The Sun. — London, England, 1864-09-12 00:00:00

kI?,AR DOCTOR, what do you advise ? I advise Alfred Mellon's Concerts, afterwards to ANS', Covent-garden. hear some charming singing, order of their capital chol;s and magnificent potatoes, and that he best advice I can give you. CINAHAN'S LL WHISKY v. COGNAC BRANDY. 'his celebrated Old IRISH WHISKY rivals the finest 111NCH BRANDY, t Pure, Mild, Mellow, Delicious, and very Wholesome. old in Bottles, 3s. Bd., at the Retail Houses in London ; by Agents in the principal towns in England ; or wholesale 8, GREAT WINDMILL-STREET, LONDON, W. lbserve the Red Seal, Pink Label and Cork branded anahan's LL Whisky." , "OURNITURE, CARPETS, BEDDING, and FLOORCLOTEE, CARRIAGE-FREE to any house in kingdom, regardless of amount or distance. First• class )ds at second-class prices. Terms peculiarly liberal to rgymen and Gentlemen. An immense stock to select m, displayed in Showrcoms occupying an acre of ground. cry article warranted. :L nIRGYMEN and GENTLEMEN ABOUT TO FUR SU are respectfully informed that Messrs. Cobbett and are publishing an entirely Ncw Edition of their un tailed HOUSE FURNISHING GUIDE, illustrated by4lo n -able engravings of every description of Furniture and isteads, with prices attached. A copy sent gratis and it -free on application. This costly work also contains nplete estimates for furnishing on the following revised le : A Six-roomed Parsonage 474 2 0 An Eight-roomed ditto A Ten-roomed ditto ........ . • A Twelve-roomed ditto gether with a ?rice List of purified Bedding, and a mass valnable infbrmationto all requiring househ 31d furniture, pets, or bedding. References kindly permitted to Clergy s and gentlemen in or near Great Malvern, Southampton, ichester, Bury, Ely, Preston, Grimsby, Ryde, Plymouth, ells, Oxford. Brighton, Gainsborough, Margate. Kidder nster, Wellington. Croydon. Cambridge, Staines, Dorking, Alban's, Worcester, Ipswich, Peterborough, St. David's, rexham, and above 500 other places in all parts of Great ita f.. 3013 BETT and CO., Ge l / 4 neral House Furnishers. Deptf ord idge, London, S.E. LI HE ROYAL INSURANCE COMPANY, 29, Lombard-street, London ; and Royal Insurance-buildings, Liverpool. kt the Annual Meeting, on - the sth inst., the following were me of the !eading results disclosed in the Report to the areholders. FIRE BRANCH. flte Premiums of th e year 1863 reached the sum of Being an advance o f £341,668 40,977 er 1862; an amount of increase exceeding that of any pre me year. The Revenwi from Fire Premiums has been en hanced in four years by the large sum of £113,353 " - the Duty paid to Government in 1862 was . ..... .05,993 Ditto ditto, 1863 88,966 , - Showing an Increase in one year of rimong• the incidents which have tended to the advance of the Royal within the last few months ma, be reckoned a tion with respect to the losses sustained by the explo m of Ur , Lotty Sleigh, which although on' y con-istent with e general tenor of the conduct of the Company, and ulti xtely proved to be no more than what had been done in tor long n. times by the o'd es t and most proverbially honourable its contemporaries, promyet attracted attentio n an d pu b l i c ;tour by its unhesitatintness. As the largest totAl of Revenue and the largest ratio of ol.Y,ression have been. attained in the present year, so it ppens that the largest Profit which it has ever fallen to the irectors to record has likewise on this occasion to be an anced. The balance of net profit on theyear has amounted £83,515 ' • of which sum £34,1G0 on l y has been appropriatel Dividend and Bonus, and the large balan e of £49,444 been tried to Reseive. LIFE BRANCH. The progress of the Life Branch, as shown by the New iciness transacted in the last year, is most promising, and e advances made, year by year, in the amount of New In rances effected, sh'w clearly the estimation in which the enpany is held. The following is a statement for the last 'e years : let Sum Assured on New Policies after deducting Guarantees. 1859 Net Premiums. 1860 ........ £434,470 11 10 1861 ....... . 419,241 16 2 1862 ........ 521,101 17 0 ....•••• 16,6 , 7 18 0 ........ 701,4 715 3 1863 ........ 752,546 18 10 This rapid growth, amounting to 73 per cent. on the Sum soured, and upwards of 80 per cent. on the Premium re iyed in the course of five years, may justly be considered as rger than any which could have been reasonably expected. he first half of the current year 1864, however, far outsttips e ratio of increase indicated by the figures just uoted, as Le sum assured for that p er i od of six months onl y actually :ceeds Half-a -Mil ion sterling. The rate of Mortality, likewise shown by e quinquennial investigation, which is to take place when Le present year is conclud d. PERCY M. DOVE, Manager and Actuary. JOHN B. JOHNSTON, Secretary in London. August, 1864. 3U SINES SE S.-Mr. ANDREW HIND'S SEPTEMBER LST, C ontaining 500 Businesses, Preenis l s, Partnerships, Ste., Gratis. Letters, enclo se stamp. Particulars entered free. rncEs—CORNE R OF LITTLE CARTEB-LANE, ST. PAUL'S. ;1 USSE X. - FREEHOLD FARM. - Mr. --, ANDREW HIND has for SALE a FARM of 10 , acres, ithin a ring fence, and consisting of 49 acres arable, 36 tsture, and 15 wood, with homestead, gardens, &c. The roper y is well t mbered with thriving oak, ash, &c., is tuate in a fine sporting country, within .t. 3 miles of London, mounded by good routs, irtly ted by a trout team, and commands very extensive and picturesque :e.,ery. A market town and railway station three miles istAnt. 'There is also a right of pasturage-for 22 head of tale on the common. P ry per house, buildings, tuber, forest right, &-., .£45 per acre ; part of the purchase ioney may remain on mortgage. Further particulars and trds to view may be obtained at the Auction and Estate .gency Offices, corner of Little Carter-lane, St. Paul's. IFIEVON.—Mr. ANDRE W HIND tile for 1.5 SALE a FRFEHoLD FARM, containing 200 acres, pith farmhouse and building's. This pro,erty affords good hooting and Is cv , able of great improvement ; will be sold 7ith early possession for L 2,00..); timber at vain Mon. 'urthe Particulars and eards 'o view at the City Central staterffices, corner of Little Carter-lane, St. Paul's. C 0 rTAGE an d L AND, near In 2atestone. Essex. —Mr AR DREW HIND has for DISPOSAL the ..EASE of a COTTAGE, c ontaining nine ro oms, with dairy. tables, co ac h house . shed, large garden, and seven cres of ich pasture land. Unexpired term, (1 years. Rent 430. 'rice for Lease and Fixtures, £6B. Particulars and cards to ievv, at the Auction and Estate Agency Offices, corner of Attie Carter-lane, ht. Paul's. pICHM 0 N D . —Mr. ANDREW HIND has to ILL LET a detached HOUSE, containing three sittinz owns and six bed-rooms, kitchen, and usual offices, with root and b ac k garden!, ; rent £65, f or a term of not less than hree years. C ards to vi ,w at theoffices of Littl e tarter-lane, St. P au l' s. ,corne D _ IGS! PIGS! PIGS! -INDIAN PIG L, without husks, suppli ed to the Royal farms, Windsor, Lnd in to every county in E ngland, 100 6d per cwt; one cwt. 'qual i on. Establ cw shed t. batoeyBsB.or any meal. Deli vere d tree in i 1 Lon- Last -street, S outhwark —TROMAS PEA.RCE, Manager, 66, TH. —IMPROVED MECHANICAL D ENTIS FRY.- Prof ess i onal abilities and g artistic ikill have been m os t successfully combined in th e reat prc AR miciAL T KET H. upon a new principle. The real wire of the perfection o f the art of Dentistry will be expert ,need by all wishing' to avail themselves of professional tssistance by consulting- Mr. AL itiMT, 34, Great Russell §t, eet, Bloomsbury, whose experience has enabled him to effect such admirable, convenient means, and whi c h are so perfectly efficient, nces by artificial ROUND SHOULDERS, STO OPING HABITS, and DEFORMITIES are prevented and cured by CItAND L E R ' S IMPROVED CII EST-EXPANDING IIitACES, for bo'h sexes, of all acres. They strenathen the voice and lungs,relieve indigestion7and are especially recom mended to children for assisting the growth and r reducing a perfect symmetrical figure, superseding' the old braces and stays,_ fig, Berners-street, Oxford-street, W. illustrated Pamphlets forwarded. —_____ T HE BENEFACTOR OF THE SKIN._ MOLLARD'S perfumed Toilet Sulphur Soap and Cream, highly patronised by the faculty, nobility, and gentry. Nothinl.:- equals the properties and qualities of the Soap No. 1 for ordinary to purposes, and of Nos. 2t05 in all cases of cutaneous affections or rheumatism. Perfumed toilet cream, cold cream, and pomatum for the hair. llarege cream for sulphur batheodour. , without any di sagreeable All these preparations may be had at the central depot, 221 A, Regent-street, London, W. ; and at Messrs. Newbery and Sons, Barclay and Sons, Edwards, Keating, Sanger and Son, I ozeaunetti, and all chemists. Pamphlets and test - mon'als tree On a plication. Agent for George-street Edinbargh—Mr. John DI Kay, chemi s t, 11 9, ---- PItI Z E MEDAL -INTERNATIONAL EXHIBITION, 1862. FRANCIS TUCKER & CO., Wax Chandlers, dr,c., To the Queen and the Prince of Wales. (Established 1720.) testifies The Jurors he ' Report on Wa x and Church Candles, in 1862. manufacture, to r excellence or the q ua li ty of Messrs. Tucker s ' A distinguished Dignitary, in a letter addressed to Francis Tucker and Co.. on the subject of WAX CANDLES with PLATTED WICKS, says : " I have found them fully equal to the recommendation Which you gave them, and can sincerely, in my tutu. I com mend them to the clergy for the use of the altar." Finest quality, with latted Wicks, patented., 7s, 2d, per lb, Ordinary quality .. ••• • • • Cs. Od. per lb, VEGETABLE CANDLES, with a Mixture of Wax. ls. sd. per lb. B est quality .. Second quality ls. 3d. per lb . Third quality . • :•. •.. ls. ld. per lb. Ca rriage paid in Lond on on O r d ers o f Fi ve Pounds in value. FRANCIS TUCKER AND CO., 8 , South Molton-street, Grosvenor-square. Manufactory— Kensington (Established 1730). 