The Sun. — London, England, 1865-08-07 00:00:00

ew ',ar t to Os ; Leat ory nil her [len red ',hag itto h -370 340 Per ingy one. Per new Bar a. 80 ono. latbi— ,ons- liarly m ent tell I the ,494 ; ,930 ham, •istol, gOW., 0 1 le r ' 1, VP- Brie' ,WW O 0 1 12 ; my c- N R. ALFRED MELLON has the honour to s ERIES of coNeEars announce w,u that comm hi ence FlFTH ANNUAL S at the ROYAL ITALIAN OPERA, Covent-garden, THIS EVENING (MONDAY), August 7. Private boxes, £2 25., Li Is., and 10s. 6d, ; dress circle. 2s. 6d. ; promenade, amphitheatre stalls, and amphi theatre, Is. Doors open at half-put 7. The Concerts commence at 8. GREAT ST. JAMES'S HALL—Welcome to the WIZARD of the NORTH. Crowded Houses. Magnificent spectacle. Great success of Frederic (the Great). , Macaabe, the unrivalled ventriloquist and mimic (vide the t Loudon press). The Second Sight by Miss Anderson, more extraordinary than ever. Every night at 8, Saturday after t noon at 3. Entrances Regent-street and Piccadilly. ANDERS 0 N.-1,175 Representation in the Metropolis TO-NIGHT. NIACCABE.—The Eighth Representation of the great Ventriloquist, Mimic, and Character Actor. MISS MARY MAY, THIS EVENING, at the Great St. James's Hall. • MISS ANDERSON.—Second Sight in a new form and the real Indian Basket Trick by Miss LIZZIE ANDIthSON TO-NIGHT at 8. ANDERSON and MACCABE every night, at 8 (Saturday included); Saturday afternoon, at 3. SATURDAY NEXT.—SECOND DAY PER FORMANCE. Great St. James's Hall. Eclipse Enter tainment. Maccabe, the Ventriloquist, Mimic, and Character Actor. The World of Magi() by PttOF.ESSOR AND KRSON, Second Sigh► by Miss Anderson, the real Indian Basket Feat by Miss Liz de Anderson. Doors open at 2, to commence at 3. Stalls, ss. ; reserved seats, 3s. ; balcony, 28. ; area and gal leries, P. ; schools and children half price to stalls and re served seats, which may be obtained at Mr. Austin's office, No. 2d, Piccadilly. A. NIMMO, Acting Manager. STODARE.-119TH REPRESENTATION.- THEA ['RE OF MYSTERY, EGYPTIAN HALL. - - MARVELS in MAGIC and VENTRILOQUISM, by Col. STODARE. The REAL INDIAN BASKET TRICK, and INS TANTANEOUS GROWTH of FLOWER TREES, as introduced for the first time in this country on Easter Mon alaY, April 17, 1865, by M agician s dare, and only performed us' him and the Indian Every evening at 8 (Saturdays included), also on Wednes day and Saturday Afternoons at 3. Stalls at Mitchell's, 33, Old Bond-street, and Box-o ffi ce, Egyptian Halt Admission, IS., 2a., and 3s. "Almost miraculous."—Vide Times, April 18,1865. AIR. and Mrs. GERMAN REED, with Mr. JO [IN PARRY, will appear in their new entertain !pent, entitled A PECULIAR FAMILY, by William ! 3 _rough. New scenery by T. and W. Grieve. After w hich . Dir. John Parry will give a few Memoranda from his Musi cal Note Book, entitled ...RECOLLECTIONS , " vocal an d instrumental Every Evening*, except Saturday, at 8. A MORNING REPitii;SENTATION every Wednesday and Saturday, .t 3. ROYAL GALLERY OF ILLUSTRA TION, 14, R e gent-street. Unreserved seats, Is. and 2s. ; stalls, 2s. ; stall spring chairs, 58 . Stalls may be secured (without fee) in advance at the Gallery. T " 0 X F ORD 8, OXFORD STREET, W. The Oxford and Canterbury Hall Company (limited). SIXTY-SIX, by J. Offenbach, performed by Misses Russell, Barrie. Walmeslev, Tyrell ; Messrs. A. Bt. TenAdbyn. Husk, Green, and Mons. RRVAH, the new French ore, with full Band and Chorus. Conductor, Mr. F. Jonghmans. Bane, Comedy, Burlesque, &c., by the celebrated D'Au ban 8. M( ears. Duriah and Davis, and the Misses TESSY and SAIL A GUNNISS. NOTICE - —The Oxford has been entirely Redecorated. Altered, Newly Lighted, and Ventilated, and now is one of the most agreeable places of resort in the kingdom.—OPEN EVERY EVENING at Eight o'clock. Admission —Area, 6d.; stalls and balcony, ls.; private poxes, 10s. 6d. CANTERBURY HALL. Bele3tions from ORPHEE AUX ENFERS and THE BROTHER AND SISTER, supported by Miss RUSSELL, Miss Barrie. tales Hays. &c. ; Messrs. ST. ALBYN, Green, 4 e-, with Full Band and Chorus. Conductor, Mr. F. Jongmans. - - - Comedy by Arthur Lloyd, Messrs. Duriah and Davis, and the Grotesque D'Aubans. THIS EVENING, will be performed, with new Optical effects, the Illusion, entitled KO KO RI KO, on a scale of magnificence never before attempted, and embracing the ser vices of the entire establishment. MADAME TIISSAUD'S EXHIBITION.- Established 30 years, at the Bazaar. Baker-street. Exhibition ADDITIONS.—In accordance with the season, the has been entirely re-embellished. The whole of fatanaient Court Dresses of the most costly description, htully copied from the most minute pictures, have been r enewed. Modern Court Messes of the most splendid de -IPtion, selected from the first houses in Paris and London. and probably never equalled or surpassed, are now on view. `Jr,ONSTANCE Lite-size Mod KENT are els of DOCTOR now added. E. W. PRITCHARD and Open from 11 a.m. till 10 p.m. Admittance, One Shilling; Extra Rooms, Sixpence. pOYAL NAVAL, MILITARY, and , GENERAL LIFE ASSURANCE SOCIETY (Esta plsbed A.D. 1837. under Royal Patronage), 17, Waterloo " 1 0; London, S.W. ARTHUR It. HAMILTON, Secretary. Agents wanted in towns not yet represented. C ONVERSION and UNIFICATION of the INTERNAL DEBTS of the OTTOMAN EMPIRE. ~,NOTICE IS HEREBY GIVEN, That the CONVER "'I9N of the INTERNAL DEBTS of the OTTOMAN MythßE, in accordance with the laws of 17th (29th), 18th ~ and 19th (31st) March, 1865, will be OPENED on uESDAY, the 3d (15th) August, 1865, in the cities and r . ‘ "3 7 the establishments hereinafter mentioned : ' e ustantinople—By the Provisional Agency of the General Credit and Finance Company of London, at the building of the late Exhibition, Place de l'Hippodrome. L ondon—By the General Credit and Finance Company of London, 27 Austinfriars. P aris--By the Societe Generale pour favoriser le Dove- LePpment du Commerce et de l'lndustrie en France, 68, A Rue d e P rovence . msterdam—By the Banque de Credit et de DepOts des PraPays-Das. nkfort-on-Maine—By Messrs. Von Erlanger and Sons. '. 1 ,. - !exandry the Anglo-Egyptian Bank. T i euna—By the Credit Anstalt of Austria. G eneva—By the Credit Mobilier Italian. n e neva—By the Banque de Credit Genevois. russels—By Messrs. J. Matthieu and Sons. The law of the 17th (29th) of March, 1865, creates the wand Livre de la Dette Generale de l'Empire Ottoman, and that of the 18th (30th) March ordains the inscription of 1 . 1 stun of 40,000,000 Medjides d'or, composed of 29,000,000 intended for the unification of the internal debts of the empire ; of 4,000,000 issued by public subscription ; and of 1 , 0 00,000 intended for public works, and only to be issued as follows :-2,000,000 at the soonest one year after the subscription of the 4,000,000; 3,000,000 at the expiration of two years ; and 2,000,000 at the expiration of three years. According to the law of the 17th (29th) of March, no further inscription can be made in the Grand Livre except m virtue of a special law legally published, and after suffi cient provision has been made for the interest and sinking f und of the new inscription. The general debt inscribed in the Grand Livre is guaranteed by the reserve fund, by the general revenues of th e empire actually unencumbered, and by the revenues alr eady charged as they become available by the amortisa thie_a uf the existing foreign debts, of which they constitute e special guarantee. • The debt inscribed on the Grand Livre is to be amortised in 87 years by means of redemption (rachat), and the n umbers of the bonds redeemed will be published by the special council charged with the superintendence and con trol of all the operations of the sinking• and reserve funds. Tile bonds bear an annual interest of 5 per cent., pay able i n gold on the Ist (13th) January and the Ist (13th) ...Jul of each year at Constantinople, London, Pans Amsterdam, and Frankfort-on-the-Maine, at the fixed rate of 110 gold Medjidies, £lOO sterling, = 2,500 francs. 