KYE-Protocol/examples huggingface dataset:
Trademark: KYE Governed Control & Policy Authority Agent (wordmark)
KYE Governed Control & Policy Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-CONTROL-POLICY-001) that, from a customer's read-only authority-risk profile, governs TWO bounded consequential acts at the action boundary under KYE authority: (a) RECOMMEND compliance controls and (b) DRAFT an enforceable policy. Each act is admitted, decided via the §12 Purpose-Permission verdict, the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. The differentiator: an authored policy is emitted to the existing Policy Compiler (kye:agent-library:platform_safety.policy-compiler.v1) which compiles + seals it to a machine-enforceable PDP rule-pack the Decision Engine verifies — KYE writes the rule, enforces it, and proves enforcement. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-control-policy-authority-agent), §17-discoverable, §23-metered, kill-switched. KEY GUARDRAIL: the agent DRAFTS / RECOMMENDS but NEVER ADOPTS / APPROVES — adoption is held advisory until §36 GovernedUI two-person sign-off (GDPR Article 22 — no solely-automated decision; opt-in only; §0.11 tenant-isolated). REUSES the existing Risk Profiler output (kye.authority_risk_profile.v1, recommended_controls[]) + §70 ISO 42001 / EU AI Act / NIST AI RMF deep stores (BOUND, never re-mapped) + the existing Policy Compiler — does not duplicate any of them (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §32 §0 / §52 / §68.
Trademark: KYE Underwriting & Risk-Acceptance Authority Agent (wordmark)
KYE Underwriting & Risk-Acceptance Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-UNDERWRITING-001) that governs the CONSEQUENTIAL act at the action boundary — accept or decline or refer a risk within the delegated underwriting-authority limits (line of business · sum insured · territory · class) · enforce the MGA / coverholder binding-authority chain at runtime · refuse an act exceeding the delegated authority before it binds the carrier — under KYE authority: each proposed act is admitted, decided against the existing kye:rule-pack:insurance-underwriting-claims verdict, the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™, with the decline and any act exceeding the delegated authority held advisory until §36 two-person sign-off by a named underwriter. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-underwriting-authority-agent), §17-discoverable, §23-metered, kill-switched. §0 distinctness: fills the AUTHORITY-LIMITS carve-out of the Insurance Action Authority Agent™ (runtime-kye-insurance-action-authority-agent), which keeps the single accept-or-decline determination and the adverse-decision record; distinct from the Quote & Bind Authority Agent™ (distribution-side overrides / discounts / the bind moment) and the Policy Lifecycle Authority Agent™ (post-bind contract-changing acts). THIS agent owns the question a binder makes concrete: does THIS principal hold delegated authority for THIS risk — line of business, sum insured, territory, class — before any acceptance is admitted. The product is the GOVERNANCE — KYE governs WHETHER the consequential act may proceed and proves the basis; it does NOT price risk, does NOT run actuarial or catastrophe models, and does NOT replace the underwriter (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). REUSES the existing KYE insurance underwriting/claims pack (kye:rule-pack:insurance-underwriting-claims, bound to NAIC Model Bulletin on AI / NYDFS Insurance Circular Letter on AI / EU AI Act insurance / FCA Consumer Duty / UK SM&CR) — does not duplicate it; the Lloyd's delegated-authority minimum standards for coverholders are on the framework-mapping roadmap — a stated plan, never a claimed mapping (§70). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Claims Decision Authority Agent (wordmark)
KYE Claims Decision Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-CLAIMS-DECISION-001) that governs the CONSEQUENTIAL act at the action boundary — FNOL triage disposition · reserve setting · settle or deny or partial decision · payment release against declared thresholds · litigation + SIU fraud referral — under KYE authority: each proposed act is admitted, decided against the existing kye:rule-pack:insurance-underwriting-claims verdict, the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™, with the denial, the partial settlement, and any payment release above the declared threshold held advisory until §36 two-person sign-off by a named claims adjuster. