The Sun. — London, England, 1849-10-12 00:00:00

) adoLderry and Ennis . Do. 14, Shares.— ...... 5...... Lowetcff guar. 4 per ct 20 ...... ........ Ditto (5 par ct.) ••••. ..... .• Manzh.:. , 4%r,Buxton,and Ztlatlock 5 M •. anch 21 1 : er, Sheffield, and Lincolnshire ...100 Do. Quarters (No. 1) 23 Ditto ditto (No. 2)... 25 D 0.% Shares (No. 3) 124 Do. New 101. Pref...., 10 10 % Ditto, Gt. Grimsby 50 Ditto ditto . 19 Ditto ditto Dittr? Sheffield and Lincolnshire ...... .<. 2214. ~ Do., Grimsby Dock... 25 ..... Do., Manchester and Lincoln Union..... 41.23. ••. ........ ..• BILd and ........ ...... 100 Do. Consolidated Pref.loo Do., do., 50t. Shares 30 ... Do. Lflrm., and Derby 100 Do. Consol. Bristol and Birming., 6 per ct.... 100 Ditto, Brist. & Glocstr. 42 Ditto ditto ............22. is. Do., ErewashVal.,Pref. 50 Ditto, Leieest.ts S wan nington, 8 per ct. guar.loo Midland Great W estern Irish Middlesbro' and Bedcar, 6 per cent. guar. Newcastle and Carhsle 100 .... ........ t.tu , sturb .• .......... co Nivw market Do. I tension . Newport, AbergaveLuiy, ............... and liereloret- . . 6 •••••• - Newry and Enniskillen 7 Newry, Warrenpomt, r..... and R2strevor 1), .0 «w '2Ol. .. l5 Do. Guaranteed 5 p et. 20 — Do. Guaranteed 5 1 / 2 pe. 5 Do. do. Waveney Val. 2 Northern Counties Union 4 ...... ......... .....• North British ... ..... ... 25 ..... 11 ex.div.... Ditto, 1141 V-ea .. Dittc, quart, rs Ditto, Third:. .... .. .. 8 1 , 4 .. .. ....., ......... Ditto Preierenee forth Staffordshire:.. 17 i n , North-Western . 13% ...... Ux.tord, \V orcester, and Wolverhampton ...... 50 . Reading, landlord, ind Reigate... Royston anu Hitchin ... 4 1 / 2 .. ... ... . ...... ... Ecottish Central .......• 25 bcottish Blidland Ditto, New - Shrewsbury and Birr , Ditto ditto. Class 13. 8 Ditto, New Guaranteed 8 Shrewsuury end tieretd. 4 -- S Irewsbury & Chester (Nor. W. MM.) lB Ditto Halves ... ditto 9 Ditto Oswestry ...... 18 1 / 2 . ..... .- Ditto New 1 " •.. • ••• • ........ Do. 6 per Cent. Pref. 10 -- . Shropshire Union ...... sli , bUll lAA 1./UV Ou Do. Preterenes - ..••• -- Se uth East,- ;:i , ,b l77i, ex.div ... 17 Do., No. 2. MOO" ..... 30 .....• ••• ex. tliv• x.d •• .• • x.d Du., .1 . 1 U. J ••• • • •••• • • dU Do., liegietered No. 4 •••• • • Do., berg. No 4 South Wales B Jun 1 oxasnire, Don caste:, and tiut. le Sheffield, liothertizu.a, Goole (N. Div.) Gua ranteed 5 per cent. 1 .... 14% Do. do Oyu. DiV.) ..• •••••• •-•• •••....... ....... Et Nuns. & Loughor & Ca meron's Sun. Coal. ... 7 ..... . .. • Taw Vale Extension ... 8 Thames Haven Dock - ••• •..... ...... and Railway .... 17%•••••• Vale of Neatn ...... 8 Waterford :Ind Kilkenny 2U . . ..... .......... Waterford an t i Limenck 47% - .•• Waterfd, Wxfrd,Wicklw and Dublin ...... -- Wear Valley 6 per Cent. Guaranteed ... Do. do. uu. ... 15 —'West Cornwall ...... 6 . W hitehav en & F urness 16 Windsor , Stains ••• 10 .., - ........... ••• 10 - ............. .. 43 -, ._ .ues, and South Western ..... l4 ... .. ..... ... ....... Wilts, Somerset, & Wey mouth York, N ewcast l e, and - Berwick...... ..... ... 25 • Do. Newcastle Eaten. 20 Do. ( . 3 ;.;.l , ..rreference 8 ... - 3 ....... •• ••• ; Do. Hartl e p oo l D oc k and Railway 100 ...... .-_. ......... . - Yorkand North Midland 50 ate, Prefer ono, FOREIGN RAILWAY/5. Anglo Italian (late Ita lian and Austrian). ... 5 1 4 — ...~ Boulugno and Amien5... 20 Central of France (Or leans and Vierzon)... 20 ••• Demerara l7l Dutch Rhunish •.. 8 .... •• 114 •• • • ••• ... ..... .. • I East Indian Great Indian Peninsular 5 - ; ' Do. Do. ... ......103.. Louvain ila Sambre ... 7% -- ••- • • Luxembourg •• ....... 7 1 13.-••• •••- .. , ...., Ditto ....._ lO ... Madrid and Valentia... 2 - — Namur and Liege ...... 20 ..„ .. 4% Orleans an d B irdeaux.. 7 ...... •••-• 2 ..••• —•-••• ...... •• . Paris and O r l eans Paris and Rouen .. . 20 ....... S ••••• ........... --- Paris and aasbourg Rouen and Havre ...... 20 Sambre and ?dense ...... 20 ... - ...,... ......... Strasbourg and Basle ... 14 -• Tours and Nant es ..... .., 11 •••••• •••_..••,..•.••• Tournay, Jurbisf Lan- i P se, u den, and Hasselt ...... 20 - • .•••••• eeeeee West Flanders ..... .. ..... 8 3 A .. ...... Ditto ...... ..... .... ..... 8% —., • JOINT STOCK BANK Z. Australasia , 4O British North American 50 Colonial . 25 ...... . M........ N.N. -- Commercial of London 20 — London.Joint Sto c k- - 10 ... London Fs Westminster. 20 National Prov. England. 35 .............. Ditto New... ..... 10 ••• National of Ireland 22 1 / 2 ............... Provincial of Ireland ........ Ditto, New ..... 10 ••••• Union of Australia Ditt0,New.............. 2 1 / 2 ...... 2!t. Union of London,. ...... 10 . Union of Madrid 40 MINES. Anstralian.... .... ........ 4 ...... LLOYD'S SHIPPIN(ir--4 THIS DAY) LONDON, OCT. 12.—Wind E.N.'4e., fresh gale and cloudy. PORTSMOUTH, OCT. 11.—Wind E.N.E.—Arrd. Co lumbus, Eckhofl, Rio Janeiro and Cowes (for Antwerp); Queen, Clark, Shediac and Crookhawen for Hull, leaky; Pandora, Weinctir, Quebec. BRISTOL, OCT. 11.—Wind Montahna, Pri bieria, Cape de Verds. STORNOWAY, OCT. B.—The Scanslinavian, Tromove, for Trieste, has put in here very leaky, and will repair. GRI3ISBY, OCT. 11.—The Amelia, of Newcastle, is in our roads with loss of sails, bulwafirs, caboose, &c., and three feet of water in her hold, having experienced heavy weather 7th instant. ilitwica, OCT. 11.—It has blown a heavy gale all day from E. by S.; all the vessels sailing yesterday have put in for shelter. DONEGAL, OCT. 9.—The Prussian vessel from Memel to Ballyshannon, which got on Ballyshannon Bar sth instant, and got off again, has become a wreck; materials and cargo saved. SPURN, OCT. 10.—The Vestal, of Shields, which got on shore at Essington, 7th instant, and was abandoned, broke up during the night. A brig and a schooner sank during the late gale, about two miles off land, and it is feared the crews have perished. TEIGNMOUTH, OCT. 9.—The Prince Regent, from Newcastle, has come in leaky, having grounded heavily and struck on the bar; will be put on the beach to be examined. LYNN, OCT. 10.—An open boat, bearing the name of Wonder, Knight, of Rochester, was yesterday washed on shore at Hunstanton, with several pieces of wreck. DOVER, OCT. 10.—The Speedwell, of Jersey, was run down sth inst., by a French brig; crew picked up near the Galloper. OFF DUNGENESS. OCT. 9.—Caroline, Dufril, Quebec. OFF BEACHY HEAD.—George, Pugwash for 11u11. Tztoorr, OCT. 7.—Sid. Thalia, Boston, United States. OFF FALMOUTH, OCT. 10.—Axrd. James Dean, Hart, Hondnraz. and sailed for Birkenhead, ILFRACOMBE, OCT. 11.—Wind E.N.E., strong.— Arrd. Diata, Mossop, Richibucto for Newport. ARKET NEWS.-(THIS DAY.) CORN-EXCHANGE —FRIDAY. The present week's arrivals of English Wheat, coast wise, has been confined to 2,560 quarters. By land car riage, the receipts of that grain have been extremely small; hence the show of samples here to-day was very limited. Really fine parcq s of both red and white com manded a moderate, though by no means active, inquiry at fully Monday's prices. In the middling and interior kinds very few transactions took place, at unaltered cur rencies. Only 4,560 quarters of Foreign Wheat have conic to hand. Holders almost generally were firm, but as the attendance of buyers, both town and country was small, the actual amount of business doing was trifling, at about stationary prices. The show of Barley w as rather limited. Malting parcels were steady, but all other ki n d s ruled dull. The quantity of Malt offering was on the increase. All kinds were a dull sale, at barely late rates. From our own coasts very few Oats have reached us ; but the "PPly of foreign exceeded 21,000 quarters. Good I " 4 nd Corn was steady, other qualities dull, at last w,..?Pk's quotations. In Beans, Peas, Indian Corn, and Flour, very few transactions were rt-portedb ARRIVALS THIS VirEEl4 11 heat. Barley. i Oats. Malt. I Flour. Engfl ''...cotch. • • • ' Irish '••• • • • kgire n i • " " • • Qrs. Qrs. Sacks 2,980 3,570 '4,090 ,__ Qrs. Qrs. 2,5G0 1,G50 3,970 4,560 3,080 21,550 rinds, g the 1 the )re is ghout .cially lower. :0 4 otton, ecula 10 im mine awed in, al s have insfer, New I, and equer- M are imited. i, and Stock is been 7, and South restern 48 and tto half North +l.lll , . 91 x.d. 92 1 4 9034 90% S2V, 8 3 4 a/. 8 3-16 8% 79 p 92% 45 p 45p 42 p "LOSING ?RICE& 99 314 26% 26 1 / 4 x. d. 19% 30IA 30% 31 31 1 ,4 107 22% 87 82Mx.d. CLOSING PRICES. • 16 . 614 dis. .. 8% x.i. .. 12 .. 11% OEM < NEMO • • - 11,4 l Ai P ... 131/4 ~. 209% 25 1 / 4 1041 1 10►4 654 l•• ,••••• 3% 12X, 95 12 4% g 0... .•• 70% MU 12' is% 31% •••••• N .... 