Star. — London, England, 1826-06-01 00:00:00

. . . . - .- . . . . . ... If, .(-' irj........ - —.. t . -I " j r • ' ... . . .r. . . . , : t i l 4. : • . . 0 "i 7 .: r-,:64 . . 1 " . ..... . YWAY IIIP-?:. 1.:4' -- - ...; 46 • - I . ... . . 410 ---,. .-- k vd• I . . . + -..•.7c . dn' 1 . - - -• T . ... t. l - .. '0; r i_ .. t ..... , , 11 14 . • .. . .1 . . , ir (." 4 .... I. . , ..1• i ) ' • .• : „ lir k, REP w ""`..... N A11110 . ✓ . . _ . . .. ' I . I . . .. .. . THURSDAY EVENING, NUMBER 12;266.] .E ~.~r, ,M 26. [PRICE SEVENPENCE. E.IST,INDIA NOUSE, May 31, 1826. rrlIE COURT of DPRECTORS of the UNITED COMPANY of .11E1:CILIA TS of ENGLAND, eroding to the EAST-1 SPIES, do hereby gist Notice, • • • That the C 03131 ITTEE of HOUSL .will be ready to receive Proposals, sealed up, and addressed tO dwelt on or before Wee. Ntssar, the 14th June next, from such Mime as may be willing t( supply the Company, at their House and Warehouses, &c. with viVE IIrgDRED CIIALDRONS of the best COALS of -he foibwir, - ; descriptions, namely WI LLINGTON, IIEATON MAIN, KILLINGWORTII, and lIEBBUILN London Wharf Imperial Measure, with the usual Ingrain. e Conditions of the Contracts may be seen, and Printed Forms "fenders miy be had, on application to the Clerk of the Corn r,...tre of House, with whom the Proposals must be left before Twelve o'Clock at Noon on the day specified, after which hour r.o Teeder cad be ca d.. JOSEPH ItelST, &aviary. • I'o THE WORTHY BfAccrouS • OF ; MB Aitcterr AND INDEPENDI NT BOROUGH Or-LEOMINSTER. GE,ILFMEN, T being generally understood that Parliament will be dissolved this week, I propose having the honour of viaiting immediately your Ancient and Independent Borough, and the gra tihca:ien of again paying ray personal respects to every resident Yiettor, when I cannot doubt to experience the sane general, car kind support which I heretofore received, the recollection of v.hith can never be effaced. tVc are threatened with a severe contest, but I rely so implicitly or ) our firm and &meting promises, that I shall go to the Poll, not rt.rely anticipating success, but with a well grounded confidence of a trinmphant majecity, honourable to yourselves, and gratifying to me. Gentlemen ! When I first solicited the honour of your suffrages, I assured you that " I WOULD STAND ALOUD." You may safely rely that I will scrupulously adhere to that determination; no interested native, no mean individual advantage, shall ever induce me to compromise your Independence. I require no aid beyond your generous and zealous support ; pos4essing this, failure is impossible. Your uniform and voluntary pledges have made me proud and grateful—and I have too much respect to your feelings and my own, to dictate to you whom you shall elect in conjunction with me. I continue to be, Gentlemen, Your faithful and devoted Servant, London, May 3t, 1826. 1110 MAS BIS/1 TO THE PUBLIC. AT the present moment, when so many articles neces sary to the c o mforts of the poseur classes are more or less liable to taxation, it may surely be s qnestion whether sbe aboli tion of tamales, by which the State was a r ather of nearly half a million per annum, be, or be not, a wise measure ? 'Tis true, that, as they were formerly conducted, the slam was fraught with some evil. !Laurances were allowed upon the fate of numbers Armtek protracted drawings. ;it'd as the insuranees Al' • _a_ _ _ _ Ina Of 11111911MOU gra ow •••• •••••.. wisely most effectually prevented, by adopting. I:War the present improved mode of deciding she Lottery ell in sue day. As it is at present conducted, the Lottery is a voluntary tax,con tributed to only by those who can afford it, and collected without trouble or expense; one, by which many branches of the Revenue are considerably aided, and by means of which hundreds of petions find employment. The wisdom of those who at this time resign the income produced by it, and add to the number of the Unem ployed, may, as I have observed in a former Address, s'ttrely be questioned. Mr. Pitt. whose abiiity in matters of financial arrangement few will question, and whose morality was proverbial, would not, I am bold to say, have yielded to an outcry against a tax, the continuing of which would have enabled him t let the labourer drink his bumble beverage at a reduced price, or the industrious artisan to pursue his occupation by a cheaper light. But we live in edger times—in the age of improvement! To stake patrimonial estates at Hazard or Fcarte in the purlieus of &. James's is merely amuse ment, but to purchase a Ticket in the Lottery, by means of which a man may gain an estate at a trifling risk, is -immoral! nays within a few hours of the time I write, were