Context: I went to my car and there is a huge dent . Someone hit and then run . I called insurance and they told me that they will cover $ 500 but when I went to body shop they told me it would cost $ 1,200 to fix .
Question: Why would someone do what they did ?
Option 0: They want to be a good person
Option 1: They do not want their insurance cost to increase
Option 2: None of the above choices .
Option 3: They have the money to afford to help
Answer: 1