Inclusion Criteria:  IAPT clients referred for 'high-intensity' one-to-one treatment in the South London and Maudsley NHS Trust (SLaM) Have mental health problems and experience of money problems that are effecting these Can access technology  Exclusion Criteria:  Inability to give informed consent due to mental incapacity (as assessed by IAPT therapists) Participants whose care team specify concerns regarding taking part in the study.