711 e largest Establishment in England for the Manufacture 1 Wax Candles for the use of the Altar DR. SCOTT'S BILIOUS AND LIVER aredPILLS. —A NEVER FAILING REMEDY.--Pre without any mercurial ingredient, from the recipe of Dr. -t . without ((cut, will be found invaluable to all who huller from bilious and iver c.orniolaints, indigestion, wind, q' s ms, giddiness, of zziner.s of the eyes, &o. For habitual , oativenea, RH a faintly aperient medicine, and as a . purifier (. 1 the blood, they are truly excellent; mild in their opera tion and tzrritettil.to the stomach, they create appetite, pro rrr)olt,e- (li qktion, and strengthen the whole nervous system. t;""0' ( '11 IN . Lambert, 8, King William-street, Charing-cross. 11 , and by most drug6sts, to boxes,ls. lid., and three 0 '''", tile quantity in one, 2s. tid. lie sure to ask for Dr. ~,cott•a liillous and Liver l'illa. The genuine are a square (sori packtwe with "William Lambert." engraved on the a taly m '' ' Second Edition, Corrected and Revised cloth 13d., ,post free 7d., In TuE T EETH - : a Practical Treatise, with th© best means of restoring them when defective or lost. By A. ESKELI„ Esq., Surgeon-Dentist, 8. Gr osvenor -street, Grosvenor. square. "It really contains all that is necessary relative to the good keeping of he mou h and teeth, and deserves the serious consideration of all who adequately regard their health, comfort, and appearance."—The Sun, May 4, 861. "We can commend this little brochure on a subject upon J une Winchs, leB6 l v erybody takes an interest."—Medical Circular, "we can recommend its perusal to those who wish to pre serve their te,th, and to those who know the value of them." --Daily News, June 29, 1861. L011(1911; Clements, Little rulteney-street, HAIR DESTROYER —248, High Holborn, London. —ALEX. ROSS'S DEPILATORY removes without effect to the alm buperfluous hair from the face,, neck, and arms. 3s. 6d.; sent the same day.as ordered by post for 51 stamps. SPANISH FLY i s t h e acting ingredient in ALEX. ROSS'S CANTHARIDES OIL, which speedily Produces whiskers and thickens hair. 3s. 6d.; sent free fors4 stamps.— ALEX ROSS, 248, High Holborn, London. Essay m Hair, Id. PIMPLE REMOVER.—AII diseases of the skin are improved by one dose of ALEX. ROSS'S VEGE TABLE SHIN PILL. They remove redness, sallowness 44e 2s. 9d.; by post for 40 st imps.---ALEX. ROSS, 248, Iligh Holborn London. A LEX. ROSS'S FACE POWDER, ls.; sent for 14 stamps ; Eye Colour, 3s. Ad., or 54 stampq. Skin tonic produces a transcendent complexion, 45., or to stamps. Bloom of Roses, 3s. 6d., or 54 stamps.—ALEX. ROSS. 218, High Holborn, London. NOTHING IMPOSSIBLE.—The greatest and mos tusef ul invention of the day, AGUA AMARELL A. Messrs. JOHN GOSNKLL and CO., 3, King-court, Lombard street, London, Perfumors to her Majesty, respectfully offer to the public this truly marvellous fluid, which gradually restores the human hair to its pristine hue—no matter at what age. The Agua Amarella has none of the properties of dyes ; it, on the contrary, is beneficial to the system, and when the hair is once restored one application per month will keep it in perfect colour. Price one guinea per bottle, or in half bottles, tos. 61. Testimonials from artistes of the highest be s i orde seen on. Messrs. John G - osnell and Co. have been appointed Perfumers to her Royal Highness the Princess of Wales. SPORTINGTBOOKS, GUIDES. CIRCULARS, &c. R. GLENIE, Sporting Library, 4, C,)nnanght v• terrace, Hyde-park, has on hand, or gets to order, all Sporting an 1 General Books, Newspapers, Periodicals, &a. He also buys Sporting or other books in large or small quantities. Just ready, is. post free, WEATHERBY'S SE PTEMBER PART of th e RAC ING CALENDAR, containing result the of all th e Races from January Ito end of August. , WRIGHT'S RN:COR D. ls.; M'CALL'S CIIRONICLEAIso ,10d.; and RUFF'S GU IDE, Is. 6d. Agent for M‘Call and Wright's Handicap Books, id. each ; also for Sh e lt on, Judex, Ling , and Locket' s Ci rculars, Is. each post free. Betting l'ooks from Is. each. Sporting Papers, the Times, The Sun, and every other paper posted to any p e r t, Special and only pest - end Agent for th e L a t e Edition of 'THE SUN" Newnaper. The Trade supplied. COMMISSIONS EXECUTE`). C. R. GLENIE'S extensive and long connection with the ending Bookmakers throughout the country enables him to xecute Commissions to a , ,y amount at the most favourable prices. - - ST. 11,11 GER. 30 Breeze. 25 Master Richard. 31 l'eon. 33 - Paris. 50 Copenhagen. 50 Valiant. 60 Ackworth. 50 Vanquisher. From 60 to 200 to 1 others, CII STAKES. 50 Myrtle. 50 Retainer. 50 Beaver. 50 Gratitude. 50 Limosina. 50 Hersey filly. 1 others, [LIRE STAKES. 50 Mail Train. 50 Muezzin. 50 Royal Stag. 50 Brick. 0 others. vg, 1,000 to 3,000 to 1 9 - 4 Blair Athol. 9 - 4 General Peel. 8 Miner. 10 Baragah. 16 Ely. 16 Knight cf Snowden. 25 Claremont. 25 Cimbusean. 15 Coastguard. CESAREWIT 50 Royal Stag. 50 Accident. 50 Carisbroolc. tiO Armagnac. 50 Calist. colt. Se Mail Train. 61' CAMBRIDGES 30 Tatt - o. 50 Borealis. 50 Copenhagen. 60 Gillie. CO to 2t OUBLE EVENT N°. 22,533. NEW NOVEL BY THE AUTHOR OF " CASTE." Now ready, at all the Libraries„ in 3 vols., CUMWORTH HOUSE. By the Author of "Caste, ezo." Hurst and Blackett, 13, Great Marlborough-street. VRANCATEL LI'S COOK'S GUIDE. Eixteenth Thousand. 1,000 Recipes and 40 Illustra tions. ss. FRANCATELLI'S MODERN COOK. Fifteenth Thou sand. 1,00 Recipes and 60 Illustrations. 12s. WHAT TO DO WITH THE COLD MUTTON. 2s. 6d. EVERYBODY'S PUDDING BOOK. 2s. 6d. Richard Bent:cy, Publisher in Ordinary to her Majesty. TIIE LATEST NOVE. DANGEROUS NE W CONNE LS XIONS. In Three Vols. BE It TI E BRA Y. By the Author of " SIR VICTOR'S CHOICE," &C. THE MAN IN CHAINS. By the Author of " SACKVILLE CHASE," &C. John Maxwell and Co., Publishere, 122, Fleet-street. CHEAP EDITION. This day. Pri ce 2 s . comp l e t e. CROSS OF HONOUR. By Author of " SIR VICTOR'S CHOICE," &c. John Maxwell and Co., Publishers, 122, Fleet-street. This day, uniform with " Stronghand," price 25., QMUGGLER CHIEF . KJ A Tale of Life and Adventure. By G. AIMARD. London : Ward and Lock, 158, Fleet-street. 90th Thousand, price is., DR. HARVEY ON CORPULENCE.—Its diminution and cure without injury to health, with Remarks upon the Maladies produced by obesity. CANC&R and CONSUMPION. New and painless treat ment. Price is. By JOAN HARVEY, M.D., 9, Brook-street, Grosvenor-square. Smith and Co., 5?, Long-acre. THE WIZARD OF THE NORTH.- THIS EVENING at 8 o'clock- El_ hill Appearance ( f Miss Anderson, the Second-Sighted Sybil. Secure your stalls and tickets at ➢lr Austin's Ticket Office, 28, Piccadilly. Open daily from Ten till Five. " THE WORLD OF MAGIC." ST. J A M E S'S H AL L, Entrances in Regent-street and Piccadilly. Profes•or ANDERSON'S Grand Entertainm.nt, the WORLD of MAGIC, And Miss ANDERSON'S extraordinary powers of SECOND SIGHT, has mode a success hitherto unparalleled in the annals of the Art Magique The PROGRAMME, in its present form, will be repeated every Evening at Eight. On SATURDAYS, a FASHIONABLE JUVENILE DAY PERFORMANCE, at Three p.m. Doors open at seven and two. Stalls (Dress, Numbered, and strictly Reserved), 3s. ; Bal cony, 2s. ' • Second seats, 25.; Body of Hall and Galleries, is. Juvenile Tickets for the stalls and balcony, 2s. each. Reserved seats may be secured at the Box-office, 28, Picca dilly, under the superintendence of Mr Austin. MR. GERMAN REED'S New OPERA di CAMERA ENTERTAINMENT.