Context: I finished my first phase of the grad school application process and I ' m excited ! ! ! I ' m about 87 % in the clear as far as credit card debt is concerned and I ' m pretty happy . I figured that if I can get myself out by October , I can save some money and help Elaine out a little bit with enough time / money to throw down at least one class in January .
Question: What may be a fact about this person 's motives ?
Option 0: They are paying off student loan debt .
Option 1: They are trying to pay off their credit cards .
Option 2: None of the above choices .
Option 3: They are paying off debt in order to apply to schools .
Answer: 1