The British Press; or, Morning Literary Advertiser. — London, England, 1824-08-21 00:00:00

MI aV.- - , .~~ c No. 6,776. EXCHEQUER BILL OFFICE. 10 cause 1112.1. Tiii: Itrh,tittcr Bins (fated in the Mouths if Jay, August., and September 1823, viz. . ga iloo. 111. cap. 45. for building addiOonal Churches. Goo. IV. tap. KG. for carryiu.• on Public %Voila and Flatteries. 4 Coo. IV. cap. 4. 4.20,000,90 i. 1923. 4 Geo. IV. cap. 100. £14,700,000. 11123. vett the Interest due thereon, will be paid off on the 30th day of geptember ILV4. when the interest will tease; such Bills will be received daily (holidays excepi , d) from Ten o'Clock till One, antil, and including the 13th day of September, at this Office, where Lists are to be obtained, containing Instructions for ar. ranging the Bills. The Bearers must eidorse each Bill with their said signatures, and write their Name' and Residences at the bottom ot each List; and where the Names of Holders are inserted in Rills, the Bearers, not being such Holders, must previously obtain their Endorsements. The Bearers west attend to gore Re.. cilia for the Payment. Pigment may be o btained If required, previous to the said ^Oth der S,ptember, upon leaving the Bills for Examination one day prior to that on which such Payment is desired. New Bills, bearing an Interest of (Inc Penny Halfpenny by the dar upon every One Hundred Pounds, and dated the said 20th day of September, may be obtained in whole or in part Payment of principal, upon stating the required amount on the Lists, delivered on or before the said 13th day of September, which new Bills with the Interest on the Bills excha n g ed, will be issued on the tid day of September. N. 11. All Exchequer Bills dated prior to July 182 have been advertised to be laid of. EAST INDIA HOUSE, August 18, 1824. jE Court of Directors of the United CampailY of MerchaNts England trading to the East ladies do hereby -Notice, That the Committee of Buying and Warehouses will be ready, at aat in, time before WF.DNE6DAY the ihit of September, 1821, w receive Proposals in Writing, sealed up, front such penons u pep N willing to supply the Company with a quantity of IRON SHOT; sad that the Conditions of the said Contract may be had on appil. alma to &el Clerk of the said Committee, with whom Pro peals must be left before Eleven o'Clock in the Forenoon of the tad Stb September, after whi:h hour the Committee will not re wire any Tender. JOSEPH DART, Secretary. ANGLO MEXICAN MINING ASSOCIATION. lIMIH Directors of the " Association for assisting in J. Working the Mines of Mexico, and other Pans of Spanish America," baring made a Call of Fire Pounds on each of the Maras of the Association, under the powers vested in them by the Deed. the Proprietors are requested to pay the same on the amount of their respective Shares, to Messrs. Barclay, Tritton, Bevan, and to or before the 21st day of September neat. JOSEPH LOWE, Secretary. IC. Leadenhall-street, 41st Almost, 1t24. ANNUITIES AND LOANS. THE COMMISSIONERS of SEWERS for the LIMITS extending from EAST MOULSEY, in Surrey, to ViVENSBORNE, in Kent, are desirous of obtaining the Sam of 7,0191., viz :-4,0001. by way of Annuity on Lives, and 3,0101. by say of Loan ; the Annuity or Interest to be secured by half yncippsyments upon . the Rates made by the Commissioners, ac. aiding to the provisions of certain Acts of Parliament relating to the execution of the said Commission within parts of the before, eitcdoned Limits ; and de said Commissioner, will meet at the Salem Horne, at Newington, on FRIDAY, the 27th day of Au. g c n y l ab ostant, at II for 19 o'Clnck at noon precisely, to receive from any person or persons willing to advance any pan of the won, not being less than 3001. ven7cs, stating the age of the life or lives, the sum to be ad iaald the annuity required ; or if by way of loan, the lowstrate of interest required, and the period for which the same, nay be visited to be advanced, may be forwarded to the Clerk, at any time before the day of meeting, or the Commissioners may be attended at the time and place aforesaid. The Commissioners will Lave tho smurities prepared at their expense. Further information may be obtained by application at the Semis' Office, Bermondsey. August 11, I tat. B. DREW, jun. Clerk. LAST GRAND MARINE GALA (but one) unaer the Management of Mr. W. Mason, will take place on board that late, elegant, and capacious Steam Yacht, the ALBION, on WEDNESDAY NEXT, August 26. It will Include, as usual, a TRIP to the NORE, and round his Majesty's Fleet in the Med way, with & CONCERT and BALL, supported as on previous Gni, by numerous Vocal and Instrumental Performers capable of Pia( rest to such an 3: scut +ion. A full Pandean Band (from the Awl), Rooms) and a Concert Band, are provided. The number Xi &nits& A female Attendant and separate Cabin for the Ladiasl The vessel will leave her Moorings opposite the Tower Stirs at' . halr-paat Seven precisely. tia. rid. each. Tickets to be had of Mr. Norman, , Albion Stearn Packet Office, 3, W ater -l ane , Tower-street t of the Manager, 21, Clerkenwellitreen ; M r. G oo d a ll, C ar d- ma k er , Li s l e . etreet i Mr. Burley, Shoe-warehouse, 157, Drury-lane; Mr. I Hobs Fishing laekle.maker, 123, Fetter-lane ; and of Mr. Bookseller, Royal Exchange. TO PRINT Lits. ANTED a steady Person, who understands the Prom-Work Department, av OVERSEEIt or SUPER ;DENT. None need apply unless fully competent to the Passim] application to be mule to Mr. Davison, Lombard 'ltitefriars. ;DON, MILL-HILL, HAMPSTEAD, OR THE VICINITY. NTED to Rent on Lease, a good FAMILY RESIDENCE, containing not less than Four principal Bed-rhamberv, with suitable accommodations for servants ; well reportioned Drawing-mom, Dining-romn, and Breakfast-parlour; Domestic °Aces to Correspond. Double Coach-house, Four-st a ll stak!e, good Gardens, and about 20Acres of Land. Address particulars, post paid, to lir. libutticwortli, No. 28, ILISHED upwards of TWENTY YEARS, for the : of IRISH LINENS by the PIECE, at the Factors' No. 4, on the South Side of Uloorruihtiry.square, Four a from the top of Southampton-street, Holborn. lE 11t1S11 LINEN COMPANY big have to an nounce to the Public, that the above Howse is their only Eis ebltsluilent in this Country, where they continue to supply the No. Gentry, and the Public with IV-1 R RANTED GRASS. ACHED LINEN for Shirts and Sheets, of the best fabric eolour, at a price considerably lower than they can be procured Attossb any other medium. They also engage to return the put. ibraameoty should any fault appear. Good Irish Hills and Bank of Inland Notes taken u 'try and Town