The Sun. — London, England, 1838-07-02 00:00:00

i ( ~ ~J J ..~ ‘44 ( 1~~ ~/' e ,eee;< 7 / _ ~.,. .. r' • /*/* . i ~~~ //1 r ~~~ %~( f 17 AK-- 0 ) N ATIONAL LOAN FUND LIFE ASSUR ANCE SOCIETY. 26, CORNIIILL, LONDON, 36, WESTMORELAND -STREET. DUBLIN; 45, SOUTH CASTLE-STREET, LIVERPOOL ; And 2S, CORN-STREET, BRISTOL. Capital, 500,0001. PATRON.—IIis Grace the DUKE of SOMERSET, F. R.S. DIRECTORS. T. LAMIE MURRAY, Esq., Chairman. Col. Sir Burges.Camac, K.C.S. George Lungley, Esq. John Elliotson, M. D. F.R. S. Kenneth Mackenzie, Esq. C. Farebrother, Esq., Ald. .John Rawson, Esq. H. Gordon, Esq. Joseph Thompson, Esq. Robert Holland, Esq., M.P. PHYSICIAN—J. Elliotson, 111. D. ,F.R. S. 37, Conduit- street. SURGEON-E. S. Symes, Esq., Hill-street, Berkeley-square. AcxtrAny—W. S. B. Woolhouse, Esq., F. B.A.S. By the now prirwiples of Life Assurance in ;Ids Society, amongst other advantages the assured in this Society will enjoy the follow. .ng.t - 1. Moderate Rates of Premium consistent with security. 2. A Cash Credit on his Assurance to the extent of two-thirds of the payments on his Policy or Deferred Annuity. 3. Two-thirds of the payments on elapsed Policies returnable at death. 4. Two-thirds of the entire Pro !its and of the Guarantee Funs!. divided annually. 5. Special Mims on each, Policy becoming a claim in favour of the widow of the assured. ' 6. Females assured at one year less than their actual ages. 7. Facility in effecting assurances. Detailed prospectuses of this Society may be had at the Offices, or any of the agents. _ F. FERGUSON CAMROUX, Sec. DEFERRED ANNUITIES. NATIONAL LOAN FUND LIFE ASSU-If- ANt.E SOCIETY. Capital, 500,0001. PATRON.—His Grace the DUKE of SOMERSET, F.R.S. DIRECTORS. T. LAMIE Y, Esq., Chairman. Col. Sir Borges Caniac, K. C.S. I George Lun g l e y, E sq . John Elliotson, M.D. F. [I. S. Kenneth Mackenzie, Esq. C. Farehrother, Esq., Ald. John Ilawson Esq. 11. Gordon, Esq. Joseph Thompson, Esq. Robert Holland, Esq., M.P. Arnms,.—Professor Wheatstone, F. R. S. PnyszerAN—J. Elliotson, M.D., F.R.S., 37 Conduit-street.' Sulu:row—E. S. Syne% Esq., 38, Hill-street, Berkeley-squate. Amu A ror--W. S. B. Woolbonse, Esq., F. R. A. S.. 26, Cornhill. BANiotas.Messrs, Wright and Co., 5, Marietta -street, Co vent-garden. TraNnms Cettr..vm.--W. Milhonnie James ; Esq., Stone-build . • logs, Lincoln's Inn. SO , '"'rreitc —Tours. Webbor and Bland, .13, Bedford-row. DEFERRED ANNUITIES. j. Amongst the several remedies proposed to mitigate or dimi nish the burthen of poor-laws, none has hithert , o been brought fnrward or adopted that would either induce or afford facilities to the able-bOdied members of society, to be ieimonsible for their own support. In• lt state of employment and health every one may be assumed capable of self-support; competition has, no doubt, re oeeed the rewards of labour to the standard of existeoce, ren. dering it the more necessary that the smallest surplus, _over exi gencies, should be carefully husbanded, in order that, by the best _ facilities. given to economy and the application of Means' to ends, it may be rendered capable of supplying the deficienCies, caused by want of employment, sickness, the several casualties of-life, and by old age. Over the frequent fluctuations in the quantity of em .. pigment; tke employed have no controul ; and, as the cause is not dependent on fixed laws, brit most frequently on the contingencies which affect the quantity of money, their duration or occurrence cannot be submitted to caleulation--at any rate the remedy is be yond their reach. Tke laws of sickness have been sufficiently as certained, for fixing a provision apportioned to the value of a given contribution; but although such a prevision is not to be overlooked, it is of trifling importance compared to the hardships re.oltirVorn want of employment, and unproilded old age. Want of mi. - ment, sickness, and old age, may fairly be_ classed under obe head, via.:—a. state of non-productiveness. To those, th_refore, who solely depend on their labour,, which is seldom too highly remune rated, it must be a matter of importance, out of their earnings when employed, to provide for every period of non-productiveness ; from whichever oftho foregoing eausea it may arise. - 111. The twe institutions Open' to.tite productive classes. are Sa vings Banks and Benefit Societie; w-bose nature' and scope, v, nen . examined, will be found to offer but a very imperfect remedy against the evil, being institutions wherein the limited moans of this class are not bst made applicable to their several ends. Savings Banks aro of unquestionable utility, hu+ .acv Lfford no contingent future advantage, and, besides, the *inn that can be hoarded is incommensurate with the wants of 11 , ,c middle p • pro ductive classes. • Benefit Societies propose to offer provision in sickness and old age, but their construction will be found imperfect, and their plan the least profitable application of the means of economy. 1. Because sickness itself is .not a calamity of equal pro'.,s'e duration to the fluctuations in the quantity of employs . .'..nt and other casualties, and misfortune, against which they offer no protection. 2. Because, out of a given means, the sum laid aside for sickness mast diminish the provision for old age. 3. Bemuse many must contribute to the sick fond who never become chargeable upon it, and the value of such contribu tions is lost to themselves and families. 4. Because nee , isanty be inc4udeain any lirotection against such' an oe-r currence. IV. Various observations have been made on tho duration of sickness, amongst the industrious classes, from an early period of life until its close. Those most in use are,—the sickness'amongst the benefit Societies in Scotland, given by the highland Society ;—the► sickness amongst the labourers in the East India Company's Ser- vice ;—thesickness amongst persons employed in Cotton, Silk, Wool, Flax, and in the Potteries, by the Factory CO.mniSioireis ; —and the sickness amongst the English Benefit Societies, from 're turns made to the Society for the Diffusion of Useful Knowledge. These results, though varied, show- how inconsiucrame is roe amount of sickness during that period of - life, between the ages of 20 and 65, when each individual is.mores immediately thrown on his own resources ;—they are as follows Class of Persons. I ParioY. 'Average A verap, yearly amount of Sickness in the Sickness. period. MSHighland Societies' return i t Z East India Company's labourers 20 to 05' Factory Commissioners— • Cotton 21 to 61 Wool, Yorkshite 2t to ftl Ditto, Wectof Eng'antl 2l to SI Flax, Yorkshire ..'21 to t t Silk Society for DilTo•ion of Usetik Knowledge Months. Days, Di 4. 