Context: Maybe you pay all your bills with cash , maybe you?re a student , maybe you have never needed a loan for anything . All this will have an effect on your history . Don?t be upset ... if you?re like most people you will get a credit history far sooner than later .
Question: What may be the reason for this advice ?
Option 0: They person needs to get a line of credit .
Option 1: None of the above choices .
Option 2: The person is applying for a credit line .
Option 3: The person does n't have a credit history .
Answer: 3