Orders punctually attended to, by NOVAN, 4, Bloomsbury-square, London ; and LE, 31, St. Mary's Abbey, Dublin. Agents. PATENT DEVOLVING GI7N LOCK. IS excellent LOCK is constructed on the principle discharging either by PERCUSSION. or with FLINT :EL. munition to either mode of firing!, effectuated Instantane -4-, without adding, altering, or removing any part of the lack "Mayer; it becomes a matter of italety as well LI convenience Rryer.en. tt..l and WITTON having received unqualified approba this tlegant Lock from the first Sporting ( haracters in the Awry with numerous orders for guns on the above principle, re. entTeal irfting world to apply at their lilanufactory, , o• 67, lIRE.IDNLEDLE.STREET, LONDON, where only Procured. HUNDRKD PIECEB of CAMBItICS, JAC vuNETS, and 111USLINS of various descriptions: like- Mk Limns, Meetings, Bed-Tieks, Quilts, ('oun otbec LINEN-DRAPERY GOODS of qualides, with every description of Goods usually kept by s DußEpers. The whole to be Sold at the IVAREHOUSh, ef M:ROSS-STREET, BARBICAN (the rime ADIDKST over the doors), without the least reserve, be- Bookrupts' Mocks and Unredeemed Piece Goods of Pawn. Trustees of the Bankrupts beg to inform the Heads of Fa and the Public in general, that they are authorised to Sell worth of prime Goods, and rocoomarnal the following .Ir. to immediate attention : Anis of every dercription, at less that half the usual price; vas of 4-4 and 7-8 grass-bleached Irish Linens, veryatrong, ' l• a lad; beautifully line, and particularly sto u t, I s . p er yard; tarsi quality, Is. ed. per yam!, same as g e nerally so ld at 4 s . Gd. 1 4 d; a large quantity of homespun Sheeting, at rd. pet yard Ruda, la per yard t large sire Blankete, at ds. Cd. a pair ; lemanes, soil e d on l y i n one fokl, fit for four-post beds, 51 . ead• twilled and plain Stuff's, 3d. per yard ; excellent black and ed Bombanaines , ltd. per yard ; figured and plain Lustre., l ed per yard ; Cambric and Jacconet Mualins, yard and a 41 e. at per yard; sprigged, checked, and corded 31us 'M. per yard ; full width black, twilled, and plain Sarce per yard; real chintz Furnitures, warranted fast colours, axed; Calico, Id. per yard ; beautiful ell-wide India bong- W n. 1. 6 • 1 lard ; Prints , 3d. per yard ; superfine , and quite new k, d le all, 63. sil k d; yard And S ca rfs , wide wove in cotton Shawls, • eath ; Shawls and at 7s. ed. each. worth six gle money a lot of silk Handkerchiefs, at 2a. Gd. meta ; deb Fltnnel, did. a yard; bed Ticks, that will wear for 20 only ed. per yard • Mele . ll and women's Stockings to be sold Per pair; yard and . a half wide Table Linen, double the sub gmerally to be met with, at Is. par yard ; also several !mn emonic and diaper Tablecloths, somewhat 'oiled, at half- nsier4 whole warranted sound, and suitable for families of the first tabliy. B ezb i b r alt. be ! at J. 31 EDIIUR:irS, Cortex of Rekrou-street, y 41 4 11611. Albion St Manager, I street ; Hawn. ChaPfell, WA? INTENIJ maw Parson' *Tent, W I BENI 111 R 1 Bed.chani Dr um untie I stale, Rot Address Poultry. PJTABL BALE noon Net, ft " T bow hblitlunet bilite, Ge RIAACE and colour tL throgzh at thaamoon Good Ir County al &DON° DOyL of• TUIS of d 144 STEI The tno co*, wit] 'harmer oh to room d y LACY rd $ country l 4:11,1 itaa b, lj COI vira Irhh Nam edy Liata-D r CAft er lei BEDI '4 Bank btok t da tra. " 1 4 T 1 twat, am t.. Oak wi Lcies to antli n Age 312 pi ec , 811 13; tip e 4 to Pr yard ; , An rud l kil; to cetu ond • tad. p. .ilf wid e i 4l , It s t l fr;A lift!, h . C L , Per t I 61 ▪ Of Pintoes 0 I'l L.n e , o bi R uth. 4 11 W e i, rrtYrJ Puri, " 1111 Ikl . p ei i too dro OW 1 1 ' co I rtm ene . 4 4 4 quabeg' ~~ ti BOOKS PUBLISHED. SOI'TII A AIf:RICA, MEXICO, Ste This day is pi.blished, In one large volume Bro. illustrated with se veral coloured Maps, Charts. and Views, price las. boards, rIpHE GEOGRAPHY, HISTORY, and STATIS -1 TICS of NORTH and SOUTH AMERICA and the WEST INDIES. By ff. C. CAREY and J. LEA. With considerable Additions relative to the New States of South America, Mexico, the Havannah, " The I , ublication before us contains by far the most valuable condenset ion of American t hography. I I istrny, and Statistics, which has issued from the press. It is constructed on a comprehensive and excellent plan ' • the maps, charts, and plates are numerous and well executed ; and when all the mister!' inftwmation /molted by the changes and revolutions on the new Continent is taken into the account, we are free to say that it is n very complete illustration of the important matters which it embraces. Either for instruc tion or reference, it is calculated to be a standard work."—Lite rail Gazette, .)larch 2tl. London : Printed for Sherwood, Jones, and Co. Paternoster-row; by whom also are published, 1. A NEW GENERAL ATLAS, containing a complete set of Maps, drawn from the best authorities, of all the principal King dom; and States in the W orld; to which is prefixed, an Introduc tion to Geography, 'mil on the Construction and use of Maps ; by Thomas Myers. LL.D. of the Royal Military Academy, Wool wich ; Author of the •• New and L'omprehensive System of Mo dem I:eography," &e. &c. lii quarto, price One Guinea, half-bound ; or full coloured, 11. 1111.0 d. 11 0 0 Thla Atlas Includes all the recent discoveries ; and the boon ' dans.; of the several States are carefully delineated, on an entirely new set of plates, agreeably to the present improved state of gen. graphical science • several of the Mar:, as those of Central Asia, Southern Africa, ;he new States of South America, it.c. being given on an enlarged scale, so as to el:lnuit. with fidelity, the vs. Inoue natural aid political distinctions. The introductory disser tations will be found to possess a degree of novelty hitherto un attempted in works of this nature; a variety of practical illus. trations, examples, and precepts, having been introduced, by atten tion to which the student may easily acquire a competent knowledge of the natural and political divisions of the globe, and of the relative extent and Positions of its various empires, kingdoms, and states. 2. NEW RUSSIA—A JO, RNEY from RIGA to the , CRI3I EA, by WAY of KIEV: with some Account of the Colo. nization, and of the Manners and Custom( of the Colonists of Now Russia. To which is added, a Second Edition of Notes relating to the Crini Tartars. By Mary II (likeness. la one volume lieu, illustrated with coloured plates of costumes, ; price Ills. lid. in boards. " In taking leave of Mrs. llolderness, we have great pleasure in 1 assuring her, that her volume makes a near approximation to the sort of work which we arc glad to encourage from intelligent Eng- Bah residents abroad. It bears everywhere the stamp of good sense, observation, and truth."