1 , 13 ,, 3' the provisions of the law of the 19th (31st) March, uu s , the con vers i o n of the principal classes ofinternal nl'its, viz., of the Eshami-Djedides of the four issues, of a hvilati-Muratazes and of the 10-year Serghis will be eff ected on the following conditions : Against 100 gold Medjidies of Eshami-Djedide (con ) of of the let, 2d, 3d, and 4th issues, there will be delivered 121 gold Medjidies of the general debt, equal to £llO sterling, or to 2,750 francs. Against 100 gold Medjidies of Tahvilati-Mumtaze, there will be delivered 143 gold Medjidies, equal to £l3O ster ns& or to 3,250 francs. Against 11,000 piastres of 10 years Serghis (on seneliks), there will be delivered 110 gold Mddjidies, equal to £lOO sterling, or to 2,500 francs. The Bonds of the General Debt form three classes, viz : ton& of 110 Gold Medjidies=aoo sterling=2,soo francs 55 7 7 „ £5O „ =1,250 „ 11 £lO „ =--250 Loh bond will be separately inscribed in the Grand Livre, and will be signed by the Minister of Finance by , „dlo Governor of the General Debt, and by a Controller de 'egatad by the Grand Council. The first Coupon of Interest on the Bonds of the General Debt being due the let (13th) July, 1865, the bearers of the old Bonds will receive from the Commissioner-delegate at the time of verification of their bonds special coupons ~rep resenting the interest due to them in virtue of the law of ' 9 „,th (31st) March, 1865. c oupons will be payable at the Imperial Ottoman t . P tak at Constantinople, London, and Paris, on presenta-_ except the special Coupons relating to the arrears of all,terest on the Ten-years' Serghis, and due the let (13th) tf_ l : ll arY, and Ist (13th) July, 1866, which will be paid on Itir respective due dates in accordance with Art. 7. ( 3 ; 111 Yirtue of Articles 11 and 12 of the law of the 19th Let) March, 1865, all securities of the internal debts, to Whatever class they may belong, not presented for conver ea Within the period of three months from the opening of e e onversion—that is to say, between the 3d (15th) Oast, and the 2d (14th) November following, will not oei c envertible, except with a reduction of 10 per cent., and Y ri c laring_ the period of one month and a half from the so o rt 11 ) November, 1865. On the expiration of this oar ad period the operations of the conversion will be de ...ed closed. a „•; 11 . order to facilitate the operation of the conversion, ert T e to avoid the necessity of issuing Provisional. Certifi and sending the original bonds for verification to ms !antinople, the Imperial Ottoman Government has t l ' ° , ln ted, besides the Commissioners-delegate, verificators 4 344 , nd at London and Paris during the whole period s e rntsd for the conversion, to verify the bonds pre ed for conversion. Le".,enrities presented elsewhere than at Constantinople, 1: 1 „",,,on, and Paris will be transmitted for verification to b e -- s .on, except those presented at Alexandria, which will sent to Constantinople. enitiefinitive Bonds of the General Debt of the Ottoman f ac r, with coupons for 37 years, now in course of mann tho 11 2 . ; will be delivered as soon as ready in exchange for presented for conversion. th e e meantime the securities presented will reFeive, at of the of verification, an official stamp and the signature to b e ammissioner- delegate attesting their verification, vs_ exchanged by the bearers for the definitive bonds of lg e neral debt. all tZ e application for conversion may be obtained at C ordes tuePs where the conversion will take place. edro: stoh ot the laws may be obtained at the same p laces, * se ': - I . or l t tt the offices of the solicitors, Messrs. Baxter, of e Generalonand c.r,ed. andtreet, Westminster. London (L. Agents. ted it i Finance for the o m p c a o n n y_ 4 aCtOrs c 4 AMES MACDONALD, Oteueral Wainer. 0111. vith s is late iron, has, sup-- sold tho lato Pot" • and ivate o Sir )utii a C -0 ex tying Ripe ©last ly ill lied. nada n, ib° ' if() Of ~ n ear augli" )rgo' 6, asbiro , 1111104 hunch , o f son , [Ate r o. rentrif ,R.1•4_,1 Eq• ❑gto" Aston No. 22,818. K INMIAN'S " BRA W ND I T KY v. COGNAC 'Pais oele gated Old IRISH WHISKY rivals the finest FRENCH BRANDY, It is Pure, Mild, Mellow, Delicious, and very Wholesome. Sold in Bottles, 3s. Bd., at the Retail Houses in London ; by the Agents in the principal towns in England ; or wholesale at 8, GREAT WINDMILL-STREET, LONDON, W. Observe the Red Seal, Pink Label, and Cork branded Kinahan's LL Whisky." WHAT A STUPID FELLOW YOU ARE to bite off the end of your Claw, when you can buy one of " BUTCH ER'S PATENT KEY-RING CIGAR NIPPERS" for a Penny. Sold everywhere. EUTUAL LOAN FUND ASSOCIATION (Incorporated by Act of Parliament, 1810). 14, RU3SELL-STREET, COVENT-GARDEN, LENDS MONEY on Personal and other Security, in sums of £2O to £5OO. to be repaid by instalments extending over one, two. or th; ee years. The large C Lpital of this Associa tion enables it o complete its transactions without delay. No uquiry o • offiJe lees, and strict secrecy observed. Bills Discounted at sho• t notice. Form sent free on receipt of a directed stampea env elope. • The Association also lends Money for the purchase of a house by a tenant, o , ,or the liquidation of mortgages, on terms most advantageous to the borrower. EDWARD HARPER, Secretary. MENAI PARK AND HOTEL COMPANY (Limited). Capital £70,000, in 7,000 Shares of £lO each. Deposit £1 per Share on Application, and £1 on Allot ment. Calls not to exceed £2 per Share, and to be made at intervals of not less than three months. Interest at 6 per cent. per annum will be allowed upon tho deposits and calls, as well as upon payments in anticipa tion until the opening of the Hotel. Incorporated under the "Joint-Stock Limited Liability Act," which expressly limits the liability of each Share holder to the amount of his subscription. Capt. the Honourable J. C. VIVIAN, M.P., 14, Belgrave square, London, Chairman. George Reed, Esq., Deputy-Chairman, Director of the Tot tenham and Hampstead Junction Railway Company. Captain Lloyd, Aston Hall, Oswestry. H. A. Murray, Esq., Director of the Star and Garter Hotel Company. Hugh Ward Saunders, Esq., Chobham House, Bagshot, Surrey. James Marke Wood, Esq., Liverpool. • BANKERS. The National Bank, Old Broad-street, London, E.C. (And all their several Branches.) BROKERS. Albert Ricardo, Esq., Angel-court, Bank, London, E.C. Messrs. Horsfall and Penny, Liverpool. Charles P. Allen, Esq., India-buildings, Cross-street, Man chester. SOLICITOR. William Toogood, Esq., 16, Parliament-street, West- mister, S.W. ARCHITECT. John Barnett, Esq., 3, Verulam-buildings, Gray's Inn, London, W.C. James Hutt, Esq. (firm of Messrs. Hutt and Browne). OFFICES. 2, Westminster-chambers, Victoria-street, West minster, S.W. PROSPECTUS. This Company is formed 1. To carry out a contract made with the London and North-Western Railway Company, for the purchase of a freehold estate on the edge of the Menai Straits, in the county of Carnarvon, consisting of about 80 acres of valu able building land, 20 acres of which were, some time since, planted and laid out by the late Sir Joseph Paxton, at a very large outlay. 2. To devote a portion of the estate lying nearest to the Menai-bridge station of the London and North-Western Railway Company to the purposes of a first-class Hotel, with appropriate gardens, pleasure grounds, and other conveniences, and to erect, furnish, and maintain such Hotel and grounds. 3. To dispose of the residue of the estate by way of absolute sale, or to lease the same for the erection of villa and other residences, and to otherwise encourage building thereon, as from time to time may appear most judicious or desirable. 4. To take a lease for 99 years on agreed terms of the refreshment-rooms to be erected by the London and North- Western Railway Company at their Menai-bridge station, and to manage them in connexion with the Hotel, the Rail way Company having agreed that they will improve and maintain their Menai station as a first-class station, at which four-fifths of all passenger trains, not being express, mail, or excursion trains, will stop. 5. To erect private and other baths, both salt and fresh water, as well as to construct open bathing-places in the grounds on the edge of the Straits. The picturesque features of Carnarvonshire, with its in vigorating climate, have long won for that county a large share of the public favour, and in the vicinity of the more romantic and accessible spots, the demand for further first class Hotel accommodation and private residences has b - come a matter of notoriety. Few sites have proved more attractive than those which the banks of the Straits possess, and the estate which has been secured for the purposes of the present Company is confessedly unrivalled in point of situation and general eligibility. The property thus available lies between the Menai and Britannia bridges, and is skirted on one side by the Menai Straits, and on the other by the London and North- Western Railway. The whole estate commands extensive views of the principal objects of interest and natural beauty with which the district abounds. The Pass of Llanberis, Snow don, Bangor, and Beaumaris, are all in its immediate vici nity. The arbour of Holyhead may be reached by railway in an hour, and Liverpool and Manchester in three hours. The promoters have carefully collected and examined, the data upon which they rest their anticipation of the pro fitable nature of the undertaking, and they can see no rea son why the advance which of late years has taken place in the value of building sites at the more celebrated water ing-places of England should not within the next few years be equally realised for this Company ; still less do the pro moters believe that the success which has invariably at tended the