The Sun. — London, England, 1854-01-28 00:00:00

•• , • . _ . ...._ 7 . , ONDON & NORTH-WESTERN RAILWAY. . 40. 4,,, - 1 4 / ' (117 -1 . •- ' k 1: 7 . .: 1 ; ''''‘ ...., 4042,... 41.".. 1. 1 .../......... 4 1 1.........., , , ,,, L —The i'ut,lie ,ir tegue,t-1 to t.11,e No 1 ,- . t'.a„ P' ORPER K ..,,.• 4 if ___ v „..ezt,,,,, OP t'llE POSTMASTER-GENERAL, on awl atter the Ist of Feb- . " Ell ~ I . - ---, -.,,, .44, - , ..- . 1.. -z, - -E 4 : -., \T!. _ i; ; -- ':; , ..;'' .: ' . 4 ,8 A. !- '.. C 4 '7: 4 , ~' '''. . i ' - ' 3 . ,c .::.........._ r t„'-'''.:_k .-- -", 1 -, ' 1 ,44 ' 7 -A/7 1 %; ":' ,, ,,,gy ix . , .:__., ... IC A 1 : 0-3 /1 70 . . . ars. ruarYi the DOWN NIGHT DIAIL TRAIN leaving London at a \ 44 ' - - t. , ~,, 7 ,4., ants, guar' er before 9 will call at Rainhill, and will cease calling at Wat- E , 4. 1 , ~ 'z' -:, -' - • ' '-'' 1 14 'fii . e 4 ^, ford, Wolverton, and Easton. ... o d , •+, ~ 1 tcf ' ' , ZS, '4l . ' A.... A • 4. 1 . • , 4 4 ..'Z'' it,rl ,C,. -,-~ 7.* ~,„,...-. ,-.,-. _: ctni The IJP li ICS FIT MAIL TRAIN from the north, arriving at Euston -, 4 L...,- 44 ,,,,..-: .4 a , -- z - - . ~• j r....1, ' t ' 1- • oral+ b. at 4.40 a m., will cease calling at Easton, Lichfield, Wolverton, and —___-f .' / '} ' Av. ~., \. ..,,,, , ,,„,, 4 „e-i„, = , E,..,„4, ~... .,, , t0 , . 4.. . t :ji l '' ` 4.: h . .- Tring. 'fhe Down Mail Tiain leaving London at 9 p.m. will cease 111, ,DIE U . ' `,~ calling - ' . to '. op' ?..t.z t V t l,,, ~ ..r.! DR 01T t. ' v , m.... 1 " --- V 1,,, I„F ' , , \-___--- -7 N.,.4 7, ./ ' 1 •1•• ‘,, . joins' 5 , • s-_ . ~. • calling at Harrow. a : ~ f , a 11 ;,,, ...../...Ura - . - 7 ~.Z . "1"..-sarrysat- sr..-weete.,...._. rsesice,...mar....metaliric. is . A NEW TRAIN to WATFORD, Sundays excepted, calling at_ the intermediate stations, will leave London at 9.30 p.m. The train leaving Liverpool at 9.40 a.m., and Manchester at 9.45 N i d s 1 9 140.] 1 a.m., will leave Liverpool at 9 14 a.m.. and Manchester at 9.30 a.m., 1 and the corresponding branch trains will be altered accordingly. 1.7 For other alterations see time bills. 6. 11.1111• Mt By order. MARK HUISH. THE SECOND VOLUME OF THE 'll. - General Manager's Office, Euston Station, London, CHEAP EDITION of LIVES of the QUEENS )3. January, 1854. OF ENGLAND. for G REAT W ESTERN RAILWAY. By AGNES STRICKLAND. Will be ready with the Magazines, Feb. I. nd Notice is Hereby Given, that the next HALF-YEARLY To be completed in Eight Monthly Volumes, price 7s. 6d. each, its, GENERAL MEETING of the Proprietors of this Company will be bound, illustrated with PORTRAITS of every QUEEN, and includ held in London, pursuant to Act of Pal 'lament, at the Paddington ing all ether late improvements. A Copious Index. for Station, on Thursday, the 16th day of February, at halt-past twelve Published for Henry Colburn, by his successors, Herat and Blackett O'clock, for the Election of Three Directors in the pace of Samuel 13, Great Marlborough-street. Baker, Esq., Captain Thomas Bulkeley, and Charles Russell, Esq., retiring by rotation, and tor other purposes of business ; and the said Meeting will also be made SPECIAL, for the purpose of coral- Just published, in fcp. Bvo. with Two Plates by B. Herring, price d erhig, and, if approved, of adopting and confirming the further agree- I s . 6d half-bound, )re Meru entered into with the Shrewsbury and Chester Railway Com ps pang, and the Shrewsbury and Birmingham Railway Company, dated RECORDS of the CHASE and MEMOIRS of a ' s the 28 th weptember, 1853, for the amalgamation of the said two Com- CELEBRATED SPORTSMEN ; illustrating some of the Panics with the Great western Railway Company, upon the terms Usages of Olden times, and comparing them with prevailing Customs : !herein contained, and authorising the Directors to carry the same Together with an Introduction to most of the Fashionable Hunting ss, snto effect. The Chair will be taken at half-past one o'clock pre- Countries; and Comments. By CECIL, Author of "The Stud v'is s , else'. Farm" (55.), and "Stable Practice" (55.) 11 C. RUSSELL. Chairman. London : Longman, Brown, Green, and Longman. se. BARRINGTON, Deputy Chairman. for The Directors retiring are re-eligible, under the provisions of the NEW WOKK BY THE HON. G. F. BERKELEY. Act; and in compliance with a bye-law, notice must be given to las • the Secretary on or before the 2d of February, of the names of any Just Published, in Bvo., with Four Etchings by John Leech (one coloured), price 45., ng P roprietors who are to be nominated for Election as Directors , at ire the said half-y e arly General Meeting. R EMINISCENCES ,OF A HUNTSMAN. The Transfer Books of all Stock and Shares will be closed on and By the Hon. GRA.N fro m the 3d of February, and will not be re-opened until after the an,TLEY F. BERKELEY. s aid half-yearly General Meeting of the 16th of February. London : Longman, Brown, Green, and Longman. Zy order of the Board, to CHAS. A. SAUNDERS, Secretary. NEW EDITION OF M'CULLOCH'S CO3I3fERCIAL Paddington Station, 24th January, 1854. DICTIONARY. a----- Just Published, in 1 vol., Bvo., of above 1,500 closely-printed pages, al- BONUS TO SHAREHOLDERS. ' price 505., cloth; or 555. strongly half-bound in russia, ; "TOME COUNTIES AND METROPOLITAN A DICTIONARY, PRACTICAL, THEORE ., FREEHOLD LAND SOCIETY. TICAL, and HISTORICAL, of COMMERCE and COMMER- A Bonus of 51. Bs. 4d. per cent. will be added to the past year's CIAL NAVIGATION : Illustrated with Maps and Piens. c., s ubscriptions, and in future interest at the rate of 51.85. 4d. per cent. By J. It. M'CITLLOCII, Esq. per annum will be given on all subscriptions, with such additional A New Edifier], adapted to the Present Time; and embracing a lg. c°ans at the end of the year as the profits of the Society may allow. large mass a new and important information in regard to the Trade, _ Two Estates have been purchased for this Society during the past Commercial Law, and Navigation of this and other Countries. Y• tort' at Wood-green (chiefly allotted) has been very satisfac- *, t * A SUPPLEMENT to the Edition, published in 18 5 2, will appear rY and profitable, both to the allottees and the Society at large. i n a f ew d ays. S., , The other. Estate (not yet allotted) promises to be a more successful London: Longman, Brown, Green, and Longmans. , t Purchase than the first, there being a great demand for plots upon it. L 2 lt is situated its Wimbledon-park, in the midst of gentlemen's seats, and is adapted for first-class villas. There are two special advantages In this Society, viz., members BENTLEY'S RAILWAY LIBRARY. are not required to pay down any part of the price of the land prior On February 1, price 2s. bound, S., to choosing plots. The full amount of the shares drawn in the ballot BASIL . By W. WILKIE COLLINS. Form- Is advanced ; also that more shares are not drawn in the ballot than 16, can be supplied with laod, so that the members may have the ad- ing the New Volume of Bentley's Railway Library. Richard Bentley, New Burlington-street. vantage of selling their drawn shares at a premium. A share in full Is 301., with an entrance fee of Is. 101 By order, This day is published, price Sixpence, HENRY KNIGHT, Secretary. en, THE INDEPENDENT FREEHOLD LAND DISCOVERIES in connection with the MONEY MARKET. SOCIETY, With a Proposition of a New, Simple, and Thorough Reform of the 37 English Currency, in a LETTER to the Right Hon. W. E. GLAD 1, MANCHESTER BUILDINGS, WESTMINSTER. STONE, M.P. By MALAGROWTHER THE LE4S. [lg. Members not liable beyond the amount of their respective Shares. London : Houlston and Stoneman, 65, Paternoster-row. Shares, 301.; payable Weekly, Is. ; Monthly, 4s. No Back Payments LlO, or Fines. Money advanced to build at Si per cent., thus avoiding the heavy rate of Interest required by many Building Societies. On February Ist, 1 ' This s oc i e ty diff ers m aterially from all other Land and Building T uE LAW and FACTS of the EASTERN ...4to cleties, and is established upon the most improved principles, het to its - members greater advantages than any other Society LAW MAGAZINE, No. CIL London: Mesasrs. Butterworth, 7, Fleet-street, Law Publishers in 'et '-placed '.before the public. Any member may choose a Plot tor bllnself in any locality slitting him, and have an advance of the pm, ordinary to the Queen's Most Excellent Majesty. I Ch ase-money, and the means of erecting a house thereon. 10 P rosPectuses and Shares to be had of the Secretary daily, between ay, and 4, and 7 and 9 on Tuesday Evenings; or a Prospectus for- THE MAGAZINES FOR FEBRUARY. nd- W ar ded on receipt of one postage stamp. COLBURN'S NEW MONTHLY MAGA- _ the ZINE.-The February Number will be published on the 31st. t pep INING - INVESTMENT. —Parties seeking Also, price 2s. 6d., the February Number of ore ~,1 11e [ . safe and profitable investments should turn their attention GINS WORTH ' S MAGAZINE. l ard i",_to shares of those companies formed for mining, especially when i Chapman and Hall, 193, Piceadllly. 47estates are in Cornwall and Devon. The dividends from many , ~,,. these are equal to 10, 15, and 20 per cent. upon the outlay Id ; peecotsthers not yet paying dividends, but having excellent Pr uu os WITH A PORTRAIT OF LOUIS XVII., THE FEBRUARY 1 per ~,___e of soon doing so, afford abundant scope for speculation, not NUMBER, Ott on from anticipated early returns to the proprietary, but likewise t 4d. i f aeco unt of the great enhancement in the value of the stock at- Price, Half-a-Crown, of 1 op''''Suearit thereon. Mr. JNO. S. LANE, 32, Poultry, London, having BENT L E Y'S MISCELLANY 2 „,2..sPondents in all the richest mineral districts in England, is in a WILL CONTAIN : 1 ;;Tn e mrl early to advise his clients. Parties communicating will re- 1. Turkish Campaigns on the Danube. i: requisite information, and Mr. LANE will recommend 2. Aspen Court. Chapters XXXIIi. to XXXVI. By Shirley Brooks. e eltheraclividend paying, or non-dividend paying concerns, to those 3. Louis the Seventeenth. Ws s i a i th . g to embark in mining enterprise, and state his reasons for so 4. Campaigning Life under the Duke of Wellington. Sgt 5. St. Januarius to St. Constantius. Gd. p .., 32, ciiii irn London, Jan., 1854. 6. Margaret of Navarre. _ 7. Arthur Arden, the Medical Student. Chapter IV. 8. Haps and Mishaps of a Tour in Europe. By Grace Greenwood. "BETTER LATE THAN NEVER." &c , &c., &c LEWIS'S ALTERATIVE PILLS w ill be f oun d Richard Bentley, New Burlington-street. - i s __ e on trial, aft er ever y o th er means has failed, to cure the most " vet rare cases of Bilious disorder, indigestion, and every derange- C ' It leht of the Liver, Stomach, Kidneys, or Secretory system. They BLACKWOOD'S MAGAZINE, r art emir, Isl% sly vegetable, and, while removing obstructions, purify the for FEBRUARY. No. CCCCLX. Price 2s. 6d. _ th ls clear, the complexion, relieve the chest of phlegm, strengthen CONTENTS. s o i,,t e rVego and restore tone to the whole system. Prepared and Atirsinian Aberrations. a 1„7,1,y HINGSTON, HUISH, and he, Old Bond-street, price The Quiet Heart. Part 111. 1,..! 3(1 -, Is. 9d., 4s. 6d., &c , retail by Co.,' all medicine vendors. Sent National Gallery. E "x Post on receipt ofpostagc stamps. - A Glance at Turkish History. ti ....__Macaulay's Speeches. B Fifty Years in both Hemispheres. q , LIFE ASSURANCE; A Sporting Settler in Ceylon. TI . s . REPORT of the SELECT COMMITTEE of the HOUSE Gray's Letters. ti . 