The Sun. — London, England, 1818-03-27 00:00:00

~ ~, a ..:,- ... - - ....: 3 „ t41 ,7 - -,, _ . iel • -re # ,, c . 1 ,••• == . ' 4 9 . - ...,„ ..., _,..,,..,.... , a \ _ • , , - , • 1 - . iOre • •", - : 4 , • - A \ // - ‘ee„, - N. fsltikriEß 7975.] NOTICE TO ARTISTS. VAL ,iCADEMY, SOMERSE'f-IiOLTSE. \ t , (-)11 1C.S intinded for tl. ensuing EX ne,,,rpifll~alON rwiit be sent, properly frAmed. with . their khi; (..„..!'):48,- and the - Nantes of the Portraits, for insertion in 7rl.!Esn'e %lONDAY the 6th, - or by Six o'Cloe.k on Ca" gor es h.' e- t he 7th o f APRIL next , after which time none lac , ort;:!'e• No Artist is to send nun e than Eiait. Pic a - Drkwings. No Miniature can be alleoL•c4 voiv b e ip a fram e of moderate dimensions, nor any The Lquelitted. .'tentrluttp"l 'leadenly will take every possible care of Works tu them carp Exhibition, but cannot hold theta . .'ute m es of accident. HENRY , HOWARIE R.A. Secretary. - It ' B RITISH FIRE OFFICE, 2410Ti c. , ,p4 is - London, .i March t 23, 1918. a GENERAL "''' (S°II , I ,IT of - 11 v "I) 5 4,I i' E v T e 73'R t s i a will be holden at their At.riln",,i'''" s ‘ lthe d Pi ri t n °l WEDNESDAY, the first day of i5..141.1q',,,t Twarnl4 'o'Cincli- at Noon, for the ELECTION bll 4 t i j i j,!..lo‘ ititINTEES to continue _ in Office until the first in A - , rci ;N April 1822—For the ELECTION of FOUR li r 44 '0 4. 2 t. continue in Office until the first Wednesday 6,,,, 1.441i9 2 ' i, e, mom of those Gentlemen now retiring 1).„,4,,,...,.r0 T on -11 LEC lON of a DittEcToit to c :1 ' A N ' f lt 44 , the ..., 4 9 l( first Wednesdal in April Iftel, itllli , e i t ?„' of '44',;„`-leloents, Esq. de : erased-011W - for the ELEC.,- 11- "'"f1n1'...,"4*: At: l 6 - 11 . °ns to continue in Office until the 'llti,,ty in April ;919. - ' l4 tif wili be taken at One °Thiel( precisely. RICHARD BARNES, .Scerctary. ~, A _ ~~ • - '4II a I ittb ‘'EXCITANGE ASSURANCE OFFICE.. Y Royal Charter ' in the Reign of Ki ng G eorg e the First. March, 1818. tbtlts 6x , 4r. h ok th: N _ S, whose annual Premiums fall clue :4,tirealvsth instant, are h ere b y informed, that Receipts Pt tti R, • t ° he delivered at the Company's Offices, over kt re ,te s:".changit at:d in Pall-Mall, as well as by their re .; 't k r t ertts • e n the seve - ral Conuties ; and the Parties as !,:r4l4r 11,ested to apply for:the Renewal of their Poli •v "aya,iiriuris the 9th of Aril next, as' the usual Fif '4lthe:wed for Payment, beyond the date of each Pe 7 tht Atte nd YUu SAMUEL FENNING, jun. Secretary. ,usnee• is given daily at the said Offices, Jor le, kik "ce ef B uildings:Goods ' , Alerchandizes and Ships. Ith , 4 -'oeh, or while building, from L ess. or Da tits a.nd al s o for the Assonance of, and granting ser e . 1'; txes. x v , r43, ivber ! oheies will be issued free of Expellee to the'As the Annual Premium amounts to (is., or up . . Soy, C OUNTY , . FiIi , E 7 O ., FFI9E , t_ _ ___ T h ''' Ili A.AIPTON-S1 KEE, r, SI RAN D. l'isl4, t . rnusitts. Tlt Ile tt •• t it "tland K.G William. Praed, Esq. M.P. . t kkr i l t ;is of 13nclii'nghain. S.Bernard Morland,Esq. M.P. 114 40fNurthanip(on, h 4 ,,,king•ry , and Sixty Directors. l'.. f (Th ir(*t tsr•-•-T. T. Barber.Beattracint, Esq. F.A.S_ F.A.S . , ~,„"Ns to the amount.. of 18,2001. hi" i, .' itis4'"stiPiil withi n the four last years to those sihohare I' 'L l t 4l4 h r'- i,eo Years ;—a greater Advantage to the Pub., 14 5 , 4 i.0;'' s -,vcn hitherto yielded by any well-secure!l.E!ta ti,i4 tlis s c ,' •Thd the Public may rest • assured -that - Cla!n , is i s . - ssui c ~1 4. in i ~-.4 4 r e never defcited upon mere legal objtc .P,, k , , i T. i i , ;‘`,', •(). enhance these Beturns, but that climands ktri' '•' iv ~c::, , nii t be ,titinust tiromptnes . s. I tlsh ie ' , 4 1 ''''' that, in the Business of Fire In '4')i, ssetr' Permanent Capital, in 'addition to th e flu f c Iti,"`,l).SEkkitise..