establishment of good Hotels, in co-operation with our great Railways, will be wanting in the present instance. There already exists a large demand for land in this lo cality, and the Shareholders may therefore confidently ex pect to derive a handsome profit from the sales and rental of the estate. It is an important consideration that the London and North-Western Railway Company, who have a direct in terest in the success of this project, are disposed to give it their cordial support. The Directors, under power conferred upon them by the Articles of Association, will pay interest at 6 per cent. per annum upon all calls and deposits till the opening of the Hotel, which, it is expected, will take place in the course of eighteen months. Shareholders desirous of paying up in anticipation of the future calls, can do so, and interest will be allowed thereon at 6 per cent. Should no allotment be made the deposit will be returned in full, and if a greater number of shares be applied for than is allotted, the surplus deposit will be applied in dimi nution of the payment to be made in respect of the deposit on allotment. The Articles of Association maybe' seen at the Company's Office; and at the Solicitor's, as well as the several Brokers'. Application for share; accompanied with the deposit, to be made in the annexed form to Bankers, Brokers, or the Secretary, from whom prospectuses may be obtained. FORM OF APPLICATION FOR SHARES. To the Directors of the Menai Park and Hotel Company (Limited) Gentlemen,—Having paid to the sum of , being a deposit of £1 per Share on Shares in the above Company, I request that you will allot me that number, and I hereby accept such Shares, or any less number which may be alloted to me, subject to the Articles of Association; and I further request that my name may be placed on the Register of Shareholders for the Shares so allotted. Name in full Address Profession or business Usual signature Date 1865. THE Duke of SUTHERLAND and PER CENTAGES to SERVANTS.—Write for your TEA direct to the EAST INDIA TEA COMPANY. China, Assam, and Japan Teas in every variety, from Is. 10d. per lb. upwards. List of prices sent on application.—Ware houses, 9, Great St. Helen's Churchyard, City. DINNEFORD'S FLUID MAGNESIA. The medical profe +Mon for Thirty yearn have ap proved of this pure solution of Maytesta as the best remedy for Gout and stomach disorders of every kind ; and as a mild aperient it is esrecially adapted for ladies au.l children. Prepared solely by DINNEFORD and CO., Chemists, &C., 172, New Bond-street, London ; And sold throughcut the world by all respectable chemists, CAUTION.—See i and red label o hat " Dinneforver d and C cork o." is on each bottle the . SCIENTIFIC AND ORNAMENTAL PRESENTS. ORNAMENTS for the Drawing-room, Library, and Dining-room, consisting of a new and elegant assort ment of VASES, Figures , Groups , C andlesticks, Obelisks, Ink stands, oeantiful inlaid Tables, Paperweights, &c., in Italian, Alabaster, Parian, Marble, Bronze, Derbyshire Spar, & o . Imported and manufactured by JAMES T) ANT, Mine ralogist to her Ka.iesty, 149, St,and, W.C.. London. Mr. Tennant arranges elenientary collections of ROCKS. MINERALS, and FOSSILS, to illustrate the new edition of Lyell's Elements of Geology; they will greatly facilitate the interesting study of MINERALOGY and GEOLOGY, and can be had at 2,5, 10, 20.50, to 500 guineas each. PRACTICAL INSTRUCTION in GEOLOGY and MINE- R kLOGY is given by Mr.TENNANT.F.G.S., at 149. Strand. ROYAL FREE HOSPITAL, Gray's-inn-road, in the immediate vicinity of the Great Northern Rail way Terminus, King's-cross. Patrppt—Her Most Gracious Majesty the QUEEN. Vice-Patrol—ll is Royal Highness the Prince of WALES, K.G President—His Grace the Duke of BUCCLEUCH, K.G. s T h h t i h s e li p o ri s n p c i a p e . founded d i n in s h s e i o y n e a t o r l t r e , s t i h ek e p fl o r sotr without the delay and difficulty of Governors' orders, is wholly de pendent for support on voluntary contributions and legacies. It affords relief to a large number of in-patients, and, in addition to this, the average number of attendance of the .iestitute sick has for a con-iderable period averaged between 3,000 and 4,000 weekly. The Committee earnestly solicit the ASSISTANCE of the benevolent, as the premises of this Hospital are 'capable of containing several hundred more beds, had the Committee the requisite funds to maintain them. Contributions are received by the Treasurer, Edward Mas lerman, Esq., Nicholas-lane; also by Messrs. Coutts and Co.; Drummond and Co. ; Glyn and Co.;• ',Terries and Co. ; Ransom and Co. ; Prescott, Grote, an d Co. ; Smith, Payne, and Co. ; Barclay and Co. ; W , lllanas, Deacon, and Co.; Overend, Gur ney, and Co. ; Nisbet and Co. , Berners-street ; I. Barned and Liverpool; and at the Hospital. from 10 till 5. • BTANFOILD OMlTU:ilaret4l7* * 17,..,-;1:0-z-,,,;,. - - ..: , -*A. t _ 4 ___ , ..,,tr ---- ,,--?:.• '- *. A .- e ( "• ~ „. ,_ - ~ A? , , . '''''qtr. • „CA I .- , i ~, iv Q. 131 • 4 44 ~ .: „ ~..) _ . ---.."'"\...... 7 . • 4 . 1 • Now.,, , .. . . . ( r 1 -. : • . ? ''''.::::', '.:),-- ....--- t , - . - - k isips ___ .., ~,,,, - _Allieli.o. , ~.,„._,-?' i • ---- A , - ty ... „mv , ‘ ,,, ..‘,..,, c t o , + rilren z, , -, , ..4,11M: ' O -- il i lir, 0 '' IL 0 Ad ~, • It patis t,. ~, , ur , , o lt 1 0r .c. , - ; ‘', 4 -D Ror r. -, \ eV til l.--. ' -.Y Itit,L4o THE SUN, LONDON, MONDAY EVENING, AUGUST 7, 1865. LONDON. must have a • Gentleman's SUPPER and MUSIC ROOK EVAN'S " after Alfred Mellon's Concerts. don, which are generally known to be of such magnitude as to exceed that of many of the companies whose chief seat is to be found there, are ably presided over by a body of directors of known and extensive influence, who give a large portion of their time to the duties connected with this office. It is believed the company is now commencing in its present building a new epoch in its existence as a London office. Many things combine to show a probably large ex pansion of our already great business, which will exceed any anticipation which could have reasonably been formed of it some years since. It is, therefore, of the utmost im portance that such a colossal business as is expected there should be conducted by a body of directors who, in their own commercial affairs, have themselves had the guidance of large and important transactions. DEPOSIT DEPARTMENT.—Persons wishing to invest in the CONSEftVATINE LAND SOCIkT without becoming members thereof may det.ogit sums daily at the Offices. from 10 to 4. The present rate of interest is 4 per cent. per annum, payable half-yearly. On all Deposit Accounts not exceeding' .ClOO, withdrawals will be paid ever, Wednesday. From £ioo ant upwards at fixed periods Prospectuses free of charge. CHARLES LEWIS GRUNEISEN, Secretary. Offices, 33. Norfolk-street, Strand, London, W.C. • Royal Insurance Company. The annual meeting of this company was held on Friday at their offices, North John-street, Liver pool. There was a large attendance of shareholders, and the chair was occupied. by Mr. Charles Turner, M.P., chairman. • • The directors' and actuary's reports were read as follow : THE ROYAL INSURANCE COMPANY. REPORT FOR THE YEAR 1864. Tho directors do not appear before the shareholders on this occasion without having investigated, as heretofore, every point relating to the present condition of the Royal Insurance Company, nor without considering carefully, by the light of a now lengthened experience, the prospects which are developed as respects its future history. FIRE BRANCH. The unfavourable reports of afmoSt every insurance com pany of magnitude for the year 1864, and the widely known fact of the extensive fires which have marked that year, and unhappily extended almost to the present time, together with the statement, in the Report of the Royal in August last, of the unfavourable aspect at that period of the state of the accounts for the first half of the year, will have pre pared the minds of the shareholders for a suspension of the usual notice made at these meetings of a fair portion of profit attending each year's transactions in the fire branch. It forms, indeed, a very apt illustration of the fact that the results of a fire business must not be regarded by the events of a single year, but of several, that the report of the year 1863, which announced the largest per tentage of profit ever obtained by the company from its fire business, should be followed by a year without any profit at all. It is believed, however, that so extensive have been the disastrous conflagrations at home and abroad in the last 18 months, that the " Royal " would seem to be placed in no unfavourable contrast with many of its competitors in the final results of the whole period. Various reasons might be assigned for the unfavourable position generally of fire insurance business at the present