1 _ C OMMONS, and the DEPOSIT SYSTEM-the New and William Blackwood and Sons, Edinburgh and London. tt triportant Feature of Life Assurance adopted by The DEPOSIT r """ GENERAL LIFE ASSURANCE COMPANY. cc The following is an extract from the Report of the Select Com- T HE PRESS, " No. 39, This Day (Saturday), a do rui ttee : - contains, among others-The Coalition and its Manches- Si Ut _ " THE OBJECTS which persons HAVE IN vrsw IN EFFECTING IN. ter Allies-Finance for Working men-Provident Institutions-Re sl,ll upon their lives, are GENERALLY OF AN IMPORTANT AND minms on Poisoning-The Ecclesiastical Courts-The Wreck of' the Is ed SOLEMN character viz., the PROVISION FOR WIDOWS AND mimeo Tayleur -Adminisiration of Trusts by Joint Stock Companies- - litter the death of their NAT URAL PROTECTORS ; unlike any ordinary Elegant Extracts from Unadorned Eloquence-Noble Pride of the 1 t o transaction of trade, a CONTRACT ONCE ENTERED INTO CANNOT BE City Corporation-The Admiral's Speech on board the Thetis - The b tocHARGED on ABANDONED, if doubts of the stability of an Peelites, No. 3 , by John of the Funnels - The League in Council °lllce should arise, WITHOUT A SACRIFICE OF PREMIUMS PAID IN Sketches of Radicals, No. 14-The Radical Rank and File - Litera - A i 104 :Aar TEARS, and the necessity of effecting new policies in other tare: Memoirs of the Rev. Alexander Ross, and a Selection from his re villees at increased rates of premium, owing to the greater age Sermons, with a preface by Archdeacon Hayden - Florence the su Zthe assured ; persons are Urns placed in the Anxious AND UN- Beautiful, by Alexander Bathe Cochrane, Esq.-The Private Letters pr I ,:pnr DILEMMA OF BEING COMPELLED TO PERSEVERE IN PAYING of Sir James Brooke, K.C.8., Rajah of Sarawak, edited by John C. an 4,. 'Hums nom TEAR TO TEAR, with SOME suspicion and doubt as Templer, Esq.-Man's Conception of Eternity, an Examination of tit ht ..o the a /s ultimate advantage of doing so, OR OF INCURRING THE SE- Mr. Maurice's Teeory of a Fixed State out of Time, by the Rev. 11. 10: sr. 1ee.. .8 LOSS wawa, UNDER THE MOAT FAVOURABLE CIRCUMSTANCES , L. Mansel, 8.D.-Castellamonte, an Autobiographical Sketch illus- Ai ad 6T ,ATTEND THE ABANDONMENT OR SALE OF A POLICY ." trative of Life in Italy-Remarks on the three Proposals for Reform- B: Tro m il , l ' he DEPOSIT Sums a personcommum" to pay ing the Constitution of the University of Oxford, by the Rev. Henry Ti kl 5,..„, ' TEAR TO YEAR." and he does not, if desirous of " ABANDON- Boothly Barry, M.A.-The Stratford Shakspere. by Charles Knight . k T ty sis Policy, incur any " SERIOUS LOSS," but, on the contrary, he -Poor Paddy's Cabin, or Slavery in Ireland, by an Irishman g, N vi ta,3: such amounts, and at such times as he may find most con- Periodical Literature - Theatres -Correspondence - Mr. Aspinall Bs a sa ,ZeS. he can stop paying whenever he pleases, and be can with- Turner and " The Press," by w Tuebor"-together with all the News so to (1,," tie whole or part of his premiums. If the whole be with- of the Week. tit 1. , . l'ed„," ,the Policy is cancelled ;if part only, then the value of the " THE PRESS" is published every Saturday, at the Office, No. y, . 4 1; is diminished by the assured value of the part withdrawn. 110, Strand, price 6d. May be had of all newsmen, and at the Ar it ~,„,.. aged 20, opens a deposit policy with a payment of Si., which railway stations. Money orders to be made payable to Mr. Alfred Pc di ' l4 be seen he increases from time to time, and occasionally lye. Sa n ' in tshes. 1 i —"* "" -- -----__ ' . d g I --- „do.— c-,0n. , ,c0 04.2 cn•-“..0 .-.... Just published, Bvo., in cloth, price 55., by post free 6s. GI rs , , T HE PATHOLOGY and RATIONAL TREAT- pit 1:1 0 L" .: " • to-.....0re,cm...01,..a4mv 5 8 ;-,', .' D 7: .... ... ... .... .-. ... MENT of STRICTURE of the URETHRA, in all its Varie- ya 0 a' •-• a , 21b . 1 ...I 4 . 4",74gZi11 , 34;ggZre 28 ties and Complications. With Practical Observations on the Use and Br .-. e. Abuse of Urethral Instruments. The whole illustrated by numerous 1 , 4 4 •• al ' cases, showing that this disease may be successfully treated by means i It c..) ml ...t1 ~ c, Im.-. c> 0301 •-.1. t-,- co 't- at once simple and safe, even in its most inveterate and apparently i -- ~,f sis ~.. -., -. '"' intractable forms. By F. B. COURTENAY, M.R.C.S.E. "We se ~. gsa Is! „s to aso se :s to es Se '4 ' c " 0" ,`..1 believe Mr. Courtenay's experience in the treatment of stricture l ill N Us: ,0 l'4 t-i 'S: I 3s , „,,,,..„—,), ,„,,„ ~...... ....,... m during the last 20 years has equalled, if indeed it has not surpassed, s IL -'s , '''' -. •-•,.-. 6., .-. 01 .CO 04 0.0 -0 .' 01 that of any of his contemporaries, and we know of no man to whose w s , • E -Ti -se '' care we would with greater confidence entrust the treatment of a --'' severe case of stricture of the urethra."-Medical Circular, July 27, P 4' 4 Cl 0.1 v co 1853. H. Itailliere, 219, Regent-street. bit fi ..g . _ 1 • 4 cd {4 r. c 0 Ci GO 4 ''4 1111 11 - 111 . . . . V. - 4 e 4 co - - 4 J OZEAUS COPAHINE-MEGE, or Saccharatt, 2 . i g . •C A.PSULES, approved by the French College of Physicians, -, r 1,..„ 1 -1 ts -.....----- successffilly administered in the Paris and London Hospitals, and et ii?, t Q c o --. 05 as CS os , JD 0 • arE . Cl Cs CV ss to acknowledged by them to be the best remedy for the cure of ti ki -4 certain diseases (see " Lancet " 6th Nov., 1852 1 ) Price, per 100, wa tE 4 •8 4 4s. 6d. ; 50, 2s. 9d.-To be had of the Inventor, Gabriel Jozeau, 49, ss. '''' •?2,Ste '4:3V-7 "a " l 4 1'.7..".a 112:-V ,:2 5 . .- Haymarket, London, whose name is printed on the Government 0 stamp ; and all the principal chemists. q al •I Ili 1 mi i s ' : l a ;;%V' °vo el 't e '° " C:' C ' `-- 7 , ON THE SECRET CAUSES OF SELF - ACQU I R ED MISERI ES ( Q A IS .. - AND DISAPPOINTED HOPES. tilt Q o ca THE SILENT FRIEND. as -4 In Six Languages-Fiftieth Edition. R s: A ri G..., ~ ~, ~,. CONTATNING THE REMEDY FOR PREVENTION OF DISEASE. a 4 ss ss .' 15 . es' as Illustrated by One Hundred Anatomical Coloured Engravings and Cases. Sh A ----.__ New Edition, enlarged to 200 pages, price 2s. 64., by post, from the ___ 4 Establishment, 3s. 6d. in stamps, 4 rPHE SILENT FRIEND, a Medical Work on I . 1 .:; --;°,4mc.i ;;.cce,-i-.... ,-.. . dr- •ti, • .62.>,3'''5.,.0; 3 ,3 Ci.' : ji. the exhaustion and pkysical decay of the system, produced by N ).1 g 0 5d.0.5. ° o n '''' n"' 41 4 • .-i-4,0,.....0-.A.,0 TA excessive indulgence, the consequences of infection, or the abuse of rih 11l cs, . , .., .r....z, .-,. ~, . . ..0. tO t., mercury, with directions for the use of the preventive lotion, fol (w, ,_ki I cc, '0 co 4 co co oo co co lowed by observations on Marriage, and the disqualifications which W --....-- -----...“. s a 711...... 4,, he inn OM ntiveri Vrterairing, Rv R. and L. Ch , Establtshment, 3s. 6d. in stamps, THE SILENT FRIEND, a Medical Work on the exhaustion and physical decay of the system, produced by excessive indulgence, the consequences of infection, or the abuse of mercury, with directions for the use of the preventive lotion, fol lowed by observations on Marriage, and the disqualifications which prevent it. Illustrated by 100 Coloured Engravings. By R. and L. PERRY and CO., Consulting Surgeons, 19, Berners-street, Oxford street, London. Published by Sherwood and Co., 23, Paternoster :ow, and sold by Hannay, 63, and Sanger, 150, Oxford-street; Gor don, 146, Leadenhall-street ; 95, Farringdon-street ; W. Sutton, 10, Bow Church-yard; Butler. 4, Cheapside ; R Johnson, 68, Cornhill. PART I. treats of the anatomy and physiology of the reproductive organs, and is illustrated by 28 Coloured Engravings. PART 11. treats of the consequences resulting from excessive in dulgence, and their lamentable effects on the system, producing mental and bodily weakness, nervous excitement, and generative incapacity. Illustrated by 10 Explanatory Engravings. PART 111. treats of the diseases resulting from infection, either in the primary or secondary form, and contains explicit directions for their treatment. This section is illustrated by 62 Coloured Engrav ings. PART IV. contains a Remedy for the Prevention of Disease by a simple application, by which the danger of infection is obviated. PART V. is devoted to the consideration of marriage and its duties. The causes of unproductive union are also considered, and the whole subject critically and philosophically inquired into. THE CORDIAL BAL A OF SYRIACUM is exclusively employed in treating nervous and sexual debility, impotence, &c., lls and 335. per bottle. The Concentrated Detersive Essence, an anti-syphilitic remedy, for purifying the blood in cases of infection, secondary symptoms, eruptions, and the abuse of mercury, I Is. and 335. per bottle. Perry's Purifying Specific Pills, 2s. Pd., 4s. 6d., and I Is. per box, a certain remedy for gonorrhoea, gleet, stricture, and chronic inflammation of the bladder. Consultation fee, if by letter, 11. A minute detail of the case is required : age, habits, and posi tion in society. 51. Packets, with advice, to be had at the Establish ment only, by which the fee, 11,, is saved. Messrs. Perry, Surgeons, are in attendance, daily, at 19, Berners-street, Oxford-street, Lon don, from Eleven till Two. and Five to Eight; on 5ar..3.a7 from P:leveit to One. Thu A 8 , .4g in 10 years, has saved and invested at different inter e va rious stuns amounting to 971., by which he had been insured tht i a 'a of death for 2601. 12s. 7d ; but A. B requires 22/. ; he draws lit 4 1 11 th Out, and diminishes the value of his Policy by 601. Bs. 3d. nierent times. leaving lim in case of death a Policy for 2001. D.. I Q, and during his life a fund of 751. to draw out at any time, in rt or wholly (at e first clailn settled by the Deposit and General Life Assurance Of. fi,, an Y was upon a deposit of 101. which a parept made for each 8 4 ' c children. instead of aiding it to an account they had at the h t „ ads Bank. One of them died a few days after the 10/. was de n, , and the father received 341. 65., being the amount of the De -4 sit policy. A , aeo 4 41 14nPPosing in 'ang and con ß tinue g s - the same way as he EXAMPLE No. 2. 23, when he opens a Deposit Polley hss the rotywrAnn.y to pay the same sum every year is COMPELLED to do in the ordinary system. X. It. d. 49 6 6 48 16 0 47 18 0 47 4 6 4G 10 6 45 17 6 45 4 0 44 10 6 43 17 6 43 4 0 206 7 6 190 4 G 141 3 0 1,000 4 0 Year. 18-5' 1 •—• ... • • •• .. ••• 185.1.. • • '' 1185.5•—• •... .. 85 i ..... ' ... 18:1.. • • .. ..... • .. 1855. •• •• -. • .• - 1 1860,.. .... •• 1 ...• - . . 8 61 • . - • • to 1 a GS e4i. .• • ' •• .• tall.. • • -- to .. -- 1874‘...-- lels. ..... "....•••• ••" 16149:1••••••••" 194 13 6 147 18 6 IS2 10 6 1,525 b 6 _ l O Premium of 181 . commencing at 23 years of age, and paid upon a , rdiaary Policy (k 9 IT mon' BE) every year till A.B. is 46 years ; will s h e the same sum, viz., 1,000/., but if Al 3 lives 17 e ears l onger (which is the probable duration of life at the time h e e 5 f or the i nsurance) his Depos i t P o li c y. f o r the same payments 8 r an ordinary Policy of 1,0001., will have increased to 1,5251. I. 6d. 7 h e Ri ght Honourable the Lord TRUSTEES Viscount Drumlanrig, M.P., P.C., _ Co mptroller of her Majesty's Household. (aior-General Sir W. Clayton, Bart.. 79, Gloucester-place, Port man - =aware. Charles Price, Bart, Banker, London. nee-Admiral Ayscough, Prospect House, Southampton. CHAIRMAN. e Right Hon. the Lord Viscount Bromism% M.P., P.C., Comp- troller of her Majesty's Household. CONSULTING ACTUARY. Francis G. P. Nelson, Esq., F.L.S. STANDING COMMIS.. la IN • Crowder, Esq., Q.C., M.P., Recorder of Bristol, Counsel to the Afliniraltv, and Judge Advocate of the Fleet. •1 Italins, Esq., Q.C.. M.P., Lincoln's-inn. Chief Office, No, la, New Bridge-street, Blackfriars, London. 4 Loans granted at 5 per cent. on real or personal security. .„`..Thlllities on most favourable terms. Diseased lives and lives de '<lnert by other offices accepted at equitable rates. For Prospectuses and farther information apply to the agents in tale country, or to C. 'W. Bevan, Resident Secretary. „ Agents wanted in all parts of the United Kingdom, 14 . 16 .