Context: i put my credit application in for him , but i hope the fucking thing does nt go thru . that s the last thing he needs is a motorcycle right now . its the worst time ever to spend money on excess . brendan needs a room !
Question: What may be the reason why its the worst time for excess ?
Option 0: The have too much time on their hands .
Option 1: None of the above choices .
Option 2: The economy is in a downturn right now .
Option 3: They have too much money in the bank .
Answer: 2