9 O. Days 11 6, I-15 7 27 1 10 t 2) I 8 13 1 1 11 4 .J 18 21 Thus, it appears that the highest expectation of sickness, amongst males, is twelve and a half days, and the lowest six days, in each year frottithe age of twenty to sixty-five; its mean duration, in clusive of accidents of all kinds, would be nine and a quarter days, daring which, from these causes, an individual may expect to be ab stracted from productive employment throughout a period of forty five years: while, it may be observed, his religious observation of the seventh day, in which he " shall do no work," has diminished his productiveness, by its recurrence in the same period, six years and 156 days. V. From the foregoing facts it must be obvious that provision in sickness, or a Health Assurance by means of a separate contribu tion, is unnecessary, more particularly as such separate contribu tion roust tend to waste the resources out of which the industrious classes have to provide for the future. It also in effect throws the burthen of the permanently sick on one class exclusively, instead of society at large; who are thus called on for an act of benevolence, While they are scarce able to do justice to the claims of their own families. Besides this, no compensation is given out of the contri bution for a provision in sickness and old age to the families of those who never reach the age of (15, though death should happen immediately preceding it ; and, if an assumed hypothesis is correct, that sickness before death is not snore than five weeks, and taking bed-lying-payatpor w . e k, it wilt not unfrequently happen the only return a man may obtain as a long and steady contributor to a Benefit Society, will not exceed bos., a sum scarcely equal to one year's payment at a shilling per week, while by his death he leaves his family entirely unprovided for. VI. It is to remedy these defects, inherent in the constitution of Benefit Societies, that the National Loan Fund Life Assurance Society proposes to submit a plan of Deferred Annuities on a new principle, which will not only afford a more.amplc provision for old age, and protection against sickness and misfortune—but in addi tion, the means, at all times, of putting his energies in motion, and in the event of premature death, a better protection to his family. The plan proposed will embody several essential objects :- 1. To secure an increased provision for old age out of a given saving, by applying it exclusively to the purchase of a De ferred Annuity. 2. To render the purchase of a protection in sickness unneces sary, by enabling the purchaser of a Deferred Annuity to withdraw or borrow two-thirds of his previous payments. 3 . By the use of two-thirds of all his payments when required, to limit misfortune and want of employment, and extend the power of productiveness by an increasing command, in each year, of capital, so that, while providing for old age, each succesive contribution renders him more secure against present misfortune. 4. To afford, at the age at which the Deferred Annuity would emr llenee, without reference to his then sta+e of health, the option of receiving, instead of his Annuity, its value in in°neYi, according to the value fixed on the contract, or a larger sum Payable at his death. b. In the event of death before the age at which he would be entitled to his Deferred Annuity, to return two-thirds of his payments to his family [or such fixed Life Assurance as m ay be settled on tho contract]. 6. In all such cases wher e the power of productiveness either from disease or accident, to enable the assured on equal terms to convert his Deferred Annuity into a present Annuity. VII. Nothwithstanding the obvious and manifold advantages of this pl an over ever y other hitherto proposed, for securing present and future competence to the i ndustrious Population, still more striking advantages will be exhib ited by contrasting its prospective provision for old age with that offered ; by Benefit Societies. This arises f ro m the non-abstraction of a fi.ven sum for a separate bene fit in sieknos, which protection, by the opera ion of the Losn Fund on the Deferred Annuity, is not only more ample, but other misfortunes are provided against, which if calculated, and a sera rate contribution made for each, whose duration equals that of sickness, the purchase of them would entirely absorb the means of providing for old age, while such a system must tend to discourage productive ness , an d afford no protection to a family in the event of premature death. The object this plan embraces is to open faci lities to the efforts of self-support, to stimulate the independence of one class above the forced benevolence of another, while it recom mends itself to the latter by ditnin6hing the burtisen of Poor-laws, ~ 0 -., • r - •ri ) • • • _ which has been at all times irksome, disturbing the harmony and fomenting the mutual distrusts of society. The following is a comparison of the benetit3 in be derived from the contribution of Is. per week paid into a Benefit Society, or to purchase a Deferred Annuity from the National Lean Fowl Society:— of an annuity of 20/. 13s. 4d., cash dosin 2024 Is. ; or a po licy on his lifo for 259/.195. H. PREMIUMS. X To secure on attaining the Annuity, 10 0 0 Age of 60, the option of Cash, 97 15 0 . Policy, Age fil. ! A lin nity!Cas h. I l'olicyl SI ckness. I Loan. Death. I .. c. ii. Nat ional Loannind Deferred Annuit ies' 1 I 16 1 1 39 I 11 1 4 ce 0 i ! , , ,: y o ni f e t n he ig l py o rn f e t i l i i t e s py o n..i f i the Option 'of Benefits, at 65 I J ' rs.•.;eis:ti. • Benefit Societies,/ 26 0 Nil. Nil. allow- Nil. NO. (Int!. ances in sickness. i National Loan Fund , 27 11 269 11 346 15 %of the %of the I% of the Option of Benefits, ' 1 paymentsipaymentslpaYn?en at GO I receive d. Payable Payable Annually. In One Sum. Ae B. Payable fur Disparity, 36 37 38 39 , • 40 42 43 44 45 X s. d. 0 18 11 1 0 0 1 1 2 1 2 5 1 3 9 1 5 2 1 6 9 1 8 5 1 10 2 I 12 1 1 14 2 1 16 5 1 18 10 2 1 6 2 4 4 2 7 5 2 10 10 2 14 6 2 lB 7 3 3 0 3 7 11 3, 13 5 a -19 7 4 6 4 4 14 1 5 £. s. d. 17 3 7 18 0 2 18 17 8 19 16 1 20 15 6 21 15 10 22 17 3 23 19 10 25 3 7 26 8 7 27 15 0 29 2 10 30 12 2 32 3 1) 33 15 7 as 9 11 37 6 0 39 4 0 41 4 43 6 1 45 10 3 47 16 8 50 5 3 52 16 4 -68 '.lr7 2 £ s. d. 0 0 0 19 9 2 0 7 3 2 3 4 5 2 5 9 1 6 14 3 8 0 9 9 8 10 17 7 12 8 3 14 0 6 15 14 5 17 10 1 19 7 8 21 7 2 23 8, Q 2.5 12 5 27 18 4 30 6 9 32 17 5 35 10 10 38 6 9 41 5 6 44 7 3 47 EXAYPI.E.-,A perstm aged 2E; tr.; en•attaining the age of 60, an- Annuity of 101., with the other optioas,.by-the annual payment of 11. ,65., 9d., or a single payment of 221. 175..8d ;dt Unpayment of-.6L 14s. 3d. for disparity, he will be entitled to tho same benefits by an annual payment of i Ss. 11d., the same as for ago 20. WITH WEI ICH THE " TRUE SUN" IS NOW INCORPORATED. MONDAY EVENING, JULY 2, 1833. BANK OF ENGLAND, JUNE 27, 1838. rrHE COURT of DIRECTORS of the GO VERNOR and COMPANY of the BANK of ENG- L A ND give notice, That a GENERAL COURT will be held at the Bank on Win- NESDAY next, the 4th of July, from Eleven o'clock in the forenoon till Four in the afternoon, for the ELECTION of a DIRECTOV for the remainder of the year, in "the room ofW. Mellish, Esq., deceased, and the Election of a Director will be declared that evening. JOHN KNIGHT, Sec. N.B. By an Act passed in the 7th year of the reign of George no person will be entitled to vote at the said election who shall not have been s'x calendar months possessed in his own right of the stock for which he. shall then give his vote, unless the said stock shall have been acquired or shall have come by bequest, or by mar riage or by succession to an intestate's estate, or by the custom of the City of London, or by any deed of settlement after the death of any person who shall have been entitled for life to the dividends of uch stock. STEAM TO PORl'Slloli'lli MOUTH. FOR PASSENGERS ONLY. The CITY of DUBLIN'S STEAM COMPANY'S New and Commodious First Class Safety Steam Ship, ROYAL ADE LAIDE, Captain SOY, will