--Life Assurances effected on the ordinary plan. P itinphlets, to be had gratis on application at the Publishers (if by letter enclosing a postage stamp.) MEDICAL. ADVICE ON THE SECRET INFIRMITIES OF YOUTH AND MATURITY. DR. SAMUEL LA'MERT, 37, BEDFORD-SQUARE, LONDON, Doctor of Medicine, and Matriculated Member of the University of Edinburgh, Honorary Member of the London Hospital Medical soMety. Licentiate of Apothecaries' Hall, London, &c. &c. MAY nervous and generative e system, resulting MAthYe various ous diconsulted, personally, or by letter, resulting from j uvenile irregularities excesses, which have pro duceddegreasdTtlhon in manhood, and prema more misery in youth, d ag ern es opfatlhifolotehaatan! Long any other class of dis oaturseoadkecnaoywant to o l m i s o t pronvge thatd practical experience there are in exist in the treatment of these diseases has ence secret causes of self-acquired miseries and disappointed hopes in Constitutional l y Weakness, Zld ex i s tence, traceable to certain pernicious habits, to which Nervous rnfrui . tfill Marri ages, Debility,ago3, Impotency,various forms Local of and Insanity, cona en dless modifications owe their almost enti re origin and It is absolutely n ecessar y that all men should know that there are be without pr i nc iples of personal management which cannot b v 1 incurr ing grievous penalties , and when wisdom and the heyday of inconsiderate self-indulgence, how these succeed may be mitigated, how the sting of their bitterness may be removed, and how the evil and its con , equenc es may b avoided,and aemoved, bove all, that there is scarcely any degree of physical infirmity or functional derangement to which the timely aid of science cannot apply a DOCTOR LA'MERT has for a long series of years been engaged eure In an extensive practice in the treatment of these delicate com plaints, and is the only legally qualified Physician who, regardle ss of the taunts and envy of the hypocritical and mock-modest, has had the confidence, through the medium of the public press, to direct attention to these enormous evils, from which no gr has of society is free. in selecting this depar tment of practice, he been amply rem amend by the great suceess that has attended his efforts in the treatment of these cases, which are too generally confided to the care of unqualified and ignorant empirics, who, with their pirated publications, assumed foreign names and titles, and pretended virtues of their patent nostrums, have inflicted serious injury on those who have been induced to place faith in their pretensions. At home for consultation daily from Eleven till Two, and from Rix till Eight. All letters mast contain the fee of 1/., and advice and medicines can he forwarded to any initials or address. It is desirable that patients wishing to consult Dr. LA'MERT should first obtain a copy SE of his work on LF-PRESERVATION A Medical Treatise on the Philosophy of Marriage and Nervous and Generative Debility, illustrated by fifty-coloured engravings, and des cribing in detail the various disorders resulting from secret habits and excesses. The perusal of this treatise will assist in the correct description of their cases, and may be had, price 2$ 6d, in English, French, Spanish, Dutch, Italian, or German, of Messrs. Pmer lßrothers and Co., 23, Paternoster-row; Hannay, 63, Oxford-street; Mann, 39, Cornhill ; Storie, Titchborne-strcet, Haymarket; or e by post for forty-two stamps, to any address from the Author's rea enee,37, BEDFO%D.LiQUA.DE LONDON. WESTMINSTER ABBEY or VICTORY.— NELSON at the BA ICTLE of ST. VINCENT.—LEGGATT, HAY WARD, and LEGGAT beg to inform their patrons and friends, that T. Jones Barker's last grand historical PICTURE of NELSON RECEIVING the SWORDS from the vanquished officers on the quarter-deck of the SAN JOSEF, on the memorable 14th of Feb ruary, 1797, at the Battle of St. Vincent, is NOW ON VIEW at their Gallery, 79, Cornhill. Court Circular, Nov. 24, 1853.—Windsor.—" Messrs. Leggatt had the honour of submitting to her Ni ajesty and his Royal Highness Prince Albert, Barker's painting of Nelson receiving the swords of the officers on the quarter-deck of the San Josef aftei the battle of St. Vincent." In consequence of the unfavourable state of the weather, the pic ture is exhibited by gas-light, and may be viewed from 10 till 6. TT. IJNGARIAN PROMENADE CONCERTS. A.A. —Admission, Is.—ROYAL MARIONETTE THEATRE, Adelaide•street, West Strand—Every EVENING, at Eight, by the renowned HUNGARIAN BAND, whose performances have created such intense interest throughout the leading European cities. The programme is varied nightly, and includes the finest compositions of ancient and modern masters, as well as Hungarian and other na tional Melodies, Mazurkas, Waltzes, Galops, and Quadrilles. Ka lozdy, conductor. Soloists—Flugelhorn, Horanyi ; ciarionette, M. Augarde; piano, Miss J. Warman. Vocalists—The Misses Brougham. Morning Performance, Wednesday and Saturday, at Three. PROGRAMME FOB TEE DAT. PART I. Overture (Der Freyschutz), Weber; Duett (Bonny MaryJamie son), G. Linley, composed expressly for the Misses Brougham, second time ; Waltz (Eglinton), Kalozdy ; Solo, pianoforte (Carnival de Venice), Miss Julia Warman; Original Aria, Mang ; Solo, clarinette, M. Augarde ; Song (The Tear), Kucken, Miss Elizabeth Brougham; Polka (The Royal Sussex Militia), T. Distin ; Quadrille (Crescent), Sarkozij. ~~ LONDON, SATURDAY EVENIN THE ROYAL BRITISH BANK, Incor porated by Charter, on the Scotch System, ALLOW INTE REST on the fluctuating balances of drawing accounts, and on de pAts of any amount for fixed periods, calculated from day, day at rates varying from ONE to FOUR per Cent. per annum. sfrant cash credits and advances on convertible securities, and issue circular and promissory notes, and bills of exchange in TRIPLICATE, negotiable by the Bank's correspondents at every place of any importance at home and abroad, without charge to the bearers. Copies of the detailed terms of business, and any further information, will be supplied at the Bank. Tokenhouse-yard ; and at any of the branches-429, Strand ; 77, Bridge-road, Lambeth ; 97, Boswell-road, Islington ; and 1, Shaftesbury-terrace, Victoria-street, Pimlico. By order of the Court of Directors. HUGH INNES CAMERON, General Manager. A RT UNION of LONDON (by Royal Char ter).—Every Subscriber of One Guinea will have an impres sion of a large plate of deep national and historical interest, " TIL BURY FORT ; WIND AGAINST TIDE," by J. T. Willmore, A.R.A., after C. Stanfield, R.A. The impressions will be ready on the 13th of next month. Each Prizeholder will be entitled to SELECT for HIMSELF, as heretofore, a Work of Art from one of the Public Ex hibitions. GEORGE GO DWIN,I Honorary LEWIS POCOCK, 5 Secretaries, 444, West Strand, 14th January, 1851, WAREHOUSEMEN and CLERKS' SCHOOLS for ORPHAN and NECESSITOUS CHILDREN. Notice is Hereby Given, that the next MEETING of the SUB SCRIBERS to this Charity will be held at the GEORGE HOTEL, Aldermsabury, on MONDAY, the 30th January instant, at Half-past 6 p.m. precisely. Offices, 12, Bread-street, Cheapside. GEO. LAWRENCE, Hon. Secretary. ANNUITIES ON THE MUTUAL PRINCIPLE, AF.NGINEERS', MASONIC, and. UNIVERSAL MUTUAL LIFE ASSURANCE SOCIETY. 345, Atsand, London. PURCHASERS OF ANNUITIES ADMITTED TO PARTICI PATION IN THE PROFITS. Policy Stamps paid by the. Society. Assigmtents of Policies Registered Free of Charge. A Liberal Commission allowed to Solicitors and Agents on the introduction of business. ANTHONY PECK, IM.A., Assistant-Actuary. UAW LIFE ASSURANCE OFFICE, Fl ee s tree t, London, January 2, 1854.—Nonce is Hritzar GIVER, That, a GENERAL MEETING of the Proprietors of the Law Life Assurance Society will be held at the Society's Office, Fleet-street, London, on THURSDAY, the 2d day of Ifebruary next, at half. past 11 o'clock in the forenoon, pursuant to the provisions of the Society's deed of settlement, for the purpose of receiving the Au ditors' Annual Report of the Accounts of the Society up to the 31st of December, 1853; to elect two Directors in the room of Anthony Brown, Esq., deceased, and the Right Hon. Samuel March Phillips, whose name was withdrawn at his own request when proposed for re-election in June last ; and for general purposes. The director to be chosen in the room of Anthony Brown, Esq., will remain in office until 24th June, 1855. The director to be chosen in the room of the Right Hon. Samuel March Phillips will remain in office until 24th June, 1857. By order of the Directors, WILLIAM SAMUEL DOWNES, Actuary. GRAND TRUNK RAILWAY COMPANY CANADA.—Notice is Hereby Given, That the Directors haw made a CALL of 21. 10s. on each and every share of the A series of the company, and a CALL of 10 per cent, on each class of the De bentures of the company, payable at the Bank of Messrs. Glyn, Mids, and Co., Lombard-street, London. The said Calls are due on Monday, the 6th February, 1854. If not paid on or before that date, interest at the rate of 6 per cent. per annum will be charged on those in arrear. Shareholders have the power of paying up the whole or a portion of their shares in full, and interest at the rate of 6 per cent. per an num will be allowed on all sums paid in anticipation of Calls. The I tirectors further give notice, that by a recent Order in Council to the Government of Canada, the Debentures of the Province will be issued in January next to those shareholders who shall pay to Messrs. Glyn, Mills, and Co 51. per share (that is, 21. I Os. per share - , in additioa to the Call now advertised) on each of their shares, and in full on the Debentures of the Province to which inch shares are entitled. By order of the Board. WILLIAM CHAPMAN, Secretary. 2, Leadenhall-street, London, Dec. 3, 1853. AURENT'S CASINO, ARGYLE Rooms, ILA (Lessee, CHAS. C. LAURENT, Onslow-house, Fthaam-road), The above Rooms are now OPEN FOR THE SEASON. and will continue open every evening, with LAURENT'S CELEBRATED BAND. Admission, Is. Doors open at half-past 8 Dancing to commence at 9 o'clock, and terminate at half-past 11. PAILT 11. Selection (La Sonnambula), Benin'; Duett (The Cousins), C. W. Glover, the Misses Brougham ; Polka (Roccoco), Kalozdy; Solo, pianoforte (Morceau de Concert), Miss Julia Warman; Aria (Hun yadtilaszlo), Erkell ; Song (Coming through the Rye), Miss Josephine Brougham; Quadrille (American), Jullien ; Galop (Times), Kalozdy. URSSELL' S. —BALL SUPPERS and WE DOING BREAKFASTS SUPPLIED in the first style; public breakfasts, dinners, and promenade suppers supplied by con tract ; a large stock of bride cakes for immediate use, from one to twenty guineas each; a handsome cake for five guineas, packed and sent to any-part of the country if required, and warranted to keep 12 months.—JOHN R. Punsszix, 162, Regent-street, and 20, Ludgate bill, only. A LLSOPP'S INDIA PALE ALE. In CASKS or BOTTLES. PARKER and TWINING (late Harrington Parker), 53¢, PALL-MALL, are now delivering the October brewing in casks of 18 gallons and up wards. Alia in Bottles, Imperial Measure. Quarts, 88.; Pints, 58. ; Half-pints (for luncheon), 3s. per dozen. MORRIS'S BLACK SWAN HOTEL, MG-HILL, SHEFFIELD. Commercial Gentlemen and others are respectfully solicited to give this Hotel a trial. The house has been thoroughly Re-furnished, and affords every domestic comfort. Spacious and excellent Stabling. T. q. and R. M. MORRIS (late Head Walters at the Royal Hotel, Sheffield, and Angel Hotel, Whitby), Proprietors. Gi LENFIELD PATENT STARCH (used in her Majesty's Laundry), and WOrIIER4POON'S Machine made CONFECTIONERY, MAR A 1 t LADE, JAMS, JELLIES, &c., (which gained the Prize Medal of 1851), may be had of all Grocers ; wholesale of Wotherspoon, Mackay, and Co., 66, Queen-street, Cheapilde, London, and Robert Wotherspoon and Co., Glasgow. AGENTS WANTED for an established LIFE and FIRE ASSURANCE CO UPAIY. Commls.lon allowed. 