8 1 in/ WI 11 xid - 9;4 16 17% 2 ~i 3 184 5% 21% 5% 7t 4 - 21-4 214 TLIE SUN. LONDON, FRIDAY EVENING OCTOBER 12, )Bi9 smx7ozirrilLD. Notwithsttndingt7estWp7 of Beasts hi•re today was but moderate, the time of year considered, the tie ar4nd for that ci,scriptiou of stuck—owing to the in creased supplies offering in the dead mark,ts—was in a Itr•ggish state. At least nine-tenths of the Boasts were beneath the middle quality; and really prime Scots, had tin.). been on show, would have realisorl comparatively high prices. In the general figures for Beef, we have an change to notice. With Sheep we were fairly sup• plied, but tile number of good Downs in the ni,rket was unusually small. All breeds met a y,ry dull in• quiry, at barely Monday's currencies, at which a total clearance was not effected. The supply of Calves, especially from Essex, was on the increase. The Veal trade ruLd extrkunly heavy, at a fall in the quotations of from 2d. to, in some instances, 4d. per BLbs. The sale for Pigs was slow, at IdA week's prices: Mileh Cows were very dull, at from 141. to 181. each, Lauding their small calf. Per MIA. to a a. d. to s. d. a. d, to s. d. Inferior Beasts..... 210 3 0 Second qual. Sheep 3 6 3 8 Second qualit, —• • 3 2 3 4 Coarsc-woolled ditto 3 10 4 0 Prime large oxen— 3 6 3 8 • , s'uuthdowu Wether 4 0 4 2 'Crime Scots •••• •• 3 8 310 Ditto out of the wool 0 0 0 0 Large coarse Calves 3 0 3 2 Large logs •• .. 3 2 3 6 1 rime, small ditto .. 3 4 3 ti Small Porkers •... 3 8 4 2 - uckling Calves • .18 0 25 0 Quarter old Pigs ..16 0 21 0 Inferior Sheep .. . 3 2 3 4 Lambs .......... 0 0 0 0 TOTAL SUPPLY AT MARKET. I 5 6,4 20 her.p I . Calve29s s. I j 2 24) FOREIGN SUPPLY. I Sheep. I Calves. 1 Pigs. 1,512 130 Ink the offal. Beagts, 806 240 Beasts. 20 SCOTCH. Sheer). I Calves. ' 90 NEWGATE AND LZEIDENZEAX.X.. Although the supplies of Meat lere to-day were con sidertLbly ou the increase, the general demand was steady at our quotations. At per stone by the Carcase. s. d. to s. d. 1 s. d. to s. d. Beef ,inferior• • • • • • 2 4 2 6 ! Mutton, inferior .. 2 10 3 2 - middling .. •• 2 8 2 10 I middling.. 3 4 3 6 - primelarge .. 3 0 3 2 I prime .. • • 8 8 3 10 - prime small .. 3 4 3 6 i Pork, large.... • • • . 3 4 3 8 tea 1.............. 3 0 3 6; - small •••• • • •• 3 10 4 4 THE GRESHAM LIFE ASSURANCE COMPANY. The first annual meeting of the proprietors of this company—the purpose of which, in addition to the transaction of the ordinary business of life-assurance offices, is the assurance of lives declined by other offices as not being of the first class—was held yes terday, at one o'clock, at the offices of the company, Old Jewry. William Tabor, Esq., was in the chair. Among those present we observed, Mr. Matthew Marshall and Mr. William Smee, of the Bank of England ; Mr. John Beadnell, jun., Mr. John Brit ten, Mr. A. Davies, Mr. J. Lyne Hancock, Mr. Altred Smee, F.R.S., &e., Mr. W. H. 'Thornthwait:•, Mr. George Tyler, Mr. Joseph Williams, Mr. George Lowe, F.R.S., Mr. Ladbury, Mr. T. H. Devonshire, solicitor to the company, and Mr. Pott, the secretary and founder of the society. The attendance of pro prietors was large and influential. The CHAIRMAN called upon the secretary to read the report, and in doing so expressed the pleasure which he and his brother directors experienced at be holding so large an attendance of shareholders and policy-holders. Mr. T. A. POTT (the Secretary) then read the fol lowing report of the proceedings of the society, to the 31st of July, of which the following is a succinct abstract : ' " Your directors have much pleasure to report that no claim has arisen by death during this first year of the society's existence; a feet which, considering the number assured (419), must prove as satisfactory to the members as it is gratifying to your directors, and which it is hoped may be taken as an evidence of the care with which this branch of the business has been conducted by your directors, assisted by their medical officers. In etting forth these advantages, and the consequent claims of the Gresham Li'e Assurance Society to public confi dence and support, it may in truth be said that this society originated in the more general appreciation of lite assurance as a provision for survivors; inasmuch as out of the number of those pers ons w h o h ave sought to avail themselves of its advantages, many thousands were annually precluded by the general practice of admitting none but such as aro pronounced —upon certain medical principles—first-class lives. This practice was found to operate so much to the prejudice of a con siderable number of persons (to whom their sup posed physical disqualifications became a source of additional anxiety atter the rejection of their pro posals for assurance), that the projector of this society was induced to turn his attention to the esta blishment of an office which, whilst it should be open for the transaction of all the usual branches of assurance upon first-class lives, should also embrace the novel and desirable project of assuring 'lives which, not being positively diseased, nor having any strong tendency thereto,' might nevertheless be found, by the ordinary medical standard, a little below the average of sound and robust constitutions. It was felt to be a matter of pressing necessity that some office should be established on principles at once sound, liberal, end comprehensive; and it was to meet this necessity that the Gresham' Society, embracing especially, but Lot exclusively, this particular class of business, was projected and este bhshed, with very flattering prospects. It was supported by the opinions and authority of some of the leading actuaries in the profession, who did not hesitate to express their conviction that an office based on such principles would, if properly conducted, nos only effect en immense amount of good, but also transact a safe, large, and profitable business. It is, therefore, with p culiar pleasure that your directors refer, under such circumstances, to the statement cf business transacted; and to this they have now to call your particular attention. " The business transacted during the year is as follows : —Gross sum assured by 419 policies, being the number issued to July 31, 149,1601., producing an annual income of 5,6151. 1 ls. Bd. " Total amount of business transacted or submitted during the year:—Proposals made to the society for as surance (amounting in the aggregate to 339,7241,), 932; incomplete and under consideration (amounting to 91,4521), 229; declined (amounting to 99,1121.), 284; accepted, and upon which the premiums have been paid, each policy averaging 3561., 419. " It will, no doubt, be interesting to the shareholders and policy-holders to be informed of the number of first c!ass lives assured relatively to those upon which an in creased premium is payable. Your directors, therefore, furnish the following statement of each, viz,:--Policies issued at ordinary rates, the assurance being on first class lives, 237; ditto, at increased rates, the assurance being on lives supposed to be somewhat below the ave rage, 182; making the total number of policies for the year (as above stated), 419. "From this statement it will be seen th a t, h a d th e society's business been limited to what, in assurance language, is termed first-class lives, its success, from the confidence placed in it by the public, would still have been very great. The fact of between 909 and 1,000 proposals for insuranees having been made to the society in the first year of its existence is one which, it not altogether unparalleled, is a proof of very decided suc cess ; since only one or two instances can be found— and those not of recent date—which at all approach to such success. It may be well to remark that many of those who have sought to become assured with the Gresham' are persons who not only hold a good posi tion in society, but are familiar with old and wealthy corporations, and are fully competent to judge of the importance of selecting a responsible society for such a purpose. The only circumstance connected with the business of the society app aren tly t o be regretted seems to be that, of those who have proposed for policies, the directors have been compelled, after an anxious consi deration, to decline the assurance of so large a number. But it must bo borne in mind that the society does not j undertake the assurance of lives in a state of positive disease, nor even of those in which a strong indication is given of a tendency thereto; but it seeks the assur ance of those lives which appear, after searching exa mination, to have been declined upon insufficient grounds. Your directors would now call attention to one very im portant feature—and one to which they have given much Cautious deliberation—the constitution of this society. It will be borne in mind that