time. Undue competition by the establishment of com panies, not observant of the experience of their older cotem poraries, and possibly deluded by a temporary and acci dental exemption from the ordinary ratio of loss which usually attends the transactions of the first year of a new company, new and far greater elements of danger which are appearing, and are not yet provided against, and other known and significant causes increasing here and abroad, are among the items creating a new temporary phase in fire insurance business, and which only require combined skill and experience to watch and counteract. It is satisfactory to feel assured that these elements, being known and truly appreciated, can speedily be remedied, if the proper means be applied, and doubtless unity of pur pose and action on the part of the existing offices will soon overcome the difficulties. The evils are not confined to the country alone, nor yet to North America, nor to any other foreign country specially, but have equally spread over all. Taking, therefore, the united business in all these places without distinction, and considering the unfavourable in fluences existing, and acting more or less against all the theßritish and foreign insurance companies, almost without an exception, it is hardly an unsatisfactory announcement to make, that the business of this year, crediting the in terest received, results in a loss which diminishes the profit and loss account by £4,968 9s. 7d. But inasmuch as the re serve fund is increased, from other causes by the sum of £7,355 for interest and premiums on shares, even that small loss is more than compensated by the increase of the latter account. It was anticipated, some time before its close, that there would have been a far greater loss on the transactions of the year ; but the expansion of the business to an unex pected extent led to such an improvement in the position of the account as to bring the loss unite:4.ly to the small amount just announced. As regards expansion, tho operations of the year have been, in point of fact, more than usually successful. The premium received in the year 1863 was £341,688 ; the pre miums of 1864 amounted to £406,404 ; showing an in cease of £64,736, the largest advance the company has mach in any single year since its establishment. The returns of duty paid to Government, ordered to be printed by the House of Commons, on the motion of the Chairman of this company, exhibit a like result. If the duty had been retained at 3s. per cent., the increase of amount to be paid by the Royal in 1834, compared with the amount which it paid in 1863, would have been larger than any former advance of that kind made in any simi lar period of time. With these facts before them, even the circumstance of the aspect of the six months of the present year being unfavourable, and producing little or no profit, does not diminish in the slightest degree the conviction of the directors in the temporary character of the pre sent state of things, nor lessen their confidence in the future prosperity of the company. Tak ing the whole period of its existence, few companies, if any, have had more cause of thankfulness for an almost uninterrupted success; and the fact that for a few months it has had to share moderately in the adverse experience which has fallen on almost all companies alike only leads to the belief that the temporary evil will have a tendency to effect its own cure, and that the probability of an equal ratio of success in the future to that which has been expe rienced in the past, exists in precisely the same degree as before. LIFE BRANCH. The shareholders are no doubt aware that the year 1864 formed the close of another of those quinquennial periods at which a m a th ema ti ca l valuation is ma d e o f t h e amoun t of your liabiliti es un d er t h e Life Branc h o f your opera ti ons . The Actuary's R epor t , to be presented at this meeting, and the "App en di x " i n the hands of the s h are h o ld ers , w ill furnish every parti cu l ar w hi ch the most care f u l an d prudent inquirer could wish. The present report needs not to be encumbered with figures, as the appendix gives ample tables, exhibiting n o t on l y the entire l if e s t a ti s ti cs, b u t a l so the progress of the fire branch and the growth of the com pany'sentire funds. will be enough to state here that the success attending every portion of the life transactions has been so remark able, that it is believed that, when made known to the public, the general confidence in this establishment, great as it has been, will then be still further extended and in creased. Nothing, indeed, can possibly be more satisfactory to the directors than to announce that the conclusion arrived at by the actuary is, that the amount of £55,000 can be ap propriated to the shareholders as their proportion of the profits accruing from the transactions of the last five years. The directors have extended their branches during the past year, and established boards likely to increase greatly the operations of the company. YORKSHIRE. The directors have much satisfaction likewise in an nouncing that gentlemen at Leeds, Huddersfield, Halifax, and Bradford, have g i ve n, not . only their names b u t a l rea d y their most active services m the . same capacity, acting separately in their severa l localities, and conjointly, as a Yorkshire board. The names of these gentlemen, which, with tho others, aro in the hands of the shareholders:will be at once recognised as among the leading business men of Yorkshire. IRELAND. The local board in Dublin, which has now for some time been in active operation, was reported at the last meeting as having then been just formed, and as including some of the names most known and honoured throughout the country. It is prosided over by Lord Cloncurry, and is en titled to the best thanks of the shareholders for its able management of the company's Irish business. EDINBURGH. A board in Edinburgh has also still more recently been formed. The gentlemen who have accepted office in this city are of the highest social standing i t n the estimation of persons most acquainted with the Scottish gentry, and are not to be surpassed by any of the other similar boards in s of the comp an y, a very large increase of busin ess throu ghout Scotland. Sir John Scotland. It is the fu ll convictio n of the board of direc tors in Liverpool that the y will have to record, at some future time, bearingast o he firiuitth: interests this re i ts l uPortant accession to the influence Sinclair, Bart., has accepted the office of chairman of this local board, and John Middleton, r —sq., that of deputy chairman. .. Reference to these respective boards was necessary, as they have been recently established. The limits of this report will not allow any special notice of the other boards, otherwise the valuable services of the board at New York, especially under the recent difficulties of the United States, might well have been dilated on so as clearly to exhibit, by many details, the grateful acknow ledgments to which every member of that board was en titled. The boards at Birmingham and Bristol have like wise given material aid, from which the company is already deriving great advantage. LONDON. The fact, however, of the new building in London being completed and occupied, necessarily directs a brief atten tion to our now great establishment in the metropolis. The operations of the Bud Insurance Company in Lon- DIRECTORS. The following directors now retire, and are eligible for re-election :—Thomas D. Anderson, Esq., Ralph Brockle bank, Esq., Michael Bousfield, Esq., Thomas Dover, Esq., Maxwell Hyslop, Esq., Wm. J. Marrow, Esq., Francis Maxwell, Esq., David Malcomson, Esq. DIVIDEND AND BONUS. The directors have taken into full consideration the state of the company's accounts, and the prudence which should govern the determination on the dividend to be paid: On a review of the entire subject, they have arrived at the conclusion to propose to the proprietors that a dividend be declared of 3s. per share and a bonus of 4s. per share, and that a further bonus of 3s. per share be given, on this occasion, out of the sum apportioned to the shareholders from the life branch,—the whole amounting to 10s. per share, free of income-tax. Combining the results to the proprietors of the two ac counts—fire and life—for the year, it will be found by the following statement that, notwithstanding the adverse ex perience of the fire branch, the profits on the life branch not only enable the directors to declare a dividend and bonus of 10s. per share, as already stated, equal to 25 per cent. on the original capital, but that, after doing so, the balance of reserve and profit and loss accounts actually stands at a sum of 0,711 Is. 3d. above what it was at the close of the preceding year :7- 1863. Balance of profit and loss, after paying divi dend £91,457 18 11 Reserve kind 194,563 1 0 Now ready, at all the Libraries, in 3 vols., MISS CAREW. By A3IELIA B. EDWARDS, Author of "Barbara's History." Second Edition. " Never has the author's brilliant style been more conspi cuously displayed than in this very charming story."