25 per cent. upon new Life Premiums, and 5 per cent. renewal, also 15 per cent. Fire Premiums, new and renewal, with any necessary charges such as postage, &c. Address to C. Y., 4. Broadway, Lud gate-hill, London. THE WELLINGTON (laie Crockford.'s) CLUB HOUSE, entrance 160 Piccadilly. Gentlemen visiting Lon don can dine in the Splendid Dining Rooms of this celebrated esta blishment at a very moderate scale of charges. The Dining Room is the largest in London ; the Cooking first-rate ; and t , :e choicest Wines are supplied in the Imperial measure. Reading and Smoking rooms are open for the accommodation of gentlemen after dinner. CLOSE OF HOLIDAYS. The return of Youth to their respective Boarding-Schools Induces a solici tude from parents and guardians fur their Personal Comfort and Attraction, and ROWLANDS' MACA SSAR OIL, for accelerating the growth and improving and beautifying the hair, ROWLANDS' KALYDOR, for imoroving the skin and complexion, and removing cutaneous eruptions, and ROWLANDS' ODONTO, or Pearl Denti frice, for rendering the teeth. beautifully white, and preserving the gums, are considered indispensable accompaniments for the attain ment of those Personal Advantages so universally sought for and admired. _ _ Beware of Spurious Imitations. The only genuine of each bear the name of " RO WLANDS' " preceding that of the article on the wrapper or label. Sold by A. ROWL AND and SONS, 20, flatten-garden, London; and by Chemists and Perfumers. ANOTHER NOTE. ANOTHER Note is sent to Russia, possibly perfumed with gunpowder : the Principalities are to be relin quished, and the Northern forces to retire. Notes of Interrogation? and Notes of Admiration! are the notes most applicable to the Esta blishments of E. MOSES and SON. For the advantage of those who are not thoroughly acquainted with London, it is necessary to ob serve that E. MOSES and Sores gigantic houses of business are, Minories and Aldgate (opposite the Church), and their West-end branch is New Oxford-street, corner of Hart-street. But many ask, what are E. MosEs and Soss ? They are the most noted merchant tailors of the age 1 The producers of the best fitting, the best made, and the most fashionable Clothing in the world ! For wham do they make it ? For noblemen, clergymen, men of business, mechanics, and all others ; for adults; youths, and children ! What are their charges ? The most eeonomical prices are asked for first-rate articles ! What do they make besides attire? Shirts, the best in materials, the most fashionable in make, the mogt elegantly em bro dered, and the largest quantity of plain shirts (in all sizes) which were ever made by any house of business 1 They also make every article of clothing for ladies, for whieh they charge the most econo mical prices. What do they make, and what do they sell? All fashionable articles of hosiery for ladies and gentlemen. Furs, hats, caps, boots and shoes, &c., and the best selected outfits for emigrants to any country or climate. CAUTION.—E. MOSES and SON regret having to guard the public against imposition, having learned that the untradesman-like talsehood of " Being connected with their Establishment," or " It's the same concern," has been resorted to in many instances, and for , bvions reasons, they beg to state that they have No CONNEXION WITH ANY OTHER HOUSE IN Oft OUT OF LONDON, except their own Establishments, as follows : London City Establishment, 154, 155. 156, and 157, Minories, 83, 4 4,85, and 86, Aldgate, opposite the Church, all communicating. London West-end Branch, 506, 507, 508, New Oxford•-street, 1, 2 and 3, Hart-street, all communicating. Bradford (Yorkshire) Branch, 19 and 20, Bridge-street. :aheftield Branch, 36, Fargate. Colonial Branch, Melbourne, Australia. Merchant Clothiers, Hatters, Hosiers, Furriers, Boot and Shoe Makers, and General Oatfitters for Ladies and Gentlemen. IMPORTANT.—ShouId any article not give satisfaction, it will be exchanged if desired, or, if preferred, the money will be returned without hesitation. All goods are marked in plain figures, the lowest price, from which no abatement can be made. The Establishments are closed from sunset on Fridays to sunset on Saturdays, when business is resumed till 12 o'clock. A new Book, "The Epitome of Comfort and Economy," contain ing full lists of prices, our system of self-measurement, &c., Sfe, :ley be b ad on anolication, or post-free. . _ A handsome Almanac for the year ending on application. 1854 can be had. gratis ict Pon perle Francais. Mar *richt man Deßtanh. Qul si parla Aqua se habla EspanO . 1 JANUARY 28, 1854. UNITY FIRE INSURANCE ASSOCIATION, Registered pursuant to Act of lyr/lament. Chief Offices-40, Pall-Mall, London. REPEAL OF THE GOVERNMENT I):17TY OF THREE SHILLINGS PERCENT. ON FIRE tINSURA.NCE. It has been the aim in modern times to arrlinge a system of taxa tion which, while it supplied the exigencies °Me State, would leave commerce unfettered, and equalise the burdelis of individuals. The various changes which have been lately made.` not be here reca pitulated. The principle is affirmed, and the r oval of all fiscal ano malies can only be a question of time. There is, however, one tax so anomalous, so unjust, so cruel, so opposed to tile avowed policy of the Legislature, that it demands especial ,:',Guergetlc effort on the part of the public to seek for its abolition. Vie duty on Fire In surance is a tax indefensible save only by t ne essity felt at the time of its imposition. An impost was the vied on every thing which could by any possibility be taxed. It as in the year 1815, by the act 55 Geo. 111., c. 184, that the duty as first imposed, and which has remained to the present time unal ed, of three shillinga annually for every hundred pounds insured fro fire. Fire Insurance Associations are practical) the subscription of sums of money by the multitude to save individuals from ruin by a sudden calamity. A tax, therefore, on this subscription is opposed to the whole theory of fiscal legislation, and forms at once an aggra vation of distress and a premium on improvidence. Loss by fire, were It not covered by insurance, would frequently be ruinous to individuals, and injurious to the wealth of the country. Associa tions, therefore, of the people to prevent a rain which legislation can neither avert nor restore, so far from being prejudiced and op pressed by fiscal burdens, ought t o receive every assistance and encouragement from the Government. Rut iti fire insurance, the Government not only does not protect the people, but it absolutely prevents protection; for many persons remelt uninsured, or are insufficiently insured, merely because they cannot afford to pay the duty. INJUSTICE OF THE TAX. The tax on fire insurance is unjust m principle. It is a tax upon calamity. Men are liable to the inroad of a secret enemy, whose advent cannot be anticipated—whose devastation cannot be averted —and who carries ruin in his train. To save himself from this ruin and devastation, the insurer pays a sum of money in combination with others for mutual protection. Having the tl; iportunity, if a man neglects to insure his property,' he commits au injustice on his fel lows, on the country, and on-the Government. ' The destruction of his property leaves him a pauper, and a claimant on the in dustry and resources of others. By the consumrtion °fills goods, he abstracts a portion of the 'wea th of the count*, which he has no power to replace. He probably casts out of enri.oy those who have been dependent on him for labour, without the ;`ewer of reinstating them. And by pauperising himself, he no longer pays his fair pro portion of the expenses of the State. But if his neglect be an injustice, how much more unjust must be a Government impost upon the man who insures his property, and thus saves the wealth of the country, defends himself from pau perism, and continues to contribute to the expenses of the State ? What would be thought of that government which imposed a tax upon a man whose property had been consumed? Though it would be more palpable, it would not be more unjust than the taxation of another because he had already providently taxed himself, to pre serve his property, and the wealth of the nation. The Impost, moreover, is indefensible, because it does not come within the primary principles of taxation. One of the first principles of taxation is, that the tax shall press as evenly as possible on all the subjects of the realm. if we try the duty on fire insurance by this test, we find that the largest properties in the kingdom wholly escape taxation, Men who have a large number of ships, for M- I stance, do not insure, because they get such an average of loss as to insure themselves one ship against another. It is possibl e t o ima gine property over which the individual loss of each item would be less than the amount required teinsure the whole. So that, in fact, the largest holder of property, since he did not insure, would evade the duty which must be paid by the poor man who insures a few chairs and tables. The man, therefore, who does not insure his pro perty escapes taxation. The effect of this impo,t is, that he who does his duty to the State shall be taxed—he who neglects his duty to the State shall pass free. Taxation of the people, also, for the exigencies of the State, is only righteous when it yields protection in return. In Fire Insurance the State yields no protection whatever. A man may have insured his property, valued at 1,0001., for 50 years : dozing which time he will have paid 37/. 10s. to the Insurance office, and 751. to the Govern ment. At the expiration of that time, if his property be consumed, the Office will pay him 10001., while the Government knows nothing, and cares nothing for him or his misfortune Tried by this test, again the tax is therefore indefensible ; and no more reason could be given for its imposition than for a tax on fire engines, fire escapes, water mains, or other engines or appliances for the avoidance of calamity. there is no reason but the high duty, why the whole of the pro perty of the kingdom should not be insured. The present amount of revenue at 3s. per cent. is 1,100,000/. If the whole insurable pro perty of the kingdom were insured, with a duty of three-halfpence only per cent., it would yield a revenue of 1,250,0001., hr an increase of 110,0001., per annum, above that now obtained from the Three Shilling duty. This modification is moreover the form which our various pro gressive measures have pointed oat. High duties, wherever they can be evaded, are found to be no more advantage to the exchequer than high prices to the till of the shopkeeper. The reduction of postage from its former prohibitory charges to one penny, has brought increase instead of loss to the revenue. The reduction of the expenses of transit have caused an enormous increase in the receipts of the Railway and Steam-boat Companies. The reduction of Omnibus and Cab Fares have led again to increased profits. The reduction of receipt stamps to the uniform penny will secure a corresponding revenue, honestly paid, and avert the continual faaud practised on the old system. Those intelligentreforms, then; which set the masses letter-writing and travelling, will, if applied to the Fire duty, set the masses insuring. REASONS WHY THE UNITY HAS ORIGINATED THIS IMPOLiC Y OF THE TAX, Not only is the Fireinsurance duty unjust in principle, but its pre sent mode of imposition is impoiitic towards the exchequer and to the community. It is the avowed aim of the Government to aggran dise the wealth of the kingdom, and to preserve, as tar as possible, even individuals from pauperism. How much greater is its duty to foster and encourage provident habits in the people, and to unfetter all institutions which lead to these results. Whatever promotes the welfare of the people, is necessarily a benefit to the Exchequer. The Fire Brigade which saves a mass of property from destruction, pre eervea a property to best 11 rated for revenue. The Insurance Office that guarantees an individual from sudden ruin, preserves a taxpayer to the State. To cast difficulties therefore in the way of Institutions which preserve the insurer from ruin, and to impose a tax which acts as a prohibition to insurance, is unquestionably impolitic when viewed merely iti its influence upon the Exchequer. It is holding out a premium upon improvidence, and encouraging men to leave to chance that safety and immunity w hich they might with certainty h ave secured. If a man does not insure his property and a fire con sumes it, he has committed an i n j us ti ce u p o n the community. The m ore nearly then he assures hi s p ro p er ty to its real value, the more just h e is to the comm un ity. B u t t h e more h e e xhibits this sense of ju s ti ce , the more he is t axe d b y th e G overnme nt. Such a man is n o t taxed for his wealth, but for his prudence and sense of justice. An anomaly which admits of no defence. OPPRESSIVE CHARACTER OF THE TAX. The oppressive nature of this duty upon Fire Insurance is also totally disproportioned. On common