Context: I ran up a good amount of credit card debt in my twenties and did n't get it under control until the government came in and took 25 % of my paycheck for back taxes . I always had the choice of paying it off a little at a time but , I did n't make that choice . That was then and this is now .
Question: Why did I choose to have debt ?
Option 0: None of the above choices .
Option 1: I wanted to spend money
Option 2: I wanted to pay it off
Option 3: I wanted to make mistakes
Answer: 1