—Quarterly Review. No. M. 1. NOTES of the WAR in SPAIN; detailing Occurrences, Military and Political, in Galicia, and at liibraltar and Cadiz, from the Fall of Corunna, to the Occupation of Cadiz by the French. By Thomas Steele, Esq. M.A. of Magdalen College, Cambridge : a Member of the Spanish Committee. Illustrated with Maps, price fits. boards. 191FD1411A • This day is published, in Bvo. price 12s. in boards, A PHILOSOPHICAL INQUIRY into the Source of the Pleasures derived from TRACIIC REPRESENTA TIONS; from which 1 deduced the Secret of giving Dramatic Interest to Tragedies intended for the Stage. Preceded by a Cri tical Examination of the various Theories adopted on the Subject by the English, French, and German Philosophers. By Al. 111•DER310T, Author of a Critical Dissertation on Taste, &c. &c. Also, by the same Author, his CRITICAL DISSERTA TION on the Nature and Principles of TASTE. In tiro. uniform with the above, 12s. in bds. London : Printed for Sherwood, Jones, and Co. Paternoster. row ; by whom also are published, 2. ALASCO ; a Tragedy : lately in rehearsal at the Theatre Royal, (Assent-garden, but withdrawn, under the censure of the Lord Chamberlain ; the passages suppressed by the Licenser being 'printed in italics. With Notes and a Preface. By Martin Archer Shm, E.g. ' R . R. To which are added, a Remonstrance, addressed by the Author te the Lord Chamberlain, with the Answer of that Nobleman, and other documents. Price fs. Gd. in bawds. 3. TALES of the DRAMA; founded on the Tragedies of SluMpeare, Malinger, Shirley, Rowe ' Murphy, Lino, and Moore; and on the Comedies of Steele, Farquhar, Cumberland, Bickerstaff, Goldsmith, and Mrs. Cowley. By Miss Macauley. ,Elegantly printed on foolscap Biro., and illustrated with 130 Cuts, designed by Thurstcn, and engraved by Thomson. Peke 10s. in boards. In this Work the Acted Drama is converted into the more po. pular form of narrative, for the purpose of rendering the real beauties of British Se mare familiar, and even of intend. ing that know ledge to MtdM where the Drama itself is festklden. itli this view the Amtkomplios turned twenty of the Tragedies and Comedies of the Demonism above enumerated into as many Tales, in which the colloquial and scenic effect is preserved, and the whole rendered obedient to the most relined ideas of dd.cary, and subservient to the best purposes of morality. 4. DODD'S BEAUTJIS of SHA KSPEA RE ; • new edition. To which is prefixed, an Original Essay on the Life and Writings of Shakspeare. BT John Britton, Esq. F.S.A. Elegantly printed, and embellished with numerous Cuts, uniform with the preceding article. Price Ss. in boards. 3. SC H ILLER'S ; translated from the Gorman. In one vol. tiro., price 10s. 6d. in bds. (Jr may be had separately, u follows :.—The Robbers, embellished with a line Engraving, 3s. &L—" This Drama does honour to Germany and to modern genius."—Drake's Lit. noun. Don Carlos ; witb a 6ne En graving, 6s. Mary Stuart, tis. 6. COUNT BEN VOWSKI ; from the German of Kotzebue, 3s. 6d. DIBDIN'S POCKET EDITTON OF THE NEW LONDON THEATRE. 1111 most elegant, and, with reference to Its execution, the cheapest Edition of the D rama extant originally published at a Shilling each Play, but now republishing at Sixpence, THE NEW LONDON 'Cll EATR E, being a Collce. don of the most esteemed and popular Stock Tragedies, Comedies, O and Farces, now performing on th e English Critical Stage: with peras Remarks, By THOMAS DIBDIN, Author of several Dramatic Pieces. The following are amongst the advantages peculiar to this Edition : I. Each Play is correctly given from the copies now used in the London Theatres, and is accompanied with the Original Prologue and Epilogue. It contains also the cast of Characters at the prin. cipal Theatres, and as the same acre originally performed. To 3lanagers of Provincial Theatres, and to Private l'hestricals, this k:dition will consequently be found a most valuable acquisition. 2. Each Play is complete in itself, elegantly printed in a pocket size, suitable to the Theatre, from a distinct clear type, and is embellished with six beautiful illustrative Engravings. 3. The Collection comprises all the best Pieces, from the days of Ben Jonson and Beaumont and Fletcher, down to our own times, as shown in the following List. 4. The paging of each Play being unconnected with any other, the purchaser can bind them in any order he pleases. On the loss of any volume it may be instantly replaced. List of Pieces already published, several of which are only to be found in this Collection, the copyright being the exclusive pro perty of the Publisher c TRAG EDI ES. Fair Penitent Gatnester Alexander the Greet All for Love Cato Count of Narbonne Distrest 3lother Douglas Duke of Milan EaA of Essex Earl of Warwick Edward the Black Prince Orphan rph m of Cilia& eta ge It OlUall Father Siege of I larnascus Tamerlane Tancred and Sigls munda Venice Preserved Zara George Barnwell Ilrecian Daughter Isabella Jane Shore Lady Jane Grey Itlahomet Mourning Bride Oromoko COMEDIES. Farmer's Wife Fashionable Lover Good.natured Man Hypocrite Inconstant Jealous Wife Lionel and Clarissa Lord of the Manor Love for Love Love in a Village Maid of the Hill Man of the World Merchant of Bruges 1 New Way to Pay Old Debts Provoked Husband Recruiting Officer 0 ERAS AM) FAR.,._ _ Apprentice Lying Valet Richard Creur de Citizen Maid of the Oaks Lion Conine Mayor of Garrett Rosins Critic Midas sultan Cymon Miser Three Weeks After Devil to Pay Miss in her Teens Marriage Fortune's k rolic Mock Doctor Tobacconist Guardian My Spottie and I Twenty Per Cent. High Life Below Padlock Two Misers Stairs Polly Honeycombs Virgin Unmasked Hit or Miss Quaker What Next ? Irish Wilow Recruiting Sergeant ••• The above Collection may be had complete, in Eighteen neat Cabinet Volumes, price 31. in boards ; or any of the Piece? separately. London; Printed fur Sherwood, Jones, and Co. Patcrnoster.row. AB in the Wrong Beaux Stratagem Begts' Opera Belle's Stratagem BoldStrokc fur all'lte Brothers Refusal Rivals Rule a Wife sod have s 1 Wife She Stoops to Con. Busy Body Chapter of Accidents Clandestine Marriage Confederacy Conscious Lovers quer She Would and She Would Not Suspicious Hrtsband Tender Husband Trip to Scarbo- Way gh of the World Way to Keep him Which is the Man ? West Indian Wonder ES. Conataot Couple ('ountry (irl Double Dealer Double Gallant krl.4yii;iiin • hL - It amour •IMM/Is. 7 . 