a company on a purely mutual principle might have been established with equal facility, and perhaps might have shown superior advantages to the casual observer; yet after the most careful inquiries and deliberations, your directors could only come to the conclusion that the ' mixed mu tual and proprietary' was the only system with which they could prudently commence a society possessing the peculiar features which distinguish the ' Gresham.' The advantages derivable from this system to the assured are undeniably very great, in whatever light the subject may be viewed. In the first place, the policy-holders have the benefit of a capital fund which, if not too large to be profitably employed, is a source of security, and must therefore be a great benefit to the policy-holder. This view of the question has been frequently confirmed by members of • mutual' societies, who purposed making proposals for assurance to the Gresham,' and who pre- Niously to effecting a policy, have inquired the amount of subscribed and paid-up capital, and the position of those parties who hold shares, and as satisfactory an swers were given, such assurances were in due course completed. The capital of the society is essentially a working capital, and is so invested as to become a very productive source of life-assurance busiuess. This will be apparent when it is stated that the capital is invested in a manner combining both safety and profit, by loans to individuids effecting policies. In no case is an advance made without unexceptionable security, and then only on the condition that a policy or policies of insurance are effected in connexion there. with. As the expenses of management are borne rate ably by all the assurers, it follows that the greater the number of assurances which are effected the better will it be for the policy-holders. The capital of this society is sufficient for the security of the policy-holders,beyond the shadow of a doubt; at the same time, it is not so large as to make it difficult to find profitable invest ments. Acting, therefore, upon these impressions, and with the advice of the best authorities, your directors have made the nominal capital of the society 100,0001., which they have divided into 5,000 shares of 201. each ; of these 2,548 shares have been allotted, and 6,1581. 10s. paid, which shows an average of 21. Bs. 6d. per share. This is more than is customary for assurance offices to receive on each share ; but your directors feel convinced that a moderate capital is not only desirable, but essen tial, at least during the earlier years of a society of this nature. In connexion with this branch of the subject there remains to be noticed one important reservation in the society's deed of settlement; and that is the power therein contained of converting the society into one on the purely mittual principle whenever such a step shall be, in the opinion of the members, a wise and prudent measure. As might have been expected, the services required, and the charges in respect of many items in the account of the first year's expenditure, aro compara tively heavy; but the necessity for them was imperative. The preparation of the deed of settlement, the heavy fees payable on registration, the charges for fittings and furniture of offices, stationery, printing, advertisements, &c., are examples of this kind. In this society, the first year's receipts for premiums alone have been more than sufficient to pay the whole of the expenses of formation and charges of management, besides leaving a consider able surplus, so that the capital is preserved intact. A still more favourable view remains; for as by the provi sions of the deed of settlement the preliminary expendi ture may be distributed over a period of seven years, no less a sum than 2,291/. 13s. 6d. from premiums received would remain to meet any claims which may arise after having charged th e first year's premiums with its propor tion. During the past year about two hundred agencies have been established throughout the kingdom, together with the usual means and appliances necessary for con ducting the business of such an institution. Your directors have, nevertheless, studiously avoided all ex penditure of a speculative character, and confined the expenses to actual matters of business; and it will be seen that the expenses have been entirely due to the large amount of business transacted. It must be con ceded that it is of the utmost importance to the society, as well as to the policy-holders, that on every lite assured a sufficient premium should be charged to cover the risk incurred; and therefore some of the assurances effected in this society have been, and must be, subjected to an increase of premium proportionate to the risk, and of course dependent upon the peculiar circumstances of the case. But this extra rate is not necessarily a con tinuous charge; on the contrary, the privilege of a re consideration of such case is conceded at intervals of not less than one year, when, if the improved condition of the life assured be such as to justify the directors in making a reduction, they invariably reduce the charge. It gives your directors much pleasure to state that in some inetances this reduction has already been made, after a car e f u l re-exemination had satisfactorily shown its practicability consistently vrith the safety of the office. But besides this advantage (which'is peculiar to this society) your directors cannot forbear to remind you that in the event of such extra charge being found excessive, the proportion of such excess is certain to return in an improved ratio to the holder of the policy in the bhape of a bonus at every division of profits—four fifths, or 80 per cent. of such profits being set apart fur this especial purpose, and a separate account is expressly kept of this branch of the business as fully set forth in the pro• spectus. The members of this society will, therefore, readily approve of the determination of the board of di rectors not to ace( pt any assurance without a rate of premium which is fairly equivalent to the risk. Your attention is now called t) the facilities offered by this society for the prompt trausac lion of all business presented at the head of fices in the Old Jewry ; as in consequence these of it frequently happens that a proposal is sent from the coun try and a final answer returned within a few hours. To those engaged as life-insurance agents these facilities are of great importance; and many agents who have had proposals declined by their own societies, have retained the cases until they have received a reply from this office, and frequently, instead of having to communicate to their clients the unwelcome intelligence that the pro-• posal is altogether declined,' have had the more pleas ing and satisfactory task of reporting its acceptance by the socii. ty. It is almost unnecessary to add. that the agents, as well as the assured, have spoken in terms of satisfaction of this course, the advantage of which they could not fail to appreciate. Your directors have also grea: - , pleasure in stating that a large majority of the most respectable assurance offices are so fully aware of the advantages of this system to themselves, that they have afforded their cordial support to this society, which, by extending the practice of life assurance, be comes of interest in a national p )int of view. The Gresham Assurance Society already numbers nearly 600 members; it therefore follows that, if each one would add one friend or acquaintance to the number, such an accession of strength would result to this society is would place it in the first rank of the insurance offices of Great Britain. Your directors believe that there are but few amongst you to whom this effort would be either un pleasant or unprofitable; as doubtless each of you have some relative, friend, or acquaintance who has, up to the present time, overlooked or neglected to make this necessary provision for those depending on him; for it is a well-known fect, that the majority of these assu rances which are at present annually effected are not assurances effected for this laudable purpose, but are generally in connexion with some financial transaction. From statistical returns, it appears that not more than one i❑ fifty of the entire adult population have hitherto availed themselves of the advantages of life assurance! which shows the ample field which is still open for your exertions. Your directors need hardly remind you that should your endeavours be crowned with success but in a solitary instance, you will have the satisfaction of knowing that you have induced one, at least, of your fellow-men to turn his: attention to a subject which will prove a source of comfort to himself during life, and of independence to his family after his decease. " STATEMENT OF BUSINESS TRANSACTED DIMING THE Two MONTHS or AUGUST AND SEPTEMBER LAST. —Proposals accepted, and upon which the premiums have 'been paid (each policy averaging 4321. 