- from the Premiums , is necessary or al'i..'i'''r'b This termanentadditional Capital ! rzY ki n , ler i Ire I proirided to the extent oi 400,000 . ills's-""ts4'.'" are s i l' n for Losses. 1+ ri;;`" 41)p iti ''ls: l (3 i r o ll the.priucipal Towns, who are 7•• 11 - Pis l4l' '''' t): Pr ' o ' ride n nt Life OftW, founded'on' similar ••, • 1\,1% SOLD BY PRIVATE - coNTRAtr, ''‘.,•VA';'‘‘l. PRESENTATION to-. a -VIC A ,E, lO l--11` t •NDRED 'AND FIFTY POUNDS, 0 4' Miles of Landon, with a good Parionage Nt,".of q r ?°I. Out-buildings, aitif between Ni ne an d "- ivo s (!. Past tii'e Laral.—lnquire of Mr.Wo o d ga t e , quare , " London. • ..lril; , • 1 ' I NDIA. HEMP CARPETING. , • " tl ' ; ! ;! 1111 -ic -tr . res eetitilly informed, tliat I'kllt: ''\-: ' 'V I—% (' E ' P FOREIGN and DOME S TI C; 4 - 'iri. ;,.' I ` ll 9' - ? i of perfection far d, ‘ *! , 11,1‘v nroupit to a degree . ne , , , nvss, ,1,C4,0'%.'411,"11. Its superiority in e . conoot) , , ; t5'4,64,r,l 4 Ppears to be ful:y establ . i t s r l i t t e .t d y n o ) f e, , i ‘ r v ience Pat iill!,,ti',.te ~,,`,,,,li7lleneral e! fa l: '. ont il ; and the mantif•q:ture . 41 ~i`O 1* i i . t '' be so . 3 1 ret ‘ l ' ' . brought ri r :)tswidtlis for Rooms, St air;,-Sc r c. s_llllV,th.4lltil hlarrul4tvay, at their Car et and F oo - on. 't4 1 41, -''‘,lle N,, t's tch'a„,,,:..alley, Cornhill, Loud , .:-. C:4'll :t t l ' • E 'e ' had at n ' tosi of the respectable Upholstery . ~•„,,,, 4thouses throughout the Kingdom. . „,::" - --- 7 .....______. . 441i,,;!Af‘f,,3• of 81-IR IMPS, a new - and superioi 4 !! t lk . , l 'k, .",',..fr FISH, equal in strength to Essence of 0, 11, '''' rar excelling. it in flavour, and has the . ad Zll't'lli'lliit hirttii - • 'd The immense demand CH it iZ4:lLi:4,l.Proofi f . f r t d lie l es . tintation it is held in by those ll, Nt-.44,5t in ' t * The Proprietors flatter thi:nis /I t '4lt.i,"iiii„,°_nte used, it will. obtain a preeminence ever. ar c . ' 11 , ) 'l:. 1 3! f"r P.isli. ti t , lli,''t,rti :"tnore aini Son.; and Sold by • 1..P0 '' . ; " a i n tb S li n e r.,ilvikt,th,ii'l'ill, Corticr of I-latton-wirden. . I Je has „t'; :4,t11,, Y,req,lested toobse.rve, that each bottle, • ~ "'l,.:i‘-,iti, . Dinm ore and oe P t . ll er ' s '. i.. -4, 1,4"4' i s necessary, as there n is n a spurious art • I CATIONS. T hu _._ ItIPT .PAVIN G ACT. Ik *t‘ p • ROPOLIS, l' . \ 't &P'l,l"lislied, price Is. ed. sewed; 2s. 2 . s. half-bound, I'ivi, i i t ,ltt 4,1• bound in Red, a New lvdition . I 1;' t ' 4 6 . ,, 1 i '. 11, ! . . 1 1' -".!.,V'h TAk TABLES, for the Year :tk, '':r,;c,:ntiiiig the General T . a Nei,. and a Supple ' 11 4! k .P ' ,.. 4 ets of the Last Session r‘e,l?‘t,iiitrtoslAniairne,- NitlkiVY .i`e• Benefit Club*, LI1,1?"ret! ," afi7o'„,a„„l: l'°lii 411')eitti; PriZe-Money, eaun l is —s i „ foi'Debt, - N 'l4, r''‘nie es, Game, Poaching. -• .111 , t Pfili t N s '' P ) 1 ' ' ' 'let or tlie Nletropolis Paying Ac . iii:.11...,"•,,,41-•slied by Janies 1 - lal per, 4e, Fleet-street. A.l p,i, ~. , t , , k__ li i iit',l7Yßls rc , y Wished by LONGM.AN, , ,( „,,ti,;;-,,,,.. illiSlEt; ainltißlllOW.N,.Paternoster-Row. ' "hi l 4t ' , l "v - k • A Novel. By the Author of IVa kqt, k(:Tft'clex; In 3s. 1 . 