4_+ '• ill ..1 i . , ~ ~. . A, , _ ._, ` 4 t 1 • 114 t t - 4 1 4 44 1 r vir is "IR. &MY'S LIFE PRESERVERS are S o ld a t 39, DEAN-STREET, SOHO. and no other place in London; being a methodical arrangement of Remedies for the general Diseases of the Body, so previously prepared as to enable the l'atients to prescribe for themselves, without trouble or delay; thereby proving doubtless in many instances a Life Preserver. The practice selected has been sanctioned by long and successful experience, and is founded upon a system in which all the modern improvements in the science of medicine are combined. They are forwarded to every part of the country, on receiving the amount by post or otherwise.—Price I Is. ; 225.; and 335. ; Family chests, 10a., with copious directions. EAL BLESSING TO MOTHERS.—It is pleasing _IL to observe the immediate relief that is afforded to suffering Infants, by that Blessing to Mothers the AMERICAN SOUTH. /No Sy lo riv, the efficacy of which is daily adding to the great number of children relieved from the extreme Nina of dentition. The following case is that of the child of Mrs. Morton, No. 17, James-street, Bethnal green, who, a' the age of ten months (after being a line chi!d). suddenly lost the use of one side from cutting its teeth. The mother took it to the Dispensary, and was ordered to apply leeches ; she did so until he hail nine, which reduced him very much, producing no good effects whatever. She was at length advised to try the American Soothing Syrup, which, before one bottle was used in rubbing its gums, began to restore the use of the child's ann and by the application of a second bottle it was brought to its p erfect health. To be had, wholesale and retail, of Johns and Co., 211, York_ place, City-road, London ; and, by their appointment, o f a ll th e principal Medicine Venders in town and country, at 2s. 9d. per bottle. CAIITION.—The only genuine AMERICAN SOOTH. INJ SYRUP is signed on the Stamp with Mrs. Johnson's own hand-writinur. Any other offered to the Public is spurious, and calculated to injure in its application. June b, TIIE Original OXYGENATED SODA POWDERS for MAKING SODA WATER, continue to be prepared, and sold by the Inventors and Proprietor., Messrs. 0. MAR= SIIA LI, and CO. Chemists, Brewer-street, Golden-square, and is sold in Boxes, at 2a. 9d. each, and in Bottles, at 22a. each, duty cl The Oxygenated Soda Powders having acquired a great reputa- tion, at home and abroad, many ineffective and spurious sons have been imposed on the Public. The genuine will have the words, " Prepared by Measn. O. Marshall and Co." engraved cro every Box and Bottle. •.• AU other advertised preparations for making Soda Water under the same name are spurious. To he had as above : 1824. Superior S:Adlit2. Powder. - -- LIIIVCIIder {Voter Cheltudiam Salts in Crystals Ditto ditto Perfumed Ditto ditto in Efflorescence Virtu ditto M dle Fleur Fined Calcined Mapiettia N'eg:tatic Extract Pectoral Cough Drops Esprits— Various Aromatic Vinegar E ui de Cologne Lavender Vinegar Arquebusade Water, Etc. at. Medicine Chests, uf all prices, completely fitted for every climate and Genuine Drugs and 3ledieincs, for Home and Exportation, of the finest quality. Prepansl and sold shin, as above. very superior FRENCH POLISH fur all kinds of fine Wood. Ftur,i arc. dte. Barris,' ANsilli• I' COMPANY, FOR THE PURCHASE OF ANNUITIES SECURED ON t o PROPERTY IN GREAT BRITAIN AND IRELAND. CAPITAL TIIREE !MILLIONS, IN SIXTY TUOUSANI. SH %RES OF FIFTY SOUNDS NACU. :stablished under the Authority, can Act of Parliament, June 21, 1821—Office, 36, New Broad-street, Loudon. DIRECTOR 7. Prrnl Wooer., Esq. 31. P. Chairman. S. B. M. BARItETT, 1•;sq. 31.1'. Deputy Chairman. Colonel Henry Curzon M'illtant Neuman, Esq. ltilicholu Denny*, Eng. Sam u el Page, Esq. bun—Gera. Sir Rotate Donlan, Colonel Palmer, M.P. K.C.B. Nathaniel IS rn. Peach, Esq, Major James Jones Hon. William Powlett, Al.r. R. bane, Esq. A. A. Suttees, F... 1. George Magnus, Eh. Colonel Talbot, N.P. 4obn Mendhant, Esq. John Wilkin, Est+ AUDITORS. Henry Clarke, Esq. 1 John llarlor, Esq : Burrage Davenport. Esq. I David 31•Laut, Esq. Timothy Fr.-. isPower, Esq. SAN :ERY. Sir William Kay, Bart., Price, Marryat, and Coleman. Sir John Puling, Bart., Shaw, Barber. as .o. Stcanitaar--James Mitchell. Dui. A.M. STANDING CelunSEL—Sannit I Giollestone, Esq. SouciTors--John %Ma, Jun. r,. CONSULTING Su aorows--(ierwse Buckley Bolton, Eq. and William Bewseks Lynn, Eaq. SnaveToas—Joseph Owilt, Esq., Edward l'anson, Esq., and James Savage, Esq. THIS COMPANY has been established under the authority of a special Act of Parliament and Deed of Settle ment, for the preitable investment of capital in the purchase of annuities, secured upon freehold, cop) hold, and leasehold estates. money in the Government funds, pariah bunds, turnpike tolls, and other eligible property. The nature of annuities not tieing generally understood, it may be desirable to enter somewhat into detail in the explanation of them. An annuity is a sum of money annually paid by a person, who is called the Grantor, to another person who is denominated the Grantee, in consideration of a sum of money paid by the latter to the former, as the purchase-money for the duty. This annual pay. ment is made during the life of one or more individual, named by the grantee, and on the extinction of the last life the annuity cease.. Thus, A pays to B 1,000!. as the purchase of an annuity of 100/. per annum, payabk during the lires of C, D, and E. At the death of the last survivor of these the annuity ceases ; but the purchase money is not thereby lost, since, in order fo secure the return of the 1,0001.,the grantee may insure that sum at a moderate premium in an Insurance Office. In this cue Ais the grantee, and Bis the I grantor. As to an investment of money in this way, although the !Aglaia. ture has limited the rate of interest to five per cent. on mortgage, and all loans for a fixed period, it his never attempted to regulate the terms of annuities between the parties, but has simply passed Acts to direct the enrolment of the deeds, and to secure the pay ments and the equitable protection of the rights of all concerned. The substance of the Acts formerly passed on this subject is embo died in the Act M (leo. 111. e. 141, which has been further ex- planed by the Act 3 Geo. IV. c. ie. Prior however to the former of these Acts being passed, many Insurance Companies obtained private Acts for this pumue. Since that period all purchases of annuities hare been elktted on the authority of the General An nuity Act. By the Inn of the land, therefore, any sum whatever, which par ties choose so agree upon, may