not many of our Nubility and Senator,'' some of whom I dare say voted against Lotteries, assembkd, betting thousands upon a Horse Race? In saying so mach, it may be thought that I am somewhat pre sumptuous, or that I take a partial view of the case. It is, bow ever, my honest opinion, abstracted from personal considerations, that the measure of abolishing Lotteries is an unwise one, and as such I give it to that Publie of whom I have been for many years the highly-favoured servant, and for whose patronage, though Lot teries cease, my gratitude will ever continue. As one of the last Contractors, I have assisted in arranging a Scheme, the approval of which by the Public is homily tWitliell by the Increasing demand for Tickets and Shares. It contains, and for the first time that a Scheme ever did, SIX Gra./ PRIZES of THIRTY THOUSAND POUNDS, all Sterling Money. For the Sale of Capitals of that amount my Offices have lung been famed, for there were Sold ma ruts?, TIM LAW, and moat THAN RALE of all that have ever been drawn. Fur the Sale of other Capitals, my Offices are too well known . to make it requisite fur nle to enumerate, or make any remark, beyond a general one, that they are invariably successful, and of that the Public are fully aware, by the continued preference I have received for many years. This Lottery being, as Parliament has resolved, TIIF: LAST THAI EVER WILL BE DRAWN, Is to be decided all in One Day, Illth of JULY. In a former Address I apprised the Public, that the price of Tickets and Shares would rise after the 27th instant: it has risen, is rising, and will continue to rise as the Drawing approaches. Chaim the honour to be your devoted Servant, T. BISH, Stock-Broker. 4, Cornbill, and 9, Charing-Cross. May 29,1'426. BILIOUS AND LIVER COMPLAINTS. AS a mild and efectual remedy for all those disor ders which originate in a vitiated action of the Liver and liiliary organs, namely, Indigestion, Loss of Appetite, Head-Ache, ileartbutli, riatulendes,Spasnts, Costiveness, Afections of the Li ver, Ste. &c. DIXON'S A NTIBILIOUS PILLS have mat With more general approval than any other Medicine whatalleser.— They mike troy recommendation of mild operation with succentul *_Meet; and requite restraint or confinement whatever during their use. In tropical climates, where the consequences of re dundant bile are so prevalent and alarming, they are an In saleable and gifickut protection. They are likewise peculiarly cal related to correct disorders arising from excesses of the table, to restore the tone of the stornach,'and to remove most complaints occasioned by irregularity of the bowels. Sold in Boxes, at 2s. 9d. 4s. rid. 111. and 225. by Butlers,Chbmists, 4, Cheapside, corner of St. Paul's ; and 54, Sackville-street, Dublin ; and 23, Princes-street, Edinburgh; Savory and C 0.136, New Lord -street, and 420, Regent-street ; and by the principal bletlici:le Venders throughout the United Kingdom. N.B. Tite 6s. bnxes heretofore odd are discontinued, and the 41. 6d. substituted in their place, by which a considerable saving will arise to the (mourner. This day was published, Second Edition, in Two Vols. post 800. 18s.- VIVIAN GREY. Why then the world's mine oyster, Which I with sword will open. Printed for Henry Colburn, New Burliogton-sere MRS. RADCLIFFE'S ROMANCE. On MONDAY NEXT, in FONT Vole. post 311. 38e. GAS'tON DE BLONDEVILLE; a Romance ST. ALBAN'S ABBEY; a Metrical Tale, with some Poe tical Pieces. By ANNE RADCLIFFE, Author of " lhe Romance of the Forest;" " Mysteries of Udol pho;" " Italian," &c. to which is prefixed, a Memoir of the Author, with Extracts from her Diary. Published from the Originals, in the postession of William Rad cliffe, Esq. Printed for Henry ColbUrn; 6, New Burlington•street. • DR. BREWSTER'S PHILOSOPHICAL JOURNAL. TVs day was publi•hed, No. IX. with one quarto and two octavo Plates, price 7s. 6d. of the EDINBURGH JOURNAL of SCIENCES, exhi biting a view of the Progress Ns( Discovery in Natural Plil losopby, Chemistry, Mineralogy, &e. &c. Coaduded by DAVID BREWSTER, LL.D. F.R.S: Loud. • Sec. 4. S.. Kiln, &c. Ste. Printed for W. Blackwood, Esilisbuigil ; and T. Cadet, London. This day was published, In Oae Vol. 12mo. price ss. in boards, the Secoqd corrected and enlarged, of • THE SCRIPTURE DOCTRINE of the TRINITY, briefly stated and defended ; and the CHURCH of ENG LAND vindicated from the Charge of Uncharitableness, in re taining the Athanasian Creed. By THOMAS HARTWELL HORNE, M.A. Printed for T. Cadell, Strand ; and W. Blackwood, Edinburgh. Of whom may be had, by the same Author, 1. An ill?&ODUCTION to the Critical Study and Knowledge of the HOLY Scurroass. Fifth Edition, in Four large Volumes, Bvo. price .13 3s. in boards. 