leave Alderman's Stairs, near the Tower, on SATURDAY afternoon, 30th instant, at Four &Clock precisely, for the above ports. For further particulars apply at the Spread Eagle, Regent circus, or at the Company's Chief Office, 16, John-street, Crutched friars. JAS. lIARTLEY and CO., Agents. pORT OF PORTSMOUTH FLOATING BRIDGE. CONTRACTS FOR WORKS. _ Notice is hereby given that the Directors ;Ithe Port of Ports mouth Floating Bridge Company wilt meet at the Fountain Hotel, Portsmouth, at One o'Clock precisely, on the Tenth day of JULY next., to receive Tenders for the following Contracts, viz. : CONTRACT for piling, building, and excavating the Landing place, and for building the Balance Weight Shafts on the eastern or Portsmouth side of Portsmouth harbour. CONTRACT for piling and building the Landing-place, for build ing the 11.0ance Weight Shafts, and for excavating a Canal on the western or Gosport side of the said harbour. CONTRACT for building No. I Bridge or Vessel. CONTRACT for building No. 2 Bridge or Vessel. • The plans and specifications of the several works will be ready for inspection at the office of Mr. James Hoskins, solicitor, Ports mouth ; and at theoffice of Mr. J. B. Wakefield, solicitor, Gos port., on and after Tuesday the 26th day of June instant. Tenders (madeaecordinm to a given form, to be supplied by the solicitors) must be deliver at the office of - one of the Solicitors and Clerks to the Company, at Portsmouth or Gosport, on or be fore Twelve o'Clock on Tuesday, the Tenth day of July next, under a scaled cover, addressed—" To the-. Chairman of the Board of Directors," and endorsed—" Tender for Works;" and the-par lies tendering, or persons duly authorised by them. must be in at tendance on tho Directors at the time of meeting aforesaid. The party whose tender is accepted will be required to enter into a bond, with two sureties, for the due performance of the Con tract, and the nam e s of the proposed sureties are to be specified in the tender The Direaors will not bindthemselves to accept the lowest tender. Further explanations and'particulars may be obtained, on appli cation, at the offices of Mr. James M. Ilendel, the Company's Engineer, No. 34, Great George-street, Westminster, and at P 1 ymouth. The Contractor will be at the expense of the contract: JAMES, HOSKINS, Portsmouth ?_ Solicitors and Clerks JOAH B. WAKEFIELD, Gosport 8 - to the Company. BY ROYAL APPOINTMENT. , • WAIN AND CO., 92, FLEET-STREET. 10. - TAILORS TO HER MAJESTY TUE QUEEN. A Suit'of Superfine Clothei, Medley Colours £4 10 A Suit of Extra Saxon, ' ditto A Suit of Imperial . Saxon, Blue or Black . . _ . 6 6 Bast Elea ot Blue Frock, with Silk Facings 4 0 Superfine Frdek Coat, Medley Coloured Black Dress Trousers Best Saxon Dress Trousers.. Summer Trousers Servants' Liveries, either for 'State or Common Occasions. N.B. Dresses of every description tastefully and elegantly Cm.. broidered to any device in gold, silver, or in colours. It is not alone to the industrious classes this, plan of Deferred Annuities will be found efficient, in securing an ample competency for old age ; but also to that important class of the community wlro derive their income from a combination of capital and personal labour. To this class, the Savings' Banks do not afford a suffi ciently profitable investment ; and, indeed, the framework of such institutions as have been designed for the more humble classes, has not, been made to suit their wants or consult their' interests, and there exists no institution, at prestent, to which they can resort, that would at the same Sime foster" their industry,—secure to them a competency in old age,—and protect-them against the varied casualties of life. The Tables of Deferred Annuities have been ecnstructed with a view to exhibit the benefits that may be secured by the smallest effort of frugality, and to suit the circumstances and conven;enee of all classes. The object of Tables No. I. is to show the option of benefits the payment of Is. per week, or 2/. 12s. per annum, will secure at the period of attaining the age of 50, 55, 60, or 65. The Tables No. 11. show the Annual Premiums required to le cure the option of siren i benelito at theae - ages,—the sum required ~,g,„gaeli age to be PatdAoWn at once to purchase them,—and ^ 5u,Yriw•enp.....1......L.....e..;4.5...;;..y.p.ay.,p.er-ttr'e-ntlrrelhe Fie ~rater instead of paying the prelnium at his ewn age , to pay that set do wn for the age of 20, and by thi s means 'enabling the owner of a little saving to turn it to the best account. The Society will, more over, receive all this sum by • instalmeht,s, two-thirds of the amount paid may, at any time, be withdrawn ortdepo'sit of the policy, and in the event of death before the stipulated age, two-thirds of the payment will be, returned to the family. • I. BENEFITS• . Secured on attaining the age of 65, by an Annual Premium of 2/. 12s. A. Anni .£ d. 20 21 47 16 - --# `45 4 • 8 42 15 3 40 8 2 38 1.44 36 0 "Mkt, , 33 19 . ;it 32 1 2 30.. 4 4 28 9' 2 26 15 10 '2b 4 0 23' 13 9 22 5 0 20 17 7 19 11 7 18 6. 11 17 3 5 16 1 1 14 19 11 13 19 9 13 .0 7 12 2 6 11 5. 3 10 • 8 10 9 13 3 8 IS 6 8 4 6 7 IL 1 6 18 6 6 6 6 I. BENEFITS Secured, on attaining the age. of 55, by au Annual Premium of 2/. 12s. • Aae. Annaity. C.agh. £ g. "d. • £ B. d. £ a. d. 20 16 16 6 190 11 0 269 15 0 21, 15 17 5 179 16 0 254 10 0 22 14 19 3 169 - 10 0 239 18 0 23 14 1 11 159 13 0 226 0 0 24 13 5 4 150 6 0 212 15 0 25 12 9 7 - 141 6 0 200 1 0 26 11 14 . 6 132 16 0 188 0= 0 27 11-7, 0 124 1 - 3 0 176 9 0 28 10' 6 5 - 116 18 0 165 10 0 29 9 13 4 - 109 10 0 155 0 0 30 9 0 11 102. 8 0 145 0 0 31 8 9 0 95 14 0 135 10 0 747 8 , 89 "6 0 126 8 0 33 7 6 11 ' 83 3 0 117 15 0 34 6 16 7 - 77 7 0 109 10 0 35 I -6: 6 9 "71 16 0 101 13 0 36 A 17- 5 66 10 0 94 3 0 37 5 8 6 - , 61 9 0 87 0 0 38 5 0_ 0 ' • 56 13 0 80 4 0 39 4 12 0 " ',52 2'o 73 15 0 40 j 4 4 3> , 47 14 0 67 11 0 EXAMPLE. --A person, aged 25, by the payment of 2/.125, per annum, will secure, on attainingthe age of 55, the option of an annuity of 12!. 9s. 7d., cash down 141/. 65., or a policy on his life for 200!. Is. 11. PREMIUMS. To se 'we, on attaining the Lnn h uity, £ 1 1 1 ,0 3 51:1 0 Age of 55, the option of Policy , 160 6 6 AGR. Payable Amaually. Payable rayable_. in One Sum. r Disparity. ------ .Z. s. d. £. s. d. 4 . s. d. 20 1 11 0 27 5 11 0 0 0 21 1 12 10 28 12 0 fl 2 6 22 1 1410 29 19 5 • 3 .6 5 23 116 11 . 31 8 3 5 2 0 24 - i 119 3 32 18 6 - 6 ; 19 4 25 2 1 9 34 10 ,3' BJB 4 26 2 4 5 36 3 , 7 10 19 5 • 27 2 7 3 37 18 9 13 . 2 6 28 2 10 5 39 15 7 ' "15 ,7 7 . 29 . 2 13-10 4114 : 5_. . . ,- 17 15 1 --- 80 • - 2'47 7' ,, W' - ' , 43 , 15- 3c: ~,,-2 0-4 10 , - .31 3 1 7 45 - 18 .. : ,2 22 17' 1 • 'A.34 3 6 0 48 3 4 • 25 12' 0 33 . 3 10.10 . 50 10 10 26 i,, , 9 8 - .34 - 316 -2.. '53 0 9 - •3140 3 -•.85. , '4 , 2 1 55 13,3 .34.13 10 . 86 4 8 7 • 58 - 8 4 .•36, (1 7 ' 37 , 415 11 . :" 61 6 3 1 - 4!' 10 9 38 5 4 0 -64 7 0 - 45 4' 4 39 5 13 .1 67 10 8 49 ,1. - - 6 40 6 3 5 70..17. 5 • .53 2 6 EXA MPLE. —A person aged 25 may secure. )on attaining the EXAMPLE..A person Age2s mnysecure,7on attai n i ng th e . age of 55, an annu ity of la, with the other opti ons ; b y t h e annual payment ..of 21. Is. 9d., .or a .single payment of 34/. l Os. 3 , 17 ; .or on payment 81. lis. 4d. for diparity, he will be entitled to the same benefits b T an ant:ual payment of I/. Its., the same-,as for age 20.