be legally secured for any period depending on the contingency of one, two, three, or any number of lives, or the last survivor of them. • I During the last war, the usual annuity granted for the lam of 1,0001. was BM a year, or ten per cent. ; and where, (ruin the na. tore of the security, it was dependent on the life of the grantor, as much more was given as was sufficient to pay the annual premium for the insurance of the sum advanced, at an Insurance Office. By this mode, the person who advanced the money obtained an advan tageous return for its use, and was in nq risk whatever of the foes of his capital; for if the annuity was paid off by the grantor, then the grantee received his money back; and it' the grantor died with out paying it oft, still the grantee received it at the office at which it was insured. Experience hat proved to the monied Interest, that annuities on single lives, which can be insured, are highly profitable and seven. tageons, as well' as perfectly secure to the grantees ; but annuities granted upon freehold and other perpetual securities, without the expense of insurance, may be rendered equally, or even more profit. able, and be much more moderate towards the grantor. In such cases the annuities are usually granted to continue dur ing the life-time of the last survivor of three or more persons. The lives arc selected by the individual purchasing the annuity, who naturally chooses young persons of good constitution. That this latter mode of investment Is tery profitable can be dearly demonstrated, since it has been found by long and invarias bit experience, that although a single life is of wry uncertain du ration. yet in the case of - Wee or more well-selected lives the casualty area, and an average fixed period may be relied upon. This period is generally not less than 60 tears. but let it be assumed to be only 68; by referring to tables of compound interest it will be seen that IL per annum, improved at 5 per cent., will amount in 58 ears to 2871. 6s. II ; and therefore 3L 10s , per annum, regu lasiy paid and improved rat that rate, will in the same time amount to 1,005 L 14s. Aid. If I.OOOL be lent at 5 per cent. interest, the individual who makes the loan obtains 50/. a year, and when the loan is repaid he receives back his 1,00 W.; but if another person lay out 1,0001. in the purchase of an annuity of MI. 10s. per annum, payable for 58 years, he will have an equal advantage, for if he lay by Si 10s. a year to accumulate at compound interest, It will, as has been already seen, in 56 years, more than replace the 1,6001. invested. lf, therefore, a portion of the annuity be laid aside to form an accumulating fund adequate to replace the capital by the. end of the probable expiration of the annuity, the remainder may be con sidered as the sum given for the use of the money. Besides this advantage, as the annuities are frequently paid off. the whole sum laid aside as an accumulating fond at the pa) ingot,' forms an addi. tional source of profit, by adding to the amount of the original capital. But if, instead of receiving an annuity of SW. 10s. for 1,0001., and none are granted so low, he receive lOW. per annum, then it is evident that not only at the expiration of 56 years he will obtain b ac k his 1,0001., but every veer he will immediately derive an ad vantage of 4131. It/s. per annum, which he can obtain only by this mode of investment. It may, however, be inquired by some persons, why should indi viduals prefer to raise money by this en.ithod on their estates and Property, which, whilst it is advantageous to the grantee, must surely be burdensome to the grantor? To this question it is replied, there are ample and important reasons, in addition to the difficulty of procuring money at 5 per cent. tbr any giv e n len g th o f time, which induce many individuals feoMaeiNell or uadoubted free hold and copyholti securities, at well as public bodies, to prefer raising money by way of annuity. For examtle, it a gendenun raise money by mortgage, he cannot generally be secure against being called upon to repay it for more than six months, unless under particular circumstances—as fur instance, from its being tt ust money. Ile is therefore placed at the mercy and caprice of the lender. The money he was of course in want of, or he would not have borrowed it. and it may be difficult in so short a time as six months to repay it. It may have been expended in the improve ment of his estate, or in such a speculation that it may be a very unfavourable time to sell his property. 11'hen he applies for a fresh loan, be is subjected to unusual difficulty and suspicion, even front the circumstance of his estate being already mortgaged for the very sum he is called upon to pay off. Hence it may be impossible to obtain the money, and he suffers the consequences, which are not unfrequently sale or foreclosure. But in the case of raising money by granting annuities, it is different; for oolong as the grantor continues to pay the annuity granted, he cannot be called upon to pay off the purchase-money, although he may do so when he finds it convenient, upon giving a short notice, or paving a small file. Proprietors of Leasehold Property are, for like reasons, induced to prefer raising money by annuity to mortgage ; anti it also fre quently occurs that they arc unable to obtain money by mortgage let all, although the duration of their intere s t in th e property may be amply sufficient fur scouring 11w payment of th e annu i t i es t h e y are willing to grant. 9roprietors of shares in roads, cisnala, bridges, and other public works of this nature, when they may deem it an unfarourable time to sell, are able to give good security for an advance of money by way of annuity, to such an extent as the value of t h e i r s h ares will cover. Parishes are unable to raise money by mortgage, because they cannot give a power of sale, and can only iyant a security on the rates from time to time as they coin; in. It is also deemed inequitable to lay the whole burden of dzfrat.ing the expense of a church, or other public object, the benefit of which is to extend, over a long period, upon the present initsbitants. They therefore raise money by annuity ; and alme.t ev e ry l oca l A c t o f Parliament directs or recognises this mode of obtaining money by parishes. The proprietors of unincumbered but entailed estates cannot In's.