—TO-NIGHT, at Eight o'clock, THE SLE EPING QUEEN, by M. W. Bali% Esq., the libretto by H. larnie, Esq., and sustained by Miss D'Este } inlay on, Mr. W hiffin, Mr. Wilkinson, and Miss Poole. To be followed by TOO 51ANY COOKS, adapted from M. Offenbach by Mr. German Reed, the libretto by C. Furtado, Esq., and in which Miss D'Este Finlayson, Mr. Whiffin, and Mr. J. A. Sh aw win appear. ROYAL GAL LERY of ILLUSTRATION, 14, Regent-street. Every evening 'except Sat rday), at 8. Saturday morning, at 3. Unreserved seats, Is., 25,; stalls, 35.; stall chairs, 55., can now be secured at the Gallery without fee. The Oxford and Canterbury Hall Company (limited!. T 0 X F 0 D, 6, OXFORD STREET, W. Durin;:r this week will be performed, Selections from the followinEr Operas. viz THE TROVATORE, NABUCO. UN BALLO IN MASfIIIERA, LA FollZA DEL DESTINO, by Verdi; and THE TWO GENTLEMEN OF VRussell, ERONA, by Sir 11. 1 i s h op. Pr i ncipal Art i stes : —Mi sses Tyrr. 11, Walmsley, Fitz-Henry, and Billie ; Messrs. Marini, Hush, Green, M ircello and Albert. Comedy by UNS WORT H EUGENE, W. Randall, C. Burton, and Md lle. Cava'ho, the celebrated Comedienne and Mimic. Admission—Area, 6d. ; stalls and balcony, I.s. ; private b)xes, 10s. 6d. The Oxford and Canterbury Hall Company (limited). C ANTERBURY HALL, Westminster -road, London. GRAND OPTICAL ILLUSIONS. PRINCE BLOSSOM; OR, THE FAIRIES OF THE MAGIC FOUNTAIN AND THE FOREST OF SHADOWS Primo, Blossom, Miss Townley. Also, the New and successful Illusion, entitled TILE TERCEN TENA ItY ; or, a NIk.iIIT WITH SHAKSPERE. Operatic Selections, Glees, &c., by the whole of the talented Artistes. Comedy by ➢lr. W. Randall ; Mrs. W. Randall; and those marvellous Gymnasts, ices re. TALLIOTT and BURNELLI (from the Principal Cirque, Madrid). " THE ANTIIIIOPOPIIAGINIAN "Go, knock, and call ; he'll speak like an Anthropopha ginian unto thee: knock, I say."— Shakspere. Merry Wives of Windsor. 4 act, sc. 5. THE WONISE Et OF THE DAY Will be Illustrated by Mr. W. Hilton. Director. Mr. F. Jonghmans. A dmission—Area, 6d.; Stalls and Balcony, ls. MADAME TUSSAUD'S HISTORICAL GALLERY; established 28 years at the Bazaar, Baker-street. NEW ADDITION. A full length portrait model of DR. COUTY DE LA POMMERAI, the Poisoner, taken from the original phot graph, by Mons. Trinquart, of Paris, from life, is now added to the Chamber of Physiognomy. Admittance, ls. ; Napoleon Rooms and Chamber of Horrors, 6d. extra. Open from 11 in the morning till 10 at night ARGYLL ROOMS, Windmill-street, Piccadilly, entirely re-dec zated, are flow OPEN for the Winter Season, with all the new novelties of Dance Music. Conductor—LUlGl CURTI. Admission—Promenade, One Shilling. Interpreter and Manager—M. GRENET. Proprietor—R. IL BIGNELL. HAIR.CURLING FLUID. 248, High Holborn, London.—ALEX. ROSS'S CURLING FLUID curls Ladies' or Gentlemen's hair immediately it is applied. Sold at Is. 6d.; sent free for 51 stamps. Ross's Toilet Magazine, is. 6d., or 20 stamps. P/A/14/ ‘ ZCi — e 'N.'d -4'6; ~s= • . , • •••••,, ) %•7- i . " , ilLk. -4 • 1, d r. • , _ . • , "3"7 . 41-4 , 4 1111 E - ' lit N " -050 D • e . ;.1414••••• THE SUN, LONDON, MOADAY EVENING, SEPTEMBER 12, 1864. THE CREDIT FONCIER AND MOBILIER OF ENGLAND (Limited). Capital Two Millions. In 100,000 Shares of £2O each. Of which 80,000 Shares will be issued to the Shareholders of the Credit Fonder (Limited) and the Credit Mobilier (Limited), and 20,000 Shares will be issued to the public. £5 per Share, or £500,000, will be called up. No further Call is contemplated. The Reserve Fund will amount to £200,000. - a o 3 t . E-I I=4 0 $l., F 4M4 7 3 1 7,72: biz ' t 4 4§t) Eq g Eta cu P, 6 t> iz 0 5 1 -. 474 t 44 7.4i (12 g ~,, r+l 4.> t o tel eg.2. I F all i 014 4 ‘ w 24 c ive 0.0(1241 4, 62 -, 4 I: 4I .4 . a' Pi 8 0,- .7,113) c 3, to-o v cc , cr. . 1. vi e, ri , 0 at 1.0 "8 41 c, „.. Cn , 0,1 r. . P-I 1,), to 0 o 1, CO 0 ~. . N CO c 4 cq ce) I 0 e.) 0 0 mi ° • • , i i 0. 0 0 pi r.I •• 41 0 0 . "1 'ZI 0 0) i'l 0 0 4. , .- eg co i= ........... ;A 4 a egg TS • G. c 0 6 . 00 CI g-4 ci m ,ti (00 1 0 025 d'cr 0 0 o" to w Cst ° ° CD it) keD r.l vor 44 0% CA w oa co Who 1-1 ...4 AO *de I 0 ---, .---, --- ----. . :. 71 •cs • 4) .11 -4 . 0 • — 4 ,.. 8 T.) .9 .. TS ta. tj 0 0 .•-• 71 C.) 0. as 4, go 7=B 1 ' a fg, 11.2 V. c.) T 8 Irs Oi '°o ga l ??: 8 "..4 si d a -.. 8 c.A ,ig -14 ig m 0 8 't m 4)-Ei ..0 .. ..I'l 4 'T. .24c ) •41 ill th-- br -us be seen that the average value (as represented by the price of the shares) of the above-mentioned four Companies is £3 4s, premium per share, atter deducting (if any) the reserve fund ; the price of issue of this Company's new shares to the public is £2 13s. 4d. premium, from which, after deducting the amount of this Company's re serve fund, equal to £2 per share, leaves the share costing only 13s. 4d. premium against £3 4s. premium, the average price of the four companies before referred to, leaving a bonus to the public of £2 10s. Bd. per share : but, taking the premium of the last-mentioned company as the moat analogous to this Company, it having been amalgamated only two months, it will be seen that their price of £3 10s. per share (which is fur below their intrinsic worth), added to the £2 premium in this Company's reserve fund, gives £ 5 1 0s. per share, or £2 16s. Bd. bonus on the price of issue. The above prices are quoted as they are given in the Stock Exchange List, but it is generally admitted that they by no means represent the full value of the different shares quoted, the pries of which ought to, and will doubtless be, much higher. Applications for shares may be made in the form annexed and mot be accompanied by the payment of £1 per share., Should no allotment be made the amount will be returned forthwith without deduction. Should a less number be allotted than is applied for, the sum paid on account of such application will, as far as it will extend, be applied in payment of the sum due on allotment. Copies of the Report of the Credit Foncier (Limited) and the Credit Mobilier (Limited), above referred to, with pro spectuses of this Company, may be had on application to the Bankers, Solicitors, Stockbrokers, or the Secretary. London, Sept. 1, 1864. FORM A. FORM OF APPLICATION FOR SHARES. To be retained by the Bankers. To the Directors of the Cr&lit Foncier and Mobilier of England (Limited). Gentit men,—Having paid to your Bankers,* the sum of , being a deposit of £1 per Share on Shares in the above Company, I hereby request that you will allot me that number, and I agree to accept such Shares, or any less number you may allot to me on the terms of the pros pectus, at £2 13s. 4d. premium per share, and I agree , to pay the deposit on allotment, and t o s i gn the articles of aisocia- Lion of the Company when required, and I authorise you to insert my name on the Register of Members for the number of Shares allowed to me. Usual signature Name in full Residence *** Profession ** Date, September , 1864. • Insert bankers' names. THE CREDIT FONCIER AND MOBILIER OF ENGLAND (Limited). The fo'lowing Circular has been issued to the existing Shareholders in the Credit Fonder and Credit Mobilier (Limited) Temporary Offices-40, Lombard-street, E.C., London, Oh September, 1864. Sir,—l am instructed by the Directors to inform you that they have fixed MONDAY, the 12th inst., as the last day for receiving APPLICATIONS for SHARES under the pri vilege reserved to yon as a shareholder in the Credit Fonder (Limited;, or in the Credit Mobilier (Limited). All options not claimed before or on that day will be con sidered as renounced, and the shares not claimed will be al lotted elsewhere. I am, Sir, Your obedient servant, ALFRED LOWE, Secretary (pro tem.) SPIRIT OF THE PUBLIC JOURNALS. THE "EXAMINER" ON THE SUPPOSED HOARD ING OF THE PRECIOUS METALS IN INDIA.