2. Dina( Rennin; or plain Reasons for being a Christian.— Seventh Edition, 12mo. price 3s. in boards. DEDICATED TO THE DUKE OF YORK. This day waipublished,in One Vol. Bye. with beautiful Engravings, Sold by Lowman and Co. TRAVELS in NORWAY, SWEDEN, DENMARK, HANOVER, GERMANY, the NETHERLANDS, Re. By WILLIAM RAE WILSON, Esq. F.S.A. " He is a very industrious and inquisitive traveller, who gives •s an excellent picture of the state of Society in those countries. The Work contains information for travellers, and a document worthy of the make of politicians."—Literary Caron. We look upon it as the depository of the most ample and re. cent information concerning these countries. Ho has collected, with great diligence, many facts relating to the agriculture, eco nomy, and the present state of their Goveniments."—Moutblyßev. a We like the undeviating candour sad modesty with which he expresses himself, his scrupulous love of truth, and •anxisty to avoid misstatements of fasts. There is no man on whim accuracy We place more complete reltahee than Mr. Wilma, and hope the Public will bestow on his labours the . reward they dessrve."— Edinburgh Observer. fi ELECTION LAW. This day was published, Tn Two Vole. two. price £1 10s. .THE LAW and PRACTICE of ELECTIONS and ELECTION COMMITTEES; comprising, Proceedings to an Election—at the Bettion—Disqualifications--ob rdZilsto lbe VOlOland Vote-Vomit how lost ?r incsayorree at Mitten-Zkvideneir--Appyy—&atisi By FRANCIS NRWMAN ROGERS, Ea, ~ Of Unwires Inn, Barrister at Law. er The Second Volume may be had separate, prise 1/Ss. boar& London: Primed for J. and W. T. Clarke, Law Booksellers, Portugal Street, Lincoln's Of whom may be had, in bro. price 14s. REPORTS of CASES of CONTROVERTED ELECTIONS In the Sixth Podium% of the United Kingdom. By U. Corbett and E. R. Daniell, Esqrs. Barristers at Law. Mao, in a large Volume, aro. price .81 ls. boards, A COLLECTION of ACTS of PARLIAMENT to 6th Gee. IV. relative to County and Borough Elections. By John Disney, Esq. Barrister at Laws. In Octavo, price Ns. CORBETT'S INQUIRY into the ELECTIVE RIGHTS of the FREEHOLDERS of the CORPORATE COUNTIES. MIDDLESEX. TO BE LET, ANP ENTERED TO IMMEDIATELY, AMOST DESIRABLE FARM, situate about six teen Miles West from Hyde Park Corner, comprising a good Farm House, with every suitable and requisite Agricultural Buildings, and about 'TWO HUNDRED and SIXTY-EIGHT ACRES of very useful Land, in the best *ate of coltivation, and free from Great Tithe. For further Particulars, apply to Mr. Adam Murray, Surveyor and Land Agent, 6i, Sr. Marties•lant, Strand, London. Letters to be post paid. MANSION HOUSE, WITH MANOR, In an eggellent Sporting Country ) TO BE LET, Completely and elegantly FURNISHED, and entered upon immediately, ALL that CAPITAL MANSION, called ASTROP HOUSE, in the County of NORTHAMPTON, wish suit able Offices and Outbuildings, walled Garden, Dove House, Fish Ponds, and extensive Manor, well Stocked; beautiful Shrubbery and Pleasure Grounds • double Coach House, Stabling for ?Olive Horses, and TWENTY-RIGHT ACRES of excellent GRASS LAND. If more Land is required, any quantity not exceeding One Hundred Acres may be had. Astrop is situate in a fine Sporting Country, in the neighbour. hood of three Pecks of Fox Hounds, and is five miles front Ban• bury, six from &Ackley, six from ediington, twelve from Hi rester, thirteen from Rockingham, sixteen from Chipping Norton, twenty from Oxford, and sixty-eight from London. For Particulars, and view of the Premises by Tickets only, 4pply to Mr. Richard E. N. Lee, Solicitor, No. 43, Lineobt's-Inn fields, London • or to Mr. Adam Murray, Surveyor, He. 61, St. Martin's lase , London; or to Mr. Peter Wilson, at the Fare* House. EVER ANXIOUS TO PREVENT IMPOSITION, DAY and MARTIN respectfully infers the Public they have, after stock labour and at a very considerable ex pense, brought to perfection a Label of such singular construction and extreme dint-Ashy of execution, that they trust will effectually prevent the many Frauds that are daily practised 011 the Public. — An attention to the following description of the Label will ensure the genuine Blacking prepared by them. A pattern like Lace of a pink colour covers the principal part of the Label, the names of Day sad Martin are printed in white letters edged with pink and black, mad placed on a white ground, the address, 97, HIGH-HOLBORN, is alto white letters edged with pink and black, but placed en the lack pattern, the iignature and price at foot are black nn a white ground, the preamble and directions for use are printed as before, [back letters on white ground. s 7, Septelsber, 11123. PARLIAMENTARY