text: Obamacare is collapsing, with average premiums set to increase by 25 percent in 2017 and health insurers jumping ship. Obamacare's defenders call for harsher tax penalties against the uninsured and more subsidies for those who use the government's insurance exchange. But if our goal is to help people obtain high-quality and affordable health care, then saving Obamacare shouldn't be the goal. We need to expand exemptions from fines and encourage people to leave a flawed system. READ MORE