—We are thoroughly satisfied that the imagined hoarding, burying, and waste in trinkets of the people of India, although a theory as old as the Romans, is no better than hereditary figment. India is not a sink of the precious metals any more than it is a sink of copper, tin, or zinc. It produces itself neither gold nor silver any more than it does these vulgar metals. As their presence is indispensable India must have them, and it gets them from the quarter that can supply them at the cheapest price, This, for the present, happens to be England, although other European nations, and even now and then the Chinese, contribute a minor share. Indeed, India, in regard to the precious metals, is very much in the condition of England herself, for we have no gold of our own production, and very little silver. We import nearly all that we nee, and yet we are not a sink of the precious metals, although we ven ture to assert that the waste of them with us i s pro portionally far greater than in India. The Hindus are eminently a frugal, even a parsimonious people, and none know better than they the two sides of a coin. This characteristic of the race extends even to the humblest orders. The value of money among them is high ; they are bankers and money-changers in every village, and they count by scores in towns and cities; bills of exchange, also, are of immemorial use among them. In such a state of society there is no temptation to hoarding, and we are quite satisfied that very little exists. The only kind of hoarding of the precious metals that we can call to mind is that which has been occasionally practised by some frugal native princes. The King of Oude, for example, had onceta hoard of some millions, and the notorious Kirwi booty, said to amount to £700,000, was once the hoard of a Mehratta prince. But such hoardings were but partial exceptions. Still less temptation must there be to bury treasure ; an expedient, indeed, never had recourse to by any people except during foreign invasions and long civil wars, and from both the larger part of India has been free for from one'.half to a whole century. Much has been made, and in our opinion very erroneously made, of Hindoo ornaments and trinkets, to account for the imagined disappearance of the millions of the pre cious metals yearly brought to India. This refers chit fly to silver, for in such articles gold is Liu rarely employed even by the very few wealthy. The trinkets consist of bracelets, armlets ' necklaces and earrings, and with few exceptions their use is confined to women and children. The Hindus use neither silver forks nor silver spoons, and they waste no silver in plating, for the art is unknown to them. A man or woman of means may some.. times have a silver betel or tobacco-box, and the woman now and then a silver skewer for her hair, but that is all. The Hindus wear no watches, unlike the Chinese who do wear them, and always two at a time. A well-to-do English farmer or prosperous artisan will be possessed of more articles of luxury in gold and silver than a whole Hindu village of 1,000 inhabitants, but we do not on that account charge him with wasting the precious metals and diverting them from their more important office. Neither ought we to charge the Hindu peasant with wasting them because he decorates his wife and children with armlets, brace lets, and anklets. The chief use to which the pre cious metals, but more especially .silver, is put in India is as money, as indeed it is in every civilised country. India from its importation has to supply not only itself, but also the countries in its imme diate neighbourhood, for these have no other chan nel by which they can receive them, and like it, they produce none themselves. Probably not less than two hundred and fifty millions of people, or one-fifth of the computed population of the globe, has thus to be supplied. From the very nature of things this population must always be supplied with foreign gold and silver. Of late years, but especially since the discovery of the gold of Cali fornia and Australia, the importation of the precious metals has greatly increased, arising wholly from the increased prosperity of India. The reader may judge of this increase by the value of our own im ports from that country at two not very remote periods.- In 1854 the value of our imports was but £13,000,000, and in 1862 they had risen to £39,000,00 0 , or in eight short yea rs hid been per toe cent. Indian to v t a h l i u s e : ti t m h ' e S : hole wilt mul tiplied threefold. In the last - nam ed y ear the value of our exports to India was but £ 17,000,000, and v as to ap proximateto £25,500,000, making a difference in y a m nde t jcp in specie ortsof £13,500,000 to be which ac counts even onlyamountaddingitsothebalanced e of e rt the he b millions imports aen pa exported yearly to India. There the money is not hoarded or buried or ex pended in trinkets, but, with tri flin gexcept o io f n L s o , r i d t finds employment i n new branches of i ndustry or the extension of old ones. THE " SPECTATOR" O N THE PREM IER AND SIR G EOR GE CORNEWALL LEWls.—The subject Palmereton's speech , Was in singu lar contrast to his eu lo g ist. A. man of less official experience than any of his more disti nguished col leagues, he made far more effective strength, i s how ever, use of the expe rience of others than Sevireragoreat L ewis,p oliticians usually make of their own. His was perhap s one o f t h e very few minds in wh ich the hacknie d phrase that Carlyle so loves to ridic ule, that Iphilo sophyike a teaching tr ath ; o or rather , experience,ther perhaps," to him philosophy meant the lucidly digest ed lessons o f history. The whole basis of Sir George Le wis's "history was intellectual , a s the whole basis of Lord P a l mers ton's strength (exc e p t so far as intellect is involved in a clear head for business) is non-intel lectual, the ease of his manner, the pliancy of his convictions, the strength of his ambition. Sir George Lewis had probably little or no ambitious impulse to drive him upwards. He had a sort of intellectual contempt for half the questions discussed by politicians and the fuss they created ; and so quiet and assured a conviction upon the other half, that it scarcely seemed worth while to answer the fallacies that were put out against him. He had studied early, too, under one of the greatest of jurists, Mr Austin, and a very able writer who knew him in some ways better than any other of his contemporaries has told us that Sir George Lewis's politics were throughout penetrated by Mr Austin's teaching forming a code of principles at the very basis of his intellect. Nothing could create a greater contrast between the two politicians than this difference. Lord Palmerston catches at his " principles" hastily when he wants them; and in tuitively avoids expressing any,in matters of political moment, as far as it is possible to do so. What per tinacity he has, and it is not small, is the pertinacity of strong predilection, not of strong conviction—of will and preference tempered by sagacity in judging the public, not of belief. Sir G. Lewis's princi ples were never of the doctrinaire and cast-iron kind, for they were deduced strictly from experience by a cautious and sceptical intellect that cared no thing at all what result be arrived at so long as it was the true one—but when he had reached a con clusion, though he never hesitated to yield practi cally on a point that be did not think of importance, he was probably incapable of being even affected intellectually by the dissent of the world. There was a curious contrast of the same kind between the humour, if we may so call it, of the two men. Lord Palmerston's is all social vivacity resting on good spirits, self-possession, and the temperament which conversation or debate excites. He is always best after dinner, or in a cross-fire of warm discus sion. Sir George Lewis was probably in some re spects the most apathetic man in the House of Come mons, and was never by any chance warmed by debate. But the cold lucid vigour of his intellect, and the power it gave him in detecting political trifles and recognising the nonsense that often ac quired a fictitious importance in popular discussion, often lent to his remarks an irony that had a very unique fi ivour of its own. When as Home Secre tary be used sometimes to explain to the House the utter futility of the arguments that bad been used on the side he was compelled by his position to support, and by his scepti c i sm t o d esp i se , an d t h en to s it down, saying with a half smile, " for these reasons I shall give my vote in favour of the bill," there:was a sort of grotesque hatf e d o f pl aus ibili ty , a deter mination to show clearly what he believed to be the reason of the subject as a co.npensation for vot ing against what he thought the reasonable policy of doing nothing, which was the keenest of satires. Lord Palmerston is always plausible even when h e goes against the grain. Sir G. Lewis always said what he thought, the exact truth in th e pl a i nes t way, even if he also said h e was go i ng t o vo t e f or error. Thinking as he did purely from history and experience, his creed w as a l ways a li tt l e cyn i ca l- Conservative,—" Don't change, it's bad enough as it is, but all changes almost are for the worse ;" thinking as Lord Palmerston does on the social impulse of the aristocratic ,society in w hi c h h e moves—and society believing too complaisantly in itself ever to be cynical at bottom except in very rare emergencies—his creed is always a little rose water-Conservative--" Don't change, better let him alone." Of course the living statesman has the in fluence given by expressing the feeling of the day pleasantly—the