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-claims-decision-authority-agent), §17-discoverable, §23-metered, kill-switched. §0 distinctness: fills the CLAIMS-LIFECYCLE carve-out of the Insurance Action Authority Agent™ (runtime-kye-insurance-action-authority-agent), which keeps the underwriting-side adverse decision and the coverage-determination release; ABSORBS the governance face of the Insurance Claim Orchestrator reference workflow (kye:agent-library:insurance.insurance-claim-orchestrator.v1) — the orchestrator stays the adoptable workflow in the KYE Agent Library™, this agent is the authority over its consequential transitions (NO parallel claims agent, §0); distinct from the Underwriting & Risk-Acceptance Authority Agent™ (pre-bind risk acceptance) and the Policy Lifecycle Authority Agent™ (contract-changing acts). The product is the GOVERNANCE — KYE governs WHETHER the consequential act may proceed and proves the basis; it does NOT assess damage, does NOT estimate loss, does NOT run claims or fraud models, and does NOT replace the adjuster (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). REUSES the existing KYE insurance underwriting/claims pack (kye:rule-pack:insurance-underwriting-claims, bound to NAIC Model Bulletin on AI / NYDFS Insurance Circular Letter on AI / EU AI Act insurance / FCA Consumer Duty) — does not duplicate it; the NAIC Unfair Claims Settlement Practices Model Act and FCA ICOBS 8 claims handling are on the framework-mapping roadmap — a stated plan, never a claimed mapping (§70). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Quote & Bind Authority Agent (wordmark)
KYE Quote & Bind Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-QUOTE-BIND-001) that governs the CONSEQUENTIAL act at the action boundary — rating-factor override · discount within declared discount authority · the quote-to-bind moment as an explicit finality gate (cover exists only after the governed bind act reaches finality) — under KYE authority: each proposed act is admitted, decided against the existing kye:rule-pack:insurance-underwriting-claims verdict, the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™, with any rating override or discount beyond the declared authority, and the bind act itself, held advisory until §36 two-person sign-off by a named distribution-governance owner. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-quote-bind-authority-agent), §17-discoverable, §23-metered, kill-switched. §0 distinctness: fills the DISTRIBUTION carve-out of the Insurance Action Authority Agent™ (runtime-kye-insurance-action-authority-agent — underwriting/claims determinations) and ends where the Underwriting & Risk-Acceptance Authority Agent™ begins: that agent governs whether the risk may be ACCEPTED within delegated limits; THIS agent governs what may be QUOTED, DISCOUNTED, and BOUND — the rating-factor override, the discount authority, and the quote→bind moment as an explicit finality gate. Distinct from the Policy Lifecycle Authority Agent™, which begins at issuance, after the governed bind. The product is the GOVERNANCE — KYE governs WHETHER the consequential act may proceed and proves the basis; it does NOT calculate premiums, does NOT rate risks, and does NOT replace the pricing actuary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). REUSES the existing KYE insurance underwriting/claims pack (kye:rule-pack:insurance-underwriting-claims, bound to Colorado SB21-169 ECDIS / NAIC Model Bulletin on AI / EU AI Act insurance / FCA Consumer Duty fair value) — does not duplicate it; FCA ICOBS and the EU Insurance Distribution Directive are on the framework-mapping roadmap — a stated plan, never a claimed mapping (§70). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Policy Lifecycle Authority Agent (wordmark)
KYE Policy Lifecycle Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-POLICY-LIFECYCLE-001) that governs the CONSEQUENTIAL act at the action boundary — issuance · endorsement · renewal · cancellation / non-renewal as regulated-notice authority · lapse · reinstatement — under KYE authority: each proposed act is admitted, decided against the existing kye:rule-pack:insurance-underwriting-claims verdict, the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™, with the cancellation and the non-renewal notice held advisory until §36 two-person sign-off by a named policy-governance owner. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-policy-lifecycle-authority-agent), §17-discoverable, §23-metered, kill-switched. §0 distinctness: begins where the Quote & Bind Authority Agent™ ends — after the governed bind, every CONTRACT-CHANGING act on the policy (issuance · endorsement · renewal · cancellation / non-renewal · lapse · reinstatement) runs through THIS agent; the Insurance Action Authority Agent™ (runtime-kye-insurance-action-authority-agent) keeps the underwriting and claims determinations, and the Underwriting & Risk-Acceptance Authority Agent™ keeps pre-bind risk acceptance. Cancellation and non-renewal are governed as REGULATED-NOTICE authority — the automated-decision exposure the GDPR automated-decision regime already deep-maps. The product is the GOVERNANCE — KYE governs WHETHER the consequential act may proceed and proves the basis; it does NOT administer policies, does NOT issue documents, and does NOT replace the policy-administration system (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). REUSES the existing KYE insurance underwriting/claims pack (kye:rule-pack:insurance-underwriting-claims, bound to NAIC Model Bulletin on AI / NYDFS Insurance Circular Letter on AI / FCA Consumer Duty / GDPR automated-decision) — does not duplicate it; the US state cancellation and non-renewal notice statutes and FCA ICOBS renewal transparency are on the framework-mapping roadmap — a stated plan, never a claimed mapping (§70). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Certified Agentic Delivery Pack (wordmark)