- I. BENEFiti--.._ - Secured, on attaining the afte of bO, by an annual premium of £2. 12s. AGE next Birth-Day. Annuity. Ca 4 ,. Policy. £ s. d. £ s. d. 20 10 12 6 136 12 0 214 15 0 21 9 19 11 128 9 0 201 19 0 9 710 120 14 0 189 15 0 23 , 8 16 3 113 6 0 178 1 0 24 , 8 5 2 106 4 0 166 19 0 2.✓ 7 14 8 99. 8 Q 1 56 6 0 26 7 4 8 92 19 () 146 3 0 27 6 15 0 86 16 0 136 9 0 28 6 511 80 18 0 127 4 0 29 5 17 2 75 6 0 118 7 0 30 5 810 69 19 0 109 19 0 31 5 010 64 16 0 101 18 0 32 4 13 3 59 19 0 94 5 0 33 4 6 0 55 6 0 86 18 0 34 3 19 1 50 17 0 79 19 0 35 3 12 6 46 12 0 73 6 0 Age next Payable Payat.le Birth-Day: Payable Annually. in One Sum. For Dialy.rity. s. d. 8. d. £. s. d. 20 2 9 0 41 1 0 0 0 0 21 2 12 1 42 19 10 2 11 4 22 2 15 5 45 0 6 5 4 11 23 2 19 1 47 3 3 8 1 2 21 3 3 0 49 8 0 11 0 1 25 :3 7 3 51 15 0 14 1 9 26 3 11 11 54 4 3 17 6 5 27 3 17 1 56 16 1 20 14 3 28 4 2 8 59 10 4 24 5 4 20 4 8 10 6? 7 5 27 19 10 30 4 15 7 65 7 4 31 18 31 5 3 2 68 10 3 36 0 0 32 5 11 6 71 16 4 40 6 0 33 6 0 11 75 5 8 44 1 6 3 34 6 11 6 78 18 5 49 10 10 35 7 3 5 I 82 14 8 54 10 EXAMPLIL—A person, aged 24, may secure, on attaining the age of 50, an Annuity of 101., with the other options, by the annual payment of 31. 3s. or a single payment cf 491. Bs. ;or on payment of 1 1L Os. ld. for disparity. he will be entitled to the same benefits, by an annual payment of 21. Os., the same as for age 20. F. FERGUSON CAMROUX, Sec. " Pauci taciturn dolorem contincbant."—Liv. AS manhood approaches,. the human form, counte nance, voice, and the whole intellectual character, rapidly' to , def go a revolution. Love is the end and slim of life, ereating imtFR of er im age o f id ea l per f ec ti on . B u t i n th e present state of sml:l y, pure and vir non, enjoyment is often postponed and ohstructe t, till the esets of youthful impetuosity impels to a course of wild mid ii.jutiou , 4 " 1 " genre, and Ora mind becomes painfully harassed by alternations of tea.., disgust, and passion. In this state relief is pertui,ps sought from the inex perienced, perh aps f rom t h e i gn d rant ; i n e i ther case at the expen se o f health, that being only palliated which should hare been effectually cured. Here we propose to step in and rescue the victim of unwise indulgence from the pangs of remorse, disappointed hope, and disease; and we pledge ourselves to eradi cate every t a i n t o f syp hili t i c poison, and to restore to its wontod energy every re l axat i on o f t h e generative ecotimnr, whether f rom this or other causes, whereby the dignity of manhoad shall have hee , lnc impaired; equally contemning unfeeling emnyricism, which with reckless: ignorance destroys where it should restore; and, on the other hand, that unworthy '• principle" whose proud selfishness increases the embarrass meat of the afflicted. All classes of society, not excepting the Anglo- Indian, but more especially such as are about to enter into matrimonisl life, are included in the limits of this address, and to allwe confieltkAly ofliT the result of many years' successful practice. Daily attendance is given for personal consultation; and'imincdiste an swers are retuned to country letters, which must minutely describ ,, the case, and contain a remittance for Advice and Medicine, which ran he Y part o Ithe world, however dist an t —No Mien lilts] trill be securely packed, an d care f u lly protect e d f( t icr o e r ein n u % r i u : t d ass e e d tr i re o a ti‘a ri i teicine nd. GOSS and CO. (M. It. C. Surgeons), 7. Latiraster..place, Strand, London. •. • Just published (Tiventy-third Edition)—lst. The JEGIS cf LIFE, A familiar commentary on the above Diseases.—z,l. The SYPII I LIS I% a Popular Treatise on Lues Venerea, HYG EI A NA, addresscO. exclusively to tl3 female Sex. May be bad at 23 Paternaater-roc', London ; and of all Booksellers. Pricc ss. each. CAUTION. LONDON AND GREENWICH RAIL WAY. TO THE SHAREHOLDERS. Mr. MONEY, one of the Directors of this Company, having issued Circular Letters to several of the Shareholders, requesting them to place their Proxies in his bands for the Special General Meeting, to be held on the Gth July instant : I have to caution you against doing so, and to request that you will personally attend the Meeting, where I have no doubt of being enabled to show you that had you adopted the course suggested by Mr. Money, it would have been destructive of the best interests of the Company. Should You be unable to attend the Meeting, I trust you will place your Proxies in the hands of same Person or Persons un biassed by motives such as those which dictated the Circular above alluded to. JOHN YATES, Deputy Chairman. London-street, Rate July 2, 1838. BIRMINGHAM, BRISTOL, and THAMES JII±MTION RAILWAY. CONTRACT FOR WORKS. The Directors will meet at the Company's officer, No. 1, Robert street, Adelphi, on WEDNESDAY, the 25th of July next, at 11 o'clock precisely, to receive TENDERS for the execution of the following WORKS : CONTRACT No. 4.—The whale remaining unfinishe:l portion of the north of Scott's Brickfields, near the Uxbridge-road, con s sting of cuttings, embankments, drains, culverts, fences, bridges, and other works, extending from the junction of the London and Birmingham Railway near Hols.den-grcen to the gallery under the new cut of the Paddington Canal, now nearly completed, a distance of 32 chains, and,f.euth of contract No. 2, being fro:n the road bridge ;under the railway, at ;the foot of Wormwood Scrubbs, to Scott's•Brickfields, a distance of 70. chains. Plans, sections, and specifications of the works will be ready for inspection at the Company!S offices, on and after the 14th day of July next. Dv Order of the D - oard, JOHN THOMPSON, Secretary. 1, Dobert-street, Adelplii, June 27; 1838. .BIRMINGHAM, BRISTOL, and THAMES JUNCTION RAILWAY. _ , The Directors of the Birmingham, Bristol, and Thames Junc tion Railway Company having effected satisfactoryarralgernents with the Grand Junction and West Middlesex Water Works Com panies, by which all difficulty in constructing the. railway under the •Uxbridge and Hammersmith roads is obviated, and having thereby rendered it unnecessary ,to proceed farther with the amended Bill now before Parliament, such amended Bill has been withdrawn ; and notice is hereby given, that the Directors will be prepared to receive, on or before 11 o'clock on Wednesday the .25th of July next, tenders for the execution of the whole of the works between the London and Birmingham Railway and the Uxbridge road, the particulars of which may be ascertained at the offices of the Com pany on or after the 14th of July next. By Order of the Board, JOHN THOMPSON, Secretary. Offices, 1, Robert-street Adelphi, June 27. DRESS COATS, cut in the first style of Fashion, 30s. ; superfine, 40s. to 50s. ; frock coats, silk facings, 38s. and 475.'; ditto, silk velvet collar and silk facings, bOs. ; trou sers, 6s. 6d. to 12s. Od. ; buckskin, cloth, and kerseymere, 15s. to 255. ; fancy waistcoats, ss. 6d. to' 12s. 6d. ; 'rich silk dittos, cloth, and kersymere, is. to 12s. 6d. ; Petersham- great coats, 2.53. and 30s. ; pilot coats,' 165., 215., and 30s. ; shooting jackets, 18s. ; dressing-gowno, 108. td. ; boys' and youths' clothing, tUnie dresses, 30s. to 425. ; a suit of clothes for 21.175. ; superfine blacit, 31. At FISHER and" Co.'s, \Tailors, 31, King William-street, City, ten