dead that given by strengthening it, not altogether pleasantly. Indeed no two statesmen were ever more unlike except in their kindly natures; and even there they were different. Lord Palmerston has the geniality of aristocratic ' society, which is not always equally genial to men of all origins. He now and then breaks out against manufacturing opponents like Mr Cnbden with something of scorn ; he can strike sharply in return for the blow given him by another, as well as smile if it suits him better. Sir G. Lewis scarcely knew the difference between rank and rank in his treatment of men. While he had a certain scorn for popular fallacies, and perhaps in a mild way for the men who bruited them about ; there was in him an immoveable benevolence of feeling steadier than any emotion, and an unaffected recognition of the equality of the same intellect in all ranks, which, had he ever made a government of his own, would have silenced all complaints against the old Whig exclusiveness. In short we doubt if Lord Palmer ston ever fully knew how completely Sir G. Lewis supplemented all his deficiencies, or whether he used to the full the strength of counsel he had in him. Both of them substantially Liberal Conserva tives,Sir G. Lewis was yet absolutely devoid of the conservatism of prejudice which is Lord Palmer ston's. Yet with a far superior intellect to the Premier's, end far greater knowledge, he was so far inferior in via and in mobility of mind that he need never have endangered his chief's supremacy. The one would have supplied the moving power of am bition, and the social ease, the other the passionless judgment and clear knowledge,—and probably the only thing remaining deficient in the combination would have been political imagination. "THE LONDON REVIEW" ON ABOLITION OF TIIIMPIXE TOLLS.—One of the conditions of a sound fiscal impost is that all that is taken from the taxlpeyer shall find its way into the Treasury, with the smallest possible deduction for cost of collection. Judged by this test, the system of turn pike tolls is inconceivably wasteful and barbarous, There are more than 1,100 turnpike trusts in England and Wales. Each turnpike gate costs about £25 per annum, and there are more than four gates, on an average, to each trust. Thus we have an expenditure of one hundred and ten thou sand pounds upon the mechanical operation of collecting the tolls. To this outlay must be added all the coat of manage ment and the necessary expenses for keeping up the road. Each trust has its staff of paid officers—its clerk, surveyor, and sometimes its paid treasurer. In the Leominster trusts it takes one-half of the revenue to pay the expenses and establishment charges, while the repairs, after all, are put upon the parishes. In some other trusts the expenses range from 25 to 40 per cent. of the whole revenue. To the permanent cost of collection and management must be added the periodical expense of renewing the Acts of Par liament. The eleven hundred trusts have each been re newed (say) tour times within the last century, at a cost of above £2,000,000 sterling. No wonder that the trusts of England and Wales, under this thriftless system of adminis tration, have accumulated a heavy load of debt. The tended debt, which is nominally put at £4,900,000, is, indeed, one of the chief obstacles to the abolition of toll gates. It may, no doubt, be said in favour of the turnpike system, that those who use the road to any extent pay for their use of the road. The House of Commons' committee of 1836 at. tached considerabli weight to the circumstance that turn pike tolls caught the through traffic. The turnpike road was formerly a national road. When people travelled from London to York by stage coaches and post carriages, it was but reasonable that the burden of repairing the road should not fall exclusively upon the intermediate parishes. But the railways now convey all the long traffic. From one part of the country to the other you scarcely meet a single com mercial traveller, a single stage coach, or a stage waggon, upon the turnpike roads. The heavy goods, as well as passengers, go by railway. The traffic being thus local traffic, the toll payers, and those who, as ratepayers, would pay for the roads if tolls were abolished, are now the same olass of persons. The time has thus demonstrably come for reconsidering the question of t o ll ga t es , an d f or adopt ing a system of road administration in harmony with the wants and circumstances of the time. The farmers and other ratepayers of the district really p a y th e t o ll s a t p resen t, but with this difference, that an enormous per-tentage is frit tered away by the cost of gatekeepers, the peculations of collectors, the salaries of paid officers, and the multiplicity of trusts. The vexatious and inconvenient hope diments to traffic interposed by toll gates, espe cially in the neighbourhood of large towns, need scarcely be insisted upon. In every part of the country the feeling is growing that turnpike gates are a nuisance which the public would be glad to pay something to be rid of. In some cases a man can go to a neighbour ing town and back by railway cheaper than he can drive there, on account of the tolls. We hear one case in which a Sussex coachman brings his master a bill for tolls for a fortnight of 24s for a pair of horses, and this not for a great deal of travelling, but " merely a little country visiting." Between Etchingham and Hastings. a distance of 17 miles, this coachman pays 6s in tops; and if he goes in the oppo site direction to Tunbridge, it costs 4s or ss. Things are ' it as so ba fr d om i n t h t h e e p I N a g o u r e t h. of toll T Th e e gates. ei t y of lt Durham iaalo e d at the six entrances of th e town, besides with suffers th c h ec k gates. If you want to reach Durham from an y a mile distant you have two g ates to p a y . The tolls are so E t x severel ys gates pointt onerous that they suspend or prevent the runnin g omni nibus to the railway termini. At one of the bars near Dur ham they make people pay, not once in 24 hours, but 24 times in 24 hours, if they pass so often. A brickmaker states that in one day he paid 10d ten times over for pass ing and repassing a gate about 5 miles from Durham. The f a rmers won't drive into the city on market - day s, but leave their horses and carte at a neighbouring vi lla g e, in conse quence of of (the oppressive nature of the tolls. In the West of England there is the same impediment to traffic and locomotion. A Ledbury man wh o g oes to King ston, 21 miles distant, has to go through e i g ht g ates —three changeson the L horsese db ur andattrust Hereford, five and on he e h ehHa has Hereford o p r a d y t$ s e t . gat H es e If he visits Newent, eight miles from Ledbury, he encoun ters four gates, and pays at three of them. If he goes to Worcester he meets six gates in 16 miles, and pays at four. If he goes to Bromyard he finds five g ates in 13 miles, and pays at all, yet the roads are bad. The Ledbury trust com prises 62 miles of road. The trustees have a clerk at £3O a year and a surveyor at £120; they had a collector at £52 a year, but they find it better to let the tolls than to collect them, owing to the frauds of the toll collectors. Ledbut y is said to have suffered greatly from the railway. Rather than pay a couple of turnpikes which separate him from Ledbury a man will go to the nearest railway station and take a ticket for some other town. While the country turn pikes offer these impedimenta to intercommunication, the trustees suffer the fate of the Danaides. They catch their tolls in sieves, which let the money run nut almost as fast as it is poured in. Take as an example, the England's Gate Trust, neftr Gloucester, of 10 or 12 miles long. The trustees collect in tolls £2BO a year, and they pay £llO, or about 40 per cent., in clerks, surveyors, repairs of turnpike gates, and toll keepers. The conacquenco is that the trust is bur dened with a debt of £2,600, and the ratepayers of the dis trict have not only to pay toll, but repair the roads into the bargain. Aro we not justified in calling such a system an tiquated and barbarous ? THE " SATURDAY REVIEW" ON MR. IV UALLEY,.. ORIENTAL HOSPITALITY. 