Channel product for consultancies / digital agencies / systems integrators / transformation teams building agentic AI for regulated buyers. A §49 §9 partner engagement (specialization=agentic-delivery) declared as one kye.product.v1 row (SKU KYE-PARTNER-DELIVERY-001), bundle composed of existing rails (§32 ADK · §52/action-classes · §36 GovernedUI · §13 evidence · §55/§70 · §21/§30 audit). KYE-Certified Delivery badge reuses the §54 KYE-Powered Pack™ badge state machine. Positioning: the partner builds the AI product; KYE proves it had authority to act — authority layer over MCP/A2A/A2UI/AP2/UCP interop.
Trademark: KYE UK Tribunal Evidence Authority Pack (wordmark)
§68 UK-employment sector product (SKU KYE-SECTOR-UK-TRIBUNAL-001) declared as one kye.product.v1 row. An authority-and-responsibility map over eight post-hire employment action classes (schedule-shift · change-payroll-status · alter-rota · issue-employment-letter · handle-grievance · process-disciplinary · process-dismissal · respond-to-evidence-request), each REUSED from the §52 action-class root. The ACAS/employment-tribunal evidence bundle is assembled from the EXISTING §13 Evidence Pack + Replay Proof — never a new evidence store (§0). Distinct from the litigation-evidence-discovery pack (US FRCP e-discovery) and the pre-hire HR recruitment product (§0 non-overlap).
Trademark: KYE Shariah Screening Authority Agent (wordmark)
KYE Shariah Screening Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-SHARIAH-SCREENING-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing a Shariah screening verdict on an instrument, counterparty, or portfolio line for a downstream consequential action (admit to a Shariah-compliant book, permit a trade, or exclude) — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-shariah-screening-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: shariah.screening.evaluate, shariah.screening.verdict.release, shariah.purification.quantum.prepare; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, instrument.trade.execute, portfolio.rebalance. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and the individual index-provider screening methodologies (Dow Jones Islamic Market, S&P Shariah, FTSE Shariah, MSCI Islamic) are NOT mapped frameworks. §0 distinctness: It screens; it does not structure (that is the Shariah Structuring Authority Agent™) and it does not run the ongoing review function (that is the Shariah Operations Authority Agent™). It PREPARES the non-compliant-income quantum for purification; the purification determination itself is the board's substantive act and is recorded out-of-scope for KYE (§70). REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Shariah Structuring Authority Agent (wordmark)
KYE Shariah Structuring Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-SHARIAH-STRUCTURING-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing a proposed product structure into the Shariah Supervisory Board approval queue and, after a recorded approval, releasing the structure for launch — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance, iifm-documentation-standards), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-shariah-structuring-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: shariah.structure.dossier.assemble, shariah.structure.board_referral.raise, shariah.structure.launch.release; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, shariah.structure.approve, product.launch.execute. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and the individual national Shariah-board resolution corpora (e.g. a specific SAC or DSN-MUI fatwa series) are NOT mapped frameworks. §0 distinctness: It prepares and routes the structure; the approval itself is the board's act, and post-launch conformance is the Shariah Operations Authority Agent™'s. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Shariah Operations Authority Agent (wordmark)
KYE Shariah Operations Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-SHARIAH-OPERATIONS-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — recording a Shariah non-compliance (SNC) event, escalating it to the Shariah Supervisory Board, and releasing the board-directed remediation and purification act — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-auditing-standards, aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-shariah-operations-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: shariah.snc.record, shariah.snc.escalate, shariah.remediation.release, shariah.review.evidence.assemble; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, shariah.snc.dismiss, shariah.audit.opinion.issue. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and the internal audit charters of individual institutions are not frameworks and are never claimed. §0 distinctness: It runs the ongoing review and SNC lane; it never issues the Shariah audit opinion (ASIFI 7 / GS10 are out-of-scope substantive rows) and never screens or structures. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Takaful Authority Agent (wordmark)