PROCEEDINGS. HOUSE OF LORDS, Mar 31. The Loan Coanatt.wa, the Archbishop of Carrettatotr, the 'Marquis of Onarscastax, the Earl of Haas: way, and the Earl of Snaerasettr, having taken tbeir seats as Commissioners, at a quar ter past two o'clock, Mr. Quarme, the Yeoman Usher of the Black Rod, was dlrected to summon the Commons, who soon after attended at the Bar. The Royal Assent, was then notified to the two Corn Bills, and to fourteen other Putilic and Private Bills. The Lean CHANCELLOR then read the Royal Speech, given its the STAR of yesterday. HOUSE OF COMMONS. The House met this day, at two o'clock, pursuant to the ad journment. Mr. F. BUXTON brought up the Report of the Select Com mittee appointed to inquire tutu the state of the Slave Trade in the Mauritius. It was bid on toe table, and ordered to be printed. Mr. NV iumar-noIiTON brought up Returns from the Cape of Good Hope, relative to the case of Mr. Bishop Burnett. COURT OT CHANCERY. Mr. P. GRENFELL, in :king to make a motizn of very great importarict to that House and die Public, would have wished for. the presence of the Attorney- General, of whose .conduct he felt it his duty to make some complaint connected with the leave he had lately obtained to bring in a Bill for removing some of the abuses of the Court isf Chancery.- For although the relief purported to be contained in that Bill was some thing, yet it was altogether' too scanty, and fell so far short of what the public had a right to expect in the reformation of abuses (of the existence of which he could desire no better proofs than were contained in the speech of the Learned and Hon. Gentleman himself, when he introduced the subject to the House), that he could hate wished him to be present when he (Mr. Grenfell) found fault witli his not having' brought in the Bill at a much earlier period. There could be no doubt (what ever might be the system or object of the Court of Chancery) that in its practice it was the cause of some of the greatest evils which any country could be doomed to suffer. The first thing he had to complain of was, that no protection was afforded against the expenses entailed upon the suitors by what was called a " Fishing Bill,"—a /111 filed only for the purpose of obtaining information, without knowing whether the defendants were in a situation to afford it—(Cries of order). The Hon. Gentleman was aware the circumstances required him to be as brief as possible, and he would therefore conclude- by moving for an account of the number of causes on which judgment had been given in the Court of Cbancety since the Ist day of January last. Before the question could be put by the &num, the Deputy Usher of the Black Rod appeared at the Bar, and summoned the House to hear his Majesty's Speech dell*ered by commission in the House of Lords, for the purpose of proroguing both Houses of Parliament. The Swann, tecompanied by a considerable number of the Alembers, then left the House, and after being absent abort twenty minutes, returned and read at the table-his Maim?' Speech; after satfelt the &maim quitted the House, and the Members separated. REPORT TROIS THE (ELECT COMMITTEE OF THE HOUSE OF COMMOMS ON PROMISSORY NOTES IN SCOTLAND AND IRELAND. TINS Select Committee talus of }lire inquire into the report their observations and opinion thereupon to thsr House, with reference to the etpediency of making way alteration in the laws dew in force relating thereto. and to whom the several petitions relating to the Currency of Scotland and Ireland were referred :- have, pursuant to the Order of the House, inquired accordingly, and have aimed to the following Report : As it appears to your Committee to be advisable to consider the state of Circulation in Scotland, separately from that in Ireland, they will, in the first instance, report the result of the inquiries which they have made with reference to the case of Scotland. The first notice of banking in Scotland, which occurs In the statute book, is an act of King William the Third, passed in the year 1695, under which the Bank of Scot land was established. By this Act an exclusive privi lege of banking was conferred upon that bank ; it being provided, rr that for the period of 21 years from the 17th July, 1695, it should not be lawful for any other person to set up a distinct Company of Bank within the King dom of Scotland, besides those persons in whose favour this Act is granted." No renewal of the exclusive pri vilege took place after the expiration of the 21 years. The Bank of Scotland first issued Notes of 20s. in the year 1704; ' but the amount of Notes in circulation previously to the Union was very limited. 