155.) 87; making the total number of policies, effected to this date, 504—producing an annual income of 7,1404 4s. 2d." The report was much applauded. The Cnainmart, in moving the adoption of the report, said that it would be almost unnecessary for him, after the copious and explicit report which they had heard read, and which exhibited so great an amount of prosperity, to enter at any length into an elucidation of the matters upon which it treated, since there were many gentlemen present intimately acquainted with the operations of life-assurance societies. Indeed, were no other persons present than the gentlemen to whom he alluded, he should not trouble them then with any observations ; but as there might be present some gentlemen not familiar with the operations of such societies, and consequently not so competent to judge of the report which the direc tors had presented, or of the balance-sheet which they had exhibited, he thought that a few remarks would not be altogether lost.—(Hear, hear.) At the close, he believed, of the session of 1844, their legislators passed an Act providing that all joint-stock companies established from that time should be registered, and that they should furnish from time to time balance-sheets exhibiting their condition. Since that period,a number of life assurance societies, which came within the meaning of the Act, had sprung into existence, some of them offering various inducements to the public to join them. Some claimed support from the well-known character of the gentlemen constituting their boards of direction, on which were to be found gentlemen of the first standing, connected both with the political and mercantile community ; and, on the other hand, courting support on account of being enabled to guarantee a large amount of paid-up capital for the security of those who might assure their lives in con nexion with them ; or offering some great and pecu liar advantages. Now, the Gresham, not to speak too boldly of it, offered every advantage which an assurance company could consistently be expected to afford; but, in addition, it presented one or two advantages which were altogether peculiar to it. The preliminary and working expenses of the company amounted to 4,5411.145.81, whilst the premiums realised during the first year amounted to 4,8371. 4s. 7d., showing the entire amount of these expenses to be 3001. less than the premiums received during the first year. This, indeed, he believed, was a circumstance upon which they might congratulate themselves ; but, in order to show the advantageous and encouraging position in which they stood ; it would be no unprofitable task to contrast their preliminary expenditure and the entire expenditure of the first year with that of other offices. —(Hear, hear.) He held in his hand a return, printed by order of the House of Commons last session, which contained the balance-sheets of the companies esta blished since the passing of the Act to which he had referred.—(Hear, hear.) In dealing with anything that appeared in that return, he did not feel that he was called upon to exercise any particular delicacy in any references he might make, since the return was strictly speaking public property.—(Hear, hear.) From one return it appeared from the balance-sheet of a Life Assurance Society, that dur: ing the first nine months of its existence if had received 5711. 9s. 2d. as premiums, and expended during the same period no less a sum than 4,8001. It appeared, therefore, that the expenditure was seven times greater than the receipts from premiums.—(Hear.) He wished the shareholders to understand that the instances he was quoting were not singled out for any invidious purpose, but indiscriminately, in order to show the position of the Gresham as contrasted with other societies. The Hon. Gentleman then cited the receipts of one or two new assurance companies, an account of premiums, and the amount disbursed in management, to show in how much better a position the Gresham stood than any of them, He had looked for the best accounts that he could find, and the result was that it appeared another company had during eighteen months received 3,6711. 19s. in premiums, and had expended 3,4041. 55., leaving a small surplus of 2001. of premiums over the expenditure. But the last office referred to had a paid-up capital of 35,2921., which, of course, being supplied' by a large number of indivi duals, had better facilities of obtaining policies. It was unnecessary for him to go further, because the shareholders must be convinced that their operations had been most successful.--(Hear, hear.) A SHAREHOLDER said no balance-sheet appeared to have been registered by this company. The CHAIRMAN replied that the return was made up to the 2d of April last. The Gresham was at that time in an infantile state, and had not com- pleted its first financial year.—(Hear, hear.) If the shareholders and policy-holders, who had been invited to attend the meeting, would refer to a printed statement of the gradual advance the society had made since its establishment, they would perceive the great progress it had made in public estimation. In the first quarter they issued sixty-three policies, in the second ninety-five, showing an advance of 50 per per cent; in the third 114, showing great progress, and in the fourth 147.—(Hear, hear.) Having stated that he should feel happy to reply to any question, the chairman concluded ,by moving the adoption of the report and balance-sheet.—(Hear, hear.) Mr. MARSHALL (of the Bank of England) seconded the motion. It was utterly unnecessary for him to enlarge upon the success which had attended the society, seeing that so ample and satisfactory a report had been placed in the hands of the shareholders. He should, therefore, simply confine himself to con gratulating the shareholders on the eminent success which had attended the institution during the short time it had been in existence.—(Cheers.) Some discussion and satisfactory explanation have taken place with respect to one or two of the items in the balance-sheet, with which the meeting appeared much satisfied, and in the course of which the small amount of the expenses of the society was much praised, the motion was adopted unanimously. Mr. ALFRED SMEE, in rising to propose the next resolution, said that it was considered highly desirable and absolutely necessary that the most decided and efficient check should be kept upon the accounts of all public companies. Unless the accounts were duly audited by talented and well-known auditors, in order that the authority of their names should bear testimony to their correctness, it was impossible that any feeling of confidence could exist in the public mind. A large and increasing company like their own required a number of books, and the board of directors had appointed three gentlemen from amongst themselves to audit their accounts every month; but at the end of the year, according to the deed, a balance-sheet is prepared and carefully examined by the public auditors, who are gentlemen of undoubted character, high standing, and ability. Such is the system which had been pursued in that com pany. The names of the gentlemen who filled the situation of auditors of the company were known to the public, for he need hardly remind the meeting that Mr. Ladhury was a public accountant of high reputation —( Hear)— that Mr. Perry, of Cornhill, was confidentially con sulted by all commercial men.—(Hear, hear.) B u t besides with considered dereddestrable that amathematical science should be also attached, and he might truly may that Professor DAVierVER.S., one of the first geometricians nod mathematicians in Europe— (llear)—and perhaps it would be needless to state that Mr. Lowe, F.R.S., was known in every city where gas-lighting was introduced as the first engi neer upon that subject.—(Hear, hear.) The value of the names of gentlemen could not fail to have much influence with the public, and he had therefore great pleasure in now moving that a vote of thanks and thirty guineas be presented to their four auditors, Mr. Professor Davies, Mr. G. H. Ladbury, Mr. George Lowe, and Mr. Thomas Perry, for their great zeal and ability. This motion was seconded by Mr. HILL, and carried with applause. Mr. BRITTEN said the following directors retired by rotation :—John Beadneil, jun., Alfred Smee, Esq., and George Tyler, Esq. The deed of settle ment required that three directors should annually retire—the three were selected by ballot, and the chance had unfortunately fallen upon the three gentle men he had named, who had shown themselves most efficient in the discharge of their duties, and whom he was sure they would unanimously regret to lose. He believed the shareholders would consult the inte rests of the society by re-electing them.