- money by mortgage. as they hise only a life int:rest in the pm. perty. It is frequently intoossibis to cut off the entail, and some. times a proprietor slots not desire to do so; hence, when money is raised, it must be by way of annuity t and such an annuity is granted as will remunerate for the use of the money, and pay the premium for the insurance of the life. In Scotland, a large proportion of the land is entailed ; and the entail being peipetual, it cannot be cut Why any means. In that part of the l'iMed Kingdom all securities on land arc registered, and take priority in the order in which they are registered ; a nd the system of registering is universal throughout the coantry, and is reduced to such a degree of simplicity, that it may at once be seen if any and what sums of money have been raised on the semi! ty of an estate. Such securities are theretbre very desirable, and the British Annuity Company has already had applications from Scot land for money to a very considerable amount. All persons deriving an income for life, or for lives, secured on land, marriage settlement, attachable pensions from Govern. meet, by t. money in the fends, or other good securities depending on life, must, from the nature of such securities, when they raise met_ ney, do it by way of annuity. As in such Mel insurance is re quired: 'be parties raising the money must grant an annuity to cc At BOOKS PUBL itlEl). Just published, in o vol. 11vo. with a 31ap of the Country, price tts. boards, ETTERS WRITTEN from COLOMBIA d ur i ng a Journey (row Caracas to Bogota, and th ence to &luta Martha, le= Printed for George Cowie end Co. 31, Poultry. - - Just published, In one vol. *to. with a Portrait, and unifirrn with his Travels, 40. urirelll. 33. boards, TEE LI Fti and ItEIII.IiNS of EI)WAItD DANIEL t1..111141:, LL.D. Pmfessor of Alineridury at Camlxidge, Author of Travels in Europe. Asia, and Africa. •.* This Volume anumtses an Abstract of Dr. C.' s T our i n Scoland, Mr first Tour in Italy, his Correspondence with several eminent Cotcmpoearies, and a most loteresting Account of his Life, Studies, and Pursuits, by Friend and Executor the Rev. Inn. Otter A M. " Pruned for George f orte and Cn. SI, Poultry, to whom Sub aaibers are respectfully requeried to apply for their Copie4. EUROPEAN REVIEW, No. 11. riIIIE SECOND NUMBER of the EUROPEAN 1. REVIEW was published au Tuesday, August 17th, by E. D. Puuchk, No. 7, Brydger.strett, Covent.gardm. This Number contains di , : tollowing Original Papers:-Ist. Pe ' riodical Literature-2d. My Neigbbouthood, by M. Ik Jouy--1,1. S •V4inti of Parliament for 1421-4 M. The !Whiff Brigands, by the Cavalier De Angziis-sth. Cermao Political Literature, 17 Pro. Halsor Schlosser - 6th. Eagliglt Alonners-7th. Maritime ar. d Com. mercial Establishments orylkeat Btitain, by M. Ch. Dupin-6th. Common Sense and Philosophy, by Al. Joufroy--Mh. British Public 31retinwa, by M. Cit. Dupin-10th. French Politics, by —lldt. Greek (feels. by Mr. Howanl-12.h. Italian Politics, by •• • ••*•••.-1141. Frent.h 4 .`culoture, by E. Ihvid—l4tb. Principles of remised Uretidasu, by Foscolo 15+11. Groat Britain and Praises, by 3L Comic. It contain , Critical Analyses of the following Works t—lst. Red gauntlet, a Tale of the 111th Centary--2d. Memoirs of his Serene Highness Antoine Philippe 41'0qm*, I)uc de 31ontponsie•-3d. Naval Battles front 1714 to the Peace in 11111, by Rear-Admits! Ekins--4:h. 31. Benjamin Constant's Work on Religion. This Number is embellished with a Portrait of Goethe, as • Coo_ tribute to the Work, and two Outlines of Antique Gems. . BE N E FIT SOCIETIES. Just published, by Messrs. G. and W. B. Whittaker, Ave Maria. lane, in one sheet Bvo. price Is., and may be had of all Book settees, the Second Edition of CONSIDERATIONS on the Necessity of Appointing • BOARD of COJIMISSIONERS for the PROTI:C- Tios and ENCOURAGEMENT of FRIENDLY SO CIETIES. Ily AN ACTUARY. EXTRACTS FROM THE PAMPHLET. " Did banks for savings meet with neglect) were the depositors left to themselves ? driven to public-houses f•r meeting., and to landlords for treasurers? as were the members et Benefit Societies. No, school rooms, chapels, and proper officn wen selected for their business, honorary subscribers GAMIC korward to their support, house.. keepers and parish officers formed their committee', Members of Parliament their trustees, and Noblemen their patrons; and then, with all the disadvantages of Ignorance and neglect on the one hand, and the benefit of extensive patronage and etrouragement on the other, the two institutions were compared, to slaw the superio rity of the Banks over the Benefit Societies." • • -i- " Will the advocates for savings banks be easily persuaded to save their annual premiums instead of insuring their houses against Ire? Certainly not. Vet they recommend the mech an i c t o pl ace his money in the bank to provide against sickness and old age, whilst they know that sickness, like fire, though somewhat slower in its operations. may, in a short time, exhaust the savings of fifty years, and, like fire too, may come sud.lenly beforz the first year expires." • • a " The best friends of the working classes will Mears fattest them to provide against the manifold wane of sickness and of old age, by means of respectable and well-eowiticted benefit societies, the payments to which ought to form a ?art o f t h e i r current and positive expenses. To those who have anything to spare after this a savings bank may be useful ; the lICUNItICS of old age being first secured by their club, the mechanic and labourer, through the me dium) of the bank, may be able to add comforts ; but no individual either befriends his neighbour or his roomy, by enjoining a reli. once upon individual savings as a security against casualty, which may overtake a man in an hour, and in a few months sweep away the savings of a whole life." • • • " There are ad few actuaries who can or will pay attention to the rules, that this important part is generally neglected, and the rules and tables are submitted, with all the faalts of the former, to the magistrates of the county in which the Mary is to be holden, whose sanction sometimes renders, as It were, the most i n t o l era bl e contradictions, the most abominable nonsense, port of the law of the land." • • • I do not recommend that addition& yews be given to the Com. mission ; the Magistrates are already enabled, by the authority of an Act of Parliament, to publish instraetigas, to draw up Rules for new Benefit Societies, to. infuse to 'Wen Amendments to the Rules of those already formed, until der are conformable to the law, to mem:rage improvement, and so on t but three. fourths uf these duties in some counties, and the whole of them in Wien, are left unperformed. It is shewn , I should hope, clearly, that this neglect is highly injurio u s, nd it is