1•5 price 11..15. boards ‘Nl'l,,.Y A Nord, ii i i n° a . vols. 12mo. price Is. Is , 1.01;•.! ( -„ r. N 4 ni 14 1,; 4 rr of St • J V 1 Romance. By Miss Anna I.l 'i 41 0' 1 ' ' A ull '. • • °IL • t ' &l: &c. &c• • 1 1 I'l l ',!ri ii leis. Ol of tlie Recluse 'Of Norway, . u .1, 1 ` , ', 1 , z-ttNrl2a,ap. price 11. Is. • 4:41,, t ~ 1} .. iRISI-I TALES • founded on Facts. In 2 ir, Ile, , _ s Ii ` , 17/ , L,ttes. hoards ."-iil4. Ili,IT,'F• i a 'rale .of the.Seventeentb Century in 1 \::444t(;ti.4.7(l)llilant.Godwiii. 17 3 yol l s i . A l N l..•l s o . r li t ); i t e rd. ni. 11:4 ji,i,tYllje4 B alanc e of o l ifi .(i.:\oluAtfiti;irti.rDA*Nu re I ; in :3 Ills.. .. ,1 , 1 1 4 r.tmi• 14.1. bo . T.iis. ... , . • lii t ,t 1 , Il i 3 . ,CII-IN PAIN EER. A Novel. By Catherine t t. . it Ayic,,ol3. / 2too. price IGs. Gil. boards. 'tli:4\titt, 'l4-'8 FIRE -SIDE. A Novel. By Miss Jane T44:27lfild'iltiulanditut4°%f•ol%sValrasula‘ovi'll'alidls. i6iP"tish FRIDAY, MARL H 27, 1818. PUBLICATIONS. This Day were published, •In Tao Volumes, Octavo, price 11. Is. in boards, OBSERVATIONS nn the STATE, of IRE LAND, principally directed to its Agriculture and Rural Population ; in a Series of Letters, written on a Tour through that Country. This Day were published, In Imperial Quarto, price el. halr-bound, LLUSTRAT I ONS a'theISLAND 01 STAFFA, in a Series of Views, accompanied by a Topo. graphical and Geological Description. By WILLIAM DANIELL, A.R. A. Thee Views were introduced in the Voyage Round Great ,Britain."., Rad are . now published in a separate form, with the'rerpiisite exilairatnilittna'ttei, for the convenience of the Geologist, and the general loVer of Nature, who may have felt an exclusive interest in the part of that Work which re lates to so celehrated a phenomenon. Printed for Longma'. Hurst, Rees, Orme, and Brown, Paternoster-row; and W. Daniell, Cleveland-street, Fitzroy square. sits. LITERARY REVIEW. REASONS for the ESTABLISHMENT, and SUGGESTIONS for the FORMATION and MANAGEMENT, of BANKS for SAVINGS; agreeably to the Act of Parliament lately passed for.tht EnCoaragewent and Protection of such In stitutions; with ag - Appendi.x, containing. a Set of approved Rules and R.gulations for the Formation of Banks for Savings, together with Specimens of the Forms of Ac counting,. &c.. &c. By JOHN BOWLES, Esq.—The . Fourth Edition, with Additions,,J.,M.B4cii.tauspN,.2;.i, Cornhill; and W. Mr.Yt.tt, Bath. We regret that we have been prevented by more pressing matter from resuming our notice of this• work. The Author is ton well known for poli tical integrity, sound knowledge, and extensive experience, to require any eulogium from us.— But knowing his character well, and having tle rived much inurtietion from his various publica _ ?ions ;-knowing, too, ,that he has always the in terests of humanity, as well as the honour and prosperity of his Country, at heart, we deem it a duty to state our conviction . that his .country is highly indebted to him for his strenuous, perse. vering, pd able efforts to promote her welfare.