Context: To meet its current obligations , the United States government racks up another $ 1.46 million of debt every day . Every citizen already " owes " over $ 30,000 . By 2010 , that figure will be $ 38,000 .
Question: What may be the reason for citizens owing so much money ?
Option 0: Gambling problems .
Option 1: Mortgages .
Option 2: Alcoholism .
Option 3: Credit card debt .
Answer: 3