doors from London-bridge. FREEHOLD HOUSES, GREAT QUEEN-STREET AND PARKER.StREET, DRURY-LANE; AND LEASEHOLD HOUSES IN PENTONVILLE. rlO be PEREMPTORILY SOLD, pursuant to an Order of the High Court of Chancery, made in a Cause of " TRIVITT Y. BENSON," with the approbation of Sir Girrtrt-WlLsom, 4cnight, one of the Mastiers of th4%said Court; in the Public Sale Room of the Court, in Southampton-buildings, Chancery-lane, in the County of Middlesex, on Fitt DAY, the ISth day of July next, between the Hours of One and Two in the M ternoon, Iry Six Lots, A Stibstanl,ial FREEHOLD HOUSE, No, 70, Great Queen street, Lincoln's-Inn-fields, with extensive Workshops, "Lofts and Buildings, behind the same, whereon the Business of a Coach maker is now carried on, in the possession of Mr. Robert Shanks, as tenant thereof under a Lease from Christmas, 1833, for the term of 14 yearslbut determinable by him at the end Of the first seven years, atap annual rent of 2001. Also, a FR4EHOLD ;MUSE, No. 42, in Parker-street, Drury-Lane, with a Workshop and Loft behind; whereon the Busi ness of a Coachetheeler is now carried on, in the occupation of Mr. John Henry Dmi , under a Lease for the residue of a term of 40 years, whereof 2 ears har e expired, at an annual rent of 401. AlsO, a FREE OLD BUILDING, in Parker-street, aforesaid, c 3. comprising a Sim - and extensive'Leather Lofts, in the occupation of Messrs. I'errins and Taylor, Curriers, under a Lease for the term of 21 years, from Michaelmas, 1830, but determinable by them at the end of the first 10 or 14 years, at an annual rent of 00/. Also, an extensive FREEHOLD BUILDING, in Parker street, aforesaid. containing Workshops and several commodious Lo!ts, lately used 'as a Warehouse and Smithy by Mr. Robert Shqnks, at an annual rent of 401., but now unoccupied. Also, a LEASEHOLD DWELLING-HOUSE, GARDEN, and PREMISES, being No. 2, CUmming-street, Pcntonville, held for the remainder of a term of 9.3 years; wanting W days, whereof about 46 years have expired, at a ground-rent 0f4:17. 4.q. per annum in the occupation of Mr. William Kings, under a Luise • far 21 years, commencing at Lady-day, 1837, but determinable of t .the end of the first 7or 14 years, at the option of the Want, at an anhoal cent of 361. .1 1 10 iiIs"LEASEHOLD DWELLING-I-lOU EN, and PREMISES, formerly No. 45, but now No. 4(, in Cumming street, aforesaid, and a Yard and Building behind the same, in Collyer-street, held for the remainder of a term of 94 years and throe quarters. whereof about 49 years have expired, at a ground rent of 61 per annum, the house being in the occupation of Mr. John Nicholls, as tenant, from year to year, at an annual rent of 401., and the Yard and Building behind in the occupation of Mr. William Ashton, under a Lease for the residue of the above term, ranting 21 days, at an annual rent of 10/. These Houses were late the property of Robert How, Esq., de ceased. The Premises may be viewed on application to the tenants one week previous to the Sale, between the Hours of One and FOur. Particulars may be had (gratis) at the said Master's Chambers, Southampton-buildings, Chancery-lane; of Messrs. Ilolme, Loftus, and Young, Solicitors, New Inn ; of Thomas Cover, Solicitor, 24, Lincoln's-Inn-fields; of Messrs. Rogers, Solicitors,-Manchester buildings, Westminster ; and of Mr. Edmcston, Surveyor, Salva dor Howe, Bishopsgate-street. OLD CRUSTED MASDEU.--It is now five years since the Proprietors of the GRAY'S-INN WINE ESTABLISHMENT commenced their operations on this WINE, and it will be remembered that two years ago they introduced it to the public, as well worthy, both in quality in price, to take its stand among those in general consumption in this country ; they detailed at length their knowledge of its quality, and the practical expe rience upon which their judgment was formed: they showed that the heavy and unequal taxation created by the Methuen Treaty, in 1703, had amounted to a prohibition of many of the Wines of France; but the English Government having, in 1831, equalised the duties on French and Portugal Wines, they expressed their conviction, that a wide field was opened for capital and exertion to compete with the hitherto more favoured vineyards of the Penin sula. The success which has attended tkat competition will be best seen by the undermentioned Parliamentary Return, showing the net consumption of the United Kingdom. No. 33a..—Oretered by the House of Cora:no:l,s tJ be printed, 7th May, 1839. Qtuantities retained for home Conniatption, alter deducting Years ending sth January. the Armond expoited s ub,, gnently to the Payment of Duty, .._...... . In the Cnited Kingdom. 1831. 1 P 37 I .838. -----.—. _.,_ Gallt.ne. Gallons Gallon.. Care 5'2,941 54 1 ,N1 i z. (I. . ,727 Fre' ch 271,' (II 352,063 440,321 Portugal 2 , 187 2 , 3 8,3 9 2,573.; 57 Sish Madeira ... .„: . Inc 1•11 ..... • 41,693 59,454 41,317 51,12,3 4 , ,S4i4 Canary 1.900 145 232 Fayal . • • • • • Slctlian and other SJrts . . 324,549 4C3 155 373,454 Total .- -. • . 6,4211,342 6m4n),:12 r,3 1,5e0 It will be seen by this return th a t w hil e t h e fetal consumption of Wi n e has remained nearly stati onzry t h at o f F rench Wine has s t ea dily and progressively increased, the year ending sth January, 1833, showing tbr enormous increase of 62 per cent. over that ending sth January, ; this large increaser is chiefly attribut able to Ilasdeu, as is fully proved by the Custom House reports. and shows, beyond a doubt, that this Wine is well adapted both to the palate and constitution of English consumers : it must also be borne in mind that this increase has taken place notwithstanding Masdeu has never yet (except to a very small extent) been intro duced in that ripe and matured state which age in bottle can alone impart, for /11a.adeu, like all other red wines, requires age, both in wood and bottle, to render it perfect and fit for the table. With this view the Proprietors of the Gray's-inn Wine Esta blishment (anticipating these results from the intrinsic quality of the Wine) caused 2,500 dozen to be put in bottle in the year 1835, and have since annually increased their stock, so that they might be in the slime position with this as with the other Wines in which they deal, and be enabled to keep up a constant supply cf matured and old bottled Wine. It is now in brilliant condition, with a firm crust; may be moved without the slightest . injury; and the nobi lity and public in general arc respectfully invited to pass their judg ment on it at the vaults of their Establishment. The Proprietors regret the necessity of again cautioning the public and the country wine-merchants against various common red Wines which have been in many instances surreptitiously im posed upon the wine-merchants, mai through !hem, unknowingly, upon the public, as the genuine Masdeu, to which they have no more affinity than the Port Wine produced in Figucira has to the highest quality.of the vineyards of the Alto Douro. Cash prices as under.- Country odors must contain remittances. or references in London. Ilatnpers, ls. per dozen. Bottles, 2s. per dozen. Masdeu, from 1 Per Pipe I Per Hhd. I Per Qr. Cask I Per. Dozen. the wood. f 66/. 33/. 10s. 16/. 16s. 28s. Ditto, two years in bottle 32s. Ditto, three years in bottle 111:NEKEY, KISLINGBURY, and CO. 23, 1101 Holborn, I ondon. NOTE TO THE THADE.