by Coach From Rugby. to Rugby. C O 7% a.m. 10 a.m. 2) p.m. to Birmingham. H a.in. 4% p.m. to do. Z Il l : * a a. . i tii n : --- to Denbigh Hall. • I pm. 3%13 in., 8 p.m. to Birmingham. • 3 p.m. to Denbigh Hall. *5 p.m. ____ to do. ,14, p.m. to do. (Mail.) ;--- From From Rugby by From to ..—......... Birmingham. Coach Denbigh Hall. Denbigh Flail. 4 a.m. to London (Mail.): •7 a.m. to do. .---- •94 a.m. to do. 9 a.m. 1054 a.m. 3 p.m. to do. •S p.m. to do. 12 a.m. 1% p.m. 6 p.m. to do.: 116 p.' , . 3 p.m. 7% p.m. to . do. ON SUNDAYS. From Denbigh From London. Hall by Coach From Rugby. -- to .rugby. C — C 7 a.m. 10 a.m. 2% p.m. to Birmingham. *9% a.m. -- --- to Denbigh Hall. e- 7 • 3 p.m. — — to do. ... . From Rugby by From From Coach to Denb i g h H a ll . Birmingham ' Denbigh Hall. ---- , —_ •7,,, a.m. to London. !" . 4 1 *3 p.m. to do. 1% p.m. 3 p.m. 7% p.m. to do. The trains marked thus 4 are those which stop for passengers at Harrow, Boamoor, and Berkampstedd stations ; the remaining trains between Denbigh Hall and London stopping only at Watford, Tring, and Leighton. By this arrangement passengers will have two opportunities of making the journey between London and Liverpool or Manchester, conveniently in one day, with ample time for refreshment at Bir mingham. [ow P ii l , a g ee6 ffi tn e a e y s, be vi b z o . ok_ed at the Company's Stations, and at the fol- SPREAD EAGLE, Gracechurch-street CROSS KEYS, Wood-street SWAN-WITH-TWO -NECKS, Lad-lane GEORGE and BLUE BOAR, Holborn SPREAD E AGLE, Regent Circus GOLDEN CROSS, Charing Cross. N. B. The Innkeepers of the neighbouring towns have post horses in readiness at Denbigh Hall, to take forward private car riages. R. CREED, C. R. MOORSOIII, }Secretaries. By Order London, May 7, 1838. 31ANCHESTER AND LEEDS RAILWAY. FOURTH CALL of 10/. per share, making 30!. per sh are called up. At a meeting of the Directors, held in pursuance of the provisions of the Aet of Incorporation, en the 2d day of April, 1838: It was Resolved,—• . That a CALL should be made on the Proprietors, of 10/. per share. Proprietors of shares in the above undertaking, therefore, are hereby required to pay the sum of 101. on each of their reepec 4ive shares, on or before the fifteenth day of May, 14.3 i, to one of the under-mentioned bankers : Manchester and London... Messrs'. Cunliffes, Brooks, and Co. Leeds Messrs. Beckett, Blayds, and Co. Liverpool ...The Manchester and Liverpool Dis trict Bank. The bankers have been instructed to charze interest, at the rate of, 51. per cent per annum, upon all sums paid after the said fifteenth day of May, I li3S. Manchester, April 3, 1835. JAMES WOOD, Chairman. MANCH C E O S N T TR E A R CT A S N F D OR L W E O E R D K S S RAILWAY. The Directors of the Manchester, and Leeds Railway Company will MEET at their Offices, Ne. 9, Brown-street, in Manchester, on Mosnav, the 18th day of June, 1838, at Twelve o'Clock at Noon precisely, to RECE IVE TENDERS for the under-men timed Contracts : TODMORDEN CONTRACT.—To make and maintain the Railway with all excavations, embankments, tunnels, bridges, cul verts, drains, f ence s, and gates complete, including the laying and ballasting of the permanent way . and sidings, and furnishing the necessary stone blocks, but exclusive of the wooden sleepers, rails, chairs, and fastenings; as also the Gauxholme Viaduct. Com mencing at a point about five chains to the north-east of Clough Mill, and terminating at about twelve chains to the north-east of the road from Todmorden to Burnley, being a distance of abont one mile and twenty-two chains, exclusive of the length of the Gauxholme Viaduct. MILL WOOD CONTRACT.