—Sun. Hurst and Blackett, 13. Great Marlborough-street. Now ready, at all the Libraries, in 3 vols., LIFE : Its 14 ature, Varieties, and Phenomena. By L N.O H. GRINDON. The Publisher begs to announce the issue of the Third Edition of the 'above popular work in sixpenny monthly parts. Parts I. to IX. now ready. The work can be had complete, in cloth, price 6s. 6d. " To those who delight in the exercise of their intellectual powers, these very thoughtful and boautifully-written reflec tions will be a welcome boon, and the source long afterwards, we may rest assured, of many fruitful meditations and plea sant memories." —Sun. _ _ London: P. Pitman, 20, Paternoster-row, E.C. Cloth, price 2s. 6d., AHANDBOOK for the MAN of BUSINESS, applicable to all Departments of Commercial Engage ments. London : F. Pitman, 20, Paternoster-row, E.C. Extra cloth, price 55., SCEPTICISM AND SPIRITUALISM. The experiences of a Sceptic. By the Authoress of " AURELIA." London : F. Pitman, 20, Paternoster-row, E.C. SELF-INSTRUCTION IN SPELLING. THE ESSENTIALS OF SPELLING is admirably adapted to aid adults whose early education has been neglected. in mastering the difficulties of English Orthography, without a teacher. Sent post free for 12 stamps. London: F. Pitman, 20, Paternoster-row, E.C. Now ready, boards, price Is. 6d., HITS; a Collection of the Best Tales contri buted to "Temple Bar." " Once a Week," " Cham bers's Journal," &c. By L ICWIS HOUGH, M.A. With Two Illustrations by W. Schwench Gilbert. London: F. Pitman, 20, Paternoster-row, E.C. Demy 4to , cloth, price 7s. 6d., THE rSYCHON OMY of the HAND ; or, the Hand an Index of Mental Development London : F. Pitman, 20. Paternoster-row, F.C. APHOTOGRAPHIC CURIOSITY.- The Photographed fac-simile of the First Page of THE SUN now publishing, and may be had On Paper at Os. 3d. On Card •• • . Cs. 6d. Ditto, tramed ls. 6d. By order of all Booksellers and Dealers in:Photographs, and at THE SUN OFFICE, 112, Strand. "'The Sun' evening newspaper has just Issued a photo graph, 9 inches by 7, of its first page as it appeared on the 2d of last January. The card forms quite a literary curiosity, and is one of the best specimens of minute typography ever published."—London iteview. WINSLOW HALL, Winslow, Bucks, having been recently opened and fitted with requisites for the care and comfort of the INSANE. the proprietor, Dr. BOISRAGON, announces that he has transferred his Estab lishment from Birmingham to the above desirable residence, easily accessible, and distant from London about an hour and a-half by the London and North-Western line, and fifty minutes from Oxford. Attached to the mansion, situated on a sandy soil, and commanding an extensive and pleasing prospect, are garden, me4now, plantation, and recreation grounds. For terms and forms of admission address the proprietor. THE PISTON FREEZING MACHINE (ASH'S PATENT) is rapidly becoming a part of the cuisine of every gentleman's establishment, because it is by far the quickest, most economical, and easy method of freezing known. It is only by the piston process that des sert ices, iced puddings, dm; can be made at once in moulds, ready for table (avoiding the double operation of freezing and moulding afterwards). It is the very best apparatus for icing wines, and produces the purest block ice. Its complete success, when used with the chemical freezing powders (in p y h p l a ct rt oo of n t t h a e la w in o g rl v d a . la P :b ie l e e lieu of ice) in hot climates , on board ship, otc., is testified by f r r e o fe m re s n o ce s. etaoephafrAondeeignernipeatirvlye pamphlet recipes) free per post for 13 stamps. Price lists gratis.— GEORGE w ES e I a l f I o PS H O ar N e , w so o l o eftm-gates. 315, Oxford-street, five GLASS, CHINA, EARTHENWARE, and CHANDELIER SHOW ROOMS. Notice of Removal in consequence of the late Fire. T DEFRIES and SONS MS ' Temporary SHOW • ROO. 16 and 17. COMMERCIAL -STREET, WHITEC [TAFEL, Five Minutes' walk from their ITCH. Late Establishment, 147, HOUNDSD CRYSTAL and BRONZED CHANDELIERS, New Designs, for the Dining and Drawing-room, either tor Gas or Candle. JDEFRIES and SONS, 16 and 17, • COMMERCIAL-STREET. PETROLEUM LAMPS and WALL LIGHTS, MIRRORS (for India). JDEFRIES and SONS, 16 and 1 7 , • COMMERCIAL-STREET. TAVERN AND HOTEL GLASS. Newest Patterns, Correct Measure. JT DEFRIES and SONS, • 16 and 17, COMMERCIAL-STREET. ALEXANDRA DINNER SERVICES, For 12 Persons, .Z 1 18s. 6d. DEFRIES and SONS, ei• 16 and 17. COMMERCIAL-STREET. TABLE GL ASS. CHINA. and EARTHENWARE. CLUB, MESS, and FURNISHING ORDERS for the above GOODS promptly executed. DEFRIES and SONS supply Designs and ti • Pattern Books Free. Works—LONDON and BIRMINGHAM. TEETH, 2s. 6d. each! Sets, 40s. each ! in a few hours; painless and perfect; guaranteed, or no tee accepted. by Messrs. Eskell and Sons ; stoppings, 2s. 6d.; extractions. Is. each ; the same moderate fixed prices throughout ; attendance, Nine to Eight o'clock daily ; con sultations free. - ESKELL and SONS, 13, Tichborne-street. Quadrant. No other address. HAIR -CURLING FLUID, 248, High Holborn, London.—ALEX, ROSS'S CURLING FLUID curls Ladies' or Gentlemen's hair immediately it is app►ied. Sold at 35. 6d.; sent free for 54 stamps. Ross's Toilet Magazine, ls. 6d., or 20 stamps. GREY HAIR.-248, High Holborn, London. — ALEX. ROSS'S charges for Dyeing the hair perma nently—Ladies' hair from 7s. 6d.; Gentlemen's from ss. The Dye is sold at As. 6d, or sent free for 54 stamps. It le most easy of use. HAIR DESTROYER, 248, Hi g h Holborn, London.—ALEX.*ROSS'S DEPILATORY removes, without effeot to the skin. superfluous hair from the face. neck. and arms. 3s. 6d.; sent the same day.as ordered by post for 54 stamps. SPANISH FLY is the acting ingredient in k. 7 'ALEX. ROSS'S CANTHARIDES OIL, produces whiskers and thickens h a i r . 3s. 6d. ; sent free for 64 stamps.—ALEX. ROSS, 248 ,High Holborn, London. Essay on Hair, Id. w hich speedily PIMPLE REMOVER.—AII diseases of the skin are improved by one dose of ALEX. ROSS'S VEGE TABLE SKIN PILL. They remove redness, sallowness &o 2s. 9d.; by post for 40 stamps.—ALEX. ROSS, 248, High Holborn, London. ALEX. ROSS' FACE POWDER, is. ; sent for 14 stamps ; Eye Colour, 38. 6d., or 54 stamps. Skin tonic produces a transcendent complexion, 4s. or 64) stamps. Bloom of Roses, 3a. 6d., or 54 stamps.—ALEX. Boss, 248, High Holborn, London. NOTHING IMPOSSIBLE.—The greatest and most useful invention of the day , AGUA A.MARELL A. Messrs. JOHN GOSNKLL and C 0.,12, Three King-court, Lombard-street, London; Perfumers to her Majesty, respect fully offer to the public this truly marvellous fluid, which gradually restores the human hair to its pristine hue—no matter at what age. The Agua Amarella has none of the properties of dyes ; it, on the contrary, is beneficial to the system, and when the hair is once restored one application per month will keep it in perfect colour. Price one guinea per bottle, or in half bottles, 10s. 61 Testimonials from artistes of the highest order, and from individuals of undoubted re spectability, may be seen on application. Messrs. John Gosnell and Co. have been appointed Perfumers to her Royal Highness the Princess of Wales. TOIIN GOSNELL and. CO.'S CHERRY TOOTH PASTE is greatly superior to any tooth powder: gives the teeth a pearl whiteness, protects the enamel from decay, and Imparts a pleasant fragrance to the the breath. Price Is. 611-12, Three King-court, Lombard street. London. DR. SCOTT'S LIVER AND BILIOUS PILLS.—A NEVER FAILING REMEDY.—Pre- Pared without any mercurial ingredient, from the recipe of Dr. Soon, of Bromley, Kent, will be found invaluable to all who ,uffer from bilious and liver complaints, indigestion, wind, +pasms, giddiness, dizzineea of the eyes, dm For habitual zostiveness, as a family aperient medicine, and as a purifier of the blood, they are truly excellent; mild in their opera tion and grateful to the stomach, they create appetite, pro mote digestion, and strengthen the whole nervous system. 3old by W. Lambert, 8. King William-street, Charing-cross. London, and by most druggists, in boxes,lB. lid., and three times the quantity in one, 2s. 9d. Be sure to ask for Dr. Soott's Bilious and Liver Pills. The genuine are a square ig . rien package. with " William Lambert." engraved on th e stamp. SAILORS' ORPHAN GIRLS' SCHOOL and no ILE, Hampstead. Offices. 