only the transfer of these powers to an efficient Board which I advocate, and which, I again repeat, Is necessary to the prosperity of Friendly Societies. In the press, and will be published la a few days, by the 11801111 Author, INSTRUCTIONS for the ESTABLISHMENT and DI PROVEMENT of FRIENDLY SOCIETIES, with General Observations, Notes, and original Tables. SHOOTING, FISHING, an d HIDING JACKETS, and TRAVELLING CLOAKS, of FOX and CO.'s Patent Mohair Gambroons, Ktng-street, Covent-garden, may be daily seen, both plain and t willed, making up to th e or d ers of the Nobility and Gentry, which they warrant to be much superior in every respect to, and cheaper than, the plain Camlets, or the twilled imitations in Wonted, and potsess more desirable requ;- sites for the Field and the Road than any thing yet invented; which has been confirmed by ten years' experience, upon comps neon with all other goods. That the incautious purchaser may not be imposed upon, and Patentees consequendy injured in their reputation, their goods are all stamped on the back, " F ox an d Co. ,' Patent Mohair Cam. broons, 28, King-street, Covent-garden, next door to the West minster Fire-office." . ~~ . ~~ a J- - 4- .. ',,,. _ - • ~ ‘, - -2-G 4. * . , o OZ .~l'.'~. 7 ;,-- ) Price ammixame , an eniount as will mature the money advanced, and yield *femme neretion tir its use. God Irish Securities will also meet t hit the ennitideration dOlll British Annuity Company, wherever they are offered io swift./ Curbed and mercantile districts ; and the proprietor will now hare the opport•inite, by moans of this Company, otobeimitig stoney on theiecauites, which they have hitherto been unable to procure, sae at low rates of interest yet unknown in the slater kingdom. To prevent unnecessary trouble to applicente. it is propmeostelle e that this Company does not advance money . in purefiaeeolamenilisn on mere personal security, but only of annuities secured It is therefore the . opfition of the Direetoes of this se founded on investiga tion and evidence obtained from pu as well as the best possible sources of private Information, dist din Company will be enabled to invent 'the whole of its cg ll and tes divide annually at least from A to 7 percent, besides bade a Ansa for contingencies. b'or many yews - there have been anntaellr effected and enrolled in London, on ancveratre.l,36o metatities, be. sides those secured on freehold property and Copyhold estates of larger annuul value than tfi_ annuities granted. and exclusive of annuities granted on land and other property its Scotland and Ina land. The sum so invested in the purchase of annuities within the last three years, and enrolled in London, has been from threes millions and a half to four iiiiltions sterling. During this period, which has been a time of peace, the rate pee cent obtainer, after defraying Insurance where necessary, raw been from 7 to 13 per ern., accerd:ng to the nature of the enmi ties • and it is therefore confide:P.ly anticipated, th at a greet public Con;pany, transacting its buseicse on equitable terms, will have such numerous offers as to enable it to Kelm the meat undeniable securities, sail to improve its dapital fume advientageeasty than san possibly be dew by any private ttJividhsM That the public wants strongly caned for ti f eoehlishowest or such a Ctunpany u the present, is evidenced front the intension amount of business Mentacted in this way for meny years pier by private agents. There can, therefore, lie no tioubt that thin Company, novaned b 7 fixed grineiples, will obtain the preference, and be able advert.- tagenuely to invest any amount of capital. Persia- e possessed of peel securities may now fairly calculate on just and liberal cone duct, and an immediate advance of money as soon as the seeuritint have been approved of by the Directors and professional advisers of the Company. This will prevent any unpleasant publicity to the transaction. interred by applitatisin to private agents. who are under the necessity of offerieg the securities to numerous individuals, who again discus,. them with their advisers, in order to find persons to advance the sum r e qui re d. B y app l y i ng to a Board of Direc tors, the transaction is made known to no isersons, but coafiden. tally ; and only to them and their officers. Money, by this Intitution, will be also advanced at a mo-e moderate rate, and the Grantors will be exempted from ye:m.o.:it and exorbitant charges of every description. To the Proprietors of thin Company, the investments which they have made cannot fail of becoming advantageous. In the first place, it must be admitted that there is a greater advantage in ie.. westing money in annuities than In the public funds, in conse. quenee of the present high price of the stocks. The 3 per Cents. are now not far from led/. in the market ; and yet it is only eight years ago that they were at about 60/. ; and in the event of a wa-. or of any other unfavourable politit al contingency, the stocks may rapidly fall to 601. again. A person, therefore, who now hues Min the funds, will not only obtain a very low interest for his capital, but is subjected to the hazard ofa low of front 30 to 40 per rent. OS his investment. Teti, risk is avoided by investing in Annuities ; for whether they be paid off by the Grantee, or wheth er h e di e an d the money be received from the Insurance Office, the full original capital is replaced. A person having a few hund re d p oun d s, w hi c h he wishes to in. vest in annuities, will do it to the beet advantage by taking shams in a public Company, as he cannot have such a competent know. ledge of the business as to be able to decide on the eligibility of the securities which may be offered to hies The beat are fee quently for large sums; and the benefit of these cannot be obtained, but by taking a share In a Company which ix able to advance tae money required. To persons of large property, it is also more advantageous to in. vest by the purchase of shares, than in purchasing annuities granted to themselves ; for a Board of Directors, habitually en gaged in the consideration of securities, must necessarily, front their experience, be able to judge of those offered them better than at • individual. They have also the benefit of employing professional men, who have had much experience, anti whose attention is ex. elusively devoted to this particuler branch of business. If, also. it should on any °erasion occur, that a security did not prove so goad as was expected, the Iros being equally divided amongst a numerous proprietary, would b e little felt by any one, and wou'S be amply