— (Cheers.) The motion was seconded by Mr. PATTERSON, and carried unanimously. Mr. TYLER expressed his acknowledgments on be half of himself and colleagues for the honourable position in which the shareholders had placed them. It had been their privilege and their pleasure to give their time and attention to the business of the office, and the result of their labours, in common with th e i r brother directors, w as before diem. They could only say that during the forthcoming year their exertions would be devoted to increasing the business of the office; and he confidently hoped that on the next occasion they met the proprietors they might be enabled to say that the business had been trebled. The Rev. Mr. TYLER proposed that Professor Davies and G. 11. Ladbury, Esq., he elected auditors on behalf of the shareholders, which was seconded by Mr. SOWELL, and carried unanimously. On the motion of Mr. BURR (of Rochester), George Lowe, Esq, F.R.S, and Thomas Perry, Esq., were elected auditors on behalf of the policy-holders. Mr. Burr said he had been an assurance agent for fifteen years. lie was very cautious as to the offices in which he interested himself, but when he found an office like the Gresham, deserving well of the public, he gave it all the assistance in his power. lie and other agents who were present found in their respective agencies many lives declined. He did not mean to say that they did not bring the offices the best lives they could find, but, nevertheless, a number of the persons, who through them wished to assure their lives , were declined by the or di nary assurance offices. Now, looking at the object of this office, and having a phalanx of good and well remunerated agents, it must succeed. With the ex cellent directors, with the excellent secretary and intelligent officers they possessed, they must do well.— (Hear, hear.) Since he had been assurance agent he had received five hundred proposals, the premiums upon which would amount to from 4,0001. to 5,0001. a year, which was equivalent to the revenue of some offices which had been years in existence.— (Hear, hear.) How many did they think out of that number had bee❑ declined ? Forty-four who had proposed to assure themselves for an aggregate sum of 21,000/.—(Hear, hear.) Until the Gresham was instituted he was obliged to tell forty out of these forty-four persons that they could not have their lives assured, however willing they might be to pay a high rate. His friend opposite could tell a similar story. Mr. GOSBELL said be had had five times that num ber declined.—(Hear, hear.) Mr. BURR said, to show the advantage of the Gresham, he would cite a case which had occurred within his agency. A lady, aged sixty-three, wished to assure her life for 4,000/. She had been declined by other offices, and he urged upon her to allow him to propose her to the "" Greaham." He brought her up to London, and Mr. Smee called upon her (for it appeared that no trouble was too great, and no distance too far, if by submitting to either the one or the other that gentleman could promote the benefit of the institution), and at the present time this lady was assured at the office. Mr. GOSBELL seconded the motion. Whilst he had been instrumental in obtaining assurances to the amount of a quarter of a million, he had had as surances to the amount of 100,0001. declined.—(Hear.) He had brought this office policies to the amount of 10,0001. during its first year—(Hear, hear)—and he held three policies in it himself. Men were sent into the world not merely to do good to themselves but to aid in benefiting their fellows. In 'promoting life assurance he believed he was benefiting society at large, and he should continue to do his best to pro mote the welfare of the institution.—(Hear.) Mr. WILLIAM SMEE, trustee, said he rose with great pleasure to propose a vote of thanks to the board of directors.—(Loud cheers.) More especially were they deserving of their thanks after the excellent and unprecedented statement which they had submitted that day of the business done since the institution of the office.— (Hear, hear.) For himself he must say that he should not have consented to become a trustee of the society, had he not entertained the highest opinion of those who were to be entrusted with its management—not only of their enterprise and ability, but, above all, of the integrity of the board of directors of the Gresham.—(Hear.) The results had amply shown that his opinion was pro perly based, and he could only add, that, when the proprietors met again in future years, he flattered himself that they should find the Gresham ranking among the first of the institutions of its kind in this great metropolis.—(Loud cheers ) Mr. HILL seconded the proposition. When they looked at the high position which the office occupied, and bore in mind the great energy and labour that must have been exercised to carry it to that high position, the proprietors would agree with him that blishments. When they had such an officer, they ought to congratulate themselves upon such an acquisition, and when they con sidered that not one death had occurred during the past year, they must be satisfied that the lives had been carefully selected. The possession of such an officer was most important both to the policy-holders and the shareholders—especially when they had to deal with persons in robust and in an opposite state of health.—(Hear.) Mr. ALFRED SMEE (who was loudly cheered) said-- Mr. Chairman and gentlemen, I must confess that I always feel great repugnance at receiving votes of thanks for the success of any professional services I may have rendered, because that which medical men have to deal with—life and death—is not altogether in their hands—(Hear, hear)—and therefore they may often obtain merit for that which is due to a much higher power.—(Cheers.) However, gentlemen, I observe, as we pursue science further in the cause of our profession, every step we take convinces us more and more that nothing in this great universe is due to chance, but that everything is founded upon and governed by immutable laws. It is our duty, as medical officers to provident institutions of this nature to make ourselves intimately acquainted with those laws snd their operation.—(Loud cries of " Hear, hear.") Recently we have bad passing over this vast metropolis a devastating epidemic, not equalled in intensity since the plague ; yet its coming had been specially predicted; maps were prepared of the localities which it would most effect, and medical men, before the scourge came, were enabled to mark out the places where the disease would decimate the people, cutting down whole families at one " fell swoop." The result of my ex perience has convinced me that men who violate God's holy ordinances, or outrage the laws of nature in their habits or living, will certainly suffer. It is the duty of the medical officer of an institution like this to make himself, as I have said, intimately acquainted with the laws of nature, and on those laws to make their reports, as to the value of the lives submitted to my examination.—(Hear, hear.) I can say truly, and without reserve, that I have done my duty to the society, and I accept the flattering vote of thanks which you have been kind enough to pass to me as a testimony on the part of those who have been before me, and of the share holders at large, that I have used the greatest amount of skill at my command, and,that I have done my best to promote the welfare of the society.—(Cheers.) Mr, TYLER proposed a vote of thanks to Mr. T. H. Devonshire, the solicitor, which was seconded by Mr. West, who complimented the society upon the small amount they had charged for the legal expenses incidental to the commencement of the office. The motion was carried unanimously, and Mr. DEVOPISHIER returned thanks. It was then moved by I. LINE HANCOCK, Esq., seconded by F. A. DAVIS, Esq., and carried unani mously, with much applause, "That the best thanks of the meeting be presented to Mr. T. A. Pott, the founder of the Gresham Life As surance Society, and its present secretary, for the great zeal and ability displayed by him in the formation of the corporation, and in the subsequent conduct of its affairs." Mr. T. A. POTT briefly expressed his acknow ledgments for `the mark of approbation and confidence which they had so kindly expressed. He should al ways continue to devote his time and attention to the interests of this society.