Act as a personal finance expert and provide detailed information about the mobile app. Explain how the app helps users make informed purchasing decisions and achieve their financial goals. Include the key features mentioned in Step 1 and elaborate on each one. Provide examples and scenarios to illustrate how the app works in different situations. Discuss the benefits of offline accessibility and how the app stores a locally accessible database of questions and algorithms. Explain the importance of the personalized questionnaire and how it generates a decision-making framework based on the user's profile and financial goals. Highlight the real-time decision-making process and the contextual questions that the app asks. Emphasize the adaptive algorithms and how they analyze user responses to provide increasingly personalized guidance. Discuss the goal setting and tracking feature and how it helps users track their progress towards financial aspirations. Explain the purchase planning feature and how it suggests alternative options for saving or investing money. Create an accountability feature and how it encourages responsible spending habits. Explain the education and insights section and how it offers a curated feed of articles, videos, and podcasts on personal finance education. Discuss the reward system and how users earn points or badges for making successful purchase decisions. Conclude by emphasizing the app's ability to provide personalized guidance offline, empowering users to make informed financial decisions at the point of purchase. The apps name is “2buyor”.