— Theinstitution,of SAVINGS' BANKS does honour to the present generation, by which it appears to be warmly supported, aud tram which we sanguinely anticipate the most beneficial consequences. The Author of this Work has particularly directed his attention to a subject so interesting . to the vom mtmkty, and his arguments in support of these laudable Institutions, and indeed upon alt sub-; jects, carry force and conviction to,everyhumane bean, and every judicious mind. We rejoice that this Tract has reached a Fourth Edition, and we sincerely hope that not stop there. The part which we now extract may be practically useful, by explaining ,the very beneficial operation of the late Act of Parliament respecting SAVINGS' BANKS, in authorising the investment of the money -deposited in those Banks in• Government Deben tures,. and by pointing out the advantages attend _ ing-the niode.of investment by Debentures. This explanation will serve to. remove all. doubts, and must encourage every class cif the community in endeavouring to employ whatever they can re spectively'spare, with a full confidence that their property is safe, and will be employed to advantage. The Legislature has already borne testimony o the high - importance o f S av i ngs ' B an k s, b y passing a Law for.their encouragement and pro tection. The main . object of this Law is to enable the conductors of these Institutions to re turn, at all times., the exact amount of the money there -deposited, and 'to allow to the depositors a fixed rate of interest. In ordr -duly to estimate the provisions -which the Legislature has made for this purpose; it is necessary to bear in •mind that permanence is an essential-quality . of , these Institutions. Their Olivet is to make provision for the future,—for the families'of those who now are,single,—for the old age of-.those who - now are young—for generations yet to come: They must, therefore, be, formed for duration, for which Pur pose care must be taken to make them proof against contingencies, and to avoid subjecting them to engagements, which, in the- course a llure, it may become impoSsible to fidfil. " The engagements essential to every such In stitutions are of two kinds. They relate to the return of deposits•and the allowance of interest. It is evident that the permanent practicability of the engagements which may be entered into, in these respects, must depend upon the manner in which the capital of Savings' Banks is invested. Previously to the- passing of the late Act, the public funds afforded, in this country, the only efficient diode of in-vesting the money deposited iu such Banks. But investments in 'these funds are liable to 'great fluctuations, both as to the value of the principal and the rate of interest. The capital stock thereby purchased may be greatly and suddenly depreciated, not only by war, hut by rumours of War; whilst, on the other hand, it -is the natural effect of peace, by raising its value, to reduce, in the same proportion, the rate of in terest it' affords upon • any new purchase. It is evident, therefore, that the mode of investment in the public funds cannot authorise • the conductors of Savings'. Banks to enter into engagements to return the exact amount of deposits; and to allow a fixed rate of interest. The_recurrence, 'nay, even the apprehension of war, may defeat the former of these engagements, and the continuance of peace may render the latter impracticable.— Such engagements are;however, most congenial with the nature and design of Savings' Banks, and best calculated to inspire that :confidence which is the life and soul of these Institutions. The la bouring classes do •not understand the fluctuations which are incessantly taking place in .tlie value of funded property. They could never be brought to set the ehance of a rise against that of a fall, in- the marketable price of their • stock.. 