—(Hear.) A vote of thanks was next passed to the Chairman, who returned thanks, and the meeting separated. MOSLOUGII ZIOP NTZLIZILEIC. Although our market is well supplied with ell kinds of new Hops, the quality of which is good, the demand for them is tolerably steady, at full prices. Picking, has been brought to a close in the whole of our districts. In yearling and old Hops scarcely any transactions can be noticed. The duty is called 80,0001. to 85,000/. — New mid and East K.•nt pockets 8/ 10 to 101 103; New Weald of Kent ditto, 61 t ) Si; New SussFx ditto, 61 to 71; Farihams, 101 10s to 111 11s; Yearling Kent, 3110 s to 51-; Yearling Sussex, 2l 16s to 41 10s ; Old Hops, ll to 41. COLONIAL. StrGen.—There bae not been an active market, but holders generally have .asked about pravious ri.tes for British Plantation. Ihrbadoes at public sale h..is realised 37s to 383 for low and mid yellow, 40s to 4h for fine. St. Croix has been sold at 41s to 42s fur fine, and at 38s to 40$ 6 , 1 for mid to good. EAST INDlA,—Manilla has been taken in at 38s for mid and 36s for washed of the clayed kind, and at 836 for ord dark unclayed, Mauritius has only been partly sold at 6d to is decline, ord and low brow❑ 29$ to 31a, mid 32s to 32s 6•1, ord and mid yellow 35s to 36s 6(1, and good 37s to 37s 6d. Benares 61 to is lower; white 40s to 425; mid strong yellow 33s 6d to 393 ; low brown 33s 6d to 34s 6d; and fire yellow, like Mauritius, 38s to 395 61. Madras has been Gd cheaper, mid and good soft yellow 33s to 34s 6d, and low to good brown 28s to 303 6d per cwt. Foreign has been cheaper. Pernambuco, about 5,000 bags, was withdrawn above the market price. Havannah has been taken in at 32s 6d to 335, for good and fine white, and a fsw lots, duty paid ; sold at 403 to 42s 61, for mid to fine yellow, and at 36s to 39s fur washed. COFFEE.—There has been no buoyancy in this market. Jamaica has been bought in at 1003 for fine, 60s to 65s for good, 408 to 45s for fine and fine fine ordinary, and 38s fur good ord, being more than the market value. Costa Rica has been rather lower ; fine tine ord 45s to 463 6d. Porto Rico has been sold at 42s fur fine ord; ) allow and La Guayra at 41s for fine ord. Yellow Mocha was taken in at 703. A few parcels of Jamaica have been sold at 47s to 54s for low mid and mid. Ceylon has realised 51s to 65s for mid and good mid. Plantation 45s to 503 for fine fine ord and low mid, 39s to 41s 61 fur good and fine ord, and 49s to 583 for pea-berry. Good and fine ord Native 38s to 403 per cwt. RlCE.—There has been a steady market, and at firm rates for East India. SPICES.—There have been sales of Pimento at 4icl to 5d per lb for good; Malabar Pepper brought 3d to 3i-cl for shorts; and a good deal of damaged black Pepper has been sold at 2id to 2d per lb; African pod Pepper has been taken in at 35s for ord ; Jamaica Ginger has been sold at 81 8s to 91 6s for fine; and Nutmegs hare been taken in at 2s 4d to 2s 9d per lb. COTTON.—The rise at Liverpool has made the market more active here, and at fuller prices. humco.—The public sales of over 19,000 chests are proceediag satisfactorily to a full attendance of buyers. Fine shipping sorts of Bengal have realised lab:, sale's prices, and the mid previous rates, to 2d advance. Madras has gone at previous quotations, and Kurpah from that to 2d higher. At yesterday's sale 1,803 cheats passed, 865 were withdrawn, 174 bought in, and 764 sold, the auction progressing then, and again today, much the same as at the opening. TEA.—The market is quiet. Common and good common sound Congou 9d to 9id per lb. TALLow.--The demand has rather improved this week. P.Y.C. is 37s 3J to 37s 6d per cwt on the spot. GREEN FRUIT.—The demand continues good. Lisbon Lemons are in request owing to Malaga being too green for use. Some parcels of Madeira Oranges have been sold at public sale by Keeling and Hunt, and realised high prices. Hamburgh Grapes meet with a ready sale. Spanish green Grapes will be scarce and dear; Lisbon black will be short. No arrivals of black Spanish, which is in favour of Barcelona. REDUCTION OF WAGES AT BLACLBURN.—A notice, of which the following is a copy, was posted in the ma jority of the cotton mills and weaving sheds in this town, on Thursday evening last;—" Notice.—The master cotton-spinners and power-loom manufacturers regret the necessity which compels them to reduce wages to their previous rate. Other towns have made no advance, sad trade has become very much depressed. The masters feel obliged, therefore, to give notice, that, in one month from this date, the five per cent. which was advanced will cease to be paid. Blackburn, 4th October, 1849." In reference to the above, it will be necessary to state, that a short time ago the manufacturers of Black burn unanimously agreed to make a general advance of five per cent. on the wages of their workpeople, but with the proviso that, if in six weeks a similar increase of wages was not granted to the factory hands in neigh bouring towns, it should be withdrawn.—Manchester Guardian. A Lucxy TAlLon.—Within the last few days, a poor m‘tn, a tailor in Tain, received tidings of a brother's death in Canada, leaving a fortune of 10,0001., besides a large amount of property. The lucky tailor is a hard. working but illiterate man. In his younger days he was a noted smuggler, and for many years defied the excise to discover the whereabouts of his bothy. At last an informer led them to the spot, and poor Donald was pounced upon and sufftrcd durance vile for many months. —lnverness Advertiser. COMMUNISM DEFINED.—" The other day," says the Coqstitutionnel, "a workman was declaiming in the midst of a group against communism. One of the group said, ' you talk against communism, and you do not even know what it is.' The workman said nothing in reply at first, but taking off his blouse he tore it into frag. ments, and after giving a portion to each of the persons present, he said, Communisim, my friends, has for its object to make of what may be very useful to one person a collection of morsels which are useful to no body.'" CAPTURE OP A WHALE IN THE THAbIES..--In the course of Tuesday, some labourers in the employ of Messrs. Meeson, the lime-merchants, who were at work in the village of Grays, Essex, succeeded in capturing a full-grown whale, which they discovered fast ashore on the Black Shelf, a shoal running abreast of the village. Upon examination it was found to be a fine specimen of the species of whale termed the " Finner," measuring not less than 58 feet in length and 30 in girth ; and the men value their prize at about 2004 A vast number of persons, from Gravesend and other places, have arrived to view it, and a screen being placed round the carcase, the captors are in a way of making a handsome sum by the exhibition of the monster. PAINTER'S CHOLIC —A man employed in grinding colours at a shop on the Quai Napoleon committed suicide the day before yesterday, by blowing out his brains. He was impelled to commit this act by a desire to put an end to the sufferings that he endured from the malady called the painter's cholic, which he had con tracted in grinding white lead. Our readers are aware that the Government has recently ordered that in future the white paint used in public buildings shall be made of the white of zinc, which is not injurious to health, in stead of white lead. Considerin,g the results of the use of paint made from white lead, and the dreadful effects that the lead produces in the manufactories where it is prepared, it is much to be hoped that the example set by the Government will bo followed by the public.—Galig nani's Messenger. A VISITOR FROM A DISTANT CLIMB.—A cocoa nut tree was drifted ashore a few days ago on the island of Valencia, near Kerry—another proof that the Gulf stream, after running along the coast of America, sets across the Atlantic. HYDE PARE 13ARRACES. -- These barracks now present the unwonted spectacle of being untenanted by a single cavalry soldier, the whole of the Royal Regi ment of Horse Guards (Blue), under the command of Colonel Bouverie, being quartered at Canterbury, where they are expected to remain until the ensuing spring, by which period the repairs and improvemen's in progress at Hyde•park Barracks will be completed. A corporal's guar.! of the Fusilier Guards mount guard at Knights bridge daily. ST. THOMAS'S HOSPITAL.—The vacancy in the office of assistant physician to St. Thomas's Hospital has been filled up by the appointment of Dr. Thomas B. Peacock. SUICIDE DT A SHOPKEEPER.