Inclusion Criteria:  Parents of children (younger than 3 years) attending a regularly scheduled primary care visit. Parents respond affirmatively to the question "Do you ever have difficulty making ends meet at the end of the month?" Informed parental consent. Only one child will be enrolled per family. For families with more than one child, we will enroll the youngest eligible child, since literature suggests that impact of reducing family stress may be greater at younger ages; for multiple births, one child will be randomly selected for inclusion.  Exclusion Criteria:  Parents without legal status in Canada, as they are not eligible for many Canadian social programs. Parents already receiving system navigation support, such as from a social worker or public health nurse.