insurances, the premium charged for insuring property is ls. 6d. per cent., while the duty is 3s. per cent. This is 200 per cent. for no benefit upon what the office charges for securing the property of the insurer. On artizans, and others of the great industrial classes, the imposition is stilt more grievous, and to them it acts as a complete prohibition of the craft—the sympathies of the co mmun it y have veryadvantages of insurance. I n one part i cular—that of too l s o r handl lately been strongly excited by the total loss of the implements of the arti zans, where a fire has unfortunately taken plug. These men have not only been throw n t emporar il y out of worst, but have been also deprived of their means of earning a livelihood, or cast on the eleemosynary assistance of benevolent individuals. The artizan does not require this. He only asks that facilitilf may be given him, that he may insure his chest of tools and the implements of his trade, without contributing 200 per cent. to tlto. Government, for which he receives no return whatever. EFFECT OF THE TAX OR INSURANCE. The practical effect of the tax is exhibited in the small amount of property insured in comparison, both with the insurable property of the country, and with the insured property of other countries where no sach prohibition exists. The value of property in Great Britain and Ireland is 4,090,000,0001.; and the value of insurable property has been estimated at half that sum. The amount of property insured in all the offices in Great Britain is eight hundred and fifty millions, realising a Government revenue of 1,100,0001., whereas the insurable amount of property in Great Britain being estimated at 2,000,000,000 f., would yield s . insured, a Govern ment duty of 3,000,0001. These returns show that one-third only of the property of the country is insured against fire. This esti mate is proved to be correct by the return made of fires actually occurring. The total number of Fires in the Metropolis in 1852 was 923. Of this number 442 were insured for building and contents, 124 building only, 74 contents only. Of these experience would teach us to e,ti mate that the property consumed was only insured to two-thirds of its value. The numbers would therefor() stand thus:— Building and contents insured ...... 2!15 Building only 83 Contents only insured ... 24 T0ta1...... 302 It will thus be perceived that out of 923 Fires, in only 302 instances or less than one-third, were the parties fully insured. This is a prac tical evidence of the operation of the Government duty as a prohibi tion of Fire Insurance. We h ave further proof of this by comparing the amount of property insu re d i n Great Britain with that of other countries. The figures stand thus : France ..... £1,415,000,000 Germany ..... ....... • • .• • x 05,000,000 United Kingdom 850,000,000 The insured property of this country, by this return, is shown to be nearly equalled in Germany, and to be exceeded by Five Hundred and Sixty-five Millions Sterling in France. We have here, then, a duty imposed by Government which is shown to be unjust, anomalous, and impolitic in theory and prin ciple, and in practice injurious to the best interests of the com munity. There is no one who would be so mad as to leave his property, whether smsll or large, either uninsured or insufficiently insured, if he had merely to pay the rates of premium which fire insurance associations have found to be sufficient to meet the risk incurred. It is the difference between Is. Gd. per cent. and ss. fid. per cent. imposed by the Govern ment duty and the Government stamp, which causes the most provident and prudent country in the world to leave two-thirds of its property uninsured. A pro gressive Government cannot suffer anch an anomaly to exit. The tax is so unjust and so obnoxious that efforts must be made for its immediate repeal, or if that cannot be obtained, then such a modification of it as will remove its injurious effect upon the community. Mr. .T. R. M'CULLOCTI says— " Perhaps the duty on Fire Insurance is the most objectionable of existing Stamp duties. It am nants to 3s. per cent. on all property insured; whereas the premium pall to tge Insurance Office on ordi narily hazardous property, Is no more than Is. Gd. per cent., or only half the duty. Thus, if a person wish to insure 1,0001. on a dwel liog-house, a shop. warehouse, or other commonly hazardous pro perty, he pays 15s. to an insurance office as an indemnification for the risk, and 30s. to Government for leave to enter into the transac tion ! So exorbitant a duty cannot he too severely condemned. It di4 ouraces that providence and forethought, the encourazement of which ought to be an object with all prudent Governments ; and it is the principal cause that much Property is not insured, and that what is insured is seldom still:H..llllY covered. Every indiviclua', in fact, who insures any commonly haz urclons property is 01 - diged to pay three times as much as the risk is really worth ! Under such circumstances, the wonder certainly is, net that a great deal of pro perty is uninsured, but that such is not the ease with a great deal more. s ee i n g the vast importance of insurance, it may well be doubted whether it ought to be charged with any duty, however slight. But were the duty fixed at 6d. per cent., its influence in re pressing insurance would not be very sensible, and the increase of busin4 ss to which such a reduction of the duty would lead, would be so very great, that we have little doubt that in a few years the re duced duty would yield nearly as large a revenue as is derived from the present exorbitant duty.". Mr. PORTER also observes— ., If it be desirable—and who can doubt that it is so ?—that all per sons should secure themselves from losses arising through accidents beyond their control, it must then be held unwise to subject lasur ance to taxation ; and when, as in this country, th e t ax th us levied amounts to ton per cent, upon the sun r equired by the Insurance offices to corer the ordinary risk from accidents by fire, the degree of discouragement occasioned by the duty must needs he very gm et. It is not only by reason of the secur.tY arising t o i n di v id ua l s , amounting often to the prevention of be ggary, that Insurances against fire and upon lives are beneficial ; they exercise a good effect upon the country generally through the a;e cumulation of savings which they cause. The money, as it is paid to the Insurance offices, is beneficially employed, and made to stimulate in one way or other the industry of the nation ; and when called for by the arrival of the contingency against which the payments were meant to provide, it is pretty certain that in a large proportion of cases the money is so much clear gain, because without such a resource the premiums out of which it is provided would have been unprofitably consumed.nt . • ADVANTAGES OF THE REPEAL OF THE TAX The advantages which would accrue from the repeal of the duty on Fire Insurance are not solely that 3s. per cent. would be saved to the insurer. A vast amount of property throughout the kingdom, now uninsured, would then be p rotected in a co mmercial sense from fire; and the wealth which is now consumed would be replaced. But above all, it would lead to the I nsurance of th e property of the poor, and of those who are now by t he sli g htest cala mity by fire involved in almost irretrievable ruin. It is scarcely surpri s i ng that when an office can afford to insure property at Is. 6d. per cent„ the poor man hesitates when he finds the premi irn and duty a n d pol i cy together amount to ss. 6d. Thus he leaves h is property uni nsured, and takes his chance of a calamity which may never happen. Suppose in Rail way Insurance there were a duty of 200 per cent., he w many of those who now seldom travel without adopting it would then avail them selves of the system ? It is In vain to Inveigh against improvidence while our statutes actually discourage prudent forethought. There is no reason why Fire Insurance should not be universally adopted. There is no reason why the artisan should not insure his implements and the servant her box of clothes —why the tradesman should not insure to the value 'of his goods, and the rich man to the extent of his possessions —save an unjust impost which makes him pay 200 per cent, for nothing. MODIFICATION OF THE TAX. Although the Fire Insurance duty is unjust in principle, and in jurious in practice, still it is possible it may not be altogether got rid of at once. There has been a great tendency in the Government towards gradual repeals of any taxation, however obnoxious it might be. It should not be so in this ins , ante. But it has been thought better to provide for tie alternative, —that if the repeal cannot be effected, at least, a modification may be obtained. Hospital, hilly mantes, and farming stock, have been already exempted from this burden. By the 7th Victoria, cap. tl, the duty on Marine Insurance was reduced. Tbc dpty pomatiti,o less than 10s. i s 3d. p er cent., thee duty g uating Upwards tp , i;TOlsortion to the pr em i um . rikl It is, therdeire, firopoied to itel fol repeat of the Fire Insurance duty, or that it may be greatly modified. .The reduction 'of the stamp on the polity from one shilling to, one penny, and th e re duction of the duty from 3s. 6d. per cent., would not only re move the prohibition against fire insurance among the industrial classes, but would lead to such an increased insuran e of property as to yield a revenue in excess of that now collected. It must be remembered that the present rate is prohibitory— that but one•thircl of the property of the kingdom is insured—that +r M'Culloch's British Empire (3d edition) vol. U., page 209. f Porter's Progreaa of the Nation, page 597. MOVEMENT. The co-operative power which the Unity Fire Insurance Associa tion possesses, and the vast territory over which Its appeal can be made, afford peculiar facilities for establishing a machinery which may be the means, even in the next session of Parliament, of effect ing, if not the repeal, at least, the modification of this obnoxious tax. The unprecedented number of its proprietary, consisting of upwards of Five Thousand Shareholders, a number which is being day by day augmented by the issue of One Million New Shares,—the identity of interest secured between its Shareholders and Insurers, by the settled and guaranteed division of its profits, whereby the energies and sympathies of both are enlisted in its advancement—the num ber and energetic character of its Agents--and the extent of country over which its Shareholders are diffused —enable this Association to organise a more universal and unsectarian appeal, than could be made by any office not interested in maintaining the present duty. The Unity was established with a view of Introducing a new era n Fire Insurance. It sought by an heretofore unattempted diffaslon of the Shares, to enlist the active co-operation of an enormous pro prietary. By the defined and guaranteed division of two-thirds of the gross profits, it enables the insured fairly to participate in the prosperity they help to secure By preventing the insurance of pro perty, where no fire occurs, being all outlay and no return, it gives the utmost encouragement to the adoption of a system which saves both rich and poor from rain. , In Eighteen months the Unity has secured the Largest Proprie tary in the World, consisting of Five Thousand Shareholders. It has effected 8,254 Policies, insuring 5,005,120/. It has its original capi tal One Million Stirling, fully subscribed. It has obtained a paid-up working Capital of One Hundred and Twenty-five Thousand Pounds. It has increased its Capital to Two Millions Sterling, and it is now issuing One Million New Shares of 1/. each, at cent. per cent. pre mium; 40,000 of which have been allocated to 450 Shareholders in three weeks. The connections of the Unity feel strongly the injustice of a tax which fetters the wheels of progression, and leads to such continual calamity. The machinery which has effected the foregoing results, can now be put