—Yesterday Mr. H. M. Waltley held an inquest in the Middlesex Hospital, on Mr. Joseph Kaye, linen-draper, late of 55, Totten ham•cour'-road, who committed suicide by precipitating himself from one of the top windows of his house. Verdict—" Temporary insanity." We are glad to hear that Captain Worth, late of the Calypso, now in Melville Hospital, is so far re covered as to be able to leave the ho•.pital, in the middle of the day, for exercise. On Tuesday after noon he ventured so far as the dockyard, but he still appears 'very ill. CHOLERA AND DIARRHCEA WEST DISTRICTS. Kensington ... ... ••• - Chelsea... ••, ... ... St. George, Hanover-square ... Westminster ... .. ... St. Martin-in-the-Fields ... St. James, Westminster ... - NORTH DISTRICTS. Vi9rylebone Hampstead Sr. Pancras Islington Hackney CENTRAL DISTRICTS. Si. Giles . Strand ... . tioltr,rn Union Cleritenwell Sr. Luke East London West Loudon City of London RETURN OF CASES, OCT. 10. THE METROPOLIS. SUPERINTENDING REGISTRAR'S DISTRICT. Deaths. Cholera. Diarrh. O 0 O 0 2 2 O 1 1 0 0 0 o 0 o 0 O 0 O 1 O 0 o 0 1 0 O 0 O 1 1 0 1 1 O 0 *0 0 EAST DISTRICTS. 6laoreditch 13etbnal-green Whitechapel St. George-in-the-East Stepney ••• ••1 Poplar ... SOUTH DISTRICTS. St. Saviour, Southwark • St Olave ••• ••• Bermondsey ... ••• •.• St. George, Southwark ••• - Newington ... ••• ••• .. Lambeth ... • • ••• - Wandsworth ... ••• ••• Camberwell ... ... ••• Rotherhithe ... ••• ••• Greenwich ... ••• ••• Lewizham ... ••• ••• ..... Total ... 11 14 Total deaths from cholera, registered from Sept.l7, 1848, to Oct. 10, 1899 ... 14,459 Total deaths from cholera, registered from Juno 17, 1849, to Oct. 10, 1819 ... 13,368 * Returns for Wednesday have not been received from Mr. G. Hooptr, registrar of the north-west sub district of London City; and Mr. E. Earles, registrar of Holy well and Moorfields, sub-district of Shoreditch. NOTE—The district of Kensington comprises the parishes of Kensington, Hammersmith, Fulham, and Paddington. Westminster district comprises the parishes of Sr. Margaret and St. John the Evan gelist, with Privy Gardens and Whitehall, and the close of the Collegiate Church of St. Peter. St. Giles's district comprises the parishes of St. Giles•in-the-Fields end St. George, Bloomsbury. The following are co extensive with the unions of the same name:--Hackney, Strand, Holborn, East London, West London, City of London, Whitechapel, Stepney, Poplar, St. Saviour, St. Olave, Wandsworth (Wandsworth and Clapham), Greenwich, and Lewisham. The remaining districts are co-extensive with the respective parishes of the same name. THE COUNTRY. The following is the Return of Deaths from Cholera and Diarrhce4 reported to the General Board of Health the 11th day of October, 1849 : Deaths. Cholera. Diarrh. 4 0 O 5 O 1 1 0 O 1 6 3 1 0 3 0 1 0 4 2 3 0 1 1 1 0 3 0 O 1 3 0 1 2 3 0 1 0 O 1 1 0 2 0 O 1 2 0 1 0 Al n wick ... ••• ••• Aston (Duddestone district) ... Barmtaple (Berrynarbor) „. Bedminster ... ... Bideford (Appledore)... ... Birmingham ... .. ~, Blackburn (Oakenshaw) ~. Wean (Herne)... ~, Bolton (Little Bolton) Bradford, Idle, and Horton ... Bridgwater ... Brighton ... Bury (Lancaster) Carmarthen .. Chelmsford ... Chester-le-Street (Harraton) Chorlton (Hulme) Cockermouth Congleton (Sandbach) .• Cookham (Maidenhead) „ Crickhowell (Llanelly district) Croydon ~, ~, ~, Darlington ... Dartford ~, ~, ~, Devizes (Potterne) „ Dewsbury, Birstal, and Batley (from 4th to 10th inst.) —.— Doncaster ... Droitwich ... ... Dudley, Tipton, and Sedgley... East Stonehouse Eccleshall (Bierlow) Ecclesfield (Worsbrough and Barnsley) ... Edmonton (Cheshunt) Falmouth and Penryn Gateshead and Dunston Gloucester and Kingsholm ... Guildford (Godalming district) Halifax and Southowram) Hardingstone (Piddington) Hitchin and Ickleford... Hull and Myton tlunslet, Bothwell, Holbeck, 10 and Kirkstall ... Kidderminster ... Knaresborough ... eds Liverpool ... Llanelly • • ••• Loddon (Woodton district) Macclesfield Maidstone ... ... Manchester ... ~, Neath (Margam) ... Newcastle-on-Tyne (Byker)... Newton Abbott (Torquay) ... Northampton ... Nottingham (Byron) ... Oldham ••• ... ... Pewsey (Milton Lilbourne) Prescot (Spoke) Rochdale (Stonepitfield) Roch ford ... St. Albans ... ... St. Germans (Anthony) ... Salford (Greengate) Sculcoates (Sutton and Drypool) Sheffield .. ... ... Shepton Mallet South Shields (Westoe) Stockport, Heaton Norris, and Handfor th Stockton (Hartlepool) Stoke-upon-Trent(Fenton) ... Stourbridge (Kingswinford) Sunderland (Bishopwearmouth) Tiverton ... Totnes ... ... ••• Truro (St. Mary) nemouth (Earsdon and Long benton districts) Uxbridge (Hayes) ... Walsall ... ... Warrington ... Wells (Godney) West Bromwich (Wednesbnry) West Derby and Everton ... Weymouth ... ... •• • Wigan ... .•• ... Wolverhampton and Bilaton ... Wycombe (Princes Risbarough) •• • .... • • • .....• ••• .".• ••• ..... • • • .-.. ••• ^. • • • ...... ••• .....' Total ... SCOTLAND. Errol (from Sept. 20 to Oct. 7) Ilawiek ... •• • ... Boness St. Andrews ... Cupar Angus ... Perth , Dundee ••• '''... ••• ....• ••• •..... Total ... ... General total:— Metropolis ... Country ... Scotland ... ••• ".. ••• ..." ••• .... ••• .... Total ••• ..." 213 19 NOTE.—The deaths are returned according to the superintendent registrars' districts, as it is found lin. practicable to distinguish every place separately. CHOLERA. Tue. Wed. Oct. Oct. 9th. 10th. 0 3 1 0 1 3 5 3 9 2 DIARRHCCA. Tue. Wed. Oct. Oct. 9th. 10th. 2 3 3 1 0 2 5 3 2 5 11 12 14 ;he directorswere entitled to their best thanks. The motion was carried unanimously. Mr. THORNTHWAITE returned thanks. He con gratulated the shareholders upon the different position in which the directors now came before them than when they had the pleasure of first addressing them selves to the shareholders.—(Hear, hear.) They then promised to use their best endeavours, and to devote their best energies to further the objects of the society, then springing into existence. He was happy to find that their exertions had been so far crowned with success. The vote of thanks which they had passed the directors felt as a mark of confidence in their future management, and they like wise received it as an evidence that the proprietors considered that the directors had done their duty during the past year. He could assure them it should always be their endeavour to labour to the satisfac- tion of all the members. He hoped that they should so conduct their business that their elder brethren connected with life assurance would continue that cordial understanding which at present subsisted be tween the Gresham and the chief offices. The direc- ;ors would leave nothing undone to cement that union more and more, for to the continuance of the good feel ing that at present subsisted the directors looked, to a great extent for success. The vote of thanks was pleasing, because they had endeavoured to make their expenses as small as was consistent with the proper working of the society.—(Hear, hear.) When they became directors of the society they had no idea that the business would have consumed so much time ; but this arose from its great extent. They had upwards of 1,000 proposals made to them. Now, though a number of these were declined, and no notice taken of them in the books beyond the mere fact of their re ceipt and rejection, yet as much ,time was devoted to these cases by the medical officers and the directors as if they appeared on the books as accepted policies.— (Hear, hear.) Indeed, he must say that the declined cases occupied more time than the others, the directors having considered no trouble too great; and they hoped next year to double or treble the business. As the success of the office mainly depended upon the cordial co-operation of the share holders and policy-holders with the directors, he hoped that none of them would be found wanting in the promotion of the social position of their fellow creatures by the aid of life assurance. In so good a cause he hoped they would all unite, for it was one that would amply repay them for any exertions they might use.---(Cheers.) Mr. WILLIAMS proposed a ;.vote of .thanks to Mr. Smee, whose zeal and industry in promoting the success of the society had been unwearied.—(Cheers.) The office of a surgeon to a life assurance society was at all times very difficult to fill ; but in their society, where they had to deal with lives declined by other offices, which required the most careful investigation, the duties of such an officer were paramount. Mr. Smee possessed all the qualities in an eminent degree, and the results of his skill the directors had had the pleasure that day to lay before the shareholders. But, in addition to their duties as their medical officer, he had devoted his personal exertions to the promotion of the business.