'The Bank of Scotland continued the only Batik from the date of its establishment in 11125 to the year 1727. In that year a charter of incorporation was granted to certain individuals named therein, for carrying on the business of banking, ander the name of the Royal Bank ; and subsequent charges were granted to this establishment, enlarging Its capital, which now amounts to one million and a half. _ ..... An Act, passed in the year MSS, is the first and most important Act of the Legislature, which regulates the issue of Promissory Noss in Scotland. It appears from its preamble, that a practice had plevailed in Scotland of issuing notes which circulated as srecie, and which were made payable to the bearer on demand, or payable at the option of the issuer at the end of six months, with a sum equal to the legal inte- rest from the demand to that time. The Act of 1765 prohibits the issue of notes, in which such an option as that before mentioned is reserved to the issuer. It requires tbat all notes of the nature of a bank-note, and circulating like specie, should be paid on demand ; and prohibits the issue o f promissory note of a sum less than 20s. With respect to the issue of promissory notes in Eng land, an Act was passed in 1775, prohibiting the issue of any such note under the sum of 20s. and in the year 1777, restraints were imposed by law on the issue of notes between the sum of 20s. and five pounds, which were equivalent to the prohibition of such notes dr culsting as specie. In the year 1797, when the restriction as to payments in cash was imposed. upon the Bank of England, the provisions of the Act of 1777, with regard to the issue l ot notes between 20s. and ak were suspende.i. By an Act passed in the third year of his present Majesty, the suspension was continued until the sth of January, 1823, but now stands limited by an Act of the present Session to the sth of April, 1829. The general result of the laws regulating the Paper Currency in the two countries respectively is this; That in Scotland, the issue of promissory notes, pay. , Able to the bearer on demand, for a• sum *IRA less than 90s. has been at all times permitted by lase: nor has any Act hien passed, limiting the period for which such issue shall contintfb legal in that country. In England the issue of promissory noes for a Tess sum than 51. was prohibited by law, fiom the year 1777 to the period of the Bank Restriction in 1797: It hat been perrrsitted since 1797 and the permission will tea*, As the law at present stands, in April 1829. Your Committee will proceed to give*geaeral view, deduced from the exam irtation of witn •sses, arid' from the documents called•for by the Committee. of the taws which regulate the business of banking is Scotland, and of the mode in width it is at present conducted. The general provisions of the law of Scotland bearing upon this subject are calculated to promote the Solidity of Banking establishments, by affording to the credit* great facil.ties for ascertaining the pecten;ary stances of individual p irtners, and by making the psi. vats fortunes of those parties available for the discharge of the obligations of the Binh with which they are connected. ' • • There is no limitation upon the number of partners of which a Banking Company in Scotland may consist, and,excepting in the case of the Bank of Scotland and the,twn chartered Barks, which have very con-iderable caWtals, the partners of all Banking Compaiiies are band jointly and severally, so that each pirtner is _ liable, to the whole extent of his fortune, for the whole debts of the Company. A crelitor in Scotland is ens. powered to attach the real and heritable, as well as the personal estate of his debtor, for payment of personal debts, among which may be classed debts due by Bias and Promissory Notes; and recourse may be had, for the procuring payment, to each debctiption of property at the same time. Enecutipn is not confined to the real property of a debtor !nerdy during his life, but proceeds with equal effect opou that property after his decease. The law relating to the establishment of Records gives ready means of procuring information with respect to the real and heritable estate of whi -h any pers.n in . Scotland may be possessed. No purchase of an.e,taxe in that country is secure until the seasine (that the instrument certifying that actual delivery has been given) is put on record, tux is any mortgage effectual until the deed is in like manner recorded. In the case of conflicting pecuniary claims upon peel property, the preference is not regulated by the date rd the transaction, but by the date of its record. These records are accessible to all persons, and thus the pub• lic can with eaae ascertain the