'rho papers inform us that Mr Whalley, M.P., has invited all his constituents to pay him a visit. There is something gorgeous and Arabian in so magnificent an invitation. Other great men are often free-handed and munificent, but to have a whole consti tuency as guests gives the finest notion of Mr Whalley's heart, and of his boundless resources, We think with won der of the scene that presents itself to the imagination. The PRICE ..4d. STAMPED ....sd. constituency of Peterborough is not a very small one, and it must be of a mixed character, and of mixed creeds. A lucky accident may indeed divide the guests, and as Mr Whalley's mansion is always open, chance or arrangement may induce them to come in batches, Supposing this is so, we are lost in fancying what they do when they get there. Let us say that only ten tailors, half of them drunk and half of them Roman Catholics, arrive just as Mr Whalley is sitting down to dinner. Where do the tailors go to ? What does Mr Whalley with them? What do they get to eat and drink? Does Mr Whalley carry polite ness to tho extreme of humouring the fancies of his guests? Does he hob and nob with his drunken five, and bless the Pope with his Romanist five ? Perhaps, however, the effort is less than it seems, ant the hospitality is based ot the sup position that no one will accept it. Mr Whalley may reckon that no constituent in his senses would go off a couple of hundred miles to stay with his member, when every one was asked in the same way and at the same time. But, then, these same people have elected Mr Whalley, and he may argue that, if they could be induced to do that, they could be induced to do anything. It is certainly odd that he should satisfy Peterborough ; but as he satisfies Peter borough enough to be elected there, he may satisfy it enough to draw Peterborough to Wales. The papers, how ever, that tell us of Mr Whalley's princely invitation, also tell us that the representation of Peterborough will be keenly contested at the next election, and possibly the invitation and the prespective contest have something to do with each other. Those who come to dine will, it may be sup . posed, remain to vote, and this hospitality may only be Mr Whalley's way of bribing, If so, it is as simple and inno cent a way of bribing as could be found. Mr Whalley has had the honour of discovering the very slightest and most harmless temptation to the British elector that could be wilder his honesty. An elector who takes nothing more for his vote than the pleasure of arriving unexpectedly at a remote country house in company with ten tailors is really uncorrupted. In a certain way, most Englishmen love hospitality. We think it a virtue, and it has the advantage of being a virtue that is easy and pleasant to the virtuous man. Of course we cannot emulate the hospitality of men in uncivilised countries. We cannot take in the wandering stranger as a Arab sheik or an Illinois backwoodsman does. There are no wandering strangers in England, or, if there are, they aro of the kind whom we think it well to provide with a night's lodgings, a pint of gruel, and an opportunity of a little gentle stone breaking. The distinguished cavalier who, in romances telling of wild countries, goes up to the castle and sings the songs of his country after supper, or the traveller who, in books of travel, spends a night in an Arab tent, drinks sour milk, and wonders at the queer Mahome dan custom of saying prayers without shame, gets through a much simpler process in England. He has his inn wait ing for him everywhere, and an admirable opportunity of finding combined the maximum of cost and the maximum of discomfort. It is not in the slightest degre a discredit to civilised man that he is not hospitable as an Arab chief is hospitable, nor is it much credit to the Arab chief that his hospitality is as great as it is. If it is a gain to the travel ler to be housed or sheltered for the night, it is also a gain to the host to have somo one with a new face to break the monotony of his dull life, The sheik is like Mr Whalley; he does not give for nothing, While Mr Whalley surveys his tailors feeding, and notices the pleasant way in which they get through their meals, he probably sustains himself with the thought that he will have his reward when next polling-day comes. The sheik, too, who has got more sour milk and tough bread than he knows what to do with, in the same way soon receives ample compensation for the simple cheer he offers. It is something for him to notice his guest's watch and gun, and the nervous anxiety with which the stranger smooths his moustaches. Besides, each individual sheik feels that he has no option. It is not open to him to be inhospitable, and custom decrees that he shall receive without questioning the wandering guest. It is good in him to be hospitable, but it would be very bad in him if ho were not. And a great part of the hospitality that is shown in the world is of this Bert. It is a duty that has to be discharged, or it is the only thing the hospitable man can do under the particular cirourastances. For ex ample, the great man of a district, the Lord Lieutenant of a county for instance, entertains hosts of visitors on stated oc casions. Is this hospitality ? Perhaps so ; but there is no particular virtue in it. The Lord Lieutenant must do thus much, and uncommonly shabbily the duty is some times performed. The rich men who live near a great town like London, and who have made heaps of money in trade or business, exchange heavy dinners with each other, This, too, is a very easy sort of hospitality. They have nothing else to do with their money, and scarcely any other way of showing that they have it. They meet to give each other tacit certificates that rumour has not exaggerated their substance. They entertain in order that, when they appear outside their gates, they may have the respect paid them that is ordinarily shown to persons who are satisfactorily accredited as being warm, comfortable men. thinsideting how very largely in most cases the benefit of hospitality lies more wi h the giver than with the re • ceiver, it may be doubted whether the notion, so common in England, of its being undignified to accept hospitali y without an opportunity of returning it, is not carried too far. In some cases, of course, the notion is a very proper one. Where, for example, there are neighbours in the country who hold much the same position in life, and have much the same pretensions and claims, it would be ac cepting a position of humiliating inferiority if any one of them were always to be content to be the guest and never wished to be the host. Or again, if there are many well to-do persons living together on sociable and easy terms, as in the upper circles of a provincial town, it fairly raises the suspicion of meanness and stinginess if ono mem ber of the circle seems to shirk his share of enter taining. But where no inequality among local equals, and no imputation of stinginess, can arise, the guests need not think that they are receiving a benefit from the host which, if unreturned, will cover them with shame. Let us take the case of a cheerful couple, free from family troubles ) with a countryhouae where they wish to reside, and a large fortune, What aro they to do with their house and their money ? A man cannot go on for ever staring out of his window, slapping himself, throwing up grateful eyes and saying to himself that he is monarch of all he surveys. He cannot be always riding er driving. Nothing is more wearying and more desolate than large rooms with no one to fill them, and large dinners with no one to eat them. The host wants guests. To get them is to get the best thing that money can purchase, and that without which most other things that money can purchase are useless. The guest, as he walks through the large rooms and eats the large dinners, may fairly say to himself, " My host is very kind; he gives me the luxury of a great house. I can walk through his park and fish i n his lake. I can get in his stables a good horse to ride, I may shoot his pheasants. I can read his books , and have for the time all that his wealth gives him; but then, in return, I prevent his wealth being a burthen and a curse to him. I and my f e ll ow . gues t s give him the satisfaction of having a full house in stead of an empty one. Wo enable him to swell with the h a ppiness of exercising an easy virtue, and so, on the whole, we do more for hint than he does for us, and, although his kind hospitality charms us, it scarcely leaves us his debtors." In the same way, young married people in Lon don need not be under the apprehension they sometimes ex press, that, in accepting invitations to dinner without being able to give dinners, they are incurring a humiliating obli gation. This is a pure mistake. The obligation is, out of all proportion, on the side of the hosts. It is everything for them to get young married women at their table. The difference between one dinner party and another is not in the eating, for all dinners are cut pretty much in the same pattern ; nor in the drinking, for scarcely any wine at big parties is so far drinkable as to make its little variations ' worth noticing; but the difference is in