—(Cheers.) He would now read the resolution : " That the best thanks of the meeting be presented to Mr. Alfred Smee, the society's principal medical re feree, for the indefatigable care, ability, and skill ho has invariably evinced in the discharge of the very arduous labours of his office, and for the time and attention he has devoted to the interests of the society, as the meeting feel convinced that upon a continuance of the same con smut attention and talent the success of this society will very much depend." Mr. THORNTHWAITE seconded the motion with great pleasure. It must be obvious to the members that the success of the office mainly depended upon the efficiency of their officers ; and in exact comparison t o t h e hi g h stand i ng of the office dist they require greater efficiency on the part of their officers. Mr. Smee was a gentleman well known in the scientific world for his great attainments and skill in the medical profession, besides being connected with the largest establishment in the world, the Bank 4 of Zngland, as well as §everal other public esta. - 101 h 47% 836 LONDON. West Districts ... North Districts ... Central Districts ... East Districts ... South Districts ... Total THE 1318Hor or LLARDArr.—According to ac counts received at the deanery. St. Paul's, yesterday morning, from Hardwicke Hall, near Chepstowe, we regret to say no favourable change bad taken place. The right rev. prelate was suffering from extreme debility, and, we regret to add, is considered in a very precarious condition. BORN AN ENGINEER.—JOIIII SMeatol), who did much to advan ce hi s pro f ess i on i n t hi s coun try, may almost be said to have been born an engineer, his genius appeared at so early an age. His playthings were not those of children, but the tools which men employ. Before he was six years of age, he was discovered on the top of his father's barn, fixing up what he called a windmill, of his own construction; and at another time, while he was about the same age, he attended some men fixing a pump, and observing that they cut off a piece of the bored pipe, LP procured it, and actually made a pomp with it, which raised water. When he was under fiftet-n years of ago he made an engine for turning, and worked several things in ivory and wood, which be pre sented to his friends. A part of every day was occuped in forming some ingenious piece of mechaziem.—Butida. NAVAL INTELLIGENCE. Captain Lord John Hay, C. 8., returns to the Ad miralty this day, from three weeks' absence at Ramsgate. Rear-Admiral Ralph Randolph Wormeley, who obtains his promotion by the death of Sir Edward Owen, was born on the 29th October, 1785, in Vir ginia, where his family, both on his father's and his mother's side, had been seated since the period nearly at which that colony was established. His maternal grandfather, John Randolph, was attor ney-general at the commencement of the war of independence, and was under the necessity of flying to England, with the loss of a fine property of which he and his ancestors had been in pos session for 150 years. Captain Wormeley bad an uncle of his own name, who served with distinction in the southern campaign as captain of one of the loyal American corps. This officer entered the navy, 30th October, 1799, as midshipman, on board the London, 98, in which ship, and the Royal George, 100, both commanded by the late Admiral John Child Purvis, he served in the Channel until March, 1801. He was afterwards, until promoted to the rank of Lieutenant, 22d of January, 1806, employed on the Home, Newfoundland, and Cadiz stations, part of the time as master's mate, in the Magicienne, 38, Captains William Ogilvie and Henry Vansittart ; Aurora, 28, Captain Micaiah Malbon ; Dreadnought, 98, Captain J. C. Purvis ; and Prince of Wales, 98, flag-ship of Sir Robert Calder. In the Prince of Wales he saw 52 sail-of the-line formed in three columns off Ushant ; and he was on board of her when, with twenty of those ships, she was detached in pursuit of the French fleet under Admiral Villeneuve, and succeeded in reaching Cadiz in time to reinforce Admiral Collingwood before the battle of Trafalgar. After cruising for a short time in the Downs in the Otter sloop, Capt. J. Davies, Mr. Wormeley was appointed in June, 1806, flag-lieutenant to Rear-Admiral Purvis, with whom (deducting en interval of live months in 1807-8, occasioned by ill health) he con tinued employed off Cadiz in the Minotaur, 74 ; Queen, 98; Atlas, 74 ; Terrible, 74 ; a n d Atl as again, until nominated, 22d November, 1809, acting commander of the Minstrel, 18, i n the editerranean. While he was in the Atlas, that ship was for six, eight, ten, and twelve months at a time off the port mentioned without letting go an anchor. On one occasion, when the French army was rapidly advancing upon Cadiz, Mr. Wormeley was sent with three hundred and fifty men to the Caraccas, to rig and rescue from their grasp five Spanish ships of the line. This service he accomplished in three weeks, and for his exertions he received the thanks of Lord Colling wood. On February 16, 1810, he was confirmed a commander in the Minorca, 18, in which vessel, stationed in the Mediterranean, he remained for up wards of four years, conducting himself in a manner that secured for him the favourable consideration of his commanders-in-chief, Sir Edward Pellew and Sir Charles Cotton. In the winter of 1813-14 be escorted in safety from Malta to Gibraltar, although harassed for three days by the presence of a French privateer schooner, a convoy of 18 sail, one of the richest that had ever left the above island. Another convoy, which had left a month earlier, reached Gibraltar on the same day only. Captain Wormeley had previously, June 4, 1810, captured the Sans Peur, a felucca-privateer of one long gun, two swivels, and 39 men. He paid the Minorca off in May, 1814, and was advanced to post rank 7th of June following. His efforts to procure employment since have been as constant as they have been un availing. Captain Wormeley married 3d October, 1820, Miss Caroline Preble, of Boston, and has issue one son and three daughters.---oTyrne's Naval Biography. . _ The - Hibernia, 104, having had her ordinary fittings completed, has been towed from the dockyard jetty to her moorings in Devonport harbour. The Bachante, frigate, recently arrived at Chatham from Standgate Creek, is being surveyed to ascertain her condition. The Wanderer, 12, and Childers, 12, are to be taken into dock at Chatham when the Daring, 12, goes out, to have their defects made good. The Seagull, 6, packet-brig, Lieut.- Commander Small, arrived at Devonport, from Falmouth, on Monday, to refit. The Spiteful, 6, steam-sloop, Commander Car michael, was commissioned at Devonport on Monday, by Lieutenant F. A. Herbert. - The Pigmy steam-vessel is employed carrying the mast, geer, &c., at Chatham-yard, for the Pnaeton, at Sheerness. _ DOCKYARD.-Mr. Hebby, measurer at Chatham, is ordered to be removed as such to Portsmouth-yard, at his own request, vice D. Harding, promoted. His removal will cause a vacancy for a measurer in Chat ham-yard. PORTSMOUTH, T H URSDAY. —The Hercules store ship, 72, arrived at Spitheadthism morning, after a l ong the s truggle to get here from Thames, and putting back once disabled, ' which seems ex t raor di nary seam anship when G reens with sshi packets c a e n r d ta A in m tv er in ica s n pite o f a can make the passage little adverse wind and weather. The Serpent, 12, Commander Barber, was removed from the dock to the basin last night, after having her copper examined, and the Leander, 50, Captain Dacres. was docked in her room to undergo a similar inspection. Both ships are progressing as fast as can be expected with their rigging and manning. The Leander has her topmast pointed and her topmast rigging over the mastheads. The Serpent is all ataunto, and is rat tling down. The Scourge (Commander Lord F. H. Kerr) is masted, and has her furetopmast pointed. In so heavy a ship as the Leander, with her number of large shell-guiis, a number of marine artillerymen ought to be provided (at last forty) to work them. The usual crew will find quite enough to do to work the residue of the armament and the ship. Captain Charles Hope and Captain Sir Frederick Nicolson, Bart., are each named as likely to commis• sion the Terrible, at Woolwich, when ready. Wind north•east, fresh breezes and cloudy weather. PLYMOUTH, OCT. I.—Her Majesty's steam•vessel Spiteful was put in commission yesterday by Lieu tenant Herbert. Her Majesty's packet-brig Seagull arrived on Tuesday from Falmouth and went up harbour to refit. New masts and bowsprit were yesterday fitted to the merchant scifooner Eliza, which was damaged by her Majesty's steam-yessel Yolcsno. esti and lay's razil T lb. 1,000 lid. ihort .es a ward 8 are