—Tho arket price may be known on application. Polley, --£ s. d. 466 0 0 440 14 0 416 13 0 393 15 q 371 — lB 0- 351 2 0 331 5 0, 312 . 7 0 294 6 0 277 6 0 261 0 0 245 II 0 230 16 6 216 15 0 203 9 0 190 16 0 178 15 0 167 6 0 156 8 0 146 2 0 136 6 0 126 19 0 118 2 0 109 14 0 101 14 - 0 94 3 0 86 19 0 80 2 0 73 12 0 67 9. 0 61 12 0 The basis on which this table is calculated is the pay rc,,nt of Is. per week, or 21. 12s. per annum; but any payment may be made, and the benefits secured in proportion thereto. Exa MPLE. —A person, aged 23, by the payment of ls per week, or 21. 12s. per annum, will secure, on attaining the age of 65, the eotion of an annuity of 401. Bs. 2d., cash down 3331. 75., or a policy on his life for 3931. 15s. By one-half the payment, that is 6d. per week, or 11. 6s. per annum, he will secure the option of half the benefits. By five times the payment, he will be entitled to the - option of five times the benefits; and the same may be extended to tiny other proportion. All premiums to terminate with the ' Two-thirds of the payment's may at any time, be withdrawn on tioposit of the policy ; and should the party not suivive, two-thirds of his payments will be returned to his representa tives. 11. PREMIUMS. , -S Annuity, £lO 0 0 . To secure, on attaining the Age of 65, the option of Ga sh S2 10 0 97 8 6 ExAnti-Lt.—A person, aged 23, by the payment of 2/. 12s. per annum, will secure, on attaining the age of 50, the optiot, of an Annuity of 81. 16s. 3d., cash down, 113/. Gs ; or a Po licy on bis Life for 178/. 153. 11. PREMIUMS. To secure, on attaining the c Annuity, £lO 0 0 ... Age of 50, the option of ash 12 11 0 ( chcy ... 202 1 6 THE UNITED MERCANTILE and TRA VELLERS' ASSOCIATION, and GENERAL MU TUAL LIFE ASSURANCE and ANNUITY SOCIETY for securing Annuities to Aged Travellers, Warehousemen, Clerks, and Others, and Endowments to their Widows and Children • and for Mutual Assurance of Lives and Survivorships, Granting Annuities, and the Purchase and Sale of Reversionary Property and Interests. TRUSTEES. George Grote, Esq., AI.P. James Pattison, Esq., M.P. Thomas Brockelbank, DIRECTORS. Samuel Wilson, Esq., Alderman. Robert. Currey. Esq. Ambrose Moori p Esq. John Crouch, Esq. Giles Redmayne, Esq.. Thomas Dakeyne, Esq. Peter Itolt, Esq. Joseph Dowson, Esq. . . Joseph. 11. Warter, Esq. Joh❑ Evans, Esq. Robort Wileoxon, Esq. William Comber Hood, Esq. • AUDITORS. Mr. J. R. Cutileyf Mr. J. Stokes. BANKERS. n'iSClftt; Grtitt,'Avnrt, Baitliedmilhetet; MANAGER.—Warwiek Weston, Ei:q. 801.1.CITORS.—Messrs. Newbon and Evans. PII TSICIA N. —Dr. Cursham. Mr. W. Williams. To be empowered by Act of Parliament. A proportion of the Profits of the Society will be set apart as a Fund for the Relief QJ Necessitous Members and their Widows, and augmenting the Annuities to Aged Travellers and others, Members of the Society, in cases of necessity. To no chsS persons are the advantages of Lifo Assurance so applicable, and 'vet by none so little maturely considered and ap preciated, as by - C om mercial Travellers. It is, indeed, a matter o f surprise that amlngst s o n umerous and influential a body of men, possessing adequate incomes, aid of increasing responsibility and importance, no Society en the basis of Mutual Assuran c e h as b een formed, fee'proxiding against the casualties of life, or the incapacity • of age. The means of disseminating the principles and advantages of Life Assurance throughout the country, and atthe same time promoting the success of a Society for Mutual A , surance, arepeenliarly within the influence of Commercial Travellers, who, it is reputed, consist of upwards of 20,000 persons. The United Mercantile and Travellers' Association has been formed on the requisition of numerous respectable Commercial Gen tlemen, sensible of the advantages to be derived by themselves, their Widows, and Families, in the establiShment of a Society on the principle of Mutual Assurance, who have pledged themselves to its support. Tho Society also claims the influence and support of the Principals of Mercantile Establishments ; its operations affording a provision in advanced age, and thus relieving them from, either supporting, for the residua of life, a faithful but incapacitated ser vant, or the pain of seeing hint in want. • The subscribed Capital of 50,000/. in Shares of 51. each is only • necessary as a Guarantee Fund, to meet any immediate demands on the Society ; and it is considered that no more than a Deposit of 1/. will be required. The Shareholders' proportion of profits to be limited to either an Annuity for 10 years, at 131. 10s. per cent. on the amount paid on their Shares ; or 51. per cent. on such amount paid. The Directors reserve the power of paying off those Shareholders who do not claim the determinable Annuity after the expiration of ten years. In order to meet the peculiar circumstances of each particular in dividual, Tables arc constructing, embracing not only many novel features, but the most approved description of business transacted by the existing Lire Assurance and Annuity Offices : Immediate - A n nuities, of a fixed or of an annually increasing amount. Deferred Annuities, either for fixed or annually increasing amounts; which may be paid for either is one sum, or con verted into equal, increasing, or decreasing annual payments • for any given time, short of the period when the Annuity is to commence. The Assurance at death either of a fixed sum, or of one annually increasing in any given ratio, for which the premiums may be paid in one sum, or in equal annual payments, or annual payments inerea - ing or decreasing in any given ratio. Assurance either of a fixed sum, or one *lineally increasing, at a given age, payable however if the death of the party should happen earlier. T,ho Policies may, at entrance, be so made as to give the option to the parties, either. of effecting a Life Assurance, or an equivalent Deferred Sum or Annuity, or any other object more suited to the views of the parties. To afford the Members a provision in case of unforeseen calamity, sickness, or temporary change of circumstance, the Society will at all times purchase its Policies at a fair value, or make advances thereon in proportion to the amount of Premiums paid. All que-itions not involving fraud between the Assured and the Society, will be referred to arbitration. The whole of the Premiums will be calculated at as low a rate as is deemed consistent with the stability of the Society ; and as the receipts of the Society will be employed in the purehase of Reversionary Interests, and other advantageous investments, after al° lapse of a few years, a considerable reduction thereon may be confidently anticipated. The Profits of the Society subject to time before-mentioned pay ments to the Shareholders, will be divided, at the expiration of the first five years, annually, amongst the assured of fire years' stand lug, in reduction of premiums, or as a bonus to their Policies; re taining always four years' profit as a guarantee fund, except such a proportion as shall be appropriated for the relief of the Widows of Members in case of need, and in augynentinr , the Annuities to ne cessitous Aged Travellers and others, Members of the Society. It is also intended to have a separate Table of Premiums, to effect any of the foregoing objects at a fixed rate, the parties thereto not participating in the profits of the Society. Agencies will be established at Liverpool, Birmingham, Man chester, Sheffield, Leeds, BriAol, Norwich, and other principal towns, for facilitating the objects of the Society. All Cotnnmnientions, and Applications for Shares, are requested to be ma d e b y l etter , post. paid, addressed to the Secreta r y , a t the Temporary Ol ces , No. 2, Great Carter-lane , Doctors' Comm ons , where cliurch- s t rect . Prospeatuses may be obtained, and also at No . 