'They would look • only to the certainty of being able, whenever they please, to withdraw the whole of the money deposited by them, and nothing could reconcile them to aloss of any part of their depo- Stich a loss would probably be fatal to their By 3. C. CURIVEN, Esq. M. P. - - London : Printed for Baltivtin, Cradock, and Joy, Pater. noster-row. Just publi,hed, In One small Volume, price 4s. gd. with Two Engraved Plans, T ilE FLORIST'S MANUAL; or Hints for the Construction of: a Gay Flower Garden ; with Ob servations on the best Method of preventing the Depreda tions of Insects, &c. by the Authoress of " Botanical Dia logues," and " Sketches of the Physiology of Vegetable Life." Printed fur Henry Coihurn, to, Conduit-street. This.D4y was published, , - n ectary,:prfce It. Is. in boards, . A TREATISE on LAW and PRACTICE . 1..>• . of ELECTIONS, with an APPENDIX, containing Forms of Writs, Oaths, Certificates, Notices, &e. and the Statutes continued to 57th Giro. 111. By ARTHUR MALE, Of Lincoln's Inn, Esq. Barrister at Law. London : Printed for J. Butterworth and Son, 43, Fleet street; and J. Cooke, Ortuoud-quay,Dublin. rr the course of the Year will be published by Subscriptioi in Octavo, • itVOLUME of SERMONS, by J. A. BUS FEILD, D.D. 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[P RTCE SEVENPENCE. connexion with a Savings' Bask ; nay, even a pi alit ini, ht produce a similar effect, by indming them to ‘Vithalraw, in Order to realize their It must also be most satisfactory to depositors to ,be allowed a fixed rate of. interest upon their tie .posits. They may then be enabled to eiActd , ee„ with certainty and precision, the advantages which a Savings' Bank is capable . of 'affording', daring series of years. Happily.the conductors of S:.vings' Banks are now authorised to enter into the merit's, which ate folly calculated to excite the confidence of Depositors in such banks, and to .secure to them the advantages. woieh it is the design of these Instinitions to is:o-ntv.— .I'hose conductors may 'pow prinnise, with the certainty of being able to fulfil their engage ments, to retina), at :any .!istance, of time, the exact sums deposited, ,and to allow, upon those sums, a fixed rate of interest. The - itoblie funds are themselves . :made security , fpr tbe performance of these engagements. -Ace6rdinr, to the provisions of the wise and .saletary telrich confers these iniporlor artealitagett, t‘e' trustees of any Bank for Sieings, the sante being' regularly - enrolled. .willythe clerk of she peace, may pay into the Bank of 1 , .:,41•41and any SLIM or sums of. none}',. noi being less 'has 501. tit the account of the Commissioner , f,tr the re doction'of the national debt, when they become entitled to receive „from those Commissioners Delentures to the like amount, free from stamp duties, and carrying interest at ;berate of toree pence per centum per diem, which is 4/. I Is. 3d. •per centum per annum ; and.thesaid Trustees. or any two or more of them, may, at any time, de- - . wand payment-Of the principal sum specified in any such debenture or debentures, together with all the interest due thereon ; when they may, at their option, receive either the princip,l and interest due, in money—or the interest only in money, and a new 'debenture for the princi pal—or a new debenture both for principal and interest. " By this admirable method of abtsilling bentures for the money deposited in &ivings' Ranks, which debentures ate, at all times, pay able at the Bank of,England, the grantl ohjeet of these Provident Institutions is accomplished ; by enabling the industrious and frugal securely to deposit. their savings, and to withdraw, at -plea sure, the exact amount .of their