KYE Takaful Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-TAKAFUL-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing the operator-side acts on a takaful risk fund: contribution acceptance, surplus distribution, and the qard advance from operator to a deficit risk fund — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-accounting-standards, aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-takaful-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: takaful.contribution.accept, takaful.surplus.distribution.release, takaful.qard.advance.release; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, takaful.claim.adjudicate, takaful.risk.price. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and IFSB-8 (takaful governance), IFSB-11 (takaful solvency) and IFSB-14 are NOT mapped frameworks — a stated plan, never a claimed mapping. §0 distinctness: It governs the participant-fund boundary acts. It does NOT adjudicate claims, price risk, or replace the takaful administration system; the KYE Claims Decision Authority Agent™ keeps the conventional claims lane. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Sukuk Authority Agent (wordmark)
KYE Sukuk Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-SUKUK-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing the sukuk lifecycle acts: issuance against a recorded board certification, the tradability determination release, and periodic distribution — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-accounting-standards, aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance, iifm-documentation-standards), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-sukuk-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: sukuk.issuance.release, sukuk.tradability.determination.release, sukuk.distribution.release; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, sukuk.price, sukuk.rate.set, sukuk.trade.execute. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and IOSCO capital-markets conduct, the Malaysian SC LOLA sukuk framework and individual exchange listing rules are NOT mapped frameworks. §0 distinctness: It governs the sukuk authority acts against the certification and the IIFM master documentation. It does NOT price, rate, structure de novo, or execute trades. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Islamic Embedded Finance Authority Agent (wordmark)
KYE Islamic Embedded Finance Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-ISLAMIC-EMBEDDED-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing a Shariah-compliant embedded-finance offer at a third-party point of sale, and holding an offer whose structure has drifted from the certified template — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-islamic-embedded-finance-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: islamic.embedded.offer.release, islamic.embedded.offer.hold, islamic.embedded.disclosure.assemble; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, islamic.embedded.offer.price, merchant.contract.execute. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and the consumer-credit conduct regimes of each embedding jurisdiction are mapped separately where KYE has mapped them and are never assumed. §0 distinctness: It governs the distribution boundary — the moment a certified structure is offered through a channel the institution does not own. The underlying contract acts stay with the Murabaha, Islamic Mortgage and Islamic Microfinance agents. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Islamic Microfinance Authority Agent (wordmark)
KYE Islamic Microfinance Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-ISLAMIC-MICROFINANCE-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing a qard hasan or micro-murabaha disbursement, and governing the late-payment treatment so that no penalty accrues to the institution's own income — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-accounting-standards, aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-islamic-microfinance-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: islamic.microfinance.disbursement.release, islamic.microfinance.late_treatment.release, islamic.microfinance.zakah.allocation.prepare; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, islamic.microfinance.penalty.income.recognise, islamic.microfinance.rate.set. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and the national microfinance-institution licensing regimes are NOT mapped frameworks. §0 distinctness: It governs the small-ticket, financial-inclusion lane. Full commercial murabaha sequence control stays with the KYE Murabaha Authority Agent™. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Murabaha Authority Agent (wordmark)