having or not hav ing plenty of young married women at table. What is the good of staring for hours at a pile of ferns and camelias, or forced fruits, to a man who is placed between a silly silent girl on one side and a solid rock of matronly silk the other ? Young married women who look tolerably nice and will talk are of priceless value at dinner parties, and, of course, their husbands must come too, and very amiable creatures they generally are, and quite worth their keep, At the same time, it is not fair to represent all hospitality as pure pleasure. Those who are consistently and widely hos • pitable, as a matter of principle, have many trials to go through, and the world may be obliged to them when they bear these trials pleasantly. In the first place, they cannot help receiving professed stayers-out—men and women whose business it is to go from house to house, and who have a happy art of making life, wherever they go, seem artificial, vapid, and frivolous. A man whose position condemns him to come down morning after morning and find a parcel of such people gathered round his breakfast table must often wish he had boon born iu a humbler position, which would have permitted him to breakfast in peace Aith his wife, his children, and his paper, Then, again, when men are widely hospitable, and act on principle, they find themselves impelled, or forced, to include in their hospitality persons who are in very respectable position , but who have not the reserve of educated persons: The penally of this extension of tenevolence is the astonishing, though innocent, familiarity with which their cues s slio:v th , it readiness to be sociable, the confidences about tla ti Tams and Fannya into which they enter at once, and Ihe it suiden transitions from stiffness to boundles s intimacy. It is not, therefore, so very en viable to be in a position to exercise wide hospitality as it might seem, and they arc . ' perhaps the happiest whose hospitality consiets merely in we l c o m ing known friends, a nd In sharing with them the ple a sures of an unassuming but comfortable home. It is true that hospitality in this case ceases to be a virtue, for all is pure pleasure in it. But different men have different duties, an d every one is not called on to be hospitable on a grand scale. every one is not either au Arab sheik or Mr Whalley. WATER, says the Guardian, was recently being retailed in Jersey at Id a.pint. 6.K LE L 4 X: WS PA PER \?l.4t ` , P l. 4• , +V* / \• S 1g; glrq Volunteer Review at Mancliestor.• COL.M‘MURDO'S ADVICE TO VoLUNTEERS. On Saturday afternoon, in the presence of some 12,000 to 15,000 spectators, a grand volunteer re view took place on the Manchester race-course, the reviewing officer being Lieut. Col. M'Murdo, C.B. The corps together numbered upwards of 3,000,nnd they began to arrive on the ground about half-past three o'clock, the first on the ground being that dashing and smart-looking regiment the Ist Man chester, numbering rank and file 509 men. Other regiments rapidly followed, but it was not until a quarter to five o'clock the last of them, we believe the Leigh and Atherton, reached the course. This was three-quarters of an hcur behind the time fixed upon, and a quarter of an hour after the reviewing officer had commenced his labours. This was un fortunate, to say the least ; but we presume it could not be helped, owing t o th e l ate arr i va l of the tra i n by which they came at its destination. The troops were drawn up in line of contiguous columns, the first cr right being a squadron of cavalry, composed of sumo 35 men rank and fife, and the Ist Manchester Light Horse, under the command of Cap*. Turner, a small regiment it is true, but a very gay one ; their brilliant scarlet uniform, white leather breeches, and black boots, contrasting in a very pleasing manner with the bat talion of artillery stationed on their left. Next to the Artillery (250) were the Ist Manchester, 509 ; next the 24th Lancashire (Rochdale), 204 ; next the 56th Lancashire (Salford), 344; and next the 7th Administrative Battalion, cons:sting of 352 men belonging to Ashton and Oldham. These, making a total of 1,409, not counting the cavalry and artillery, composed the Ist brigade, come mended by Lieut. Col. the Hon. A. Egerton. The 2d beigtidee commanded by Lieut. Col. Dugdale, consisted of the 2d Manchester, 575; the 4th Administrative Battalion (Swinton, Leigh, Atherton, Worsley, and Farnworth men), 318; and the 3d Manchester, 565—total, 1458, making a grand total of 3152 men rank and file: The weather during the early part of the day was full of promise, and was so indeed up to near five o'clock, when there was a heavy rainfall, which in some measure prevented Colonel M‘Murdo doing all with the troops that he intended, He with his staff came upon the ground about half-past four, and was received with a general salute, He then rapidly rode round the several battalions, express ing himself highly pleased with the appearance and bearing of the troops. This done, the cavalry and artillery wheeled to the right, and commenced the march past, followed by the 3d Manchester, and so on till the Ist Manchester brought up the rear. They all marched past at quick time—indeed one of -the cavalry went past at a sort of double- , double, his horse fairly bolting away with him, and in so headstrong a manner that he had to throw away his sword before he could pull the animal up. This little incident caused some laughter, but that was better than an accident. The whole of the battalions marched past in open columns in excel lent style, and were loudly applauded by the spec tators. The troops then resumed their original position, and opened out to deploying distance from the right battalion of the right brigade. The brigades then changed front on the left battalion, the right thrown back, when a line of skirmishers was sent forward, consisting of the Ashton and Oldham troops, the imaginary enemy being beyond what was the right of the original position. The artillery had previously been wheeled to the left, preceded by the cavalry. After the skirmishers had kept up an almost incessant fire upon the imaginary enemy for some minutes the advance was sounded, but they could get very little fur ther, whereupon two light field pieces were sent forward to support them. They unlimbered close by the left of the line of skirmishers, and for some time played upon the supposed enemy but without effect, and ultimately they had to fall back upon supports drawn in line. This line was strong and apparently invincible, for it advanced bravely and poured into the supposed enemy a withering fire, and when to their support some heavier field pieces were brought they drove him back; where upon the cavalry, seeing this, crept round to tha right, in readiness to charge if the enemy showed signs of wavering or retreating. It would appear that they did, for the order was given to charge, and this little band of 35 dashed forward and, amid cheers and applause from the spectators, cut the imaginary stragglers to atoms. After this charge the centre battalion advanced in line supported by two leak ba:t ilions in echelon, and ultimately they formed a single. From the inner flank the flank battalions advanced and formed company squares and fired volleys, the centre bat. talion four deep preparing to receive cavalry. After that a grand charge was made in line, and the field was then in their undisputed possession, the heavy rain having dispersed the spectators, and the bravery of the troops combined with the strategy of the commander, having worsted the imaginary enemy,' Having called the officers in front, Col. M`Murdo thus addressed them :—Officers, gentlemen all—l have had the pleasure of reviewing you several times before, and on each occasion I have been more satis fied with your performances. I have especially re• marked the consolidated battalions of Manchester. They started on good, sound, and safe principles of discipline and order; and now I have seen you offi cially for the last time, I cannot resist the gratifi cation I feel in expressing to you how much I admire you as volunteer soldiers, and citizens: 1 do not talk to you as I would to soldiers of the line, although your efficiency is quite sufficient for the day of battle if ever you should be required to face the enemy of your country. Ido not think it possible, if you desired it, ever to arrive at the same state of efficiency as the soldiers of the line. I have seen a great deal of the volunteers ; I saw you from the cradle of the volunteer movement; I saw you when you wore creeping ; I saw you when you were walking as soldiers bearing arms—as firm soldiers in solid battalions. And now let me tell you that, having arrived