77, Cornhill. PATRON—The QUEEN. TRUSTEES. Capt. the Hon. Francis Maude, The Rev. Canon Champneys R. N I Thomas Baring, Esq., M.P. TREASURERS. R. C. L. Bevan, Esq. I Robert. Hanbury, Esq. This Institution is designed to supply a great national want, viz., an asylum for the orphan daughters of sailors in the Royal Navy and Merchants Service and of Marines. It clothes, maintains, and educates them for domestic service, and provides a home free of expense for former inmates while out of situations, thus shielding them from the temptations they might otherwise be exposed to. The Committee earnestly APPEAL for CONTRIBU TIONS to meet the increasing applications through the recent storms and loss a life at sea, and to enable them eventually to obtain premises more commensurate with the necessities of this great maritime country, which loses 2,000 sailors annually by casualties alone, without including those who may perish by war. Subscriptions thankfully received by the bankers, Messrs Barclay, Bevan, and Co., Lombard-street, and by the S ecre tary, at the Offices, No. 77, Cornhill. R. SWEETTNG, Hon. See. 011AELB8 LiA5ll, seg, 1864. Profit and loss 86,489 9 4 Life profits 55,000 0 0 141,489 9 4 Dividend and bonus at les 48,675 9 2 92,814 0 2 110,460 2 10 Reserve fund £203,274 3 0 With respect to this latter sum of 3s. per share, the di rectors would repeat their conviction, as on former occa sions, that the shareholders will understand that the dis tribution now made on the life account will incur no dan ger of creating an annual precedent, as its appropriation is fixed at intervals of five years, and consequently no fur ther profits on the life branch will be divisible until the annual meeting in the year 1870. CHARLES TURNER, Chairman. August 3, 1865. ACTUARY'S REPORT. TO THE BOARD OF DIRECTORS OF TILE ROYAL INSURANCE COMPANY. Gentlemen,—The termination of another of the periodical intervals which you have appointed for the investigation of the Life Branch of your business gives me the oppor tunity of again submitting my report of the result of the calculations made to ascertain, with precision, the amount of the liabilities of the Company under its various engage ments in that particular department. It will be remembered that at the last quinquennial period my report was accompanied by an " Appendix," including minute and extended details of the computations made, which occupied a space far exceeding that which could with any propriety be given in a report to be read at the meeting of the simeholders. I have adopted the same Course no if. In my statements made at that time, I expressed a con fident hope that the unhesitating disclosure thus made of your experience would bring with it an ample reward by the entire confidence in the stability of your Company ass Life Assurance establishment which would be engendered in the mind of every reader on the perusal of the unusually ample details which were then given. This expectation has been most amply fulfilled. _ _ Whether it be from the originality of the form of that exposition of your affairs, or whether from the degree of success attained in the effort to convey information on a subject generally considered abstruse, in language intelli gible to ordinary readers, it is at any rate certain that the statements then made have been followed by an extension in the Life Department during the subsequent fi're years which exceeds all that could have been expected as a con sequent result. It is, of course, manifest, however, that the subsequent prosperity experienced could not even partially be caused by any mere elucidation, however novel or acceptable in its form, if it had not been for the circumstance that the facts detailed furnished the material for the declaration of a satisfactory bonus of far more than usual magnitude. few illustrations will sufficiently provo the large ad vances made by the Company since 1859, to which I have just adverted. The total premiums received from the commencement of the Company to the date of the last quinquennial investi gation in 1859, being a period of 15 years, was £332,993 lls. 4d. The premiums since received for the last five years alone are £543,025 13s. 5d., an advance of 63 per cent. over the total result of the former period, including thrice the space of time. The following example will place the character and ex tent of our advance in a still more striking light. The sum assured on new policies effected in the last year, 1864, amounted to £1,014,897 lls. 5d., and the premium thereon to £32,708 10s. 7d., actually more than the total sum assured and premium on new policies oollected for the entire ten years from 1845 to 1854 inclusive. Again—the total funds accumulated, after paying all claims and expenses, during the last five years, taking the life, annuity, and endowment branches, amount to £434,962—0n the average £86,992 annually. This amount is 65 per cent. more than the sum collected on those com bined branches for the preceding fifteen years. The appendix will be found to contain other examples of progress equally conclusive. The total amount of funds in hand on those branches on the 31st December was £697,866. It was only £262,904 in 1859—a very remarkable growth of amount for so short a space of time. The amount of funds in the Life Branch alone, viz., £549,615, without reckoning the debts on half-credit poli cies, is equal in amount to 63 per cent. of the entire pre miums received from the commencement of the Company's business. This result in itself is a test of the moderate amounts abstracted for claims and charges of every shape and kind. The conclusion arrived at from the severe and rigorous calculations made, which have now occupied some months in preparation, is of the most gratifying kind. The amount of profit on the last five years is £168,958 14s. 3d. Taking, as on thelast occasion, an even sum, say £165,000, and appropriating one-third thereof (£55,000) to credit of the proprietors, I find the remaining amount to be sufficient, oven though the interest of money should only be three per cent., to provide 4 reversionary bonus of £2 per cent., per annum to be added to the original sum assured of every par ticipating policy effected previously to Ist January, 1863, and existing on the lst January, 1865, for each entire year that it had been in existence since the last appropriation of bonus. It is difficult to moderate the expression of my satisfaction and thankfulness in having had the rare opportunity of announcing on three successive occasions, as the result of my computations, so largo a bonus as is represeitod by the above figures. Tho total number of assurances now on the Company's books is as under : No. 10,041, sum assured £4,655,033, premium £152,159. Many of these assurances are, however, on the non-pro fit scale, and no participating policy shares in the present division of surplus unless effected more than two years on the first of January of the present year ; tho amount as sured which will benefit by the bonus now declared is, therefore, considerably less than three millions sterling. The appendix will be found to contain many arguments and explanations bearing on the conservative principles adopted in the processes of valuation established, which give security to the transactions of the life branch, and which, at the same time, apply the materials of that secu rity for the ultimate advantage of each of the parties en gaged in the contracts, the assured as well as the assurer. These comprise matters relating to the loading on the pure premium, the operation of a realised interest for a suc cession of years above the rate used in the computation and the maintenance of a high standard of eligibility. On the latter subject, I am happy to announce that I have succeeded, as far as could reasonably be expected, considering the difficulties in my way in continuing the investigation into the mortality prevailing among our declining lives. The correspondence necessary to obtain information for this purpose was very extensive, and the inquiries needful in all parts of the world were s of such a kind as only to stop short of the semblance of a system of espionage, but the effort was singularly successful. Out of 2,381 lives rejected in the last twenty years, 1,314 have been distinctly traced. The tabulating this collected information, alter under PRICE 4d. STAMPED sd. going all the processes applied to the accepted policies, has resulted in displaying clearly the widely separate points' indicating respectively ruin and entire success, which may one or other, be approached by a n assurance company, in proportion to its neglect or adoptio n o f str i ct inve stigation into the state of health of the lives proposed for assurance In my last report of this kind, I pointed with much satis faction to the elements of prosperity, which I discerned in the Royal as only waiting to be developed into a successful expansion. That anticipated development has since been so rapid and so great, that the company may be more than content if the new business for the next quinquennial period approximates to, yet does not reach, the magnitude attained in the last five years.