KYE Murabaha Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-MURABAHA-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing each step of the murabaha sequence in order — asset acquisition, the institution's possession, cost-and-markup disclosure, and the sale to the customer — refusing any release that would run out of sequence — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-accounting-standards, aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-murabaha-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: murabaha.acquisition.release, murabaha.possession.record, murabaha.disclosure.release, murabaha.sale.release; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, murabaha.sequence.override, murabaha.markup.set. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and commodity-broker platform rulebooks (e.g. a specific tawarruq platform) are NOT mapped frameworks. §0 distinctness: It is the sequence authority for the commercial murabaha. It does NOT set the markup, source commodities, or run the tawarruq broker; the Islamic Microfinance Authority Agent™ keeps the micro-ticket lane and the Islamic Trade Finance Authority Agent™ keeps the documentary-credit lane. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Islamic Trade Finance Authority Agent (wordmark)
KYE Islamic Trade Finance Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-ISLAMIC-TRADE-FINANCE-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing the Shariah-governed trade-finance acts: documentary-credit issuance, document-presentation acceptance, and the guarantee or kafalah release — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance, iifm-documentation-standards), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-islamic-trade-finance-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: islamic.tradefinance.credit.issue.release, islamic.tradefinance.presentation.accept, islamic.tradefinance.guarantee.release; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, islamic.tradefinance.fee.set, islamic.tradefinance.sanctions.determine. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and ICC UCP 600 / URDG 758 are trade-practice rules, not KYE-mapped regulatory frameworks, and are never claimed as mapped. §0 distinctness: It governs the Shariah authority over trade-finance instruments. Sanctions and AML screening stay with the KYE Sanctions & AML Authority Agent™ — this agent never determines a sanctions outcome. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Islamic Mortgage Authority Agent (wordmark)
KYE Islamic Mortgage Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-ISLAMIC-MORTGAGE-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing the home-finance lifecycle acts under a diminishing-musharaka or ijarah muntahia bittamleek structure: origination, each ownership-transfer tranche, and the final title transfer — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-accounting-standards, aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-islamic-mortgage-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: islamic.mortgage.origination.release, islamic.mortgage.tranche.release, islamic.mortgage.title_transfer.release; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, islamic.mortgage.rental.set, islamic.mortgage.repossession.execute. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and the national mortgage-conduct regimes (e.g. FCA MCOB) are mapped separately only where KYE has mapped them, and are never assumed for this agent. §0 distinctness: It governs the Shariah authority over the home-finance acts. The KYE Mortgage Lending Action Authority Agent™ keeps the conventional credit-decision lane — this agent does not duplicate it. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Istisna Authority Agent (wordmark)
KYE Istisna Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-ISTISNA-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing the istisna' construction-finance acts: each progress payment against certified completion, the delivery-and-acceptance act, and the parallel-istisna' independence check — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-accounting-standards, aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-istisna-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: istisna.progress_payment.release, istisna.delivery_acceptance.release, istisna.parallel.independence.verify; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, istisna.completion.certify, istisna.specification.amend. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and construction-contract standards (e.g. FIDIC) are not regulatory frameworks and are never claimed as mapped. §0 distinctness: It governs the release authority over progress and delivery. It does NOT certify physical completion — that is the engineer's or surveyor's act, and the agent consumes that certificate as an input it never issues. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Salam Authority Agent (wordmark)