into operation to arouse the whole country to the importance of seeking a repeal of the obnoxious duty ; or if it must still be enforced for the purpose of revenue, then such a modification of it as shall make it merely nominal. It is a question in which every individual is interested—but to the mass of the people of the king dom, is In reality, a question of vital importance. The following is an extract from the Petition of the Members of the Unity Fire Insurance Association, and others interested in the Repeal of the Duty on Fire Insurance : The Petition of the Policy holders and other Members of the Unity Fire Insurance Association, and of the undersigned Persons who are desirous of extending the Benefits of Fire Insurance to all classes ofher Majesty's subjects. Humbly Sheweth,—That your petitioners believe it to be an acknowledged principle of your Honourable House. that it is the duty of the Legislature to encourage, as far as legislation can do so, habits of prudence and foresight in every member of the com munity, and especially in the middle and industrial classes. That in conformity with this wise and parental principle, your Honourable House did, by the 3rd and 4th William IV., cap. 23, most justly exempt from duty all insurance from loss or damage by fire on all Agricultural Produce, Farming Stock (live or dead), and Implements of Husbandry ; as also by other Acts, Hospitals, In firmaries, and Asylums. In conformity with the same great principle, your Honourable House did, by 7th Victoria, cap. 21, materially reduce the duty upon Marine Insurance; and in the last session of Parliament did grant a large reduction in the stamp duty upon Policies of Life Assurance, as well as an exemption from income tax of the moneys devoted by individuals to Life Assurance purposes. That while these exemptions are accepted as a great and wise boon, they bring into still stranger contrast the far heavier burden of a duty ou Insurance of the remaining property of the country from Fire. That besides an uniform stamp duty of one shilling upon every Fire Policy, however small the amount insured may be, there is also a separate and constant annual duty of three shillings per cent. upon the sum insured. That in all commonly Hazardous Insurances, the premium charged by the offices amounts to only Is. 6d. per cent, per annum, so that the three shillings annual duty is double, or 2,g) per cent. upon tue premium. That so Artisans, and others of the great Industrial Classes, the whole of whose property consists of their furniture and the tools of their trade, tee fiscal charges (amounting to 266 per cent. per tta ntun upon the premium of a policy for 100!.) operate as a complete bar against insurance. That so severe is this tax upon prudence and foresight felt to be by the community at large. that the proportion of property insured from Fire in the United Kingdom, scarcely, if at all, exceeds one third of the ascertained amount of property insurable. That in Marine Insurance, by the salutary act passed in her pre sent Majesty's reign (7 Victoria, cap. 21) the rate of duty was re duced to threepence per cent. so long as the rate or premium does not exceed ten shillings per cent., while in Fire Insurance, on the contrary, it is still kept up at three shillings per cent. although the rate of premium be but eighteenpence per cent. Thus on Marine Insurance the duty is but threepence per cent, upon the premium, while in Fire Insurance, the duty alone is 200 per cent. upon the premium, besides the shilling tax upon the policy. That your Petitioners, while they hail, with gratitude the justice and the wisdom of those boons to the Agricultural and Shipping inte rests, further pray your Honourable House to take into your favour able consideration the justice and expediency of affording a similar exemption to all other property, and implements of industry, whe ther tools of handicraft or any other machinery. Your Petitioners, therefore, humbly pray of your Honourable House, That the uniform Stamp Duty upon all Fire Policies may be re duced from One Shilling to One Penny. That the amount of duty now chargeable upon all Fire Policies may be repealed. Or that it may be reduced to 6d. per cent. Or that such other modification may be made In the duty now levied on Fire Insurance risks, as your Honourable House may in its wisdom see fit. Signatures may be affixed at the C hief Offices of the Unity Fire Insurance Association, 40, Pall Mall ; at the Offices of all the Agents of the Unity throughout the Country; and at the LOCAL BRANCH OFFICES. Bradford, Yorkshire-12, Darley-street. Bristol—Albion Chambers. Eastern Counttes-79, Sr. Giles'-street, Norwich. Halifax, Yorkshire-25. Waterhouse-street. Leeds-5, South Parade. Liverpool-11, Lord-street. Manchester—Adelphi Buildings, Piccadilly. Northampton— Drapery. Not.ingham—Wheeler Gate. Sheffield-67, Market-place. ►.outhampton-2. High-street. Birmingham-42, Temple.street. THOMAS H. BAYLIS, General Manager and Secretary. Unity Fire Insurance Association, Chief Office.., 40, Pall Mall, London. January, 1854. R OYAL POLYTECHNIC INSTITUTION. PATRON—H.R.H. PRINCE ALBERT. FIRST EXHIBITION of SPECIMENS of COLOURED PHOTO GRAPHIC PICTURES, giving all the accuracy of outline and tints of nature, in addition to the MAGNIFICENT PHOTO GRAPHIC PICTURES, prepared expressly for this Institution by Monsieur Ferriere of Paris, exhibited en a surface of about a thou sand square feet, with an ENTIRELY NEW SERIES of DIS SOLVING VIEWS, daily at a Quarter past Four, and in the even ings at a Quarter-past Nine. LECTURES by Dr. BACROFFNER on WILKINS'S NEW PATENT UNIVERSAL ELECTRIC TELEGRAPH. LECTURE by J. H. PZPPER, Esq., on SPONTANEOUS COMBUS TION, with Brilliant Experiments. Open Mornings and Evenings. Admission, Is.; Schools and Children under Ten years of age, Half-price. Annual Subscribers to the Institution are eligible to be elected Members of the Reading and Chess-Rooms, on paying an additional Guinea per Annum. THIRD EDITION.—WITH ADDITIONS. Just published II .11 Bvo in cloth, price 55., by post free, ss. 6d. ON TRUE & FALSE SPERMATORREKEA, with the View to the Correction of wide-spread Errors n relation to the Treatmeat and Cure of the Impuissant and Sexual Hypochondriacs, Translated from the German of Dr. PICKFORD. T) which is added, an ESSAY on SEXUAL DEBILITY, by the Editor. "Dr. Pickford known to English readers by his frequent practi cal contributions to German medical literature. This is the first time, he informs us, that he has addressed himself to the non-medi cal reader. We trust this may not be the last, if he shall detect any other equally flagrant evil which It may be in his .ower to correct." —London Medical Gazette, May3o, 1851. The tribeof 'Quiet Sympa thisers:and ' Medical Friends,' are mercilessly exposed ; and if this book could find its way into the hands of those who suffer from the com plaint of which it treats, we are satisfied that many hundreds would be saved much needless suffering of body and mind, and what is of less importance, though it is that which the quacks most prize— much money ......This volume is well qualified to put an end to the empirical system of treating Spermatorrhcea, and to placs the treat ment upon a more rational and physiological basis. It is, therefore, likely to do much good."—Medical Circular, June 16, 1852. London: H. Dallier°. 219, Regent-street. WRECK OF THE BRIG CANADIAN. ALDBOROUGH, SUFFOLK, JAN. 24. —The brig Canadian, of South Shields, was stranded this morning, during a gale of wind from S.W., near this place. The new lifeboat (on Peake's design), recently placed here by the National Institution for the Preservation of Life from Ship wreck, was immediately manned by fourteen gallant fellows, and put off to the rescue of the brig's crew, and nobly suc:.ieeded in taking them off and in land ing them in safety. This was the first time the services of the lifeboat, since she has been placed here, were called into requisition, and now most effectually used in rescuing nine men and boys from a watery grave. Hitherto the boatmen of Aldborough have had an objec tion to enrol themselves as a crew of the lifeboat, which the regulations of the institution require them to do ; but now that every one who went off in her has given a most favourable opinions of her qualities as a sea boat, it is to be hoped that the objection will no longer pre vail, for much of the success in saving life from wrecks ' depends on the skill with which the boat is handled, and this can only be accomplished by practice. Except being of longer dimensions, this is a sister boat to that stationed by the above institution at Lyme Regis, and other places on the coast, where their ser vices during the late awful gale have been eminently successful in saving scores of poor souls from perishing. STRIKE OF SHIP CARPENTERS AT HAMBURG.— A. letter from Hamburg, of the 20th, says :—" The strike of the ship carpenters here causes considerable un easiness, because it paralyses an important branch of business. The Senate caused the head of the cor poration of ship-carpenters to be arrested, and imme diately the men signed a petition praying for his re lease. No disturbance whatever has occurred. The men have held a public meeting, and discussed their interests at it calmly and moderately. The Senate has had the sign removed from the house of the ship ., car penters' corporation, and given leave to the ship - buhders to employ whom they please. The only consequence which these measures have had up to the present time is that a number of these workmen have quitted Ham burg." JUVENILE DELINQUENCY.—At the annual meeting of the Birmingham Reformatory Institution, held on Tues day in the school-room of the establishment at Saitley, it was stated that Mr. Jonas Mason, of the firm of Elking ton and Mason, had made an offer of a munificent dona tion of 1,0001., and a subscription of 1001. per annum, for the erection and s u pp ort of a girls' reformatory esta blishment. Miss Burdett Coutts and Mr. W. Chance had also each offered the sum of 100 guineas towards the same specific object. A girls reformatory school, is therefore, to be built as soon as possible. [PRICE SD. HANWELL MUTUAL IMPROVEMENT SOCIETY. agtnetehie most praiseworthy attempts to supply it At a large meeting recently held in the School-room of t Haswell College, to celebrate the fourth anniversary of this excellent institution, a very able and interesting address, great pleasure in transferring to our columns, was delivered by the Rev. Dr. Emerton, the worthy and desire mt s od i pw d el yenffnobelter: like The evinced usHeTeeandnetbhwreyee observations ilttis hroemnepuep ecrprinciples panlrn f apfoyolf t e sr h bht e ei ohs reverend speechova nce which ci r e e i n fos d wirtth g hi tieoechnnyhe tleman deserve attentive perusal, as they show how, even improvement s. t e n of the working classes by a few strongly p impressed on the minds of the public, resent moment, when, notwithstanding t b oth(Cweilleil d r i a i cac-co ei e wrboal : ey s Peneelet s dl o rehatea i f such institutions as this often turn out to be ought be founded are not correctly underesvtoeorydt. everything; e ; allude to his declaration th a t th ese soc i eties must be self supporting; that the elements of success are to be found within their own body, and that t oo muc h dependence ought not to be placed on extraneous aid ; th a t b y t h e i nterchange ccf knowledge a man loses nothing and gains and that the humblest individual is capable, if so disposed, of adding something to the general stock of information. The institution is greatly indebted to Dr. Emerton for his active and efficient support, and we cordially wish the =ample he has set, no less by his determination to sink all religious and political differences, than by his zeal to promote its objects, may be followed by his brethren of dafferent denominations throughout the country, for in all educational movements of this description a great deal rests with them. The same exertions with the same en lArged views have only to be made, and every town village and hamlet in the three kingdoms might