73, Grace- J. S. NEWBON, Honorary Secretary. OLD FuRNIVAI:S-INN WINE STORES, and BREITS HOTEL, Holborn. We are too tenacious of the reputation which the Proprietors of this Establishment have enjoyed for upwards of fifty years ever to tamper with the quality of our Wines, • Connoisseurs may, there fore, rest assured that our Ports and Sherries, at 5.15. per dozen, are of the highest possible character; while economists will find that those at 305., 365., 425., and 485., being genuine wines of various degrees of maturity, are well worth their respective prices. Masdcu, draught., 28s. ; oldest crusted, 36;. ; Marsala, 245. ; Sicilian Sherry, 265. ; first-class Cape Madeira , les. ; Burellas, 355. and 425. ; with every description of French and Rhenish Wines, on terms proportionate to age and quality. Single bottles may be had as samples. An assortment of .a dozen or upwards will be forwarded, carriage free, to any market town in England, if previously settled for in London. HENRY BRETT. and CO., . Old furnival's•lnn, Holborn Bars. Payable Pay:ble, Ace,. I Payable Annually. , In One Sum. 1 for Disparity. .i. s. d. ' 'l, s. d. ' 20 - 0 10 11 10 .:0 10 0 0 0 21 911 7 • 1.0 ,1 - 0 8. - 011 5 22 , 012 2 11 1 1 1 3 5 23 . '0 12 11 11 12 0 1 16 o'.' 24 0 13 8 12 3 7 2 9 3 25 0 14., , 6 12 15 8 3 3 1 26 0 15 4 13 8 6 3 17 8 27 0-16 3. 14 a 0 4 13 0 28 0 17 3 14 16 2 5 9 1 29 0 18 4 15 11 3 6 6 1 30 0" 19 6 16' 7 1 7 3 11 31 1 0 8 17 3 11 8 2 9 32 1 2 0 18 1 7 9 2 7 33 1 3 5 19 0 3 10 3 4 34 • 1 5 0 20 () 0 11 5 4 35 1 6 7 21 0 11 12 8 8 36 1 8 5 22 2 11 13 13 0 37 1 10 4 23 6 2 14 18 10 38 1 12 5 24 10 9 16 6 0 39 1 14 9 25 16 7 17 14 8 40 117 3 . 27 311 19 410 41 2 0 6 28 12 8 20 16 6 42 2 3 0 30 2 11 22 10 1 43 2 6 3 31 14 10 24 5 4 44 2 9 10 33 8 5 26 2 6 45 2 13 10 35 3 11 28 1 8 46 2 18 4 37 1 3 30 2 11 47 3 3 3 39 0 8 . 32 6 6 48 3 8 11 41 2 2 34 12 3 49 3 15 2 43 6 1 37 0 7 50 4 2 3 45 12 2 39 11 7 The baiis on which thesi the purchase of a deferred ;e tables, No. 11., are calculated, is annuity of 10/. ; but any amount ly purchased by making the pay- of annuity' may be similar] ments in proportion. EXA MLR. —A person, aged 30, may secure, on attaining the ago of 05, the option of an annuity of Ice, cash down 821. tos.. or a policy en his life for 971 8n 6d., by the annual prsyment or 19.;. 61, or a sing-1e payment of 161 7s. Id. ; or by payment of 71. 3s. 11d., for disparity of axe, he will be entitled to the tame benefits by the sat - no annuli payment as for the age of 20, viz.; 10s. 11d. per annum. An annuity of 501., or five times the other benefits, may be secured by five times the payment; and, in like manner, any other annuity and corresponding benefits may be pur chased by making the paymiri accordingly. All premiums to terminatre with the period. Two-thirds of the amount paid may at any time be with drawn on deposit of the policy; , and should the party not survive, two thirds of his payments will be returned to his representatives. 11. BENEFITS Secured, on attaining the Age of 60, by an Annual Premium of 21. 12s. Ati rt. Annuity. CaAi. Policy. ze. s. d. ' 27 11 4 26 1 1 24 12 2 23 4 8 21 18 5 20 13 4 19 9 6 18 6 9 17 5 1 16 4 5 15 4 9 14 6 0 13 8 2 12 11 2 X. s. d. 269 11 0 254 15 0 240 12 0 227 3 0 214 6 0 202 1 0 190 8 0 179 6 0 168 14 0 158 12 0 148 19 0 139 16 0 131 2 0 122 16 0 114 17 0 107 7 0 100 4 0 93 7 0 86 18 0 80 14 0 74 17 0 69 5 0 63 19 0 58 18 0 54 1 0 49 10 0 d. s. 346 15 0 327 14 0 309 11 0 292 5 0 275 14 0 259 19 0 2 2 22 0 34 1 4 0 7 4 0 1139 0 1 1 0 0 191 13 0 179 17 0 168 13 0 157 19 0 147 16 0 138 2 0 128 18 0 120 2 0 111 16 0 103 17 0 96 6 0 89 2 0 82 5 0 75 15 0 69 11 0 63 14 0 11 15 0 10 19 7 10 4 11 9 11 0 8 17 9 8 5 1 7 13 1 7 1 8 6 10 10 6 0 6 5 10 7 5 1 3 42 43 44 45 EXAMPLE.--A person, aged 25, by the payment of 21. 12s. per annum, will secure, on attaining the age of 60, the option i -~~ No: 14,293. Cash. X s.. 394 11 D 373 3 0 352 16 0 333 .7 0 314 17 V 297 5 0 280 9 0 264 10 0 249 5 0 234 16 0 221 0 0 207 18 0 195 8 0 183 11 0 172 5 0 161 10 0 151 7 0 141 13 0 132 9 0 123 14 0 115 8 0 107 10 0 100 0 0 92 18 0 86 2 0 79 14 0 73 12 0 67 16 0 62 7 0 57 2 0 52 3 0 sd. , A . • - 0 ; r 44 , 'll" • - tA 110 • =4/4j7, -NT MIN E RATA LIFE ASSURANCE OFFICE. Notice is hereby given, that the DIVIDEND of FOUR PER CENT. PF,I2 ANNUM. declared at the ANNUAL GENERAL MEETING of PROPRIETORS on the 21st instant, wil! ie Payable, Daily. en and after the sth of July. at the Offieo of the Company, between the Hairs of Eleven and Three o'Clock. JOHN 'TULLOCH, Aelary, 84, King William-street. Mansion House, June 211th, 1839. MESSRS. J. and J. HOLMES have on SALE at their vast Emporium, every d.scription of Fuhionabi MANTELET, which, with their Choice and Extensive Amer - met of Shawls, foim a Collection worthy of th it numerous and distiogi,h9d Patrons. .•111eor s. H. beg to claim attention to a late advantageous Put. - Oise of FRENCH CASHMERE SHAWLS, and ai oto • bkt 'beaut: ful variety of In'tia Manufactures. 171, 173, 175, Regent-street. l7; _ RING and FAGE, 20, Tooley-street, next I-) Cotten's Wharf, continue to manufacture, on their old esta blished premises as above,.. SACCHAROMETERS, HY -I)ROMETERS, THERMOMF.TERS, &c. This firm haying been established upwards of half a century in the above line, and -lsvays priding themselves upon the accuracy and fine finish of their instruments, il-tter themselves that they shall always retain a large share of that preference which a &fern big public have so Inng awarded them. PUBLICATIONS. This day Was publish( THE MONTHL CONT ed, 2s. 6d., No. V. of ,ir CHRONICLE. .7:wrs. 5. University Reform, by an Oxford Professor. G. Review of Literature. 7. Music and the Opera. 8. Notes of the Month. an, Orme, and Co. I. PoEtical Coiditions. 2. Animal Alagnetistn—(con eluded). 3. Ireland. 4. Ocean Steamers. London : Longin This day was published, price 65., Vol. 8 of the ISTORY of ENGLAND, continued from Sir JAMES MACKINTOSH, by WILLIAM WAL LACE, Esq. ; being Vol. 104 of the CABINET CYCLOPiEDIA. Published June 1. THIRLWALL'S lIISTORY of GREECE. Vol. 5. London: Longman and Co. ; and John Taylor. To be completed is One more Volume. This day, in foolscap Bvo., 55., f 4. ODERICK, the LAST of the GOTHS. By R. SOUTHEY, £.4c. IL %Li Forming Vol. IX. of MR. SOUTHEY'S POETICAL WORKS. " No pot of modern times has a better title to immortality, or a fairer prospect of securing it, than Robert Southey; and the pre sent edition of his poems must take its place on the shelves or every library in tho kingdom."—St. James's Chronicle. London : Longman, Orme, and .Co. FULLEST DESCRIPTION OF THE CORONATION. rfl H E COURT JOURNAL is now -IL reprinted on A DOUBLE SHEET GRATIS ; and con tains the fullest account of her MAJESTY'S CORONATION. This Established JOURNAL of FASHION is publishes( every SATURDAY -Morning, and supplied by all Booksellers. and News men Postage, Free. W. THOMAS, PUBLISHER, , 19, Catherine-street, Strand. MIL COOPER'S NEW STORY OF THE SEA. Now ready , in 3 vols. post Svo.,_ H O. M E O n l r , T A HF R , CH D ASE. B 0 U 1); By J. FE NI MORE COOPER, Esq. Author of "The Pilot," " fled Rover," " Water Witch," &e. " This work is entitled to high praise."