—l am, gentlemen, your faithful servant, Aug. 4, 1865. PERCY M. DOVE, F.S.S., F.I.A. The CHAlRMAN—Gentlemen, when I had the pleasure, with the other directors, of meeting you last year, I thought it necessary to caution you against the expection that this company was to be exempt from those alterations of profit and loss which are inseparable from all hunr.n under takings, and especially those connected with insurances. Fire business is essentially erratic in its nature. Cycles of mishaps are found to occur from time to time ; and as an instance I might be allowed to refer to the great fires which took place in Liverpool and elsewhere in '42 and '43. But since the formation of this company in 1845 we have had no cycle of large fires; and therefore, perhaps, the shareholders of this company might be apt te forget that such things neces sarily attend on fire insurance business. They might for get it because the experience of this company has been re markably favourable. During the 20 years that this com pany has been in existence we have only had, I may say, two bad years, that is, the year '6l, in which the large London fire occurred, and the year '64, which we are now considering. But, gentlemen, I ought to remark, with reference to that subject, that the net profits of '63 were considerably more than double the losses of the years '6l and '64 taken together ; and with those two ex ceptions, '6l and '64, there is no year during which the company has been in existence in which hs net profits have not been sufficient to pay a fair and reason able dividend. Therefore, I do not think we have any great reason to complain of our experience. (Cheers.) I think we may very fairly expect an increase of our busi ness in the reduction of the duty. The Government, after a great deal of pressing on the subject, has at last brought dawn the duty to one-half, that is from 3s. to ls. 6d., and I hope and trust that it will certainly go a sixpence further, and reduce it to is., if they do not take it off altogether. I think from this cause we may fairly expect an increase of our business, for then the premium- and duty will be so small a charge that very few people perhaps will be so im provident as not to insure. As regards the life business you will have gathered from the report presented to you, and the statement of the actuary, the great success of that department. In fact I believe there is no example of so rapid and substantial:a progress being made by any other company. (Hear, hear.) Our premiums, which in 1854 amounted to £25,000 per annum, in 1864 amounted to £150,000, being an increase of sixfold in 1864 beyond what they were 10 years ago. Now, an income of £150,000 from our life business will, I think, be consi dered by the shareholders as being a very favourable one, and which places this company high in the rank of insur ance companies. I will also call your attention to the growth of the funds of our life business, which are very large.' Those are alluded to in the appendix, but I may call your attention to one or two prominent facts. You will find there that our life funds which, five years ago, were only £262,904, have amounted on the 31st Dec. last to no less than £697,866. This is certainly a remarkable increase, and suggests what might be considered perhaps an exaggerated expectation of our actuary, that in the course of ten years we should have a million sterling in our life capital. I cannot conclude my remarks without calling your attention particularly to the very large bonus that we are able to offer to insurers a bonus of 2 per cent. per annum for five years, being 10 per cent. for the period; so that if any gentleman had a policy of £l,OOO five years ago he had now a policy of £l,lOO, which, I think, :you will consider is a very great advantage to insurers, and based as it is upon the soundest and best calculations, ;I think it will give the very greatest confidence to the public, and we have every reason to expect from such a bonus a very great expansion of our life business. As regards the busi ness, we may, I think, be assured, and, according to all human and reasonable calculation, we are taking our stand among the leading life officers of tho kingdom, and that position would be maintained. (Hear, hear.) After making your dividend and bonus 10s., your reserve fund and pro fit and loss will amount to £203,279, which, under all the circumstances, I think you will consider satisfactory. I will conclude by meving the first resolution, that the re port now read be received, adopted, and printed for circulation among the proprietors. Mr. Boucu seconded the motion, and it was carried un animously. The CHAIRMAN proposed the next resolution, approving of the computations made by the actuary and tho bonus to the assured. Alderman DOVER (Deputy Mayor) seconded the resolu tion, which was also carried nem, con. The CHAIRMAN then proposed the declaration of a divi dend and bonuses, in accordance with the recommendation of the directors' report, which was seconded by Mr. S. HoLmE, and agreed to. On the motion of the CHAIRMAN, seconded by Colonel MAWDSLEY, the outgoing directors were re-elected. Mr. T. B. HORSFALL, M.P., said—Wo all fool that we owe much of the success and prosperity of this company to the management of the directors. (Hear, hear.) We know, and perhaps many may not know, the great extent of labour which falls on those gentlemen. Hitherto they have had what some pleased to call a remuneration, I believe something like £4O a year to each of them, but I am one of those who think that where there is efficient management there might be something like remuneration; and instead of £4O a year, I think there ought to be something like £lOO a year to each of them. The grant has hitherto been £l,OOO a year, and I propose for the future that it shall be £2,500 a year. Mr. SAMUEL HUME seconded the motion. After a brief discussion the motion was passed. The CHAIRMAN returned thanks on behalf of the direc tors. On tho motion of the CHAIRMAN, seconded by Mr. JAMES HOLME, the auditors were unanimously re-elected. . Mr. YOUNGIIUsBAND returned thanks for the mark of con fidence in the auditors, and said they had thoroughly exa mined all the books, vouchers, securities, &C., of the com pany, and found them perfectly correct. On the motion of Alderman COOPER, a vote of thanks was passed to the chairman, deputy chairman, and direc tors of the company, and to the managers and directors of the various branches. The CHAIRMAN acknowledged the vote of thanks, and proposed that the thanks of the meeting should be given to Mr. Dove, especially for his very able report, and to the other officers of the company. Mr. Roves seconded the resolution, which was carried with acclamation. Mr. DOTE acknowledged the compliment. A vote of thanks was unanimously passed to the chair tis conduct in the chair, and the meeting separated. Foreign hail Packet List. MAILS DUE. man for hi Australia and New Zealand, via Southampton Aug. 18. Ditto, via 31arseilles Aug. 12. B raz il and Cape Verde. by British paccet Aug 4. Ditto, by French packet Cape of Good Hope, Ascension, and St. Helena Aug. 21. China, Penang, and Singapore, via Southampton Aug. 2. Ditto, via Marseilles Aug. Falkland Islands Gibraltar, via Southampton India (Calcutta), and Ceylon, via Southampton Aug. 2. Ditto, via Marseilles India (Bombay), via Southampton. Aug. —. Ditto, via Marseilles Aug. —. Mauritius, via Southampton Aug. 10. Ditto, via Marseiye3. Aug. 4. Newfoundland Portugal Aug. 4. Ditto, by private ship to Lisbon... United States and British North America, by Bri tish packet ... Aug. 10. Ditto, by United States packet, via Southamp ton Ditto, via Cork Ditto, by Canadian packet, via Londonderry.. Aug. 11. West Coast of Africa. Madeira, and Teneriffe Aug. 10. West Indies and Pacific (except Bahamas, Cuba, _ and Mexico Aug. 14 MARRYING A WARD IN CHANCERY.—The County Palatine Court of Chancery was occupied last week in investigating the case of John Bradney, a Liverpool bar man, and of Harriet Moss, who had been guilty of contempt, the ono in marrying and the other in helping him to marry Alice Hilton, her daughter. It appeared that on Nov. 30, 1864, Miss Hilton was placed under the care of Miss Helen liyams, of Spollow-lane, Kirkdale, by whom she was to be maintained and educated for an annual sum of £lOO. On the Bth or 9th of Juno last Bradney was informed by the district registrar of this court that Miss Hilton was a ward of the court, but notwithstanding this he married her with out leave of the court. Bradney alleged that ho had mar ried Miss Hilton with the consent of Mrs. Moss, and that the marriage was legal and valid. The Vice-Chancellor (Mr. James) said that both Bradney and Mrs. Moss had been warned,:they had neglected that warning, the orders of the court must be enforced, and its wards protected. Both the defendants would have to go to prison, and Brad ney would not be able to get out until ho had settled all the property of Miss Hilton upon herself. The warrants for the committal of Bradney and Mrs. Moss wow then made out, and they were taken into custody. 