deposits. This, indeed, is all that is esseoti i to wha: is denonil oared a Bank, whieh necessarily nothitig more titan a place for the vafecastody .mot Capital, subject, at all times, to the call of the depositoe. If this were all, an inestimable advaet.ge would be conferred upon the lower orders, by enabling them to obtain Government-secni ftur't h ß it say ings, with a power of.withdrawing,th&whole , of ' them at pleasure. But, iv addition to this, the debentures aff or d t h en i a mo s t 'liberal r a te of inte rest upon their capital, secured like manner, mill aetually.exceeding what. cotshl be obtained frem - the pnblid fundk. • . " It is expressly provided that these debentures shall not be. transferrable., or_assignable, but. that they shall continue 16 he the set - priqeityOf the Institution, on the account of tvl.ich they are originally issued, until they shall'he arc wally paid off: :They are hereby not only/gUarded against the, effects of speculation, and preserved front those fluctuations in point of value to which all, nmarketa&le commodities are liable„ but they alio obtain._ security against eery kiwi of risk. Ex chequer Bills-and India. Bonds, 'if stolen or lost, may be sold by thefratultdent or casual possessor. But these,debentures are eto marketable commo ditica,:_They aetinf nc, value except in'the..handL of the Trustees of the „Insillation to which they • belong. Paymen't can be obtained upon. them only by two or more of those Trustees : and, in cases of lass, the Legislature . has' provided that, upon good security being given, it shall be law ful for the Cominissioners for The reduction of the National Debt to'grant din , licate debentures, un der the same regulations as are ,requited for the issue of ihe .original debenture.. Gi eat conve uience, also, as well as security, attends the.pre scribed mode of obtaining • payment upon these debentures. . Stock in the Funds, vested in Trus tees, can be sold only by the joint act of all the Trustees, in whose names it is invested ; but any - two or more of. the 'Trustees of a. Provident stitotion may obtain payment, of a debenture; and, of course, no delay, in obtaining such pay ment, is occasioned by the absence'or death of the Trustees by whom it is purchased. , Furtlier, the rate of.interest allowed upon these debentures being -fixed and_ invariable, the condoctors of Savings' Banks, after calculating wharportion of that ~interest will suffice for the expeuces of the Instkution, may safely promise the remainder to the depositors. And thus an effectual plan hai been devised by the wisdom of the , Legislatnre to enable the .conductors of Savings' Banks ..to re turn, at all times, the exact sums lodged in those - Banks, and to allow the depositors a fixed yateof interest." LADY MORGAN'S FRANCE,--A uew'eclition of this Work has just appeared at Paris as well as London, It contains some additional observa tions in the form cf Notes, ,which are the subject of general conversation among -the Political Cir cles: It is certainly a proof that this 'work pOs sesses,from some cause or other, a more than or dinary ; degree of : interest, that even in Paris, in spite of the anger • which, •by the publicatio n of personal anecdotes; Lady s IVIOnGA . N has" so Strongly excited, it is sought for with the greatest eager ness. Independently of its political principles,' the Work undoubte,dly presents a picture, on (he whole, as faithful as it is lively, - and furnishes in formation which is not lo be 'found in the Jour nals of preceding Tourists.. , .