Context: My sister was inbetween health insurances in her job , and of course , needed emergency gall bladder surgery . The surgeon wanted $ 4000 , they agreed on $ 2000 . She had the surgery , and when she told me the cost , as a Medical Biller I advised her that ins co have fee schedules and would pay between $ 500 and $ 900 depending on the co.
Question: Why may the sister and her family be so stressed out ?
Option 0: None of the above choices .
Option 1: They feel financially tight amid a need for a medical procedure .
Option 2: They feel the need for money amid a bad breakup .
Option 3: They feel the stress of the surgery and nothing else .
Answer: 1