1~~. /-0 --4!---,ne__,-e.-- ,C) Exhibition of the Art Union Prizes. This exhibition, of which there was a private view on Saturday, is usually a very welcome supplement to the regular academical exhibitions of the year. We see collected together under one roof many of the prettiest little gems which have attracted us in the various galleries, andare able to make closer ac qu'aintance with others which the eccentricities of hanging committees had hidden from our sight be fore. This year's exhibition is decidely above the average. There are close upon 120 pictures, vary ing from £lO to £2OO in value, and it would be hard to point to an instance where a prize winner with the means placed at his disposal has made a bad choice. Still, it is remarkable that the taste of the majority seems to run in the same line. Three fourths of the pictures selected are landscapes--little corners of shady lanes, with quaint old cottages — cool, sequestered glens—reaches of silvery river flow ing through green, grassy banks, golden cornfields st falling to the sickle, mountain passes in North Wales, sunrises in Switzerland, or sunsets in Scotland and the Lakes. There are a few sea pieces, mostly of considerable merit, but of historical pictures and in teriors the proportion is very small. The master work of the gallery, however, is an historical picture Leslie's Defence of Latham-house, which represents the heroic Charlotte de la Tremouille, Countess of Derby, assisting to " fish" the " flagstaff" which has been damaged by Puritan cannon. It will be re membered as one of the great crowd-gatherers at the Royal Academy this year, and has been selected by the fortunate winner of the £2OO prize, Mr. W. H. Webb, of Halifax, Nova Scotia, for the Art Union has members not only in all our colonies, but in most countries of Europe. The only other historical production is " The Princess Elizabeth in Captivity at Hatfield"—a well-drawn picture, though the Virgin Queen in her best days can hardly have been so pretty as the young lady who is gazing through the oriel window. It has been selected from the Exhibition of the British Artists by Mr. E. Osborne, who drew a £4O prize. The two £l5O prizes are also from the Society of British Artists. " The Thorn," by E. J. Cobbett, repre sents a group of country children among the black berry bushes, gathered round an unfortunate com panion who has pricked her finger with a thorn ; the other, "Innocence," is a charming figure of a young fisherwoman with a child in her arms. Mr. G. Dadds, who drew a £lOO prize and gave £6B in ad dition to that for a small picture called " Eastern Life" is, perhaps, the only winner of whose taste we may be permitted to express a doubt. Another £lOO prize, " The Tomb of the Mamelukes," by C. Vacher, is the most important water-colour in the exhibition, and of another, " Lochaber no more," by W. H. Paton, all lovers of Highland scenery will say that it is the most successful attempt to trans fer to canvas the rugged beauties of this wild dis trict. The view of Arran Hills from Bute, by J. Adam, selected from this year's Royal Academy, is another pleasing bit of Scotch scenery, and Mr. Toten was lucky to get it for a £25 prize. Capt. Bamfield for a £75 prize has selected a cha racteristic picture of an old French fishing town, by J. J. Wilson, with its gaunt old gables, red-legged fisher girls, and crumbling jetty, and in the " Dysart" on the east coast of Scotland, by Danby. Mr. E. Lacy has decidedly the finest sea-piece in the room. The largest interior is the "Grace before Meat," a £75 prize, which sets before our eyes the agricultural labourer's cottage as it ought to be, or Mr. Henley would tell us it is— light, clean, and comfortably furnished—the family sitting down to a hot dinner, and the father reve rently asking a blessing. " B Bacio," which repre sents a young Italian mother fondling her child, is one of the most highly finished of the water-colours, and Mr. Richardson, of the Institute of Water Co lours, has shown us new charms even in so hack neyed a subject as " Bopport on the Rhine." From the same exhibition comes another spirited water colour—" A Fair Wind," which apparently charmed Mr. Wade so much that, though he only drew a £l5 prize, he added £35 to secure it. Among the other pictures there are many which, though lower in value, &serve commendation, particularly " A Spanish gipsy with cards," by Lidderdale ; "A Fern Gatherer," by F. Holl, jun. ; " Magpie Ait on the Thames," " Cornfields near the Coast," by Percy, aid " A Boulogne Trawler running into Havre," by J. J. Wilson. Of the £lO prizes perhaps the tiniest of the little haymakers who, " quite outspent by the sun, lies curled up by the haycock asleep" will attract most admiration. The other prizes ex hibited are porcelain busts of the Prince of Wales, from the original, by Merton Edwards, a statuette in porcelain of " Go to sleep," reduced from the group by Joseph Durham, chromo-lithographs of Young England and Wild Roses, and last, though very far from least, a series of drawings, 32 in num ber, engraved by Mr. Lewis Gruner, from Maclise'S Illustrations of the Norman Conquest, which were exhibited at the Ro yal Academy i n 1857 . Cop i es of the series, bound in o ne volume, will be presented to each subscriber for the coming year, and, looking to the character of the work, the Council is no doubt correct in the anticipation expressed in this year's report that it will lead to a large subscription. The Late Volunteer Review. The following communications have been trans• mitted to us from the Horse Guards : Horse Guards, July 25, 1865. My Lord,—l have to inform your lordship that the annual volunteer review took place under my immediate direction on Saturday last, the 22d inst. ! at Wimbledon. _ _ The muster was considerable, 9,143 of all ranks, with 24 guns. These numbers are much less, how ever, than what had been announced as the pro bable force on the ground, and I cannot help re gretting that corps do not turn out somewhat stronger on parade on such occasions. Everything passed off most satisfactorily; the drill of the battalions has, I think, improved since last year, though I am of opinion that even yet more battalion drill is needed in many instances. The marching past was creditable, and the movements, though few in number, were performed in a manner evincing intelligence and an aptitude for military evolutions. There is only one subject which I must notice with regret, that is, the late arrival of the corps. These were ordered to bo on the ground at 4 30, so as to be prepared for commencing to manoeuvre at 5 o'clock. At that hour, however, hardly a corps had arrived, at all events none had got into position, and it was 6 30 before the movements could commence. The result was that every evolution had to be per formed is a hurried manner, as darkness was fast approaching, and indeed it was beginning to be dark before the marching past could be concluded. Whoever is to blame in the matter, I do hope that steps may for the future be taken to allow these gatherings to take place at such an hour as to en able a certain number of evolutions to be performed with steadiness and without undue hurry. It would be far better for the object in view, ag regards gaining military knowledge, and far more acceptable I should think to the volunteers them selves, to take part in a field day, which need not be curtailed for want of time to carry out the in. tended movements.—l remain, &c., GEORGE. To the Right Hon. Earl de Grey and Ripon. IVar-office, Aug. 3, 1865. Sir,—l have the honour to acknowledge the re ceipt of your Royal Highness's letter of the 25th ultimo relative to the review of volunteers, which took place at Wimbledon on the 22d ultimo, under your Royal Highness's immediate direction. In reply I have to express my satisfaction that an improvement was perceptible in the drill of the battalions, and that the movements performed were well and intelligently executed by the volunteers.—. I have, &c., DE GREY and RIPON. Ms Royal Highness the Field Marshal, C ommanding-in- Chief. • E➢IIGRATION TO CANTERBURY, NEW ZEALAND........ On Friday last the ship Blue Jacket, one of Shaw, Savill, and Co.'s line of packets, left Gravesend, having on board about 150 assisted emigrants (selected by Mr. Marcbman, the Canterbury Provincial Government agent), most of whom are agricultural labourers, the rest being smiths, carpenters, and mechanics. The Blue Jacket takes 50 others who pay their passage, and among whom are oomo old settlers returning. . .