at your present state of efficiency, it is incumbent on you to look to rapidity of moveaa ment. You have attained quite the natural amount of steadiness to deploy into line ; you change front and advance in line most admirably; and now I recommend you in future to work upon your parade ground with the great object of rapidity in these movements, and if ever you find yourself in front of an enemy you will find the enemy has been rather drilled with a view to rapidity than steadiness and slowness. At the tbattle of Mollnitz Frederick the Great deployed hie troops into slow line to the strains of music; but those days have passed away, and it is rapidity—rapidity alone—that will gain the battle. I therefore want you volunteers to work upon your parade ground with this view as much as possible. I would not have given yon this advice two or three years ago; but 1 see that you have arrived at that stage of efficiency in all your simple movements that you may require it. Then practise these movements at the double, and you will then find in the day of battle that you will be a match for your enemy in point of rapidity of movement. Let me say that the battle of Solferino was won by the rapid movements of the French troops. The Aust trians were still in column when the French were in extended order, and they being thus in extended, column, about two paces between each file, at 4 tacked the Austrian columns b e f ore they cou ld double into line. I will not detain you longer, but I assure you that 1 leave the Once of inspector of the volunteer forces with the greatest nod most profound respect, for I believe that upon them will depend the honour of this country in case of arty aggressive movement of a foreign power—which may nod in His mercy avert !—and which 1 believe is in ;our rower to avert. Si long are yon main tam tho high and c . ffirient state of d r i ll which you hav e now reached no enemy will approach the shores of Great Good bl el The gallant colonel then re de'away amidst trey mendous cheering from the troops, who shortly after left the ground. In the evening a complimentary dinner was given to Colonel M'Murdo at the Q'ueen's Hotel, at which upwards of sixty officers belonging to the various Lancashire regiments were present. The chair was occupied by Colonel Dugdale, supported on the right by Colonel M'Murdo and Lieut.-Colonel Page, of the Sib ltegimenr, and on the left by Colonel Lloyd and Major Bridgeford. In response to the toast of his health, Colonel M'Murdo made a long and interesting speech. DIRECTORS The Right. Hon. JAMES STUART WORTLEY, Governor. James Levick, Esq., Merchant, King's Arms yard, Dc.puty James Nugent Daniell, Esq., Chairman of the Governors. Alliance Bank (Limited), James Childs, Esq., London. Alexander Dunbar, Esq., Old Broad street, London. Charles Ellis, Esq., Lloyd's. Adolphe Hakim, Esq. (Messrs. Pinto, Hakim Brothers, and Co.), London. The Hon. T. C. Haliburton, M P., Chairman of the Canada Agency Association, London. Wm. Harrison, Esq. (Messrs. Young, Harrison, and Bevan), Director of the Thamas and Mersey Insurance Company. Richard Stuart Lane, Esq. (Messrs. Lane, Hankey, and Co.), London. Charles E. Newbon, Esq., London. Henry Pownall, Esq., J. P., Russell-square, London Joseph Mackrill Smith, Esq. (J. Maokrill Smith and Co.), Old Broad-street, London. Edward Warner, Esq., M.P., London. John Westmorland, Esq. (Director of the Royal Insurance _ Company), London. Albert Grant, Esq., Managing Director. BANKERS. The Agra and Masterman's Bank (Limited). Messrs, Smith, Payne, and Smiths. Tee Bank of London. _ _ _ The Alliance Bank (Limited), London, Liverpool, and Manchester. Tha National Bank, London, Dublin, and its Branches in _ Ireland. The National Bank of Scotland, Edinburgh, and ita Branches in Scotland. SOLICITORS.—Messrs. Newbon, Evans, and Co., Nicholas. lane, E.C. BROKERS. Messrs. Laurence, Son, and Peace, Lothbury, B.C. Messrs. Field, Son, and Wood, 9, Warnford-court, Throg- _ morton-street, E.C. Messrs. Robins and Barber, 29, Threadneedle-street, E.C. Messrs. Horafall and Penny, I . Messrs. Tod and Ashton, I Liverpool. Messrs. Shore and Kirk Manchester. SECRETARY (pro tem.)—Alfred Lowe, Esq. Temporary Offices-80, Lombard-street, E.C. PROSPECTUS. This Company is an extension of the Credit Fender (Limited) and of the Credit Mobilier (Limited), which were established, the former for financial business in con nection with land, the latter for general financial opera tier s. The unexampled success achieved by those companies, whose reports, just published, show the amount of net pro fits, upon a paid-up capital amounting jointly to £lOO,OOO, to be at the rate of upwards of 19.) per cent, per annum, and who have each declared a dividend and bonus of £2 per share on £5 paid for less than six ,nths' working, besides carrying £40,000 to the reserve fued, and the enormous accession of business of both companies render it absolutely essential to increase the capital, and thus enlarge the basis of their operations. With this view it has been determinel to found the pre sent powerful institution, which will absorb the two com panies, and will take over the whole of their assets, includ ing their united reserve fund, amounting to £lO,OOO, and will also of course assume their engagements, and the Di rectors believe that the increased means the issue of new capital will place in their hands will enable them to effect even greater results than have been already achieved. The distribution of the shares will be made in the follow ing manner, by which it will be seen that a liberal propor tion has been appropriated for allotment amongst the general public. 10,000 shares will be issued to the Shareholders of the Credit Foncier (Limited) at par, in exchange for the like number of shares, now held by them. 30,000 shares will (at their option) be allotted to the Shareholders of the Credit Foncier (Limited) (being at the rate of three new shares for each share held in that company), which will be issued as follows, viz, :—Two of such shares at a pre mium of £2 13s. 4d. per share, and for every two shares su taken one additional share at par. 10,000 shares will be issued to the Shareholders of tha Credit Mobilier (Limited) at par, in exchange for the like number of shares in that Company now held by them. 30,000 shares will be allotted (at their option) to the Shareholders of the Credit Mobilier (Limited) (being at the rate of three new shares for each share held in that Company), which will be issued as follows. viz , two of such shares at a premium of £2 13s. 4d, per share, and for every two shares so taken one additional share at par. 20,000 Shares will be issued to the public at a premium of £2 13s. 4d. per share. 100,000 The total premiums on the abovementioned shares will amount to £160,000, which, with the sum of £40,( , 00, the amount of the reserve funds of the Credit Foncier (Limited) and of the Credit Mobilier (Limited), will be carried to the reserve fund of the amalgamated Company, which will then amount to £200,000. Tne amount to be called up, viz , £5 pr share on the shares issued at a premium, together with the £2 13s. 4d, per share premium thereon, to be paid by the folio a ing in stalments : On application, £1 per share to be carried to capital account. On allotment, £2 per share. of which £1 to be carried to capital account and £1 to be carried to premium account. 10th December, £1 13s. 4d. per share to be carried to premium account 10th February, 1865, £1 108. per share to be carried to capital account. 10th April, 1865, £1 lOs per share to be carried to capital account. The amount to be called up, viz., £5 per share on the shares issued at par, to be paid as follows, viz.: On application £1 per share; on allotment £1 per share ; 10th February, 1865, £1 10s. per share; 10th April, 1865, Ll 10s, per share, which will be carried to capital account. But as all the shares will participate in the next divi dend declared, pro rata. according to the amount paid up, the valuable option has been reserved, enabling all allottees to pay up the instalments immediately on allotment, or at any time in advance of their being due, up to £5 per share. The 1 otal amount of paid-up capital will be . isoo,ooJ, and the reserve fund will amount to £200,000. The following is a comparative statement of the esti mated value of the undermentioned shares as represented by the current prices on the Stock Exchange, viz. : .., e GREY HAIR.-248, High Holborn, London.— ALEX. ROSS' charges for Dyein the perma nently- Ladies' Hair S from 7s. ed. ; Gentl g emen's hair from is. The Dye is sold at 3s. ed ,or sent free for 54 stamps. It is most easy of we. 0 8 es 0 8 8 0 0 .. Cs c. cz._ c; . cr cst ci in :. CP 1.4 ti .