—Spectator. " In every respect quite equal—in some decidedly superior—to any preceding story by the same author."—Post. In this novel Mr. Cooper shows his brightest powers. His old g rey-headed Captain Truck is the best character of a batman that the world yet possesses."—Dispatch: Richard Bentley, New Burlington-street. "„* To be had of all Booksellers, and at all the Laramie., Just published in 2 vols. post Bvo., with a New and Correct Map of the Chinese Empire, price 1/. Is. cloth bowls, • CHINA OP, E N Or, A Display of the Topography, History, Customs, Manners, Arts, Manufactures, Commerce, Literature, Religion, Jurisprudence, Ace., of the Chinese Empire. By.the Rev. CHARLES GUTZLAFF. Revised by the,lNtr. ANDREW REED, D.D. Smith,`Elder and Co., Cornhill. rrflE YOUNG ASTRONOMER, or, a Series of Plain and Easy Lectures on the Elementary Principles of Astronomy. Bv the Rev. W: FLETCHER, F.R.A.S. • THE MINOR PLANETARIUM, showing the relative mo tions of the planets, accompanied by a series of short explanatory lectures. _ _ Publishe_d by James Wyld, Geographer to the Queen, Charing dross East; and at '2lO, Regent-street. On the 31st of July will he published, No. r. of HE RWOOp 'S MONTHLY MISCEL LANY; a Magazine of General Literature, :Science, the Fine Arts, &c. &c. ; and embellished with Two Steel .Engravings, by ALFRED CROWQIJILL. It will contain Six Sheets of Letter-press, and its price will only be Is. 6d.. 4. Advertisements, Books for Review, Prints to be noticed, &c., to be forwarded to the Publishers, 'Messrs. Sherwood, Gilbert, and Piper, Paternoster.row ; Edinburgh, Bell and Bradfntc; Glasgow, Griffin; Dublin, Cumming, and Tegg and Son; Paris, Galignani. REX v. JODDRELL. TITHE ASSESSMENT. THE " JUSTICE of the PEACE" of SA.TUR• nn v last contains the important decision of the case " Rye v. Joddrell," respecting the rating of Tithes, with remarks on the same, and on the 13111 for the Rating of Tithe Commutation Bent Charge. &c., introduced into the House of Commons by Mr. Shaw Lefcvre. TO COUNTRY ATTORNIES and their AGENTS. Just published 255. cloth boards. The PRACTICE of COUNTRY ATTORNIES - and their 'AGENTS in the COURTS of LAW at Westminster, with Farms. By JOHN FREDERICK ARCH BOLD, Esq., Barrister-at-Law. Lnodon : Henry Shaw, 137, Fetter-lane. Published'every SATWitnav, price 6d. On July 6th. will be publi; - hed, 911:1E BRITISH and FOREIGN REVIEW, -AL or, EUROPEAN QUARTERLY JOURNAL, No. XIII., conlaius:— I. The Spirit. of Architecture. 2. Mr. Bu Athet.s. 3. The City of the Sultan. 4. Remedial Measures fur Ireland—State Labour. 5. The English liit.torical Society. 6. The CAnabs. 7. The Queen's Court ata Household. 8. The Custody of Infants. R. and J. E. Taylor, Red Lion-court, Fleet-street: On Saturday, June 30th, will be published, No. XLII. of T HE FOREIGN QUARTERLY RENcIEW. CONTENTS:-- 1. Jung Stilling—Rtli , rious Literature of Germany. 2. Queen Hortense and Imperial Family. 3. American Literature Da Ponceau on Chinese and Egyptian Writing. 4. Grimm's German Mythology. 5. Chateatibriand—Spam. 6. Dutch Literature. 7. Italian No‘rls. . . 8. Eugene Sue—French Naval Romances. 9. Gesenius—Lin , r ' uage and Writings of the Plicenicians. 10. Critical Sketches. Literary Intelligence and List of Foreign Publications. • Black and Armstrong, Foreign Booksellers, 8, Wellington-street, Strand. Just published, price 45., IN HISTORICAL AND PRACTICAL TREATISE on PRIMARY and SYPHILITIC DI SEASES ; their Varieties, Treatment, and Cure. To which is added, Concluding Observations on certain Uretliral Disorders, ac companied by Morbid Secretions; for the remoras of which a speedy and effectual mode of treatment is recommended, whereby the administration of Nauseous and too often Ineffectual Balsamic and such like preparatioca arc rendered unnecessary. By C. B. COURTENAY, M.D., 42, Great Marlborono-street, Regent-street. Sold by J. Hill, Medical Booksei:-r,55, Great Windmill-street, Haymarket; Simpkin and Marshall, Stationers'-court ; Onwhyn, C.7atherine-street, Strand ; Templeman, 2 , 0, Regent-street; Chappell, 19, Condi;ll ; and hr ltooksellors in town or country. •E REAL CHELTENHAM SALTS, made from the Waters of the Montpellier Spas, the pro perty of the late Henry Thompson Esq. These Salts, which are obtained from the Cheltenham Spa Waters, by a simpl.- process of erapotation, and - contain all their medicinal qualities, an the only Genuine Cheltenham Salts offered to the Public.,—the numberless article.; sold a. such, by the Che mists end Druggists throughout the Kingdom be."( 4 merely artifi cial imitations of them ; not containing a single panicle, of Chel tenham Salts in their composition. The Proprietors, therefore. feel called upon to caution their friends against the kurchase of such factitious compounds, under the idea of their being the natu ral productions of the Spa Waters, the medical effects cf which they vainly attempt. to imitate. The heal Cheltenham Salts are Sold in Crystalized and Efgo reseed States, in Bottles,. at 2s. 6.1., 45., and 9s. each, and may be hail either at the Laboratory or Montpellier Pump 1:oom, Chel tenham, and at the Depot, 7, Throginorton-street, London ; also, at most of the respectable Medicine Venders throughout the Kingdom. VALUABLE MEDICINES, &e. Sold by E. EDWARDS, 67, St. Paul's Church-yard:- - Dr. Norris's Fever Drops, for Fevers, Colds, Influenza, and #ll Olean* arising from obstructed Perspiration. 2s. ltd. I Is, and Vs. Dr. Glass's Magnesia for Heartburn, &c. gs. Pd. Roche's Royal Herbal Embrocation, for thv /looping Cough, 4a. Mows orm Detroying I osengcs, Is. I 5,,d. and e!ri, .d. Sandwell's Issue Plasters, the only genuine, prepared by T. P. Atkin. son, ts. Pectoral Balsam of H ney, Invented by Sir John liil l ,M.D., a certain Rtinedy for ('nughs, Colds, Asthma', and Cin - numptons. Y. id and :is d Widow Welch's Female Pills, prepared by Mrs. Sarah Stnitherr,GfMt• daughter to the original Inventor, L'.s. rd. Harvey's AMP:limns and Family Aperient Pills, Is. I gd. Church's Cough Drops, s. RI. and -is. Cd. Church's l'eetoral Pills, is. I y4d. and gs. A iribo na ooth Powder, a most efficacious Dentifrice, Cs. fd. And oyria Lotion for the Teeth, 4s. I'd. ‘Valsli's Colisfoot Lozenges, for Coughs and Hoarseness, I c I gd. Ford's Pals. In of llorehourA tree of Ginger, 2s Pd. Is. td. Soda and Ginger Beer Powders, tient) 's Calcined Mat ne•ia, 2s. Pd rd. s.ingleton's Golden Ointment, t's. Anderson's Sc ts' Pill,, Is. I gd, Ileru , min Dawson's Loz...nges, Spilsbury's Drops, (is. Is. I gd. Lowland's Lotion, rs. Pd. Dutch Drops, Is. 1!.,; d. Steel's Opedeldoe, Vs. 9d. Hooper s Is. I Carbonated Tooth Powder, 2s. Thompson's Cheltenham Salts. Cockle's Pills, Is. I d. t zci. Laming's Effervescing Salts, SeiObtz Powders, as. CA Vs. r d. 5' essels' Jesuit's Drops-, 2s. Pd. Edwards' Smelling Salts, 's. Newton's Tooth Powder, Vs. t d. Aromatic Salt of V.negar, Cornwell's Oriental Cordial, 4s. Cid 4a. Cd. Dixon's Pill, Is. Pd. -- Inexhaustible Salts, Vs. AND EVERY MEDICINE OF REPUTE. A liber..l Allowance to Merchants for ExFortation. - - -• .~