Inclusion Criteria:  Individuals who are at risk of exiting the workforce due to non-work-related illness of injury Individuals who are employed or have been employed within the last 12 months and made at least $1,000 in one of those months Individuals who reside in the Kentucky Individuals must not have applied for or be receiving federal disability benefits including SSDI and SSI within the last 5 years  Exclusion Criteria:  Individuals who are do not have a non-work-related illness or injury that puts them at risk of exiting the workforce Individuals who unemployed or have not been employed within the last 12 months Individuals who have not made at least $1,000 in the past 12 months Individuals who do not reside in the Kentucky Individuals who have applied for or be receiving federal disability benefits including SSDI and SSI within the last 5 years