—To make and maintain the Railway, with all its works in like manner, from the termination of the Todmorden contract to Castl e Cl oug h Mill , b e i ng a di s t ance o f about sixty-two chains. Hunt's Bank, Manchester, on and after Friday, the Ist Drafts of the contracts, with plans and specifications of the works, will be ready for inspection, at the Engineer's office, Palatine buildings, :i: Printed forms of tender may be had after the above date, at the 1838. Printed t,h,eTßena(illetvrayfo-roffiwcoer, 9a,ndßrothwe-n-pstarreetiost, Works;o,,.. in Manchester, at or before ten o'clock in the forenoon, on Mon day, the 18th June, 1838, under a sealed cover, addressed to the Chairman, an or persons duly authorized by them, must be in attend tender.ng, ance at the time of meeting. The parties whose tender is accepted will be required to enter into a bond, with two sureties for the due performance of the eon ten ders must be tracts in a penalty of not less than 10 per cent. upon the gross sum - contracted for ; and the names of the proposed sureties are to be specified in the tend er. The Directors INTL' not bind th emse l ves to accept the lowest tender. JAMES WOOD, Chairman. Manchester and Leeds Railway Offic, 9, Brown s t r eet, Manchester, 30th April e18,38. ------------ A i ANCHEofSthTeEMßaneahensdterLanEdELDeedSs RailwayßAlL N co V m A pa Y n . y w t - h i e l e lve o'clock at i vi, 1 cONTRACTrfNESO . TF9EO, Jnne, TENDERS Dr108 1 8nR O : ssßta Brown-st r eet, feeo S rTt ~ The Directors Manchester, under-men tioned c o ntracts :- 1-10LIIE VIADUCT CONT I RACT GAV% ' i .—To make and ; fa - o the railway upon arches, with all a t t h t e h t l o e 1 r R t 11th Offices, d c - E y of its works, commencing maintain so uth-nest aideof the on the Canal at Guaxholme, and terminating on the north-east side of the turnp ike road from Todmorden to Ilaslingden, being a length of I),l ty n i o l 103n111015 ATir precisely, a bout 320 yards. SOWERBY CONTRACT (including the Sowerby Tunnel.) _To make and maintain the Railway, with all the excavations, embankments, tunnels, bridges, culverts, drains, fences, and gates complete, including the laying and ballasting the permanent way and sidings, and furnishing the necessary stone blocks (but exclu sive of wooden sleepers, rails, chairs, and fastenings), commencing in the field numbered 172, Sowerby township, situated between Long Bottom Mill and Holling's hill, and terminating opposite the Gas Works, in Sowerby Bridge, being a distance of about one mile and a quarter. COPLEY CONTR A CT.—To make and maintain the Railway with all its works, in like manner, commencing at a point opposite the w, Gas Works in Sowerby-bridge, and terminating in North Dean Railway, w i ' o c t , r ,b,ein i . - a distance of about two miles. '''Elt-BRIDGE CONTRACT.—To make and maintainthe bei ng ley Wood, at a point about 11 chain from the western boundary, in the township of Huddersfield, and terminating about 17 chains th all its works, in like manner, commencing in Brad to the east of the road to Batty 51ills, in the township of Kirk heaton,MlßFlELD CONTRACT.—To make and maintain the Rail way, with all its works, in like manner, from the termination of the Cooper-bridge contract, to a point about five chaitis. to the east of a distance of about two miles and 22 chains. the Calder Iron Works, in the township of Thornhill, being a dis tance of about two miles and seven chains. THORNHILL CONTRACT.—Te make and maintain the Railway, with all its works, in like manner, from the termination building of the Mirfield contract, to a point about 26 chains on the westerly side of Ilealey New Mill, in the township of Thornhill, being a distance of abrait two miles and 481 chains. forenoon, on Monday Drafts of the contracts, with plans and specifications of the works, will be ready for inspection, at the engineer's office, Palatine day of at - - —ay, 1838. Printed forms of tender may be had after the be t above date, at the offices in Manchester ; and no others will a - tended to. Palatine buildings, Hunt's Bank, Manchester,on and after Monday, the 31st The tenders must be delivered at the Railway office, _N°. 9, Brown-street in Manchester, at or before ten o'clock in the the I lth June, 1838, under a sea led cover, addre sse d to the Chairman, and endorsed " Tender for works ;" and the pa rt i es tendering, or persons duly authorised b y t h em, mus t b e in att en d ance at the time of meeting. The parties whose tender is accepted will be required to enter into a bond, with two sureties , for the due performance of the contracts, in a penalty not less than ten per cent upon the gross sum contracted for; and the names of he proposed sureties are to be specified in the tender. The Direc tors will not bind themselves to accept the lowest tender. JAMES WOOD Chairman. Manchester and Leeds Railway Office, 9, Brown street, Manchester, 19th April, 1838.