KYE Salam Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-SALAM-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing the salam acts: full capital payment at contract, the delivery-acceptance act, and the parallel-salam independence check that keeps the two contracts unlinked — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-accounting-standards, aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-salam-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: salam.capital_payment.release, salam.delivery_acceptance.release, salam.parallel.independence.verify; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, salam.capital_payment.defer, salam.commodity.price. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and commodity-exchange and agricultural-marketing-board rulebooks are NOT mapped frameworks. §0 distinctness: It governs the salam release authority, including refusing a deferred capital payment. It does NOT price the commodity or run the delivery logistics. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Wakala Authority Agent (wordmark)
KYE Wakala Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-WAKALA-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing an act taken under a wakala mandate only when it falls inside the recorded scope of that mandate, and refusing an act that exceeds it — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-prudential-standards, ifsb-shariah-governance), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-wakala-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: wakala.mandate.scope.verify, wakala.act.release, wakala.fee.disclosure.assemble; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, wakala.mandate.widen, wakala.capital.guarantee. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and investment-management conduct regimes (e.g. MiFID II, FCA COBS) are mapped separately only where KYE has mapped them. §0 distinctness: It is the mandate-scope authority for agency relationships — the Islamic-finance instance of the delegated-authority pattern. Where the operator model is a takaful wakala, the KYE Takaful Authority Agent™ keeps the risk-fund acts. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.
Trademark: KYE Muzaraa Authority Agent (wordmark)
KYE Muzaraa Authority Agent™ — the bounded, single-purpose, GOVERNANCE-FIRST Governed Agent (KYE-AGENT-MUZARAA-001) in the Islamic finance sector that governs the CONSEQUENTIAL act at the action boundary — releasing the muzara'a agricultural partnership acts: the crop-share ratio release against the board-certified template, the input-provision act, and the harvest-share distribution — under KYE authority: each proposed act is admitted, decided against the EXISTING §70 Shariah-governance deep-map (aaoifi-governance-standards, aaoifi-shariah-standards, ifsb-shariah-governance), the contestable disposition recorded, and sealed as a replay-provable Evidence Pack™. A §0.30 first-class principal (principal_class=agent), §52-bound (binding pattern runtime-kye-muzaraa-authority-agent), §17-discoverable, §23-metered, kill-switched. Bounded allowed actions: muzaraa.share_ratio.release, muzaraa.input_provision.release, muzaraa.harvest_distribution.release; explicit prohibitions: shariah.ruling.issue, fatwa.issue, shariah.board.membership.modify, policy.modify, delegation.create, arbitrary.execution, muzaraa.share_ratio.set, muzaraa.yield.forecast. HUMAN-AUTHORITY BOUNDARY: the agent advises and prepares; the fatwa-bearing determination routes to the institution's Shariah Supervisory Board (or the jurisdiction's central Shariah authority) and the act is held advisory until a recorded board authorisation resolves — the agent NEVER issues an independent Shariah ruling. §70 honesty: every AAOIFI Shariah Standard row in KYE's substrate is coverage_status=out-of-scope; they are bound only as the standards a board certification must CITE (aaoifi-shariah-standards.R2), never as rules KYE enforces, and KYE's mapped AAOIFI Shariah Standards substrate contains NO muzara'a-specific standard row — the muzara'a-specific fiqh basis is therefore NOT a claimed KYE mapping; this agent binds only the general partnership, gharar and possession citations plus the Shariah-governance requirements, and routes every muzara'a-specific question to the board. §0 distinctness: It governs the agricultural partnership release acts. It does NOT set the crop-share ratio (a board-certified term) and does NOT forecast yield. REUSES the existing §70 Shariah-governance deep-map + kye:dictionary:shariah-governance — no parallel framework store, ruling engine or dictionary (§0 complement-not-compete; §32 §0 red-line 6 carve-out — bounded governed agent as product, never a general-purpose agent framework). KYE-owned mark. Constitution §0.30 / §52 / §54 / §68 / §70.