edective means whith a banking coMpy possesses of discharsing its obiiia dons; and the partners in that company are enabled to determine, with tolerable accuracy, the degree e.E riot and responsibility to Which the private property df is exposed. There are other provisions of the law of Scothmd which it It not necessary minutely to detail, the general tendency of which Is ,the same with Moss chore -mentioned. s There are at present Mt banks la Scotland, three of which are it. cli ted by Act of Prribunent, or by Royal Charter, viz. e r Bank of -Scotland, the Royal Dank of Scotla nd, and 04 Bank called the Britt* Linen Company. . The: NedeopotAilt if ilootimdhas lase pentium Tb. Aershis II Toys sod Couaiy Binh 11w +sq. 01 the remaining *aka, there us three is which the number of partners exceeds 100; six in which the number Is betworess 20 aml 100; and IT 6a which-Me number Wm short of go. The, greater part of the Scotch Banks have branches in connexion with the principal establishment, each branch managed by an agent acting under the imme diate directions of his employers, and giving security to them for his conduct. The Bank of Scotland had, at the date of the last return received by your Committee, sixteen branches, established at various periods between the year 1774 and the present. The British Linen Company had tweaty.seven hnuscbes. The Commercial Banking Company In Edinburgh, thirty-oae. Tire total number of branches established in various parts of Scotland, from the Southern Border to Thurso, the most northerly point at which a Branch Bank exists, is one-hundred and thirty-three. Speaking gentrall y, the business of a Scotch Bank con sists chiefly in the receipt and charge of sums deposited with the Bank, on which an interest is allowed, and in the issue of promissory notes upon the discount of bills, and upon advances of money,made by the Bank upon what is called a cash credit. The interest allowed by a Bank upon deposits varies from time to time, according to the current rate of in terest which money generally bears. At present the interest allowed upon deposits is four per cent. It has been calculated that the aggregate amount of the sums deposited with the Scotch Banks amounts to about twenty or twenty-one millions. 'lire precise accuracy of such an estimate cannot of course be relied on. The witness by whom it was made thought that the amount of deposits could not be less thin sixteen millions, nor exceed twenty-five millions, and took an intermediate sum as the probable amount. Another witness, who had been connected for many years with different Banks in Scotland, and has had ex perience of their concerns at Stilling, Edinburgh, Perth, Aberdeen, and Glasgow, stated that more than one-half of the deposits in the Banks with which he bad been connected were in sums from tea pounds to two hun dred pounds. Being asked what class of the community it is that makes the small deposits ' he gave the following answer, from which it appears that the mode of condecting this branch of the banking business in Scotland has long given to that country many of the benefits derivable from the establishment of Saving Banks: 0 Question—What class of the community is it that makes the smaller deposits? " Answer—They are generally the labouring classes, in towns like Glasgow. In country places, like Perth and Aberdeen, it is ftom 'errants and fishermen, and just that class of the community who save from their earnings, in mete trines, small suns, till they come to be a bank deposit. There is now a facility for their placing money in the Provident Batiks, which receive money till the deposit amounts to ten pounds. When it cows to ten pounds it is equal to the minimum of a bank deposit. The system of banking in Scot land is just an extension of the Provident Bank system. Half yearly or yearly those depositors come to the hank and add the savings of their labour, with the interest that has accrued upon the deposits from the previous balf-yeir or year, to the ptinerpal; and in this way it goes on without being at all reduced, accumulating till the depositor is able either to buy or build a house, when n tunes to be one or two or three hundred pounds, or tilt he is able to com mence business as a master in the line in which be has hitherto been a servant. A great part of the depositors of tbft bank are of that • TO NOBLEMEN, GENTLEMBI4, LAND STEWARDS, AND FARMERS. Just published, MURRAY'S MUCH.APPROVED FARMER'S JOURNALS, shewing the balance at the end of every Week, the Stock and Transactions upon the Farm. Also, his much approved plan of Rentals, and keeping Stewards' Accounts Farm Accounts, &c. Apply at 6t, St. Martin's-lane, Strand, Lo ndon. 1C