recompensed by the profit on the other securities. There is also a convenience in holding shares in a public Com pany investing on annuities, which cannot lie enjoyed by an indi. vidual laying out his money on annuities granted to himself, viz. that when he has occasion for a sum of money, he has only to bring as many of leis shores to enetket as he may requhe, and sell them with the same facility as any other stock. This he could not ree dily do with an annuity, or part of an annuity pasted to blmseet, and certainly not without considerable delay, expose, investiga tion, and actual loss. The selling of shares, on the other hand, is a perfectly pimple transaction, and they are at ang dune Nastily tonvertible into cash. A proprietor disposing of hia shares may reasonably expect so Nat prentunf, from their securing him regularly a good di- Attend; whilst an individual could not in any case expect a pre. mium on an annuity granted to himself; as it is always liable to be paid off for the original sum Invested, and there cannot be a cer tainty of immediately finding a new investment. But capital in a public Company, which will naturally have numerous applications. may be kept to constant operation. A 501. slime will consequently be estimated by the purchaser, not merely at 50!. but ass security bringing in an annual dividend from 3!. to 3!. 10s.; and the value set upon it will be in proportion. Ilence, the price of such shares will naturally rise in the same man ner as the shares of other public Companies which realize a similar advantage. The proprietor's private property in the British Annuity Coen. pang will not be exetl to any liabilities, as is the ease in almost all the joint stock Companies. This arises from the nature ef ice operations. There are only two ways by which proprietors incur liability -Ist, to the Directors ; 2d, to the public. Liability to the Direc tors is guarded against by the conditions on which the Company is formed and embodied in its deed of settlement. Liability to the pub lic is avoided by the nature of the Institution itself. Puchasing annuities, as already explained, Is merely laying nut money so as tJ bring in a larger return than by the ordinary mode of loans. By the Acts of Parliament regulating the purchase of annuities., it is required that when the transaction is completed, and the deeds signed, the whole purchase-money, even to the last farthing, shall be paid down to the grantor. As invesonent of capital in making purchases is the only trans. action which the Directors can legally effect, there is no way by which they can contract any debts to subject their own property, and that of their co-shareholders. to any liability, exceptit g fur the rent of offices, salaries, and other connegent expenses of manege. mem. These must always bear so small a proportion to even the annual income of the Company, that they cannot affect the capital., smelt less involve any of the private property of the shareholders. The expenses of effecting money transactions in the form of an ass well as in the form of morisenge, are defrayed by the party raising the money. Heeec the British Annuity Company • ill have no charges to pay to eurveyom, nor to the Sol-icor and Counsel, for investigation of the title, and making nut the deeds. As to the constitution of the Company, its affairs are governed by eighteen Directors ; and as the present ('ours is reduced in r.um. ber by death, resignation, diequeldieatiore, or other causer, rew ones will be elected by the proprietors. Fire auditors, front :he great body of proprietors, are also elected by them ; tad a. eta of the present number die, resign, or become disqualified, the Evearay will be supplied. As to the calk which will be made for future In. stalments, whilst they will be siesde as frequently as the demat s'o of the public, and consequently tile prosperity of the Comp iny re. quire. yet the convenience of the proprietors will be corsulted. net only as to the amount, but slips the periods of }simmer.. floe. ever, it cannot be too distinc.'" enforced on the proprietors of this Company, that whilst in Insurance Companies their prosperity is indicated by only one call being made of a small amelnt, in this Company its prosperity sill be beet evidenced by the dustily oe. pssite effect; since, in proportion to the demand. of the public for money will be the amount of Prime; and if that amount he large. and the income proportionate thereto, the divie,od t o th e 'h e re. holders will be greater, becau.e the expense of the Institution 14.11 be nearly stationary. To the public this Institution will, it is hoped, be of coneideretle advantage. When a person who possesses an estate or property ite any part of the h'nited Kimelorn desires to obtain an advance thereon by way of annuity, instead of being obliged to travel to Lordon, perhaps from a distant pert of the country, at ceneder. ' able inconvenience, he will merely have to send to the Secretary of this Company for a printed form, which will be supplied eremite ously, indicating the nature of the property, the sum reeeired, and such other particulars as will entitle the Court of Directors to con. sitter anti determine on the bu.ines.. If the general nature of the security be approved, the Surveyors of the Company y3l then be deputed to survey the property, provide,' the security offered be of such a nature as re require it, and the execute of the survey will be borne by the person applying for the advance. If the report of the Surveyors be satisfactory to the Direetars, they will ihen near their satisfaction to the applicant, and the &bonnets of h'e tithe must be forwarded to the t3olieitor of the Company. who, with the Standing Counsel, will investigate the same. If the title be good, the deed will be prepared, and the aff:tir completed with certainty and expedition; but if the title be bail, then the expense of the investigation must, as usual, be borne by the proposed grantee. By this simple and intelligible process no unnecessary delay wilt take places—the Shareholder. will he protected from all charges which they ought not to sustain—and the public will he beetled by an advantagenas and speedy supply of capital on eine:dile tares, As the business proposed to be transacted by this log:hada must frequently conic through the hands of Snlicitara, ma eel forma will be supplied at the otti?e. and the Directors will ha wrr to receive proposals •o any amnunt, and will at all times afford every cap/acation and assistance required. JAMES MITCHELL, Secretary. 3G, Nor lkoad.etzect, London, July 19,184. ~/ r''. -- .1 1 . 4 11 (~ 4,11 ' t' i i