boast of its mu tual improvement society. The rev. gentleman spoke as follows :—lt is with feelings a the highest gratification that I see yon here this evening sto joint ti i o inn wc o mmemorat ing t h t h e e fi forth rs u tmo m a n e n n i t v o e f r y f 0 0 , f . m a a n t i i n on -Ihave ever been, that if its object could be properly carried out, it would prove of the utmost importance in the pro x notion of the intellectual and moral, not to say the reli gious, ur advange numbers tas o e f H ontin an u w all el and its y 1 inmasi n n e g ig , h w b i ohoc th ur the and s talent Lion of gentlemen of science, and ladies of taste and intelli gence, who are from time to time joining u, our prospects sire becoming daily more cheering, and - our anticipations, rirdeut as they might have been, are already partly, if not ontirely, realised. It will be for your secretary, in his re port, to enter into the details of that which the society has offected during the past year ; and when you have heard it IL feel assured that you will come to the conclusion, that r&lthough your committee may not have accomplished great things—for this may be impossible where the sphere is so limited—if even they may not have done little things at all times with a great mind, still they have done what they have attempted to do, well ; and that they deserve that which I am sure they will receive from you—the warmest thanks for their exertions on our behalf. (Loud Cheers.) This seems a proper occasion for us to look back to the formation of the society, and to consider how air we may have accomplished, and to consider how we lay in time to come be able still more to'advauce the cause in which every individual of this neighbourhood is roost deeply interested ; for the object of the society is to promote the intellectual and moral welfare of 4anwell and its neighbourhood; and this no ono can doubt must bo of importance to every one, from the highest to the lowest— from the magistrates and the clergy to the poorest widow rho may be looking to you for assistance, or the youngest child whose education and training may be more or less dependent on your bounty and exertion. The effect of a society like this, consisting of one or more members of the families of the village, must ever indirectly be very im portant; and we can none of us tell how much the moral bearing, to say nothing of the intellectual advancement of our neighbourhood, may depend upon the exertions that we are from time to time enabled to make. In contem plating the advantages of the society, however, we must not forget the peculiar principles on which it is formed, that of mutual instruction and improvement. It is from this circumstance, that we go upon the principle of helping and assisting one another, that from the first, I have augured so favourably of the ultimate progress of our society. We have our strength in ourselves, a strength continually increasing, too. Thus, if we are desirous of i nformation on the structure of our frame, on the wonder lul mechanism of our bodies, we have no necessity to go beyond our own society for improvement on this point. liVe have a member of our society, Mr. Ashbrook, to whose I(3ctures on the human frame you listened with so much satisfaction and delight. (Hear, hear.) If we are desirous of analysing the various bodies of nature which surround us, of separating the drops of water, or weighing the air iii a balance, of understanding the laws of nature, we have two of our members, Mr. Quick and Mr. Ridge, who sire ready again, as they have done before, to afford us instruc tion on these points. If wo are desirous of voyaging with harry, Ross, and Franklin, into the Arctic regions, of tasking an overland trip to India, or of visiting the plains o.:f Wallachia, and bivouack with the brave Turk at Kalafat or Oltenitza, here is our friend and brother mprover, Mr. Stocqueler, whom the Times, has pro nounced the prince of lecturers, and the very Briareus of literature, ready to convoy us there in the most easy and delightful manner that can possibly be conceived. (Cheers.) brhilst, if we wish in an evening of social enjoyment to lucid the charms of music to our other recreations, we have our kind friends here, Mrs. and Miss Sinclair and Mrs. liVilliams—(cheers)—and other members of our society, saways willing and ready to contribute to our gratification. (Cheers.) And should, from any unexpected calamity, our funds prove deficient, or our finances become disordered— which, I am happy to say, is not at all likely whilst your p resent committee and treasurer are in office—we have no loss a person than the Comptroller of the National Debt h imself—(loud cheers)—another member of our society, ready, if necessary, to examine our accounts, and place us on a right footing again, whose annual subscription I have this evening the pleasure of being the medium of handing to your treasurer. Thus, my friends, it is gratifying and must be most satisfactory to you all to know that although we are ready cordially to receive every one who may wish for instruction, or willing to assist in the various objects we have in view, still we can find all that we most want in our own circle ; and whilst we are true to one another we have no absolute necessity to seek aid from any one beyond us. In this respect our motto may truly be—God and ourselves. But let me not in this observation be misunderstood. Ido not wish by these words to ex press either selfishness or foolish independence ; this would he indeed sadly to misinterpret the objects of our society. .3o far from our object being selfish, we are, as I said be fore, desirous of enrolling all around under our banners ; and as for independence, it has always appeared to me that any one who claims to be independent of those around him nust be either an idiot or fully determined to act in oppo idtion to the dispensation of that Providence who has for l fie own wise purposes brought us all into the same neigh bourhood—that he who does not, as far as in him lies, promote the well-being of those around him in the manner Ins conscience may tell him is best, is guilty of a moral crime in the sight of God, and deserves, if he does not meet 'with, the disapprobation of every right-thinking and right feeling man. (Cheers.) We have different views of Church government, we may have opposite opinions as respects po itical parties, but these distinctions, however natural they may be in a general society, have no place hero. We ask Sao one whether he is a Churchman or Dissenter, whether he is a Whig or Tory. All we want to know is, whether lee wants iruprovine, or is willing to improve, and thus benefit others ; and we gladly avail ourselves of his ce-ope ration, and willingly enrol him among the members of the Ranwell Mutual Improvement Society. The importance of a society like this for the young men of the village can :scarcely bo calculated. There is perhaps no age which is more difficult to manage than that between boys leave na tional and other schools and the time when they arrive at maturity, and become, in some measure, amenable to rea son and a sense of their true interest. With passions swaying them on one side, fancied independence on another, let loose from the authority of a master, not able to guide themselves, they are peculiarly liable to fall into the snares which aro placed within their path, and to follow the bent of their own head strong appetites and passions. Their greatest dan ger, however, arises from non-occupation. " Satan," says Dr. Watt, " finds some mischief still, for idle hands to do," and with the hope of doing something for the wel fare of the young men of the place, your committee have formed classes for drawing: and offered other at tractions of various kinds to induce them to improve. In this object, we may fairly claim the good wishes and the active co-operation of all. lam particularly anxious to impress thil point upon all of you, whether actual members of the society or not. I mean the vast im portance of taking care of those members of your families which are just advancing into manhood ; and here, I think, we may take a lesson, and a most important one, from the course pursued by another member of our society for whose co-operation we cannot be too gratefu l —l mean Dr. Conolly—(cheers)—in the management of the excel lent and admirable institution, which, although not in the parish of Hanwell, and, therefore, not really belonging to us, has, from its vicinity, been nam ed the Han well Lunatic Asylum. Now what method did he adopt, and those who preceded him, Sir William and Lady Ellis, in a great degree, if not entirely, when they dispensed with the strait-waistcoat and the other coercive methods which increased a thousandfold the miseries of the poor creatures whom the dispensation of Providence had placed in the most distressing of all situations, by depriving them of reason. What do we see as we walk around? The car penter of the Establishment aided by those whom formerly the chains would have encompassed, and relieving their distress whilst instru ctin g and etnployia l them in his trade ; the garden full of labourers whom a skilful gar dener is superintending , giving each his occupation, an d instructing each in his various duties u . patio You mo ve into the cattle yard, and see others employed under an experienced and honest cowman, who in structs and emuloys them, and makes them happy by their very occupation. Nor is this all you see them engaged in various amusa men t s. Bowls in the open air, chess and the bagatelle board, the piano and other instruments within —each and all of immense impor tance to the comfort and well-being of -the occupants. But, in addition to these, you see the well-selected library, the monthly, wee kl y, or daily journal, for the improve ment and inst ruc ti on of those able to avail themselves thereof, whose minds, although infirm, are still capable of appreciating those advantages, when out-door occupations are not to be obtained; and what is the result ? The strait waistcoats are all destroyed, coercion is a thing almost, if not entirely, unknown; the calamities of their state is in an amazing degree relieved, and you walk amongst hun dreds of those who formerly were an object of so much dread, with a secret satisfaction and inward thankfulness, that God has raised up men, who, uniting intelligence with humanity, have thus ameliorated the condition which was formerly so hopeless ; but had these men, whilst they withdrew the shackles, given no occupation for the mind, but left it to corrupt in idleness, nay more, had they at I each corner of their institution allowed the sale of stimu- .d left the inmates free Bulge, we cah scarce 7 to ourselve s th e h orro th e a b o d e. Instead of Jong themselves indu 'ously and usefully, w rhear of nothing but riot and confusion ; instead o .ing with gratification to the charms of music, or in good humour and good order the movements of the deuce, they would well-nigh have become an assembly of demons, and instead of erecting a chapel for their in struction, to lead them to the foot of the Saviour, the clanking chains and th e h orrible prison would have been again to be provided. (Loud cheers.) But as these good and wise men have acted with the sanction of the magis trates and Government of the country, so do we, my friends, endeavour to act on our own responsibility, as far as our limited means will allow, for the well-being of the young people of the families of Hanwell, and the time will come, I trust, when the Government will themselves see the importance, nay the paramount duty, of encourag ing mutual improvement societies in every town and vil lage of this mighty empire, entrusted as it seems to be with the moral and religious interests of the inhabi tants of a world. There is much on other points that I would wish to say to you, but I would not longer interrupt the business of the evening—(go on) --only let me entreat you all to labour to the utmost of your power, and endea vour to add active members to the society ; men who will not only join us, but improve us ; men who will not only give us their money, but their mind. You cannot con ceive, until you try, how much each of you, even the humblest, may instruct and edify his neighbour, and thus do his duty in the stati o n i n w hi c h G od has placed him, at the same time that he will most effectually improve himself. And here let me for a moment refer to a class of men from whom we have not hitherto derived so much as sistance as we might expect, and who are evidently them selves unaware of the powers they have if they chose to exert them, or what benefit the exertion of those powers would be for themselves. I refer to the tradesmen of the place. We have received lectures on the various branches of science, and the fields of history and geography have been traversed over most ably and most kindly by our friends, present or absent—but that which would tend, perhaps, more than anything else to interest and amuse, and im prove us, too, is information upon common things, and the requirements of our daily life, and this information might be given most satisfactorily by the grocer, the baker, the draper, the shoemaker, and the tailor. You may smile at the idea, but depend upon it, if you would make the attempt, there is not a youn g man am ongst you who wou ld not be able, with the aid of the books which your library supplies and your own experience, to add very much to the fund of knowledge of the wisest amongst 1 18, and at the same time find that, whilst teaching others, you would yourselves be taught. Now do not misunderstand me. lam not asking you to inform me how much sand may be mixed with sugar, or chicory with coffee, or how advan tageous it really is to mix potatoes and other substances with the flour to produce a useful and profitable article ; how, by being careful of a nail, yards and ells may be saved, or the beneficial account to which remnants are often turned, or what sort of staff you find most suitable for the soles of your customers, or .what is th e d er i va ti on or popular of th e tailor's ' cabbage, or the tailor's goose. Questions o f thi s ki nd it is not to be supposed could b answered from experience by the =embers of the Hanwell Mutual Improvement Society. The infor mation which you would be enabled to give, and which we should desire, would be of a perfectly different na ture. The young grocer in looking round his shop would find so many subjects that he would scarcely know where to begin. The sugar he would find sweeter than ever. The tea and coffee more refreshing and more valuable than before. Oil and candles would shed a light which has never been imagined since the time that carburetted hydrogen gas was first introduced. The vinegar would become a delicious draught, the pro perties of the mustard and pepper incalculably improved, and, in fact, the whole warehouse become a mine of infor mation of the most valuable character. So, too, with the baker and the other tradesmen. You might think of going to California and Australia for gold, but you would find that you have treasures at home, of which you were not aware, which you could impart, too, with advantage to your neighbours, and add to your own stock of wealth at the same time. You will, I am sure, at once perceive what I mean. To take only one article, and that may guide you in the rest. Let for instance sugar be the subject of your lecture—how much valuable information could you give us in which the books in your library would so materially assist. Some would like to know what sugar is : others where it comes from ; others how it grows—when first introduced ; how it is cultivated ; whence the different kinds of sugar; why is some white, some brown; what process does it go through iu manufacture ; and many other points with which you may, perhaps, he acquainted, but which some of us are not. Or, if you like to break off into moral questions, there is the one of slavery closely connected with the subject. You'see, then, you young grocers, that there are sweets in sugar which your customers have yet never tasted, and which you cer tainly had no idea of when you were satiated with the stolen lumps you have heretofore enjoyed. Now, that which the grocer dces with his sugar, the draper might do with his cotton ; and whilst the intelligent yowl.. tailor entered into a descripti on o f hi s var i ous c l o th s, the pecu liar qualities of the Yorkshire and the West of England manufacture, and carded for us the merino and the Austra lian wools, the young shoemaker might, in enthusiasm for his craft, prove to us that there is nothing like leather. You may, perhaps, doubt the possibility of accomplishing this, but pray tell me why ? Are you not able to read ? Are you not able to write ? Are you not able to think ? Then go to your library; take down from the shelves a volume of the Cyclopsedia which you will find there; read the descrip tions there given of the subject you propose to take up ; write down that which your reason will tell you will be most desirable to know ; digest well what you have written, and come and tell us the result of your reflections, and you will be able to give ns information on common things, more useful for us to know, and more profitable for you to im part, than if Ne..vton were present to carry us among the stars, or Bacon to explain to us the grand principles of his Philosophy. Time will not allow me to proceed, but I have said enough I hope to show you that you tradesmen have only to resolve and you may give us the most valuable information, and promote most successfully the objects of the society. And in doing this you will be promoting your own object and your own interest in another way. Vast numbers are now exerting themselves to effect what is termed the Early Closing Movement. Now souse of your best friends may doubt the desirableness of the object when they consider the evils of idle ness ; but once prove to tkem that you will employ your leisure in the improvement of your intellectual and moral faculties, and their prejudices, if they be such, will be entirely removed, and, doubtless, then a wise and paternal Government will pass laws in your favour, Of which now they might be afraid to make the experiment. But whilst thinking of what may be realised, we must not forget what has been actually done in- the year that has just passed. In addition to the lectures already referred to, you have been carried down into the coal mine, and examined its conformation and its gases ; you have seen specimens of the primeval forests, of ages long anterior to the present race ; you have been conducted to Australia, and heard enlivening descriptions of that laud of gold—so full of attraction to the youthful imagination, so full, too, of moral crime and human depravity. " Let no one admire," says Milton, " that riches grow in hell ; that son may best deserve the precious bane." You have been likewise gratified by readings in Shakspere, and the beauties of Uncle Tom's Cabin have been faithfully pre sented to your notice. You have been at one time taught the application of the principles of geometry, whilst you have been at other times charmed and cheered with the voice of a King, if not of a Queen. If we look to the Financial Statement which will be soon read to you, you will find much to gratify you. Your subscriptions for the year have considerably increased. Our fete, at which hun dreds of your neighbours were present and enjoyed them selves, not only cost you nothing, but added to your funds, although you have doubled your newspapers, to say nothing of your periodicals, and additions to your library, you have a larger balance in the hand of your treasurer for future objects of the society than you have had at the termination of any previous year. Whether then we look back upon what we have already done, or for ward on what we hope to do, we have, you see, my friends, much reason to feel confidence in the working of our so ciety. But our motto must be still forward. Past success must only urge to future victories, and we must not stand still until all who want improving, or aro willing to im prove us, bo induced to join our ranks. Gr., then, when you separate this evening, and determine, ere another an niversary come around, if God in his mercy so long spare your lives, that there shall be no one of your neighbours and friends who is not made acquainted with the principles of the society, and urged by all your influence to come amongst us. Tell them that wo are ready and willing to receive them, that for a less sum weekly than will procure them a rood cigar, or a single quart of ale, they can be entitled to the privileges of a society formed especially for their improvement and well-being. That our aim is to make the drunkard sober, the idle industrious, the ignorant intelligent, and to raise those who have debased themselves almost to the level of brutes to the honour and dignity of man—that when they are themselves improved they will be employed in improving others, and that we will not cease, but throu h evil report and through good report still struggle on, until, as we have near us a Model Asylum, as we have raised a model Church, so will we by God's bles sing endeavour to carry on this useful, this important so ciety, until it becomes a model for improvement and edu cation which every village, town, and city iu our country will do well to imitate. Then, oven if we partially fail, we shall be sure of accomplishing much, and have the de lightful satisfaction of knowing that our eff o rt s h ave b een made in a good e•tuse, that we deserve, if we do not gain, the support of all, and we may feel assured of the appro bation of Him whose life was spent in doing good to those around Huns, and who lived and died to promote the wel fare the ofmankind. At conclusion of his address, the rev. gentleman was greeted with loud cheers. FATAL ACCIDENT AT PIMLICO.— accident accident took place yesterday on the premises of Messrs. Kelk and Co., at Eccleston-bridge, Pimlico. A number of men have for some time been engaged . in erecting a massive nachine at th e w h ar f . Directions have been given to i have some heavy stones, weighing several tons, unloaded. For this purpose three men were sent yesterday' upon the scaffold to work the machinery, and others were en gaged in the barges fixing the chains round the stones. While they were so occupied, and when a stone weighing about six tons was being lifted, the frontage of the scaffold, and an iron box containing three men, came down. The men in the barges were not hurt, but those who fell from the scaffold were imbedded among the mass of stone and the shattered iron -work, which fell upon them. A man named David Connor fell into the barge, and was crushed by the heavy machinery which fell upon him. A man named Hatherway had his thighs broken, and was otherwise seriously injured ; and a third /man was also much hurt. A long time elapsed before the body of Connor could be extricated from the mass of iron which had fallen upon him. Con nor has left a wife and two children. The inquest is to take place on Monday. COLLISION ON THE GREAT NORTHERN RAILWAY.—A collision occurred on this line of railway at Knottingley yesterday (Friday) morning to the Edinburgh night mail, leaving London at 9.15 p.m. on Thursday evening, An empty coal train, consisting of engine and tender, and fifty-three waggons, was proceeding to York, and had stopped at the Knottingley stiation, to take in water. The express, which was over-due, followed on the same line, and ran into the rear part of the mineral train, smashing the break van and a waggon. The guard was not in his van, and consequently escaped the imminent danger he would have been exposed to had he remained in it. None of the passengers were hurt, and but little delay occurred. This morning Mr. Aslett, of York, the district inspector, held an investigation into the circum. stances of the accident. It was shown that the signals were properly exhibited, but that in consequence of the 1 extreme length of the train, and the distance from it and the signals, combined with the slippery state of the line, it was almost impossible to avert the collision. .L_